2025 Open Enrollment
Biomerics
Presented by:
Dan Middlebrooks | Senior Sales Consultant
David
Ballard | Account Executive
Maurice Moreno | Sr. Account
Manager
Dana Breer | Account Manager
Melani Childs | Account Associate
• What you need to know
• 2025 – Good news!
• Medical overview – What’s New?
• Dental overview – What’s New?
• Vision overview – What’s New?
• Life and Disability overview – What’s new?
• Other benefits programs overview
• Next steps
What You Need To Know
• Open enrollment is November 4th – November 22nd!
• Current elections will be effective until December 31, 2024.
• After Open Enrollment, you can only change coverage within 30 days of a qualifying life event.
• Detailed information can be found in your benefits guide.
• Open Enrollment is active. Everyone must log in to Paylocity to make elections!
Carriers & Benefits
Medical Insurance
to your Benefits Guide for payroll deductions.
Kaiser Permanente https://healthy.kaiserpermanente.org/ 800-464-4000
• Virtual visits available
• 24-hour nurse line
• View claims information
• Request ID cards
Kaiser Permanente https://healthy.kaiserpermanente.org/ 800-464-4000
• Virtual visits available
• 24-hour nurse line
• View claims information
• Request ID cards
Kaiser Permanente
https://healthy.kaiserpermanente.org/ 800-464-4000
• Virtual visits available
• 24-hour nurse line
• View claims information
• Request ID cards
Spending Accounts
Flexible Spending Accounts (FSA)
• Prepaid Accounts for medical or dependent care expenses
• “Use It or Lose It” - funds do NOT roll over if unused
• IRS Publication 502 (www.irs.gov) allowable expenses Include:
• Prescriptions
• Eyeglasses
• Contacts
• Copays 2024 Limits: Health Care: $3,300 Dependent Care: $5,000
UMR (United Healthcare) www.UMR.com
800-826-9781
• A bank account you can use to set aside money to pay for health care expenses.
• “Use It, Save It, Never Lose It!” – It is your personal bank account.
• Compatible with the Base HSA medical plan
• Eligible expenses list on the IRS site: Publication 969 2025 Limits
Bank
866-301-6681
$4,300 – individual
$8,550 – family
$1,000 – 55+ catch-up
Dental Insurance
Vision Insurance
Voluntary Benefits
• Benefits payable for non-work related injuries.
• Elect coverage for you, your spouse and/or children.
• Benefits vary by procedure.
• Indemnity benefits for ER, urgent care, X-rays, hospital admissions and more.
Critical Illness
• Benefits pay if you are diagnosed with an eligible condition.
• Elect coverage for you, your spouse and/or children.
• Includes a $50 benefit for wellness screenings.
• Covered conditions include: heart attack, stroke, organ transplant, cancers, end-stage renal failure and more.
You may enroll…Thank you!
Disclaimer
This presentation is a general overview of benefit offerings. It is not intended for any other purpose and should not be relied upon for determining plan benefits; nor is it a guarantee of coverage. Examples, scenarios and health care options are not intended as professional medical advice. Consult with your doctor before making any major changes in your current medical regimen. For plan benefit information, refer to the 2024 Summary of Benefits & Coverage, Summary Plan Description, or Certificate Booklet or contact Human Resources.