At Home Spring 2019

At Home In Southwest Montana Spring

Managing the Sun p.10

2019

Travel Back in Time at Yellow Dogs Cottage p.24 A S p e c i a l P u b l i c at i o n

of the

B o z e m a n D a i ly C h r o n i c l e

Reuse, Reclaim, Recycle p.28

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Table of Contents Managing the Sun ................................................................................................................ 10 The Colors of Indikoi .......................................................................................................... 14 Elevated Design .................................................................................................................... 18 Travel Back in Time at Yellow Dogs Cottage ................................................................. 22 Belly Up to The Flower Bar ................................................................................................ 26 Reuse, Reclaim, Recycle...................................................................................................... 28 So, You Want to Buy a Home? ........................................................................................... 32 State of the Market ............................................................................................................... 34 Drywall Dreamer .................................................................................................................. 38 A Historical Home on South Willson .............................................................................. 40 CONTRIBUTING WRITERS: Hannah Overton, Hannah Stiff EDITED BY: Abby Lynes CONTRIBUTING PHOTOGRAPHERS: Chronicle Staff, Aaron Burnett, Tammy Minge, Amelia Ann Photography DESIGN AND LAYOUT: Christine Dubbs ADVERTISING DIRECTOR: Cindy Sease COVER PHOTO: Hannah Overton

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Welcome!

If you’re here, reading this, we want to say thank you.

We don’t know where you found this copy of At Home, but we hope you will cozy up with a cup of coffee (wine, whiskey, kombucha — we don’t judge) and enjoy the stories contained in these pages. In this special publication of the Bozeman Daily Chronicle, we seek to find just what takes a house and turns it into a home. What makes a city the place you want to plant your own roots? What furniture and art take your home from feeling filled up to full of inspiration? Which classes and tutorials equip you to buy a house for the first time and complete the repairs when they come due?

historic, homey Bozeman digs. We were inspired to finally take that pottery class after touring Indikoi.

We learned about green architecture during an afternoon spent with Frog Rock Architect Tammy Minge. Our only regret is that we don’t have more blank pages to fill with stories.

We attempt to answer those questions by sharing the stories of masterful architects, carpenters, craftsmen, teachers, small business owners, realtors, designers, florists and artists. During our interviews, we were awed again and again by the tenacity of people like Lydia Crowder, the drywall Instagram star eager to help other women break into the construction industry. We admired the beautiful custom cabinets and barrel chairs made by Patrick Welch in his tucked-away Belgrade shop. We marveled at the couple that renovates fixer-upper houses while living in them with their young children.

We felt gratitude for the HRDC offering homebuyer education classes and alternative financing options. We dreamed of a staycation at Sharon Figi’s

But don’t take our word for it — get reading!

If you find inspiration in this publication, share it with your friends. If you want to see At Home continue long into the future, please support us. (Holler at Cindy Sease if you want to be an At Home champion.) For both of us Hannahs who write these stories, it is a true labor of love. We each have other full-time jobs and stay on with At Home because we love it and we believe in the power of telling stories and sharing the talents of people too humble to toot their owns horns. We believe that the artisans and craftsmen who work long hours without ever seeking recognition are the most deserving of a story. We believe that community journalism matters. We believe in people and their fantastic stories.

—

The Hannah's

(Hannah Stiff & Hannah Overton)

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Managing the sun

By Hannah Stiff

photo credit: Tammy Minge

Architect uses light to add 'thermal value' to homes

T

ammy Minge manages the sun.

She’s made a career of it, in fact.

The Bozeman-based architect and owner of Frog Rock Design has designed homes to capture the sun in just the right ways for nearly 30 years.

rather than fighting it, Minge creates dwellings that pack an efficient thermal punch. She uses several other techniques to create a green blueprint for her clients. While many builders and architects now incorporate green design and materials into their projects, Minge was into sustainability before it became a buzzword.

“I’m passionate about passive solar homes,” Minge said. “Passive solar is about letting the sun in and then protecting from the sun; it’s a lot about how you orient the building. Comfort isn’t just about keeping the house warm enough — it’s about keeping it cool enough, too.”

But what does it mean to be a “green” architect?

By orienting the homes she designs to use the sun

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“It means keeping it simple,” Minge said. “Creating buildings that are timeless, energy efficient and beautiful.”

The number one “green” thing you can do is try to keep square footage down, Minge said.

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“Try not to build more than you need,” she said.

“Then you need to look at energy efficiency. It’s your thermal envelope.”

A home’s thermal envelope is comprised of walls, a floor and roof. Depending on your budget, there are various wall and roof systems that will impact what Minge called the “thermal value” of a home.

“Building sustainably often adds some cost,” Minge explained. “Materials can be a little more expensive. But spending more money on your thermal energy will be the most bang for your buck. The long-term costs with energy efficiency will be less.”

Using the right durable materials, like recycled cement board siding, metal, stucco or concrete also add to the home’s longevity. As Minge puts it, she’s building for the future by designing structures that can last 100 years.

While she’s passionate about sun and green, Minge is also aware of her clients’ aesthetic and livability needs.

“Clients want somebody to be thoughtful about what they want,” Minge said. “They want me to make something that is unique for them.”

photo credit: Tammy Minge

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photo credit: Tammy Minge

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photo credit: Tammy Minge

A local couple recently sought Minge’s help to use their modest budget and create a six-bedroom house to accommodate their family of five. In addition to bedroom space, the wife needed an office to work from home, the children needed a craft and homework nook, and grandma needed a guest bedroom when she came to visit. Minge relished the opportunity to solve a complex puzzle.

photo credit: Tammy Minge

She drew plans for a clean white farmhouse that incorporated Scandinavian concepts, exposed wood and plenty of windows. The project’s footprint ended up being just north of 3,000 square feet for a family home. Minge maximized space in the children’s rooms by creating loft spaces for sleeping or playing.

“We had to be really functional with the space,” Minge recalls. “We ended up with a cozy open concept and room for expansion.”

Minge tacked on an unfinished recreation room to her renderings for when her client’s children get older and need more autonomy.

Another favorite project of Minge’s is personal.

She designed a contemporary cabin near Big Tim-

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photo credit: Tammy Minge

ber for her husband’s family. The house stretches along the West Boulder River, offering panoramic views of the water. The cabin is also outfitted with solar opportunities, like large overhangs and sun awnings. Attached to the roof are several solar panels. Getting to visit the house she designed and enjoy with family is something she loves.

In addition to spending time with her family and soaking up views of the West Boulder River, Minge is learning to let herself take a break.

Though she’s now a one-woman show, as her partner, Ann Orser, retired four years ago, Minge plans to travel to places she never had time to visit during her busy career.

“I’m starting to get to go to Europe,” Minge said.

“Which I think makes me a better architect.”

Despite letting herself take a breath, Minge has no plans to pack up her drafting table anytime soon.

“As long as I enjoy it, I’ll keep doing it,” she said.

“The beautiful thing about being an architect is that they do some of their best work in their 70s or later.”

To find out more about Minge’s work, visit frogrockdesign.com. ◆ photo credit: Tammy Minge photo credit: Tammy Minge

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The Colors of Indikoi

By Hannah Overton

I

t’s hard to resist the pull of the bright, bold colors illuminating Indikoi’s window display. At first glance, passersby on South Tracy Avenue might mistake the shop for just another eclectic, locallyowned home goods and jewelry store — those always seem to be cropping up on or near Main Street. But if you allow yourself to be pulled inside by the vivid hues, you will find walls lined with gorgeous, one-ofa-kind mugs, lamps, vases, art and chandeliers, all of which were designed and crafted within the store itself.

Brandi and David Pellerin, the owners and creative minds behind Indikoi, set up shop in Bozeman during the summer of 2017. They met several years ago as transfer students at the University of Montana in Mis-

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soula. David discovered an affinity for ceramics in high school. He went to UM for a semester, but when he discovered the outstanding ceramics program — and Brandi — he decided to stay.

“Everyone in my family is a builder,” he said while standing near his potter’s wheel in the middle of the shop. “It’s in my blood. I wanted to make things for a living.”

After graduating from UM, the couple returned to David’s home state of New Hampshire to pursue their own business endeavors. Brandi, a skilled painter, owned a retail craft gallery and David built and owned a ceramics school. In addition to teaching adult ceramics classes throughout the week, David operated a major clay-mixing business and a consulting company.

They worked together to develop a sink line, but their own designs often took the backseat to encouraging innovation in other people.

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Brandi sold her craft store in 2010 and the couple decided to focus solely on developing their sink line. They each play separate roles in their business; Brandi meticulously collects measurements and produces renderings before determining the finishes of each sink, and David brings her visions to life by throwing, glazing and firing every piece.

“We have 50 sinks in our line now, and we wholesale to lighting and plumbing shows around the United States,” David said. “If we want to introduce a new sink, it can take up to six months to work through the design.”

Quality is everything to the couple. They use highfire porcelain clay which is durable and easy to clean.

The sinks are as indestructible as they are beautiful and customizable.

“People will come in and see a sink and ask for it in a certain finish, and I can build it right in front of them,” David said. “They can see the process and

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ask questions. We want people to be able connect with the product.”

Nine years ago, the Pellerins introduced lamps to their line.

“When we developed the lamp line initially, it took years where we just made several lamps and tested the market and took them to shows to see what was selling,” Brandi said. “Within that process, we realized that we wanted to make something quality.

We don’t skimp on the parts.”

The metal bases of the lamps are locally sourced and hand treated. Every lamp is outfitted with a 250-watt chrome three-way socket. Even the lamp shades are handmade out of designer, quality linen and custom fitted to each lamp.

“It’s a huge expense, but it makes a lamp that’s going to last forever,” she said.

The couple began searching for a new studio location a few years ago. They always wanted to return

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to Montana, and when the Café Francais de Art became vacant, they knew they had found the perfect place. The Pellerins moved in, knocked down walls, installed electric kilns and a potter’s wheel and converted the basement to a full studio for storing and drying pottery. Customers are welcome to watch David throw pots while they browse the shop.

The newest additions to the Indikoi line are custom lighting and chandeliers. The chandeliers really are something to behold, consisting of massive, shimmering porcelain tubes, custom fitted to their new homes. The couple installs every chandelier they create so they can ensure a perfect fit. And this brings us back to the unique, striking colors of Indikoi.

“We have colors that you can’t find anywhere else.

You can’t buy this glaze,” David said.

David spent five years developing his yellows, oranges and reds, and the couple specializes in crystalline glazing. During the firing process, crystals grow in the glassy matrix of the glaze, creating a unique sparkly or bubbly reaction. In a contemporary world of neutral shades, the brilliant colors of Indikoi add much-needed pops of color. ◆

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Elevated Design

By Hannah Stiff

photo credit: Aaron Burnett

Rizen Studios husband, wife duo eager to offer services locally

B

enj and Jeni Ramsey have heard more than once that they could star on an HGTV home show featuring their adorable family and big talents in a small town. Throw in the fact that the couple stars in their own rock band, and you’ve got a hit.

While there’s no television show in the works at the moment, the couple is keeping busy renovating their home and opening up their own remodel and design firm, Rizen Studios. Though this business will be a new venture, the Ramseys have been honing their skills remodeling houses and adding the touches that make them home.

Jeni brings a background in Fashion Design she established while studying at the Art Institute of Seattle. After earning top accolades for her wedding and

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streetwear designs, Jeni returned to Montana and began building her resume as a freelance designer.

“Designer is a fairly broad term in relation to my specialty,” Jeni said. “Functioning as my own boss, I was able to pick and choose jobs that I believed would be a challenge and further my skills. As time progressed, my specialty naturally matured into an interior design focus.”

That focus included building a portfolio of successful home staging, room composition and layout, sewing custom bedding, upholstery and drapery, graphic design and drafting. Jeni has also been commissioned to create several fine art pieces for her clients. Between projects, Jeni would help design wheelchair cushions for her parents’ nonprofit, ROC Wheels. The nonprofit sends hand-assembled wheelchairs to children with severe disabilities around the globe.

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For 16 years, Benj has worked on a variety of building projects, including custom remodels, timber frame structures, high-end homes, hotel builds and historic renovations. He spent years working as a foreman for a local flooring company and he truly excels in the artistry of carpentry.

In addition to his construction and remodeling chops, Benj is a skilled custom furniture designer.

He’s quick, though, to give credit to his wife, who he said can literally turn one man’s trash into another’s high-end treasure. The proof is in a home Jeni recently decorated for a California businessman who moved to Montana to enjoy the outdoors.

“He’s a hunting guy who loves the rich history and rugged landscape of Montana. In his mind, interior design meant styling his home with items from Target and Bed Bath and Beyond,” Jeni recalled, laughing. “I had a little different idea.”

The home design featured rustic motifs throughout.

Instead of lighting a huckleberry-scented candle and adorning every corner of the home with carved bears and antler art, Jeni pulled inspiration from many corners of the great outdoors. In one of the guest bedrooms, for example, Jeni hand-painted a tawny brown owl on a large disc of roughshod metal.

More on 20>>> photo credit: Aaron Burnett photo credit: Aaron Burnett

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photo credit: Aaron Burnett

The impact was unique and stunning. Her hunting bachelor client loved it, just like he loved the custom lamps Jeni crafted from avalanche shells, and the pillows she sewed from vintage canvas totes, as well as a whiskey bar Benj made from a chicken nester. Together with the client, Benj and Jeni transformed an austere bachelor pad into a home filled with warmth and custom-made charm.

“What I genuinely love about interior design is having a chance to create a masterpiece that is an authentic expression of the client’s spirit,” Jeni says. “With my passion for hospitality, I embrace composing a space that captures the essence of my client’s individuality and create for them a true sense of home.”

photo credit: Aaron Burnett

If filling someone else’s space using someone else’s money sounds easy enough, Benj and Jeni have tackled a much harder feat. The pair have remodeled four of their own homes, while living in them, and now, raising young children. The renovations were a lot more involved than repainting and refurnishing.

In 2016, the Ramseys bought a rancher built in 1965 off Babcock Street with the listing description “needs some TLC, but has lots of possibilities for someone looking

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photo credit: Aaron Burnett

for a fixer-upper in town.” The house was dated, with wallpaper covering nearly every vertical surface and orange shag carpet installed throughout. The kitchen featured dark wood and scant light; cooking was a bit like an adventure in a cave under fluorescent lighting.

There were piles of the previous owner’s “treasures” to sift through and lot of elbow grease to be applied just about everywhere.

The dark kitchen now features bright white tiling and cabinetry, open wooden shelving and plenty of light throughout. The living room has been transformed from drab to dynamic with a burnished metal accent wall, Edison bulb light fixtures, natural wood accents and a cozy fireplace. The steamer trunk coffee table, the bar stools in the kitchen, and the built-in coat and mud entry way are all custom pieces Benj and Jeni created together. The flooring is composed of wood Benj rescued from the Rialto when it was renovated.

photo credit: Aaron Burnett

The home reflects both the couple’s talents and their warmth. It’s a template they’re eager to show Bozeman they can replicate for clients. With Benj’s carpentry and building skills and with Jeni’s designer eye, the couple say their calling is to “create lasting pieces of livable art.”

Find out more about the Ramseys and their work at rizenstudios.com or find them on Facebook. ◆

photo credit: Aaron Burnett

photo credit: Aaron Burnett photo credit: Aaron Burnett

photo credit: Aaron Burnett

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Travel back in time at Yellow Dogs Cottage

By Hannah Overton

T

here is something about staying in an Airbnb that can truly enhance a good vacation. Maybe it’s because you feel like a real local, traveling around town by day and returning to a comfortable, lived-in atmosphere at night. Maybe it’s the homey accents that add to the authenticity of your experience.

It could be a polite, well-informed host who possesses all of expertise of a concierge and none of the formalities. Whatever it is about the increasingly popular vacation rentals, Sharon Figi has it down to a science. For her, it’s all about restoring a space to its natural, clean, historically-accurate beauty. And providing a manual.

“I made a manual that tells my guests everything from the WiFi password to where to hike and where to eat,” she said. “You can find all of the accommodations on the Airbnb site, but people like to have something to hold.”

Figi lives in a beautiful, 100-plus-year-old historical home on the south side of downtown Bozeman.

She has a commemorative plaque from the Montana Historical Society, citing that her home belonged to a Civil War veteran as early as 1906. Inside her home, you will find the original hardwood floors, radiators and great high ceilings. Out back, she transformed an old carriage house into her “Yellow Dogs Cottage,” suitable for short-term stays and the occasional girls’ night in. A few years ago, the Bozeman Historic Preservation Advisory Board presented her with an Award of Excellence in Historic Preservation for the work she completed on her home.

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“Typically, when I find a house, it will have years of added layers,” she said. “I’ll find shag carpeting, drop ceilings, layers of wallpaper and paint — all kinds of things added or pieces will be missing. People will rip things out that they don’t realize are important to keeping the integrity of the house. So I go in and I strip out everything that’s been added and make sure that I can replicate what’s been pulled out.”

Figi discovered a passion for historical restoration 18 years ago and she has completed several projects throughout town. She researches and buys homes, restores them as closely to their original state as possible and stages them with period-appropriate furnishings before selling or renting them out. Figi does most of the work on her own, including replastering walls, the electrical work and plumbing.

“If it’s something like carpentry or finishing work, I’ll call in help. But for the most part, I can do it all myself,” she said.

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The carriage house was a special project. It began as an open space with barn doors at the entrance. She knew the doors were too low for cars to safely pull through, so she set to work remodeling it as a cottage.

Figi kept the barn doors, but sealed the entrance with sheet rock. She restored the original floors, moved the windows around and added skylights. She installed a Danish wood burning stove; a bathroom complete with a shower, toilet and sink and a small kitchen with a stove and dining area.

The cottage is filled with an eclectic mix of both modern and antique furniture collected from all over the world. The vaulted ceiling is complemented by beams of reclaimed wood, and you can find oil stains from 1906 on the floors. A queen sized bed and single bed are always outfitted with fresh, pressed linens. In the summer, guests are welcome into her garden, where they can pick fresh fruits, herbs and tomatoes.

“People just love this cozy little place, and it’s booked all the time,” Figi said.

Figi has hosted everyone in her cottage, from parents visiting their college kids to acclaimed documentary filmmaker Ken Burns.

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“It’s amazing to me how respectful people are. They will take out their own trash. They will ask if they should strip the beds. Often, it looks almost as good as it did when they came in. Plus, the great thing about Airbnb is that you can rank your guests,” Figi has a “Superhost” rating, something she attributes to her top-notch accommodations and detailed cleanliness.

“I’ll scrub the place top to bottom before anyone comes in, and I try to make the place as five-star as possible.

I’ve got a sewing kit, bathrobes, all of my linens are clean and folded, all of my laundry is fresh pressed.

I stock the lotions and soaps. Basically, anything you would find in a nice hotel, you will find in my cottage.”

For Figi, providing a positive experience to guests goes beyond hosting them in her cottage. When she completes a historical restoration, she loves to invite the previous homeowners back in to see the improvements.

“A woman lived in the last home I restored for 50 years,” she said. “She came back on her birthday. We went to lunch afterward, and she told me all of these great stories about growing up in the house. It’s just a really wonderful, full-circle project. People’s hearts, lives and emotions are all involved in this.” ◆

How to run a successful vacation rental: Website:

Whichever platform you use, (Airbnb, VRBO) familiarize yourself with the website.

Photos:

Providing high-quality, professional photos of your property can help attract people to your listing.

Price:

Compare your property to similar listings or hotel rooms to determine a price.

Don’t undersell yourself. Vacation rentals are in high demand in the Gallatin Valley, so don’t be afraid to charge the right amount.

Accommodations:

Make sure everything your space has to offer is listed on your website, from the size of the space to the hand soaps.

Calendar:

Figi links the Airbnb calendar with her iCalendar, so every time someone books her cottage, it automatically goes into her personal calendar.

Minimum stay:

If you don’t want to change the sheets every day, include a minimum night stay. This will give you plenty of time to clean between guests.

Insurance:

Figi’s homeowners insurance covers her cottage, but she has friends who had to buy extra policies. Do your research.

Safety:

The cottage has its own set of keys and private parking area. Strangers are not allowed in Figi’s personal home. You can familiarize yourself with your guests through the website, text messages and phone calls, but you should never feel pressured to let a stranger into your personal living space. Set boundaries and stick to them.

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Belly up to The Flower Bar

By Hannah Stiff

T

here’s a new flower lady in town, and she’s mixing it up. Or rather, you are. Richelle Koffman, owner and founder of The Flower Bar, is offering you the chance to put together your own bouquet, using gorgeous blooms she sources in the U.S. Koffman has hosted pop-up flower arranging events at a local brewery, boutique, cycling studio and craft fair. Customers pay by the flower head. It’s a fun way to introduce customers to her new business, Koffman said.

And if arranging your own bouquet sounds daunting, Koffman is happy to do it for you, for just about any occasion – wedding, holiday, celebration of life, or just because. To learn a little bit more about her new business, we sat down with Koffman while she busily arranged flowers for an upcoming event at Montana State University.

At Home: Koffman:

Tell us about how The Flower Bar idea and business came about.

I stumbled into a flower shop to help out with Valentine's Day last year. Never before had I ever thought I would work in flowers. I loved gardening and getting flowers for myself, but I'd always pursued the more analytical side of my brain in marketing and PR careers. Opening that first box of new flowers, learning the names of each

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of the unique blooms in the box, that was the most exciting thing for me. Even to this day, processing flowers is one of my favorite things. It's as if I'm introducing myself to the flowers for the first time before I come up with creations for the week.

Some flowers I know were specifically ordered for a particular event or person in mind, and I know that they will bring joy to them. It was that moment, opening the boxes and being exposed to so many different types of flowers, that I knew I wanted to bring that to others in Bozeman. I made the leap in July 2018 but The Flower Bar idea had been in the works since April 2018.

AH: Koffman:

Did you grow up under the influence of a great gardener or fall in love with flowers on your own?

My mom loves flowers and pink. Her entire house has a romantic Victorian look with floral prints everywhere. Our home growing up always had flowers in the outdoor wheelbarrow, the wine barrel, the rock garden, the hanging planters. I grew up reading Victorian novels about English gardens and love the positive feeling of hope and happiness that flowers bring to a space, be it indoors or outdoors. Flowers really are innocent. The meaning behind flowers is love, friendship, kindness, beauty, nature and determination.

No matter how harsh the winters, the flowers will return to bloom. I began buying flowers for myself to have in my house about five years ago, always getting fresh flowers every two weeks to have in the many vases that accumulate under my counter. I

have China that my great-grandmother painted that is absolutely beautiful.

Putting together a fresh arrangement in my greatgrandmother’s hand-painted vase that was painted with African violets, her favorite flower, lets me feel like she is still here with us.

A few years ago, I went backpacking through Beehive Basin and came across a wildflower field.

Now, this wasn't just a few flowers here and there.

This was a valley, full of blooming yellow flowers, sprinkled with pink and blue flowers. It was the most beautiful thing I'd ever seen. With the worst fire season in years burning up the state all around me, here I was, in the midst of such beauty and peace. In that moment, I knew I wanted to continue working with flowers. I wanted to bring back what I saw on my backpacking trip to my community. I often go foraging on my hikes, taking driftwood, lichen branches and moss and anything else I find and use them in my arrangements. Wildflowerlooking arrangements are the most-requested that I receive.

AH:

Tell us about your business model. You go into breweries and shops and create a “flower buffet” for folks to arrange their own bouquets. How did you come up with that pop-upidea?

Koffman:

My business model is that of an online store. Customers can order from a variety of different styles, choose their color scheme and have them delivered to their loved ones. This has been great for my out-of-state clients searching for the perfect gift for someone locally. As I don't have a brick and mortar store, the pop-ups are my way of introducing new flowers and creating an event where participants can create something fun and beautiful for themselves. It's also a way for people who follow me on social media or who love flowers to meet me in person. Whenever a venue wants to have a pop-up, I look at how we can make this a community event, to introduce people to one another, to experience a new business for the first time and, ultimately, to do something nice for themselves. Flowers aren't just about giving them as gifts or only to decorate at a wedding. I've heard clients of mine say, "Flowers are my love language," and that is so true. The community has loved the pop-ups and I get requests to do more all the time. I have a few scheduled for this spring, in addition to workshops, which I list on my website and on Facebook.

AH: Koffman:

What are your dreams and goals for The Flower Bar?

I would love to begin growing my own flowers. I've always loved gardening and growing my own food, but to be able to grow my own flowers and share something that I grew, where I spent

months cultivating the earth, this would be the best reward. I would love to grow big enough where I can have a warehouse full of flowers, hiring a staff of amazing, talented floral designers who share my vision and love of flowers. I would also love to build a beautiful botanical garden here in Bozeman where people can come and enjoy coffee or tea with the smells and colors of flowers all around them while sipping a tea or coffee. People could enjoy being in nature even when it's frigid outside.

AH:

Talk to us about events. How often are you creating bouquets and arrangements for weddings and other special occasions?

Koffman:

Weddings are definitely a large portion of my business. Last year, I started with three and this summer I've had more than 50 requests for weddings! I just met with a bride and her mother last week and as we were going over her ideas and what we could do, I was jumping out of my skin I was so excited. A few weeks ago, I did flowers for an event called "You're Worth It.” It was an event centered on empowering women to ask for what they're worth and to take their seat at the table. Other requests I get are for funerals. I had a funeral where the gentleman was a farmer and loved wildflowers. So I created a standing spray that incorporated a spade by request, rope and purple and yellow flowers to represent his life. When working on more event pieces, you're really trying to create a theme or emotion or lifestyle and using flowers as your paint.

To find more of Koffman’s work, visit www.theflower. bar or search “The Flower Bar” on Facebook. ◆

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Reuse, Reclaim, Recycle

By Hannah Overton photo credit: Amelia Ann Photography

Carpenter uses wood to add contrast to homes

H

igher Ground Custom Woodworking is tucked away in a row of nondescript commercial warehouse units in Bruce Industrial Park in Belgrade, Montana. Inside the unit, Patrick Welch, the owner and sole carpenter, designs and handcrafts custom built-ins, cabinetry and furniture. Welch opened his own shop in 2016, after nearly two decades of working with luxury home builders. He acquires all of his jobs through word of mouth.

“Patrick has done numerous custom projects for me and has always done a great job,” homeowner Brett Tudsbury said. “From complete kitchens to mud room built-ins, everything turns out great and comes in at cost. Whatever I can dream up, he can build it.”

Welch worked on Tudsbury’s lake house in Ennis, customizing a mud room, breakfast nook, man cave and basement bar. The end result was modern rustic with hints of a clean, beachy vibe.

“I love adding contrast in a home,” Welch said. “You’ll see a lot of white walls, and I think gray or barn wood complements them nicely.”

Carpentry comes with a steep learning curve, and Welch has been perfecting his skillset since early 2000. He apprenticed with a high-end cabinet maker on Nantucket Island before relocating to Bozeman in 2008. Since then, he worked for Yellowstone Traditions and Parks Angel Construction. When Parks Angel was hired to do some work for Bozeman Spirits Distillery, Welch was given the opportunity to design the cabinets.

“They didn’t really have a plan,” he said. “They just told me to go for it. After Bozeman Spirits, I jumped

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photo credit: Amelia Ann Photography

▲ Welch picture-framed out the Hume, built the back bar, cabinets, and glass display cabinets, the island and the walls. Similar design of the walls. photo credit: Amelia Ann Photography

into working on White Dog Brewery. I was able to use material that they had left over and turn it into their cabinet doors.”

The success of designing and building cabinets and barrel tables and chairs for the distillery and brewery was the reassurance Welch needed to open his own woodworking business. He uses recycled materials and reclaimed wood for most of his projects. He sources the wood from Montana Reclaimed Lumber Co. and Rustic Wood Hub, meticulously digging through the piles for the best pieces of lumber. He takes inventory of his supply, determining which boards can work for doors, shelving, railing or furniture.

“With reclaimed wood, it’s a constant battle to get the best pieces in the most visible places,” he said.

“In the past, I’ve ordered barn wood and when I get there to pick it up, it’s all bundled up. That doesn’t work for me. I go to the places where I can pick through each individual board to get the ones that I want.”

The design process begins with getting to know the clients and drawing ideas from them. Often, clients give Welch free reign, but he occasionally plays moderator for couples.

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“Sometimes it gets tricky; a husband will want one thing and a wife wants another thing, and I have to make sure they’re both happy,” he said. “Every situation is different. I have to adapt. Sometimes there is material on hand. If I can save the client money by recycling materials, I incorporate that into my work. It’s one of the challenges that I like, finding ways to reuse materials that are readily available.”

Everything is measured, cut and assembled in the shop.

He dados each piece of wood so they fit together like a puzzle. Welch uses wood glue in addition to screwing and nailing joints together. Cabinets are all fitted with stretchers to add extra support to drawers.

“It takes more time to do, but it’s a much better, longerlasting product,” he said.

Welch personally installs every piece he builds. Sometimes, he will call in a friend to help with the heavier installs, but he isn’t at the point of hiring any permanent help yet. Business is good, and Welch has several projects in the works at all times. He dreams of owning his own shop, and he will launch his website this month.

Potential clients can browse his handiwork and order custom built pieces.

“I enjoy challenging projects that force me to come up with creative solutions in order to achieve the desired look and functionality my clients are looking for,” he said. ◆ photo credit: Amelia Ann Photography

▲ The whiskey barrel table and stools will be available for custom order and purchase on Welch’s website.

▼ Welch built the bench that goes all the way across and the Hume to frame the area. photo credit: Amelia Ann Photography

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photo credit: Amelia Ann Photography

▲ Welch picture-framed out the Hume, built the back bar, cabinets and glass display cabinets, the island and the walls. Similar design of the walls

▼ Tudsbury’s lake house was one of the first projects Welch did completely on his own.

photo credit: Amelia Ann Photography

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So, You Want to Buy a Home?

By Hannah Overton

R

oselle Shallah, a U.S. Department of Housing and Urban Development-certified instructor and home ownership center coordinator with the HRDC, wants to help you. Shallah has administered HRDC’s NeighborWorks Montana affiliated homebuyer education class and counseling for more than seven years. In that time, she has witnessed residents of the Gallatin Valley go from homeless to homeowner.

So before you dismiss the likelihood of ever owning a home as impossible, consider taking her class.

“If you want to be a homeowner, I’m here to tell you everything you need to know,” Shallah said. “People can come and have an hour of counseling with me, but I always recommend they take the class because it is a wealth of information and a great foundation.”

HUD aims to provide housing and community development assistance and ensure everyone has access to fair and equal housing. HUD defines a first-time home buyer as someone who has not been on the title of a house in the last three years. If you’re living in a mobile home and it is still on wheels and not a permanent foundation, it is considered personal property and not a house.

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“Being a first-time homebuyer qualifies you for a number of different assistance loans, grants and programs,” she said.

This is just one of the valuable pieces of information you will take away from Shallah. The HRDC offers the eight-hour Homebuyer Education class free to the public. There is a $25 deposit fee that will be offered back to you upon completion of the course, or you can choose to donate it. During registration, you will be asked to track your spending. This will get you thinking about budgeting and saving. The course kicks off with an “Are you ready to buy a house?” discussion. In the classroom, you will meet industry experts, including home inspectors, realtors, lenders, restoration aids and homeowner insurance salesmen.

“I open this opportunity to professionals in the community who want to participate, and I certainly do not steer,” Shallah said. “Just because a presenter is presenting doesn’t mean you must give your service to them. They’re just offering advice.”

The course is full of what Shallah calls “little golden nuggets of information.” During the lender portion of the class, participants learn how their credit score and debt-to-income ratio will affect the ability to buy a home.

“People don’t realize that they should never spend more than a third of their available credit. It can negatively affect your credit score,” she said. “I also love

seeing people’s faces when they hear about the home inspection. Many people want to do a workaround and skip a home inspector. It’s not uncommon that homes built during the winter will already have mold in them. That needs mitigated right away. No, lenders don’t require home inspections, but you should want to so you know what you’re getting into. It will save a lot in the long run.”

Upon completion of the course, participants receive a HUD certificate. A HUD certificate is good for three years and helps potential homebuyers qualify for certain loans, including FHA and USDA Rural Development loans.

“Folks will meet with a lender and the lender will see that the best option for them is an FHA loan or a USDA RD loan and they need to take the class anyway,” Shallah said. “If they take the class, it’s out of the way.”

“There is also this wonderful thing called a Home Start Grant of $7,500. It doesn’t have to be paid back as long as you live in the home for five years, but in order to qualify, you have to have the HUD certificate.”

Shallah meets with potential homebuyers for an hour-long counseling session. She does their mortgage math, showing them what to expect when clients meet with a lender. Shallah can also help determine whether or not you qualify for HRDC’s down payment assistance. She always encourages everyone to start a savings account.

“Most people don’t know about the first time home buyer savings account; it’s a wonderful Montana tax credit,” she said. “If they’re single, it’s $3000.

Couples get $6000. It’s as simple as opening and labeling a savings account as ‘first-time homebuyer,’ and then they get the tax credit when they go to file their taxes.”

Clients leave her office feeling confident and equipped with action steps.

“Everybody’s action steps are different,” she said.

“Some people will leave thinking, ‘OK, I’m going to go pay off that car.’ Someone else’s action step could be running to a lender, but I almost always suggest that they open the first time home buyers savings account so they can actually start saving. I want to give people hope, and that’s why I do what I do. The Gallatin Valley is so pricey, and that can be discouraging for folks, but people are still buying houses every day. You have to keep the hope, and the more educated you are, the more hopeful you can be.” ◆

The credit score • A 580 credit score can get you an FHA loan if you have money saved for a down payment.

• A 640 credit score will help you qualify for most loans.

• A 740 is the sweet spot, which will get the best interest rate possible and save thousands of dollars over the life of the mortgage.

HRDC's down payment assistance program • It covers Gallatin, Park and Meagher County.

• Every year, each county has its own average median income.

• Households who earn under 80 percent of the average median income per county qualify for downpayment assistance.

• HRDC can offer up to $30,000 depending on each individual household.

• After a counseling session with Roselle to determine eligibility, homebuyer ready clients must visit with at least three different lenders.

• After receiving pre-approval for a loan, clients must meet with three different realtors.

• Clients will work with their lender and HRDC down payment assistance specialist Ken Martinez.

• If affordability is still a challenge, the HRDC does have affordable housing projects in the works.

• Simply taking the class and meeting with Shallah automatically puts qualified candidates on the waiting list for future affordable housing opportunities.

• The City of Bozeman will bring an extra $10,000 to the table for qualifying candidates who earn under 70 percent of average median income.

• Down payment assistance has a 0 percent interest rate and does not have to be paid back until after homeowners pay off their other home loans.

“We had folks who bought a development that were made available. We brought $30,000 to the table, the City brought $10,000 and they got the $7,500 Home Start Grant,” Shallah said.

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State of the Market A look at the latest figures from Bozeman's housing scene

By Hannah Stiff

It

doesn’t take an expert to deduce that Bozeman’s housing market is pricey. But it does take finesse, funds, hard work and maybe the horn of a unicorn to afford a single-family starter home in Gallatin Valley.

We sat down with ERA Broker Ray Atteberry to talk about the local real estate market. Atteberry has been selling real estate in the Gallatin Valley since 1974, when he moved to Montana from Washington, D.C. Atteberry said he understands why people are eager to live in the Treasure State. The allure of clean air, stunning vistas and safe communities helped him and his wife make the decision to set down roots in Bozeman. Those are same charms that are luring flocks of transplants from California, Washington, Texas and Colorado today.

Surging real estate prices are making it hard for both transplants and Montanans to buy into that idyllic family neighborhood. When asked where the pockets of affordable housing are located in the valley, Atteberry is candid.

“For the $250,000 to $275,000 starter home, there is very, very little out there,” he said. “For a singlefamily home, if people come in looking for a house at $250,000, I say, ‘Are you OK with a townhouse or condo?’”

According data from the Gallatin Association of Realtors, in the first quarter of 2019, the median sales price for a single-family home in Bozeman city limits was more than $430,000. In January, that median figured crept up to $475,000, with the average single-family home selling for $542,547, a 17 percent hike from just one year prior.

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The median price for a single-family home in Belgrade cost $299,700 in January and $320,000 in February. Manhattan prices were closer to Bozeman’s in the first quarter of the year, with the median single-family home price ranging from $330,000 to $430,000.

“People think they can go out of town and find affordable housing,”Atteberry said. “Maybe they can, but there’s not as much available.”

Those condos and townhouses Atteberry talked about are now selling well above the $250,000 mark. In the first quarter of 2019, the median sales price of a condo/ townhouse in Bozeman was more than $330,000.

Atteberry attributes some of the Valley’s affordable housing woes to investors buying up inventory, but that narrative starts a lot earlier than most people think.

“The great deals got bought up in 2007 by investors at depressed prices,” Atteberry explained.

Eventually when the market picked back up after the Great Recession, those homes investors bought returned to the market, with higher price tags. Also fueling housing woes is exactly what brought Atteberry to the valley in the first place — great views, quality of life, safety and a sense of community. Statistics from the U.S. Census Bureau last year showed Bozeman gained nearly 4,000 new residents from 2016 to 2017.

Those numbers continue to earn Bozeman a spot on “fastest growing cities” lists for micropolitan areas (at least 10,000 residents, but less than 50,000 residents in a city.)

Bozeman Community Development Director Marty Matsen recently told the Chronicle that “affordable housing is going to take a lot of tools in the toolbox.”

One of those tools was supposed to be Bozeman’s affordable housing ordinance, adopted in 2017.

According to ordinance, the Bozeman City Commission “identified Affordable Housing as one of its strategic goals,” and will “vigorously encourage, through a wide variety of actions, the development of sustainable and lasting housing options for under-served individuals and families.”

That vigorous encouragement has so far yielded just eight new affordable housing units in The Lakes at Valley West, a Kilday & Stratton Inc. project. But those eight homes are being heralded by city officials as proof that affordable housing can be folded fairly seamlessly into new neighborhoods sprouting up around the valley. Skeptics of the ordinance say construction costs prohibit affordable building.

Regardless of what you think of the city’s attempt to legislate affordable housing, Atteberry says home buy-

ers are wise to heed a few simple tips.

No. 1: Don’t get in a hurry.

No. 2: Don’t buy emotionally.

No.3: Listen to your grandparents and parents about the wisdom of not being in debt.

“Never be house poor,” Atteberry said. “It’s a danger.

The thing about affordable housing is that it doesn’t always mean home ownership and it doesn’t mean everyone gets a big home with a white picket fence.

It means apartments and condos and townhouses and rentals.”

As for the term “affordable,” Atteberry said agreeing on a definition is tricky.

“It’s a complex picture,” he said. “’What is affordable housing?’ is a simple question without a simple answer.” ◆

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Drywall Dreamer

By Hannah Stiff

T

here’s a new Instagram star in town, and she’s larger than life — at least when she’s standing on stilts drywalling houses like the seasoned boss she is. Lydia Crowder has been drywalling houses since she was 18 years old. Her father owns a drywall company and Lydia naturally got roped into the family business to help. Her work ethic and can-do attitude quickly earned her respect on job sites, even while being one of the few women in the field.

When she’s not on stilts, Lydia rings in at 5’1. While she cuts a small frame, there is no doubt she’s a trailblazer. Her husband and No. 1 fan will be the first to tell you.

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“Social media is really cool because it’s allowed people to see how amazing Lydia is,” Ryan Crowder said. “In an industry dominated by men, she’s doing great work. She empowers other women through her social media.”

Now Ryan is one of approximately 13,000 other fans. In October, Lydia started documenting her adventures in drywall, in the hope that her videos, photos and captions might inspire and advise anyone who found her page. In six months, Lydia’s new Instagram page exploded.

She’s a Colombia Tools Ambassador, a title bestowed on fewer than a handful of drywallers around the world. As an ambassador, Lydia is given free tools to use, exclusively. She will be the first to tell you that using Colombia tools is a no-brainer because they’re “the best in the industry.” In April, Columbia sent Lydia to a top industry expo in Washington, D.C. to demonstrate how to use its products, an invitation she calls “huge.”

Lydia once posted about her Keen boots she wears on the job and the company sent her a free pair. On a popular post, it’s not uncommon for Lydia to attract more than 100,000 views. Her overnight social media fame attracted a production company to reach out. It interviewed the Crowders at the end of March to decide if they would be a good fit for a popular home design network show.

“For me, it’s about making the industry more accepting of having women in construction,” Lydia said. “Women bring a different perspective to the job.”

After getting her start in the family business, Lydia and Ryan branched out and started their own company: Trinity Drywall. The pair launched Trinity during the Great Recession and managed to keep it alive through sheer tenacity. By 2011, the Crowders got busy as the Valley recovered from the recession and construction started humming along again.

“Now we work six or seven days a week because we don’t know when it will end,” Ryan said.

Though the Trinity owners work at a breakneck pace to keep up with demand, they don’t cut corners.

“We pride ourselves on quality,” Ryan explained.

“When we leave each job, we know that we did our best.”

Ryan said having Lydia work alongside him changes the entire dynamic of how people interact with him. He said contractors are a lot nicer when Lydia is around, and she can de-escalate a situation easily.

“She softens the edges,” Ryan said. “And people really respect her.”

The on-the-job respect is translating online, too. Lydia is praised on Instagram for her tips, tricks and prowess mudding and taping.

Recently, a young woman reached out to Lydia and said, “I want to do what you do! How do I get started?”

Lydia told the woman to connect with her local trade school and approach a supply company, like SherwinWilliams.

It’s those messages and the comments of gratitude for her platform the keep Lydia excited about social media.

Though her account is growing quickly, her mission remains the same.

“I’d like my account to continue to be a teaching platform,” Lydia says. “There’s a lot of skill involved in what we do, but it’s not rocket science. I just want to open up the industry to people who might be intimidated by it.”

To catch Lydia on Instagram, search for @drywallshorty. ◆

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A Historical Home on South Willson

By Hannah Overton

If

you stroll down South Willson Avenue in Bozeman, the beautiful homes are sure to catch your eye. The historical architecture is on full display, and it is fun to dream about owning any one of these gorgeous houses. One home, at 320 South Willson Ave., is particularly striking.

The home was designed by George Hancock in 1892.

Hancock designed several properties that are listed on the National Register of Historic Places. In Bozeman, he is responsible for the Bozeman Hotel and St. James Episcopal Church, and he also renovated the Bozeman Opera House. This home is a true testament to Queen Anne architectural styling.

It sits on the corner of South Willson Avenue and Koch Street. A small staircase leads you to the large front porch, ideal for sitting in a rocking chair and enjoying the warmer months. A detached three-car garage — complete with a lofted apartment — and separate

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hard standing pad are suitable for all of your favorite Montana toys. Around back, a private backyard is the perfect place for entertaining and summer barbecues The interior is just as beautiful as the exterior. At 4,176 square feet and boasting three bedrooms and three baths, this home is ideal for anyone and everyone. Although the home has been renovated, it remains true to its beautiful, historic integrity. Inside, you will find a hand-carved oak staircase, a brightly-colored and newly-renovated kitchen outfitted with modern appliances and hardwood floors throughout the home.

Triple pane windows will keep the warmth in and the sound out. The luxurious master suite features a walkin closet and a newly-renovated master bathroom. The master bath has a full standing shower, a custom vanity and a restored clawfoot tub, ideal for bubble baths under a skylight window.

There are so many amazing features to this one-of-akind home, you simply must see it for yourself. And, as luck would have it, you can. This home is currently on the active real estate market. ◆

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COMING SUMMER 2019!

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4.9 Million visitors came to the Gallatin Valley in 2017, of which 1.5 million spent at least one night in Bozeman!

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Advertise your business in this fun, information packed magazine listing over 100 activities in and around Southwest Montana. It’s the perfect travel and activity guide for vacationers, business travelers and locals alike! The Daytripper will reach every Chronicle subscriber with additional distribution at key drop points (including the Bozeman Airport, area Chambers of Commerce, hotels, coffee shops and advertising businesses) throughout the summer.

To advertise in the product please contact your Bozeman Daily Chronicle sales representative by Tuesday, May 7 Pick up your 2019 Daytripper on Sunday, June 2 SPRING 2019 ◆ AT HOME

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Anyone can run the numbers.

But only the right agent can uncover the hidden trails.

There’s a level of knowledge our agents offer that goes beyond what’s on the paper – it’s this insight that leaves you confident in your decision to buy or sell.

Visit us at bhhsmt.com A member of the franchise system of BHH Affiliates, LLC. Equal Housing Opportunity.

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