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COMMERCIAL INSURANCE


COMPANY PROFILE

Online risk solution’s is an underwriting agency which focuses on trading with broker partners only. We have a proactive and flexible approach to business with the aim of developing long-term relationships, which our broker partners can rely upon. We employ knowledgeable and friendly staff, who have a vast amount of Underwriting experience. We will discuss all types of risks and provide in-house underwriting decisions and expertise in order to deliver a fast and flexible response. All of our exclusive products, schemes and facilities are available online through our e-broking trading platform which is Simple to use in order to maximise efficiency. Our system provides point of sale documentation, certification and policy documentation which can be accessed at any time. Our Providers are a select panel of A-rated insurers that allow us to provide products which are leading in the market and also provide security to policy holders. Our Aim is to become the Underwriting Agency of choice for brokers and be well known for offering tailor made solutions and provide an un-rivalled level of service to our agents.

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


SCHEMES DEVELOPMENT

We have many year’s experience in creating, developing, underwriting and managing scheme business and are looking to develop new schemes for broker partners, whether it is placing an existing book of business or assisting in the development and placement of a new proposition. With our strong insurer relationships, underwriting experience and also e-broking platform we are uniquely placed and able to offer great value to our broking partners to develop and manage scheme business. We can provide exclusive opportunities to transact low premium, high volume business in a profitable and efficient manner with preferential commission rates. To find out more, please contact 01455 559507

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


TRADESMEN & PROFESSIONS

A comprehensive per-capita policy suitable for clients within the following sectors • • • • • • • • • •

Construction Engineering Maintenance Installation Contractors Professionals Clerical Surveying Architectural All Trades considered

Key Features • • • • • • • • •

Public/Products Liability, Employers Liability, Contractors All Risks Plant All Risks Tools Personal Accident Legal Expenses Business equipment JCT 21.2.1 (or equivalent) covers available

Premiums Minimum premium £60.00 Exclusive Quotations

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


CONTRACTORS COMBINED

A comprehensive Contractor’s policy suitable for clients within the following sectors • • • • •

Construction Engineering Maintenance Installation All General Contractors

Key Features • • • • • • • • •

Public/Products Liability, Employers Liability Contractors All Risks Plant All Risks Tools Personal Accident Legal Expenses Business equipment JCT 21.2.1 (or equivalent) covers available

Premiums Minimum premium £125.00 Exclusive Quotations

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


CONTRACTORS ALL RISKS

Our Product provides a wide coverage for Contractors all risks including, plant, hired plant and employees tools. We are able to provide large discounts for well managed risks with a good proven track record and we are also able to provide tailored cover to suit your client’s needs. Key Features • • • •

Contractors all risks Own Plant Hired Plant Employees Tools

Premiums Minimum premium £250.00 Exclusive Quotations

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


EXCESS OF LOSS

Excess of loss insurance for a wide variety of sectors and industries • • • • • • • • •

Construction Engineering Maintenance Installation All General Contractors Manufacturing Wholesale Leisure All trades Considered – Excluding offshore & aviation products

Limits Available • • • • • • •

£1,000,000 over £1,000,000 £2,000,000 over £1,000,000 £3,000,000 over £1,000,000 £4,000,000 over £1,000,000 £3,000,000 over £2,000,000 £5,000,000 over £5,000,000 £8,000,000 over £2,000,000

Premiums Minimum premium £200.00 Exclusive Quotations

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


DIRECTORS & OFFICERS

Our Directors & Officers liability insurance product is designed for UK companies with a turnover up to £10,000,000 and is designed to meet the ever increasing responsibilities and legal exposures faced by Directors and officers in today’s corporate climate. Our policy provides very wide cover and comprehensive protection including defense costs for directors personal assets arising from claims or allegations made against them for negligent acts performed whilst carrying out their managerial duties. Key Features • • • •

Directors & Officers - cover up to £5,000,000 Corporate Liability - cover up to £2,500,000 Employment Practices Liability (EPL) - Cover up to £1,000,000 Employee Fidelity - Cover up to £250,000

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


PROFESSIONAL INDEMNITY

Our Product provides a wide coverage for Design and Construct professional indemnity insurance for a wide variety of trades in the construction, contracting and engineering industry. We are able to provide large discounts for well managed risks with a good proven track record and we are also able to provide tailored cover to suit the client’s needs. Key Features • Retroactive cover - extension • Any one occurrence - extension • Discounts for increased excess Premiums Minimum premium £250.00 Exclusive Quotations

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


LEGAL EXPENSES

Our Product provides a wide coverage for legal expenses insurance for a large number of trades. We are able to provide large discounts for well managed risks with a good proven track record and we are also able to provide tailored cover to suit your client’s needs. Key Features • • • • • • • • • •

Legal Defence Employment disputes Compensation awards Service Occupancy Property protection Bodily injury Statutory Licence protection Contract disputes cover Tax Protection Helpline service – 365 days per year

Premiums Minimum premium £20.00 Exclusive Quotations

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


COMMERCIAL COMBINED

A Commercial combined policy for a wide range of industries with wide policy coverage, optional extensions and tailored solutions to meet your individual client’s needs. • • • • • • •

Industries Manufacturing Engineering Warehouses Logistics Wholesale Merchants

Typical covers include: • • • • • •

Buildings & contents Machinery & Plant Business interruption Employers, public and products liability Goods in transit Hand tools and equipment

Exclusive Quotations

Online Risk Solutions Ltd are authorised and regulated by The Financial Conduct Authority

10 Midland Court, Central Park, Lutterworth, Leicestershire, LE17 4PN Tel: 01455 559507 Email: enquiries@onlinerisk.co.uk Web: www.onlinerisk.co.uk


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Online Risk Solutions Commercial insurance  

Online Risk Solution's is an underwriting agency which focuses on trading with broker partners only. We have a proactive and flexible appro...