Boerne Business Monthly – November 2018

Volume 11, Issue 05: November 2018

BOERNE BUSINESS MONTHLY

Dickens on Main Brings New Delights to its 2018 Celebration YEAR-END INVESTMENT MOVES

RECENT TAX LAW CHANGES

LOCAL NEWS AND INFO

SMART businesses annually review their employees to analyze and improve performance.

SMARTER businesses annually review their technology for the same reason.

Keeping up with technology can be a full-time job.

Let GVTC’s technology experts evaluate your communication services to ensure you are staying competitive and using your technology dollars wisely. Our FREE Business Technology Evaluation includes: • Audit of all technology services • Assessment of Internet usage/speeds • Testing of connections, ports & routers • Recommendations for maximization

Maximize efficiency—and profits. Schedule a technology evaluation at

800.367.4882 or GVTC.COM

www.eggersscapital.com 114 E. Highland Boerne, Texas 78006

210.526.0057

1.888.511.1211

Eggerss Capital Management (ECM) is a fee-only Registered Investment Advisory firm specializing in financial planning and wealth management for individuals and institutions.

Stocks Bonds ETFs Retirement & Social Security Analysis

Mutual Funds Alternative Investments Roth Conversion Analysis Education Planning boernebusinessmonthly.com

3

publisher's note

T

The holiday season is upon us!

November is here and this month often reminds us to think about what we are truly thankful for. If you are like me, you often take for granted all of the great things that surround you everyday. I love this time of year because there are so many reminders for us take a moment and really examine our publisher LAUREN TUTTLE STUMBERG art direction DISTINCT MEDIA, LLC cover photo E. CASTLE PHOTOGRAPHY for more information 210.219.6735 LAUREN@DISTINCT-GRAPHICS.COM

WWW.BOERNEBUSINESSMONTHLY.COM

lives and be thankful for all that is good.

It is also a time where we can give back! So many organizations are holding food, blanket, and toy drives this time of year. I enjoy taking my children to go shopping for these much needed items and teaching them that the holiday season is not all about getting, but also giving and being a blessing to others.

There is so much fun to be had in and around Boerne this time of year as well! This issue we feature the popular Boerne event that kicks off all the holiday fun, Dickens on Main! Read all about what is in store at the 19th Annual event.

Also in this issue, Nancy Meza, CPA with ADKF gives us insight into recent tax law changes, Ron Warden of Edward Jones shares some year-end investment moves and we share with you lots of other news and events from local businesses.

I hope you all have a blessed November and a Happy Thanksgiving filled with family and friends.

Lauren Stumberg Publisher

Krista Upham LONESTAR PROPERTIES TOP PRODUCER 2017

Serving Real Estate Buyers and Sellers in the Texas Hill Country!

Ron Warden

Allyson Munsell

1580 S. Main Street, Ste. 104 Boerne, Texas 78006 830-249-8286

1011 S Main Street Boerne, Texas 78006 830-249-2748

Financial Advisor

Financial Advisor

RANCHES ★ RESIDENTIAL ★ COMMERCIAL

(210) 884-5276 krista@lonestarboerne.com

222 South Main Street – Boerne, Texas 78006 (830) 249-7979

www.edwardjones.com Member SIPC MKT-9811A-A

4

B OERNE B USINESS M ONTHLY | November 2018

• LoneStar Properties Voted Best of the Best 2016 Ranch Sales • LoneStar Properties Voted Best of the Best 2015 Residential and Farm & Ranch Sales

www.LoneStarBoerne.com

Locally Owned and Operated

B.R. “Randy” Allen, III

Tyler Flynn

Attorney/Escrow Officer

Attorney/Escrow Officer

Luchia Johnson

Jeanine M. Dixon

Escrow Officer/Branch Manager LJohnson@allenlawllp.com

Escrow Assistant Jdixon@allenlawllp.com

Brian Clepp

Attorney/Escrow Officer

Alyssa J. Gutierrez

Licensed Escrow Assistant Agutierrez@allenlawllp.com

Se habla español

INSIST ON LEGAL TITLE The Homeowners’ Choice!

• Going Above and Beyond for Our Clients • Preferred by Homeowners • Experienced Team of Attorneys in Office • Full Service Title Company - Residential - Commercial - Farm & Ranch • Here to Better Serve You as an Independent Title Company • Convenient Location • After Hour Closings

12 Upper Balcones Road – Boerne

www.txlegaltitle.com (830) 357-5088

boernebusinessmonthly.com

5

contents

November 2018

A B A N K T H AT K N O W S YO U B Y N A M E .

20

O R , I F YO U P R E F E R ,

BY USERNAME.

16

14

08: finances

Time to Think About Year-End Investment Moves

courtesy of Ron Warden, Edward Jones We meet you where you are with our top-rated app, by answering the phone 24/7 and with bankers who actually want to make your life better.

Visit us at 1300 South Main Street or call (830) 249-6663.

12: calendar of events 13: newsworthy

Dr. Ashley Gleaves Joins NE/OBGYN Associates in Boerne

14: event MEMBER FDIC

Eggerss Capital Management Hosts “The Hill Country’s Finest”

16: cover feature

Dickens on Main Brings New Delights to Its 2018 Celebration

20: growth • 2D/3D MAMMOGRAPHY • BREAST/BODY ULTRASONOGRAPHY

Sonora Bank Opens Second Boerne Location

• BONE DENSITOMETRY • ULTRASOUND/ STEREOTACTIC GUIDED BIOPSIES

SUZANNE DABBOUS, MD

BOARD CERTIFIED RADIOLOGIST

23: expansion

Dr. Marita Rios Joins Cibolo Family Medicine

24: taxes

Recent Tax Law Changes

by Nancy Meza, CPA, Tax Manager - ADKF

26: ribbon cuttings 29: grand re-opening

Penguin Suits Celebrates New Location & Launch of Red Penguin Studios

30: giving back

Now Open in Boerne!

(210)826-2666 | AVESTEEIMAGING.COM ALAMO HEIGHTS 303 W. SUNSET RD. SUITE #200 SAN ANTONIO,TX 78209

6

BOERNE 1580 S. MAIN ST. SUITE #105 BOERNE,TX 78006

WESTOVER HILLS 9842 WESTOVER HILLS BLVD., SUITE #101 SAN ANTONIO,TX 78251

B OERNE B USINESS M ONTHLY | November 2018

Operation Gratitude Halloween Give-Back Campaign

facebook.com/boernebusinessmonthly Boerne Business Monthly is published by Distinct Media, LLC, copyright 2018. Reproduction is strictly prohibited without prior consent of the publisher. Opinions expressed in Boerne Business Monthly are those of the writers or sources and do not necessarily represent the views of the publisher, nor do they constitute the endorsement of products or services herein. Although the information and recommendations in this publication have been compiled from sources believed to be reliable, Boerne Business Monthly makes no guarantee as to, and assumes no responsibility for, the correctness, sufficiency or completeness of such information and recommendations.

boernebusinessmonthly.com

7

finances

Time to Think About Year-End Investment Moves

W

article courtesy of Edward Jones

We’ve still got a couple of months left in 2018, but it’s not too soon to start thinking about some year-end investment moves that might benefit you. Here are a few possibilities (although not all will apply to your situation): ADD TO YOUR IRA. For the 2018 tax year, you can put up to $5,500 into your traditional or Roth IRA (assuming you are eligible), or $6,500 if you’re 50 or older.

If you haven’t reached this limit, consider adding some money. You have until April 15, 2019, to contribute to your IRA for 2018, but why wait until the last minute?

INCREASE YOUR 401(K) CONTRIBUTIONS. You already may be investing in your 401(k) or similar employer-sponsored retirement plan, but you might be able to bump up your contributions for the rest of the year, if it’s allowed. Of course, you should always put in enough to earn your employer’s matching contribution, if one is offered.

TAKE YOUR RMDS. If you are 70½ or older, you must start taking withdrawals – called required minimum distributions, or RMDs – from your traditional IRA and your 401(k) or similar retirement plan. Generally, you must take these RMDs by December 31 every year. But if you turned 70½ in 2018, you can wait until April 1, 2019, until you take your first RMD. However, you will then have to take a second RMD (the one for age 71)

by December 31, 2019. Taking two RMDs in one year could give you an unexpectedly large taxable income for the year, possibly bumping

Receive a 30% solar tax credit when you install a BEC Solar array before the end of 2018.

Contact us or go online for more details.

8

B OERNE B USINESS M ONTHLY | November 2018

830.331.4500 | BanderaElectric.com/Solar

you into a higher tax bracket and affecting the amount of your Social Security benefits subject to taxes. So, if you are considering delaying your first RMD, consult with your tax advisor.

MAKE CHANGES IN RESPONSE TO LIFE EVENTS. In 2018, did you experience a major life event, such as a marriage, divorce or addition of a child?

Or did you change jobs or retire? Any of these events could lead you to adjust your investment plans, so now may be the time to do so, possibly with the help of a financial professional.

REVIEW YOUR INVESTMENT MIX. At least once a year, it’s a good idea to review your investment mix to ensure it’s still suitable for your goals and risk tolerance. Sometimes, even without your taking any action, your portfolio might change in ways you hadn’t expected. For example, suppose you wanted your portfolio to contain 60% stocks and 40% bonds and other investments. After a period of rising prices, though, the value of your stocks may have increased so much that they now occupy 65% of your portfolio – which means you may be taking on more risk than you had originally intended. Consequently, you may need to rebalance your portfolio to get back to your original 60% to 40% ratios.

(Keep in mind that these figures are just for illustration; everyone’s ideal portfolio mix will depend on their individual situations.)

These aren’t the only year-end moves you may want to consider, but they can help you close out 2018 on a positive note. Plus, they can serve as a reminder that you need to be vigilant as you keep working toward your financial goals. BBM

THE DODGING DUCK BREWHAUS 402 River Road - Boerne, Texas 78006 (830) 248-3825

WWW.DODGINGDUCK.COM

Ron Warden is a financial advisor for Edward Jones.

830.249.8286 www.edwardjones.com 1580 S. Main Street, Ste. 104 Boerne, Texas 78006

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. boernebusinessmonthly.com

9

Bluebonnet Realty Since 1989

Offering Leasing, Property Management, Sales and Listings!

Check out our properties on our website:

www.BoerneTexasHomes.com (830) 816-2288

Properties for Sale:

364 Menger Springs

Gated community, Custon home on 1.37 acres. Separate quarters. Total 4 bedrooms, 3.5 baths, approx.

4422 s.f. of total living area. $798,000

PRICE REDUCED!

113 Serenity Lane

Charming 3/2 BW Baker home on sought after cul-de-sac street. $324,900

10

B OERNE B USINESS M ONTHLY | November 2018

JUDY FILINGERI (830) 816-2288 Leasing & Prop. Mgt.

ANGELA TURNER, BROKER (210) 912-8221

SUZANNE MCGINNIS (830) 377-5227

CAREY STEWART (210) 551-2883

Leasing, Sales & Listings

Sales & Listings

JESSE ARREOLA (830) 299-0333 Sales & Listings

Sales & Listings

Properties for Sale:

238 Lone Tree

Immaculate 3 Bedroom/2.1 bath Hill Country home in Boerne. $372,500

NEW LISTING!

130 Serenity Drive

3 bedroom, 2.5 bath beautiful setting for this garden home on quiet cul-de-sac. $369,000

PRICE REDUCED!

FOR LEASE: 215 Bluebonnet Drive: 4 Bed, 2 ba on large lot - $1400 112 Viewpoint Dr E: 2 bed, 2 ba on 1/2 ac lot in Ranger Creek - $1250 253 Lohmann Street: Efficiency in Center of Town! - $850

151 Bluebonnet Circle

3 bed, 2 ba study remodeled on .325 ac in town! $215,000

123 Whisper Way: 2 bed, 2 ba 1 car garage, fenced yard - $1050 209 Glenn Oaks: 3 bed, 2 ba on large lot with easy access to IH-10 - RENTED boernebusinessmonthly.com

11

November 2018 CALENDAR OF EVENTS

EVERY SATURDAY FARMERS MARKET AT THE CIBOLO 9:00am | Historic Herff Farm 33 Herff Road – Boerne The mission of The Farmers Market at the Cibolo is to provide area residents the opportunity to buy Hill Country grown and produced products and support local farmers and specialty vendors. If it’s homemade, handmade or fresh and tasty, you can get it at the Farmers Market at the Cibolo.

NOVEMBER 1 GBCC RIBBON CUTTING FOR BARTHEL LAW OFFICE, SOLID REALTY GROUP AND WAYLAND BAPTIST UNIVERSITY 11:30am to 12:00pm | 119 E.Theissen St. – Boerne GBCC RIBBON CUTTING FOR GENEVA SCHOOL OF BOERNE 1:30pm to 2:00pm | 113 Cascade Caverns Rd. – Boerne

NOVEMBER 8 GBCC RIBBON CUTTING FOR ALAMO HOSPICE 11:30am to 12:00pm | 1595 S. Main St., Ste.101 – Boerne

DIVA NIGHT 5:00pm | Downtown Boerne Stores will have regular business hours during the day. Diva Night festivities will begin at 5 PM and include shopping, live music, dining and great specials for the Diva in you! The first 200 Divas to check in at The Dienger Trading Co. AND The Flower Shop will get a tiara or a boa!

GBCC BOERNE AFTER 5 MIXER: DIVA NIGHT AT THE CHAMBER 5:00pm to 9:00pm | The Greater Boerne Chamber of Commerce 121 S. Main St. – Boerne NOVEMBER 9-25 SAVANNAH SIPPING SOCIETY In this delightful, laugh-a-minute comedy, four unique Southern women, all needing to escape the sameness of their day-to-day routines, are drawn together by Fate - and an impromptu happy hour - and decide it's high time to reclaim the enthusiasm for life they've lost through the years. www.boernetheatre.org for tickets and show times!

NOVEMBER 10 CARRIAGE HOUSE GALLERY 15 YEAR CELEBRATION! All Day | Carriage House Gallery

110 Rosewood Ave – Boerne The Carriage House Gallery is proud to announce their 15th year in business with 12 artists displaying over 150 works of art, and they are inviting you to the party! Join them after 5:00 pm for cake and champagne and live music by gallery artist Charles Schubert! Also, take advantage of special pricing during this event! 15% savings - all purchases - all day!

KUHLMANN-KING MUSEUM TOUR 12:00pm to 3:00pm | 402 E. Blanco – Boerne In honor of the 100 years passing since the death of Anton Wilhelm Christian or William Kuhlmann, the Boerne Area Historical Society will open the doors of the KuhlmannKing House and Kitchen on Historic Hill in Boerne every second Saturday. Free Event. Please email to schedule a personalized tour. bahps@mail.com.

SECOND SATURDAY ART BEAT 4:00pm to 8:00pm | Throughout Boerne Take a walk on the art side every second Saturday of the month. Look for the flashy banners displayed throughout Boerne. continued on page 19

come to those who sweat new client special:

$79 for 1st month of unlimited classes how we get our sweat on: yoga barre pilates

12

trx pilates reformer spin

boot camp cardio kickboxing infrared sauna

B OERNE B USINESS M ONTHLY | November 2018

personal training

1109 South Main Street, Ste 102 | Boerne TX, 78006

830-331-9907 bwellhealthandfitness.com

child care available

newsworthy

NEW LISTING TOOLS SELL HOMES FASTER!

N

Dr. Ashley Gleaves Joins Northeast OB/GYN Associates in Boerne

Northeast OB/GYN Associates is proud to welcome Dr. Ashley Gleaves to their practice. Dr. Gleaves began seeing patients in September 2018 and will be practicing at the Boerne and Stone Oak locations.

Dr. Gleaves currently lives in Boerne with her husband Tony, who is also her high school sweetheart. They have two beautiful children, Fallon and Gavin. “We love the Texas Hill Country area and look forward to planting roots and raising our family here,” said Dr. Gleaves.

“I recently joined Northeast OB/GYN Associates so I could provide excellent care to my patients while still being able to spend valuable time with my family. I enjoy practicing both obstetrics and gynecology. I am passionate about caring for women through all ages and stages of their lives with a special interest in counseling adolescents. I believe an important aspect of medicine is educating my patients and empowering them to be advocates for their own health and wellness,” Gleaves added.

Dr. Gleaves is a native Texan who has lived most of her life in the Dallas/Fort Worth area. She attended undergraduate studies at the University of Texas at Arlington where she completed a Bachelor of Science in Biology. Gleaves moved to San Antonio to attend medical school at the University of Texas Health Science Center where she also completed her medical residency. She has been practicing in San Antonio for over 3 years and became board certified in 2017 by the American Board of Obstetrics and Gynecology.

For more information on Northeast OB/GYN Associates or to schedule an appointment with Dr. Ashley Gleaves or any of their physicians check out www.NE-OBGYN.com or call 210-653-5501. BBM

*Tiffany Joslin (210) 394-4399

*Rene Campbell (210) 542-0148

Jim Campbell (210) 838-1896

Steven Karam (210) 414-0105

Wiley & Kathy Cloud, Brokers (830) 755-8693 | (210) 710-6601

Real Estate Office:

(830) 755-8693 Career Inquiries (830) 755-8693

boernebusinessmonthly.com

13

event

O

www.eggersscapital.com Eggerss Capital Management Hosts 114 E. Highland Boerne, Texas 78006

“The Hill Country’s Finest” 210.526.0057

1.888.511.1211

photos by Ron Pritchett

On October 25th, Eggerss Capital Management gathered some of the hill country’s finest for a business mixer at Mark Motors.

It was an evening celebrating fine food, wine and luxury automobiles as guests dined on an elaborate selection of hors d'oeuvres prepared by Cypress Grille that included a smoked tenderloin carving station, house pulled mozzarella skewers, miniEggerss twiceCapital baked potatoes and shrimp cocktail.

Management (ECM) is a fee-only Registered Investment Advisory firm specializing in financial planning and wealth management for individuals and institutions.

Stocks Bonds ETFs Retirement & Social Security Analysis

14

Mutual Funds Alternative Investments Roth Conversion Analysis Education Planning

B OERNE B USINESS M ONTHLY | November 2018

Bending Branch Winery served up the 2016 Comfortage, a 100% New American oak-aged Roussanne, and 2015 Texas Tannat®, their bold signature red grape variety.

Guests were able to mix and mingle amidst a sea of luxury automobiles in the Mark Motors showroom. Showcased vehicles included Lamborghinis, a McLaren 675LT, a Ferrari 488 Spider and many more.

“The idea behind the event was to bring together business people from both the hill country and San Antonio areas, allowing these folks to form some new business connections while also showcasing some of the extraordinary local businesses that our area offers such as Cypress Grille, Bending Branch Winery and Mark Motors,” said Karl Eggerss, President and CEO of Eggerss Capital Management.

Karl Eggerss established Eggerss Capital Management in 2010. ECM is a registered investment advisory firm

Pro-Flora ProPro Flora™ Women’s Probiotic dedicated to providing clients with superior financial counsel in the changing economy.

His market insight and cutting edge strategies help fulfill the mission of Eggerss Capital to help clients in the face of a rapidly changing market. BBM

Eggersscapital.com | (210) 526-0057 114 E. Highland Street - Boerne

Maintaining balanced microflora has a profound influence on women’s health.

Contains a combination of Lactobacillus rhamnosus GR-1® and Lactobacillus reuteri RC-14®. GR-1 and RC-14 promote healthy vaginal colonization and support the vaginal tract and urogenital health.

211 S. Saunders St. Boerne, TX 78006 830 981830-981 830981-4774 4774 AnniesRX.com “The Only Accredited Compounding Pharmacy in Kendall County!”

boernebusinessmonthly.com

15

cover feature

Dickens on Main Brings New Delights to its 2018 Celebration

N

by Kirk Thompson

Now in it’s 19th year, Boerne’s Dickens on Main has long been the most anticipated—and spectacular—holiday celebration in the Texas Hill Country. If you haven’t already made an evening at Dickens your family’s postThanksgiving tradition, then this is the year to begin! Taking place each Thanksgiving weekend, Dickens on Main transforms Boerne’s Hill Country Mile into a vintage Christmas experience, complete with six themed villages filled with entertainment and activities all along Main Street. Favorites include North Pole Village at Main Plaza, where popular musical acts are scheduled both nights from 5-10 p.m. and Santa’s Workshop where professional ice sculptors use chainsaws to transform blocks of ice into amazing Christmas themed sculptures, while steps away, Santa is ready to hear holiday wishes. “Probably one of the most-

photo by Mike Farquhar

16

B OERNE B USINESS M ONTHLY | November 2018

loved things about Dickens on Main is the snow that is blown all along Main Street. We love to see kids of all ages laughing and dancing in the snow—many for the first time in South Texas,” said Mary Woods, Dickens on Main project manager.

Those who already love the traditions at Dickens will be thrilled to know that most of the old favorites are back, including carriage rides, the Kingwood Choir, “Bah-Humbug: A One Man Christmas Carol,” a 60-foot ice slide as well as live reindeer down at Reindeer Village (next to The Little Nature Store), but several new surprises will also be in store for revelers, including a brand new Scrooge Village extending down E. San Antonio Ave. just across from Main Plaza. “We’ve received requests every year to extend Dickens in scope and size and add some new attractions,

photo by E. Castle Photography

photo by Mike Farquhar

and we are making it happen in a big way this year,” Woods said. Scrooge Village will now host the ice slide, but will also be the home of a brand new “Snowy Village” where guests will be able to play in a field of real snow blown in for the event. More kids crafts, vendors and food trucks will also be in Scrooge Village, along with photo opportunities with a variety of costumed characters like Frosty the Snowman, the gingerbread man and Rudolph, and for the first time the Kendall County Historic Jail House will be open at Dickens, where guests can take photos in front of a real jail cell door.

New performers are scheduled down at Dickens Village as well, including stunt juggler Matt Tardy and the acclaimed Sax Fanatics quartet.

Performers in North Pole Village this year include Friday night headliner Mighty Orq and the Unusuals along with Castle Brass and David Selbo. Saturday night performances begin with Tina Mitchell Wilkins and Thorn & Coley, with headliner Dave Hanscheck & The Hail Mary Band taking the stage at 8 p.m.

While many attractions begin after Main Street closes at 4:30 p.m., performances in Dickens Village begin as early as 2 p.m. and will feature beautiful ballet performances by the San Antonio Ballet Conservancy and other local troupes. Our beautifully decorated shops and galleries will open at 10 a.m. both days, where you can get a continued on page 18

EVENT HIGHLIGHTS

FULL SCHEDULE AT WWW.DICKENSONMAIN.COM TREE LIGHTING Fri only, 6 PM Main Plaza

ICE SCULPTING BATTLE Fri & Sat – 6:00 PM & 7:30 PM Santa’s Workshop

HEADLINE CONCERTS AT MAIN PLAZA Mighty Orq & The Unusuals Fri, 8-10 PM

LIVE REINDEER PHOTO OP Fri & Sat – 6:30 to 8:30 PM Reindeer Village

Dave Hanscheck & The Hail Mary Band Sat, 8-10 PM

KID’S ARTS & CRAFT ACTIVITIES Fri & Sat – 3:00 PM to 9:00 PM Tiny Tim Square & Santa’s Village

MUSIC AT MAIN PLAZA STAGE Fri & Sat, 4-10 PM ICE SLIDE Fri & Sat – 6-9:30 PM Main Plaza CARRIAGE RIDES Fri & Sat – 5-9 PM Santa’s Workshop SANTA PHOTOS Fri & Sat – 4-9 PM Santa’s Workshop

THEATER & COMEDY AT DICKENS VILLAGE SaxFanatics Quartet Christmas Sing-a-long Fri – 4 PM, 6 PM, 8 PM Matt Tardy Stunt Juggling Sat – 4 PM, 6 PM, 8 PM Bah Humbug One Man Show Charles Dickens A Christmas Carol Fri & Sat – 4:45 PM, 6:45 PM, 8:45 PM boernebusinessmonthly.com

17

photo by Bob Lewis

continued from page 17

jump on holiday shopping before settling in for an evening of Christmas fun.

Unique vendors and food trucks are scattered throughout the venue, with a large concentration at North Pole Plaza, and you’ll be surprised and delighted as more costumed characters and performers than ever before entertain along Main Street.

Dickens on Main takes place this Thanksgiving weekend, November 23 and 24. For more details, FAQs and a full schedule of events, please visit www.dickensonmain.com, follow them on Facebook and Instagram and be sure to use the hashtag #BoerneChristmas in your posts. BBM

Have A Holly, Jolly Christmas

Dickens on Main kicks off the holiday fun here in Boerne, but there is plenty more to do all season long! Be sure not to miss any of these fun events!

Oma's Christmas Craft Fair December 1st & 2nd Kendall County Fairgrounds www.KCFA.org for More Info!

Stocking Stroll

December 1st starting at 10:00am Hill Country Mile - Boerne ONLY 200 TICKETS AVAILABLE FOR THIS EVENT! (830) 331-1065

Weihnachts Parade

December 1st from 6:00pm to 10:00pm Downtown Boerne

A Walk In Bethlehem December 4th & 5th 6:00pm & 7:30pm St. Helena's Episcopal Church

The Christmas Town

December 7th & 8th, 14th &15th Vanguard Institute

Christmas Market Days

December 8th & 9th from 10:00am to 5:00pm Main Plaza

18

B OERNE B USINESS M ONTHLY | November 2018

Cowboy Christmas Market Days

December 15th & 16th from 10:00am to 5:00pm Main Plaza

THE TEN TENORS "Home for the Holidays"

December 15th at 7:30pm Champion High School Auditorium Tickets Available - BoernePerformingArts.com

Christmas On The Ranch

November 23rd - December 23rd 6:00pm to 10:00pm 103 Waring Welfare Road – Boerne christmas.donstrangeranch.com

Old West Christmas Light Fest 2018 November 22nd - December 30th 6:00pm to 10:00pm 242 State Hwy 46W - Boerne

Tickets – www.eventbrite.com

FOR MORE INFORMATION ON THESE EVENTS & MORE GO TO VISITBOERNE.ORG

NOVEMBER 2018 CALENDAR OF EVENTS | cont’d

As we reflect on the past and look forward to the future, we are not only thankful for our clients, but grateful to call so many of them friends as well.

We wish everyone a happy, safe and blessed Thanksgiving.

616 E. Blanco Road, Suite 202B – Boerne, TX

(830) 816-9033

Litigation | Real Estate | Condemnation | Business Oil & Gas | Construction | Wills & Trusts

NOVEMBER 10 JOSH ABBOTT BAND 8:00pm to 11:00pm | The Roundup Outdoor Music Venue 531 FM-3351 N. – Boerne Get ready for another amazing show at The Roundup on Veterans Day Weekend! This year they have a True Texas favorite, JOSH ABBOTT! There will be multiple food trucks, cookie and popcorn vendors, a playground with bounce houses for kids, and more!

Therounduptx.com for more info and tickets.

NOVEMBER 10 -11 BOERNE HOLIDAY MARKET DAYS 10:00am to 5:00pm | Main Plaza 100 N. Main - Boerne Boerne Market Days is a fabulous place to either start or finish your holiday shopping! Main Plaza comes alive with great shopping in an outdoor setting. Since 1850, Main Plaza has been a center point of trade for the people of Boerne. In the present day, on the second weekend of every month, Main Plaza is home to a magical outdoor market that blends the traditions of the Texas Hill Country with the creations of today’s culture.

Hundreds of festive booths display everything from collectibles and remembrances of the past to modern innovations.

NOVEMBER 11 VETERANS DAY NOVEMBER 12 KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am Kendall County Courthouse 201 E. San Antonio Ave. – Boerne NOVEMBER 13 GBCC RIBBON CUTTING FOR THE SHABBY BUS 11:30am to 12:00pm | Boerne Main Plaza 100 N. Main St. – Boerne CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne

Shooting Straight Since 1900 Boerne

122 W. Bandera • 830-331-9118 1570 River Road • 830-331-8300

San Angelo 5710 Sherwood Way • 325-949-0099 2502 Southland Blvd. • 325-947-2100

Bulverde

512 Singing Oaks • 830-438-0416

Sonora

102 E. Main • 325-387-3861

Wimberley Loan Production Office 201 Stillwater, Suite 6 • 512-842-3316

SONORABANK.COM

Member

FDIC

NOVEMBER 14 STRONG TOWNS - 2018 6:00pm to 8:00pm | Ye Kendall Inn 128 W. Blanco Rd. – Boerne This talk will cover the "Neighborhoods First" approach to show how a community can grow stronger by making small, incremental investments over time.

By observing how neighbors live their lives, by asking them where their daily struggles are, by getting out on the street and discovering what is actually going on, any local government can discern what their community’s pressing needs are.These projects are the high return investments and they are all around us. $35 for Chamber Members $40 for Non-Chamber Members NOVEMBER 15 GBCC RIBBON CUTTING FOR DIAMOND DECKS 11:30am to 12:00pm 9238 TX-1604 Loop – San Antonio LIVE AT THE LIBRARY: OPERA WITH WILLIAM CHAPMAN 7:00pm to 9:00pm | Patrick Heath Public Library 451 N. Main Street – Boerne Join Tenor William Chapman on a journey through the history of opera. continued on page 21

boernebusinessmonthly.com

19

growth

I

Sonora Bank Opens Second Boerne Location In July 2018, Sonora Bank opened the doors to their second Boerne branch located at 1570 River Road. Referred to as Boerne East, this newly constructed, 15,000 square foot building is both a second bank branch location and also houses many of Sonora Bank’s administrative and corporate staff.

“The Boerne area is experiencing a fantastic amount of growth, and we saw the opportunity to open a second Boerne location as a great way to strengthen our ties to this community,” said Jason Kirkpatrick, Vice President/Branch Manager, Boerne East. “Also, there are not a lot of financial institutions on this side of town, and with all of the residential growth in this area we wanted to be able to fill the needs of those residential customers.”

Boerne West, Sonora Bank’s first Boerne branch, is located at 122 W. Bandera Road. With its location in the heart of the city, Sonora Bank’s Boerne West branch sees a great deal of commercial business. “We didn’t want to take away from what we had already built here in Boerne, but rather saw a way to better serve the local residents,” added Kirkpatrick.

For the design of Boerne East, Sonora Bank turned to architects Peter Lewis and Gary Hatch, who also designed the Sonora Bank branch in Bulverde, Texas. Kim Tomes Dietz, another key

20

B OERNE B USINESS M ONTHLY | November 2018

player on the Bulverde branch project team, led interior design efforts for Boerne East, while Daniel Huband and Kenny Mantor of Huband-Mantor Construction, Inc. handled construction of the project.

Sonora Bank was organized in 1900 in Sonora, Texas and its local branch still serves as the bank’s headquarters. The bank expanded to San Angelo, Texas in 1995 and opened a second San Angelo branch in 1998. In 2010 the first Boerne location of Sonora Bank was opened. The bank opened a branch in Bulverde, Texas in 2016 and a Loan Production Office in Wimberley, Texas in early 2018 before the second Boerne location opened in July 2018. Sonora Bank plans to open an additional branch in Wimberley mid-2019.

When it comes to what sets Sonora Bank apart, Kirkpatrick believes it is “our commitment to our values. We are a traditional bank and operate in a hometown atmosphere. We continue to be a community-focused bank with many of the descendants of the original Board of Directors serving on the current Board. Sonora, Texas will always be our home, and we are excited to continue expanding our footprint in the Texas Hill Country.”BBM

NOVEMBER 2018 CALENDAR OF EVENTS | cont’d NOVEMBER 15 A THIRST FOR NATURE EVENT: OWL PROWL 7:00pm | Cibolo Nature Center 140 City Park Road – Boerne This evening experience focuses on the owls of the Texas Hill Country. The "Wizard of Wildlife", Texas Parks and Wildlife biologist, Craig Hensley, will talk all about these birds of prey. There will be a night hike to follow with some owl calling. Bundle up and bring your sense of adventure! Adults $10, Members $8, Children $5, 6 and Under Free NOVEMBER 16 TRACTOR BALL GALA WITH MARCIA BALL 7:00pm to 10:00pm | The AgriCultural 102 City Park Rd. – Boerne For one night only, The AgriCultural will transform it's Big Red Barn into a Blues Dancehall with the original sound of Marcia Ball and her full band. This Texas legend has been recognized as a powerhouse of talent that will really shake the rafters! The dance floor will have a rotating tractor disco ball that will entice those who wish to shake a leg "Saturday Night Fever" Style.

With a "Glitzy Farmer" dress code, you can bling out your boots and hat as you care to dare. Cost: $50 NOVEMBER 17 PORCH PICKING BLUEGRASS JAM 1:00pm to 3:00pm | The AgriCultural 102 City Park Road – Boerne Bring your instrument and play along or just come to listen to the Bluegrass Jam on the porch of the Pioneer House at The AgriCultural. (Formerly the Agricultural Heritage Museum) This event is free to the public. BYOB (Bring Your Own Banjo)!

Free and Open to the Public.

NOVEMBER 17-18 BOERNE FALL ANTIQUES SHOW 10:00am to 5:00pm | Kendall County Fairgrounds 1307 River Road – Boerne A Real Antiques Show in Boerne, Texas featuring exhibitor booths overflowing with the finest American antiques found in the market today. Exhibitors gather their treasures from the estates of this great country and save their best for this nationally acclaimed antiques show. The show features Country Furniture, Baskets, Stoneware, Glassware, Jewelry, Textiles, Early Paper, Toys, Silver, Quilts, Pewter, American Oak, Southwestern and so much more! This prestigious and lovely show is sure to have something for every antiques collector.

Don’t miss it! $5.00 good for both days.

NOVEMBER 22 HAPPY THANKSGIVING! NOVEMBER 23-24 DICKENS ON MAIN 4:00pm to 10:00pm Main Street from Blanco to River Rd. – Boerne Your favorite Texas holiday event is back! The 19th annual Dickens on Main celebration officially kicks off the holiday season in Boerne on Nov. 23 and 24, spreading tidings of good cheer and merriment galore. Shop for unique holiday gifts on Black Friday along Boerne’s Hill Country Mile, then in the evening the whole family will enjoy live musical entertainment, snow on Main Street, Dickens-era theatrical performances, a variety of children’s activities including Santa, live ice sculpting shows, horse-drawn carriage rides, a 60-foot snow slide, and more. www.DickensonMain.com for complete schedule.

Serving our Friends and Neighbors of the Hill Country Since 1916

“Where experience and service make the difference” From its beginning in 1916, Kendall County Abstract Company has been Kendall County’s locally owned and operated title company. Over the last 100 years, we’ve earned the trust of real estate professionals because we’re experienced, we’re professional, and we care about our customers.

Ashlee Pfeiffer, Manager

Agent for:

• Stewart Title Guaranty Company • Fidelity National Title • First American Title Insurance • Alamo Title Insurance

830.816.2131 | 830.249.3341 - Fax 103 N. Saunders • Boerne, Texas 78006 (across from the courthouse)

VISIT US AT WWW.KCAC.NET NOVEMBER 24 CONCERT IN THE CAVE: SOUNDS OF THE SEASON 7:00pm | Cave Without A Name 325 Kreutzberg Rd. – Boerne Enjoy Tinsel - an a'Cappella quartet - for sounds of the Christmas Season with contemporary classics and beloved carols. Described as sleek, sophisticated, and distinctive, Tinsel is not your average group of Christmas carolers. Within their roster of professional singers are Grammy®-winners and classically trained vocalists.

They entertain audiences with style and distinction.

From classical to contemporary, Tinsel's original arrangements of holiday favorites sparkle with sophistication while respecting tradition and cherished memories.

Advance until 5 PM day of show - $30; At the Door - $35 www.cavewithoutaname.com

NOVEMBER 26 KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am Kendall County Courthouse 201 E. San Antonio Ave. – Boerne BBM

Submit your calendar events to lauren@distinct-graphics.com boernebusinessmonthly.com

21

P B

& A., 

• ENERGY EFFICIENT • WATER CONSERVATION

PHILLIP BELL

REALTOR®, GREEN/Consultant

210.415.8483

pbell@texas.net

AVAILABLE FOR RESIDENTIAL DEVELOPMENT

614 FREY STREET

This listing consists of two properties contiguous to each other presently zoned R “residential.” The property is 3.1 ac. offered for sale for potential multifamily development with request and approval for zoning change. Located on Frey St and Bandera Rd., next to Franklin Place Assisted Living Center and across from the Rainbow Senior Center. Each lot is approx.1.5 ac. There is a house located on each lot. The properties are offered for the value of the land. Both houses have little or no value and sold “as-is.”

OTHER UNLiSTED COMMERCiAL PROPERTiES AVAiLABLE! 22

B OERNE B USINESS M ONTHLY | November 2018

I

expansion

DR. MARITA RIOS JOINS CIBOLO FAMILY MEDICINE Exceptional health care for families and businesses in the Boerne area... and now in Crownridge.

Insurance premiums and deductibles have become a major stressor for families across the states. Searching the marketplace. Looking for coverage through employers who might not offer what is needed for a family. Trying to keep your family in good health is extremely difficult when the average american family spends over $26,000/year on healthcare. These stresses transfer to businesses, where stress and financial pressure from medical concerns reduce workplace efficiency.

Physicians are struggling too, in order to comply with insurance requirements family physicians spend an average of 20 hours per week doing paperwork. The associated overhead with billing insurance means they need thousands of patients per doctor just to keep the lights on, which adds up to long wait times and short appointments. Recent surveys indicate only half of doctors would choose the same career if they could do it over again.

Is there a better way? Dr. Marita Rios, MD decided to make a change and joined Cibolo Family Medicine (CiboloFM). There she can care for the entire family, and makes herself available with same or next day appointments.

Instead of charging high prices, CiboloFM offers patients top quality care with a monthly membership fee that covers all visits and procedures. By keeping the business model simple CiboloFM can offer care for a fraction of the cost of the traditional system. Transparent pricing just doesn’t exist in insurance-based care, but with CiboloFM patients can make informed decisions about their care.

Cibolo Family Medicine was created by Dr. Sara Stuart to provide better care and accessibility for her patients. Pairing a membership at Cibolo Family Medicine with low-cost catastrophic coverage or a health sharing plan is a great way to reduce costs while providing quality care for families and employees.

Businesses and charities can get discounted group rates with CiboloFM, making it possible for employers to provide high-quality medical care that employees will appreciate. Workplace interruptions are reduced because CiboloFM appointments start on time, and patients can call, text, or email their doctor.

CiboloFM limits the number of patients each physician cares for to ensure they have plenty of time and availability, so Dr. Rios can be there for her patients and take the time to fully understand their concerns and answer their questions.

Dr. Marita Rios was born in Austin and raised in McAllen, Texas. Her path and passion for medicine was inspired by the many doctors and nurses in her family. She graduated with honors with a B.S. in Human Biology and a concentration in Pathogenesis and Immunity from The University of Texas at Austin. She attended medical school at The University of Texas Health Science Center in San Antonio.

After graduating medical school, she attended her top choice for residency at the University of Texas Health Center in Tyler. She was voted the top resident of her graduating class by faculty.

Dr. Rios is an advocate for working together with her patients to provide the best, personalized care for each individual. She believes a personal doctor-patient relationship is the core of primary care and is the foundation of success in the pursuit of excellent mental and physical health. Dr. Rios chose CiboloFM because she believes in resolving root causes of health problems to changes lives, and she wants to provide the best possible care for her patients.

Cibolo Family Medicine returns the emphasis and focus to the patient-doctor relationship and replaces a costly and complex billing system with a simple membership fee. This allows the clinic to focus on what really matters to everyone - easy access to quality care from your personal doctor.

Dr. Rios welcomes questions about her practice, she can be reached at 210-946-3100 or DrRios@CiboloFM.com

Dr. Marita Rios

Dr. Sara Stuart

BENEFITS OF A DPC PRACTICE Same-day appointments Unlimited visits with no co-pays Free procedures 24/7 access by phone, text or email Relaxed, extended visits Appointments start on time In-office blood draw Labs and imaging 85-95% off BBM

Dr. Jamie Wiseman

boernebusinessmonthly.com

23

taxes

Changes

Recent Tax Law

A

by Nancy Meza, CPA, Tax Manager | ADKF

Another tax filing season is behind us, but it’s never too early to start thinking about next year. ADKF has a Personal Service Division, or PSD, to help with just that! Our PSD group specializes in individual tax returns, and small to medium sized family oowned wned business returns. Our entire tax staff, and in particular our PSD P SD tax professionals, are here to assist with both tax planning aand nd return preparation.

A lot has changed for this upcoming tax filing season, covering the calendar year 2018, since Congress passed the Tax Act changes in December 2017. Here are just a few topics and suggestions to be thinking about as we approach the end of 2018: Do you have an up-to-date will? Have you updated beneficiaries on your life insurance policies and IRA’s? If you haven’t looked at these in several years, now is the time. Things could have changed in your life, so make sure your will and trusts are current.

Have you looked at your business to see if you qualify for the new Section 199A deduction, applicable to pass-through entities such as subchapter S corporations, for the tax year 2018? The September Boerne Business Monthly issue had an article detailing the new “tax cut haircut” that many pass-through businesses will benefit from. We can assist you with this new tax saver and make any necessary adjustments now before the year-end.

Do you have a capital loss carryover on your personal 1040?

If so, now may be the time to harvest some capital gains from your stock portfolio. Verify you have a capital loss carryover by checking your 2017 tax return (or calling your tax preparer), then look through your stock portfolio. You could sell a stock with a gain and use your capital loss carryover to offset the gain and thereby not owe any tax on the transaction. But don’t sell a stock just to save tax – always consider the long-term economics of your portfolio – taxes should then be a by-product of prudent planning.

Most individuals want to be “penalty proof’ when it comes to how much you pay in for estimated tax deposits during the year. Being penalty proof generally means you need to pay in the smaller of either: 1) your prior year tax (and for some, it needs to be 110% of the prior year tax) or 2) 90% of the current year tax.

With so much changing each year most clients rely on paying in 100% or 110% of the prior year tax. But along with the new tax law changes the federal withholding tables also changed. The IRS is urging individuals to look at their year to date withholding on their most current pay stub and make sure that you are on track to have the correct amount of federal withholding by the end of the year. It’s not too late to adjust your withholding at work.

24

B OERNE B USINESS M ONTHLY | November 2018

The new standard deduction for many will be a welcome change. For married filing jointly the new standard deduction for 2018 is $24,000. For single or married filing separately the deduction is $12,000, and for the head of household, the amount is $18,000. However, the old “personal exemption” has gone away.

For a majority of taxpayers, the new exemption rates will be a net plus with respect to tax savings.

If you itemize on Schedule A, instead of taking the standard deduction, many things have changed for you too. For those of us in Texas, we generally deduct our real estate taxes and an amount for state and local sales tax. Under the new rules, the total deduction for real estate taxes plus state and local taxes cannot exceed $10,000. Many of our clients now exceed that amount of real estate taxes each year. Another big change for those that itemize is the miscellaneous 2% deductions are no longer deductible. This includes investment advisory fees, tax preparation fees (unless they are deducted for your business), and unreimbursed employee business expenses. These former deductions have been eliminated. And for those of you who receive a W-2 from your employer, you will no longer be able to deduct your out of pocket expenses on Schedule A. New mortgage acquisition debt is now limited to $750,000 (this was previously $1,000,000). So, before you go buy your million-dollar dream house, or refinance your current home loan, remember that only a portion of your mortgage interest will be deductible. This is not as straightforward as it sounds, please call your tax professional for a full explanation based on your particular situation.

Another positive change for many individuals is the child tax credit has been increased to $2,000 per child, and the phase-out has been raised, making many more families eligible. The child still must be under 17 at the end of the year, that has not changed.

The credit begins to be phased out for returns with adjusted gross income over $400,000 for married filing joint returns, and $200,000 for all other filers.

A lot has changed for the tax year 2018. Don’t be caught off guard and surprised. Speak with your tax advisor and call our office for an appointment. BBM Nancy Meza, CPA, is a Tax Manager at Akin, Doherty, Klein & Feuge, P.C. (ADKF). ADKF is a full-service accounting firm with offices in San Antonio, Boerne and New Braunfels. Nancy graduated from the University of Texas at San Antonio in 1993 and has been with the firm since January 2015. She is married with three kids.

KEEP CALM AND

2 019 S E AS O N

CARRY ON

FRIDAY FEBRUARY 22

Our firm serves as independent accountants for business in Boerne and South Texas. Our clients range from family owned businesses to publicly traded companies. Industries we serve include auto dealerships, healthcare, oil & gas, restaurants and non-profits, as well as many others.

616 E. Blanco, Suite 300e, Boerne| 830-815-1100

TUESDAY MARCH 26

| www.adkf.com FRIDAY APRIL 5

SPECIAL EVENT

PROFESSIONAL PROPERTY MANAGEMENT & FULL SERVICE REAL ESTATE CO. We Care About the Properties We Manage!

• Single Family Homes • Condominiums

• Commercial Property • Community HOA’s

In House Maintenance | Competitive Rates | Proven Track Record

Call for More Info:

(210) 535-1355

SATURDAY DECEMBER 15 2018 TICKETS: $20-$60

ed@homesweethomeboerne.com

ALL PERFORMANCES AT 7:30 PM BOERNE CHAMPION AUDITORIUM

From Boerne to San Antonio

830.331.9079

www.homesweethomeboerne.com

BoernePerformingArts.com

boernebusinessmonthly.com

25

ribbon cuttings

GREATER BOERNE CHAMBER OF COMMERCE OCTOBER 2018 RIBBON CUTTINGS

Slider Shack is a food truck that just opened and is located 826 Johns Road in Boerne. They serve build your own burger and pulled pork sliders with sodas and water and offer smaller peanut butter and jelly and grilled cheese sandwiches as well as juice boxes for children. On the 22nd of every month they will give 22% of their sales to a local charity that is submitted by anyone in the community.

For September they gave 22% of their sales to the Kendall County Junior Livestock Association and Show. Slider Shack is open Wednesday thru Saturday from 11 am to 7 pm. Be sure to like and follow their facebook page facebook.com/slidershacktx and call Crystal at (262) 951-1867 for more information.

A group of churches purchased the property 41 years ago and wanted to establish a camp, church and a Christian school. The camp and church started immediately. The Hill Christian Academy just opened this September and they have 28 students enrolled. Administrator Don Myers runs the Christian Academy and their mission is to glorify God through excellence as a Christ-centered learning environment that produces servant-leaders with a biblical worldview. You can find The Hill Christian Academy at 888 Mountain View Lane, Pipe Creek next to the Rockin B Ranch. Learn more at thehillchristianacademy.com or call them at (830) 328-7180.

Villari’s Self Defense Center has been in business over 50 years. They believe in teaching the four types of Martial Arts fighting, most only do two. They like to teach all the bases on self defense and sets them apart from their competitors. They are not franchises, but individually owned as is Boerne Center Owner Troy Gervais. He teaches four different level classes, 3 to 4 year olds (Little Leopards), 5 to 9 year olds (Junior Group), 10 to 13 year olds (Teen Group) and their Adult Group who are 14 and up. Adult classes are 1 hour and children are 45 minutes. Villari’s Self Defense Center Boerne is located at 1018 North Main Street in the Live Oak Center in Boerne. You will be able to visit the website villarisboerne.com and you can call Troy at (830) 331-7411 for more information.

The Phyllis Browning Company in Boerne has moved to a beautiful new location at 711 South Main Street. They are about to celebrate their 30 year anniversary. Owner and Chairman Phyllis Browning started the company in 1989. Daugher Jennifer Shemwell is now the President of the company. Phyllis Browning has many business affiliations with leading real estate companies around the world as well as high value properties. They are expanding their lines of business with a Commercial as well as a Land and Ranch division. All of the agents at the Boerne office are local agents. Be sure to call Phyllis Browning Company if you are in the market to buy or sell in the Boerne area at (830) 331-8450 or visit their website phyllisbrowning.com.

Boerne Walmart SuperCenter Store Manager Cindy Brooks and her staff celebrated the grand re-opening of the store by giving donations to various local non-profit organizations in keeping with founder Sam Walton’s quote “Each Wal-Mart store should reflect the values of its customers and support the vision they hold for their community.” The store has just completed major renovations and updating and invites the community to come in and experience the changes. You can visit the Boerne Walmart Supercenter at 1381 S. Main Street. You can also visit their website at walmart.com. Feel free to let Cindy know how you appreciate the store changes, you can call her at (830) 249-6195.

Pengin Suits’ Owner and President Debi Lamb-Burrows is celebrating her company’s move and expansion.

Penguin Suits has been in business 15 years and is a full services advertising company that just recently opened a new video division, Red Penguin Studios. The company designs logos, websites, search engine applications as well as printed advertising. Penguin Suits and Red Penguin Studios are located at 106 Austin Drive South in Boerne, Texas. To contact Debi and her talented staff, call (830) 816-8238 and visit the website penguinsuits.com.

Smoke in the Hills BBQ’s owners Kelly and Brad Mann celebrated the opening of their new kitchen with a Chamber ribbon cutting ceremony. They started their food business in a food truck 7 years ago. This year they completed their new building housing their new fully equipped commercial kitchen and tasting room. Their main feature is BBQ but they do feature other menu items. They can cater small events to large events up to 1100 people and cater events all around the Hill Country. You can find Smoke in the Hills BBQ at 31 Walnut Grove Rd., Boerne and call them at (830) 230-5500. For more information please visit their website smokeinthehillsbbq.com.

26

The model at Sigma Mental Health Urgent Care allows people to access assistance for issues which cannot wait for a primary care appointment, but have the potential to escalate into an emergency. Dr.Phillip Balfanz and his staff are designed to help people avoid involuntary hospitalization, psychiatric-related visits to the ER, and legal involvement by providing immediate psychiatric and therapeutic services on a walk-in or scheduled basis.

They provide timely mental health evaluations, short-term counseling, psychopharmacological services, and referrals for longer-term care when necessary. You can find Sigma Mental Health Urgent Care at 1201 S. Main St., Ste. 101 in Boerne. You can also call them at (830) 816-5566 and visit their website sigmamhuc.com for more information.

B OERNE B USINESS M ONTHLY | November 2018

Ann-Kristin Allen brings four decades of experience is the owner of Boerne Performance and Coaching. In the pursuit of ensuring the clients goal, she has enjoyed working with every client and is well known and highly respected in the fitness world as the “trainer of the trainers” due to her unique, innovative, intelligent and fun coaching style.

Ann-Kristin and her team offer many services which can be found on the Boerne Performance and Coaching website boerneperformanceandcoaching.com. You can find Boerne Performance and Coaching at 206 S. Saunders, Suite 104 in Boerne and you can call them at (210) 3675942 to schedule an appointment or for more information.

Keeping You In Motion

Matthew Dwyer, MD

Board Certified Orthopedic Surgeon

Christopher Phelps, MD

Board Certified, Fellowship-Trained Orthopedic Surgeon

Alexandra Matthews, DO

Fellowship-Trained Sports Medicine Specialist

NOW OFFERING SPORTS MEDICINE SERVICES

BOERNE

orthopedic performance

134 Menger Springs, Suite 1210 Boerne, TX 78006 Phone: (830) 816-5011

institute

STONE OAK

1139 E. Sonterra Blvd., Suite 500 San Antonio, TX 78258 Phone: (210) 545-7171

BULVERDE

Bulverde Ridge Medical Business Park 32685 US Hwy 281 N, Suite 100 Bulverde, TX 78163 Phone: (210) 545-7171

OrthopedicPerformance.com

CALL US TO SCHEDULE AN APPOINTMENT OR VISIT US ONLINE AT ORTHOPEDICPERFORMANCE.COM

7th Annual Turkey Trot BOERNE FAMILY YMCA

NOVEMBER 17, 2018 RACE STARTS AT 8AM AT BOERNE CITY PLAZA

building your practice from the ground up

100 North Main Street – Boerne, Texas 78006

5k & 10k • Fun Trail Walk

• Free Youth Race

First 600 participants guaranteed long-sleeve tech shirt!

37131 IH 10 – West Frontage Road, Suite 300-2 Boerne, Texas 78006

(830) 428-3022

www.aerialyogaboerne.com

Presenting Sponsor:

820 Adler Road Boerne, Texas 78006 830.815.1040

Specializing in all styles of Yoga classes!

We have classes for every BODY! NEW STUDENT SPECIAL $100 – 30 days of unlimited Yoga! boernebusinessmonthly.com

27

Attention Stylists!!

BOOTH SPACE AVAILABLE MAKE YOUR OWN SCHEDULE – BE YOUR OWN BOSS! CALL (210) 330-6676 FOR MORE INFO!

NEW AT BARBIE’S!

Facials • Chemical Peels Book Now for More • Microdermabrasion Beautiful Skin!

• Dermaplane Johnnie Kate • Waxing & More!

Graduate of Aveda Institute

28

B OERNE B USINESS M ONTHLY | November 2018

B CUTS • COLOR • STYLING Appointment booking available online at

barbiesinboerne.com (210) 330-6676 725 N. Main Street – Boerne, Texas

•

Veronica “Barbie” Loehr, Owner/Stylist

P

Penguin Suits celebrated their grand re-opening on October 11th. The local, award winning advertising agency recently moved to their new location at 106 Austin Dr. S. in Boerne and opened their doors to the community with food from Hungry Horse, The Grill at Leon Springs and drinks from Southside Craft Soda.

In addition to Penguin Suits, many other local businesses were on hand as well. The event “guest starred� the Greater Boerne Chamber of Commerce, Hill Country Women In Business, Aerial Yoga Boerne and Boerne Trapeze to name a few!

Now that Debi Burrows, Strategist/Head Storyteller/Owner

grand re-opening

Penguin Suits Celebrates Grand re-Opening of Penguin Suits, and her team have settled into their new location, they launched Red Penguin Studios, which is their new video division.

Penguin Suits has been in business for 15 years and is a full service advertising agency that handles every aspect of your marketing, starting with the strategy, and including social media, ad campaigns, website, print items, and trade shows.

They work with you and collaborate on your marketing to achieve your goals. As Your Marketing Department, Penguin Suits becomes part of your company. They produce the marketing materials essential to your company's future growth. BBM

boernebusinessmonthly.com

29

giving back

Operation Gratitude Halloween Give-Back Campaign Underway

T

Candy for a Cause: Donations Distributed to Deployed Troops and Local Heroes

Taking candy from children is usually frowned upon, but teaching them the value of giving back by donating their excess Halloween candy in support of Operation Gratitude’s Care Package Programs for U.S. Troops, Veterans and First Responders is a win-win for kids, parents, and dentists.

This Halloween, local trickor-treaters will join kids across the country when they donate their extra Halloween candy to Operation Gratitude at local collection site: ABCD Pediatrics.

The sweet treats will be included along with handwritten thank you letters in Care Packages sent to U.S. Service Members deployed overseas, Veterans, and to First Responders serving

in their local communities.

Americans spend an estimated $2.5 billion dollars on a whopping 600 million pounds of Halloween candy each year. In 2017, more than 400,000 pounds of candy was donated to Operation Gratitude and distributed to America’s Heroes through its care package programs.

“Operation Gratitude’s mission is to thank all who serve, bridging the divide between grateful Americans and the Heroes who serve and protect them,” said Kevin Schmiegel, Lieutenant Colonel, USMC (Ret.) and CEO of Operation Gratitude. “The Halloween Candy Give-Back Program provides every American child the opportunity to learn about service, sacrifice and generosity.”

Candy and handwritten thank you letters for deployed Service Members, Veterans, and First Responders will be collected at 124 East Bandera Road, Suite 304 through 11/18/18 from 8 am to 5 pm, Monday through Friday.

Operation Gratitude is also accepting donations of dental floss and travel sized toothpaste, as well as pens and mechanical pencils for deployed troops writing letters home during the holidays. Visit www.operationgratitude.com/express-your-thanks/halloweencandy to learn more. BBM

ABOUT OPERATION GRATITUDE: Operation Gratitude, a 501(c)(3), volunteer-based organization, annually sends 250,000+ care packages to Veterans, New Recruit Graduates, First Responders,Wounded Heroes, Caregivers, and to individually named U.S. Service Members deployed overseas and their families waiting at home. Each package is filled with food, entertainment, hygiene and hand-made items, as well as personal letters of support. Operation Gratitude's mission is to lift the spirits and meet the evolving needs of the Military and First Responder communities, and provide volunteer opportunities for civilians anywhere in America to express their appreciation to all who serve our nation. Each package contains donated product valued between $50 and $100 and costs the organization $15 to assemble and ship. Since its inception in 2003, Operation Gratitude volunteers have shipped more than 2.1 Million Care Packages.

Investment Real Estate Financing  Non-owner occupied investment real estate  Purchase or refinance  Up to 10-year fixed-rate term with 20 years amorrzaaon  20-25% down payment or equity in property (per appraisal)  No prepayment penalty  Local decision making and servicing  EEstablished local insstuuon (since 1955)

THE RIGHT AUDIENCE FOR YOUR BOERNE BUSINESS! WHAT ARE YOU WAITING FOR?

1440 South Main 210.561.4578  utxcu.com

30

B OERNE B USINESS M ONTHLY | November 2018

CALL (210) 219-6735 OR EMAIL ADVERTISE@DISTINCT-GRAPHICS.COM FOR MORE INFO ON ADVERTISING YOUR BUSINESS IN BOERNE BUSINESS MONTHLY.

222 S. Main – Boerne, Texas PRICE REDUCED

COMMERCIAL LAND - COMFORT Great investment/development opportunity!

Rapidly growing area with 2300 linear feet of road frontage on the HWY 87 corridor just north of Comfort across from Comfort High School. Don’t miss this opportunity! Co-Listed with Lantana Realty.

MLS# 1323492 - $1,800,000

PRICE REDUCED

BEST PRICE IN ESPERANZA 6 month old 1-story in gated Las Brisas. 4BR, 3BA w/3-car garage features open floor plan, 2 eating areas, large kitchen w/granite, gas stove & 42” cabinets, lush landscaping & sprinkler system. Includes refrigerator, washer/dryer & water softener.

MLS# 1340334 - $399,000

PRICE REDUCED

LOCK & LEAVE IN BOERNE 2BR, 2BA w/granite counters, SS appliances, maple cabinets, very open living, dining & kitchen, oversized rear entry garage w/guest parking pad site. Nice side patio deck. Ceramic tile. HOA takes care of the yard maintenance.

Awesome location!

MLS# 1340334 - $325,000

RIVER MOUNTAIN RANCH Spectacular home on 5 acres w/sustainable living features. Standing seam metal roof, 70,000 gal rainwater system & solar panels. Distinctive ceilings, moldings, stone & wood. RV covered parking. 3400sf workshop. Outdoor kitchen, deer proof irrigated garden.

MLS# 1339111 - $875,000

ON THE GOLF COURSE - TAPATIO SPRINGS Gorgeous 4BR, 4.5BA on .87 acres. Beautifully remodeled home on the golf course. Features Knotty Alder cabinets and granite in kitchen.

Great entertaining space with covered patio and bar off the living area. Must See! MLS# 1313078 - $596,000

PRICE REDUCED

RANCHES AT CREEKSIDE Upgraded fixtures, flooring, lighting, plantation shutters, granite, appliances, storm door & overhead garage storage in the 3-car garage!

Future amenities include clubhouse, pool & walking trails!

MLS#1320769 - $389,900

PRICE REDUCED

COMMERCIAL POTENTIAL Unrestricted property with 2 homes.

Commercial potential with almost 3 acres. Well & septic in place. 15 minutes to Boerne or Kerrville.Homes built in the 30’s.

Imagine the opportunities.

MLS# 1314527 - $275,000

COUNTRY LIVING WITH WORKSHOP 3BR, 2.5BA on .45 acres. Adorable farm-style home with metal roof features kitchen with granite, gas cooking, Bosch appliances and double oven, study, mud room, covered patio, extended deck & 25x25 detached building.

Perfect for entertaining!

MLS# 1342828 - $432,000

PRICE REDUCED

BRAUN STATION EAST 3BR, 2.5BA on almost 1/4 acre with mature trees. Great Landscaping w/ large back patio.

Master has jacuzzi & separate vanities!

Plantation shutters. Neighborhood amenities include pool, tennis & park. Northside ISD. MLS# 1334503 - $279,500

VOTED BEST OF THE BEST BY BOERNE

BEST RESIDENTIAL REAL ESTATE - GOLD MEDAL WINNER BEST FARM & RANCH REAL ESTATE - GOLD MEDAL WINNER BEST REAL ESTATE AGENT - SARA BAIRD - SILVER MEDAL WINNER

www.LoneStarBoerne.com | 830.29.7979

Experience • Skill • Dedication

830.249.3006 | 210.414.8616 |

OFFICE CELL

B OERNE , T EXAS 78006 ★ Ranch Roads ★ Chip Seal ★ Land Clearing

★ Stock Tanks ★ Septic Systems ★ Fencing

★ Arenas ★ Metal Buildings ★ Barns