Page 1

Volume 11, Issue 06: December 2018





If your business is constantly evolving, your technology should be, too. Keeping up with technology can be a full-time job. Let GVTC’s technology experts evaluate your communication services to ensure you are staying competitive and using your technology dollars wisely. Our FREE Business Technology Evaluation includes: • Audit of all technology services • Assessment of Internet usage/speeds • Testing of connections, ports & routers • Recommendations for maximization

Maximize efficiency—and profits. Schedule a technology evaluation at

800.367.4882 or GVTC.COM 114 E. Highland Boerne, Texas 78006



Eggerss Capital Management (ECM) is a fee-only Registered Investment Advisory firm specializing in financial planning and wealth management for individuals and institutions. Stocks Bonds ETFs Retirement & Social Security Analysis

Mutual Funds Alternative Investments Roth Conversion Analysis Education Planning


Wishing You

& Peace

Joyholiday season this

May you have a Merry Christmas and a

blessed new year! for more information




Serving Real Estate Buyers and Sellers in the Texas Hill Country! Ron Warden

Allyson Munsell

1580 S. Main Street, Ste. 104 Boerne, Texas 78006 830-249-8286

1011 S Main Street Boerne, Texas 78006 830-249-2748

Financial Advisor

Financial Advisor


(210) 884-5276

222 South Main Street – Boerne, Texas 78006 (830) 249-7979 Member SIPC MKT-9811A-A



• LoneStar Properties Voted Best of the Best 2016 Ranch Sales • LoneStar Properties Voted Best of the Best 2015 Residential and Farm & Ranch Sales

Locally Owned and Operated

• Experienced Team of Attorneys in Office B.R. “Randy” Allen, III

Tyler Flynn

Attorney/Escrow Officer

Luchia Johnson

Attorney/Escrow Officer

Escrow Officer/Branch Manager

Jeanine M. Dixon

Escrow Assistant

Brian Clepp

Attorney/Escrow Officer

Alyssa J. Gutierrez

Licensed Escrow Assistant

INSIST ON LEGAL TITLE The Homeowners’ Choice!

• Full Service Title Company - Residential - Commercial - Farm & Ranch • Here to Better Serve You as an Independent Title Company • Convenient Location • After Hour & Remote Closings • In-Office Attorneys • Free Courier Service

Se habla español

12 Upper Balcones Road – Boerne (830) 357-5088


contents building your practice from the ground up

12 08:


photo by Kirk Richard Smith

December 2018



Is Diversification Dead?

by Karl Eggerss, Eggerss Capital Management 37131 IH 10 – West Frontage Road, Suite 300-2 Boerne, Texas 78006


the arts


calendar of events




cover feature



(830) 428-3022

Specializing in all styles of Yoga classes! We have classes for every BODY! NEW STUDENT SPECIAL $100 – 30 days of unlimited Yoga!



Keep Calm and Carry On with Season Number Eight of Boerne Performing Arts

Rich Barkley to Join Prime Capital Investment Advisors’ Boerne Office Tusculum Brewing Company: Bringing New Life and Big Vision to Boerne’s Historic H.O. Adler Building ‘Twas the Night Before an Audit by Anette Barrera, CPA – ADKF





End-of-the-Year Planning

by Matt Nelson, Prime Capital Investment Advisors

Now Open in Boerne!









ribbon cuttings


giving back

Local Business News and Information

GVTC Foundation’s Yearly Thanksgiving Project and How It’s Grown Boerne Business Monthly is published by Distinct Media, LLC, copyright 2018. Reproduction is strictly prohibited without prior consent of the publisher. Opinions expressed in Boerne Business Monthly are those of the writers or sources and do not necessarily represent the views of the publisher, nor do they constitute the endorsement of products or services herein. Although the information and recommendations in this publication have been compiled from sources believed to be reliable, Boerne Business Monthly makes no guarantee as to, and assumes no responsibility for, the correctness, sufficiency or completeness of such information and recommendations.

YOUR HILL COUNTRY WEALTH MANAGEMENT FIRM WELCOMES RICH BARKLEY Meet Prime Capital Investment Advisors’ newest addition

Our Locations

With increasing presence throughout the U.S., Prime Capital Investment Advisors’ office in Boerne, Texas has seen remarkable growth in the past few years. With extensive experience as a business owner and leader, Rich Barkley has been an impactful addition since coming on board in November.

How long have you been a member of the Boerne community? I’ve been in Boerne since 1994. I was born and raised in the state of Texas, and graduated from Tarleton State University where I received my degree in Accounting.

Our Services Wealth Management services

As a successful business owner in Boerne, what led you to seek a career as a financial advisor?

Tax-advantaged investments

I was led to be a financial advisor because of my financial background, my skill set and my experience in building business plans for so many years. In my decades as a business owner, I see the critical needs and benefits of a financial advisor.

Executive bonus plan implementation

Retirement & income projections

Company-sponsored retirement plans Financial Planning for individuals & businesses

Learning for your previous experiences, what will you teach your clients in your new role?

Plan your future with us

My former experiences have taught me how to balance the combination of business and personal perspectives with financial planning. By using a holistic and comprehensive approach, you can take into consideration much more than the common, single angle of just investing. To me, this is critical and best leveraged when considering your overall goals, values and long-term plans.

Taylor Knopf

Rich Barkley

Financial Advisor (830) 816-5131

Financial Advisor (830) 816-5131

Matt Nelson, AIF®

Wyatt Schrepfer

Managing Director (830) 816-5131

Financial Advisor (830) 816-5131

616 E. Blanco, Suite 201-A | Boerne, TX (830) 816-5131 | Advisory services offered through Prime Capital Investment Advisors, LLC. (“PCIA”), a Registered Investment Adviser. PCIA: 6201 College Blvd., 7th Floor, Overland Park, KS 66211. PCIA doing business as Qualified Plan Advisors (“QPA”).



Is Diversification Dead? by Karl Eggerss

Over the course of history, diversification has been the backbone of investing. Even our grandparents told us not to put all our eggs in one basket. In the past few years, some investors have abandoned diversification and opted for owning the most popular stocks because of their recent returns. But, there are dangers in doing that. In October and November, those popular stocks began to weaken and those that sstuck tuck with a diversified portfolio have begun to see the benefits. It’s true that some of the wealthiest Americans didn’t diverssify ify to gain their wealth. Most took enormous risk by putting every penny into their own companies only to become multi-millionaires or even billionaires. Steve Jobs & Bill Gates are two that come to mind quickly. But, for most, diversifying enables one to accumulate wealth over their lifetime and more importantly, stay wealthy. Most of the horror stories of those that have permanently lost a tremendous amount of wealth are due to the lack of diversification. I’ve met numerous people over the years that said they had too much money in technology stocks during the dotcom bubble. How about those that went heavy into real estate right before the financial crisis of 2008? Or those that went heavily into a concentrated position in Enron. Most recently, we’ve read stories of people borrowing money and putting everything into cryptocurrencies only to watch them fall 90%. While not diversifying can pay off in some cases, it doesn’t make sense for most of us. A balanced portfolio, just like a balanced diet, should incorporate different investments (food) that have different characteristics and will benefit us at different times. Owning some stocks (both domestic and internationally), some bonds (both domestic and internationally), real estate, commodities, and short-term instruments like CDs or money markets is prudent. Of course, there are several other investments one can diversify into, but these are the general buckets in which one might put their money. However, in the past few years, investors simply owning large American stocks have been rewarded the most. Whether it’s technology stocks like Facebook, Amazon, Apple, Netflix, Google (FAANG) or just the S&P 5001, owning less has made more. This has been going on for some time, mainly the last

5 years. That’s a long time in the life of an investor. Humans lose patience and therefore begin to abandon the investments that aren’t working. An example of assets that have been good diversifiers over the long-term but not necessarily the past 5 years are commodities and international stocks. If this sounds familiar, it should. In the years just prior to 2000, technology stocks and other popular stocks were trading a ridiculous valuations and investors continued to pour into them on the fear of missing out (FOMO) while abandoning other asset classes. Then, the popular overpriced stocks began to fall and caused a severe bear market. But, not ALL assets went down during the bust of the dot com bubble. While large cap stocks fell 37.5% from 20002002, the JP Morgan asset allocation strategy1 (a proxy for a welldiversified portfolio) only fell 9.6% with many assets actually going up during that time. In other words, diversification worked. In 2008, the worst financial crisis since the Great Depression, large cap stocks fell 37%, while the same diversified portfolio fell 25%. However, the diversified portfolio gained 25% the following year. And, when the next bear market occurs, we believe diversification will work again. Objects in motion tend to stay in motion. It’s no different in investing. It’s called momentum. Owning select technology stocks the past few years has been a great investment. But, the tide has begun to turn the past two months. Many of those popular stocks that were fundamentally overvalued have fallen over 30%. On the other hand, some of the assets that investors have abandoned are beginning to work once again. And, due to the gains of those popular stocks, most investors are over weighted towards U.S. growth and underweight areas like commodities and international stocks. If investors do nothing else, they should re-balance now. Investors need to force themselves to do

“Diversify. In stocks and bonds, as in much else, there is safety in numbers.” -Sir John Templeton



“But divide your investments among many places, for you do not know what risks might lie ahead” -Ecclesiastes 11:2 NLT the hard thing. Regarding the U.S.’s outperformance of international stocks, many are taking notice. GMO, a $70 billion global asset manager recently published their out-look for stocks over the next 7 years. They project a negative return for U.S. stocks while a positive return for emerging market stocks. In fact, they predict emerging market stocks to outperform U.S. stocks by 6.2% per year over the next 7 years! Just a few weeks ago, JP Morgan said they anticipate international stocks to begin outperforming very soon. In fact, they stated “The firm's quantitative and derivative strategist Marko Kolanovic says the big "divergence" between U.S. stocks and international equities over the past year is unprecedented.” Let us be clear. Foreign countries have had real issues that have affected their societies, their economies, and their stocks. But, it’s always about what’s already priced into the stocks. The reason these stocks are more volatile and have fallen is because of that bad news. But, it’s not just international stocks vs. U.S. stocks. Many things have underperformed the U.S. stock market the past several years. Ray Dalio, the founder of Bridgewater Associates, one of the world’s largest hedge funds and one of the wealthiest individuals in the world has increased his holdings in gold. Many think he’s crazy, but he likes to buy what he deems to be a good deal. Some successful money managers/strategists have begun to look at areas where the next big move could come from and have their portfolios diversified as such. While concentrating portfolios in the “right place” can work in the short-term, it makes investing more emotional and can lead to at worst, life altering financial mistakes. Diversifying still works.BBM

THE DODGING DUCK BREWHAUS 402 River Road - Boerne, Texas 78006 (830) 248-3825


JP Morgan Guide to the Markets


In 2010, Karl established Eggerss Capital Management, his own registered investment advisory firm dedicated to providing clients with superior financial counsel in the changing economy. His market insight and cutting edge strategies help fulfill the mission of Eggerss Capital to help clients be protected and profitable in the face of a rapidly changing market.


Bluebonnet Realty Since 1989

Offering Leasing, Property Management, Sales and Listings! Check out our properties on our website: (830) 816-2288

Properties for Sale:

130 Serenity Drive

3 bedroom, 2.5 bath beautiful setting for this garden home on quiet cul-de-sac. $369,000

238 Lone Tree

Immaculate 3 Bedroom/2.1 bath Hill Country home in Boerne. $372,500

JUDY FILINGERI (830) 816-2288 Leasing & Prop. Mgt.

ANGELA TURNER, BROKER (210) 912-8221

CAREY STEWART (210) 551-2883 Sales & Listings

SUZANNE MCGINNIS (830) 377-5227 Leasing, Sales & Listings

Sales & Listings

Properties for Sale:

113 Serenity Lane

Charming 3/2 BW Baker home on sought after cul-de-sac street. $324,900

364 Menger Springs

Gated community, Custon home on 1.37 acres. Separate quarters. Total 4 bedrooms, 3.5 baths, approx. 4422 s.f. of total living area. $798,000

151 Bluebonnet Circle

3 bed, 2 ba study remodeled on .325 ac in town! $215,000

Properties for Lease: 289 Katie Court - 3 bedroom, 2 ba, 1688 s.f., with great back yard! Easy access to IH-10 - $1675 215 Bluebonnet Drive: 4 Bed, 2 ba on large lot - $1400 123 Whisper Way: 2 bed, 2 bath duplex comes with washer/dryer - $1100

250 English Oaks Cr.

Beautiful 3 bed, 2.5 bath, all appliances included. $2750.00

112 Viewpoint Dr E - $1200 - LEASED 253 Lohmann Street - $795 - LEASED

the arts



Boerne Performing Arts continues to bring exceptional professional international performing arts to the hill country. In their continued efforts to provide a broad spectrum of performing arts, they have searched the globe for variety and quality that will appeal to every age group…from the FOR KIDS student shows…to the master classes…to the evening performances! Board President Carol Schultz exclaims, “Our goal is to find something for everyone!” The 2019 season tag line of “Keep Calm and Carry On with Season Number Eight” will introduce three new artists to Boerne. KEEP CALM AND DANCE ON: A fusion of Ireland’s vibrant and longstanding dance-form and elements of American innovation, Trinity Irish Dance Company dazzles audiences around the globe with its hard-driving percussive power, lightning-fast agility, and aerial grace. Minutes into watching the awe-inspiring precision of its dancers and musicians, TIDC expands whatever notions you may have about Irish dance… revealing its limitless possibilities. It’s everything you expect but like nothing you’d imagine! Friday, February 22, 2019. KEEP CALM AND STRUM ON: The Ukulele Orchestra of Great Britain is a global sensation and nothing short of a UK national treasure. Their show provides pure entertainment, dead-pan British humour and irresistible



foot-tapping music. Masters of the unexpected: whether re-imagining folk songs, twisting classical music, or playing the performers’ all-original compositions. The Ukes have performed for the British Royal Family, the BBC Proms, Sydney Opera House, Carnegie Hall, and now…for Boerne, Texas! Absolute Mastery of Strum, Pluck and Twang! Tuesday, March 26, 2019. I CAN’T KEEP CALM BECAUSE WE’RE SWINGIN’: An exuberant melding of the classic American sounds of jazz, swing, and Dixieland, with the energy and spirit of contemporary culture, Big Bad Voodoo Daddy reminds us that it is cool to swing! After 25 years, 11 records (with sales over 2 million albums to date), over 2800 live shows, and countless appearances in film and television, BBVD’s all original core line-up will have Boerne “dancin’ in the aisles” with their horn-infused music and legendary high energy show. Swing is back again baby…big time! Friday, April 5, 2019. Thanks to the continued financial support by Boerne Performing Arts’ patrons and corporate sponsors, season ticket prices have remained at the same price level for the 2019 season. Season Ticket packages for the 3-concert series are available as follows: • Patron: $170 (individuals wanting to purchase premium seating that includes a donation). • Subscribers: $100 - $75 - $50 (student). • Corporate Sponsorships: Include marketing and advertising opportunities for local businesses.

Check it out now! Previews of these world-class performing artists are available at, where you can download a 2019 Season Ticket Order Form for the three-concert series and special event. If you would like a 2019 season ticket packet mailed to you, please call the Boerne Performing Arts Message Line at 830-331-9079, or request one at All performances will be at 7:30pm at the state-of-the-art Boerne Champion Auditorium. Boerne Performing Arts is proud to partner with Boerne ISD in these

photo by Allison Burke

presentations and will be offering outreach programs to the students of Boerne ISD with the visiting artists. FOR KIDS programs will include: Trinity Irish Dance Company - 3rd Graders; The Ukulele Orchestra of Great Britain - 5th Grade; Big Bad Voodoo Daddy - 4th Grade. Additionally, a Master Class will be presented by Trinity Irish Dance Company for the Champion High School dance students of Kathy Lee. Boerne Performing Arts is a 501(c)3 non-profit organization whose mission is to bring the world of performing arts to Boerne by presenting concerts that feature internationally acclaimed artists, educating through student outreach programs, and enriching the quality of life in the community. BBM




122 W. Bandera • 830-331-9118 1570 River Road • 830-331-8300

San Angelo 5710 Sherwood Way • 325-949-0099 2502 Southland Blvd. • 325-947-2100


512 Singing Oaks • 830-438-0416


102 E. Main • 325-387-3861

Wimberley Loan Production Office 201 Stillwater, Suite 6 • 512-842-3316



sponsors for the upcoming 2019 season: • City of Boerne • Frost • The GVTC Foundation • Bravi Tutti Vocal Art Studio • Cordillera Ranch • Hearts’ Home Acoustics

• Lone Star Properties Carol Schultz • Morningside Ministries at Menger Springs • Sonora Bank • Ultimate Classic Cars



THROUGH DECEMBER 23RD CHRISTMAS ON THE RANCH 6:00pm to 10:00pm 103 Waring Welfare Road - Boerne BRAND NEW displays, interactive carriage and hayrides, food galore, and Christmas shopping all in one place! Christmas on the Ranch hosts Santa every night and has bragging rights to over 3 MILLION dazzling lights, dozens of movable displays, and family fun for the whole Christmas season!

THROUGH DECEMBER 30TH OLD WEST CHRISTMAS LIGHT FEST 6:00pm to 10:00pm 242 State Hwy 46 W. – Boerne Featuring more than 40 Old West buildings glowing in the midst of million twinkling lights, visit Santa, drive through and walk around light displays, snap holiday photos and travel back in time. Stroll through the Old West and enjoy the perfect Hill Country Christmas, with dazzling lights and family fun around the campfire, along with tasty holiday treats and libations. And be sure to visit Santa’s Longhorns, ready to pull his sleigh across Texas.


DECEMBER 1 GBCC RIBBON CUTTING FOR CROSSFIT BOERNE 10:00am to 10:30am | 30875 IH 10 W. – Boerne DECEMBER 7 & 8 | 14 & 15 THE CHRISTMAS TOWN 6:00pm to 9:00pm | Vanguard Institute 43360 IH 10 West – Boerne This unique experience is sure to bring the entire family back to the true spirit of the season! The Christmas Town includes live Christmas music, hayrides, the town of Bethlehem on the night of Christ's birth, shopping hand-made gifts, an entire interactive area just for kids, amazing foods and so much more. Join us in enjoying the meaningful traditions of the season. Free Event. DECEMBER 8 KUHLMANN-KING MUSEUM TOUR 12:00pm to 3:00pm | 402 E. Blanco – Boerne In honor of the 100 years passing since the death of Anton Wilhelm Christian or William Kuhlmann, the Boerne Area Historical Society will open the doors of the Kuhlmann-King House and Kitchen on Historic Hill in Boerne every second Saturday. Free Event. Please


email to schedule a personalized tour. SECOND SATURDAY ART BEAT 4:00pm to 8:00pm | Throughout Boerne Take a walk on the art side every second Saturday of the month. Look for the flashy banners displayed throughout Boerne.

POLAR EXPRESS PARTY 10:30am | Patrick Heath Public Library 451 N. Main Street – Boerne Polar Express magic and wonder awaits at this special holiday party. Come to the Library in your favorite pajamas and enjoy a spirited sharing of the classic picture book, followed by caroling, crafting, games, and refreshments. All ages welcome. SECOND SATURDAY AUTHOR SIGNING 11:00am to 1:00pm Patrick Heath Public Library Community Room 451 N. Main Street – Boerne Local author Phyllis Clark Nichols will be on hand to read from and sign her two latest novels: "Return of the Song," and "Silent Days, Holy Night." The author's books will be for sale at this event. continued on page 21


Accomplished Business Owner Joins Prime Capital Investment Advisors


Rich Barkley to join the firm’s Boerne office

Prime Capital Investment Advisors (PCIA) announces that Richard Barkley will join the firm’s Boerne office as a financial advisor. Barkley brings extensive experience as a business owner and leader, and will complement managing director Matt Nelson’s current financial advisory team. “Rich will make an immediate impact on our business and I couldn’t be more excited that he has agreed to join us,” said Matt Nelson. “He’s been a successful business owner. Not only does that experience benefit our office as we build and expand our business, it also gives us insight into business owners as we serve them with their financial plans. It gives us a unique perspective on the challenges and opportunities in front of them.” “Boerne is my home and when I was looking at the next chapter of my professional life, Matt and PCIA rose to the top,” said Barkley. “I’m excited to work with Boerne’s Businessman of the Year.” Barkley is the latest addition to the Boerne office. Recently, PCIA also added Wyatt Schrepfer as a financial advisor to bolster the quickly growing team. Schrepfer is a 2018 graduate of Baylor University, where he played football. Nelson will announce additional advisors joining the PCIA Boerne team in the coming weeks.

Rich Barkley

Wyatt Schrepfer

About Prime Capital Investment Advisors Prime Capital Investment Advisors provides a client-centric, team approach to full-service financial planning, including fee-based asset management and wealth management. The firm currently has 16 locations throughout the United States, with investment advisor representatives serving clients across the nation. BBM

Have a Blessed


*Tiffany Joslin (210) 394-4399

*Rene Campbell (210) 542-0148

Jim Campbell (210) 838-1896

Steven Karam (210) 414-0105

Wiley & Kathy Cloud, Brokers (830) 755-8693 | (210) 710-6601

Real Estate Office:

(830) 755-8693 Career Inquiries (830) 755-8693

Securities offered through Private Client Services, Member FINRA/SIPC. Advisory products and services offered through Prime Capital Investment Advisors, a Registered Investment Advisor. Prime Capital Investment Advisors doing business as Qualified Plan Advisors, “QPA.” Private Client Services, Qualified Plan Advisors, and Prime Capital Investment Advisors are unaffiliated entities. 6201 College Blvd., 7th Floor, Overland Park, KS 66207




by Lauren Stumberg photos by Ron Pritchett

The HO Adler building, most recently home to Bergman Lumber Company, has been transformed into the Tusculum Brewing Company! “Big plans are in store for this grand historical space,” says Tommy Mathews, one of the partners bbehind ehind this future local hot spot. According to Mathews, “We have a great vision for the sspace pace that includes a brewhouse, beer garden, tap room and a restaurant in the first phases. Eventually, we plan to open a bed and breakfast upstairs that will also include a European tea room, downstairs in the basement there will be a speakeasy.



There is a lot of space here and we plan to utilize all of it in really cool ways!” “One more exciting element we have in the works is that we have been working with a nonprofit to put in a woodworking shop for the Wounded Warriors. We will help to sell the furniture that they build. We plan to use that furniture throughout Tusculum as well. This is something that we are really excited about,” added Mathews. “This is a long-term project with a lot of different parts,” said Linda Lee Gatell, Tusculum’s General Manager, “We have begun operating the interior of the building as a venue space and will be renting it out for private events from now until sometime in the spring when we will hopefully have everything in place to open the restaurant.” THE BUILDING Much work has gone into revitalizing the HO Adler building, which was built in 1908. When remodeling the building, the team made sure to reuse and repurpose as much of the old building as possible. According to Tommy, “We restored the ceilings and kept the actual counters from Bergmann Lumber Company, we put in some barn doors that were made from scraps left from the lumber yard. It was really important to us to maintain the integrity of the building while also beautifying it and giving it new life.”


In 1849, a group of German colonists from Bettina camped on the north side of Cibolo Creek, about a mile west of present-day Boerne. They called their new community Tusculum, after Cicero's home in ancient Rome. In 1852, Gustav Theissen and John James laid out the town's site and changed the name to Boerne in honor of Ludwig Börne, a German poet and publicist.

THE RESTAURANT Expect large portions of American cuisine when Tusculum Brewing Company opens the doors to their most anticipated restaurant. Frederick Smith, Owner and Operator of two successful restaurants in San Antonio is Tusculum’s Corporate Chef. Mariah Griffin is the Assistant General Manager. The restaurant will include a tap wall featuring Tusculum Brewing Company’s craft beers and fine wines. THE BREWING COMPANY When it comes to the brew, Tripper Mathews is the man in charge. “All of the partners of Tusculum Brewing Company are home brewers. We are all part of the Boerne Brewers Guild and all share a love of great craft beer.” said Tripper. The partners of Tusculum Brewing Company, include Curt Campbell, Paige Mathews, Tripper Mathews, Tommy Mathews, Gary Nicholls, Jack Sackrider and Brandon Wilcox. Tripper started brewing about eight years ago and his hobby soon became a passion. He has volunteered at many breweries around the hill country, has brewed for his friends for years and even brewed beer for his own wedding! His vision for the beer offered at Tusculum is to have 12-18 beers offered at all times, four to six will be mainstay beers and the others will rotate in and out. “Craft beers are our passion, and we cannot wait to share our amazing beer with the community,” said Tripper. The beer garden and production facility will be located at the back of the property, behind the main building. This area extends to the City’s Cibolo Trail and can seat up to 100+ people and also includes a stage and entertainment area. “We have some really cool, creative, artsy things planned for this space,” said Tommy Mathews. “I don’t want to let the cat out of the bag, but trust me…it’ll be cool!” “Our goal with this project is to create a space that will become the “go to” community place. We want it to be somewhere that people can come to have a great experience and create fun memories,” said Tommy. “If we can accomplish that, then our vision for this space has been successful.”BBM



Cicerones are the beer world’s answer to sommeliers. They help choose and purchase beer, oversee beer storage, educate staff, provide brewery tours, and help make beer recommendations. Basically cicerones know everything there is to know about beer. Cicerone comes from the name of the Roman statesman Cicero, known for his skills as an orator and rhetorician; his home in ancient Rome was Tusculum. Pretty cool, huh?





‘Twas The Night Before An Audit by Anette Barrera, CPA – ADKF

'Twas the night before the audit, when all through Accounting, the staff was working hard as the audit preparation was daunting. The statements were almost ready and prepared with great care, in hopes that the auditors soon would be there. The start of 2019 is right around the corner, which means it’s time for businesses and accountants to prepare for their year-end close and perhaps a financial statement audit. If you’re wondering if your organization needs to undergo an audit, it all depends on the requirements of your internal and/or external stakeholders. Unless your industry requires one (i.e., larger financial institutions, publicly-traded companies, non-profit organizations with over $750,000 expended in federal funds), financial audits are not mandatory. However, there are situations where you may need one. If you’re applying for financing through a creditor or investor, these parties may require the additional assurance that an audit provides. Likewise, many not-for-profit organizations require an audit to successfully fundraise. As noted, not all companies require financial audits. But those that do are left with the overwhelming task of planning and preparing for the requests of the external auditors. It is essential that the audit process be smooth and efficient to ensure timely completion of your goals and deliverables within the expected time frame. Below is a list of five tips to help you in preparing for your year-end audit: 1) PLANNING AND COORDINATING YOUR AUDIT DATES Set a reasonable expectation for your year-end close. Knowing the audit start dates well ahead of time allows both your accounting team, and your audit firm’s team, to have a clear and realistic expectation of the audit process so the completion date is met. Coordinate available dates and communicate any potential problems with your auditor to ensure that both teams are prepared for the audit process and its deadlines. It is imperative that your key accounting staff be available while the auditor is carrying out fieldwork. This includes flexibility and availability of staff to assist in answering questions and providing additional supporting documentation requested by the auditor. 2) PERFORM TIMELY RECONCILIATIONS It is crucial that account reconciliations be performed throughout the year. Account reconciliations should be completed on a monthly basis to ensure that errors are identified and investigated in a timely manner. If you wait until the year-end close process, you may not have enough time to resolve any reconciling issues prior to the audit, which may make it more time consuming for both the accounting and audit team and delay the completion of the audit.



3) ADDRESS UNUSUAL/NON-RECURRING TRANSACTIONS DURING THE YEAR If your company undergoes any non-routine transactions that are unusual (i.e., mergers & acquisitions, disposal of a component of a business, special equity transactions) and which your auditor is likely to question, don’t wait until the audit to address it. Give your auditor a call during the year and provide them with the information they need to make sure it has received the correct accounting treatment the first time around. 4) DOCUMENTATION AND RETENTION IS KEY Auditors sample a variety of transactions throughout the audit such as cash disbursements, cash receipts, and asset purchases, to name a few. Ensuring that adequate and proper documentation is retained for all transactions during the year will allow you to more quickly provide supporting documentation for selections requested by the auditor and will avoid unnecessary time spent searching your records. Consider creating subfolders for significant accounting areas to easily access requested information or schedules. You can also ask your auditor for a prepared-by-client (PBC) listing in advance of the audit to know the documentation that you will be required to support. 5) STAY UP-TO-DATE ON ACCOUNTING STANDARDS It is very important for your business to keep up-to-date with any recently issued accounting standards to ensure reporting compliance. Contact your auditor routinely throughout the year to remain informed of any changes affecting financial reporting. New accounting standards may require managing or tracking financial information in a different manner and your accounting staff may need additional training to implement new requirements. As rigorous of a task it may be to prepare for an audit, the audit process can offer exceptional value to a business. Companies may learn more about their financial health as well as receive recommendations to improve key internal controls. If you’ve implemented some of the tips listed above, your audit should be a smooth process.

Happy Year-End to all, and to all a good night! Anette Barrera, CPA is an Audit Manager at Akin, Doherty, Klein & Feuge, P.C. (ADKF). ADKF is a full-service accounting firm with offices in San Antonio, Boerne and New Braunfels. Anette graduated from the University of Texas Pan-American and has over six years of public accounting experience. Anette specializes in audits and reviews for industries including not-for-profit organizations, publicly-traded companies, manufacturing, construction, and services industries, as well as employee benefit plans. Anette spends most of her free time with her husband and her English Bulldog.


The partners and entire staff at Akin, Doherty, Klein & Feuge wish you a very

y r r e M

Christmas &

Happy New Year

PROFESSIONAL PROPERTY MANAGEMENT & FULL SERVICE REAL ESTATE CO. We Care About the Properties We Manage! • Single Family Homes • Condominiums

• Commercial Property • Community HOA’s

In House Maintenance | Competitive Rates | Proven Track Record accounting for your success, we are here for you.

WWW.ADKF.COM | (830) 387-4441 | 616 E. BLANCO, SUITE 300E, BOERNE

Call for More Info:

(210) 535-1355 From Boerne to San Antonio continued on page 21


P B

& A., 



REALTOR®, GREEN/Consultant




This listing consists of two properties contiguous to each other presently zoned R “residential.” The property is 3.1 ac. offered for sale for potential multifamily development with request and approval for zoning change. Located on Frey St and Bandera Rd., next to Franklin Place Assisted Living Center and across from the Rainbow Senior Center. Each lot is approx.1.5 ac. There is a house located on each lot. The properties are offered for the value of the land. Both houses have little or no value and sold “as-is.”



DECEMBER 2018 CALENDAR OF EVENTS | cont’d DECEMBER 8 & 9 CHRISTMAS MARKET DAYS 10:00am to 5:00pm | Main Plaza 100 North Main – Boerne Annual Christmas Market on Main Plaza in downtown Boerne. Handmade arts and crafts, art, woodwork, antiques, collectibles, chic clothing and accessories, vintage, jewelry and more. Great food variety. Music by local Texas musicians. Pet friendly. Rain or shine. Free admission. DECEMBER 10 KENDALL COUNTY COMMISSIONERS COURT 9:00am to 11:00am Kendall County Courthouse 201 E. San Antonio Ave. – Boerne DECEMBER 11 CITY COUNCIL MEETING 6:00pm to 8:00pm | City Council Chambers 124 Old San Antonio Road – Boerne DECEMBER 13 SPAZ-CHRISTMAS PRESENTED BY CAVENDER CHEVROLET The Greater Boerne Chamber of Commerce is celebrating the holiday with a special performance by The Spazmatics at Cavender Chevrolet. 6:00pm to 9:00pm | Cavender Chevrolet 30700 IH-10 West – Boerne General Admission - $15, VIP (includes preferred seating, tables, heaters and more) - $50 for more info! DECEMBER 15 WHEELER'S CHRISTMAS EXTRAVAGANZA 1:00pm to 5:00pm | Wheeler’s Western Outfitters 32450 IH10 West – Boerne Kids will flip for the giant snow hill slide, inflatable shooting range and pictures with Cowboy Santa! All free! The day will also include food by American Heirloom, performances by Boerne Super Squad, free gift wrapping and win big (like REALLY BIG) with hourly giveaways. You won't want to miss their exclusive one-day only shopping deals and fun for the whole family! Hooey Brands will also be on site with great deals on Hooey products you can only find at this event. STREAM SATURDAY: SANTA'S TOY WORKSHOP 10:30am | Patrick Heath Public Library 451 N. Main Street – Boerne Calling all scientists! This event features exciting hands-on experiments, art, literature and MORE! Help Santa re-purpose old toy parts to create new ones! DECEMBER 16 & 17 COWBOY CHRISTMAS MARKET DAYS 10:00am to 4:00pm | Main Plaza

Serving our Friends and Neighbors of the Hill Country Since 1916

“Where experience and service make the difference” From its beginning in 1916, Kendall County Abstract Company has been Kendall County’s locally owned and operated title company. Over the last 100 years, we’ve earned the trust of real estate professionals because we’re experienced, we’re professional, and we care about our customers.

Ashlee Pfeiffer, Manager

Agent for:

• Stewart Title Guaranty Company • Fidelity National Title • First American Title Insurance • Alamo Title Insurance

830.816.2131 | 830.249.3341 - Fax 103 N. Saunders • Boerne, Texas 78006 (across from the courthouse)

VISIT US AT WWW.KCAC.NET 100 North Main – Boerne Finish your last second Christmas shopping at the Cowboy Christmas Market Days! This weekend is an outdoor Market Days with a Cowboy twist. Get your pictures taken in the old jailhouse with period Cowboys and old West characters. Arts, crafts, antiques, collectibles, chic clothing, jewelry, accessories, vintage, decor and more. Great food! Texas original music from local bands and singer songwriters! DECEMBER 22 WINTER SOLSTICE - CELEBRATION CIRCLE 7:00pm | Cave Without A Name 325 Kreutzberg Rd. – Boerne Enjoy an eclectic concert of Holiday music celebrating the Winter Solstice, combining contemporary arrangements of traditional

carols, soaring vocals, original acoustic music and pulsing World-beat rhythms, performed on a mixture of ancient and modern instruments. Advance until 5 PM day of show $25; At the Door - $30 DECEMBER 24 CHRISTMAS IN THE CITY SERVICE 6:00pm | Main Plaza 100 N. Main St. – Boerne Make plans to attend the annual Christmas In The City celebration on Christmas Eve on Boerne Main Plaza at 6:00 pm. Bring the family and celebrate the birth of the Great Savior. DECEMBER 25 MERRY CHRISTMAS! BBM





by Matt Nelson – Prime Capital Investment Advisors

It is that most wonderful time of the year. The holidays are approaching and hopefully we will all get the chance to spend quality time with our families and close friends. It is also a really good time to step back and look at your financial picture as you plan for 2019. We’re making it a point to have these important discussions with our clients right now. Here are three important tips everyone should consider for end-of-theyear financial planning. LOCK-IN LOSSES. The recent market volatility has all but ensured that many of us will have some losses for the year. While that may be painful as you review your portfolio, there may be some relief in taking those losses as you prepare your income taxes. You may be able to turn those losses into tax advantages by locking them in now. BE PREPARED. There are many new changes to the tax laws. If you own a small business, you absolutely should have a discussion with your tax professional. The fact is that pretty much everyone should discuss their own tax situation with their advisor; there are many tax advantage vehicles available to ensure you maximize your particular situation. THE GIVING SEASON. Outline your charitable giving plan for the end of the year and continuing on into 2019. If you are considering a financial gift, the annual

Planning gift tax exclusion allows you to give up to $15,000 to an individual ($30,000 to a couple) without the gift tax kicking in. If someone in your family will be heading to college in the next few years, this is a great time to load up a 529 account in their name. The earlier in that child’s life, the better. The funds will have a chance to grow toward being able to meet what is expected to be a significantly higher cost in the years to come. There are lots of great charities in the Boerne area that need our help. Prime Capital Investment Advisors is presenting a series of educational programs that will help our clients understand how to leverage their charitable giving. Those sessions will start in January. If you are interested, talk to a PCIA advisor to learn more. Everyone’s financial situation is different. You should be sure to discuss your individual needs with a professional who has your best interests in mind. And have a fantastic, and well-planned, end of 2018. BBM Matt has been in the financial services industry for over two decades. Due to Matt’s tenure, he has wealth of experience assisting high-net-worth individuals work through a multitude of financial challenges to develop a holistic approach to wealth management and asset protection. He also works with many large corporations throughout the Midwest and Southwest handling their retirement plans. Specifically, he consults with plan sponsors regarding fiduciary protection, vendor search and selection as well as face-to-face participant education. Matt’s approach to these services begins with a strong relationship with his clients by understanding their needs, listening to concerns, then coordinating with tax and legal experts to develop a holistic plan. (830) 816-5131 | | 616 E. Blanco, Suite 201-A – Boerne,Texas

Advisory services offered through Prime Capital Investment Advisors, LLC. (“PCIA”), a Registered Investment Adviser. PCIA: 6201 College Blvd., 7th Floor, Overland Park, KS 66211. PCIA doing business as Qualified Plan Advisors (“QPA”). *PCIA does not provide tax advice. You should consult your own tax advisor before engaging in any transaction.




FOR SALE: 818 JOHNS ROAD 4+ ACRES COMMERCIAL Corner of Johns Road and IH-10 in Booming Boerne, Texas, with 275 ft of frontage on Johns Road, Great Visibilty. 40ft x 80ft Pavillion/Event Center. City Utilities Nearby, must be annexed to get City Services. Call for more details.

138 STATE HWY 46 W – $699,000

1550 SOUTH MAIN STREET: $1,550,000 Great location in The Bustling City of Boerne, Texas. This 2 story Office/Medical Building is Perfect for an Owner user needing a Prime Location for their Medical Practice or Professional Office needs. The 1st Floor is 4,000 sf and 2nd floor is 1600sf, user could utilize 1st floor for their Own Use and Lease the 2nd floor, which is accessible from separate entries. Additional parking can be added (Plan has been designed and ready to go). Investors and 1031's welcomed.

FOR LEASE: FOR LEASE-124 E. BANDERA STE 406 Smack dab in the Middle of Boerne's Busiest Intersection; South Main St and E. Bandera St. This end Unit of 1273 sf is Ideal for Medical, Healthcare user; Set up with Reception area, 2 Bathrooms,3 Exam Rooms and Nurse Station/Receptionist area. Large Kitchen/Breakroom with small office, Signage available on Bldg and Marquee signage at E. Bandera Street.

This Historic Property of 7.8 acres outside the City Limits is located 1.9 miles west of Boerne,Texas. With over 700 ft of Hwy 46 frontage and great visibility. Multiple Opportunities exist here ie. Storage Units, Office-Warehouse, Assisted Liv. Facility; Homestead. The existing home is 2 story, built approx 1895, 2 BR up and 2 BR down, Full bath, Kitchen, Dining area, Wood Burning FP, Metal Roof (4 Yrs old). Useable Property with Great topography. 227 WANDA STREET-.75 ACRE COMMERCIAL LAND CALL FOR PRICING FOR SALE OR LEASE. 0.75 Acres adjacent to HEB in Downtown Boerne. Zoned B-2. Perfect for retail or office. Very close to IH-10 and HWY 46. Other area retailers include Home Depot, Whataburger, Sonic, Chilis, Exxon, Shell, Starbucks, Taco Cabana, Dairy Queen and many others. Call for more info & Proposed Site. Plan. 31007 IH 10 WEST – OFFICE SPACE Perfect location for your Business, Great signage opportunity, 2 – large 1500 sf offices available, $2,000 each plus Electric, Internet. Call for more information.

COMING SOON: 221 WATER STREET - PROFESSIONAL/MEDICAL OFFICES New Medical-Prof Office buildings; Located one block off South Main St. Boerne, Close to shopping, restaurants, banks. This New One story Medical/Prof office spaces will be available early 2019, Developer providing TI $ and competitive Lease rates and terms. Call for more information. COMING SOON: RIVER 9 OFFICE PARK New Construction Professional Office space coming soon! 1,800 - 3,600 SF availability with larger spaces available based on client needs. Located along River Road (HWY 46), a few blocks east of Main Street and West of Herff Rd.

Armando Muzquiz Managing Partner 210-412-1607 Hablo Espanol

Tony Mangus, Managing Partner 210-413-8229 23

140 E. Bandera Street | Boerne, Texas 78006 | At the Corner of Schweppe Street



New Location!

Annie’s Apothecary recently moved closer to the heart of Boerne, making the PCAB accredited compounding pharmacy even more convenient for their customers. Owner, Dr. Leigh Ann Greenberg opened the pharmacy in 2007, since then the pharmacy has flourished in providing custom compounds and overall wellness to its patients. Compounding is the art of making custom-made prescription medications specifically for an individual patient and their unique needs. Annie’s Apothecary uses state-of-the-art technology with FDA-approved ingredients so that your finished medication meets your doctor’s exact specifications. Not all compounding pharmacies are created equal. At Annie’s, they concentrate fully on compounding and complementary healthcare, constantly learning new information and techniques for their customers. In addition to compounding, Annie’s Apothecary offers many other services and products such as bio-identical hormones, food allergy, hormone, neurotransmitter and nutragenomic testing, dermatology

compounds and a wide array of supplements, essential oils, skin care and pet products. BBM

Visit them at 211 S. Saunders Street, Suite 1 in Boerne!

come to those who sweat new client special:

$79 for 1st month of unlimited classes how we get our sweat on: yoga barre pilates


trx pilates reformer spin

boot camp cardio kickboxing infrared sauna


personal training

1109 South Main Street, Ste 102 | Boerne TX, 78006


child care available

Penguin Suits Wins Gold 2018 MarCom Award for Business to Consumer Print Media

T T The work that goes into making everyday publications is often overlooked. But if you take a moment to reflect on that pamphlet you read at the doctor’s office or that business card you handed out last week, you might m ight realize the effort and thought put into iits ts creation. At a marketing and advertising aagency gency like Penguin Suits Inc., designing and creating content for printed publications is an everyday norm. For over 15 years, Penguin Suits Inc. has taken pride in delivering exceptional quality of work in everything they do and winning a Gold MarCom 2018 Award in the category of Print Media Publications - Business to Consumer for Gulcin Botanicals makes serving their clients that more gratifying. As a brand-new client, the skin care company reached out to the Boerne marketing and advertising agency to create a brochure for its first-ever product line. Tailored to fit the market of top-of-the-line spas, Penguin Suits Inc. developed a brochure that was functional and luxurious to reflect the quality of the products. Being recognized by MarCom, the International Competition for Marketing and Communication Professionals, is truly an honor for Penguin Suits and receiving a Gold award is something that will only motivate the company to push their boundaries. Marketing Strategist and CEO of Penguin Suits, Debi Burrows, reveals how proud she is of her company, “we put 110% into our work every day, so it’s encouraging to be rewarded for our efforts.” BBM

Airrosti Rehab Centers Opening Soon at 1018 River Road – Boerne

The Boehm Team of Keller Williams Boerne is excited to announce the new lease for Airrosti Rehab Centers at 1018 River Road, Boerne, TX 78006. Airrosti has leased 2,000 square feet of space in the center that already hosts Keller Williams Boerne and Anytime Fitness as tenants. Construction will begin by the end of the year, with a tentative move-in date scheduled for March or April 2019. According to Airrosti’s website, they are “A safe and highly effective alternative to surgery, pain management, and long term chiropractic or physical therapy treatment programs.” Glen Boehm was the leasing agent for the transaction. Glen commented, “We are excited to have Airrosti Rehab Centers as neighbors. They are a great fit for the center. The eastern section of Boerne is growing, and services like Airrosti’s is much needed. Once completed, Airrosti will have a state-of-the-art rehab center very near the intersection of River Road and Herff Road. We are very pleased to announce that this multi-year transaction completes the leasing at 1018 River Road.” For information regarding Airrosti’s lease at 1018 River Road or Commercial Real Estate in Boerne, please contact Glen Boehm with The Boehm Team of Keller Williams Boerne. BBM

TestoPlex™ Plus TestoPlex™ Plus contains two ingredients that are designed to support healthy testosterone levels which, in turn, helps maintain: • • • •

Overall vitality Healthy libido Physical well-being Mental well-being For more information call us today! 830 981830-981 830981-4774 4774 211 S. Saunders St. Boerne, TX 78006

“The Only Accredited Compounding Pharmacy in Kendall County!”


ribbon cuttings


Forever Fit Boerne is a Barre fitness studio and it’s owner and instructor Lisa Sallick has 20 plus years in the fitness and dance industry. She also enjoys helping her students meet their goals through physical exercise and body awareness. The classes are offered around the student’s schedule and they strive to meet the needs of their clients whether it is early morning or after work. Their schedules are posted monthly so their students can plan their day. Forever Fit Boerne recommends 3 to 5 classes per week for the best results. You can find Forever Fit Boerne at 455 S. Main Street in Boerne and their phone number is (210) 367-7414. Please visit their website for more information.

Annie’s Apothecary has moved to 211 S. Saunders Street, Suite 1 in Boerne, Texas and is a PCAB accredited compounding pharmacy. Owner Dr. Leigh Ann Greenberg opened her business in 2007. Since then, the pharmacy flourished in providing custom compounds and overall wellness to its patients. In October 2018, they decided to move closer to the Heart of Boerne. Compounding is only 1 of the services they provide, they also provide services for Bio-Identical Hormones and Dermatology. Be sure to visit Annie’s Apothecary’s website for more information and download their mobile app that can be found on the Apple App Store and Google play. You can call (830) 981-4774 to make an appointment.

Solid Realty Group has recently moved their office to 119 E. Theissen in Boerne, Texas. At Solid Realty Group, Owner/Broker Cali Redd and Owner/Realtor Jessica Johnson believe that charging the traditional 6% commission to sell a house is outdated. Their goal is to provide stellar service while helping their clients keep more of their money in their pocket. You can find more information on Solid Realty Group and property listings at their website You can also contact Cali Redd at (210) 478-7265 and Jessica Johnson at (210) 827-3733 if you are interested in selling, purchasing or leasing a home or property.

The Boerne office for Wayland Baptist University has relocated to 119 E. Theissen. Wayland Baptist University was founded in 1908 by a pioneer physician committed to the value of education and continues to pioneer new standards in higher learning, serving as a leader among the nation’s Christian colleges and universities. The University offers more than 65 programs of study, grounded in the liberal arts and led by expert, mentoring faculty. For information on Wayland Baptist University’s enrollment and courses in Boerne, contact Site Coordinator | Academic Advisor Kami Fiedler at (210) 618-7093. You can also visit their website

Alamo Hospice in Boerne was bringing awareness to November’s National Hospice and Palliative Month. Alamo Hospice Consultant Shedell Giddens and her fellow team members at Alamo Hospice were on hand at their location at 1595 S. Main St., Suite 101 in Boerne. Much of what they do is educate the hill country community on hospice and palliative care so raise awareness to their care to take the fear out of hospice care. The Boerne Alamo Hospice has been open since 2011 and it is a local team run by Dr. Ben Stahl since day one. They have offices located throughout the hill country from San Antonio, Castroville, New Braunfels, Kerrville, Boerne and now Fredericksburg. You can call Alamo Hospice in Boerne at (830) 816-5024 or visit their website alamo for more information.


Männer Salon is celebrating their 1 year anniversary in business and is a men’s barbershop. Owner Angela Rutledge’s goal is to make her customers feel Manner-CURED by the time they leave. Offering a complimentary beverage, a boot shine and more with their service. Männer Salon is now selling their own product line called Männer Man that is available just in time for gifts during the holidays. You can find Männer Salon at 233 S. Main Street, Suite K in Boerne. You can call Angela for an appointment or make it online on the Männer Salon mobile app. You can also like and follow Männer Salon on their facebook page


The new Grammar School is now open at Geneva School of Boerne. Jessica Gombert, Head of the Grammar School, spoke of Geneva’s mission. Geneva School of Boerne is a classical and Christian K-12 private school that pursues doing all things with excellence to the glory of God. The school was formed in 1998 and began offering classes in 1999 to 13 students in kindergarten, first and third grade. The first senior class of 19 students graduated in May 2011. Today, Geneva serves more than 700 students in grades K-12 and celebrated the eighth graduating senior class in May 2018. Geneva School of Boerne and it’s new Grammar School is located at 113 Cascade Caverns Road in Boerne. Their phone number is (830) 755-6101 and you can visit their website for more information.

616 E. Blanco Road, Suite 202B – Boerne, TX Diamond Decks Owners Donnie Ferguson and Kyle Brooks have over 20 years of combined experience in designing and constructing residential and commercial projects. They create outdoor living by bringing the indoors outdoors. Their goal is satisfy Texas homeowners with creative ideas and custom designs and they do this by surrounding themselves with the most creative team of honest, hardworking, and skilled tradesmen in the industry. Their custom work and attention to detail allow them to create unique solutions that their customers can enjoy for many years. You can find Diamond Decks in the HEB Store located at 20935 US Hwy. 281, Suite 170 in San Antonio. You can call them at (210) 383-8113 and visit their website

(830) 816-9033

Litigation | Real Estate | Condemnation | Business Oil & Gas | Construction | Wills & Trusts

Attorney Case Barthel specializes in three main areas with her law practice, Bartel Law Office. She helps her clients with Estate Planning (Wills and Trusts), setting up LLCs, Shareholder Agreements and Probrates in Kendall County, Bexar County and the surrounding counties. You can find Casey and Barthel Law Office at 119 E. Theissen Street (behind Kiss the Cook) in Boerne and you can call her at (830) 446-6974 to set up an appointment. You can also like and follow the Barthel Law Office on facebook for more information.

Let The Shabby Bus take you on a wide selection of wine and specialty tours (wildflower and Christmas lights) in the Texas Hill Country. New owners Hailee and Samantha Burton offer wedding, concert, reunion, fund raisers, ladies day out and private party shuttles. If you would like to book a tour or schedule transportation for an event, contact The Shabby Bus at (325) 347-2615 and visit the website




We meet you where you are with our top-rated app, by answering the phone 24/7 and with bankers who actually want to make your life better. Visit us at 1300 South Main Street or call (830) 249-6663.


Merry Christmas and Happy New Year

New Stylist! Barbie’s Salon Welcomes KAREN



Facials • Chemical Peels • Microdermabrasion • Dermaplane • Waxing & More! •




B CUTS • COLOR • STYLING Appointment booking available online at (210) 330-6676 725 N. Main Street – Boerne, Texas Veronica “Barbie” Loehr, Owner/Stylist

giving back


Building a Thanksgiving Tradition


Since its inception in 2006, The GVTC Foundation, GVTC’s employee-driven philanthropic arm, has centered its mission around serving its local community—just like its parent company. And nothing speaks more to being local than supporting your ssurrounding urrounding areas when it counts most. For the past six years, The GVTC Foundation F oundation has dedicated its biggest philanthropic project to ensuring as many Hill Country homes as possible enjoy a joyful Thanksgiving by providing needed meals for the holiday. This year, The GVTC Foundation partnered with 8 food pantries and 15 community organizations to make this possible. The food pantries include: Blanco Good Samaritan, Hill Country Family Services, CRRC, Habitat for Safe Seniors, Gonzales Christian Assistance Ministries, Hope Center, Provisions, and Helping Hands. The community organizations include: Boerne Champion High School Choir,

Boerne YMCA, Boerne Community Theatre, Lowe’s Market, Gonzales High School Career Prep & FCCLA, Smithson Valley High FACS, Canyon Lake High Student Council, O’Connor High School Students, Daises, Tejas Teens, Bulverde 4H, Steps and Faith Alive, Sonora Bank, and Brookshire Brothers. Donations from organizations like Brookshire Brothers Inc., a new addition to the project who donated 50 full meals to the project, helped The GVTC Foundation exceed its original goal and feed 277 families in total for 2018! Over the course of six years, The GVTC Foundation has fed 899 families through the Thanksgiving Giveback Project. Debra Suarez, a first-time GVTC employee volunteer for the Thanksgiving Giveback Project, expressed her immense joy on Saturday when saying, "You not only become very grateful for what you have, but you also become hopeful for what is pos-

sible when your community comes together. I'm looking forward to next year!" Community involvement is as important to this project as the meals themselves, and the participation this year also exceeded expectations. Aaron Luna, a GVTC employee who brought his sons Saturday to deliver meals said, “It’s so important to teach your kids generosity and gratefulness, and what better way to learn that than to experience it yourself?” BBM


Investment Real Estate Financing  Non-owner occupied investment real estate  Purchase or refinance  Up to 10-year fixed-rate term with 20 years amorrzaaon  20-25% down payment or equity in property (per appraisal)  No prepayment penalty  Local decision making and servicing  EEstablished local insstuuon (since 1955)

1440 South Main 210.561.4578 



222 S. Main – Boerne, Texas


Sara Baird and Carol Schultz | 830.249.7979

Experience • Skill • Dedication

Boerne Business Monthly – December 2018  

Read all about Tusculum Brewing Co. and their many exciting plans for the historic HO Adler Building! We also have lots of great end-of-the-...

Boerne Business Monthly – December 2018  

Read all about Tusculum Brewing Co. and their many exciting plans for the historic HO Adler Building! We also have lots of great end-of-the-...