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News from Plainfield • Joliet • Shorewood • Lockport • Crest Hill • Bolingbrook • Romeoville • Downers Grove • Westmont • Woodridge • Lisle • Niles • Morton Grove • Park Ridge & more
By randy whalen For the Bugle
Make Mother’s Day extra special Mother’s Day is celebrated each May and marks a perfect opportunity to show Mom how much she’s loved and appreciated. Mother’s Day has been celebrated for more than 100 years, and in that time mothers have grown accustomed to certain staples of the holiday. A bouquet of fresh flowers, Sunday brunch at a local restaurant and some gifts from a partner and the children have become standards each Mother’s Day. While Mother’s Day standards may never lose their appeal, families looking to make this year’s celebration a little more unique can consider these ideas. • Whip up (or order in) some baked goods. If Mom is the family baker, surprise her this year with some homemade baked goods. An aroma of freshly baked goodies around the house can set a welcoming tone for the day, particularly if the treats are prepared in the morning before Mom wakes up. Partners and children whose baking skills leave a little to be desired can get some freshly baked treats from a local bakery
and have them waiting for Mom when she wakes up. • Take to the road. Another way to make Mother’s Day extra special is to make the celebration a weekend affair. A weekend getaway can be a welcome breath of fresh air for mothers and serve as a great opportunity for the family to unwind and celebrate Mom away from everything that reminds her of the hustle and bustle of everyday life. A getaway can be an especially ideal surprise for mothers whose children are full grown. Invite adult kids along and make their attendance a surprise for Mom. • Book a unique experience. Experiential gifts have been wildly popular in recent years, so why not incorporate this trend into Mother’s Day celebrations? Book a tour of a local vineyard or winery, take Mom to a live theater performance, or take her out for a day on the water, complete with brunch and a champagne toast. Such memorable experiences won’t soon be forgotten and can provide an exciting alternative to previous Mother’s Day celebrations.
• Ensure Mom doesn’t lift a finger. A truly special Mother’s Day will give Mom a day off. Partners and kids can team up to take care of everything from the moment Mom wakes up until she returns to bed at night. Serve breakfast in bed, order in some lunch and then
take Mom out for a nice meal at a local restaurant. In between meals, let Mom relax any way she sees fit, whether that’s curling up with a good book, dusting off her paint brush and engaging in some artistic endeavors and/or squeezing in a rare midday nap. Mom
will undoubtedly appreciate a full day off, which might just make for the best gift of all. Mother’s Day is the ideal time to offer Mom a unique experience that shows her how much she’s loved and appreciated.
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Perfect gifts for mom this Mother’s Day Mother’s Day is celebrated annually on the second Sunday of May. Since 1914, when it was officially recognized as a national holiday by President Woodrow Wilson, families have been gathering to celebrate mothers, and celebrations typically include thoughtful gifts. The role of mother can be a challenging job. Even though people strive to give moms the accolades they deserve, oftentimes mothers don’t get enough credit or attention. That all changes on Mother’s Day, when Mom is in the spotlight. Although there is no way to completely pay mothers back for their selfless actions and unwavering love, these gifts can help them feel that much more special. Special meal According to a survey by the National Restaurant Association, around 48 percent of people make plans to visit restaurants on Mother’s Day. Since Mother’s Day is so busy for restaurants, it is wise to book reservations early to ensure you get on the list, particularly if there is a specific restaurant Mom wants to visit. Flowers Anna Jarvis is credited with starting the push for a national day of recognition for mothers. Jarvis incorporated carnations into the holiday. If you plan to gift Mom a bouquet of flowers, add some carnations to the mix as a subtle nod to the founder
of Mother’s Day. Time Various pronouncements state that 90 percent of the time parents spend with their children happens during their first 18 years of those youngsters’ lives. As children get older, they naturally spend much less time with Mom and Dad, as they are spreading their wings and finding their place in the world. Offering your time as an older child can be the best gift of all on Mother’s Day. Do something Mom loves, and do it together. That can be engaging in a hobby she enjoys, attending a theater show or concert, taking a walk through the park, or even planning to cook her a meal on a night apart from Mother’s Day. Gift of pampering Mothers have a lot going on in their lives, and most of it involves helping others. Your Mom’s needs and whims likely take a back seat to the demands she places on herself, and that can change on Mother’s Day. Treat Mom to gifts that prioritize rest and relaxation. Put together a gift package that includes a massage, hair styling and a manicure at a local salon. Maybe Mom has been interested in trying acupuncture or an aromatherapy treatment to ease stress? There also are soaking and floating salt bath businesses where she can float in silence as the pressures of life drain away. Mother’s Day
10/2/2024
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Make mom a gift
Many mothers will attest that few things are better than a little rest and pampering on Mother’s Day. And when it comes to gifts, homemade items are among the most heartfelt. Although schools and day care centers may take the lead and guide children through Mother’s Day crafts, parents and caregivers looking to encourage kids to make crafts at home can explore these ideas that can turn into wonderful gifts or decorative items for Mom. Floral votive holders Kids can create special candle holders that they customize with pressed or paper flowers. New jars can be purchased from a craft store or empty jars at home can be repurposed. Using Modge Podge or another durable adhesive, children can attach dried, pressed flowers to the outside of the jar by painting the adhesive over the flowers; otherwise, paper flowers cut out from tissue paper or construction paper can be used. Once dry, attach a piece of decorative twine, yarn or ribbon around the mouth of the jar. Place a tealight candle inside for Mom to enjoy. Writing pen bouquet Why not give Mom something that is both beautiful and functional this Mother’s Day? Children will have fun making flower pen bouquets. All it takes are a few inexpensive disposable pens, floral tape and artificial flowers. Place an artificial flower stem alongside the pen. It should be short enough that it will not impede writing, so cut if necessary. The petals of the flower should be up at the non-writing end. Starting at the nonwriting end of the pen, begin to wrap floral tape snugly around the stem and pen to just before the
tip of the writing end. It is better to use too much floral tape than not enough. Repeat the process for as many pen flowers as you’d like to make, then offer as a gift in a vase. Jewelry dish Mom can keep her favorite pieces of jewelry safe with a heartfelt clay jewelry dish. It’s easy to make with only a few materials. Using air-dry clay and a heart-shaped cookie cutter, children can roll out the clay and cut out the shape. Turn up the edges slightly to make a rim so that rings or earrings won’t fall out of the dish later on. Then kids can press decorative items, such as beads, small seashells, sequins, or faux gems, into the clay. The jewelry dish is beautiful as-is, or it can be painted after dry. Faux stained glass This project mixes paint with glue to create a stained glass effect. The colors can be painted on any acrylic surface, whether it’s a flat, plastic photo protector in a picture frame or clear, plastic cosmetic bottles. When the light hits the items, it will produce a prismatic effect just like the real stained glass. Take painter’s tape and mark off a desired design, such as writing “I Love Mom.” Using separate small containers (an empty foam egg carton would work well), add a little bit of clear school glue and a few drops of desired colors or acrylic paint. Paint the different colors as they pertain to the design or pattern. The glue and paint should dry quickly and extra coats can be applied depending on how intense you want the color to be. Once the stained glass is dry, peel off the painter’s tape and gift.
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BuSINeSS AND ReAL eSTATe
Common questions about reverse mortgages Homeownership is a dream for millions of people across the globe. The National Association of Realtors indicates real estate has historially exhibited long-term, stable growth in value. Money spent on rent is money that a person will never see again. However, paying a traditional mortgage every month enables homeowners to build equity and can be a means to securing one’s financial future. Homeowners typically can lean on the value of their homes should they need money for improvement projects or other plans. Reverse mortgages are one way to do just that. Who is eligible for a reverse mortgage? People near retirement age are eligible for a specific type of loan they can borrow against. Known as a “reverse mortgage,” this type of loan can be great for people 62 or older who perhaps can no longer make payments on their home, or require a sum of money to use right now, without wanting to sell their home. In addition to meeting the age requirement, a borrower must live at the property as a primary residence
and certify occupancy annually to be eligible for a reverse mortgage. Also, the property must be maintained in the same condition as when the reverse mortgage was obtained, says Fannie Mae. How does a reverse mortgage work? The Consumer Finance Protection Bureau says a reverse mortgage, commonly a Home Equity Conversion Mortgage, which is the most popular type of reverse mortgage loan, is different from a traditional mortgage. Instead of making monthly payments to bring down the amount owed on the loan, a reverse mortgage features no monthly payments. Rather, interest and fees are added to the loan balance each month and the balance grows. The loan is repaid when the borrower no longer lives in the home. What else should I know? With a reverse mortgage, even though borrowers are not making monthly mortgage payments, they are still responsible for paying property-related expenses on time, including, real estate and property taxes, insurance premiums, HOA fees, and utilities. Reverse mort-
gages also come with additional costs, including origination fees and mortgage insurance up to 2.5 percent of the home’s appraised value, says Forbes. It’s important to note that most interest rates on these loans are variable, meaning they can rise over time and thus increase the cost of borrowing. In addition, unlike traditional mortgage payments, interest payments on reverse mortgages aren’t tax-deductible. How is a reverse mortgage paid back?
A reverse mortgage is not free money. The homeowners or their heirs will eventually have to pay back the loan when the borrowers no longer live at the property. This is usually achieved by selling the home. The CFPB notes if a reverse mortgage loan balance is less than the amount the home is sold for, then the borrower keeps the difference. If the loan balance is more than the amount the home sells for at the appraised value, one can pay off the
loan by selling the home for at least 95 percent of the home’s appraised value, known as the 95 percent rule. The money from the sale will go toward the outstanding loan balance and any remaining balance on the loan is paid for by mortgage insurance, which the borrower has been paying for the duration of the loan. Reverse mortgages can be a consideration for older adults. However, it is essential to get all of the facts to make an informed decision.
A P R IL 3 0 -M ay 1, 2 0 2 5 | b u gl e n e wspap e rs. c o m | pag e 7 LEGAL NOTICE
LEGAL NOTICE
LEGAL NOTICE
LEGAL NOTICE
TO: Simon Zarkin, Ideen Zarkin; Will County Clerk, Michael Zarkin, Debbie Goldstein; Occupant, 25326 Federal Cir, Plainfield, IL; Parties in occupancy and possession; any unknown owners and occupants. TAX DEED NO. 2025TX000064. FILED: April 2, 2025. TAKE NOTICE. County of Will. Date Premises Sold 12/5/2022. Certificate No. 21-00303. Sold for General Taxes of (year) 2021. Sold for Special Assessment of (Municipality) and special assessment number N/A Warrant No. N/A Inst. No. N/A. THIS PROPERTY HAS BEEN SOLD FOR DELINQUENT TAXES. Property located at. 25326 Federal Cir, Plainfield, Illinois. Legal Description or Property Index No. 06-03-08-303005-0000. This notice is to advise you that the above property has been sold for delinquent taxes and that the period of redemption from the sale will expire on 9/30/2025. The amount to redeem is subject to increase at 6 month intervals from the date of sale and may be further increased if the purchaser at the tax sale or his or her assignee pays any subsequently accruing taxes or special assessments to redeem the property from subsequent forfeitures or tax sales. Check with the county clerk as to the exact amount you owe before redeeming. This notice is also to advise you that a petition has been filed for a tax deed which will transfer title and the right to possession of this property if redemption is not made on or before 9/30/2025. This matter is set for hearing in the Circuit Court of this county in the Will County Courthouse, 100 West Jefferson Street, Joliet, IL 60432, on 10/16/2025 at 9:15 AM in room 904. YOU ARE URGED TO REDEEM IMMEDIATELY TO PREVENT LOSS OF PROPERTY. Redemption can be made at any time on or before 9/30/2025 by applying to the County Clerk of Will County, Illinois at the Office of the County Clerk in Joliet, Illinois. For further information contact the County Clerk. ADDRESS: 302 N. Chicago St., Joliet, IL 60432. TELEPHONE: (815) 740-4615. Pro Cap 8 FBO Firstrust Bank, Purchaser or Assignee. Dated: April 18, 2025. Published April 24, 2025, May 1, 2025, May 8, 2025
TO: Laura Flannagan; Will County Clerk, Andover at Carillon Homeowners’ Association, Inc. RA: Tressler Corporate SVCS, Inc., Carillon Adult Master Association RA: KSN Registered Agent, LLC, Michael Long, John Flannagan, Kelly M. Long, Christopher Long, Cynthia Gilman; Occupant, 20833 W. Peppertree Court, Plainfield, IL; Parties in occupancy and possession; any unknown owners and occupants. TAX DEED NO. 2025TX000077. FILED: April 2, 2025. TAKE NOTICE. County of Will. Date Premises Sold 12/5/2022. Certificate No. 21-00468. Sold for General Taxes of (year) 2021. Sold for Special Assessment of (Municipality) and special assessment number N/A Warrant No. N/A Inst. No. N/A. THIS PROPERTY HAS BEEN SOLD FOR DELINQUENT TAXES. Property located at. 20833 W. Peppertree Court, Plainfield, Illinois. Legal Description or Property Index No. 11-04-06-279-012-0000. This notice is to advise you that the above property has been sold for delinquent taxes and that the period of redemption from the sale will expire on 9/30/2025. The amount to redeem is subject to increase at 6 month intervals from the date of sale and may be further increased if the purchaser at the tax sale or his or her assignee pays any subsequently accruing taxes or special assessments to redeem the property from subsequent forfeitures or tax sales. Check with the county clerk as to the exact amount you owe before redeeming. This notice is also to advise you that a petition has been filed for a tax deed which will transfer title and the right to possession of this property if redemption is not made on or before 9/30/2025. This matter is set for hearing in the Circuit Court of this county in the Will County Courthouse, 100 West Jefferson Street, Joliet, IL 60432, on 10/16/2025 at 9:15 AM in room 904. YOU ARE URGED TO REDEEM IMMEDIATELY TO PREVENT LOSS OF PROPERTY. Redemption can be made at any time on or before 9/30/2025 by applying to the County Clerk of Will County, Illinois at the Office of the County Clerk in Joliet, Illinois. For further information contact the County Clerk. ADDRESS: 302 N Chicago St, Joliet, IL 60432. TELEPHONE: (815) 740-4615. Infinite Financial Investments, Purchaser or Assignee. Dated: April 18, 2025. Published April 24, 2025, May 1, 2025, May 8, 2025
LEGAL NOTICE LEGAL NOTICE TO: Jon Heatherwick; Will County Clerk, Occupant, Hampton Glen Condominium Association RA: Shifrin Legal, Inc., Hampton Glen Condominium Association c/o Tammy Griffin, and Denise Dobias; Occupant, 5122 New Haven Ct., Plainfield, IL; Parties in occupancy and possession; any unknown owners and occupants. TAX DEED NO. 2025TX000073. FILED: April 2, 2025. TAKE NOTICE. County of Will. Date Premises Sold 12/5/2022. Certificate No. 21-00830. Sold for General Taxes of (year) 2021. Sold for Special Assessment of (Municipality) and special assessment number N/A Warrant No. N/A Inst. No. N/A. THIS PROPERTY HAS BEEN SOLD FOR DELINQUENT TAXES. Property located at. 5122 New Haven Ct., Plainfield, Illinois. Legal Description or Property Index No. 05-06-04-205-146-1002. This notice is to advise you that the above property has been sold for delinquent taxes and that the period of redemption from the sale will expire on 9/30/2025. The amount to redeem is subject to increase at 6 month intervals from the date of sale and may be further increased if the purchaser at the tax sale or his or her assignee pays any subsequently accruing taxes or special assessments to redeem the property from subsequent forfeitures or tax sales. Check with the county clerk as to the exact amount you owe before redeeming. This notice is also to advise you that a petition has been filed for a tax deed which will transfer title and the right to possession of this property if redemption is not made on or before 9/30/2025. This matter is set for hearing in the Circuit Court of this county in the Will County Courthouse, 100 West Jefferson Street, Joliet, IL 60432, on 10/23/2025 at 9:00 AM in room 905. YOU ARE URGED TO REDEEM IMMEDIATELY TO PREVENT LOSS OF PROPERTY. Redemption can be made at any time on or before 9/30/2025 by applying to the County Clerk of Will County, Illinois at the Office of the County Clerk in Joliet, Illinois. For further information contact the County Clerk. ADDRESS: 302 N. Chicago St., Joliet, IL 60423. TELEPHONE: (815) 740-4615. Pro Cap 8 FBO Firstrust Bank, Purchaser or Assignee. Dated: April 18, 2025. Published April 24, 2025, May 1, 2025, May 8, 2025
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