Summer Real Estate Guide 06.28.19

ESTATE REAL G U I D E THE PRESS

JUNE 28, 2019

Photo by Tony Kukulich

Saving Sellers Thousands!

1% LISTING FEE*

Shannon Glieden BROKER/OWNER CA DRE #01299699 Licensed 20 years

Direct: 925-628-3808 ShannonGlieden@gmail.com

THE REAL 1% LISTING FEE WITH NO HIDDEN OR ADDITIONAL FEES LIKE THE OTHER DISCOUNT REALTORS CHARGE!

Home & Land Co. (Formerly Assist 2 Sell Realty)

925-625-HOME (4663)

Real Estate Sales & Property Management Services *MLS FEE ADDITIONAL 2.5%

www.SavingSellersThousands.com

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REAL ESTATE GUIDE

JUNE 28, 2019

Whose Money Is It Anyway?

SA Today recently published an Op-Ed piece that has garnered some attention in my world. The article takes a decidedly negative

slant toward reverse mortgages, but it is their justification that is of greatest concern.

The article starts off by stating that since 2008 there have been 100,000 reverse mortgages that “failed”.

I have two questions.

What is the definition of “failed”?

In whose opinion did they “fail”?

I would agree there were some people who had reverse mortgages and lost their homes because they were unable to pay their property taxes and homeowner’s insurance. Of course, it would have been the same outcome had the owners had a traditional “forward” mortgage.

In a more general sense, I think the word “failed” is a misnomer. The reverse mortgage may very likely have “succeeded” for the purpose it was intended – it let the owner live in their home until they passed away, or until they decided they wanted to sell. It may have failed for the kids or grandkids who were hoping to inherit the home or to inherit the cash proceeds from the home.

The article specifically states, “since the 2008 recession” these loans have failed. The reverse mortgage loan balance increases over time because no principal and interest payments are required. Instead the interest is added to the loan balance, hence the reason you do not have to write a check to the bank every month. In 2008, and for many years following, property values were very depressed. With an increasing loan balance and decreasing property values there certainly could be times where there was no equity left for the heirs.

As a side note, they neglected to mention that 7.3 million people lost their homes during the housing crisis.

This was clearly not a reverse mortgage crisis; it was a crisis of epic proportion.

While USA Today got just about everything wrong about the new reverse mortgages of today, the real question is “Whose money is it anyway?”

The opinion of the USA Today author is that kids got cheated out their rightful inheritance. The truth is that the owner of the home, the person whose equity it was, got to do with it what they wanted. They wanted to stay in their home, and they got to do that.

Recently I heard a television reporter, who was referencing the article, say that when seniors take out reverse mortgages, they make their kids ‘the losers’ because they’re using the kid’s inheritance.

My first reaction was, since when are kids ‘entitled’ to their parents’ money? My second reaction was, that is just not true.

He went on to say a reverse mortgage is like using your home as a “piggy bank”. How come tapping into my 401K, or my IRA, isn’t “like using them as a piggy bank”. We have worked hard to save money, in all types of investments, in order to use it one day. To enjoy “someday” when we do not have to set the alarm, we don’t have to eat drive through food while rushing to the next appointment, when we get to do and go where we want to each day!

Now don’t get me wrong, I love my kids and I would very much like to leave them any money that is left after we die. What I don’t want is for them to think that I am supposed to live a “lesser lifestyle” through-out my retirement so that I am sure to have a bunch left over for them. I am not going to sit home and watch TV so my kids can fly first class after I pass!

In the spirit of full disclosure, our kids are super fabulous people (I might be biased). They tell us to spend

Beth Miller-Rowe has been in the mortgage industry for 36 years specializing in reverse mortgages for the past 10 years. Beth has degrees in economics and business administration.

it all and have fun doing so! My husband and I have decided that we will respect their wishes.

Now, back to being confounded about this odd concept: At what age does my money become my kids’ money? 60, 70, 80?

Who determines that age? Them? Me? The government?

Which of my assets am I obligated to leave to them?

Apparently, I must leave them my house. Do I also have to leave them my untapped 401K, IRAs, investments, etc.? If not, why not? Who decides?

Is all of this written down somewhere? Should I have read these rules earlier in life so I would be sure to have saved enough for them and us? But then would they be ‘entitled’ to more?

How come their money doesn’t become my money?

After many years of supporting their dreams, it seems more reasonable that their money becomes my money!

Obviously, these questions are rhetorical and even tongue in cheek. But I think they do deserve some serious conversation.

I am turning 60 this year. Is this the year that my money becomes their money? No, probably not. My sister is 72 this year. Geez, that seems like an age when this concept might kick in. Wow, my Mother in Law is going to be 85. Now that is likely an age when her money becomes her kids’ money. (But, if you know my Mother in Law, you know that ain’t happenin’. She is in charge and still having fun!)

As I thought about this, I really wondered who decides the age at which we should stop spending the money we worked all our lives to save? How come when I was 45 no one thought, for a single second, that I should be required to stop traveling, or that I shouldn’t buy a new car, or go out to dinner and the theater?

Believe me, I get it. It is an age-old concept to leave a legacy to the next generation. I just don’t think it is right for anyone to “expect” it, especially to the detriment of the one who earned it.

So, let’s discuss the truth about reverse mortgages.

In 2015, Financial Assessment was implemented.

What that means is that people must show a willingness, and ability, to pay their taxes, insurance, and HOA, if applicable. Seniors who cannot afford the taxes,

insurance, and HOA, cannot use a reverse mortgage as a Hail Mary to stay in a situation that is not sustainable.

In 2017, HUD made sweeping changes to the program. The purpose was to give seniors access to some equity today, AND to preserve equity for the future. They did not do this because they wanted kids and grandkids to become benefactors of their parent’s wealth. No, they did this because under the old reverse mortgage math it was possible to use up all the equity in the home. Under the new reverse mortgage math that is virtually impossible, barring another 2008 fiasco.

So here we have 77 million people, who, under the old program, could potentially have had access to all their equity, and then when they turn 85 or 90 and perhaps need some type of medical care, there is no equity left.

That all changed on October 2, 2017.

The new reverse mortgage allows you to borrow less money today and that will, in turn, leave you more money tomorrow. Yes, you want or need access to some of your savings (equity) today. And, if needed, you will have access to equity later. We never know what tomorrow will bring. If a different living situation is needed in the future, there will be equity to cover that expense. Again, barring another 2008. The beauty of the new reverse mortgage is that it allows you access to that equity later, if needed, and if not needed, there is the legacy we would all like to leave to our heirs.

The true reality is that I do not often see the kids of my clients saying, “don’t spend our inheritance”. I just don’t. Kids are probably 97% all for mom and/or dad getting a reverse mortgage to enjoy life. I hear it every day… “Mom, it is your money, go have some fun!” Or, “it is your money, take that cruise you two have talked about for years”.

Let’s sit down, at your kitchen table, and look at whether a reverse mortgage might be a good idea for you.

Let me show you the truth about how you can enjoy a Fun-tirement AND potentially leave a legacy. Win-Win. – Advertorial

Let’s take a look and see if we can Make Your Retirement Dreams Come True.

Beth Miller-Rowe NMLS: 294774

Branch Manager and Reverse Mortgage Specialist

The Reverse Mortgage Group • A Division of American Pacific Mortgage Corp.

Office: 925-969-0380 Cell: 925-381-8264 Beth@YourReverse.com

3478 Buskirk Ave., Ste. 1000 Pleasant Hill, CA 94523

Your Retirement Dreams Can Come True!

A Division of American Pacific Mortgage Corporation NMLS 1850

BRE: 00950759/01215943 • NMLS: 294774/831612/1850

Licensed by the Dept of Business Oversight under the California Residential Mortgage Lending Act

*Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out.

Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency. **American Pacific Mortgage Corporation is not financial service company or licensed tax advisors; the material provided is for informational and educational purposes only and should not be construed as investment, tax and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors. We are not financial or tax advisors, please contact your financial professional for your personal financial situation.

REAL ESTATE GUIDE

JUNE 28, 2019

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Navigate the real estate market with the professionals: Glieden Home & Land Co. AMY SCHRADER

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ummer not only brings warmer temperatures to East County, but also heats up the real estate

market. Shannon Glieden — broker, owner and property manager of Glieden Home & Land Co. — has some expert advice on how to navigate this summer’s real estate market.

“It’s a great time to buy as the Fed just lowered mortgage rates, which are currently at 4.04% for a 30-year-fixed loan and 3.38% for a fixed 15-year loan,” said Glieden. “There are many new loan programs available, as well, for all types of buyers.”

Glieden Home & Land Co. is the ON THE COVER: Shannon Glieden, owner, broker and property manager of Glieden Home & Land Co., has 20 years experience in the field and has sold more than 1,500 properties in the Bay Area.

Photo by Tony Kukulich

Whether you are a buyer or a seller, Shannon Glieden and her team are ready to help clients navigate through the sometimes complicated real estate process.

premiere, full-service, discount real-estate brokerage in East County. With more than 20 years of experience, Glieden has sold over 1,500 properties in the Bay Area, and saves her sellers an average of $10,000$20,000 in real estate fees.

Saving Sellers Thousands!

(Formerly Assist 2 Sell Realty)

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Offered at

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Shannon Glieden

$1,100,000

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$514,000

BROKER/OWNER CA DRE #01299699 Licensed 20 years

FOR SALE 805 Armstrong Court Brentwood

Neroly Estates - Custom Built Home On 1 Acre Estate!

Nearly 5,000 sq. ft. with 8 bedrooms, 4 full baths, 2 half baths, 4 car garage, pool house, pool & spa.

Campanello – Centex Built Mediterranean Style Home!

Nearly 3,000 sq. ft. w/ 3 bd, 3 full baths (1 bd, 1 ba downstairs), loft, 3 car garage, RV parking, 300 gal built-in salt water aquarium & surround sound.

Offered at

$649,000

FOR SALE 1108 Lavender Drive Brentwood

Meticulously maintained 2 story home!

Nearly 2,000 Sq. Ft. with 4 bd, 2.5 ba, 2 car garage, pool, solar, RV parking, updated electrical, covered patio.

Offered at

$599,000

925-625-HOME (4663)

Cyndy Glieden REALTOR CaDRE # 01278265 Direct: 925-216-5544 CyndyGlieden@aol.com

3 bd, 2.5 ba + den, 2,236 Sq. Ft. Huge Corner Lot! Offered at

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$629,000

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FOR SALE 999 Randy Way Brentwood Ranch Property – Custom Built & Updated!

3 bd, 2 ba home on 1 acre lot with pool & orchard!

4 bd, 2.5 ba, 2,198 Sq. Ft. Pool, Spa, Side Yard Access, No Rear Neighbors!.

ShannonGlieden@gmail.com

*MLS FEE ADDITIONAL 2.5%

FOR SALE 3077 Frandoras Circle Oakley

COMING SOON 4060 Meadows Lane, Oakley

Direct: 925-628-3808

see Market page 17B

THE REAL 1% LISTING FEE WITH NO HIDDEN OR ADDITIONAL FEES LIKE THE OTHER DISCOUNT REALTORS CHARGE!

FOR SALE 1929 Sherry Circle Oakley

Offered at

While East County has continued to hold a strong real-estate market for several years, the market has begun to shift, with more inventory available to buyers, and resale home sellers are once again competing with new home sales in the area.

“I’ve seen many properties reduce and sellers who are holding out price, in price are typically staying initial their on longer without offers,” market the on there is an influx of “While Glieden. said amount of homes high the to due buyers, very picky become have buyers sale, for just the find to time their taking are and price.” right the just for home right This has resulted in the local market readjusting and leveling out.

“Sellers are starting to understand that they need to price their homes aggressively to get interest and be competitive,” said Glieden. “I think the days of listing an overpriced property and getting it sold in a week are over in this area.”

Whether you are a buyer or a seller, Glieden’s team is ready to help you navigate through the process. The small,

1% LISTING FEE*

Real Estate Sales & Property Management Services

Home & Land Co. NS OPE

According to Glieden, it’s also a great time to sell a home.

“It’s the best time to sell a home right now as the market remains strong during the summer months,” she said. “Most sellers are receiving multiple offers.”

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Offered at

$849,000

Sheyna Dumas REALTOR CaDRE # 02089040 Direct: 925-864-0167 SheynaDumas@aol.com

www.SavingSellersThousands.com

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JUNE 28, 2019

Home developments growing in East County DAWNMARIE FEHR

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ast County is growing quickly, and both home sales and new home construction

are on the rise.

The Great Recession is a distant memory as home prices rise faster than interest rates, and the real estate market picks up for the summer.

East County has plenty to offer prospective residents. With good schools, plenty of shopping, dozens of parks, active sports leagues, agri-tourism and the Delta, there is something for everyone in Brentwood and its surrounding areas.

New home construction can be found at nearly every corner in Brentwood, from small townhouses to large estate homes. Trilogy, an active-adult community for those aged 55 and older, has homes in all shapes and sizes to offer its clientele.

Linda Inan of Meritage Homes is working in the sales office at Palermo, a development that focuses on energy efficiency in its homes. Inan said the market in Brentwood is doing well and that now is a great time to purchase a new abode. Of the 96 homes going into Palermo, 36 have been sold since October, and more homes will be

Photo by Tony Kukulich

This group of billboards along Walnut Avenue in Brentwood highlights the continued growth of new homes in East County. released soon.

Just next door to Brentwood, Oakley’s population has risen past 45,000. With its open spaces and revitalized downtown, Oakley is attracting attention from homebuyers.

Ken Strelo, Oakley’s principal planner,

said residential growth numbers are picking up, right on track with the city’s goals.

“We have issued approximately 65 new-home building permits thus far in 2019, and estimate at least another 65 — and possibly upwards of 150 total units in 2019 — to be constructed,” Strelo said. “We

roughly estimate approximately 900 units constructed over the course of the next five years.”

Homebuilders are working to meet that goal. Duarte Ranch by Seeno Homes is filling see Home page 16B

www.sasvilleproperties.com

WANT TO KNOW YOUR OPTIONS? CALL US FOR A FREE MARKET ANALYSIS, TODAY!!! (925) 513-4483 FOR SALE

FOR SALE

REDUCED

REDUCED Chris Sasville (925) 998-6227

Craig Sasville (925) 550-6447

Broker/Owner CAL BRE# 01746093

Alison Watts (925) 550-9311 CAL BRE# 01433799

Karen Muccio (925) 548-8641

Owner CAL BRE# 01806829

2401 Positano Ave. Brentwood Beautiful 4 BD, 3 BA, plus den, Brentwood Hills home. Lower level bedroom has full bath.

$649,9000

CAL BRE# 01153943

Presented by Chris Sasville

Max Austin (925) 550-0199

PENDING

2444 Wayfarer Ct., Discovery Bay

221 Whitman Ct., Discovery Bay

2127 Prestwick Dr., Discovery Bay

Rare Single Story 4 BD in highly sought after Golfers delight! 1636 sq. ft single story in the DBGCC Stunning Remodel in DBGCC. Close to the club house Ravenswood. Open floor plan w/ Kitchen/ Family gated community. Home features 2 master BDs, & just off the 15th fairway. Features include kitchen combo. Close to parks, schools & shopping. Commuters w/ new quartz counters, ss appliances, new cabinets, 2 BAs, 2 car garage w/ golf cart storage, vaulted ceilings, gas fireplace, granite kitchen counter tops & enjoy proximity to ACE train, BART & major freeways. wine fridge & pantry. Custom fireplace is the focal cooking island, interior laundry, tile floors, & best of ACTIVE, FUN community offers life on the Delta, boating, point in the well appointed family room w/ wet bar. all, peaceful backyard views of golf course & lagoon. fishing, jet skiing, & restaurants. MUST SEE! $665,000 Presented by Craig Sasville $459,900 Presented by Chris & Craig Sasville $524,900 Presented by Chris & Craig Sasville

FOR SALE

FOR SALE

FOR SALE

CAL BRE# 01720106

Alisa Ortiz-Proft (925) 323-2216 CAL BRE# 01222446

Cathy Engle (925) 570-6667 CAL BRE# 01891985

Linda Sepulveda (510) 432-2770 CAL BRE# 01221706

Bryon Gutow (925) 437-3529 CAL BRE# 01430026

Sandy Strobel (925) 766-3791 CAL BRE# 01828196

Laura Call (925) 667-8127 CAL BRE# 01440006

4490 Driftwood Ct., Discovery Bay

5501 Starboard Ct.

2491 Cove Pl., Discovery Bay

One of a kind w/ great room, gourmet kitchen w/ 3 Single story lake home at end of cul de sac. Huge Stunning 2 story at end of a cul-de-sac on 10,000+ ovens, 2 dishwashers & more. 2 master bedroom 9801sq ft lot. Incredible water/island views from your sq ft lot, perfect for your DREAM POOL & SPA. retreats w/ fireplaces, oversize showers, jacuzzi tubs private deck. The home has a brand new foundation, Great room perfect for entertaining, eat-in kitchen w/ & walk-in closets, 2 junior retreats w/ full baths. freshly painted on the interior, dual pane windows & granite counters, upgraded cabinets & appliances.

85’ deck w/ retractable awnings. large dock has 2 sliders throughout and a newer HVAC system.

Commuters enjoy close proximity to the ACE train, covered hydrohoist berths, 3rd larger yacht ready BART and major freeways. $570,000 Presented by Bryon Gutow berth & a floating swimming pool. Paradise Found! $534,900 Presented by Chris Sasville $1,885,500 Presented by Grace Milne

1750 Surfside Ct., Discovery Bay Beautiful DEEP WATER SINGLE STORY featuring GRANITE COUNTER TOPS, ss appliances, milguard windows & sliders, plantation shutters in living rm & master. Master suite has fireplace & sitting area.

Enjoy entertaining, fishing or just relaxing taking in the views from this expansive 3 level brock deck & 40ft. U DOCK! EASTERN EXPOSURE! No HOAs! $715,000 Presented by Alisa Ortiz-Proft

1555 Riverlake Rd., Ste. M, Discovery Bay (925) 513-4483 www.sasvilleproperties.com

Christine Wallin (925) 525-7402 CAL BRE# 01475112

Julie Harris (408) 835-7415 CAL BRE# 01741631

Grace Milne (925) 980-6014 CAL BRE# 00950602

REAL ESTATE GUIDE

JUNE 28, 2019

Photo courtesy of Century Communities, Inc.

Cielo at Sand Creek in Antioch is offering homebuyers pre-model opening prices on homes in their gated community.

Cielo at Sand Creek in Antioch open for pre-sales

C

entury Communities, Inc., a top 10 national homebuilder, has announced that homebuyers

seeking East Bay Area living in a 55+ or a single-family community can take advantage of pre-model opening pricing now at Cielo at Sand Creek in Antioch.

Cielo at Sand Creek is a gated neighborhood that includes 337 single-family

homes. “Vive”, a 55+ community, features two collections of one- and two-story plans ranging from 1,509-2,976 square feet. Vive homeowners can enjoy the resort-style pool, pickleball and bocce courts, yoga lawn and a welcoming clubhouse with pub, movement studio and friendly gathering areas. “Prosper” is an unrestricted single-family community with one- and two-story plans ranging from 1,9833,058 square feet. Models will be open for tours at the grand opening in early September. see Cielo page 10B

Your home is a big investment. Protect it.

If you need home coverage, we can help.

We live and work right here in our community. We know what the homes are like in the area. So we can offer advice you can trust to help you get the protection that fits your needs.

If you’re ready to talk home insurance or need some advice about protecting all that’s important to you, call us today.

Myles Harris

CA Insurance Agent #: 0713722

Joni Gruss, LSP

CA Insurance Agent #: 0786268

MBH Insurance & Financial Services, Inc. 925-516-3800 1555 Riverlake Rd., Ste. D Discovery Bay, CA 94505

Allstate home products may not be available in certain areas. Policies may be written by a non-affiliated third-party company. Insurance subject to terms, conditions and availability. Allstate Fire and Casualty Ins. Co. & affiliates: Northbrook, IL. © 2016 Allstate Insurance Co.

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One place to help with all your insurance needs.

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JUNE 28, 2019

Go solar with Del Sol Energy for a brighter future, bigger savings AMY SCHRADER

G

Samantha Aldrich and Lori Ogorchock of Del Sol Energy, in front of their new showroom at 225 Oak St. in downtown Brentwood.

oing green is no longer a trend. From recycling, to conserving water and

purchasing energy-efficient appliances, going green has become part of our everyday lives.

More homeowners are turning to solar power to make an even greater impact on the environment, and to save money.

Brentwood’s Del Sol Energy has been helping East County residents harness the power of the sun since 2006. With over 30 years of combined experience in the solar industry, Del Sol’s business partners, CEO Josh Aldrich — a graduate of Antioch High School — and COO Matt Turville have been leaders in East County’s solar industry.

“The biggest benefits to going solar are eliminating your electric bill, protecting yourself from the rising cost of energy inflation, supporting clean energy and the environment and improving the value of your home or business,” said Turville.

Photo by Tony Kukulich

Solar energy creates clean, renewable energy from the sun instead of from fossil fuels, which can dramatically reduce greenhouse gas emissions, including carbon dioxide. Greenhouse gases cause the increased temperatures that lead to climate change.

The positive environmental impacts, combined with dramatically reducing electricity costs, drive many businesses and homeowners to switch to solar.

“We wanted to save money on our electricity bill, but we also wanted to go

green,” said Brentwood resident Nancy Mai. Mai called local and international solar companies, but chose Del Sol because she wanted someone local and liked their educational approach to solar power.

“Instead of trying to sell us, they were more focused about educating us about solar power,” said Mai. “They came to look at our property, answered all of our questions and were so great to work with.”

Education is a huge component to the Del Sol Energy team, who recently moved

PENDING

their solar-powered showroom to downtown Brentwood, where they invite the community to experience Del Sol Energy firsthand, and to learn the intricacies of solar.

“The showroom has been fully remodeled with the latest, cutting-edge solar equipment for our customers to come in and check out,” said Turville.

Turville also has some advice for those looking to go solar.

“The best advice I would give someone who is considering going solar is to ask your solar contractor if they are designing their systems to support battery storage at any time in the future,” said Turville. “With the onset of planned outages by PG&E, home and business owners need to be prepared.”

Every solar system Del Sol Energy installs has components included that can either support a battery storage system now, or in the future, to be prepared for outages.

“This gives our customers peace of mind that they will have power when they need it,” said Turville.

Del Sol Energy is located at 225 Oak St., in Brentwood. For more information, call 925-378-4801, or visit delsolnrg.com.

PENDING

Jim Graydon brings valuable expertise and personal commitment to all of his clients.

Whether you have perfect credit, less-thanperfect credit, are a first-time homebuyer or already own one or multiple properties and are looking to expand your real estate investments, Jim Graydon can help turn your dream into a reality and is available 24/7.

“I’ll do whatever it takes to make sure a loan and/or real estate transaction closes on time,” said Graydon. “I’m not just an agent, I’m a real estate and mortgage broker-owner working in this industry for over 22 years. There’s a huge advantage to working with someone who understands the entire real estate and home loan process.”

Recently honored with the Industry Leading Closing Times 2018 award by United Wholesale Mortgage, Graydon knows what an underwriter expects and requires in terms of documentation, and can make it possible to close a real estate purchase loan or home refinance in as little as 12 days!

If you’re ready to purchase a property, get approved for a home loan or refinance an existing loan, call Jim Graydon today. He can provide your conditional loan approval in as little as 24 to 48 hours.

582 Mandevilla, Brentwood

2090 Redbud, Antioch

$699,888

$559,888

FOR SALE

FOR SALE

7241 Valley View, Pleasanton $879,999

414 Andrea Circle, Livermore $638,888

James W. Graydon 925-584-9886 jwgraydon@aol.com Mortgage Broker

SOLD

98 S. Lake Drive, Antioch $410,000

SPECIALIZING IN: Real Estate Sales Home Loans & Refinancing

NMLS# 995241

Real Estate Broker BRE# 01236065

SERVING EAST COUNTY FOR 22 YEARS

www.AllPhAseBrokers.com

REAL ESTATE GUIDE

JJUNE 28, 2019

What to ask before renting that summer property

A

home away from home can be the ideal retreat for couples, singles and

families. Quite often, individuals reserve the same properties year after year to serve as a vacation retreat.

The familiarity and comfort of a rental can be the ideal place to spend a few days or weeks during a vacation.

Data from HomeAway, a vacation rental-booking service, says that many people book summer rentals as early as January to ensure they have the perfect place to stay during the peak season.

However, for vacations taken in July and beyond, locking down one’s stay between May and July are possible. Ski season stays, as well as holiday retreats, are best booked by October, advises the company.

When it comes time to research and booking a rental, it’s important to note that listings likely won’t paint the full picture. It’s important to ask the right questions and conduct a thorough

vetting of properties before booking a rental.

•Get the facts of the contract and exactly what the rental entails. Are use of WiFi or cable television available? Are you responsible for taking out the trash and recycling? What is the cancellation policy? Are there any fees incurred for minor damage to the home? The contract should be as thorough as possible so there are no surprises later on. ♦♦ Explore pet-friendly accommodations.

Many people choose to travel with pets, which can make it less stressful than leaving companion animals behind.

What may constitute “pet-friendly” to one landlord may not be the same to another. One house may have a fenced yard and a dog house. Another may actually let the pet have free reign of the house without having to be crated. It helps to know the difference in advance.

The vacation rental site VRBO says there is no standard for making a home accommodating to pets. ♦♦ Learn about parking. The Evolve Vacation Rental Network says to ask the specifics of the parking situation, see Renting page 12B

Your Preferred Community Lender

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(925) 516-1052 www.pereznursery.com Monday -Saturday 8-4:30 Closed Sunday Visit us on the web for a complete list of sale items!

Voted Best of Brentwood for 17 Years!

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REAL ESTATE GUIDE

JUNE 28, 2019

Contemporary, customized kitchens are just one of the amenities Pulte Homes has built into their two new Brentwood communities.

Photo courtesy of Pulte Homes

Pulte Homes debuts two new Brentwood communities

P

ulte Homes has announced

affordable lifestyles in communities with

“We are excited to announce the opening of Bella Verde and Terrene in Brentwood, and are particularly pleased to be bringing Pulte’s Life Tested Home Designs® to this sought after Bay Area location,” said Steve Kalmbach, president of Pulte Homes’ Northern California division.

“Both neighborhoods feature thoughtfully designed two-story floor plans offering ample space and value, with open, flexible living spaces that will appeal to today’s active families.”

Bella Verde, located east of Brentwood

family appeal.

see Pulte page 14B

the opening of Bella Verde and Terrene — two new

communities offering single-family living in Brentwood. With convenient locations and highly-ranked schools, Bella Verde and Terrene will appeal to Bay Area buyers seeking more

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THE LOAN LADIES HELP MAKE THE DREAM OF HOMEOWNERSHIP A REALITY FOR EVERY CUSTOMER, EVERY DAY

The Citrus at Emerson Ranch community in Oakley offers a variety of amenities with residences that range from 2,561 to 3,093 square feet and include up to five bedrooms.

Photo courtesy of Emerson Ranch

Emerson Ranch in Oakley offers variety of options H AY L E Y F I N E T T I

“We are currently selling homes in two neighborhoods: Laurel at Emerson Ranch, and Citrus at Emerson Ranch,” said Michele Joy, vice president of sales and marketing for Brookfield Residential, Northern California.

“Laurel offers four models. One is a single story and the others are two-story homes.

The residences range from 2,228 to 3,564 square feet with up to six bedrooms. Citrus has three, two-story residences that range from 2,561 to 3,093 square feet, with up to

I

f you’re searching for a home in East County, Emerson Ranch by Brookfield Residential offers an

outstanding value for both first-time buyers and those seeking a moveup home, and it’s blossoming into a beautiful community with sought-after features and amenities.

•

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Diablo Magazine 5 star Award Winner, Voted by clients (2013-2019)

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Professionals in the Industry for 30+ Years

THERE’S NO SUBSTITUTE FOR EXPERIENCE. PATTI SHANER

MORTGAGE LOAN ORIGINATOR NMLS# 255604 patti.shaner@homebridge.com www.homebridge.com/pattishaner

KATHY ZICKENBERG

MORTGAGE LOAN ORIGINATOR NMLS# 265957 kathy.zickenberg@homebridge.com www.homebridge.com/kathyzickenberg

O: (925) 706-6703 Homebridge Financial Services, Inc.; Corporate NMLS ID #6521 (www.nmlsconsumeraccess.org); 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830; (866) 933-6342. Licensed by the Dept. of Business Oversight under the CA Residential Mortgage Lending Act. 2200 Sand Creek Road, Suite 1. Brentwood, CA 94513. Branch NMLS #1563663.

This is not an offer for extension of credit or a commitment to lend. 08/2018 Rev. 05.10.19 (0519-3419); LR 2019-391

see Emerson Ranch page 11B

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10B

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REAL ESTATE GUIDE

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JUNE 28, 2019

Options for funding your next home improvement project Before starting a home improvement project — either on one’s own or with the assistance of a professional contractor — homeowners must first consider the costs involved. According to the home improvement resource, HomeAdvisor, more than one-third of homeowners do not understand what hiring a professional will cost, and then cannot successfully budget and secure financing once they have set their sights on a renovation project.

HomeAdvisor says that some of the more popular projects, such as remodeling a kitchen or bathroom, or building a deck, can cost an average of $19,920, $9,274 and $6,919, respectively.

Homeowners may find that the more

expensive renovations require them to secure some type of financing. Those who have never before sought such financing may want to consider these options: Cash-out refinancing With cash-out refinancing, a homeowner will begin the mortgage process anew with the intention of paying off their current mortgage balance, and then taking out additional funds for other purposes. Cash-out refinancing is a way to tap into a home’s existing equity for use on improvements or other expenses, such as college tuition.

Home equity line of credit The financial experts at Bankrate indicate that a HELOC works like a credit card, with

the house as collateral. There is a credit limit and borrowers can spend up to that limit.

The interest rate may or may not be fixed.

However, the interest may be tax-deductible if the financing is used to improve, buy or build a home.

Home equity loan Individuals can also borrow against the equity in their homes with a fixed interest rate through a home equity loan. Most lenders will calculate 80% of the home’s value and subtract the homeowner’s mortgage balance to figure out how much can be borrowed, according to the financial advisory site The Simple Dollar.

Personal loan Homeowners can shop around at various

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financial institutions for competitive personal loans to be used for home improvement purposes. Funds may be approved within one business day, which can be ideal for those who want to begin their improvements soon.

Personal line of credit A personal line of credit allows borrowers to borrow only the money needed at the time, and offers a variable interest rate that is generally lower than fixed loan rates. Again, like a credit card, PLOC gives a person a maximum borrowing amount and is ideal for ongoing purchases.

Credit cards In a pinch, credit cards can be used to finance improvements, but they do come with the cost of very high interest rates if the balance is not paid in full by the time the bill comes due. However, for funding smaller projects and maximizing rewards points through home improvement retailers or specific credit card company promotions, credit cards can be a way to earn various perks, in addition to the benefit of improving a home. see Cielo page 5B

James Fletcher, Century Communities’ Northern California division president said, “This is a great time for buyers to take advantage of pre-grand opening pricing on these amazing floorplans which will appeal to both 55+ and single-family home buyers alike.

Cielo offers homeowners finely appointed living space in a quality home surrounded by exceptional amenities.”

The community is served by the Brentwood Union School District with convenient access to Highway 4 and the BART (Bay Area Rapid Transit) system.

Founded in 1850, Antioch is one of California’s oldest towns built along the San Joaquin River. The city offers a variety of employment, shopping and recreational opportunities; has a municipal marina, 31 parks and is home to the Antioch Dunes National Wildlife Refuge, the first national wildlife refuge in the country. The city is rich in history and supports numerous arts and cultural organizations.

For more information about pre-sales at Cielo at Sand Creek and to sign up for the pre-grand opening interest list, visit the new sales office at 5580 Saddle Rock Lane, Antioch, and visit CenturyCommunities.com/Cielo for more information.

Century Communities, Inc. (NYSE:CCS) is a top 10 national home builder. Century Communities is engaged in all aspects of homebuilding, including the acquisition, entitlement and development of land, along with the construction, innovative marketing and sale of quality homes designed to appeal to a wide range of homebuyers. The Colorado-based Company sells its Century Communities and Wade Jurney Homes in 15 states across the West, Mountain, Texas and Southeast U.S. regions and offers title, insurance, and lending services in select markets through its Parkway Title, IHL Insurance Agency, and Inspire Home Loan subsidiaries. To learn more about Century Communities please visit www.centurycommunities.com.

REAL ESTATE GUIDE

JUNE 28, 2019

Emerson Ranch from page 9B five bedrooms.”

Located in Oakley, Emerson Ranch offers a variety of amenities for residents of all ages.

The five-acre Emerson Ranch Park features a walking trail encircling a lake with a fountain, as well as a play structure, baseball field, basketball half-court, a soccer field, BBQs and picnic areas.

“We have a total of 567 homes, and we have closed about 500 to date,” said Joy. “Almost all homes at Emerson Ranch are currently under construction. We anticipate all the homes will be completed and occupied by early 2020.”

Joy says nearly all of the homes at Citrus have been sold, and they expect the neighborhood to be completely sold out in the next few months.

Homes at Emerson Ranch are priced starting in the upper $500,000s. Currently, Emerson Ranch is offering a special promotion: Homebuyers who purchase their home any time between now and July 31st may be eligible to receive a limited-time, preferred-lender credit of up to $10,000 on select homesites.

“Emerson Ranch is such a special place,” said Joy. “Not only is it a beautiful community, but it is filled with the most wonderful and engaged neighbors. Brookfield Residential truly cares about the people who live in our communities. We believe in building quality homes and communities that our customers love to live in. We engage with our customers to learn how they live and what they are looking for in their communities. We are

We have a total of 567 homes, and we have closed about 500 to date. Almost all homes at Emerson Ranch are currently under construction. We anticipate all the homes will be completed and occupied by early 2020.

|

11B

As a Local Realtor

& Mom of two boys, keeping your family happy is important to me. I am not only working smarter, but working harder to make sure your dream home becomes your reality!

– Michele Joy constantly doing research and evaluation to build the best places to call home.”

Brookfield Residential is a homebuilder recognized in several states, including California. Citrus at Emerson Ranch is located at 808 Riverrock Drive, in Oakley. Laurel at Emerson Ranch is located at 856 Ibis Drive, in Oakley. The models at Laurel and Citrus are open daily from 10 a.m. to 6 p.m. For more information about Citrus at Emerson Ranch, call 925-390-3298, and for Laurel at Emerson Ranch, call 925-679-8831.

Explore both neighborhoods by visiting emersonranchoakley.com.

To find out more about Brookfield Residential and their homebuilding expertise, visit brookfieldresidential.com.

WWW.THEPRESS.NET

Susan Redgrave Realtor

925-483-3294 RedgraveRealty@gmail.com • www.RedgraveRealty.com

CalBRE#01997935

12B

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REAL ESTATE GUIDE

WWW.THEPRESS.NET

JUNE 28, 2019

Renting from page 7B

FOR SALE

SALE PENDING

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When it comes time to research and booking a rental, it’s important to note that listings likely won’t paint the full picture. It’s important to ask the right questions and conduct a thorough vetting of properties before booking a rental.

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1925 Sofia Way, Brentwood

1847 St. Michaels Way, Brentwood

4 Bedrooms | 4 Bathrooms | 3,593± Sq Ft

4 Bedrooms | 3.5 Bathrooms | 3,785± Sq Ft

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SOLD for $876,000

Who you work with MATTERS! Tom’s experience in your local neighborhood gives you the advantage when buying or selling here in East County!

including whether there is a driveway or on-street parking. If there is on-street parking, find out if the vehicle needs to be moved for street cleaning or specific zoning. ♦♦ Learn the lingo. For those booking international rentals, certain nuances of the listing lingo may be different than you’re used to. Inquire specifically about the number of rooms and bedrooms so you are properly prepared. ♦♦ Find out if the kitchen is equipped.

Some kitchens come with a ladle and

TOM SCHIEBER REAL ESTATE Broker Associate | DRE# 01404116

925.487.3172

Tom@TomSchieber.com www.TomSchieber.com

Photo courtesy of Metro Creative

Careful vetting and a little leg work can help vacationers find the ideal vacation property. saucepan only, while others may be fully outfitted for gourmet meals. It helps to have an idea so that shopping lists can be made if meals will be prepared at the rental.

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13B

Market trends looking good for summer, fall

B

H AY L E Y F I N E T T I oth homebuyers and sellers have much to look forward to this summer and fall, with an

East County housing market that’s as hot as the weather. Low interest rates, high employment numbers and steadily improving wages are strong incentives for making a move.

“With our ever-expanding new homes and our vast assortment of resale homes, summer has shown to be very good so far, and I have every expectation to see the same in the fall,” said Susan Redgrave, luxury real estate agent with Dudum Real Estate Group. “However, because of the modified year-round school schedule, we tend to see a slowing of our market towards the end of July.”

According to Chris Sasville, owner of Sasville Properties, the housing market this fall will be pretty busy in East County, with more homes for sale.

“The fall market looks good, but there will be a lot of inventory,” said Sasville. “The high rates of inventory are causing things to sit a little longer, but the upper market of $1,000,000 and above seems to be moving.”

Photo by Tony Kukulich

In today’s housing market, there are plenty of reasons for homebuyers to consider East County, including affordability, quality of life and local amenities.

Cathie Marples, broker and an owner of Marples & Associates, says now is a great time to search for a home in East County.

“We are in the midst of a buyer’s market,” said Marples. “Inventory increase creates a downward sales point. Supply has increased dramatically and interest rates are at an all-time historic low.”

Sasville concurs, noting that loan rates are trending downward, creating strong opportunities for buyers.

“It’s a great time for first-time buyers and families looking to downsize or expand, because rates are great and inventory is up,”

said Sasville.

Redgrave says if buyers are looking for affordable housing options, there are compelling reasons to consider East County.

“If you were to compare a home in Pleasanton or San Jose to a home in Brentwood of the same age, square footage, number of bedrooms and amenities, you would see the prices in Brentwood are almost half as much, if not less than half,” said Redgrave.

Marples says East County offers many points of interest for prospective buyers.

“East County has many important

points that fulfill buyer demand,” said Marples. “Open space, good schools, services and city amenities, affordable housing, transportation to work and a special, friendly, country atmosphere.”

Redgrave says current buyers are looking for a home that is spacious both inside and outside, a neighborhood with lots of activity, that is safe enough for children to have fun outside with their friends, and homes that are a reasonably short distance from businesses and restaurants.

“Clients with children love that in Brentwood you see children riding bikes around town or walking to The Streets of Brentwood,” said Redgrave. “Our schools are great and we have almost every type of shopping nearby that you could want. Brentwood also has several 50-plus communities that cater to a wide variety of interests.”

Dudum Real Estate Group, Inc. is located at 60 Eagle Rock Way Suite B, in Brentwood.

For more information, call 925-420-5717 or visit https://www.dudum.com.

Sasville Properties is located at 1555 Riverlake Road, in Discovery Bay. Sasville Properties also has an office in Brentwood, located at 80 Eagle Rock Way Suite E. For more information, call 925-513-4483 or visit www.sasvilleproperties.com.

Marples & Associates is located at 8340 Brentwood Blvd, in Brentwood. For more information, call 925-634-0840, or visit http://marplespropertymanagement.com.

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14B

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REAL ESTATE GUIDE

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Pulte from page 8B

For a free, no obligation valuation of your current home call

Steve Gursky Broker/Agent

925.584.8708 Whether you are buying, selling, or just curious about the market, you can search homes in your area for free at www.gurskyrealestate.com.

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George is professional and very knowledgeable about many different types of loans, he always wants to get his clients the best deal possible and goes out of his way to make sure clients are taken care of. I highly recommend using his services.

We are excited to announce the opening of Bella Verde and Terrene in Brentwood, and are particularly pleased to be bringing Pulte’s Life Tested Home Designs® to this sought after Bay Area location.

– Steve Kalmbach, president of Pulte Homes’ Northern California division Smart Home technology options which give homeowners the ability to seamlessly control their lights, thermostat, security systems, appliances and more with just a touch on their cell phone, or through voice assistants, such as Amazon’s Alexa.

Bella Verde and Terrene are open daily, with fully furnished model homes available to tour for prospective buyers.

For more information Pulte Homes,visit www.pulte.com.

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Blvd. at 26 Redberry Loop, offers three different two-story home designs, ranging in size from 2,045 to 2,389 square feet, with 3-5 bedrooms, 2.5-4 bathrooms and two-car garages. With 48 homesites, Bella Verde is located adjacent to an established neighborhood, and is within walking distance of the highly ranked Brentwood Union School District. Residents have easy access to Highway 4 and Vasco Road, and to a variety of close-by shopping and dining amenities. Prices start at $519,990. For more information, call 800-580-0624, or visit www.Pulte.com/BellaVerde.

Located just south of Sand Creek Road at 285 Bear Creek Drive, Terrene features eight varieties of two-story home designs, ranging in size from 2,217 to 3,177 square feet, with 3-5 bedrooms, 2.5-4.5 bathrooms and two-car garages.

With top-scoring schools and a location close to all that Brentwood and the Bay Area has to offer, Terrene’s community of 326 homes offers an ideal neighborhood location, with close proximity to the dining and shopping destinations at the Streets of Brentwood. Prices start from $574,990. For more information, call 800-803-5059, or visit www.Pulte.com/Terrene.

Buyers at Terrene and Bella Verde have the opportunity to create their own personalized home at the Pulte professional design center, and with Pulte’s “Build Quality Experience” will enjoy a construction process that keeps them involved every step of the way. Both communities include Pulte’s

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REAL ESTATE GUIDE

JUNE 28, 2019

REAL ESTATE OFFICES AND AGENTS

James W. Graydon All Phase Brokers (925) 584-9886 1145 Second St., Brentwood jwgraydon@aol.com www.AllPhaseBrokers.com BRE #01236065 NMLS #995241

Heidy Hurst REALTOR® The Hurst Team 925.584.6377 HeidyHurstFirst@gmail.com 60 Eagle Rock Way, #B, Brentwood www.hursthomes.com DRE# 01280003

Maureen Prince Broker® Flat Rate Realty (510) 882-1030 Maureen@MaureenPrince.com www.1percentListings.net BRE #01196634 Jeff Gray Realtor® Associate Flat Rate Realty (408) 663-0196 JGray5055@Yahoo.com www.1percentListings.net BRE #02005431

Home & Land Co. (Formerly Assist 2 Sell Realty)

Shannon Glieden Broker/Owner Glieden Home & Land Co. 925-628-3808 Shannonglieden@gmail.com www.savingsellersthousands.com CA DRE #01299699

Alex Hurst Buyer Specialist The Hurst Team 925.783.9926 AlexHurstFirst@gmail.com 60 Eagle Rock Way, #B, Brentwood www.hursthomes.com DRE# 02006498 Matthew Anderson Realtor® Susan Redgrave DRE#01417175 Realtor® JDK & Associates Realty, Inc. Dudum Real Estate Group 9030 Brentwood Blvd., Suite H (925) 483-3294 Brentwood 60 Eagle Rock Way (925) 584-6761 Brentwood matthew.anderson1@yahoo.com susan@dudum.com www.eastcontracostacounty www.RedgraveRealty.com Cal BRE #01997935 realestate.com

MORTGAGE AND LOAN Tom Schieber Realtor®, Broker Associate J. Rockcliff Realtors (925) 487-3172 Tom@TomSchieber.com www.TomSchieber.com CalDRE #01404116

James W. Graydon All Phase Brokers (925) 584-9886 1145 Second St. Brentwood jwgraydon@aol.com www.AllPhaseBrokers.com BRE #01236065 NMLS #995241

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IN THE BIZ!

Chris Sasville Owner Cal BRE #01806829 (925) 998-6227 1555 Riverlake Road Discovery Bay chris@sasvilleproperties.com www.SasvilleProperties.com Craig Sasville Broker/Owner Cal BRE #01746093 (925) 550-6447 1555 Riverlake Road Discovery Bay craig@sasvilleproperties.com www.SasvilleProperties.com

A Division of American Pacific Mortgage Corporation NMLS 1850

Debbie Galvan Branch Manager/Loan Officer LandHome Financial 925-418-7608 http://mortgage.lhfs.com/brentwood NMLS#190282

Rob O’Malley Branch Manager (925) 234-8870 teamomalley@summitfunding.net www.summitfunding.net/romalley 141 Sand Creek Road, Bwd NMLS ID# 240904 CA BRE ID# 01423655 George Muñoz Senior Mortgage Consultant Hablo Español (925) 437-9520 George.Munoz@Summitfunding.net www.summitfunding.net/gmunoz 141 Sand Creek Road, Bwd NMLS ID# 252207

Beth Miller-Rowe Branch Manager and Reverse Mortgage Specialist 3478 Buskirk Ave., Suite 1000 Pleasant Hill, CA 94523 (925) 969-0380 office (925) 381-8264 cell Beth@YourReverse.com www.YourReverse.com NMLS: 294774/831612/1850 BRE: 00950759/01215943

Renee Parrett Senior Financial Advisor 1115 Second St., Bwd (925) 513-6004 renee.c.parrett@wellsfargo.com www.wellsfargoadvisors.com CA Insurance #0C92754

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15B

WHO’S WHO

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Patrick McCarran Broker CalDRE #01325072 925-899-5536 cell www.CallPatrick.com pmccarran@yahoo.com

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Real Estate, Mortgage, Loan, and Property Management Professionals PROPERTY MANAGEMENT

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16B

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REAL ESTATE GUIDE

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Home from page 4B

SUMMER SPECIAL

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sales, Kiper Homes Manager, Mike Davies. “We are looking forward to Newport Point coming in. We are currently working ... to bring those 67 homes into our service boundaries in the near future.”

For more information on Palermo in Brentwood, call 855-588-6374.

For more information on Northpoint in Oakley, call 925-588-3957.

For more information on Duarte Ranch in Oakley, call 925-679-4518.

For more information on Regatta in Discovery Bay, call 925-266-5959.

For more information on Mosaic in Discovery Bay, call 925-478-7362.

(925) 634-6600

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–Sonja Jarvis, Regatta

Director of Business Development NMLS ID# 1055487

NMLS ID# 240904 | CA DRE ID# 01423655

Sr. Loan Officer NMLS ID# 773396

Usually we pick up in July, August.

Our main selling time seems to be February to June ... We do a lot of sales in spring in Discovery Bay and we sell to a lot of locals.

ALEX COONS

Branch Manager / Sr. Loan Officer

DANNY MULVANNY

(925) 418-3951

up fast and D.R. Horton is forming an interest list for its new neighborhood, Northpoint.

Oakley City Manager Bryan Montgomery said the new neighborhoods are a great draw for homebuyers.

“The new subdivisions are well-planned, and we have quality builders working here,” Montgomery said. “Most importantly, we have great people moving into the city that positively contribute to the community. The new developments pay annual assessments, in addition to the property taxes which support police and fire.”

To the east, Discovery Bay is quickly filling its empty spaces. In the master-planned community of The Lakes, Kiper Homes has released 83 of the 145 homes in its Regatta development, and is continuing to sell one-story floor plans in Mosaic.

Sonja Jarvis, from Regatta’s sales office, said the homes have been moving quickly this month.

“Usually we pick up in July, August,” Jarvis said. “Our main selling time seems to be February to June ... We do a lot of sales in spring in Discovery Bay and we sell to a lot of locals.”

Still in the planning stages is Newport Point’s 67 homes, slated to fill one of the remaining empty spaces in Discovery Bay, between Bixler Road and Newport Drive. The town is working with the project’s developers to integrate the new homes into area water and wastewater systems.

“We believe that things are going as planned,” said Discovery Bay General

acoons@summitfunding.net

MICHAEL BOTELHO

COYNDA LOZANO

Sr. Loan Officer NMLS ID# 245711

Sr. Loan Officer NMLS ID# 242505 | CA DRE ID# 01755157

michael.bothelho@summitfunding.net

coynda.lozano@summitfunding.net

(925) 354-6633

GEORGE MUNOZ Sr. Loan Officer NMLS ID# 252207

(925) 418-3936

george.munoz@summitfunding.net Hablo Español

(925) 584-4824 Hablo Español

BRIAN WIEBER Sr. Loan Officer NMLS ID# 243294

(510) 964-0621

bwieber@summitfunding.net

141 Sand Creek Road, Suite C Brentwood, CA 94513 | Branch NMLS ID# 880995 | 3088 Pinole Valley Rd. Pinole, CA 94564 | Branch NMLS ID# 1151809 | Summit Funding, Inc. NMLS ID# 3199 | An Approved Equal Housing Lender

REAL ESTATE GUIDE

JUNE 28, 2019

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FREE MOLD ASSESSMENT AND ROOF INSPECTION WITH EVERY HOME EXAMINATION

boutique-style brokerage includes a team of two additional agents and a transaction coordinator, all of whom are able to provide a close and personal relationship with each client.

“My clients know that they can rely on all of us to assist them with any needs, at any time,” said Glieden. “My office is home-based in Oakley, which allows me to keep my business costs down and, thus, pass along the savings to my sellers.”

Glieden offers a 1% listing fee with no additional or hidden fees. Her program also offers the MLS listing with syndication to all online real estate websites, including Zillow and Realtor.com for an additional 2.5% fee.

“I let my sellers decide the homeselling program that fits their financial needs,” said Glieden. “My services offer high-tech marketing with maximum online and neighborhood exposure, extensive knowledge of the market and an unsurpassed professionalism in the industry.”

Glieden’s clients reap the benefits, including Kim Summers, whose Brentwood home sold in March.

“Shannon helped us every step of the way, from the beginning to the end and everything in between,” said Summers.

“She’s honest, hard-working and will always go the extra mile.”

According to Summers, within 24 hours of listing their home, they had an offer.

Sellers are starting to understand that they need to price their homes aggressively to get interest and be competitive. I think the days of listing an overpriced property and getting it sold in a week are over in this area.

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After closing a sale, Glieden lets the neighborhood know that someone new will soon be moving in, hanging her signature “SOLD” sign with the tagline, “Shannon did it again.”

For more information about Glieden Home & Land Co., call 925-625-4663, email shannonglieden@gmail.com, or visit savingsellersthousands.com.

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I combine the personal service of a traditional, neighborhood agent with the latest, web-based and mobile technologies to create an efficient, secure and convenient transaction. I am an East Bay native and a second-generation realtor. I studied economics at Westmont College, in Santa Barbara, and I did my graduate work at

the University of Colorado at Denver. I also have a certificate in computer programming from Denver Technical College. I specialize in marketing and selling single-family homes and other residential units for primary owneroccupants and investors throughout East Contra Costa County. Brentwood is my home, but my friends and clients take me to Antioch,

Oakley and Discovery Bay almost daily. I don’t just work in these neighborhoods, I live my life in them. My dad taught me real estate is about cooperation, about serving others and, mostly, about hard work. My experience has also taught me it is as rewarding as anything else I could do; my clients always become my friends, even if we don’t start out that way.

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JUNE 28, 2019

Delta Coves homes nearing completion I think the developers have done a good job designing the project to keep the ‘Delta lifestyle’ in mind.

CHRIS CAMPOS

N

ow 46 years in the making, Delta Coves is finally close to making its debut in Bethel

Island. Model homes for the luxury marina project are being constructed, and with them ride the hopes of a

–Regina Espinoza,

community often left in the backwaters

District manager,

of the East County development wave.

Although not finished, the model homes will be unveiled in what the developer calls a “dusty shoe” opening during an invitationonly event, the weekend of July 5 to July 7.

Nick Taratsas, the general manager of Delta Coves for DMB Development, said about 150 people who have signed up at the project’s website will be invited to tour the model construction’s progress, which he said are about 75 percent completed. Taratsas said he has 200 want-to-buy customers lined up out of 4,000 contacts made at the company’s website.

The company is currently building seven models and final home prices will range between $700,000 to $1.2 million. Monthly HOA fees are projected to be $195 a month, which will include use of the Island Cove

Bethel Island Municipal Photo by Chris Campos

Model homes for the long-awaited Delta Coves development in Bethel Island, will be unveiled during an invitation-only event July 5-7.

Camp — a 4,500-square-foot community club with a 36-by-75 foot pool, game pavilion and bar. Also currently under construction, the camp is projected to be finished by fall, according to Taratsas.

Spanning 310 acres, the project will include 560 waterfront homes — 416 with private boat docks — a 230-slip marina and a private yacht club.

First proposed in 1973, the project has ridden through decades of rough water to

reach reality. One federal lawsuit held up the plans until 1989, the housing collapse in 2008 and several changes in ownership also caused delays.

Jamie Bolt, harbormaster at Bethel Harbor, welcomes the opening of the project and the added customers it should bring local businesses.

Delta Coves is a unique project, having been built atop new levees and above the flood line. As a result, homes there will not

Improvement District require flood insurance. The community has completed infrastructure that includes its own water-pumping system that allows for a fourfoot tidal rise within the community.

“There’s not going to be too many more waterfront communities like them being built in California,” said Regina Espinoza, district manager of the Bethel Island Municipal Improvement District. “I think the developers have done a good job designing the project to keep the ‘Delta lifestyle’ in mind.”

For more information on Delta Coves, visit deltacoves.com or email DCDC@ davidsoncommunities.com.

Patrick McCarran “Know Your Options”

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JUNE 28, 2019

REAL ESTATE GUIDE

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Summer Sales Event

$10,000 Limited-Time Preferred Lender Credit*

Now is the time to get the home of your dreams! Take advantage of a $10,000 limited-time preferred lender credit* on select homesites when you buy at Emerson Ranch today. Ask your community sales team about additional sales incentives.

BY BROOKFIELD RESIDENTIAL

BY BROOKFIELD RESIDENTIAL

Approx. 2,228 – 3,564 Sq. Ft. 3 – 6 Bedrooms From the High $500,000s 347 Hansford Way, Oakley, CA 94561 925.679.8831

Approx. 2,561 – 3,093 Sq. Ft. 4 – 5 Bedrooms From the High $500,000s 808 Riverrock Drive, Oakley, CA 94561 925.390.3298

* Receive up to a $10,000 non-recurring closing cost credit when you close your mortgage with one of our lending partners on homes purchased on or by 7/31/2019. See sales representative for details. Pricing, terms and features subject to change without notice. Square footages are approximate. Homes pictured do not represent actual homesites. © 2019 Brookfield Residential. CA DRE license #01996804.

BH022621_EmersonRanch_Ad_BP_FNL | 9.75 x 12.71” | Run Date: 6/29

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KiperHomes.com

REAL ESTATE GUIDE

JUNE 28, 2019

Live where you play.

Love where you live.

MOSAIC AT THE L AKE S FROM THE HIGH $5 0 0,0 0 0' S 3–5 BEDS, 2.5–3 BATHS 2, 33 0–2,75 1 SQUARE FEE T 7026 HARBORHAVEN WAY DISCOVERY BAY, CA (92 5) 526–70 65

REGATTA AT THE L AKE S FROM THE MID $5 0 0,0 0 0’S 3–5 BEDS, 2.5–3 BATHS 2,10 6–2,7 31 SQUARE FEE T 92 13 SHEARWATER CIRCLE DISCOVERY BAY, CA (92 5) 26 6–5959

A

t The Lakes at Discovery Bay, you’ll enjoy all the benefits of living in a gated, lake-oriented masterplanned setting: scenic lakefront trails, landscaped parks, waterways, fountains and a true sense of community. In this resort-like setting, our two new neighborhoods offer homes that are timeless, yet contemporary, and filled with upscale amenities and the latest building technology.

The builder reserves the right to modify features, specifications, plans and/or prices without notice.

Square footages are approximate.