Downers Grove 3-14-18

M A R C H 14 , 2 0 1 8 V O L . 1 0 I S S U E 16

POLITICAL FIGURES FROM ILLINOIS: RECIPIENTS OF NOBEL PRIZE FOR PEACE, LEADERS DURING WARTIME

#buglenewspapers

SCHOOLS

Downers Grove South Students selected for Capitol Hill Day SEE PAGE 2

SPORTS

Sectional champs Benet wins Glenbard East Sectional SEE PAGE 5

BUSINESS Dave Says Student loan is still debt; pay it SEE PAGE 9

BUGLENEWSPAPERS.COM

SEE PAGE 4

FORUM SPOTLIGHT

ILLINOIS RAISED

NEWS

WEDNESDAY, MARCH 14, 2018 | BUGLENEWSPAPERS.COM

COMMUNITY

Students selected for Capitol Hill Day South students Esther Crandell , Andrea Ramirez went to D.C Last month, Downers Grove South High School students Esther Crandell and Andrea Ramirez were selected to participate in Capitol Hill Day in Washington, D.C. on behalf of Unified through Special Olympics.

Unified is a branch of Special Olympics focused on building inclusion and respect in middle schools, high schools and universities. Their mission is to raise awareness of inclusion, which will allow students to show respect towards their peers and enhance school experiences for all.

Crandell and Ramirez, joined by Unified Sponsor and District 99 physical therapist Sydney Oswald, received training upon their arrival and had the opportunity to speak to senators the following day. The topic of conversation with the senators was on the importance of sustaining Unified programs in public schools. Also, the students had time for sightseeing in our nation’s Capital.

“It was amazing to see the impact we made by sharing our

experiences with the senators,” Crandell said. “Several senators said they will vote to sustain funding for Unified once the bill is passed.”

“Esther and Andrea had the opportunity to meet other high school leaders from across the country,” Oswald said. “They also learned new communications skills and the importance of advocacy.”

South High’s Unified organization is only in its first year and already provides basketball and soccer programs. The group is currently working on adding track to the line-up of athletic activities.

“My favorite part about being involved in Unified is playing basketball and making new friends,” Ramirez said.

Last November, Crandell and Ramirez presented and facilitated sessions during the Special Olympics Illinois state conference in Peoria. During their presentation, they shared highlights and best practices from hosting Respect Week at South High. The week consisted of hanging signage, passing out Unified swag items, and encouraging students to find opportunities to connect with other students. Unified is hosting their second Respect Week at South High this week, March 1216.

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NEWS

WEDNESDAY, MARCH 14, 2018 | BUGLENEWSPAPERS.COM

3

VILLAGE NEWS >> DOWNERS GROVE

Business owners sue over road closing Proposal to close Brook Drive would have negative impact according to Oak Grove Center tenants, owners

BY MEGANN HORSTEAD For the Bugle @BugleNewspapers sweditor@buglenewspapers.com

If Brook Drive is closed, residents, business owners, and commuters will notice an impact to access, visibility, traffic, and property values throughout the industrial park, said Oak Grove Center business owners.

The group is suing the Village of Downers Grove and Flavorchem Corporation, a creator and manufacturer of flavor and

color solutions for the food, beverage and nutraceutical industries, over plans for the public roadway’s closure.

Steve Giesler, a partner for G-H Oak Grove Center Venture, said it is not clear why the Village would agree to this deal.

“My building, in particular, we’re at the end of Brook Drive,” he said. “My tenants will have to drive through Flavorchem’s parking lot to gain access, so we lose visibility. That affects our property’s value.”

Downers Grove officials took action in September 2017 turning over the licensing of Brook Drive to Flavorchem Corporation in a $380,000 agreement. Oak Grove Center businesses have been in talks with the Village airing their concerns for the roadway’s potential closure for more than a year.

“There are a number of reasons [to oppose the road closure,] and one is the value of the land given to Flavorchem,” he said. “Their appraisal put it at $380,000. The Village gets nothing out of it. If they should leave, there’s no bond in place to restore the street. The effect on traffic, particularly for those with deliveries near the in-

tersection of Butterfield and Finley roads, it’s tough to get through depending on the weather and the time of day.”

Giesler said the Plan Commission had heard their concerns and primarily voted in kind, but the Village Council did not vote accordingly.

“I think they’re afraid Flavorchem could leave, if not approved,” he said. “Our position is they own these buildings. They’re not going to leave. If they did, they lease them to tenants or sell them. They don’t occupy all the buildings they own. It would have no impact to Downers Grove on collecting real estate taxes.”

A lawsuit, filed in December

2017, is currently pending in the Circuit Court of the 18th Judicial Court.

Phone calls to the Village of Downers Grove seeking comment were declined because they do not comment on pending litigation.

Giesler wanted it to be clear that he supports local businesses and the Village’s advancement.

“I’m happy to see them expand and grow,” he said.

The hope, Giesler said, is that a resolution can be reached.

“It would be great if we could,” he said. “If we could come to an arrangement, that would be great. The bottom line is, we want Brook Drive to remain open.”

Rachel Jeske – Oboe; Amelia Korbitz – Violin – Perfect Score; Bilal Khurshid – Snare Drum – Best in Room Citation; Ryan Knezevich – Trombone; Helen Kosowski – Flute; Emma Krause – Flute; Megan Krause – Violin; Hannah Kutchek – Flute; Jack Langan – Male Voice; Katherine Lyda – Violin; Margaret Lyons – Flute; Lucas Marra – French Horn; Kaylee McCarthy – Trombone; Zachary McDermott – French Horn; Parker Jo McGuire – Violin; Ish Mistry – Trombone; Brian Monk – Violin – Perfect Score; Brady Moore – Cello Best in Room Citation; Raegan Novak – Flute; Noah Pardue – Viola; Brian Perillo – Euphonium; Brendan Quealy – Male Voice; Chloe Mason – Oboe; Catherine Ramsey – Harp – Perfect Score; Tressa Rapach – Trumpet; Andrew Swenson – Trumpet; Miles Teague – French Horn; Jesse Wei – Viola; Aleena Albert, Katherine Lyda, Brady Moore, Jesse Wei – String Quartet – Perfect Score; Daniel Atwater, Nya Mason, Ish Mistry, Jonathan Orjala, Rebecca Waden – Brass Quintet; Jeremy Blumka, Jennifer Casey, Ryan Knezevich, Brian Perillo – Low Brass Quartet – Perfect Score; Lucie Boyd, Amelia Korbitz – String Duet; Allison Burke, Luc Collo, Andrew Jackson, Marz Tingzon – Sax Quartet; Jeannie Hansen, Ava Sanchez, Maya Schumpert – Woodwind Trio; Sotis Gouriotis, Amanda Janusz, Katherine Tokash – String Trio; Justin Berghorst, Noah Pardue, Paige Sadler, Julia Szostak – String Quartet

Justin Berghorst – Violin; Abigail Bowers – Flute; Michelle Cotton – Bassoon; Kate Crisp – Female Voice; Patrick Doyle – Trumpet; Emily Ennis – Flute; Abbie Folkening – Flute; Mariah Godar – Trumpet; Aaron Heppner – Flute; Emilija Irvin – Bassoon; Arden Jachim – Trumpet; Angelica Kowara – Trombone; Maggie Miller – Violin; Jonathan Orjala – Trumpet; Caroline Pleune – Flute; Matt Rios – Trumpet; Ava Sanchez – Flute; Mia Scott – Violin; Olga Sretenovic – Violin; Sam Stein – Trumpet; Claire Tarvin – Tuba; Julianna Tuohy – Trombone; Rebecca Waden – French Horn; Alexis Morman, Julia Rhodes – Woodwind Duet; Emilija Irvin, Emma Krause, Chloe Mason, Aidan Purcell, Miles Teague – Woodwind Quintet

LISTED BELOW ARE THE SOUTH HIGH STUDENTS THAT EARNED A DIVISION I RATING: Carson Aldrich, trombone solo; Andre Beikircher, violin solo; Allie Brandt, clarinet solo - PERFECT SCORE; Allie Brandt, Danny King, Emma Ansah, Missy Tepe, clarinet ensemble; Jake Burrows, Kelly Jankowski , trumpet duet; Jake Burrows, Matt Burrows, Peter Burrows, Paul Kozak, Adam Rosignal, brass quintet; Matt Burrows, trombone solo; Matt Burrows, Carson Aldrich, trombone duet; George DuFresne, flute solo; Genevieve DuFresne, alto saxophone solo - PERFECT SCORE; Michaela Dukes, violin solo; Sam Guagliardo, euphonium solo; Megan Holley, violin solo; O’Shay Jackson, bassoon solo; Harry Kamitani, violin solo; Bella Kelly, violin solo; Danny King, clarinet solo; Kyle Kotula, trombone solo; Therese Malinowki, Bella Kelly, string duet; Mary Mulcahey, flute solo; Lauren Mule, violin solo; Lauren Mule, Megan Holley, violin duet; Maddy Pteanc, violin solo; Michaela Rakos, flute solo; Isaac Rutledge, flute solo; Millia Saei, violin solo; Emily Schwab, bassoon solo; Saahil Sorakayla, bassoon solo;

SCHOOLS >> DISTRICT 99

More than 100 D.99 musicians participate in state contest District 99 student musicians participated in the Illinois High School Association (IHSA) State Solo and Ensemble Contest on March 3, 2018, at Joliet Central Catholic High School.

Students prepare solos and ensembles and play for an expert adjudicator, receiving both a score and a rating, and, formative feedback for improvement.

Additionally, students performing solos must play scales from memory, demonstrating technical mastery on their instruments outside of their prepared solo work.

NORTH HIGH RESULTS More than 70 students from Downers Grove North High School performed Solos and Ensembles that earned a Division I rating of SUPERIOR. A Division I score is categorized as “A Superior Performance – outstanding in nearly every detail.” In addition, 30 students from Downers Grove North High School performed Solos and Ensembles that garnered a Division II rating of Outstanding. A Division II score is categorized as “An excellent performance – only minor defects.”

“Preparing for a Solo and Ensemble contest is a great opportunity for our students to express their individualism as soloists and to develop teamwork skills with small ensembles,” said Brayer Teague, Fine Arts Department Chair at North High. “We’re very proud of all our students who entered the

state contest this year. They did a terrific job representing North High with their musicianship.”

Twelve North High student musicians received perfect scores at the State Contest. Jennifer Casey, Amelia Korbitz, Brian Monk, and Katherine Ramsey earned perfect marks from the judges for their solo work. The DGN String Quartet (Aleena Albert, Katherine Lyda, Brady Moore, Jesse Wei), as well as the DGN Low Brass Quartet (Jeremy Blumka, Jennifer Casey, Ryan Knezevich, Brian Perillo – Low Brass Quartet) also received perfect scores.

Two North High events received a “Best in Room Citation” for garnering the highest achievement score in their event room. Percussion soloist Bilal Khurshid and Cello Soloist Brady Moore were each recognized by judges to be the most outstanding performers of the day in their performance venues.

THE FOLLOWING NORTH HIGH MUSIC EVENTS RECEIVED A “DIVISION I—SUPERIOR” RATING: Aleena Albert – French Horn; Jozie Arenz – Euphonium; Nick Atonson – Violin; Daniel Atwater – Trumpet; Eva Bednard – Violin; Emily Blanchard – Flute; Emily Blanchard – Piccolo; Carissa Blumka – Flute; Jeremy Blumka – Trombone; Lucie Boyd – Viola; Jennifer Casey – Euphonium – Perfect Score; Grace Chalberg – Trumpet; Luc Collo – Alto Saxophone; Ellie Cremer – Violin; Alison Dry – Trombone; Rebecca Edmundson – Violin; Emma Fodor – Clarinet; Jamie Gamonez – Female Voice; Jamie Gamonez – Flute; Marissa Gonzalez – Flute; Jeannie Hansen – Bassoon; Gavin Harker – Trumpet;

THE FOLLOWING NORTH HIGH MUSIC EVENTS RECEIVED A “DIVISION II—EXCELLENT” RATING:

SOUTH HIGH RESULTS In total, more than 50 students participated in over 35 different events. 30 students performed as soloists, and 26 students formed 7 different ensembles during the course of the day. Students from both the bands and the orchestras from South High School participated in this event.

“Regardless of rating or score, we are proud of every student for choosing to pursue musical growth through this process.” said Fine Arts Department Chairman Glenn Williams. “The individual growth that occurs through studying and performing chamber music is substantial.”

Two events during the course of the day earned a perfect score, 40/40, from the judge in their performance room: Allie Brandt, clarinet; Genevieve DuFresne, alto saxophone.

Nathan Wiechec, trombone solo; LISTED BELOW ARE THE SOUTH HIGH STUDENTS THAT EARNED A DIVISION II RATING: Michael Beube, violin solo; Joe Daniele, trombone solo; Rachel Joseph, violin solo; Sana Nasib, viola solo; Hailey Rodden, oboe solo; Domani Sharkey, Ellen Place, Meghan Carroll, string trio; Katherine Wilkinson, violin solo

FORUM

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GUEST COLUMN

Political figures from Illinois: Recipients of Nobel Prize for Peace, leaders during wartime

BY KERRY LESTER, THE DAILY HERALD The Gettysburg Address.

Hull House. The nation’s first African American president — and first lady. All of these are due to Illinois’ bumper crop of political figures and politicians, who represent a diverse range of viewpoints and contributions throughout history.

Here, in alphabetical order, are some of the leaders who came from our state: JANE ADDAMS A social worker and a leader in the women’s suffrage movement, Addams was the first American woman to receive the Nobel Peace Prize. She ran Hull House, a settlement house for poor immigrants in Chicago, and co-founded the American Civil Liberties Union. She also chaired a women’s conference for peace in the Netherlands in 1919 and worked unsuccessfully to get the United States to serve as a mediator between warring countries in World War I. She died in 1935 in Chicago. I-90 in Illinois is named after her.

HILLARY RODHAM CLINTON Clinton’s 2016 Democratic nomination for president culminated a lifetime of public service, including terms as U.S. secretary of state, U.S. senator and first lady, a job where she chaired a task force that devised a plan to provide universal health care for Americans. Raised in Park Ridge, she moved to Arkansas in 1975 and married Bill Clinton, who became the 42nd U.S. president. Her first run for president was in 2008, when she lost the nomination to fellow Illinoisan Barack Obama.

RICHARD J. DALEY Born into a working-class Irish family in Chicago’s Bridgeport neighborhood, Daley worked in the Union Stockyards to pay for law school. He was elected to the Illinois House of Representatives, then became Chicago’s 38th mayor with a 21-year tenure that ended with his death in 1976. Daley delivered key Democratic votes from Cook County in the 1960 presidential election of John F. Kennedy. He received national attention, and criticism, for authorizing the use of police force during the 1968 Democratic

convention in Chicago. His son, Richard M. Daley, followed him as Chicago mayor from 1989 to 2011.

EVERETT DIRKSEN A native of Pekin, Dirksen helped steer the U.S. through the turbulent 1960s.

As U.S. Senate minority leader, the Republican held a crucial role in passage of the Civil Rights Act of 1964 and the Civil Rights Act of 1968. A World War I Army veteran, he was one of the Senate’s strongest supporters of the U.S. role in Vietnam. He died while in office in 1969 and is buried in Pekin. Did Dirksen say, “A million here, a million there, pretty soon, you’re talking real money”?

No written or recorded record has been found, reports The Dirksen Center in Pekin. While a few people emphatically recall him uttering the famous words, at least one remembers the senator denying it.

STEPHEN DOUGLAS A rising figure in Illinois’ early years, Douglas served in the Illinois House of Representatives and as Illinois secretary of state and Illinois Supreme Court associate justice, all by age 27. A few years later he was elected to the U.S. House, then the Senate and became one of the Democrats’ leaders. The chief nemesis and sparring partner of Abraham Lincoln during the Lincoln-Douglas debates of 1858, Douglas was nicknamed “the little giant” because of his diminutive stature and political forcefulness.

Douglas (along with Lincoln) championed the Illinois Central Railroad, now part of the Canadian National Railway.

He designed the Kansas-Nebraska Act, which brought the question of slavery into the national spotlight by allowing slaves in U.S. territories. He died of typhoid fever at age 48 in 1861 and is buried on Chicago’s South Side.

BETTY FORD Born Elizabeth Ann Bloomer in 1918 in Chicago, she moved with her family to Michigan before traveling at 18 to study dance in Vermont and New York.

She married and divorced, then married Gerald Ford as he was campaigning for the U.S. House of Representatives. He later became the 38th president of the United States. As first lady, Betty was

known for her frank and outspoken nature and irked some conservatives because of her support of socially liberal causes, including the Equal Rights Amendment and abortion access. Five years after leaving the White House, she founded the Betty Ford Center after recovering from alcohol and painkiller addiction. She died in 2011 at age 93; her husband died 74 days later.

ULYSSES S. GRANT Born in Ohio, Grant served in the Mexican-American War and moved at age 38 with his wife to Galena to join the family leather goods business. The Civil War began a year later and Grant led a regiment south. Eventually promoted to commanding general and reporting directly to President Abraham Lincoln, he helped lead the Union Army to victory over the Confederacy. As the 18th president from 1869 to 1877, he oversaw Reconstruction. He kept a home in Galena. He died in 1885 and is, with his wife Julia, buried in Grant’s Tomb at the General Grant National Memorial in New York.

JESSE JACKSON Jackson lived under Jim Crow laws during his youth in South Carolina, but later participated in the 1965 Selma to Montgomery marches for civil rights and went to work for Martin Luther King Jr., which led Jackson to Chicago to establish an office of the Southern Christian Leadership Conference. He attended the Chicago Theological Seminary and was ordained, then later received a master of divinity degree. Jackson was at the Memphis hotel when King was assassinated. As one of the most influential civil rights leaders in the nation, he founded Operation PUSH and organized the National Rainbow Coalition, now merged as Rainbow/PUSH. Jackson ran for the Democratic nomination for president in 1984 and 1988 and later assumed a role in negotiating internationally for release of U.S. hostages and prisoners abroad. President Bill Clinton awarded Jackson the Presidential Medal of Freedom in 2000.

PAGE 5

WEDNESDAY, MARCH 14, 2018 | BUGLENEWSPAPERS.COM

BASKETBALL

REDWINGS

WIN

Benet claims the Glenbard East Sectional title over Willowbrook

BY DRAKE SKLEBA For the Bugle www.buglenewspapers.com

The Benet Academy Redwings (27-4) “Road to Peoria”, continued in a stop in Lombard, on Friday night. In the 2018 Glenbard East Class 4A Sectional Championship Game, before an over-flow crowd, the Redwings, led Willowbrook 4636 after three quarters.

In Tuesday night’s 47-41 victory over Bartlett (17-13) Benet hung on, after almost blowing a 16-point fourth-quarter lead.

“We had some problems with Bartlett’s pressure in the fourth quarter,” Benet Academy head coach Gene Heidkamp said, after the Redwings 47-41 win over Bartlett on Tuesday. “We will clean that up on Wednesday and Thursday and be ready for Willowbrook, on Friday.

Indeed.

The Redwings were more than ready and buried the Warriors, outscoring them 21-4, in the final stanza. The vaunted Redwing defense, turned-over the befuddled Warriors, seven times in the quarter and rolled to a 67-40 sectional championship victory.

The Redwings were led by their 6-foot-4 junior Will Engels who had a double-double, with 19 points and 10 rebounds.

Senior Jake Petrovic, for the third game in a row, started the Redwing scoring in the game, with a longrange three pointer. Jake would stuff the stat sheet with 17 points,

six rebounds, four assists and three steals.

Senior David Buh, was toughas-nails inside, scoring 14 points.

“After almost blowing a 16-point lead on Tuesday, we put special emphasis on having a great, fourth quarter,” Buh said. “And we went out and did just that. It’s great to be sectional champions. We look forward to Tuesday at NIU.” Six-foot-8 sophomore Colin Crothers, scored 11 points, hauled down five rebounds and had two blocked shots.

Redwing senior point guard Ben Cooney, had an excellent game bringing up the ball against the Warriors’ full-court pressure defense. The always-steady Cooney, scored two points, handed out three assists, three rebounds and picked up his usual three steals.

“I have a role with this team and I try to do everything I can do, to help us win,” Cooney said. “It feels great to be sectional champions.”

After Petrovic’s three, to open the game, the “dynamic duo” of Engels and Buh, would score four points each, to give the Redwings a 15-9 lead after one quarter.

With 6:39 left in the half, Petrovic would bury-back-to-back three’s and the Redwings led 21-9.

Willowbrook (26-6) would rally behind their leading scorer, St. Cloud State-bound, Ethan Chuemer (17 points, three rebounds) and reserve Scott Tumilty, (6 SEE BENET PAGE 6

PHOTO BY MATT EVANS/FOR THE BUGLE

Colin Crothers tallied 11 points in Benet’s sectional title win over Willowbrook.

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6 SPORTS BENET FROM PAGE5

points, two three’s), to close to within 30-26 at halftime.

The Warriors would close to within 30-28 with 6:20 left in the third quarter.

The old play of the game was next.

Petrovic would bury his fourth three-pointer dagger, from the left corner, for a 33-28 Redwing lead and setting-off an avalanche.

“It feels really nice to be sectional champions,” Petrovic said. “Our defense was outstanding, turned the game around and really took Willowbrook out of its offense. Our offense was outstanding tonight, as well. We were at NIU, when I was a sophomore. It is real cool place and we can’t wait to play there on Tuesday.

From that point on the Redwings would outscore the Warriors 34-12.

Game over.

Engels would score nine of his game-high 19 points in the third quarter. And add four more in the fourth quarter.

“Its an amazing feeling to do this with our amazing seniors,” Engels said. “I love this team and it feels great to be sectional champions.

We were in a dog-fight at halftime

WEDNESDAY, MARCH 14, 2018 | BUGLENEWSPAPERS.COM and then we took over the game.

This year I wanted to help the team with scoring, rebounding, anything I could do to help us win. It has really worked out well for me.”

Crothers, would have another outstanding fourth quarter, picking up five of his 11 points in Redwing avalanche of a fourth quarter.

Benet played Tuesday at Northern Illinois University against Elgin Larkin. Larkin (23-8) knocked off Rockford Jefferson 60-55 in the Class 4A Jacobs Sectional Championship on Friday.

“I thought we played very well in the fourth quarter,” Benet Academy head coach Gene Heidkamp said. “We learned a lot from Tuesday. That is the main key for our team, is how well we defend. From the second quarter on we were outstanding.”

“Eighteen in a row. Undefeated in 2018. Class 4A Glenbard East Sectional Champions sounds really nice. It shows how much this team has come together. Jeff, David and Will were all clicking tonight. When that happens we are a fun team to watch.”

We will start preparing for Larkin, later tonight.” Heidkamp added

PHOTO BY MATT EVANS/FOR THE BUGLE

Ben Cooney and Benet Acaemy are sectional champs.

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SPORTS

WEDNESDAY, MARCH 14, 2018 | BUGLENEWSPAPERS.COM

USF

Saints bowling teams advance The University of St. Francis women’s and men’s bowling teams placed first and second respectively at the United States Bowling Congress Intercollegiate Team Smyrna Sectional. With the results, both teams clinch a spot in next month’s USBC Intercollegiate Team National Championships.

On the women’s side, the Saints rolled a 225 in their first game of the tournament and nearly led wire-to-wire to take their second sectional title in program history.

USF led by at least 85 pins after each of the four 16-game blocks and totaled 12,605 pins over the two days. USF was the secondseeded team in the field and is currently ranked No. 7 in the nation according to CollegeBowling. com’s Team Ranking System.

The USF men’s bowling team will make its first appearance at USBC ITC nationals after a second-place finish this weekend.

The Saints came in as the No. 20 ranked team in the nation and the fifth-seeded team in the sectional, but finished the first 16-game block with a 253 game that propelled them into second place. St. Francis held third-place positions after the second and third blocks before jumping into second in the final 16 games.

Prior to competing at the USBC Intercollegiate Team National Championships April 19-21, the Saints will bowl at the NAIA Invitational Tournament March 23-25 at Plaza Bowl in Highland, Indiana.

The USF women are defending NAIA Invitational champions.

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BUSINESS + REAL ESTATE

NEWS ABOUT LOCAL BUSINESSES IN YOUR COMMUNITY WEDNESDAY, MARCH 14, 2018 | BUGLENEWSPAPERS.COM

COLUMN >> DAVE SAYS

Student loan is still debt; pay it

DEAR DAVE, I have $100,000 in student loan debt. Since the amount is so large, is there a special place in your Baby Steps plan for it?

JULIE DEAR JULIE, The fact that it’s a large amount of student loan debt doesn’t change anything. Baby Step 2 is where you pay off all debt except for your home.

I hope you have a nice, large income with which to fight that big, nasty pile of student loan debt. Believe it or not, I’ve seen even worse situations. I’ve talked to people who went $200,000 into debt for a four-year degree in a field where they’ll make $50,000. That kind of thinking and behavior is ridiculous, but it’s out there.

Whatever you do, don’t let

this student loan debt hang around for years and years.

You’ve got to get focused and intense about getting control of your money. That means living on a strict, basics-only monthly budget. After that, start throwing every nickel and dime you can scrape together and save toward those student loans as fast as possible.

Your income is your largest wealth-building tool, Julie. You can’t save, and plan for the future, when all your money is flying out the door to pay back debt!

—DAVE DEAR DAVE, I have a credit card that I haven’t made a payment on in almost two years. The debt has been sold a couple of times, and now a collector is saying I owe $1,200. The original amount was $500. I’d like to work something out, but I can’t afford $1,200. What should I do?

LUANNE DEAR LUANNE, They’re asking for $1,200 because they’ve added things like interest and late fees. They want to make as much money as possible on an old debt they bought for pennies on the dol-

lar.

If you can afford $500 right now, ask if they’ll accept a onetime payment to settle the account. Get it in writing if they accept the offer, and don’t give them a penny until after you get a copy of the written agreement. Once you have the agreement in hand, send them a money order or cashier’s check for $500. Do not, under any circumstances, give them electronic access to your bank accounts.

You waited too long to take care of your obligation, Luanne.

That made things more difficult and more stressful than necessary. I’m glad you decided to do the right thing, and clean up your mess, though. Better late than never!

—DAVE * Dave Ramsey is CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 13 million listeners each week on 585 radio stations and multiple digital platforms. Follow Dave on the web at daveramsey.com and on Twitter at @DaveRamsey.

TAKE 5

FOR WHEN YOU NEED 5 MINUTES FOR YOURSELF! WEDNESDAY, MARCH 14, 2018 | BUGLENEWSPAPERS.COM

ARIES

MARCH 21 TO APRIL 20

Follow your intuitions to reach the best decision this week. Fun and relaxation might require some extra effort, but will be well worth it. Good advice will offer a refreshing perspective.

GEMINI

M AY 2 2 T O J U N E 2 1

Call someone’s bluff. You can speak plainly and should expect others to put all their cards on the table as well. You may receive the right answer to solve a problem this week.

LEO

J U LY 2 3 T O A U G U S T 2 1

Let past differences drop by the wayside. You will be at your best when you focus on being forgiving and kind.

The answer to the most difficult of problems often can come from within.

ACROSS

DOWN

1 CORNER PIECE 5 SINGER JAMES 9 ONE OF MORE THAN 21 MILLION INDIANS 13 BRITISH NOBLEMAN 14 COMPOSER JANACEK 15 PERFECT 17 SHOT THAT CAN’T BE BLOCKED 19 COMPLAINT 20 OFFICE SUPPLY 22 ELBOWS, E.G. 25 CAUSE TO ROLL IN THE AISLES 26 ELECTROLYSIS PARTICLE 27 JAGUAR, FOR ONE 30 QUEEN WHO SUCCEEDED WILLIAM III 31 RING RESULT 32 SUPPORT FOR MANY A 29DOWN 33 MORE DEGRADING 34 GUCCI COMPETITOR 36 PARADE SIGHT 38 “MY THOUGHTS ARE ... “ 40 ECONOMIST SMITH 41 SPECIAL __ 44 “THE DAILY SHOW” HOST TREVOR __ 45 MALT OPTION 48 QUEEN’S SUBJECT 49 “__ A MAN WHO WASN’T THERE” 50 PUG OR PEKE 51 CERTAIN TRIO MEMBER 55 REALLY ENJOYED 56 HARD TIMES 60 HAGGARD OF COUNTRY 61 SETS A PRICE OF 62 NOT IN THE PINK 63 R&B-INFLUENCED GENRE 64 EDITOR’S MARK 65 CATERING AID

1 NBA EMPLOYEE 2 HOMONYM OF 3-DOWN 3 HOMONYM OF 2-DOWN 4 HABITUAL BOOSTER? 5 PRE-COLL. 6 GULL RELATIVE 7 FILM FOR WHICH JESSICA LANGE WON HER FIRST OSCAR 8 PLUS 9 __ CUP 10 INVENTOR’S NEED 11 STOCK 12 “TRY THIS” 16 “MY FAIR LADY” LYRICIST 18 PEOPLE MOVER 21 “NORMA __” 22 SQUARE ON A MUFFIN 23 RELATIVE OF A PUFFIN 24 WHAT MANY A COUNTDOWN CLOCK DOES 28 SUFFIX DENOTING RESEMBLANCE 29 SUPPORT GARB 30 GP. FOR DRIVERS 33 MILITARY AIRCRAFT HOLD 35 BIT OF A CHEER

36 ORG. REGULATING VACCINES 37 __ SCHOOL 38 NEEDING TO BE BAILED OUT ...

OR WHERE 20-, 27-, 45- AND 51-ACROSS MAY BE FOUND 39 SUPPORTS A CAUSE 40 MOST DILETTANTISH 42 OPPOSITE OF POST43 QANTAS HUB, IN ITINERARIES 45 SITE OF THE GEORGE W. BUSH PRESIDENTIAL LIBRARY 46 ECO-FRIENDLY WHEELS 47 ANTARCTIC EXPLORER SHACKLETON 49 FORCE 52 PILOT’S ALPHABET ENDER 53 WEDDING TRADITION 54 MIT CENTER?: ABBR. 57 __ BUBBLE 58 RECORD LABEL FOR P!NK 59 SOMETHING TO LOOK UP TO

LIBRA

SEPTEMBER 24 TO OCTOBER 23

Your usual tactic is to be sympathetic and charming.

That approach might not sustain you in the social or business world this week. You must show people you are competent and efficient.

SAGITTARIUS

NOVEMBER 23 TO DECEMBER 22

Money should be saved, not spent. You will be grateful for small economies and budget strategies in the week ahead, once you are focused on reaching a worthwhile financial goal.

AQUARIUS

JANUARY 21 TO FEBRUARY 19

You can get what you want by visualizing results in the week ahead. The quality of life is not measured merely by the letters after your name or how many dollars are in the bank.

SUDOKU

9

TAURUS

A P R I L 2 1 T O M AY 2 1

Be lavish with praise when someone deserves it, but unyielding with the purse strings. Tighten the bonds of affection by being thrifty and putting your family first as the week unfolds.

CANCER

J U N E 2 2 T O J U LY 2 2

To pay your bills you must bill for payment. In the week ahead, you will receive satisfactory compensation if you take the first steps. You can even the score in a fair and equitable manner.

VIRGO

AUGUST 22 TO SEPTEMBER 23

Demonstrate your affection for true blue partners.

Setting realizable goals can be challenging so use someone for a sounding board. It will be easy to achieve a compromise in the week ahead.

SCORPIO

OCTOBER 24 TO NOVEMBER 22

You won’t always get what you want this week, but you will get what you need. There may be an opportunity to increase your net worth or a chance to improve your future.

CAPRICORN

DECEMBER 23 TO JANUARY 20

Your strait laces may be evident as this week unfolds, especially when you are in social situations. Be tolerant and do not try to hold everyone up to your own rigid criteria.

PISCES

FEBRUARY 20 TO MARCH 20

Expect success when dealing with loved ones, family, or career objectives. Authority figures might be tough about the details, but honest and fair. Put important plans into motion this week.

JUMBLE

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PREVIOUS PUZZLE’S ANSWERS

PREVIOUS PUZZLE’S ANSWERS

PREVIOUS PUZZLE’S ANSWERS

JUMBLES:

• FLUID • WAFER • SNITCH • VOYAGE

ANSWER:

A POPULAR EVENT AT THE WATERFOWL OLYMPICS WAS THE -- SWAN DIVE

10

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