​Fire Claims

Fire Claims

While navigating any insurance claim can be tedious, a fire loss to a home or business is among the most devastating. In many instances, a fire claim can be so severe that accurately adjusting the loss may seem impossible.

Fire and smoke damage can lead to many structural complications. Unfortunately, these structural problems can be wrongly accounted for and misidentified without guidance.

Properly identifying and documenting the damages require not only insurance expertise but also construction knowledge and a great level of attention to detail.

The contents can be even more discouraging without proper service and guidance. Insurance companies require you to submit a full count inventory of the non-salvageable items which means that you must account for every item affected by the fire, a process that can take months. Because insurance companies do not accept all items as non-salvageable depending on the severity of the fire, it is important to have a representative who understand the insurance claim process and has your best interest in mind when identifying damage and making decisions.

At Brown O’Haver, our role is to make the claims processes after a fire loss easier so that you can get back to your day to day life as quickly as possible.