Downers Grove 01-15-14

INSIDE

JAN 2014

WINTER FUN, EVENTS

CHECK OUT THESE WINTER ACTIVITIES IN YOUR AREA

Don’t let the winter weather keep you indoors. Check out our Chill Out guide for fun winter events in your area.

INSIDE

Winter Wine Jam: 6 to 10 p.m. Prairie Bluff Public Golf Club (Banquet Room). Wine and cheese tasting with great music. Tickets are $25 ($30 at the door) and that will get you 10 tasting tickets, a cheese display and live acoustic music. Ages 21 and over. Call 815838-3621, ext. 0, for tickets.

DON’T LET THAT WINTER WEATHER KEEP YOU INDOORS!

Valentine’s Day Dueling Pianos Dinner Show: 6 to 10 p.m. Prairie Bluff Public Golf Club (Banquet Room). Live dinner show featuring 176 keys dueling pianos. Doors open at 6 p.m. with a cash bar, Plated pot roast dinner to start at 6:30 p.m., and the show is from 8 to 10 p.m. Call 815-838-3621 ext. 0 for tickets. $35 Resident & Non-Resident. Ages 21 and older. Deadline, Feb. 1.

News South High band performs at Sugar Bowl

Egg-Streme Night Hunt: 6:30 to 8 p.m.

Prairie Bluff Public Golf Club. The night will feature a family entertainer, pizza and drinks, and an egg hunt outside.

Don’t forget your flashlight! In the case of inclement weather, the egg hunt will be inside. Pre-registration is required for each person attending. $7 Resident, $9 NonResident. Register by March 21. 815-8383621, ext. 0.

www.buglenewspapers.com noTe: ThIS IS An ARTIST RenDeRIng. noT fInAl APPeARAnCe of APP.

PAGE 8

Our Community, Our News

JANUARY 15, 2014

Vol. 6 No. 7

downers groVe

westmont

Chief honored for supporting police officer’s military service

By Jonathan Samples Staff Reporter

sTory by jonaThan saMples STAFF REPORTER Most things nowadays seem to be going the way of the mobile app, and village government is no exception.

This spring the village of westmont will introduce a new mobile app that will make navigating the village website and local business information a breeze. The app will be a platform for residents to access village news and a new business listing from the palm of their hand.

SEE ‘sMarT’ PAGE 3

Through his five deployments with the Air National Guard, police officer Michael Eddy has had the support of his employer, the Downers Grove Police Department.

Police Chief Robert Porter was recently presented with the Illinois Employer Support of the Guard and Reserve’s Patriot Award for the ongoing commitment he and the department have shown to Eddy during his military service.

“I have never served, never had an employer or a boss quite like chief Porter,” Eddy wrote in Porter’s nomination letter to the ESGR. “Now into my fifth deployment, chief Porter and his staff have gone out of their way to check on my well being and that of my wife and three daughters.”

Western Springs Police Chief Pam Church presented Porter the award during the Jan. 7 Village Council meeting. Church, who previously served as deputy chief in Downers Grove, is a volunteer with the ESGR and familiar with Eddy’s military service.

See SERVICE, page 3

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THE BUGLE JANUARY 15, 2014

Downers Grove Public Library announces renovation project re-bid On Jan. 8, the Downers Grove Public Library Board of Trustees authorized the renovation project team to proceed with the steps necessary to re-bid the project.

This action was necessary because of the results of the initial public bidding.The lowest submitted contractor bids were

News Briefs

20 percent above the $2 million construction budget.

Shales McNutt Construction, the construction management firm, will work closely with Product Architecture + Design and library staff to incorporate needed changes into new bid documents. These documents will be available to contractors on Feb. 3. Bid submittal deadline and public bid opening are scheduled for Feb. 21.

Construction is expected to

begin April 1 and be completed

by Sept. 15.

Heroin In DuPage County Presentation Jan. 22 On Wednesday, Jan. 22, 2014, the Westmont Police Department in collaboration with Community Unit School District 201 and Maercker School District 60 will be hosting “Heroin - The Suburban Secret.”

This educational opportunity will discuss the growing concern that DuPage County currently faces and the ill effects heroin has on an individual, family and community.

According to the County Coroner’s Office, 46 people lost their life to heroin in DuPage County last year.

Guest speakers will include DuPage County States Attorney Robert Berlin, DuPage County Coroner Dr. Richard Jorgensen, and others as we look to offer real life insight to battle this deadly problem. Organizations such as The Robert Crown Center, Rosecrance, Abraxas, and the LTM Foundation will also be on hand to distribute information.

The event will take place in

the auditorium of the Westmont High School, 909 Oakwood Dr. at 7 p.m. If you have any questions or need additional information, contact Detective Michael Weibler at mweibler@westmont. il.gov or 630-981-6373.

Grove Preschool to host open house for current and prospective families District 58’s Grove Children’s Preschool program will host a Winter Open House for all current and prospective families from 6 to 7:30 p.m. Wednesday, Jan. 15.

Current families will have the opportunity to celebrate their child’s work, and all prospective families are invited to attend to learn more about the program and visit with staff.

Grove Children’s Preschool class sessions take place at Henry Puffer School, 2220 Haddow Ave., and at Indian Trail School, 6235 Stonewall Ave. Prospective families are welcome to attend the open house at either location.

For more information on Grove Children’s Preschool, visit www. dg58.org/preschool, or call (630) 968-0454.

Downton Abbey Events to take place at the Recreation Center The fourth season of Downton Abbey premiered Jan. 5 on PBS and the Downers Grove Park District Museum, Downers Grove Historical Society and Downers Grove Public Library are teaming up to bring exciting programs in celebration of the returning television season.

Take a trip back in time and register for Dining á la Downton on Thursday, Jan. 16 at 7 p.m., located at the Recreation Center, 4500 Belmont Road. A trained head cook and an English butler are portrayed, transporting you to an early twentieth-century estate.

Discover the ups and downs of their careers as you taste an authentic Edwardian dessert.

Learn about the landscape designers, land ownership patterns, and inheritance laws at Setting the Scene: Making of Downton Abbey on Tuesday, Jan. 28 at 7 p.m., located at the Recreation Center, 4500 Belmont Road. Discover how they produced great estates like Downton and why radical changes were inevitable.

News

woodridge

Department names Stefanson next deputy chief of village Stefanson joined the department in 1998 Tom Stefanson was sworn in as the deputy chief of the Woodridge Police Department during the Jan. 9 village board meeting.

Stefanson joined the department in 1998, and since that time, he has held many positions within the department.

He served as a detective from 2000 until 2004 when he was promoted to patrol sergeant.

Stefanson served in that capacity for six years until he became detective sergeant in 2010.

During his career,Stefanson has conducted numerous homicide investigations, and has received numerous commendations and

SERVICE Continued from page 1 During the Tuesday’s brief ceremony, Church remembered Eddy’s first deployment and the department’s effort to put together a care package for him.

“I remember how proud I was and the department was of his service,” Church said.

Eddy, who is a master sergeant with the Air National Guard, thanked Porter but also recognized the support

Photo Courtesy of the Village of Woodridge

letters of recognition.

As deputy chief, he will oversee the patrol division and vehicle fleet.

“Tom is truly an asset to the Woodridge Police Department

and to the village of Woodridge, and the department wishes him continued success in his role as deputy chief,” police department management analyst Traci Steger said in a release.

he’s received from the entire department.

“I really want to thank Chief Porter and my officers,” he said. “I’m very grateful for everybody’s support while I was away.”

This award is not the first time Porter has been recognized by the ESGR. He received the Patriot Award for similar support efforts during one of Eddy’s previous deployments.

La Grange Chief of Police Michael Holub, who also volunteers with the ESGR, said this second award is a testament

to the department’s continued support of service members.

Holub said the department will be recognized with the ESGR’s Pro Patria Award Jan. 24 in Springfield.

Porter said, although he received the award, the entire department has worked to support Eddy and thanked him for his service.

“I want to thank him for his commitment to service, not only on the streets of Downers Grove but also in defending our country in Afghanistan,” Porter said.

THE BUGLE JANUARY 15, 2014

SMART

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and even view the Westmont code of ordinances.

“It’s trying to link people in a more creative and quick manner Continued from page 1 to all the resources the village “It’s all about improving has to offer,” McIntyre said. communications,” said A second aspect of the mobile Larry McIntyre, Westmont app will be a comprehensive communications director. “Folks listing of every business in download this app to their Westmont with a business phone, and then they will have license. a lot of information right at their Liljeberg said the business fingertips at all times.” listing will act like a mini website The idea for the mobile app for local businesses, allowing grew out of the village’s current them to post information about Citizen Relationship Management products, services and specials. system, which allows residents Users will be able to browse the to easily bring code enforcement business listing alphabetically, by issues or other type of business complaints to and by proximity “The nice the attention to their location. thing about of local “We want to the app is it government. make sure that not only ties Wo o d r i d ge our businesses are into our CRM, but based WebQA well promoted,” it also gives people maintains said Westmont very quick links to We s t m o n t ’s First Chair and the portions of our CRM and village trustee site that people look Bruce recently Barker included the at.” in a release.

- Westmont IT Manager “In January, our mobile app Glen Liljeberg as a part of volunteers will their current be going out contract with the village. and meeting with our local “The nice thing about the businesses to provide details app is it not only ties into our regarding this opportunity CRM, but it also gives people and make sure their contact very quick links to the portions information is accurate. of our site that people look at,” “This app will allow potential Westmont IT Manager Glen patrons to easily contact and Liljeberg said. visit our local businesses.”

He explained that village staff The app is in its final stages, analyzed metrics to determine and Liljeberg said it should be which areas of the desktop available to download within website people visited most the next two months. He said often and included links to those once WebQA completes the mobile-enabled webpages. From initial design of the app and all their phones, users will be able the bugs are worked out, it will to access the village calendar, be available for download on press releases, meeting agendas iPhone and Android devices.

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THE BUGLE JANUARY 15, 2014

ONGOING Divorce Recovery. Starting Jan. 27, a “Divorce Recovery” workshop will be held at Downers Grove Community Church, 6600 Fairview, Downers Grove. Each Monday evening from 7 to 8:30 p.m. the group will view videos, and discuss the material in the “Divorce Recovery” book. This 12-week program, led by Sue Linden an experienced leader, will help those recently divorced or those struggling with a past divorce.

Everyone is welcome to attend.

For more information call the church coordinator at 630-9693320.The church is handicapped accessible.

Recycle Holiday Lights.

Now through February 21, 2014.

The village of Woodridge has partnered with Elgin Recycling to offer this free service to residents. Recycle your holiday lights including mini-lights, C7 or C9 lights, rope or LED lights, extension, phone, or computer cords; all are eligible for recycling. Please - no CFLs.

Recycling receptacles can be found in the Village Hall lobby, 5 Plaza Drive, or the Public Works/ Police Department lobby located at 1 Plaza Drive.

Coffee Break Bible Study.

9:30 to 11 a.m. Wednesdays, Downers Grove Community Church 6600 Fairview, Downers Grove. A new Bible study series will begin October 23 on “Discover Prayer”. Child care is available.“Coffee Break” is a nondenominational Bible study held each Wednesday morning for women of all ages. The general schedule is gathering, prayer requests, a discussion of the topic through a question and answer format. Three leaders are available to keep the discussion groups small. New study booklets are available for the seven-week study. Drop in on any Wednesday.

Technology Tuesdays. 1 to 3 p.m. at the Westmont Public Library. Drop in for help with your basic technology questions.

A team of librarians will be on

Calendar hand to talk about everything from email to Facebook to smart devices and apps. We’ll have tablets and computers on hand for you to use, but you are welcome to bring your own device.

promoting democracy, Mexico, cybersecurity,exit forAfghanistan and Iraq, state of the oceans, Indonesia,and energy geopolitics.

Registration is not required. Call Nancy Peraino at 630-968-8706 for more information.

in every Saturday morning for storytime filled with stories, songs, and fingerplays. This program is for children of all ages and their caregivers. Adult participation is an important part of this storytime.

Third Thursday. 5–7 p.m. every third Thursday at the DuPage Children’s Museum.

Third Thursdays are a special time once a month for families of children with autism spectrum disorder, visual, and mobility impairments to come play at the Museum. All activities are free with admission or membership.

Families Anonymous meeting. 7:30 to 9 p.m. at Gloria Dei Lutheran Church, 4501 Main St., Downers Grove.

Families Anonymous is a 12Step fellowship for families and friends of persons with destructive behavior, whether caused by drugs, alcohol, or related behavioral problems.

Meetings are held weekly.

Contact DownersFA@gmail.com if you have questions or call 630609-9971.

Job Club. Mondays from 10 a.m. to 1:30 p.m. at the Woodridge Library, 3 Plaza Drive,Woodridge.

Job Club members learn to write résumés and cover letters,develop interviewing skills and find job leads. No sign-up, no fee, just drop in. For further information call 630-964-7899, email askus@ woodridgelibrary.org, or visit www.woodridgelibrary.org.

B & B Ladies Golf League.

Join us for golf and fun every Friday morning. Season runs May 4-Sept. 28. 9 holes at Village Greens of Woodridge. For information call 630-985-3610.

Great Decisions Foreign Policy Discussion Group.

9:30-11:30 a.m. every Monday at the Downers Grove Library.

Topics for 2012 include: Middle East realignment,

Alcoholics Anonymous.

Meetings daily at the West Suburban Alano Club, 17 W. Quincy St., Westmont. Open speaker meetings at 7 p.m.

Saturdays and 10 a.m. Sundays, other meetings listed by day and hour on www.wsacaa. org. Memberships available: inquire at the Club.

Baby andToddler Storytime.

10:15-10:45 a.m. Wednesdays and Thursdays at the Westmont Library. Get ready for stories, songs, and interactive play.Young children and a caregiver can enjoy this weekly time together while nurturing a love of reading.

For ages 0-3.

Toddler & Me Playgroup.

10:45-11:30 a.m. Thursdays at the Westmont Library. Bring your young children to a special morning playtime in the library’s meeting room. Interact with other moms and caregivers while the kids play and eat snacks.

Saturday Morning Storytime. 9:30-10 a.m. at the Downers Grove Library. Join

JANUARY 15 Grove Pre-School Open House. 6 to 7:30 p.m. at Indian Trail School, 6235 Stonewall Ave., Downers Grove. For more information on Grove Children’s Preschool, including registration information and tuition costs, call 630-968-0454 or visit www. dg58.org/preschool. For more information about the open house, contact parent program coordinator Sandy Biddenstadt at sbiddenstadt@dg58.org or 630-719-5845.

Winter Luau. 11:30 a.m. to 2 p.m. at Lincoln Center, 935 Maple Ave., Downers Grove. The weather outside may be frightful, but we are heating things up inside! Our tropical celebration includes music of the islands and tropical entertainment. Feast on traditional Hawaiian fare.The fee is $14 for residents and $16 for non-residents.

JANUARY 16 Dining á la Downton. 7 p.m. at the Park District Recreation Center, 4500 Belmont Rod, Downers Grove. A trained head cook and an English butler are portrayed, transporting you to an early twentieth-century estate.

Discover the ups and downs of their careers as you taste an authentic Edwardian dessert.

Register at www.dglibrary.org/ calendar.html. iPhone/iPad the basics. 7 p.m. at the Woodridge Public Library, 3 Plaza Drive. Sit back and enjoy this fun and interactive program/demonstration of the Apple iPhone and iPad with tech specialist Jack Waddick. Learn about the best apps spanning business, education, travel, news, and much more. This program includes live demos and plenty See CALENDAR, page 5

Calendar CALENDAR Continued from page 4 of time for your questions.

JANUARY 18 Casual Club-Style Music Show in Downers Grove.

Musical groups from the West Suburban Symphony present “fusion” a club-style show, at 7:30 p.m.,Saturday,in the performance hall of the historic Masonic Temple, 923 Curtis St., Downers Grove. $15 for all ages; access by stairs only. For more information, see www.westsubsymphony.org or call 630-887-7464.

West Suburban Symphony.

7:30 to 9 p.m. at the Masonic Temple,923 Curtiss St, Downers Grove. Musical groups from the West Suburban Symphony present “fusion,” a club-style show. $15 for all ages; access by stairs only. For more information, visit www.westsubsymphony. org or call 630-887-7464.

Sherlock Holmes--Under the Magnifying Glass. 1 to 2:30 p.m. at the Westmont Public Library, 428 N Cass Ave. Sherlock Holmes is a hugely popular fiction character whose exploits have delighted millions of readers.The Conan Doyle stories reign supreme in the annals of detective fiction. But are these stories mysteries? Was Holmes the reason Van Dine wrote his rules? Compare the Holmes canon to the The Detection Club’s rules and find out.

JANUARY 19 The Limitations—Guitar, Bass, Vocal Harmonics. 2 to 3:30 p.m. at the Woodridge Public Library, 3 Plaza Drive. This trio plays classic rockabilly, including Johnny Cash, Elvis, Carl Perkins, and more. This is American music before the British invasion.

Classic fun music for everyone!

For more information, visit westmontlibrary.org.

Knights of Columbus Free Throw Contest. 3 p.m. at the St. Scholastica Gym, 7800 Janes Ave., Woodridge. All boys and girls ages 10 to 14 are invited to participate in the local level of competition for the 2014 Knights of Columbus Free Throw Championship.

The Knights of Columbus Free Throw Championship is sponsored annually,with winners progressing through local, district, and state competitions.

All boys and girls 10 to 14 years old are eligible to participate and will compete in their respective age divisions. Last year more than 120,000 boys and girls participated in over 3,000 local competitions. For more information contact Free Throw Co-Chairmen,Tim Hutton at 630841-9341 or TAGhutton@yahoo. com.

Tax Update—Judi Strauss.

7 p.m. at the Woodridge Public Library, 3 Plaza Drive.

Computing your taxes could be more complex this year as a result of changes in the tax law and the Affordable Care Act. Strauss will review Form 8949 and the revised schedule D, as well as numerous other aspects of taxes.

Free Concert—US Coast Guard Academy Cadet Chorale. 2 to 3:30 p.m. at the Tivoli Theatre, 5021 Highland Ave., Downers Grove. Free concert featuring patriotic selections, sea chanteys and show/swing tunes.

JANUARY 20 Jim Gill Family Concert.

6:30 to 7:30 p.m. at the Westmont Public Library, 428 N Cass Ave. Enjoy listening to “Jim Gill Sings The Sneezing Song and Other Contagious Tunes!” Kids will love this concert filled with a special collection of silly songs! While Jim strums the banjo everyone can join in the festivities by clapping, jumping, dancing and sneezing along! This award winning author and musician is excited to return to WPL and celebrate the songs that earned him his first of five awards and propelled him to spread music play to families far and wide ever since.

Wild Day Off. 9 a.m. to noon at Lyman Woods in Downers Grove. School’s out! Make tracks to Lyman Woods for a wild day off! We’ll spend our days off

of school outdoors hiking and exploring the woods, searching for woodland wildlife, creating nature crafts, playing games and much more. Dress to go outside and get messy.The fee is $15.50/ child. Ages 4 to 9.

JANUARY 22 Tips for Pain Prevention. 7 to 8 p.m. at the Westmont Public Library, 428 N Cass Ave. Learn to prevent pain with tips on finding neutral spine, common causes of neck and back pain, proper body mechanics during sitting, sleeping, and lifting, and more with Amy Goebbert, PT, DPT of TheraCORE Physical Therapy.

JAUARY 23 Understanding Your Dreams. 7 p.m. at the Woodridge Public Library, 3 Plaza Drive. This program will give an overview of dreams, what they are, where they come from, how to understand the language of symbols, and some dream interpretation.

JANUARY 25 Old Time Radio Show with PVPN. 7 to 9 p.m. at the Westmont Public Library, 428 N Cass Ave. In cooperation with the Friends of the Westmont Library, PVPN will be performing radio versions of two Sherlock Holmes mysteries, taken from the archives of The Lux Theatre productions that were standard entertainment in the 1940s. Hear the stories of Sir Arthur Conan Doyle read aloud as an old time radio show. PVPN will present, “Murder in the Casbah” and “A Scandal in Bohemia,” complete with sound effects and old time commercials fashioned for current businesses in downtown Westmont. Tickets for the show can be purchased in advance at the library with a suggested donation of $3 per person or $5 at the door on the night of the performance. Concessions will be available inside the library.

THE BUGLE JANUARY 15, 2014 Chinese Culture and Keys to Success. 12:30 to 2:30 p.m. at the Lisle Public Library, 777 Front St. Ms. Longry Wang is the Director of Strategy and Product Planning for Navistar.Throughout her career, she headed China Strategy and Operations for Navistar in China and global business development at BP. Born in China and a graduate of University of Illinois UrbanaChampaign and University of Chicago (MBA), she is an expert in integrating Asian and American cultures in the global environment. She has mentored professionals and American students who are interested in working or studying aboard.

Learn about Longry’s perspective on Chinese culture, customs, travel advice and future trends.

Winter Geocaching. 9:30 to 11:30 a.m. at Lyman Woods in Downers Grove. Break out of your post-holiday blues and bring the family for a snowy geocaching adventure! Learn the basics of geocaching and then set out in search of the caches at Lyman Woods.

JANUARY 26 Robin’s Dog Stars. 2 to 3 p.m. at the Westmont Public Library, 428 N Cass Ave. Starlight and her owner/trainer, Robin Bengtson, teach children and adults all about dogs. In the show, Starlight will perform about 30 tricks, some of which include jumping through hoops, climbing a ladder, and getting a tissue when Robin sneezes. For more information, visit westmontlibrary.org.

Poetry at Brewed Awakening. Chicago area poets Gary Ketchum and Daniel A. Stafford will be featured at Brewed Awakening, 19 West Quincy (across from the train station), Westmont, on Sunday, Jan. 26 at 12:30 p.m. There will

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also be an open mic. Cover charge of $7.00 includes coffee and a snack. The readings are sponsored by the Illinois State Poetry Society and Brewed Awakening.

Sinfonietta Bel Canto. 3 to 4:30 p.m. at Immanuel Lutheran Church, 5211 Carpenter St., Downers Grove. Works by Grieg, Haydn, & Volkmann by three local pianists. For more information, visit www.

SinfoniettaBelCanto.org or call 630-384-5007. Individual tickets at the door: $19 adult; $16 senior (60+); $7 student (21/under); Free--children under 7 (with parent).

JANUARY 28 Forensics 101. 6:30 to 8:30 p.m. at the Westmont Public Library, 428 N Cass Ave. Join Westmont PD’s Detective Borgardt for this two hour program featuring fingerprinting and the collection of crime scene evidence. For more information, visit westmontlibrary.org.

Setting the Scene—Making of Downton Abbey. 7 p.m. at the Park District Recreation Center, 4500 Belmont Road, Downers Grove. Learn about the landscape designers, land ownership patterns, and inheritance laws that produced great estates like Downton and why radical changes were inevitable. Register at www. dglibrary.org/calendar.html.

Taxes are Everyone’s Business. 7 to 8 p.m. at the Lisle Public Library, 777 Front St. Tax expert Judi Strauss reviews key elements of the tax code effective for 2013 as well as possible extensions of tax breaks.

Other topics: Deductions, IRA withdrawals, Roth conversions and taxable Social Security.

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THE BUGLE JANUARY 15, 2014

The following items were compiled from the official reports of the Downers Grove, Westmont and Woodridge police departments. Appearing in the police blotter does not constitute a finding of guilt, only a court of law can make that determination.

Downers Grove

Michael A. Kubistal, 26, 6000 Fairview Ave., Downers Grove, was arrested at 10:30 a.m. Jan. 3 on Fairview and Brookside for attempted obstructing a police officer, obstructed windshield, no valid driver’s license, no insurance and FTA-warrant.

Patrick C. Workman, 21, 6340 American Drive, Willowbrook, was arrested at 1:39 p.m. at Kohls Department Store, 2920 S. Finley Road, for retail theft.

Gloria Garcia, 48, 4939 Puffer, Downers Grove, was arrested at 4:59 p.m. Jan. 3 on Finley Road and Ogden Avenue for no valid driver’s license.

James J. Darlinger, 22, 5511 Aspen Ave., Downers Grove, was arrested at 5:41 p.m.

Jan. 3 at the residence for FTA-warrant.

Derric Stefan Hagen, 20, 349 Coventry Court, Clarendon Hills, was arrested at 11:17 p.m. in the 100 block of Ogden Avenue for driving while license suspended and a warrant.

Joshua M. Maniates, 33, 325 Hemlock Ave., Romeoville, was arrested at 1:12 a.m. Jan. 4 in the 7400 block of Woodward for no valid driver’s license and no insurance.

Eric P. Brasch, 40, 1306 S. Finley, Lombard, was arrested at 3:20 a.m.Jan.4 on Butterfield and Finley for suspended license plates, driving while license suspended and uninsured motor vehicle.

Kevin M. Brill, 56, 4520 Washington St., Downers Grove, was arrested at 2 p.m. Jan. 4 at the residence for driving while license suspended and no insurance.

Police Blotter

Zachary L. White, 20, 465 Rockhurst Road, Bolingbrook, was arrested at 3 p.m. Jan. 4 at Best Buy, 7401 Lemont Road, for retail theft.

Edgar A. Ramirez, 35, 4924 Edward Ave., Downers Grove, was arrested at 8:05 p.m.

Jan. 5 on Belmont and Prairie for no valid driver’s license.

Makiva R. West, 26, 7601 Orchard Lane, Woodridge, was arrested at 8:22 a.m. Jan. 6 on 63rd Street and Woodward for driving while license suspended.

Sherri L. Iandolo, 49, 2835 Gabriella, Downers Grove, was arrested at 7:38 p.m.

Jan. 7 at Good Samaritan Hospital for a warrant.

Edward L. Brown, 50, 101 Cedarwood Ave., Bolingbrook, was arrested at 11:12 p.m.

Jan. 7 on Saratoga and Ogden Avenue for suspended registration and operating an uninsured motor vehicle.

Dicky A.Vazquez, 49, 4021 N. McVicker Ave., Chicago, was arrested at 1:35 p.m. Jan. 8 at the Downers Grove Police Department, 825 Burlington, for retail theft.

Miguel Carmona-Liborio, 39, 241 S. Chase Drive, Lombard, was arrested at 4:48 p.m.

Jan. 8 in the 6700 block of Main Street for no insurance and driving while license suspended.

in the 800 block of Ogden Avenue for no valid driver’s license and no insurance.

Dane E. Laursen, 26, 6610 Macarthur Drive, Woodridge, was arrested at 7:53 p.m. Jan. 9 in the 1000 block of Grove for no insurance and possession of controlled substance.

Westmont At approximately 8:44 p.m.Dec.30,officers responded to the 300 block of East Ogden Avenue for the report of criminal damage to property. Officers arrested Joseph A Patchett, male, age 25, of 6723 Park Lane #2, for retail theft, disorderly conduct, criminal damage to property and trespassing.

The estimated loss is $340. Patchett was released on his own recognizance.

At approximately 1:26 a.m. Jan. 1, officers responded to the 200 block of South Lincoln Street for the report of domestic battery.

Officers arrested Bryan A Hartman, male, age 28, of 223 S. Lincoln St., Westmont, for domestic battery. Hartman was transported to DuPage County Sheriff’s Office.

Sometime between 3 p.m. Dec. 31 and 11 a.m. Jan. 1, an unknown offender(s) broke a window and entered a business to commit a theft in the 200 block of West Ogden Avenue.The estimated loss is $500.

Bree A. Leslie, 41, 2825 Gabriella St., Downers Grove, was arrested at 7:05 p.m.

Jan. 8 in the 1600 block of Ogden Avenue for expired driver’s license and a warrant.

Sometime between 6:30 p.m. Dec. 31 and 3 p.m. Jan. 1, an unknown offender(s) broke a window and entered a business to commit a theft in the 1100 block of Fairview Avenue. The estimated loss is unknown at this time.

Joel B. Underwood, 23, 5117 Blodgett Ave., Downers Grove, was arrested at 11:17 a.m.

Jan. 9 in the 4900 block of Washington Street for possession of drug paraphernalia, driving while license suspended an no insurance.

At approximately 8:30 p.m. Jan. 2 an unknown offender took money from a register in the 6400 block of South Cass Avenue.The estimated loss is $375.00.

Santiago Padilla, 28, 6025 Lenzi Ave., Hodgkins, was arrested at 5:29 p.m. Jan. 9

At approximately 1:44 a.m. Jan. 3, officers conducted a traffic stop on the 4300 block of Florence Avenue. Officers arrested

Amanda G. Klick, female, age 25, of 7854 Catalpa Ave., Woodridge, and charged her with driving while license suspended, possession of drug paraphernalia, and possession of cannabis. Klick was cited for failure to dim headlights. Klick was released on her own recognizance.

At approximately 3:34 p.m. Jan. 3, officers arrested Krystal M. Loy, female, age 21, of 1321 55th St., Downers Grove, and charged her with aggravated driving under the influence resulting in great bodily harm.

Loy was cited for too fast for conditions, and operating a vehicle without insurance.

Loy was transported to the DuPage County Sheriff’s Office.

Sometime between 10 p.m. Jan. 4 and 8:80 a.m. Jan. 5, an unknown offender(s) spray painted a dumpster and building in the 1100 block of South Williams Street. The estimated damage is $100.

Woodridge At approximately 12:25 a.m. Jan. 27, Jesse Cross, 19, 6693 Double Eagle Drive, Woodridge, was charged with possession of cannabis and possession of drug equipment, following a traffic stop on Woodward Avenue at Wheeler.

At approximately 4:09 p.m. Jan. 27, Michael Borg, 22, 2216 Country Club, Woodridge, and Nicholas Mishevski, 23, 2216 Country Club, Woodridge, were charged with possession of cannabis and possession of drug equipment after officers responded to a complaint of possible drug activity in the 2200 block of Country Club.

At approximately 12:06 a.m. Dec. 31, Anthony Jones, 18, 2600 Crabtree, Woodridge, was charged with possession of cannabis, following the investigation of a suspicious vehicle in the 7200 block of Woodward Avenue.

Downers Grove police to participate in 2014 Illinois Traffic Challenge Traffic safety is one of the highest priorities for the Downers Grove Police Department.

Department personnel work year-round to educate residents, beginning with preschool students, on the importance of being safe in a vehicle, on a bike and as a pedestrian.

Aggressive and consistent traffic enforcement coupled

with educational efforts has the greatest chance of reducing the incident of traffic crashes, injuries, and fatalities.

The Illinois Traffic Safety Challenge was created to recognize law enforcement agencies for their efforts in addressing traffic safety issues.

This program is modeled after the National Chief’s Challenge awards

developed by the International Association of Chief’s of Police to target problematic traffic issues including speeding, impaired driving and use of seat belts and child safety seats.

The Downers Grove Police Department will be participating in the 2014 Traffic Challenge by focusing on enhancing their educational and enforcement

campaigns related to speeding, impaired driving and seatbelts.

Police are reminding residents to buckle-up on every trip and make sure their children under the age of eight are restrained in a properly fitting child safety seat.

Driver’s are asked to obey the speed limit, especially in school zones or construction zones, and do not drink and drive.

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THE BUGLE JANUARY 15, 2014

7

letter to the editor

New year, new goals State representative explores potential agenda items if re-elected With this expression tuition waivers of hopefulness and to friends and optimism, we as a campaign donors at society choose to the expense of the look ahead, squarely state universities, face all challenges and other college dedicate ourselves to students and Illinois improving ourselves taxpayers. I filed and avoiding missteps legislation to end this from the past. It is practice and with with that expression the help of many of eager anticipation Rep. Ron Sandack this embarrassing and enthusiasm I program was finally again announce my terminated. intentions to continue to serve I also filed other reformas your voice and representative based legislation too. I am in the Illinois House of the lead sponsor of a bill to Representatives in Springfield. end all legislative pensions As a still relatively new member going forward. And I am the of the General Assembly I have sole sponsor of a bill to seek been a difference maker in a to offer Illinois residents the short period of time. opportunity to vote to change How so? the State’s Constitution so that I was the first member of the reasonable term limits may be General Assembly to decline the implemented. legislative pension and health After establishing myself as a care provided to lawmakers. In reformer and someone decidedly fact, it was the first thing I did working to change the status when I arrived in Springfield. I quo for our State, I seek another rejected those benefits because term because there is much to I believed, and still believe, part- do. Much. In the coming weeks I time lawmakers focused on will be setting forth the case that public service do not deserve significant reform legislation a benefit reserved for full time is needed to repair, revitalize workers. and renew our State. In sum, I Further, all are aware of the argue that it’s time for bold and precarious condition of the definitive action. various public pension systems In that spirit, I briefly highlight administered by the State of the important improvements Illinois. Having someone outside that I intend to advance in my these systems and not a member next term: of a state pension system would 1) Property tax reform/ necessarily help reform these pension plans without any relief. conflicts. Since my decision I have a bill freezing tax bills to forgo the offered legislative benefits, over 20 new members in the face of declining values. of the General Assembly Why should taxpayers pay more followed my lead and rejected when their properties are worth their legislative benefits as well. less?

The next thing I did was refuse 2) Fighting the to participate in the scandalridden legislative “scholarship” progressive/graduated program. This program in tax. reality was nothing more than This is nothing more than an legislators passing out college

Much. in The coMing weeks i will be seTTing forTh The case ThaT significanT reforM legislaTion is needed To repair, reviTalize and renew our sTaTe. in suM, i argue ThaT iT’s TiMe for bold and definiTive acTion. income tax increase by those in charge in Springfield.

3) Continued pension reform.

A good first step recently occurred but there in much still to do. I have a bill that says “retirement means retirement” to finally stop double-dipping on taxpayers going forward and I’ll continue my push to eliminate legislative pensions altogether.

4) Term limits.

I am leading this fight in the General Assembly while it appears to be getting legs in the Governor’s race. I will continue to push this issue because we have seen Illinois state politics in the absence of term limits … it is time to try things with term limits.

5) Sensible spending reform.

It is time the State lives within its means, prioritize its services, looks for ways to reduce its spending and tax less.

I’ll be regularly talking about these issues and other matters in the coming weeks. You can always find more information at my website www.ron4illinois. com. Together we can and will turn our State around and return Illinois to a place we can all be proud of.

After all, it’s time!

Ron Sandack, State Rep., 81st District

8

THE BUGLE JANUARY 15, 2014

Schools

district 99

South band performs at Sugar Bowl Downers Grove South High School band performed at 2014 Sugar Bowl, carried American flag during national anthem The Downers Grove South bands also performed.

High School marching band was Before the bowl game, the selected to carry an American- band took part in a “Battle shaped flag during the national of the Bands – Field Show anthem before the start of the competition” and was named 2014 Sugar Bowl on Jan. 2.

“Grand Champion.” As a result, Over 100 members of the band, the South High students were as well as staff and chaperones, invited to march onto the field traveled to during the preNew Orleans game show, and Unfurling the over the unfurl and hold flag during holiday break, an Americanthe pre-game where the shaped flag show gave band also our students the during the performed national anthem. chance for extra air during the “This was an time on ESPN, which is halftime show unexpected focused primarily on alongside opportunity for football during its live other high our students to coverage.” s c h o o l be selected to be - South High fine arts chair part of the preensembles Glenn Williams from across game ceremony,” the country.

South High Band Sixteen schools, featuring Director Greg Hensel said. “It over 2,000 musicians and other was an honor to represent our performers, were part of the community and country on this “massed band” show. The South national stage.”

High band had been preparing The bowl game was held at since last November for the the Mercedes Benz Superdome, halftime show, which consisted the largest fixed dome in the of a medley of Beatles songs.The country. The college bowl game Alabama and Oklahoma college between Alabama and Oklahoma

Photo Courtesy of District 99

Downers Grove South marching band carried an American-shaped flag during the 2014 Sugar Bowl.

was nationally televised.

“Unfurling the flag during the pre-game show gave our students the chance for extra air time on ESPN, which is focused primarily on football during its live coverage,” South High fine arts chair Glenn Williams said.

“Everyone had a lot of fun, and will remember the experience for a long time to come.”

Planning for the trip began last May. Participating students were responsible for covering

the cost but received some help from several group fundraisers, including a car wash/yard sale and a holiday shopping spree, both held on the school campus.

In addition to performing at the bowl game, the jazz band performed at the river front gazebo, and on the steps of Jackson Square in the French Quarter.

“To have our jazz students perform their music in the city

where jazz was born was truly an inspirational experience,” band director Craig Roselieb said.

Students took a 16-hour, overnight motor coach bus ride both to and from New Orleans.

During their four-day stay, students also toured the city, went on a swamp tour, visited the Audubon Aquarium of the Americas, took a riverboat cruise on the “Natchez,” and saw a live concert from the band “Imagine Dragons.”

Pizza Wars to benefit education foundation Eight local pizza makers will come together under one roof to support of the District 99 Education Foundation, which benefits the students of North High School and South High School in Downers Grove.

During the first-ever “Pizza Wars” event, to be held Thursday, attendees will receive a pizza sample from each of the sponsoring local pizzerias, including Al’s, Aurelio’s, Giordano’s, John & Eddie’s, Papa’s Pizza Place, Sarpino’s, Skuddlebutts and Tortorice’s.

After sampling the various pizzas, attendees will vote for their favorite. The winner will receive the honor and bragging rights of having the “Best Pizza in District 99!”

“We’ve borrowed the concept of a pizza tasting from our neighbors in Niles,” said Eric Olson, president of the District 99 Education Foundation.

“Its education foundation has hosted a similar event for three years now, and it has grown tremendously in popularity. It’s a great way for families to come out and try something new, while at the same time support both businesses and students in our community.”

The event will be held at South High School, 1436 Norfolk, Downers Grove, in the cafeteria. Doors will open at 5:30 p.m., the tasting will end at 7:15 p.m. and the winner will be announced at 7:30 p.m.

Tickets are $10 in advance by

emailing president@d99ef. org or $12 at the door, with all proceeds benefiting the Foundation.

The District 99 Education Foundation provides financial assistance for District 99 students and staff in support of innovative curriculum and technologies that fall outside of traditional public funding.

In addition to administering scholarships, the Foundation also accepts grant requests from teachers in District 99 who want to make the classroom environment more challenging to students but lack the necessary resources.

The Foundation was founded in 1994 as a way for alumni, parents, educators and the

how to attend this event

what?

District 99 pizza wars

When?

thurs., jan. 16.

Doors will open at 5:30 p.m., the tasting will end at 7:15 p.m. and the winner will be announced at 7:30 p.m.

where?

South High School, 1436 Norfolk, Downers Grove, in the cafeteria.

cost?

Tickets are $10 in advance by emailing president@d99ef.org or $12 at the door.

community to support the continued excellence of educational curriculum provided to students and faculty.

Take 5 Crossword Puzzle

Across 1 Manages (for oneself) 6 Snuck 11 __ Moines, Iowa 14 Native Alaskan 15 Cowboy singer Gene 16 “That’s nasty!”

17 Criticize gas and electric companies?

19 The Beatles’ “__ Loves You” 20 Sunrise direction 21 One of a D.C. 100 22 Russian capital 24 Roy G __: rainbow mnemonic 26 Piebald horse 27 Criticize a modeling shoot array?

30 It replaced the French franc 33 Pass out 35 Mudville number 36 Complete, as a scene 37 Tropicana and Minute Maid, briefly

Down 38 Cheesy sandwiches 39 Grounded jet 40 Sworn statement 42 Isaac’s eldest 43 Wranglers with wheels 45 Folk music’s Kingston __ 46 Criticize stage shows?

48 Former Bears head coach Smith 50 Be in debt 51 Sea near Stockholm 53 Prefix with pass 55 Become enraged 59 World Cup cheer 60 Criticize awards?

63 Gen-__: boomer’s kid, probably 64 Invalidate 65 On one’s toes 66 Fist pumper’s word 67 Trotsky and Uris 68 Pack animals

1 Lose color in the wash 2 “On the Waterfront” director Kazan 3 Loch with a monster 4 Brit’s trash can 5 Sault __ Marie 6 Batman’s hideout 7 Wreck completely 8 And so on: Abbr.

9 Vacate the __: eviction notice phrase 10 Big name in chicken 11 Criticize college subjects?

12 Bounce in a 6-Down 13 Depict unfairly 18 Invitation letters 23 Bouillabaisse, e.g.

25 Practitioner: Suff.

26 Kept in, as hostility 27 Criticize farmers?

28 Bodysuit for a tiny tot 29 “__ Marner”: Eliot work 31 Speak with a

grating voice 32 Chooses 33 12 inches 34 Open a bit 38 Doctor’s profession 41 Owl’s cry 43 A boxer may have a glass one 44 They’re attractive to look at 47 “Footloose” costar Singer 49 “Myra Breckinridge” author Gore 51 Like the Honda Element 52 Away from the wind 53 Really surprise 54 Web addresses, briefly 56 Beehive State natives 57 Little more than 58 Repair co. proposals 61 __-cone 62 Sheep’s call

THE BUGLE JANUARY 15, 2014

Horoscopes Like Goldilocks, your complaints might be “this one is too big and this one is too small” in the week ahead. Loved ones might remind you to focus on saving money, especially when you brashly act on competitive impulses.

Focus your attention on the people who love you unconditionally, not just those who only love you when the conditions are just right. During the upcoming week, you may be thrifty and unwilling to accept less than the best.

There is definitely a law of attraction. In the week ahead, you’ll learn that like attracts like, so sometimes someone at odds with you will seem familiar. You can’t however blame yourself if you’re a victim of someone else’s agenda.

Get real. You can realign your perspective this week if you acknowledge and accept responsibility for your judgments. You’re faking it if you pretend they don’t exist or that you always maintain a nonjudgmental attitude.

Events in the week ahead may remind you that you attract what you put forth. For instance, if you do your best at every facet of your job or watch your diet you’ll enjoy peace of mind when all the minor details are in place.

In the week ahead, concentrate on relocating your thoughts from the abstract to the tangible.

You can take practical steps for further development of your creative talents. If you’re passionate about something, move forward.

When you’re confident of your worth, it’s not necessary to struggle to prove your value to others. In the week ahead, don’t get carried away by self-doubts. Your success depends on selfdiscipline not self-sacrifice.

You might aspire to become proficient in some aspect of teaching or entertainment in the week ahead. Your passion for some idea or learning project can make you a leader or earn some unexpected recognition.

Be honest in situations in which previously you maintained silence. There may be times this week when you’re tempted to tell a white lie because the facts are embarrassing, but only through the truth can you eradicate awkwardness.

Arguments fade when confronted by abundance. Your life is filled with opportunities and possibilities, so your biggest challenge is to choose which one to embrace. In the week ahead, apply logic to make wise choices.

As the week unfolds, you may realize that some problems you’ve been dealing with at work or with your health are due to matters outside your control.

Other problems, however, are within your control if you persevere.

While each person possesses a gift, some have refined and polished their abilities. Facing aggressiveness or defensiveness from others can improve your talents in the week to come. Like a pearl, it takes abrasions to shine.

Sudoku

Jumble

Tribune Content Agency 2014

Previous puzzle’s answers

Previous puzzle’s answers

Previous puzzle’s answers

Jumbles: • FORAY • SYNOD • BANTER • CHALET

Answer:

What she did when she told a joke to the sewing circle -- LOST THE “THREAD” OF IT

9

10

THE BUGLE JANUARY 15, 2014

BuGle kids

INSIDE: Cold shooting hinders Benet against Joliet Catholic page 13; GOLF Magazine recognizes Mistwood, page 14

www.buglenewspapers.com

THE BUGLE JANUARY 15, 2014

11

Winters puts spring into DGN’s offense

By Mike Sandrolini Sports Reporter

Senior guard Sarah Costello and junior guard Jaida Green are considered the Trojans’ go-to players on offense, but if Peyton Winters continues to have games like she did Saturday night at York, she’ll make an already formidable Downers North team even more dangerous.

Winters, the Trojans’ 6-2 forward, scored 16 of her gamehigh 20 points in the first half to lift Downers North past the Dukes, 54-41, in DGN’s first West Suburban Silver contest since Dec. 20.

“We want to get her actively involved in our offense, absolutely,” said DGN head coach Stephan Bolt, whose team has won three in a row and 10 of its last 11.“When you can go inside to her, and have a presence in the lane like Peyton is doing now, it makes things a lot easier in the perimeter and I think the kids did a great job. It may have been our best job all year looking inside constantly throughout the game.”

The Trojans were doing such a good job of getting the ball to Winters inside that the junior collected 12 points in the first quarter alone.

“I thought it was a really good game for us as a team offensively, and I think when we have more of an insideoutside game it definitely helps us get better shots,” Winters said.“If I’m having a good game and they (teammates) feed me (inside) it works out well for us.

If I’m not having a good game, then I can kick it out and they get shots.”

Meanwhile, DGN stormed out to an 18-0 lead following a Lauren Porcelli layup, and the Dukes didn’t scored their

first points until six minutes had elapsed in the period. The Trojans held a commanding 22-4 advantage at quarter’s end.

“I think it was one of the best first quarters we’ve had all season,” Bolt said. “I think defensively we were solid and we moved the ball and didn’t turn it over.”

York never got closer than 12 points the rest of the game.

DGN led 30-15 at half time and 45-24 after three quarters.

“I think we were just really ready to play today,” Winters said. “We were really focusing on getting stops on defense before we go and try to make something happen on offense.”

Green added 15 points for the Trojans, but what’s interesting is that DGN’s offense remained effective despite Costello sitting out half of both the second and third quarters due to foul trouble. Costello ended up with seven points.

“It’s nice to have plenty of options for scoring,” Winters said. “We have people on our team who can score if someone’s in foul trouble so that’s been a big help.”

Earlier last week, the Trojans faced non-conference opponent Glenbrook South in their first matchup since competing in the Wheaton North Bill Neibch Falcon Classic, where they placed third. DGN won the game, 46-38, with Green scoring 14 and Costello 12. Costello also had seven rebound and six steals, and Winters registered eight points, 10 rebounds and four blocked shots.

The Trojans went up against two conference teams, Hinsdale Central and Lyons Township, during the Neibch tourney.

They knocked off the Lions for Mike Sandrolini/Bugle Staff

See OFFENSE, page 12

Lauren Porcelli goes to the basket in Downers North’s 54-41 win over York.

12

THE BUGLE JANUARY 15, 2014

Sports OFFENSE Continued from page 11 third place, but lost to the Red Devils—a club they defeated in WSS action on Dec. 14.

“It was nice to win our last game (in the Neibch tournament),” Bolt said. “We were disappointed to lose against Hinsdale but we’ll see them again (Jan. 31) and if anything else, it gives us an attitude that we need to get after it for conference in the second half (of the season).”

The Trojans (14-2, 5-0) are off until Saturday when they host Hinsdale South at the DGN Winter Classic. The two squads tip off at 11:30 a.m.

“I think we have to continue to get better,” Bolt said. “We can’t have stretches where we continue to give up offensive rebounds like we did and turn over the ball like we did (in the third quarter vs. York). Great teams don’t do that, but I think if we continually get better and keep working, we’ll still be even better by the end of the season.” mike@buglenewspapers.com

Sports

THE BUGLE JANUARY 15, 2014

13

Cold shooting hinders Benet against Joliet Catholic

By Scott Taylor Sports Editor

Sometimes basketball is a really simple sport.

You have to score to win games.

Benet struggled to do that Jan. 8 and it cost the Redwings in a 65-44 loss to Joliet Catholic Academy.

“We didn’t shoot the ball well,” Benet coach Peter Paul said. “To beat a team like that, who is undefeated, we have to shoot the ball better than we did.”

The Redwings shot just nine percent from the floor in the

Scott Taylor/Bugle Staff

Emily Eshoo scored 13 points in Benet’s 65-44 loss to JCA.

first half and finished the game at 24 percent.

By the time they started knocking down shots, the Angels (13-0) had built a 49-24 advantage.

“I think they took some shots that were a little bit further out or were a little quick, rather than waiting for our offense,” Paul said. “We kept yelling to run the offense but I’m not sure we ever ran it fully.”

Coming off a long winter break and two snow days didn’t help Benet get into a rhythm.

Playing an undefeated team See BENET, page 15

14

Sports

THE BUGLE JANUARY 15, 2014

GOLF Magazine awards Mistwood with top renovation After two years of course construction that resulted in a substantial face-lift, owner Jim McWethy looks upon Mistwood Golf Club in suburban Chicago with satisfaction and pride because the golf world has noticed.

GOLF Magazine has awarded Mistwood with its “Best U.S. Renovation You Can Play” honors for 2013.

The recognition comes as part of GOLF Magazine’s annual Best New Courses 2013, which is published in the January 2014 issue. The article features the top new courses and renovations both in the U.S. and internationally.

“It is a tremendous honor

to be selected as the Best U.S. Renovation You Can Play by GOLF Magazine and to be recognized alongside so many great courses,” McWethy said.

“We wanted to elevate Mistwood into the ranks of the best courses in the Midwest, and this award is a testament to the vision and quality of work that architect Ray Hearn and our team performed on this project. I could not be more proud of what we have accomplished.”

GOLF Magazine concurred in its appraisal with the selection.

“The result?

Mission accomplished. Mistwood may have been young for a faceSee GOLF, page 15 File Photo

Mistwood’s third hole has turned into one of the signature holes after the renovation.

Sports GOLF Continued from page 14 lift, but this beauty is ready for its close-up,” the magazine reported.

The magazine also talked about Hearn winning the same renovation award for his work at Chicago’s historic Flossmoor Country Club in 2009.

Hearn, who has a strong reputation for his course and renovation work, first completed the Mistwood project in 1998.

Thirteen years later the course was ready for some upgrades and improvements.

“We fine-tuned and polished a gem,” Hearn said.

Renovation work was performed on every one of Mistwood’s 18-holes, with a focus on improving shot value and strategy. The most noticeable was at the par-5 third hole where the green has been relocated to create space for a future clubhouse and a double fairway for risk-reward. The creek that used to be in front of the green is now behind it, and it has been expanded with a pond guarding the entire right side of the hole.

Mistwood’s renovation also included the addition of 20 stacked sod-wall bunkers, a trademark hazard for courses in Scotland and Ireland, and now a signature feature at

BENET Continued from page 13 didn’t help, either.

“We hope that it will (make us better),” Paul said.“Maybe the snow had some affect on them, maybe they had some pressure on them knowing that had to shoot the ball well to beat them.

I thought we did a good job of not turning the ball over, but we gave them too many shots.

THE BUGLE JANUARY 15, 2014

Mistwood. Many of the courses’ lakes and bodies of water were also expanded making them a strategic factor on several holes.

In addition, new beautiful Lannon stone walls were added along holes 3, 7, 8, 9 14, 15 and 16 to add some stunning visuals for golfers to experience.

Other improvements included repositioning tee boxes and bunkers, adding new high quality bunker sand, lengthening the course to 7,040 yards, and adding fescue grasses throughout the course.

“I am extremely proud of my redesign work at Mistwood,” Hearn said.“In my 27-year career I would definitely rank this project as one of my favorites and owner, Jim McWethy, as one of the most passionate individuals I have worked with.”

McWethy has made extraordinary major facility improvements since taking ownership in 2004. In addition to the work on the course, the creation of the new Performance Center, with its indoor-outdoor hitting bays, elite swing technology, and custom club fitting, has been the talk of Chicago area golf.

“A big part of this renovation and expansion was due to my love of the game,” McWethy said. “Mistwood is now truly a must-see, must-play golf course and stands among the elite golf courses in the Midwest.”

Hole 12 at Mistwood features a deep bunker by the green.

We had to box out and rebound and shoot well. Those were the three things we needed to do.”

JCA never blew the roof off the building as the score was just 13-7 after one and 27-15 at the half. Had the shooting been there for the Redwings, it would have been a much closer game.

“I thought defensively we played pretty well,” Paul said.

“They were able to get a few little runs and we would try to stop their runs. Had we shot the ball a little better, they wouldn’t

have even had those runs.”

The Angels were able to pick up the pace in the second half and play their tempo, which opened up the lead.

“They wanted to run, that’s what they do,” Paul said. “Most of the time when they ran they got two or three shots at it. By the time we set up and got back, they already had the opportunity to shoot.”

“We were able to spread out the court in the second half and got some open looks,” JCA

15

File Photo

coach Ed Schodrof said.“We got a couple run-outs and had good rebounding as well.”

“We did come out flat, but our game is running,” said JCA senior Jasmine Lumpkin, a Michigan State commit. “We love to run and get out in transition. I felt like we got better at that in the second half and applied the defensive pressure on them.”

Lumpkin finished with a game-high 21 points, while sophomore Nicole Ekhomu added nine for JCA. The Angels

made five three-pointers in the game.

“We had to shoot the ball well, we had to stop (Jasmine) Lumpkin and No. 12 (Nicole Ekhomu). Those are their two main players. It is a little easier for the others when you’re up to hit the three.”

Emily Eshoo scored 13 points to lead the Redwings (11-7), while Kathleen Doyle added 11.

Follow Scott @Taylor_Sports staylor@buglenewspapers.com

16

sPorts

THE BUGLE JANUARY 15, 2014

BOYS BBALL Points Per Game Trevor Stumpe, Plainfield North Aaron Jordan, Plainfield East Prentiss Nixon, Bolingbrook George Sargeant, Maine South Jonah Coble, Joliet Central Logan Velasquez, Plainfield Central Corey Evers, Plainfield South Andrew Palucki, Maine South Grover Anderson, Lockport Gage Davis, Bolingbrook Romeo Magliore, Niles West Evan Hines, Niles West Miles Snowden, Plainfield South John Campbell, Lockport Jake Nowak, Plainfield North Jake Smith, Minooka Devin Blake, Downers North Nick Novak, Plainfield East Ahmad Gibson, Niles West Ray Greco, Downers North Caleb deMarigny, Maine South Greg Pietrzak, Westmont Little, Westmont Shane Murray, Lisle Calvin Brooks, Plainfield South Antonio Dyson, Joliet Central Allias Roberts-Burnett, Joliet West Kelly, Westmont Jojo Rios, Niles West Shane Ritter, Plainfield South D’Anthony Wright, Joliet West Jacob Buchner, Plainfield South Mike Ruwoldt, Joliet West Jeremy Glavanovits, Lisle Elliot Fizer, Joliet West Ralph Blakney, Lockport Kevin Krieger, Plainfield North Robbie Brooks, Plainfield Central Logiurato, Westmont

25.2 20.7 17.6 16.6 15.6 14.4 14.3 14.0 13.9 13.4 13.1 13.1 12.1 11.8 11.8 11.6 11.6 11.4 11.2 11.1 11.1 10.7 10.7 10.5 10.5 10.5 10.2 10.1 10.0 9.9 9.8 9.8 9.4 9.4 9.4 9.2 9.2 9.1 8.9

Kenny Williams, Bolingbrook Adam Alexander, Minooka Joe Butler, Minooka Shakur Triplett, Bolingbrook Rebounds Per Game Logan Velasquez, Plainfield Central Jeremy Glavanovits, Lisle Miles Snowden, Plainfield South Greg Pietrzak, Westmont Josh Smith, Plainfield East Joe Butler, Minooka Devin Blake, Downers North Zach Trussell, Lisle John Campbell, Lockport Trevor Stumpe, Plainfield North Shane Murray, Lisle Kelly, Westmont George Sargeant, Maine South Shakur Triplett, Bolingbrook Jonah Coble, Joliet Central Logiurato, Westmont Calvin Brooks, Plainfield South Kenny Williams, Bolingbrook Little, Westmont Grover Anderson, Lockport Matt Mahlke, Downers North Brad Hund, Plainfield Central Aaron Jordan, Plainfield East Elliot Fizer, Joliet West Kevin Krieger, Plainfield North Tristin Esker, Plainfield East Romeo Magliore, Niles West Assists Caleb deMarigny, Maine South Logiurato, Westmont Grover Anderson, Lockport CJ Redmond, Bolingbrook Little, Westmont Logan Velasquez, Plainfield Central Isaiah Webster, Plainfield North

8.7 8.5 8.5 8.2 9.7 9.0 8.6 8.1 8.0 7.6 7.4 7.2 7.2 7.0 6.8 6.8 6.8 6.5 5.7 5.7 5.5 5.5 5.2 5.2 5.2 5.2 5.1 5.1 5.0 5.0 5.0 69 50 47 39 38 36 35

Myles Ward, Plainfield East Ralph Blakney, Lockport Prentiss Nixon, Bolingbrook Kelly, Westmont Corey Evers, Plainfield South Jake Pedrelli, Maine South Ahmad Gibson, Niles West Trevor Stumpe, Plainfield North Jon Arenas, Maine South Gage Davis, Bolingbrook Tim Doll, Westmont John Campbell, Lockport Calvin Brooks, Plainfield South Sean Maloney, Maine South Jared Whitacre, Downers North Jonah Coble, Joliet Central Deiondre Taylor, Lockport Jonny Butler, Minooka Nick Novak, Plainfield East Steals Logiurato, Westmont Grover Anderson, Lockport Corey Evers, Plainfield South Trevor Stumpe, Plainfield North Prentiss Nixon, Bolingbrook John Campbell, Lockport Ralph Blakney, Lockport Caleb deMarigny, Maine South Romeo Magliore, Niles West Deiondre Taylor, Lockport Little, Westmont Gage Davis, Bolingbrook CJ Redmond, Bolingbrook Shane Ritter, Plainfield South Dwight Watkins, Plainfield Central D’Vonta Jones, Joliet West Neal Tyrell, Minooka Mike Ruwoldt, Joliet West Doll, Westmont Brodric Thomas, Bolingbrook

30 30 30 29 28 27 25 25 24 24 23 23 23 22 22 21 21 20 19 30 27 27 27 26 25 24 19 18 16 15 15 15 14 14 13 13 13 13 13

Jon Arenas, Maine South Andrew Palucki, Maine South Aaron Jordan, Plainfield East D’Anthony Wright, Joliet West Jake Smith, Minooka Field Goal % George Sargeant, Maine South Shane Murray, Lisle Kenny Williams, Bolingbrook Jeff Washington, Joliet West Greg Pietrzak, Westmont Jake Pedrelli, Maine South Julian Torres, Bolingbrook Shakur Triplett, Bolingbrook Tristin Esker, Plainfield East Devin Blake, Downers North Logan Velasquez, Plainfield Central Ray Greco, Downers North Romeo Magliore, Niles West Bowen Marks, Downers North Prentiss Nixon, Bolingbrook Evan Hines, Niles West Jaylandt Gilmer, Lockport Andrew Palucki, Maine South Kelly, Westmont Grover Anderson, Lockport Mike Ruwoldt, Joliet West Free Throw % Caleb deMarigny, Maine South Gage Davis, Bolingbrook Aaron Jordan, Plainfield East Neal Tyrell, Minooka Odi Audisho, Niles West Andrew Palucki, Maine South George Sargeant, Maine South Mike Ruwoldt, Joliet West Jake Pedrelli, Maine South Romeo Magliore, Niles West Prentiss Nixon, Bolingbrook Allias Roberts-Burnett, Joliet West Connor Bielat, Lisle Elliot Fizer, Joliet West Emin Ademi, Niles West Robbie Brooks, Plainfield Central Grover Anderson, Lockport D’Anthony Wright, Joliet West 3-pointers Prentiss Nixon, Bolingbrook Shane Ritter, Plainfield South Ray Greco, Downers North Evan Hines, Niles West Johnny Kostelz, Plainfield Central Nick Novak, Plainfield East Aaron Jordan, Plainfield East Gage Davis, Bolingbrook Jake Smith, Minooka Caleb deMarigny, Maine South Andrew Palucki, Maine South Mike Ruwoldt, Joliet West Jojo Rios, Niles West Corey Evers, Plainfield South GIRLS BBALL Points Per Game Jasmine Lumpkin, JCA Jaida Green, Downers North Monica Barefield, Joliet West Nicole Ekhomu, JCA Chavon Banks, Joliet Central Erin Heide, Minooka Sarah Costello, Downers North Kelly Carnagio, Minooka Chantell Mack, Joliet Central Tyler Everett, Plainfield South Peyton Winters, Downers North Brooklyn Bachmann, Minooka Destiny Hollins, Lockport Lexi Marin, Romeoville Kate Moriarty, Resurrection Juatece McNear, Joliet Central Taylor Farrell, Resurrection Naomi Mayes, Lockport Valencia Chandler, Joliet West Hailey Schoenman, Maine South Valencia Chandler, Joliet West Nina Anderson, Maine South Jacqui Eubanks, Plainfield South Jamie Hopper, Romeoville Rebounds Per Game Chavon Banks, Joliet Central

13 12 12 10 10 .690 .667 .655 .640 .634 .630 .623 .610 .577 .543 .540 .539 .535 .533 .528 .522 .520 .510 .505 .500 .500 .970 .840 .816 .810 .810 .800 .800 .800 .790 .786 .783 .770 .760 .760 .750 .730 .730 .720 28 26 23 21 19 18 17 16 14 14 12 11 11 11 17.4 16.8 15.7 15.4 14.6 14.5 12.7 12.5 12.3 12.0 11.7 11.3 10.6 10.4 10.1 10.0 10.0 9.9 9.8 9.0 8.8 8.6 8.6 8.3 11.0

Jasmine Lumpkin, JCA Sarah Costello, Downers North Chantell Mack, Joliet Central Peyton Winters, Downers North Kelly Carnagio, Minooka Kate Moriarty, Resurrection Hailey Schoenman, Maine South Jenae Rowe, Joliet West Valencia Chandler, Joliet West Jacqui Eubanks, Plainfield South Sydney Arlis, Minooka Kyla Creal, Lockport Rachel Sutphin, Plainfield South Ty Battle, JCA Laurel Kucharski, Lockport Jaida Green, Downers North Ally Fink, Plainfield South Kailey Foster, Joliet West Jamie Hopper, Romeoville Cherish Smith, Romeoville Faith Heitman, Romeoville Assists Sarah Costello, Downers North Jaida Green, Downers North Bre Sobotka, Resurrection Taylor Farrell, Resurrection Brooklyn Bachmann, Minooka Kelly Kons, Maine South Nicole Ekhomu, JCA Sydney Arlis, Minooka Erin Heide, Minooka Gabriella Galassini, Resurrection Monica Barefield, Joliet West Lauren Porcelli, Downers North Sam Fagenholz, Maine South Lexi Marin, Romeoville Bethany Bachmann, Minooka Jasmine Lumpkin, JCA Jnaya Walker, JCA Peyton Winters, Downers North Christina Ekhomu, JCA Chavon Banks, Joliet Central Giahanna Martorano, Resurrection Steals Sarah Costello, Downers North Jasmine Lumpkin, JCA Nicole Ekhomu, JCA Jaida Green, Downers North Bre Sobotka, Resurrection Taylor Farrell, Resurrection Destiny Hollins, Lockport Lauren Porcelli, Downers North Jnaya Walker, JCA Christina Ekhomu, JCA Tyler Everett, Plainfield South Naomi Mayes, Lockport Kailey Foster, Joliet West Chavon Banks, Joliet Central Nina Anderson, Maine South Jamari McAfee, Lockport Kelly Kons, Maine South Jenae Rowe, Joliet West Kianna Campbell, Lockport Kate Moriarty, Resurrection Laurel Kucharski, Lockport Field Goal % Ty Battle, JCA Kyla Creal, Lockport Peyton Winters, Downers North Taylor Farrell, Resurrection Emilie McGuire, Maine South Adriana Acosta, JCA Nicole Ekhomu, JCA Free Throw % Kailey Foster, Joliet West Nicole Ekhomu, JCA Brooklyn Bachmann, Minooka Faith Heitman, Romeoville Destiny Hollins, Lockport Sam Fagenholz, Maine South Jasmine Lumpkin, JCA Jacqui Eubanks, Plainfield South Kelly Kons, Maine South Naomi Mayes, Lockport 3-pointers Jaida Green, Downers North Taylor Farrell, Resurrection Erin Heide, Minooka Sarah Costello, Downers North

9.3 8.3 8.0 7.9 6.8 6.8 6.7 6.7 6.6 6.5 5.7 5.4 5.4 5.3 5.2 5.1 5.0 5.0 4.9 4.8 4.6 79 52 51 43 41 37 31 30 27 27 27 26 25 24 24 23 20 20 20 20 19 57 39 39 36 33 31 29 29 27 25 24 24 24 20 20 20 19 19 18 18 17 .632 .580 .530 .500 .500 .490 .470 .810 .775 .770 .758 .730 .720 .720 .719 .710 .700 30 27 26 25

THE BUGLE JANUARY 15, 2014

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THE BUGLE JANUARY 15, 2014

buglenewspapers.com/basketball

Clutch Ritter strikes again for Cougars

By Mark Gregory Sports Reporter

Mark Gregory/Enterprise Staff

Jawan Straughter scores a touchdown in the third quarter of Plainfield East’s win over Metea Valley.

To say that Plainfield South’s Shane Ritter has a flare for the dramatic might just be an understatement.

The Cougars have six wins this season and half of those have been earned on a Ritter buzzer-beating three-pointer from the left corner.

That was the case again Friday night when he buried a triple to give South the 49-48 Southwest Prairie Conference win over Minooka.

“Against Plainfield North, it was a lucky bank-in shot, I’m not going to lie,” Ritter said. “I used to like (shooting from) the wing, but this year I have struggled from the wing and the corner has been my shot. I was struggling all game, but that last felt really good.”

Ritter’s reputation had been known and the Indians blanketed him the entire game,but down two in the closing seconds, Minooka shut off the lane, leaving Ritter wide open.

“I was surprised,” he said. “They guarded me tough the whole game. Michael Ortiz set a good screen and Delvin (Harris III) got me a nice pass in rhythm. It was an up and down game the whole time and I am blessed to have had the chance to hit three of these game-winning shots.”

The winning shot came off a Joe Butler missed free throw with 5.6 seconds on the clock.

The shot set-up was not a fluke, as Plainfield South coach Tim Boe drew it up that way when he took a time out just prior to the foul shot.

“If he missed it, we were down two and I told them to get something going to the rim, but if (Shane) or Jake (Buchner) were open to shoot it,” Boe said. “That was what we did. On defense, they didn’t want to foul. Delvin did a great job of getting the rebound and he had 5.6 seconds and he took the ball up two or three dribbles and got it to our shooter.”

The Indians were only in that position thanks to a 16-4 run late in

the game that brought them back to take the two-point lead.

“We had them down 10 or 12 and they stuck with what they were doing and battled and battled and battled and I have to give them credit, we tried to press them and they came back,” Boe said. “We came out the first two minutes (of the third quarter) and we had more energy. Our defense created our offense and then later on, we couldn’t turn them over, we were fouling, they made their shots.”

Minooka made most of its comeback without the services of senior Jake Smith, who left the game with an apparent ankle injury and left the gym in a wheel chair.

But the timing of Smith’s injury went along with South senior Miles Snowden getting in foul trouble and not being able to clog the middle with his 6-foot, 5-inch, 240-pound frame. Snowden, who posted 10 points on the night, would foul out in the closing minutes.

“We were plus one in rebounds in the first half and with him being in foul trouble we ended up being down 18-29, we lost that battle by 11,” Boe said. “We said we had to out-rebound these guys, they average 29 and we average 24.

They got their average and we were short.”

Ritter’s game-winning shot may not have been possible if not for the early play of Corey Evers, who scored 11 of his team-high 13 points in the first half. He posted half of the Cougars’ first half points, as they held a 22-20 lead at the break.

“He started the game well and he was critical at the beginning,” Boe said. “He really came ready to play tonight.”

Overall, Boe was happy with how South fought through the pressure of the Minooka come back.

“I give our kids a lot of credit,” he said.“That was a conference game on the road, they are on the floor with everybody watching. I am just happy for our team and our school.” mark@buglenewspapers.com

Business & Real Estate

THE BUGLE JANUARY 15, 2014

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Dave Says: Using their emergency fund My wife and I are working the Baby Steps, and we have our budget in place.

Sometimes the budget gets busted because of home improvements and various other things. I think we should take money from our emergency fund when this happens, but she says it should come out of our restaurant and fun money. What do you think?

Joshua Dear Joshua, I hate to break this to you, but overspending is not an emergency. So, I’m siding with your wife on this one. If you budget a set amount in one category and you go over that amount, you’ve got to have something you reduce or cut out completely to stay within your budget for the month.

You’d be surprised at what some people call an“emergency.”

But here’s the deal: If something happens on a pretty regular basis, it’s a predictable event.

That means you need to budget a larger amount for home improvements or whatever the problem area may be.

Overall, on a month-tomonth basis, if you find you have $200 budgeted for car repairs and the repair turns out to be $250, I’d rather you cut back on eating out to make up the difference. That’s the way my wife and I did it back in the day.We never touched the emergency fund for anything except big, unexpected, scary stuff.

—Dave

Can’t afford student loans Dear Dave, I have a lot of student loan debt, and I can’t afford the

payments right now. Should I send them what I can, even if it’s not the minimum payment, or should I not send anything at all?

Tina Dear Tina, They’re not going to stop bothering you no matter which option you choose. The benefit of sending them $5, even if the minimum payment is $50, is that you’re forcing yourself to start living on a budget and do all you can to honor your commitment. That’s the moral, spiritual and legal thing to do in this situation.

Lots of times when people say they can’t afford something, what they really mean is they don’t want to give up other stuff in order to honor their obligations. If that’s the case, I’m not going to be on your team.

You accepted this responsibility, and if that means you don’t eat out or go on vacation until the debt is paid off, then that’s the

I hate to break this to you, but overspending is not an emergency. So, I’m siding with your wife on this one.

If you budget a set amount in one category and you go over that amount, you’ve got to have something you reduce or cut out completely to stay within your budget for the month. way it is. But if you’re already living on a beans-and-rice, scorched-earth budget and $5 is all you can squeeze out, then give them $5 and let them know with a clear conscience it’s all you can afford. All you can do is all you can do.

There’s a bright spot in all this though. If you’re scrimping and saving and paying all the money that you have first toward running your household, then secondly toward your creditors, you’ll start finding ways to stretch your dollars even

further. Not only will that help you clean up your student loan mess, but it will enable you to have a little bit better life in the process!

*Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times bestselling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. The Dave Ramsey Show is heard by more than 6 million listeners each week on more than 500 radio stations. Follow Ramsey on Twitter at @DaveRamsey and on the web at daveramsey.com.

interpersonal edge

Bring workplace ‘flakes’ into line by penalties Q. I have several customers and coworkers who are last-minute change artists. They are constantly changing meetings, projects and plans at the last minute and expect me to just adapt.

My job is becoming chaotic and stressful because of their changes. What can I do?

A.You can ask yourself if you’ve created any concrete downsides for your annoying last-minute change artists. You can always count on people to do what is in their perceived best interest.

If people around you keep changing plans it is because they don’t see a downside to their flakey behavior.

The business world has become chaotic and fast paced enough that many people end up just chasing the latest shiny bauble. People often don’t look at the long-range consequence of changing their minds and plans every five seconds to run after what they just saw. They

certainly don’t consider the fallout to other people!

Social scientists have even proposed that Americans seem to have cultural Attention Deficit Disorder where we can’t focus on the same thing for one minute. You will need to make it clear that if people around you keep changing their minds, they will miss out on something valuable with you.

Make a list of behavior you’d like to see from customers or coworkers on the left side of a paper. Make a list of consequences you could bring to bear if people don’t keep commitments to you on the right.

Brainstorm consequences such as: if they don’t show up at a meeting, then you can’t include them in an important project; if they cancel a meeting last minute, then you won’t be available for another two weeks.

Remember if these flakey folks don’t have any pain in changing their minds, you will get no

WEB LINKS www.interpersonaledge.com

gain in them changing their behavior.

Many of my clients like to argue at this point that it isn’t right that people don’t keep commitments. They then brood over deep questions like what the world is coming to and why people have no integrity.

Pondering these sorts of abstract questions is philosophically interesting but of no practical use.

Get creative in communicating the consequences to people neutrally in both conversation and writing. Skip the part where you let them know how rude and inconsiderate they are if you want change. Stick to the part where you point out factually what they will lose if they don’t keep future commitments.

Put all that energy you could use venting into making it more likely people around you will be

Make a list of behavior you’d like to see from customers or coworkers on the left side of a paper. Make a list of consequences you could bring to bear if people don’t keep commitments to you on the right. thoughtful and you’ll be much happier. Remember, the goal here isn’t to wait until the entire world changes for you to be well. The goal is to change the world around you so you can have a peaceful less stressful work life now.

As Janice Joplin so accurately observed, “Freedom is just another word for nothing left to lose.” Make it clear that people you deal with must balance their desire for complete freedom with the goodies they get from commitments they make to you.

Then, sit back and watch these former flakes follow through.

The last word(s) Q. Why do people get so mad at each other at work? Don’t they realize these same people

will just get even with them?

A. Yes, but the luxury of immediately expressing their rage tends to win over long-term benefits of feeling angry and acting effectively.

Impulse control over anger in the workplace is rare.

(Daneen Skube, Ph.D., executive coach, trainer, therapist and speaker, also appears as the FOX Channel’s “Workplace Guru” each Monday morning. She’s the author of “Interpersonal Edge: Breakthrough Tools for Talking to Anyone, Anywhere, About Anything” (Hay House, 2006).

You can contact Dr. Skube at www. interpersonaledge.com or 1420 NW Gilman Blvd., #2845, Issaquah, WA 98027. Sorry, no personal replies.)

(c) 2013 INTERPERSONAL EDGE DISTRIBUTED BY TRIBUNE CONTENT AGENCY, LLC.

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THE BUGLE JANUARY 15, 2014 IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS AURORA BANK FSB PLAINTIFF VS OLIVERA KARANAKOVA AKA OLIVERA KARANAKOV; MIJALCE KARANAKOV; DEFENDANTS 11 CH 004943 7031 CREEKSIDE ROAD DOWNERS GROVE, IL 60516 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on July 23, 2013, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on February 25, 2014, in 501 North County Farm Road, Wheaton, IL, at 10:00AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: TAX NO. 09-20-302-020 COMMONLY KNOWN AS: 7031 CREEKSIDE ROAD DOWNERS GROVE, IL 60516 Description of Improvements: ONE AND A HALF STORY SINGLE FAMILY HOME WITH TWO CAR ATTACHED GARAGE. The Judgment amount was $400,898.49. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff. The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection.

Prospective bidders are admonished to check the court file to verify all information.

The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.atty-pierce.com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 372-2060.

Please refer to file #PA1118165 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale.

I583350 Published 1/8, 1/15, 1/22 IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS 2012 CH 003934 U.S. Bank National Association PLAINTIFF Vs. Rachel L. Ronquillo; et. al.

DEFENDANTS NOTICE OF SHERIFF’S SALE OF REAL ESTATE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on 11/22/2013, John Zaruba, the Sheriff of DuPage County, Illinois will on 2/25/14 at the hour of 10:00AM at Dupage County Sheriff’s Office 501 North County Farm Road Wheaton, IL 60187, or in a place otherwise designated at the time of sale, County of DuPage and State of Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described real estate: PIN 08-23-209-103 Improved with Condo/Townhouse COMMONLY KNOWN AS: 2711 Hobson Road Unit #6 Woodridge, IL 60517 Sale terms: 10% down of the highest bid by certified funds at the close of the auction; The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

If the property is a condominium and the foreclosure takes place after 1/1/2007, purchasers other than the mortgagees will be required to pay any assessment and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1).

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after Confirmation of the sale. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises.

The property will NOT be open for inspection and Plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the Court file to verify all information.

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information: Examine the court file or contact Plaintiff’s attorney: Codilis & Associates, P.C., 15W030 North Frontage Road, Suite 100, Burr Ridge, IL 60527, (630) 794-9876. Please refer to file number 14-12-13085.

I584081 Published 1/15, 1/22, 1/29

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS RESIDENTIAL PNC Bank, National Association PLAINTIFF Vs. James W. Micus; et. al.

DEFENDANTS 2013 CH 000841 NOTICE OF SHERIFF’S SALE OF REAL ESTATE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on 7/5/2013, John Zaruba, the Sheriff of DuPage County, Illinois will on 1/30/14 at the hour of 10:00AM at Dupage County Sheriff’s Office 501 North County Farm Road Wheaton, IL 60187, or in a place otherwise designated at the time of sale, County of DuPage and State of Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described real estate: PIN 09-05-311-031 Improved with Residential COMMONLY KNOWN AS: 4408 Elm Street Downers Grove, IL 60515 Sale terms: 10% down of the highest bid by certified funds at the close of the auction; The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

If the property is a condominium and the foreclosure takes place after 1/1/2007, purchasers other than the mortgagees will be required to pay any assessment and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1).

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after Confirmation of the sale. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises.

The property will NOT be open for inspection and Plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the Court file to verify all information.

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information: Examine the court file or contact Plaintiff’s attorney: Codilis & Associates, P.C., 15W030 North Frontage Road, Suite 100, Burr Ridge, IL 60527, (630) 794-9876. Please refer to file number 14-13-05012.

I579326 Published 1/8, 1/15, 1/22

THE BUGLE JANUARY 15, 2014

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THE BUGLE JANUARY 15, 2014 LEGAL SHERIFF’S SALE

LEGAL SHERIFF’S SALE

LEGAL SHERIFF’S SALE

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY WHEATON, ILLINOIS RESIDENTIAL PNC Bank, National Association PLAINTIFF Vs. James W. Micus; et. al.

DEFENDANTS 2013 CH 000841 NOTICE OF SHERIFF’S SALE OF REAL ESTATE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on 7/5/2013, John Zaruba, the Sheriff of DuPage County, Illinois will on 1/30/14 at the hour of 10:00AM at Dupage County Sheriff’s Office 501 North County Farm Road Wheaton, IL 60187, or in a place otherwise designated at the time of sale, County of DuPage and State of Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described real estate: THE SOUTH 66 FEET OF THE NORTH 132 FEET OF THE EAST 295 FEET OF LOT 3 IN LINDLEY ADDITION TO DOWNERS GROVE, A SUBDIVISION OF LOT 1 IN CIRCUIT COURT PARTITION OF THE HENRY M. LYMAN ESTATE, IN THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 5, TOWNSHIP 38 NORTH, RANGE 11, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT OF LINDLEY’S ADDITION TO DOWNERS GROVE, AFORESAID, RECORDED ON MAY 9, 1919 AS DOCUMENT NO. 136529, IN DUPAGE COUNTY, ILLINOIS. PIN 09-05-311-031 Improved with Residential COMMONLY KNOWN AS: 4408 Elm Street Downers Grove, IL 60515 Sale terms: 10% down of the highest bid by certified funds at the close of the auction; The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

If the property is a condominium and the foreclosure takes place after 1/1/2007, purchasers other than the mortgagees will be required to pay any assessment and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1).

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after Confirmation of the sale. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises.

The property will NOT be open for inspection and Plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the Court file to verify all information.

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information: Examine the court file or contact Plaintiff’s attorney: Codilis & Associates, P.C., 15W030 North Frontage Road, Suite 100, Burr Ridge, IL 60527, (630) 794-9876. Please refer to file number 14-1305012.

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY WHEATON, ILLINOIS 2012 CH 003934 U.S. Bank National Association PLAINTIFF Vs. Rachel L. Ronquillo; et. al.

DEFENDANTS NOTICE OF SHERIFF’S SALE OF REAL ESTATE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on 11/22/2013, John Zaruba, the Sheriff of DuPage County, Illinois will on 2/25/14 at the hour of 10:00AM at Dupage County Sheriff’s Office 501 North County Farm Road Wheaton, IL 60187, or in a place otherwise designated at the time of sale, County of DuPage and State of Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described real estate: UNIT 2-3 IN AREA 13 AS SHOWN AND INDENTIFIED ON PLAT OF SURVEY OF THE FOLLOWING DESCRIBED PARCEL: LOT L IN WINSTON HILLS, UNIT 3, BEING A SUBDIVISION OF PARTS OF SECTION 23 AND 24, TOWNSHIP 38 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, IN DUPAGE COUNTY ILLINOIS, WHICH PLAT OF SURVEY IS ATTACHED AS EXHIBIT A TO THE DECLARATION OF CONDOMINIUM OWNERSHIP BY CENTEX WINSTON CORPORATION RECORDED IN THE OFFICE OF RECORDER OF DEEDS OF DUPAGE COUNTY, ILLINOIS AS DOCUMENT NUMBER R71-1097 AND CERTIFICATE OF CORRECTION FILED JANUARY 27, 1971 AS DOCUMENT NUMBER R71-3181 TOGETHER WITH AN UNDIVIDED .7407 PERCENT INTEREST IN THE ABOVE DESCRIBED PREMISES EXCEPTING THEREFROM ALL OF THE UNITS IS ALL OF THE AREAS AS DEFINED AND SET FORTH IN SAID DECLARATION AND SURVEY. PIN 08-23-209-103 Improved with Condo/Townhouse COMMONLY KNOWN AS: 2711 Hobson Road Unit #6 Woodridge, IL 60517 Sale terms: 10% down of the highest bid by certified funds at the close of the auction; The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

If the property is a condominium and the foreclosure takes place after 1/1/2007, purchasers other than the mortgagees will be required to pay any assessment and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1).

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.

Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after Confirmation of the sale. The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises.

The property will NOT be open for inspection and Plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the Court file to verify all information.

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information: Examine the court file or contact Plaintiff’s attorney: Codilis & Associates, P.C., 15W030 North Frontage Road, Suite 100, Burr Ridge, IL 60527, (630) 794-9876. Please refer to file number 14-1213085.

I579326

I584081

IN THE CIRCUIT COURT FOR THE 18TH JUDICIAL CIRCUIT DUPAGE COUNTY - WHEATON, ILLINOIS AURORA BANK FSB PLAINTIFF VS OLIVERA KARANAKOVA AKA OLIVERA KARANAKOV; MIJALCE KARANAKOV; DEFENDANTS 11 CH 004943 7031 CREEKSIDE ROAD DOWNERS GROVE, IL 60516 NOTICE OF SALE PURSUANT TO JUDGMENTOFFORECLOSUREUNDER ILLINOIS MORTGAGE FORECLOSURE ACT ***THIS DOCUMENT IS AN ATTEMPT TO COLLECT ON A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE*** PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered by said Court in the above entitled cause on July 23, 2013, DUPAGE COUNTY SHERIFF in DU PAGE County, Illinois, will on February 25, 2014, in 501 North County Farm Road, Wheaton, IL, at 10:00AM, sell at public auction and sale to the highest bidder for cash, all and singular, the following described real estate mentioned in said Judgment, situated in the County of DU PAGE, State of Illinois, or so much thereof as shall be sufficient to satisfy said Judgment: LOT 128 IN VALLEY VIEW ESTATES, BEING A RESUBDIVISION OF LOT 1 (EXCEPT THE SOUTH 270.00 FEET OF THE EAST 300.00 FEET) OF BERG’S SUBDIVISION IN THE SOUTHWEST 1/4 OF SECTION 20, TOWNSHIP 38 NORTH, RANGE 11, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT OF SAID RESUBDIVISION RECORDED NOVEMBER 23, 1977 AS DOCUMENT R77-108458, IN DUPAGE COUNTY, ILLINOIS TAX NO. 09-20-302-020 COMMONLY KNOWN AS: 7031 CREEKSIDE ROAD DOWNERS GROVE, IL 60516 Description of Improvements: ONE AND A HALF STORY SINGLE FAMILY HOME WITH TWO CAR ATTACHED GARAGE. The Judgment amount was $400,898.49. Sale Terms: This is an “AS IS” sale for “CASH”. The successful bidder must deposit 25% down by certified funds; balance, by certified funds, within 24 hours. NO REFUNDS. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate, water bills, etc., and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff.

The sale is further subject to confirmation by the court. Upon payment in full of the bid amount, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information.

The successful purchaser has the sole responsibility/expense of evicting any tenants or other individuals presently in possession of the subject premises. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee shall pay the assessments and the legal fees required

by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DYAS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For Information: Visit our website at http:\\service.attypierce.com. Between 3 p.m. and 5 p.m. only - Pierce & Associates, Plaintiff’s Attorneys, 1 North Dearborn, Chicago, Illinois 60602. Tel. No. (312) 372-2060.

Please refer to file #PA1118165 Plaintiff’s attorney is not required to provide additional information other than that set forth in this notice of sale.

Published 1/8, 1/15, 1/22

Published 1/15, 1/22, 1/29

I583350 Published 1/15, 1/22, 1/29

Seniors

THE BUGLE JANUARY 15, 2014

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retire smart

financial resolution: Do something In the new year, focus on setting and accomplishing secure financial goals

By Jill Schlesinger Tribune Content Agency

plan of action to achieve it. The problem is that simply thinking Who wants to remember bad about a financial plan, let alone milestones? Do we really need to running the numbers that are go back five years, when the S&P necessary to complete it, can be 500 closed out the disastrous daunting.

2008 at 903.25? Most of us For many, conquering the Big would prefer to focus on the Three will require some time and fact that the index has more than energy. The process may even doubled since those dark days. call for you to (gasp) figure out Still, it can be instructive to where your money is going. The be mindful of the lessons from easiest way to do that is to track that painful period. According to your expenses for three months.

Allianz Life Insurance Company’s After doing so, you may find that 5th annual New Year’s Resolution there’s extra money available to Survey,“many Americans seem to help your efforts. have forgotten the trauma it [the Once you have these covered financial crisis] caused to their the Big Three, it’s time for the portfolios and nuts and bolts The problem may now have of financial with recency a false sense of security: bias is that it security about drafting/ can push us their current updating wills financial well- into making emotional and other estate decisions at the wrong being.” documents This is time. So at the depths and reviewing human nature of market lows in 2008, insurance and behavioral we feel scared and sell coverage (life, e c o n o m i s t s everything and vow to disability, longeven have a take better care of our term care name for it: financial lives. and property “recency bias,” and casualty). which means These are not that what has occurred in the sexy topics, like investing can be, near past tends to inform how but without them, your financial we feel and what we do today. security could be at risk.

The problem with recency bias With those basic steps covered, is that it can push us into making now comes the hard part: time emotional decisions at the wrong to prioritize what comes next. time. So at the depths of market Do you want to buy a house in lows in 2008, we feel scared the next year or two? If so, you and sell everything and vow to may need to channel all available take better care of our financial cash flow into a down payment lives. Then five years later, with fund. Are you ready to set aside the economy and markets in some of your precious free cash recovery, the Allianz survey flow for your kids in a Section shows that only 16 percent of 529 Plan or would you prefer to respondents said they would aim for early retirement? Do you include financial planning in need to think about caring for their resolutions for 2014. your aging parents? If so, have Whether you call it a you had the tough talk with them resolution or a plan, here’s what to see what their wishes are?

I have learned after being in the These are just some of the business for 25 years: It’s easier questions that you need to think to reach a financial goal when about in order to properly plan for you articulate it and create a your financial future. No wonder

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so many people would rather put their heads in the sand than deal with this stuff! Of course, all of the planning in the world can’t prevent the fact that sometimes a bad financial event can happen to you, but it certainly puts you in a stronger position than doing nothing. So maybe the best New Year’s resolution is, “I’m going to start doing SOMETHING to better my financial life!”

(Jill Schlesinger, CFP, is the Emmynominated CBS News Business Analyst.

A former options trader and CIO of an investment advisory firm, Jill covers the economy, markets, investing and anything else with a dollar sign on TV, radio (including her nationally syndicated radio show), the web and her blog, “Jill on Money.” She welcomes comments and questions at askjill@ moneywatch.com. Check her website at www.jillonmoney.com)

(c) 2014 TRIBUNE CONTENT AGENCY, LLC

a simple way to start is to address what I like to call “The Big Three Financial Goals”: 1. Zero consumer debt (credit card, auto loans) 2. Adequate emergency reserve funds (6-12 month’s worth of expenses; 12-24 months for retirees) 3. Maximization of retirement contributions ($17,500 for 401(k), 403(b) and 457 plans, with an additional $5,500 catch up contribution available if you are over the age of 50; and $5,500 for IRAs, with an additional $5,500 catch up contribution).

This step includes ensuring that you have a properly diversified portfolio which is consistent with your risk tolerance level.

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THE BUGLE JANUARY 15, 2014