Bolingbrook 11-20-14

NOVEMBER 20, 2014 VOL. 8 ISSUE 19 vaLLeY vIew PrOPOses $164 MILLIOn taX LevY 2014 projection estimated with help of local township assessors, assistant superintendent

#bolingbrookbugle

boLINGbrooKbuGLe.CoM

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NeWs 95th street Bridge construction work completed New bridge covers the West branch of the DuPage River, connecting Boughton Road

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CouNty NeWs new board will revisit future marijuana permits

see the full story oN Page 3

Board said they also will revisit the regulations surrounding open burning

see page 5

sPorts the ‘Brook eliminated

Bolingbrook ousted from playoffs by SWSC rival

see page 11

The Details. santa came to town hearing wishes to start off the holiday season. (Photos by Laura Katauskas)

NeWs

valley vieW school disTricT

T h ur sday, Novem ber 20, 2014 | boli ng brookbug le.com

Weekend Weather state news

STATE NEWS

COMMUNITY

Friday • november 21

sunny High: 30° Low: 21° saturday • november 22

Department of Insurance announces Sun Life settlement

Gov. Quinn launches Get Covered Illinois’ 2nd annual open enrollment period New statewide three-month enrollment period opens today; will add to the more than 700,000 people who have already gained access to quality healthcare.

News.....................................3 Police blotter..............................6 opinion................................7 take 5...................................9

Illinois will share part of a $3.2 million penalty against Sun Life regarding payment of life insurance benefits

YMCA Giving Gala cash raffle tickets on sale

Cash raffle tickets for the Eighth Annual YMCA Giving Gala are on sale now.

JWHS to Host 6th Annual Holiday Breakfast

The Joliet West High School No Name Club is hosting the 6th annual breakfast with Santa and Mrs. Claus from 9 a.m. to noon Dec. 6.

sports.................................11 number crunch............14 social spotlight..........17 bugle kids.........................18

business & real estate..................19 classifieds.......................20 business & prof..............21 seniors...............................23

partly cloudy High: 40° Low: 36° sunday • november 23

rain High: 50° Low: 39°

T h ur sday, N ovem ber 20, 2014 | boli ng brookbug le.com

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cover story

Village kicks off annual tree lighting celebration Festive spirit will continue at Promenade with the nightly Symphony of Light show

By Laura Katauskas staff reporter

katauskas@buglenewspapers.com @lkatauskas

There was a chill in the air but a warm spot in the hearts of those who attended the Village of Bolingbrook’s annual tree lighting ceremony and the Symphony in Lights at the Promenade Nov. 15.

Even the Grinch, whose heart must have grown yet another three times, strolled through the closed off streets of The Promenade as the first of the holiday traditions began in Bolingbrook. Hundreds came out to meet various characters from Olaf to the big guy, Santa himself, at the event that began with horsedrawn carriage rides to the worldfamous Symphony in Lights.

The village, the Beautification Commission, the Civic and Cultural Affairs Commission and The Promenade Bolingbrook joined together to host the annual event.

For some families, it has become an annual tradition, and for others, it was the start of a new one.

“We heard about the event and drove in from Aurora, and so far it was worth it—it’s very nice,” said Erin Sheehan, whose son Dean was anxious to get on the horse-drawn carriage and on his way to tell Santa his wishes.

In addition to a visit to Santa, there where cookies to decorate, crafts to make, and the awe of Christmas lights galore.

The festive spirit will continue at the Promenade with the nightly Symphony of Light show. Every day, starting at dusk, until Dec. 31, on the hour, a light show, famed as the “the largest commercial holiday light show of its kind in the Chicagoland area” will take place where giant snowflakes dance around a massive 48-foot tree in the center of the Village’s green gathering area.

Photos by Laura Katauskas/Staff Reporter

(Left Going Clockwise) Sophia, 9, and Dylan, 6, of Bolingbrook pose for what may be their Christmas card at the giant tree at the Promenade. Veronica Sawyer of Romeoville loves the snowman strolling through the streets.

Crowds were drawn to Bolingbrook’s annual tree lighting ceremony.

Valley View School District

Valley View proposes $164 million tax levy for 2014 2014 projection estimated with help of local township assessors, assistant superintendent

By Laura Katauskas staff reporter

katauskas@buglenewspapers.com @lkatauskas

The Valley View School District projects an estimated 2014 tax levy that reflects a reduction of its overall Equalized Assessed Value (EAV).

The school district is proposing a total levy of approximately $164 million, with a 1.5 percent increase to property taxes. This would generate approximately $2.8 million in the school district’s operating revenue and receive 1.28 percent or $1.5 million in existing debt service.

The 2014 projection is estimated with the help of local township assessors and Assistant Superintendent Gary Grizaffi said that the amounts levied will unlikely be extended exactly as approved. By setting the estimated tax levy at the highest level possible, the school district is maintaining its option in regard to accessing all available

dollars.

Grizaffi reports that due to the EAV and percentage growth in new construction being estimated, it is “impossible to say with certainty what tax rate will be generated.”

However, the district is assuming a

total negative growth of $63 million or 2.95 percent, despite $13 million in new construction.

By requesting a higher extension, the school board reserves the right to adjust the levy in the future until April 2015, when EAV and new property values are finalized.

Property taxes make up 74 percent of the school district’s revenue. The Tax Cap limitation

will cap the property tax increase for existing property owners at 1.5 percent, exclusive of any debt. How much an individual home owner’s property tax increases is based on whether or not the assessor’s office evaluates a home at a higher or lower level.

What has the most effect on the district is not the actual rate but what the projected extension

becomes. The extension represents the actual dollars the school district will receive, regardless of the total tax rate, said Grizaffi.

A 10-year EAV history provided by the district shows a five year average drop in EAV of 6.12 percent with estimated levels reported for 2.95 percent drop in 2014 over last year. The final 2014 tax levy will be adopted Dec. 8.

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transportation

95th St. Bridge construction work completed New bridge covers the West branch of the DuPage River, connecting Boughton Road

By Laura Katauskas staff reporter

katauskas@buglenewspapers.com @lkatauskas

After years of debate, angst over funding and months of detours, the new bridge on 95th Street connecting Bolingbrook to Naperville is finally open.

The first phase of two on the project is complete with the 95th Street Bridge opening earlier this month. The new bridge covers the West branch of the DuPage River, connecting the roadway just south of Boughton Road, off of Kings Road in Bolingbrook, to just west of Cheyenne Drive in Naperville.

The expansion bridge makes a more direct connection between Boughton and Plainfield-Naperville Roads. Motorists have been using detours for the past year as Kings Road was closed.

The move reduces the driving

PHOTOS By Laura Katauskas

The expansion bridge makes a more direct connection between Boughton and Plainfield-Naperville Roads. distance between the intersection of Boughton Road/Kings Road and 95th Street/Plainfield-Naperville Road by approximately 1.1 miles.

The roadway has two lanes in each direction separated by a median. A 5-foot-wide sidewalk has been constructed on the northeast side of the roadway and a 10-footwide bicycle path is located on the southwest side of the roadway. The intersection of Kings and Boughton roads has been widened to include dual left turn lanes on the north and dedicated left and right turn lanes on the south.

The second phase of the project

is concentrated in Naperville, with modifications to the intersection of 95th Street and PlainfieldNaperville Road to add additional turn lanes. That phase is expected to begin next spring.

The $30 million project is being led byWill County with support from both Bolingbrook and Naperville with respect to the amount of work complete in each town. Bolingbrook is picking up $3.2 million of the project, and Naperville is spending $5.7 million. Almost half the cost, some $12.8 million, is being funded with federal dollars, and Will County is responsible for $8.2 million.

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will county Board

New board will revisit future marijuana permits Board said they also will revisit the regulations surrounding open burning By nick reiher

managing editor

nreiher@buglenewspapers.com @JolietILNews

With Republicans regaining the majority as the Will County Board prepares for its 2014-15 session in a few weeks, there are two old items several board members believe need revisiting.

One is open burning; the other is permits for medical marijuana cultivation and dispensaries. For the latter, Republican Caucus Chair Jim Moustis, R-Frankfort, told the Land Use and Zoning Committee on Nov. 12 they may have been unintentionally too generous in not requiring special use permits for such cultivation centers when the issue came up several months ago.

The problem, he said, is that the county didn’t want to take the chance on being bypassed for a project that could bring in needed revenues. But special use permits take hearings and a lot of time, he added, and the state had a very narrow window for applicants to get their projects in.

That said, he added, county officials know the state has many

requirements on acceptable levels of safety and security for such centers.

Moustis told the committee he doesn’t want to do anything retroactively, but going forward, he believes the county board needs to look at requiring special use permits, including public hearings, should there be an expansion by the state of cultivation centers and dispensaries.

Moustis said he heard from some municipal representatives that under the current state regulations – where the county can weigh in only on whether the businesses would fit current zoning guidelines – they, like any other neighbors, would not be able to comment on a plan that could affect their property values.

A proposal for a cultivation center in unincorporated Wilton Township drew a lot of concern at two public hearings held by the applicant, who was not required to hold them.

Under the state’s pilot program, applicants had around month to submit their proposals to the state by the Sept. 22 deadline. As part of that process, applicants had to

show the state their proposal fit into existing zoning regulations for the areas in which they were seeking to build.

The state then will announce by mid-December their choices, one for each of the 21 State Police Districts. Fourteen applications were submitted in District 5, which includes Will County, where there are three active applications for cultivation centers.

Board Member Reed Bible, D-Plainfield, said medical marijuana dispensaries should have a closer look more so than cultivation centers, which he said would not be as visible or produce the actual project. Experts have said in either case, the marijuana cultivated and refined for medical use will not have the substance that makes users high.

Land Use Committee members said they would take up the issue in January, after the new board is seated and after the holidays.

Open Burning Board Member Bob Howard, D-Beecher, told the committee he believed that after revisions to the county’s Open Burning Ordinance stalled followed many meetings this past year, something still needs to be done.

If the ordinance is fine the way it is, he said, maybe it just needs to be enforced property. Curt

Paddock, Will County Land Use director, said they are enforcing the ordinance so far as they can.

When they receive a complaint of illegal open burning, he said, they send a staffer to investigate.

They then document the infraction and send a warning letter to the property owner in violation. If that doesn’t take care of the problem, he said, they will take the violator to administrative adjudication.

Neighbors of the violator don’t see that as sufficient, Paddock said, because they want the illegal burning to stop on the spot. He doesn’t believe the department has that authority.

Committee Chair Tom Weigel,

R-New Lenox, said he had heard of a situation where even a sheriff’s deputy did not ask the violator to stop. Only by calling again and speaking to a supervisor in the sheriff’s department was it rectified.

Committee Member Ragan Freitag, R-Wilmington, who also is an attorney, said the current ordinance does give the county – including the Sheriff’s Department and the Land Use Department – the authority to tell the violator to extinguish the fire on the spot.

Assistant State’s Attorney Matt Guzman said he would review the issue to make sure of the county’s powers.

www.crimestoppersofwillcounty.org • 800.323.734 T h ur sday, Novem ber 20, 2014 | boli ng brookbug le.com The following items were compiled from the official reports of the Bolingbrook Police Department.

Appearing in the police blotter does not constitute a finding of guilt, only a court of law can make that determination.

Michael Braxton Jr., 21, 8644 Phillips St., Chicago, was arrested Nov. 1 and charged with retail theft at Meijer, 225 N. Weber Road, from an incident on Sept. 28.

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Walter Finney, Jr., 20, 106 Somerset Lane, was arrested at 10:43 a.m. Nov. 6 and charged with contempt of court after shouting obscenities in the court room on the 300 block of W. Briarcliff Road.

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Carlos Jara, 22, 20916 W. Barrington Lane, Plainfield, was arrested Nov. 6 and charged with retail theft from Meijer, 225 N. Weber Road, from an incident on Oct. 8.

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BHS

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Homero Guerrero-Rodela, 26, 604 4th Ave., Joliet, was arrested at 8:25 p.m. Nov. 8 and charged with DUI, illegal transportation of alcohol, no insurance and driving on a suspended license, following a traffic stop at Hadleigh Road and Bedford Road.

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Nathan Smith, 30, 1136 Partridge Ave., was arrested at 10:54 p.m. Nov. 8 and charged with resisting a peace officer, following a call to Bar Louie, 619 E. Boughton Road for the call for a fight.

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Pablo Zavala, 26, of 532 E. Briarcliff Road, was arrested at midnight Nov. 9 and charged with disorderly conduct and criminal damage to vehicle and Josue Zavala, 22, 532 E. Briarcliff Road, was charged with disorderly conduct and resisting a peace officer, following a call for subjects in the roadway, asking for a ride.

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Luis Arias, 28, 613 Hillcrest Drive, was arrested at 4:41 a.m. Nov. 9 and charged with DUI, improper lane usage and too fast for conditions.

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Jacob Lasusa, 22, 85 Seabury Road, was arrested at 11:25 p.m. Nov. 10 and charged with an instate warrant on the 200 block of S. Bolingbrook Drive.

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Kwabena Knetiah, 54, 314 D Woodcreek Drive, was arrested at 6 p.m. Nov. 10 and charged with child pornography on the 400 block of Gibraltar Drive.

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Gerald Burks III, 29, 151 N.

10 Orchard Drive, was arrested at

3:31 a.m. Nov. 10 on Boughton Road and Delaware Drive for possession of drug equipment, equipment violation and no insurance.

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EDITORIAL

T h ur sday, N ovem ber 20, 2014 | boli ng brookbug le.com

ALEX HERNANDEZ • LAURA KATAUSKAS STEWART WARREN • MARK GREGORY • MIKE SANDROLINI

community bulletin

PRODUCTION

Morris Hospital gets 6th consecutive “A” rating for patient safety

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Morris Hospital’s most recent score was 3.5014, with a maximum score being 3.6

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For the sixth consecutive time, Morris Hospital & Healthcare Centers has received an “A” rating on the Leapfrog Group’s Hospital Safety Score report.

This places Morris Hospital & Healthcare Centers in an elite group of hospitals that have achieved an A grade in all six of Leapfrog Group’s score releases since the Hospital Safety Score report was launched in June 2012. The most recent release was issued on Oct. 29. In addition to achieving a run of six consecutive A’s in a row, Morris Hospital’s most recent score was 3.5014, with a maximum score being 3.6.

“The Leapfrog Group’s safety score rating is an indication of our staff’s commitment to providing the highest quality care for our patients,” says Mark Steadham, President and CEO. “Achieving an A rating six consecutive times places us in an elite group of hospitals, a group that is getting smaller and smaller each time a new

safety score report is issued. I couldn’t be prouder of our team.”

Of the 112 Illinois hospitals listed on the most recently released survey, 50 received an “A,” 35 received a “B,” 25 received a “C,” and 2 received a “D.” Results for 2,520 hospitals across the nation are available at www. hospitalsafetyscore.org.

Using national performance measures from the Leapfrog Hospital Survey, the Agency for Healthcare Research and Quality (AHRQ), the Centers for Disease Control and Prevention (CDC), the Centers for Medicare and Medicaid Services (CMS), and the American Hospital Association’s Annual Survey and Health Information Technology Supplement, Leapfrog Group assigns hospitals a letter grade of A, B, C, D, or F based on each hospital’s ability to prevent errors, injuries and infections.

“As an organization, we are committed to continuously improving quality, with a goal of providing the

best possible care for our patients,” says Steadham. “We continue to make impressive improvements in quality of care every day, as evident by our continued progress with reducing readmissions, implementing computerized physician order entry, and adhering to evidence-based, best practice patient care. Most recently, we have added an evidence-based practice nurse to our team, and we are pursuing primary stroke certification through the Health Facilities Accreditation to assure that we are providing the best possible care to patients exhibiting symptoms of stroke.”

Leapfrog Group is a Washington, D.C.-based non-profit organization that represents large corporations and public agencies that buy health benefits for employees. While there are several other hospital ratings in the market – many of which use Leapfrog data for their calculations – the Hospital Safety Score is unique in that it is offered free to the public, along with a full analysis of the data and methodology used to calculate each individual hospital’s Hospital Safety Score. The Hospital Safety Score relies on the advice of the nation’s foremost patient safety experts, whose participation is a voluntary contribution to Leapfrog’s nonprofit mission.

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local

Miner sentenced to life in Hickory Street killings By law, Will County Judge Gerald Kinney had to give him a life sentence

By Stewart Warren staff reporter

stewartwarren509@yahoo.com @stewartwarren

Joshua Miner was sentenced to life in prison We d n e s d a y for his role in the infamous Hickory Street Murders.

Joshua Miner The term 601 W. Jefferson wasn’t much of St., Joliet a surprise. By law, Will County Judge Gerald Kinney had to give him a life sentence, the most severe punishment for the crimes.

“There was a time when you would be facing the death penalty,” the judge reminded Miner, noting that the laws had been changed by the legislature.

Miner, 26, of 601 W. Jefferson St., Joliet, was arrested and charged with murder on Jan. 10, 2013, in connection with the strangulation deaths earlier that day of Eric Glover and Terrence Rankins, both 22, of Joliet.

Although three of Miner’s friends were arrested in connection with the case on the same day, prosecutors always called him the ringleader.

Alisa Massaro, 20, of 1121 N. Hickory St., Joliet, and Miner’s sometime girlfriend; Bethany McKee, 20, of 200 Westshore Drive, Shorewood; and Adam Landerman, 21, of 1053 Glenwood Ave., Joliet, the son of a Joliet police officer, also were charged with murder.

The four were fans of the Insane Clown Posse, a hardcore hip hop group that glorifies chaos, destruction and death.

Three of those four cases now have been resolved. In late May, Massaro cut a deal with the state.

She pleaded guilty to lesser charges of robbery and concealing a homicide and was sentenced to 10 years in prison. In exchange for the reduced charge, she agreed to testify against her friends.

On Aug. 4, McKee’s trial began Kinney’s courtroom. Many of the long-rumored and gruesome details

bugle file photo

Lytierra Williams waits to speak during a protest the reduced sentence for Alisa R. Massaro, 20, one of four people initially charged with the murder of her brother, Eric Glover, and Terrence Rankings on Hickory Street in January 2013.

“I’ll never understand how someone could be so evil,” said Nicole Jones, Glover’s mother. Although Miner will spend the rest of his life in prison, he’s still alive, she said. His family will be able to see him again. about the Hickory Street Murders emerged during those proceedings, including testimony about Massaro and Miner having sex on top of the victims’ bodies. Miner wanted to remove the face of one victim so he could wear it like a mask, McKee said in her videotaped confession to police.

After killing the two men, the four defendants remained in the apartment with the bodies, smoking, drinking and doing cocaine. They took turns beating the bodies with liquor bottles and hatched a half-baked plan to dismember them.

Kinney found McKee guilty on Aug. 29, and she also was sentenced to life in prison on Nov. 4.

Although the judge has presided over Landerman’s case in the past, Kinney is about to retire. On Wednesday, Landerman’s case was

assigned to Will County Judge Amy Bertani-Tomczak. His trial date has yet to be set.

Miner’s trial began in Kinney’s courtroom on Sept.

23 and continued for six days.

Unexpectedly, Massaro did not testify in his case, a move that never was explained by state prosecutors.

Will County Judge Gerald Kinney found Miner guilty on Oct. 8.

As part of Miner’s sentencing hearing on Wednesday, Glover and Rankins’ mothers took the witness stand and told the judge how the crimes had affected their lives.

“I’ll never understand how someone could be so evil,” said Nicole Jones, Glover’s mother.

Although Miner will spend the rest of his life in prison, he’s still alive, she said. His family will be able to see him again.

“My son is gone,” Jones said, beginning to sob quietly.

Jamille Kent, Rankins’ mother, said no one should experience the things she has suffered.

“I have never in my life felt such a hurt. I wish this on no one,” Kent said.

At the end of the hearing, Kinney asked Miner if he wanted to say anything. But the man who seemed to have so much to say during the course of the crimes didn’t say much.

“No sir,” Miner replied, his voice a whisper.

FOR WHEN YOU WANT TO TAKE 5 MINUTES FOR YOURSELF T h ur sday, N o vem ber 20, 2014 | boli Ng brookbug le.com

Aries

mARCH 21 TO APRiL 20

The best things in life are free. You’ll find that the less money you spend this week, the happier you’ll be. Time you spend alone, devoted to hobbies or personal projects, may give everyone some much-needed breathing space.

gemini

m Ay 2 2 T O J U n E 2 1

Don’t get too big for your britches. Asserting unwarranted authority over others could cause resentment this week.

Don’t be overly inquisitive regarding matters that are none of your concern. Be tactful, polite and discreet.

leo

J U Ly 2 3 T O A U g U S T 2 1

The future is hard to predict. Don’t become complacent that past success will continue, as conditions are likely to change. Take precautions this week because things might not go in your favor.

Across 1 SOmETHing TO PASS OR LOWER 7 CROCUS kin 11 SAmOSA VEggiE 14 BiBLiCAL dAnCER 15 iTEm in A mUSiCiAn’S kiT 17 WESTERn, E.g.

18 kind And CARing 19 STAdiUm SECTiOn FOR CHARiTy WORkERS? 21 kEATS WORk 23 STEAm 24 CALyPSO RELATiVE 25 kEATS’ “SyLVAn HiSTORiAn” 26 REALLy OLd HARdWOOd? 32 “PHOOEy!” 34 giVE A dAmn? 35 diSnEy’S “BAmBi”?

41 PARALyzE WiTH dEnSE miST, AS An AiRPORT 42 “HORSE FEATHERS” FAmiLy nAmE 44 “mERRiE mELOdiES” THEmE SOng? 50 OnE OF TWO SingLE-digiT yAnkEE UniFORm nUmBERS THAT AREn’T RETiREd 51 A, in ACAPULCO 52 “mAzEL __!”

53 RAnCH HAndLE 54 EmPEROR JUSTiniAn AS A yOUng mAn? 61 “THAT’S my inTEnTiOn” 62 AROUnd THE BEnd, SO TO SPEAk 65 “FLAVOR” SingER/ SOngWRiTER 66 BEAT BAdLy 67 LETTERS TO THE COAST gUARd 68 TV COmPOnEnT? 69 QUiCk

Down 1 CHiCkEn gEnERAL?

2 BOAR’S HEAd PROdUCT 3 LikE nOVEmBER, in A WAy 4 SimPLE TiE 5 FiRST nAmE in FLigHT 6 LiBRARy REQUiREmEnT 7 “THE WOLF __ THE dOOR” 8 gET TO 9 SiT in TRAFFiC, SAy 10 VERy, in ViEnnA 11 WORdS OF TRiBUTE 12 gOLdEn STATE mOTTO 13 CALiFORniA zEPHyR OPERATOR 16 “LAW & ORdER: SVU” RAnk 20 BOTTOm LinE 21 WORd OF POSSESSiOn 22 WESTERn CHALLEngE 27 TERSE REFUSAL 28 WHO, in PARiS 29 iTEm SHORTEnEd AT BiTLy.COm 30 md. HOURS 31 COOPERATiVE gROUP 33 CAkE RECiPE WORd 36 AS WELL

37 mASSAgE BEnEFiCiARy 38 iTS ATOmiC nUmBER iS 50 39 COmmOn SORTing BASiS 40 LAkESidE PEnnSyLVAniA CiTy 43 LOVE LETTERS? 44 ARk UniTS 45 “AS i WAS SAyin’ ...”

46 THEy mAy BE STRAigHT 47 4 X 4, BRiEFLy 48 POLiCy AT SOmE RESTAURAnTS 49 ALign CAREFULLy 55 PREFiX WiTH CULTURE 56 BAR ORdER 57 “THE dEVOURER OF ALL THingS”: OVid 58 STATUE OF ViSHnU, E.g.

59 OEnOPHiLE’S CRiTERiOn 60 __ SQUALOR: LEmOny SniCkET CHARACTER 63 COmPOSER ROREm 64 EngLiSH CATHEdRAL CiTy

librA

SEPTEmBER 24 TO OCTOBER 23

Take things as they come. Avoid trying to mold circumstances toward the outcome you desire, as unexpected problems could arise in the week ahead. Focus on group activities with friends or family rather than trying to stoke the fires of romance.

sAgittArius

nOVEmBER 23 TO dECEmBER 22

Get a fresh perspective. A friend or mentor may be able to provide valuable advice or insights that will allow you to get past a problem this week. Shop carefully, as that item you want now may go on sale later.

AquArius

JAnUARy 21 TO FEBRUARy 19

Turn the other cheek. Others may try to bait you into a confrontation but don’t give them the satisfaction; simply walk away. Explore your curious side this week by investigating new technologies and trying out new gadgets.

Sudoku

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tAurus

A P R i L 2 1 T O m Ay 2 1

Do what needs doing. Keep an eye out for little things that need attention or maintenance this week. Fix a leaky faucet, tighten up a loose screw, or clear away the cobwebs. The smallest improvement helps keep things running smoothly.

cAncer

J U n E 2 2 T O J U Ly 2 2

Keep expectations reasonable. You may set standards this week that others will find impossible to reach. You might fare better by standing on your own two feet and not relying on others to come through for you.

virgo

AUgUST 22 TO SEPTEmBER 23

Bargains are in the eye of the beholder. Saving a few dollars on a useless item really doesn’t do you any good in the long run. Put money-saving coupons to good use this week, but distinguish between things you want and those you actually need.

scorpio

OCTOBER 24 TO nOVEmBER 22

Clear the slate before taking on new business. Trying to juggle too many activities at once could create a confusing mess. Don’t allow yourself to be forced into making an impulsive decision this week; take time to think things over.

cApricorn

dECEmBER 23 TO JAnUARy 20

Bite your tongue. Offering criticism or meddling in the affairs of others is likely to only make matters worse.

You’ll fare far better this week by going off on your own to complete projects and tasks independently.

pisces

FEBRUARy 20 TO mARCH 20

Sometimes the best choice is not to choose at all. It does little good to opt for the lesser of two evils when both options are equally awful. Break up the monotony this week by trying something new and exotic.

Jumble

Tribune Content Agency 2014

PreviouS Puzzle’S anSwerS

PreviouS Puzzle’S anSwerS

PreviouS Puzzle’S anSwerS

Jumbles:

• CHAFE • EXULT • OPPOSE • QUAVER

Answer:

WHAT THE FOggy nigHT gAVE THE dRiVER -- THE “CREEPS”

Page 10 | Th u rsd ay, N o v e mb e r 2 0 , 2 0 1 4 | b olingbr ookbugle. c om

thUrsdaY, nOveMBer 20, 2014

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>> iNside: romeoville JuNior oN comeback Trail page 12 MasoN pattersoN

FootBall

The ‘Brook eLIMInated Raiders fall short against H-F in Class 8A quarterfinal match-up

by mike saNdroliNi sports reporter

mike@bolingbrookbugle.com @voyager_Sport

The Raiders stepped onto Homewood-Flossmoor’s home turf last Saturday night hoping to not only exact revenge for their Week 7 loss to the Vikings, but more importantly, to reach this weekend’s Class 8A semifinals opposite Simeon.

But four turnovers overall— three in the third quarter alone—along with two Viking safeties, put the kibosh on any chance of the Raiders advancing as HomewoodFlossmoor carved out a 25-13 victory. The Vikings will take a 10-2 record into their game with Simeon, while the Raiders finish 8-4.

“Don’t take anything away from those guys; it’s a good football team,” said Bolingbrook coach John Ivlow. “But we made too many mistakes to win the football game. Four turnovers, and to be in the game, with the four turnovers, something’s right I guess.”

Homewood-Flossmoor scored on its opening drive of the matchup as quarterback Bryce Gray scampered in from 11 yards out for a 7-0 lead. The Raiders answered by mounting a second-quarter drive that was capped by senior quarterback Adam Klein’s 26-yard pass to Dimitri Akenten, who had a Viking defensive back draped

all over him, yet made a juggling TD catch.

Three minutes later, Bolingbrook was pinned at its own 6-yard line after an H-F punt. The Raiders went threeand-out, but the snap from center on Klein’s punt attempt sailed over his head for a safety. The Vikings then took the ensuing kickoff and went ahead to stay, 16-7, on a Grayto-James Sheehan touchdown pass over the middle with 1:13 left in the half.

Deante Harley-Hampton picked off a pass for the Vikings just 11 seconds into the third quarter. The Raiders also fumbled a punt return, which the Vikings recovered on Bolingbrook’s 12-yard line. Fortunately, the Raiders’ defense kept H-F from scoring, but Bolingbrook’s third turnover of the quarter—a fumble with 1:03 left in the period—did result in a Viking touchdown.

With no time remaining in the quarter, Gray scrambled to his right and threw against the grain to Jared Sharp for 26-yard touchdown. The Vikings led 237.

“We just tried to line up and beat them,” said standout junior linebacker Tuf Borland, who had a tackle-for-loss in the third quarter. “We had a good week of practice, and they’re a good team. We’ve got to give them credit.”

See BrooK | page 13

Photo by MarK GreGory

Micah Dew-treadway (11) gives chase to bryce Gray in bolingbrook’s playoff loss saturday.

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12

T h ur sday, Novem ber 20, 2014 | boli ng brookbug le.com

photo by mark gregory

Junior Mason Patterson proudly displays his captain band for this year’s Spartans.

SOCCER

Just wait til next year Spartan junior targets senior season as comeback year from brain AVM

By Mark Gregory sports reporter

mark@buglenewspapers.com @Hear_The_Beard

You won’t find Mason Patterson’s name on the

Romeoville High School varsity soccer roster for this season.

You won’t find him in any statistical category for the Spartans.

But, if you went to a Romeoville

game this season, odds are you saw the RHS junior on the sideline donning a bright yellow captain band proudly on his right arm.

By his own admission, Patterson was probably not destined to be a captain this

see next | page 15

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T h ur sday, N o vem ber 20, 2014 | boli ng brookbug le.com BROOK | from page 11 “Their defense was outstanding and we knew that,” said H-F coach Craig Buzea. “We did enough to win, and I thought our defense was outstanding and therefore, we’re moving on.”

The Raiders battled back to make it 23-13 on Julian Huff ’s 1-yard scoring run with 7:31 left. However, H-F tacked on another safety with just under five minutes to go.

“We came in and wanted to start fast,” said senior offensive lineman James Jacobson. “I think we had a good week of practice, and as an offensive line we did our job, I believe.

As a team, we obviously wanted to come out with a win, but sometimes it doesn’t go your way.”

Jacobson is one of several seniors who helped lead the Raiders to postseason appearances this fall, last year and in 2012.

“It’s a great group of seniors; they’ve won everywhere they’ve went,” Ivlow said. “They had a great career—a lot of great careers here, and now it opens up room for the younger guys.

They (the seniors) move on and pass the torch. Our sophomores had a good squad last year and we’ll start to get ready to work with them.”

Senior Julian Huff finished with 11 carries for 56 yards.

“Those guys are great,” Borland said. “Julian and Jacob (Huff ), I grew up with those guys. We’ve known each other since we were little and I wish them nothing but the best.”

13

photo by Mike Sandrolini

Bolingbrook’s Armani McNulty (24) chases down Kendrick Prior of Homewood-Flossmoor Saturday night.

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14

T h ur sday, Novem ber 20, 2014 | boli ng brookbug le.com

FOOTBALL Passing Alex Tibble, Joliet West

1,916

Anthony Kitchens, Romeoville

1,501

Cole Kotopka, Plainfield East

1,359

Tommy Galanopolous, Niles West 1,352 John Carnagio, Minooka

1,280

Jeremy Quade, Lockport

1,249

Jack Sznajder, Benet

1,234

Marcus Hayes, Plainfield Central

668

Kelvin Jones, Romeoville

468

Rushing Quintin Hoosman, Plainfield N.

2,400

Brad Sznajder, Benet

1,583

Jake Mayon, Plainfield East

1,436

Nate Gunn, Minooka

1,181

Jacob Baker, Downers South

1,027

Brandon Costantino, Niles West

856

Woody Corey, Maine East

850

Tommy Galanopolous, Niles West 802 Cameron Credit, Lockport

602

Justin Fahey, Maine South

592

Tommie Sherman, Joliet Central

561

Kelvin Jones, Romeoville

545

Jeremy Quade, Lockport

541

Marcus Hayes, Plainfield Central

406

Gill Whitaker, Romeoville

340

Matt Galanopolous, Niles West

313

Receiving Kyle Henderson, Joliet West

777

Charles Hunter, Romeoville

668

Tommy Bazarek, Maine South

649

D’Lante Dawson, Romeoville

627

Matt Galanopolous, Niles West

579

Sean Kelley, Lockport

500

Manuel Nartey, Romeoville

452

Evan French, Joliet West

451

Cody Viertel, Plainfield South

447

John Carnagio, Minooka

8

Mike Sabatino, Notre Dame

8

Cynthia Ley, Minooka

68

Jacob Adams, Minooka

442

Jeremy Quade, Lockport

8

David Neilands, Maine South

7

Cassie Lueken, Downers South

62

Kyle Speas, Plainfield North

400

Jack Sznajder, Benet

6

Akwasi Aikins, Plainfield Central

5.5

Lily Binkus, Plainfield East

61

Brandon Rivera, Plainfield East

384

Kelvin Jones, Romeoville

5

Cody Conway, Plainfield North

4.5

Lauren Stefanski, Joliet West

57

Quran Spillman, Niles West

374

Marcus Hayes, Plainfield Central

4

Evan Stingily, Romeoville

4

MacKenzi Welsh, Plainfield East

56

Vinny Labus, Maine South

344

Brian Brand, Notre Dame

4

Emily Hise, Minooka

56

Justin Fahey, Maine South

291

Danny Saracco, Plainfield South

151

Michael Connolly, Downers South

4

Ariana Cerecedes, Westmont

54

Jon Zapotoczny, Lockport

286

Charley Weidenbach, Benet

113

Andrea Chaidez, Romeoville

53

Tackles

INT

Brad Sznajder, Benet

260

Woody Corey, Maine East

105

D’Lante Dawson, Romeoville

5

Elexis Coleman, Joliet West

50

Matt Gurke, Plainfield Central

234

George Corey, Maine East

101

Anthony Kopel, Romeoville

4

Jessica Karalow, Minooka

42

Ginger Perinar, Minooka

42

Michael Connolly, Downers South

84

Tim Simon, Notre Dame

4

Quintin Hoosman, Plainfield North

32

Justin Brandon, Romeoville

76

Collin Talkie, Joliet West

3

Jake Mayon, Plainfield East

21

Jake Kilma, Joliet Central

72

Derrius Rodgers, Lockport

3

Lindsey Visvardis, Lockport

Justin Fahey, Maine South

17

Luke Derouin, Plainfield Central

72

Justin Fahey, Maine South

3

Hannah Wood, Downers South

351

Brad Sznajder, Benet

15

M. Key, Joliet Central

69

Vinny Labus, Maine South

3

Selene Ushela, Downers North

349

Jacob Baker, Downers South

15

Patrick McCarthy, Benet

67

Issiah Dunson, Plainfield Central

3

Katie Vondra, Downers South

321

Nate Gunn, Minooka

14

S. Brown-Washington, Joliet Central 65

Jade Blackney, Plainfield East

300

Quran Spillman, Niles West

10

D. Gallegos, Joliet Central

65

Erin Eulitz, Plainfield Central

269

Brandon Costantino, Niles West

10

Jake Johnson, Plainfield Central

63

Halley Pardy, Westmont

62

Megan Cladis, JCA

244

Total TDs (not passing)

VOLLEYBALL Aces

Digs 449

Charles Hunter, Romeoville

9

Mike Sabatino, Notre Dame

63

Lauren Stefanski, Joliet West

62

Elizabeth Hyland, Plainfield Central 238

Kyle Henderson, Joliet West

9

A. Gooch, Joliet Central

62

Dominique Krason, Niles West

53

Grace Larson, Downers North

228

Tommy Bazarek, Maine South

8

Jacob Dailey, Romeoville

62

Lindsey Visvardis, Lockport

47

Maggie Chwieralski, Maine East

222

Matt Galanopolous, Niles West

8

Vinny Labus, Maine South

61

Elexis Coleman, Joliet West

42

Mallory Krzysciak, JCA

211

D’Lante Dawson, Romeoville

7

Anthony Hernandez, Romeoville

55

MacKenzi Welsh, Plainfield East

39

Amy Koerner, Joliet West

194

Kelvin Jones, Romeoville

6

Trevor Smeets, Plainfield Central

54

Madeline Lubeck, Westmont

38

Theresa Diamond, Minooka

193

Alex Tibble, Joliet West

6

Evan Stingily, Romeoville

53

Mary Murphy, JCA

38

Megan Melone, JCA

192

Tommy Galanopolous, Niles West

6

Akwasi Aikins, Plainfield Central

52

Renee Kryk, Downers South

38

Miranda Duro, Maine East

173

Jake Czerniakowski, Minooka

5

Jake Semlow, Lockport

51

Grace Larson, Downers North

37

Hannah Farley, Maine East

172

Vinny Labus, Maine South

5

Blake Parzych, Minooka

51

Lyric Miles, Romeoville

37

Ashley Shook, Plainfield Central

166

35

Ginger Perinar, Minooka

165

Woody Corey, Maine East

5

Charles Hunter, Romeoville

50

Megan Cladis, JCA

Cody Viertel, Plainfield South

5

Mack Cooney, Benet

50

Hannah Wood, Downers South

35

Lauren Stefanski, Joliet West

165

Selene Ushela, Downers North

34

Halley Pardy, Westmont

158

Passing TDs

Sacks

Alex Tibble, Joliet West

16

George Corey, Maine East

11

Maggie Chwieralski, Maine East

33

MacKenzi Welsh, Plainfield East

153

Tommy Galanopolous, Niles West

16

Daniel Manning, Plainfield East

10

Kaila Johanson, Niles West

32

Elexis Coleman, Joliet West

150

Anthony Kitchens, Romeoville

15

Blake Parzych, Minooka

9.5

Nicoletta Crowley, Romeoville

32

Meghan Harrison, JCA

146

Cole Kotopka, Plainfield East

12

Daniel Jackson, Plainfield East

9

Niki Ahlstrand, Maine East

32

Jessica Karalow, Minooka

138

Jake Kilma, Joliet Central

8

Amy Koerner, Joliet West

30

Abbey Warke, Plainfield East

137

Ashley Shook, Plainfield Central

29

Kills

Ginger Perinar, Minooka

27

Elizabeth Hyland, Plainfield Central 363

Jessica Karalow, Minooka

26

Marcus Hayes, Plainfield Central

9

Assists

Ginger Perinar, Minooka

348

Grace Larson, Downers North

326

746

Lauren Stefanski, Joliet West

274

Kelly Clucas, Minooka

727

Kaila Johanson, Niles West

264

Madeline Lubeck, Westmont

600

Elexis Coleman, Joliet West

251

Sarah Hua-Pham, Maine East

544

Mary Murphy, JCA

245

MacKenzi Welsh, Plainfield East

487

Abbey Warke, Plainfield East

234

Renee Kryk, Downers South

467

Hannah Farley, Maine East

232

Nicoletta Crowley, Romeoville

430

Halley Pardy, Westmont

231

Sara Nielson, Benet

369

Erin Eulitz, Plainfield Central

224

Mary Murphy, JCA

312

Katie Vondra, Downers South

222

Megan Melone, JCA

301

Brittany Welch, Resurrection

212

Rachael Fara, Benet

209

Ashley Shook, Plainfield Central

Blocks Maddie Naal, JCA

165

Lyric Miles, Romeoville

199

Addy Alt, JCA

132

Kiera James, Downers South

184

Mary Murphy, JCA

100

Dominique Krason, Niles West

178

Nicole Witmer, JCA

96

Madeline Grimm, JCA

172

Ashley Shook, Plainfield Central

81

Allison Papesh, Minooka

168

Niki Ahlstrand, Maine East

80

Niki Ahlstrand, Maine East

150

Gabby Slagle, Westmont

72

Ariana Cerecedes, Westmont

147

MacKenzi Welsh, Plainfield East

140

Elizabeth Hyland, Plainfield Central 68

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T h ur sday, N o vem ber 20, 2014 | boli ng brookbug le.com next | from page 12 season, but he was planning on being a contributor to the Spartans and being on the field playing.

That was before tragedy struck just more than one year ago.

“It was November fourth of last year that I had a stroke, or what is called a brain AVM and I had no feeling on my left side.

The doctor said it was a ticking time bomb on my brain and was going to go off sooner or later,” Patterson said. “I tried my hardest in rehab and just couldn’t get back and my doctors told me I would be ready for next year.”

So, while most high school kids dealing with what Patterson was would have walked away from the game to heal, Patterson remained with the team.

“The coaches are great, the guys are awesome to hang around and I just couldn’t stay away,” Patterson said. “Soccer is my life.”

That dedication to the team and the program did not go overlooked and Patterson was rewarded for that.

“It was a tragic event that happened last November with Mason and when he came back this year to the team, he wanted to be involved and as a team, I said to make him an honorary captain for the season and all of the guys agreed,” said Romeoville coach Nick Cirrincione. “He wears the captain band proudly, he wears it in school, to class and I think it a good motivator to get him to be ready for next year.” “(Being named captain) was unbelievable,” Patterson said. “I didn’t think this would happen.

It was amazing. I probably would not have been a captain

if I was playing.”

While he was on the sideline, Mason admitted that he pleaded for minutes even though he knew he couldn’t play.

“It was extremely hard to watch from the sideline,” he said. “I would beg coach game after game to put me in, but I couldn’t go in, I knew that.”

“This is a kid who will do anything to get on the field and there are kids who are on the field that take it for granted,” Cirrincione said.

But, on Oct. 14, against St. Joseph’s in Romeoville Stadium, Patterson got his wish.

“We were able to get him on the field and it was awesome,” Cirrincione said. “St. Joseph’s was great, they let us do it. He wanted to play longer, but we were able to get him on the field for the experience.”

Getting back on the field was more than an experience for Patterson, it was a step in the right direction.

“For the first time, I was equal with the rest of the team and it felt amazing,” he said. “I had been pushing for normal and I got there.”

Neither Patterson or Cirrincione expect that to be his last time in uniform on the Romeoville turf, as Patterson is planning on adding to the stat list next year as a senior.

“I think it means more to him than most to get on the field and I am excited to watch the journey as he hopefully gets on the field next year and is in the mix for a starting spot and is a contributor,” Cirrincione said.

And he plans on contributing.

“This will mean so much more than a normal season. It will be my senior season, first year back,” Patterson said. “I am going to do amazing things.”

15

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17

plainFielD north

q & a with local athletes

FeatUrInG

lucia vargas @ luciaxvargas Volleyball

How often are you on twitter?

Like every second.

How often do you tweet? at least twice an hour.

What do you tweet about?

Life and school.

Who is your favorite person to follow?

I like to follow my friends. I don’t follow any celebrities or anything like that.

What do you use twitter for? to interact with friends.

aNdreW mccuTcheN

PreseasOn area GBB rankInGs 1 Jca

Second last year

2 beNeT

Ton returning

3 boliNgbrook

Always in the mix

espN ColleGe BBall @espNCBB

4 doWNers NorTh

“frank Kaminsky went from virtual unknown to being the top-ranked player in college hoops”

Greenbladt back to help

5 maiNe souTh Backcourt size

6 JolieT ceNTral

Should compete in SWSC

7 miNooka

Always SPC danger

8 doWNers grove souTh Second year in system

9 resurrecTioN

Returning key cogs

souTh 10 plaiNField Sights set on school-best year

@hear_the_beard: benet volleyball celebrates wining the Class 8a state final title saturday at redbird arena in Normal.

fraN frasCHIlla @fraNfrasCHIlla “remember name ben Moore from sMu. Lightly recruited out of Chicago, had productive 1st year. Last night, 22 & 11 in place of Markus Kennedy.”

BoIse state MeN’s BB @BroNCosportsMBB “Marks 6/6 on fts last 26 seconds. Just passed utah’s Johnnie bryant for 22nd in MW scoring history. Ninth bronco with 1,300+.”

18

For our little Bugle readers. Show us your work #BugleKids T h ur sday, Novem ber 20, 2014 | boli ng brookbug le.com

News about local businesses in your community T h ur sday, N o vem ber 20, 2014 | boli ng brookbug le.com

19

dave says

No need to rush when deciding on buying a house You’ll find yourselves in a mess because you didn’t have the maturity and wisdom

Dear Alan, I think she probably knows deep dave says down this isn’t a good plan. She’s www.daveramsey.com @DaveRamsey found something she really likes, and she’s mad because you’re not going along with the idea. It’s Dear Dave, called “house fever.”

We’ve got our starter When you buy a home emergency fund in place, with nothing down and little and we’ve paid off the last to no money in the bank, of our debt. Currently, you’re inviting Murphy we rent an apartment and his cousins — Broke, but my wife really wants Desperate and Stupid — to us to buy a house now. Dave Says advice by move in with you. In other She also wants us to use money dave ramsey words, you’ll find yourselves a 30-year, 100 percent in a mess because you didn’t financing plan, and says this wouldn’t cost any more than have the maturity and wisdom to we’re paying in rent. I disagree with wait until you had your fully funded her idea, and she’s upset with me. emergency fund of three to six How can I make her see this is a bad months of expenses in place, plus a 20 percent down payment saved up plan?

Alan for a house.

By dave ramsey

The idea that you save money because your house payment is the same, or even a little less than your rent, is a myth. It costs more to own a home, period. As a homeowner, you’re exposed to all kinds of things you never have to worry about as a renter.

We all have times when we get excited by something we want and do things we shouldn’t. I’ve done it, and I’ll bet you have, too. But in situations like this, you’ve got to sit down and talk things out. I’m not sure how to get your wife to realize this or act more mature, but I do know that people who charge into things of this magnitude without thinking are the very ones who end up in my office for financial counseling or filing bankruptcy!

—Dave

Let a little life happen first Dear Dave,

computer tech

Tips on avoiding the ‘Microsoft Tech Support Scam’ Hang up the phone, don’t call the number, don’t click the link

I don’t like to issue warnings like this, mostly because I don’t want to have the appearance of being the next “Chicken Little.” But, since I have received three calls in one week about this specific scam, I think it prudent to send out a warning.

These calls start in one of three ways; You could get phone call from “Microsoft Tech Support”; You could get an email from someone you may or may not know, with a link to “Tech Support Team”; or You get a pop-up message while surfing from “Tech Helpers” or “Microsoft Support Team.”

The message is always the same: “Your computer has been hacked,” “Your computer is infected with a terrible virus,” or “Your computer has a serious problem and needs to be updated.”

If it is the phone call version, the very nice person on the other end will tell you in a very worried voice that this is urgent and you

credit card number, bank have to do something account, social security quickly or risk some number, health insurance terrible consequence. information, or other If it is a pop-up or an personal information. email, there will be a They will do or say convenient “Click Here” anything. In one report to fix the problem... or I received, the caller an “800” number to call assumed a threatening “right now.”

John Becker tone and said, “I will If you do any of the Computer Tech have to report this to the steps as instructed, the authorities if you do not fake “Tech Support” cooperate.” person will take control of your computer and start looking What to do for personal information while claiming to be fixing the problem.

If it’s a phone call, hang up! If it’s an How do I know this? Well, believe email, close the email, delete it and me. I wish Microsoft would call me forget it. If it’s a pop-up message, to solve my problems. In my 22 just shut off your computer, reboot years of computer tech support, I and do a virus scan immediately have never had Microsoft call me to after it comes back on. see how things are going. I always If you have friends or relatives have to call them first and wait on that are not computer-savvy, hold for at least 20 minutes before I mention this scam to them and get help. It is not easy, and they have relay the warning, especially the never called me first. If they had, easiest parts: Hang up the phone, they may not like what I have to say, don’t call the number, and don’t but that’s another story for another click the link.

-John Becker is owner of Medical time. So what are the scammers Office Systems, LLC, a provider of after? No matter what they say or computer and technical services to “fix,” eventually the conversation medical offices and local businesses. will come around to they need your www.medofficesystems.com

I’m 19, and I have a job making $30,000 a year. I’ve also got about $40,000 in stocks and $10,000 in savings. I want to buy a house in the near future. Should I pay cash and buy it outright, or is a 15-year mortgage okay?

Sam Dear Sam, I love the idea of paying cash for a house, but I’m even more impressed that you’ve got so much you could put toward a house and a job making $30,000 a year at age 19. Man, you’re really kicking it!

But the thing that keeps sticking in my mind is that you’re still just 19-years-old. Now, there’s nothing wrong with being 19, but there’s also nothing wrong with waiting a few years and getting a little more life experience under your belt before you take on a mortgage.

At times like this, I think about what I’d tell my own son at your age. And honestly, I think I’d advise

him to wait and let life happen for a while. You’ve done some amazing things, but I think the best thing would be to keep piling up cash.

Then, take a look and see how you feel and what your life is like in four or five years.

You’ve got lots of time and a huge head start already. When the time is right, either pay cash or do a 15year, fixed-rate mortgage. And if you take out a mortgage, make sure the monthly payments are no more than 25 percent of your take-home pay.

—Dave

* Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.

SHERIFF’S SALE OF REAL ESTATE at 201 Campbell Drive Bolingbrook, IL 60440 (Single Family Home). On the 4th day of December, 2014, to be held at 12:00 noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, under Case Title: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Plaintiff V. Jose L. Negron; et. al. Defendant.

Case No. 11 CH 2005 in the Circuit Court of the Twelfth Judicial Circuit, Will County, Illinois.

Terms of Sale: ten percent (10%) at the time of sale and the balance within twentyfour (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/151507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

For Information Please Contact: Codilis & Associates, P.C. 15W030 N. Frontage Road Suite 100 Burr Ridge, IL 60527 630-794-5300 630-794-9090 fax 14-11-11749 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Published 11/6, 11/13, 11/20

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22 BOLINGBROOK PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. STATE OF ILLINOIS )

) SS. COUNTY OF WILL ) IN THE CIRCUIT COURT OF THE TWELFTH JUDICIAL CIRCUIT WILL COUNTY, ILLINOIS Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Plaintiff, vs.

Jose L. Negron; et. al.

Defendant. No. 11 CH 2005 NOTICE OF SHERIFF’S SALE Public notice is hereby given that pursuant to a judgment entered in the above cause on the 20th day of August, 2014, PAUL J. KAUPAS, Sheriff of Will County, Illinois, will on Thursday, the 4th day of December, 2014, commencing at 12:00 o’clock noon, at the Will County Courthouse Annex, 57 N. Ottawa Street, Room 201, Joliet, IL 60432, sell at public auction to the highest and best bidder or bidders the following-described real estate: LOT 8 IN BLOCK 50 OF INDIAN OAKS UNIT NO. 11, A SUBDIVISION IN SECTION 8, TOWNSHIP 37 NORTH, RANGE 10, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED, SEPTEMBER 27, 1977 AS DOCUMENT NO. R77-36875, IN WILL COUNTY, ILLINOIS. Commonly known as: 201 Campbell Drive Bolingbrook, IL 60440 Description of Improvements: Single Family Home P.I.N.: 02-08-406-011 Terms of Sale: ten percent (10%) at the time of sale and the balance within twenty-four (24) hours; plus, for residential real estate, a statutory judicial sale fee calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, not to exceed $300, for deposit into the Abandoned Residential Property Municipality Relief Fund. No judicial sale fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. All payments shall be made in cash or certified funds payable to the Sheriff of Will County.

In the event the property is a condominium, in accordance with 735 ILCS 5/15-1507(c)(1)(H-1) and (H-2), 765 ILCS 605/9(g)(5), and 765 ILCS 605/18.5(g-1), you are hereby notified that the purchaser of the unit, other than a mortgagee, shall pay the assessments and legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 and the assessments required by subsection (g-1) of Section 18.5 of the Illinois Condominium Property Act. Pursuant to Local Court Rule 11.03 (J) if there is a surplus following application of the proceeds of sale, then the plaintiff shall send written notice pursuant to 735 ILCS 5/15-1512(d) to all parties to the proceeding advising them of the amount of the surplus and that the surplus will be held until a party obtains a court order for its distribution or, in the absence of an order, until the surplus is forfeited to the State.

FOR INFORMATION PLEASE CONTACT: Codilis & Associates, P.C. 15W030 N. Frontage Road Suite 100 Burr Ridge, IL 60527 630-794-5300 630-794-9090 fax 14-11-11749 PAUL J. KAUPAS Plaintiff’s Attorney Sheriff of Will

County Published 11/6, 11/13, 11/20

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23

Jill on money

financial service providers “are contributing to the confusion Here’s the problem: there is NO uniform regulation of financial planners

by Jill schlesiNger

trIBuNe CoNteNt aGeNCy

www.jillonmoney.com askjill@moneywatch.com

Pity the poor consumer of financial services. According to The Financial Planning Coalition, a collaboration of the Certified Financial Planner Board of Standards, the Financial Planning Association, and the National Association of Personal Financial Advisors, “consumers who want financial planning services are... unable to differentiate those who are truly competent to provide financial planning services from those who are using financial planning as a marketing tool.”

The Coalition recently released a white paper, “Consumers Are Confused and Harmed,” which highlighted the problem. I know that you too will be shocked, just shocked to learn that the misunderstanding is not solely our fault...it has something to do with the fact that some financial service providers “are contributing to the confusion in the marketplace by identifying themselves as financial planners but not providing financial planning services.”

The Coalition points to a Cerulli study, which found that over 166,000 financial advisors self-identified as members of a financial planning focused practice, but after conducting detailed analysis, Cerulli “determined that only 38 percent of the self-identified financial planners actually had financial planning focused practices.

In other words, over 100,000 financial advisors incorrectly self-identified as being part of a financial planning practice.”

Let’s think about this in another way. Let’s say that you go to the doctor to have a knee replacement and the doctor identifies himself

More resourCes for you

here are three resources to find fiduciary advisors: • FPA Planner Search (http:// www.plannersearch.org/ Pages/Home.aspx) • NAPFA Fee Only Advisors (http://www.napfa.org/) • CFP Board Find a CFP Professional (http://www. letsmakeaplan.org/choosea-cfp-professional/find-acfp-professional)

as someone who does orthopedic surgery. Upon further analysis, you find out that the guy is a primary care physician and not a surgeon.

You sure would have liked to know that fact, before you went under the knife, right?

According to Kevin Keller, the CEO of the CFP Board “American consumers looking for financial planning services face an uphill battle when it comes to identifying a competent, ethical financial planner. Just as consumers expect a medical doctor to have an M.D., a lawyer - a J.D., an accountant a CPA, they should expect their financial planner to demonstrate expertise, experience, and accountability, and be held to standards the public can understand and trust.”

Here’s the problem: there is NO uniform regulation of financial planners, which would ensure that our expectations are met. In 2011, the SEC’s “Study on investment advisers and broker-dealers advocated that the “fiduciary standard” be applied to the industry. A fiduciary duty means that a financial professional must put your needs first. CFP professionals are held to the

stoCK Photo

according to the financial Planning Coalition, a collaboration of the Certified financial Planner board of standards, the financial Planning association, and the National association of Personal financial advisors, “consumers who want financial planning services are...unable to differentiate those who are truly competent to provide financial planning services from those who are using financial planning as a marketing tool.”

fiduciary duty.) Those who aren’t fiduciaries are held to a lesser standard, called “suitability,” which means that anything they sell you has to be appropriate for you, though not necessarily in your best interest. The SEC has noted, “most [investors] are unaware of the different legal standards that apply to their advice and recommendations...and expect that the recommendations they receive will be in their best interests.”

The coalition’s white paper corroborates the SEC: “A full 82 percent of consumers believe that a financial planner is essentially the same as a financial advisor, and there is only slightly less confusion between the titles financial planner, wealth manager and investment advisor.” And the vast majority of those who are

held to the suitability standard would like to keep you mired in confusion. That’s why SIFMA, the industry’s lobbying arm, has spent millions of dollars to prevent the fiduciary standard from becoming law.

Lauren M. Schadle, CEO/ Executive Director of FPA cuts to the chase: “It’s really pretty simple.

Consumers who seek integrated, financial planning and receive narrow advice or one-product solutions with their life savings are harmed by the lack of appropriate regulation...time and time again, consumers are misled and harmed by those who simply use the moniker ‘financial planner’ as a marketing tactic but fail to deliver actual financial planning.”

NAPFA CEO Geof Brown adds that the current environment can lead consumers to purchase

“investment or insurance products that are inappropriate for them.”

What’s the fix? Until the government adopts the fiduciary standard, your best bet is to come right out and ask any potential or current financial professional, “Are you a fiduciary?” If not, you may want to find someone who is.

(Jill Schlesinger, CFP, is the Emmynominated CBS News Business Analyst.

A former options trader and CIO of an investment advisory firm, Jill covers the economy, markets, investing and anything else with a dollar sign on TV, radio (including her nationally syndicated radio show), the web and her blog, “Jill on Money.” She welcomes comments and questions at askjill@ moneywatch.com. Check her website at www.jillonmoney.com) (c) 2014 TRIBUNE CONTENT AGENCY, LLC

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