As a member-owned cooperative, we return profits to you (rather than to outside investors) in the form of great rates and products, one-on-one financial support, and dividends.
This credit union model means that we will always put you first. We’re accountable to you, return profits to you, and invest in things that mean growth for you and your community.
Discover the credit union difference
Navigating the complex world of personal finance is a lifelong challenge, but having a partner to guide you makes all the difference.
Whether you’re just starting out or eagerly planning for retirement, Blue is invested in you—your goals, your dreams, and your bigpicture financial future.
Blue is your lifelong champion.
Bank anywhere benefits:
5,000+ BRANCHES SHARED NETWORK ACCESS
MOBILE APP FOR APPLE AND ANDROID
ONLINE BANKING WITH FREE BILL PAY
30,000+ ATMs SURCHARGE-FREE
A checking account from Blue gives you convenient access to your money 24/7. You can use your debit card for daily spending and access online banking to pay bills automatically or transfer money.
• No required opening balance
• Free debit Mastercard ® , instantly when you open your account in branches
• Cleared checks archived online
• Overdraft protection options (not available on uAccounts)
• Get mobile balance & spending alerts on your checking through the CardNav mobile app
• eStatements
If you have a Blue debit card, you can enroll in Smart Cents which “rounds up” your purchase to the greatest dollar and transfers the difference from your checking to your savings. Sign up takes seconds, just ask us how.
Keep things simple
This is a great option for those who keep a minimum account balance or make at least one transaction each month.
Enjoy the perfect youth checking account
This is the perfect option for members up to 23 years of age, as it has no overdraft protection fees and no minimum balances.
Discover money-saving benefits
Earn great dividends on balances up to $15,000. Receive other great perks with this account. See more details on the following pages.
We can help you move your direct deposit and automatic bill withdrawals to Blue with our ClickSwitch online portal. Chat with one of our Blue Representatives to get started or make an appointment online!
With a NOVA Perks™ by Blue checking account, you get more than just banking. In addition to the many benefits of a traditional Blue membership, NOVA Perks™ by Blue delivers exclusive benefits, nationwide discounts, and so much more – all under one roof.
Online banking, mobile banking, bill pay, debit card, eStatement, and more.
Items are protected for up to $2,500 per item if theft or accidental breakage occurs.
Includes identity restoration & payment card resolution, personal identity theft benefit, credit monitoring & credit report, credit score & scoretracker, score simulator, and identity monitoring.
Available 24/7 and free to use. Up to $80 in covered service charges.
Save money on prescriptions, eye exams, frames, lenses, and hearing services.
Pay your cell phone bill with your NOVA Perks™ checking account, and you’re covered.
Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
Peace of mind for the unexpected.
On balances up to $15,000.
Billshark
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.
5.00% interest rebate on loans; 0.50% increase on term share.
Maximum dividend obtained through Elite checking account up to $15,000 balance. Monthly fees apply to Elite and Premium checking. Certain criteria must be met to avoid monthly fee on Basic checking. See website for full product benefits and requirements disclosure. Fees subject to change without notice. Insured by NCUA.
When you open a Share Savings at Blue, you become a member and an owner. Ownership is one of our greatest assets and the reason why we return profits through great rates and dividends. Each one of our savings accounts is designed with flexibility in mind, so you can easily withdraw whenever a new opportunity arises.
A savings account with Blue can empower you to meet your financial goals both now and in the future.
• Do your banking from anywhere
• No monthly maintenance fees
• Save for a rainy day
• Earn the best rates around
Become an owner of Blue
Establishes and maintains membership at Blue, which provides eligibility to use all our products and services. Simply maintain a $5 minimum balance.
The sky’s the limit on what you can earn
This savings account allows you to save and earn higher yield dividends with no balance minimums or maximums.
Accelerate your path to financial freedom
Earn 5.00% APY* on balances up to $1,000. Continue to accelerate your savings beyond $1,000 with this tiered account.
Save now and enjoy when it matters most Start saving throughout the year for one lumpsum withdrawal right before the holidays. You can earn 1.25% APY * on balances up to $5,000!
When medical expenses add up, we’re here to help A Health Savings Account (HSA) allows you to deposit pre-tax dollars to help pay for eligible healthcare expenses alongside their HDHP healthcare plan – and it comes with a free Mastercard® debit card.
Grow your savings faster
Term share certificates are an excellent and low-risk way to invest your money. Ask a Blue Representative about our market-leading rates.
Expand your membership to new vistas
The all-new Vista Savings pays our best rate (Prime + 1.00%) on your Blue dividends, maximizing your earnings. Enjoy the full benefit of membership by opening yours today!
All of our credit cards give you convenience and security for day-to-day expenses, large purchases, travel, and even the unexpected. You can select a card with rate and cashback options that fit how you typically use your credit card and pay off your balance each month.
• No annual fee
• No over-the-limit fee
• Zero Liability † to protect you from unauthorized purchases
• Cashback rewards available on Blue’s Mastercard® Personal Rewards credit card
• Backed by the security and network of Mastercard®
Mastercard’s +Zero Liability conditions state that the cardholder’s account must be in good standing. Cardholder must have exercised reasonable care in safeguarding card from unauthorized use and have not reported two or more unauthorized events in the past 12 months. Coverage may vary for business accounts. Price Protection benefits are for qualifying purchases only. All Mastercard® benefits are subject to change. See website for full details. Underwriting qualifications apply. Insured by NCUA.
Earn cashback with a rate you can get behind This credit card offers 1 point for every $1 spent on all purchases, plus special bonus earnings throughout the year. Redeem your points for cash, travel, and more.
Take the worry out of major purchases with an ultra-low rate. With benefits like Price Protection from Mastercard®, you’ll never have to worry if your item goes on sale after you buy it.
Your Mastercard® Business Rewards credit card protects you wherever your business takes you with benefits like MasterAssist and Mastercard® Global Service.
Ready for your next big adventure? Whatever comes your way, Blue can help you find a loan that suits your needs – from a small personal loan to a mortgage for your dream home. Plus, you can take advantage of the best rates around with flexible repayment options.
Buying a home is one of the most important investments you can make. Blue’s First Mortgage Officers will be with you every step of the way, guiding you through the process and helping you get the best rate possible.
Whether you’re headed to college for the first time or returning to pursue a new career, we can help you set up a student loan with the money you need to reach your goals.
Get the most out of your ride with an auto loan that prioritizes your financial needs. We’ll help you purchase whatever vehicle is at the top of your wish list.
With a personal loan, Blue can help you cover unexpected expenses, take advantage of a new opportunity, or consolidate debt at a fixed interest rate.
Need a little boost to get you through the winter? At the beginning of each holiday season, you can apply for a Blue Holiday Loan with a 12-month repayment period to help spread out the cost. This is an exclusive benefit if you have been a Blue member 90 days or more!
Many Blue loans are eligible for our Skip-a-Payment program, where you can sign up to take a month off from your loan payment.* Enroll through online banking today!
CARS, TRUCKS, & SUV S | MOTORCYCLES | ATVS | RV s & CAMPERS UTILITY TRAILERS | SNOWMOBILES | BOATS & JET SKIS TRACTORS & OTHER MOBILE FARM EQUIPMENT
Our charitable arm, the Blue Foundation, is an independent 501(c)(3) non-profit organization that was founded to help champion, fund, and celebrate the local organizations that keep our community strong.
Learn more at bluefcu.com/foundation
Blue is an agent of positive change in the world. That’s why we prioritize doing good every single day—with our co-workers, members, and out in the community.
We live here too.
