Special Features - Prime of Life - January 2016

The Chilliwack Progress Friday, January 22, 2016

www.theprogress.com

prime life OF YOUR

Travel Tips for Retirees Travelling Abroad Page 23

Heart Health Page 24

Retirement

THINGS TO CONSIDER Page 26

Exercise Improve your energy levels and manage medical conditions.

Page 25

5 FOR FOODS THE OVER 50 CROWD Page 22

21

22

www.theprogress.com

Friday, January 22, 2016 The Chilliwack Progress

5 FOODS FOR THE OVER 50 CROWD

ESTATE & PERSONAL PLANNING > WILLS

M

> POWERS OF ATTORNEY > REPRESENTATION AGREEMENTS & ADVANCE DIRECTIVES > PROPERTY PURCHASES, SALES AND MORTGAGES > STATUTORY DECLARATIONS > AFFIDAVITS

PROFESSIONAL & COMPASSIONATE GUIDANCE

en and women must alter their diets as they age. Portion sizes that young adults might have been able to get away with must shrink when those same men and women enter their 30s. And as thirtysomethings head into their 40s, what's on the plate requires more careful consideration than it might have a decade ago. The same goes for men and women over 50. One of the easiest ways to do just that is to eat healthy foods. The following are five flavourful and healthy foods tailor-made for the over 50 crowd.

3. Broccoli

1. Apples

Fava beans are cholesterol-free and low in fat. Fava beans also may provide cardiovascular benefits and help men and women maintain healthy weights.

Fava beans are considered "nutrientdense," a term used to describe low-calorie foods that boast lots of nutrients, and are an excellent source of vitamin B1, which is important for nervous system function and energy metabolism.

Apples definitely qualify as a superfood, helping reduce cholesterol by preventing plaque buildup in the blood vessels and, as a result cutting an individual's risk of diabetes considerably. In fact, a recent study published in the British Medical Journal found that eating at least two servings of apples per week can reduce a person's risk of type 2 diabetes by as much as 23 percent. Apples also make for a great source of fibre, potassium and vitamin C.

Jacqueline Tait NOTARY PUBLIC

2. Blueberries

102 - 8645 Young Rd, Chilliwack 604-792-2848 / jackie@taitnotary.com www.taitnotary.com Monday - Friday 9am - 5pm / Saturday by appointment 1/16F_JT22

EXPERIENCE

Blueberries help men and women maintain healthy blood sugar levels because they are high in soluble fibre, which lowers cholesterol while slowing the body's uptake of glucose.

And despite their relatively small size, blueberries contain more fibre, vitamins and minerals per ounce than any other fruit.

Though broccoli might not have been your best friend during childhood, you may want to cozy up to this powerful green vegetable now that you have cracked the half-century mark.

Broccoli is loaded with vitamin C. A single 3.5 ounce serving of broccoli contains more than 150 percent of the recommended daily intake of vitamin C, which can shorten the duration of the common cold.

4. Fava Beans

5. Oatmeal

Another food that might never make youngsters' lists of their favourite foods, oatmeal is nonetheless a healthy option at the breakfast table.

Oatmeal is loaded with soluble fibre.

Also low in calories, oatmeal can help men and women maintain a healthy weight. Those who find oatmeal a tad too bland for their tastes can double on their superfoods by adding some blueberries into the mix, making their breakfast more flavourful and more healthy.

the O’Connor Advantage SELLING an RV? We have a better than 95% success rate in selling consignments. If you do really want your RV sold, call for a Free RV evaluation.

LET O’CONNOR RV SELL YOUR RV FOR YOU!

CONSIGN WITH CONFIDENCE! Call an O’Connor RV Sales Manager Today TOLL FREE 1-877-912-3909

BUYING an RV? • Over 100 entry-level to high end new & used RV’s on site from over 20 manufacturers • Every day is ‘Show Time’...no admission, free parking.

Come see what’s new in RV’s for FREE! B.C.’s leading dealer for parts. We have the area’s largest inventory of supplies, accessories & RV toys • Many of our RV’s have “ POLAR PACK” and are 4 Season rated with “ Mountain Extreme” insulation.

OUR SALE PRICES ARE UNBEATABLE! WE WILL NOT BE UNDERSOLD!

LEGAL SERVICES FOR SENIORS

Appraisers always on duty. Trades accepted - paid for or not. Excellent finance & warranty plans available.

At O’Connor RV, Quality And Prices Go Together. We Will Explain and Show You The Difference

We specialize in meeting the legal needs of our senior community with quality service and personal attention.

SALE

• WILLS, ESTATE & PROBATE LAW • POWER OF ATTORNEY

LOWEST PRICE GUARANTEE!

EXCELLENT FINANCE & WARRANTY PLANS AVAILABLE

Find out more & see our Inventory at oconnorrv.com

44430 Yale Road West ON THE FREEWAY IN CHILLIWACK DL#8217

604.792.2747 • 1.877.912.3909

Chosen member of RV CARE NETWORK

SALES DEPARTMENT OPEN 7 DAYS A WEEK

LAWYERS AND NOTARIES 01/16F_OC22

Est. 1908

9202 YOUNG ROAD, CHILLIWACK, BC PO Box 372, V2P 6J4 Phone: 604-792-1977 Fax: 604-792-7077 www.fraserwestlaw.com / flg@fraserwestlaw.com

The Chilliwack Progress Friday, January 22, 2016

www.theprogress.com

23

prime life

TIPS FOR RETIREES

OF YOUR

TRAVELLING ABROAD Men and women often dream of jetsetting around the world when they retire. Traveling the globe without worrying about timelines or what's going on back at the office is something many retirees reward themselves with after a life of hard work.

A

s liberating as world travel can be, retirees still must exercise caution when traveling abroad.

The following are a few safety tips for retirees who are ready to make their dream retirements a reality by setting off for parts unknown.

Stay in touch. Escapism is a big part of the attraction of travel for travellers young and old. But while you may want to avoid contact with the outside world on your travels, it's still necessary to stay in touch with your loved ones. Retirees who plan to take extended trips overseas should purchase an international mobile phone plan that allows them to use their phones regardless of what country they happen to be in. A quick text message to a son or daughter back home is all it takes to let your family know you are safe and having the time of your life. Work out a communication plan with your loved ones back home before departing, agreeing to contact them via phone call, email or Skype at least once per week for the duration of your trip. This is a good way to share your experiences and help your relatives rest easy knowing that you are safe.

cards, passports, and identification in one place.

However, storing all of your sensitive documents or financial items in one place is very risky, as a lost or stolen bag can leave you without identification or access to your funds. When traveling, couples should carry their own passports on their persons and split up credit cards and traveler's cheques. This way you still have access to your funds, and one of you still has identification should items be lost or stolen.

Once you have arrived at your destination, it's important that you continue to prioritize your health.

Make sure the water is safe to drink before taking a sip, and investigate local cuisine to ensure it won't enflame any existing medical conditions you may have. The quality of medical care varies greatly across the globe, so you must prioritize your health whenever leaving the country and avoid anything that might put your health in jeopardy.

Do your homework. Unplanned day trips are common among travellers who have been traveling for long periods of time. While such jaunts can add an element of spontaneity to a trip, they also can be quite dangerous if travellers have not done their homework on a particular destination. You do not want to end up in a place where tourists are not welcome or frequent targets of criminals. In addition, you don't want to visit a city or town and know nothing of its customs or etiquette. For example, locals may react negatively to visitors who have ignored accepted local standards for attire. You can still make spontaneous trips, but make sure you gather some background information, be it from the Internet, locals where you are currently staying or the hotel concierge, on a given locale and its customs before visiting.

Travel with friends or family if possible. If you have friends or family who also are retirees with time on their hands, organize a group trip abroad. Groups are less likely to be targeted by criminals than couples, and overseas trips with friends or family members can make trips overseas that much more memorable and enjoyable.

Make sure your health will not be compromised.

Retirees cannot travel in the same manner they did in the carefree days of their youth. Before traveling abroad, visit your physician and get a full physical.

Refill any medications you will need during your trip, and speak with your physician about how to handle any medical emergencies while overseas. Carry your physician's name and telephone number with you at all times, so local medical professionals can contact him or her should you experience a medical emergency.

Don't store all of your important documents in one place. When traveling overseas, it can be convenient to keep important items like traveler's cheques, credit

Overseas travel is a popular goal of men and women on the verge of retirement or those who have already called it a career. But safety must remain a priority when traveling abroad.

UR O G N I V R E S Y L D PROU 4 2 9 1 E C N I S Y T I COMMUN

FREE

Seniors Shuttle

Every Friday to Save On Foods!

TAXI

604-795-9111

SERVICES WE OFFER:

• Blister packing y m issuing loyalt it lim pharmacies fro ns may prohibit y service. A maximum point tio tric res rty pa ac or pharm cial or third Federal, provin all portions of the prescriptionarmacist for details. ph points on any or may apply. See

• Free medication deliveries (restrictions apply)

• Travel health & vaccinations

1-16F CC22

• Medication review & consultations • Diabetes & disease states education • Compression stockings

46020 Yale Rd.

PHARMACY

w w w . s a v e o n f o o d s . c o m

1/16F_SOF22

7194340

See our friendly pharmacy staff for more details.

24

www.theprogress.com

Friday, January 22, 2016 The Chilliwack Progress

IMPROVING HEART HEALTH NEED NOT BE DIFFICULT

H We are a community based volunteer organization which accepts death as a part of life. We support individuals and families during the dying and grieving process.

45360 HODGINS AVE | 604-795-4660 | CHILLIWACKHOSPICE.ORG

1/16F_CH22

CHILDREN’S GRIEF SUPPORT GROUP FIRST STEP GRIEF SUPPORT GROUP ANNUAL MEMORIAL CELEBRATION ONE TO ONE SUPPORT HOSPICE FILM SERIES SUICIDE & HOMICIDE GRIEF SUPPORT INFANT & PREGNANCY LOSS GRIEF SUPPORT CHILDREN’S HORSE WHISPERER GRIEF CAMP

Relax,

eart disease is one of the leading causes of death across the globe. According to the World Health Organization, ischemic heart disease, in which blood supply to the heart is reduced, is the leading cause of death in middle- and highincome countries and the fourthleading cause of death in low-income countries. Perhaps the most troubling fact about the prevalence of heart disease is that it can be preventable.

The Canadian Heart and Stroke Foundation notes physical activity can be a lifesaver, and grownups need to be active too! Improving heart health need not be difficult.

cholesterol can help you maintain healthy cholesterol levels as well as healthy blood pressure.

Monitor your blood pressure. A blood pressure reading is a staple of many doctor visits, but men and women should monitor their blood pressure even when they aren’t visiting their physicians. High blood pressure does not always produce symptoms, but that doesn’t mean it isn’t potentially deadly.

Embrace aerobic exercise. Aerobic exercise is essential to cardiovascular health. Daily aerobic exercise, which can be as simple as walking around the neighbourhood, can help men and women lower their blood pressure, maintain a healthy weight and lower their bad cholesterol, which can circulate in the blood and cause blockages that can lead to heart attack.

Leave the Cleaning to Us! • Professionally trained, bonded and insured staff • Equipment and supplies provided

Adopt a low-sodium diet that’s also low in cholesterol. Diet can be a friend or foe with regards to heart disease. A heart-friendly diet that’s low in sodium and

www.mollymaid.ca 3/15F_MM6

Chilliwack: (604) Abbotsford/Mission: (604)

792-6243 850-9647

cathy-deacon@mollymaid.ca

OUR FAMILIES ARE PRECIOUS TO US,

Serving you for over

66

and so are yours!

Years!

• ARRANGEMENTS CAN BE MADE IN THE COMFORT OF YOUR HOME • PROFESSIONAL AFTER-LOSS COUNSELLING PROGRAM • WE WILL HELP YOU CONNECT WITH COMMUNITY RESOURCES • PRE-ARRANGEMENT SERVICES AVAILABLE

with competitive prices and amazing service!

MCLEAN’S FUNERAL SERVICES LTD.

Pharmacy 604-795-9488 • Home Health Care 604-795-9489 SERVING CHILLIWACK SINCE 1949

1-16F LP22

Check us out... EASY PRESCRIPTION TRANSFERS!

604-847-3477

mcleansfunerals@shaw.ca

Stewart McLean

#9 - 8465 Harvard Place, Chilliwack Chilliwack’s ONLY locally-owned & family-operated funeral services

1-16F_ML22

9181 MAIN STREET

The Chilliwack Progress Friday, January 22, 2016

www.theprogress.com

prime life OF YOUR

EXERCISE AFTER 50 Exercising after 50 is a great way for men and women to improve their energy levels and manage many existing medical conditions.

E

xercise is an essential element of a healthy lifestyle. But as beneficial as exercise can be, many men and women, particularly men and women over the age of 50, who have not laced up their sneakers in years are hesitant to begin an exercise regimen for a variety of reasons.

Regardless of age, beginning a new exercise regimen can be intimidating. But it's especially so for men and women over the age of 50, who might not know where to begin or how to approach adopting a healthier lifestyle. According to the National Institute on Aging, the following are a few points men and women should know as they attempt to improve their physical fitness with a more active lifestyle.

Exercise is safe even if you have not been physically active in a long time. Many older men and women worry that suddenly embracing physical fitness after years of inactivity may be detrimental to their health. But that's only true if men and women don't exercise caution at the outset of their routines. When beginning the routine, take things very slowly at first, choosing to walk or bike every day rather than hitting the treadmill and adjusting it to maximum resistance.

When strength training, start off with very little weight so your muscles can grow acclimated to the motions and you can get the exercises down pat. As you grow more comfortable and your body starts to feel more up to the challenges of daily exercise, you can begin to gradually alter your cardiovascular and strength training workouts to make them more challenging.

25

Exercise can make existing medical conditions more manageable. Men and women over the age of 50 who have preexisting medical conditions are likely to find that exercise alleviates rather than exacerbates their physical problems. The NIA notes that studies have shown that regular exercise and physical activity can benefit people with arthritis, high blood pressure and heart disease. But it's still recommended that men and women with preexisting medical conditions consult with their physicians before making any lifestyle changes. Some conditions may affect a person's ability to be active, and it's best to get the go-ahead from a physician before beginning an exercise regimen. Doctors may even suggest certain activities that have been known to alleviate particular conditions.

Exercise reduces fatigue, so sitting around to preserve strength is not effective. Exercise improves strength and energy levels, so sitting on the sideline to preserve your strength is counterproductive. While getting adequate rest and giving your body ample time to recover from physical activity is essential, your body won't benefit by avoiding exercise to preserve your strength. However, even moderate physical activity performed on a regular basis can reduce fatigue.

too old to exercise, as exercise helps the body stay strong and fit even when you can no longer max out on the bench press or squat hundreds of pounds.

Scaling back your exercise routine will be necessary as you get older, but that does not mean you cannot still enjoy and benefit from physical activity.

Continuing to exercise as you age is a great way to improve your quality of life and stay as active as possible well into your golden years.

No one is too old to exercise. It's not uncommon for men and women in their golden years to think they are too old to exercise. Some may feel that their toned down workouts cannot possibly be making much of an impact thanks to the physical limitations old age has put on their bodies, while others may think it's unwise for someone in their 70s or 80s to be physically active. But no one is

We Love

Our Seniors!

SENIORS DISCOUNT

Every Monday %

OFF

Cottonwood

Remedy’sRx • Competitive Pricing!

• Free Blister Packing • Injection Services, Med Reviews • Fast, Friendly Service • We Carry Ostomy Supplies & diabetic supplies

Home Service

The Local Drug Store New Hours

Monday - Friday ....................... 9am-6pm Saturday ................................. 10am-4pm Sunday ...................................... CLOSED

We will pick up your prescription at your home, fill it, then deliver it to you! Ask for details! We will deliver over the counter item items too!

Gail

MARTA DEAN

JASON FILEK

WE ARE A FULL SERVICE LAW FIRM FOR ESTATE PLANNING AND ESTATE ADMINISTRATION MATTERS, INCLUDING: · Preparation of all types of Wills, including Wills with provisions for transfer of business assets and real estate, and Wills with trusts for spouses or children · Advanced estate and tax planning, including the implementation of all types of Trusts · Incapacity planning, including Enduring Powers of Attorney and Advance Directives and Representation Agreements for healthcare · Advice on the effect of the new Wills, Estates Succession Act (British Columbia) on estate planning and estate administration matters · Advice and assistance to Executors and Administrators of estates on all estate administration matters, including applications to the Supreme Court of BC for Grants of Probate or Administration · Advice and advocacy for all types of estate disputes, including Wills variation claims, Will validity disputes and joint tenancy disputes

Rajj

604-858-9446 • NOW OPEN at 100-45428 Luckakuck Way (ACROSS FROM COTTONWOOD MALL)

01/16F_RC22

WWW.BAKERNEWBY.COM Abbotsford 604-852-3646 200 – 2955 Gladwin Rd, Abbotsford, BC V2T 5T4 Chilliwack 604-792-1376 P.O. Box 390, 9259 Main St, Chilliwack, BC V2P 6K2

1/16F_BN22

20

TODD HARVEY

26

www.theprogress.com

Friday, January 22, 2016 The Chilliwack Progress

prime life OF YOUR

THINGS TO CONSIDER AS RETIREMENT APPROACHES Men and women approaching retirement should consider a host of factors to ensure their years out of the office are as exciting and enjoyable as possible.

Though many people are delaying retirement, the day will still come when they leave their jobs behind and retire.

R

etirement can be a difficult adjustment that takes some getting used to, but it can also prove an exciting time, especially for those who planned ahead to ensure their retirement was a time to be cherished and not feared.

Whether retirement is right around the corner or still a decade or so away, men and women should consider several factors to make sure their retirement years are an enjoyable time that allows them to live life to the fullest.

Income

Just because you’re no longer working doesn’t mean you won’t have income. Benefits, retirement accounts and perhaps even some light consulting work are just a few ways retirees may earn an income. Though your retirement income will likely pale in comparison to your income as an adult working full-time, estimate what that income will be so you can get at least an idea of how much will be coming in each month.

Monthly expenses

Once you have an idea of what’s coming in, estimate how much will be going out each month. Certain costs associated with working, such as the cost of commuting and maintaining a work wardrobe, can be removed from the ledger. But other expenses, including utilities, car payments and possibly even a mortgage payment, will still need to be made. Once you have an idea of your projected income and your expenses during retirement, you can get to work on a prospective budget to show you what you will need to live on during retirement.

Employment

Many people now look at retirement as the end of one career and the beginning of another. As retirement draws closer, men and women might want to consider turning an interest or passion into a second career.

Such a move might make retirement more exciting while removing some of the fear of finding enough things to pass the time that many people have with regard to retirement.

Relocation

Where to spend your retirement years is another thing to consider before the big day arrives. Do you, like many retirees, prefer to stay in your own home? Do you want to relocate to a warmer climate or move to another country? Do you want to move closer to your children and grandchildren? Do you want to split your time in separate cities? Is a retirement village something you might be amenable to? Each of these options is different, and each requires a different financial commitment, so carefully consider where you want to spend your retirement and then consider how you can make those wishes a reality.

Medical costs

As you get closer to retirement make sure you understand your medical requirements and the medical coverage you have.

They’ve never agreed on anything before...

What makes you think they’ll do it when you’re gone?

CURLING LESSONS FOR 55+ We can provide quality professional and practical advice on all aspects of...

Thursdays T hurs from 1:00-2:30pm Starting Feb. 11, 2016 6 weeks for $35 Available through the Elder College Call 604-792-1572 or email chilliwackcc@telus.net for more information.

• Wills and estate planning.

• Administering estates and dealing with difÄcult beneÄciaries.

• Resolving disputes arising during the administration of an estates.

• Pursuing claims for individuals who have not been fairly and properly dealt with in a will.

DAYTIME LEAGUES to accommodate ladies/ men, singles/couples.

201 - 45793 Luckakuck Way, Chilliwack, BC T 604.824.7777 304 - 20338 65th Avenue, Langley, BC T 604.533.2300

www.waterstonelaw.com info@waterstonelaw.com

01/16F_W22

604-792-1572 chilliwackcc@telus.net 9291 Corbould St.

01/16F_CCC22

For more information: www.curlchilliwack.org

The Chilliwack Progress Friday, January 22, 2016

www.theprogress.com

27

JOSEF SEIBEL | CLARKS | ECCO | MIZ MOOZ | PIKOLINOS | DORKING | RIEKER

WINTER CLEARANCE

! s e u n i Ɵ n o C

HURRY IN FOR BES T SELECTI ON!

COMFORT STYLE VERSATILITY

Payton & Buckle FINE FOOTWEAR

45930 Wellington Ave Downtown Chilliwack 604.792.2375

102 - 32883 S. Fraser Way Abbotsford next to KFC 604.859.2330

380-19800 Lougheed Hwy Pitt Meadows 604.457.3375

w w w. p a y t o n a n d b u c k l e . c o m

01/16F_PB22