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Australian Indian Times - January 2026 Edition

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Volume 22, Number 5 Saturday, January 10th, 2026

Australia’s Great Migration Reset of 2026

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• Local News ..................................4-31 • Opinion ........................................... 09 • Health ............................................. 12 • Real Estate .......................................13 • WWWW .....................................26-27 • Astrology ........................................ 30 • Classified ....................................... 32 • Business Directory ........................ 33 • Sports ..............................................36 • Entertainment ...............................37

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Australian Indian Times is a monthly newspaper published in English. No material, including advertisements designed by Australian Indian Times, may be reproduced in part or who without the written consent of the manager. Opinions carried in Australian Indian Times are those of the writers and not necessarily endorsed by Australian Indian Times. Australian Indian Times will not be held liable for any advertising / editorial content Advertisers supply / approve content therefore should any content be deemed inappropriate it is the advertisers / correspondents responsibility. While every effort has been made to capture the true likeness to colour printing is an art and therefore we cannot guarantee an exact matching of product to image. Refund / Credit is not given as a result of the previous mentioned. All corresondence should be addressed to: Australian Indian Times - 2/3 Curban Street Underwood, QLD 4119. Ph: (07) 3189 6535, Email: admin@jdmediacorp.com.au

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Print Post Approved PP : 424022 1724 | ISSN 2652-6182

Volume 21, Number 1 Saturday, September 14th, 2024

Telephone: (07) 3189 6535 Mobile: 0430 193 715 E-mail: prod@indiantimes.com.au

AIR PAK Is our Multicultural Australia ready for an Indo-Australian State Premier or Excess Baggage Services even Prime Minister in this decade?

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Customs Facilitation Fiji Freight Specialist (Sea & Air) BRISBANE 33 Curtin Ave. West Eagle Farm QLD 4009 EMAIL airpakops@powerup.com.au The CLP's Tanzil Rahman, Khoda Patel and Jinson Charls were all elected to Darwin-based seats. (ABC News: Andie Smith) NOT only is Hinduism and Sikhism, according to the Australia Bureau of Statistics, the fasting growing religions over the other traditional religious stronghold, in Australia. Now, witnessed in the upper echelon of power the ancient Hindu Scriptures, The Bhagavad Gita is relied upon to be the holy book of choice by some elected members of the varied Australian Parliaments in States and Territories.

The Bhagavad Gita was the Holy Book of choice by the Hon. Daniel Mookhey MLC, the first Indian Australian Treasurer of Australia’s largest State Government, New South Wales. The state, which has land area larger than 104 sovereign countries around the world with a mega budget in revenue alone stand at over $100billion in 2023. Comparatively the NSW State Economy under Hon

Source: @ChrisMinnsMP on X

Mookhey is way larger that many Countries in Europe, Africa, America and of course our region where some of their Prime Ministers are also Treasurers. In focus also are the brave Australian Indians, members of varied political parties or independents contesting the varied States and Territories Elections, and soon to be the Federal Elections. CONTD. ON PG 4

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From the Publisher Precision, Purpose, and the Power of Community AS Australia steps into 2026, the national conversation has matured. The frantic, post-pandemic "catch-up" migration of 2023 and 2024 has been replaced by a surgical, data-driven strategy. While the headline news remains the introduction of the 295,000 international student cap and the new Skills in Demand (SID) visa, the underlying narrative is one of social cohesion and the invaluable role of the Indian diaspora in stabilizing the nation during its most difficult hours. The Albanian Government’s 2026 Migration Strategy, which officially took full effect on January 1, marks a move away from "quantity" toward "strategic alignment." The system is no longer just about filling seats in lecture halls; it is about filling gaps in the national fabric. The new Skills in Demand (SID) visa has replaced the aging Subclass 482, creating three distinct lanes: 1. Specialist Skills: A highvelocity pathway for tech and greenenergy experts earning over $141,210. 2. Core Skills: Targeting healthcare and trades with a revised income floor of $76,515. 3. Essential Skills: Dedicated to aged care and disability support, ensuring the most vulnerable Australians receive consistent care. For international students, the slight increase in the cap to 295,000 comes with a "housing guarantee" mandate. Universities must now prove they have added to the national bed count before increasing their intake a direct response to the housing crisis that dominated 2025. A PILLAR OF RESILIENCE While policy debates often focus on numbers, the true story of 2026 is found in the people. The Indian diaspora, now Australia’s second largest (and soon to be largest) migrant group, has become the "quiet engine"

initiatives launched this month. A CULTURAL ASSET The 2026 strategy recognizes that the Indian diaspora is more than a labour force; it is a "national asset." With 68% of Indian arrivals since 2006 holding an undergraduate degree or higher, they are the most educated cohort in the country.

of Australian resilience. This was never more evident than during the devastating New South Wales floods of May 2025. While State Emergency Services (SES) performed the rescues, groups like Sikh Volunteers Australia were on the ground within hours. Driving thousands of kilometres from Victoria to flood-hit towns like Taree and Port Macquarie, they served thousands of warm meals. Their "blue-and-yellow" food trucks have become a symbol of hope a reminder that in Australia’s darkest moments, the Indian community is often the first to arrive and the last to leave. "Our journey is not just about food; it is about sharing love and letting people know they are not alone," the group stated following their 2025 relief efforts. This spirit of Seva (selfless service) has extended beyond disasters. As the healthcare system faced immense pressure in 2024 and 2025, it was the influx of Indian-trained doctors and nurses who bridged the gap. Today, nearly one in three overseastrained nurses in Australian hospitals is of Indian heritage, providing the backbone for the new 1800MEDICARE

Contribution Area Impact in 2026 Healthcare Over 35% of the migrant nursing workforce. STEM Innovation Leading roles in Australia’s "Net Zero" and AI sectors. Regional Growth Driving population stability in towns across WA and Queensland. Social Cohesion Unparalleled volunteering records in disaster relief and aged care. However, the transition has not been without friction. The "Great Reset" includes a return to the 48-hourper-fortnight work cap for students and the replacement of the "Genuine Temporary Entrant" test with a more rigorous Genuine Student (GS) test. These measures aim to protect migrants from exploitation, ensuring that the pathway to residency is transparent and merit-based rather than a gamble. As we look forward, the 2026 migration settings represent a new social contract. Australia is asking for more skills, more regional commitment, and more integrity. In return, it is offering a guaranteed pathway to permanent residency for those who contribute to the nation's core needs. The Indian diaspora has already shown they are more than ready to meet this challenge. From the emergency wards of Melbourne to the flood-ravaged streets of NSW, they have proven that they are not just "guests" in Australia, they are its guardians.

Letters to the Editor: Your Voice, Your Future WE invite our esteemed readers to share their perspectives on the critical questions facing the Indian diaspora in 2026. Your insights are invaluable as we collectively shape our community's role in Australia. Please send your letters (max 250 words) to: admin@ jdmediacorp.com.au by January 28 for consideration in our next issue. PROMPT 1: POLITICAL REPRESENTATION - BEYOND THE BALLOT BOX "Our publisher argues that the Indian diaspora needs to move beyond simply being a voting bloc to actively shaping policy and seeking political office. Do you agree? What, in your opinion, are the biggest barriers preventing more Indian Australians from entering politics, and how can we overcome them in 2026? Share your thoughts on how our community can better empower its emerging political leaders." PROMPT 2: ECONOMIC LEADERSHIP - FROM SMES TO BOARDROOMS

"The opinion piece highlights the need for the Indian diaspora to transition from successful small and medium enterprises (SMEs) to greater representation in executive leadership and corporate boardrooms. What strategies do you believe are most effective for Indian Australian professionals to break through the 'glass ceiling' in major corporations? How can our community better support entrepreneurs looking to scale their businesses beyond the SME level?" PROMPT 3: SOCIAL COHESION UNITING OUR DIVERSE VOICES "Our publisher stresses the importance of strengthening internal social cohesion within the diaspora, particularly in combating digital polarization and fostering inter-faith dialogue. What role do community organizations, religious institutions, and individual families play in building a more united and resilient Indian Australian identity? How can we proactively address internal differences to present a stronger, unified voice to

broader Australian society in 2026?" PROMPT 4: YOUR PERSONAL "2026 GOAL" FOR THE DIASPORA "If you could set one primary goal for the Indian diaspora to achieve in Australia by the end of 2026, what would it be and why? Is it greater influence in education, stronger cultural exchange, increased regional settlement, or something else entirely? Tell us what matters most to you for our community's future this year."

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Print Post Approved PP : 424022 1724 | ISSN 2652-6182

Volume 21, Number 1 Saturday, September 14th, 2024

Telephone: (07) 3189 6535 Mobile: 0430 193 715 E-mail: prod@indiantimes.com.au

AIR PAK Is our Multicultural Australia ready for an Indo-Australian State Premier or Excess Baggage Services even Prime Minister in this decade?

Freight Services Worldwide

DEPARTMENT OF TRANSPORT AUSTRALIA APPROVED REGULATED AGENT

Commercial Freight Import & Export

Customs Facilitation Fiji Freight Specialist (Sea & Air) BRISBANE 33 Curtin Ave. West Eagle Farm QLD 4009 EMAIL airpakops@powerup.com.au The CLP's Tanzil Rahman, Khoda Patel and Jinson Charls were all elected to Darwin-based seats. (ABC News: Andie Smith) NOT only is Hinduism and Sikhism, according to the Australia Bureau of Statistics, the fasting growing religions over the other traditional religious stronghold, in Australia. Now, witnessed in the upper echelon of power the ancient Hindu Scriptures, The Bhagavad Gita is relied upon to be the holy book of choice by some elected members of the varied Australian Parliaments in States and Territories.

The Bhagavad Gita was the Holy Book of choice by the Hon. Daniel Mookhey MLC, the first Indian Australian Treasurer of Australia’s largest State Government, New South Wales. The state, which has land area larger than 104 sovereign countries around the world with a mega budget in revenue alone stand at over $100billion in 2023. Comparatively the NSW State Economy under Hon

Source: @ChrisMinnsMP on X

Mookhey is way larger that many Countries in Europe, Africa, America and of course our region where some of their Prime Ministers are also Treasurers. In focus also are the brave Australian Indians, members of varied political parties or independents contesting the varied States and Territories Elections, and soon to be the Federal Elections. CONTD. ON PG 4

 07 3268 6188 Free Home Loan Consultation Choose from 25 top home loan lenders. Our Service: • home loans and investment loans • car loans and personal loans • business loans and insurance

Call Gagan deep Tandon 0425 158 280 gtandon@smartline.com.au smartline.com.au/gtandon

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Australia’s Great Migration Reset of 2026 CANBERRA – As the first sunrise of 2026 scales the peaks of the Great Dividing Range, it illuminates an Australia that looks fundamentally different to the one that emerged, breathless and overextended, from the postpandemic boom. The "Big Australia" debate has shifted. No longer is the conversation merely about how many people are arriving, but rather who they are and where they are going. The Albanian Government’s 2026 Migration Strategy, fully operational as of January 1, marks the most significant structural pivot in a generation. At its heart is a paradox: a slight increase in the national planning level for international students to 295,000, contrasted against a brutal tightening of the "side doors" that once allowed temporary visas to serve as indefinite waiting rooms for residency. THE END OF THE 'PERMANENT TEMPORARY' For years, Australia grappled with a growing cohort of "permanently temporary" migrants individuals who cycled through various bridging and student visas without a clear path to permanent residency (PR) or a return home. In 2026, that era is officially over. The government has replaced the old Ministerial Direction 111 with a more surgical approach to visa processing. While the student cap has risen by 25,000 places from 2025 levels, the scrutiny applied to these applications has reached an all-time high. "We are moving away from a system of volume to a system of value," says a senior Department of Home Affairs official. "The 295,000 cap is not a target to be hit at all costs; it is a ceiling designed to ensure our infrastructure and housing can keep pace." THE SOUTHEAST ASIAN PRIORITY A defining feature of the 2026 intake is the explicit tilt toward Southeast Asia. Under the Invested: Australia’s Southeast Asia Economic Strategy to 2040, universities that demonstrate deep engagement with ASEAN nations are being rewarded with larger slices of the Call: (07) 3189 6535

AS THE FIRST VISA APPROVALS OF THE YEAR ROLL OUT, THE WORLD IS WATCHING. AUSTRALIA IS ATTEMPTING TO PROVE THAT A NATION BUILT ON MIGRATION CAN CONTINUE TO GROW, PROVIDED THAT GROWTH IS MANAGED WITH A STEADY HAND AND A CLEAR EYE ON THE NATIONAL INTEREST.

WE ARE MOVING AWAY FROM A SYSTEM OF VOLUME TO A SYSTEM OF VALUE," SAYS A SENIOR DEPARTMENT OF HOME AFFAIRS OFFICIAL. "THE 295,000 CAP IS NOT A TARGET TO BE HIT AT ALL COSTS; IT IS A CEILING DESIGNED TO ENSURE OUR INFRASTRUCTURE AND HOUSING CAN KEEP PACE. enrolment pie. Institutions like Charles Sturt and Federation University have seen proportional growth in their allocations, provided they meet two strict criteria: 1. Market Diversification: Reducing reliance on traditional hubs and increasing recruitment from Vietnam, Indonesia, and the Philippines. 2. Housing Guarantees: Universities are now required to prove they are contributing to the "new bed" count. With over 11,000 student accommodation units currently under construction across the country, the government has tied the right to enrol international students directly to the ability to house them. THE "SKILLS IN DEMAND" ERA While student numbers are managed, the permanent migration program remains steady at 185,000 places. However, the internal mechanics have been re-engineered. The old Temporary Skill Shortage (subclass 482)

visa has been fully integrated into the Skills in Demand (SID) framework. Visa Stream: 2026 Focus Specialist Skills: High-earners ($141,210+) in tech and green energy. Core Skills: Healthcare, trades, and education (threshold: $76,515). Essential Skills: Targeted labour agreements for aged care and disability support. This "skills-first" approach is backed by rigorous data matching between the Australian Taxation Office (ATO) and Home Affairs. For graduates, the message is clear: the post-study work visa (subclass 485) is no longer a "backdoor work permit" for any degree holder. Extensions are now strictly linked to whether the applicant’s discipline aligns with the National Skills Shortage List. IMPACT ON THE GROUND In the suburbs of Sydney and Melbourne, the policy shift is felt through the restoration of the 48-hour-perfortnight work cap for students. The pandemic-

era unlimited work rights are a distant memory, a move designed to protect the integrity of the "student" status and prevent the exploitation of migrant labour in the gig economy. For the international education sector, Australia’s fourthlargest export, the mood is one of "cautious stability." While some private vocational providers have seen their caps slashed or removed entirely due to integrity concerns, the major public universities have welcomed the certainty. A NEW SOCIAL CONTRACT The 2026 migration settings represent more than just administrative changes; they are a new social contract. The government is betting that by being more selective, they can ease the pressure on the rental market while simultaneously filling the critical gaps in the "Net Zero" transition and healthcare sectors. As the first visa approvals of the year roll out, the world is watching. Australia is attempting to prove that a nation built on migration can continue to grow, provided that growth is managed with a steady hand and a clear eye on the national interest. As we move further into 2026, the Australian migration landscape has transitioned from "emergency recovery" to "strategic selection." If you are planning your path to residency this year, the focus has shifted entirely to employer sponsorship,

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regional commitment, and high-income thresholds. The most significant change is the full implementation of the Skills in Demand (SID) visa, which has officially retired the old Subclass 482 TSS framework. COMPARING THE 2025 VS. 2026 SKILLED LANDSCAPE The following table highlights the critical shifts in income requirements and visa structures that took effect this financial year. Feature: 2025 Standard (TSS 482) 2026 Standard (Skills in Demand) Core Income Threshold: $73,150 $76,515 (CSIT) Specialist HighEarner $135,000 $141,210 (SSIT) Work Experience: 2 years required 1 year (within the last 5 years) Visa Validity: Varies by stream (2–4 yrs) 4 years (all streams) PR Pathway: Restricted by list Guaranteed pathway for all streams THE "FAST-LANE" STUDENT STRATEGY For international students, 2026 is governed by Ministerial Direction 115. This new directive has replaced the old priority system with a "Traffic Light" model that determines how fast your visa is processed based on your choice of institution: Green Zone (Priority 1): Institutions under 80% of their enrolment cap. These receive the fastest processing (aiming for 1–4 weeks). Amber Zone (Priority 2): Institutions

at 80%–115% capacity. Standard processing (aiming for 5–8 weeks). Red Zone (Priority 3): Institutions over 115% capacity. These face significant delays as the government prioritizes lower-density providers. Note: If you are studying in a regional university, a TAFE, or pursuing a PhD, you are generally granted Priority 1 status regardless of the institution's total enrolment numbers. THE "REGIONAL BACKDOOR" IS NOW THE MAIN DOOR With metro points requirements for the 189 and 190 visas often hitting 90+ points, the Subclass 491 (Regional) and Subclass 494 (Employer Sponsored Regional) have become the most realistic pathways. The 15-Point Bonus: Living in a regional area (everywhere except Sydney, Melbourne, and Brisbane) grants an automatic 15-point boost to your application. Lower Income Requirement for PR: While the SID visa requires $76,515, the pathway from a 491 to a 191 (Permanent Residency) currently uses a lower income floor (approx. $53,900) to encourage settlement in rural areas. INTEGRITY CHECK: THE "GENUINE STUDENT" TEST The old "Genuine Temporary Entrant" (GTE) letter has been replaced by a more rigorous Genuine Student (GS) requirement. In 2026, Home Affairs is using automated data matching to cross-check the financial claims in your application against real-world banking and tax records. Any inconsistency now triggers an immediate manual audit, which can delay applications by months.

AUSTRALIAN INDIAN TIMES, January 2026 — 3


The Great Housing Siege: Unions and Renters Take on the Tax System AS the first week of 2026 unfolds, the Australian dream of homeownership is being re-examined through the lens of a "zero-sum game." The national housing debate has reached a boiling point, moving beyond mere supply shortages to a full-scale assault on the tax structures that have defined the property market for decades. At the heart of this conflict is a powerful new alliance. Major labour unions, led by the Australian Manufacturing Workers’ Union (AMWU) and supported by the nursing federations, have launched a coordinated campaign to "de-privilege" property investment. Their target? The twin pillars of negative gearing and the Capital Gains Tax (CGT) discount. THE WAR ON "PROPERTY HOARDING" The narrative from the union movement is blunt: the tax system is subsidizing "property hoarding" at the expense of essential workers. With national dwelling values rising by 1.2% in

the first few days of 2026 alone, the AMWU has argued that the current settings effectively give an investor a taxpayerfunded "head start" over a nurse or a factory worker trying to buy their first home. "We cannot have a system where the government pays for a landlord’s losses while our members can’t afford to live within an hour of their workplace," a union spokesperson stated at a New Year’s rally in Sydney. The unions are calling for a strict "one-property limit" on negative gearing, a proposal that would allow an individual to claim losses on a single investment property but remove the benefit for any subsequent holdings. Furthermore, they are pushing to slash the 50% CGT discount, arguing it incentivizes shortterm speculation rather than long-term housing stability. FROM RENTING TO OWNING: THE "RENTTO-BUY" PIVOT While unions take aim at investors, a growing

4 — AUSTRALIAN INDIAN TIMES, January 2026

"Renters’ Rebellion" is shifting the focus toward innovative pathways to ownership. There is a surging demand for the federal government to overhaul its existing deposit schemes in favour of a national "Rent-toBuy" framework. Under the proposed model, eligible renters would have a portion of their monthly rent, often cited as 15% to 20%, directed into a government-protected equity fund. After a period of three to five years, this accumulated "rent-equity" would serve

as the deposit for the very home the tenant is living in. "The current deposit schemes are a lottery," says a representative from a national renters' advocacy group. "We need a system that recognizes the thousands of dollars we already pay into the housing market every month and converts that into a stake in our future." The proposal aims to replace the Home Guarantee Scheme, which advocates argue has become less effective as property price caps

struggle to keep pace with the market’s rapid 2026 surge. THE ECONOMIC TENSION The government remains in a precarious position. Treasury figures from late 2025 suggest that removing negative gearing could increase the homeownership rate by 4.3%, but critics warn of "bloodshed for tenants" if investors flee the market. The concern is that a mass sell-off could lead to a rental supply vacuum, driving up rents even further for those not

yet ready to buy. Policy Proposal Proponent Intended Outcome Negative Gearing Cap Unions (AMWU, Nurses) Reduce investor demand; lower entry prices. CGT Discount Reduction Greens & Unions Discourage "flipping"; increase tax revenue. Rent-to-Buy Equity Renters’ Advocacy Groups Create an automated deposit for long-term tenants. Shared Equity Expansion Federal Government Lower upfront costs through 40% govt stakes. As the 2026 parliamentary session nears, the Albanese Government faces a choice: maintain the "stability" of the status quo or embrace the "bravery" demanded by its traditional power base. For now, the millions of Australians caught between rising rents and unattainable deposits are left watching the headlines, waiting to see if their home will ever be more than a line item in someone else’s portfolio.


The 2026 Lifeline: Healthcare, Cost of Living, and the Indian Diaspora FOR the nearly one million Australians of Indian heritage, the dawn of 2026 brings a complex mix of relief and rising pressure. While the headlines focus on national statistics, the "Indian Australian" experience of 2026 is being defined by two distinct realities: a significant easing of healthcare costs through historic government reforms, and a tightening squeeze in the rental and grocery markets that is forcing a radical rethink of the "immigrant dream." As the largest source of skilled migrants and international students, the Indian diaspora is often the first to feel the ripple effects of policy shifts. This year, those ripples have become waves. THE HEALTHCARE REVOLUTION: SAVING DOLLARS AND SANITY The most immediate win for the community in 2026 is the $25 PBS cap. As of January 1, the maximum cost of a PBS-listed medicine has dropped to its lowest point in two decades.3 For

connectivity, a "GP in your pocket" is the exact reform 2026 demanded.

many Indian Australian families, particularly those in the "sandwich generation" caring for both young children and elderly parents, this is a game-changer. "In our household, we manage chronic blood pressure for my father and asthma for my son," says Rajat, a software engineer in Parramatta. "Last year, a single trip to the pharmacy could easily top $100. Moving to $25 per script means we are saving nearly $800 a year. That’s a month’s worth of electricity bills."

Beyond the pharmacy counter, the launch of 1800MEDICARE is bridging a critical gap. The Indian community has historically relied heavily on emergency departments (EDs) due to the difficulty of finding bulk-billing GPs in highgrowth suburbs. The new 24/7 hotline offering free nurse triage and, crucially, free urgent GP telehealth is expected to divert thousands of Indian Australian families away from crowded EDs. For a community that values efficiency and digital

THE COST-OF-LIVING SQUEEZE: THE `1,60,000 MONTHLY REALITY Despite these healthcare wins, the broader economic picture for 2026 is one of "calculated survival." For the tens of thousands of Indian students who arrived in late 2025, the cost-of-living estimate has surged to between AUD $2,000 and $3,000 per month (approximately `1,10,000 – `1,65,000). Expense Category 2026 Monthly Avg (AUD) The Impact Rent (Shared) $1,000 – $1,500 Driven by 1.2% growth in early Jan 2026. Groceries $400 – $500 "Masala Inflation" hitting specialty imports. Utilities $335+ High energy costs despite relief payments. Transport $170 Reliance on public transport to avoid fuel excise. The return of the

48-hour-per-fortnight work cap has added a layer of difficulty. While designed to prevent labour exploitation, the cap means many students are now walking a financial tightrope. The "Side Hustle" has become a necessity, with many moving toward gigeconomy roles that offer flexibility within the new visa constraints. COMMUNITY RESILIENCE: THE "SEVA" FACTOR In typical fashion, the Indian diaspora hasn't waited for government intervention to solve every problem. 2026 has seen a boom in Community Pantries and "Tiffin Exchange" programs within Hindu temples and Gurdwaras. In Melbourne’s West and Sydney’s West, local community groups have organized "Bulk Buy" cooperatives, where families pool resources to buy lentils, rice, and oil at wholesale prices, bypassing the supermarket duopoly. This grassroots "Seva" (service) is the hidden infrastructure keeping

the community afloat. THE 2026 OUTLOOK: A TURNING POINT For the Indian diaspora, 2026 is a year of transition. The $800 – $2,140 Cost-of-Living Cash Payment (targeted at lower-income earners) will provide a temporary buffer, but the longterm focus has shifted to permanent solutions. The community is increasingly looking toward regional Australia, places like Adelaide, Perth, and Bendigo, where the cost of living is up to 30% lower than in Sydney or Melbourne, and where the new 2026 migration points system offers a faster track to residency. As we move deeper into the year, the Indian diaspora remains the most resilient and adaptable segment of the Australian population. They are the doctors staffing the new Medicare clinics, the students navigating the new caps, and the families proving that while the cost of living is high, the value of community remains priceless.

Australia’s Electric Highway: The Year the EV Revolution Shifted into High Gear AUSTRALIA'S Electric Highway. The Year the EV Revolution Shifted into High Gear. The hum of an electric motor is fast becoming the new soundtrack of Australia. 2026 is officially being hailed as the "Year of the Electric Car," a pivotal moment where the nation’s love affair with the internal combustion engine is finally, and decisively, giving way to the future. With over 150 EV models now gracing showrooms and a significant policy shift on the horizon, Australia is accelerating down the electric highway. THE FLOODGATES OPEN: MORE CHOICE, LOWER PRICES For years, Australians watched enviously as global markets enjoyed a deluge of affordable EV options. That wait is over. The competitive landscape in 2026 is unprecedented: The "$24,000 Game Changer": The BYD Atto 1 has arrived, positioning itself as Australia’s cheapest EV and poised to do for electric cars what the Corolla did for petrol sedans, make it genuinely accessible. Call: (07) 3189 6535

TAX EXEMPTIONS UNDER SCRUTINY The current fringe benefits tax (FBT) exemption for EVs is also being re-evaluated. While effective in boosting fleet uptake, the government is looking at whether these incentives remain necessary given the sheer volume of new, more affordable models entering the market.

This micro-car, with a city range of around 250km, is expected to entice a whole new demographic of first-time EV buyers. THE ICON GOES ELECTRIC. Perhaps the most significant cultural shift is the highly anticipated arrival of the Toyota Hilux EV. For a nation where the utility is practically a national emblem, Toyota’s commitment to an electric version sends a powerful signal. With an estimated range of 350-400km and a touted towing capacity competitive with its diesel siblings, the Hilux EV isn't just a car; it's a statement about the future of Australian industry and recreation. Beyond these titans, the market is awash with new offerings. From compact city crossovers from Korean manufacturers to luxurious European sedans and robust American pickups, there is an EV for every budget and lifestyle. Chinese brands, in particular, have aggressively expanded their footprint, forcing traditional automakers to rapidly innovate and price competitively.

ROAD USER CHARGES AND TAX REVIEWS While consumer choice is booming, the federal government is grappling with the financial implications of this rapid transition. The very incentives that spurred early EV adoption are now under review. THE FUEL EXCISE DILEMMA As more Australians switch to EVs, the government’s revenue from fuel excise, a critical funding source for road maintenance and infrastructure, is dwindling rapidly. Projections show a multi-

billion-dollar shortfall by 2030 if current trends continue unchecked. THE INEVITABLE CHARGE Discussions around a national road-user charge for electric vehicles are no longer speculative; they are a firm agenda item for the upcoming parliamentary session. While specific details are still being debated, the consensus is leaning towards a distancebased charge (e.g., cents per kilometre), possibly tiered based on vehicle weight, to ensure fairness and replace lost revenue.

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THE FUTURE HOLDS: A GLIMPSE INTO 2030 AND BEYOND The "Year of the Electric Car" in 2026 is just the beginning. Looking ahead, the trajectory is clear. Charging Infrastructure Boom. Expect to see a dramatic acceleration in public charging infrastructure. The federal government, in partnership with states and private enterprise, will be targeting "charging deserts" in regional areas, aiming for a fast charger every 100-150km on major highways by 2030. Battery Innovation. Advances in battery technology will continue to drive down costs and increase range. Solidstate batteries, offering

faster charging and greater energy density, could move from niche applications to mainstream vehicles by the late 2020s. Smart Grids and V2G. The integration of EVs into the national electricity grid will deepen. Vehicleto-Grid (V2G) technology, allowing EVs to feed power back into homes or the grid during peak demand, will become more commonplace, transforming cars from mere transport into mobile power banks. End of ICE Sales. While no hard ban on Internal Combustion Engine (ICE) vehicle sales is imminent for all states, expect increasing pressure and potentially tighter emissions standards that effectively phase them out of new car showrooms by the mid-2030s, aligning with global trends. Australia’s EV revolution is no longer a distant aspiration but a present reality. The choices made in 2026, particularly around fair and sustainable road funding, will lay the groundwork for a cleaner, quieter, and more energyindependent future on Australian roads.

AUSTRALIAN INDIAN TIMES, January 2026 — 5


Resilient but Tested: The Roadmap for Australia’s Economy in 2026 AS the first trading week of 2026 begins, the Australian economy stands at a historic crossroads. After three years of battling the twin ghosts of high inflation and aggressive rate hikes, the national narrative has shifted. Economists are calling 2026 the year of being "resilient but tested" a period where the survival skills learned during the lean years will be put to the final exam. From the mahogany boardrooms of the ASX to the kitchen tables of the outer suburbs, the central question of 2026 is simple: Have we finally stuck the "soft landing"? THE RBA’S DELICATE DANCE: WILL THEY OR WON’T THEY? The most watched person in Australia this month isn't a politician or an athlete, but RBA Governor Michele Bullock. Following a series of rate cuts in late 2025 that brought the cash rate down to 3.60%, the central bank has hit the pause button. THE MARKET IS CURRENTLY SPLIT INTO TWO CAMPS: • The Easers: Analysts from CBA and NAB are betting on a "final" 0.25% cut as early as February 3, arguing that with inflation now hovering within the 2–3% target band, the RBA must pivot to support a cooling labour market. • The Holders: Westpac and several global firms suggest the RBA will remain "hawkishly on hold" for the entirety of 2026. They point to sticky services inflation driven by high rents and insurance premiums, as a reason to keep the handbrake on. "The RBA is in a 'waitand-see' window," says one senior economist. "If they cut too early, they risk re-igniting the housing market. If they wait too long, they risk a recession. It is the ultimate balancing act." THE ASX: A SECTORBY-SECTOR STORY The Australian Securities Exchange (ASX) has opened 2026 with quiet optimism, but the gains are no longer broad-based. The "easy money" of the postpandemic recovery is gone, replaced by a "flight to quality." HEALTHCARE: THE COMEBACK KID After a bruised 2025, the healthcare sector is 2026’s early star. With valuations at 20year lows and a return to strong operating performance from giants

like CSL and Cochlear, investors are flooding back. The sector is seen as a "recession-proof" haven in an uncertain global climate. ENERGY & THE GREEN TRANSITION Energy stocks are riding a dual wave. While traditional coal and gas remain profitable due to global supply constraints, the "Future Made in Australia" initiative is finally showing up on balance sheets. Companies involved in critical minerals (Lithium, Rare Earths) and renewable infrastructure are seeing record institutional investment as the 2035 emissions targets loom closer. THE BANKING DRAG Conversely, the "Big Four" banks are facing a tighter 2026. While higher interest rates initially boosted margins, the combination of record-high household debt and a cooling mortgage market has capped earnings growth. Analysts are warning that bank valuations look "stretched" compared to their historical averages. THE CONSUMER: REBOUNDING BUT CAUTIOUS For the average Australian, 2026 feels better than 2024, but the scars of the inflation crisis remain. • Real Wage Growth: For the first time in nearly a decade, wages are consistently outpacing inflation. The Wage Price Index

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is forecast to grow at 3.25% this year, providing much-needed breathing room. • The Savings Buffer: Interestingly, the household saving-toincome ratio has ticked up to 6.4%. Australians are no longer spending with abandon; they are rebuilding the "rainy day" funds that were depleted during the cost-of-living crisis. Economic Indicator 2025 Actual 2026 Forecast GDP Growth 1.4% 2.25% Unemployment 4.2% 4.5% CPI (Inflation) 3.4% 2.75% AUD/USD $0.66 $0.70 GLOBAL WILDCARDS: CHINA AND TARIFFS No Australian outlook is complete without looking north. In 2026, the "China Factor" remains the ultimate wildcard. While China has exited its deflationary spiral, its appetite for Australian iron ore is softening as its property sector undergoes a structural shift. Furthermore, the threat of renewed global trade tensions and "tariff wars" remains a "bakedin" risk for 2026. Investors are being advised to maintain geographical diversification as geostrategic competition between the US and China continues to reshape trade routes. Australia enters 2026 in a position of "relative strength." We have avoided the deep

recessions seen in parts of Europe and the UK, and our labour market remains historically tight. However, the "resilience" of the economy is being tested by the weight of its own debt and the unpredictability of global trade. For the investor, 2026 is a year for the surgeon, not the butcher, it requires a precise selection of sectors rather than a broad market bet. For the household, it is a year to consolidate gains, pay down high-interest debt, and perhaps finally enjoy the first real increase in purchasing power in years. NAVIGATING THE ASX 200 As we enter the first quarter of 2026, the Australian stock market is shedding its "one-sizefits-all" skin. After a 2025 that saw the Materials sector soar by over 31% while Healthcare plummeted by nearly 25%, the heat map for 2026 is all about the "Great Rotation." Analysts from Macquarie and Morningstar suggest that the "crowded trades" in big banks and iron ore are cooling, making room for the laggards of yesteryear to step into the sunlight. SECTOR BREAKDOWN: WHERE THE HEAT IS The 2026 investment landscape is divided into three distinct zones based on current valuations and growth catalysts: THE "RECOVERY" ZONE (HIGH POTENTIAL) • Healthcare: After

a dismal 2025, this sector is the primary "Buy" signal for 2026. Giants like CSL are being tipped for a massive comeback, with price targets suggesting up to a 48% upside as hospital utilization normalizes and R&D pipelines bear fruit. • Energy: Uranium is the standout subsector here. With global nuclear demand surging, companies like Paladin Energy and Boss Energy have opened 2026 with gains of over 5% in the first few days of trading. THE "STABILITY" ZONE (INCOME FOCUSED) • Financials: The big banks (CBA, Westpac, ANZ, NAB) are entering 2026 at "stretched" valuations. While they remain reliable for dividends, the capital growth story has stalled. Investors are pivoting toward smaller, undervalued financial firms like GQG Partners and Pinnacle. • Consumer Staples: Traditionally "boring" stocks like Coles and Bega Cheese are gaining traction as defensive plays against any remaining economic volatility. THE "PRESSURE" ZONE (CAUTIOUS) • Technology: Fears of an "AI bubble" and high interest rates have kept the tech sector under pressure. While long-term players like WiseTech Global and Xero remain quality holds, they face significant valuation headwinds early this year.

• Materials (Iron Ore): After a stellar 2025, the big miners (BHP, Rio Tinto) are facing a more "subdued" 2026 as Chinese demand for steel-making ingredients finds a new, lower baseline. 2026 DIVIDEND CHAMPIONS For those seeking income, the 2026 landscape offers several high-yield opportunities in sectors that are currently trading below their fair value: Company Sector Projected 2026 Yield Why? APA Group Utilities 7.90% Stable energy infrastructure with consistent growth. New Hope Corp Energy 10.24% Strong margins in a tight global coal market. Adairs Retail 16.0% (Gross) High yield due to a low Priceto-Earnings ratio. IGO Ltd Mining/ Green Energy 13.37% Clean energy focus with a significant price discount. THE "BOTTOM LINE" FOR 2026 The consensus for the year ahead is an "earnings-driven" recovery. Unlike the speculative rallies of the past, 2026 will reward companies that can show real profit growth despite higher structural costs. As the RBA holds steady, the "smart money" is moving into the "forgotten" corners of the market, healthcare, energy, and select industrials.


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AUSTRALIAN INDIAN TIMES, January 2026 — 7


The Digital Dawn: 2026 Kicks Off with a Tech Torrent in India BENGALURU – The Indian tech landscape has hit the ground running in 2026. While the rest of the country slowly shakes off the New Year’s celebrations, the electronics sector is already in high gear. From the highstakes smartphone battlegrounds of Delhi and Mumbai to the global stage of CES in Las Vegas, the first week of January has set a blistering pace for what is being called the "Year of Autonomous Integration." REALME’S POWER PLAY: THE 16 PRO SERIES Leading the charge is Realme, which has officially confirmed the India launch of its 16 Pro Series for January 6. In a market where battery anxiety and camera quality remain the top consumer pain points, Realme is swinging for the fences. The lineup, comprising the Realme 16 Pro 5G and the 16 Pro+ 5G, is making headlines for its massive 7,000mAh "Titan" battery. This marks a new threshold for the

"Pro" segment, promising two-day battery life even under heavy 5G usage. Photography enthusiasts are equally focused on the 200MP LumaColor primary sensor, which utilizes Samsung’s HP5 technology to offer lossless zoom and enhanced lowlight performance. Early pricing leaks suggest

a competitive start at `31,999, positioning it as a direct threat to the premium mid-range dominance of OnePlus and Samsung’s A-series. CES 2026: THE GLOBAL STAGE AND SAMSUNG’S S26 SHADOW As Indian tech journalists pack their

bags for CES 2026 in Las Vegas, the "Global-toLocal" hype is at an alltime high. • The Art of TV: LG is expected to steal the show with its new Gallery TV. Designed more like a museum canvas than a television, it features a flush-mount design and a specialized matte MiniLED panel

LEADING THE CHARGE IS REALME, WHICH HAS OFFICIALLY CONFIRMED THE INDIA LAUNCH OF ITS 16 PRO SERIES FOR JANUARY 6. IN A MARKET WHERE BATTERY ANXIETY AND CAMERA QUALITY REMAIN THE TOP CONSUMER PAIN POINTS, REALME IS SWINGING FOR THE FENCES. THE LINEUP, COMPRISING THE REALME 16 PRO 5G AND THE 16 PRO+ 5G, IS MAKING HEADLINES FOR ITS MASSIVE 7,000MAH "TITAN" BATTERY. THIS MARKS A NEW THRESHOLD FOR THE "PRO" SEGMENT, PROMISING TWO-DAY BATTERY LIFE EVEN UNDER HEAVY 5G USAGE. to eliminate glare. For India’s growing "interiorconscious" luxury market, this is a highly anticipated arrival. • The S26 Leak Season: While the official launch isn't expected until late February, early leaks of

the Samsung Galaxy S26 have already flooded Indian social media. Rumours point toward a move to the Exynos 2600 (built on a 2nm process) for the Indian market, along with a "Private Display" feature on the Ultra model that uses AI to prevent shouldersurfing in public spaces. THE "SILICON TAX" REALITY Despite the excitement, a sober undercurrent remains. Analysts are warning of a "Silicon Tax" in 2026. Due to a global shortage of High-Bandwidth Memory (HBM)—as manufacturers prioritize AI chips for giants like Nvidia—the cost of building premium smartphones has risen. 2026 isn't just about faster chips; it’s about devices that last longer and blend into our lives more seamlessly. Whether it’s the sheer power of Realme’s 7,000mAh battery or the artistic integration of LG’s Gallery TV, the message is clear: the gadget is no longer just a tool; it is a lifestyle companion.

The Golden Portal: India’s Million-Dollar "Ravi Pushya" Rush MUMBAI – Across the glittering jewellery hubs of Zaveri Bazaar and the bustling real estate offices of Gurgaon, a singular celestial event has brought the Indian economy to a standstill and a fever pitch. Sunday, January 4, marked the arrival of Ravi Pushya Yoga, a rare and formidable alignment in Vedic astrology hailed as the "King of Yogas" for wealth creation. While the world monitors global market fluctuations, millions of Indians are following a different clock. The "Power Window" for this auspicious energy officially opened at 3:11 PM IST and will remain active until sunrise next day. This specific alignment occurs when the Pushya Nakshatra, the constellation of nourishment, coincides with a Sunday (Ravivaar), the day of the Sun. In the lexicon of ancient wisdom, it is the ultimate "Career and Wealth Reset." THE FRENZY AT THE COUNTERS: GOLD AT RECORD HIGHS The most visible impact of Ravi Pushya Yoga is the

staggering surge in gold and silver sales. Despite 24K gold hovering around `13,621 per gram (reaching upwards of `1.36 Lakh per 10 grams), the high price has done little to deter buyers. Jewellers report a massive influx of customers seeking not just ornaments, but "investment-grade" assets. "Today is not about vanity; it is about Lakshmi," says a prominent showroom owner in Chennai. "Families who have been saving for months wait specifically for this window to buy their wedding gold or a simple 1-gram coin. The belief is that gold bought today never leaves the house; it only multiplies." Asset Class Ravi Pushya 2026 Rate (Approx.) Why Today? 24K Gold `1,36,210 (per 10g) Symbolizes the Sun's power and permanence. Silver `2.42 Lakh (per kg) Linked to Venus; brings luxury and refinement. Real Estate Varies by Region Auspicious for "Bhoomi Pujan" or token

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the Pushya window to ensure their new home is "nourished" by positive cosmic vibes. • The "Jaggery" Remedy: For those facing career stagnation, a popular "Lal Kitab" remedy involving offering jaggery (representing the Sun) to running water after 3:11 PM has trended across social media, with many hoping to secure 2026 promotions.

payments. THE ASTROLOGY OF ABUNDANCE: WHY 2026 IS DIFFERENT Astrologers point out that the 2026 Ravi Pushya Yoga is particularly potent because it aligns with a period of significant planetary transition. The conjunction of the Sun (the King) and the governance of Saturn (the ruler of Pushya) creates a unique "King and Servant" energy. "Sun gives you the authority and the 'royal' vigour to earn, while Saturn provides the discipline to retain that wealth," explains a

leading Vedic scholar. "In 2026, this yoga occurs just as the first Monday of the year approaches, making it a spiritual foundation for one’s career trajectory for the next twelve months." The spiritual ritual of Surya Arghya, offering water to the Sun, is said to be 10 times more effective today. Thousands gathered at riverbanks and on rooftops at 3:11 PM, using copper vessels to channel the Sun's energy, a practice believed to boost "Atma-shakti" (soul strength) and professional reputation. Beyond the Metal: A

Boost for Tech and Real Estate While gold takes centre stage, the "Ravi Pushya Effect" has spilled over into other sectors: • Digital Gold & ETFs: For the younger, techsavvy generation, the rush is happening on smartphones. Digital gold platforms have seen a 400% spike in transactions since the 3:11 PM window opened. • Property Closures: Real estate developers have long leveraged this day to close deals. Many homebuyers insist on signing their sale agreements or making "token" payments during

THE ECONOMIC RIPPLE Economists note that while Ravi Pushya is rooted in tradition, its impact on India’s GDP and liquidity is very real. The sheer volume of transactions in a single 15-hour window provides a massive liquidity boost to the retail sector. As silver crosses the ₹2.4 Lakh mark, the "Pushya Rush" acts as a domestic stimulus package, driven by faith as much as by finance. As the sun set on January 4, the shutters on jewellery stores remained open late into the night. For the Indian consumer, 2026 isn't just about the numbers on a balance sheet, it’s about aligning one's destiny with the stars.


Opinion

From Numbers to Narrative: A Roadmap for the Indian Diaspora in 2026 this gap, proving that our cultural intelligence is not just a personal trait, but a corporate necessity.

as, Political Presence, Business Leadership, and Social Cohesion.

Jitendra Deo Chief Executive Officer JD Group Australia AS we stand in the opening days of 2026, the data tells a story of undeniable success. We are Australia’s fastest-growing large diaspora. We are the most educated, with nearly 70% of us holding at least an undergraduate degree. We are the backbone of the healthcare sector and the fuel for the tech economy. But as a community, we must ask ourselves: Are we simply thriving within the system, or are we helping to shape it? For 2026 to be our best year yet, the Indian diaspora must evolve from a "vibrant community" into a "strategic force." This requires a shift in three critical areas, such

MOVING BEYOND THE BALLOT BOX For decades, the Indian diaspora has been a loyal voting bloc, but in 2026, loyalty is no longer enough. While we have seen more faces like ours on ballots in 2025, our representation in the halls of power, at both state and federal levels, remains disproportionately low compared to our population. To have a better 2026, we must encourage our youth and professionals to move beyond "conservative voting" and into active policymaking. We need Indian Australian voices not just at community festivals, but in the Cabinet rooms where decisions on housing, climate change, and migration caps are made. A better 2026 is one where our community doesn't just ask for a seat at the table but helps build the table itself. THE SME TO ASX LEAP The 2022-2026 economic roadmap identifies the diaspora as a "living bridge" for trade.

While our SMEs have been phenomenal in navigating the AustraliaIndia Economic Cooperation and Trade Agreement (AI-ECTA), there is a glass ceiling we have yet to shatter.

Only about 4% of ASX 200 board directors have Asian heritage. In 2026, we must leverage our "India Literacy" to move into executive leadership. Australian corporate boardrooms

are currently "Asiailliterate," with over 60% of board members having no immersive experience in the markets that will define our century. Our role in 2026 should be to bridge

STRENGTHENING THE INTERNAL FABRIC Finally, a better 2026 requires us to look inward. As our community grows, so do the internal tensions that we sometimes bring from the subcontinent. To be a "National Asset," we must ensure that the "living bridge" we represent is built on the shared Australian values of social cohesion and mutual respect. Digital polarization and foreign interference are modern threats to our unity. In 2026, we must prioritize community-led initiatives that promote "Digital Literacy" and inter-faith dialogue within our diaspora. We cannot allow the politics of "back home" to diminish the peace we have built here. Our contribution to Australia has been most visible in times of crisis from the pandemic to the flood relief efforts led by our Gurdwaras and temples. In 2026, let us make that contribution proactive rather than reactive.

Indian Senior Citizen Association Christmas Celebration (ISCA) CHRISTMAS Celebration with Seniors is a beautiful reminder that the festive season is about connection, kindness, joy and shared memories. The event started with a universal prayer by Ekta Women’s Group followed by Australian National Anthem in an enlightening celebration held at Runcorn State School on Saturday 13th December 2025. The joyful celebration was addressed by Ms. Roshni Sharma, President of ISCA followed by Ms. JulieAnne Campbell (Federal MP, Moreton) and Mr. James Martin (State Member, Stretton). The association was grateful and appreciated words of support and encouragement from both the chief guests. This day was celebrated by presenting special awards to some very deserving members and few young volunteer Call: (07) 3189 6535

members for their continued dedication and support throughout the year. It was wonderful to see our volunteers help the Seniors with the preparation of the hall by creating a festive ambience. The vice president of ISCA Mr. Raj Prasad thanked the Seniors for their time, effort and commitment in building the Association. Members and friends had a wonderful time celebrating with each other over delicious Christmas lunch. Our seniors dressed up in their favorite Christmas attire and enjoyed Christmas themed games, trivia and Bollywood music. With bellies full and spirits high, each member was also given a gift to enjoy during the festive season. It was a wonderful celebration closing off 2025 for ISCA. www.indiantimes.com.au

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The Higgins Case and the Bankruptcy Illusion FOR many Australian Indians, financial responsibility and debt management is closely, at least times ago, tied to cultural discipline and personal and family reputation. The recent case of Reynolds v Higgins—one of many litigative deviations and judicial instalments emanating from the rape (established to the civil, not criminal, standard) of Brittany Higgins— has ended in Higgins’ bankruptcy. It highlights the real and lasting consequences of one’s inability to satisfy one’s debt. Attending to the concept of ‘bankruptcy’ are several common misunderstandings. Although these columns typically centre on government, politics and public institutions, the misunderstandings are significant enough to justify a brief departure from that centrality. First, one persistent misconception is that ‘bankruptcy’ is synonymous with ‘receivership’, ‘insolvency’, ‘administration’ and ‘liquidation’. It is not. Each of these terms is distinct from the other. ‘Bankruptcy’ provides debtor protection from creditors. Bankruptcy is a legal process that occurs when an individual is unable to repay their debts and seeks relief from their financial obligations. It primarily protects the debtor. The

process can be initiated by the debtor or creditors through a court order, in which the appointed trustee administers the debtor’s assets to repay creditors to the extent possible. Bankruptcy is not available to companies. ‘Liquidation’ is the formal process of winding up a company’s affairs by realising its assets, paying creditors in the statutory order of priority, and ultimately deregistering the company. A liquidator replaces the directors and assumes control of the company. Liquidation only applies to companies and usually results in the end of the company’s existence. Bankruptcy and liquidation are analogous insolvency processes, but not the same: bankruptcy applies to individuals and ends after 3 years and 1 day, while liquidation applies to companies and ordinarily ends with the company’s deregistration. Different statutes govern each of them. ‘Receivership’ is a process in which a secured creditor appoints a receiver to take control of a company’s assets or property in order to recover amounts owed under a security agreement. The receiver’s role is primarily to realise the secured assets and repay the appointing creditor. Otherwise, to the extent not affected, the other parts of the business remain operational.

‘Administration’ is a temporary, rescuefocused insolvency process available to companies, designed to determine whether the business can be saved or whether creditors will do better than through immediate liquidation. Unlike liquidation, which ends the company’s existence, or bankruptcy, which applies only to individuals, administration imposes a statutory moratorium and transfers control to an independent administrator to pursue a collective outcome for creditors. If administration is unsuccessful, liquidation can ensue. ‘Insolvency’ is merely

a general term—a financial condition— not a procedure, and commonly acts as a trigger for bankruptcy, administration and liquidation, which are formal legal processes. The law defines insolvency as the inability to pay all the debts, as and when they become due and payable. This ‘cashflow’ test is the statutory and dominant test. The secondary and lesserused test is the ‘balance sheet’ test: whether total liabilities exceed total assets. In summary, bankruptcy resolves the individual’s financial collapse, liquidation ends the company, receivership enforces security and

administration manages collective insolvency. Second, for anyone who views bankruptcy as an easy way to escape a debt—a convenient exit to new beginnings—the reality is considerably more complex. It has profound consequences on the bankrupt for three years. For example: • The ability to earn an income up to the indexed amount before contributions must be made to the bankruptcy trustee; • Restrictions on the type and value of assets that can be owned; • The maximum credit a bankrupt may obtain without disclosing the fact of bankruptcy; • The need to obtain the bankruptcy trustee’s consent to travel overseas; • Bankruptcy does not cover or release certain debts such as court imposed penalties and fines, child support and maintenance, government student loans and debts incurred after bankruptcy begins; •Disqualification from company directorships; • Ongoing bankruptcy disclosure requirements for certain professions or licences; • The bankrupt’s name will appear permanently on the public National Personal Insolvency Index. Rather than a fresh start, it is more accurately described as a structured period of supervision

and constraint. Some of these and other practical consequences will linger indefinitely. Third, that creating a trust and transferring assets to it cloaks them with an appearance of inviolability, as though their passage into the trust renders them beyond the ordinary reach of law and obligation. That may prove true if the purpose of the enterprise is for legitimate estate planning. However, the Bankruptcy Act 1966 stands ready to pierce the trust if established for illicit purposes. For example, transfers of assets into a trust before bankruptcy may be unwound if they are: • Undervalued transactions; • Transfers to defeat creditors; • Transfers by an insolvent person of property that favours one creditor over others. This is one of the most common ways trust assets are recovered. In the end, neither the law of bankruptcy nor the law of trusts is concerned with artifice. Each proceeds from a sober premise: that legal forms exist to serve legitimate ends, not to defeat the lawful claims of others. Bankruptcy exposes the consequences of financial failure with a candour that permits no illusion. Caveat utilitor. Nilay B. Patel is a lawyer based in Melbourne.

The Children of Girmit: Fiji’s Indian Diaspora and the 2026 Horizon SUVA – To understand Fiji in 2026 is to understand the legacy of the Girmitiyas. Across the islands of Viti Levu and Vanua Levu, the air carries the scent of sugarcane and the sound of Fiji Hindi, a linguistic bridge that spans 147 years of history. As we enter the new year, the Indo-Fijian community, comprising roughly 33% to 37% of the population, remains the bedrock of Fiji’s economy and the most visible symbol of its multicultural resilience. A HISTORY FORGED IN CANE The story begins in 1879, when the British steamer Leonidas docked at Levuka, carrying 464 indentured labourers from India. Over the next four decades, more than 60,000 Indians, mostly from Uttar Pradesh and Bihar, and later from Madras, made the "nightmarish" journey across the Kala Pani (Black Water) to work on sugarcane plantations. These labourers were called Girmitiyas, a term Call: (07) 3189 6535

account for 80% of deaths in the country.

derived from the English word "agreement." They lived in "coolie lines," endured criminal prosecution for leaving estates, and were paid mere survival wages. Yet, when the indenture system finally ended in 1920, the majority opted to stay. They traded their labour for land, turning Fiji from a colonial outpost into the "Sugar Bowl of the Pacific." THE 2026 REALITY: CONTRIBUTION AND COMMUNITY Today, the Indo-Fijian diaspora is no longer just "Indian." They have evolved into a distinct Pacific Islander people. In early 2026, their influence is felt in every sector of Fijian life: • The Economic Engine: Historically dominant in the sugar industry, Indo-Fijians now lead Fiji's retail, healthcare, and civil services. From the multigenerational success of the Bhikhabhai family’s business empire to

NAVIGATING THE "FRAGILE PEACE" The political landscape for Indo-Fijians has been one of high peaks and deep valleys. Following the 2022 election, which saw Sitiveni Rabuka return to power, the government has moved toward a "Truth and Reconciliation Commission" to address the wounds left by the coups of 1987 and 2006.

the dozens of Indiantrained doctors serving in government hospitals, the community is vital to Fiji's post-pandemic recovery. • Cultural Preservation: Despite a century of separation from India, the diaspora has meticulously preserved its heritage. Fiji Hindi remains a primary tongue, and festivals like Holi and Diwali are celebrated with a fervour that often sees Indigenous

Fijians (iTaukei) joining the festivities, a testament to the nation’s shared multicultural identity. • Healthcare & Education: Prominent community leaders, such as Abhay Nand of Super Drug Pharmacy, have entered 2026 with a renewed focus on youth development and combating the rising rate of non-communicable diseases (NCDs), which

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HOWEVER, CHALLENGES REMAIN: • Emigration (The "Sinking Ship" Effect): Persistent concerns over political stability and ethnic underrepresentation have led to a steady exodus of the "brightest and best" to Australia, New Zealand, and Canada. • The Strategic Necessity of Unity: In September 2025, Indian High Commissioner Suneet Mehta urged the community to overcome "generational and

regional divisions." In 2026, unity is viewed not just as a cultural ideal but as a defensive strategy to ensure the community’s continued contribution to Fiji’s development. THE FUTURE: A BRIDGE ACROSS THE PACIFIC For the Indian government under Prime Minister Narendra Modi, Fiji represents "Little India"—a strategic partner in the Forum for India-Pacific Islands Cooperation (FIPIC). With new initiatives like Visa Waiver Agreements and solarization projects, the relationship has evolved from "ancestral ties" to "strategic alliance." As the descendants of the Girmitiyas look toward the rest of 2026, their focus is on permanence. For them, India is the land of their ancestors, but Fiji is the only home they have ever known. They are, as the Paramount Chief Ro Teimumu Kepa called them, the "Luvedra na Ratu" the children of the Chiefs.

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A True story of living with hepatitis B MY name is Bich Phuong, I am a Vietnamese background woman. I arrived in Australia few years ago. The place where I experienced my first days in Australia is the peaceful rural area of South Bingera in Bundaberg city, Queensland State. I love the green nature and fresh air here. I also love the friendly people of this area, so I have been attached to the land of Bundaberg since then, for a few years. Can you imagine, immigrating to a new country with a diverse culture that I am still unfamiliar with, a new language that I am not yet fluent in, a new life with many surprises, a new job is unfamiliar, the way of communication is different, and even the way of accessing and using medical services is different, etc. are countless difficulties and challenges that I have to face. These difficulties and challenges are sometimes difficult to fully express in language. These difficulties and challenges sometimes seem invisible and can only be felt and understood by insiders. I was diagnosed with

AI-assisted illustration

hepatitis B by a doctor in Vietnam many years ago. After settling in Australia, I want my chronic hepatitis B to continue to be regularly monitored by a doctor because I know health is the most important thing in life. But language is still a big barrier for me. I was fortunate to be referred to the ECCQ’s (Ethnic Communities Council of Queensland) Love Health

Program. The Program's community health worker talked to me many times in Vietnamese about hepatitis B, helping me learn more about this disease and the importance of regular monitoring every six months. Providing support, language assistance when I saw specialist and nurses in Bundaberg, advising me to continue with my healthy

eating lifestyle and to maintain optimism and positive thinking. The Love Health Program also sent me English- Vietnamese bilingual information and documents about viral hepatitis and free services of ECCQ. I read it and I believe this is very useful information for me and for the community, especially written in Vietnamese for people living with chronic hepatitis B. I still remember in the first months in Australia, the doctor prescribed oral medication to treat hepatitis B. At that time, I did not have a Medicare card, and the price of medicine at local pharmacies was very expensive. In addition, treatment for chronic hepatitis B often lasts many years, which may have prevented my hepatitis B treatment and directly affected my health. Fortunately, the Love Health Program’s health worker encouraged me in time and guided me to buy cheap hepatitis medicine online without a Medicare card, helping me get medicine on time at a suitable price for continue treatment. I always exercise and do yoga regularly, get

enough sleep, and have a very healthy diet. I live a very positive life, ready to share life experiences and help others in the same situation. Along with seeing the doctor for regular monitoring, doing all the required tests, and taking medication as advised by the doctor, it has helped me control my chronic hepatitis B well. I feel healthy, full of positive energy and with a relaxed, optimistic spirit. During my last meeting with the doctor, the doctor excitedly announced the good news that I had lost my surface antigen, meaning HBsAg was negative. I am very happy with this result. I think this is the result of my continued efforts, the help from the medical team of doctors and nurses in Bundaberg and the support from the Love Health Program. Without this help and support, I think I could not have achieved such

good results. Ladies and gentlemen, health is the most precious gift of this life, today I am very happy and proud of my good health. I think the Love Health Program is very useful in supporting and raising awareness about Viral Hepatitis in the community, especially for immigrants with language and culture barriers. I acknowledge and sincerely thank all of you who have helped and supported me. Thank you very much everyone. You can find more information including translated resources on hepatitis, HIV, and STIs at www.eccq.com.au/bbv. If you are in Cairns, you can contact the team at Cairns Sexual Health Services by calling (07) 4226 4769 or emailing cairnsshs@ health.qld.gov.au.

Hepatitis, HIV/AIDS and Sexual Health Program Ethnic Communities Council of Queensland (ECCQ)

Let me sit with you: Why we need to talk about sadness and loss "LET me sit with you." These four simple words carry profound weight in a world that constantly pushes us toward positivity, toward keeping the glass half full at all times. But what happens when the glass feels completely empty? Sadness is a topic many don't want to talk about. We've created a culture where grief is treated like an unwelcome guest, something to be hurried along or simply ignored. But sadness isn't the enemy of happiness. It's its most necessary companion. Loss Comes in Many Forms Loss doesn't discriminate. It arrives as the loss of health that strips away our invincibility, loss of wealth that challenges our security, loss of family members who anchored our world, or the gradual loss of happiness that leaves us hollow. Each loss carries its own weight, its own timeline. The seasons it takes to overcome sadness are as unique as fingerprints, what heals one person in months might take another years, and that's not a failure of resilience. It's simply human. The Bhagavad Gita reminds us: "As a person puts on new garments, giving up old ones, the soul similarly accepts new material bodies, giving up the old and useless ones." This ancient

wisdom teaches us that loss and transformation are inseparable, part of life's natural rhythm. When We Feel It Deep When we lose something precious, we feel it deep in our core. It's not just

12 — AUSTRALIAN INDIAN TIMES, January 2026

emotional, it's cellular. Our entire being recognizes the absence. The Mind and Motion Card of Sadness reminds us that this depth of feeling isn't a flaw, it's proof of our capacity to love deeply. The

intensity of our sadness often mirrors the intensity of our love. Here's the profound truth: what transforms from sadness is long-lasting. The growth emerging from authentic grief creates a

foundation of compassion that nothing else can build. The Heartbreak Question Can heartbreak from loss truly be shed without judgment? Too often, we judge our grief, it's taking too long, we should be stronger, we should be "over it." But judgment is the enemy of healing. When we sit with sadness without trying to fix or rush it, we create space for authentic transformation. Five Steps to Move Through Sadness 1. Acknowledge the Reality Stop pretending you're fine. Sadness demands recognition without immediate solutions. 2. Create Sacred Space Set aside time for grief. Light a candle, sit quietly, create rituals honouring both loss and feeling. 3. Express Without Editing Write, cry, create art capturing your inner landscape. Let it be authentic, not pretty. 4. Seek Gentle Companionship Find people who can witness your pain without trying to fix or cheer you up. 5. Trust the Timeline Your healing unfolds at its own pace. Both progress days and backward days are normal. The wisdom in seasons Just as winter prepares soil for spring, our seasons of sadness prepare our hearts for new forms of joy and purpose. The person emerging from genuine

grief work carries depth of compassion earned only through walking through the valley. When I created the Sadness card for Mind and Motion, I wanted it to remind us that this feeling isn't to be conquered, it's to be honoured, processed, and integrated into our larger story. Loss will visit us all. The question isn't whether we can avoid it, but whether we can meet it with grace, allowing it to teach us what only sadness can teach about the preciousness of what we love. If you're navigating your own season of loss, let me say again: "Let me sit with you." Your sadness is valid. Your timeline is yours. And somewhere in the depths of what feels like ending, new life is quietly preparing to begin. Ready to take the first step toward emotional well-being? The Mind and Motion Cards are here to help you navigate your emotional journey. For more resources on emotional regulation, guided practices or purchasing the cards, visit www.monicapema.com. Monica Pema | Integrated Wellness Expert MSc. Psychology “From Passion to Profit in All Walks of Life” This article is intended for reflection and education. It is not a substitute for medical or psychological care.


Sandy Deo

REMAX Landmark 0400920238 07 3189 6535 2/3 Curban Street Underwood landmark@remax.com.au

THE true cost of managing an investment property is rarely clear-cut from the outset. For many firsttime investors, sometimes figuring it all out takes a few surprises along the way. If that has been your experience this year, remember that you are not alone, unexpected costs or property and tenant issues are common along the way. As the year draws to a close and we begin to look ahead to what next year

will bring, here are a few key points to remember as you shape your property investment strategy for 2026. Get to know your numbers: There are some obvious figures that go into understanding listing your property as a rental – purchase price, mortgage repayments, rental income, management fees, and allowances for upgrades or repairs. Beyond these,

understanding your bottom line and knowing your break-even point are crucial to understanding your investment puzzle. Work with property experts: Having a trusted team of professionals supporting you and your investment is a significant advantage. Property management involves far more than simply collecting rent, and experienced property managers bring a wealth of knowledge, networks

and experience with compliance, to ensure your property is managed effectively. Finding the right tenants: Utilise the skills and network of your property managers to ensure thorough tenant screening to secure the best possible tenants. While it can feel urgent to fill a vacant property quickly, taking the time to find the right tenant often proves beneficial in the long run.

Communication: Consistent, clear and responsive communication is key to building strong relationships with tenants. Addressing concerns or queries promptly helps to establish trust and supports your reputation as a reliable and professional landlord. Be proactive in property maintenance: Addressing property maintenance issues, even minor ones, in a

timely manner helps keep the property in good condition, preventing small problems from becoming cost repairs over time. While being a landlord can be challenging, it can also be highly rewarding. With the support of an experience and dedicated property management team, 2026 is shaping up to be a positive year for property investors. Credit: REMAX Australia

The Logan Goldmine: Why Underwood and the South-East Corridor are 2026’s Smartest Plays LOGAN CITY – If 2025 was the year of the "Inner-City Squeeze," 2026 is officially the year of the Logan Renaissance. For property investors looking at the South East Queensland (SEQ) map, the spotlight has shifted firmly south. Suburbs like Underwood and Logan Central are no longer just "affordable alternatives"; they have become highperformance assets fuelled by a unique cocktail of Olympic-grade infrastructure, a critical supply shortage, and a shifting demographic that values connectivity above all else. UNDERWOOD: THE STRATEGIC HEAVYWEIGHT Underwood enters 2026 as a standout performer in the Brisbane-Logan corridor. With a median house price now sitting at approximately $1,152,500—having seen a staggering 22.6% annual growth rate over the past year—it has effectively graduated from an "entry-level" suburb to a premium middle-ring powerhouse. • The "Living Bridge" Location: Positioned perfectly at the junction of Brisbane and Logan, Underwood’s proximity to the Pacific Motorway and the Gateway Motorway makes it an employment magnet. • Diverse Buyer Group: Local agents report a shift in the buyer profile. While historically a hub for local families, 2026 has seen a surge in interstate investors and professional couples Call: (07) 3189 6535

priced out of Eight Mile Plains and Sunnybank. • Yield Stability: For investors, the rental market in Underwood remains rock-solid. Houses are currently yielding roughly 3.6%, with a median weekly rent of $720. While the yield percentage is lower than some outer-ring "cash-flow" plays, the capital growth trajectory remains one of the steepest in the region. LOGAN CENTRAL & THE OLYMPIC CATALYST If Underwood is the "blue-chip" play, Logan Central is the growth engine of 2026. Featured prominently on the realestate.com.au Hot 100 list for 2026, Logan Central is being hailed by

economists as a "suburb undergoing profound change." THE NUMBERS TELL A COMPELLING STORY FOR THE YIELDCHASER: • Median House Price: ~$700,000 (up 15.7% annually). • Rental Yield: A robust 4.49% for houses and a massive 5.66% for units. • Days on Market: Houses are selling in an average of just 22 days, proving that demand is far outstripping supply. "The 2032 Olympic 'halo effect' is no longer a future concept; it is driving 2026 prices," says one industry expert. "With the $142 million upgrade to the Logan

THE INFRASTRUCTURE SURGE: $18 BILLION AND COUNTING The true driver of Logan’s 2026 performance is the "jawdropping" infrastructure pipeline. Logan City Council’s "Logan Plan" the new planning scheme taking effect in late 2026 is designed to manage a population surge expected to hit 500,000 by 2036.

1. The Logan Hospital Expansion: A nearly $500 million upgrade that is doubling capacity and creating thousands of local healthcare jobs. 2. The Faster Rail Project: Pre-construction for the $600 million Kuraby-to-Beenleigh rail upgrade is turning suburbs near train stations into "gold zones" for commuters. 3. M1 & Logan Motorway Upgrades: Over $1.2 billion in combined motorway enhancements are slashing commute times to the Brisbane CBD and the Gold Coast.

KEY PROJECTS CURRENTLY IMPACTING PROPERTY VALUES INCLUDE:

SUBURBS TO WATCH: 2026 INVESTOR SNAPSHOT While Underwood

Indoor Sports Centre and the broader $7.1 billion venue infrastructure program, Logan is shedding its 'underdog' status."

www.indiantimes.com.au

and Logan Central lead the headlines, several other suburbs in the region are showing "Hot 100" potential for the remainder of 2026: Suburb 2026 Median Price Rental Yield Why Invest? Springwood ~$1.05M 3.8% Economic development zone; major commercial hub. Beenleigh ~$650,000 5.4% CBD gentrification and high-yield potential. Logan Reserve ~$775,000 4.1% Master-planned estates attracting young families. Richlands ~$686,000 4.8% Strategic rail link; heavy unit/townhouse growth. Economists describe the Logan market as "resilient but tested." While higher interest rates have moderated the "frenzy" seen in 2021, Logan remains the most affordable high-growth corridor in South East Queensland. With vacancy rates in many Logan suburbs hovering at a razor-thin 0.7% to 1.0%, the power remains firmly in the hands of the landlord. For the investor, 2026 in Logan isn't about speculative "flipping"; it's about securing assets in a region that is fundamentally transforming from a residential suburbia into a sophisticated, wellconnected metropolitan hub. The smart money in 2026 is moving where the shovels are in the ground. In Logan, those shovels are everywhere.

AUSTRALIAN INDIAN TIMES, January 2026 — 13


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Whether you’re looking to buy, sell, or lease, our experienced team is ready to help you make your next move with confidence. But we’re not just open for business, we’re also open for opportunities. If you’re a Sales Agent or Property Manager looking for a fresh start, let’s talk. At RE/MAX Landmark, we believe in supporting your success with the brand, tools, and freedom to grow.

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Sandy & Jitendra Deo Business Owners

2/3 Curban Street Underwood


Happy New Year to all our Australian Indian Times readers by Xavier Hernandez AS we welcome 2026, like many of you, I’m using this moment to reflect on a year that brought both positive milestones and deeply challenging events. Thanks to the continued trust and feedback from our readers, I am beginning the January edition by addressing issues that matter most to you and to our wider community. Out of respect and solidarity, on behalf of the Australian Indian Times team and myself, our thoughts and prayers remain with the families who lost loved ones and all those impacted by the Bondi Beach shooting on 14 December 2025. Many readers have contacted me regarding this terrorist attack and the growing call for a Federal Royal inquiry established to examine matters of significant public interest, including systemic failures and political accountability. As reported by SBS News on 29 December 2025, Opposition Leader Sussan Ley criticised Prime Minister Anthony Albanese’s decision not to initiate a federal inquiry, stating concerns about the government’s response to rising antisemitism. I will continue to monitor developments closely and keep our readers informed, alongside scrutiny of federal expenditure of taxpayer money, changes to the social media ban, and recent tax reforms that may see increases to interest rates and electricity costs in 2026. You’re also invited to kickstart the year at the Greater Springfield Kite Festival on 17 January at Woodcrest State School Oval, Springfield. Hosted by the Greater Springfield Indian Association Inc., the festival features live music, diverse food options, kites and reels for purchase, and best of all—free entry. Today, this event represent joy, unity, and cultural celebration. A big thank you to President Mukesh Dubey and his dedicated team for making this event a continued success. For enquiries, contact 0430 546 255 or gsindianassociation@gmail. com. Another highlight is the 9th Isthapna Diwas celebration at the Shree Vishnu Maya Mandir Temple on 25 January from 6:00pm to 8:30pm. This special evening marks nine years since the temple’s founding and brings the community together to reflect, worship, and celebrate its spiritual and cultural significance. In response to reader requests about upcoming multicultural events, I’m pleased to share several upcoming free, familyfriendly community events. The Vietnamese Community in Australia – Queensland Chapter will host their annual Lunar New Year Festival on 13–14 February 2026 from 5:30pm to 9:30pm at 315 Freeman Road, Richlands. Call: (07) 3189 6535

AS WE APPROACH 26 JANUARY, WE ALSO REFLECT ON INDIAN REPUBLIC DAY, COMMEMORATING THE DAY IN 1950 WHEN INDIA’S CONSTITUTION CAME INTO EFFECT, ESTABLISHING THE NATION AS A SOVEREIGN REPUBLIC. THIS MONTH WE ALSO CELEBRATE MAKAR SANKRANTI AND LOHRI ON 14 JANUARY. This inclusive celebration welcomes people of all ages and cultures. Congratulations to President Khieu Oanh and the Vietnamese Community in Australia – Qld Chapter for hosting this annual local favourite. Thank you also for the positive feedback from readers—it was wonderful meeting many of you at the Forest Lake Festival in December. I was grateful to volunteer at Community Uniting Church’s Blessing Day alongside Rev. Emma and her team, as well as at Forest Lake Elevate Church’s Christmas lunch led by Pastor Mavis and Raj, the Lions Club of Inala, and many others. Their commitment to ensuring everyone feels welcomed and supported never goes unnoticed. It was also great catching up with Liem Huynh, owner of Viet Garden Café in Richlands, who shared his journey of resilience and mentorship. Viet Garden Café, located at 106 Garden Road, welcomes everyone throughout the festive season and is now preparing to celebrate Vietnamese New Year. Please support this community champion by visiting his café and enjoying the outdoor garden and more. A special mention goes to Cincotta Discount Chemist for the opportunity to enter their Christmas costume raffle. When I wasn’t feeling my best, winning unexpectedly lifted my spirits and brought joy to me and others this Christmas. As we approach 26 January, we also reflect on Indian Republic Day, commemorating the day in 1950 when India’s Constitution came into effect, establishing the nation as a sovereign republic. This month we also celebrate Makar Sankranti and Lohri on 14 January, marking the harvest season, and Pongal on 26 January, a Tamil festival honouring the Sun God Surya. Finally, I’m incredibly grateful to JD and his family for their continued mentorship and for the opportunity to keep writing for the Australian Indian Times in 2026. I encourage you to start thinking about the topics that matter most to you—your voice helps shape this column. Until next month, stay safe, and please reach out if you need anything. www.indiantimes.com.au

AUSTRALIAN INDIAN TIMES, January 2026 — 15


International Women Queensland Community in Cyber Day Canberra Achievement Awards Diversity Australia. Diversity and Inclusion Award Awards 2025 BASAVA Samiti of Asia Pacific Ltd is proud to celebrate our Chief Risk Officer, Amanda Savita Alexander, on her nomination for the Cyber Catalyst Award at this year’s International Women in Cyber Day – Canberra Awards. Amanda recently joined leaders, innovators, and emerging practitioners at a remarkable event hosted at the National Gallery of Australia by Canberra Cyber Hub and Fujitsu Cyber Security Services. She shared that the morning was filled with inspiring discussions on leadership, innovation, mentoring, and how we can better support those who come after us. She especially valued conversations about inclusive career pathways, the importance of flexibility for those navigating major life changes, and the challenges faced by people entering Australia’s workforce without PR, citizenship, or local references. At BSAPAC, we deeply resonate with these themes. Amanda’s reflections highlight exactly why our STEM and Career Training pathways, such as Learn2Grow, matter. Volunteering, community service, and supported learning environments can help individuals overcome barriers to employment and build the confidence and references they need to pursue meaningful careers. The Cyber Catalyst Award recognises emerging professionals with fewer than five years’ experience who are already driving change. Those who actively participate in inclusion initiatives, share their

learning generously, and forge new pathways for women and underrepresented groups in cyber. Amanda embodies these values through her work, her leadership, and her contributions to our organisation and the wider community. We extend our warmest thanks to Canberra Cyber Hub and to Fujitsu, for supporting International Women in Cyber Day. Their commitment to recognising women and allies in cyber strengthens our entire sector and is essential for managing risk in the charity sector. Please join us in congratulating Amanda on this well-deserved nomination. We are honoured to have her representing Basava Samiti and championing diversity, inclusion, and lifelong learning in cyber security.

AMANDA RECENTLY JOINED LEADERS, INNOVATORS, AND EMERGING PRACTITIONERS AT A REMARKABLE EVENT HOSTED AT THE NATIONAL GALLERY OF AUSTRALIA BY CANBERRA CYBER HUB AND FUJITSU CYBER SECURITY SERVICES. SHE SHARED THAT THE MORNING WAS FILLED WITH INSPIRING DISCUSSIONS ON LEADERSHIP, INNOVATION, MENTORING, AND HOW WE CAN BETTER SUPPORT THOSE WHO COME AFTER US. SHE ESPECIALLY VALUED CONVERSATIONS ABOUT INCLUSIVE CAREER PATHWAYS, THE IMPORTANCE OF FLEXIBILITY FOR THOSE NAVIGATING MAJOR LIFE CHANGES, AND THE CHALLENGES FACED BY PEOPLE ENTERING AUSTRALIA’S WORKFORCE WITHOUT PR, CITIZENSHIP, OR LOCAL REFERENCES.

MRS. Girija Karekal’s dedication to community empowerment and inclusive professional development led to her nomination as a finalist in the 2025 7NEWS Queensland Community Achievement Awards. Her leadership of Basava Samiti of Asia Pacific Ltd (BSAPAC) has transformed a small community initiative into a thriving, multicultural charity spanning Australia and New Zealand. Through programs such as Learn2Grow, Work Integrated Learning placements, and digital literacy training, Girija has created pathways for women, youth, new migrants, and jobseekers to build confidence, gain real-world experience, and enter meaningful employment. Her vision has strengthened grassroots leadership, bridged cultural divides, and provided life-changing opportunities for people across the Asia Pacific. At the heart of Girija’s nomination is her commitment to diversity and inclusion. She has fostered an organisational culture where volunteers of all genders, ages, faiths, and cultural backgrounds collaborate toward shared community goals. More than half of BSAPAC’s volunteers are women, many now thriving in specialist roles in IT, governance, and digital analytics—areas where representation has traditionally been limited. Girija has ensured that no participant is excluded by language, heritage, or financial barriers, integrating cultural

heritage with modern technology to create an accessible, empowering environment for all. Her achievements speak to the transformative impact of her leadership. Under Girija’s guidance, BSAPAC has expanded from one branch to eight, supported over ten volunteers into industry-aligned employment, and built strong partnerships with Southern Cross University, Griffith University, and other institutions. Female participants are increasingly taking up digital leadership roles, while new migrants and students gain essential professional experience and references through hands-on projects. These successes reflect a deep commitment to equity, community-building, and

long-term social impact. As a nominee, Girija attended the 2025 Gala Dinner, where she was honoured on stage with a framed certificate during the official presentations. A photograph of the moment was taken for release to local newspapers, recognising her contributions to diversity, inclusion, and community development. Her presence at the awards ceremony not only celebrated her personal achievements but also highlighted the collective efforts of the volunteers, partners, and communities who benefit from BSAPAC’s work. Girija’s recognition stands as a tribute to her resilience, vision, and unwavering commitment to creating inclusive pathways to learning, leadership, and employment.

Mrs. Girija Karekal founder and Executive Director of Basava Samiti of Asia Pacific Ltd, was nominated for empowering diverse communities through inclusion, innovation, and volunteering. Girija is transforming pathways to learning, leadership and employ ment. Presented by Ms Donna Kirkland MP, State Member for Rockhampton on 21 Nov 2025, in Brisbane. 16 — AUSTRALIAN INDIAN TIMES, January 2026


From Learning to Legacy: Divya and Vidya’s Arangetram Under Guru Smt. Padmalakshmi Sriram

WHEN talent meets grace and art meets dedication, something truly beautiful takes shape. At Lalitha Kalalaya School of Bharatanatyam, we were honoured to witness one such moment last weekend during the arangetram of Divya and Vidya Balasubramanian. Their Bharatanatyam arangetram, under the guidance of our founder and artistic director Guru Smt. Padmalakshmi Sriram, was a deeply fulfilling experience — not just for the performers or the teachers, but for everyone present that evening. From the opening Kumara Kavithuvam to the Thillana and Mangalam, Divya and Vidya danced with presence, clarity, and grace. As siblings, they shared the stage with a natural understanding of space and rhythm. Their movements reflected discipline, and their abhinaya carried a sincerity that touched many in the audience. Their perfect timing, seamless synchronisation, and strong expressions were the result of countless hours of practice, guided learning, and love for the art. While arangetram marks a milestone in a dancer’s life, it is also the beginning of a longer, more beautiful journey — and we couldn’t be more proud to see Divya and Vidya step into it with such focus and humility. The evening was also brought to life by a remarkable team of musicians whose music created the soul of the performance. Call: (07) 3189 6535

Every note and beat enhanced the spirit of the recital. Our heartfelt appreciation goes to Shri Edakkude Padinjare Sudev Warrier on vocals and Shri Mayavaram T. Viswanathan on mridangam — their presence on stage and their connection with the audience made a lasting impact. Along with Shri Ashwin Narayanan (violin), Shri Venkatesh Sridharan (flute), and Smt. Saumya Sridharan (veena), the orchestra created an immersive classical experience that added depth and emotion to each item. We also want to acknowledge Kumari Shivani Sriram, who stepped in on the rhythm pad with only a week's preparation and brought a steady, strong presence on stage. Her support was crucial, and we are so proud of her growth as both a dancer and a student of rhythm. As with any event, there is so much that happens off-stage. From the planning, logistics, costumes, and coordination — none of this would have been possible without the incredible support of our extended family. To all the students, parents, friends, and volunteers who helped with decoration, sound, lights, hospitality, and more — thank you. Your contribution made this event feel seamless and complete. The foyer decor received much love and appreciation. The kolam made with the image of a dancer’s face, the Ganesha altar, and the photo displays added a traditional and festive

touch to the entrance. Many guests shared how it created a lasting first impression and set the tone for the evening. The costumes, chosen to match each performance, were vibrant and stageready — and played a big role in bringing each item to life. The event was honoured by the presence of Mrs. Neetu M Bhagotia, Consul General of India in Brisbane, Mrs. Archana

Singh and many leading dance and music teachers from across the city. Their kind words and encouragement meant a great deal to our students and team. To every member of the audience who stayed with us, clapped with us, and celebrated the art with us — thank you. Your presence brought warmth, and your appreciation gave strength to our dancers.

www.indiantimes.com.au

AUSTRALIAN INDIAN TIMES, January 2026 — 17


The Foundation: The Four Aims of Life (Purusharthas) BEFORE one can ascend to high spiritual heights, Hinduism insists on a balanced foundation. Spiritual development begins by acknowledging that humans have diverse needs. These are categorized into the four Purusharthas: • Dharma (Duty/Ethics): The bedrock of spiritual growth. It involves living righteously and fulfilling one's moral obligations. Without a firm ethical base, higher meditation is impossible. • Artha (Prosperity): The pursuit of material well-being. Hinduism does not view money as "evil," but as a tool to support a stable life and a healthy society. • Kama (Pleasure): The enjoyment of life’s aesthetic and sensory experiences. • Moksha (Liberation): The ultimate aim. As a person matures spiritually, the first three aims naturally lose their luster, and the desire for eternal peace and union with the Divine becomes the primary focus. 2. THE STAGES OF THE JOURNEY: THE FOUR ASHRAMAS Classical Hindu thought organizes an individual’s life into four

stages, each designed to facilitate specific spiritual lessons: 1. Brahmacharya (Student Stage): Focuses on discipline, character building, and the acquisition of sacred knowledge under a Guru. 2. Grihastha (Householder Stage): The period of marriage and social responsibility. Here, spiritual development occurs through selfless service to the family and community. 3. Vanaprastha (Hermit Stage): As responsibilities fade, the individual begins to withdraw from material pursuits, spending more time in reflection and scripture study. 4. Sannyasa (Renunciate Stage): The final stage where one "gives up" worldly identity to focus exclusively on God. While few become literal wandering monks today, the spirit of Sannyasa—inner detachment—is the goal for every seeker. 3. THE PATHS TO THE DIVINE: THE FOUR YOGAS Hinduism is uniquely inclusive, recognizing that people have different temperaments. To accommodate this,

it offers four primary "paths" or Yogas for spiritual development: Karma Yoga: The Path of Action For the active person, spiritual growth comes through selfless service. By performing one's duties without attachment

to the results, the ego is slowly dissolved. As the Bhagavad Gita teaches: "You have a right to perform your prescribed duties, but you are not entitled to the fruits of your actions." BHAKTI YOGA: THE

PATH OF DEVOTION For the emotional person, spiritual development is achieved through love for God. Through prayer, chanting (Kirtan), and ritual worship (Puja), the seeker directs their emotional energy toward a personal

deity, eventually seeing that same Divine spark in all living beings. JNANA YOGA: THE PATH OF KNOWLEDGE For the intellectual seeker, this path involves rigorous self-inquiry. By studying the Upanishads

and using the "NetiNeti" (not this, not that) method, the seeker peels away layers of false identity (body, mind, ego) until only the pure Atman remains. RAJA YOGA: THE PATH OF MEDITATION Often called the "Royal Path," this involves the scientific control of the mind. Through the Eight Limbs of Yoga (including breath control and deep meditation), the practitioner stills the "ripples" of the mind to reflect the clear light of the soul. 4. KEY CONCEPTS IN THE SOUL’S EVOLUTION To understand how a Hindu develops spiritually, one must understand the "mechanics" behind the scenes: • Karma and Samsara: Every action (Karma) leaves an impression on the soul. Spiritual development is the process of resolving "old" karma and acting in ways that don't create "new" bondage. The goal is to exit the cycle of reincarnation (Samsara). • The Role of the Guru: A Guru is more than a teacher; they are a

"dispeller of darkness." In the Hindu tradition, having a realized guide is often considered essential to navigate the traps of the ego. • Maya (Illusion): Spiritual growth is the process of seeing through Maya—the mistaken belief that we are separate, limited physical beings—and realizing our oneness with Brahman (Universal Consciousness). 5. MODERN SPIRITUAL PRACTICE Today, spiritual development in Hinduism is often integrated into modern life. It looks like: • Daily Sadhana: A morning routine of meditation or prayer to "center" the self before the day starts. • Seva: Volunteering or helping others as a form of worship. • Svadhyaya: The regular study of texts like the Gita or Ramayana to keep the mind focused on higher principles. Spiritual development in Hinduism is essentially a journey of remembrance. You aren't "becoming" divine; you are simply removing the clouds of ignorance to realize you were divine all along.

Two Sacred Nights: The Miracle of Miʿrāj and the Mercy of Laylatul Barā’ah Prepared by M.Aslam

ALL praise are due to Allah Ta’ala, The Cherisher and Sustainer Of All The Worlds, and Peace and Blessing be upon of Beloved Master Prophet Muhammad Salalahu Alaihi Wa Salam. There are two significant nights in the upcoming months that hold great importance in the lives of Muslims. These are the Mi’raj Un Nabi and Laylatul Barat. This article will start by explaining what a miracle is followed by an explanation of the Mi’raj and Laylatul Barat. The Mi’raj, the heavenly ascension was one of the greatest miracles of the Prophet Muhammad Peace be upon him and to truly understand the magnificence of this, it’s important to understand the concept of what a miracle is and how it’s defined in Islam. A miracle can be defined as something that is extraordinary and is an usual event which does not occur normally. It’s something that can only be performed by the Prophets of God and in history, different prophets were known to be bestowed with the ability to do different miracles. This bestowment is a blessing from God and proves God’s divine

power and it also highlights the rank of the Prophet who has been bestowed with the miracle. Now that the explanation for what a miracle is, it’s universally acknowledged that one of the greatest miracles to take place was the Isra and Mi’raj which can be translated to the Miraculous Night Journey and heavenly ascension.

The Miraculous Night Journey and Ascension (Isrā’ and Miʿrāj): An Expanded Account The Night Journey (al-Isrā’) and Ascension (al-Miʿrāj) stands as one of the greatest miracles bestowed upon Prophet Muḥammad Peace and Blessing be Upon Him and His Family, demonstrating his exalted status among all creation. This divine journey took place after a period of immense hardship known as the Year of Sorrow. The journey served as a profound consolation and a declaration of his unparalleled rank. 1. The Beginning of the Journey — The Isrā’ The Qur’ān affirms the first phase of the journey in Sūrat al-Isrā’ (17:1): This verse establishes that Allāh Himself took His “servant”—a

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title denoting the Prophet’s highest honor—to Jerusalem. According to Ṣaḥīḥ al-Bukhārī (3887), Archangel Gabriel arrived with the heavenly mount Burāq, described as a white beast “larger than a donkey, smaller than a mule,” whose every leap reached the horizon. Before departure, some narrations mention that the Prophet’s chest was opened and his heart washed with Zamzam to prepare him spiritually. This purification symbolizes the immense divine preparation for a journey none before him had been granted in this form. Arriving at Masjid al-Aqṣā, the Prophet Muhammad Peace be Upon Him found assembled before him all the prophets, from Ādam to Jesus He led them in prayer, as authenticated in Ṣaḥīḥ Muslim. This prayer was not a mere ritual; it was a profound declaration of his leadership over every prior messenger. No other prophet was ever given such an honour in a gathering of the entire prophetic brotherhood.

2. The Ascension to the Heavens — The Miʿrāj From Jerusalem began the vertical ascension. Each

heaven contained lessons, honour, and testimony of the Prophet’s exalted status.

Salam—beauty in compassion, and perfection.

First Heaven — Meeting Adam (AS) ‫ا‬ At the gate of the first heaven, Jibrīl asked permission, and when the Prophet Muhammad Salalahu Alaihi Wa Salam entered, he was greeted by Ādam, who welcomed him. This encounter symbolized the passing of the banner of humanity’s spiritual leadership from the first human to the final Messenger.

Fourth Heaven — Idrīs (AS) Idrīs, mentioned in Qur’ān as being “raised to a high station,” welcomed him. This meeting affirmed the Prophet’s own status, for his ascension surpassed even that of Idrīs.

Second Heaven: Isa (AS) & Yahya (AS) Here he met ʿĪsā and Yaḥyā, cousins in lineage and prophets known for righteousness. They offered prayers of peace for him. Their united praise highlights that even great prophets of steadfastness recognized the Prophet Muhammad Salalahu Alayhi Wa Salam elevated rank.

Sixth Heaven — Mūsā (AS) The Prophet Muhammad Salalahu Alaihi Wa Salam met Mūsā (AS), who wept—not out of envy but out of recognition of the unparalleled mercy granted to the ummah of Muḥammad Peace and Blessing be Upon him. Mūsā said he wept because a prophet sent after him would have a nation entering Paradise in greater numbers than his. This emotion reflects acknowledgment of the Prophet’s superiority and the honour of his followers.

Third Heaven — Yūsuf (AS) The Prophet ‫صىل هللا عليه‬ ‫ وسلم‬then encountered Yūsuf, described in Ṣaḥīḥ Muslim as having been granted “half of all beauty.” This meeting reflected the beauty of character Allāh had bestowed on His Messenger Salalahu Alaihi Wa

conduct, spiritual

Fifth Heaven — Hārūn (AS) Here he met Hārūn, beloved to his people. His gentle nature reflected the Prophet’s own mercy.

Seventh Heaven — Ibrāhīm (AS) At the highest heaven he met Ibrāhīm, leaning against alBayt al-Maʿmūr, the heavenly

counterpart of the Kaʿbah. Ibrāhīm addressed him with honour and respect,” affirming the intimate lineage and spiritual connection between them. Ibrāhīm also conveyed a message for the ummah about Paradise—testifying to the Prophet’s concern for his followers. 3. Sidrat al-Muntahā and the Divine Decree of Prayer The Prophet Salalahu Alaihi Wa Salam was taken beyond the seventh heaven to Sidrat al-Muntahā, described in Sūrat an-Najm (53:13–18): This passage emphasizes the Prophet’s steadfastness, clarity of vision, and spiritual perfection—he did not waver, even when witnessing what no human eye had seen before. It was here that Allāh prescribed fifty daily prayers. Upon descending, Mūsā (AS) advised him to request a reduction, knowing the human condition. The Prophet (AS) went back repeatedly until the prayers were reduced to five, while Allah Ta’ala said they would retain the reward of fifty. This exchange, found in Ṣaḥīḥ Muslim, illustrates both the Prophet’s compassion for his ummah and the immense mercy Allāh granted through him. CONTD. ON NEXT MONTH


**नव वर्​्ष का अभिनदं न ** नव प्रभात संग आया है, आशाओं का उजियारा, बीते कल की थकान छोड़ सजने लगा हर सपना प्​्ययारा । हर दिन मे​ें हो नई मस्ु ्ककान, हर मन मे​ें हो विश्वास, कदम-कदम पर साथ निभाए सत्​्य, प्रेम और उजास। दख ु की छाया दरू रहे, सख ु का दीप जले हर द्वार मेहनत रंग लाए जीवन मे​ें और हो सपनो​ों का विस्​्ततार । ज्ञान बढ़​़े , संवदे ना बढ़​़े, मानवता हो पहचान, नव वर्​्ष लाए सब के जीवन मे​ें स्​्ववास्​्थ्​्य, शांति और सम्​्ममान ।

कृस्​्मस याने बड़​़ादिन का त्​्ययौहार बजाओ ढोल खशियो ु ों का, कृस्​्मस का त्​्ययौहार आया है। सब के दिलो​ों मे​ें उमड़​़ा है प्​्ययार, मस्​्तती करने का अवसर लाया है। बजाओ ढोल खोशियो​ों का, कृस्​्मस का त्​्ययौहार आया है। जिंगल बेल, जिंगल बेल, से​ेंता क्​्ललोस आता है, घंटी बजाता, गीत सनु ाता हँसता गाता आता है। सर पे पहने लाल टोपी, हाथ मे​ें लिये रुमाल, ढाढ़​़ी मोछ सफ़​़ेद है उसका, कोट का रंग है परू ा लाल । बजाओ ढोल खशियो ु ों का, कृस्​्मस का त्​्ययौहार आया है। झोली उस की खबू भरी है, घन घन घंटी बाज रही है। खिलौने मिठाई पीठ पर लादे आया, कृस्​्मस की है शभु कामना लाया । बजाओ ढोल खशियो ु ों का, कृस्​्मस का त्​्ययौहार आया है मानवता का पाठ पढ़​़ाने आया, क्षमा और शान्​्तति का ज्​्ययोत जलाने आया ।

आओ मिल कर यह प्रण ले​ें, करुणा को बनाएँ आधार, नव वर्​्ष हो​ों सब के लिए ख़​़ुशियो​ों से भरा, मंगलमय उपहार ।

प्रेम और खश े ा देने आया । ु ी का है यह पर्​्व निराला, हर दिल को यही संदश

लेखिका मधु खन्​्नना ।

लेखिका कुशला सहाय

बजाओ ढोल खशियो ु ों का, कृस्​्मस का त्​्ययौहार आया है।

Session times & locations Saturday: 9am-12pm at 10 Cognac Court, Calamvale Qld Thursday Afternoon Each Week 3:30 pm – 6pm at Sunnybank Hills Shopping town Library. 67 Level 2, Cnr Calam & Compton Road.

Call: (07) 3189 6535

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AUSTRALIAN INDIAN TIMES, January 2026 — 19


DIVYA JYOTI JAGRATI SANSTHAN PRESENTS

5-Day Shiv Katha Gyan Yagya – A Spiritual Awakening for All

Divya Jyoti Jagrati Sansthan (DJJS) is delighted to announce a 5-day “Shiv Katha Gyan Yagya” — a powerful and soul-stirring spiritual experience. A team of 12 revered saints and seers from India — highly accomplished spiritual orator and singers who have dedicated their

lives to the cause of humanity and world peace — will be sharing gems of knowledge from our spiritual scriptures in ways you have never heard before. This divine treasure of wisdom will help us understand our glorious spiritual heritage and how we can pass it on to our future generations.

FOR FIVE MAGNIFICENT EVENINGS4 Enlightening discourses on the profound Shiv Katha — thought-provoking and transformative. 4 Soulful and moving bhajans that touch the heart and elevate the soul. 4 A never-before experience for all Shiv Bhakts in Brisbane. 4 Absolutely free entry and delicious food will be served to all attendees after the program. Come with your family and friends. Let us unite in devotion, wisdom, and the spirit of Lord Shiva. Don’t miss this oncein-a-lifetime spiritual celebration! 4 **Date:** 21st – 25th February 4 **Time:** 5:45 PM to 8:45 PM 4 **Venue:** SunPAC Auditorium, Sunnybank For more details, visit www.djjs.org or follow us on Facebook at DJJS Brisbane Events. 4 *Let the divine vibrations of Shiv Katha awaken the light within.*

Understanding Lord Krishna

LORD Krishna, the eighth incarnation of Vishnu, is perhaps the most revered and complex deity in the Hindu pantheon. His life, recounted primarily in the Mahabharata, Harivamsa, and the Bhagavata Purana, is a rich tapestry woven with divine playfulness, profound wisdom, unwavering dharma, and cosmic power. More than a god, Krishna embodies a multifaceted ideal—the perfect friend, the supreme lover, the strategic warrior, and the ultimate philosopher. Born in a prison cell to Devaki and Vasudeva in Mathura, under the tyrannical rule of his uncle Kamsa, Krishna’s very birth was a prophecy of liberation. Spirited away to the pastoral village of Gokul, he spent his childhood amongst cowherds and milkmaids, known as the adorable Makhan Chor (butter thief) and the mischievous prankster who enchanted everyone with his flute. This early phase of his life, filled with enchanting lilas (divine plays) with the Gopis, particularly Radha, symbolizes the soul's yearning for and joyous union with the Divine. The Ras Leela, a mystical dance, is often interpreted allegorically as the dance of the individual soul with the universal spirit. Yet, Krishna’s playful exterior concealed a profound purpose. From a young age, he vanquished demons sent by Kamsa, demonstrating his divine strength and protective nature. His return to Mathura saw him fulfill his destiny by overthrowing Kamsa, restoring righteousness to the kingdom. This act marks his transition from a beloved cowherd boy to a valiant prince

20 — AUSTRALIAN INDIAN TIMES, January 2026

and kingmaker. One of the most significant aspects of Krishna’s life is his role as a statesman and diplomat. He established the prosperous city of Dwarka and played a pivotal role in the epic Mahabharata. As a charioteer and advisor to Arjuna, the Pandava prince, Krishna’s influence was instrumental in the Kurukshetra War. It is on the battlefield of Kurukshetra that Krishna delivers the Bhagavad Gita, his most profound teaching, to a despondent Arjuna. The Bhagavad Gita is not merely a Hindu scripture; it is a universal philosophical treatise on duty (dharma), action without attachment (karma yoga), devotion (bhakti yoga), and the nature of reality. In it, Krishna reveals himself as the Supreme Being, the source of all existence, and guides Arjuna through the moral dilemma of war, emphasizing the importance of performing one's dharma without ego or expectation of results. He teaches that true liberation comes from understanding one's true self and dedicating all actions to the Divine. Krishna’s teachings are characterized by their pragmatism and depth. He advocates for a balanced life, where spiritual insight informs worldly action. He doesn't preach asceticism for everyone but encourages righteous living, selfless service, and unwavering devotion, irrespective of one's station in life. His message of Nishkama Karma (action without desire for fruit) is a cornerstone of Hindu ethics, encouraging

individuals to act with integrity and altruism. As a spiritual guide, Krishna's appeal lies in his accessibility. He is worshipped in myriad forms—as the infant Balakrishna, the youthful flute player, the majestic king, and the cosmic Vishnu. This allows devotees to connect with him on a personal level, finding solace, inspiration, and guidance in his stories and teachings. His persona is a blend of human relatability and divine transcendence, making him a bridge between the mortal and the immortal. Krishna's life culminates in the eventual dissolution of his earthly form and the submergence of Dwarka, signifying the transient nature of even divine manifestations. His departure marks the beginning of the Kali Yuga, the current age of strife and spiritual decline, yet his teachings and divine presence continue to resonate, offering hope and guidance. In essence, Lord Krishna represents the full spectrum of human and divine experience. He is the playful child, the passionate lover, the fierce warrior, the wise counsellor, and the ultimate truth. His legend continues to inspire millions, reminding them that divinity is not distant but intimately woven into the fabric of existence, accessible through devotion, knowledge, and selfless action. His azure skin, often depicted as the colour of the vast sky or deep ocean, symbolizes his boundless, allpervading nature—the infinite consciousness that underpins all creation.


Back to Balance: Reclaiming Healthy Living the Indian Way IN an era of rapid urbanization and sedentary office cultures, the traditional Indian lifestyle once rooted in physical labour and seasonal eating has undergone a massive shift. India currently faces a "double burden" of malnutrition and a skyrocketing rate of lifestyle diseases like Type 2 diabetes and hypertension. For the modern Indian, healthy living isn't about adopting Western fad diets; it’s about reclaiming ancestral wisdom and integrating it with modern medical science. 1. THE INDIAN DIET: BALANCING THE THALI The traditional Indian Thali is a masterpiece of nutritional design, but modern portions have become skewed toward refined carbohydrates. THE PROBLEM WITH "WHITE" FOODS In many Indian households, white rice or refined flour (maida) makes up 70% of the plate. This leads to rapid blood sugar spikes. • The Fix: Replace white rice with brown rice, red rice, or millets (Jowar, Bajra, Ragi). These are fibre-rich and indigenous

to our soil. THE PROTEIN GAP Statistically, a vast majority of Indians are protein deficient. Protein is essential for muscle maintenance and metabolic health. • Vegetarian Sources: Increase intake of Paneer, Soya, Sprouts, and a variety of Dals. • The Pro-Tip: Do not rely on Dal alone for protein; it is primarily a carbohydrate source. Pair Dal with a scoop of Greek yogurt or a side of paneer to hit your daily targets. The Magic of Spices Indian spices are "superfoods" in disguise. • Turmeric (Haldi): Contains curcumin, a potent anti-inflammatory. Pair it with black pepper to increase absorption by 2,000%. • Cinnamon (Dalchini): Helps in managing insulin sensitivity. • Fenugreek (Methi): Excellent for digestive health and blood sugar control. 2. MOVEMENT AS "MEDICINE" Physical activity in India is often neglected due to long commutes and domestic responsibilities. However, "exercise" doesn't have

workout. Yoga is actually a sophisticated system for nervous system regulation. • Surya Namaskar: A complete full-body workout that improves flexibility and blood circulation. • Pranayama: Techniques like Anulom Vilom (Alternate Nostril Breathing) and Bhramari help lower cortisol (stress hormone) levels. High cortisol is a leading cause of belly fat in Indian men and women.

to mean a high-end gym membership. INCORPORATING "NEAT" Non-Exercise Activity Thermogenesis (NEAT) is the energy we burn doing everything except sports or gym. • Take the stairs at the Metro station. • Pace while talking on your mobile phone. • Engage in 15 minutes of brisk walking after dinner (the traditional Shatpavali) to aid digestion.

STRENGTH TRAINING As we age, we lose muscle mass (sarcopenia). For Indians, who are genetically predisposed to "thin fat" body types (low muscle, high visceral fat), lifting weights or doing bodyweight exercises like Push-ups and Squats is non-negotiable at least three times a week. 3. THE POWER OF YOGA AND PRANAYAMA Yoga is India’s gift to the world, yet many of us treat it as a "slow"

4. STRESS MANAGEMENT AND "DIGITAL FASTING" The modern Indian life is high-pressure. Whether it's competitive exams or corporate KPIs, our "fight or flight" response is constantly turned on. THE SLEEP CRISIS Many Indians view sleep as a luxury. However, chronic sleep deprivation leads to weight gain and cognitive decline. • The 10-3-2-1 Rule: * No caffeine 10 hours before bed. o No food 3 hours before bed. o No work 2 hours before bed. o No screens 1 hour before bed.

COMMUNITY AND CONNECTION One of India's greatest health assets is our social fabric. Spending time with family or "Chai sessions" with friends isn't just leisure; it’s a mental health necessity that lowers heart disease risk. 5. PREVENTIVE HEALTHCARE: BREAKING THE TABOO In India, we often go to the doctor only when "something hurts." Healthy living requires a proactive approach. 6. SUSTAINABLE HABITS OVER RADICAL DIETS Healthy living fails when it’s too restrictive. You don't have to give up Samosas forever. Follow the 80/20 Rule: • Eat whole, nutritious foods 80% of the time. • Indulge in your favourite treats 20% of the time. The goal is to be "Fit for Life," not just "Fit for a Wedding." By combining our rich culinary heritage with active movement and mindful rest, we can reverse the trend of lifestyle diseases and lead a vibrant, energetic life.

Let Us Make the Shift to Divinity This New Year Brahma Kumaris Shailer Park OM SHANTI. EVERY morning, consciously or unconsciously, we decide how we are going to be and what we are going to do during the day. This New Year invites us to pause and reflect more deeply: How am I going to be this year? What consciousness will guide my actions? Let us remember that our inner state is never personal alone. The way I think, speak, and act influences not only my own life, but also the lives of those around me—and, collectively, the world. THE WORLD AS A REFLECTION OF COLLECTIVE CONSCIOUSNESS The consciousness of the world is the collective consciousness of humanity. Just as the atmosphere of a room is created by the thoughts and feelings of everyone present, the atmosphere of the world is created by the inner states of all souls. Every thought I create, Call: (07) 3189 6535

every word I speak, every action I perform adds to this global atmosphere. At the same time, I am also influenced by it. Therefore, spiritual responsibility begins with the self. RAISING THE INNER FREQUENCY We all wish for a world of peace, harmony, health, and ecological balance. These are not merely ideals; they are high spiritual vibrations. To create such a world, each one of us needs to first embody these qualities. A world of peace requires peaceful souls. A world of harmony requires souls who practise acceptance and cooperation. A balanced world requires contented and stable minds. This requires a paradigm shift—from outer change to inner transformation. When thinking changes, living changes. And when enough souls change, the world changes. THE ROOT OF EVERY SITUATION

Every challenge we see today is a reflection of collective inner states. No issue can be resolved at the same level of consciousness at which it was created. Remaining in fear, complaint, or negativity keeps us at a lower vibrational frequency, where solutions cannot emerge. Elevation begins when we raise our consciousness. IT IS TIME TO SHIFT This is not a time to wait for situations to change. Not a time to wait for others to change. Not a time to fear the challenges that transformation may bring. It is simply time to shift. To shift from reaction to response. To shift from complaint to responsibility. To shift from bodyconsciousness to soulconsciousness. When we choose to live the way we wish the world to be, we naturally become instruments of change.

CREATING A DIVINE NEW WORLD Let us not limit our blessings to wishing one another a Happy New Year. Let us raise our vision and blessings to create a Divine New World. Divinity is not something we need to acquire—it is our original nature. When we return to

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soul-consciousness, divinity begins to express itself naturally in our thoughts, words, and actions. Being divinity. Speaking divinity. Living divinity. In this way, we divinize the self—and through the self, the world. Brahma Kumaris Shailer Park provide free Raja Yoga

Meditation, Positive Thinking and Anger Management Courses. Please contact us on 0414685144 Or shailerpark@ au.brahmakumaris.org for further information. https:// brahmakumaris.org.au and find out the events happening close to your location. Om Shanti.

AUSTRALIAN INDIAN TIMES, January 2026 — 21


From Intentions to Action: How to Make New Year Resolutions Work in Real Life Why good intentions fail—and the evidence-based shifts that turn them into lasting change research-backed steps that shift resolutions from good intentions into sustainable action.

By Rinchaal Patel, Mindset and Relationship Coach, YOLO Academy EVERY year begins with intention. We reflect, reset, and tell ourselves that this will be the year we follow through—on health, finances, relationships, personal growth. The intentions are sincere. The desire for change is real. Yet research consistently shows that over 80% of New Year resolutions fail by February. Not because people are lazy or undisciplined, but because most resolutions rely on motivation rather than behavioral science. As a mindset and relationship coach, I see this pattern repeatedly: capable, self-aware adults blaming themselves for inconsistency, when in reality, they were never given a system that works in real life. Change does not happen through willpower alone. Change happens when goals are designed to work with the brain, not against it. Below are five practical,

STEP 1: STOP RELYING ON MOTIVATION: DESIGN FOR BEHAVIOUR INSTEAD Motivation is unreliable. This isn’t opinionit’s neuroscience. Research in behavioral psychology shows that motivation fluctuates based on stress, sleep, workload, and emotional state. When goals depend on “feeling motivated,” they inevitably collapse under pressure. Instead of asking, “How do I stay motivated?” ask: “How do I make this behaviour easy to repeat?” James Clear, author of Atomic Habits, highlights that environment beats motivation. When a habit is frictionless, it requires less mental energy. PRACTICAL APPLICATION: • Lay out workout clothes the night before • Automate savings instead of relying on discipline • Keep healthy food visible and accessible • Reduce the number of steps between intention and action EVIDENCE-BASED INSIGHT: The brain naturally chooses the path of least resistance. Reduce friction, and behaviour follows.

STEP 2: MAKE GOALS SMALLER THAN YOUR EGO WANTS BUT BIG ENOUGH TO MATTER One of the most common reasons resolutions fail is unrealistic scale. Research from BJ Fogg’s Behaviour Model shows that small behaviors are more likely to stick, especially when motivation is low. Big goals trigger resistance; small actions build momentum. Instead of: “I’ll work out for an hour daily” or “I’ll completely fix my finances” Shift to: 5–10 minutes of movement daily or one intentional financial decision per day. This is not about lowering standards; it’s about creating a habit foundation that survives busy days. PRACTICAL APPLICATION: • Ask: What is the smallest version of this goal I can do on my worst day? • Start there and let consistency expand the habit naturally EVIDENCE-BASED INSIGHT: Consistency not intensity rewires neural pathways. STEP 3: ANCHOR GOALS TO IDENTITY, NOT OUTCOMES Outcome-based goals focus on results: weight lost, money saved, milestones achieved.

Identity-based goals focus on who you are becoming. Psychological research shows that behaviour is strongly influenced by self-identity. When actions align with identity, they feel natural. When they don’t, they require constant effort. Instead of: “I want to lose weight” or “I want to be better with money” Shift to: “I am someone who prioritises my health” or “I am someone who makes intentional financial decisions.” Then prove that identity with one small, repeatable action. PRACTICAL APPLICATION: • Start each habit with the sentence: “I am someone who…” • Choose one daily behaviour that supports that identity EVIDENCE-BASED INSIGHT: Identity-based habits are more durable because they reinforce self-concept, not just outcomes. STEP 4: PLAN FOR FAILURE—BECAUSE THE BRAIN EXPECTS IT Most people quit not because they fail, but because they interpret failure as proof they should stop. Research on habit formation shows that missing a habit once has little impact. The real damage comes from the emotional response— guilt, shame, and all-or-

nothing thinking. The key question is not “Will I fail?” It is “How will I respond when I do?”

Progress is not linear. Sustainable change is built on recovery, not perfection.

PRACTICAL APPLICATION: • Create a reset rule before you start • Example: If I miss a week, I restart the following Monday without punishment This removes emotional drama and keeps the brain engaged in long-term thinking.

WHY THIS APPROACH WORKS WHEN OTHERS DON’T Most resolutions fail because they are: Motivation-dependent, overly ambitious, detached from identity and emotionally punishing This framework works because it: Aligns with how the brain functions, reduces cognitive and emotional load, builds confidence through consistency and encourages self-trust over self-pressure Change is not about doing more. It’s about doing what works, repeatedly, without burning out. Final Thought: Intentions Are EasySystems Create Change Good intentions are not the problem. The problem is expecting intentions to survive without structure. Real change happens when goals are: Small enough to repeat, simple enough to sustain and flexible enough to survive real life. This year, stop asking yourself to be more disciplined. Start designing systems that support the person you’re becoming. Because when intention meets evidencebased action, resolutions don’t just start strong, they last.

EVIDENCE-BASED INSIGHT: Self-compassion increases resilience and follow-through more than self-criticism. STEP 5: TRACK WHAT MATTERS- NOT JUST WHAT LOOKS IMPRESSIVE Tracking goals often backfires because people track perfection instead of progress. Behavioural research shows that tracking consistency and recovery is more effective than tracking outcomes alone. Instead of asking: “Did I do this perfectly?” Ask: “How quickly did I return after stopping?” or “Did I respond with selfrespect?” Practical application: • Track number of days you showed up- not streaks • Track resets- not failures • Track effort- not just results Evidence-based insight:

Happy New Year to you and your family!

Pastor Suresh Dass Joseph josephdass@optusnet.com.au IT is with great joy that we bring to you the word of God. 2025 has been a year of happiness, joy, breakthroughs, relief, pain, hardship, disappointments, mistakes, losses, regrets, unforgiveness, fear, and trouble for many of us. The bushfires, storms, floods, and the terrorist acts at Bondi are some of the reminders of what we went through in the year.

For some of us, it was a sad year, while for others, it was their year of promotion and breakthrough. The good news is we can learn from the past, letting go of what holds us back, and embracing the New Year with faith and hope for a positive and prosperous future. God says (Isaiah 43 v 18-19) “Forget the former things; do not dwell on the past. See, I am doing a new thing!” God reminds you that you cannot carry a heavy baggage of disappointments, mistakes, losses, regrets, unforgiveness, and fear, and expect to reach your destiny. They are going to slow you down, where you could miss where He is taking you. God is doing something new for you in 2026. You cannot run into a new future while clinging to old weights. In the bible, we read

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that after the death of Moses, his assistant Joshua could not continue to lead the people of Israel, since he was stuck in the past. God was leading them to their promised land after they had lived in Egypt as enslaved people for more than 400 years. It seemed like Joshua was going to miss out on where God was taking him and the people. So God had to come to his rescue and said, “Study this Book of Instruction continually. Meditate on it day and night so you will be sure to obey everything written in it. Only then will you prosper and succeed in all you do.” (Joshua 1:8). HERE ARE THREE THINGS WE CAN LEARN FROM JOSHUA. 1: Learn from the past, don’t live in it. Romans 8:28 says, “We know that in all things God works for the good of those who love Him.” The past is a teacher,

not a prison. In the scriptures, we read about Joseph. His brothers betrayed him, sold him as an enslaved person, falsely accused him, and forgot him in prison. Yet Joseph said: “You meant it for evil, but God meant it for good.” What hurt you in the past did not defeat you — it trained you. 2: LET GO OF WHAT GOD NEVER INTENDED YOU TO CARRY. In the book of Hebrews, we read, “Let us throw off everything that hinders and the sin that so easily entangles.” Things to let go of in 2026: guilt from forgiven sins, shame from past failures, anger and unforgiveness, fear of repeating mistakes, and comparisons with others. What you refuse to release will eventually restrict you.

3: EMBRACE THE NEW YEAR WITH FAITH. THE BIBLE SAYS, “FOR WE LIVE BY FAITH, NOT BY SIGHT.” Faith is trusting God before seeing results, moving forward even when the path isn’t clear, believing God’s promises over past patterns. When God told Abraham to leave his father’s house and go to the land God promised him, he obeyed. The bible says, “By faith Abraham went, even though he did not know where he was going.” Faith does not require full understanding — only complete obedience. Abraham had the hope to trust God’s character. He trusted God’s plan for his life. In the scriptures, God says, “For I know the plans I have for you… plans to give you hope and a future.” If you are breathing, God still has

plans for you. Abraham obeyed God and committed himself to the hands of God. As the bible says, “Commit to the Lord whatever you do, and He will establish your plans.” Abraham reached his destiny because he trusted God’s plan for his life, and so can you. Let us pray “Lord, thank You for bringing us through the past year. We receive the lessons, release the pain, and embrace the future. We step into this New Year with faith in Your promises, Hope in Your plans, and confidence in Your presence. Make this a year of growth, victory, and divine success. In Jesus’ name, Amen.” Once again, I wish you and your family a happy New Year. Ps Suresh Dass Joseph


Bhagavad Gita Chapters 9 & 10 BHAGAVAD Gita Chapter 9 Rajvidya Rajguhya Yog - The Yog of Supremely Secret Royal Knowledge SHREE BHAGAVAN KRISHNA SAID: 1. Since you are devoid of carping spirit, I shall reveal to you the most confidential knowledge along with the knowledge born of observation. Having understood them you will be free from evils. 2. This is the king of knowledge, the king of mysteries, sacred, excellent, understood by direct experience, consistent with righteousness, very easy to practice and imperishable. 3. O Parantap Arjun, people who have no faith in this doctrine, failing to attain me, repeatedly return to the path of the mortal world. 4. This entire universe is permeated by my imperceptible form. All being are in me, but I am not in them. 5. And yet, those beings do not dwell in me. Behold my divine yogic power. My self is the source of creation and sustenance of all being but I am not in those beings. 6. As the mighty wind moving everywhere, ever remains confined in the sky, in the same manner all beings are contained in me. 7. O Kaunteya Arjun, at the time of dissolution, all beings enter into my nature, and at the beginning of the next creation, I produce them again. 8. Resorting to my nature I create again and again all these multitude of beings, which are utterly helpless being under the sway of nature. 9. These works do not bind me, O Dhananjay Arjun, since I remain neutral and unattached to those actions. 10. Under my guidance, nature gives birth to all moving and unmoving beings, and because of this, O Kaunteya Arjun, the wheel of world keeps moving. 11. Fools deride me personified in this human body, not knowing my supreme nature as the overlord of entire creation. 12. Such deluded persons with futile hopes, vain actions and useless knowledge are attracted to deceptive natures of fiend and demons. 13. On the other hand, O Parth Arjun, great souls who take shelter in the divine nature, and knowing me as an imperishable source of all beings, worship me with an undistracted mind. 14. Always glorifying me, striving in steadfast vows, offering me homage Call: (07) 3189 6535

and ever attached to me they worship me with devotion. 15. Yet others adore me with the sacrifice of knowledge and worship me as the one, as the separate and as the manyfold facing all directions. 16. I am the prescribed ritual; I am the sacrifice; I am the ancestral oblation; I am the medicinal herb; I am the sacred hymn; I am the clarified butter; I am the fire and I am the oblation. 17. I am the father of this world, the mother, the support and grandparents. I am the object of knowledge, the purifier, the syllable Om and the three Veds; the Rik, the Sam and the Yaju as well. 18. I am the goal, the maintainer, the lord, the witness, the abode, the refuge, and the friend. I am the creation, the dissolution, the ground, the treasure house and the imperishable seed. 19. O Arjun, I radiate heat. I withhold and send forth the rain. I am immortality and death. I am the being and nonbeing too. 20. The knowers of the three Veds who drink the Som juice and are cleansed of sins, worship me with sacrifices and pray for the way to heaven. They attain the pure world of Indra and enjoy divine pleasures of gods in the heaven. 21. Having enjoyed the vast realm of heaven, they return to the mortal world after their merit is exhausted. Thus, those who follow the doctrines of the three Veds and desire sensual pleasure repeatedly come and go. 22. But those who worship me with exclusive devotion, meditate on me alone and nothing else, and ever attached to me, I look after their wellbeing and security. 23. O Kaunteya Arjun, even those devotees who worship with faith other deities, actually worship me, but in an incorrect way. 24. I am the enjoyer and also the lord of all sacrifices. But they do not know my true nature and hence they fall down. 25. Worshippers of deities go to the deities. Worshippers of ancestors go to the ancestors. Worshippers of spirits go to them and those who worship me, come to me. 26. Any offering made to me with devotion by a devotee of pure heart, be it a leaf, a flower, a fruit or even water, I delightfully partake that. 27. Whatever you do, whatever you eat, whatever oblation you offer to the sacred fire, whatever you give away in charity and whatever austerity you perform, do that, O Kaunteya Arjun,

as an offering to me. 28. You will become free from the bondage of actions yielding good and evil fruits. With your mind thus established in the yog of renunciation, you will be liberated and will merge with me. 29. I am the same in all beings. None is hateful nor dear to me. But those who worship me with devotion are in me and I am also in them. 30. Even if the vilest sinners who worship me with exclusive devotion, should be regarded as saintly because of their correct resolve. 31. Soon they become righteous and obtain lasting peace. O Kaunteya Arjun, know for certain that my devotee never perishes. 32. O Parth Arjun, those who take refuge in me even if they have sinful origin or are women, Vaishya or Shudra, they also attain the highest goal. (The distinction by race, sex or caste may be relevant during the time of composition of the Gita but not now.) 33. How much more then, the virtuous Brahmins and saintly kings devoted to me! Having come to this this transient unhappy world, you should worship me. 34. Fix your mind on me. Be devoted to me. Worship me and offer obeisance to me. Thus, having attached yourself to me and made me your goal, you will certainly come to me. Thus ends the ninth chapter, entitled Rajvidya Rajguhya Yog – The Yog of Supremely Secret Royal Knowledge containing the discourse between Shree Krishna and Arjun in the Upanishad called the Bhagavad Gita, the science of Brahm, the scripture of Yog. BHAGAVAD GITA CHAPTER 10 Vibhuti Yog – The Yog of Divine Manifestation SHREE BHAGAVAN KRISHNA SAID: 1. O Mahabaho Arjun, listen again to my supreme words, which I tell you for your welfare considering you very dear to me. 2. Neither the multitude of deities nor the great sages know the secret of my origin, for I am the source of deities and great seers in every way. 3. Whoever knows me as the unborn, without a beginning and also the supreme lord of the world is unmistaken amongst mortals and is purged of all sins. 4. Discernment, knowledge, freedom from delusion, forgiveness, truth, self-restraint, inward calm, pleasure, pain, birth and death, fear and fearlessness; 5. Nonviolence,

equanimity, contentment, austerity, charity, fame and infamy; all these different traits of creatures arise from me alone. 6. The seven great sages of old and four Manus are of my nature and are born of my mind. All these creatures of the world have descended from them. 7. The one who really knows this yogic power of my magnificence firmly joins me through unfaltering devotion; of this there is no doubt. 8. I am the source of all creations. All things emanate from me. Knowing this, the wise worship me endowed with conviction. 9. With their thoughts fixed on me and lives surrendered to me, enlightening each other and ever talking about me, they ever live in contentment and delight. 10. To them who are ever engaged in worshipping me with loving devotion, I confer the wisdom of yog through which they come to me. 11. Out of compassion for them, I dwell in their hearts and dispel the darkness born of ignorance by the glowing lamp of knowledge. ARJUN SAID: 12. You are the supreme Brahm, the supreme abode and the supreme purifier; the eternal divine person, the primal deity, unborn and all pervading. 13. Likewise, all the sages including the celestial sage Narad, sages Asit, Deval and Vyas declare this. You yourself also proclaim it to me. 14. I accept all that you tell me as true, O Keshav Krishna. Neither the deities nor the demons, O Lord, know your manifestations. 15. You alone know yourself by yourself, O Purushottam Krishna, origin of all beings and master of all creatures, lord of all deities and the ruler of the world. 16. You alone can describe without exception all your own divine glories, through which you stand pervading all these worlds. 17. O Yogi Krishna, how shall I know you by constantly thinking of you? O Lord, in what various states of being you are to be meditated upon by me? 18. O Janardan Krishna, again tell me in detail your yogic power and glories, as I am not satiated by hearing your nectar-like words. SHREE BHAGAVAN KRISHNA SAID: 19. O Kurushreshtha

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Arjun, certainly I shall tell you about my divine manifestations but only the prominent ones as there is no end to my magnitude. 20. O Gudakesh Arjun, I am the self, situated in the heart of all beings and I am also the beginning, middle and end of all creatures. 21. Among the sons of Aditi, I am Vishnu; among the luminaries I am the radiant sun; among the Martus, I am Marichi and among the stars I am the moon. 22. Among the Veds, I am the Samved; among the deities I am Indra, among the senses I am the mind and among the living being I am the consciousness. 23. Among the Rudras, I am Shiv; among the Yakshas and Rakshasas I am the lord of wealth Kuber; among the Vasus, I am Fire and among the mountains, I am Meru. 24. Among the priests, know me as the chief, Brihaspati, O Parth Arjun. Among the army captains, I am Skand and among the lakes I am the ocean. 25. Among the great sages, I am Bhrigu; among the sounds, I am the single syllable OM; among sacrifices, I am the Jap sacrifice, softly chanting of holy mantras and among the immovables I am the Himalaya. 26. Among all trees, I am Ashvatth, the Peepal tree (the holy fig tree); among the celestial sages, I am Narad; among the Gandharvas, celestial musicians, I am Chitrarath their king and among the accomplished I am sage Kapil. 27. Among horses, know me as Indra's horse Uchchaishrava begotten during churning of the cosmic ocean along with nectar; among the mighty elephants I am Airavat, Indra’s elephant and among human beings I am the king. 28. Among weapons I am the thunderbolt; among cows I am the wish-granting celestial cow Kamdhenu; Among the progenitors, I am Kandarp, the god of love, and among the serpents I am Vasuki. 29. Among Nagas, a variety of many hooded serpents, I am Anant, the serpent god; among all aquatic creatures I am Varun, the water god; among the departed ancestors I am Aryama and among the chastisers I am Yama, the god of death. 30. Among the Daityas, demons, I am Prahalad; among all things that measure, I am time; among animals I am the lion and among birds I am Garuda, the eagle. 31. Among purifiers

I am the wind; among the wielders of weapons, I am Ram; among fishes I am the alligator and among the rivers I am River Ganga. 32. O Arjun, I am certainly the beginning, the middle and the end of all creations. Among sciences, I am the science of the self, and among debaters I am the right argument. 33. Among letters I am A, the first letter of the alphabet; among compound words I am Dvand, duality; I am also the imperishable time and the sustainer of all, with a face overlooking all sides. 34. I am the death who seizes all, and I am the origin of all that shall be born in the future; among women I am fame, fortune, speech, memory, intelligence, steadfastness and forgiveness. 35. Among Vedic Sam hymns I am Brihatsam and among Vedic metres I am Gayatri. Among months, I am Margashirsh and among the seasons I am spring. 36. Among deceitful practices I am gambling; among the brilliant I am the brilliance. I am victory, I am effort and I am goodness of the good. 37. Among the descendants of the Vrishni clan, I am Vasudev Krishna; among the sons of Pandu, I am Dhananjay Arjun; among the sages I am Vyas and among the poets, I am Ushana the poet. 38. I am the rod of those who chastise, I am the strategy of those who seek victory. I am silence among hidden things and among the wise I am wisdom. 39. O Arjun, I am the seed of life of all beings. For there is no creature moving or fixed that can exist without me. 40. There is no end of my divine opulence, O Parantap Arjun. Here I have provided you with some illustrations of the true expanse of my splendour. 41. Whatever powerful beings there are, be they splendid or filled with vigour, know that they ensue from a small part of my brilliance. 42. Or what is the point of knowing all these details? O Arjun. I support these entire universes, pervading them with a fraction of myself. Thus ends the tenth chapter, entitled Vibhuti Yog – The Yog of Divine Manifestation containing the discourse between Shree Krishna and Arjun in the Upanishad called the Bhagavad Gita, the science of Brahm, the scripture of Yog. Awadhesh Sharma

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The Weight Loss Blueprint: Why Your Metabolism Needs a Strategy, not a Struggle IN an era of "instant gratification," the quest for weight loss has often been reduced to crash diets and gruelling workout regimes. Yet, despite the billions spent on fitness apps and "magic" tea, obesity and metabolic disorders are at an all-time high. The reason is simple: we are treating a biological puzzle with a sledgehammer. Successful weight reduction isn't about eating less; it’s about eating better and moving smarter. To truly transform your body, you must move away from the "starvation mindset" and toward a "metabolic health" framework. 1. THE MYTH OF THE "CALORIE" The old mantra "Calories In, Calories Out" is technically true but practically incomplete. Your body is not a calculator; it is a chemical laboratory. If you eat 500 calories of cookies, your insulin levels spike, telling your body to store fat. If you eat 500 calories of grilled chicken and broccoli, your insulin remains stable, and your body is

signalled to burn energy. The Strategy: Prioritize Protein Leverage. Protein is the most "thermogenic" food, meaning your body burns more energy just digesting it compared to fats or carbs. Aim for a palm-sized portion of protein (lentils, paneer, eggs, or lean meat) at every meal to stay full and protect your muscle mass. 2. THE "HIDDEN" FAT BURNER: NEAT Most people believe weight loss happens in the gym. In reality, the one hour you spend working out accounts for only about 5% of your total daily energy expenditure. The real hero is NEAT (Non-Exercise Activity Thermogenesis). This includes all the movement you do outside of intentional exercise— walking to the car, standing while talking, or even fidgeting. • The Blueprint: Instead of obsessing over a 60-minute cardio session, focus on hitting 8,000 to 10,000 steps a day. Small "movement snacks", like a 10-minute walk after lunch, can drastically improve how your body

(which helps burn fat) and keeps your insulin high while you sleep. The Strategy: Try Time-Restricted Feeding (14:10). Eat all your meals within a 10hour window (e.g., 9:00 AM to 7:00 PM) and fast for the remaining 14 hours. This gives your digestive system a break and forces the body to tap into stored fat for fuel during the fasting period. 4. SLEEP: THE UNSUNG HERO OF WEIGHT LOSS If you are sleeping less than seven hours a night, your weight loss journey will be an uphill battle. Sleep deprivation increases Ghrelin (the hunger hormone) and decreases Leptin (the fullness hormone). When you're tired, your brain literally craves high-sugar, high-fat foods for a quick energy boost. processes sugar. 3. CIRCADIAN EATING AND THE POWER OF THE WINDOW Our bodies have a

"metabolic clock." We are most efficient at processing food during daylight hours. Eating late at night disrupts your growth hormone

The Strategy: Treat sleep as a "weight loss supplement." Keep your room cool, dark, and gadget-free for at least an hour before

bed to ensure deep, restorative REM sleep. 5. BUILDING THE "ENGINE" (STRENGTH TRAINING) Cardio burns calories while you're doing it, but muscle burns calories while you sleep. By performing resistance training (using weights or your own body weight) at least twice a week, you build lean muscle tissue. Muscle is metabolically expensive, the more you have, the higher your resting metabolic rate (BMR). THE BOTTOM LINE Weight reduction is a marathon, not a sprint. If a diet has an "expiration date," it won't work. True success comes from the 80/20 Rule: be disciplined with your nutrition 80% of the time and allow yourself the flexibility to enjoy life the other 20%. Stop trying to "lose weight" to get healthy. Instead, get healthy to lose weight. Your body will naturally shed what it doesn't need when you provide it with the right environment.

HOW WILL YOUR DEFINE 2026? Transformation does not begin with changing circumstances. It begins with changing how we see — ourselves, our future, and God. When the mind is renewed: • Hope replaces fear • Vision replaces confusion • Faith replaces anxiety • Purpose replaces wandering A renewed mind creates a renewed tomorrow.

Jesus said “Arise and Shine…” Key Scripture: If anyone is in Christ, he is a new creation; the old has gone, the new has come.” — 2 Corinthians 5:17 #FindingYourSunrise In India, a new year is never just another date on the calendar. It is a moment to pause. To pray. To reflect. To seek blessings for our family, our work, and our future. We light lamps, offer gratitude, and whisper quiet hopes into the coming days: May this year be better. May there be peace. May there be direction. Yet many step into a new year carrying old burdens: unhealed wounds, past regrets, silent fears, broken dreams, and unanswered prayers. God’s invitation for 2026 is not simply “try harder” — it is “think differently.” Because a renewed life begins with a renewed

mind. • GOD’S INVITATION: BEGIN AGAIN — FROM THE INSIDE OUT Because the Bible gives a powerful promise: “If anyone is in Christ, he is a new creation; the old has gone, the new has come.” — 2 Corinthians 5:17 This is not poetic language. It is a spiritual reality. God does not say, “You are repaired.” He says, “You are made new.” New identity. New beginning. New direction. Your past does not have the authority to define your future. Many of us were taught the karma: “Your background decides your destiny.” But God says: “Your renewal decides your direction.” (Romans 12:2) • WHY RENEWING THE MIND MATTERS FOR 2026 The greatest battles

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we face are not always outside us — they are within us. Fear. Doubt. Negative thinking. False beliefs about ourselves. Limiting words spoken

over us. God gently invites us to a higher way of thinking: “Do not be conformed to this world, but be transformed by the renewing of your mind.” — Romans 12:2

• GOD’S PROMISE FOR YOUR FUTURE Another promise speaks deeply to the Indian heart that values destiny and hope: “For I know the plans I have for you… plans to prosper you and not to harm you, plans to give you hope and a future.” — Jeremiah 29:11 This promise was spoken to people living in uncertainty and hardship — not comfort. It tells us something profound: God’s plans are not cancelled by seasons of difficulty. Your delay is not denial. Your struggle is not abandonment. Your waiting is not

wasted. Even when life takes unexpected turns, God remains at work: “In all things God works for the good of those who love Him, who have been called according to His purpose.” — Romans 8:28 A GENTLE INVITATION Are you walking through challenges in health, finance, or relationships? Your true help is found in humbling your heart and seeking God’s grace. His grace alone has the power to break every chain, silence every curse, and restore what seems lost. Sin is being wrong with God. Only the faith in the finished work of Jesus on the cross we are made right with called. It is called righteouness. Because all have sinned according to Romans 3:23. But Romans 5:1 teaches us the power of faith in Jesus makes us justified to live in peace with God. I encourage you to meditate on God’s truth everyday of this new year. Invite Jesus into your heart to lead you through 2026 and beyond. Let His love and light transform your world from chaos to peace.


Preventive Gastronomy: The Nutritional Science of the Indian Thali 1. THE NUTRITIONAL LOGIC OF THE THALI The traditional Indian meal is designed to provide a complete amino acid profile. For example, the classic Dal-Chawal (lentils and rice) combination is a "complete protein." Grains are low in the amino acid lysine but high in methionine, while legumes are the exact opposite. Together, they provide the same highquality protein found in meat. • Whole Grains: Staples like Jowar (Sorghum), Bajra (Pearl Millet), and Ragi (Finger Millet) are far superior to white rice or refined flour (maida). They are rich in fibre, which prevents blood sugar spikes. • Legumes (Dals): Whether it’s Moong, Masoor, or Chana, pulses are the primary source of plant-based protein and iron in the Indian diet. 2. SPICES: THE "PHARMACY" IN YOUR KITCHEN Indian cooking is unique because spices are used not just for flavour, but for their bioactive compounds. When it comes to healthy living, traditional Indian cuisine is a "functional food" powerhouse.1 Unlike the heavy, cream-laden versions often found in restaurants, authentic Indian home cooking is a masterclass in balancing macronutrients and utilizing natural medicine. By understanding the science behind the Indian thali, you can turn your daily meals into a roadmap for longevity. 1. THE NUTRITIONAL LOGIC OF THE THALI The traditional Indian meal is designed to provide a complete amino acid profile.2 For example, the classic Dal-Chawal (lentils and rice) combination is a "complete protein." Grains are low in the amino acid lysine but high in methionine, while legumes are the exact opposite. Together, they provide the same highquality protein found in meat. • Whole Grains: Staples like Jowar (Sorghum), Bajra (Pearl Millet), and Ragi (Finger Millet) are far superior to white rice or refined flour (maida). They are rich in fibre, which prevents blood sugar spikes.3 • Legumes (Dals): Whether it’s Moong, Masoor, or Chana, pulses are the primary source of plant-based protein and iron in the Indian diet. 2. SPICES: THE "PHARMACY" IN YOUR KITCHEN Indian cooking is unique because spices are Call: (07) 3189 6535

used not just for flavor, but for their bioactive compounds. Spice Key Compound Primary Health Benefit Turmeric (Haldi) Curcumin Powerful anti-inflammatory and antioxidant. Cumin (Jeera) Cuminaldehyde Boosts digestion and relieves bloating. Cinnamon (Dalchini) Cinnamaldehyde Helps regulate blood sugar and insulin levels. Fenugreek (Methi) Galactomannan Excellent for managing diabetes and cholesterol. Black Pepper Piperine Increases the absorption of Curcumin by 2,000%. 3. FERMENTATION AND GUT HEALTH South Indian staples like Idli and Dosa are among the healthiest breakfast options globally because of the fermentation process. • Probiotics: Fermentation breaks down anti-nutrients (like phytic acid) and creates probiotics that strengthen the gut microbiome. • Curd (Dahi): A bowl of homemade curd with lunch provides essential calcium and live bacteria that aid digestion and boost immunity. 4. AYURVEDIC PRINCIPLES: EATING FOR YOUR DOSHA Indian food culture is deeply rooted in Ayurveda, which suggests that health comes from internal balance (Agni or digestive fire). • Seasonal Eating: Ayurveda emphasizes eating Lauki (Bottle Gourd) and Watermelon in summer to cool the body, and Nuts, Ghee, and Jaggery in winter to provide warmth. • The Six Tastes: A truly healthy meal should include all six tastes (Rasas): Sweet, Sour, Salty, Pungent (spicy), Bitter, and Astringent. This variety ensures you get a full spectrum of micronutrients and feel satiated, preventing overeating. 5. BEST "SUPERFOOD" PICKS FOR DAILY LIVING 1. Amla (Indian Gooseberry): One of the world's richest sources of Vitamin C—vital for skin, hair, and immunity. 2. Moringa (Drumstick): Often found in Sambar, this is a "miracle tree" leaf packed with more calcium than milk and more iron than spinach. 3. Ghee (Clarified Butter): In moderation, ghee provides healthy fats (butyrate) that support gut lining and the absorption of fat-soluble vitamins (A, D, E, K).

recovery time when sick. 6. THE RESPIRATORY AIDE: BLACK PEPPER (KALI MIRCH) Known as the "King of Spices," black pepper was once so valuable it was used as collateral and even to pay taxes. • Thermogenesis: Piperine, the active compound in pepper, has thermogenic properties, meaning it slightly increases the body’s metabolic rate, aiding in weight management. • Antioxidant Power: It is incredibly high in antioxidants, which help prevent free radical damage to your cells, potentially protecting against chronic diseases like cancer.

4. Khichdi: The ultimate detox food. It is easy on the digestive system and provides a balanced mix of carbohydrates and protein. SUMMARY CHECKLIST FOR A HEALTHY INDIAN DIET • Swap white rice for Brown Rice or Millets. • Limit deepfried "snacks" (Samosas, Pakoras) to occasional treats. • Increase your vegetable-to-grain ratio (more Sabzi, less Roti). • Walk for 15 minutes after your heaviest meal (Shatpavali) to aid glucose metabolism. THE POWERHOUSE OF ANTI-INFLAMMATION: TURMERIC (HALDI) No discussion of spices is complete without Turmeric. Known as the "Golden Spice," it has been a staple of Ayurvedic and Chinese medicine for over 4,000 years. • The Science: The active ingredient in Turmeric is Curcumin. Research shows that Curcumin is a bioactive substance that fights inflammation at the molecular level. It blocks NF-kB, a molecule that travels into the nuclei of your cells and turns on genes related to inflammation. • The Bioavailability Hack: Curcumin is poorly absorbed into the bloodstream. However, consuming it with Black Pepper, which contains piperine, increases its absorption by 2,000%. 2. The Metabolic Master:

Cinnamon (Dalchini) Cinnamon is harvested from the inner bark of trees belonging to the Cinnamomum genus. It was once so highly prized that it was considered a gift fit for monarchs and gods. • Blood Sugar Regulation: Cinnamon is world-renowned for its insulin-mimetic properties.12 It can decrease the amount of glucose that enters your bloodstream after a meal by interfering with numerous digestive enzymes that break down carbohydrates. • Ceylon vs. Cassia: Most "Cinnamon" found in supermarkets is the Cassia variety, which contains high levels of coumarin (which can be toxic in large doses). The "True Cinnamon" or Ceylon Cinnamon is lighter, sweeter, and much safer for regular medicinal use. 3. The Digestive Architect: Cumin (Jeera) Cumin seeds are the dried fruit of a plant in the parsley family. It is perhaps the most universally used spice, appearing in everything from Mexican taco seasoning to Indian curries and Middle Eastern falafel. • Enzymatic Trigger: Cumin increases the activity of digestive enzymes in the gut, speeding up the digestion process. It also increases the release of bile from the liver, which helps digest fats and certain nutrients. • Iron Density: Cumin is naturally very rich in iron. One teaspoon of ground cumin contains

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about 1.4 mg of iron, or 17.5% of the adult RDI. 4. THE NAUSEA FIGHTER: GINGER (ADRAK) Ginger is a flowering plant whose rhizome (root) is used widely as a spice. It belongs to the same family as turmeric and cardamom. • Gastrointestinal Relief: Ginger has a long history of use as a sea sickness remedy. It works by breaking up and expelling gas in the intestinal tract. It is also highly effective against pregnancy-related nausea (morning sickness) and chemotherapy-induced nausea. • Joint Pain: Because of its gingerol content, ginger is an effective tool for reducing symptoms of osteoarthritis and muscle soreness. 5. THE HEART GUARDIAN: GARLIC (LASHUN) While often treated as a vegetable in cooking, garlic is technically a spice when dried or used in medicinal doses. Its main active compound is Allicin, which is only released when the garlic clove is crushed or chopped. • Cardiovascular Health: Garlic has been shown to have a significant impact on reducing blood pressure in people with hypertension. It also improves cholesterol levels, which may lower the risk of heart disease. • Immune Function: Regular garlic consumption is linked to a reduced frequency of the common cold and a faster

7. A SUMMARY OF HEALTH BENEFITS Spice Key Active Compound Primary Function Turmeric Curcumin Anti-inflammatory / Brain Health Cinnamon Cinnamaldehyde Blood Sugar / Insulin Sensitivity Clove Eugenol Oral Health / Antiseptic Cardamom Terpinene Blood Pressure / Respiratory Health Fenugreek Galactomannan Cholesterol / Hormonal Balance 8. HOW TO COOK WITH SPICES FOR MAXIMUM HEALTH To get the most out of your spice cabinet, follow these three rules: 1. Freshness Matters: Spices lose their volatile oils over time. Buy whole seeds and grind them as needed. If using ground spices, replace them every 6–12 months. 2. The "Tarka" Technique: Many bioactive compounds in spices are fat-soluble. "Blooming" spices in a small amount of healthy oil (like ghee or olive oil) releases their flavours and medicinal properties. 3. Storage: Keep spices in a cool, dark place. Heat from the stove and light from windows will oxidize the delicate compounds, rendering them less effective. 9. CONCLUSION: THE SPICE OF LIFE Spices are the easiest and most cost-effective way to upgrade your diet. By adding a pinch of cinnamon to your coffee, a dash of turmeric to your eggs, or cumin to your lentils, you aren't just improving the taste—you are engaging in a form of "preventive gastronomy." Ancient cultures knew what modern science is only now proving: that the spice rack is, in fact, the most powerful medicine cabinet in your home.

AUSTRALIAN INDIAN TIMES, January 2026 — 25


Who, What, Where, When...

ISCA - christmas photos 26 — AUSTRALIAN INDIAN TIMES, January 2026


Who, What, Where, When...

QFFA games Call: (07) 3189 6535

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President’s Christmas and New Year’s Message Queensland Fiji Football Association AS we approach the festive season, I extend warm Christmas greetings and a rewarding and a prosperous new year on behalf of the Executives and leadership of the Queensland Fiji Football Association (QFFA) to our entire QFFA family, the Fiji diaspora, and the wider community we proudly serve. QFFA was founded on a simple but powerful purpose — connecting communities through the beautiful game of football. Over the past year, we have witnessed the strength of unity, culture, and belonging that football continues to foster across Queensland. Our players, volunteers, supporters, sponsors, and families remain the heartbeat of this association, and for that, we are deeply grateful. Looking ahead, excitement is already building as we prepare for a packed and ambitious 2026 season.

28 — AUSTRALIAN INDIAN TIMES, January 2026

The Q-CUP will kick off in early February, setting the tone for a year filled with high-quality competition, cultural pride, and community celebration. In addition, planning is well underway for the Australian International Masters Tournament, potentially scheduled for July, which promises to be another landmark event for Brisbane and our football community. Brisbane, fasten your belts for a magical 2026 season as QFFA continues to grow its platform for the beautiful game. Guided by our strategic goals to be big,

bold, and relevant, we remain committed to creating opportunities, strengthening connections, and leaving a lasting legacy for future generations. Once again, we invite you to come on board and together experience the joy of the beautiful game and the Fiji community. From our QFFA family to yours, we wish you a safe, joyful, and blessed Christmas and a prosperous New Year. Vinaka vakalevu and Merry Christmas Jitendra Prasad, President, Queensland Fiji Football Association


Beyond Calories: How to Design a Healthier Body from the Inside Out 1. THE NUTRITIONAL ARCHITECTURE: BEYOND CALORIES For decades, we were told that health was simply a matter of "calories in vs. calories out." We now know that the source of those calories dictates your hormonal response, hunger levels, and systemic inflammation.

4. METABOLIC FLEXIBILITY AND TIME-RESTRICTED EATING Our ancestors did not have 24/7 access to refrigerators. Our bodies are designed to switch between burning glucose (from food) and burning ketones (from stored body fat). This is called metabolic flexibility.

PRIORITIZING PROTEIN LEVERAGE Protein is the most vital macronutrient for longevity. It is the building block of muscle, enzymes, and hormones. As we age, our bodies become less efficient at processing protein (anabolic resistance). • The Strategy: Aim for 1.2 to 1.6 grams of protein per kilogram of body weight. Distribute this across your meals to trigger "muscle protein synthesis" throughout the day. • The Benefit: Higher protein intake increases satiety and preserves lean muscle mass, which is your primary metabolic engine.

THE 16:8 METHOD By restricting your eating window to 8 hours (e.g., 10 AM to 6 PM), you give your body a 16-hour "fasted" state. • Autophagy: During extended periods without food, the body undergoes a process called autophagy, where cells clean out damaged components. • Warning: Start slow. If you currently eat for 15 hours a day, try reducing it to 12 first.

MANAGING THE GLUCOSE ROLLERCOASTER Every time you eat refined carbohydrates (white bread, sugary cereals, soda), your blood glucose spikes, triggering a massive release of insulin. Frequent spikes lead to insulin resistance, the precursor to Type 2 diabetes and heart disease. • The Hack: Eat your food in a specific order—Fiber first, then Protein and Fats, and Starches last. This "food sequencing" can reduce glucose spikes by up to 75%. 2. FUNCTIONAL MOVEMENT: THE "MOVEMENT SNACK" PHILOSOPHY The "sedentary athlete" is a person

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who goes to the gym for one hour but sits for the other 23. Research shows that an hour of intense exercise cannot fully undo the damage of 8 hours of continuous sitting. THE POWER OF NEAT Non-Exercise Activity Thermogenesis (NEAT) accounts for more energy expenditure than your gym session. This includes walking, fidgeting, cleaning, and standing. • Idea: Implement "Movement Snacks." For every 45 minutes of sitting, perform 2 minutes of air squats, calf raises, or a brisk walk around the room. RESISTANCE TRAINING IS NONNEGOTIABLE Cardio is great for the heart, but resistance training is the "fountain of youth." Muscle is an endocrine organ; it secretes "myokines" that improve brain health and reduce inflammation. • Target: Two to three full-body strength sessions per week, focusing on compound

movements like squats, deadlifts, and presses. 3. THE SCIENCE OF RESTORATIVE SLEEP Sleep is not "time off" for the brain; it is the only time the glymphatic system (the brain’s waste-clearance system) becomes highly active, flushing out toxins like amyloid-beta, which is linked to Alzheimer’s.

5. MENTAL HYGIENE AND STRESS MODULATION Chronic stress is a physical toxin. It keeps the body in a state of high cortisol, which breaks down muscle tissue and

deposits fat around the organs (visceral fat). THE BREATH AS A REMOTE CONTROL You can manually override your nervous system using your breath. • Box Breathing: Inhale for 4, hold for 4, exhale for 4, hold for 4. This activates the parasympathetic nervous system (rest and digest). • Digital Minimalism: Our brains are not evolved for the dopamine-loop of social media. Set "techfree zones" in your home to allow your prefrontal cortex to recover. 6. ENVIRONMENTAL HEALTH: THE INVISIBLE LOAD Healthy living also involves reducing the "toxic load" from our environment. • Hydration: Don't just drink water; ensure it's filtered to remove microplastics and heavy metals. • Endocrine Disruptors: Switch from plastic food containers to glass or stainless steel. Chemicals like BPA can mimic hormones in the

body, disrupting your metabolism. Living healthily is not about perfection; it’s about consistency over intensity. A 15-minute walk every day is infinitely better than a 3-hour gym session once a month. Start with one change—perhaps the morning sunlight or the protein increase—and let the "vitality momentum" carry you to the next. 1. THE "PLATE METHOD" FOR DIABETICS The easiest way to manage a meal without counting every calorie is to visualize your 9-inch dinner plate: • 1/2 Plate: NonStarchy Vegetables. (Spinach, Cauliflower, Okra/Bhindi, Cabbage, Bitter Gourd/Karela, Bell Peppers). These provide fiber that slows down sugar absorption. • 1/4 Plate: Lean Protein. (Paneer, Dal, Sprouts, Soya, Eggs, or Grilled Fish/Chicken). Protein helps stabilize blood sugar. CONTD. ON PG 31

CIRCADIAN BIOLOGY Your body operates on a 24-hour internal clock regulated by light. • Morning Light: View natural sunlight within 30 minutes of waking. This triggers a cortisol peak (to wake you up) and sets a timer for melatonin production (to help you sleep later). • The 10-3-2-1-0 Rule: * 10 hours before bed: No caffeine. o 3 hours before bed: No food (to allow digestion to finish). o 2 hours before bed: No work. o 1 hour before bed: No blue light/screens. o 0: The number of times you hit the snooze button.

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AUSTRALIAN INDIAN TIMES, January 2026 — 29


2026 YEARLY PREDICTIONS ARIES ( 21ST MARCH TO 20TH APRIL )

TAURUS ( 21ST APRIL TO 21ST MAY )

GEMINI ( 22ND MAY TO 21ST JUNE )

The year 2026 will be marked by a blend of ambition, reflection, and deep emotional insight. The steady influences of Saturn, Mars, Mercury, Venus, and Jupiter shape this year, calling for a thoughtful balance between bold action and disciplined planning. This is a year where transformation is not only possible but also inevitable, as long as it is guided by purpose and clarity. Financial matters may see a continuous evolution. Early in the year, planetary alignments urge you to reflect on past spending habits and adopt smarter budgeting strategies. Venus and Mercury spotlight financial values, while the North Node emphasizes freedom through structure. Mars occasionally pushes impulsive spending, but Saturn’s steadying hand reminds you that financial success comes from discipline. In love and relationships, the year starts with high emotional intensity. Venus and Mars create romantic sparks and deep conversations, encouraging both singles and couples to seek meaningful connections. As the year progresses, February and March deepen bonds, calling for shared values and future planning. Career and business pursuits in 2026 are deeply transformative, beginning with a focus on leadership and efficiency. January sets the stage for refining your professional skills, and Mars enhances your ambition. February builds on past work, with Venus fostering emotional intelligence in the workplace. March through June offers opportunities for bold steps, career shifts, and financial refinement. Jupiter opens doors, but strategic planning is essential. Health and fitness in 2026 is shaped by a need for emotional and physical harmony. Early in the year, Mars offers energy bursts, but balance and rest are essential. February and March bring emotional depth, highlighting the link between mental and physical health. Mindfulness and emotional clarity support resilience. Education in 2026 is a journey of mental clarity and intellectual commitment. Mercury and Jupiter provide support for deeper understanding and sharper focus from the start.

The year 2026 begins with strong planetary influences guiding your life toward steady growth, emotional clarity, and smart choices. Each month brings its own lessons and opportunities. In the beginning of the year, Mercury may cause some mental restlessness, making it harder to focus or stay calm in your studies. You might feel pulled in different directions emotionally, especially in relationships. Venus encourages you to seek meaningful connections and emotional balance. If small tensions arise in your love life or family, stay calm and talk things through. Saturn begins to shape your financial mindset, reminding you to cut unnecessary expenses and start saving. February brings deeper self-reflection. The North Node pushes you to think about past relationships, helping you learn and grow from them. In love, honest conversations can improve bonds, while singles may be drawn to more mature, stable partners. Saturn continues to support smart financial habits. An old money-making idea could return if you plan carefully, it may work well. In career, your hard work is noticed, and your discipline starts paying off. For students, focus improves as Saturn helps you build a strong study routine. By March, Jupiter supports steady progress in learning. In love, emotional maturity grows as you let go of unrealistic hopes. It is a good time to talk about long-term goals with your partner. Financially, new income chances may come, but avoid risky decisions. In your job, past projects could come back with fresh potential. Health-wise, your energy rises, but emotional balance is still important, avoid stress and take breaks. April continues with calm, grounded energy. Saturn slows things a bit so you can focus on doing quality work. Whether it is in career or personal life, attention to detail matters. Your study habits remain steady, and step-by-step learning brings good results. In relationships, peace and understanding deepen emotional bonds. Financially, avoid major spending and stick to your plan.

The year 2026 brings with a strong emphasis on deliberate planning, emotional maturity, and long-term stability across all areas of life. The planetary forces serve as guiding energies, shaping experiences in finance, relationships, education, career, and health. Overall, this is a year marked by slow but consistent progress, with lessons rooted in self-awareness, discipline, and careful decision-making. 2026 begins with a cautious financial tone as Saturn urges long-term thinking and strict budget management. During the first two months, Mars may bring impulsive urges, but Mercury’s clarity advises planning over spending. Mercury and Venus encourage honest conversations and tender connections in early months, whether for couples or singles. Past emotional matters may resurface, offering healing opportunities. The academic year begins strongly, supported by Mercury and Jupiter, which enhance mental clarity, curiosity, and organized study habits. Early months favor structured learning and group discussions. Professional life in 2026 demands structure and consistency from the beginning. Mercury and Saturn call for realistic planning and steady effort, while Venus enhances team dynamics. Mars revives stalled work but cautions against impulsive decisions. Health-wise, 2026 begins gently. Venus and Mercury promote emotional grounding and physical stability. Mars adds energy, but moderation is key. By May and June, Venus and Mercury provide financial gains such as delayed payments, yet Saturn continues to stress practical habits. Mid-year is ideal for budget reassessment, aided by tracking tools and strategic planning. From April, Saturn, Mercury, and Mars reinforce discipline and determination, especially helpful for competitive students. From April, Mars and the Sun boost ambition and leadership, with Venus and Mercury fostering collaboration. Entrepreneurs should revise strategies, and job seekers will find opportunities through thoughtful communication.

CANCER ( 22ND JUNE TO 22ND JULY )

LEO ( 23RD JULY TO 22ND AUGUST )

VIRGO ( 23RD AUGUST TO 22ND SEPTEMBER )

This year brings steady progress, emotional growth, and practical success across all areas of life. The year begins with emotional warmth, as the Moon and Venus help strengthen personal relationships. Whether single or partnered, heartfelt conversations and emotional support come naturally. Financially, small gains and unexpected payments lift your mood, but caution is needed midmonth to avoid surprise expenses. Jupiter begins to open up financial opportunities, while Mars supports collaboration at work. Your focus shifts to self-care, emotional clarity, and planning for steady growth. From around the month of February, Mercury boosts curiosity and mental clarity, making it easier to make smart financial choices. Venus adds peace and emotional softness to relationships. Conversations with loved ones are deep and healing. Careerwise, your focus sharpens, and with Mars pushing you forward, you become more productive. However, don’t overcommit. Take time to recharge, follow a routine, and maintain emotional balance. As the year advances, open conversations bring people closer, and singles seek deeper emotional bonds. Mercury brings financial clarity, review budgets and avoid impulse spending. Mars fuels career progress through skill-building and collaboration. In academics, focus and planning help you stay on track. Venus and Jupiter encourage fresh energy in love, while Saturn helps keep your finances in check. The period around April brings calm in relationships, especially with shared routines. Financially, Saturn reminds you to be disciplined. Avoid risks and finish up past financial matters. Career progress is steady but slow, consistency matters. Emotional renewal and motivation come midmonth.

The year starts with Mercury turning your attention to finance, review spending and avoid impulsive choices. The Sun energizes your career, pushing you to set clear goals. In relationships, Mars adds passion, while Venus nurtures emotional bonds. The South Node reminds you to protect your emotional and physical health by embracing gentle routines. Educational curiosity is high, guided by the North Node, encouraging fresh learning methods. During February Mercury and Saturn guide smart financial planning. It’s a good time to cut risky expenses and focus on savings. Venus enhances emotional closeness in love and marriage, helping to rebuild trust. Teamwork benefits career and study life. Avoid stress, the South Node emphasizes mental rest and simplicity. Financial discussions and shared money management bring stability. The South Node urges caution with spending during March, hold off on big financial decisions. In love, the North Node supports trust and long-term emotional connection. Career progress comes through teamwork and steady effort. Learning improves with clearer thinking, but major changes should wait. Focus on emotional wellness with rest and balanced routines. Stick to a financial plan as the South Node warns against risky choices during April. Saturn promotes loyalty and structure in love and marriage. Mercury helps complete tasks and improve work through feedback. Mental wellness improves with breaks. Be careful with property matters, wait for clarity before committing. Mercury highlights budgeting, especially for shared finances during May. Watch for unexpected expenses. In love, Venus brings playfulness and spontaneity, good for couples and singles. The Sun boosts confidence in career; new projects take off. Reflect on past lessons in education and revisit old topics. Health improves with emotional honesty and calm routines. June can be a good month for steady progress.

At the beginning of the year, the energy is calm and steady. Mercury and Venus work together to bring emotional clarity, better communication, and financial insight. This is a great time to reassess spending, set up budgets, and bring more structure to both relationships and personal routines. In love, couples reconnect through heartfelt conversation and shared values, while singles may attract emotionally sincere connections. Saturn’s influence supports discipline in health and finances, perfect for cutting unnecessary expenses and committing to long-term goals. Emotionally, you feel grounded and thoughtful, while mentally you are better able to plan. Mars adds some drive to get organized in your career, though avoid overworking early on. In education and learning, focus and memory improve, thanks to Mercury and Saturn, helping you lay the groundwork for strong progress. From around April through the middle of the year, clarity deepens. Mercury and Saturn help you stay consistent with routines in health, money, and education. You become more thoughtful in your financial choices, canceling unused subscriptions, paying down debt, and avoiding impulsive purchases. In relationships, daily acts of care bring closeness. Clear boundaries and honest discussions strengthen love. Venus and the Moon encourage emotional healing and peaceful connection. Career-wise, this is a good time to refine your workflow and organize shared responsibilities. Mars brings energy to tackle tasks but avoid overcommitting. In learning, you gain more from explaining concepts to others or reviewing past material. Emotionally, this time supports patience and planning rather than quick changes.

LIBRA ( 23RD SEPTEMBER TO 22ND OCTOBER )

SCORPIO ( 23RD OCTOBER TO 22ND NOVEMBER )

SAGITTARIUS ( 23RD NOVEMBER TO 21ST DECEMBER )

The year begins on a calm, emotional note with the Moon and Venus bringing gentle energy across all areas of life. You will feel drawn to reflect deeply whether it’s about your finances, relationships, or health. In this phase till the end of March, Mercury brings clarity, helping you budget better, plan studies, and set realistic work goals. In love, honest conversations can bring closeness, while singles reflect on what they truly need. In studies, gentle focus and breaking work into small steps work best. At work, avoid rushing into new projects, Saturn favors slow, steady planning. For health, simple habits like better sleep and hydration help you regain strength. Property decisions should be delayed till plans are clear. From April, energy increases as Venus and Mars boost confidence and motivation. This phase till the end of June indicates that financial opportunities may arise as bonuses, raises, or new income streams but Mercury reminds you to double-check contracts and avoid impulsive spending. In love, laughter and shared joy return. Singles may meet someone through social circles. Relationship goals take shape. In education, your focus sharpens. Teamwork, projects, and exams go smoothly. Mars energizes both learning and business ideas, while Venus keeps work relationships peaceful. Be mindful of burnout; steady, not intense, effort is key. In health, try new fitness routines but keep it light yoga, walks, or dancing are ideal. Property-wise, it’s a good time to revisit agreements or long-term wealth plans. This mid-year phase from July brings a slower rhythm, ruled by Saturn’s structure and discipline. You may face delays in work or studies, but don’t be discouraged as this the period till the end of September can be a time to build strong foundations.

The year opens with emotional openness thanks to Venus and the Moon. Honest talks bring closeness for couples and help singles connect more deeply. In your career, Mars and Mercury push productivity from the start. Sudden shifts in January demand flexibility, while Saturn helps with setting clear work boundaries. Financial clarity begins in January under the Sun and Mercury’s light. Careful planning, especially around shared resources, is key. January starts with improved well-being through balanced routines. Mercury sharpening mental focus and encouraging disciplined study habits. As February and March arrive, steady emotional energy builds trust, while intuition leads singles to sincere connections. During this phase, focus and cooperation drive success in your career. Mercury and Jupiter guide learning and help refine long-term goals. February advises budget tightening due to surprise expenses. In March, mindful spending is crucial. February and March call for rest and self-care. Jupiter promotes healthier habits, and Venus encourages emotional balance. This is a strong time for students and learners looking to try new techniques or study deeper topics. In April and May, balance and sincerity dominate relationships. Mars and Venus inspire deep emotional conversations, while Saturn supports long-term bonds. April brings ambition and new opportunities in your career while May requires letting go of outdated career habits. This period may reveal old money habits, reset budgets and avoid large purchases around the month of May. April boosts physical energy with mindful activity, while May aligns emotional growth with practical care. The South Node may bring helpful figures from your past around April and Mars supports strong preparation for tests or presentations. May continues the intellectual momentum. June brings emotional intensity—honesty is essential in your relation.

The year opens with high energy as Mercury and Mars inspire motivation across finances, career, health, education, and relationships. Financially, it’s a good time for exploring side hustles, but avoid impulsive spending due to the South Node's caution. In love and marriage, communication takes center stage; small misunderstandings can be resolved through honest dialogue. Academic focus improves through creative thinking, while career goals get a boost through strategic planning. Emotionally, Venus and the Moon push for inner healing, and physically, it’s important to balance drive with rest. Jupiter and Mercury bring financial growth potential during February but surprise expenses require smart budgeting. Relationships deepen with sincere conversations and steady gestures. Education sees clearer focus and efficient routines. Professionally, recognition may come, but overcommitting could backfire—South Node and Saturn urge caution this time around. Emotionally, balance between solitude and connection is key, and Mars supports steady physical activity without overexertion. March is about refining systems. Mercury brings clarity in finances—ideal for reorganizing debts and planning smartly. Relationship-wise, this is a time for emotional openness and rebuilding trust. In married life, couples are encouraged to connect through shared activities and express longterm goals. Educational pursuits benefit from improved routines and focus, while in careers, leadership and negotiation skills shine. Healthwise, emotional regulation supports physical discipline. Saturn’s influence calls for responsibility across areas from April. Budgeting and joint finance planning are crucial, especially for property and wealth matters.

CAPRICORN ( 22ND DECEMBER TO 20TH JANUARY )

AQUARIUS ( 21ST JANUARY TO 18TH FEBRUARY )

PISCES ( 19TH FEBRUARY TO 20TH MARCH )

The year begins with Mercury energizing your financial and career outlook. Careful planning and clear communication are key to managing money, with no room for impulsive expenses. In relationship, Venus and the Moon encourage emotional warmth and honest dialogue, perfect for laying a foundation of trust. Education benefits from structured study routines, while health calls for establishing gentle self-care habits. Mars brings energy to business initiatives but reminds you to pace yourself. During February, Mercury’s influence enhances networking, offering new income possibilities and fresh ideas for business growth. Married couples should focus on patience and listening to resolve lingering tensions. Singles may cross paths with someone familiar, highlighting emotional potential. Educational pursuits improve through focus and review. Career progress demands discipline, with Saturn encouraging long-term planning. Health requires attention to stress management and regular physical activity to maintain balance. Venus supports emotional healing in relationships; couples can deepen intimacy through honest conversations during March. Financially, avoid risks; instead, reinforce budgeting and savings plans. Career opportunities arise from collaborations, and steady effort in education yields rewards. Health benefits from calming routines—meditation or gentle yoga can be especially helpful under the Moon’s soothing influence. During April, Mars energizes career and business activities, pushing for action and innovation. However, Saturn warns against hasty decisions in money matters; long-term stability takes priority. A meaningful connection might emerge for singles, rooted in shared values. Married life may face challenges—communication must be clear to avoid misunderstandings.

The year begins with mental clarity in finances, supported by the Sun and Mercury. Budget planning and spotting hidden income are favored. In love, Venus and the South Node encourage emotional honesty—singles may meet someone special, and couples deepen their bond. In education, discipline is key with Saturn; students are urged to make solid plans. Mars energizes your career, pushing leadership and communication. Health-wise, start slow: balance energy with proper rest and routines. During February, Mercury helps refine money decisions—great for reviewing deals and subscriptions. Avoid risky loans. In relationships, Venus brings tenderness and joyful connection. Emotional reflection heals wounds. Students benefit from clear study plans and group work. Career communication improves, boosting confidence. On the health front, be mindful of stress. Rest and self-care are important as Mars increases tension. Finances show returns from past efforts during March. Jupiter supports consolidation, while Mercury sharpens planning. Venus and Mars add emotional clarity and passion in relationships. Singles may feel drawn to unusual partners. In education, creative focus and collaboration thrive, but pacing is key. At work, leadership shines— just stay grounded. Health requires mental and physical balance. Don’t overdo. Early April reveals financial leaks—perfect for making lasting money changes. Emotionally, couples and singles benefit from honest, quiet reflection. Venus lights up romance mid-month. Saturn supports academic discipline and the North Node encourages focused learning. Career talks and negotiation need patience. Health calls for balance—ambition should not overpower wellness. During May, Mercury helps resolve financial matters.

The year begins with strong financial clarity from Jupiter, while Saturn reminds you to avoid impulsive spending. Mercury sharpens your budgeting mid-month, helping you plan long-term. Mars later warns of delays—be patient. Emotionally, Venus and the Moon promote honesty and connection. Communication improves, helping couples deepen bonds. Mercury also sharpens your thinking, a great time to set learning and career goals. Physically, Mars gives energy, but rest is vital—balance is key. In February, surprise income opportunities arise early, but Saturn advises cautious spending. Mid-month is ideal for reviewing expenses. Mercury helps resolve debts. Emotionally, Venus and the Moon encourage meaningful connections, while Mars gives courage to have healing talks. Learning flows easily with Jupiter and Mercury boosting curiosity. Energy stays steady—blend movement with emotional care. March brings more financial stability with Saturn and the Sun. Mars powers your budgeting, though Mercury may cause surprise expenses. Emotionally, deep talks foster security. Singles seek long-term love. Learning is creative and supported by mentors. Physical wellness improves through self-care and steady routines. In April, smarter spending continues with Mars and Mercury. Mid-month surprise costs test your patience, but planning with Saturn helps. Emotionally, clarity grows. Singles trust intuition, and old emotional patterns clear out. Intellectual curiosity peaks, blending emotions and facts. Light exercise and emotional awareness improve wellness. May begins with slow-building income. Avoid emotional spending—Mercury helps organize finances. Mid-month brings small financial boosts. Emotionally, old patterns surface; let go with honest conversations. Singles may meet surprising matches. Communication and teamwork thrive in learning and career.

30 — AUSTRALIAN INDIAN TIMES, January 2026


More Than Your Sun Sign: The True Science of a Birth Chart 1. THE ANATOMY OF A BIRTH CHART To understand astrology, one must move beyond the "Sun Sign" (the zodiac sign based on your birthday). A true astrological profile is based on a Natal Chart (or Birth Chart), which is a "snapshot" of the entire sky at the exact moment and location of your birth. • The Planets: Represent what is happening (e.g., Mars represents drive/ energy, Venus represents love/values). • The Signs: Represent how the planets express themselves (e.g., Mars in Aries is impulsive, while Mars in Capricorn is disciplined). • The Houses: Represent where in your life these energies manifest (e.g., the 10th House governs career, the 7th House governs partnerships). 2. THE TWELVE ZODIAC SIGNS AND THE FOUR ELEMENTS The zodiac is a 360-degree circle divided into twelve 30-degree segments. These signs are categorized by four elements, which describe the "temperament" of the sign: • Fire (Aries, Leo, Sagittarius): Associated with enthusiasm, inspiration, and action. • Earth (Taurus, Virgo, Capricorn): Focused on practicality, stability, and the material world. • Air (Gemini, Libra, Aquarius): Governs communication, intellect, and social connection. • Water (Cancer, Scorpio, Pisces): Deals with emotion, intuition, and the subconscious. 3. THE "BIG THREE": YOUR COSMIC CORE Most people know their Sun sign, but in astrology, your personality is largely dictated by the "Big Three"

physical force from the planets, but through a symbolic relationship. As the ancient Hermetic maxim states: "As above, so below." The macrocosm (the universe) reflects the microcosm (the individual). Astrology is best used not as a rigid "fortunetelling" device, but as a symbolic language. It offers a framework to understand our contradictions, forgive our flaws, and lean into our natural strengths. By observing the cycles of the planets, we become more aware of the cycles within ourselves. combination: 1. The Sun: Your core identity, ego, and life purpose. 2. The Moon: Your emotional inner world, instincts, and how you feel "nurtured." 3. The Ascendant (Rising Sign): The sign that was rising on the eastern horizon at your birth. This is the "mask" you wear, your physical appearance, and your first impression on others. 4. TRANSITS AND THE ART OF TIMING Astrology is not just a static map; it is dynamic. Transits occur when the planets' current positions in the sky form "aspects" (angles) to the planets in your birth chart. • Saturn Return: Occurring roughly every 29 years, this is a "rite of passage" where the planet Saturn returns to its original birth position. It often brings a period of intense pressure, maturity, and restructuring. • Mercury Retrograde: Perhaps the most famous transit, this occurs when Mercury appears to move backward. In astrology,

this is seen as a time when communication, technology, and travel may face delays, urging us to "re-view" and "reflect" rather than start new projects. 5. ASTROLOGY VS. ASTRONOMY: THE DIFFERENCE It is important to distinguish the two. Astronomy is the scientific study of celestial objects and the universe as a whole. Astrology is an interpretive system that uses astronomical data to find meaning. Interestingly, Western astrology (Tropical) is based on the seasons and the orientation of the Earth to the Sun, whereas Vedic astrology (Sidereal) is aligned with the actual observable constellations in the sky. 6. WHY DOES IT WORK? THE CONCEPT OF SYNCHRONICITY The psychologist Carl Jung proposed the idea of Synchronicity— meaningful coincidences. He suggested that astrology works not through "gravity" or a

THE 12 HOUSES: THE "WHERE" OF YOUR LIFE If the planets are the actors and the signs are the roles they play, the Houses are the stages or settings. Every birth chart is divided into 12 sections: 1. First House (Self): Your appearance, first impressions, and general outlook. 2. Second House (Values): Money, personal finances, and self-worth. 3. Third House (Communication): Siblings, short trips, and how you think/speak. 4. Fourth House (Home): Your roots, family, and domestic life. 5. Fifth House (Pleasure): Creativity, romance, hobbies, and children. 6. Sixth House (Health): Daily routines, work environment, and physical wellness. 7. Seventh House (Partnerships): Marriage, business partners, and "open enemies." 8. Eighth House (Transformation): Shared resources, intimacy, and deep psychological change. 9. Ninth House (Expansion): Higher education, travel,

philosophy, and religion. 10. Tenth House (Career): Public reputation, status, and long-term goals. 11. Eleventh House (Community): Friendships, networking, and hopes for the future. 12. Twelfth House (Subconscious): Solitude, hidden strengths/ weaknesses, and spirituality. 2. THE 12 SUN SIGNS: THE "WHO" OF YOUR LIFE Your Sun sign describes your core essence. While everyone has a mix of all signs in their chart, these are the primary archetypes: THE FIRE SIGNS (PASSION & DRIVE) • Aries (Mar 21 – Apr 19): Bold, pioneering, and courageous. The "Warrior." • Leo (Jul 23 – Aug 22): Creative, theatrical, and generous. The "King/ Queen." • Sagittarius (Nov 22 – Dec 21): Adventurous, philosophical, and optimistic. The "Explorer." The Earth Signs (Stability & Logic) • Taurus (Apr 20 – May 20): Sensual, grounded, and patient. The "Anchor." • Virgo (Aug 23 – Sep 22): Analytical, helpful, and detail-oriented. The "Perfectionist." • Capricorn (Dec 22 – Jan 19): Ambitious, disciplined, and traditional. The "Architect." THE AIR SIGNS (INTELLECT & SOCIAL) • Gemini (May 21 – Jun 20): Curious, adaptable, and communicative. The "Messenger." • Libra (Sep 23 – Oct 22): Diplomatic, artistic, and fair-minded. The "Peacemaker." • Aquarius (Jan 20 – Feb

18): Innovative, eccentric, and humanitarian. The "Visionary." THE WATER SIGNS (EMOTION & INTUITION) • Cancer (Jun 21 – Jul 22): Nurturing, protective, and intuitive. The "Caregiver." • Scorpio (Oct 23 – Nov 21): Intense, magnetic, and transformative. The "Alchemist." • Pisces (Feb 19 – Mar 20): Dreamy, compassionate, and spiritual. The "Mystic." 3. UNDERSTANDING YOUR PERSONAL "ASPECTS" Planets don't just sit in houses; they "talk" to each other through angles called Aspects. This is what makes two people with the same Sun sign so different. • Conjunction : Two planets are side-by-side. Their energies blend together powerfully. • Square : Two planets are in conflict. This creates tension that forces you to grow and take action. • Trine : Two planets are in harmony. Talents and luck flow easily in this area. • Opposition: Two planets are pulling in opposite directions. This requires you to find a "middle ground" or balance. 4. HOW TO USE THIS KNOWLEDGE Astrology is a mirror. If you know you have a "Square" between your Mars (anger) and your Mercury (speech), you might realize you tend to snap when you're stressed. Knowing this allows you to pause and choose a different response. It shifts you from cosmic victim to conscious co-creator.

Beyond Calories: How to Design a Healthier Body from the Inside Out CONTD. FROM PG 31 • 1/4 Plate: Healthy Carbs. (Small portion of Brown Rice, Millets like Jowar/Bajra, or 1-2 Whole Wheat Chapatis). 2. SMART INDIAN SWAPS You don't need to stop eating Indian food; you just need to upgrade the ingredients. TRADITIONAL FOOD DIABETIC-FRIENDLY SWAP WHY? White Rice Brown Rice or Foxtail Millet Lower Glycaemic Index (GI). Call: (07) 3189 6535

MAIDA ROTIS JOWAR OR MULTIGRAIN ROTIS HIGHER FIBRE CONTENT. Potato Sabzi Lauki (Bottle Gourd) or Bhindi Reduces starch and sugar spikes. Fruit Juices Whole Fruit (Orange/Apple/ Guava) Fiber in whole fruit prevents sugar spikes. Sugary Chai Masala Chai with Stevia or No Sugar Eliminates empty liquid calories. 3. THE POWER OF "FOOD SEQUENCING" How you eat is just as important as what you eat. Research shows that

eating your food in this specific order can reduce the post-meal glucose spike by up to 75%: 1. Fiber First: Start with a small cucumber and tomato salad. 2. Protein and Fats Second: Eat your dal, paneer, or chicken. 3. Carbs Last: Eat your roti or rice at the very end of the meal. Pro-Tip: Drinking one tablespoon of apple cider vinegar in a glass of water before a carbheavy meal can also significantly flatten the glucose curve. 4. SPECIFIC SUPERFOODS FOR

GLUCOSE CONTROL • Methi Seeds (Fenugreek): Soak 1 tsp of methi seeds overnight and drink the water/eat the seeds in the morning. They contain fibers that improve insulin sensitivity. • Cinnamon (Dalchini): Adding a pinch of cinnamon to your morning tea or coffee can help lower fasting blood sugar levels. • Amla (Indian Gooseberry): High in Vitamin C and antioxidants, it helps protect the pancreas. • Jamun (Black Plum): Contains jamboline, which helps prevent the

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conversion of starch into sugar. 5. SAMPLE 1-DAY DIABETIC MEAL PLAN • Early Morning: Soaked Methi seeds + 5 soaked almonds. • Breakfast: Moong Dal Chilla with plenty of grated vegetables OR Vegetable Oats Upma. • Mid-Morning: A small bowl of sprouts or one Guava/Apple. • Lunch: 1 Jowar Roti + 1 bowl of Dal + 1 bowl of seasonal vegetable (Sabzi) + a large bowl of salad. • Evening Snack: Roasted Chana (chickpeas) and a cup of

sugar-free Green Tea. • Dinner: A bowl of Paneer/Chicken curry + sautéed vegetables (no rice/roti if possible, or very small portion). • Before Bed: A cup of warm Turmeric Milk (no sugar). A FINAL WARNING ON "LOW-SUGAR" SNACKS Be wary of "Diabetic Biscuits" or "Sugar-Free" packaged snacks. Often, they replace sugar with refined flour (maida) or unhealthy fats, which still cause blood sugar issues. Always check the label for "Total Carbohydrates," not just "Sugar."

AUSTRALIAN INDIAN TIMES, January 2026 — 31


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Qualifying entry lists released for Australian Open 2026 TENNIS fans are guaranteed four thrilling days of action during the Australian Open 2026 qualifying event, as confirmed by the release of the entry lists. Grand Slam stars, emerging talents and Australian favourites will feature among the 128-player men’s and women’s fields, with the action to kick off on Monday 12 January at Melbourne Park. Final-round qualifying matches play out across the precinct on Thursday 15 January, part of the bumper tennis and entertainment offering during AO Opening Week presented by Herald Sun. Players are required to win three matches to secure one of the 16 places available to qualifiers in both the men’s and women’s singles main draws at AO 2026. There are three

main-draw wildcards remaining to be announced in the men’s draw, while one wildcard is still to be allocated in the women’s. Headlining the women’s qualifying entry list is world No.104 Polina Kudermetova, who reached this year’s Brisbane International final. She is joined in the field by 2017 US Open champion Sloane Stephens, AO 2021 finalist Jennifer Brady and former top-10 star Kristina Mladenovic, all using protected rankings to enter the field. Katie Boulter and Taylor Townsend are other notable names on the list, while rising stars Lilli Tagger (the 2025 Roland Garros junior winner) and Alina Korneeva (who won the girls’ title at AO 2023) will offer fans a glimpse of the

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sport’s promising future. Twelve Australians will also compete in qualifying: Astra Sharma, Maddison Inglis, Olivia Gadecki and Arina Rodionova, plus wildcards Destanee Aiava, Lizette Cabrera, Tina Smith, Elena Micic, Storm Hunter, Alana Subasic, Tahlia Kokkinis and Renee Alame.

The ninth and final women’s qualifying wildcard goes to French junior rising star Ksenia Efremova, as part of a reciprocal arrangement. Local representation is similarly strong on the men’s side, with 12 Australians on the list. This includes Jordan Thompson, Bernard Tomic, Alex Bolt, Jason

Kubler, James McCabe and Dane Sweeny – who were directly accepted into the qualifying event – plus wildcards Cruz Hewitt, Edward Winter, Pavle Marinkov, Li Tu, Moerani Bouzige and Philip Sekulic. Australian Open 2025 junior champion Henry Bernet has also been awarded a wildcard,

while two more men’s qualifying wildcards will be confirmed in the first week of January. The men’s qualifying entry list is led by world No.102 Vit Kopriva of Czechia, while fans will note other well-known names like former world No.4 Kei Nishikori, Dan Evans, Nicholas Jarry, Dusan Lajovic, Yoshihito Nishioka, Mackenzie McDonald, PierreHugues Herbert and Wu Yibing. Seven rising stars who competed at last week’s Next Gen ATP Finals – AO 2023 junior champion Alexander Blockx, plus Dino Prizmic, Martin Landaluce, Nicolai Budkov Kjaer, Nishesh Basavareddy, Rafael Jodar and Justin Engel – are also on the list, as is Australian Open 2024 boy’s champion Rei Sakamoto, now a top-200 men’s player.

Naara ignites the AFC Women’s Asian Cup as first-ever tournament mascot THE AFC Women’s Asian Cup Australia 2026™ today unveiled Naara – the first mascot in the history of the tournament – in a vibrant celebration held on International Volunteers Day at the Broadwater Parklands on the Gold Coast. Off the back of the reveal of WAVEMAKER by Kelme, the first bespoke match ball ever created for the tournament, Naara’s arrival marks another groundbreaking moment as the 2026 edition continues to set new standards for women’s football in Asia. Dozens of dedicated tournament volunteers were in attendance as Naara made her dramatic debut arriving atop a bright red fire truck before stepping on to the stage to model and officially unveil the tournament’s volunteer uniform. The event also featured the premiere of Naara’s launch video voiced by former Matilda and leading football commentator Grace Gill - giving fans their first glimpse of her fearless personality. Sarah Walsh, Chief Operating Officer of the AFC Women’s Asian

Cup Australia 2026™ Local Organising Committee was joined at the celebrations by Queensland Minister for the Environment and Tourism, Andrew Powell and Deputy Mayor of the Gold Coast Mark Hammel to honour the contribution of volunteers who will play a vital role in delivering the largest and most ambitious Women’s Asian Cup in

36 — AUSTRALIAN INDIAN TIMES, January 2026

history. Dancing her way into the hearts of local fans, Naara taught the crowd her signature moves alongside dancers and volunteers - marking the beginning of her journey to inspire young fans, energise matchdays and bring the tournament spirit to life. NAARA’S STORY: More than a mascot,

Naara is the living flame of the tournament – a powerful symbol of courage, movement and belief. Elegant, spirited and fiercely independent, she embodies the fearless ambition of women and girls across Asia and Australia. Her arrival comes at a perfectly aligned moment in the lunar calendar, with 2026 being the Year of the Horse, and March

– when the tournament kicks off – sits within the early phase of this cycle, ruled by the fire element. Naara, a rare Fire Horse, draws strength and meaning from this powerful intersection of energy, spirit and destiny. Her form draws from the boldness of Asian tradition, the wild freedom of Australia’s vast landscapes, and the timeless wisdom of Indigenous storytelling. Naara unites these worlds with one mission: to ignite the dreams of a continent and inspire all to Dream Fearless. Naara means “the one on fire” in the language of the Noongar people of Western Australia’s southwest corner. In Noongar culture, fire is a force of renewal – it brings communities together for song, dance and story, restores the land, and sparks new life. Naara’s name reflects strength, resilience and energy: the very qualities that define the spirit of the AFC Women’s Asian Cup Australia 2026™. The tournament is proud to honour the Noongar people of Western Australia, where the tournament will kick-off in spectacular

fashion with the Matildas blockbuster clash against the Philippines and official Opening Ceremony on 1 March 2026 at Perth Stadium. Fans are already snapping up seats for this highly anticipated tournament opener which will feature the official Opening Ceremony in front of a packed Perth Stadium, while sales are soaring for Australia’s showdown against Korea Republic on 8 March – a clash set to light up Stadium Australia on International Women’s Day. On the Gold Coast, the Matildas clash against Iran is the first match of the tournament to sell out its initial allocation. Tickets for other matches, including the knockouts and showpiece Final, are also selling quickly, with demand surging across all three host cities with the AFC Women’s Asian Cup Australia 2026™ is on track to be the most high-profile and recordbreaking edition in the tournament’s history. With tickets starting from just $20 for adults and $10 for children, fans are being urged to lock in their seats now to avoid disappointment.


ushers in 2026 with Jana Nayagan trailer pits Thalapathy Nani The Paradise poster ahead of Vijay against a ruthless Bobby Deol in its March 26 release his final cinematic chapter, watch A moment fans long anticipated yet were never truly prepared for — the trailer of Jana Nayagan, Thalapathy Vijay’s muchawaited swan song, is finally out. More than a routine trailer launch, this unveiling signals the arrival of Vijay’s final cinematic chapter — one steeped in legacy, emotion, and the force of mass cinema. The trailer showcases Thalapathy Vijay in powerful avatars, including striking moments in a police uniform, while also revealing his deeply personal side as a father. His relationship with his daughter, played by Mamita Baiju, emerges as the emotional anchor of the narrative. A standout line about raising her “like a tigress” blends strength with vulnerability, underscoring the values he fights for and the future he seeks to protect. Standing firmly as the villain is Bobby Deol, who makes a formidable impression as the film’s primary antagonist. Portrayed as a ruthless figure driven by ambition and dominance, his character seeks to bend the nation to his will. Bobby’s imposing presence and transformation elevate the conflict, setting the stage for a clash. Adding further tension is Prakash Raj his confrontations with Vijay, though brief in the trailer, hint at layered

power struggles rooted in authority, belief systems, and consequence. The trailer also offers impactful glimpses of Pooja Hegde, Priyamani, Telugu veteran actor Sushil, and Narain, suggesting a well-etched ensemble that amplifies the film’s scale and narrative ambition. One of the trailer’s most electrifying moments arrives when Vijay begins the line, “I am…” — a pause that sends audiences into collective anticipation, evoking memories of his iconic Thuppakki dialogue (“I am waiting”). The expectation is subverted as he completes it with “coming”, triggering instant fan frenzy and delivering a moment rich in mass appeal and nostalgia. Anirudh Ravichander’s

pulsating background score powers the trailer throughout, seamlessly amplifying both the highoctane mass moments and the emotional beats, making the experience feel like a tribute unfolding in real time. The trailer launch follows the phenomenal success of the Jana Nayagan audio launch event in Malaysia, which turned into a historic celebration of Thalapathy Vijay’s global fan following. Drawing an overwhelming response from fans, the event set new benchmarks by entering the Malaysia Book of Records, underlining the unparalleled bond Vijay shares with audiences beyond Indian shores. The scale, energy, and fan fervour witnessed

in Malaysia not only amplified the film’s international buzz but also laid the perfect foundation for the trailer’s thunderous reception worldwide. With pre-sales gaining strong momentum across international territories — and early UK numbers emerging as a strong benchmark — Jan Neta is already shaping up for a massive global opening that could rewrite box office records. Produced by Venkat K. Narayana under KVN Productions, Jan Neta is set for a worldwide theatrical release on January 9, 2026, perfectly timed for Pongal. The film stands as a landmark moment in Indian cinema — the grand finale to Thalapathy Vijay’s illustrious film journey.

Nani kickstarted 2026 on a high note by unveiling a brand-new poster of his much-anticipated film The Paradise, instantly sending fans into a frenzy. Released on New Year’s Day, the poster not only offered a striking first look but also officially announced the film’s theatrical release date, making it a memorable start to the year for the actor and his followers. Taking to social media, Nani shared the poster with a powerful caption that reflected the film’s tone and scale. He wrote, “Welcome to 2026 aka JADAL ZAMANA Happy New Year #TheParadise in cinemas 26th March, 2026. Releasing in Telugu, Hindi, Tamil, Kannada, Malayalam, Bengali, English, and Spanish.” The announcement confirmed that The Paradise will see a massive pan-Indian and international rollout, positioning it as one of the biggest releases of the year. Directed by Srikanth Odela, The Paradise marks another significant collaboration between the filmmaker and Nani after the success of Dasara. The film has already generated considerable buzz for its intense narrative, scale, and the actor’s transformative on-screen presence. With Odela’s gritty storytelling sensibilities and Nani’s versatility, expectations around the project have been consistently soaring. Produced by SLV Cinemas, The Paradise is slated for a grand theatrical release on

March 26, 2026. The makers are leaving no stone unturned to ensure the film reaches audiences across markets, with plans to release it in eight languages — Telugu, Hindi, Tamil, Kannada, Malayalam, Bengali, English, and Spanish. This wide linguistic spread highlights the film’s global aspirations and its ambition to transcend traditional regional boundaries. Adding further intrigue to the project, reports suggest that the makers have approached Hollywood star Ryan Reynolds to present The Paradise in international markets. While an official confirmation is still awaited, the development has amplified excitement around the film’s global outreach strategy. With its visually arresting poster, ambitious release plan, and strong creative team, The Paradise is shaping up to be more than just another big-ticket release. As anticipation builds steadily, Nani’s New Year surprise has firmly placed the film among the most awaited cinematic events of 2026.

Tara Sutaria introduced as Rebecca in Yash’s Toxic: A Fairytale for Grown-Ups The makers of Toxic: A Fairytale for GrownUps have unveiled Tara Sutaria as Rebecca, adding another key layer to the dark, expansive universe of Yash’s upcoming film. The announcement follows the earlier reveal of Kiara Advani as Nadia, Huma Qureshi as Elizabeth, and Nayanthara as Ganga, each character introduction gradually mapping the film’s tone and scale. Rebecca is described as desirable, enigmatic and emotionally guarded, a character who balances fragility with authority. The first-look poster presents her in a gilded yet unsettling setting, holding a gun with ease— suggesting a woman shaped by instinct, selfCall: (07) 3189 6535

preservation and power. While she appears vulnerable on the surface, the imagery hints at a personality that wears control naturally, almost as a survival reflex. For Tara Sutaria, Toxic marks her first entry into the pan-India space, signalling a significant shift in her career trajectory. Known largely for roles that leaned into elegance and polish, the actor is set to move away from her familiar screen image and step into a far more volatile, gritty environment. Director Geetu Mohandas, who has also co-written the film with Yash, spoke at length about her experience working with Tara and the approach she adopted while shaping Rebecca

on screen. She said, "I’ve always felt an instinctive love to protect Tara . Perhaps because she is a guarded soul or perhaps it’s the armour she’s comfortable with . And perhaps it doesn’t need to be defined."

He further added, "I realized early on that the best way to reach her was not by pushing, not by demanding more, but by allowing her the space to simply be. That choice shaped our equation which turned out calm

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, deeply professional, and perfectly aligned. She observed more than she spoke. She listened more than she revealed. And I often wondered if I should guide her more closely. But in her silence, something powerful was brewing .When she finally stepped into her performance, what emerged was nothing short of breathtaking which is born from an inner understanding she carried all along. She surprised me completely, and in the most beautiful way. I have no doubt she will surprise everyone else too." Toxic: A Fairytale for Grown-Ups has been filmed simultaneously in Kannada and English, with dubbed versions planned across

Hindi, Telugu, Tamil, Malayalam and other languages. The project brings together a strong technical team, including cinematographer Rajeev Ravi, music composer Ravi Basrur, editor Ujwal Kulkarni and production designer TP Abid. Action sequences are being handled by Hollywood stunt director JJ Perry, alongside National Award-winning action choreographers Anbariv and Kecha Khamphakdee. Produced by Venkat K. Narayana and Yash under KVN Productions and Monster Mind Creations, Toxic is scheduled for a theatrical release on March 19, 2026. The date coincides with the festive stretch of Eid, Ugadi and Gudi Padwa.

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2679 Logan Road, Eight Mile Plains, 4113

RMK International Pty Ltd t/a

31 Bellwood St, Darra, 4076

Dosa Hut

The Village, 21/1932 Logan Rd, Upper

Monier Discounts

Mount Gravatt, 4122

Robam Kitchen Appliances Gold

Expert Education & Visa Services

97 Creek Street, Brisbane, 4000

Coast

Flavourin Food World

147 Musgrave St, Berserker, 4701

Robam Kitchen Appliances

Gayatri Mandir

178 Lyndhurst Rd, Boondall, 4034

Ginger and Garlic Indian cuisine

1/168 Adelaide Street, Brisbane CBD, 4000

Global Convenience

Shop 1, 2942 Logan Rd, Underwood, 4119

Globenet Realty

Gold Coast Hindu

Shop 5/2281 Sandgate Rd, Boondall,

4102 Reliance Fresh

113 Orange Grove Rd, Coopers Plains, 4108

Shop 2/59 Ferry Rd, Southport, 4215

Shop A1/15 Lapis St, Underwood, 4119

Underwood Royal Indian Tandoori Cuisine

335 Ruthven st, Toowoomba, 4350

Sai Saileshwara

1614 Sandgate Road, Virginia, 4014

Hindu Temple Salt N Spice Indian And Island

7/109 Grand Plaza Drive, Browns Plains,

Grocer

4118

4034

Samy Imports and Exports

384 Ipswich Rd, Annerley, 4103

15 Byth St, Arundel, 4124

Sanatan Centre QLD

26 Barossa St, Calamvale, 4116

Santoshi India House

Shop 14/1177 Wynnum Rd Cannon Hill,

Cultural Association Golgappa Lawnton

555 Gympie Road, Lawnton, 4501

GolGappa Restaurant

5/2120 Logan Rd, Upper Mount Gravatt,

Shree Balaji Foods

957 Beenleigh Rd, Runcorn, 4113

4122

Shree Swaminarayan Hindu Temple

38 Cloverdale Rd, Doolandella, 4077

Hare Krishna ISKCON Temple

2705 Ipswich Rd, Darra, 4076

Vadtal Dham Brisbane

Indian Flavor

SHOP 2/1401 Anzac Avenue, Kallangur,

Shree Venkatesa Durga Temple

57a Kenmore Rd, Kenmore, 4069

4503

Shree Vishnu Maya Mandir

86 Scotts Lane, North Maclean, 4280

Shop 1, 10-14 William Berry Drive,

Shri Ganesh Indian

896 Boundary Rd, Coopers Plains, 4108

Morayfield, 4506

Grocery & Spice Shop

68 Amaranthus Street, Runcorn, 4113

The Fiji Shop

12 Lincoln St, Strathpine, 4500

Veena

44 Victoria St, West End, 4101

The Singh Sabha

101 Lemki Rd, Taigum, 4018

The Spice Trail

15 Myall St, Southport, 4215

Townsville Indian Groceries

3/244 Ross River Rd, Townsville City,

Indian General Store & Takeaway

Indian Senior Citizen Association & Ekta Women’s Group Indian Spice Shop

763 Gympie Rd, Chermside, 4032

Indian Spice Shop

498 Ipswich Rd, Annerley, 4103

Indian Spice Shop

1/834 Wembley Rd, Browns Plains, 4118

Indian Spice Shop

6/30-34 Commercial Dr, Springfield,4300

Indian Spice Shop Aspley

1349 Gympie Road, Aspley, 4034

James Navaratnam

21 Dunamis Ct, Cornubia, 4130

JD Media Corporation Pty Ltd

2/3 Curban Street, Underwood, 4119

Kamalz Indian Fashion

1/ 1953 Logan Rd, Upper Mount Gravatt,

4170

4814 Tulsi Spice and Indian Restaurant

4078 Vedanta Centre of Brisbane

4122

SOUTH AUSTRALIA

Kings Tobaconnist

3/398 Deception Bay Road, Deception

Indian Traders

Asian & Island Food

Bay, 4508

KKN Spices Pty Ltd

127 Leybourne Street, Chelmer, 4068

Krishna Island & Indian Foods

151 Biota Street, Inala, 4077

Krishna Island & Indian Foods

26 Blackwood Road, Logan Central, 4114

Krishna Spice

20 Harries Road, Coorparoo, 4151

MASALA CAFÉ

Shop E,2053 – 2059 Moggill Road, Kenmore, 4069

38 — AUSTRALIAN INDIAN TIMES, January 2026

Shop 8A/200 Grand Ave, Forest Lake,

96 Vedanta Dr, Springfield Lakes, 4300

345 Anzac Hwy, Plympton, 5038

VICTORIA Divya Indian Groceries

102 Coleman Rd, Boronia, 3155

Indiagate Spices And Groceries

Unit 14C/ 560-590 High St, Epping, 3076

WESTERN AUSTRALIA Quality Indian Groceries

1/1337 Albany Hwy, Cannington, 6107


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AUSTRALIAN INDIAN TIMES, January 2026 — 39


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40 — AUSTRALIAN INDIAN TIMES, January 2026


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