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December Business Journal

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BUSINESS F O R S O U T H W E S T M O N TA N A

JOURNAL

BY LEW IS K E NDA LL

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BUSI N E S S JOU R NA L E DI TOR

Montana employers are prepared to comply with new federal regulations regarding overtime pay, but many say that the proposed change is too much, too fast. At issue is the Fair Labor Standards Act’s exemption of executive, administrative and professional (EAP) employees from overtime wage rules. Under the exemption, employees with a fixed annual salary above $23,660 whose responsibilities included “executive, administrative or professional duties” are not eligible for overtime pay. Following a directive from President Obama, last year the U.S. Department of Labor set about changing the exemption. The result was a new rule, which would more than double the salary threshold under which workers qualify for overtime pay to $47,476 per year. The change would affect 11,000 workers in Montana, adding $2.7 million a year in additional compensation, according to DOL statistics. The rule was set to go into effect on Dec. 1, however, in response to a suit filed by more than a dozen states, a U.S. District Court judge in Texas issued an injunction, effectively bringing the change to a halt. MORE OVERTIME PAGE 4

IC N

RO CH

BUT WILL IT PASS?

LE

A proposed rule change would extend OT pay to millions of employees, IL

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BY

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TASTE OF BOZEMAN Clocking in with Aaron Parker, owner of Jam PAGE 3 DECEMBER 20, 2016


editor ’s

NOTEBOOK

Thank you

for your business! May you have a peaceful and prosperous 2017 from your friends at Stockman Bank.

Kagy & S 19th 556-4100

Oak & N 19th 556-4130

Belgrade 388-5025

stockmanbank.com

Manhattan 284-3100

B Y L E W I S K E N DA L L BUSI N E S S JOU R NA L E DI TOR

HOLIDAYS are different now. When I was younger, the excitement was all about what was under the tree; what new toys and gadgets was I going to get. Socks? Who needs ‘em. I was more interested in candy and Nintendo. As a teenager, it might have been cool not to care, but I still did. Then, it was the food. I had gotten into cooking and baking and delighted in helping my mother shape cookies and mash sweet potatoes. Now, though, I have a different appreciation for this time of year. As I’ve gotten older,

BUSINESS F O R S O U T H W E S T M O N TA N A

JOURNAL

EDITOR | LEWIS KENDALL ADVERTISING MANAGER | SYLVIA DR AIN

the holidays have become of the only chances I get to be with my entire family. It turns out that it was never the toys that made me happy, it was the people gifting them. It wasn’t the food that I looked forward too, it was the company that came along with it. Holidays are different now. You can tell if you look at my list, on which there is just one item: Socks. Kendall can be reached at lkendall@ dailychronicle.com. Kendall is on Twitter at @lewdak

EMAIL: lkendall@dailychronicle.com OTHER WAYS TO CONTAC T US: PO Box 1190, Bozeman MT 59771 Phone 406 587-4491 OUR THREECOUNTY REGION

GALLATIN MADISON

PARK

©2016 Stockman Bank | Member FDIC Business Journal is published monthly by Big Sky Publishing, LLC. Contents copyrighted 2012 by Business Journal unless otherwise noted.

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CLOCKING IN ... With Aaron Parker, owner of Jam BY LEW IS K E NDA LL

|

BUSI N E S S JOU R NA L E DI TOR

AARON PARKER GOT HIS START in the restaurant industry earlier than most. When he was 14, Parker was hired at The Walrus, an Italian restaurant in Bismarck, North Dakota whose owner was an avid fan of The Beatles. It wasn’t the most glorious work, but the Minneapolis native immediately fell in love with the chaos and culture of the kitchen. “It’s so awesome to be able to provide something that people love and crave and appreciate,” he said. “That’s why I wanted to own restaurants.” Years later, after trading Bismarck for Bozeman, Parker got his chance. In 2009, he was offered the opportunity to purchase Paulie’s Hot Dogs and Deli on Main Street. At the time, Parker was a junior at Montana State University studying finance, but in the recession-strapped economy his knew his chances of securing a satisfactory job after graduation were slim. So he took the leap of faith common to many entrepreneurs, dropRACHEL LEATHE/CHRONICLE ping out of school and, with the help of his Restauranteur Aaron Parker sits in his newest downtown breakfast restaurant, Jam, on Dec. 14. The restaurant’s grand parents, purchased the hot dog shop. opening was held on Dec. 16. There Parker cut his teeth, learning the ins and outs of building a menu, marketing a “If the staff feels like they are family, the cusplace, an establishment that combined everything business and balancing a checkbook. He reduced he loved about the industry. And both Paulie’s and tomers feel that, too,” he said. the offerings at Paulie’s by half and attempted to Frank’s proved the perfect testing ground. And Parker has a big family. Along with his cultivate the shop’s atmosphere. But in those early “I wanted to create an environment that I staff, the owner credits his partners Holt and days, one lesson stood out above the rest. wanted to work in,” he said. Mike Triska — with whom he opened a pair of “If you provide exceptional products with It’ s a fitting goal. Even as an owner, Parker is, fast-casual restaurants in North Dakota — as exceptional customer service, you’ll be successas he describes himself, “a kitchen guy.” Long afwell as chefs David Wiehler and Dennis Barnes ful,” he said. ter he and business partner Cam Holt purchased and manager Chris Unger with much of his sucA year after taking his first entrepreneurial Dave’ s Sushi, customers can still find Parker rollcess. Dave’s Sushi founder Dave Weiss also offers leap, Parker took another, purchasing Frank’s ing sushi in the back several days a week. his assistance in an advisory role. Custom Catering and Deli on Babcock Street. “To immerse yourself in the restaurant, you Two years ago, Parker sat down with his When he arrived, the business was struggling, can see what (workers) are seeing. Not being confidants and began developing a menu for hampered by a tough location and an identity able to feel that separates successful restaurants a breakfast concept. He toured establishments split between catering and restaurant service. from those that don’t have that successful idenfrom Denver to Nashville, picking up ideas here But as with Paulie’s, Parker put his back into the tity,” he said. and there that he could copy and incorporate operation, working 12-hour days for weeks on A hands-on approach also helps cultivate the end. into his own restaurant. kind of tight-knit employee community that Growing up in and around restaurants, the MORE JAM PAGE 5 Parker values so highly. 32-year-old developed a vision of his perfect workB U S I N E S S J O U R N A L • D E C E M B E R 2 0 , 2 016

3


OVERTIMEROM PAGE 1 “(The DOL), rather than analyze (and allow for notice and comment about) the duties that employees actually perform in our modern economy, simply doubled the current ‘salary basis test’ that must be satisfied before an EAP employee is ineligible for overtime, and rendered virtually irrelevant any inquiry into whether an employee is actually working in an executive, administrative or professional capacity,” the suit read. In Montana, the injunction came too late for many employers that had already implemented changes in preparation for the new rule. “We were ahead of it,” said Laura Pierce, human resources manager at Ressler Motors. “We had anticipated it for about a year to a year and a half, and when it got down to the wire we had already done our analysis of our pay structure and what it would cost if we moved things. In our business, if you left it until Dec. 1 it could have been a disaster.” Pierce added that the changes were small — a shift in employees’ commission structure — but that the business plans to keep the new system in place regardless of the outcome of the litigation. “The changes that we made ended up being good for other reasons, and at this time we’re not going to change them back,” she said. The entire Montana University System had also put in place changes in preparation for the change, said Montana State University spokesman Tracy Ellig. “On the MSU campus some our preparations for (the rule changes) involved activities that remain relevant and useful in general; these activities con-

THE BOTTOM LINE

tinue despite the rule injunction,” Ellig wrote in an email. Several national companies were among those to react to the DOL proposal. Walmart recently increased the salaries of certain managers in order to avoid paying them time-and-a-half, the Wall Street Journal reported. The rule change has presented employers with several options: raise the salaries of executive, administrative and professional employees above the new threshold, continue to pay overtime wages, or, as many smaller businesses have done, transition salaried employees to an hourly status. “A lot of small businesses simply can’t afford to pay that level of salary compensation, and so had to make the decision to move people back to hourly,” said Kristen Heck, president of statewide employment agency LC Staffing. The changes are particularly difficult to adjust for in industries that can’t offset an increase in wage cost with an increase in revenue, said Webb Brown, president of the Montana Chamber of Commerce. “When there isn’t an ability to adjust your prices — charge more for a burger — or if you’re a local government that has already set their budget, how do you adjust for a significant increase in pay?” Brown said. “And in nonprofits we rely on the generosity of our contributors, and there is no new way to create revenue that will adjust for that.” Most business owners and industry leaders agreed that a rule change was long overdue. However, many voiced concern about the scale of the increase, which the DOL set based on the lowestwage area of the country. “Updating it now, all these years later, it’s a good

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wage. But holy cow, it’s the transition that’s hurting,” said Mary Peterson, chair of the Montana Nonprofit Association’s board of directors. “The MNA is very supportive of an update, but they would rather see it based on a localized median wage.” “Most folks recognize that since it hasn’t been changed for so long that it needs to be adjusted, but let’s do it at a more incremental and lower level,” Brown added. The Society for Human Resource Management, a global HR organization, also praised the injunction. ”The court’s decision is welcome news for SHRM members and employers who have been struggling with the impacts of the rule — especially nonprofits and smaller organizations,” SHRM Senior Government Affairs Policy Counsel Nancy Hammer said. In early December, the DOL filed an appeal, writing that it “strongly disagrees with the decision by the court.” “The Department’s Overtime Final Rule is the result of a comprehensive, inclusive rule-making process, and we remain confident in the legality of all aspects of the rule,” it wrote. While the proposition remains in limbo, many employers said they expect and are prepared for some form of change. “We just have to wait now and see what happens. I’ve appreciated talking with other nonprofits who are wrestling with the moral and ethical implications of this and wanting to do well by the people who work for them,” Peterson said. “Regardless of what happens, I think it’s good for us to have started this conversation and are wanting to value these people.”

2016

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SOURCE: USDA-WY DEPT. OF AGRICULTURE MARKET NEWS SERVICE, TORRINGTON, WY


JAM ROM PAGE 3 When the old Universal Athletic storefront on Main Street in Bozeman became available, he knew he had found the spot. After a brief trial run, Parker’s breakfast and lunch joint Jam opened for good last Friday. The space is a unique one, with high ceilings, an exposed brick wall and a 70-foot mural painted by Parker’s friend Lorin Pope. Everything is by design, including the open kitchen in the back. “If I was a little kid, little kid Aaron, I’d be like, ‘Oh, wow,’” the owner said. Then, of course, there is the food: twists on classic breakfast staples that include cinnamon roll pancakes and a pulled pork omelet. Parker, Wiehler and Barnes have been testing the fare with friends and family for months and imported several fan favorite lunch items from Frank’s, which Parker closed last month. “The food is what is going to sell a restaurant. The menu is something that we focused most of our time on,” Parker said. The restaurant, which is open from 7 to 3:30 every day, has an in-house baker and also serves beer, wine and breakfast cocktails. Despite his extensive experience in the industry, Jam is the first table service restaurant that Parker has opened. But with the help of his carefully

FEEDER CATTLE PRICES

RACHEL LEATHE/CHRONICLE

Parker sits in the middle of a crew of people who he says made the opening of Jam possible. From left are co-chef David Wiehler, manager Mike Triska, owner Aaron Parker, co-chef Dennis Barnes, and general manager Chris Unger.

curated community of partners and co-workers, the owner is confident in the venture’s success. “It was my vision, but it was their commitment to the idea and their feeding off that that made this place what it is,” he said. Kendall can be reached at lkendall@dailychronicle.com. Kendall is on Twitter at @lewdak

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COMMUNITY Q&A WITH KARA TRIPP AND LYNAE AXELSON,

founders of Damsel Fly Fishing

By Audrey Wooding

K

ARA TRIPP AND LYNAE AXELSON are the sister founders, owners and operators of Bozeman-based Damsel Fly Fishing, which started in July 2015. Kara brings years of professional guiding and knowledge of the fishing industry while Lynae brings her expertise on sourcing goods and managing the business. I sat down with them for a spirited conversation about Damsel Fly Fishing. What is Damsel Fly Fishing? “There are two parts of our business. One part is the design and selling of women’s fly fishing accessories. The second is providing education and community among women to learn to fly fish. For us, making fishing accessible and available to women is most important. It’s a way to help women find a part of fishing that they like. Be it fly tying, casting, wading in the river or catching fish.” How did you get started fishing? “We started fishing in a creek filled with rainbows and brook trout on our family property when we were really young. Our mom would help us dig worms to take fishing. I (Kara) loved fishing and being out in nature. But I didn’t love monofilament. I have a memory of standing on a bridge looking down at my spinning reel and seeing a huge rat’s nest of monofilament. I knew Kara Tripp, left, and Lynae Axelson, right, are the sister founders, owners and operators of Bozeman-based Damsel there had to be another way. In second grade, Fly Fishing, which started in July 2015. Joel Rasmussen — who I would later go fishing with — he and his brother were telling a group of boys about fly fishing on the playground and How did you learn to fly fish? pointed out a group of cutthroat down-stream eating I asked, ‘What’s that?’ He said, ‘It’s fishing but with “The boys would catch fish all the time but I (Kara) mayflies off the surface. He had me pull all this line wasn’t. We’d trade poles, flies and spots on the river, out of my reel and feed it down to the fish with the thicker line.’ I thought, ‘By god, that’s what I need.’ As but nothing worked until my friend Aaron, the most instructions to ‘Do not take your eye off the fly.’ As we got older and could drive, we started going out patient person ever, walked me out in the river and we see the fish swallowing the fly, he pulls my arm fishing together.”

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WHAT’S UP WITH THAT? TO CONTRIBUTE CALL 582-2651

Sensor company raises $3.5M to fund development Blackmore Sensors and Analytics, a local automotive and surveillance sensor manufacturer, announced that it has raised $3.5 million in funding with help from Bozeman-based venture capital firm Next Frontier Capital. The company, located off Huffine Lane, manufactures lidar sensors, which measure distances from an object using lasers. The sensors can be used for anything from self-driving cars to military surveillance. “The biggest challenge for today’s lidar systems is that the primary components require labor intensive manufacturing processes. This keeps production costs high,

up yelling ‘Set.’ I could feel tension from connecting with the fish. That was amazing. After that, I caught five fish in a row. I was so excited.” How did you pick Bozeman to start your business? “We were born and raised in Kalispell and love Montana. We decided to start our business right after our mom passed away. I (Kara) was in California and Lynae was in Seattle. Our choices narrowed to Missoula and Bozeman. A city with a river running through it or a world class fly fishing region and an epicenter for manufacturing with outdoor companies. Bozeman won out.”

preventing mass market adoption,” Blackmore CEO Randy Reibel said in a release. “This funding will enable Blackmore to begin manufacturing its lidar engine using semiconductor processes, enabling large quantities of sensors at the very low cost necessary to drive mass market applications.” The company plans to build prototype commercial vehicle sensors and “deployable surveillance systems” by the middle of next year, Reibel said. Blackmore is among a growing list of companies funded by Next Frontier. The firm has previously invested in several Montana companies, including SiteOne Therapeutics, Submittable, Clearas, Centricient, Orbital Shift and Phoenix Labs.

How did you learn the manufacturing side of the business? “We knew we wanted to manufacture in the U.S. Lynae found this great website called makersrow.com where we found a contract manufacturer in Portland who produces our totes and travel rod case. For our other accessories, we reached our to Lauren Caselli, who hosts the Boss Lady Bash events and tapped into her network to find local Bozeman women who are designing and sewing our products right here which include our snood and wading belts.” What’s a snood? “We had an idea for a redo of handkerchief to cover your face while fishing.

?

The North Face store opens at Big Sky Resort

Big Sky Resort opened its new The North Face store on Dec. 17. The resort held a grand opening celebration for the store, located on the first floor of its Village Center next to the Burton store, which included appearances from The North Face athletes and Bozeman residents Conrad Anker and Mike Wolfe. Wolfe and Anker, best-known for ultra marathon running and mountaineering, respectively, were on hand to sign posters. There was also a raffle and the first 50 customers to make purchases received a $20 The North Face gift. The store’s hours are from 8 a.m. to 6 p.m. seven days a week.

We didn’t know what to call it. One day out on the river with a client she asked, ‘What’s that snood around your neck?’ We got our phone out and Googled it. It’s a decorative scarf you wear around your neck. The name fit perfectly. We love it so much we’ve created hashtags to go with this product: #gettingsnoody, #gofishinginthesnood, #getyoursnoodon.” What have you learned in starting a business? “It’s (expletive) hard. There’s no playbook to follow. It’s one giant experiment. We’ve learned so much about starting a business on a shoestring budget. The upside is that

we’ve experienced great help in Bozeman just by asking for help. There are so many resources and people that have helped us. And doors keep opening for us to continue growing our business.” How can the Bozeman community support you and your business? “We’re building a community of women anglers and we want to connect with you. Follow us on Instagram and Facebook. Send us a message. Visit our website damselflyfishing.com. Sign up for one of our classes, buy our products, give us feedback. We want to be your go-to for women’s fishing education and accessories.”

B U S I N E S S J O U R N A L • D E C E M B E R 2 0 , 2 016

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▲

REAL TALK

Opening the door to homeownership BY ROBYN ERLENBUSH

THE DREAM OF HOMEOWNERSHIP remains strong. However, the reality of buyers getting their proverbial financial house in order in regards to credit score, paying down revolving debt and saving enough for a down payment can be daunting. There are many resources in place that can provide educational and financial assistance to help renters make the leap to becoming first-time homeowners. One new organization that offers assistance is HomeNow, which is affiliated with the Montana Community Development Corporation (MCDC). The gift program provides funds in the form of cash for closing to eligible borrowers who meet certain criteria. The first step is to meet with a lender who is able to offer the program. Lenders must be preapproved in order to participate. Currently Mann Mortgage, Yellowstone Bank and Opportunity Bank (coming soon) can work with borrowers to determine eligibility for HomeNow assistance. Potential homebuyers must qualify for and use a 30-year federally backed loan program such as FHA, VA, RD or HUD1184. Furthermore, they must be at or below the established limit of 115 percent of the area’s median income and possess a credit score of 640 or above. The property must be used as a primary residence in Montana. Once the initial steps have been met, the fun part of house hunting begins. Working with a real estate professional to find available properties that can both meet the 8

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conditions of the loan program and stay within the appropriate price range is the process that is often most appealing to homebuyers. After a home is identified and making an offer is anticipated, the juggling of funds can become part of the consideration. The down payment gift program comes in two forms, either 3.5 percent or 5 percent of the amount of the mortgage loan. It can be put toward the down payment, applicable closing costs or any expenses related to the mortgage. There is no requirement to repay the money. It is truly a gift. Additionally, though mainly considered a program for first-time homebuyers, it can be used by any borrower for a home purchase (first home or not) and also toward refinancing an existing loan. Homebuyer education courses are not a requirement to receive the gift, but they are always a good idea to help prepare for what is in store. So how does the program remain sustainable? The MCDC offers the loan that has been originated by the lending institution. They set interest rates for the loan

dependent on current local market conditions. U.S. Bank, N.A. then purchases the loan and services it for the borrower. Suffice it to say, the interest rates are higher than with a direct Rural Development loan, for instance. This will lead to a nominally higher monthly mortgage payment. However, it could allow borrowers to use their cash reserves that they were putting aside for a down payment for other purposes, including paying off debt with even higher interest rates. Once it becomes feasible, the loan could be refinanced to a lower interest rate — and again, with no

need to repay the gift. As with all real estate transactions, working closely with a professional team which can include real estate associates, lenders and accountants can offer a number of financial scenarios that meet an individual buyer’s current needs. Having a trusted network in place to negotiate and understand the intricacies can lead to smooth sailing into a new home. Robyn Erlenbush is a downtown business owner and the broker and owner of ERA Landmark Real Estate, NAI Landmark Commercial and Intermountain Property Management. Contact her at robyn@eralandmark.com.


BUSINESS MATTERS

▲

[ Advice for business and life from a revolving cast of columnists ]

A time to reflect on what we have BY MEGHANN McKENNA

OFTEN TIMES WE LOOK around and see the people around us who have more than we do and wish that was our situation. With the holidays in the air, I like to reflect on all that I have to be thankful for, while taking stock of the good in my life. I feel extremely fortunate to work with wonderful people, live in a great community and all while still getting to spend time with family and friends. This is a great time of year to volunteer and give back to others. Whether you participate in a formal fundraising activity or shovel snow from your neighbor’s driveway, opportunities are all around us. I have heard it said in many nonprofit circles that people give of their time, talent and/ or treasure. At various stages in our lives we generally have more time than money, and vice versa. Regardless of the stage of life we are in, we all have something to give. It is likely safe to say that whether giving to an organization or an individual, financial assistance can always be of help. Giving of your time and talent is also incredibly valuable. There are several organizations in the Gallatin Valley that have volunteer projects dedicated to physically getting something accomplished, some have a “call-a-thon,” and others are hoping for more donations. Not knowing where to start is typically the problem, and the question then generally becomes how do I pick

efforts over the years, whether I volunteer for an hour or several hours, I have always gotten back more than I could ever give. Get out, get involved and don’t forget to take some photos to share. Enjoy the time spent and reflect on all that we have to be thankful for. Meghann McKenna is owner and financial adviser at McKenna Financial in Bozeman, a family owned financial

firm serving clients since 1949. She also is a registered representative offering securities through NYLIFE Securities LLC, Member FINRA/SIPC a licensed insurance agency, and a financial adviser offering investment advisory services through Eagle Strategies LLC, a registered investment adviser. McKenna Financial is not owned or operated by Eagle Strategies LLC or its affiliates. This article is offered for general information purposes only. It does not set forth solutions to individual situations. Consult your professional adviser(s) before implementing any financial changes.

the “right” project? Here are some helpful things to consider in finding the right volunteer opportunity: Do you want an organized group event? What is your desired time commitment? What skills and or expertise would you like to utilize? What type of organization or mission do you want to work with? What is your passion? You don’t have to give all your spare time to make a big difference in the lives of others. Looking back at my volunteer B U S I N E S S J O U R N A L • D E C E M B E R 2 0 , 2 016

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ON THE RECORD PERMITS

Commercial Hotel, Motels 136 W. Main, Bangtail Partners LLC, North Fork Builders of Montana, 17,694 Sq. Ft., $2,190,871 Commercial Industrial 875 Bridger, Sunnyside Properties LLC, ST Custom Homes LLC, 13,088 Sq. Ft., $1,517,292 Commercial Institutions & Universities MSU, MSU Langlas & Associates Inc., 1,881 Sq. Ft., $247,500, Commercial Offices, Banks, Professional Buildings 351 Evergreen, James W. & Joanne B. Kack, Schmit Construction Inc., 7,605 Sq. Ft., $881,648,

PERMITS FILINGS PATENTS BANKRUPTCIES

Commercial Other Non-Residential Building 630 Boardwalk, 630 Boardwalk LLC, Langlas & Associates Inc., 6,775 Sq. Ft., $785,426, Commercial Addition 342 Gallatin, Park KW & MW LLC, Trademark Inc., 2,880 Sq. Ft., $156,125, Commercial Alteration 224 E. Mendenhall, Haj Javad LLC, Plant Building Maintenance, 36 Sq. Ft., $5,000, MSU, Hosaeus Fitness Center, MSU Diamond Construction, 1,441 Sq. Ft., $101,000 Commercial Tenant Improvement 3255 W. Technology, Mitchell Development, Langlas & Associates Inc., $28,658 1285 N. Rouse, Montana Avenue Partners LLC, Langlas & Associates Inc., 3,078 Sq. Ft., $200,000 2047 W. Oak, Stone Ridge Partners LLC, CRC Construction, 2,040 Sq. Ft., $65,000

104 Bridger, Center B. & K. Holdings LLC, Kearns Construction Company, 4,950 Sq. Ft., $250,000 222 E. Main, First Security Bank of Bozeman, Hilgard Construction Inc., 150 Sq. Ft., $8,000 214 E. Mendenhall, Community Health Partners Inc., R. & R. Taylor Construction Inc., 731 Sq. Ft., $13,150 650 S. Ferguson, RM Investments LLP, 300 500 901 N. Black, Gallatin County Fairgrounds, Martel Construction Inc., 39,400 Sq. Ft., $1,700,000 326 N. Broadway, Tom Simkin, SimkinsHallin Inc., - 2,500 225 E. Main, American Legion, R. & R. Taylor Construction Inc., - 35,000 Commercial Reroof 1602 W. Beall, Kam LLC, Mclees Inc., $22,781 2304 N. 7th, Gene Cook Realstate, Quality Roofing/Sheetmetal,Inc., $101,950 Demolition Permit 2314 N. 7th, Northwestern, Northwestern Energy, 360 Sq. Ft., $10,000 319 N. 7th, Decosse Westgate Partnership, L. & L. Site Services Inc., 3,200 Sq. Ft., $41,000 812 N. Black, Nicholas Harris, Harris Brothers

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Signs of Montana, 144 600 1910 N. 22nd, Thomson, Richard E. Signs & Designs Unlimited, 31 590 3600 Durston, City of Bozeman Owner is General, 11 Sq. Ft., $2,500 3970 Valley, Commons Vc, LLC, Qrs Signs, 45 Sq. Ft., $5,400 203 N. 7th, Spott, Richard Qrs Signs, 44 Sq. Ft., $4,000 1601 Baxter, State of Montana Qrs Signs, 249 Sq. Ft., $13,000 18 E. Main, Power Building LLC, Sign Solutions Bozeman, 24 Sq. Ft., $2,700 1243 W. Oak, Ogle, Roberta Signs of Montana, 50 Sq. Ft., $1,847 1325 N. 7th, Gran Tree Hotels LP Signs of Montana, 244 Sq. Ft., $17,500 18 E. Main, Power Building LLC, Signs of Montana, $1,200 93 Moss Bridge, City of Bozeman, Onsite Energy Inc., 31 Sq. Ft., $4,000 Residential Duplex (2 Units) 530 Stafford, Budge Capital Company LLC, Cavallini Construcion LLC, 3,039 Sq. Ft., $276,379 Residential Garages & Carports 1209 E. Main, Tim & Amy Stefan, Owner is General, 284 Sq. Ft., $1,500 Residential Single Family Dwelling 2239 N. Ferguson, ROI LLC, ROI LLC, 2,354 Sq. Ft., $215,251 5371 Westmorland, McManis, Kody M. Zach Wermers Construction, 2,263 Sq. Ft., $265,132 2479 Farrier, Jinling Kang, ST Custom Homes LLC, 3,447 Sq. Ft., $326,406 1811 Spring View, Schuelke Properties LLC, Matt Cooper Construction LLC, 2,133 Sq. Ft., $192,899 3161 Golden Sun, Old Mill Homes LLC, Old Mill Homes, 3,732 Sq. Ft., $342,583 4546 Mccafferty, Jim D. & Dayle K. Dick, Kruse Enterprises Inc., 2,463 Sq. Ft., $222,171 881 Windrow, Flanders Mill LLC, Zach Wermers Construction, 2,449 Sq. Ft., $292,084 1319 Kenyon, Paul Cronin Family LP, ChaseSkogen Homes Inc., 2,395 Sq. Ft., $220,851 2463 Blackfeet, Rasmussen Construction Inc., Rasmussen Construction Inc., 3,353 Sq. Ft., $314,399 3386 Tschache, First Time Home Buyers LLC, Kirchhoff Construction, 2,650 Sq. Ft., $160,000 1024 N. 15th, THE LLC, Constructive Solutions Inc., 2,384 Sq. Ft., $218,694 175 Valleyfire, Norton Ranch Homes LLC,

Norton Ranch Homes, LLC, 2,582 Sq. Ft., $236,363 2680 Meah, Travisties International Inc., Lifespace Homes, 2,646 Sq. Ft., $244,597 3445 Lolo, Todd & Tricia Binford, Binford Properties LLC, 2,046 Sq. Ft., $398,000 4830 Victory, River Rock Investments LLC, Mountain High Homes Inc., 3,022 Sq. Ft., $350,789 105 S. Reliance, Norton Ranch Homes LLC, Norton Ranch Homes, LLC, 2,017 Sq. Ft., $177,173 3427 Lolo, Nathan & Jamie Putnam, Matt Cooper Construction LLC, 2,159 Sq. Ft., $189,512 143 Mathew Bird, Eugene & Deborah A. Graf III, E G. Construction LLC, 3,450 Sq. Ft., $299,931 1744 N. Hunters, Mahar Montana Homes LLC, Rosengren Custom Homes, 2,519 Sq. Ft., $231,540 Residential Townhouse (Attached Single-Family Dwelling) 5424 Westmorland, The Lakes at Valley W. Bozeman, Zach Wermers Construction, 2,128 Sq. Ft., $246,210 Residential Townhouse (Attached Single-Family Dwelling) 5436 Westmorland, The Lakes at Valley W. Bozeman, Zach Wermers Construction, 2,128 Sq. Ft., $246,210 2655 Park Creek, Taylor Properties Inc., Denman Construction Management, 2,320 Sq. Ft., $212,377 2661 Park Creek, Taylor Properties Inc., Denman Construction Management, 2,279 Sq. Ft., $208,299 3095 Lori, Taylor Properties Inc., Denman Construction Management, 2,320 Sq. Ft., $212,377 3091 Lori, Taylor Properties Inc., Denman Construction Management, 2,302 Sq. Ft., $146,022 5425 Vermeer, The Lakes at Valley W. Bozeman, Kirchhoff Construction, 2,147 Sq. Ft., $198,282 5417 Vermeer, The Lakes at Valley W. Bozeman, Kirchhoff Construction, 2,147 Sq. Ft., $198,282 Residential Addition 411 W. Grant, Graver & Amy L. Johnson, Ingram-Clevenger Inc., 72 Sq. Ft., $7,627, Residential Alteration 306 E. Story, Robert J. & Susan M. Majxner,

Owner is General, $200,000 710 S. Black, Timothy & Joy N. Martin, Prince Contracting Inc., 2,138 Sq. Ft., $315,000 11 Teton, Mark A. & Beth A. Schultz, Allied Renovations, 800 Sq. Ft., $15,000 320 S. Willson, Kenneth & Sarah Bell, Montana Construction Works, 150 Sq. Ft., $15,000 2616 Golden Sun, Michael J. & Cherylee Popiel, Resource Site Services, $2,500 215 S. 16th, 3G Properties LLC, 3G Properties LLC, $5,000 217 S. 16th, 3G Properties LLC, 3G Properties LLC, $5,000 4 E. Tamarack, Cassandra A. Erhardt, Dean Holms Construction, 400 Sq. Ft., $18,000 1425 S. 4th, Cynthia L. & Robert F. Crayton, BC Builders, 2,691 Sq. Ft., $37,000 310 S. Grand, Laura A. Fedro, B Project Management Inc., $15,000 411 N. Tracy, Mark R. & Kathleen A. Comarratta, Maintenance Services of Mt LLC, $29,300

Lee E. Cannon of Bozeman. IGT of Las Vegas, Nev. Method and apparatus for competitive bonus games based upon strategy or skill.9,508,223. Nov. 29.

Residential Reroof 3807 Cascade, Craig A. & Debra J. Hubbard, Shedhorn Construction, $7,200 408 N. Sweetgrass, John Putman Yant Roofing, $8,925 404 N. 3rd, James D. Williams, Rev Trust Peaks And Valleys Roofing LLC, $13,464

John Walsh of Bozeman and Robert J. Mowris of Olympic Valley, Calif. Fan controller. 9,500,386. Nov. 22.

Sid Perry of St. Louis, Mo., Craig Cook of St. Louis, Mo., and Dale Clark of Bozeman. Monsanto Technology LLC of St. Louis, Mo. Wheat cultivar BZ9WM09-1663. 9,504,223. Nov. 29. Steven F. Barrett of Laramie, Wyo., Michael J. Wilcox of Colorado Springs, Col., Donald C. Thelen Jr. of Bozeman, and David F. Cox of Tucson, Ariz. University of Wyoming of Laramie, Wyo. Cooperative optical-imaging sensor array. 9,503,649. Nov. 22 Lee E. Cannon of Bozeman, and John P. O’Donovan of Bozeman. IGT of Las Vegas, Nev. Gaming system and method for offering simultaneous play of multiple games. 9,501,901, 9,501,902, 9,501,903, Nov. 22.

Ann A. Juntunen of Belgrade. Therapeutic knee apparatus. 9,498,399. Nov. 22. Leif Summerfield of Bozeman, Bill Clem of Bozeman, Jay Wilkins of Belgrade, Tom Wernilowski of Bozeman, and Jay Bernasek of Belgrade. Electro Scientific Industries, Inc. of Portland, Ore. Touch screen interface for laser processing. 9,492,887. Nov. 15.

Window Replacement Permit 1232 N. 8th, Mary Stoltz, All Krafts Construction LLC, $2,500 PATENTS

Raymond Robert Kavarsky Jr. of Bozeman, Christopher M. Doyle of Waterbury Vt., and Scott T. Keller of Waterbury Center, Vt. The Burton Corporation of Burlington, Vt. Snowboard binding and boot. 9,492,730. Nov. 15.

Thomas A. Oechslin of Sarasota, Fl., and Gregory L. Rogers of Portage, Ohio. Peak Enterprises, Inc., of Bozeman. Oral hygiene device. D774,253. Dec. 13. Charles Richardson of Bozeman, Robert F. Bargatze of Bozeman, Joel Haynes of Bozeman, and Bryan Steadman of Bozeman. Takeda Vaccines, Inc. of Bozeman. Virus-like particles comprising composite capsid amino acid sequences for enhanced cross reactivity. 9,518,096. Dec. 13. Ilya Bezel of Mountain View, Calif., Anatoly Shchemelinin of Bozeman, Yaning Zhao of Milpitas, Calif., and Gildardo R. Delgado of Livermore, Calif. KLA-Tencor Corporation of Milpitas, Calif. Laser-sustained plasma light source. 9,516,733. Dec. 6.

BANKRUPTCIES

Ann Rosalyn Kapernick, 2790 Catalyst St. Unit B, Bozeman, Chapter 13, Nov. 21, Drummond. Rebecca Lynn Hoffman, 3275 W. Fieldstone Dr., Bozeman, Chapter 13, Nov. 29, Drummond. Jeremy Alan Crocker, 102 N. 15th Ave., Bozeman, Chapter 13, Dec. 6, Drummond.

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My Two Cents I LOVE THIS TIME OF YEAR. It brings forth our intentions to inspire goodwill, move others with kindness and stir generosity. As journalist Eric Sevareid put it, “There has to be at least one day a year to remind us that we are here for something besides ourselves.” Just last week one of my clients shared the joy she found in delivering Thanksgiving meals to homebound seniors. With her husband and two teenagers, they spent six hours making sure turkey, mashed potatoes and gravy with all the fixings arrived in time to be savored. As each door opened, so did their hearts. Another client told me her team was volunteering at our local food bank, helping to put together food boxes targeted for holiday dinners. While there, she learned that nearly 2 million pounds of food were distributed last year alone by our Gallatin Valley Food Bank. That statistic surprised and motivated her team to expand their volunteering. The people in both of these experiences made contributions to something bigger than themselves. It opened something bigger in them. It is the White Envelope Story at its best, with a new twist. I have shared the White Envelope Story in this column each December since 2005, and I’ll include it again this year because it inspires me still. In the speed of business and the fear of what’s around the next economic corner, we can often lose sight of goodwill, kindness and generosity. When we’re in survival mode, who has time or money? And yet, something shifts in us when we are reminded of the best in us. The White Envelope Story is a seasonal reminder about the power of pausing to find ways of making a difference. The story was emailed to me in 1999 and I have learned it’s a true story, written by Nancy Gavin and originally published in the Dec. 14, 1982 issue of Woman’s Day magazine. Mrs. Gavin had sent the story in as a contest entry in which she subsequently won first place from thousands of entries. I think 12

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you’ll be able to see why. “It’s just a small white envelope tucked among the branches of our Christmas tree. No name, no identification, no inscription. It has peeked through the branches of our tree for the past 10 years or so. It all began because my husband Mike hated Christmas — oh, not the true meaning of Christmas, but the commercial aspects of it. The overspending, the frantic running around at the last minute to get a tie for Uncle Harry and the dusting powder for Grandma — the gifts given in desperation because you couldn’t think of anything else. Knowing he felt this way, I decided one year to bypass the usual shirts, sweaters, ties and so forth. I reached for something special just for Mike. The inspiration came in an unusual way. Our son Kevin, who was 12 that year, was wrestling at the junior level at the school he attended and shortly before Christmas, there was a non-league match against a team sponsored by an inner-city church. These youngsters, dressed in sneakers so ragged that shoestrings seemed to be the only thing holding them together, presented a sharp contrast to our boys in their spiffy blue and gold uniforms and sparkling new wrestling shoes. As the match began, I was alarmed to see that the other team was wrestling without headgear, a kind of light helmet designed to protect a wrestler’s ears. It was a luxury the ragtag team obviously could not afford. Well, we ended up walloping them. We took every weight class and as each of their boys got up from the mat, he swaggered around in his tatters with false bravado, a kind of street pride that couldn’t acknowledge defeat. Mike, seated beside me, shook his head sadly. ‘I wish just one of them could have won,’ he said. ‘They have a lot of potential, but losing like this could take the heart right out of them.’ Mike loved kids — all kids — and he knew them, having coached little league, football, baseball

By RIS HIGGINS

and lacrosse. That’s when the idea for his present came! That afternoon, I went to a local sporting goods store and bought an assortment of wrestling headgear and shoes and sent them anonymously to the inner-city church. On Christmas Eve, I placed the envelope on the tree, the note inside telling Mike what I had done and that this was his gift from me. His smile was the brightest thing about Christmas that year and in succeeding years. For each Christmas, I followed the tradition. One year I sent a group of mentally handicapped youngsters to a hockey game, another year a check to a pair of elderly brothers whose home had burned to the ground the week before Christmas and on and on. The envelope became the highlight of our Christmas. It was always the last thing opened on Christmas morning and our children, ignoring their new toys, would stand with wide-eyed anticipation as their dad lifted the envelope from the tree to reveal its contents. As the children grew, the toys gave way to more practical presents, but the white envelope never lost its allure. The story doesn’t end there. You see, we lost Mike last year to dreaded cancer. When Christmas rolled around, I was still so wrapped in grief that I barely got the tree up. But Christmas Eve found me placing an envelope on the tree, and in the morning, it was joined by three more. Each of our children, unbeknownst to the others, had placed an envelope on the tree for their dad. The tradition has grown and someday will expand even further with our grandchildren standing to take down the envelope. Mike’s spirit, like the Christmas spirit, will always be with us.” This is a tradition that gives the holidays more meaning. This afternoon, our company delivered our own white envelope. Just exploring the things we could do shifted our discussion to even more possibilities. It was fun to talk about what really mattered and what we wanted to do. Instead of feeling fatigued today, the start of the holiday season, we felt elated. Instead of feeling hassled, we felt joyful. Instead of feeling over-


BOZEMAN AREA BUSINESS CALENDAR BOZEMAN 12/28 • Bozeman Area Chamber of Commerce Board of Directors Meeting, 7 a.m. to 8 a.m., at the Bozeman Chamber, 2000 Commerce Way. More information at www.bozemanchamber.com. 1/3 • Downtown Bozeman Association Board Meeting, 8:15 a.m. to 9:45 a.m., Downtown Bozeman Partnership Office, 222 E. Main St. Suite 302. All are welcome. Visit www.downtownbozeman. org for more information. 1/7 • Bozeman Winter Farmers’ Market, 9 a.m. to 12 p.m., at the Emerson Center for Arts and Culture, 111 S. Grand Ave. Visit www.bozemanwintermarket. com for more information. 1/1 • Bozeman Business and Professional Women Lunch Program “.Protection Planning: How to Cover Your Assets”, 11:30 p.m. to 1 p.m., at Holiday Inn, 5 E. Baxter, $9 for members, $12 for non-members. Visit www.bozemanbpw. org for more information. 1/18 • Montana Women’s Business Center presents Women-Owned Business Tour featuring Sola and Feast, 12 p.m. to 1 p.m., begins at Feast, 270 W. Kagy Blvd. No cost. Please register by 12/6. Visit www.prosperabusinessnetwork.org for more information and registration.

1/20 • Bozeman Chamber of Commerce Annual Banquet, 5:30pm to 9 p.m., at the Best Western Plus GranTree Inn, 1325 N. 7th Ave. $70 for individuals, $475 for tables of eight. For more information and registration visit www. bozemanchamber.com. 1/21 • Bozeman Winter Farmers’ Market, 9 a.m. to 12 p.m., at the Emerson Center for Arts and Culture, 111 S. Grand Ave. Visit www.bozemanwintermarket. com for more information. 1/25 • Bozeman Business and Professional Women Lunch Program “.Improve Communication and Company Culture with Improv”, 11:30 p.m. to 1 p.m., at Holiday Inn, 5 E. Baxter, $9 for members, $12 for non-members. Visit www.bozemanbpw.org for more information. 1/26 • Bozeman Area Chamber of Commerce Business After Hours, 5:30 p.m. to 7:30 p.m., Cornerstone Home Lending, Inc., 347 S. Ferguson. Free for members, $25 for non-members. Register at www.bozemanchamber.com. 1/30 • Bozeman Daily Chronicle B2B Networking Luncheon—Fifth Annual 20 under 40, 11:30 a.m. to 1 p.m., at the Hilton Garden Inn, 2023 Commerce Way. $37.50 for individuals. Visit http://www.bozemandailychronicle. com/business/events/b2b-luncheons/

whelmed, we felt focused and clear. All you have to do is read the newspaper or Facebook to see where people may have hit a rough spot in their lives. Maybe all you have to do is look next door. Since this is a business column, I challenge you. What could your team do with your own White Envelope tradition? Figure out what touches your hearts and together find a way to impact our community. This is not just about coming up with a donation to write off on your

To contribute the Business Calendar email srandrus@ dailychronicle.com

for more information and to register.

12/20 • Belgrade Chamber of Commerce Board of Directors Meeting, 7 a.m. to 9 a.m., at the Belgrade Chamber of Commerce, 10 E. Main. Visit www.belgradechamber.org for more information. 12/27 • Belgrade Chamber of Commerce Rise and Share, 8 a.m. to 9 a.m., at the Belgrade Chamber of Commerce. Visit www.belgradechamber.org for more information.

JA N. 31

1/19 • Belgrade Chamber of Commerce Business After Hours, 5:30 p.m. to 7 p.m.. Visit www.belgradechamber. org for more information. 1/24 • Belgrade Chamber of Commerce Rise and Share, 8 a.m. to 9 a.m., at the Belgrade Chamber of Commerce. Visit www.belgradechamber.org for more information.

MADISON COUNTY

1/3 • Belgrade Chamber of Commerce President’s Circle, 4 p.m. to 5 p.m. Meeting open to past presidents and past board of directors of the Belgrade Chamber of Commerce. 1/10 • Belgrade Chamber of Commerce Rise and Share, 8 a.m. to 9 a.m., at the Belgrade Chamber of Commerce. Visit www.belgradechamber.org for more information. 1/17 • Belgrade Chamber of Commerce Board of Directors Meeting, 7 a.m. to 9 a.m., at the Belgrade Chamber of Commerce, 10 E. Main. Visit www.belgradechamber.org for more information.

taxes. It’s about getting your team together to talk about what you think is important to do, and then putting money or time behind it to make it happen. It’s amazing what a sense of purpose can do to build a team and make a difference. All of us who have so much to be thankful for, also have so much to contribute. Consider this thought from Elizabeth Kubler-Ross: “I have never met a person whose greatest need was anything other than real, uncondi-

-

Chamber of Commerce, 10 E. Main. Visit www.belgradechamber.org for more information.

BELGRADE

1/19 • Belgrade Chamber of Commerce Building Belgrade 20162017, 9 a.m. to 4 p.m., at the Belgrade

DEC. 20

1/3 • Greater Ruby Valley Chamber of Commerce & Agriculture Board Meeting, 5 p.m., at the Ruby Valley Bank, 103 N. Main St., Sheridan. Visit www.rubyvalleychamber.com for more information. 1/10 • Big Sky Chamber of Commerce Board Meeting, 8:30 a.m. to 10:30 a.m., at the Big Sky Chamber, 55 Lone Mountain Trail. Visit www.bigskychamber.com for more information. 1/19 • Big Sky Chamber of Commerce Visit Big Sky Board Meeting, 8:30 a.m. to 10:30 a.m., at the Big Sky Chamber, 55 Lone Mountain Trail. Visit www.visitbigskymt.com for more information.

tional love. You can find it in a simple act of kindness toward someone who needs help. There is no mistaking love. You feel it in your heart. It is the common fiber of life, the flame that heats our soul, energizes our spirit and supplies passion to our lives.” Ris Higgins is a leadership coach, change agent, and innovative thought leader. She has spent the last 24 years learning the joys and challenges of leading her business with her husband, Joe. If you have any questions you would like Ris to address, send them to her at ris@leadership-outfitters.com.

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Construction:

Advertise here

This is Where you WanT To be Wages DOE + health, dental, 401(k) & holidays. Applications available at 2010 Gilkerson Drive in Bozeman. Resumes can be e-mailed or faxed to

PROFESSIONAL EMPLOYMENT OPPORTUNITIES General Help Big Sky County Water & Sewer District No. 363 is seeking a qualified individual for the position of fulltime District Water System Operator. Applicant will be responsible to assist in the maintenance and operations of the public water system at Big Sky, MT. Experience in water and/or wastewater system operation is desired. Applicant must have State certification as an Operator for water systems, or have the background necessary to obtain State certification as a Class 2A Water Distribution and Class 3B Water Treatment Operator within 12 months of hire. Send letters of interest and/or resumes to: General Manager, Big Sky County Water & Sewer District, PO Box 160670, Big Sky, MT 59716. Letters and/or resumes must be postmarked no later than Friday, December 30, 2016. Resumes and letters may also be sent by email to wsd363jobs@gmail.com no later than December 30, 2016. Salary range is $21.6328.84/Hour D.O.E. For more information and complete job description go to the District's website at: . The Big Sky County Water & Sewer District is an equal opportunity employer. 14

Construction

~Always Hiring Quality~ Continental Construction is currently looking for

Construction: Great Western Insulation is hiring F/T INSULATION POSITIONS. In need of Experience preferred but will train. Hourly pay DOE. Overtime available and benefits included Call Ryan 406-586-7240 Medical

Full benefit package EOE/DFW. Email sw060608@gmail.com Driver Straight truck and Class A CDL positions available, pay starting at $19.30 DOE, with an employee owned company with great benefits. Apply with in or send resume to

is hiring for the for the following position: PRN Operation Room Circulation Nurse Required: RN Montana State License, Basic Life Support Certification Please send resumes to: 1450 Ellis Street Suite 101, Bozeman, MT 59715 Professional

General

Quick Serve Cooks Needed On the Fly is looking for people who love good service and great food to join our team at the Airport. Must be able to pass FBI background check. Experience is preferred but we will train the right person. Join a great team! Great benefits include medical insurance, Simple IRA, holiday bonus, paid vacations, 50% associate discount, & an incentive program. $11.50/hour. Please send resumes in confidence to the On The Fly, Attn Chris, 109 Pipkin Way Belgrade, MT 59714 or e-mail resumes to You can also apply at the Copper Horse Restaurant in the Airport.

CONSTRUCTION:

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BioScience Laboratories needs 150+ participants WEEKLY to test hand soaps, hand sanitizers, lotions, cosmetics & more. We pay participants to help us test these products. Sign up today at 1765 S. 19th near the corner of 19th & Kagy. Learn more:

Professional

or 406-585-7554.

Professional

Full Phase concrete contractor seeks form setters, finishers, and laborers. Valid driver's license a must. Full benefits after probation period. Wages based on experience. Call Jim 406-580-4233 or send resume to:

call 582-2600

The University of Montana Western seek applicants for the position of A complete job description is available at www.umwestern.edu/jobs Montana Western is an equal opportunity / affirmative action employer.

As a City of Bozeman employee, you will be part of a team that is committed to impacting & serving the community. This great opportunity also provides enrollment in an established retirement system, with significant employer contribution, generous vacation and sick time accruals, & excellent medical / dental / vision benefits. Join us at the City of Bozeman, the Most Livable Place! The

is recruiting to fill the following positions:

DIGITAL FORENSIC ANALYST The Bozeman Police Department is in search of a qualified Digital Forensic Analyst to supervise a secure Computer Forensic Laboratory, and work cooperatively with law enforcement with the goal of collecting, analyzing, preparing, and delivering digital evidence for criminal cases. Wage range: $25.0096 - $29.4231/hour. Starting wage depending on experience and qualifications. Application Deadline: January 2, 2017@5pm PART-TIME RECREATION LEADER I Organize, implement, evaluate, and market recreation programs/events for people of all ages and abilities in the community. Experience in ice-skating, curling and working with children ages 5-12 is preferred. Wage: $11.25/hour Application Deadline: Open until filled FORESTRY DIVISION MANAGER/ CITY FORESTER Plan, organize, and direct the activities and operations of the City's Urban Forestry Division. Wage: $49,515 - $58,253/year depending on experience and qualifications. Application Deadline: Dec 19, 2016 @ 5:00pm TO APPLY: Go to www.bozeman.net/jobs, click on the position listing, and follow the specific application instructions


Professional

Professional

Belgrade Schools

Collector - Livingston or Bozeman/Belgrade Branch - Responsible for control of late and/or delinquent loan accounts by contacting members and initiating appropriate action. Maintain accurate records and ensure compliance with state and federal collection rules and regulations. Optimize collections and overall business interests of the Credit Union while balancing the goodwill of members. Must be an organized self-starter with excellent verbal /written communication skills. Collection experience preferred. Mortgage Processor Belgrade Branch Responsible for processing mortgage loan documents & disbursing the proceeds, submitting packages to the secondary market, clearing title issues, coordinating closings, ordering required documents such as credit reports, title & mortgage insurance, flood certifications, etc. Also responsible for paying real estate taxes, homeowners, mortgage, and flood insurances, & maintaining tracking system for all. Excellent Excel & Access skills required. Must be a self-starter, detailed, multi-tasker, and have excellent communication skills. Financial experience required, will train processing function. Send letter of interest and resume to: skyhr@skyfcu.org

*FT Custodian High School *PT/Eve. Custodian – SEC *Bus Drivers great pay! *Sign Language Interpreter *Temp Bus Mechanic *Playground/Lunch Aides General

General

Professional:

Cooks, Host/Hostess, Quick Serve / Fast Food, Baristas & Servers Needed Gearing up for the holidays!!

NOW HIRING *PT Night Auditor Fantastic Benefits: Med, Dental, Vision, 401k Apply online at:

www.hilton.com Select “Careers” link at bottom of page or call 406-587-8180 w/questions. Accounting Denning, Downey and Associates CPA's is looking for a CPA or CPA Candidate to join our work family. Successful applicants should have a Bachelor's degree in Accounting, knowledge in both Microsoft Word and Excel and enjoy a fast paced team oriented work environment. Limited travel is required; including overnight stays with a company vehicle provided for required travel. We offer competitive wages and benefits. If you are interested in knowing more about our team approach and ethical ideals send your cover letter, transcripts and resume to Denning, Downey and Associates P.O. Box 1957 Kalispell, MT 59903 or dda@ddaudit.com

The Copper Horse Restaurant & On the Fly are looking for people who love good service and great food to join our team at the Airport. Must be able to pass FBI background check. Experience is preferred but we will train the right person. Join a great team! Great benefits include medical insurance, Simple IRA, holiday bonus, paid vacations, 50% associate discount, and incentive program. Apply at the Copper Horse Restaurant in the Airport. You can also send resumes in confidence to the Copper Horse Restaurant, Attention Chris, 109 Pipkin Way Belgrade, MT 59714 or e-mail resumes to chris@giftcorral.com.

Selling Your home?

Advertise

With the Bozeman Daily ChroniCle

BOZEMAN DAILY CHRONICLE Classified Real Estate Special! Purchase 2 weeks, we will give you an additional 2 weeks FOR FREE!

Call the Chronicle Classifieds

406.582.2600

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