AU GUST 28 , 2 0 1 9 VO L . 1 1 I SSU E 37
# BUGL E N E W S YOUR COMM U N I T Y. YOUR NE WS . IN THI S I SSU E E VENTS
Calendar Events Upcoming events in your area SEE PAGE 4
SP ORTS
Local leaders Several Voyager Media area athletes in D-I football
SEE PAGE 5
BU SI NESS
Dave Says Dave Ramsey’s Column SEE PAGE 7
BUGLENEWSPAPERS.COM
NEWS
YOUR COMMUNIT Y. YOUR NEWS. WEDNESDAY, AUGUST 28, 2019 | BUGLENEWSPAPERS.COM
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NEWS
WEDNESDAY, AUGUST 28, 2019 | BUGLENEWSPAPERS.COM
DOWNERS GROVE LIBRARY
Library hosts Medicare informational seminar Lori Wylly provides essential information for those who are thinking or at the age where Medicare can be useful for them
LISLE LIBRARY DISTRICT
Zelma brings meditation experience to library Audience members take in ways to calm the brain through meditation BY RYAN OSTRY Bugle Staff
@RyanOstry_BR18 rostry@buglenewspapers.com
BY RYAN OSTRY
Bugle Staff
@RyanOstry_BR18 rostry@buglenewspapers.com
Father time is something that is inevitable. With that being said, after the age of 65, Medicare in the United States is prominent. “Explaining what Medicare is important because a lot of people are very confused with their choices in Medicare,” said independent health insurance agent Lori Wylly. “What it covers, what it doesn’t and what peoples options are is all very important to know about it.” Going over what the term Medicare actually is and what it can do for someone was expressed to start the hour seminar. Medicare, a federal system of health insurance for people over 65 years of age and for certain younger people with disabilities and has been in existence since 1966. With two different ways to get Medicare coverage including original or Medicare Advantage Plan, the first step is deciding which plan is better for the certain individual. Original Medicare is made up of Part A and B. Part A, is hospital insurance and generally covers care at skilled nursing facilities and sometimes nursing homes, while Part B is medical insurance and generally covers preventive
care, doctor visits, lab tests, durable medical equipment and more. Medicare Advantage program gives you another way to get your Medicare Part A and Part B coverage, where private insurance companies approved by Medicare offer Medicare Advantage plans. Part C in Medicare Advantage (like an HMO or PPO), combines Part A, B and usually D. Part D, which is if someone needs to add drug coverage, covers mostly self-administered drugs. “In all of their under 65 life, most people’s employers did all of the heavy lifting with choosing plans, deductibles, co-insurance and co- payments which was left for confusion for a lot of people,” Wylly said. In 2018, Medicare provided health insurance for more than 59.9 million individuals — more than 52 million people aged 65 and older and about 8 million younger people, which Wylly adds why the correct information and understanding of all the benefits from Medicare is something that is essential. Although there are plans that go from A through N which are Medicare Supplement Insurance Plans, A
Elmhurst Quarry Tours Sept. 21
DuPage Stormwater Management to Host
In partnership with the Elmhurst History Museum, DuPage County Stormwater Management will offer the public a rare opportunity to tour its Elmhurst Quarry Flood Control Facility on Saturday, Sept. 21. Stormwater Management Committee Chairman Jim Zay said the event quickly sells out each time it is offered.
through D are the most common. Certain plans such as F includes a high-deductible plan by some insurance companies in some states, as well as the receiver paying for Medicare-covered costs (coinsurance, copayments, deductibles) up to the deductible amount of $2,300 in 2019 before that persons policy pays anything. For Plans K and L, after someone meets the out-of-pocket yearly limit and the yearly Part B deducible ($185 in 2019), the Medigap plan plays 100 percent of covered services for the rest of the calendar year. Plan N plays 100 percent of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission. “One of the most common misconceptions is that A and B covers 100 percent of their healthcare costs,” Wylly said. “Something we want people to leave with today is that your options through Medicare can be changed throughout your entire life, which is why people should know all of the options that would best suited for you.”
“We always have a strong showing of people interested in learning about how DuPage County manages floodwater. This tour gives us an opportunity explain how the Elmhurst Quarry detains 2.7 billion gallons and protects residents and their property during intense rainfall,” said Zay. “The magnitude of this facility is very impressive, and we are happy to be able to give residents a chance to see it up close.” The Elmhurst Quarry is the larg-
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Whether it is school, work, or even the world around us, the world can be a stressful place. Retired educator Zelma Chamberlain, M. Ed who has more than 35 years of meditating, brought her talents to the Lisle Library District. “I’ve been meditating for 36 years,” Chamberlain said. “I specifically like this practice of meditation because it focuses on the tenth opening of the body.” While going through a list of slideshows explain the nuances and the essential keys of the practice, Chamberlain said letting the body fully relax is the most obvious point to Meditation. The term mindfulness, which is psychological process of bringing one’s attention to experiences occurring in the present moment, which one can develop through the practice of meditation and through other training, is a common word known through the practice. Not only is the word used through meditation, it also popular in the world of psychology and psychiatry to treat patients with a mental illness. Mindfulness practice involves the process of developing the skill of bringing one’s attention to whatever is happening in the present
est of DuPage County’s 17 flood control facilities countywide. Using a predetermined operating plan, DuPage County Stormwater Management staff allows floodwater to enter the Elmhurst Quarry via a 400-foot tunnel, which runs under Illinois Route 83. The Quarry holds the floodwater until water elevations recede enough to pump the water back into Salt Creek. Tours will depart from the Elmhurst History Museum’s Edu-
moment, which is the center of what meditation tries to accomplish. “We use a calming word with this technique,” Chamberlain said. “It could be peace, calm, love and we use that word to keep our thoughts away in our mind as we go into this practice.” With Meditation being used with the aim of reducing stress, anxiety, depression, and pain, and increasing peace, perception, selfconcept, and well being, Chamberlain wanted the audience to know that you do not have to be a professional in the field to be able to utilize meditation. At home, in a quiet place, or wherever someone feels they can relax and have mindfulness, was something Chamberlain expressed to the crowd. Getting comfortable while preparing to sit down for a few minutes or longer, focusing on your breath and following your breath for a couple minutes or the beginning stages of meditation. Noticing when the mind has wondered, being kind to one’s own mind wondering was also a main point illustrated by Chamberlain, acknowledging that rumination is something that is very normal in society. “Those intrusive thoughts in our brain when we can’t shut our brain off is why meditation is so important,” Chamberlain said. “It’s such a strategy of focus and refocus because once you focus your mind on the calming word and really sink in pushing those thoughts to the side is something that is very important.”
cation Center, located at 120 E. Park Avenue in Elmhurst, via bus every 30 minutes from 9:30 a.m. to 2:30 p.m. Each tour will last approximately two hours. Cost for the tour is $12 per person, payable to the Elmhurst History Museum. Following the quarry visit, participants can take a self-guided tour of the Elmhurst History Museum’s exhibit “By All Accounts: The Story of Elmhurst,” which
SEE ‘BRIEFS’ PAGE 6
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CALENDAR
UPCOMING EVENTS IN YOUR AREA WEDNESDAY, AUGUST 28, 2019 | BUGLENEWSPAPERS.COM
DOWNERS GROVE ENJOY FREE LIVE MUSIC ON TUESDAY EVENINGS AT 7 P.M. from May 28 through August 20 at Veterans Memorial Pavilion in Fishel Park, on Grove Street just west of Main Street. Food, wine and beer* will be available for purchase starting at 6 p.m. each week. Bring lawn chairs, blankets, outside food, outside non-alcoholic beverages. Dogs must be leashed at all times. Leashes must be no more than six feet in length. No outside alcoholic beverages allowed. July 23- Piano Man (Elton John/Billy Joel) July 30- Hillbilly Rockstarz (Country) August 6- Dancing Queen (ABBA) August 13- Fool House (90s hits) August 20- The SyingRays (Rock and roll oldies) JUNE - SEPTEMBER 14 (SATURDAYS) LISLE FRENCH MARKET. 8 a.m.-1 p.m. Prairie Walk Pond, Garfield Avenue just north of Burlington. With an abundance of local farmers, food and artisan vendors in each location, visitors will enjoy a variety of goods in these open-air markets that encourage community to gather, socialize and support small business. Vendors change weekly, so each market is a unique experience. Free parking is available in the Garfield Parking Lot, Main Street and the Commuter Parking Lots off of Burlington Avenue. There is no admission charge, so bring the whole family and friendly pets on a leash are welcome. Diverse offerings include: Artisan crafts, Baked goods, Cheeses, Food, Fresh produce, Home accessories, Jewelry, Knife sharpening, Meats, Olive oils, Pet products and much more. JUNE - OCTOBER 19 (SATURDAYS) DOWNERS GROVE DOWNTOWN DOWNERS GROVE MARKET. 7 a.m. to 12:30 p.m. at the Downers Grove Main Street Train Station in the south parking lot off Burlington Avenue. On a typical Saturday you’ll find everything you need to prepare your weekend and weekly meals. Decorate your dinner table or home with fresh cut flowers or potted orchids. If you’re in the mood to shop for yourself or for gifts for others there are a variety of craft vendors. For more information, visit www.ymcachicago.org/indianboundary/ pages/special-events. WOODRIDGE PUBLIC LIBRARY SUMMER LUNCH PROGRAM. Sponsored by the Northern IL Food Bank and the West Suburban Community Pantry. Mondays and Thursdays, June 3 through August 8. Library Story & Craft, 11:30 a.m. – Noon. Lunch, Noon – 1 p.m. Location: Woodridge Library, 2nd Floor. The goal of this lunch program is to support local students and families throughout the summer with the opportunity to have a healthy meal, and for families to learn about pantry support services, as well as library services, resources and programs. GeNeRAL MANAGeR Vice President - Advertising & Marketing AndREw SAMAAn 815-436-2431 ext. 104 andrew@buglenewspapers.com
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WEDNESDAY, AUGUST 28, 2019 | BUGLENEWSPAPERS.COM
BASKETBALL SOCCER CROSS COUNTRY FOOTBALL SOCCER TENNIS BASEBALL SOFTBALL VOLLEYBALL TRACK & FIELD SWIMMING CHEERLEADING DANCE BOWLING FOOTBALL
LOCAL
STARS
Several talented Voyager Media football players are scattered over top college programs When the best of the best line up on Saturday’s to compete for a shot at an NCAA Division-I FBS National Championship, there are good odds there will be some representitive from the Voyager Media coverage area as players litter the national landcape of college football. From the Big 10 to the coasts, from Illinois to Army, the local area has players who will compete at the highest level of their game.
BIG 10 WISCONSIN Jack Eschenbach Freshman tight end from Downers Grove, the 6-foot, 6-inch, 224-pound Benet Academy graduate redshirted last season. He helped lead Benet to back-toback state semifinal appearances, finishing his career with 76 receptions for 1,197 yards and 7 touchdowns. Izayah Green-May Sophomore outside linebacker from Bolingbrook played in six games
for the Badgers last season, totaling one tackle which came against Rutgers on Nov. 3. He made his Wisconsin debut against Western Kentucky on Aug. 31. Alec McEachern Sophomore linebacker from Plainfield played in four games, primarily on special teams last season. The Benet Academy product made his Illinois debut against Minnesota on Nov. 3, making one tackle. He also saw against Nebraska, Iowa and Northwestern.
MIAMI UNIVERSITY Trent Kramer Redshirt junior long snapper who is from Naperville. Went to Benet Academy and played in one game last season.
ETIC CONFERENCE CINCINNATI Jackson Bruscianelli A 5-foot, 11-inch, 223-pound freshman linebacker from Woodridge that played his high school football at
PHOTO COURTESY OF MICHIGAN STATE ATHLETIC COMMUNICATIONS
Maine South’s Kevin Jarvis is an offensive lineman for Michigan State University. Montini.
BIG 12 OKLAHOMA Erik Swenson Downers Grove South graduate is a 6-foot, 5-inch, 317-pound redshirt junior offensive lineman for the Sooners. Last season he played in four games, seeing action against Florida Atlantic, TCU, Kansas State and Kansas after playing six games in 2017.
OKLAHOMA STATE Matt Hembrough
Benet Academy graduate and Lisle resident is a 6-foot, 3-inch, 192-pound redshirt sophomore long snapper that saw no action a year ago, but who is in line to potentially crack into the lineup in 2019.
CONFERENCE USA LOUISIANA TECH Malik Wells Lisle High School graduate, 6-foot, 3-inch, 278-pound junior defensive lineman got to La Tech after spending his freshman season at Iowa Central Community College and last season at College of DuPage.
SOUTHEASTERN CONFERENCE VANDERBILT Ryley Guay Senior placekicker from Benet Academy was the primary placekicker and kickoff specialist for the Commodores a season ago, making 13-of22 field goal attempts. He connected on a 53-yarder against Florida, the fifth longest in team history. Made all 47 extra point attempts. Opponents returned less than 25 percent of 63 kickoffs - For a complete list of players, visit buglenewspapers.com
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PHONE: 815.436.2431 WEB: BUGLENEWSPAPERS.COM/CLASSIFIEDS EMAIL: CLASSIFIEDS@BUGLENEWSPAPERS.COM ‘BRIEFS’ FROM PAGE 3 includes more information and a video about the Quarry’s history. ”The Elmhurst Quarry was one of Elmhurst’s oldest businesses, and it is a site that many people have been very curious about over the years,” said Jessie Wandersee, Supervisor of Education Services at the Elmhurst History Museum. “The Quarry Tour offers a behind-the-scenes opportunity to learn about the facility’s history and view its inner workings from viewing platforms that are usually closed to the public.” Elmhurst Quarry Tour ticket sales will begin at 9 a.m. on Tuesday, Sept. 3. Tickets can be purchased online only on the Elmhurst History Museum’s website at www.elmhursthistory.org in the Special Events section. Children 10 and over are permitted but must be accompanied by an adult. For more information, call the Elmhurst History Museum at (630) 833-1457.
Bid on Exclusive Ways to Connect to Nature at ‘A Night for Nature’ Benefit Sept. 26
Bid on exclusive DuPage forest preserve opportunities — from helping train a bobcat to joining a prescription burn — during a live auction at “A Night for Nature” on Thursday, Sept. 26 from 5 to 9 p.m. at the Danada House, 3S501 Naperville Road, Wheaton. The Friends of the Forest Preserve District of DuPage County is hosting the benefit to raise funds for natural areas, nature education and recreational programs in the forest preserves. The evening includes dinner and silent and live auctions. Tickets are $100 per person ($900 per table of 10) and are available at dupageforest.org/night-fornature through Sept. 13. For more information, call 630933-7097. Guests can bid on rare expe-
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WEDNESDAY, AUGUST 28, 2019 | BUGLENEWSPAPERS.COM
DAVE SAYS
Get mad at the debt you have, then get rid of it Lower interest rate will help you save a little money in the short-term, but the drawback is it can also make you feel like you’ve addressed your problem
DEAR DAVE: I’ve got about $3,000 in credit card debt. Would it be a good idea to transfer the balance from my credit card to another one that has a much lower interest rate?
TAMMI DEAR TAMMI: Lots of people who find themselves in your shoes make the switch to low-interest rate credit cards. A lower interest rate will help you
save a little money in the short-term, but the drawback is it can also make you feel like you’ve addressed your problem with debt when you really haven’t. You’ve got to change the behavior and the mindset that put you in that situation in the first place. Besides, most low-interest, or no-interest, credit card offers are only good for a short period of time. There’s always a catch! I discovered long ago that personal finance is only about 20 percent head knowledge and 80 percent behavior. Emotion is a key element to getting out of debt and staying out of debt. You’ve got to get really mad at debt, the impact it has on your financial life, and attack it with a vengeance. Think about how many times debt has been a negative influence on your life.
My guess is there were many occasions in the past when you could have done great stuff—I’m talking about meaningful, important things—if you hadn’t had to send a bunch of money to those bozos at the credit card company every month. I want you to really think about it. How about this? First, cut up your credit card and close the account. Then, sell some stuff and take a parttime job nights or weekends for just a little while. You could wipe out all your debt in less than a year by doing that and starting to live on a strict, written, monthly budget. If you don’t get mad about it and take a stand against debt, and become determined you’re never going to fall into that trap again, you’re liable to find yourself back in the same situation or worse!
DAVE
PAG E 8 | WEDNES DAY, AUGUST 28, 20 19 | BU GLE N E WS PA P E R S .C OM