Boerne Business Monthly - September 2017

Volume 10, Issue 03: September 2017

BOERNE business monthly

Same Family.

New Location.

YOUR RETIREMENT COULD BE BETTER

RENTAL HOMES: Where Visitors Can Stay for Berges Fest, Dickens On Main & Wurstfest

LOCAL NEWS AND INFO

for home. for school.

Boerne is wired

for business. for healthcare. for safety. for life.

As part of the GVTC GigaRegion®, Boerne is wired with an extensive network of fiber optics connecting home, business and city agencies with the ultimate technology. It’s blazing fast. It’s revolutionary.

gvtc.com/gigaregion

www.eggersscapital.com 114 E. Highland Boerne, Texas 78006

210.526.0057

1.888.511.1211

Eggerss Capital Management (ECM) is a fee-only Registered Investment Advisory firm specializing in financial planning and wealth management for individuals and institutions.

Stocks Bonds ETFs Retirement & Social Security Analysis

Mutual Funds Alternative Investments Roth Conversion Analysis Education Planning boernebusinessmonthly.com

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T

publisher's note Texas Strong! Could there be a truer statement? Despite all of the recent destruction and flooding caused by Hurricane Harvey, Texans have shown their remarkable grit and unwavering determination to lend a hand and rebuild this great State. That makes me proud to be from Texas!! My thoughts and prayers will continue to be with those who have been affected by this terrible disaster. publisher LAUREN TUTTLE STUMBERG art direction DISTINCT MEDIA, LLC for more information 210.219.6735 LAUREN@DISTINCT-GRAPHICS.COM

WWW.BOERNEBUSINESSMONTHLY.COM

In this issue we help the Boerne Family YMCA celebrate the opening of their brand new facility!

Check out the article starting on page 16 to learn more.

Stop by the new Y anytime to see just how much the former Civic Center has transformed!

Also in this issue Karl Eggerss of Eggerss Capital Management shares how to maximize your retirement, Mark Blazek of ADKF give some interesting information on making extra income through rental properties, Jennings Anderson Ford helps you get ready for hunting season and so much more!

We hope you enjoy this September issue of Boerne Business Monthly.

God Bless TEXAS!!

Lauren Stumberg Publisher

COVER PHOTO

Paul Giguere, Executive Director of the Boerne Family YMCA and Sandy Morander, President & CEO of YMCA of Greater San Antonio | photo by Kamille Donley

Exceptional, individualized personal service. It’s what a place as unique as Boerne should expect from a bank. the jefferson bank — boerne financial team For more than 70 years, we have taken pride in being an independent, community bank dedicated to meeting the needs of our customers. Whatever your financial need — personal, business, mortgage or wealth management — our team of bankers is right here in Boerne ready to assist you.

Julia Garza

Todd M. Schneider

Justin Boerner

Vice President Banking Center Manager Direct Dial: (830) 816-6310 jgarza@jeffersonbank.com

Vice President, Residential Mortgage Lending Direct Dial: (830) 816-6305 tschneider@jeffersonbank.com

Vice President, Commercial Lending Officer Direct Dial: (830) 816-6306 jboerner@jeffersonbank.com

NMLS# 812337

NMLS# 580478

Beca Short

Tori Sherrill

Vice President, Residential Mortgage Lending Direct Dial: (830) 816-6322 bshort@jeffersonbank.com

Banking Service Manager Direct Dial: (830) 816-6302 tsherrill@jeffersonbank.com

Susan (Susie) Allen Senior Vice President, Commercial Lending Officer Direct Dial: (830) 816-6301 sallen@jeffersonbank.com NMLS# 797064

NMLS# 643777

JeffersonBank.com • (830) 816-6300 • 371 North Main • Boerne, TX 78006 Wealth Management and Insurance products are: Not FDIC Insured • Not a deposit • Not insured by any federal government agency • Not bank guaranteed • May lose value

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B oerne B usiness M onthly | September 2017

This is personal to us.

NMLS ID 597833

Locally Owned and Operated Competence & Integrity

Allen & Associates, L.L.P. A Real Estate and Energy Law Practice

B.R. “Randy” Allen, III Attorney/Escrow Officer

Tyler Flynn

Attorney/Escrow Officer

Brian Clepp

Law Office: (830) 443-4900

Attorney/Escrow Officer

www.allenlawllp.com

Alamo Title Company Fee Office

Did you know you can choose to close your Real Estate

transaction with our team and help support local charities? alamotitleboerne@allenlawllp.com Title Office: (830) 357-5088 12 Upper Balcones Rd. Boerne, Texas 78006

Marie Henry

Escrow Officer

Susan Taylor

Escrow Assistant

Cathy Spain

Business Development

boernebusinessmonthly.com

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THE BEAUTY COTTAGE OF BOERNE is now a

Spa!

special:

contents

September 2017

$10 off any service over $39!!

During the Month of September

• Gift Certificates Available!! featuring Glo Theraputics & Par Avion tea infused beauty products

10 08:

calendar

09:

bisd news

10:

finances

www.TheBeautyCottageofBoerne.com LOCATED INSIDE OF THE BEAUTY COTTAGE OF BOERNE

Hayley Summers Morrison – Specializing in Men’s Grooming FACEBOOK.COM/HEADQUARTERSBOERNE

MON - WED & FRIDAYS FROM 8AM TO 7PM BY APPT. (830) 446-2303

103 E. Kronkosky #1 – Boerne | (210) 570-5416

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24

Caring Teachers Make All the Difference Your Retirement Could Be Better

by Karl Eggerss, Eggerss Capital Management

11:

newsworthy

13:

wellbeing

Penguin Suites Acquires a New Office Tips for Proper Backpack Wear

by Dr. Michael Garcia, DC

LOCAL BUSINESSES WELCOME! 1369 S. Main Street Suite #105 Boerne, TX 78006 830-730-7777 6222 De Zavala Road Suite #104 San Antonio, TX 78249 210-558-3784

WWW.ANYLABTESTNOW.COM/BOERNE

17700 US 281 N Suite #300 San Antonio, TX 78232 210-267-5501 WALK IN FOR SAME DAY TESTING In & Out in 15 Minutes!!

WWW.LABTESTINGSANANTONIO.COM

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$15 OFF Any Test $49 & Above 5 Lipo B-12 $140 5 Vitamin B-12 $75 10% Off DNA Test

B oerne B usiness M onthly | September 2017

16:

cover feature

Boerne Family YMCA: Same Family. New Location.

by Lauren Stumberg

22:

organize

Back to School: Paper Management

by Adrianne Carnes, The Organized Me

24:

accounting

Where Visitors Can Stay for Berges Fest, Dickens On Main & Wurstfest

by Mark Blazek of ADKF

26:

get ready

The Hunt is Nearly On.

courtesy of Jennings Anderson Ford

30:

ribbon cuttings facebook.com/boernebusinessmonthly

Boerne Business Monthly is published by Distinct Media, LLC, copyright 2017. Reproduction is strictly prohibited without prior consent of the publisher. Opinions expressed in Boerne Business Monthly are those of the writers or sources and do not necessarily represent the views of the publisher, nor do they constitute the endorsement of products or services herein. Although the information and recommendations in this publication have been compiled from sources believed to be reliable, Boerne Business Monthly makes no guarantee as to, and assumes no responsibility for, the correctness, sufficiency or completeness of such information and recommendations.

www.edwardjones.com

Krista Upham

Serving Real Estate Buyers and Sellers in the Texas Hill Country!

Ranches H Residential H Commercial

(210) 884-5276 krista@lonestarboerne.com

Markets change. Are you prepared?

Stop by or contact your Edward Jones financial advisor to schedule a financial review.

Ron Warden

Allyson Munsell

1580 S. Main Street, Ste. 104 Boerne, Texas 78006 830-249-8286

1011 S Main Street Boerne, Texas 78006 830-249-2748

Financial Advisor

222 South Main Street – Boerne, Texas 78006 (830) 249-7979

Financial Advisor

• Voted Best of the Best 2016 Ranch Sales • Voted Best of the Best 2015 Residential and Farm & Ranch Sales

www.LoneStarBoerne.com

MKT-5163D-A

Member SIPC

TEXAS INVESTORS TITLE Performance is Our Priority Locally Owned ~ Nationally Recognized 116 W. Blanco Rd., Suite 101, Boerne, Texas 78006 Office: (830) 816-5888 ~ www.TexasInvestorsTitle.com Stephen V. Vallone President, Escrow Officer steve@texasinvestorstitle.com Becky Edmiston Vice President, Escrow Officer becky@texasinvestorstitle.com Beverly McCormick Residential Escrow Officer beverly@texasinvestorstitle.com

Representing Stewart Title Guaranty and First American Title Insurance

COMMERCIAL ~ RANCHES ~ RESIDENTIAL PROPERTIES boernebusinessmonthly.com

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calendar

SEPTEMBER 2017 CALENDAR OF EVENTS

EVERY SATURDAY THE FARMERS MARKET AT THE CIBOLO 9:00am to 1:00pm | 33 Herff Road – Boerne Shop fresh local produce, farm fresh eggs, breads, jams, jellies, local honey and Texas Hill Country arts & crafts at the historic Herff Farm at the Cibolo Nature Center in Boerne. Enjoy free live music, gardening classes, cooking demonstrations and children’s craft activities, too.

SEPTEMBER 4 LABOR DAY SEPTEMBER 7 GBCC RIBBON CUTTING CEREMONY FOR HILL COUNTRY SHUTTLE SERVICE 1:30pm to 2:00pm | 121 South Main – Boerne

SEPTEMBER 8-23 BOERNE COMMUNITY THEATRE: "HAY FEVER" Hoping for a quiet weekend in the English country with some guests, David Bliss, a novelist and his wife Judith, a retired actress, find that an impossible dream when their high-spirited children Simon and Sorel appear with guests of their own. As the guests arrive, it becomes clear that it is not them who will be the problem, but the family themselves.

Visit boernetheatre.org for ticket info.

SEPTEMBER 9-10 BOERNE MARKET DAYS 10:00am to 5:00pm | Main Plaza Main Plaza comes alive with great shopping in an outdoor setting.

SEPTEMBER 9 SECOND SATURDAY ART BEAT

4:00pm to 8:00pm | Various Locations in Boerne Does the Love of Art Make Your Heart Beat Faster? Boerne shops and art galleries are teaming up to bring you a heart-racing fine art experience. Take a walk on the art side every second Saturday of the month.

Look for the flashy banners displayed throughout Boerne.

SEPTEMBER 9 MOONDANCE CONCERT SERIES: LOST MULE BAND 7:00pm | Cibolo Nature Center 140 City Park Road – Boerne Enjoy an outdoor concert under the oaks and evening stars. Bring your lawn chairs, blankets, drinks & eats (if you like), kids, grandparents, and friendly dogs on leashes for an evening full of live music, dancing, and fun at the Cibolo Nature Center. continued on page 21

RESIDENTIAL • COMMERCIAL • INVESTMENT • 1031 EXCHANGES FOR SALE: 712 RIVER ROAD: $599,000 This is on the Busiest Corridor in Boerne, Texas, located on River Road which leads to Main Street to the west and to Herff Road to the East.

New Roof & Paint 2017, Former medical facility. The additional sq footage is living quarters w/ 2 bdrms, kitchen, baths, etc. This could be a "Live-Work" set up for a business. Needs some remodeling. Offices are turn-key ready Now. For Lease or For Sale.

13 UPPER BALCONES ROAD: $379,000 Hard to find small professional office space for your business in the heart of Boerne - just south of the Starbucks. The office has been updated, hardwood floors, and room to grow with almost .7 of an acre with Huge trees.

1022 RIVER ROAD: CALL FOR PRICING Incredible Location on the busy River Road/State Hwy 46 corridor, currently a Restaurant/Volleyball entertainment locale. Many possible uses. 2.212 acres zoned B2; Property accessible from River Road and Dietert Street; good location for future office bldgs.

RESIDENTIAL-LAND-COMMERCI

FOR LEASE: SEVEN OAKS OFFICES 138 OLD SAN ANTONIO RD A quaint and Charming Professional Office Park designed to meet the needs of the Booming Hill Country Market near Boerne, Texas. This development will include ample Parking w/Lighted areas.

This Prime location is Perfect for your Professional Office and Medical Space needs. Spaces starting at 1086sf to 6,516 sf.

30 CASCADE CAVERNS ROAD Serving the Fair Oaks Ranch, Boerne and IH-10 Corridor, our Goal is to Provide Impeccable S Magnificent one story Excellent Communication and the Best Results for your Real Estate Needs! home totally remodeled sitting on 5 acres; less than Today for a FREE Market Analysis on your Home a mile from IH 10 and Scenic Loop Exit. Multiple offices,Call conference room, Kitchen, 2.5 baths, Workroom for copiers, 2 car garage plus plenty of parking. With a gated entrance this would make an Ideal office Location for any Professional Services Co; Lawyers, CPA's, Builders, Oil & Gas Firm. Call for more details.

117 INDUSTRIAL DRIVE-BOERNE 3,000 sf of office space, and 4,200sf of warehouse; space recently 31007 IH-10 WEST – OFFICE SPACE painted and updated; Ideal for Manufacturing Co, Distribution Co., 3000SF, $2,500 PER MONTH Plumbing/HVAC Services, Food Distribution Co., etc. Plenty of Tony Mangus Garden Oaks Office Spaces - 136 Old San Antonio parking for Employees, Company vehicles and Service Trucks.

Other Rd- 900sf, 1070sf, call for Pricing. warehouse space available in the area, call for more details. 210-413-8229

Armando Muzquiz Managing Partner Amber Smith 210-412-1607 830-431-5027 Hablo Espanol

www.MangusRealty.com

Tony Mangus, Managing Partner Autumn Martens Eric Debner 210-413-8229 210-765-1111

512-576-5744

1018 RIVER ROAD, STE 300 | BOERNE, TX 78006 | WEBSITE: MANGUSREALTYGRO

NEW LOCATION! 140 E. Bandera Street | Boerne, Texas 78006 | At the Corner of Schweppe Street

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B oerne B usiness M onthly | September 2017

bisd news

Caring Teachers Make All the Difference

M

by Tommy Price, Boerne ISD Superintendent

Mrs. James and Mrs. Gillpin.

Years ago when I was a student at Houston’s Northbrook High School, these two teachers saw something in me that caused them to reach out, devoting extra time and effort to assure that I made the most of my educational opportunity.

Given my extraordinarily casual approach to learning at the time, it took incredible vision on the part of these two educators to see me as anything more than another kid who would pass through the system and into a life of minimum-wage jobs and constant struggles.

The fact that I was a poor student throughout most of my high school years is part of my story that I have shared openly throughout my career in public education. Since becoming superintendent of Boerne ISD in July, I am certain several of my new colleagues already have heard the story a handful of times in different meetings where I have been introduced.

But it is an important story to share because it carries a powerful message about the impact teachers have each day on the lives of students entrusted to their care. Mrs. James and Mrs. Gillpin did not have to spend the extra time with me that they did. After all, I probably missed more of their classes than I attended. My attitude toward classwork and assignments was poor. My self-confidence was virtually nonexistent.

I was one in a family of four children raised by a single mother. We moved frequently, often staying one step ahead of landlords seeking payment for rent past due.

From school to school to school, there was no consistency in my learning patterns, in my friendships or in the adults who were in position to help shape my life.

But Mrs. James and Mrs. Gillpin changed that simply by caring. Most importantly, they went the extra mile to assure that I came to school regularly, that I took seriously my classwork, and that I identified a way to belong to something bigger than myself.

Without their course-correcting influence, I most assuredly would have been adrift in a vast and tumultuous sea of indifference.

Today as my family and I take our place in your community and begin to make it our home, I want you to know that, just like those

two teachers from years ago, I am committed to the students of this school district, steadfast in my desire that they receive the best educational opportunities available.

Our school district stands on firm footing thanks to the commitment of so many. Boerne ISD’s reputation for excellence was a leading factor in my family’s interest in coming to this community. My wife and I are educators and we are parents of one of Boerne ISD’s newest high school students. Public education is important to us.

As the new school year begins, I cannot help but be reminded of Mrs. James and Mrs. Gillpin and the transformative influence of their passion and compassion for students. Similar acts of caring and kindness will take place throughout the year all across our district. I look forward to learning your vision for the continuous improvement of our school district as together we educate, motivate, counsel and care for our precious students. BBM boernebusinessmonthly.com

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finances

Your Retirement

M

Could Be Better

by Karl Eggerss, Eggerss Capital Management

Much has been written about getting to retirement over the years.

But, it isn’t always smooth sailing once you’re in retirement. That’s because there are still many decisions to be made in retirement and those decisions can either allow you to live comfortably or in a constant state of anxiety.

Making every dollar work as hard as possible is critical during your golden years to insure a comfortable retirement and allow you to achieve your goals.

Over the years, we have worked with thousands of clients and have observed some natural tendencies/mistakes that many tend to make regarding their retirement. One of the biggest mistakes is trying to get as much “mailbox money” as soon as possible. Mailbox money is great, but not when the amount of money could have been larger by delaying it. Delayed gratification is something that is hard to teach kids, but sometimes it’s even harder to teach retirees. With most retirement incomes, whether it’s a pension from a company or social security from the government, the payment you will receive in retirement oftentimes will increase by a percentage, the longer you wait to claim that income. In regard to social security, it can be taken as early as the age of 62. But, every year that you wait to take it, the amount per year goes up by 8%. So, the obvious question is, do you have enough money saved on which you can live during retirement in order to delay social security? And if so, how much are the savings earning? Is it greater than 8% per year? To save you some time with a calculator, delaying social security from 62 to age 70 increases the total payment by 76%! Social security, despite its flaws, is the greatest longevity insurance you can get. If you and/or your spouse live into your 90s or even past 100, that social security payment will feel awfully small if you began receiving it at age 62.

While pensions from corporations are becoming extinct and being replaced by 401(k)s and other employee contribution plans, they do still exist. Many pensions also reward employees for delaying taking the monthly amount. In other words, taking the monthly pension at 65 will generally pay the ex-employee more than if they took the pension at age 62. Often, delaying a pension can raise the monthly amount by 6% per year, not a bad return on investment.

But, before you do delay social security and pensions, it’s important to not make these decisions in a vacuum. Having a comprehensive financial plan from a fee only financial planner can help you see how your savings and taxes are impacted by either taking social security and a pension early or delayed.

The second biggest mistake we see retirees make is not taking advantage of their low tax bracket. Generally, your tax bracket will drop when you retire. Sometimes, it may drop so much you are literally paying $0 in taxes for a few years because you have delayed social security and a pension. Roth conversions during these years

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B oerne B usiness M onthly | September 2017

can be extremely beneficial because Roth IRA withdrawals are tax free where traditional IRAs/401ks are not. It seems counterintuitive to pay taxes now versus later, but often, it will add tens of thousands of dollars to someone’s net worth over their lifetime (assuming a normal life expectancy). Taking IRAs/401ks that have pent up taxes that will have to be paid at some point in the future (potentially at a higher rate) and paying them earlier by doing a Roth conversion may allow for 20 or 30 years of tax-free growth. In addition, traditional IRAs require the owner of the IRA to make partial withdrawals starting at age 70 ½ (and pay taxes on these withdrawals). For those whose main income is social security, these required IRA withdrawals could cause the social security benefits to become taxable. By converting all IRAs/401ks to Roth IRAs, one lowers or eliminates the amount required to withdraw from IRAs starting at age 70 ½. For those who do not need to spend their IRA/401k assets at age 70 ½ or those who would get their social security income taxed, this will obviously help them save money over time.

There are a lot of benefits to doing Roth conversions, but there are some situations where it doesn’t make sense. Thorough analysis is needed in every situation. If it does make sense in your situation, converting IRAs to a specific tax bracket is key. Establishing how much to convert with a conversion schedule by year is critical. In other words, everyone’s Roth conversion will look different depending on their own unique situation.

The last mistake we see retirees make is not spending enough.

Yes, that’s correct. I have never had a client run out of money. Why? Everyone lives up or down according to their means. If their net worth dropped for various reasons, naturally retirees begin to rein in spending and adjust their lifestyle. While this isn’t their first preference, it’s sometimes a necessity. Because of this, retirees often pass away with an estate. The first thing to be determined when retiring is does the retiree want to leave a legacy. Is the goal to leave a certain amount to heirs or charity when the retiree’s life is over? Or, does the retiree want to spend as much as they possibly can to maximize enjoyment during retirement and pass away with $1 in their pocket? Once this is determined, putting a spending plan into action can be achieved, but not until then.

Don’t let your financial plan end at retirement. A comprehensive financial plan should include getting to retirement and beyond. BBM In 2010, Karl established Eggerss Capital Management, his own registered investment advisory firm dedicated to providing clients with superior financial counsel in the changing economy. His market insight and cutting edge strategies help fulfill the mission of Eggerss Capital to help clients be protected and profitable in the face of a rapidly changing market. For more information on Eggerss Capital Management visit www.eggersscapital.com.

114 E. Highland Street, Boerne | 210.526.0057

P THE DODGING DUCK BREWHAUS 402 River Road - Boerne, Texas 78006 (830) 248-3825

WWW.DODGINGDUCK.COM Business Loans to Help You Achieve Your Goals.

We offer a variety of different business loans, and we can even help you pick the one that best suits the needs of your business.

Get more details at utxcu.com.

Why United Texas? Local decision making Low rates Straighhorward applicaaon Loans for equipment, business vehicles and real estate including investment real estate Lines of credit and term loans SBA Guaranteed Loans - we’re an SBA Preferred Lender

newsworthy

Penguin Suits Acquires a New Office

Penguin Suits’ owner and head storyteller, Debi Burrows, acquired a new Boerne office in July 2017 at 106 Austin Drive. The new space offers flexibility and function to better serve Penguin Suits’ clients. The office has space for executive operations, fostering creative design, content writing and review, administrative functions and conferencing with clients. In addition, Penguin Suits is opening the office to businesses and the community to use as a beautiful and comfortable meeting space. Everyone’s favorite space is the “Penguin Penthouse,” where the creative team of design specialists are inspired daily. “This is where the magic happens!” Debi Burrows said.

“As our client base grew, so did our need for additional team members and space. When I saw this building I immediately knew it was the right space to foster our creative energy,” explained Debi Burrows.

Penguin Suits originally opened for business on Main Street, in Boerne, over 15 years ago.

Once in the office, Debi Burrows prayed for a sign to be sure she was on the right path. Fifteen minutes after opening the office, a client walked in and asked for a website. Her first month’s rent was made! That was the sign she needed. From that point forward, Debi continued to be involved in the community, raised her family, and steadily grew her business.

Penguin Suits is an award-winning agency with over 15 years of experience. It specializes in custom marketing plans including websites and SEO, brochures, billboards, and more. By developing individualized marketing plans, Penguin Suits instills clients with the confidence needed to grow their business. Clients can expect a resultsoriented relationship that is creative, daring, ethical, transparent, collaborative, and devoted to consistent and effective lead generation. Professional affiliations include: Public Relations Society of America, American Marketing Association, Hill Country Women in Business, San Antonio Women’s Chamber of Commerce, Greater San Antonio Chamber of Commerce, and the Boerne Chamber of Commerce. Penguin Suits is proud to be a graduate of the BE (Business Empowerment) San Antonio program. Find Penguin Suits at www.penguinsuits.com or visit its new location. BBM

210.561.4578  utxcu.com

boernebusinessmonthly.com

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Health by Choice ...

Not by Chance !

Matt Nelson, Branch Manager

Taylor Knopf, Financial Advisor

Brenda Rocchio, Financial Advisor

James Kennell, DC Michael Garcia, DC Achieving maximum health and wellness through chiropractic care.

115 Highway 46 W Boerne, TX 78006 830-249-8900

www.boernewellnesschiropractic.com

You’re frustrated, and so is your attention problems such as Dyslexia and Brain research shows these skills child. Classwork and homework by ADHD are caused by weak underlying can significantly improve now are a daily struggle of tears and learning skills. yelling. Your child is falling behind, Weak underlying learning skills can be and the school is clueless as to how to identified using a cognitive skills solve the problem. assessment.

Once the student’s cognitive strengths and weaknesses You know your child is smart, but are identified, a specialized program is there is something holding him back. developed to train those skills.

You have tried tutoring and hours of homework, but it seems like nothing Learning Foundations: 45 years of has worked. experience, now in Boerne.

So why DO smart kids struggle in school?

“My child is smart, but is terrified of reading in front of the class.”

Since 1969, Learning Foundations has helped struggling kids and teens break These skills such as sensory processing, free from painful and embarrassing Is it the parents’ fault? The teachers’ memory, auditory processing and labels. All programs are delivered phonemic awareness build the 1-on-1 with an experienced specialist. fault? Is she just being lazy? foundation for academic and social The real reason is that for 20% of kids success. A weakness in these skills can Free Consultations can be scheduled cause even the smartest child to struggle. by calling (210) 495-2626. in school, reading, spelling and

(210) 495-2626 - Call Now for a Free Consultation - www.learningfoundations.com

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B oerne B usiness M onthly | September 2017

wellbeing

Tips for Proper

B

Backpack Wear

by Dr. Michael A. Garcia, D.C.

Backpacks can weight a ton these days, especially for our younger population. A developing adolescent is greatly affected by abnormal and compressive force since growth plates and bones are vulnerable to them. The good news, is many health conditions are preventable and at the least, manageable as long as you can identify them. One visible sign of someone going beyond their normal alignment, due to excess backpack weight, is a condition called Anterior Head Syndrome or AHS. ANTERIOR HEAD SYNDROME or AHS is excessive, forward positioning of the head and neck. It’s a condition acquired through life stresses such as bad posture, physical trauma, deskwork, cell phone and tablet use. Over time, the structural stress creates Secondary Conditions, aka symptoms, such as neck and back pain, headaches, and fatigue due to the tension on the neural system, spine, muscles and joints. With school started, our students are bombarded with many similar activities that promote the head going forward. Although we can’t avoid these completely, we can take steps to reduce the progression of AHS, starting with proper backpack wear.

Shoulder to Shoulder We Can Help!

Homes and Land

*Rene Campbell (210) 542-0148

*Tiffany Joslin Steven Karam (210) 394-4399 (210) 414-0105

CORRECT

INCORRECT

PROPER USE: • The backpack should be no more than 10-15% of the child’s body weight.

Depending on your child’s conditioning and strength level, you could

bump that up to 15-20% if you feel they can handle it.

• Soft padded straps that are evenly loaded on the shoulders are best.

• The backpack should sit higher above the waist line, about 2-3 inches.

• Heavy items should be placed closer to the back of the child.

Loading our spine properly can reduce damage to our joints, spinal discs and other vital tissues. While we can’t mitigate all abnormal spinal stress, we can identify AHS and choose to correct it so that the head and neck are protected. BBM Michael A. Garcia, D.C. Boerne Wellness Chiropractic 115 Hwy. 46 W. | Boerne (830)-249-8900 boernewellnesschiropractic.com

Jim Campbell Naomi Weckesser (210) 838-1896 (830) 688-0282

Wiley & Kathy Cloud, Brokers (830) 755-8693 | (210) 710-6601

Real Estate Office: (830) 755-8693 Career Inquiries (830) 755-8693 boernebusinessmonthly.com

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Bluebonnet Realty Since 1989

Offering Leasing, Property Management, Sales and Listings!

Check out our properties on our website:

www.BoerneTexasHomes.com (830) 816-2288

Properties for Lease:

250 English Oaks Circle

409 Kendall Parkway

215 Oak Park

102 Paradise Path, Walnut Hills

Beautiful home with 3 bed, 2.5 baths, Gated subdivision with community large bonus room upstairs, beautiful pool. 3 bed, 2.5 baths, 2800+ s.f. of livlandscaped yard and gazebo in back for ing area. Recent upgrades. entertaining. $2750 $2,750

3 bedroom, 2 bath approx. 1680 s.f. of living area with bonus room on large fenced back yard. $1,600

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3 bed, 2 ba on .50 ac with large carport and 200 s.f. of storage. $1,575

B oerne B usiness M onthly | September 2017

130 Serenity

3 bed, 2.5 bath garden home with approx. 2144 s.f. of living area. $2,200

104 Scenic View

4 bedroom, 3 bath manufactured home, approx. 1800+ s.f., on 1/2 ac in Walnut Hills Estates. Available now! $1,400

JUDY FILINGERI (830) 816-2288 Leasing & Prop. Mgt.

ANGELA TURNER, BROKER (210) 912-8221 Sales & Listings

CAREY STEWART (210) 551-2883 Sales & Listings

Properties for Sale: PRICE REDUCED!

PRICE REDUCED!

364 Menger Springs

Gated community, Custon home on 1.37 acres.

Separate quarters. Total 4 bedrooms, 3.5 baths, over 4422 s.f. of living area. $917,000

409 Kendall Parkway

3 bed, 2.5 bath home with over 2800 s.f.of living area on .65 ac lot. Also available for lease, $2650 a month, One year minimum. Recent upgrades. $435,500 SOLD!

106 Lehmann Street

3 bed, 2 bath with approx. 1400 s.f. of living area, plus storage and 2 car garage in great location! Recent updates to the house. $255,500

102 Green Meadows

3 bed, 2 ba COMPLETELY REMODELED! $280,000

PRICE REDUCED!

314 Schweppe Street

Old World Charm in this rare find in Boerne! 3/2 home is one block off Main Street. Approx, 2400 s.f. of living area. .66 acre lot. $497,000 boernebusinessmonthly.com

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cover feature

I

Same Family.

New Location.

It is clear from the recent grand opening of the Boerne Family YMCA’s new facility that this is much more than just a gym; it’s a family. The relationships and camaraderie created at the Y go beyond the walls of the facility and spread out into the community of Boerne. Watching the members, trainers and staff interact reveals the many connections and relationships that have been cultivated here.

As the large crowd gathered for the ribbon cutting and flooded

by Lauren Stumberg into the new facility, it was evident from the excitement on their faces that this is something that Y members and the community of Boerne have been waiting for.

The City of Boerne and the YMCA of Greater San Antonio worked together to repurpose the Boerne Civic Center, located at 820 Adler Street, into what is now the new home of the Boerne Family YMCA. The new facility will allow the Y to expand, providing enhanced quality and convenience for the community.

pictured: Paul Giguere, Executive Director of the Boerne Family YMCA and Sandy Morander, President & CEO of YMCA of Greater San Antonio | photo by Kamille Donley

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B oerne B usiness M onthly | September 2017

photo by Haley Skinner

What is planned to be a 41,950 square foot facility, will be built in four phases or as funding is received. The first phase, which was opened to members on August 25th, consists of two floors that offer a wellness floor, group exercise room, community room, cycling studio, child watch area and more.

The interior of the former Civic Center is unrecognizable and the transformation is truly impressive. It is encouraging to see a relatively unused facility transformed into something that will impact lives on a daily basis.

The Boerne Family YMCA has big plans for the remaining phases of the new facility, which include a gymnasium, lap pool and leisure pool. “We also hope to make use of the extra space outdoors with possible sport courts and fields for soccer, football and gaga ball. In addition to the outdoor improvements, we would love to add a teaching kitchen where we could demonstrate healthy meal choices and portion sizes,” said Paul Giguere, Executive Director of the Boerne Family YMCA. “The YMCA has been a blessing to this commuphotos (top to bottom): Interior of the new Boerne Family YMCA facility; YMCA Executive and City of Boerne Officials during the recent ribbon cutting ceremony (photo by Haley Skinner); An eager crowd enters the new Boerne Family YMCA for the first time.

nity for over two decades. They have made Boerne stronger,” said Nina Woolard, City of Boerne Mayor Pro Tem. “The City is happy to have entered into a long-term lease of the Civic Center with the YMCA. For years the citizens of Boerne have indicated on the Parks and Recreation Master Plan Survey their strong desire for a family-oriented community center. We feel that has been achieved with this new partnership.”

For Giguere, the new facility is a dream become reality. “We put in the action and dedication to see this dream realized. It would not have happened without the support of the City of Boerne and our members,” said Giguere. “We believe it is also part of God’s grace and plan,” he added.

According to Sandy Morander, President and CEO of YMCA of Greater San Antonio, “The initial location of the Boerne Family YMCA was in a great spot for its beginning, but this new location is its home.” She continued by saying that the YMCA is committed to completing the final phases of this facility and encouraged community support so that they can progress towards the final steps.

“Everyday the Y gives the community the opportunity to learn, grow and thrive in spirit, mind and body,” said Greg Jaeger, Board Chair for the YMCA of Greater San Antonio.

“I believe this new location offers enhanced quality and convenience for the Boerne community. The stronger your local YMCA is, the more lives it can touch within your community,” he added.

The Boerne Family YMCA has proven itself as a strong and vital part of our community and the larger facility will only magnify that. This past year the Boerne Y served over 2100 youth in their Youth Sports programs, 900 kids attended their Summer Camps here in Boerne, 90-100 children per week attend their Day Camp and the YMCA facilitates after school programs at four different BISD elementary schools. “Providing safe, quality, affordable after school care is something that is important to our local community where many parents are working and need someone to watch their children until they get home from work,” said Giguere. “We help make sure they are safe, help them with their homework, continued on page 18

boernebusinessmonthly.com

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continued from page 17

provide them with fun activities and healthy snacks.”

They also continue to grow their Senior Programs and partnerships with the Kronkosky Place. The YMCA offers active older adults an opportunity to increase their physical activity, enjoy social interaction, and learn healthy lifestyle skills. A variety of programs are offered at each branch, promoting the benefits of health and wellness. According to Giguere, “Silver Sneakers is a program that allows our older adults to take charge of their health by participating in physical activities. Classes offer our seniors low impact and joint friendly sessions involving cardio, flexibility, strength training, and coordination exercises.” DayHab is also

available for individuals with special needs.

For 141 years, the YMCA has been listening and responding to its community’s most critical social needs, ensuring that everyone has the chance to learn, grow and thrive, regardless of age, income, ability, ethnicity or faith. They focus on youth development, healthy living, and social responsibility, and incorporate core values of caring, honesty, respect, responsibility, and faith into all they do. What a blessing it is to have such fine organization as part of the Boerne community and a City that supports and recognizes the importance and need for such an organization. Good things are sure to come!BBM

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CALENDAR OF EVENTS | cont’d continued from page 08

$10 Non-Members; $8 Members; $5 Seniors 65+ & Students; Under 12 Free SEPTEMBER 11 KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am Kendall County Courthouse 201 E. San Antonio Ave. – Boerne SEPTEMBER 12 CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne SEPTEMBER 14 GBCC RIBBON CUTTING CEREMONY FOR DERMONE DERMATOLOGY 11:30am to 12:00pm | Methodist Boerne 134 Menger Springs Rd., Ste 1230 – Boerne FACEBOOK OR INSTAGRAM --YOUR COMPANY PRESENCE SHOULD BE IN WHICH SOCIAL MEDIA? Presented by Penguin Suits 11:30am to 1:00pm | Boerne Chamber Boardroom 121 South Main – Boerne $5 per person for workshop only $15 per person for workshop and lunch

“Sonora Bank was there for us. We opened a business, bought a building that we remodeled and they handled it all.”

Stephen and Dershie Kurtz – Texas Kids Home Therapy

GBCC RIBBON CUTTING RIVER ROAD PHARMACY 1:30pm to 2:00pm | 910 River Rd., Ste. 103 GBCC BUSINESS AFTER HOURS MIXER TEXAS RANCHES FOR SALE AND TEXAS INVESTORS TITLE 5:00pm to 7:00pm | Texas Investors Title 116 W. Blanco Rd. – Boerne SEPTEMBER 15 GBCC RIBBON CUTTING CEREMONY FOR LA GLORIA 4:00pm to 4:30pm 21819 IH 10 W – San Antonio PHOTOGRAPHY FORUM 6:30pm | Patrick Heath Public Library 451 N Main St. – Boerne Hill Country Council for the Arts, in conjunction with Majestic Ranch Arts Foundation and the Boerne Library Foundation, presents “Three Styles of Photography: Elizabeth

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Castle, Jim Heupel, and Mark Holly” CHRIS LOPEZ BAND LIVE! 7:30pm to 11:30pm | RANDOM 11 Upper Cibolo Creek Rd. – Boerne Random welcomes back the Award Winning Chris Lopez.

SEPTEMBER 16 KINEMATIC 2ND ANNIVERSARY PARTY! 2:00pm to 5:00pm | 635 TX - 46 E. #207 Boerne Live music, food, fun for the kids and special releases of some great new beers!

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ARTS AT THE AMPHITHEATER: JASON ROBERTS BAND 6:00pm to 11:00pm Patrick Heath Public Library Amphitheater 451 N. Main Street – Boerne Jason Roberts, two-time Grammy winner, a 20-year Asleep at the Wheel veteran, playing the very best western swing country music in Boerne for one night only, kicks off the Art at the Amphitheater.

Hill Country Council for the Arts, Majestic Ranch Arts Foundation and Patrick Heath Public Library Art are the sponsors.

Free Event. continued on page 29 boernebusinessmonthly.com

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organize

Back To School

Paper Management

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Envision a system, personalize for you, that simplifies the information you receive throughout the school year. When paperwork is simple to maintain, you’re more likely to be on time with the due dates and more likely to maintain your feeling of peace. For example, the easier it is to find your child’s science fair registration form, the calmer your morning will be on the way to school (for both you and your child).

I am Adrianne Carnes. I am a Personal Organizer because I believe that organizing is an empowered lifestyle that produces clarity and order, which brings feelings of calm and peace. My company is “The Organized Me,” and I want to help people live an empowered life through organization. In this series “Back to School Organization,” I will describe, step-

by Adrianne Carnes, The Organized Me by-step, how you can free yourself from the stress that comes with piles of paperwork, lost homework and the sticky airhead at the bottom of your kid’s backpack.

PAPER MANAGEMENT Before the 1st day of school, I had already received 13 different forms to fill out and return. This afternoon, my daughter will come home with a cafeteria menu, more forms and PTO information.

Some of the papers will direct us to their individual apps, to their Facebook page and to the school district website. And now, I’m left to manage the paperwork, the notifications that come through an app, and the information that stays on the website.

One of the key principles guiding my business is that the less stuff we have to

maintain and manage around the house, the less stressed and overwhelmed we’ll feel.

How does this apply to the paperwork and things you need to know about your child’s academic experience?

A DESIGNATED LOCATION In order to stay organized with your child’s schedule and paperwork, it is important to designate a location in your home for all of this information. It can be a part of the countertop or a cabinet in your kitchen, a rolling cart near the door, a small table in your office or a cubby in the mud room.

The most important thing is that you find a place that is convenient for you and your child and that you stay consistent with keeping the information in this place.

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B oerne B usiness M onthly | September 2017

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A PARENT’S SCHOOL INFORMATION BINDER At our house, we don’t want our kids distracted by their phones during breakfast or before we are 100% ready to go to school. Yet the lunch menu is on an app on my phone, the district announcements are on an app on my phone, and our teacher’s contact information in on my phone.

Almost all companies have an app or a mobile website, and when I want some information, I’m most likely going to find it on my phone. So I wondered how I could lead by example, and not use my phone before breakfast, yet still have access to what I need.

I created a binder, labeled “Parent’s School Information.” In this binder, I keep the following: 1. School Calendar 2. A Contact Sheet with the school phone number, my child’s teacher’s email addresses and other important names and contact info. I also keep this information in my phone, for when I’m away from home.

3. Lunch Menu with web address to the “Lunch Money Now” website (where you pay for your child’s lunches).

4. PTO Contact Information 5. Web address for attendance and grades 6. Plain note book paper for last minute notes to the teacher I still keep all of this information on my computer, but I like it in a binder in my kitchen: neat and organized!

I suggest that your binder lives in the area of your house designed to keeping your child’s information organized and leave it there. Leave it in one place so that it’s easy to access when you need it.

SCHOOL MEMORY BOX I have one plastic file box, labeled “School Memory Box (and my child’s name).” This box holds a hanging file folder for each school year. Throughout the year, I keep a basket, labeled “Graded Papers and Art Work” on the same counter with my “Parent’s School Information” Binder and with my daughter’s command center. When she and I unpack her backpack she puts her graded papers and art work in this basket.

These papers live in this basket for the school year (our basket is pretty big). At the end of the year, I sort through these papers, and decide which papers I want to keep in our memory box and which ones I can throw away.

Once I’ve determined which papers I’m going to keep, I place them in the School Memory Box labeled with the appropriate school grade year. I usually keep her writing journal, special projects, report cards, individual and class pictures, and any other memory that I want to hold onto.

I store this box in my studio upstairs, where it is easily accessible. My daughter and I like to look through the box occasionally and reminisce about her hard work and her accomplishments.

In this “Back to School” series, I wrote about: • Time Management • Daily Planning for the Adults • Daily Planning for the Kids • Command Centers for the Kids • Parent’s School Binders • School Memory Box Before you think to yourself "My kid doesn’t have the attention span to organize? Or I have too many kids to stay organized. Or I am too busy to manage a to-do list. Or I inherited this way of living," think this instead.

Everything is a possibility. Life is full of possibility. Possibility becomes reality through opportunities.

The Organized Me offers you the opportunity to de-clutter your life so that you can feel calmer and more peaceful. I offer hourly appointments designed to help de-clutter and organize your kid’s room and their bathroom, manage their time, organize their homework area and their school paperwork.BBM boernebusinessmonthly.com

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accounting

WHERE VISITORS CAN STAY FOR BERGES FEST, DICKENS ON MAIN & WURSTFEST

K

by Mark Blazek of ADKF

Kendall, Hays, Williamson, and Comal County are all among the Nation’s fastest growing counties. Central Texas has seen a large increase in tourism, with San Antonio alone having approximately 31 million visitors each year. Many of these tourists explore surrounding areas such as New Braunfels and Boerne. Boerne’s festivals, including Berges Fest and Dickens on Main, attract thousands of visitors each year, as does Wurstfest in New Braunfels.

With only a handful of hotels and bed & breakfasts, there are a limited number of vacancy’s during festival times. Websites such as AirBnB have become increasingly popular with tourists seeking short term stays with a local touch. This provides many homeowners with either a vacation home, an extra room, or even just a couch opportunities to make extra income while possibly lowering their tax liability. Of course, Uncle Sam has provided tax guidelines on rental income. Understanding these three basic home rental situations will ensure you optimize the rental benefit for your situation.

Short Term Rental Homes Short term rental activities can provide some of the best benefits. If you rent your primary residence or vacation home for 14 days or fewer during the tax year, that income is Tax Free (IRS Publication 527). That’s right, Tax free! It doesn’t matter the amount of profit within those two weeks, you are not required to report this income. Another benefit is that it doesn’t matter if you rent out your vacation home or just your spare couch. This means that during major festivals, if you decide to leave town and avoid the congestion, you may lease out your primary residence or vacation home and have tax free income.

Full Time Rental Homes Full time rental homes usually imply owning a second home or condo used for vacation or as an investment. The IRS treats these types of rental homes as investment property with certain tax guidelines. If your personal use of these homes are limited to no more than 14 days each year, or less than 10% of the time its rented, then that home or condo qualifies to be treated as an investment. The benefit of having a second rental property is that if it is successfully leased throughout the year, it may pay for itself with the possibility of having a profit and net cash flow. During Austin City Limits, some homes in Austin rent on average from $400$1,100 a night. Rental income is 100% taxable. The most common rental expenses which may be deducted include Advertising, Repairs & Maintenance, Depreciation, Insurance, Interest, Taxes, Mortgage Interest, and Utilities. If your rental expenses exceed your rental income, you could possibly deduct these losses, under certain conditions. The IRS classifies Rental income as a passive activity. The IRS treatment for a passive activity means you can only offset passive income with passive losses and if passive losses exceed passive income,

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B oerne B usiness M onthly | September 2017

you cannot deduct those passive losses; however, they are carryforward to the next tax year. In certain situations, rental activities may not be classified as passive. But this requires material participation on your part, and a conversation with your tax advisor.

Hybrid Rental Homes Hybrid homes can be defined as a vacation home or your primary residence that is rented for more than 14 days during the tax year. Because the home has shared personal and rental use, expenses must be allocated accordingly. By way of example, if the property is used for a total of 180 days out of the year and of those days 60 days were used for personal use while 120 were leased out, only 2/3 of the expenses are deductible. In this instance, if you have $3,000 in Mortgage interest, $2,000 will be allocated to offset the rental income while the remaining $1,000 may be reported on your Schedule A as an itemized deduction.

There are monetary benefits to renting your primary residency or second home. As long as you follow IRS guidelines, there is little risk involved, unless of course you find rowdy tenants. Please always keep in mind to contact your CPA before making any investment decisions. BBM Mark Blazek is a Tax Staff Accountant at Akin, Doherty, Klein & Feuge, P.C. (ADKF). ADKF is a full-service accounting firm with offices in San Antonio, Boerne, and New Braunfels. Mark graduated from San Houston Statue University and has over three years of public accounting experience. He has served six years in the Texas Army National Guard. Mark spends his free time fishing and hunting with his fiancé.

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FRED STUMBERG REALTOR®

c 210.287.4149 fred.stumberg@sothebysrealty.com “Serving the Texas Hill Country for more than 20 years” boernebusinessmonthly.com

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get ready

The hunt is nearly on.

T

Now is the time to get prepared for the upcoming hunting season. courtesy of Jennings Anderson Ford

There are three things that make for a great hunt; first, getting the game you’re after, second, great friends and family to share the experience and third, the better the prep, the more the fun.

We may not be able to help you with the first two, but we can help you with the third. Here’s a rundown of a dozen things you can do to be ready for opening day. #1: SCOPE YOUR RIFLE If you’re at the top of your game you’ve already spent the past few months honing your shooting skills and sharpening your eyes with lots of practice at the range or in the back pasture. Practice from a variety of distances with your deer rifle and make proper adjustments for varying distances. #2: STAY SHARP If you’re hunt is successful, you’ll need a sharpened set of knives for skinning and quartering, and a large cooler with plenty of ice and storage bags to pack your bounty in on your way to the processor. #3: STAY CLEAN With today’s scent-free hunting garments and array of masking agents, it’s easy to get complacent with your

26

preparation, but there’s one thing that’s certain: A deer’s nose is its best sense and defense. Religiously using de-scenting sprays after you’ve removed all human scent from your hunting clothes is the best plan. #4: SOMETIMES RATTLING IS A GOOD THING A grunt call or rattling horns come in handy especially during the rut. They can be the key to success for drawing in the big one. #5: THE MOON MATTERS Deer by their nature are nocturnal critters and when they can they’ll stay up all night. During periods of full moon deer often will feed at night and move little during the day. Check the moon chart. #6: EAT & DRINK It sounds obvious, especially in drought conditions, but deer go where they can eat and drink, and if you can hunt around these sources you’re going to have more success. Feeders are great for bringing in deer, not necessarily big bucks, but does and what follows does? Big bucks #7: EAT RIGHT. HUNT BETTER Deer camp cuisine should be a good mix of fruits and veggies with good doses of protein like a nice steak thrown in. #8: HIT THE ROAD All the great prep does little good if you don’t get there and back. We suggest stopping by Jennings Anderson Ford in Boerne to check out the tough Ford F-150 and Super Duty trucks. They’ll not only get you there and back, but they’ll do it in style and comfort.

Don’t waste opening day stuck on the side of the road. Head over to Jennings Anderson Ford before opening day and enjoy a relaxed Hill Country atmosphere while you shop. BBM

www.jandersonford.com B oerne B usiness M onthly | September 2017

Phillip Bell

& Assoc., llc

PHILLIP BELL

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BANDERA

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This listing consists of two properties contiguous to each other presently zoned R “residential.” The property is 3.1 ac. offered for sale for potential multifamily development with request and approval for zoning change. Located on Frey St and Bandera Rd., next to Franklin Place Assisted Living Center and across from the Rainbow Senior Center. Each lot is approx.1.5 ac. There is a house located on each lot. The properties are offered for the value of the land. Both houses have little or no value and sold “as-is.”

E FR

YS

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OTHER UNLiSTED COMMERCiAL PROPERTiES AVAiLABLE! boernebusinessmonthly.com

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Join the Herd. Get ready to Stampede!

Charitable Run/Walk Bandera City Park | Saturday, October 28 | Start Time 8:30 a.m.

For more information or to register please visit BanderaElectric.com

LIFE IS TOO SHORT

TO HAVE

BORING HAIR! BOOK YOUR APPOINTMENT TODAY! 28

B oerne B usiness M onthly | September 2017

B CUTS • COLOR • STYLING Appointment booking available online at

barbiesinboerne.com (210) 330-6676 725 N. Main Street – Boerne, Texas Veronica “Barbie” Loehr, Owner/Stylist

CALENDAR OF EVENTS | cont’d

Serving our Friends and Neighbors of the Hill Country Since 1916

continued from page 21

SEPTEMBER 20 TOP 20 TIPS FOR SOCIAL MEDIA SUCCESS Workshop Presented by Penguin Suits 11:30am to 1:00pm Greater Boerne Chamber of Commerce 121 S. Main St. – Boerne $5 per person for workshop only $15 per person for workshop and lunch SEPTEMBER 21 ARTS AT THE AMPHITHEATER: THE NASH HERNANDEZ ORCHESTRA 7:00pm to 9:00pm Patrick Heath Public Library Amphitheater 451 N. Main Street – Boerne HCCArts, in conjunction with Majestic Ranch Arts Foundation and the Boerne Public Library Foundation, is excited to present this new concert series.

SEPTEMBER 23 ALL GERMAN CAR SHOW All Day | Main Plaza 100 N. Main Street – Boerne Concours de Elegance and Car Show.

The Longhorn Region of the Porsche Club of America will be celebrating its 55th Anniversary with a display of cars.

SEPTEMBER 26 CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne AUSTIN UPDATE WITH SEN. CAMPBELL AND REP. BIEDERMANN 8:00am to 10:00am | The Hampton Inn and Suites 34935 IH-10 – Boerne Chamber Members & Future Members: $15 SEPTEMBER 27 LEARN HOW TO MARKET YOUR BUSINESS ON SOCIAL MEDIA Presented by Penguin Suits 11:30am to 1:00pm Greater Boerne Chamber of Commerce 121 S. Main St. – Boerne $5 per person for workshop only $15 per person for workshop and lunch SEPTEMBER 28 GBCC BUSINESS AFTER HOURS MIXER SPONSORED BY BELDEN'S AUTOMOTIVE & TIRES 5:00pm to 7:00pm 29137 West Interstate 10 – Boerne

“Where experience and service make the difference” From its beginning in 1916, Kendall County Abstract Company has been Kendall County’s locally owned and operated title company. Over the last 100 years, we’ve earned the trust of real estate professionals because we’re experienced, we’re professional, and we care about our customers.

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Agent for:

• Stewart Title Guaranty Company • Fidelity National Title • First American Title Insurance • Alamo Title Insurance

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VISIT US AT WWW.KCAC.NET SIP AND SAVOR 6:30pm to 9:00pm | Cana Ballroom 202 W Kronkosky St. – Boerne Join Kendall County Women's Shelter for a tasting event with an impact. Sip & Savor will feature the area's upscale restaurants, wineries, distilleries and breweries. All proceeds will benefit Kendall County Women's Shelter. $75.00/person A THIRST FOR NATURE EVENT: CIDER ON THE CIBOLO 7:00pm to 9:00pm | Cibolo Nature Center 140 City Park Rd - Boerne The Nature Center’s education staff will lead

a guided stream hike, discussing the wildlife, stream stewardship and protecting the health of Cibolo Creek all while you enjoy a refreshing Cypress Cider. $10 for Adults, $5-Kids Under 6 Free!

SEPTEMBER 29 - OCTOBER 1 BOERNE OKTOBERFEST 265 S. Main – Boerne 3rd Annual Festival & Fun Fair! Oktoberfest is a Celebration of Bavarian Culture, History and...Great Beer! Enjoy good food + German, Texas craft and domestic beer, special events and the finest in LIVE music. More info at facebook.com/boerneoktoberfest BBM boernebusinessmonthly.com

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ribbon cuttings

Greater Boerne Chamber of Commerce August 2017 Ribbon Cuttings

Prime Capital Investment Advisors has moved to their new offices located at 616 E. Blanco Rd., Suite 201-A in the Schwartz Homestead in Boerne (Across from the Post Office). Since 1985, Prime Capital Investment Advisors (originally as Lawing Financial) has stayed true to its client-centric, team approach to financial planning. Financial and Retirement Plan Advisor Matt Nelson and his team believe in this approach, which is deeply committed and personalized to each client’s unique goals, drives the growth of their business and serves as the foundation for all that they do. You can contact Matt and his team members at Prime Capital Investment Advisors at (830) 816-5131 and visit their website www.primecap-ia.com for more information.

The Rainbow Senior Center at Kronkosky Place’s Executive Director Olivia Burdick was joined by her staff Nicole Chapman, Matt Stackhouse, Madeline Hurdt and Pam McGonagill as well as longtime Board Member Sandra Bradley. They have started a charity bingo fundraiser, Boerne Bingo, which is held every Tuesday and Thursday night. All the proceeds earned go back into the Center’s programs which consist of Meals on Wheels, Nutrition, Health and Wellness, Fitness and Socialization in Kendall County. Boerne Bingo is open to the public for anyone 10 years old and older. They have two paper cards you can purchase and the cost is $9 and $13 respectively and they play a total of 11 games. Daubers are also available for purchase. Doors open at 5 p.m. and the Early Bird Bingo begins at 6 p.m.

For more information contact Nicole Chapman at (830) 249-2114, visit their website at rainbowseniorcenter.com and like and follow their Facebook page facebook.com/kronkosky.place.

From Scratch Farm is a little family business located in Boerne, Texas. Amy Bierstedt and her sons Ben and Evan, strive to provide products that care for their customers and their home, made with the most natural and simple ingredients they can find. They home these items change the way people look at beauty products, how one’s skin feels, and how healthy their home is. And while they’re at it, they wanted to do right by our planet. So they decided on packaging you can recycle, repurpose or return to them for a discount on the next purchase. You can find Amy, Ben and Evan at From Scratch Farm at 347 North Main Street, Suite A in Boerne, Texas from Wednesdays thru Fridays and some Saturdays from Noon to 6 pm. You can also call them at (830) 331-7474 and shop online squareup.com/market/from-scratch-farm.

Shutter-Happy Photography’s owner and award winning photographer, Amy Bierstedt, opened the business in 2004. She now has over twelve years of portrait photography experience and is in business in Boerne to use her knowledge of posing and lighting to capture your family’s precious moments beautifully. Amy has just relocated Shutter-Happy Photography to 347 North Main Street, Suite A in Boerne. For more information or to make an appointment, call Amy at (888) 331-5207 and visit the website shutter-happy.com.

Boerne Outdoor Power & Hardware owners Shari and Jim Sutherland with their team are committed to providing their customers with excellent service, so they always choose them for their Turf equipment and small engine repair needs. Dedicated to customer service, prompt and excellent repair, and delivering with quality & value.

Their mechanics are highly skilled and have years of experience. Recently, Boerne Outdoor Power got even better by becoming a True Value Hardware retailer and celebrated their Grand Opening. You can find Boerne Outdoor Power and True Value Hardware in the the Boerne Flags Business Park located at 635 State Hwy. 46 E., Ste. 402 just outside Boerne, Texas. You can also call them at (830) 229-5400 and visit their website boerneoutdoorpower.com for more information.

New Curbside Pick-up service is now available at H-E-B Plus in Boerne! Their Personal Shoppers are working hard to make sure their customers get their groceries at a time that’s convenient for them with service between 7:30 AM‑9:00 PM. Customers just place their order by 9 PM today and get it as early as 7:30 AM tomorrow and order by 9 AM today and customers can pick up their order as early as 4:00 PM the same day. Last pick up time is 8:30‑9:00 PM. Schedule your curbside pickup by choosing a 30 minute pick up time slot. Customers just have to go online to hebtoyou.com, choose the store and place your order. The service cost is just $4.95.

The Boerne H-E-B Curbside Pick-up store is located at H-E-B Plus at 420 W. Bandera Road. You can visit them online hebtoyou.com or call them at (830) 816-2394.

Independent Consultant Shannon Huffman is proud to represent Rodan + Fields Dermatologists. They are uniquely effective skincare products designed by two of the most respected dermatologists in the country with a legacy of delivering on what they promise. She believes that using Rodan + Fields is as close as you can get to visiting a dermatologist … without an appointment. Shannon also believes Rodan and Fields can truly transform your skin, she has personally witnessed the difference these products have made on people’s skin and in their lives. Along with Dr. Rodan and Dr. Fields, Shannon is committed to exceeding your expectations and always here to help. You can call Rodan + Fields’ Independent Consultant Shannon Huffman for more information on Rodan + Fields at (210) 278-2150 and visit her website shannonshuffman. myrandf.com.

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B oerne B usiness M onthly | September 2017

The Boerne Hill Country Family YMCA is celebrating the grand opening of it’s new location’s facility at 820 Adler Road in Boerne! Executive Director Paul Giguere is joined by the Greater San Antonio YMCA President and CEO Sandy Morander, Walzem YMCA Board Director Rip Stimpson, Boerne City Councilwoman/Mayor Pro Team Nina Woolard and Chamber Ambassador Council Chair Casey Barthel in the ribbon cutting ceremony. This is the first phase for the construction of the new facility. The first YMCA facility opened in Boerne in 1999, as a program YMCA, offering after school childcare, youth sports, teen programming and day camps. The Boerne Hill Country Family YMCA opened in 2006 on South Main Street, with 650 Charter Members. It was the first full-service health and wellness YMCA to open in the San Antonio area in 30 years, and this Branch serves Boerne and the surrounding areas in all of their health and wellness needs. You can call Paul Giguere and his staff for more information about joining, donating or volunteering at the Boerne Hill Country Family YMCA at (830) 815-1040 or visit their website ymcasatx.org/boerne.

C G sa fa w C

Currey Creek – 132 Latigo Ln – Boerne Great family home that boasts both a great location and affordability! This 3 bedroom, 2.5 bath home is located on a quiet cul-deac in the conveniently located in Currey Creek subdivision. An open floor plan, corner fireplace, inviting paint colors, eat-in brea ast area, breakfast bar, spacious game room, covered patio and large oversized backyard make this property a must see! Within walking distance to both elementary & high school. MLS# 1223855 $238,750 Contact Shannan Gleason 210-379-8063

222 S. Main | Boerne, Texas

830.249.7979

www.LoneStarBoerne.com PRICE IMPROVEMENT!

241 SEEWALD, KENDALL COUNTY 126.8 ac. Hill Country Ranch, 6928 sq. ft., 5 Bedrooms, 4.5 Baths. $3,700,000

PRICE IMPROVEMENT!

7654 PARAISO POINT The Bluffs of Lost Creek, Charming Home, 2304 sq. ft., 3 Bedrooms, 2.5 Baths. $230,000

PRICE IMPROVEMENT!

8727 POPPY HILL, NAPA OAKS 2458 sq. ft. One story, Open floorplan home, 4 Bedrooms, 3.5 Baths. $355,000

PRICE IMPROVEMENT!

123 BECKER ST Werner Addition, 0.51 Acre Lot, In the City of Boerne, Within walking distance to restaurants, shopping, parades, concerts on Main Plaza. Existing concrete slab. $175,000

PRICE IMPROVEMENT!

9 RUST LANE, BOERNE 21.911 ac., 2597 sq. ft. Rustic house with guest house B&B, and living quarters in barn! $1,274,000

27211 PARAISO MANOR The Bluffs of Lost Creek, 2498 sq. ft.

Spacious Home, 4 Bedrooms, 2.5 Baths. $250,000

PRICE IMPROVEMENT!

413 LAKE SIDE CIR., LAKEVIEW ESTATES 4.51 ac., 2478 sq. ft., 3 Bedrooms, 2.5 Baths, Optional HOA with access to Boerne Lake. $400,000

2 HIGH POINT RANCH RD, HIGH POINT RANCH A must see 5.048 ac. piece of the beautiful Texas Hill Country. $175,900

PRICE IMPROVEMENT!

409 TAPATIO DR W., TAPATIO SPRINGS 1.096 ac. Private Lot with great views and all the amenities Tapatio has to offer. $89,500

Experience • Skill • Dedication