Who needs a Commercial Umbrella Policy?

Any business that wants to protect itself from financial loss should consider a commercial umbrella policy. However, some businesses are more at risk than others. For example, businesses that have a higher risk of lawsuits or property damage, such as construction companies or medical practices, may need higher limits of coverage.

It's also important to consider the size of your business. Larger businesses may need higher limits of coverage to protect themselves from financial loss. Smaller businesses may be able to get by with lower limits of coverage, but it's still essential to have a commercial umbrella policy in place.