This is a brief description of Biomerics benefits for all full-time employees.
2025 California Benefit Highlights
Benefit Coverage for all lines of coverage will begin on the 1st day of month following date of hire.
Maximum Allowable HSA contributions are federally defined each year; for 2025 the maximum contributions are $4,300 for individ ual and $8,550 for family. Individuals over 55+ may make a $1,000 c atch-up contribution. Biomerics will contribute $800 (employee only) or $1,600 (employee + dependents) per year towards your HSA. Em ployer contributions count towards the Maximum yearly allowed amounts.
2025 California Benefit Highlights
FLEXIBLE SPENDING ACCOUNT (FSA) - UMR
Maximum Allowable FSA contributions are federally defined each year; for 2025 the maximum contribution is $3,300. The maximum contribution amount is $5,000 if you are married and filing a j oint return OR if you are a single parent. If you are married b ut filing separately, the annual maximum contribution is $2,500. Individu als over 55+ may make a $1,000 catch-up contribution.
BASIC LIFE AND AD&D - UNUM
All full-time eligible employees are provided with 1 X Annual E arnings up to $250,000 Basic Life and AD&D.
VOLUNTARY LIFE AND AD&D - UNUM
All full-time eligible employees are provided with $10,000 incr ements to a maximum benefit of Lesser of 5 X Annual Earnings or $500,000 with a Guarantee Issue Amount of $200,000.
Spouses are provided with $5,000 increments to a maximum benefi t of $250,000 with a Guarantee Issue Amount of $50,000. Children are provided with $10,000 maximum. Rates calculations are age based.
DISABILITY BENEFITS - UNUM
Short-Term Disability (STD)
All full-time eligible employees are provided with 60% of weekl y salary up to a maximum of $1,500 per week for 11 weeks. The elimination period for Accident and Illness is 14 days. Claims may be subject to pre-existing conditions guidelines.
Long-Term Disability (LTD)
All full-time eligible employees are provided with 60% of month ly salary up to a maximum of $6,000 per month for 2 years with 3/12 pre-existing conditions. The elimination period for Accident an d Illness is 90 days.
401(k) : Biomerics offers a competitive match of your contributions in to your 401(k) up to 4% of your pay. Your match is immediately vested.
Accident, Cancer, Hospital Indeminity : Biomerics offers competitive supplemental insurance through Unum to protect against the unforeseen.
Employee Assistance Program (EAP) : Biomerics values your mental, financial, physical, and emoti onal wellbeing. Telus is an EAP program to help with questions about stress, parenting, managin g money, or health issues. Call 800-433-7916 for assistance