Boerne Business Monthly - January 2018

Volume 10, Issue 07: January 2018

ACHIEVING OPTIMAL HEALTH AND WELLNESS THROUGH THE ART OF COMPOUNDING AND CUSTOMER EDUCATION

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BARBIE’S SALON AND SPA BITCOIN MANIA: What You Need to Know LOCAL NEWS & INFO

for home. for school.

Boerne is wired

for business. for healthcare. for safety. for life.

As part of the GVTC GigaRegion®, Boerne is wired with an extensive network of fiber optics connecting home, business and city agencies with the ultimate technology. It’s blazing fast. It’s revolutionary.

gvtc.com/gigaregion

www.eggersscapital.com 114 E. Highland Boerne, Texas 78006

210.526.0057

1.888.511.1211

Eggerss Capital Management (ECM) is a fee-only Registered Investment Advisory firm specializing in financial planning and wealth management for individuals and institutions.

Stocks Bonds ETFs Retirement & Social Security Analysis

Mutual Funds Alternative Investments Roth Conversion Analysis Education Planning boernebusinessmonthly.com

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publisher's note The New Year is here and that means a chance for new beginnings! Now is the time to set new goals, make those resolutions and even try new things.

At the beginning of a year many people turn their thoughts to getting things in order. Check out the article on page 26, here Adrianne Carnes of Organized Me gives advice on how to organize your home one room at a time.

How about your appearance? Are you looking to drop a few pounds as we begin 2018? Maybe spruce up your wardrobe or how about change your hair? Turn to page 8 to read the article on Barbie’s Salon and Spa and consider paying them a visit for a fresh new look!

This time of year often has people reflecting on their health as well.

“

I hope that in this year to come, you make mistakes. Because if you are making mistakes, then you are making new things, trying new things, learning, living, pushing yourself, changing yourself, changing your world. You're doing things you've never done before, and more importantly, you're doing something. – Neil Gaiman

This month’s cover feature, Annie’s Apothecary, can help you address your health concerns by working with you and your doctor to find customized solutions made just for you.

Turn to page 16 to see everything that Annie’s Apothecary has to offer.

I hope you all have a very blessed 2018. Live each day to the fullest and don’t blink. If this year is anything like the last, it will be over before we know it!

Happy New Year!

Lauren Stumberg Publisher

publisher LAUREN TUTTLE STUMBERG art direction DISTINCT MEDIA, LLC for more information 210.219.6735 LAUREN@DISTINCT-GRAPHICS.COM

WWW.BOERNEBUSINESSMONTHLY.COM

boerne wants to know about your business!

Advertise in Boerne Business Monthly.

Call or Email for More Info:

(210)219-6735 | advertise@distinct-graphics.com

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B oerne B usiness M onthly | January 2018

Locally Owned and Operated Competence & Integrity

Allen & Associates, L.L.P. A Real Estate and Energy Law Practice

Law Office: (830) 443-4900

B.R. “Randy” Allen, III Attorney/Escrow Officer

Tyler Flynn

Attorney/Escrow Officer

Brian Clepp

Attorney/Escrow Officer

www.allenlawllp.com

Fast, Accurate & Quality Title Services

Look for Changes in 2018 to Better Serve You! Alamo Title Company Fee Office

alamotitleboerne@allenlawllp.com Title Office: (830) 357-5088 12 Upper Balcones Road Boerne, Texas 78006

Cathy Spain

Business Development

Martha Montemayor

Escrow Officer Over 10 years experience as an Escrow Officer & Bilingual

boernebusinessmonthly.com

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contents

January 2018

YO U D E S E R V E A B A N K T H AT ’ S A L E A D E R I N T E C H N O LO G Y, S E C U R I T Y A N D I N S I M P LY

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PICKING UP THE PHONE.

We do what’s right by people no matter how they connect with us.

And we’d like the opportunity to do right by you.

08:

profile

10:

calendar

14:

real estate

16:

cover feature

21:

resolutions

22:

finances

Visit us at 1300 South Main Street or call (830) 249-6663. frostbank.com

MEMBER FDIC

Winter is Here, now is the perfect time to

resurface your skin!

Schedule a FREE consultation and see what we can do for you!

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BARBIE’S SALON AND SPA: Beautifying Boerne One Head of Hair at a Time

Luxury Home Smallest, But Fastest-Growing Texas Home Segment ANNIE’S APOTHECARY: Achieving Optimal Health and Wellness Through the Art of Compounding and Customer Education

BITCOIN MANIA: What You Need to Know

by Karl Eggerss, Eggerss Capital Management

24:

population

26:

organize

Texas Population Grew to 28.3 Million in 2017 The Organized Home. One Room at a Time. article Adrianne Carnes

30:

THE BEAUTY COTTAGE OF BOERNE

103 E. Kronkosky #1 – Boerne | (210) 570-5416

www.TheBeautyCottageofBoerne.com 6

B oerne B usiness M onthly | January 2018

congratulations

Boerne Non-Profit Wins Award for Deaf-Accessible Festival facebook.com/boernebusinessmonthly

Boerne Business Monthly is published by Distinct Media, LLC, copyright 2018. Reproduction is strictly prohibited without prior consent of the publisher. Opinions expressed in Boerne Business Monthly are those of the writers or sources and do not necessarily represent the views of the publisher, nor do they constitute the endorsement of products or services herein. Although the information and recommendations in this publication have been compiled from sources believed to be reliable, Boerne Business Monthly makes no guarantee as to, and assumes no responsibility for, the correctness, sufficiency or completeness of such information and recommendations.

Payroll is Just the Beginning...

PAYROLL HR Workers Comp

Handbooks I-9’s Safety W-2’s Garnishments

IRS Texas Workforce Commission

EEOC OSHA Taxes

COVENANT SERVICES BIG ENOUGH TO DELIVER, SMALL ENOUGH TO CARE

Payroll – On Time & Accurate 830-248-1030 512 E. Blanco, Ste. 300 Boerne, Texas 78006

www.covenantsvcs.com

Affordable Care Act

Texas PEO Lic. 1076

contact us to learn more about our Krista Upham

Serving Real Estate Buyers and Sellers in the Texas Hill Country!

RANCHES ★ RESIDENTIAL ★ COMMERCIAL

(210) 884-5276 krista@lonestarboerne.com

ARE YOU SAVING ENOUGH FOR RETIREMENT? Our team of seasoned professionals can help you meet your financial goals. Contact us today for a free consultation!

830.816.5131 616 E. Blanco, Suite 201-A Boerne, TX primecap-ia.com

222 South Main Street – Boerne, Texas 78006 (830) 249-7979 • Voted Best of the Best 2016 Ranch Sales • Voted Best of the Best 2015 Residential and Farm & Ranch Sales

Securities offered through Cambridge Investment Research, Inc., “Cambridge,” a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Prime Capital Investment Advisors, LLC. “Prime Capital,” a Registered Investment Advisor. Prime Capital doing business as Qualified Plan Advisors, “QPA,” 6201 College Blvd., 7th Floor | Overland Park, KS 66211 | p: 913.491.6226 f: 913.491.3214 | primecap-ia.com | Cambridge and Prime Capital are not affiliated.

www.LoneStarBoerne.com boernebusinessmonthly.com

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profile

B

Veronica “Barbie” Loehr has always been artistic, a trait that has surely helped her pave the way to owning and operating a successful local salon.

“I wanted to find a career that allowed me to be creative and make a living at the same time,” said Loehr. “For me, the best of both worlds came together as a hair dresser.”

Day after day, Veronica’s artistic abilities are on display as she creates breathtaking creative hair color, cuts, styles and updos! Her Facebook and Instagram accounts are filled with pictures of one beautiful head of hair after another. It is easy to see why she has quickly built up a large clientele. According to Loehr, “We get new clients coming in all the time from referrals, but I also have customers that have been coming to me since I was in beauty school. My clients become my friends and family. I love that I get to spend my days interacting with such great people and

photo by Ron Pritchett

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photo by Ron Pritchett

BEAUTIFYING BOERNE ONE HEAD OF HAIR AT A TIME

making them look good while I’m at it!”

Having graduated from the Milan Institute of Cosmetology in 2009, Veronica went right to work as an assistant manager for a Regis Salon. “I was there for over three years and that experience really helped me develop the knowledge of how to run a salon. I became familiar with scheduling, inventory and what it really takes for the day-to-day operations,” stated Loehr. After branching out on her own and doing booth rental, Veronica decided that it was time for her to venture out and open her very own salon. “My nickname is Barbie and I decided that would be a fun name for a salon, so Barbie’s Salon and Spa opened its doors in February of 2014,” she said with a smile.

Loehr is a Boerne native and wanted to keep her business here as well. She found a great spot right on Main Street across from the fire station. “We have two

before

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B oerne B usiness M onthly | January 2018

after

photo by Ron Pritchett

CALL TODAY!

other hair dressers here at Barbie’s Salon and Spa, Brittany Killian and Kimberly Prescott.

Both of these ladies are highly talented and a great asset to the salon. While we all can do everything when it comes to cuts and color, I would say that Brittany’s expertise is extensions and Kimberly does a lot of the Brazilian Blowouts! It a nice mix and we all complement each other well,” said Veronica. “We also have some additional spots available for booth rental for stylists that are looking for a great opportunity to work in a fun environment and have the ability to manage their own schedules.”

Clients have the convenience of being able to book their appointments online with any of the stylists. They don’t typically take walk-ins and they book up quickly so making your appointments in plenty of time is a must!

While creative hair color is probably Loehr’s favorite thing to do, she says she does plenty of kids’ cuts and men’s hair as well. “I really like to do updos for weddings, proms and special events. It’s a fun break to get to do something a little different. I also do makeup, which is something that I really enjoy,” she said. Veronica does a lot of weddings and special events, to book her for your special day call in plenty of time as they book well in advance.

We’ll Pave the Way

*Tiffany Joslin (210) 394-4399

Veronica likes to stay on top of the current hair trends as well. Each year she attends the Armstrong McCall World’s Fair where she attends classes and enjoys the demonstrations and platform artists. “Hair is a really fun accessory. I love that the possibilities are basically endless. For about the past year and a half the wild colors have been a big hit and those are super fun. It’s funny, I have more older clients that ask for the bright hair hues than I do younger ones. I also love it when people bring me photos of what they want. That way I can see through their eyes what they have in mind and it is easier to get their desired results.”

Veronica feels blessed to have been able to build a successful local business doing something that she loves. “We offer competitive pricing, great service and focus on using products that are healthier for your hair. Come see us, we’re sure you will love the end result!”BBM

725 N. MAIN – BOERNE WWW.BARBIESINBOERNE.COM

Jim Campbell (210) 838-1896

*Rene Campbell (210) 542-0148

Naomi Weckesser Steven Karam (830) 688-0282 (210) 414-0105

Wiley & Kathy Cloud, Brokers (830) 755-8693 | (210) 710-6601

Real Estate Office:

(830) 755-8693 Career Inquiries (830) 755-8693 boernebusinessmonthly.com

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calendar

January 2018 CALENDAR OF EVENTS

JANUARY 1 HAPPY NEW YEAR! JANUARY 8 KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am Kendall County Courthouse 201 E. San Antonio Ave. – Boerne JANUARY 9 CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne JANUARY 11 GBCC NETWORKING BREAKFAST SPONSORED BY CRUISE PLANNERS 8:30am to 10:00am | Hampton Inn and Suites 34935 IH-10 – Boerne GBCC RIBBON CUTTING CEREMONY FOR ILLUMINATION 11:30am to 12:00pm | 23127 IH 10 West, Ste. 201 – San Antonio GBCC BOERNE AFTER 5: BOERNE PERFORMING ARTS / MENGER SPRINGS 5:00pm to 7:00pm | Morningside Ministries at Menger Springs 1100 Grand Blvd. – Boerne Tickets will also be on sale for the upcoming 2018 performance season.

JANUARY 12 PUBLIC PAINT AND SIP 6:00pm to 8:00pm | Maker’s Place 233 S. Main Street – Boerne Get the ladies together or come with your guy, bring some snacks and your favorite adult beverage! You’ll be sure to walk out of the studio having had a blast! Their professional artist will walk you through the painting step by step, so no art skills are required! (830) 331-8191, Cost: $30.00 JANUARY 12-13 KENDALL COUNTY JR. LIVESTOCK SHOW AND SALE Kendall County Youth Agriculture & Equestrian Center 649 FM 289 – Comfort Friday, January 12 – 10:00am to 10:00pm Friday's show features all animals (other than poultry).

Saturday, January 13 – 10:00am to 10:00pm 10:00 AM Buyers registration 11:00 AM Grand Opening of KCYAEC and Introductions 12:30 PM Annual Junior Livestock Auction Participating children, families and other visitors to the Kendall County Junior Livestock Show feel the excitement in the air that comes with competition. But there is so much more than simply winning that comes from the event. Raising livestock is a fabulous teaching experience that brings families together and develops lifelong friendships. Kids learn not only the mechanics but also the underlying sense of responsibility and what it takes to get a job well done.

JANUARY 13 CONCERT IN THE CAVE - THE JULIET LETTERS - NEO CAMERATA

7:00pm | Cave Without a Name 325 Kreutzberg Rd. – Boerne Cost: Advance until 5 PM day of show - $30; At the Door - $35 Neo Camerata returns to the Queen's Throne Room at the Cave Without A Name for a performance of "The Juliet Letters,” presented by Sergio Cepeda (tenor) and the Neo Camerata String Quartet - Stephen Page and Marina Dichenko (violins), Mark Landson (viola), and John Landefeld (cello). www.cavewithoutaname.com SECOND SATURDAY AUTHOR SIGNING 11:00am to 1:00pm | Patrick Heath Public Library 451 N. Main - Boerne The second Saturday author signing for January will feature author J. G. Schwartz, and her novel "Inventing Madness."

This book weaves a fictional but fascinating tale of Thomas Edison and Nikola Tesla. Please stop by to meet author J. G. Schwartz in the Patrick Heath Public Library lobby.

JANUARY 13-14 BOERNE MARKET DAYS 10:00am to 5:00pm | Main Plaza Main Plaza comes alive with great shopping in an outdoor setting.

JANUARY 15 MARTIN LUTHER KING, JR. HOLIDAY JANUARY 17 STATE OF THE CITY - SPONSORED BY TEXAS HERITAGE BANK Presenting Sponsor:Texas Heritage Bank

TEXAS INVESTORS TITLE Performance is Our Priority Locally Owned ~ Nationally Recognized 116 W. Blanco Rd., Suite 101, Boerne, Texas 78006 Office: (830) 816-5888 ~ www.TexasInvestorsTitle.com Stephen V. Vallone President, Escrow Officer steve@texasinvestorstitle.com Becky Edmiston Vice President, Escrow Officer becky@texasinvestorstitle.com Beverly McCormick Residential Escrow Officer beverly@texasinvestorstitle.com

Representing Stewart Title Guaranty and First American Title Insurance

COMMERCIAL ~ RANCHES ~ RESIDENTIAL PROPERTIES 10

B oerne B usiness M onthly | January 2018

11:00am to 1:00pm | Cana Ballroom 202 W Kronkosky – Boerne Find out the latest on what is ahead for the City of Boerne in 2018. Program speakers will include the Honorable Mayor Mike Schultz and City Manager Ron Bowman. Seats are limited so reserve your spot today, (830)249-8000.Ticket includes program and a catered lunch.

JANUARY 18 GBCC RIBBON CUTTING HARKRIDER ENDODONTICS 11:30am to 12:00pm | Seven Oaks 138 Old San Antonio Rd Ste. 501 – Boerne JANUARY 22 KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am Kendall County Courthouse 201 E. San Antonio Ave. – Boerne

EXCLUSIVEOFFER 129 Month

$

Unlimited Yoga Pilates Barre

JANUARY 23 GBCC RIBBON CUTTING FOR THUSHAN DESILVA, MD BOARD CERTIFIED DERMATOLOGIST 11:30am to 12:00pm | 34910 IH 10 W, Ste. 501 – Boerne CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne BOERNE PERFORMING ARTS "TANGO FIRE" 7:30pm | Champion High School Auditorium 201 Charger Blvd. – Boerne Cost: See www.boerneperformingarts.com TANGO FIRE, the hottest Tango company in Buenos Aires, takes you on an explosive journey tracing the history of the art form from its origin through its evolution into contemporary ballroom styles. TANGO FIRE’S twelve spectacular dancers are accompanied by a quartet of brilliant musicians… promising an electrifying evening that showcases some of the speediest footwork and tightest twirling in the dance business!

agavewell.com

JANUARY 25 GBCC RIBBON CUTTING FOR TEXAS OAKS ORTHOPAEDIC & SPORT MEDICINE 1:30pm to 2:00pm 1201 South Main St. Ste. 122 – Boerne

www.edwardjones.com

GBCC BOERNE AFTER 5: SPONSORED BY THE ISLE AT WATERCREST 5:00pm to 7:00pm 6906 Heuermann Rd. – San Antonio

JANUARY 26 GBCC MEMBER ORIENTATION SPONSORED BY PRIME CAPITAL INVESTMENT ADVISORS, LLC 11:30am to 1:00pm 121 South Main – Boerne A light lunch is provided by the sponsor. RSVP for this event to marysue@boerne.org.

JANUARY 26 – FEBRUARY 10 BOERNE COMMUNITY THEATRE: "INCORRUPTIBLE" 8:00pm | Boerne Community Theatre 907 E Blanco – Boerne Cost: See Boernetheatre.org Welcome to Priseaux, France, c. 1250 A.D.:The river flooded again last week.The chandler's shop just burned to the ground. Nobody's heard of the wheelbarrow yet. And Saint Foy, the patron of the local monastery, hasn't worked a miracle in thirteen years. In other words, the Dark Ages still look rather dark. All seems lost until the destitute monks take a lesson from a larcenous one-eyed minstrel, who teaches them an outrageous new way to pay old debts.

JANUARY 27 GREATER BOERNE CHAMBER OF COMMERCE 2018 ANNUAL AWARDS PARTY 6:00pm to 11:00pm | Cana Ballroom 202 W. Kronkosky – Boerne Dinner catered by True Flavors (a Chef Johnny Hernandez company). Hit the dance floor after dinner with music from last year's sensation - Gunpowder Soup! What’s on your itinerary?

Complimentary Valet Parking, Open Bar Cocktail Hour starts at 6pm, Stop by the Photo Spot and have your picture taken with wild animals, then take in all the amazing performance artist acrobats! Sponsorship opportunities are still available!

Contact the Chamber for more info: (830)249-8000. BBM

Ron Warden

Allyson Munsell

1580 S. Main Street, Ste. 104 Boerne, Texas 78006 830-249-8286

1011 S Main Street Boerne, Texas 78006 830-249-2748

Financial Advisor

IRT-4395C-A

Financial Advisor

Member SIPC

boernebusinessmonthly.com

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Bluebonnet Realty Since 1989

Offering Leasing, Property Management, Sales and Listings!

Check out our properties on our website:

www.BoerneTexasHomes.com (830) 816-2288

Properties for Sale:

364 Menger Springs

Gated community, Custon home on 1.37 acres. Separate quarters. Total 4 bedrooms, 3.5 baths, over 4422 s.f. of living area. $917,000

314 Schweppe Street

Old World Charm in this rare find in Boerne! 3/2 home is one block off Main Street. Approx, 2400 s.f. of living area. .66 acre lot. $479,000

NEW LISTING!

English Oaks

Immaculate 3 Bedroom/2.1 bath Hill Country home. Walking distance to Boerne Schools and close to Main Street. $365,000

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100 Roadrunner Trail

4 bed, 2 bath with approx. 1292+ s.f. in Ranger Creek on beautiful lot. $208,000

B oerne B usiness M onthly | January 2018

615 Oak Park

2 bed, 2 bath condo. Private patio. All exterior maintenance including lawn covered by HOA. $125,000

JUDY FILINGERI (830) 816-2288 Leasing & Prop. Mgt.

ANGELA TURNER, BROKER (210) 912-8221

CAREY STEWART (210) 551-2883

Sales & Listings

Sales & Listings

Properties for Lease: PRICE REDUCED!

129 Mustang Run

4 bedroom, 2.5 baths, separate study and large loft.

Master bedroom downstairs, other 3 bedrooms upstairs.

Trails of Herff Ranch home. $2,200

253 Winding Path

Kendall Creek Estates, 1 story, 3/2/2 approx. 2068 s.f. $2100

29412 Ridgeview Trail

Fair Oaks Ranch garden home. 2 bed, 2 bath approx.

1836 s.f. $2200

NEW LISTING!

7449 Paraiso Point

The Bluffs of Lost Creek, 3 bed, 2 bath approx. 1672 s.f. of living area newly upgraded. $1750

109 Sage Canyon

1 story 3 bed, 2 bath approx 2068 s.f. in Kendall Creek Estates. $2100

229 Deer Creek

3 Bed, 2 Bath Available 01/15/2018 $1500

PRICE REDUCED!

112 Hampton Way

3 bed, 2.5 baths, approx. 1955 s.f. in excellent condition.

Convenient location. $1400 boernebusinessmonthly.com

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real estate

Serving our Friends and Neighbors of the Hill Country Since 1916

Luxury home smallest but fastestgrowing Texas housing segment

T

Texas luxury home sales were up 19.1 percent this year, according to the 2017 Texas Luxury Home Sales Report from the Texas Association of Realtors (TAR).

Luxury homes—those sold for $1 million m illion or more—are the fastest-growing Texas T exas housing segment. Vicki Fullerton, chairman of TAR, attributes this to rising home prices, high-end remodeling activity, and relocation activity from outof-state residents.

From October 2016 to November 2017, Texas luxury home sales jumped to 4,622 sales. The sales dollar volume was over $7.5 million, a 19.9 percent increase over the prior year.

The median price so far this year remained unchanged year over year at $1.35 million. The average price per square foot for luxury homes was $349, a 1.9 percent increase from the first ten months of 2016. That's more than double the $122 average price per sf for the median Texas home.

From January to October 2017, luxury homes in Texas spent an average of 98 days on the market, an increase of three days from the same time frame in 2016.BBM I nformation courtesy of Texas Association of Realtors and Real Estate Center Online News

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B oerne B usiness M onthly | January 2018

“Where experience and service make the difference” From its beginning in 1916, Kendall County Abstract Company has been Kendall County’s locally owned and operated title company. Over the last 100 years, we’ve earned the trust of real estate professionals because we’re experienced, we’re professional, and we care about our customers.

Ashlee Pfeiffer, Manager

Agent for:

• Stewart Title Guaranty Company • Fidelity National Title • First American Title Insurance • Alamo Title Insurance

830.816.2131 | 830.249.3341 - Fax 103 N. Saunders • Boerne, Texas 78006 (across from the courthouse)

VISIT US AT WWW.KCAC.NET

616 E. Blanco Road, Suite 202B – Boerne, TX

(830) 816-9033

Litigation | Business | Real Estate | Oil & Gas | Construction | Wills & Trusts

2018 SEASON TICKETS: $20-$60

JANUARY 23

ACCORDION VIRTUOSI OF RUSSIA

FEBRUARY 15

FREE SUPPER! DRUM HEART

APRIL 13

ALL WELCOME!

Last Tuesday of Every Month at 7:00 pm The Church at Boerne Stone Creek Plaza – 1100 N. Main St. 210.414.8616

SPECIAL EVENT

FEBRUARY 20 All performances at 7:30 pm Boerne Champion Auditorium

www.BoernePerformingArts.com

830.331.9079

boernebusinessmonthly.com

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cover feature

Y

ACHIEVING OPTIMAL HEALTH AND WELLNESS THROUGH THE ART OF COMPOUNDING AND CUSTOMER EDUCATION

Your health is personal; so personal in fact that there’s not always a one-size-fits-all solution to address your individual healthcare needs. “At Annie’s Apothecary, we consider ourselves problem solvers,” said owner, Dr. Leigh Ann Grasso, PharmD. “We provide specialized medications through the art of compounding created to address the individual needs of our customers.”

“There are countless reasons why a prescription medication might need to be compounded, but the most common one is to improve patient outcomes,” said Dr. Grasso. “For example, a patient may be sensitive to standard drug strengths or be allergic to preservatives or dyes. With a physician’s prescription, our staff at Annie’s Apothecary can change the strength of a medication or alter its form to make it easier for the patient to use.

Annie’s Apothecary has the ability to prepare medication using unique delivery systems, such as a lollipop, a rapid-dissolve tablet, a suppository or a topical cream. “We make medication specifically for the patient. For example, if they have difficulty swallowing pills, we can make a flavored suspension instead.

Another reason is to decrease side effects of certain medicines. A perfect example is compounding a topical cream

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B oerne B usiness M onthly | January 2018

for pain instead of having to take pain pills that can cause drowsiness and impair daily activities,” Dr. Grasso added.

Compounding is also beneficial for children and animals, both of which can be difficult when it comes time to take medicine. Some of Annie’s Apothecary’s most unique cases include compounding for a flamingo at the San Antonio Zoo and a pet snake! For those of you that prefer cats and dogs, Annie’s Apothecary can make tasty liquids, treats, or even topical applications that your pet will love.

“We believe in not only treating a patient’s symptoms, but in getting to the root of their problem. Not sleeping well and weight gain are the two biggest symptoms I see, but the reason for them could be different

Dr. Rachel Krajewski, PharmD during a patient consultaion

Dr. Chelsea Beck-Smith, PharmD & Dr. Rachel Krajewski, PharmD

in each person. This is why patient consultation is so important to us,” said Dr. Rachel Krajewski, PharmD. “Here at Annie’s Apothecary, we are continually striving to give the best patient care possible.”

Dr. Krajewski is a certified Hormone Replacement Specialist who handles the hormone and adrenal consultations at Annie’s Apothecary.

“Inadequate production or an imbalance of your hormones may be manifested through a variety of symptoms. Most commonly I see fatigue, moodiness, and low libi-

do. We specialize in bioidentical hormone replacement therapy (BHRT) to help correct the levels of these hormones and alleviate symptoms. BHRT means the hormones are identical in structure to the ones your body naturally makes, so your body knows how to use and metabolize them ultimately minimizing unwanted side effects.”

Dr. Krajewski added, ”If you feel like hormone testing is right for you, we can get you set up with a non-invasive, at home test kit and book a follow up consultation to go continued on page 18

Dr. Leigh Ann Grasso, PharmD Owner of Annie’s Apothecary boernebusinessmonthly.com

17

continued from page 17

over your results.”

During a one-on-one consultation, the pharmacist will evaluate your medication list, clinical symptoms, lifestyle, diet, and lab values, if available. Their goal for every appointment is to create a customized and achievable plan to help you feel better. They work with your doctor to come up with a compounded prescription to address your individual needs. After the consultation, the pharmacist will continue to collaborate with you and your doctor throughout your journey to whole body wellness.

The hormone testing is very popular with women, however according to Dr. Krajewski, “Once the women see what a difference it has made in their health, they usually send their husbands in to have their hormones tested too!”

In addition to the Hormone Testing, Annie’s Apothecary also provides Food Sensitivity Testing.

Dr. Chelsea Beck-Smith, PharmD, administers the FIT Test, or Food Inflammation Testing, with a quick finger stick that is then sent off to test for sensitivities to 132 different foods and additives. When the results come back, Dr. Beck-Smith will work with patients to create a gut healing protocol with alternatives and substitutes based upon their specific needs. It also includes a seven day meal plan.

“Many patients come in with an upset stomach, headaches, pain and inflammation and even rashes. Many skin disorders are actually food issues,” said Dr. BeckSmith. “Food sensitivities are often delayed reactions, so it makes it difficult to pinpoint the issue. However, by testing we can get to the root cause and then eliminate the culprit. We also suggest supplements for healing and

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B oerne B usiness M onthly | January 2018

digestion and then check back in and eventually work to reintroduce foods into the diet.”

Since August of 2007, Annie’s Apothecary has been concentrating fully to be the best resource to achieve optimal health and wellness through the art of compounding, pharmaceutical grade nutritional supplements, and patient education. Annie’s also offers Young Living Essential Oils and Veritas and Keys Skin Care products. They even have supplements to help your furry friends. Online and automatic refills are available for customer convenience and they also have an app!

Why wait? Schedule your consultation today to see how Annie’s Apothecary can help you reach your health and wellness goals of 2018! BBM

Anniesrx.com | (830) 981-4774 31007 Interstate 10 Frontage Rd #108 – Boerne

AT T HE C EN TE R O F I T A LL I N B O E R N E , T E X A S L O C AT E D AT 1 3 8 O L D SA N A N TO N IO ROA D

NOW LEASING!

AVAILABLE APRIL 2017 A quaint and charming professional office park that is designed to meet every need.

The hill country development includes 1083 Sq. Ft to 32,000 Sq. Ft spaces.

PROPERTY DETAILS Stone and Stucco Exterior | Metal Roof Availavle spaces star ting at 1083 Sq. Ft., up to 6500 Sq. Ft spaces

LOCATION Minutes away from downtown Boerne located off of IH10. The prime location offers preserved mature trees, abundant parking and long/shor t term leases.

The proper ty is surrounded by offices, retail and residences.

FOR MORE INFORMATION PLEASE CONTACT ALEJANDRO GUTIERREZ

C: 210.383.1071

I

O: 210. 494. 7878

I

HAPPY NEW YEAR!!

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boernebusinessmonthly.com

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Business Loans to Help You Achieve Your Goals.

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B oerne B usiness M onthly | January 2018

L ARRY LEST ER

L A RRY.L E S TE R@S OTHE B YS RE ALT Y. CO M 2 1 0 .3 4 7 .4 5 4 6

resolutions

SERVING KENDALL, BEXAR, COMAL AND KERR COUNTIES.

RESOLUTiONS FOR A BETTER YOU!

T

Tired of the same old New Year’s resolutions we all keep recycling year after year? This year, as we enter into 2018, why not resolve to become the best version of yourself?

Here are a few suggestions of some fresh resolutions that just might make this year turn out to be the best one yet!

LEARN SOMETHING NEW EVERY DAY Whether you learn a new skill, pick up a new hobby, or just spend a couple minutes each day reading a random fact, all of this will lead to a greater sense of fulfillment and a more well-rounded life. Knowledge is power! Learning something new each day has been shown to reduce stress. For example, a new hobby helps to break us out of our mundane routine and stretches the muscles in our brain. It is also common for people to talk about things they are actively learning, therefore it’s a great way to form new connections and build relationships.

Learning more about your industry will keep you relevant and give you a heads up against your competition. And last, but certainly not least, learning new information expands your mind and exposes you to new things!

HAVE MORE FUN As our lives get busier and busier, we all seem to be having less and less fun! You don’t have to be a kid to play! Playing can foster relaxation and stimulation for adults and does wonders for inspiring creativity and emotional well-being. There are many ways to play that can be as simple

Meet

Sheridan Smurr Escrow Officer

A native of California, Sheridan has lived in Boerne for 12 years. She worked in a local title office prior to joining Sonora Bank when they opened in 2009, and then joined Sonora Title. Her attention to detail and customer service skills make her a valuable asset. Give Sheridan a call today for all of your Title needs.

830.816.1416

sheridan.smurr@sonoratitle.com

(830) 816-1444 | sonoratitle.com A wholly owned subsidiary of First Sonora Bancshares, Inc.

as playing with your kids or joking around with your co-worker, throwing a football or heading to the arcade, whatever you choose just make sure to let loose and have a good time.

ENJOY THE LITTLE THINGS We often focus on the big things in life, but what really makes up our day-to-day are the small, simple things. Don’t miss out on appreciating life’s littlest pleasures, this year try to pay attention to the things that make everyday great. Watching a sunset, listening to the laughter of your loved

ones, eating your favorite meal at a local restaurant – just to name a few – are all things to be celebrated!

TRAVEL Whether you embark on several small day trips or make a plan to sail around the world, get out and and visit new places!

The world is full of exciting new adventures just waiting to be had! Exploring new places will have you meeting new friends, telling new stories and creating new memories. You will also gain a better understanding of the world around you. BBM boernebusinessmonthly.com

21

finances

Bitcoin Mania

O

WHAT YOU NEED TO KNOW

by Karl Eggerss, Eggerss Capital Management

Over the last few weeks, many of the questions we’re answering have been about Bitcoin. The popularity and curiosity have increased recently due to the meteoric rise in price.

Bitcoin is a cryptocurrency and a digital payment system. It is actually one of many cryptocurrencies, but it has the most market share. It’s over 3 times the size of the #2 cryptocurrency, so it gets the most publicity.

It was invented in 2008 by someone using the name Satoshi Nakamoto.

The idea was to have a peer-to-peer cash system that did not involve the banks. After the financial crisis and great recession of 2008, many did not trust the banking system.

Thus, cryptocurrencies were invented - a digital, encrypted, and anonymous way to store money and transact business.

Simply put, it is an alternative currency to U.S. dollars, Japanese Yen, British Pounds, Euros, Pesos, etc. But, the adoption rate to use Bitcoin as a currency has been slow, and many illegal activities have been transacted using cryptocurrencies because of their security and anonymity. Then, several hacks occurred, and some exchanges where Bitcoin was held, went bankrupt.

This caused wild swings in the price of Bitcoin along with other cryptocurrencies and mistrust. Unlike stocks, this is an “investment” that has no cash flow, no earnings, and sells no products; hence, the debate on what exactly cryptocurrencies accomplish.

In 2017, the price began to rise and the interest in Bitcoin and other cryptocurrencies rose as well. In addition, people began mining cryptos using power-

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B oerne B usiness M onthly | January 2018

ful computers purchased to create cryptocurrencies.

These computers run various computers and algorithms to create the “coin”. As with any asset, more demand and less supply leads to higher prices. And, like other assets, cryptocurrencies can be traded on several different exchanges. In late 2017, both the CBOE Options Exchange & the Chicago Mercantile Exchange (CME) began allowing futures in Bitcoin to be traded on their exchanges. This added validity to Bitcoin along with liquidity. But, it didn’t slow down the volatility. Cryptocurrencies have seen dramatic price fluctuation since their inception causing many to question their use as a currency.

Regardless of the volatility, the rise in price has caused many to jump in. If you’re considering purchasing or investing in cryptocurrencies, here are a few guidelines and questions to consider: 1. Why are you buying it? Is it because everyone’s talking about it or simply because the price is going up?

2. Are you trying to get rich quickly?

3. Spend several weeks researching cryptocurrencies. This is a complex and new investment vehicle with a lot of risk.

4. Have an action plan regarding purchasing and selling.

5. Consider the tax consequences.

6. Determine an appropriate amount of your liquid net worth…what impact will a successful investment or failure have on your life?

7. Consider a potential investment in Bitcoin or any other cryptocurrency as your riskiest and most volatile asset.

8. Never borrow money to purchase a cryptocurrency.

Like the internet dot com bubble of the late 1990s, many people will become rich and perhaps many more will lose a fortune. There are currently over 1,000 cryptocurrencies and that number is growing. Many of them likely won’t exist in the next few years like many dot com companies that went bankrupt in the early 2000s. So, figuring out which one to buy and how to buy it is another element of complexity.

Currently, cryptocurrencies are analogous to the gold rush. It’s the wild west right now…there are few rules and regulations. Consequently, there is potential for fraud and for investors to lose a lot of money.

Next year, we anticipate the regulations to tighten up quite a bit, which is good for consumers.

The default for one’s capital is in their pocket. Then, when opportunity strikes, a smart and disciplined investor executes their plan. Without a plan, one is destined for failure most of the time.

Consulting a fee-only independent advisor is the best course of action to develop a strategy when it comes to any investment and how it may or may not fit into your portfolio. BBM In 2010, Karl established Eggerss Capital Management, his own registered investment advisory firm dedicated to providing clients with superior financial counsel in the changing economy. His market insight and cutting edge strategies help fulfill the mission of Eggerss Capital to help clients be protected and profitable in the face of a rapidly changing market. For more information on Eggerss Capital Management visit www.eggersscapital.com.

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23

population

TEXAS POPULATION GREW TO 28.3 MILLION IN 2017

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After gaining almost 400,000 new residents in one year, Texas is now home to 28.3 million people.

The Census Bureau estimates that Texas crossed that population threshold between July 2016 and July 2017.

The Lone Star State had the seventh fastest growth rate in the country in the past year at 1.4 percent. It experienced the biggest numeric population growth of any state.

Unlike last year, a majority of the state’s growth came from natural increase and not people moving to the state. The addition of 209,690 residents was attributed to natural increase. The state added an additional 189,580 residents as a result of net migration. BBM Information courtesy of the Fort Worth Business Press and Real Estate Center Online News

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Cortisol is a hormone produced by your adrenal glands which gives you energy to get you through the day. Typically, it starts off high in the morning to get you up and running and slowly tapers off throughout the day so you can rest at night. Your cortisol curve should look like the big drop on a rollercoaster. But when your body is under stress cortisol levels will go up to give you the boost you need. That’s why cortisol is often referred to as our stress hormone. The problem becomes when you’re under chronic stress your cortisol can become depleted leading to many unpleasant symptoms.

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B oerne B usiness M onthly | January 2018

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boernebusinessmonthly.com

25

organize

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The Organized Home. One Room at a Time.

by Adrianne Carnes

Is “Getting and Staying Organized” one or your resolutions this year? Many of us are trying to get organized and maintain order beyond the first few weeks of the year. We may be wrestling with piles and overcrowded closets in our house or we might just feel like our personal lives are the last priority amongst all of the things we need to do.

I'm Adrianne Carnes, and I'm a Personal Organizer. I help people who are tired of feeling lost and overwhelmed. I help them to simplify the chaos, by creating organized spaces while curating a meaningful personal style.

If you’re ready to see real progress in organizing your home, you simply need a plan and a shift in your perspective.

When you start organizing the different spaces in your home, consider these three things: • Lifestyle. Assess the situation. How will this space support your lifestyle? Is the purpose of the room clear? Are there things in the room that do not support its function or add to its beauty?

• Style. How to balance function with beauty. When you choose anything in your home, it should be functional and beautiful. Some things are more functional than beautiful such as your microwave, and other items, like your antique rocking chair that reminds you of

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B oerne B usiness M onthly | January 2018

your grandma are more beautiful than functional (comfortable). This is ok; generally try to choose things that have both high function and high beauty.

• Need for variety. Organization isn’t always about minimalism.

If you are an abundance lover, you will want more decorative items than someone who feels easily overwhelmed by too much going on around them.

Every space in your home has a purpose, and the function of the room should support that purpose. Let’s go through each room together. You will soon have a plan to conquer chaos and master your resolution.

The Entry Way. Whether you have a foyer or a mudroom or both, setting a functional entry is key to gracefully managing your home. Every season comes with its own stuff. Think about who will be dumping their outwear and the reality of the space that is available? In small entries, vertical solutions keep your floor clear and less of an obstacle course. You may choose to use the nearby hall closet to hang the jackets or hooks above a bench for backpacks and boots or vintage gym lockers for pool towels and flip flops. Make sure it works for all the people who will be using it, family and guests, adults and kids.

Hanging a clock in the entry way is a fun way to express some personal style. Do you prefer oversized, digital or maybe retro? An entry rug is another way to personalize the space. It needs to withstand a hundred entries and exits a day, and since it will be the first thing you see as you walk in and the last thing you see as you leave, it might as well be gorgeous.

Create a command station near the family entrance to management paperwork before it enters the home, and to make important reminders accessible.

The Living Room.

I don’t believe in unused rooms or unused things in any family home, no matter it’s size. Whatever your preferred activities, there are many ways to ensure that the room is used the way you designed it. Once you’ve determined how the room will be used, you can make it gorgeous, choosing materials, furniture and accents that work best for the plan you’ve made.

Decide how you most want to spend your time in your living room and then

tackle it section by section. Over here is where we’ll chat, and there is where we’ll read, and that’s where we’ll play the piano. You can even assign your living room extra jobs depending on your family.

The Family Room.

Some houses have separate living rooms and family rooms, and some houses have one room that does double duty. This room is where the family plays, watches tv and relaxes. Often times the family room holds the family library, also. This room will be very personal with family art work. Discover the activities you will do in the family room, and then arrange the furniture by groups.

The Kitchen.

The kitchen is where all food activity happens. It’s also where the family meets in the morning and where we celebrate birthdays and holidays. It’s where we visit with our friends and make memories. The kitchen performs a lot of duties.

Start by zoning your kitchen into the following categories: food storage, food prep, clean up and eating. If you have a large kitchen, you can further zone the space into food prep categories, such as a baking section, hot drink station and cocktail area.

Then get organized!

Group like foods in your pantry and make sure everything is visible so that you don’t end up with expired cans of tomatoes hidden in the back corner.

A big part of organization is being able to see what you have. Don’t overstuff your cabinets or drawers.

If you don’t have a lot of space in your kitchen, then get rid of the things you have until they fit the kitchen storage neatly.

Next, choose your table and make it work for you. What shape is the best for your room and what size will fit? How many chairs will you use regularly. Make sure you leave room to store the extra chairs so that they are easily accessible and not in the way.

The Kid’s Bedrooms.

The function of this room will depend on your family’s philosophy and the space in your home.

You might want to keep the room only for sleeping and dressing, and encourage your kids to play amongst the family or in a play room. However, you might want to contain all the kid’s toys and collections in their individual space. Whichever way you choose to design the kid’s rooms, make it work for them right now; don’t design it for the future.

Keep the toy storage easy to find and easy to put away. Toys can easily take over the room, so figure out storage that will work for both you (attractive) and your kids (easy to use). Think about clean up and make it as easy and simple as possible. continued on page 29

boernebusinessmonthly.com

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P B

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REALTOR®, GREEN/Consultant

210.415.8483 pbell@texas.net

phillipbell.net

AVAILABLE FOR RESIDENTIAL DEVELOPMENT

614 FREY STREET

16.5 Ac Land For Sale:

Pre-Development Annexed & Zoned – Utilities Available

8 to 10 AC COMMERCIAL IH-10 FRONTAGE (out of 33 ac estate)

2 miles west of Boerne city limits located in the ETJ. Contiguous to North Forty Business Park.

IH-10 access road frontage. Ideal for commercial development.

Exposure to IH-10 traffic.

This listing consists of two properties contiguous to each other presently zoned R “residential.”

The property is 3.1 ac. offered for sale for potential multifamily development with request and approval for zoning change. Located on Frey St and Bandera Rd., next to Franklin Place Assisted Living Center and across from the Rainbow Senior Center. Each lot is approx.1.5 ac. There is a house located on each lot.

The properties are offered for the value of the land.

Both houses have little or no value and sold “as-is.”

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B oerne B usiness M onthly | January 2018

“Sonora Bank is an important partner in the future of our small business. Their personal service and attention to our needs is allowing us to reach new heights. Sayf manages our deals and we feel like he is as invested in our deal as we are.”

continued from page 27

Put clothes within reach. Clothing storage will change with every age. No matter what age, keep the dresser drawers no more than halfway full so that when they open their drawers, they can easily see everything that’s in them.

The Adult’s Bedroom.

This is your room (sometimes shared with your spouse). It can be as fabulous as you want. It should be thoughtfully designed for comfort and relaxation with no distraction.

Start with the furniture you want to use in the space. Do you need to add a dresser for extra storage? Will you hang a tv on the wall? Keep the nightstands clear with only the necessary things. Personalize the room with artwork.

The Laundry Room and Bathrooms.

These rooms carries the heavy responsibility of keeping the whole family looking neat and clean. These rooms receive rush hour traffic, then resume quiet for the rest of the day.

Keep it bright. Even the smallest laundry room can be improved with a scrub down and a fresh coat of white paint. Make it pretty; it’s worth it. Especially if laundry is not something you enjoy doing, a pretty laundry room will greet you with a smile and make the chore bearable. You can do this with pretty detergent containers, attractive laundry baskets and a fresh cover for your ironing board. Develop a system for tackling laundry that keeps the room clutter free and the process organized.

Try to keep the surfaces clean and tidy so that it’s pleasant and easy for everyone who uses the space. Whether kids share a bathroom or the parents share a bathroom, tidying it daily keeps the complains to a minimum. Frequently review what you are storing, and toss the extra make up samples you aren’t going to use and always throw away empty containers. Design your kid’s bathroom to be accessible and easy to maintain. For example, hang the towel hooks at a reachable height so the kids’ can easily hang their towels after each use.

David Graham

Valiant Properties of Texas

sonorabank.com

Sayf Jouini Sonora Bank

Martin Graham

Valiant Properties of Texas

Boerne 122 W. Bandera • 830-331-9118 Bulverde 512 Singing Oaks • 830-438-0416 San Angelo 5710 Sherwood Way • 325-949-0099 2502 Southland Blvd. • 325-947-2100 Sonora 102 E. Main • 325-387-3861 Wimberley 201 Stillwater, Ste 6 • 512-842-3316

Member FDIC

The Office.

Decide what your room wants to be and who will use it. Is this where you manage your family finances? Is this where kids do their homework and craft projects? Does the room need two desks or one desk and a large work table? Once you decide on the function, it’ll be easier to tackle how to personalize the space.

Organize the office supplies. There are endless options for storing markers, paint brushes and paper. Some people like a rolling metal cart, some folks like peg boards on the wall while others like to use the drawers in their desk. Take an inventory of your supplies and match the storage to your inventory.

Maintaining organization in your home is a continual effort and will be adjusted as your family grows and changes. At a quick glance, the function of each room should be obvious and reflect your family’s style. A thoughtfully organized home is a gift to you and your family, and I want to help you create a home that is functional and appealing. Find out more about “The Organized Me” at www.theorganizedme.com BBM boernebusinessmonthly.com

29

congratulations

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The Good Vibrations Music & Arts Festival (GVMAF), an all-day festival hosted by Boerne-based nonprofit Aid the Silent—an organization focused on advocating for the deaf and hard-of-hearing community—won Best of the Fest-Charitable Music Fest in the FestForums Conference awards in Santa Barbara, California in November. Festivals across the United States are recognized in their respective categories: Film, Music, and Food & Beverage. And then broken down into sub categories: Charity, Sustainability, and Breakthrough.

The Good Vibrations Music & Arts Festival, hosted in San Antonio this past May, was completely deaf accessible featuring 8 hours of real-time captioning, sign language interpretation, T-coiling, backpacks that transmitted sound into vibrations, and an LED dance floor, that synced to the music. Good Vibrations Music & Arts Festival was the first festival to include deaf accommodations to this magnitude.

The FestForums draws hundreds of festival industry leaders from all around the country addressing cuttingedge technology, talent, ticketing, sponsorships, schedul-

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B oerne B usiness M onthly | January 2018

Boerne nonprofit wins award for deaf-accessible festival ing, merchandising, operations, sustainability, charitable work, innovation and safety.

Nearly a thousand people from across the nation gathered at The Fess Parker hotel to connect with festival experts in this 3-day event. Top industry professionals included celebrities Frances Fisher, Kenny Loggins, Chuck Leavell, Jeff Bridges, T Bone Burnett, The Coen Brothers and many others.

For more information about Good Vibrations Music & Arts Festival, visit www.goodvibrationsmusicfest.com. BBM

C G sa fa w C

Currey Creek – 132 Latigo Ln – Boerne Great family home that boasts both a great location and affordability! This 3 bedroom, 2.5 bath home is located on a quiet cul-deac in the conveniently located in Currey Creek subdivision. An open floor plan, corner fireplace, inviting paint colors, eat-in brea ast area, breakfast bar, spacious game room, covered patio and large oversized backyard make this property a must see! Within walking distance to both elementary & high school. MLS# 1223855 $238,750 Contact Shannan Gleason 210-379-8063

222 S. Main | Boerne, Texas

830.249.7979

www.LoneStarBoerne.com

127± ACRES – KENDALL COUNTY 241 Seewald - 5BR, 4BA + 2 half baths.

6928 SqFt Hill Country Estate! Hill Country Views, pool & more.

MLS# 1188665 - $3,700,000

64+/- ACRES – KENDALL COUNTY 346B Ammann, Boerne - Prime location with heavily wooded and gently rolling terrain.

MLS# 1147871 - $2,561,000

TAPATIO SPRINGS – BOERNE 137 Paradise Point - Long range views from 2 covered patios! All baths have ensuites. Luxury extras thru-out! 4BR, 4.5BA w/3761 SqFt. MLS# 1246885 - $695,000

MEDINA RIVER FRONTAGE Lot 363A Palomino Springs - 6.86± acres with 309 ft of river frontage.

Wonderful neighborhood amenities.

MLS# 1245447 - $474,867

BOERNE HEIGHTS – BOERNE 125 Jordan Place - Investment property.

4BR, 3BA in great location with secondary BR down. Game room!

MLS# 1280214 - $249,900

VIEWS, VIEWS & VIEWS – BANDERA Lot 62-A Saddleback Ridge Tr. - 15.06± acres in Hills of Bandera. Gravel drive leads to a gazebo for 360 views! Near Hill Country State Natural Area.

MLS# 1279663 - $179,900

5± ACRES HIGH POINT RANCH 2 High Point Ranch Rd. - A must see 5.05 acre piece of the beautiful Texas Hill Country.

MLS# 1261458 - $145,000

COMMERCIAL LAND – SAN ANTONIIO 5.03± acs on Hwy 181. Prime Location for traffic with over 23000 vehicles passing per day.

MLS# 1281066 - $135,000

RESIDENTIAL LOT – CIELO RIO RANCH Lot 13 Rio Azul, Pipe Creek - 2± acres in gated community w/home owners park on Medina river. Water system in place.

MLS# 1239051 - $65,000

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