Billings Business November 2016

5 MINUTES WITH

SAM RANDALL MAGPIE JEWELRY

GRAIN BIN HOUSE REAPS FAME FOR BILLINGS ARCHITECTURE FIRM

SPECIAL REPORT

VIDEO TOUR EDUCATES PUBLIC ABOUT FINANCIAL FRAUD

November 2016

Billings Business 401 N. Broadway Billings, MT 59101-1242

CONTENTS November 2016

An indispensable business resource

On the Cover

FEATURES

Collaborative Design Architects has received widespread acclaim for a home built from a grain bin

Agrarian chic................................................................................................................................................................................... 6 Grain bin house garners wide acclaim

SPECIAL REPORT.................................................................................................................................................................. 13

Program aims to inform investors about financial fraud Louis Habeck

COLUMNS

Economic Development................................................................................................................................................ 10 Dena Johnson: Shop Local Saturday supports the economy

Chamber News......................................................................................................................................................................... 11

Commercial & Residential

Sales Moves.................................................................................................................................................................................. 17

Flood or Fire, we will restore your property from beginning to end.

Dax Schieffer: Montana’s tourism industry supports many jobs Jeffery Gitomer: It’s good to know your sales “type”

Better Business........................................................................................................................................................................39 Dan Buchta: Beware of holiday fundraising schemes

BILLINGS BUSINESS EVERY MONTH

Licensed • Bonded • Insured

By the numbers.............................................................................................................................................................................5

Preferred by Major Insurance Companies.

Five Minutes with................................................................................................................................................................. 12

406-628-0178

Sam Randall, Magpie Jewelry

Success Stories...................................................................................................................................................................... 34 Business Briefs........................................................................................................................................................................35 The Listings...................................................................................................................................................................................36

Five minutes with Sam Randall Page 12

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November 2016

Complete Reconstruction

From the Editor..............................................................................................................................................................................4 The local economy at a glance

Meadow Lark Companies moves to new West End location Page 33

24 Hour Emergency Flood & Fire Restoration Services

—24 hour contact line—

www.alphaomegapros.com

November 2016

3

the editor

F ROM THE EDITOR : I S A ROBOT STEALING YOUR JOB ? N OT AT SOME GROCERY STORES

By TOM HOWARD After grabbing a couple of items and heading toward the checkout line at my local Albertsons, I was surprised at the store’s new look.

The four self-checkout kiosks that I had grown accustomed to over the past few years had been unceremon iously unplugged and carted off. They were replaced by an express checkout counter manned by an actual person.

When I asked the clerk why the store had yanked the robot checkers, I was told that reliability was their biggest drawback.

Come to think of it, the self-check kiosks did seem to have their share of technical issues and were frequently broken in recent months.

You’ve probably heard arguments both for and against a retailer’s decision to embrace technology as a way to improve efficiency and cut costs. No doubt some people will look at the trend as another example of hard-working Americans losing their jobs to machines, or corporate bosses turning to technology to keep wages low.

These days, when labor is in short supply throughout much of the country, technology can be an enticing fix.

When the Albertsons kiosks were working properly, a single checker could service four lines of shoppers, providing assistance if anybody ran into trouble. The lines seemed to move pretty quickly, as long as customers learned how to operate the machines.

But when the scanners were on the fritz, frustrated customers were heard saying things like: “Isn’t technology great?”

Albertsons isn’t the first retailer to try

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November 2016

and later scrap self-service checkout.

Three years ago, Costco Wholesale eliminated self-service checkout from all of its stores.

“They are great for low-volume warehouses, but we don’t want to be in the lowvolume warehouse business,” Costco CEO Craig Jelinek told Businessweek.

Not only did Costco find that human cashiers are more efficient than machines, properly trained human checkers can actually boost sales.

According to one school of thought, training checkers to ask simple reminders such as “Did you find everything you were looking for?” or “Do you need any postage stamps today?” can actually boost sales by reminding the customer that he might have forgotten something.

That simple inquiry can also remind store managers that an item needs to be restocked if the customer couldn’t find it.

But just when it looked like self-service technology could be losing ground in the retail sector, several fast food chains, including McDonald’s, Panera and Wendy’s, are experimenting with self-serve kiosks, which enable a customer to place an order from a touch screen, or from their phone.

Just think, before long hearing a teenager ask, “Would you like fries with that?” could be a quaint reminder of a bygone era.

NOVEMBER 2016 • VOLUME 23 • NUMBER 2

mike gulledge tom howard COPY EDITOR chris jorgensen GENERAL MANAGER dave worstell PUBLISHER

EDITOR

SALES

ryan brosseau shelli scott ADVERTISING COORDINATOR spencyr knatterud ADVERTISING DIRECTOR

ADVERTISING SALES MANAGER

SUBSCRIPTIONS Billings Business is mailed each month to area business owners, managers and decision makers.

To subscribe for $19.95 per year, please send payment, name, business name, mailing address and phone number to: Billings Business 401 N. Broadway Billings, MT 59101 ADVERTISING For retail advertising call Milt Lang, 657-1275; Diana Russiff, 657-1495;.

Joe McGinnis 657-1599.

Advertising deadline for the December 2016 issue is 5 p.m. Thursday, Nov. 3.

NEWS If you would like to submit a news tip, story idea, announcement about your business or press release, please email it to: editor@billingsbusiness.com website: www.billingsbusiness.com Information published herein does not reflect the opinion of Billings Business. Contents are the property of Billings Business.

By the numbers

• Personal • Business • Real Estate • Agriculture

Local and regional economic trends Shiloh & Grand 655-3900

Downtown 655-2400

RECORD VISITATION Yellowstone National Park received a record 4.9 million visitors through the first nine months of 2016.

That’s a 4 percent increase over last year.

Source: National Park Service

14th & Grand 371-8100

stockmanbank.com

Worden 967-3612

National park visitors

Airport boardings

10

7

6 8

In ten thousands

Hilltop & Main 896-4800

In hundred thousands

King Avenue 655-2700

6

5

4

3

2

4

1

Billings housing starts

2

0

New single-family home building permits 50

350

302

40

Billings

265

300

0

250

30

May

June

July

Aug.

Sept.

April 2015 to Sept. 2015

100

April 2016 to Sept. 2016

50

0

May

June

July

May 2015 to September 2015

Aug.

Sept.

0

May 2016 to September 2016

2015

April 2016 to Sept. 2016

Montana winter wheat

Montana Beef Cattle

6

200

(per bushel)

3

100

2

50

1

April

May

June

July

Aug.

March 2015 to August 2015 Source: U.S. Department of Agriculture

0

Mar. 2015 to Aug. 2015 Mar. 2015 to Aug. 2015

4

4

1

Mar. 2015 to Aug. 2015 Mar. 2016 to Aug. 2016

5%

150

2

Aug.

Unemployment

(per cwt.)

5

July

Source: Montana Department of Transportation

Source: National Park Service

Ag prices

June

Mar. 2015 to Aug. 2015 Mar. 2016 to Aug. 2016

April 2015 to Sept. 2015

2016

May

Missoula

Glacier National Park

YTD Through Sept. 30

Source: City of Billings

March

Bozeman

Yellowstone National Park

150

10

0

April

200

20

March April

3

March

April

May

June

March 2016 to August 2016

July

Aug.

0

March

April

Montana

May

June

Yellowstone County

July

Aug.

U.S.

Source: Montana Department of Labor and Industry

November 2016

5

Grain bin house reaps rewards for Billings firm

Louis Habeck

By TOM HOWARD

W

HEN ARTIST KATE MORRIS WENT LOOKING FOR SOMEBODY TO DESIGN HER IDEA OF CON-

VERTING A STEEL GRAIN BIN INTO A HOME, SHE PICKED A YOUNG ARCHITECT WHO ALSO

HAPPENED TO BE A FORMER STUDENT, NICK PANCHEAU.

Pancheau embraced the project enthusiastically, and his inspired design has received widespread acclaim.

Billings-based Collaborative Design Architects, where Pancheau is now a partner, took home top honors in the recent Montana American Institute of Architects awards ceremony for

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November 2016

Morris’s grain bin house, which is near Great Falls. The home has become a tourist attraction, and has developed a devoted following online. A blog “sheknows” even identified the home as one of 10 houses capable of withstanding a zombie apocalypse.

Panchaeu credits the project’s success to the

vision of Morris, a Billings-based artist who was his art teacher from kindergarten through eighth grade when he attended school in Lockwood.

“She had two fantastic things going on,” Pancheau said. “She had an existing grain bin on a beautiful site, and she said ‘I want a bridge from the sloping landscape into the house.’ That’s what opened up this realm of possibilities.”

Pancheau is a 2002 Billings Senior High graduate and received his master’s of architecture degree from Montana State University. The Honor Award is the highest level of achievement awarded at the recent AIA gathering.

Morris isn’t the first person to think about converting a grain bin into a home. Mother Earth

Windows and a cantilevered deck are part of the design for the grain bin house.

Windows provide expansive views of the Montana landscape.

News, a popular publication among rural denizens and backto-the-land enthusiasts, occasionally publishes articles about converting grain bins into dwellings. Most plans show simple dividers erected within the bin’s cylindrical walls.

By contrast, Pancheau’s design involved fitting the dwelling’s main floor, 900 square feet of living space, within the bin, while cantilevering two large sections of living space outside the bin’s corrugated walls. A long narrow bridge enters the bin at the dwelling’s main floor, where it meets up with the main floor, an insulated box that rests on steel supports inside the bin. Unconditioned spaces are located above and below the living space.

“As an artist, Kate was trying to let us express all that could be expressed in this kind of setting,” Pancheau said. ”There’s an artfulness and a beauty to these agrarian structures. One way to approach it would be to put up some studs and put a lid on it inside and say you have a grain bin house. In this project we tried to explore the limits that could be done in this kind of setting.

Obviously it’s in a beautiful area, and it’s a beautiful structure.”

Because the design called for piercing the sides of the steel bin to accommodate the living space, the architects had to sharpen their pencils to make it work. A grain bin is engineered to handle hoop stress — the force that results when tons of grain pushes out against the cylindrical structure. But things get complicated when large holes are cut in the side.

“Basically, you have a pop can, and whenever you cut a hole in it you need to run a piece of tube steel adjacent to the opening for reinforcement,” Pancheau said. Structural engineer Matt Krivonen developed a plan to make sure the walls were adequately reinforced, and the supports holding up the dwelling space were properly engineered.

Another distinguishing feature of the dwelling is what Pancheau referred to as reciprocal space, an unconditioned void that

Louis Habeck

Stairs lead to the dwelling space in the grain bin house.

Louis Habeck

Courtesy Collab

This rendering shows different elements of the grain bin house, including a bridge and unconditioned space above and below the dwelling.

Please see House, Page 8

November 2016

7

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Louis Habeck

A bank of windows provides a view of unconditioned space outside the living area.

son, a principal at Collaborative Design, said the higher cost of building discourages some people who ask about the home.

But the project has also led to other projects.

“Our motto is that we’re a proponent of Eastern

Montana architecture,” Pancheau said. “This project puts it in the forefront of people’s minds. They love what we did with the grain bin, and they think we understand Eastern Montana in a way they appreciate.”

Arch406 provides flexibility for architectural firm 1320 28th Street West Billings, MT 59101 call us: (406) 652-4180 visit us online: darnielle.com

Managing your Insurance Moves The Independent Contractor – Addressed Again??

Buying Workers’ Compensation Insurance Condominium Association Insurance Transportation Network Companies – TNC’s

Read More at darnielle.com November 2016

displays the bin’s interior walls. The bin’s interior wall is visible through a bank of windows on the living area.

“You can see the beauty of the inside of the grain bin, so you haven’t lost that connection,” said Jeff Canning, a principal at Collaborative Design. “That’s what some of the jurors noted: The beauty of knowing you’re living inside a grain bin.”

The house has received a lot of attention, and Collaborative Design Architects has fielded a number of inquiries from people who have expressed an interest in this type of architecture.

One misnomer about converting a grain bin into a house is that it’s a cheap way to build a home. Brian John-

Travis@floberg.com

By guest blogger Dennis P. Gambill, Insurance Litigation Consultant.

8

From 7

When Collaborative Design Architects completed an extensive renovation for a building owned by Swank Enterprises in downtown Billings, the Billings firm did a lot more than drawing up plans.

A sister company, known as Arch406, designed and built custom desks, counters and other fixtures for the building.

Arch406 is a design build company that complements the services offered

by Collaborative Design.

“It was spurred off of some of the smaller projects that we have done,” said Brian Johnson, one of the partners in Arch406.

“When you have a smaller project, it’s sometimes harder finding a contractor to do some of the jobs. When some of the contractors started charging too much we decided on doing it ourselves,” Johnson said.

Doing the design and fabrication allows Arch406 to exercise more control over a job in order to get the best results, Johnson said.

“We will spend more time on a small project and make a little less money just to make it special,” he said. “We’re artists at heart, and this is one of our guilty pleasures in order to have it done right.”

“This gives us the ability to make decisions and maintain our ideas instead of having a contractor cut it off,” if money gets tight, said Jeff Canning, principal at Collaborative Design.

Arch406 has a shop on Moore Lane where much of the building and fabrication takes place. Nick Pancheau, a principal of Collaborative Design, said he does much fo the building.

“I enjoy the hands-on part,” he said.

One project involved designing and building several portable coffee stations for Off the Leaf.

“The challenge was: ‘How do we make it affordable and movable?’” Johnson said. “It’s two cabinets with water, pumps and it’s wired for electricity.”

The portable coffee bars also feature a distinctive touch: a plastic cover plate that Arch406 fabricated using a 3D printer.

“There’s 50 years of architectural experience that went into that cover,” Canning said, joking.

Arch406 has other projects in the works. Plans for tiny houses, small, affordable dwellings, are being developed.

A video is available on the website: http://www.collaborativedesignarch. com/arch-406

Providing viding outstanding care to Montana

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billingsclinic.com

November 2016

9

SPONSORED BY THE BIG SKY ECONOMIC DEVELOPMENT

SHOP LOCAL SATURDAY, NOV. 26, HELPS YOUR COMMUNITY

By DENA JOHNSON

According to American Independent Business Alliance, for every dollar spent at a local small business, 48 cents stay local

Dena Johnson is regional director of the Small Business Development Center at Big Sky Economic Development. Contact her at 406-254-6014 or dena@ bigskyeda.org

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November 2016

In recent years, the “Shop Small” effort has gained momentum. Events like “Small Business Saturday” kick off before we deck our halls. But what does Shop Small really mean? It’s an experience and an investment that will pay dividends for years to come.

According to the PWC Holiday Outlook for 2016, 52 percent of holiday spending will be on physical gifts, 32 percent on gift cards, and 16 percent on experiential gifts. Shoppers are also predicted to spend 10 percent more than last year. How about putting that money to use right here in our Big Small Town?

PWC also predicts that 75 percent of consumers will shop locally.

Are your hard-earned dollars buying more than a product? According to American Independent Business Alliance, for every dollar spent at a local small business, 48 cents stay local compared to a large chain leaving our town with only 14 cents.

Both have their role in our economic landscape.

What is your role? Can you imagine a town without local shops, without local eateries? People

choose where they live fi rst and then where they work.

In an environment where workforce is scarce, we all need to remember to shop small and not just on Small Business Saturday.

I grew up in the small town of Red Lodge. I can still smell fresh doughnuts from the local bakery as I think back to walking down the street with our family. We’d visit the Montana Candy Emporium, Glass Rabbit, Cubby Hole and enjoy lunch at Bogart’s. We’d splash in the sprinkler puddles at Pride Park outside of Flashes and we’d go to the Red Box Car for ice cream.

The charm and fondness of these treasured spots stay with me as we raise our little girl. I shop small in Billings so that she too will have these memories and experiences.

Here’s what Shop Small Saturday means to a couple of Billings’ treasured spots.

Kris Carpenter, owner of Sanctuary Spa & Salon and Joy of Living, says this: “The reason I spend so much effort in promoting Small Business Saturday is because our community has to remember that the dollars spent in our community versus the dollars spent at chain stores means local businesses have the ability to

give back to our community through donations and sponsorships along with providing jobs for our workforce needs. I am working to help awareness grow and make it a day of community pride for what small business does for Billings! So, I encourage everyone to shop local on

Saturday, Nov. 26. If you have to shop online, buy a local gift certificate and keep your dollars local!”

Katie Cline Ellis, Owner of Bottega Clothing says “Shopping locally shows a sense of loyalty directly within the community.

It validates the strong efforts of small businesses

which show the community members want to take responsibility for our local economy.”

May you have a blessed holiday season and may your family make warm and lasting memories as you experience some of the best of Billings by shopping small.

& Want you to

this Holid Holiday Season SMALL BUSINESS S AT U R D AY I S

November 26th

Big Sky Economic Development works with local small businesses to start and grow through our Business Growth Services. Visit the Small Business Development Center (SBDC) for more information.

W W W. B I G S KY E CO N O M I C D E V E LO P M E N T.O R G or call 406-254-6014 to make an appointment or sign up for our next training.

Montana’s tourism industry provides $3.6 billion SPONSORED BY THE BILLINGS CHAMBER OF COMMERCE

economic boost

By DAX SCHIEFFER

In 2015, 11.7 million non-resident visitors came to Montana spending more than $3.6 billion.

DAX SCHIEFFER is director of Voices of Montana Tourism. Contact him at 406-539-1026

Voices of Montana Tourism and partners have traveled every region in the state over the past two months providing economic data showing the immense value that the tourism industry provides businesses and Montana families. In early October, more than 60 people arrived for breakfast offered in Billings featuring local business panelists representing architecture, events, restaurants and retail.

Before diving into the economic impacts for Billings, it’s interesting to first reflect on the tourism industry for the entire state of Montana, which has been attracting non-resident visitors for most of its history, and has enjoyed increased success in the past 30 years with even faster growth within the past five years.

In 2015, 11.7 million nonresident visitors came to Montana spending more than $3.6 billion. That is a 7.5 percent increase in visitation and 13.5 percent increase in spending when excluding gas sales. The tourism industry supported 63,360 jobs statewide with $1.43 billion in salaries.

Also interesting for all Montanans are the significant taxes generated by nonresident visitors coming to the state. An impressive $201 million in state and local taxes were generated by non-resident visitors, which lowers the taxes for each Montana household by more than $492. These statistics reflect new money coming into Montana from visitors,

a significant positive economic impact.

Looking at Billings, a couple of metrics show the health and importance of the tourism economy. With the latest data surveying non-resident visitors, tourists spent nearly $400 million in Yellowstone County.

When factoring out gas sales, the leading industry in Billings for non-resident visitors is the retail economy, representing nearly $100 million in sales. Other strong categories include restaurants/bars, hotels and car rental.

Another area to watch trends in tourism are in the collections of bed tax. When using this metric, it includes all hotel revenues from both in-state and out-of-state travelers. Nine years ago, Billings hotels saw approximately $55 million in sales and in 2015 the numbers had climbed to nearly $85 million in revenue. Clearly an industry that can see a 50 percent increase in such a short time translates into a lot of opportunities for jobs and business success.

Tourism is a leading industry for Montana and is an economic driver that can succeed in every corner of the state. The industry provides careers in hospitality where more Montanans can have relatively easy access to new jobs with ladders to success and promotions. All that is really needed to keep the momentum going are consistent policies that ensure continued promotions to market Montana and for residents to continue to be hospitable in welcoming visitors.

Voices of Montana Tourism serves as a united voice for Montana’s tourism stakeholders. Since its creation in 2011, Voices has led the effort with education and outreach to communicate the immense value a sustainably-grown tourism industry provides for all Montanans.

To learn more about the

value of the tourism industry, visit www.voicesoftourism.com and sign up for the monthly newsletters that highlight the economic value of the industry for Montanans. Voices of Montana Tourism is available to provide program presentations for civic, business, educational clubs and organizations upon request.

Voices of Montana Tourism utilizes data provided by the Institute for Tourism & Recreation Research, Montana’s Department of Commerce and the U.S. Travel Association. Voices of Montana Tourism is an independent non-profit who is supported by community TBID’s, Tourism Regions and CVB’s, trade associations and private industry.

The Billings Chamber of Commerce, Visit Billings, and Visit Southeast Montana are proud supporters of Voices of Montana Tourism.

BillingsChamber.com

Shop Local at

MONTANA’S TRAILHEAD This Holiday Season, and always, support local businesses and our local economy.

Shop Small Weekend is November 26 - 27.

Find a list of Chamber member businesses to shop with at BillingsChamber.com.

November 2016

11

Sam Randall

Bringing bling to downtown

By TOM HOWARD Sam Randall’s new business, Magpie Jewelry Gallery, aims to bring some retail diversity to downtown Billings. The store, www.magpiegal.com, is among several new businesses that have taken root in the former Gene Rockman building at 2702 Second Ave. N. Randall chatted with Billings Business about a store named for one of Montana’s most recognizable birds.

Q: Is this your first venture into retail business, or do you have previous experience?

A: My husband I had a restaurant business in Albuquerque, N.M., from 1993 to 2011. So, the answer is definitely yes, I do have business experience but this is different in many ways. Starting from scratch has been a bit more of a challenge. The nice thing is, it’s like learning to ride a bike: It all starts coming back to you including all the work it takes.

Tell us about the jewelry that you’re offering.

Will there be an emphasis on local or Montana artists, or have you cast a wider net?

The jewelry will have one very important element in common in that it must be hand made or hand fabricated. Each artist carries a unique style and it will be this diversity of wearable art that I hope will be exciting to my customers. While living in Albuquerque I learned to make jewelry at a local teaching studio called Meltdown Studio. While there I met some amazing small metal artists. Because of that connection, many of the artists I will feature will be coming from New Mexico. I also have artists from San Francisco, Colorado, and as far away as Massachusetts.

I currently have only two Montana artists and I am definitely searching for more. There are so many talented artists across the state and my goal is to eventually have at least half of my artists from Montana.

Opening just before Christmas season seems to be a good idea. Was the timing intentional?

Not at all! I was hoping to be open much sooner, so it may look like a strategy but really it was just that things have taken much longer than I expected. But in some ways it is now a silver lining.

Are online sales part of your retail strategy?

Yes, they will be. Brick and mortar stores are in my mind still a very viable business to be in, especially in Billings. But in today’s marketplace, it’s CASEY PAGE, Gazette Staff

12

November 2016

critical to have an online shop to go with your business model. I probably won’t have it fully up and running until sometime in 2017.

Do you have a personal, or perhaps spiritual, connection to the magpie? They’re known as clever, resourceful creatures.

A lot of folks have asked me that same question.

I took a bird watching class while going to college in Bozeman and every outing we would see magpies, of course. When I left Montana after school, I rarely saw a magpie and always enjoyed seeing them when I would come visit.

They are a bit flashy with their stark black and white and sometimes blue feathers, easily one of the prettiest birds we have. Plus, as you said, clever and resourceful as well. While researching the name I found how in folkloric literature they would line their nest with stolen jewels, so once I read that I was sold on the name.

SPECIAL REPORT:

TRENDS, FORECASTS & PEOPLE BEHIND THE SCENES

FINANCES

Traveling program helps raise awareness about financial fraud

By TOM HOWARD Fifty people who gathered in the basement of the Billings Elks Club on a recent September night dined on a free meal of smothered steak and mashed potatoes.

As the wait staff cleared the last of the dishes, attendees readied themselves for the next part of the evening. But this was not a typical sales pitch peddling life insurance or time-share condos.

State Auditor Monica Lindeen stepped in front of the group to introduce the program, a documentary on how Montanans can protect themselves from financial predators.

“Gold Diggers: Investment Fraud in the Treasure State,” features interviews with Montanans who had been victimized by dishonest financial advisers who had stolen millions of dollars.

Lindeen, who is commissioner of securities and investments, and several of her staff members appear in the video. Actor Bill Pullman, who spends part of his time in Montana, narrates.

Gold Diggers recounts two separate cases. Art Heffelfinger of Helena stole around $2 million from his clients by operating a multi-year Ponzi scheme. Anne Schlenker of Bozeman diverted $265,000 of her clients’ money to support a lavish lifestyle that included fancy cars, luxurious vacations and expensive jewelry.

Schlenker worked for Edward Jones and Co. from 2004 until her fraud was discovered in February 2010 and she was fired.

According to prosecutors, Schlenker wired $11,485 from a 72-year-old retiree’s account into her personal account to pay off her jewelry debt. She used another $50,000 of a client’s money to pay for upgrades to a Bozeman-area home she was building.

In each case, a criminal investigation was launched after customers began noticing irregularities with their accounts.

After trial in state court, Heffelfinger was sentenced to 10 years in state prison.

Schlenker was sentenced to federal prison for 15 months and was ordered to pay

Art Heffelfinger of Helena is pictured during his trial for securities fraud.

“We emphasize that we don’t want people to be afraid. But we want people to stay involved in their investments.”

— Monica Lindeen, state auditor, securities and insurance commissioner $265,820 in restitution.

In the video, crime victims expressed bewilderment and embarrassment after learning that financial experts whom they trusted had stolen from them.

The good news, Lindeen said, was that the victims were compensated for their

losses.

The documentary, produced by Billingsbased Spotlight Productions, is compelling because it shares the stories of actual victims, said Lindeen, a Democrat who is completing her second term as auditor and insurance commissioner.

“When you have these folks sharing their stories, it really hits home,” Lindeen said.

Over the past four years, Lindeen’s office has shown the film to thousands of Montanans all across the state.

“Ninety-nine percent of financial advisers are good,” Lindeen said. “We emphasize that we don’t want people to be afraid. But we want people to stay involved in their investments. You need to open up the monthly statements that come in. If you don’t understand something or if you’re not getting answers, you can use us as a resource.”

Older people are often reluctant to seek help because they’re embarrassed that

Photo courtesy of Commissioner of Securities and Insurance

Info Fraud perpetrated by dishonest financial advisers is fairly rare. Here are the top five types of consumer scams, according to statistics from the Federal Trade Commission.

1. Imposter scams 2. Debt collection 3. Prizes, sweepstakes and lotteries 4. Telephone and mobile services 5. Banks and lenders

they have been victimized, Lindeen said.

“They’re afraid that if somebody finds out, they’ll lose their financial independence.”

Lindeen said no state money is used to pay for the seminars. Instead, funding comes from the Investment Protection Trust, a national nonprofit group that educates investors.

November 2016

13

Millennials behind curve in saving for retirement Associated Press NEW YORK — Young Americans with even just $1 saved for retirement are ahead of the pack.

Forty-eight percent of all Americans aged 18 to 30 have zero in retirement savings and no access to a traditional pension, according to a GenForward poll by the Black Youth Project at the University of Chicago with the Associated Press-NORC Center for Public Affairs Research.

The youngest in that group are more likely to still be in school, but the trend also holds for those in their late 20s. More than 4 in 10 of those aged 25 to 30 have nothing for retirement.

These same Americans are part of a generation whose future retirements, if they happen at all, will be more dependent on their personal savings. That’s because traditional pensions are becoming more and more rare. Only 7 percent of those surveyed say they’re in line to get the coveted benefit, which promises to pay a set amount monthly after retirement.

Plus, young Americans are likely to get less in Social Security benefits than their parents or grandparents. The age to receive full Social Security benefits is climbing, up to 67 from 66. And most young Americans

don’t have much faith in the Social Security system to begin with. Only 5 percent say they’re very confident in it, and 28 percent say they’re somewhat confident.

Despite all that, a majority of young Americans still say they are confident that they’ll have enough to retire when they want to. African Americans, Asian Americans and white Americans have similar levels of confidence, between 53 percent and 56 percent. Latinos are an exception. Only 43 percent say they’re very or somewhat confident.

“I feel pretty good about our future,” says Shavonne Henry, a 26-year-old who lives in Vancouver, Washington, with her 25-yearold husband and children. They have some saved up in a 401(k) through her husband’s work and a rolled-over 401(k) account from her old job.

“The reason we got to saving at all was I took a finance class in college, and part of the course was: If you want to have the kind of retirement you want to have, you should start saving at 20,” she says. “I don’t think that’s talked about enough.”

More employers are looking to give their workers, young and old, a nudge to start saving for retirement by automatically enrolling them in 401(k) plans. At plans administered by Vanguard, 41 percent of em-

ployers did so last year, up from 27 percent five years earlier.

But to get that benefit, a worker needs a job that offers a 401(k) in the first place, and some younger Americans say it’s difficult finding such a benefit.

Allison Riley, a 25-year-old in Monroeville, Alabama, has built up her savings account at the bank by working nights waitressing. But when she asked if the job came with a 401(k) benefit, “they said ‘401 what?’” she says. “I took that as a ‘no.’”

She’s using her savings now to help pay for classes she’s taking, and she hopes to become a high-school teacher. She also says she’s confident about the future.

“Once I get to a better job, I know how I like to squirrel away money,” she says. “I think I’ll be OK.” There is no magic answer for how much a person needs to have saved for retirement.

Two people with identical ages and incomes could need very different amounts, depending on how long they expect to work, how much they want to spend in retirement and other variables. Fidelity suggests saving 15 percent of your income each year. Financial advisers suggest saving enough so that your nest egg at retirement is 25 times the annual expenses you’ll need to cover.

The GenForward poll did not ask how

much young Americans had saved for retirement, only whether they had done so.

Aisha Ahmouda, a 30-year-old registered nurse, is optimistic about her future despite having little in retirement savings and less faith in the future of Social Security.

She’s pursuing a master’s degree to become a nurse practitioner, a job that comes with loan-assistance programs if she goes on to work in a medically underserved area.

She also hopes that it puts her on a career track that will allow her to continue working into her late 60s or early 70s, even if her mobility starts to wane, giving her time to build up savings.

“Not everything is certain, even when you’re putting away savings,” she says. “I’m going to do the best I can and leave the rest up to a higher power.”

The poll of 1,851 adults age 18-30 was conducted Sept. 1-14 using a sample drawn from the probability-based GenForward panel, which is designed to be representative of the U.S. young adult population. The margin of sampling error for all respondents is plus or minus 3.8 percentage points.

The survey was paid for by the Black Youth Project at the University of Chicago, using grants from the John D. and Catherine T. MacArthur Foundation and the Ford Foundation.

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Avitus Group CEO Willis Chrans addresses employees gathered at the Double Tree by Hilton for a 20th anniversary celebration.

LARRY MAYER PHOTOS, Gazette Staff

Avitus Group expands services as it celebrates 20 years in business

By TOM HOWARD Dental students spend long hours learning to diagnose and treat a wide variety of health issues such as cavities and abscessed molars.

Because they must focus on a challenging career, many dentists haven’t paid a lot of attention to the business side of their practice.

Now Avitus Group has introduced a new

product, Avitus Dental Management Solutions Inc., designed specifically to help dental practices handle human resources, billing, insurance claims and other back office tasks associate with running a dental practice. Avitus Dental was introduced at a recent Billings gathering that celebrated the company’s 20th birthday.

Avitus Group provides a variety of business-related services such as payroll, accounting, human resources, information

technology and marketing. The firm was formed in Billings 20 years ago, and after years of steady growth, the company has clients in 45 states.

Quinn Dufurrena, a dentist, attorney and president of Avitus Dental, said the program was developed to help dentists navigate a profession that’s undergoing significant changes. Some of those changes include the fact that there are fewer dentists, Americans are going to the dentist less of-

ten, insurance companies are demanding more accountability and efficiency from dental practices and fewer Americans are covered by dental insurance, he said.

“When I graduated from dental school 20 years ago, I was excited about providing high quality care. But I didn’t pay a lot of attention to the day-to-day realities of the business side,” Dufurrena said.

Please see AVITUS, Page 16

November 2016

15

Avitus From 15

Avitus Dental provides a package of services to help dental practices operate smoothly. In addition, the company also provides classes in which dental students can learn more about the business side of operating a dental practice, he said.

Avitus Group is a Montana success story. The company was founded in Billings in 1996 with a handful of employees.

Avitus Group now has 300 internal employees, including about 160 in Billings, the company’s largest operations center.

Willie Chrans, chief executive officer for Avitus Group, credited the company’s sales staff for playing a key role in the company’s growth.

As one of the largest players in the co-employment industry, Avitus Group lists nearly 30,000 worksite employees. In

co-employment, workers are technically employed by two separate entities. The business owner controls employees’ daily duties and core job functions, but the coemployer handles other tasks such as payroll and human resources.

Ken Balster, president of Avitus Payroll Services and Avitus Business Services Inc., has been with Avitus group almost from

LARRY MAYER PHOTOS, Gazette Staff

the time it was formed.

Early on, nobody talked about how big the company would be within 20 years, but the company always operated with growth in mind, he said.

Adding small companies with five to seven employees was fairly simple.

By contrast, when a new client employs dozens of hundreds of people, that can require growing the company, he said.

Avitus Group employees watch a video presentation at the Double Tree by Hilton.

The contents of a 20-year-old time capsule are on display as Avitus Group employees gather at the Double Tree

by Hilton for a 20th anniversary celebration on Monday, Oct. 3, 2016.

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SALESmoves

Whether a conformist or a rule breaker, know your sales ‘type’

By JEFFREY GITOMER

Salespeople are all taught to mirror, model, and type their prospective customers. Big mistake.

Jeffrey Gitomer is the author of The Sales Bible and The Little Red Book of Selling. Reach him at 704-333-1112 or email salesman@gitomer.com

Everybody talks about “types” of people, in order to try and figure them out.

Salespeople are all taught to mirror, model, and type their prospective customers. Big mistake. My opinion: Total manipulation. Total joke. Total waste of time.

The key word is harmonize.

Not mirror or model. Harmonize is sincere. Mirror or model is manipulative. Get to know them as a person, not a personality type.

But that’s not what I am writing about. Instead of “typing” customers and prospects, let’s talk about types of salespeople. What’s your type?

“Eh, wait a second Jeffrey,” you stammer. “I may not want to know what type I am.”

Too bad. This won’t hurt, it will help you see yourself the way others do.

At the top of my list is the “non-conformist and high performer.” You know the type. Makes all the sales.

Breaks all the records. Breaks all the rules. Ruffles management. Does it “his way.”

The boss doesn’t know how to handle him. Half the sales team loves him, half hates him.

Then you have “conformist, compliant, high performer.” The model salesperson. People who get the job done, make big sales, exceed their sales-plan, and follow the rules. You wish you had a hundred people like this. In my experience, they’re predominantly women. Not to say that men

are not conformist/compliant, but men tend to step outside the lines a lot more than women in the selling process.

Then you have conformist compliant non-producer.

For whatever reason, cannot make the goal. Darn nice guy. Everybody likes him.

Customers love him. Only problem is, he can’t close a sale. Often referred to as “the visitor.”

Finally you have the noncompliant non-performer.

He whines about everything.

Blames everybody else. Is an accident waiting to happen.

Always the victim. The word responsibility is usually as painful as the word accountability to him.

Well, those are the big four. And obviously there are people who fall between each of these sales types. And their personality plays a role with respect to each persons aggressiveness, assertiveness, self-starting ability, enthusiasm, and attitude.

But all of these elements are part and parcel of their result — they “type” the person and their character — as well as their level of performance.

You would think a positive attitude would be part of every salesperson’s makeup.

But you would be thinking incorrectly. Many salespeople, especially seasoned salespeople, can be highly productive, yet somewhat cynical.

The reason I’m putting these descriptions in front of you for these types of salespeople, is for you to see yourself.

Your manager, your co-

Comstock

workers, your fellow salespeople, and your customers already see you. And “type” you. They see the way you dress. They see the way you act. They see your character. They see your personality, and your style. They see how you perform. But rarely do you get to see or evaluate yourself.

So, I am asking you to do that now. I’m asking how close to “compliant, competent, high performer” can

you rate yourself?

I’m gonna throw some other words at you: friendly, helpful, sincere, value-driven, truthful, ethical, and grateful. These are areas of your personality and character that will lead you closer to sales success.

It’s not just a matter of making more sales. It’s a matter of building more relationships — so that one sale, turns into many. It’s a matter of building your rep-

utation, so that when people talk about you behind your back, they say things that you would like to hear to your face (or that your children would be proud to hear, if they overheard the conversation).

Sales success is not about your performance as of this moment. It’s about the strength of your character that will earn you any success that you desire — over time.

In my sales career, I’ve had many sales prima-donnas that made big sales, and broke all the rules. I fired every one of them, and every time I did the rest of the team picked up the slack, and sales always increased.

You see, if you’re the leader (the boss, the owner, the entrepreneur), people are looking at your actions, and will often judge your character as permission to evolve their own, “The boss did it.

I don’t see anything wrong with me doing it.” self-judgment is difficult. And if you ask someone else to judge you, they probably won’t be truthful for fear of hurting your feelings, or their relationship with you.

So, what’s your type?

What’s your character? What are you known as? What are you known for? If you can answer all those questions, and are willing to expose yourself to the opportunities that your shortcomings reveal, then you are ready to take the quantum leap – to the type of salesperson that would make your mother, your customers, your boss, and your banker, proud.

November 2016

17

BETTERbusiness

Beware of seasonal scams when planning your holiday giving As with any financial gift, you and your business would be wise to do some careful planning and investigating before making any contributions.

.

Dan Buchta of Missoula is Marketplace Director for Better Business Bureau Northwest. Contact him at dan.buchta@thebbb.org

18

November 2016

By DAN BUCHTA The holiday season will soon be in full swing. For me, it is a time for remembering all the good times spent with family and friends in years past and looking forward to making new memories this year. It is a time for reflecting on all the ways my family has been blessed and it is also a time for helping those less fortunate and in need.

It starts with turkeys for the turkey drive, canned foods for all of the food drives around town and picking up a couple extra toys to help make the holidays happier for a little one.

I also like to take a good hard look at my checking account to see if I might be able to make another charitable contribution to one of my favorite nonprofits this year.

My heart is open to the good feeling of giving and I want to make sure to do my part in helping others.

I also find myself very conscious of how local businesses in my community are helping out. There is a warm feeling that comes with spending my hard earned dollar with businesses that give back and I am not alone in this way of thinking.

Many consumers seek out businesses that give back to their community.

As a small business owner or a decision maker at a larger organization, this probably isn’t news to you. But you may be scratching your

head trying to determine how or how much your business is going to give this year.

As with any financial gift, you and your business would be wise to do some careful planning and investigating before making any contributions. Here are some tips to get you started: Avoid high-pressure demands. Even small businesses can fall prey to charity scams that typically affect consumers. If a charity directly solicits your business, let them know that you want to do your research and then return their call. Avoid emotional pleas that do little to explain how the charity will help victims. Once your research is complete, contact potential charities directly.

Investigate and seek out transparency. How will your contribution be used?

There are many steps you can take in investigating a charity, but among the minimum would be carefully reviewing that charity’s website and finding their IRS for 990 filing online. If you want to take it one step further, look that charity up using resources from the BBB Wise Giving Alliance at Give.org.

There is a wealth of information, but at a minimum, you can see if that charity has met the BBB’s 20 Standards for Charity Accountability.

Consult your accountant. There may be a tax benefit to your business or to you personally, but it will vary depending on whether you

are a sole proprietor, S Corp, LLC, C Corp, etc. There may also be personal deductions if you volunteer time or use your personal vehicle in your giving effort. You may also investigate a charity’s exemption status by utilizing the following IRS link: https://www.irs.gov/charities-non-profits/exemptorganizations-select-check.

Develop a social mar-

keting campaign. Recent data shows that the jury is still out on whether or not millennials are more likely to spend with a business that gives back to their community, but developing a strong social media campaign around your efforts certainly couldn’t hurt. After all, your charitable contributions give you one more valid reason to get in front of your younger

consumers online.

Get your employees involved. If a consumer asks one of your employees about your business’s relationship with the charity, you will want that employee to be prepared with a uniform statement that accurately represents your contribution. In addition, giving employees work time to give back to their community may be seen as a significant job perk. Finally, they are likely to take pride in the positive things their employer is doing for the community.

Utilize available resources. You can always look a charity up on bbb. org or give.org. If you don’t find any information on that charity and you would like the BBB’s assistance in investigating, simply request our help by using this link: https://www.give.org/askus-about-a-charity1/ I would also be remiss at this point not to remind consumers to watch out for charity scams. Remember that these tools and resources that are available for businesses are also available to you. It saddens me that there are criminals out there that will capitalize on your open hearts and desire to do good.

Go into the season with your eyes open. Watch out for high pressure demands, and be wary of “pop-up” charities with no real background information or suspicious crowdfunding sites.

Amazon plans to hire 120,000 seasonal workers for holidays Associated Press SEATTLE — Amazon.com says it plans to add 120,000 seasonal workers nationwide as it deals with a holiday scramble that becomes more intense every year for the world’s biggest online retailer.

That target for temporary positions is 20 percent higher than last year, a sign of how more shoppers — and third-party merchants — are flocking to Amazon’s online platform.

The fourth quarter hiring ramp-up is not unusual in the retail industry: It’s the biggest shopping season, after all, when a lot of retailers make most of their profits.

Macy’s plans to hire about 83,000 holiday workers, Kohl’s aims for 69,000 and Target says it will hire more than 70,000 — all more or less the same as

last year.

But for Amazon, which has been growing at a much faster clip than most other retailers, the season represents a special challenge.

Last year’s holiday frenzy “put a lot of demand on our warehouses, and we were full,” Amazon Chief Financial Officer Brian Olsavsky said in an earnings call last January. That resulted in a spike in operational costs as the company rushed to fulfill orders.

This year Amazon has made expensive efforts to get ahead of the oncoming onslaught. Olsavsky said last July that the company was opening 18 new fulfillment centers in the third quarter, up from six the year before.

Analysts with Piper Jaffray say 44 percent of the U.S. population now lives within 20 miles of an Amazon facility, up from about a quarter in 2014.

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This year Amazon has made expensive efforts to get ahead of the oncoming onslaught.

Amazon is also temporarily keeping new merchants from joining its Fulfillment by Amazon service, in which the tech giant handles storage and delivery of third-party sellers’ products, Bloomberg News reported. A lot of the increase in Amazon’s warehouse activity and seasonal hiring, Piper Jaffray analysts say, comes from handling these thirdparty merchants’ goods.

Earlier this year Amazon changed

its Fulfillment by Amazon storage fees to spur merchants to keep slow-selling items out of Amazon warehouses during the peak season.

On average, Wall Street analysts expect Amazon to generate $44.61 billion in revenue during the holiday season, a 25 percent increase from last year.

Amazon says some of the employees it hires become fulltime staff. Last year, 14,000 of the 100,000 seasonal workers it hired made that transition. “We expect to increase that number this year,” Mike Roth, Amazon vice president of global customer fulfillment, said in a statement.

At the end of the second quarter, Amazon had 268,900 employees worldwide, a 47 percent jump from the previous year, putting it on track to surpass every other Fortune 500 company except Wal-Mart in a couple of years.

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LEGALbriefing

Employers must be cautious when addressing transgender issues

Transgender issues raise unique practical (e.g. restroom) and legal issues.

Eric Nord is an attorney with Crist, Krogh & Nord, LLC. Contact him at 406-2550400.

Although Title VII of the Civil Rights Act of 1964 makes no mention of sexual orientation or gender identity as protected classes, the Equal Employment Opportunity Commission takes the position that the Act protects sexual orientation and gender identity.

The EEOC has made its position known not only in its Strategic Enforcement Plan of 2012 but also recent litigation. In an amicus curiae brief before the Federal District Court in Arkansas, the EEOC argued that transgender discrimination is cognizable as discrimination because of sex under Title VII. The EEOC noted that numerous federal district courts have concluded that transgender discrimination is cognizable under Title VII. Additionally, the EEOC stated that the United States Supreme Court has rejected the idea that Title VII only proscribes types of discrimination specifically contemplated by Congress in the statute. The EEOC argues that Title VII’s protections against discrimination “because of…sex”

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discrimination includes motivated by the plaintiff’s nonconformance with a sex stereotype or norm.

The Montana Supreme Court has not yet addressed this issue under the state’s Human Rights Act, nor has the state’s Human Rights Bureau issued any decisions involving transgender discrimination. In a 2009 Ninth Circuit deci-

sion, a community college instructor brought gender discrimination claims against the college after it banned the instructor, who was transsexual, from using the women’s restroom until she could prove completion of sex reassignment surgery. The Court held that safety was a legitimate, nondiscriminatory justification under Title

VII for the restroom ban.

In a 2000 ruling, however, the Ninth Circuit did state that, in the context of the Gender Motivated Violence Act, that transgender individuals may state viable sex discrimination claims.

Transgender issues raise unique practical (e.g. restroom) and legal issues.

While many businesses would rather ignore those

issues, in the hope that they will go away after the election, it is unlikely that they will. Employers need to be proactive and be prepared to address transgender issues. What a business does not want to do is create a policy on the fly when an issue arises. Policies created in haste often lead to legal headaches and a lot more expense down the road.

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WyndStone Senior Living RETIREMENT HOUSING REACHES NEW HEIGHTS

By Tara Cady Photos By HannaH PoTes

Construction documents alone can fill the floor space of WyndStone, whose total square footage is 100,000 square feet.

Senior living options expand exponentially with WyndStone Senior Living, an 83-unit independent, supportive and assisted living housing facility located at 1920 WyndStone Way in the Billings Heights.

Aside from having their own kitchen, independent living residents can eat in the communal dining room.

24

November 2016

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Walk around the dining room from above, or take the adjoining skywalk to the Little White Church.

Wyndstone Senior Living It was a pleasure being on your construction team!

406-839-9066 info@bcincmt.com www.brownsonconstructioninc.com

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Thank you WyndStone Senior Living

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The cardiovascular center is great for residents wanting to work on their physical health.

When Atonement Lutheran Church in Billings purchased land near Skyview High School, it had a vision for senior housing and asked if St. John’s Lutheran Ministries was interested in building on the property. With the help of Missions United, a joint venture between St. Vincent Healthcare and St. John’s, the vision was realized 12 years later.

During the initial planning phase for the 83unit senior housing facility, the housing market was tentative. It’s what Chief Executive Officer of St. John’s Lutheran Ministries David Trost considers a 4-year “dreaming” phase prior to construction.

Implementation of the dream began in 2013, and Missions United broke ground in October 2014 at the 1920 WyndStone Way site.

Managed by St. John’s, the 100,000-square-foot construction brought in early investors – seniors themselves – who eagerly signed up for one of the units. By completion in

26

November 2016

early October 2016, 33 independent living units were sold.

The appeal? St. John’s mission is to “provide living opportunities within a nurturing environment of hope, dignity and love,” and CTA Architects, Sanderson Stewart and Dick Anderson Construction brought that dream to life.

Living the dream

WyndStone Senior Living features 51 independent living units, each with a balcony or deck overlooking the growing neighborhood near Skyview High School.

As of October 10, one week after WyndStone opened and residents started moving, 21 seniors called WyndStone home. That number includes couples who chose to move to the facility together.

“That number changes every day,” said Vivian Beals, WyndStone retirement counselor.

Aside from the independent living units which feature a washer, dryer and dishwasher, there

are 16 supportive living units and 16 assisted living units with memory care support.

Twenty-eight fulltime employees assist in making WyndStone’s senior residents’ lives “golden.”

“Our job is to facilitate their interests and find new ways to engage the community,” said Trost.

“It’s not your traditional retirement community.”

With a focus on the seven dimensions of wellness – social, emotional, spiritual, environmental, occupational, intellectual and physical – WyndStone is able to foster growth in its residents by promoting optimal health and overall well-being within its space.

Over and abOve

Every morning, WyndStone residents are given a daily newsletter, “The Daily Communicator,” outlining new programs, the weather forecast, the day’s menu and other important tidbits.

With a gym, swimming pool and hot tub, residents can work on their physical

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special advertising section health in the cardiovascular center, taking fitness classes like yoga and tai chi. Nurses provide wellness checks, and St. Vincent Healthcare staffs a minor illness clinic twice a week.

WyndStone is divided into two sections, independent living and assisted living. Each with its own full-service kitchen and salon, residents receive both meals and salon services to make them feel good inside and out.

For safety, the assisted living portion of the facility is safe-guarded to protect the

welfare of the residents using heightened security like ID badges.

Additional amenities include a corner store – similar to a mini-convenient store -- where residents can purchase sundries without venturing outside of WyndStone; a grand piano in the loft area overlooking the main dining room, where a recital or two might be played during mealtime; a 21seat movie theater that Rocky Mountain College and Montana State University Billings might use as classroom space to engage elders; and a Little White Church.

“It was a journey to get it here,” said Trost of the well-known building St. John’s moved 277 miles from Box Elder, Mont. to be a private space of worship for WyndStone residents.

“That project has brought so many stories of hope and love,” he said of moving the church property.

Once you walk into WyndStone, you know you’re going to be taken care of.

A SUPPORT SYSTEM

From within the lobby, guests can see

through the dining room to the back side of the building, which overlooks a lawn, neighboring the Little White Church.

“The goal was to show the activity engagement as soon as you walk in, show energy around entering the building,” said Trost.

Within that same entry area is a staircase – two elevators are also nearby – which leads to a loft area and walking path directly above the dining room.

“It’s a way to engage upstairs with downstairs,” he said. “People thrive (in

Congratulations WyndStone Senior Living

We are proud to be involved with this project.

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“The pub area is a good spot for breakfast in the morning, or coffee,” said Kevin Hintt, Dick Anderson Construction vice president.

social settings) versus isolation.”

By addressing “a need for a community that is centered around the whole person, a community that engages people,” dozens of residents are able to live out the rest of their years in health and happiness.

“The purpose is to encourage wellness and socialization,” said Beal.

And without the help of Missions United, Rocky Mountain Bank, Glacier Bank Corp., CTA Architects, Sanderson Stewart, Dick Anderson Construction and a plethora of subcontractors including

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Fred’s Appliance, Pella Windows & Doors and Thompson Pools & Spa, none of it would be possible.

“They are great people to work with,” said Kevin Hintt, vice president of Dick Anderson Construction. “It’s a wonderful addition to that part of the Heights and to the city. It’s very warm, comfortable, very inviting. The woodwork, the colors and all the finishes, it has that home-y feel which I think is exactly what they are looking for.”

Trost agrees.

“It’s something unique,” he said.

THANK YOU WyndStone Senior Living For choosing us to be a part of your project.

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1402 Central Ave • Billings, Montana 59101

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November 2016

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special advertising section

Valet Today Cleaners RELOCATING AFTER TEN YEARS

By Tara Cady Photos By HannaH PoTes

Valet Today Cleaners’ relocations are more convenient for customers.

When Jason and Stacey Frank bought Valet Today Cleaners in 2006, they knew their leases would expire in 10 years.

Relocating to 2434 Grand Avenue and 524 Liberty St. in the Heights gave their business the efficiency and convenience they had always wanted.

At the busy intersection of Grand Avenue and 24th St. W., you can spot the bold Valet Today Cleaners sign.

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November 2016

special advertising section Valet Today Cleaners, a Billings Gazette Readers’ Choice award winner and long-standing business in the community, is known for its same-day service and a new production plant at 2474 Enterprise Avenue on Billings’ West End. What remains unknown to regular customers is that Valet Today’s drop stores have relocated. The new 1,200-squarefoot facility at 524 Liberty Street and 1,856-square-foot facility at 2434 Grand Avenue are following in the recently built production plant’s footsteps, highlighting Valet Today’s 2015 rebranding and increased emphasis on customer convenience.

With hundreds of garments and households dropped off daily, the new locations required a drive-thru, a more efficient use of interior space and an eyecatching look.

LESS IS MORE

Aside from alterations, all pressing work is done at the Enterprise Avenue production plant. The purpose of the drop stores is to be centrally located in people’s commuting path, said co-owner Stacey Frank.

Instead of having to drive to Enterprise Avenue, Valet Today has a driver that makes stops at each of the locations at least three times daily, exchanging newly pressed garments for recently dropped-off items.

“Part of doing that is that qualitycontrol is amplified,” she said. “People might wonder if it’s good to have clothes shipped, but it’s the convenience for the customer.”

Consolidating from three drop stores to two required a 5-year planning process; one that EEC Inc. made easy.

“They’re a one-stop shop,” said coowner Jason Frank of EEC Inc. “You deal with one person and EEC thinks ahead.”

Despite the Franks’ leases not expiring until Dec. 31 of this year, EEC’s quick construction turnaround enabled both new locations to open in early September and early October, well ahead of schedule.

“The Grand Avenue (location) was completed in just under four months. It was an accelerated build to have them move in Sept. 1,” said Kevin Lundin, EEC Inc. vice president of design. “The Heights (location) was also an aggressive schedule, but an extra month longer.”

The Franks are pleased with the results.

“They did such a good job,” said Stacey of the constructions which started in March and April of this year.

Lundin is also happy with the final product. “(The constructions) were very successful and designed to be functional,” he said. “We’ve completed three projects with (Valet Today) now. It was very enjoyable working with Jason and Stacey.”

Congratulations to

Valet Today from your friends at

Ty Elkin

Jason Frank

Yellowstone Bank

Valet Today Owner

Banks of Service since 1907

Donna Hardtke has been altering clothing for Valet Today Cleaners for more than 30 years.

MEMBER FDIC

www.yellowstonebank.com November 2016

29

special advertising section

Items dropped off by 8 a.m. will be returned the same day.

And the Franks can’t say enough about Yellowstone Bank, either. The financial institution not only assisted with the new constructions, but they were the ones that helped make the initial business purchase in 2006 possible.

A GREAT OPPORTUNITY

Having to relocate all Valet Today locations after 10 years was more a blessing than a curse. Not every business gets the chance to start fresh.

“There was so much wasted space at the old locations,” said Jason. “Clothes

Valet l Today d y Cleaners l

would be across the store.”

The Franks wanted the new locations to provide quicker and easier operating conditions for the staff. And aligning with the color scheme of the new production plant built in 2015 was important, too. “(Relocating) was a great opportunity

to rebrand and be more modern,” said Stacey.

The new Grand Avenue and Liberty Street locations now feature a green and blue color scheme, easily identifiable from the busy streets.

“It was time to give our company a

406.839.9151 720 Lohwest Lane, Billings, MT

It was a pleasure being on your construction team!

406-839-9066 info@bcincmt.com COMMERCIAL • RESIDENTIAL

30

November 2016

w w w. b r o w n s o n c o n s t r u c t i o n i n c . c o m

Valet Today Cleaners, Congratulations on your new Heights & West End locations! Thank you for selecting EEC as your Design Build contractor!

ENGINEERS • ARCHITECTS • SURVEYORS • BUILDERS

special advertising section

You’ll notice the clean, bright look of the rebranded Valet Today locations when you walk in.

face-lift,” said Jason.

An integrated system between the two drop stores and the production plant takes modern to a new level.

“We are using 30-percent less utilities,” said Stacey, noting that Valet Today went from having five boilers to having only two.

“We’re the only cleaner in Billings that uses environmentally-friendly processes.”

Valet Today also recycles clothes hangers and plastic.

It was important for the Franks to make Valet Today’s daily routine as efficient as possible for staff and customers. A barcode system eases the process of tracking garments being shipped anywhere from Livingston to Wyoming and the Dakotas.

SERVING THE COMMUNITY

Valet Today Cleaners is a full wash and fold laundry service.

Bring in a leather jacket and have a leather cleaning expert paint the garment a more solid shade of black, or have Donna Hardtke, who has been with Valet Today for more than 30 years, restore the jacket’s inner lining.

Households, drapes, sleeping bags; as long as it is in by 8 a.m. to any of the drop store locations, your dry cleaning is ready the same day.

“We bar-code every piece of clothing,” said Stacey.

The computerized system notifies you via text when your dry cleaning is ready.

And the codes stay on the garments, but good luck finding them. Valet Today conceals them for your convenience.

“You can tell who (the clothing) has been on and how many times it’s been here,” said Jason. “(The tag) stays on forever.”

Speaking of forever, many Valet Today employees like Hardtke have stuck with the dry cleaning business for years, even after the Franks purchased it in 2006.

That may have to do with Valet Today’s continued efforts in helping out the community, as evidenced by its annual coat and shoe drives.

“We clean 5,000 coats each year and donate (them) to organizations like Family Service and Community Hope in Laurel,” said Stacey of a Valet Today tradition started decades ago.

Customers can try on their newly altered clothing in a convenient dressing room.

Congratulations to Valet today Cleaners

Abells, Inc. Ab plumbing p

406-534-6676

plumber33@hotmail.com November 2016

31

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BOB ZELLAR,Gazette Staff

Meadow Lark Companies CEO Amanda Roth pauses in the trucking firm’s new offices at 2913 Millennium Circle.

Meadow Lark Companies settles into new West End location

By TOM HOWARD Parking proved to be a challenge. The building lacked conference rooms. On top of that, low ceilings amplified sounds, often making it difficult for employees to do their jobs.

Those are some of the reasons why Meadow Lark Companies, a Billings-based trucking services firm, left its long-time Heights location and moved to the West End. With 20,000 square feet of space, the new location is about twice the size of Meadow Lark’s previous location.

Amanda Roth, Meadow Lark’s chief executive officer, said the move, accomplished in early September, went smoothly. The new building was ready to move in, with no need for remodeling.

Professional movers transported desks, chairs, records and computers from the company’s long-time Heights location to its new headquarters at 2913 Millennium Circle, the former home of HDR Engineering.

“We have a really good IT department,” Roth said. “We were up and running Monday morning.”

The new location also has several meeting rooms that can be devoted to employee training.

“We’re big on collaboration and train

ing,” Roth said.

Billings-based Meadow Lark provides a variety of trucking-related services such as transportation and supply management and freight brokerage. It also works with owner-operator fleets. As the Bakken oil boom caught on, Meadow Lark created a subsidiary that works to help its customers set up and move oil rigs.

Two years ago, Meadow Lark launched its newest subsidiary. Over the Road Apparel designs clothing that’s specifically geared toward truckers. Trucking firms that want to provide a uniform, professional look for their driers are turning to OTR, she said.

Roth’s parents, Rick and Donna Jones, started the business with a telephone and a card table more than 30 years ago.

Amanda started working at the family business at an early age. Initially she did manual tasks such as taking out the trash, but worked her way into sales and management before purchasing the company from her parents in 2011.

The business has experienced steadily growth over the years, and remains an example of a company that brings out-of-state money into the Billings market. Meadow Lark has 40 offices around the country, and the Billings work force has grown to around

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33

Business Briefs Success Stories Recognizing People Local and Commerce Achievements at a Glance

AZ promotions announced

Anderson ZurMuehlen announces the promotion of Lyndsey Geering, CPA, to senior manager. Geering’s areas of expertise include financial statement and compliance audits for nonprofits and local governments and tax services for individuals and businesses.

GEERING She has a Bachelor of Science in Business Administration-Accounting from Montana State University and joined the firm in 2011.

Ryan Duffy, CPA, CVA, was promoted to manager. Duffy’s area of expertise includes business valuations and tax consulting and services for individuals and businessDUFFY es. He has a Master of Professional Accountancy and a Bachelor of Science in Business-Accounting from Montana State University and joined the firm in 2011.

David Model, CPA, was

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November 2016

recently promoted to supervisor.

Model has experience with financial statements, MODEL audits, and tax preparation for individuals and businesses. He has a Master of Professional Accountancy and a Bachelor of Science in Business Administration with an Accounting Option from Montana State University and joined the firm in 2012.

manager at SAM.

RiverStone honors 3

Brenda Koch, immunization program coordinator at RiverStone Health, received the Exemplary Service Award at the Montana Public Health Association conference in Billings in late September.

The award honored Koch for her commitment to reducing preventable diseases through improving vaccination rates.

At RiverStone Health, where she has worked for more than 20 years, she is responsible for reviewing daycare immunizaHittmeier tions, managing the influenza promoted and immunization clinics, and Brenda Hittmeier, certimanaging immunization data fied financial planner, has bases. been promoted to managing Hannah Groves was director at awarded the Vernon E. Sloulin Stockman Registered Sanitarian Rookie Asset Manof the Year by the Montana agement. She Environmental Health Asworks with sociation. The award is given Montana to a registered sanitarian who families to is new to the field of environprovide homental health.

HITTMEIER listic wealth Michelle Butler passed the management national exam for registered services. Her responsibilities environmental health specialinclude investment account ists and achieved her Montana management, economic anal- license as a Registered Saniysis, business development, tarian. She graduated from and employee supervision Rocky Mountain College with and development. She was a bachelor’s of science degree previously the senior portfolio in environmental biology. She

joined RiverStone Health in December of 2015.

Angus group honors Roberts

Dr. Don Roberts, a cattle rancher and Billings resident, was awarded the prestigious Grid Master award by the Red Angus Association of America during its annual convention on Sept. 10 in Oklahoma City.

The organization presents the award annually to recognize excellence in commercial cattle and the cattle feeding industry. Roberts L7 Ranches produce Red Angus certified natural beef. The selected 2014 calf crop was in the top 5 percent in the nation.

per Club event in Anaheim, Calif., Sept. 7-9.

Daniel attended the national insurer’s annual President’s Council held in London in May, Championship event in Boston, Mass., and Topper Club in Anaheim.

Yost completes certification

Nicole Yost, a registered nurse, recently completed the chronic care professional certification at EBMS. Yost provides case management expertise for the organization’s CareLink Advance program. She also provides clinical oversight of EBMS’ new miChoice program. Yost joined EBMS as a case manager. She holds a bachelor’s Farmers honors degree in nursing from Clarklocal agents son College and a bachelor’s Melissa Rehm of Billings degree in psychology from the and Curtis Iverson of Laurel University of Colorado. She have been named Topper Club maintains active licensure in agents, and Roger Daniel of 23 states, the CCP designation Billings has been named a and professional certifications President’s Council, Chamthrough the Sigma Theta Tau pionship, and Topper Club International Honor Society agent, by Farmers Insurance. of Nursing and Colorado They were selected for their Nurses Association. outstanding achievement and customer focused efforts by the Los Angeles based, multi- EBMS promotes line insurer.

Janean Honadel Rehm and Iverson, firstJanean Honadel was time qualifiers, attended the recently promoted to bennational insurer’s annual Top- efit design adviser from her

former role in the account management department as a strategic account manager.

Honadel first joined EBMS as a member of the legal team after working with Blue Cross and Blue Shield of Montana in Helena. In her new role, Honadel helps clients achieve business objectives by providing benefit plan consultation services, addressing state and federal regulation compliance, health plan cost efficiency and industry trend.

She is a licensed life and disability insurance producer and also recently achieved a certified self-funding specialist designation.

Cook, Barth join realty firm

Rose Cook and Korrine Barth have joined Berkshire Hathaway HomeServices Floberg Real Estate as licensed real estate agents, specializing in residential properties.

Cook has a long history in the construction and customer service industry. Cook may be reached by calling 696-0979.

Barth has worked with a diverse domestic and international clientele, and has been an educational interpreter for the deaf. She may be reached by calling 850-2520.

Business Briefs Local Commerce at a Glance

Stockman acquires firm

client service. Combining two great Montana-based investment firms, with an overall Stockman Asset Manage- asset total of nearly $3 billion, ment, an independent Regis- brings greater benefits to our tered Investment Advisor and clients and broader coverage leading provider of integrated across the state. wealth management solutions SAM is a wholly owned based in Billings, has acquired subsidiary of Stockman Peak Investment ManageFinancial Corp. and was ment, Ltd. founded in 2002.

Peak is also an RIA firm Wisetail makes based in Missoula.

Peak was founded by At- Fortune list torneys Liability Protection BOZEMAN — Wisetail, Society in 1998 and manMontana’s fastest-growing ages investment portfolios tech firm, was just named for institutions and private one of the 50 Best Small clients. The professionals Workplaces in the country from Peak, David Rehbein,

by Fortune Magazine & the Jessica Neuman and Hannah global Great Place to Work® Santa Cruz, have joined the Institute. Wisetail, a leadSAM team. They will remain ing learning management in their current location until system provider, ranked 25 the new Stockman Bank on the list. The rankings building opens in December are based on anonymous 2017. employee surveys answering “We are excited to become questions about how frea part of Stockman,” said quently they experience the Rehbein. “This will allow behaviors that create a great us to increase the breadth workplace, including asand depth of our services, sessment of the honesty and particularly in the financial quality of communication by and estate planning areas. Our managers, degree of support commitment to outstanding for employees’ personal and client service is something professional lives and the that will not change.” authenticity of relationships “Our firms are very with colleagues. similar,” said Ron O’Donnell, “Our mission to power CEO of Stockman Asset learning and development Management. “Peak and SAM at great companies can only both have solid histories of succeed when we are providproviding long-term portfolio ing a superior employee management with top-notch experience at home. We’re

thrilled to be included on this list and proud to say Montana is not only a great place for innovation, but it’s also a great place for our employees to adventure and our company to thrive,” said Wisetail CEO Justin Bigart.

Nursing initiative receives $1M

BOZEMAN — A program at Montana State University that is designed to help Native Americans succeed in nursing has received a grant worth nearly $1 million.

MSU’s Caring For Our Own Program, or CO-OP, recently received a grant from the Indian Health Service worth $332,715 a year for three years. The funds will enable the program to support several additional students: CO-OP was previously supporting 21 students over three years, and with these funds it will be expanded to support 27 students over three years.

Started in 1999, CO-OP aims to recruit and graduate Native American nurses who will work in Indian Health Service facilities on Native American reservations or in urban settings. CO-OP supports both undergraduate and graduate students with tutoring and advising help, and through the program students receive financial assistance with tuition, books, fees and supplies. Many stu-

dents and graduates also say informal support from COOP peers and administrators is crucial to their success.

MSU author gives climate advice

BOZEMAN — A Montana State University ecologist has co-authored a book with the goal of helping land managers tackle issues facing America’s wildlands that are caused by climate change and land use.

The book, “Climate Change in Wildlands: Pioneering Approaches to Science and Management,” is a collaboration between scientists and land managers providing straightforward information for creating and implementing management plans that take into account the effects of a changing climate. Island Press published the book in June.

“The book is meant to be somewhat of a primer on how climate has changed over the past century and how is it projected to change in the coming century and what that might mean for forests, wildlife and fish communities in the Rockies and Appalachian mountains,” said Andrew Hansen, professor in MSU’sDepartment of Ecology in the College of Letters and Science who is the lead editor of the book and author of several of its chapters.

Hansen was also the lead

principal investigator of NASA’s Landscape Climate Change Vulnerability Project, the five-year research project that spurred the book’s creation.

What makes the book a unique resource, Hansen said, is that in addition to providing the latest climate change information, it also includes examples of scientists and land managers working together to come up with management solutions to deal with climate change impacts.

“We worked closely with colleagues in the National Park Service and the (U.S.) Forest Service and other federal agencies in devising what science questions should be addressed and in trying to come up with actual management actions that could be used, and then evaluating the likely outcomes of those actions so the managers have a good basis for implementing them,” he said.

they’re partnering with periodontists Brian and Amy Fuller and orthodontists Adam and Marlene Ostby on the project, known as KT Dental Properties.

The group bought last year the 1.4-acre parcel, which was originally farmland owned by the Zimmerman family. They farmed in the valley for decades and started selling parcels to developers in the early 2000s.

Fed wary on rate hike

WASHINGTON — Federal Reserve Chair Janet Yellen says that the slow recovery from the Great Recession has surprised economists, confounding long-held beliefs about growth and inflation. Her remarks could help explain why the Fed has been reluctant to raise U.S. interest rates.

Speaking to an economic conference at the Federal Reserve Bank of Boston, Yellen did not address the Fed’s timetable for rates. The cenDental office tral bank is widely expected to resume raising rates in being built Construction of a new December, a reflection of an $2.5 million dentist’s office improved economy. has begun at 1601 ZimmerYellen said sluggish man Trail on Billings West worldwide growth would End. likely keep global interest The project is owned rates low, making it harder by endodontist Cameron for central banks to combat Townsend and dentist Brady the next recession with rate Keller. They have said cuts.

November 2016

35

Residential building permits August residential building permits

ADDITION SINGLE/ DUPLEX/GARAGE 2819 Gregory Drive S., Witten, Thomas W. and Monica S., Schaefer Remodel And Repair, $6,300 5337 Sundance Mountain Circle, Scott, Devin R., Jeff Junkert Construction Inc., $2,730 1836 Yellowstone Ave., Moewes, Darren J. and Shawna J., Sandstone Construction LLP, $1,500 225 Avenue D, Smith, Blanchard D. III and Terry, $750 3495 Settlers Trail, Steve Erickson, Scott Peterson Construction, $2,000 211 Fair Park Drive, Hergenrider, Leslie A., Reule Builders, $15,000 1448 Bench Blvd., Cameron, James A. and Lori M., $2,400 1004 Burlington Ave., Brownell, Ryan M. and Tereza, $15,000 4129 Roosevelt Ave., Lorenz, Drew C., $13,720 1342 Cheryl St., Andersen, Julie J., Andersen Construction Co., $173,280 3245 Alpine Drive, Eaton Family Trust, Eaton And Yost Contractors, $314,100 3441 Settlers Trail, Lais Development Inc., Lais Development Inc., $144,110 3120 Western Bluffs Blvd., Buscher Construction Ltd., $239,235 4207 Creekwood Drive, Wells Built Homes Inc., $253,490

Demolition 2730 41st St. W., Ryan Simon C. II and Barbara M., Cayton Excavation Inc., $10,000

36

November 2016

2130 Largo Circle, Oakland 1128 N. 24th St., Goodridge, William W. and Keturah, Alpha- Built Homes LLC, $160,245 2126 Largo Circle, Oakland Omega Disaster, $3,800 Built Homes Inc., $151,605 New Garage 2503 Blue Moon Court, Design Builders, $237,990 5545 Elysian Road, McCall 2989 W. Copper Ridge Loop, Development, $30,800 LC Custom Homes, $253,170 5541 Elysian Road, McCall 4040 Hyalite Court, Wrobel, Development, $24,640 Thomas, Classic Design Homes, 1807 Yellowstone Ave., Cum- $160,260 in, Shauna Kerr, Howard Cun4334 Brandywood Drive, ningham, $30,100 Christenson, Brian and Kalli, 960 Gold Dust Circle, Ru- Dan Fleury Construction Inc., dolph, Dennis W. and Deanna J., $576,285 Legacy Craftsmen, $45,500 310 Annandale Road, Ugrin, 119 Prickett Lane, Billings Mt Gary P. and Patricia J., $384,780 59101|0465-000-00b Becker1294 Twin Lakes Drive, Art Pate, Tina R., Detached Storage Ahl, Art Work Builders, $184,215 Shed $15,680 1322 Twin Lakes Drive, Art 1111 Rimrock Road, Brewer, Ahl, Art Work Builders, $184,215 Thomas F. and Joan M., EEC Inc., 1312 Twin Lakes Drive, Art $12,740 Ahl, Art Work Builders, $184,215 5555 Elysian Road, McCall 2126 Sierra Vista Circle, OakDevelopment Detached Garage land Built Homes Inc., $177,260 2130 Sierra Vista Circle, Oak$24,640 5551 Elysian Road, McCall land Built Homes Inc., $169,925 1383 Twin Lakes Drive, Clyde Development, $30,800 617 Indian Trail, Ladd, John H. Larsen & Sons Construction, Matthew and Maureen M., Green Jeans LLC, $202,000 4180 Banbury Place, Dorn/ $11,200 Lowe LLC, Home Builders AsNew Pool/Spa sociation Of Billings, $203,245 2713 Hanover Circle, Mont 543 Omalley Drive, SMSH Vista LLC, $325,000 LLC, Jones Construction In., 2703 Tulane Drive, Mont $10,000 Vista LLC, $275,000 2921 Glenwood Lane, Nick3124 Reflections Circle, Oakoloff, Theresa Marie, Thompson land Built Homes Inc., $200,460 Construction Co. Inc., $1,000 2241 Clubhouse Way, Hill, Brendon S., Specialized ConNew Single Family struction, $255,400 2110 Marisela St., Oakland 406 Roxy Lane, Ann C. Bust- Built Homes Inc., $153,345 ell, Plan/Builder Construction 2121 Marisela St., Oakland Inc., $170,000 Built Homes Inc., $161,770 2977 W. Copper Ridge 1419 Anchor Ave., Felton AsLoop, Copper Ridge Develop- sociates Inc., Had Inc., $193,050 ment LLC, Infinity Homes LLC, 4156 Frances Ave., Community Leadership Develop I, $184,085

Koinonia Housing Construction, $224,550 1713 Island View Drive, McCall Development Inc., $232,620 4221 Woodgrove Drive, David Cunningham Construction, $304,510 3209 Harrier Lane, Rims Development LLC, JNJ Enterprise, $240,785 242 Annandale Road, Malek, Nathan and Jessica, Rimrock Builders Inc., $525,000 2118 Marisela St., High Sierra Inc., $178,400 2507 Blue Moon Court, Design Builders Inc., $256,915 1835 Island View Drive, McCall Development Inc., $229,810

Remodel 1739 Avenue B, Schleining, Marion, Northwest Custom Improvements, $2,700 2002 32nd St. W., Schoepp, Randy and Debbie, One Source Construction LLC, $1,150 220 Tam Oshanter Road, Strecker, Thomas D. and Gail Rae, One Source Construction LLC, $1,650 4260 Blackpool Trail, Beaudry, Kim M. and Ann J., The Pella Window Store, $3,100

Remodel Single/ Duplex/Garage 5150 Granite Ridge Circle, Straus, Randolph S. & Cherie L., Lynnrich Inc., $2,011 26 Heather Drive, Hoban, Donna, One Source Construction LLC, $1,250 719 Ave. F, The Suazo Family Trust, $500 2307 Pine Creek Trail, Munoz Cameron and Jamee, C’s

Construction Of Billings, $2,446 2720 Selvig Lane, Larsen & Larsen LLC, $20,000 2223 38th St. W., Peterson, Gregory J. and Debra E., WinDor Industries, $24,931 234 Grand Ave., Gardner, Ann S., C Squared Construction, $500 2510 Terrace Drive, Rice, Russell K. and Annie M., C Squared Construction $500 2805 Highwood Drive, Mitzman, Irving E. and Kristina L., Dave’s Exteriors Inc., $19,000 6092 Sandalwood Drive, Deschane, Keith R. and Jule M., Shylo Construction, $8,500 1413 18th St. W., Cox, Christopher and Barbara A., $20,000 2731 Custer Ave., Carbis, Hedley L, C’s Construction Of Billings, $14,069 2107 Broadwater Ave., Zimmermann, Jessica Ann, A Breath Of Fresh Air Construction, $6,500 3178 Viola Lane, Hewett, Thomas and Jennifer, Lynnrich Inc., $8,319 404 Houle Drive, Driscoll, C Squared Construction, $500 3271 Windmill Circle, Fallis, Wayne, American Exteriors LLC, $16,118 801 Nutter Blvd., Rhinehart, Russell L. and Judy A., American Exteriors LLC, $3,773 335 Clark Ave., Colton, Shane D., Freyenhagen Construction Inc., $24,000 470 Wheatstone Drive N., Ficek, Shirley A. and Dennis J., $2,500 3327 Glenfinnan Road, Kirby, David M. and Carol J., Rimrock Construction LLC, $12,000 2939 Myrtle Drive, Leibrand, Gerald D. and Janee R., $3,000 3328 John O Groats Court,

Landon, Dean I. and Mary L., Big Sky Contractors, $24,000 2410 Patricia Lane, Burnett, Thomas G. and Janice M., ABC Seamless Of Billings Inc., $1,500 3004 Fairway Drive, Voorhis, John L. and Hertha, C’s Construction Of Billings, $1,347 2910 Fairway Drive, Gauthier, Robert H. and Roberta, C’s Construction Of Billings, $4,278 4455 Rimrock Road, Jussila James A. and Dedrie A., One Source Construction LLC, $2,750 1634 Lone Pine Drive, Foss, Jason J. and Michelle R., Moser Construction LLC, $22,000 808 Miles Ave., Troyer, Mary Ann, Wilson Built Construction, $14,000 2439 Arnold Lane, Lindgren, Jami, Mountain Handyman LLC, $1,500 2046 Clark Ave., Eagle, Faith Hope, American Exteriors LLC, $11,970 2504 Brook Hollow Drive, Cape, Dale E. and Billie J., C Squared Construction, $500 929 Aronson Ave., Everist, Paula K., C Squared Construction, $750 1166 Yorktown St., Gooden, Brian K. and Carrie, C Squared Construction, $750 2005 Clubhouse Way, Lesser, Brian L. and Judith A., One Source Construction LLC, $1,400 820 Aurora Drive, Stiller, Levern M. and Raquel D., $500 2332 Rimrock Road, Hanks, Randall C. and Roberta K., ABC Seamless Of Billings Inc., $1,342 3938 Pine Cove Road, Cummings, Ronald L. and Theresa L., Freyenhagen Construction Inc., $13,000

Residential 1986 Edgewood Drive, Lee, Robert E. and Kelly J., Alpha-Omega Disaster, $945 2512 Clark Ave., Lantz, Evelyn M., $1,200 2731 Custer Ave., Carbis, Hedley L., $300 3815 War Bonnet Trail, Davies, William L. and Nancy A., John Szwedkowicz, $22,000

657 Valle Vista Ave., Sienko, Robert J. and Charleen, $5,000 260 Annandale Road, Trottier, Joseph R. and Michelle, C Squared Construction, $750 3307 John O Groats Court, Hecker, Roger N. and Shirlee M., C Squared Construction, $500 721 Ave. E, Eller, James L. and Tami D., C Squared Construction Door, $500 2240 Boulder Ave., Haber, Josh D. and Amanda L., C’s Construction Of Billings, $634

15 Stanford Court, Olness, Ernest J. Jr. and Kathryn, C’s Construction Of Billings, $934 3035 Poly Drive, Big Sky Property Solutions LLC, $300 2139 Green Terrace Drive, Chapel, Lisa A. and Patrick, $40,000 3223 Country Club Circle, Massey Daniel E. and Jennifer L., Big Sky Exterior Designs Inc., $24,000 2904 Lynwood Drive, Anderson, Lee H. and Karen M., C’s Construction Of Billings, $3,170

4119 Jansma Ave., Marcial, Victor J. and Kaycie E., ABC Seamless Of Billings Inc., $2,750 Townhome 5551 Elysian Road, McCall Development 5557 Elysian Road, $173,940 5551 Elysian Road, McCall Development 5555 Elysian Road, $123,110 5551 Elysian Road, McCall Development 5553 Elysian Road, $173,940 5551 Elysian Road, McCall Development 5551 Elysian Road, $109,480

Townhome 5541 Elysian Road, McCall Development, $27,920 5541 Elysian Road, McCall Development, $27,920 5541 Elysian Road, McCall Development, $27,920 5541 Elysian Road, McCall Development, $27,920 There were 892 Fence/Roof/Siding residential permits issued in August.

Business licenses The following business licenses were filed with the city of Billings in July of 2016.

Win Home Inspection, 3363 Racquet Drive, 694-8909 Collegiate Flooring LLC, 1616 Front St., 272-9920 Magpie Jewelry Gallery, 2702 Second Ave. N., 505480-8274 Yellowstone Awning, 1643 Hollyhock St., 672-5276 DTK Construction, 3801 Chamberlain Drive, 290-4048 Kraft Stump Grinding, 1648 Alderson Ave., 252-5446 DD Maintenance, 529 Ae. F., 672-0884 Heishman Floor & Upholstery Cleaning 3867 Ave. C., 861-0136 Service 1, 5327 King Ave. E., 696-1557 Pro Edge Roofing & Siding, 2150 Monad Road, 371-1958 Anderson Glass Doors and Windows, Great Falls, 4535755 Veronika’s, 5713 Mountain Front Ave., 855-5770 B-Town Grill, 115 N. 29th St. Bernina Sewing and Fabric Center, 1505 Rehberg Lane, Suite A, 656-4999

S&T Enterprises LLP, 3235 Dover Lane, 672-0986 Tinkering Tots Daycare, 1141 Central Ave., 690-9598 Byo-Safe Environment, 239 E. Airport Road, 861-8881 Stephanie Hilling, 378 Stewart Court S., 690-2831 Alford Roofing and Siding, Greycliff, 930-1861 T.A.C. Construction, 3420 Blue Creek Road, 855-8183 Gold & Silver Road Show, 5500 Midland Road, 704-7475846 Northern Standard Inc., 3229 Jack Burke Lane, 8392999 Granite Property Services LLP, 8665 Cut Throat Drive, 647-8263 Easton Construction, 725 Miles Ave., 230-1520 The Rustic Nail Bar & Day Spa, 824 Shiloh Crossing Blvd., No. 1, 652-5412

By L.A., 930 Terry Ave., 647-0135 SBC Reptile & Supply, Baker, 671-9944 Imperial Thai Cuisine, 216 N. 28th St. Howard Cunningham CET, 907 N. 31st St., 672-9127

Lacroix Construction, 3030 Stillwater Drive, 861-5093 Turning Leaf Construction, 230 Ave. C, 861-6658 Expert Office, Shepherd, 860-8728 Modine’s Installation, 64 Prairie View Drive, 697-8402 S.K. Custom Fencing, 4311 Trailmaster Drive, 839-7828 Sweeney Masonry Construction Inc., Boyd, 860-6656 Boone Buckmiller, Bridger, 661-3473 Lone Wolf Transport LLC, 1206 Main St., No. 4, 690-7686 Aspen’s Angels Grief Outreach Foundation, 1218 Oakland Drive, 661-3473 Coal Creek Construction, Red Lodge, 425-1970 KM Kucera Inc., 2111 Montana Ave., 690-5634 Rockin Auto, 1001 Fourth Ave. N., 256-7642 Outwest G.M. Construction, Roundup, 860-4195 Tim Singer Painting, 2208 Alderson Ave., No. 4, 360-3564446 Starbucks Coffee, 2010 Henesta Drive, 206-318-4994 Montana Waterworks & Irrigation LLC, 7128 Commercial

Ave., 294-44553 Simon Roofing And Sheet Metal Corp., Youngstown, Ohio, 330-629-7663 Double D Welding & Repair Inc., 7100 Commercial Ave., Suite 2, 939-2602 Asphalt Paving and Professional Coatings, 327 Sandy Lane, 647-9759 The Good Life Construction, Laurel, 249-2834 Wilds Cleaning Service, 2224 Hwy. 87E, 860-0616 Top Notch Independent Contractor, 3010 Rugby Drive, 696-7703 Rileys, 3862 Killdeer Lane, 210-6033 Family Garden And Gifts LLC, 1160 Maxer Drive, 5346961 Judith Mountain Plumbing, Lewistown, 535-8585 Blooming Tails, 19 Bing St. N., 248-3787 Built Wright Homes And Roofing, 2101 Lampman Drive, No. B, 438-2159 Precision Trim Auto LLC, 3819 Montana Ave., 969-1185 Greg Chapin Photography, 1906 Lewis Ave., 794-5462 Fire Suppression Systems,

Bozeman, 586-9510 Yellowstone Striping, 1812 Wyoming Ave., 530-4999 Nacho Dog, 5204 Black Stone Circle, 850-7833 Montana Young Construction, 2222 Bench Bld., 6728193 Supreme Surfaces, 181 Erickson Court E., 307-689-1964 Sylvan Site Service, 10 10th St. W., 628-7610 Chris Hanson Construction, 2203 Lyndale Lane, 8502862 Rimrock Staffing, 1440 Grand Ave., 591-0446 Marstaellers Construction & Roofing LLC, 536 Ave. B, 690-6944 Bailey’s Frozen Novelties, 283 Chaco Canyon Way, 8500443 406 Hops, 3370 Winchell Lane, 850-5113 McCord Exterior, Roundup, 850-8421 4B’s restaurant #367, 4907 Southgate Drive, 969-3400 North-South Building, 539 Clark Ave., 672-3378 Online Marketing Help Inc., 3300 Second Ave., N., 5307055

Sundseth Repair, 2322 22nd St. W., 647-3136 AC Auto Sales, 700 Fourth Ave. N., 259-3330 406 Kitchen & Taproom, 1233 N. 27th St., 969-2599 Commercial Cleaning Specialists, 4250 Long Beach Way, No. 11, 629-0028 Bill Rush Construction, Musselshell, 308-645-7109 Writer’s Block Consulting, 1621 Country Manor Blvd., 672-7152 Liberty Rain Gutter, 721 Lake Elmo Drive, 698-3622 O.G. Bakery, 2376 Main St., 696-7712 Maxway Freight, 5320 Southgate Drive, 801-441-1416 3rd Coast Fitness, 108 Rhea Lane, 832-265-3621 The Pro Duct Crew LLC, 33 N. 15th St., 989-1665 Big Sky House Moving Inc., Helena, 442-6492 Silver Fish Space Transformation, 215 S. 36th St., 8503684 David Ketterling Construction, 208 Rolling Meadow Drive, 861-9781 Trees Unlimited, 1611 Third St. W., 220-2404 November 2016

37

Montana patents Below are listed U.S. patents issued to Montana inventors Aug. 23-Sept. 20, 2016. For assistance in patent filing, call Billings patent attorney Antoinette M. Tease at 406-294-9000.

Dennis E. Soucie and Gary A. White, both of Bigfork: Ergonomic cutting shears.

9,421,690, Aug. 23, Shear Innovators LLC, Bigfork.

Beda B.G. Ruefer of Bozeman: Drinking water delivery system and method. 9,422,068, Aug. 23.

Stanley E. Hansen of McHenry, Ill.; Russell Myers of Richmond, Ill.; Ronald Paul of Clancy; Audra Rasmussen of Kenosha, Wis.; and Kate Taylor of Melbourne, Australia: Methods and compositions for hematoxylin and eosin staining. 9,423,322, Aug. 23, Leica Biosystems Richmond Inc., Richmond.

David Yakos and Seth Carlstrom, both of Bozeman: Ornamental design for a spray bottle with wiping surface. D764,309, Aug. 23.

Kurt A. Toenjes and David K. Butler, both of Billings, and Joy Goffena of Roundup: Method for inhibiting conidial germi-

Bankruptcies nation and mycelial growth of fungi symbiotically associated with bark beetles. 9,426,992, Aug. 30, Montana State University Billings.

Jean I Montage of Cambridge, Mass.; William Bell of Brookline, Mass.; and Sasha Montagu of Whitefish: Filtering blood. 9,427,707, Aug. 30, Jean I. Montagu.

John Ryan of Missoula: Headlight restoration kit.

9,427,778, Aug. 30, Search Automotive Technologies LLC, Palm Beach Gardens, Fla. Wenjun L. Chinn, Scott F. Fahrenbruck, Shawn D. Skinner and Laura E. Moran, all of Missoula, and Jeffrey C. Gum of Stevensville: Reverse circulation fluidized bed reactor for granual polysilicon production. 9,428,830, Aug. 30, GTAT Corp., Merrimack, N.H. Justin Torgerson, Charles Lokey, Laine McNeil, Patrick Maine and Mark Enright, all of Bozeman: Intracavity pumped OPO system. 9,431,790, Aug. 30, Quantel USA, Bozeman.

Carl Hottum of Philipsburg: Fifth wheel hitch hoist.

9,434,583, Sept. 6.

Pete A. Woods of Chester: Production string pressure relief system. 9,435,173, Sept. 6, Woods Petroleum LLC, Chester.

Aaron A. McGinty of Kalispell: Charging handle engagement with carrier key of firearm.

9,435,593, Sept. 6, Falkor Sid Inc., Kalispell.

Dale Avery Poling of Potomac: Bipod leg mounting body and bipod comprising same. 9,435,601, Sept. 6.

Billy R. Dean of Havre: Fireworks safety igniter. 9,435,618, Sept. 6.

Vishal Kapoor, Ajith Kumar and Joseph J. Johnson, all of Seattle; Mark Jonathan and Anil Francis, both of Redmond, Wash.; Adrian M. Marinescu of Sammamish, Wash.; Marc E. Seinfeld of Fort Lauderdale, Fla.; Michael Sean Jarrett of Kirkland, Wash.; and Joseph L. Faulhaber of Bozeman: Discovering malicious input files and performing automatic and distributed remediation.

9,436,826, Sept. 6, Microsoft Technology Licensing LLC, Redmond.

Louise A. Brinkworth of Bedfordshire, Great Britain; Richard K. Mann of Franklin, Ind.; Marc

L. Fisher of Carmel, Ind.; Vanelle F. Peterson of Mulino, Ore.; Vernon B. Langston of The Woodlands, Texas; Robert A. Masters of Zionsville, Ind.; and Mary B. Halsvedt of Billings: Synergistic weed control from applications of aminocyclopyrachlor and aminopyralid. 9,439,424, Sept.

13, Dow AgroSciences LLC, Indianapolis.

Michael J. Giroux of Bozeman: Production of high quality durum wheat having increased amylose content. 9,439,447, Sept. 13, Montana State University, Bozeman.

Joel R. Haynes of Bozeman: Chimeric influenza virus-like particles. 9,439,959, Sept. 13, Takeda Vaccines Inc., Bozeman.

Joshua Nordberg of Bainbridge Island, Wash.; Jennifer Chow and Daniel Campton, both of Seattle; and Jonathan Lundt of Missoula: Device for analysis of a target analyte.

9,440,234, Sept. 13, RareCyte Inc., Seattle.

Douglas E. Ott of Macon, Ga., and Duane Lloyd of Glasgow: Gas conditioning trocars. 9,446,208, Sept. 20, Lexion Medical LLC, St. Paul, Minn.

Glenn Kreisel of Missoula

and Benjamin Bloch of Cameron: Media device turntable.

9,449,640, Sept. 20.

Adam Bily of Seattle; Anna K. Boardman of Allston, Mass.; Russell J. Hannigan of Sammamish, Wash.; John Hunt of Knoxville, Tenn.; Nathan Kundtz of Kirkland, Wash.; David R. Nash of Arlington, Wash.; Ryan Allan Stevenson of Maple Valley, Wash.; and Philip A. Sullivan of Bozeman: Surface scattering antennas. 9,450,310, Sept. 20, The Invention Science Fund LLC. Mathew S. Lee and Genu T. Mathew, both of Oklahoma City, and Paul Beard of Bigfork: Remote system configuration via modulated audio. 9,450,812, Sept. 20, Dechnia LLC, Oklahoma City.

Ronald Tib Thomsen of Kalispell: Ornamental design for the gear box cover plate.

D767,006, Sept. 20, Concepts in Plastics LLC, Phoenix.

Ronald Tib Thomsen of Kalispell: Ornamental design for the gear box cover plate.

D767,007, Sept. 20, Concepts in Plastics LLC, Phoenix.

Billings area petitions filed in U.S. Bankruptcy Court Sept.

1-30, 2016. Addresses are in Billings unless otherwise noted.

Chapter 7 Jonathan Dale Ribble, Jennifer Jo Ribble, 1029 Neptune Boulevard, Sept. 1.

Celia Taylor, 1601 Lynn Ave., Sept. 1.

Christina Lynn Saunders, Travis Lou Saunders, 2953 Garden Circle, Sept 2.

Mary Lee Bliss, 7 Sage Road, Roundup, Sept. 7.

Johnathon Christopher Watkins, Darla May Gowin, 102 S. 33rd St., Sept. 7.

Justus Patrick Keele, 12 Third Ave. No. 2, Sept. 22.

Marilynn Irene Lafountain, 2909 Terry Ave., Sept. 28.

Chapter 13 Eric Richard Morrow, 810 W. 12th St., Sept. 2.

Kimberly Baisch, 12 Attika St., Sept. 8.

Jay D. Remmick, Josephine L. Remmick, 7 Danube St., Sept.

11.

Robert Shalosky, 17 First Ave., Fromberg, Sept. 20.

BUSINESS IS LOOKING GOOD. CALL 406-657-1298 TO SUBSCRIBE

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November 2016

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Commercial building permits AUGUST COMMERCIAL BLDG PERMITS Addition 332 S. Plainview St., PA Prospect LLC, Dick Anderson Construction, $200,000 Demolition 413 N. 25th St., Tire Guys Properties LTD Partners, Springline Construction Inc., $10,000 Fence/Roof/Siding 1501 Country Manor Blvd., Tanner Galvin Investment LLC, Chapel Custom Handywork, $45,000 643 Grand Ave., Dare To Deviate LLC, Trenton Jones Tear Off Replace With 30 Yr 4/ $4,000 405 S 36th St. W., Jehovah’s Witness Billings Co., TJ Construction Inc Remove And Replace Roof — 30 Y $10,500 4048 Rifle Creek Trail, Kenmark Corporation, M&J Construction, $62,000 2316 Alderson Ave., West Acres Apartments LLC, Donahue Roofing LLC, $52,863 2950 Gabel Road, North Park Transportation, Empire Roofing Inc., $35,000 2040 Central Ave., Moonrise Properties LLC, Aspen Contracting Inc., $550,000 1123 Third Ave. N., American Welding And Gas, Lennick Bros Roofing & Sheet Metal, $13,500 1512 Chesapeake Lane, Martinez, Jeremy B., Cory Simons Construction, $34,000 1524 Chesapeake Lane, Gibbon Holdings LLC, Cory Simons Construction, $34,000 300 N. 25th St., Moses, Charles F. and Betty, Sprague Construction Roofing Division, $26,000 2510 17 St. W., Consolidated Properties LLC, Lynnrich Inc., $25,874 1221 28 St. W., Springs Vi At Billings LLC, Lynnrich Inc., $77,236

2429 Mission Way, RiverStone Health, Arc Roofing LLC, $28,000 1502 38th St. W., Tanner Galvin Investment LLC, Chapel Custom Handywork, $35,000 3825 Ave. B, Tanner Galvin Investment LLC, Chapel Custom Handywork, $35,000 505 Orchard Lane, Boys & Girls Club Of Billings, Empire Roofing Inc., $65,000 2139 Broadwater Ave., Costello, Frank W. and Teresa S., Tom Hennessy Construction, $13,500 1500 Silver Run Trail, Burtell, Teresa E., B&K Roofing, $20,000 1510 Silver Run Trail, Goss, Janice L., B&K Roofing, $20,000 1531 Silver Run Trail, Rocky Trail Rentals LLC, B&K Roofing, $15,000 1540 Silver Run Trail, Srinivasan, Kumar S. and Carole A., B&K Roofing, $15,000 3229 Rosebud Drive, Erving, Jeremy and Deanne, Matrigs Construction And Roofing LLC, $40,000 1603 St. Andrews Drive, Our Savior Evangelical, Lynnrich Inc., $23,984 2002 Woody Drive, Builders Management & Investment Co. Inc., MW Construction, $25,000 2111 Lake Elmo Drive, Haman, John M. and Vivian L., Billings Steel Siding, $4,500 2001 24th St. W., Builders Management & Investment Co. Inc., MW Construction, $20,000 2001 24th St. W., Builders Management & Investment Co. Inc., MW Construction, $20,000 2021 24th St. W., Builders Management & Investment Co. Inc., MW Construction, $20,000

401 N. 31st St., Billings 401 LLC, Empire Roofing Inc., $79,600 3046 Boulder Ave., Hersel Ranches Inc., Kyle Kring Construction, $9,500 3046 Boulder Ave., Hersel Ranches Inc., Kyle Kring Construction, $9,500 3050 Boulder Ave., Hersel Ranches Inc., Kyle Kring Construction, $9,500 3050 Boulder Ave., Hersel Ranches Inc, Kyle Kring Construction, $9,500 1526 Chesapeake Lane, Bustos, Renaldo M., Cory Simons Construction, $20,000 1924 First Ave. N., Automatic Car Wash Inc., Sprague Construction Roofing Division, $14,000 2501 St. Johns Ave., Kimmet Enterprises LLC, Brock Barney Construction Inc., $32,000 1220 Ave. C, Adams Billings LLC, Capital Roof & Construction LLC, $13,500 3940 Rimrock Road, Lutheran Retirement Home Inc., Perfect 10 Roofing & Construction, $8,000 Footing/Foundation 1233 N. 30th St., Sisters Of Charity Of Leavenworth, Saunders Construction Inc., $1,240,000 New Office/Bank 100 Brookshire Blvd., Hanser Capital Holdings LLC, $1,354,708 New Parking Lot/NonBuilding Structure 1812 Monad Road, Martin Real Estate Holdings LLC, CMG Construction Inc., $130,000 New Restaurant/Casino/ Bar 749 Commerce Way, CCL Restaurants Inc., Walker Construction, $591,853 New Store/Strip Center 357 S. 24th St. W., Eden

Court Capital LLC, Fisher Construction Inc., $450,000 1020 Shiloh Crossing BlvdCandy Guys LLC, Langlas & Associates Inc., $792,648 New Townhomes (Shell For 3 Or More Units) 5541 Elysian Road, McCall Development, $446,720 5551 Elysian Road, McCall Development, McCall Development, $580,470 New Warehouse/Storage 1607 17th St. W., Billings 55 Apartments LLC, $96,510 1607 17th St. W., Billings 55 Apartments LLC, $67,245 1607 17th St. W., Billings 55 Apartments LLC, $83,218 3032 Cel Ave., Minot Builders Supply Associates, Fisher Construction Inc., $631,534 Remodel 1501 14th St. W., Sieben Ranch Co., Diamond Construction Inc., $300,000 2502 First Ave. N., Montana Power Building LLC, $35,000 2324 Overland Ave., Wells Fargo Corporate Properties, Advanced Protection Systems Inc., $125,000 3020 State Ave., Western Sugar Co., Advanced Protection Systems Inc., $38,500 2019 Grand Ave., Penny Kraft Trust, Karr Construction, $6,500 1403 First Ave. N., Gerald And Della Struckman, Crossroads Construction, $7,000 1400 S. 24th St. W., Fisher Construction Inc., $10,000 1607 17th St. W., Billings 55 Apartments LLC, Simplex Grinnell LP, $81,650 2800 10th Ave. N., Billings Clinic, Bauer Construction, $875,000 905 S. 24th St. W., Shopko SPE Real Estate LLC, Diamond Construction Inc., $85,000 517 S. 24th St. W., Remaxx

Of Billings, $47,051 1233 N. 30th St., Sisters Of Charity Of Leavenworth, Saunders Construction Inc., $71,500 1400 S. 24th St. W., Fisher Construction Inc., $10,000 605 S. Billings Blvd., School District #2, Allied Electrical Services Inc., $400,000 2525 King Ave. W., Wal-Mart Real Estate Business, Wadman Corp., $500,000 1027 Shiloh Crossing Blvd., Shiloh Silver Screen Partners, $36,000 27 N. 27th St. Makenna Hotel Investments LLC, Colgan Construction, $400,000 1524 24th St. W., Larson And Carpenter Partnership, AHB Construction, $2,000 1901 Terminal Circle, City Of Billings (Airport), General Contractors Construction Co. Inc., $1,394,186 1690 Rimrock Road, Rimrock Professional Condo LLC, Dirk Arnold Construction, $35,000 332 S. Plainview St., Associated Food Stores Inc., The Beacon Group, $123,200 444 Broadwater Ave., Rhett Hightower, 4x4 Construction/ Robert Bryant Interior Remodeling, $60,000 1002 Shiloh Crossing Blvd., G&R Investments Properties, $41,065 3127 Central Ave., Central Avenue Center LLC, Neumann Construction, $55,000 316 N. 26th St., Colorado Tire Corporation, EEC Inc., $400,000 2431 Overlook Drive, City Of Billings (Airport), Fisher Construction Inc., $63,550 300 S. 24th St. W., Rimrock Owner LP, Swank Enterprise, $160,000 1335 Golden Valley Circle,

Corning, Steve & Jennifer, Jones Construction Inc., $100,000 115 N. 29th St., Montana Farm & Ranch Dev Corp, Schaefer Remodel And Repair, $5,000 2336 St. Johns Ave., Mount Olive Evangelical Lutheran Church, Broken Arrow Construction Inc., $20,000 4432 S. Frontage Road, Griffin Automotive Enterprises, Tiensvold Fire Protection, $5,500 2702 Montana Ave., Oliver Building Development Venture, Country Innovations LLC, $9,000 1027 Shiloh Crossing Blvd., Shiloh Silver Screen Partners, $38,000 927 S. 32nd St. W., Frank, George, Rosin Lynn Construction, $20,000 300 S. 24th St. W., Rimrock Owner LP, Swanke Construction, $40,000 1233 N. 30th St., Sisters Of Charity Of Leavenworth, Saunders Construction Inc., $550,000 5448 Laurel Road, Montana Bayou Investments LLC, $10,000 1220 10th St. W., Church Of Christ Of Billings, Ray Hicks Construction, $10,000 2675 Enterprise Ave., Barthel Properties LLC, Kovash Construction LLC, $4,000 1818 Minnesota Ave., C&D Warehouse, Hulteng Inc., $60,000 Remodel - Change In Use 100 24th St. W., Central Avenue Mall, Shaw Construction, $120,000 2021 Overland Ave., Billings Association Of Realtors, Bauer Construction, $310,000 2821 Second Ave. N., Larry Heafner Construction, $9,500 November 2016

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