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2026_MembershipDirectory

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BAY HARBOR YACHT CLUB

Station at Bay Harbor Lake Latitude: 45.364672 Longitude: -85.031207

4300 Vista Drive Bay Harbor, Michigan 49770 (231) 439-2100 Fax (231) 439-2111

bayharboryc.com bhyc@bayharboryc.com

This Membership Roster is published for the sole and exclusive use of the members of the Bay Harbor Yacht Club for Club purposes. It may not be reproduced in whole or in part in any manner or fashion and it is not to be delivered to any person other than a member of the Club.

The roster is published as a convenience for members and for their private information. It may not be used in the preparation of lists for any type of solicitation or communications to the membership, not specifically authorized by the Board of Directors.

Every effort has been made to ensure accuracy of the contents of this roster, and any errors or changes should be immediately brought to the attention of the Club Membership Director.

Administration

STAFF DIRECTORY

Interim General Manager, Dwight Jenson, CCM

Human Resource Manager, Sean Kennedy

Membership & Marketing

Director of Membership & Marketing, Megan Nickerson

Communications Manager, Hannah Gracin

Accounting & Technology

Chief Financial Officer, David Krawec

Controller, Maria Sanner

Accounting Manager, Kristy Lawless

Accounting Assistant, Rachel Carley

Facilities

Director of Facilities, Daniel Shumway

Director of Housekeeping, Dawn Laway

Aquatics,Manager, Mike Cataldo

Member Events & Banquets

Director of Events, Krystle Pantall

Event Coordinator, Lora Ashley Morris

Dining Services

Director of Beverage & Certified Sommelier, Shannon Wiltjer

Dining Services Manager, Melissa Hershey

Culinary

Executive Head Chef, Scott Mania

Wellness & Spa

Director of Fitness, Nick Mesnard

Director of Spa, Brian Head

Golf Professional, Paulo Rocha

Racquet Sports

Director of Racquets, Payne Schanski

Kids Club

Director of Junior Programming, Kate McCaffrey

Yacht Docks

Dockmaster, Martin Leemaster

231.439.2110 | djenson@bayharboryc.com

231.439.2107 | skennedy@bayharboryc.com

231.439.2112 | membership@bayharboryc.com

231.439.2114 | hgracin@bayharboryc.com

231.439.2113 | dkrawec@bayharboryc.com

231.439.2124 | msanner@bayharboryc.com

231.439.2108 | klawless@bayharboryc.com

231.439.2109 | rcarley@bayharboryc.com

231.439.2140 | dshumway@bayharboryc.com

231.439.2100 | dlaway@bayharboryc.com

231.439.2100 | mcataldo@bayharboryc.com

231.439.2103 | kpantall@bayharboryc.com

231.439.2101 | lmorris@bayharboryc.com

231.439.2131 | wine@bayharboryc.com

231.439.2121 | mhershey@bayharboryc.com

231.439.2122 | smania@bayharboryc.com

231.439.2105 | nmesnard@bayharboryc.com

231.439.2125 | bhead@bayharboryc.com

231.439.2104 | procha@bayharboryc.com

231.439.2118 | pschanski@bayharboryc.com

231.439.2148 | kmccaffrey@bayharboryc.com

231.881.2648 | mleemaster@bayharbor.com

Marina Radio Hail 16, Switch to 71

BAY HARBOR CONTACTS

Bay Harbor Yacht Club

Main Phone, Administration

Reservations for All Dining Venues

Wellness Center Reception

The Spa

Racquet Sports Pro Shop

Bay View Dining Room

Quarter Deck

The Grille Room

Beach House

Kid’s Club

Fax, Administration

Community & Homeowners Association

Bay Harbor Company

Bay Harbor Association Management, Jessica Cusson

Security

Vehicle Gate Passes, Jessica Cusson

Bay Harbor Security

Bay Harbor Golf Club

Clubhouse

Golf Shop

Links Grille

Membership Office, Keriann Anderson

Hotels

Inn at Bay Harbor

Village Suites

Performing Arts

Great Lakes Center for the Arts

231.439.2100 | bhyc@bayharboryc.com

231.439.2100 | reservations@bayharboryc.com

231.439.2104 | wellness@bayharboryc.com

231.439.2125 | spa@bayharboryc.com

231.439.2118 | tennis@bayharboryc.com

231.439.2102 | dining@bayharboryc.com

231.439.2149 | dining@bayharboryc.com

231.439.2149 | dining@bayharboryc.com

231.439.2120 | dining@bayharboryc.com

231.439.2147 | wellness@bayharboryc.com

231.439.2111 | bhyc@bayharboryc.com

231.439.2500

231.439.2512 | associations@bayharbor.com

231.439.2512 | associations@bayharbor.com

231.439.7911 | security@bayharbor.com

231.439.4028

231.439.4029

231.439.4052

231.439.4022 | kanderson@boyne.com

231.439.4000

231.439.2400

231.439.2600

John Emley Commodore Wildwinds

Tom Sabatino Treasurer Peninsula

Carole Cobb Harborside

2025-26 BOARD OF DIRECTORS

Jeff Elhart Vice Commodore

The Ridge

Gregory Kris Secretary Wildwinds

Eichenlaub Lakeshore Village

Tim Manney

Immediate Past Commodore

The Preserve

Sally Cannon

John Griswold Coastal Cliffs

John Hickey Cliffs
Sue Marriott The Shores
Cara

Budget and Finance

COMMITTEE ROSTERS

Tom Sabatino | Chair & Treasurer

Peninsula

Tim Manney Preserve

Chuck Schubert Preserve South

John Griswold Coastal Cliffs

John Emley Wildwinds

Steve Prue Lakeshore Village

David Queller

*Jeff Elhart The Ridge

*Heather Lee Peninsula

*Jim Marriott Shores

*Howard Ungerleider The Cliffs

Dining and Service

Sue Marriott | Chair Shores

Darlene Cauffiel Lakeshore Village

Bill Mansfield

Mike Weill Quarry Bluffs

Nancy Rae Harborview Ridge

Matthew Kacergis

Ralph Ferber The Cliffs

Kathi Glass Yacht Docks

Craig Pines The Woods

Kathy Abrash

Lakeshore Village

Debi Goodman Wildwinds

Carole Cobb Harborside

*William Seklar The Cliffs

*Tom Shaevsky

*Lindy Smith The Cliffs

Wellness

Jeff Elhart | Chair The Ridge

Cynthia Podmajersky Vista Ct

Ashton Clark Inn at Bay Harbor

Cara Eichenlaub

Lakeshore Village

Cherie Elhart The Ridge

*Carole Cobb Harborside

*Russ Reed Harborview Ridge

*Steve Discher The Cliffs

*Jan Heidel

Facilities, Technology and Security

John Hickey | Chair The Cliffs

Andy Harrington Harbor Homes

Pat Sellenraad Vista Ct

Lynn Wolgast The Shores II

Mike Weill Quarry Bluffs

Michael Gerard

Keith Heidel Harborview Ridge

Membership

John Griswold | Chair Coastal Cliffs

Brian Burkey Quarry View Court

Chris Etienne

Tom Stallkamp The Preserve

Jim Cordes The Cliffs

Charlie Nemes

*Cara Eichenlaub Lakeshore Village

*Julie Fisher Cummings

Programs and Activities

Carole Cobb | Chair Harborside

Stephanie Jones The Cliffs

Gregory Kris Wildwinds

Cricket Cobb

Pat Poyle The Cliffs

*Matthew Kacergis

Lauren Waldie (Young Adults Rep)

Social

Sally Cannon | Chair

Linda Henry | Co-Chair

Cheri Elhart The Ridge

Tina Pagnucco Vistas

Carol Greenslade

Steve Prue

Lakeshore Village

*Lori Morgan Boor Quarry View

*Pat Poyle The Cliffs

* Denotes new committee member

Harborview Ridge

*Carol Passmore Harborview Ridge

*Joan Sabatino Peninsula

*Al Scott Quarry View

*Katy Knowles

*Michael Gerard

CLUBS WITHIN THE CLUB COMMITTEES

Cruise Club Committee

Bruce and Lissa Barron | Chairs The Bluffs Mona Lissa

Brett and Abby Mumy

Yacht Dock Mumy Magic

Larry and Stephanie Spillane Harbor Homes Erinn Go Blue

Randy and Tina Miller The Shores II Aqua Vista

Marc & Cindy Toth

Yacht Dock Encantada

Gary and Kathy Marowske

Yacht Dock Flamebuoyant

Paul and Alicia Mattes

Harborview Ridge Ampd Up

CLUBS WITHIN THE CLUB

Book Club

*Lois Polatnick | Co-Chair Cedars

*Jodie Emerson | Co-Chair Cliffs

Ladies Bridge

Jenny Sutton | Chair

Euchre

Nancy Grajewski | In-Season Lakeshore Village

Heidi Geiger | Off-Season The Bluffs

Partners Bridge

Ann Stallkamp | Chair Preserve

Mah Jongg and Canasta

Anne Whiteside | Chair

Beginners Mah Jongg

Pat Poyle | Chair The

*Denotes new committee member

The Woods (Quarry Bluffs)
Cliffs

2026 SEASON AT A GLANCE

MEMBER WEBSITE & MOBILE

Why You Should Use

Our member website and mobile app offers many convenient options including:

• View and pay statements.

• Update member profile information.

• Make reservations for dining, events and other Club activities.

• View Club calendar of events.

• Register a guest.

• View the Member Roster.

• Access Club documents.

• Virtual Member Card for easy check-in.

Accessing the Member Website

1. Visit. members.bayharboryc.com OR bayharboryc.com and select MEMBER LOGIN

2. Enter your member number with zeros proceeding. (i.e., 00999, L0999, FM999)

3. Enter your password.

• Your default password is the five-digit member number plus the last name of the primary account holder. (i.e., 00999smith)

• During the initial login, you will be prompted to reset your password and asked to choose a security question.

Accessing the Mobile App

Download the Club app on Apple’s App Store or Android’s Google Play by searching “Bay Harbor Yacht Club”.

Enter your member number and password. (These are the same credentials as the website login.)

Bay Ridge

Balasa, Mark & Laurel

Carlile, Steve & Penny

Cook, Robert & Ann

Cummings, Gay

DeFosset, Don & Janet

Hale, Ken & Judy

MEMBERS BY NEIGHBORHOOD

The Cliffs cont.

Ghazzi, Mahmoud & Maha

Glieberman, Lonie & Meredith Baldwin

Grace, Matthew & Jessica

Hammond, John & Marsha

Harrington, Jim & Mary Ann

Harris, Bob & Pam

Henderson, Richard & Bette

Holmes, Howard & Caroline

Hourani, Michael & Jane

Jones, Scott & Wendy

Zuccarini, Steve & Deb

The Bluffs

Arbuckle, James & Connie

Barron, Bruce & Lissa

Blackburn, Lawrence & Deana

Cunningham, John & Daniela

Darden, Toby & Joanie

Garcia, David & Mary

Geiger, Mike & Heidi

Hilborn, Thomas

Hollan, Greg & Anne

Keane, Parker & Jennifer Lynch

Selvala Richard & Kristin

Sbordon, Bill

The Cliffs

Aiello, Mark & June

Adelson, Todd & Kendra

Allan, David & Kay

Andresen, Lynn

Badra, Joseph & Angela

Banks, Bob & Jennifer

Bishop, Terry & Leighann

Brown, Robert & Janet

Burke, Michael & Carol

Butler, Steven & Mindy

Byers, Bruce & Deb

Cordes, Jim & Janice

Crawford, Richard & Lori

Cullman, Karen & Peter

Dandamudi, Shyam & Vani

Decker, Gerald & Lois

Del Signore, John & Lina

Deleone, Rita & George Turek

Dimond, Margaret

Discher, Steve & Renee

Donnelly, Richard & Susan

Feinberg, Andrew & Stacia

Ferber, Ralph & Poyle, Pat

Fox, James & Wendy

Frantz, Michael & Rande

Gale, Tom & Chucki

Garcia, David & Mary

Hickey, John & Douglas Kiersey

Hicklen, Bill & Lisa

Hines, Tom & Julie

Hirsh, Richard & Lisa

Huff, Rolla & Kirsten

Jaiyesimi, Ishmael

Jameson, John & Laura

Johnson, Jim & Karen

Jones, Jim & Stephanie

Kanny, Matt & Kim

Kapp, Larry & Annette

Karas, Robbi

Karo, Lucretia

Kelly, Matthew & Megan

Kerr, John

Kirsch, Matthias & Karen

Klebba, Chris & Ellen

Kolb, Maryann

Kraef, Torsten & Andrea

LaRiviere, Timothy

Mansfield, William & Patricia

McFarland, John

McLellan, Susan

Moore, David & Diana

Nichols, Kevin & Jodie Emerson

Norby, Steve & Lisa

Ordona, Carol

Peper, Ed & Pam

Plucer, Genie & Mark

Raines, Sandy & Rodney Miller

Riemer, Paul & Claudia

Rose, Billy & Della

Romisher, Laura & Michael

Rudman, Ken

Schierbeek, Robert & Mary Jo

Schneider, Dennis & Kathy

Schrepferman, Christopher & Rachel

Seck, John & Laura

Seklar, Bill & Sue

Sheppard, Jerry & Josie

Sherman, Robert & Kimberly

Smith, Lindy & Bill Kulczycki

Switow, Mark & Tammy

Swope, Patti & Jeff Gagie

Takriti, Mones & Rasha

Toland, J.R. & Beth

Transou, Robert

Trotter, Brad & Amanda

The Cliffs cont.

Trotter, Phil & Janet

Ungerleider, Howard & Elissa

Vaughn, James & Gina

Weast, Norman & Gayle

Weglarz, Mark & Vanya

Wendt, Greg & Kathy

Williams, Evan & Nancy

Yang, Yu Chih & Geng Lin

Zawicki, Eric & Melissa

Zimmerman, Stephanie

Zweifel, Marci & James

Coastal

Cliffs

Brammer, Tim and Cindy

Christensen, Chris & Tami

Cronin, Tom & Dena Yocom

Gallagher, Patrick & Debra

Horton, Jeffrey

Jones, Hal & Jana

Ligotti, David & Karen Quenneville

Meany, James & Elizabeth

Moede, Peter & Moira

Pollard, Joseph & Patrice

Shellenberger, Richard & Brenda

Teglia, Dean & Karin

Tuschman, Chelsea

Coastal

Ridge

Griswold, John & Debra

LaPorte, Noel & Trish

Levy, Irv & Sue

Roskam, Robert & Elysa

Snider, Michael & Dana

Wright, Wayne & Joanne

Coastal

Woods

Cardegnio, Richard & Terri

Fairbanks, Penny & David

Friess, George & Maiga

Greenberg, Bryan & Robyn

Hess, Kevin & Kathryn

Kircher, Stephen & Molly

Loveland, Gerald

Shenkan, Richard & Kim

Harbor

Homes

Dryden, Stephen & Patricia

Harrington, Andy & Vicki

Hawks, Michael & Orlene

Janning, Monica

Podmajersky, John & Cynthia

Richard, Jeff & Amanda

Smith, Marty & Tracy

Harbor Homes cont.

Spillane, Larry & Stephanie

Wentworth, Bill & Julie

Weymouth, Laurie & Mark

Harborside

Barr, Stephen & Jennifer

Bates, Frank & Dorothy

Cobb, Carole & Bill

Duhon, Chris & Margaret

Groen, Paul & Linda

Grove, Gary & Cheryl

Harrington, Jim & Mary Ann

Mestdagh, Jim & Kristine

Oswald, Kathy

Weaver, Timothy & Kristin

Wenzel, Todd & Tracy

Harborview Ridge

Albright, Charles & Tamara

Anderson, Jack & Ann

Backer, Joseph & Amanda

Baidas, Rob & Nancy

Beard, Lindy

Beauchamp, George & Jan

Benedict, Cynthia & Howard

Brophy, Mary Ellen

Busch, Doug & Kristine

Campbell, Pete & Michelle

Fakhoury, Rami & Carmen

Ferber, Ralph & Pat Poyle

Hardy, Joe & Jill

Heidel, Keith & Jan

Janning, Eugene & Vermilda

Kaddis, Kathleen & Atheer

Leese, John & Mary

Markiewicz, Jim & Kathie

Mattes, Paul & Alicia

Metcalfe, Taylor & Muffe

Morawa, Lawrence & Alyene

Ott, Marc & Lynn

Passmore, David & Carol

Post, Abe & Tracy

Puccio, Jeff & Julie

Rae, Rich & Nancy

Reed, Russ & Karen

Reick, Hal & Kay

Riehl, Jim & Janet

Sapiente, John & Sunny

Schwier, Frederick & Priscilla

Scinta, David & Beth

Stanton, Jeff & Trisha

Szott, Tom & Trina

Thornton, Peter & Marijane

von Gruben, Bob & Mary

Harborview Ridge cont.

Warden, Thomas & Marlene

Welker, Sue

Wiles, Connie & Stephen Floto

Hills Cottages

Balliette, Paul & Cindy

Barkin, Teri

Goebel, Bob & Barbara

Patek, Paul & Suanne

Schott, Michael & Lauren

Inn at Bay Harbor

Aitken, Dan & Dianne

Banks, Bob & Jennifer

Bierlein, Mike & Kathy

Goebel, Bob & Barbara

Hourani, Michael & Jane

Lakeshore Village

Abrash, Jeff & Kathy

Bennett, Ryan & Emily

Branscum, Jim & Deb

Cauffiel, Darlene & John

Doezema, Alan & Linda

Dooley, Cole & Wendy

Eichenlaub, Brian & Cara

Fiore, Jennifer

Fleming, Michael & Christine

Giorgio, Michelle & Michael

Golling, Bill & Lynne

Grajewski, Rick & Nancy

Jacobson, Ed & Robyn

Kloustin, Rob & Pam

Nelson, Bob & Janice

Prue, Steve & Kelly

Recchia, Robert & Cristine

Riehl, Jim & Brittany

Schott, Steve & Dora

Seiler, Jonathan & Autumn

Strawn, Joe & Arlene

Tong, Doris & Teck Soo

Uznis, George & Mary Ann

Virkus, Bradley & Cari

Zimmerman, Dan & Beth

Lakeside Cottages

Aitken, Dan & Dianne

Baerwaldt, Nancy

McLellan, Susan

Schierbeek, Robert & Mary Jo

Marina District

Blake, Patricia & Ken Fruehauf

Boji, Ron & Heather

Brown, Russell

Giannotta, John

Ginsburg, Alan

Lanehart, John & Marsha

Lesinski, Roger

Magoon, Mike and Doreen

Mestdagh, David & Deborah

Morrow, Katherine & George

Richard, Jeff & Amanda

The

Peninsula

Babcock, Kathy

Bierlein, Mike & Kathy

Desai, P.J. & Mary Ann

Fernandez, Carlos & Peggy

Henkel, Herb & Linda

Heuerman, Amy & Paul

Johnson, David & Pam

Lee, Owen & Heather

Pearce, Harry

Poletes, Lisette & George

Cowell, Pat & Suzi

Sabatino, Tom & Joan

Saber, Paul & Dianne

Short, Gary & Denise

Small, David & Robin

Weiser, Ronald & Barrie Bender

Wood, Doug & Beth

The Pines

Crawford, Bill. & Marilyn

Fernandez, Christopher & Michelle

Lawlor, Kevan & Wynne

Wynne, John & Amy

The Preserve

Bawel, Zach & Linda

Brennan, Vincent & Megan

Briggs, Rob & Alyssa

Bullard, Len & Pat.

Campbell, John & Sheryl

Chermside, Brian & Marcy

Clements, Bill & Georgia

Cummings, Gay

Davis, Matt & Kathleen

Dorn, Mark & Elizabeth

Eyde, Sam & Victoria

Fugenschuh, Dr. David & Karey

Haas, Stacey & Sean

Herard, Bruce & Susan

Knapp, Paul

Lee, Joe & Sandy

The Preserve cont.

Manney, Tim & Kathie

Modell, Jeff & Karen

Nelson, Linda & Chris

Oelz, Andrew & Rebekah

Slavsky, John && Carol

Stallkamp, Tom & Ann

Stein, William

Stinson, Keith & Kristi

MEMBERS BY NEIGHBORHOOD

Boor, David

Burkey, Brian & Maureen

Halvarson, Alyson & Dave

Quarry View Court cont.

McCormick, Bill & Ann

Slotka, Matt & Lindsay

The Ridge

Elhart, Jeff & Cherie

Kwapis, Greg & Jennifer

Van Elslander, Kim & John Francis

Walker, Bob. & Michele

Wiebeck, Kris & Melissa

The Preserve South

Bonfiglio, Brian & Sarah

DeWood, Matt & Andrea

Galea, Julie & Lindsey Wilson

Huthwaite, Pete & Laura

Jacobs, Andrew & Kendie

Jarvis, Bill & Sheryl

Kaine, Patricia

Levanovich, Peter & Julie Levy

Nachtrab, Joseph

Piwowarczyk, Chris & Carolyn

Scarfone, Kris & William

Schubert, Chuck & Michele

Snover, Mark & Nicole

Visconti, Matthew & Sandra

Wisne, Al & Kathy

Yates, George & Marie

Quarry Dunes

Brennan, Vincent

Cardegnio, Richard & Teri

Griffin, John & Juanita

Ireland, Jim & Janet

Moore, Malcolm

Young, Barbara

Quarry View

Carter, Michael & Jill

Gase, Warren & Amy

Martin, David & Donna

Mihlbaugh, Michael & Leslie

Salanty, Jim & Stacy

Scott, Alan & Jodi

Tomlinson, Steve & Ellen

Quarry View Court

The Shores

Chiara, Dale & Patty

Ebeid, Carolee

Gale, Tom & Chucki

Herbst, Walter & Charlene Hooker

LaRiviere, Tim

Marriott, Jim & Sue

McCormick, Bill & Ann

McGuirk, Chuck & Jennifer

Mirafzali, Tony & Sue

Parfet, Bill & Barbara

Pickard, Kevin & Sally Besonen

Ray, Matt & Casey

Ritchie, Stephen & Miriam

Rogerson, Craig & Irene

Van Elslander, Mary Ann

The Shores II

Grooters, Bob & Sharie

Johnson, Adam & Robin

Miller, Randy & Tina

Provenzano, Tony & Jo Ellen

Wolgast, Lynn & Beebe

Village Beach

Borrego, Ric & Kim

Cavataio, Peter & Sandra

Cook, Robert & Ann

Ovenden, Simon & Karabeth

Sabatino, Tom & Joan

Skogen, Kris & Dana

Weber, Don & Kali

Wolyn, Anna & Gregg Heidbreder

Zimmerman, Dan & Beth

Vista Court

Bierlein, Pat & Pat Sellenraad

Brownell, Donald & Kristin

Podmajersky, John & Cynthia

Vistas

Bloss, Doug & Tammy

Clements, Bill & Gigi

Vistas cont.

Fitzsimons, Peter & Candy

Harrison, Curt

Leavy, Pat & Lisa

Mancuso, Ed & Jan

Thornbladh, Bob & Tina Pagnucco

Vistas III

Campbell, Scott & Heidi

Zeigler, Harold & Bonnie

Wildwinds

Bachelder, Chris & Cheryl

Bostick, Ron & Laura

Emley, John & Peg

Fleming, Michael & Christine

Goodman, John & Debi

Hawkins, Kem & Mary

Kris, Greg & Kami

Murphy, Brian & Martha

Peck, Lyle & Olga

Sanford, Timothy & Martha

Tuschman, Tom & Paula

Wortman, John & Sidney

The Woods

Broxterman, Tom & Sara

Ketler, Jacob & Margaret

Kuhr, Jeff & Pat

Kus, Michael & Alexis

Malloy, Mike & Joan

Montagne, Marty & Annie

Morris, David & Robin

Osborne, Jody

Nachtrab, Joe & Deb

Nachtweih, Jeff & Debbie

Robertson, Michael & Robin

Tallerico, Jon & Jeannie

Veneklasen, AJ & Lynn

Wiebeck, Kris & Melissa

The Woods (Cedars)

Consiglio, Brent & Crystal

Drummond, Kirk & Yvette

Geisler, Fred & Lois Polatnick

Jones, Scott & Wendy

Krieger, John & Linda

Paluzzi, Joe & Shelly

Schweitzer, Paul & Kathleen

The Woods (Cottages)

Hasse, Art & Betsy

Klamerus, Justin

MacEachen Rod & Jane Birckhead

Malpass, Brandy

Osten, Peter

Pines, Craig & Amy

Riehl, Bob & Tammy

Smith, Al & Joan

Sprotte, Bob & Sherry

Trerice, Byron & Kim

The Woods (Quarry Bluffs)

Gentry, Pamela

Gibson, Larry & Judy

Guggemos, Ronald

Hawkins, Wayne & Kandace

Ingle, Donald & Anita

Isaac, Zac & Dee

Lebeau, Joe & Teri

Lowell, Grace & John

Murphy, Daniel & Clare

Walker, Alice

Weill, Mike & Kim

Whiteside, Dennis & Anne

Wolters, Greg & Carrie

Yacht Docks

Adelson, Sasha & Howard

Adelson, Todd & Kendra

Anderson, Jack & Ann

Baidas, Rob & Nancy

Barron, Bruce & Lissa

Baskin, Scott & Pamela

Baysore, John & Ginny

Beauchamp, George & Jan

Beauregard, Peter & Carol

Berg, Bob

Bertsch, John & Georgia

Bishop, Terry & Leighann

Bratta, Tim & Michelle Lee

Brennan, Vincent & Megan

Brown, Russell

Campbell, John & Sheryl

Campbell, Scott & Heidi

Cannarsa, Tony & Sharon

Chappelle, Scott

Crawford, Bill. & Marilyn

Dahm, Eitel & Carolyn

DeFosset, Don & Janet

Dennings, Devere & Carole

Dimond, Margaret

Duhon, Margaret & Chris

Yacht Docks cont.

Dysert, Doug & Katie

Elhart, Jeff & Cherie Emery, Geoffrey

Eyde, Sam & Victoria

Fabiano, James II & Kelly

Fiore, Jennifer

Giannotta, John & Sue

Glass, Kathi

Grimm, Doug

Gronow, Steve & Patty

Grooters, Bob & Sharie

Hackl, Fred & Marita

Haney, Joseph & Tammy

Harrison, Curt

Hoekstra, Mark & Beth

Hourani, Michael & Jane

Howard, Rick

Izzi, Christopher & Joanna

Johnson, Adam

Jones, Hal & Jana

Jones, James & Stephanie

Keane, Parker & Jennifer Lynch

Keiswetter, Paul & Melissa

Koffman, Bob & Carole

Korneffel, Graham & Stephanie

Krueger, Erik & Sarah

Lanehart, John

Loveland, Jerry

Mattes, Paul & Alicia

Malenich, Jim & Carol

Martin, David & Donna

McGuirk, Leroy & Jennifer

Miller, Randy & Tina

Moede, Peter & Moira

Mumy, Brett & Abby

Nachtweih, Jeff & Debbie

Ott, Marc & Lynn

Otterbine, Russ & Christina

Parish, Preston & Bess

Passmore, David & Carol

Riehl, Jim & Janet

Roskam, Robert & Elysa

Salanty, James & Stacy

Sanford, Timothy & Martha

Schneider, Dennis & Kathy

Scinta, David & Beth

Smith, Scott & Sharon

Smith, Sid & Judy

Smith, Thomas

Snider, Mike & Dana

Stinson, Keith & Kristi

Szott, Tom & Trina

Teglia, Dean & Karin

Thomas, Scott & Denell

Thornton, Peter Sr. & Marijane

Adelson, Howard & Sasha Foresight

Adelson, Todd & Kendra

Sea Clearly

Aitken, Dan & Dianne

Titan

Allen, Jerry & Jorja

Anderson, Jack & Ann

Harbor Lady II

BOATING MEMBERS

Cobb, Carole & William

ACO

Cook, Robert & Ann

Crandell, Tom & Teri

Lac d’Azur

Crawford, Bill & Marilyn

Sea Bear

Cronin, Tom & Dena Yocom

Nessie Lou

Backer Jr., Joseph & Amanda 2LEGIT

Baidas, Rob & Nancy

General

Barron, Bruce & Lissa Mona Lissa

Bates, Frank & Dorothy

Sea Rv

Baskin, Scott & Pamela

Baskin in the Sun

Baysore, John & Ginny

Ginger

Beauregard, Peter & Carol

Super Ray

Bennett, Ryan & Emily

Bedrock

Bertsch, John & Georgia

Scott

Piping Hot

Bierlein, Mike & Kathy

Demolition Man

Bonfiglio, Brian & Sarah Sanchez

The Good Son

Bostick, Laura & Ronald

Bratta, Tim & Michelle Lee Big Time

Brennan, Vince & Megan

Summer Docket

Byers, Bruce & Debra

Avalon 2

Campbell, John & Sheryl

Sheryl Lynn

Cannarsa, Tony & Sharon

Cannon, Louis & Sally

C-Star

Cauffiel, Darlene & John

Darjon

Chermside, Brian & Marcy

Joiette

Curran, Peter & Quin

My Girl

Curtis, Chal & Lloyann

Blessed

Dahm, Eitel & Carolyn Freiheit

Darden, Toby & Joan

Resonance

Dennings, Brock & Lacey

Steel ‘n Time

Desai, Jason & Maggie

Family Matters

Desai, P.J. & Mary Ann

Family Matters

DeWood, Matt & Andrea

Discher, Steve & Renee

Couples Therapy

Dryden, Stephen

Duhon, Chris & Margaret

Mockingbird

Dunbar, Chris & Bruce

Magic Dragon

Dysert, Doug & Katie

Neighbor Lady

Elhart, Jeff & Cherie

Wide Track

Elhart, Ben & Allison

Emley, John & Peg

Double EE

Etienne, Chris & Dennis Lindeman

Second Wind

Ferrara, Richard & Alex

Forell, John & Denise

Sun Harvest

Gale, Tom & Chucki

Khamsin

Gallagher, Joe & Sienna

Debra G

Geiger, Mike & Heidi

Only One

Giorgio, Michelle & Michael Adios

Golling, Bill & Lynne LepistoGolling

Sunday Driver

Grajewski, Nancy & Richard

Sun Dolphin

Gregg, Ryan & Michelle One and Only 2

Greig, Paul & Susan

Grimm, Doug & Sharon

Dugout

Griswold, John & Debra Ritz Bits

Groen, Paul & Linda

Gronow, Steve & Patty

Grooters, Bob & Sharie

Mon Sharie

Grove, Gary & Cheryl Geronimo

Hackl, Fred & Marita

Haney, Joe & Tammy

Risky Business

Harrington, Andy & Vicki Vixen

Harrington, Jim & Mary Ann Meritage

Harrison, Curt

Harvey, Bob & Kim

Sea Dog

Hasse, Art & Betsy Dealership

Hatch, Michael & Ellen Dinner Out

Herard, Bruce & Susan My Girl

Hoekstra, Mark & Beth Granday

Horning, Dan & Julie Hornblower

Hoyner, Kathryn & Brian

Ilitch, Denise

Decade of Fun

Isham, John & Kristin

Izzi, Chris & Joanna

IzKnot

Johnson, David & Pam

Sea Horse

Jones, Jim & Stephanie

She Sells

Jones, Hal & Jana

Flying J

Keane, Parker & Jen Lynch

Valkyrie

Keiswetter, Paul & Melissa

Pet o Sega

Klebba, Chris & Ellen

Knowles, David & Katy Big Squig

Korneffel, Graham & Stephanie Reflection

Krueger, Erik & Sarah

Lanehart, John & Marsha

Insatiable

LaPorte, Noel & Trish

LaRiviere, Timothy Eagle One

LeBeau, Joe & Teri

LeBoat

Lee, Owen & Heather

Trinity

Lemmen, Todd & Lori Tango Lima

Mack, Alan & Simerson, Patricia

Lucy Penguin

Mankopf, Jeremiah & Kris

Marowske, Gary & Kathy

Flamebuoyant

Marriott, Jim & Sue

Martin, David & Donna

Mattes, Paul & Alicia

Ampd Up

Meany, James & Elizabeth Just a Smidge

Medel, Mark & Darlene

Jaws

Merillat, Richard & Lynette Lady Jocelyn

Miller, Randy & Tina

Aqua Vista

Miller, Sheldon & Jillian

Mitchell, Deborah & Doug

Krug

Moede, Peter & Moira Peacemaker

Mondry, Mitch & Diane DAYZZ OFFFF

Moore, David & Diana One Moore Day

Mrozinski, Matt & Elizabeth

Mumy, Brett & Abby Mumy Magic

Nachtrab, Joe & Deb

Nachtweih, Jeff & Debbie Icepik

Nemes, Charlie & Kathleen Charlievoix

Offield, Jim & Sujo Grit & Grace

Ott, Marc & Lynn

Marlyn

Otterbine, Russ & Christina Enue

Paisley, Wes & Dianne

Restless

Parfet, Bill & Barbara Migration

Parish, Preston & Bess Iceman

Passmore, David & Carol Into the Mystic

Pickard, Kevin & Sally Besonen

Sovran Blanc

Piwowarczyk, Chris & Carolyn

Trunks & Bikinis

Platte, Chelsea & Pete

Podmajersky, John & Cynthia Laughing Dolphin

Poletes, Lisette & George

Ramer, Jim & Jane

Chance

Ray, Matt & Casey

Riehl, Jim & Janet

Eagle One

Roscia, Ryan

Big Up

Roskam, Bob & Elysa

Pilgrim

Sabatino, Tom & Joan

Almost There

Salanty, Jim & Stacy

Slackin Off

Samani, John & Miriam

Sanford, Timothy & Martha

Schaden, Greg & Linda Indulgence

Scheurer, Josh & Marcy

Schneider, Dennis & Kathy

Papa D

Schubert, Chuck & Michele

Sea Note

Scinta, David & Beth

Scin Full

Scott, Al & Jodi Serenity

Shaevsky, Tom & Marlo

Silva, Paul & Jennie

HiHoSilva

Small, David & Robin

Small Buoys

Smith, Scott & Sharon El Cazador

Smith, Tom & Sharon

So Blessed

Snider, Mike & Dana Unwavering

Spillane, Larry & Stephanie

Erinn Go Blue

Stinson, Keith & Kristi

Stover, Hi & Sharon

Strawn, Joe & Arlene

Arla G

Sutter, Marty & Lisa

Canim

Sutton, Kermit & Jenny

Wren

Szott, Tom & Trina

Zot Yot

Thomas, Scott & Denell

Family Office

Thornton, Peter & Marijane

Whitehawk/Seahawk

Tomina, Brian & Jennifer

SEA-E-O

Tong, Doris & Teck Soo

Against the Wind

Toth, Marc & Cindy Encantada

Ungerleider, Howard & Elissa Mazel

Uznis, George & Mary Ann Chief

Veneklasen, AJ & Lynn Steelaway

Visconti, Matthew & Sandi

Aqua Santori

Vredevelt, Tom & Charlene

Southern Belle

Waldorf, Mac & Sydney

Renaissance

Wallace, Richard & Lydia

Weglarz, Mark & Vanya

Saratoga

Wentworth, Bill & Julie

Ma Mari

Wenzel, Todd & Tracy

Sona Bella

White, Ridgway & Shannon

U.S.S. Peregrine

Wolgast, Lynn & Beebe Nortech

Wortman, John & Sidney

Wright, Wayne & Joanne Seaquest

Zeigler, Harold & Bonnie Ziggy

Zielinski, Joe & Kendra

Zimmerman, Dan & Beth

Block & Tackle II

MEMBERSHIP DIRECTORY

Updated as of May 1, 2026

MEMBERSHIP DIRECTORY

Abrash, Jeffrey & Kathleen

Lakeshore Village

3295 Village Harbor Drive

Bay Harbor, MI 49770

578 Rudgate

Bloomfield Hills, MI 48304

Bay Harbor ● (231) 348-8163

Cell ● (313) 969-0302

Spouse Cell ● (313) 969-0314 jabrash@andrewsbrothers.net abesfruit@aol.com

Abrash, Joseph & Nicole

578 Rudgate

Bloomfield Hills, MI 48304

Home Phone ● (248) 914-1769

Cell ● (248) 914-1769

Spouse Cell ● (440) 429-5582 jrabrash@gmail.com nicole.abrash@gmail.com

Adelson, Aleksandra & Howard

Shae Adelson, Tori Adelson, Savannah Adelson, Asher Adelson, Kira Adelson

The Cliffs

3560 Cliffs Drive

Bay Harbor, MI 49770

1918 Raymond Pl Bloomfield Hills, MI 48302

Cell ● (248) 877-5801

Spouse Cell ● (248) 225-2230 sashka1085@hotmail.com doceyesurgeon@gmail.com

Boat Name ● Foresight

Adelson, Dr.Todd & Kendra

Tia Adelson, Peyton Adelson

The Cliffs

3428 Cliffs Drive Bay Harbor, MI 49770

2492 Dorchester Rd. Birmingham, MI 48009

Cell ● (248) 631-6262

Spouse Cell ● (248) 631-8785 todd.adelson@gmail.com kcullin@gmail.com

Boat Name ● Sea Clearly

Aiello, Mark & June

The Cliffs

3604 Cliffs Drive Bay Harbor, MI 49770

2530 Elm Brook Court Rochester Hills, MI 48309

455 Cove Tower Drive, #1102 Naples, FL 34110

Winter Home ● (239) 591-8691

Cell ● (248) 840-3645

Spouse Cell ● (248) 413-7233 markaaiello@yahoo.com june.aiello@yahoo.com

Aitken, Daniel & Dianne

Inn at Bay Harbor

3600 Village Harbor Drive #606

Bay Harbor, MI 49770

55 South Duval

Grosse Pointe Shores, MI 48236

Home Phone ● (313) 885-0230

Cell ● (313) 510-0134

daitken@aitken-ormond.com

Boat Name ● Titan

Albright, Charles IV & Tamara

Harborview Ridge

4064 Harborview Ridge Drive

Bay Harbor, MI 49770

6004 Tarpon Estates Blvd. Cape Coral, FL 33914

Cell ● (586) 206-2198

Spouse Cell ● (586) 216-0310

charles.albright@comcast.net

t.albright@comcast.net

Allan, David & Kay

The Cliffs

3444 Cliffs Drive

Bay Harbor, MI 49770

4 Bolton Dr Greenville, SC 29607

Cell ● (864) 933-8465

Spouse Cell ● (864) 933-8466

dtallan@bellsouth.net

kdnews29@gmail.com

Allen, Jerry & Jorja

7645 Oyster Bay Drive

Charlevoix, MI 49720

340 Morningside Drive

Sarasota, FL 34236

Cell ● (330) 283-4223

Spouse Cell ● (330) 416-6223

jallen@conduitspacerecovery.com

jorjaallen30@gmail.com

Alterman, Tom & Wendy

Lilli Alterman

271 Lone Pine Road

Bloomfield Hills, MI 48304

Home Phone ● (248) 203-0020

Spouse Cell ● (734) 548-0321

twalterman@aol.com

Anderson, Jack & Ann

Harborview Ridge

4092 Harborview Ridge Drive

Bay Harbor, MI 49770

81 Seagate Dr #903

Naples, FL 34103

Winter Home ● (239) 776-7525

Cell ● (231) 330-0581

Spouse Cell ● (231) 330-0582

jack@andersoncapitalpartners.com

ann@andersoncapitalpartners.com

Boat Name ● Harbor Lady II

Andresen, Lynn

3632 Cliffs Drive

Bay Harbor, MI 49770

19258 Rosemary Road

Spring Lake, MI 49456

3280 S. Shore Dr. #88C

Punta Gorda, FL 33955

Bay Harbor ● (231) 439-5464

Home Phone ● (616) 296-0994 breakers.1@charter.net

Arrigo, Bart & Kathleen

3388 Marion Center Road

Charlevoix, MI 49720

4515 Roger B. Chaffee

Kentwood, MI 49548

Summer Home ● (231) 547-5274

Cell ● (616) 893-7300

Spouse Cell ● (616) 260-6271

barrigo@ba-development.com kculp@ba-development.com

Austin, Donald & Margaret

02268 Eagle Island Rd. Boyne City, MI 49712

9354 Juniper Reserve Drive

Prairie Village, KS 66207

Cell ● (816) 550-2992 don@austinhardware.com

Babcock, Kathy

The Peninsula

4210 Peninsula Drive Bay Harbor, MI 49770

104 Andros Rd.

Key Largo, FL 33037

Cell ● (616) 893-5268 kathybabcock4@gmail.com

Bachelder, Christopher & Cheryl Wildwinds

5020 Wildwinds Drive

Bay Harbor, MI 49770

432 Meyer Farm Drive

Pinehurst, NC 28374

Bay Harbor ● (231) 487-1837

Home Phone ● (517) 439-4393

Cell ● (517) 610-1793

Spouse Cell ● (404) 219-1430

chris.bachelder@icloud.com bacheldercheryl@gmail.com

Backer, Joseph Jr. & Amanda

Max Backer, Bridget Backer, Andrew Backer

Harborview Ridge

4072 Harborview Drive Bay Harbor, MI 49770

815 Ellair Pl.

Grosse Pointe Park, MI 48230

Cell ● (586) 863-7400

Spouse Cell ● (586) 214-0229 jbacker@backerlandscaping.com avintevoghel@dragichlaw.com

Boat Name ● 2LEGIT

Bade, Linda

834 Resort Pike Rd., Ste. #1 Petoskey, MI 49770

Home Phone ● (231) 348-0732

Cell ● (313) 520-2233 chebellina@gmail.com

Badra, Joseph & Angela

Joseph Badra, Alexandra Badra

The Cliffs

3304 Cliffs Drive Bay Harbor, MI 49770

111 Swallowtail Lane Okemos, MI 48864

Home Phone ● (517) 655-9242

Cell ● (517) 974-7297

Spouse Cell ● (517) 488-2842 jbadra@iccsusa.com drbadra@aol.com

Baerwaldt, Nancy Lakeside Cottages

3600 Village Harbor Drive, Lakeside #604 Bay Harbor, MI 49770

Bay Harbor ● (231) 439-4604 nancymi444@gmail.com

Baidas, Robert & Nancy Ann Harborview Ridge

4056 Harborview Ridge Drive Bay Harbor, MI 49770

17970 Cranbrook Ct Northville, MI 48168

Cell ● (248) 866-5096

Spouse Cell ● (248) 207-7568 rob@generalrv.com baidasna@gmail.com

Boat Name ● General

Balasa, Mark & Laurel

Bay Ridge

6344 Bay Ridge Drive

Bay Harbor, MI 49770

1473 Anhinga Pt. Naples, FL 34105

Cell ● (847) 651-4900

Spouse Cell ● (847) 951-8600

mark@balasaweb.com balasa@sbcglobal.net

Balconi, Randy & Jodi

Austin Balconi

261 N Evergreen Plymouth, MI 48170

Cell ● (248) 396-4400

Spouse Cell ● (248) 396-0245

rbalconi@ieoffices.com jodibalconi@me.com

Balliette, Cindy & Paul

Hills Cottages

6059 Hills Cottage Court

Bay Harbor, MI 49770

1615 N. Lake Shore Drive

Sarasota, FL 34231

Cell ● (941) 320-3737

Spouse Cell ● (941) 812-2513

cindy.balliette@gmail.com paul.balliette@gmail.com

Banks, Robert & Jennifer

The Cliffs

3696 Cliffs Drive

Bay Harbor, MI 49770

5396 South East Torch Lake Bellaire, MI 49615

9912 Wind Tree Boulevard Seminole, FL 33772

Bay Harbor ● (727) 460-1546

Summer Home ● (231) 377-9312

Home Phone ● (727) 298-8930 rbanks@seminolefinancialservices.com jungi3@aol.com

Barkin, Teri

Hills Cottages

6039 Hills Cottage Court

Bay Harbor, MI 49770

3229 Baron Court

Bloomfield Hills, MI 48302

Cell ● (248) 408-3001 happypotterteri@aol.com

Barr, Stephen & Jennifer

The Cliffs

1140 Vista Drive

Bay Harbor, MI 49770

11577 Hibner Road

Hartland, MI 48353-1241

sbarr@elhc.net

Barron, Bruce & Lissa

The Bluffs

922 Bluffs Court

Bay Harbor, MI 49770

2949 Spring Court Oakland, MI 48363

Cell ● (248) 343-4358

Spouse Cell ● (248) 842-2192

bbarron@barron-industries.com

lbarron@barron-industries.com

Boat Name ● Mona Lissa

Barron, Michaella & Quinton

Nennig

458 W. 52nd St., Apt. 4D New York, NY 10019

Cell ● (929) 264-3308 michaellabarron1@gmail.com

Barron, Paul 922 Bluffs Ct. Bay Harbor, MI 49770

1040 Dean St., Apt. 408 Brooklyn, NY 11238

Cell ● (248) 842-2085 pauljbarron15@gmail.com

Barron, Sara 922 Bluffs Ct. Bay Harbor, MI 49770

888 W. Euclid St. Detroit, MI 48202

Cell ● (248) 342-9569

saramariebarron@gmail.com

Baskin, Scott & Pamela

Yacht Docks

08133 Deerpath Dr. Charlevoix, MI 49720

31805 Telegraph Rd. Franklin, MI 48025-1256

Quenencia-las Venandas #A301

San Jose del Cabo, 23406

Summer Home ● (231) 437-3391

Cell ● (313) 515-7198

Spouse Cell ● (313) 600-3199

scottlbaskin@aol.com

pamelaanchor@aol.com

Boat Name ● Baskin in the Sun

Bates, Frank & Dorothy Harborside

1190 Vista Drive

Bay Harbor, MI 49770

205 Baysore Rd. Nokomis, FL 34275

Cell ● (941) 915-7103

Spouse Cell ● (941) 915-9741

fb544rb@gmail.com

batesdorothy01@gmail.com

Boat Name ● Sea RV

MEMBERSHIP DIRECTORY

Bawel, Zach & Linda

Preserve

7254 Preserve Drive North Bay Harbor, MI 49770

2667 S. Meridian Rd Jasper, IN 47546

Cell ● (812) 630-8682

Spouse Cell ● (812) 630-3417

zach.bawel@jasperholdingsinc.com lbawel@me.com

Beard, Linda Harborview Ridge

4060 Harborview Ridge Bay Harbor, MI 49770

205 N. Kinney Mt. Pleasant, MI 48858

150 Little Carlos Lane Ft. Myers Beach, FL 33931

Cell ● (989) 621-7381 lindybeard@aol.com

Beauchamp, George & Jan

Harborview Ridge

4112 Harborview Ridge Drive Bay Harbor, MI 49770

23709 Trevi Court

Bonita Springs, FL 34134

Cell ● (239) 405-3749

Spouse Cell ● (239) 405-3932 georgebeauchamp@charter.net janbeauchamp@charter.net

Beauregard, Peter Sr. Yacht Docks

43 Cache Cay Drive Vero Beach, FL 32960

Winter Home ● (772) 231-2746

Cell ● (586) 506-1698 lyax@colonymarine.com

Boat Name ● Super Ray

Benedict, Cynthia & Howard Harborview Ridge

4108 Harborview Ridge Bay Harbor, MI 49770

4314 Deephaven Lane Naples, FL 34119

Cell ● (734) 417-6800

Spouse Cell ● (248) 961-4461 cindybbenedict@gmail.com howbenedict@gmail.com

Bennett, Ryan & Emily

Graham Bennett, Elliot Bennett, Penelope Bennett

Lakeshore Village

3275 Village Harbor Drive Bay Harbor, MI 49770

1725 W. Wolfram St. Chicago, IL 60657

Cell ● (312) 451-6765

Spouse Cell ● (312) 363-7168 rbennett@willkie.com emilybennett00@gmail.com

Boat Name ● Bedrock

Berg, Robert Yacht Dock

5131 Maple Grove Road Charlevoix, MI 49720

225 Seabreeze Ave. Palm Beach, FL 33480

Cell ● (305) 753-0746 corvette4bob@gmail.com

Berman, Kayla & David

Pierce Berman, Parker Berman, Graham Berman

12535 Meanderline Road

Charlevoix, MI 49720

3551 Saint Gaudens Road Miami, FL 33133

Cell ● (248) 895-4701

Spouse Cell ● (617) 388-2538

kayla.varcoe@gmail.com berman413@gmail.com

Berry, David & Paula

07665 Oyster Bay Drive Charlevoix, MI 49720

128 Hampton Pt. Drive St. Simons Island, GA 31522

Cell ● (248) 765-9136

Spouse Cell ● (248) 802-5468

dberry@themagnigroup.com

pberry@themagnigroup.com

Bertsch, John & Georgia

Yacht Docks

3362 Edgewater Drive

Cheboygan, MI 49721

644 Cascade Hills Hollow SE

Grand Rapids, MI 49546

79080 Calle Brisa

La Qunita, CA 92253

Summer Home ● (231) 627-5502

Home Phone ● (616) 975-0427

Cell ● (616) 450-0206

Spouse Cell ● (949) 433-4066

jbertsch@aol.com

gcsatlas@aol.com

Boat Name ● Piping Hot

Bidwill, Nicole & Tod

Charles Pike, James Pike

6340 E Huntress Dr.

Paradise Valley , AZ 85253

Cell ● (602) 695-7135

Spouse Cell ● (602) 525-5916

nicolebidwill@me.com

tdickey@vmiholdings.com

Bierlein, Mike & Kathy

The Peninsula

4270 Peninsula Drive

Bay Harbor, MI 49770

8405 Circlewood Drive S

Saginaw, MI 48609

Bay Harbor ● (231) 439-5189

Home Phone ● (989) 781-0454

mike@bierlein.com

kathy@bierlein.com

Boat Name ● Demolition Man

Bierlein, Pat & Pat Sellenraad

Vista Court

4521 Vista Court

Bay Harbor, MI 49770

210 Golfview Dr. Saginaw, MI 48638

Home Phone ● (989) 799-2767

Cell ● (989) 751-4893

Spouse Cell ● (989) 798-6477

bierlein21@aol.com psellenraad@sbcglobal.net

Biltz, George & Beverly

4490 Lake Grove Rd. Petoskey, MI 49740

6609 Ridgewood Dr. Naples, FL 34108

Cell ● (989) 980-3346

Spouse Cell ● (989) 430-0128

gjbiltz@mac.com

bevbiltz@mac.com

Bishop, Terry & Leighann

The Cliffs

3336 Cliffs Drive

Bay Harbor, MI 49770

2864 Croftshire Ct. Rochester Hills, MI 48306

Cell ● (248) 506-7842

Spouse Cell ● (248) 506-7206

tbishop@trilogyinc.com lbishop08@comcast.net

Blackburn, Lawrence & Deana

Brendan Blackburn

The Bluffs 932 Bluffs Ct. Bay Harbor, MI 49770 1432 3rd St.

New Orleans, LA 70130

Cell ● (832) 326-7589

Spouse Cell ● (832) 217-4588 lmblackburn@aol.com eatondee@aol.com

Bloss, Douglas & Tamara Vistas

4690 Wildwinds Bay Harbor, MI 49770 1521 Club Drive Vero Beach, FL 32963

Bay Harbor ● (231) 622-8479

Cell ● (772) 486-5254

Spouse Cell ● (772) 713-3999 dbloss@armintl.com dtrmtbloss@aol.com

Bloss, Jamie & Ryan

Grayson Bloss, Evie Bloss, Piper Bloss, Cody Bloss

4690 Wildwinds Drive

Bay Harbor, MI 49770

285 Riverway Drive Vero Beach, FL 32963

Cell ● (225) 229-8387 jbloss@armstronginternational.com rbloss@armintl.com

Bloss, Matthew & Melissa

Beckett Bloss, Mckenzie Bloss 1301 Indian Mound Trail Vero Beach, FL 32963

Cell ● (772) 532-7111

Spouse Cell ● (601) 201-3629 hescsports@gmail.com mbloss555@gmail.com

Boji, Isabelle

4205 Main Street Bay Harbor, MI 49770

5334 Trillium Court Orchard Lake, MI 48323

Home Phone ● (517) 525-9100

Cell ● (248) 464-3888 iboji@bojigroup.com

Boji, Madeline & Paul Qarana

4205 Main Street

Bay Harbor, MI 49770

968 Bennaville Birmingham, MI 48009

Cell ● (248) 921-1871

Spouse Cell ● (248) 840-2970 bojim608@gmail.com qaranapaul9@gmail.com

Boji, Ronnie & Heather

Isabelle Boji, Grace Boji, Evelyn Boji

Marina District

4205 Main Street

Bay Harbor, MI 49770

5334 Trillium Court

Orchard Lake, MI 48323

Cell ● (517) 525-9100

rboji@bojigroup.com hboji608@yahoo.com

Bondy, Kim & Michael Hicks Inn at Bay Harbor

3600 Village Harbor Drive, Suite 130 Bay Harbor, MI 49770

200 Arkona Ct. West Palm Beach , FL 33401

Bay Harbor ● (231) 439-1100

Cell ● (248) 705-4200

Spouse Cell ● (248) 425-6329

kim.m.bondy@gmail.com gbcmikehicks@comcast.net

Bonesteel, Hildegard & Dean

8121 Broken Ridge East Harbor Springs, MI 49740

Cell ● (810) 516-0405

Spouse Cell ● (810) 516-8928 hilde@gracefulpathway.com

dean.a.bonesteel@gmail.com

Bonfiglio, Brian & Sarah

Jaycee Bonfiglio, Saylor Bonfiglio

Preserve South

7348 Preserve Dr. S. Bay Harbor, MI 49770

6446 E. Monterosa St. Scottsdale, AZ 85251

Cell ● (602) 793-8163

Spouse Cell ● (602) 738-5603 brian.bonfiglio@bcazholdings.com sesanch1@gmail.com

Boat Name ● The Good Son

Boor, David & Lori

Andrew Morgan

Quarry View Court

6307 Quarry View Drive

Bay Harbor, MI 49770

9235 Bailey Rd East Jordan, MI 49727

Cell ● (248) 470-2979

Spouse Cell ● (248) 924-5768

dboor7@gmail.com lmorgan0824@gmail.com

Borrego, Dr.Ricardo & Kimberly

Nicholas Borrego, Madison Borrego

Village Beach

701 East Beach Street

Bay Harbor, MI 49770

Cell ● (313) 300-8682

rdborrego@aol.com

Boynton, Lauren & Scott

2663 Middlebury Ln.

Bloomfield Hills, MI 48302

Cell ● (231) 215-2172

Spouse Cell ● (313) 570-5556

waldie@hotmail.com gsboynton@gmail.com

Brammer, Timothy & Cindy

Coastal Cliffs

1002 Coastal Cliff Lane Bay Harbor, MI 49770

24 Dockside Lane, #420 Key Largo, FL 33037

Bay Harbor ● (317) 418-2202

Winter Home ● (305) 367-4789

Cell ● (317) 418-2202

Spouse Cell ● (317) 809-8777

tfbrammer@gmail.com cindybrammer27@gmail.com

Branscum, Jim & Deborah

Lakeshore Village

3390 Village Harbor Dr. Bay Harbor, MI 49770

7309 Pine Vista Dr. Brighton, MI 48116

Cell ● (586) 904-1064 jimbranscum@providersgroup.com brightondeb@gmail.com

Bratta, Timothy & Michelle Lee

Brendan Bratta, Nathan Bratta, Abigail Lee Yacht Docks

48763 Point Lakeview St Chesterfield Twp, MI 48047

Cell ● (248) 701-9478

Spouse Cell ● (586) 419-4264

tim@advantageelectric.net

Boat Name ● Big Time

Bray, Rebecca & Travis

195 Baldwin Birmingham, MI 48009

Cell ● (248) 935-8546

Spouse Cell ● (248) 762-8410

rjbray@epitec.com mr_trav@hotmail.com

MEMBERSHIP DIRECTORY

Brennan, Vincent & Megan

Preserve

7314 Preserve Drive North Bay Harbor, MI 49770

96 Vendome Road Grosse Pointe, MI 48236

Cell ● (586) 909-8464

Spouse Cell ● (313) 598-8311

vincebrennan3@gmail.com meganmaherbrennan@comcast.net

Boat Name ● Summer Docket

Brophy, Mary Ellen & Gordon

Brunner

Harborview Ridge

4132 Harborview Ridge Drive Bay Harbor, MI 49770

1100 Beach Road, Apt 3J Vero Beach, FL 32963

Bay Harbor ● (231) 487-0711

Home Phone ● (772) 231-3888

Cell ● (772) 559-0304

Spouse Cell ● (513) 850-1866

brophyme@aol.com brunner.gf@fuse.net

Brown, Rob & Jan

The Cliffs

3504 Cliffs Drive Petoskey, MI 49770

Cell ● (414) 265-8005

Spouse Cell ● (414) 975-7044

brownrm07@yahoo.com janbrown414@gmail.com

Brown, Russell & Donna Marina District

648 Dewey Birmingham, MI 48009

Cell ● (248) 921-4400 rbrown@dbpackaging.com

Brownell, Donald & Kristin

Jacob Brownell, Thomas Brownell, Andrew Brownell Vista Court

4501 Vista Ct. Bay Harbor, MI 49770

4767 Crestone Way Rochester, MI 48306

Cell ● (248) 496-2673

Spouse Cell ● (248) 410-1031 dbrownell@vgpclaw.com klbrownell@comcast.net

Broxtermann, Dr.Thomas &

Sara

The Woods

1180 Aspen Way

Bay Harbor, MI 49770

13481 Calle Colina Poway, CA 92064

Cell ● (858) 342-3985

Spouse Cell ● (858) 342-3986 badgebehavior@gmail.com

Bullard, Leonard C. & Patricia Preserve

6924 Preserve Drive N Bay Harbor, MI 49770

7861 Brint Road Sylvania, OH 43560

Bay Harbor ● (231) 439-9090

Home Phone ● (419) 843-5442

Spouse Cell ● (419) 509-0645 lenbullard@msn.com

Burke, Michael & Carol

The Cliffs

3588 Cliffs Drive

Bay Harbor, MI 49770

103 Center Gait

Shavano Park, TX 78231

Cell ● (210) 241-3833

Spouse Cell ● (210) 842-0847 mburke@burkeandco.com

Boat Name ● C-Star

Burkey, Brian & Maureen

Quarry View Court

6259 Quarry View Drive Bay Harbor, MI 49770

8715 Seacrest Drive Vero Beach, FL 32963

Cell ● (216) 312-5645

Spouse Cell ● (615) 300-3528

bburkey59@gmail.com bburkey59@gmail.com

Busch, Douglas & Kristine

Harborview Ridge

4052 Harborview Ridge Bay Harbor, MI 49770

17833 Miromar Lakes Parkway Miromar Lakes, FL 33913

Cell ● (734) 649-5551

Spouse Cell ● (734) 649-5114 dougbusch1981@gmail.com krisbusch@comcast.net

Butler, Steven & Mindy

The Cliffs

3324 Cliffs Drive

Bay Harbor, MI 49770

3851 Regency Circle South Boca Raton, FL 33496

Cell ● (561) 900-4186

Spouse Cell ● (561) 345-1818

sbbutler54@gmail.com mindygbutler@gmail.com

Byers, Bruce & Debra

The Cliffs

3524 Cliffs Drive Bay Harbor, MI 49770

3721 Chatham Place Brighton, MI 48114

Cell ● (248) 866-4868

Spouse Cell ● (248) 866-4870

bebyers@outlook.com

2byers@comcast.net

Boat Name ● Avalon 2

Campau, Mason

6654 Preserve Drive Bay Harbor, MI 49770

2545 John R. St. Detroit, MI 48201

Cell ● (313) 912-3378 masoncampau@gmail.com

Campau, Stephen

6654 Preserve Drive Bay Harbor, MI 49770

55 Renaud Rd. Grosse Pointe, MI 48236

Cell ● (248) 943-8612

scampau97@gmail.com

Campbell, John & Sheryl

Preserve

6834 Preserve Drive N. Bay Harbor, MI 49770

2456 Pond Vallee Drive Oakland, MI 48363

Cell ● (586) 255-4944

Spouse Cell ● (586) 255-4940

johncampbell@brown-campbell.com scampbell228@comcast.net

Boat Name ● Sheryl Lnn

Campbell, Martha 7100 Driftwood Drive SE Ada, MI 49301

Home Phone ● (616) 682-2061

Cell ● (616) 915-4382

marty413@gmail.com

Campbell, Peter & Michelle

Harborview Ridge

4128 Harborview Ridge Dr. Bay Harbor, MI 49770

8473 Bay Colony Dr. #1402 Naples, FL 34108

Cell ● (586) 243-2024 pcampbell3467@gmail.com mapcampbell@comcast.net

Campbell, Scott & Heidi

Winston Campbell, Georgia Campbell, Victoria Campbell Vistas III

4221 Vista Drive Bay Harbor, MI 49770

7131 Driftwood Drive SE Ada, MI 49301

Cell ● (231) 578-9853

Spouse Cell ● (231) 855-3600 scampbell@myimport.com hcampbell@myimport.com

Cannarsa, Anthony

450 Woodland Villa Court Birmingham, MI 48009

Cell ● (734) 626-0003 anthony.cannarsa@systrand.com

Cannarsa, Anthony Jr. & Tiffany

Jack Cannarsa, Hudson Vogel

660 Sufffield Ave. Birmingham, MI 48009

Cell ● (734) 626-0006 cannarsa@att.net

Cannarsa, Michael & Taryn

Sloane Cannarsa, Enzo Cannarsa 1000 Willow Lane Birmingham, MI 48009

Cell ● (734) 626-0007

Spouse Cell ● (248) 310-6666

michael.cannarsa@systrand.com tcannarsa@gmail.com

Cannon, Dr.Louis & Sally 07575 Indian Trails Drive Charlevoix, MI 49720

Home Phone ● (231) 547-0817

Spouse Cell ● (231) 250-4297 scannon@louiscannon.com

Boat Name ● C-Star

Cardegnio, Richard & Terri

Coastal Woods

5135 Coastal Woods Court

Bay Harbor, MI 49770

25963 High Hampton Circle

Sorrento, FL 32776

Cell ● (407) 509-0206

Spouse Cell ● (561) 213-4700

rbc001@aol.com terrizal@bellsouth.net

Carlile, Steve & Penny Bay Ridge

6494 Bay Ridge Drive Bay Harbor, MI 49770

1595 Garden Oaks Marshall, TX 75672

Cell ● (903) 407-5723

Spouse Cell ● (903) 407-8994

steve@stevebc.com penny@stevebc.com

Carroll, Gerry

770 Front Street

Boyne City, MI 49712

Home Phone ● (231) 582-3263 gcarrollmich@gmail.com

Carter, Michael & Jill

Anna Carter, Kate Carter, Charlie Carter

Quarry View

6331 Quarry View Drive

Bay Harbor, MI 49770

2748 Amberly Road

Bloomfield Hills, MI 48301

Cell ● (586) 549-4260

Spouse Cell ● (248) 763-9925

michaelcarter20@gmail.com

jmariecarter20@gmail.com

Cauffiel, Darlene & John Lakeshore Village

3200 Village Harbor Drive

Bay Harbor, MI 49770

11697 Lorenz Way

Plymouth, MI 48170

Cell ● (248) 250-4007

Spouse Cell ● (313) 903-1590

dcauffiel@yahoo.com

john@galcorp.com

Boat Name ● Darjon

Cavataio, Peter & Sandra

Alessandro Cavataio

Village Beach

740 E. Beach

Bay Harbor, MI 49770

24 Woodland Shores

Grosse Point Shores, MI 48236

Bay Harbor ● (231) 347-5863

Home Phone ● (313) 642-0993

Cell ● (810) 334-9657

Spouse Cell ● (810) 434-1991

pcavataio@comcast.net

scavataio@comcast.net

Caveney, Amy

Megan Canty, Emma Canty, Courtney Canty

421 Bruner Pl Hinsdale, IL 60521

Cell ● (312) 995-0908

amcaveney@outlook.com

Caveney, Lisa

Ellie Hoel, Nora Hoel

881 W. Benton Ave. Naperville, IL 60540

Cell ● (630) 639-0091 caveneyl@hotmail.com

Chadwell, Allison & Jesse

1106 Symes Court

Royal Oak, MI 48067

Cell ● (248) 719-4923

Spouse Cell ● (248) 425-8754

allie.hines@pwc.com jesse.chadwell@hq.cpa.com

Chappelle, Samuel & Ambar

201 W. Broadway, Apt. 209 Port Jefferson, NY 11777

Cell ● (517) 719-4303

Spouse Cell ● (936) 727-1689

samc@c-devco.com ajr493@nyu.edu

Chappelle, Scott & Melissa Query

Christen Chappelle, Michael Query, Connor Query

Yacht Docks

Cell ● (517) 282-8440

scott@sarniaholdings.com

Chermside, Brian & Marcia

Preserve

7104 Preserve Drive North Bay Harbor, MI 49770

Cell ● (989) 948-1121

Spouse Cell ● (989) 245-4044

brianchermside@yahoo.com mchermside@yahoo.com

Boat Name ● Joiette

MEMBERSHIP DIRECTORY

Chiara, Dale & Patty

Shores

1281 Shores Drive

Bay Harbor, MI 49770

22018 York Mills Circle Novi, MI 48374

Bay Harbor ● (231) 439-6896

Home Phone ● (248) 344-8808

Cell ● (248) 755-7618 daleachiara@gmail.com patricechiara@gmail.com

Christensen, Chris & Tami Coastal Cliffs

6144 Coastal Cliffs Drive Bay Harbor, MI 49770

4468 Brynwood Drive Naples, FL 34119

5150 Tamiami Trail N, Ste 600 Naples, FL 34103

Winter Home ● (239) 352-4111

Cell ● (239) 776-1890

Spouse Cell ● (239) 777-3766 ctchristensen58@gmail.com tschristensen59@gmail.com

Clark, Ashton Inn at Bay Harbor

3600 Village Harbor Drive Bay Harbor, MI 49770

Cell ● (810) 449-8155 ashton2521@gmail.com

Clark, Gilbert Jr. & Donna 602 Kalamazoo Ave. Petoskey , MI 49770

13451 Coronado Naples, FL 34109

Cell ● (239) 860-6752

Spouse Cell ● (239) 250-0935 gilclark13@gmail.com djclark543@gmail.com

Clark, Kristin & Sam Charlie Clark

8340 Bridge Street Harbor Springs, MI 49740

Cell ● (517) 582-1580 kristin@gaslightgp.com

Clements, William & Georgia Vistas

4620 Wildwinds Drive Bay Harbor, MI 49770

29 Summit Pass Boerne, TX 78006

Cell ● (903) 530-0658

Spouse Cell ● (903) 780-8711 wpclements@mac.com gclem3@mac.com

Cobb, Carole & William Harborside

1100 Vista Drive Bay Harbor, MI 49770

21008 N. 109th Place Scottsdale, AZ 85255

Bay Harbor ● (231) 487-0345

Cell ● (408) 888-9012 cobbsoup@aol.com billcobb3@gmail.com

Boat Name ● ACO

Cobb, Jason & Rachel

333 W. Iowa Avenue, Apt. 501 Sunnyvale, CA 94086

Cell ● (231) 881-0699

Spouse Cell ● (502) 548-1172 jasoncobb126@gmail.com rachelhirsch222@gmail.com

Cobb, Will & Georgina

Flat 529 London, LND E14 9AQ

Cell ● (408) 398-4334 williamclaycobb05@gmail.com georgina.jones@live.co.uk

Cobb, Zachary & Cricket

1100 Vista Drive Bay Harbor, MI 49770

Home Phone ● (231) 487-0345

Cell ● (408) 821-2194

Spouse Cell ● (508) 479-1318 zcobb72@gmail.com cricketwemyss@gmail.com

Coleman, Neil & Rochele

Angela Coleman

6332 Lower Shore Drive Harbor Springs, MI 49770

Cell ● (312) 961-4757

Spouse Cell ● (269) 336-9992 nsc7729@aol.com rochele-alves-souza@hotmail.com

Boat Name ● Blessed

Consiglio, Brent & Crystal

Clark Consiglio, Blake Consiglio Cedars

1161 Cedar Lane Bay Harbor, MI 49770

Cell ● (248) 550-8661

Spouse Cell ● (248) 550-8688 brent.consiglio@gmail.com crystal.consiglio@gmail.com

Cook, Caroline

3352 Cliffs Drive

Bay Harbor, MI 49770

2944 Tiburon Blvd. E. Naples, FL 34109

Cell ● (231) 868-1900 carolinemc31@hotmail.com

Cook, Nicole & Jay

Lauren Cook

The Cliffs

3352 Cliffs Drive Bay Harbor, MI 49770

2944 Tiburon Blvd. E. Naples, FL 34109

Cell ● (231) 881-0878

Spouse Cell ● (615) 418-1992 nicolecook22@yahoo.com jayrcook@outlook.com

Cook, Robert & Ann

Jordyn Cook

Marina District

4200 Main Street #34 Bay Harbor, MI 49770

2731 Spyglass Drive Oakland, MI 48363

Cell ● (248) 342-9002

Spouse Cell ● (313) 549-3089 rjcook1110@gmail.com ann.cook@gm.com

Cordes, James & Janice

The Cliffs

3548 Cliffs Drive

Bay Harbor, MI 49770

107 Sherwood Street Greenville, SC 29601

Bay Harbor ● (231) 439-3786

Home Phone ● (864) 233-4493

Cell ● (936) 520-3921

Spouse Cell ● (936) 520-3971 jdcordes@chartermi.net janicedrury@charter.net

Cowell, Suzi & Pat

The Peninsula

4250 Peninsula Drive Bay Harbor, MI 49770

47400 West El Dorado Dr. Indian Wells, CA 92210

Cell ● (440) 725-0357 suzaroozi@yahoo.com

Crandell, Thomas & Teresa

Village Harbor Docks

3336 Vineyard Ct. Petoskey, MI 49770

Cell ● (425) 444-5573

Spouse Cell ● (425) 444-2649 tomcrandell@yahoo.com tericrandell@yahoo.com

Boat Name ● Lac D'Azur

Crawford, Richard & Lori

The Cliffs

3212 Cliffs Dr. Bay Harbor, MI 49770

9774 Bent Grass Bend Naples, FL 34108

Cell ● (239) 216-1633

Spouse Cell ● (239) 919-4788

rcrawford@crawfordgrp.com lcrawford@crawfordgrp.com

Crawford, William P & Marilyn The Pines

5722 Pine Ridge Ct Bay Harbor, MI 49770

Cell ● (616) 446-4307

Spouse Cell ● (616) 240-7799 swiftelk@msn.com keynoteinteriors@msn.com

Boat Name ● Sea Bear

Cronin, Thomas & Dena Coastal Cliffs

6084 Coastal Cliffs Ct Bay Harbor, MI 49770

2358 Vista Valley Ln Vista, CA 92084

Cell ● (858) 699-4800

Spouse Cell ● (619) 892-9099 tcronin100@gmail.com dena.yocom@upnorthequities.com

Boat Name ● Nessie Lou

Croswell, Robert Jr. & Stephanie 4932 Lake Grove Road Petoskey, MI 49770

1107 Center Street Milford, OH 45150

Cell ● (513) 608-7980

Spouse Cell ● (513) 315-6856 rscroswell@gmail.com stevie4298@gmail.com

Crouse, David & Teresa 5783 Country Club Shores Petoskey, MI 49770

Home Phone ● (231) 535-5001 david@crouseentertainment.com teresabcrouse@aol.com

Cullman, Peter The Cliffs

3260 Cliffs Drive Bay Harbor, MI 49770

156 Moorings Park Dr, Apt 301 Naples, FL 34105

Home Phone ● (239) 430-5907

Cell ● (239) 398-5505 petercullman@att.net

Cummings, Gay Bay Ridge

6564 Bay Ridge Drive Bay Harbor, MI 49770

PMB 123 Petoskey, MI 49770

24 Dockside Lane, PMB 426 Key Largo, FL 33037

Home Phone ● (231) 347-8747

Winter Home ● (305) 367-4490 arabellagay231@att.net

Cummings, Julie & Peter

515 Michigan Avenue Charlevoix, MI 49720

Cell ● (646) 460-0650

Spouse Cell ● (313) 909-1031 juliefcummings@fcholdings.com

Cunningham, John & Daniela The Bluffs

902 Bluffs Ct. Bay Harbor, MI 49770

Cell ● (586) 242-9522

Spouse Cell ● (248) 974-5660 jwc317@gmail.com ovesea@yahoo.com

Curran, Dr.Peter & Quin PO Box 6438 Ketchum, ID 83340

Cell ● (208) 720-2163

Spouse Cell ● (650) 644-9751

pgc@curransv.com quin.shott@gmail.com

Boat Name ● My Girl

Curtis, T. Chalmers III & Lloyann

2944 Townsend Rd. Petoskey, MI 49770

Cell ● (417) 230-7513

Spouse Cell ● (417) 230-9942

t.chalmers@protonmail.com

lloyann@arbbs.net

Boat Name ● Blessed

Dahm, Eitel S. & Carolyn Yacht Docks

5205 South Lakeshore Harbor Springs, MI 49740

5205 Great Foster Rochester, MI 48306

Home Phone ● (248) 652-8939

Cell ● (248) 202-3900

eitel@eiteldahm.com caroldahm@icloud.com

Boat Name ● Freiheit

Dandamudi, Shyam & Vani

The Cliffs

3340 Cliffs Drive

Bay Harbor, MI 49770

306 Oakland Drive Essexville, MI 48732

7610 Cabana Court Unit 201 Kissimmee, FL 34747

Bay Harbor ● (231) 348-8222

Home Phone ● (517) 893-7138

Cell ● (989) 493-1166 dr.dandamudi@gmail.com

D'Angelo, Geno & Amber

Geno D'Angelo

Cell ● (231) 330-4863

Spouse Cell ● (231) 342-3264

geno@genodangelo.com amber_smith24@hotmail.com

Darden, Thomas & Joan

Jack Darden

The Bluffs

872 Bluffs Court

Bay Harbor, MI 49770

Cell ● (817) 773-2576

Spouse Cell ● (469) 831-2570

tdarden@vermilioncp.com joankdarden@gmail.com

Boat Name ● Resonance Davis, R. Matt & Kathleen Preserve

7164 Preserve Drive North Bay Harbor, MI 49770

Cell ● (989) 948-5984

Spouse Cell ● (989) 941-1978 rmattdavis12@gmail.com kadavis53@gmail.com

DeBartolo, James & Ellen

Leo DeBartolo, Enzo DeBartolo, Marco DeBartolo

Quarry View Court

6331 Quarry View Drive Bay Harbor, MI 49770

2921 Lanergan Dr Troy, MI 48084

Cell ● (906) 282-1426

Spouse Cell ● (586) 306-9726 jdebartolo4@gmail.com elmdwyer@yahoo.com

MEMBERSHIP DIRECTORY

Decker, Gerald & Lois

The Cliffs

3652 Cliffs Dr. Bay Harbor, MI 49770

559 Newburne Pointe Bloomfield Hills, MI 48304

Home Phone ● (248) 332-5332

Cell ● (248) 310-0922

Spouse Cell ● (248) 892-2916 gdeckergld@gmail.com loisth@me.net

DeFosset, Don & Janet Bay Ridge

6254 Bay Ridge Drive Bay Harbor, MI 49770

3203 Bayshore Boulevard #19P Tampa, FL 33629-1711

Bay Harbor ● (231) 439-0845

Home Phone ● (813) 229-4190

Cell ● (813) 505-4514

Spouse Cell ● (248) 321-6033 ddefosset@gmail.com jan.defosset@gmail.com

Del Signore, Lina The Cliffs

3620 Cliffs Drive Bay Harbor, MI 49770

14680 Fairlane St. Livonia, MI 48154

Home Phone ● (231) 348-5454

Cell ● (734) 634-3003 lds464@gmail.com

DeLeone, Rita & George Turek The Cliffs

3404 Cliffs Drive Bay Harbor, MI 49770

Cell ● (330) 569-4453

Spouse Cell ● (281) 224-8566 ritadeleone@gmail.com gturek@cmsaero.com

Delp, Cleves & Kathleen Royce Delp

7000 Boyne City Road Charlevoix, MI 49720

12 Tremore Way Holland, OH 43528

Home Phone ● (419) 304-9966

Winter Home ● (419) 867-0220

Spouse Cell ● (419) 304-4865 cleves@clevesco.com cdelp@bex.net

Delp, J. Dugan

7000 Boyne City Road Charlevoix, MI 49720

7161 E. Rancho Vista Drive Scottsdale, AZ 85251

Cell ● (419) 704-4160 dugandelp@gmail.com

Dennings, Brock & Lacey

Ava Dennings, Bronson Dennings

Inn at Bay Harbor

1677 Ann Street

Gladwin, MI 48621

Cell ● (989) 424-0982

Spouse Cell ● (989) 424-9545

brockdennings@gmail.com

ldennings@riverwalkplace.net

Boat Name ● Steel'n Time

Desai, Courtney & Jordan

Parker Goodman, Reed Goodman

4 Warson Hills Ln

Saint Louis, MO 63124

Cell ● (312) 933-2311

Spouse Cell ● (847) 207-6969

courtney.desai@gmail.com

jordan.goodman@gmail.com

Desai, Jason & Maggie

Finley Desai, Charlie Desai, Blake Desai

9 Oakleigh Lane St. Louis, MO 63124

Home Phone ● (314) 989-1854

Spouse Cell ● (314) 662-6414 jpdesai@gmail.com magdesai@gmail.com

Boat Name ● Family Matters

Desai, Kaitlyn & Andrew

Hunter Cosentino, Avery Cosentino

249 Cumnor Rd

Kenilworth, IL 60043

Cell ● (314) 503-0447

Spouse Cell ● (203) 273-1174

kaitlyn.desai@gmail.com apcosentino@gmail.com

Desai, P.J. & Mary Ann

The Peninsula

4130 Peninsula Drive Bay Harbor, MI 49770

938 Arlington Oaks Terrace Chesterfield, MO 63017

Bay Harbor ● (231) 622-8234

Home Phone ● (314) 469-6020 pjmail99@gmail.com

mary.desai@gmail.com

Boat Name ● Family Matters

Devos, Douglas & Maria

Cell ● (616) 498-1768

doug@continuumv.com

mariad@rdvcorp.com

DeWood, Matt & Andrea

Sloan DeWood, D. George DeWood, Mac DeWood, Ruby DeWood

Preserve South

7478 S. Preserve Drive Bay Harbor, MI 49770

30202 Waterford Dr. Perrysburg, OH 43551

Cell ● (419) 360-0989

Spouse Cell ● (419) 360-1265

mattdewood@yahoo.com info.onmat@gmail.com

Dimond, Dr.Margaret & Tina

Chris Dimond

The Cliffs

3408 Cliffs Drive

Bay Harbor, MI 49770

32400 Sylvan Lane

Beverly Hills, MI 48025

Cell ● (810) 444-6295

margaret.dimond@comcast.net tina.ostach@comcast.net

Discher, Steven & Renee E

The Cliffs

3668 Cliffs Drive

Bay Harbor, MI 49770

5428 Mesquite Dr McKinney, TX 75070

Cell ● (214) 244-6712

Spouse Cell ● (214) 263-7489

stevedischer@gmail.com

discher_renee@yahoo.com

Boat Name ● Couples Therapy

Doezema, Alan & Linda

Lakeshore Village

3320 Village Harbor Dr. Bay Harbor, MI 49770

Cell ● (616) 460-9299

Spouse Cell ● (616) 466-7488

alandoezema@yahoo.com

ljdoeze@yahoo.com

Doneth, David & Sally

6880 Hilltop Lane

Boyne City, MI 49712

Cell ● (810) 691-9111

ddoneth@aol.com sdoneth@gmail.com

Donnelly, Richard & Susan

The Cliffs

3348 Cliffs Drive

Bay Harbor, MI 49770

222 Aspen Rd Birmingham, MI 48009

8473 Bay Colony Drive #1102

Naples, FL 34108

Winter Home ● (239) 593-5385

Cell ● (248) 722-9021

rdonn31240@aol.com

susandonnelly970@gmail.com

.

Dooley, Cole & Wendy

Lakeshore Village

3370 Village Harbor Drive Bay Harbor, MI 49770

7419 N. 2850 East Road Le Roy, IL 61752

Cell ● (309) 531-8829

Spouse Cell ● (309) 825-2580

cole_dooley@yahoo.com wendydooley@yahoo.com

Dorn, Elizabeth & Mark Preserve

7284 Preserve Drive Bay Harbor, MI 49770

9297 Menaggio Ct., Unit 201 Naples, FL 34114

Cell ● (978) 979-0382

Spouse Cell ● (978) 729-7539 lizdorn1234@gmail.com mdornboston@gmail.com

Drummond, Yvette & Kirk Cedars

1171 Cedar Lane Bay Harbor, MI 49770

19002 E. Josey Overlook Drive Cypress, TX 77433

Cell ● (713) 447-6691

Spouse Cell ● (713) 447-6691 toosalini@att.net kgd0317@gmail.com

Dryden, Stephen & Carolina

Alexandra Dryden, Mackenzie Dryden, Delaney Dryden, Brooke Stratos Harbor Homes

870 Vista Dr Bay Harbor, MI 49770

1863 Earlham Road Winterset, IA 50273

Cell ● (561) 818-5198

Spouse Cell ● (305) 772-0177 sdryden@rpmaccess.com carrchaves@gmail.com

Duhon, Margaret & Christopher Harborside

1110 Vista Drive Bay Harbor, MI 49770

Cell ● (773) 615-0177

Spouse Cell ● (773) 396-4529

margeduhon@me.com chrisrduhon@yahoo.com

Boat Name ● Mockingbird

Dunbar, Christine & Bruce Inn at Bay Harbor

3600 Village Harbor Dr. #77 Bay Harbor, MI 49770

PO Box 1710 Wailuku, HI 96793

Cell ● (808) 740-3461

Spouse Cell ● (808) 740-3460

dunbarcsd@gmail.com dunbarbgd@gmail.com

Boat Name ● Magic Dragon

Duoibes, Ally & Nadeem 1202 Waukegan Rd., Apt 308 Glenview, IL 60025

Home Phone ● (616) 949-6087

Cell ● (616) 745-4989

Spouse Cell ● (616) 337-5605

adriscoll2017@gmail.com duoibesnadeem@gmail.com

Dysert, Douglas & Catharine Jacob Dysert, Nicholas Dysert Yacht Docks

196 W. Bay St. Harbor Springs, MI 49740 1771 Maybrook Rd. Jackson, MI 49203

Cell ● (517) 416-3608

Spouse Cell ● (517) 812-0651

doug@dysertconcrete.net katie@dysertconcrete.net

Boat Name ● Neighbor Lady

Ebeid, Carolee

Yacht Docks

4400 Shores Dr Bay Harbor, MI 49770

8 Riverhills Lane

Toledo, OH 43623

Cell ● (419) 467-6546 cmebeid66@gmail.com

Eichenlaub, Brian & Cara

Lakeshore Village

3300 Village Harbor Drive Bay Harbor, MI 49770

Cell ● (248) 840-7769

Spouse Cell ● (808) 281-2618 beichenlaub11@gmail.com ceichenlaub108@gmail.com

Eichenlaub, Jansen

3300 Village Harbor Drive

Bay Harbor, MI 49770

Cell ● (248) 464-3866 jansen1088@gmail.com

Eichenlaub, Reyn

1506 Longfellow Ave. Royal Oak, MI 48067

Cell ● (248) 918-8853 reyn@canopy-wealth.com

Elhart, Ben & Allison

Cell ● (616) 403-6736

Spouse Cell ● (616) 422-3214

benelhart@gmail.com allisonsalois04@gmail.com

Elhart, Jeff & Cherie

The Ridge

3736 Cliffs Drive

Bay Harbor, MI 49770

Cell ● (616) 403-9504

Spouse Cell ● (616) 403-9503

jeff@elhart.com

cherie@elhart.com

Boat Name ● Wide Track

Emede, Gary & Julia

4092 Village Green Freeland, MI 48623

Home Phone ● (989) 793-6735

Cell ● (989) 751-1786

Spouse Cell ● (989) 751-2652

gary@modernmachine.biz jme200@aol.com

Emery, Geoffrey Yacht Docks

1698 N. Alta Mura Rd.

Pacific Palisades, CA 90272

Cell ● (310) 435-4449

geoff@geoffemery.us

Emley, John & Margaret

Wildwinds

4936 Wildwinds Drive

Bay Harbor, MI 49770

Home Phone ● (231) 439-0345

Cell ● (210) 416-0157

Spouse Cell ● (210) 288-0066

jemley@startmail.com

memebebe@startmail.com

Boat Name ● Double EE

Etienne, Chris & Dennis

125 Crooked Tree Drive

Petoskey, MI 49770

Cell ● (231) 838-2031

Spouse Cell ● (231) 420-6493

chris@harborsir.com

dennis@lindefurniture.com

Boat Name ● Second Wind

Eyde, Samuel & Victoria Lee

Preserve

7224 Preserve Drive North Bay Harbor, MI 49770

5185 Whitetail Circle

Okemos, MI 48864

Cell ● (517) 819-9998

Spouse Cell ● (517) 256-9987

eyde@eydecompany.com victoria@sveydeinvestments.com

MEMBERSHIP DIRECTORY

Fabiano, James II & Kelly

Giorgio Fabiano, Viviana Fabiano

Yacht Docks

30 East Grove Court Freeland, MI 48623

Home Phone ● (989) 781-4322

Cell ● (989) 621-3654 jfabiano@fabianobrothers.com

Fabiano, Joseph II & Michelle

Nicholas Fabiano, Luciana Fabiano, Vincenzo Fabiano

Yacht Docks

3670 East Felicia Dr. Midland, MI 48642

Cell ● (989) 621-3655

Spouse Cell ● (989) 621-3655 jrfabiano@fabianobrothers.com mfabiano@fabianobrothers.com

Fairbanks, Penny & David Coastal WOods

5254 Coastal Woods Court Bay Harbor, MI 49770

Cell ● (231) 838-7215

Spouse Cell ● (231) 838-6385 pfairbanks71@gmail.com davauer@gmail.com

Fakhoury, Rami & Carmen

Bashar Fakhoury, Alessandra Fakhoury, Helena Fakhoury

Harborview Ridge

4088 Harborview Ridge Bay Harbor, MI 49770

2756 Turtle Lake Road Bloomfield Township, MI 48302

Cell ● (248) 990-0182 carmen@fakhouryglobal.com carmen@employmentimmigration.com

Falzon, Michael & Laura 51060 Plymouth Ridge Drive Plymouth, MI 48170

Home Phone ● (734) 459-2821 lfalzon@comcast.net

Feinberg, Andrew & Stacia

Jack Feinberg, Ben Feinberg

The Cliffs

3372 Cliffs Drive Bay Harbor, MI 49770

1911 W. Oakdale Ave Chicago, IL 60657

Home Phone ● (773) 832-9186

Cell ● (561) 310-4109

Spouse Cell ● (312) 498-4322 anfeinberg@deloitte.com staciasf@gmail.com

Ferber, Ralph & Patricia Poyle

Harborview Ridge

4028 Harborview Ridge Drive

Bay Harbor, MI 49770

Cell ● (615) 948-2353

Spouse Cell ● (248) 953-9318 rferber81@gmail.com patpoyle@gmail.com

Fernandez, Christopher & Michelle

Catherine Fernandez, Michael Fernandez 5692 Pine Ridge Court Bay Harbor, MI 49770

Cell ● (425) 802-8497

Spouse Cell ● (425) 802-8804 fernandezfamily@outlook.com

Fernandez, Marguerite & Carlos The Peninsula

3830 Peninsula Drive Bay Harbor, MI 49770

8646 Farthington Way Orlando, FL 32827

Cell ● (407) 468-0373

Spouse Cell ● (734) 231-6143

pfernandez438@gmail.com

Ferrara, Dr.Richard & Alexandra 1035 Berkshire Road

Grosse Pointe Park, MI 48230

Cell ● (313) 570-3529

Spouse Cell ● (313) 570-3781 richardjferrara@gmail.com alexferrara@comcast.net

Fiore, Jennifer

Lakeshore Village

699 Lake Shore Rd. Grosse Pointe Shores, MI 48236

Cell ● (586) 246-9385 jmariefiore@aol.com

Fitzsimons, Peter & Candace Vistas

4615 Wildwinds Drive

Bay Harbor, MI 49770

Cell ● (231) 439-0916

Spouse Cell ● (231) 881-3512 pcfitzsimons@gmail.com candyfitzsimons@gmail.com

Fleming, Michael & Christine

Hannah Fleming, Austin Fleming

Lakeshore Village

3325 Village Harbor Drive

Bay Harbor, MI 49770

Spouse Cell ● (517) 256-8110

mikefleming99@hotmail.com chriskid26@yahoo.com

Fox, Wendy & Jim

The Cliffs

3328 Cliffs Drive

Bay Harbor, MI 49770

10474 E. Candlewood Drive

Scottsdale, AZ 85255

Cell ● (248) 496-3908

Spouse Cell ● (248) 496-3907

mirkinfox@gmail.com jim.fox@arcadis.com

Frantz, J. Michael & Rande S. The Cliffs

3316 Cliffs Drive

Bay Harbor, MI 49770

3560 S. Ocean Blvd., Penthouse #4 South Palm Beach, FL 33480

Bay Harbor ● (440) 522-7456

Cell ● (440) 522-7456

jmfrantz99@yahoo.com rsfrantz@aol.com

Friess, J. George & Maiga

Coastal Woods

5574 Coastal Woods Court

Bay Harbor, MI 49770

33995 Ramble Hills Drive

Farmington Hills, MI 48331

Bay Harbor ● (231) 487-0307

Home Phone ● (248) 476-7069

jgeofriess@aol.com rigamom@aol.com

Fruehauf, Kenneth & Patricia

Izzy Fruehauf

Marina District

4200 Main Street #29

Bay Harbor, MI 49770

718 Notre Dame

Grosse Pointe, MI 48230

Cell ● (313) 909-9626

Spouse Cell ● (313) 350-0586 kenfrue@gmail.com pilitch@comcast.net

Fugenschuh, David & Karey

Preserve

4100 W. Huron River Road

Ann Arbor, MI 48103

Cell ● (734) 646-8989

Spouse Cell ● (734) 646-8999

dfugenschuh@gmail.com kareyfig@yahoo.com

Gale, Thomas & Charlene

The Shores

4620 Shores Drive

Bay Harbor, MI 49770

4931 Bonita Bay Blvd. #1503 Bonita Springs, FL 34134

Bay Harbor ● (231) 439-9117

Winter Home ● (239) 592-4557

Cell ● (772) 341-3496

Spouse Cell ● (772) 341-3213 tcgbayharbor@chartermi.net cbgbhyc@gmail.com

Boat Name ● Khamsin

Gallagher, Joseph & Sienna

6113 Coastal Cliffs Ct. Bay Harbor, MI 49770

Cell ● (269) 312-0965

Spouse Cell ● (269) 384-9142

joex14v@gmail.com siennamosborn@gmail.com

Gallagher, Patrick & Debra Coastal Cliffs

6113 Coastal Cliffs Court Bay Harbor, MI 49770

Cell ● (269) 209-1565

Spouse Cell ● (269) 209-4101 pgallagher32@gmail.com galla1414@gmail.com

Gallas, James & Ann 338 Wyngate Drive Rochester, MI 48307

Cell ● (586) 713-1155

Spouse Cell ● (586) 713-5524 jimsheershop@icloud.com anngallas123@gmail.com

Garcia, David & Mary

The Bluffs

942 Bluffs Court Bay Harbor, MI 49770

2900 Springport Road Jackson, MI 49201

Bay Harbor ● (231) 348-5989

Home Phone ● (517) 784-5969

Cell ● (517) 392-3500

Spouse Cell ● (517) 392-3500 mgarcia@garcialab.com

Gase, Dr.Warren & Amy Quarry View

6355 Quarry View Drive Bay Harbor, MI 49770

3533 Sherbrooke Drive Cincinnati, OH 45241

Cell ● (513) 543-6442

Spouse Cell ● (513) 379-6958 warrengase@hotmail.com acgase@yahoo.com

Geiger, Michael & Heidi

The Bluffs

862 Bluffs Court

Bay Harbor, MI 49770

Cell ● (513) 477-5066

Spouse Cell ● (513) 470-2375 geigermichaelj@gmail.com geiger.eh@gmail.com

Boat Name ● Only One

Geisler, Fred & Lois Polatnick Cedars

1141 Cedar Lane

Bay Harbor, MI 49770

Cell ● (312) 813-0645

Spouse Cell ● (847) 542-8817 fgeisler@gmail.com lapolatnick@gmail.com

Gentry, Pamela

Quarry Bluffs

6370 Quarry Ridge Drive Bay Harbor, MI 49770

2795 Kipps Colony Drive S. #103 Gulfport, FL 33707

Cell ● (727) 385-6222 ladygentry@gmail.com

Geppner, Bob & Angie

1131 East Bay Road Harbor Springs, MI 49740

1780 High Pointe Lane Ann Arbor, MI 48108

Cell ● (916) 719-5859

Spouse Cell ● (734) 904-2799 bmgeppner@gmail.com geppner6@comcast.net

Gerard, Michael & Deborah

4524 Lake Grove Petoskey, MI 49770

Cell ● (248) 705-6586

Spouse Cell ● (248) 705-6603 mike.gerard706@gmail.com debbie.gerard@yahoo.com

Ghazzi, Dr.Mahmoud & Maha The Cliffs

3228 Cliffs Drive Bay Harbor, MI 49770

2 Matlack Ln Villanova, PA 19085

10951 Gulf Shore Dr., Apt. 704 Naples, FL 34108

Cell ● (734) 649-9744

Spouse Cell ● (734) 389-5888

mng@ghazzi.com maha@ghazzi.com

Giannotta, John & Sue Ann

Yacht Docks

711 S. Fancier St.

Mt. Plesant, MI 48858

1 Carrick Road

Palm Beach Gardens, FL 33418

Cell ● (586) 703-6253

Spouse Cell ● (586) 419-6196

jboy48044@yahoo.com

sue48858@yahoo.com

Gibson, Lawrence & Judy

Quarry Bluffs

6460 Quarry Ridge Drive

Bay Harbor, MI 49770

1520 Pine Grove Court Mansfield, OH 44906

Bay Harbor ● (231) 487-0485

Home Phone ● (419) 756-2093

Spouse Cell ● (419) 512-0365

lgibson@neo.rr.com

Gibson, Ross & Mandi

Alice Gibson, Wesley Gibson

2618 Acorn Avenue

Atlanta, GA 30305

Cell ● (404) 519-4522

Spouse Cell ● (404) 536-6015

gibson.ross@gmail.com gibson.mandi@gmail.com

Ginsburg, Alan & Mary Kenny

Marina District

4200 Main Street #56

Bay Harbor, MI 49770

300 S. Interlachen Ave, Unit 102 Winter Park, FL 32789

700 W. Morris Blvd., Ste 220

Winter Park, FL 32789

Winter Home ● (407) 691-5610

Cell ● (407) 310-5000

Spouse Cell ● (321) 230-1707

ginsburg0705@gmail.com

mary@maryckenny.com

Giorgio, Michelle & Michael Lakeshore Village

3405 Village Harbor Dr. Bay Harbor, MI 49770

41 Webber Place

Grosse Pointe Shores, MI 48236

Spouse Cell ● (313) 549-0187

mmgiorgio@vwcmi.com

mjgiorgio3@aol.com

Boat Name ● Adios

Glass, Kathleen

Yacht Docks

3450 Lake Grove Rd Petoskey, MI 49770

MEMBERSHIP DIRECTORY

Goodwin, Darryl & Staci

Noah Goodwin, Brody Goodwin

7127 Autumn Hill Drive

West Bloomfield, MI 48323

8171 Bay Colony Drive, #601 Naples, FL 34108

Summer Home ● (231) 347-6566

Home Phone ● (239) 631-6500

Cell ● (937) 902-6134 ksglass52@yahoo.com

Glieberman, Lonie The Cliffs

3200 Cliffs Drive Bay Harbor, MI 49770

Cell ● (906) 360-7240

Spouse Cell ● (906) 231-2118 lonieg2@yahoo.com

Goebel, Robert Hills Cottages

6079 Hills Cottage Court Bay Harbor, MI 49770

98 Emerald Dunes Circle Henderson, NV 89052

Winter Home ● (480) 473-1510

Cell ● (248) 410-2759 bgoebel344@gmail.com

Golling, A. William & Lynne Lakeshore Village

3365 Village Harbor Drive Bay Harbor, MI 49770

2991 Voorheis Lake Ct. Lake Orion, MI 48360-1866

Cell ● (586) 506-8109

Spouse Cell ● (248) 420-6083 bill.golling@golling.com hnbx43a@aol.com

Boat Name ● Sunday Driver

Golling, Michael & Crystal

Alexandra Golling, Clara Golling

5540 Saint Elizabeth Ct Clarkston, MI 48348

Cell ● (248) 420-9046

Spouse Cell ● (806) 543-3178 mike.golling@golling.com

Goodman, John & Debra Wildwinds

4912 Wildwinds Drive Bay Harbor, MI 49770

311 South Rogers Street Northville, MI 48167

Bay Harbor ● (231) 348-1226

Cell ● (248) 770-3114

Spouse Cell ● (248) 770-3115

johnkgoodman1957@gmail.com dj1goodman@aol.com

Cell ● (248) 252-0606

Spouse Cell ● (248) 444-6044

darrylgoodwin@gmail.com

staci0218@aol.com

Grace, Matthew & Jessica

Henry Grace, Stella Grace

The Cliffs

3536 Cliffs Drive

Bay Harbor, MI 49770

4784 Ketchum Rd

St. Clair, MI 48079

Cell ● (810) 240-1094

Spouse Cell ● (810) 240-1050

mattgrace@graceeng.com hurleyjessica@hotmail.com

Grajewski, Nancy & Richard

Lakeshore Village

3415 Village Harbor Drive

Bay Harbor, MI 49770

44680 Broadmoor Circle S Northville, MI 48168

Cell ● (248) 767-7512

Spouse Cell ● (248) 470-5965

ricnancy@comcast.net richard.grajewski@pnc.com

Boat Name ● Sun Dolphin

Green, Michael & Ann

3634 Tanglewood Drive

Ann Arbor, MI 48105

Cell ● (313) 418-4249

Spouse Cell ● (734) 834-8358

mjg@johnegreen.com

anniegreen@aol.com

Greenberg, Bryan & Robyn

Coastal Woods

5544 Coastal Woods Court

Bay Harbor, MI 49770

180 Beach Dr NE #702

St. Petersburg , FL 33701

Cell ● (727) 480-2262

Spouse Cell ● (727) 460-6346

bryangreenberg18@yahoo.com rgreenb55@mac.com

Greenslade, Rex & Carol

PO Box 355

Charlevoix, MI 49720

Cell ● (248) 346-6242

Spouse Cell ● (248) 854-0177

rexgreenslade@icloud.com carolgreenslade@mac.com

Gregg, Ryan & Michelle

Christopher Gregg, Addison Gregg

7625 Cedar Lane

East Jordan, MI 49727

860 Colliston Rd

Ann Arbor, MI 48105

Cell ● (734) 945-5886

Spouse Cell ● (734) 678-5795

ryan@undergroundshirts.com

michelle.lynn.gregg@gmail.com

Boat Name ● One and Only 2

Greig, Susan & Paul

7535 Oyster Bay Drive

Charlevoix, MI 49720

8231 Bay Colony Drive

Naples, FL 34108

Cell ● (312) 318-7484

Spouse Cell ● (330) 715-9293

sgreig11@yahoo.com greigmerit@yahoo.com

Griffin, Dana & James Rice

Houston Rice, Daphne Rice, Chloe Rice

6242 Quarry Ridge Drive

Bay Harbor, MI 49770

2000 Edenderry Dr. Fort Mitchell, KY 41017

Cell ● (859) 802-0756

Spouse Cell ● (617) 256-3129

danagriffinrice@gmail.com ricejb@gmail.com

Griffin, Dwayne & Carole

665 Arrowhead Shores Drive Petoskey, MI 49770

Home Phone ● (231) 348-5370

Cell ● (231) 838-7456

Spouse Cell ● (231) 838-4977

dgriffin@freeway.net carolemarieg@gmail.com

Griffin, John & Juanita

Quarry Dunes

6242 Quarry Ridge Drive Bay Harbor, MI 49770

100 W Rivercenter Blvd Covington, KY 41011

Bay Harbor ● (231) 439-3664

Cell ● (859) 653-3199

Spouse Cell ● (859) 802-0755

john@griffinky.com neetsieg@mac.com

Griffin, Kelly & Steve Sloop

Griffin Sloop

1887 Townline Rd. Petoskey, MI 49770

Cell ● (231) 497-8854

Spouse Cell ● (941) 201-2931

kgriffin1887@gmail.com

ssloop49@gmail.com

Grimm, Douglas & Sharon

Yacht Docks

8473 Bay Colony Drive #2003 Naples, FL 34108

Cell ● (248) 494-1083

Spouse Cell ● (847) 508-4358 doug_grimm@hotmail.com blondesmg@me.com

Boat Name ● Dugout

Griswold, John & Debra Coastal Ridge

5192 Coastal Ridge Drive Bay Harbor, MI 49770

9960 Brassie Bend Naples, FL 34108

Cell ● (407) 953-9155

Spouse Cell ● (407) 902-9023

jgriswold@me.com debragriswold@me.com

Boat Name ● Ritz Bits

Groen, Paul & Linda Harborside

1180 Vista Drive Bay Harbor, MI 49770

16 N. Live Oak Hilton Head Island, SC 29928

Home Phone ● (859) 581-8686

Cell ● (859) 496-0888

Spouse Cell ● (859) 391-6988 paul@archwaysmcd.com lgroen122451@gmail.com

Gronow, Steve & Patty

Yacht Docks

3800 Chilson Road Howell, MI 48843

Cell ● (810) 599-5147 steve@chestnutdev.com

Grooters, Robert & Sharon Shores II

4460 Vista Drive Bay Harbor, MI 49770

4731 Bonita Bay Blvd Bonita Springs, FL 34134

Bay Harbor ● (231) 348-0799

Winter Home ● (616) 676-0078

Cell ● (616) 498-8900

Spouse Cell ● (616) 498-8901 reba@rgdc.com sharielgrooters@gmail.com

Boat Name ● Mon Sharie

Grove, Gary & Cheryl

Harborside

1070 Vista Drive

Bay Harbor, MI 49770

Cell ● (313) 506-1521

Spouse Cell ● (248) 245-9800

ggrove@nu-core.com grovegc@me.com

Boat Name ● Geronimo

Grove, Jack & Alyssa Arnold

25679 Laramie Drive Novi, MI 48374

Cell ● (248) 946-1930 grovejacke@gmail.com

Guggemos, Ronald & Mary

Quarry Bluffs

60 Seagate Drive, PH 202 Naples, FL 34103

Cell ● (517) 256-4958

Spouse Cell ● (517) 281-8481 rguggemos@gmail.com mguggemos@gmail.com

Gurnee, Sydney & James

07000 Boyne City Road Charlevoix , MI 49720

3532 Ridgewood Road

Ottawa Hills , OH 43606

Cell ● (419) 367-7376

Spouse Cell ● (989) 513-0082 sydneygurnee@gmail.com jamesgurnee@gmail.com

Haas, Stacey & Sean

Riley Haas, Sydney Haas, Quinn Haas

Preserve

7044 Preserve Drive North Bay Harbor, MI 49770

28 Beverly Road

Grosse Pointe Farms, MI 48236

Cell ● (313) 492-2392

Spouse Cell ● (313) 598-4998

staceywinton@hotmail.com shaas31@comcast.net

Hackl, Frederick & Marita

5132 Seven Mile Point Ridge Dr. Harbor Springs, MI 49740

891 W. Conway Rd., Unit #16 Harbor Springs, MI 49740

195 Harbor Dr. Boca Grande, MI 33921

Cell ● (231) 881-8624

Spouse Cell ● (231) 838-8624

f_hackl@yahoo.com chivas.cocoa@yahoo.com

Hale, Kathleen

Harper Hale

6434 Bay Ridge Drive

Bay Harbor, MI 49770

51248 Plymouth Valley Drive Plymouth, MI 48170

Cell ● (734) 812-1137

kmhale1@hotmail.com

Hale, Kenneth

Bay Ridge

6434 Bay Ridge Drive

Bay Harbor, MI 49770

51248 Plymouth Valley Dr Plymouth, MI 48170

Bay Harbor ● (231) 487-9184

Cell ● (734) 812-1128

khale@mma-mi.com

Halvarson, Alyson & Dave

Garner Halvarson

Quarry View Court

6277 Quarry View Drive

Bay Harbor, MI 49770

Bay Harbor ● (860) 693-3944

Cell ● (203) 362-8820

dalgar1@yahoo.com

Hammond, John & Marsha

The Cliffs

3552 Cliffs Drive

Bay Harbor, MI 49770

13935 Old Coast Rd

Naples, FL 34110

Cell ● (248) 875-2033

Spouse Cell ● (248) 875-2933

marsha2959@aol.com

Haney, Joseph & Tammy

Helena Haney, Liam Haney

Yacht Docks

840 Lakeshore Blvd

Grosse Pointe Shores, MI 48236

Cell ● (586) 873-7803

jhaney@sterlingagency.com

haneytammy@hotmail.com

Boat Name ● Risky Business

Hardy, Joseph & Jill

Harborview Ridge

4080 Harborview Ridge Drive

Bay Harbor, MI 49770

2105 Interlacken Drive Springfield, IL 62704

2399 Gulf Shore Blvd. N. Naples, FL 34103

Cell ● (217) 725-2000

Spouse Cell ● (217) 381-3001

hardy1001@aol.com

jillfhardy@gmail.com

MEMBERSHIP DIRECTORY

Harrington, Andrew & Vicki

Nathan Harrington, Katherine Harrington, Allison Harrington

Harbor Homes

888 Vista Drive Bay Harbor, MI 49770

275 Guilford Road

Bloomfield Hills, MI 48304

Bay Harbor ● (231) 439-9585

Home Phone ● (248) 712-6684

Cell ● (810) 441-8290

Spouse Cell ● (810) 441-8291 ajh@hhtool.com vicki@hhtool.com

Boat Name ● Vixen

Harrington, James & Mary Ann Harborside

1040 Vista Drive Bay Harbor, MI 49770

Desert Highlands Scottsdale, AZ 85255

Bay Harbor ● (231) 439-0868

Home Phone ● (248) 628-5429

Winter Home ● (480) 419-7914

Cell ● (810) 441-8292 jfh@hhtool.com mah@hhtool.com

Boat Name ● Meritage

Harrington, Nathan

275 Guilford Road Bloomfield Hills, MI 48304

Home Phone ● (248) 712-6684

Cell ● (810) 441-6290 nathan.andrew.harrington@gmail.com

Harrington, Tim & Kim

Lachlan Harrington, Georgina Harrington

1040 Vista Drive Bay Harbor, MI 49770

560 Frogtown Road New Canaan, CT '06840

Cell ● (917) 771-8208

Spouse Cell ● (917) 251-3535 th@battlefin.com kimkul@hotmail.com

Harris, Robert & Pamela

The Cliffs

3456 Cliffs Drive Bay Harbor, MI 49770

994 Churchill Circle Rochester, MI 48307

Bay Harbor ● (231) 439-0355

Home Phone ● (248) 608-9519

Spouse Cell ● (248) 318-5437 rah917@aol.com pkh1300@comcast.net

Harrison, Curtis Vistas

4640 Wildwinds Dr Bay Harbor, MI 49770

13400 Villa Di Preserve Ln Estero, FL 33928

Cell ● (586) 321-6595 charri60@aol.com

Hasse, Arthur & Betsy Woods Cottages

6706 Cottage Court Bay Harbor, MI 49770

7157 Driftwood Ada, MI 49301

400 Wyndemere Way, Unit 203 Naples, FL 34105

Home Phone ● (616) 676-4301

Cell ● (616) 915-5938

Spouse Cell ● (616) 915-5937 frnitrman1@aol.com tennis4evr@aol.com

Boat Name ● Dealership

Hatch, Michael & Ellen

6273 Indian Garden Road Petoskey, MI 49770

Cell ● (626) 484-7515

Spouse Cell ● (626) 388-3456

mph484@gmail.com ellen@ehatchassociates.com

Boat Name ● Operation Dinner Out Haubein, Kate

5102 Coastal Ridge Ct. Bay Harbor, MI 49770

Cell ● (314) 210-2933 khaubein13@gmail.com

Hauske, Sarah & Thomas

Adeline Hauske, Thomas Hauske, Margot Hauske

Coastal Ridge

9640 N. Dalewood Lane

Mequon, WI 53092

Cell ● (414) 732-5808

Spouse Cell ● (414) 403-1115 smhauske@gmail.com tjhauske@mscap.com

Hawkins, Kem & Mary

Wildwinds

4960 Wildwinds Dr. Bay Harbor, MI 49770

22031 Chartwell View Court

Bonita Springs, FL 34135

Cell ● (812) 327-8384

Spouse Cell ● (812) 360-0485 kem2139@aol.com marywalloon@aol.com

Hawkins, Wayne & Kandace

Quarry Bluffs

6360 Quarry Ridge Drive

Bay Harbor, MI 49770

127 Lacey Oak

Shavano Park, TX 78230

Cell ● (210) 410-0095

Spouse Cell ● (210) 860-6393

wthwth@mac.com kandace1@mac.com

Hawks, Michael & Orlene

Lana Hawks, Natalia Hawks

Harbor Homes

930 Vista Drive

Bay Harbor, MI 49770

3711 Beech Tree Lane

Okemos, MI 48864

Cell ● (517) 525-7295

Spouse Cell ● (517) 525-6161 hawks.m@gcsionline.com monarc13@hotmail.com

Hay, Marshall & Lori

Cameron Hay, Clarke Hay 5378 Indian Garden Rd. Petoskey, MI 49770

Cell ● (231) 348-8223

Spouse Cell ● (231) 838-7220 drmbhay@proton.me llch22@pm.me

Hayes, Diane

6558 Tantallon Square Dublin, OH 43016

4194 Aspen Chase Drive Naples, FL 34119

Winter Home ● (239) 325-9564

Cell ● (614) 687-8836 dkghayes04@gmail.com

Heidel, Keith & Janis

Harborview Ridge

4068 Harborview Ridge Bay Harbor, MI 49770

945 Poppleton Street Birmingham, MI 48009

1850 S. Ocean Blvd.

Lauderdale by the Sea, FL 33062

Cell ● (248) 840-5733

Spouse Cell ● (248) 890-2647 kheidel501@comcast.net jtheidel@comcast.net

Henderson, Bette

The Cliffs

3376 Cliffs Drive Bay Harbor, MI 49770

4980 Hawk Hollow Drive East Bath, MI 48808

Home Phone ● (517) 243-1350 bette.henderson@gmail.com

Henkel, Herbert & Linda

The Peninsula

4090 Peninsula Drive Bay Harbor, MI 49770

16964 Verona Lane Naples, FL 34110

Cell ● (239) 272-1538

Spouse Cell ● (248) 670-2639 herbhenkel@gmail.com linmhenkel@gmail.com

Henry, Dr.William & Linda 2425 Hemlock Lane Petoskey, MI 49770

Cell ● (231) 838-1409

Spouse Cell ● (231) 838-0048 windrocdoc@chartermi.net lbshattuck@chartermi.net

Herard, Bruce & Susan

Preserve

6684 Preserve Drive North Bay Harbor, MI 49770

318 Bay Drive South Bradenton Beach, FL 34217

Cell ● (989) 859-6848

Spouse Cell ● (989) 430-0064 brherard@outlook.com susan.herard@gmail.com

Boat Name ● My Girl

Herbst, Dr.Walter & Charlene

Hooker

The Shores

1231 Shores Drive Bay Harbor, MI 49770

2020 Harbourside Dr Longboat Key, FL 34228

Cell ● (847) 682-0129 w-herbst@northwestern.edu charlene.faye.h@icloud.com

Herrick, Linda 4035 Cedar Bluff Petoskey, MI 49770 lnherrick04@gmail.com

Hess, Kevin & Kathryn Coastal Woods

5514 Coastal Woods Ct Bay Harbor, MI 49770

11830 Via Salerno Way Miromar Lakes, FL 33913

Cell ● (810) 523-5977

Spouse Cell ● (586) 337-2116

kevin.hess@ahbinc.com kathryn.hess55@gmail.com

Heuerman, Amy & Paul

The Peninsula

3890 Peninsula Drive Bay Harbor, MI 49770

577 Gulf Shore Blvd S. Naples, FL 34102

Cell ● (402) 203-2041

Spouse Cell ● (239) 293-3993

amymoglia@gmail.com pheuerman@ralaw.com

Hickey, John & Douglas Kiersey

The Cliffs

3416 Cliffs Drive

Bay Harbor, MI 49770

Cell ● (305) 607-5072

Spouse Cell ● (616) 260-1371 jmhickey@mac.com im4florida@icloud.com

Hicklen, William & Lisa

The Cliffs

3612 Cliffs Drive Petoskey, MI 49770

billhicklen@charter.net lisahicklen@charter.net

Hilborn, Thomas & Linda

Charles Anton

The Bluffs

952 Bluffs Court Bay Harbor, MI 49770

Cell ● (248) 520-0989

Spouse Cell ● (586) 995-2937

thomas.hilborn@gmail.com lindamhilborn@gmail.com

Hill, Howard & Laurie

1349 Suncrest Road

Kingsville, ON N9Y 2T7

Cell ● (519) 796-8887

Spouse Cell ● (519) 890-0764

dhill@kelcom.com

Hines, Thomas & Julie

The Cliffs

3436 Cliffs Drive Bay Harbor, MI 49770

707 Westwood Drive Birmingham, MI 48009

Cell ● (248) 719-4927

thomasahines@yahoo.com familyhines@hotmail.com

Hirsh, Richard Jr. & Lisa

The Cliffs

3424 Cliffs Drive Bay Harbor, MI 49770

1104 Palm View Avenue Belleair, FL 33756

Cell ● (727) 460-0847

Spouse Cell ● (727) 510-0910

rick.hirsh@gmail.com lkhirsh@gmail.com

Hoekstra, Mark & Beth

Jack Hoekstra, Charlie Hoekstra, Tripp Hoekstra

Yacht Docks

803 San Jose Dr. SE Grand Rapids, MI 49506

Cell ● (616) 299-1980

Spouse Cell ● (616) 299-1943

mhoekstra@hoekstrainc.com bethyi@yahoo.com

Boat Name ● Granday

Holder, Julie & John

5060 Groveland Ter

Naples, FL 34119

Cell ● (989) 615-6779

Spouse Cell ● (989) 430-8363 jfasoneholder@gmail.com jwholder@me.com

Hollamon, Anthony & Heather

Hayden Hollamon

336 Prestwick Trail

Highland, MI 48357

Cell ● (248) 763-7030 ahollamon@epitecinc.com h_hollamon06@comcast.net

Hollamon, Hayden

336 Prestwick Trail

Highland, MI 48357

Cell ● (313) 701-2714 haydenhollamon@gmail.com

Hollamon, Madison

336 Prestwick Trail

Highland, MI 48357

Cell ● (313) 701-2713 maddiehollamon@gmail.com

Hollan, Greg & Anne

The Bluffs

882 Bluffs Ct Bay Harbor, MI 49770

Bay Harbor ● (502) 254-1578

Cell ● (502) 807-5497

Spouse Cell ● (502) 262-8972

greghollan@bellsouth.net abyerlein@gmail.com

Hollan, Pierce

10 K St. SE

Washington, DC 20003

Cell ● (502) 291-3909 piercehollan94@gmail.com

MEMBERSHIP DIRECTORY

Holmes, Howard II & Caroline

Howard Holmes

Bay Ridge

6357 Quarry View Drive Bay Harbor, MI 49770

248 Barton Shore Drive Ann Arbor, MI 48105

Cell ● (734) 646-9199

Spouse Cell ● (781) 492-5903 howard.holmes@jiffymix.com caroline.kistner@gmail.com

Horning, Dan & Julie PO Box 646

Boyne City, MI 49712

Cell ● (616) 340-4606

Spouse Cell ● (616) 291-0102 dan.horning@nm.com juliehorning6@icloud.com

Boat Name ● Hornblower

Horton, Jeffrey & Linda Coastal Cliffs

6024 Coastal Cliffs Ct. Bay Harbor, MI 49770

PO BOX 700055 Plymouth, MI 48170

Cell ● (734) 262-3416

Spouse Cell ● (734) 455-6065 jeffhorton1382@gmail.com ljones423@gmail.com

Hourani, Dr.Michael & Jane

Bay Ridge

6314 Bay Ridge Drive Bay Harbor, MI 49770

3120 N. Cambridge Rd Lansing, MI 48911

Cell ● (517) 488-9395

Spouse Cell ● (517) 290-0851 mrhourani@hotmail.com jchourani@hotmail.com

Howard, Rick Yacht Docks

1255 Carpenter Pike Versailles, KY 40383

Cell ● (231) 392-1503 rshoward0203@gmail.com

Huff, Rolla & Kirsten

The Cliffs

3364 Cliffs Drive Bay Harbor, MI 49770

5043 Groveland Terrace Naples, FL 34119

Cell ● (404) 423-9383

Spouse Cell ● (585) 233-4278 rphuff@rphuff.com kjhuff@gmail.com

Huthwaite, Peter & Laura

Preserve South

984 Lake Shore Road

Grosse Pointe Shores, MI 48236

Home Phone ● (313) 886-9140

Spouse Cell ● (313) 929-2002 laura@giantjanitorial.com

Hyde, Robyn & Jason

932 Penniman Ave Plymouth, MI 48170

Cell ● (248) 765-0470

Spouse Cell ● (734) 546-7187 robynbaidas@gmail.com jasonhyde@me.com

Ilitch, Denise

779 Lake Park Drive Birmingham, MI 48009

Cell ● (313) 727-2801 dilitch@gmail.com

Ingle, Donald & Anita

Quarry Bluffs

6490 Quarry Ridge Drive Bay Harbor, MI 49770

7454 Little Ln, Unit 602 Naples, FL 34105

Cell ● (239) 207-4375

Spouse Cell ● (239) 280-7160 doningle@comcast.net aingle@comcast.net

Ireland, James & Janet

Quarry Dunes

6092 Quarry Ridge Drive Bay Harbor, MI 49770

2805 Brentwood Ave. East Lansing, MI 48823

Cell ● (517) 290-7074

Spouse Cell ● (517) 290-8474 ireland@msu.edu irelandj@msu.edu

Isaac, Zac & Dee

Quarry Bluffs

6410 Quarry Ridge Dr Bay Harbor, MI 49770

2580 Underhill Road

Toledo, OH 43615

Cell ● (419) 654-4150

Spouse Cell ● (419) 654-4151 zac.isaac@isaacgroup.com deeisaac57@gmail.com

Izzi, Christopher & Joanna

Yacht Docks

957 Lake Shore Road

Grosse Pointe Shores, MI 48236

Cell ● (586) 530-7229

Spouse Cell ● (586) 419-0704

cizzi@utsitech.com

izzi_03@comcast.net

Boat Name ● IzKnot

Izzi, Valentina & Sean Fannon

1407 Hollywood Ave. Grosse Pointe Woods, MI 48236

Cell ● (586) 601-4052

Spouse Cell ● (313) 300-3739

valentinaizzi110@gmail.com sfannon@ltu.edu

Jacobs, Andrew & Kendie

Preserve South

6929 Preserve Dr. S. Bay Harbor, MI 49770

Cell ● (734) 604-1045

Spouse Cell ● (231) 489-5453

ajjacobs@intbarcode.com realestate@kendiejacobs.com

Jacobs, Kolton

6929 Preserve South Drive

Bay Harbor, MI 49770

Cell ● (517) 442-0112

koltonjacobs6@gmail.com

Jacobson, Robyn & Ed

Lakeshore Village

3410 Village Harbor Drive Bay Harbor, MI 49770

4324 Clayhead Road Richmond, TX 77406

Cell ● (281) 734-9307

Spouse Cell ● (713) 248-0558 happyplace3410@gmail.com

Jaconette, Christina & Christopher Mundy

960 Country Ln

Petoskey, MI 49770

Cell ● (231) 881-7181

Spouse Cell ● (773) 490-6813

cjaconette@gmail.com mundy.christopher@gmail.com

Jaiyesimi, Dr.Ishmael

Delana Jaiyesimi, Daniel Jaiyesimi, Jaden

Jaiyesimi

The Cliffs

3452 Cliffs Drive

Bay Harbor, MI 49770

31275 Fromm

Bingham Farms, MI 48025

Bay Harbor ● (231) 347-7536

Home Phone ● (248) 540-7969

Cell ● (586) 915-2773

ijaiyesimi@comcast.net

Jameson, John & Laura

Julia Jameson

The Cliffs

3204 Cliffs Drive Bay Harbor, MI 49770

8896 Quail Circle Plymouth, MI 48170

Cell ● (734) 207-3544

Spouse Cell ● (734) 207-3544 jameson@jlpclaw.com ljjameson@hotmail.com

Janning, Monica Harbor Homes

940 Vista Drive Bay Harbor, MI 49770 3427 Waynesville Road Bellbrook, OH 45305

Home Phone ● (513) 659-0483

Cell ● (513) 659-0483 nikesar15@yahoo.com

Jarvis, Bill & Sheryl

Preserve South 7337 Preserve Court Bay Harbor, MI 49770

5050 N Ocean Drive #1003 Singer Island, FL 33404

Cell ● (586) 634-8638

Spouse Cell ● (586) 854-5139 bill50viking@gmail.com sjarvis18@yahoo.com

Jarvis, Matthew & Alyssa

Brinley Jarvis, Adelyn Jarvis, Ainsley Jarvis 49428 Goulette Pte Drive Chesterfield, MI 48047

Cell ● (586) 634-8657

Spouse Cell ● (586) 703-8831 jarvis1118@yahoo.com alyssamgaglio@mac.com

Johns, Lindsey & Nicholas 969 N. Old Woodward Birmingham, MI 48009

Cell ● (248) 622-3959

Spouse Cell ● (248) 534-0287 lwaldie98@gmail.com nick.w.johns@gmail.com

Johnson, Adam & Robin

Shores II

4480 Vista Drive Bay Harbor, MI 49770

9940 Sage Creek Drive Galena, OH 43021

Cell ● (380) 239-6732 armjohnson0519@gmail.com robinjohnson2003@yahoo.com

Johnson, David V. & Pamela

Quarry Creek

4000 Main Street

Bay Harbor, MI 49770

Cell ● (248) 568-8800 dvj@victorintl.com pjohnson@victorintl.com

Boat Name ● Sea Horse

Johnson, James & Karen

The Cliffs

3236 Cliffs Drive

Bay Harbor, MI 49770

johnson702@comcast.net

Johnston, William & Ronda

211 South Rose Street Kalamazoo, MI 49007

Home Phone ● (269) 323-8361

bill@greenleaftrust.com rondalou54@aol.com

Jones, Hal & Jana

Coastal Cliffs

5964 Coastal Cliffs Drive

Bay Harbor, MI 49770

733 Harbour Isles Place

North Palm Beach, FL 33410

Cell ● (713) 703-6747

Spouse Cell ● (512) 971-5213

hal@haljonesdev.com

janajoyjones@yahoo.com

Boat Name ● Flying J

Jones, James & Stephanie

Jack Jones, Hanna Jones

The Cliffs

3688 Cliffs Drive Bay Harbor, MI 49770

Cell ● (248) 921-6317

Spouse Cell ● (231) 844-4410

jimwjones@gmail.com

stephanie@jonesnorth.com

Boat Name ● She Sells

Jones, Scott & Wendy

Kennedy Jones, Colton Jones

Cedars

1181 Cedar Lane

Bay Harbor, MI 49770

1943 Independence Dr

Rochester Hills, MI 48306

Cell ● (248) 420-3057

Spouse Cell ● (248) 417-5478

kscott.jones@ubs.com wjones@nextsteps4seniors.com

Kaddis, Dr.Kathleen & Atheer

Ryan Kaddis

Harborview Ridge

4120 Harborview Ridge Drive Bay Harbor, MI 49770

6153 Eastmoor Rd. Bloomfield Hills, MI 48301

Cell ● (248) 302-8888

Spouse Cell ● (810) 618-8205

kkaddis@mac.com akaddis@bcbsm.com

Kahn, Kenneth & Jana

Alexandra Kahn

6497 Woods Creek Drive Charlevoix, MI 49720

12217 Coconut Row Rd. Palm Beach Gardens, FL 33410

Cell ● (561) 371-6959

Spouse Cell ● (561) 762-7494 kkahn@lrp.com jkahn@lrp.com

Kaine, Patricia

The Preserve

7157 Preserve Court Bay Harbor, MI 49770

488 NE 18th Street, Apt 4012

Miami , FL 33132

Cell ● (305) 439-6156 kainepatricia@hotmail.com

Kallman, Todd & Sarah

4320 Cottage Grove Petoskey, MI 49770

Cell ● (860) 593-5292 todd.kallman@gmail.com sskallman@aol.com

Kanny, Matthew & Kimberly

William Kanny

The Cliffs

3672 Cliffs Dr. Bay Harbor, MI 49770

5737 Kanan Rd. #281

Agoura Hills, CA 91301

Cell ● (310) 490-6759

Spouse Cell ● (310) 490-6758

mandellkanny@yahoo.com mandellkanny@yahoo.com

MEMBERSHIP DIRECTORY

Kapp, Larry & Annette

The Cliffs

3664 Cliffs Drive Bay Harbor, MI 49770

15101 Heron Lake Xing Fort Wayne, IN 46814

4951 Bonita Bay Blvd., Esperia #502 Bonita Springs, FL 34134

Bay Harbor ● (231) 487-0628

Home Phone ● (260) 755-6457

Winter Home ● (239) 947-8533

Spouse Cell ● (260) 403-4133 elaine@kappslawn.com annettelkapp@gmail.com

Karas, Roberta The Cliffs

3440 Cliffs Drive Bay Harbor, MI 49770

5109 96th Street East Bradenton, FL 34211

Cell ● (941) 993-5088 robbikaras@gmail.com

Karo, Lucretia

The Cliffs

3400 Cliffs Drive Bay Harbor, MI 49770

280 S. Collier Blvd, #1706 Marco Island, FL 34145

Home Phone ● (248) 253-0018 Cell ● (248) 212-6221 lakaro719@aol.com

Keane, Parker & Jennifer Lynch

The Bluffs 972 Bluffs Court Bay Harbor, MI 49770

Cell ● (616) 292-0094

Spouse Cell ● (734) 355-1518 parker.keane@gmail.com jkl0874@msn.com

Boat Name ● Valkyrie

Keiswetter, Jason & Erika

Taylor Henry Keiswetter, Christopher Keiswetter

804 E. Lake Street Petoskey, MI 49770

Cell ● (248) 760-3059

Spouse Cell ● (231) 838-8594 jkeiswetter@petoskeyplastics.com ekeiswetter@charter.net

Keiswetter, Paul & Melissa

Yacht Docks

530 West Lake Street Petoskey, MI 49770

Home Phone ● (231) 348-9500 pkeiswetter@petoskeyplastics.com mk@petoskeyplastics.com

Boat Name ● Pet O Sega

Kerr, John

The Cliffs

3600 Cliffs Dr. Bay Harbor, MI 49770

4507 N. Sabino Mtn. Dr. Tucson, AZ 85750 jkerr96390@aol.com

Kershner, Rodger & Mary

3766 River Pines Drive Ann Arbor, MI 48103

3766 River Pines Dr Ann Arbor, MI 48103

Home Phone ● (313) 737-8098

Cell ● (313) 737-8098

Spouse Cell ● (313) 737-1463 rak@h2law.com marykershner@icloud.com

Ketler, Jacob & Margaret

Jacob Ketler, Benjamin Ketler

Woods

1200 Aspen Way Bay Harbor, MI 49770

323 Talbot Street Essex, ON N8M 1C2

Cell ● (519) 566-9095

Spouse Cell ● (519) 890-0359

jakeketler@gmail.com margaret@bluewaterpools.ca

Kidd, Thomas

823 Michigan Street Petoskey, MI 49770

Home Phone ● (231) 582-5801

Cell ● (231) 838-9411 tomkidd@umich.edu

Kidd, Wally & Margaret

320 Shadow Trails Road Boyne City, MI 49712

Home Phone ● (231) 582-5801

Cell ● (231) 838-2700

wkidd@kiddleavy.com margykidd@gmail.com

Kippe, Jodi & Andrew

8261 Wallen Lake

Rapid City, MI 49676

Cell ● (954) 495-7700

jodi@torchlakegallery.com

Kircher, Kathryn & Chandler

Rett Krug, Piper Krug, Tommy Symons, Remy Symons, Leo Symons

PO Box 515

Harbor Springs, MI 49740

Cell ● (231) 675-6121

Spouse Cell ● (231) 881-7606

kathryn@klkdesigngroup.com ctsymons@yahoo.com

Kircher, Stephen & Molly

Everett Kircher, Stein Kircher

5634 Coastal Woods Court

Bay Harbor, MI 49770

1280 North Shore Drive

Walloon Lake, MI 49796

Spouse Cell ● (231) 675-0414

mkircher@boyneresorts.com

Kirsch, Matthias & Karen

The Cliffs

3572 Cliffs Drive

Bay Harbor, MI 49770

1938 Rolling Woods Troy, MI 48098

Home Phone ● (248) 641-8716

Cell ● (248) 979-8665

Spouse Cell ● (248) 219-5346

mjkirsch99@gmail.com

Kistka, Robert & Danelle

Lena Kistka, Lauren Kistka

2080 San Lu Rae

Grand Rapids, MI 59506

Home Phone ● (616) 560-5926

Spouse Cell ● (616) 560-5926

rkistka@fnba.com dkistka@aol.com

Klamerus, Dr.Justin & Kevin

Faster

Woods Cottages

6737 Cottage Ct

Bay Harbor, MI 49770

3438 Westchester Road

Bloomfield Hills, MI 48304

Cell ● (248) 222-1904

Spouse Cell ● (312) 802-9950 jklamerus@gmail.com krfaster@gmail.com

Klebba, Becka

7368 Pine Vista Dr

Brighton, MI 48116

Cell ● (734) 751-8787 beckaklebba@yahoo.com

Klebba, Chris & Ellen

The Cliffs

3624 Cliffs Dr. Bay Harbor, MI 49770

7368 Pine Vista Dr

Brighton, MI 48116

Cell ● (248) 808-4365

Spouse Cell ● (734) 502-1263 cklebba@ckeklegacygroup.com eklebba@ckeklegacygroup.com

Klebba, Christopher

5888 Wyndam Ln Brighton, MI 48116

Cell ● (734) 751-6747 chrismklebba@gmail.com

Kleinpell, Arthur & Susan

11875 N. Pa Ba Shan Trail

Charlevoix, MI 49720

Cell ● (248) 760-0955

Spouse Cell ● (248) 760-0956 arthur@aimhighoj.com susan@aimhighoj.com

Kloustin, Rob & Pam Lakeshore Village

3310 Village Harbor Drive Bay Harbor, MI 49770

487 Price Court

Marco Island, FL 34145

Cell ● (239) 821-2977

Spouse Cell ● (239) 821-2077 rkloustin@comcast.net pkloustin@comcast.net

Knapp, Paul

7494 Preserve Drive North Bay Harbor, MI 49770

422 Indies Drive

Orchid, FL 32963

Cell ● (312) 925-3023 paulrknapp@icloud.com

Knowles, David & Katy

560 W. Lake Street Petoskey, MI 49770

Cell ● (513) 607-1625

Spouse Cell ● (513) 477-7323 davidbknowles@yahoo.com katyoknowles@gmail.com

Boat Name ● Big Squig

Koehler, Jay & Renee

Ryan Koehler

501 N Whittaker Street New Buffalo, MI 49117

Cell ● (312) 218-7257

Spouse Cell ● (312) 608-7954 jkoehler@smbtrials.com rkoehler@kdllclaw.com

Koffman, Robert & Carole

Yacht Dock

385 Chestnut Ridge Traverse City, MI 49686

Le Ciel Pk. Tower Unit #1101 Naples, FL 34103

Home Phone ● (239) 403-0422

Cell ● (989) 385-9024

bobkoffman1@gmail.com koffm8@aol.com

Kojaian, Ken & Shelby

555 Lakepark Street Birmingham, MI 48009

Home Phone ● (248) 646-0735

Cell ● (248) 892-1350

Spouse Cell ● (517) 861-0312

kjk.equities@yahoo.com shelbyms7@hotmail.com

Kolb, Maryann

3248 Cliffs Drive Bay Harbor, MI 49770

P.O. Box 2826

Carefree, AZ 85377

Bay Harbor ● (231) 348-7953

Cell ● (845) 548-1222 mkolb622@gmail.com

Korneffel, Graham & Stephanie

Kohler Korneffel, Hendrik Korneffel Yacht Dock

19455 Lighthouse Pointe Grosse Ile, MI 48138

Cell ● (734) 216-9425

Spouse Cell ● (734) 755-6363 gckorneffel@korneffel.com stephaniekorneffel@gmail.com

Boat Name ● Reflection

Koss, Kevin & Karen

Kamden Koss, Kensley Koss, Kylie Koss, Kolton Koss

73051 Caldwell Lane Romeo, MI 48065

Cell ● (586) 899-9932

Spouse Cell ● (586) 854-0240 kkoss2021@gmail.com

Kovanda, Christine & Kevin Village Heights

847 Maxfield Road Hartland, MI 48353

6855 San Marino Drive, #209 Naples, FL 34108

Cell ● (248) 640-1084

Spouse Cell ● (248) 521-3042 cmkovanda@gmail.com kkovanda88@gmail.com

Kraef, Amelie

3640 Cliffs Drive Bay Harbor, MI 49770

11121 Governors Dr Chapel Hill, NC 27517

Cell ● (989) 750-5062 ameliekraef@gmail.com

Kraef, Torsten & Andrea

The Cliffs

3640 Cliffs Drive Bay Harbor, MI 49770

11121 Governors Dr

Chapel Hill, NC 27517

Cell ● (989) 615-1445

Spouse Cell ● (989) 412-3082

atkraef@charter.net akraef@charter.net

Krieger, John & Linda

Cedars

1151 Cedar Lane

Bay Harbor, MI 49770

Cell ● (989) 239-2255

Spouse Cell ● (989) 971-1172

john3295@outlook.com

linda0738@outlook.com

Kris, Kami & Gregory

Beatrice Kris, Penelope Kris Wildwinds

5068 Wildwinds Drive

Bay Harbor, MI 49770

Cell ● (773) 850-9966

Spouse Cell ● (773) 850-9993

kami@kamikris.com

gkris@gkris.com

Krueger, Erik & Sarah

Isabel Krueger, Samuel Krueger, William Krueger

Yacht Docks

427 Olde Deer Trail Holland, MI 49424

Cell ● (810) 459-3660

erikkrueger@jbys.com kruegers108@gmail.com

Kuhr, Jeffrey & Patricia

Woods

1191 Aspen Way Bay Harbor, MI 49770

7118 Oak Hill Drive

Sylvania, OH 43560

Bay Harbor ● (231) 348-0783

Cell ● (419) 340-9454

Spouse Cell ● (419) 340-8424

jjkuhr54@gmail.com pjkuhr@gmail.com

Kus, Michael & Alexis

Woods

6608 Hemlock Ct. Bay Harbor, MI 49770

1094 Park Place Court Bloomfield, MI 48302

Cell ● (248) 613-4685

Spouse Cell ● (248) 613-9750

mkus@kusryan.com

alexiskus55@gmail.com

MEMBERSHIP DIRECTORY

Kwapis, Greg & Jennifer

Emma Kwapis, Morgan Kwapis

The Ridge

3744 Cliffs Drive

Bay Harbor, MI 49770

823 North Pine Street Rochester, MI 48307

Cell ● (248) 894-5050

Spouse Cell ● (248) 396-2896 gakwapis@yahoo.com kwapisj@yahoo.com

Labadie, Marc & Maureen

Charlotte Labadie, William Richardson, Camille Labadie, Roman Rickwood

6401 S. Four Mile Road Bay City, MI 48706

Cell ● (989) 239-1080

Spouse Cell ● (323) 428-4248 marc@labadieauto.com maureen@labadieauto.com

Labelle, Barton & Sarah

9820 E. Thompson Peak Pky #627 Scottsdale, AZ 85255

Cell ● (989) 205-2591

Spouse Cell ● (480) 797-6845 bart.labelle@gmail.com sarah@sarahlabelle.com

Lanehart, John & Marsha

Marina District

4200 Main Street #4 Bay Harbor, MI 49770

3606 Ranch Rd 620 North Austin, TX 78734

Cell ● (512) 431-5263

Spouse Cell ● (512) 431-4278

john@lanehart.com marsha.lanehart@gmail.com

Boat Name ● Insatiable

LaPorte, Noel & Trish

Olivia LaPorte

Coastal Ridge

5072 Coastal Ridge Ct Bay Harbor, MI 49770

6300 Heathfield Drive East Lansing, MI 48823

Bay Harbor ● (231) 753-2573

Cell ● (517) 881-1500

Spouse Cell ● (517) 256-5669

nlaporte@casg.net trishlaporte1@gmail.com

LaRiviere, Timothy

The Cliffs

3232 Cliffs Drive

Bay Harbor, MI 49770

5 Dodge Place Grosse Pointe, MI 48230

Cell ● (313) 570-6800

tim.lariviere@nationalfleetservices.com

Lawlor, Kevan & Wynne Pines

5632 Pine Ridge Ct Bay Harbor, MI 49770

5632 Pines Ridge Court Petoskey, MI 49770

Cell ● (734) 634-1764

Spouse Cell ● (810) 599-3720 kevan.lawlor@gmail.com wynne.lawlor@gmail.com

Leavy, Kelly

1749 N Wells St Chicago, IL 60614

Home Phone ● (231) 881-5958

Cell ● (231) 881-5958 kellyleavy@gmail.com

Leavy, Patrick & Lisa

Patrick Leavy

Vistas

8750 Curtis Ln Petoskey, MI 49770

Home Phone ● (231) 348-5958

Cell ● (231) 838-6700

Spouse Cell ● (231) 838-8988 patleavy@kiddleavy.com lisaleavy1020@gmail.com

LeBeau, Teri & Joe

Quarry Bluffs

6470 Quarry Ridge Drive Bay Harbor, MI 49770

425 Dockside Dr., Unit 302 Naples, FL 34110

Cell ● (989) 430-0369

Spouse Cell ● (989) 860-8956 tslebeau@aol.com melraccoon@aol.com

Boat Name ● LeBoat

Lebeda, Jacqueline & Mark

Annelise Lebeda

6479 Indian Garden Rd Petoskey, MI 49770

Cell ● (517) 281-7682

Spouse Cell ● (517) 281-2991 jqlebeda@gmail.com jlebeda2@comcast.net

Lee, Owen & Heather

Declan Lee

The Peninsula

4050 Peninsula Drive Bay Harbor, MI 49770

49363 Parkshore Ct. Northville, MI 48168

Cell ● (248) 939-6365

Spouse Cell ● (248) 939-6366 owenlee27@yahoo.com heathermeaneylee2@hotmail.com

Boat Name ● Trinity

Lee, Patrick

4070 Peninsula Drive Bay Harbor, MI 49770

49363 Parkshore Ct. Northville, MI 48168

Cell ● (248) 880-3935 patrickowenlee@gmail.com

Leese, John & Mary

Harborview Ridge

4084 Harborview Ridge Drive Bay Harbor, MI 49770

5668 Watermark Ct SE Grand Rapids, MI 49546

Home Phone ● (616) 940-1065

Cell ● (616) 299-7697

Spouse Cell ● (616) 299-7698 jmleese@mail.com maleese63@yahoo.com

Lemieux, Kennedy & Anthony 3073 Obrien Street Dupont, WA 98327

Cell ● (810) 875-1343

Spouse Cell ● (313) 404-3974

k.piwowarczyk567@gmail.com alemieux03@gmail.com

Lemmen, Todd & Lori

7384 Preserve Drive Bay Harbor, MI 49770

28985 N. 106th Way Scottsdale, AZ 85262

Cell ● (616) 318-7340

Spouse Cell ● (715) 612-0124

tlemmen@gmail.com lorilech@yahoo.com

Boat Name ● Tango Lima Lenhoff-Briggs, Dr.Alyssa & Robert Preserve

6804 Preserve Drive N Bay Harbor, MI 49770

10494 Lakeshore Drive Cleveland, OH 44108

Cell ● (330) 402-1016

Spouse Cell ● (330) 233-0956

alyssajlbriggs@gmail.com rbriggs@bdblaw.com

Lesinski, Roger

Marina District

4200 Main Street #41 Bay Harbor, MI 49770

1917 Mapleridge Road Rochester Hills, MI 48309

Bay Harbor ● (231) 439-2260

Cell ● (248) 892-4832 roger.lesinski@yahoo.com

Levanovich, Dr.Peter & Julie Preserve South

7336 Preserve Court Bay Harbor, MI 49770

Bay Harbor ● (231) 347-5265

Cell ● (517) 290-2185 julielevy7336@gmail.com julielevy7336@gmail.com

Levy, Irving & Susan J. Coastal Ridge

5102 Coastal Ridge Court Bay Harbor, MI 49770

520 Upper Conway Circle Chesterfield, MO 63017

Bay Harbor ● (231) 622-8383

Home Phone ● (636) 530-0004

Cell ● (314) 609-1270 susantrienlevy@gmail.com

Ligotti, David & Karen

Coastal Cliffs

5994 COASTAL CLIFFS CT BAY HARBOR, MI 49770

Cell ● (734) 678-7482 Spouse Cell ● (734) 223-6111 dave@oakwoodsolutions.com kquenneville@yahoo.com

Lo, Carson 2810 Charlevoix Avenue Petoskey, MI 49770

Cell ● (231) 881-2699 carsondeanlo@gmail.com

Lo, Gustav & Courtney

Luke Sumpter

Village Harbor Docks

120 Trismen Terrace Winter Park, FL 32789

doclo@charter.net courtsumpter@mac.com

Loveland, Gerald Coastal Woods

5604 Coastal Woods Drive Bay Harbor, MI 49770

Cell ● (231) 330-1964 jerryloveland@ehm-co.com

Lowell, Alexander

6440 Quarry Ridge Drive Bay Harbor, MI 49770

20 S. Covington Meadows

St. Louis, MO 63132

Cell ● (314) 704-9533 allowell20@gmail.com

Lowell, Grace & John

Quarry Bluffs

6440 Quarry Ridge Drive Bay Harbor, MI 49770

20 S. Covington Meadows

St. Louis, MO 63132

Cell ● (314) 706-4644

Spouse Cell ● (314) 724-1493 gailowell@yahoo.com jlowell@lowellmfg.com

Lucas, Jessica & Michael

Gasper Lucas, Giasella Lucas Lakeshore Village

3340 Village Harbor Drive Bay Harbor, MI 49770

30 Quarton Lane Bloomfield Hills, MI 48304

Cell ● (586) 246-3828

Spouse Cell ● (586) 864-8856

mjggl30@yahoo.com mlucas95@yahoo.com

MacEachen, Roddy III & Danielle

Campbell MacEachen

6756 Cottage Court #34 Bay Harbor, MI 49770

7571 Copper Creek Lane Cincinnati, OH 45247

Home Phone ● (513) 739-3985

Cell ● (513) 739-3985

Spouse Cell ● (513) 607-8503

roddy@sqftcommercial.com cobras0300@gmail.com

MacEachen, Roderick Jr. & Jane

Woods Cottages

6756 Cottage Court

Bay Harbor, MI 49770

6656 Morrow Woodville Rd. Morrow, OH 45152

Cell ● (573) 675-5764

Spouse Cell ● (513) 479-1193

rod@sqftcommercial.com jane.maceachen@outlook.com

Mack, Alan & Patricia

Andrew Simerson, Mariella Simerson

Yacht Docks

6754 Saugatuck Beach Rd

Saugatuck, MI 49453

Cell ● (847) 343-0402

Spouse Cell ● (616) 894-0318

amack@nxgenmdx.com

patricia.simerson@gmail.com

Boat Name ● Lucy Penguin

Mackay, William & Amy

Carson Driscoll

674 Manhattan Road East Grand Rapids, MI 49506

Home Phone ● (616) 949-6087

Cell ● (616) 204-1807

Spouse Cell ● (616) 284-1807

wmsmackay@comcast.net amy_mackay@comcast.net

Magoon, Dr.Michael & Doreen

Marina District

4200 Main Street #304/305 Bay Harbor, MI 49770

8107 Princess Court San Antonio, TX 78209

Cell ● (210) 862-6064

Spouse Cell ● (210) 843-1092

magoonmd@gmail.com doreenmagoon@gmail.com

Malenich, Carol & Jim

Yacht Dock

16111 Silvershore Drive

Fenton, MI 48430

Cell ● (810) 223-5003

Spouse Cell ● (810) 223-5002

carol.malenich@fesslerbowman.com jmalenich@fesslerbowman.com

Malloy, Joan & Michael Woods

1221 Aspen Way

Petoskey, MI 49770

720 Lime Terrace

Marco Island, FL 34145

Cell ● (314) 422-1919

Spouse Cell ● (314) 791-0317

jonimalloy@gmail.com mtmalloy@mail.com

Malone, Katherine & Jack

758 N Larrabee St #221 Chicago, IL 60654

Cell ● (810) 287-8208

sanfordkate23@gmail.com jackmalone@me.com

MEMBERSHIP DIRECTORY

Malpass, Brandy

Preston Malpass, Ellis Malpass

Woods Cottages

6727 Cottage Court Bay Harbor, MI 49770

Cell ● (231) 350-2665 brandynmalpass@gmail.com

Malpass, James & Taylor

Preston Malpass, Ellis Malpass, Maverick Malpass

1965 LaLonde Road East Jordan, MI 49727

Cell ● (231) 675-7472

Spouse Cell ● (949) 413-0153 james.malpass@ejco.com taylor.malpass@yahoo.com

Mancuso, Edwin & Janice Vistas

4660 Wildwinds Drive Bay Harbor, MI 49770

3721 Rachel Lane Naples, FL 34103

Cell ● (239) 572-2816

Spouse Cell ● (239) 572-1430

eddie.mancuso@aol.com janice_mancuso@aol.com

Mandell, Robert & Joan

3676 Cliffs Dr Bay Harbor, MI 49770

Cell ● (231) 632-6369

Spouse Cell ● (231) 632-6379 rmandell14@gmail.com joancmandell@gmail.com

Manney, Brian 47010 Sunnybrook Lane Novi, MI 48374

Home Phone ● (248) 380-5162 Cell ● (248) 982-0532 manneybr@gmail.com

Manney, Tim & Kathleen Preserve

6954 Preserve Drive N. Bay Harbor, MI 49770

47010 Sunnybrook Lane Novi, MI 48374

24101 Addison Place Ct. Bonita Springs, FL 34134

Home Phone ● (248) 380-5162

Cell ● (248) 613-7489

Spouse Cell ● (248) 982-4341 timmanney@icloud.com manney1@msn.com

Mansfield, William & Patricia

The Cliffs

3420 Cliffs Drive

Bay Harbor, MI 49770

830 Walbridge Drive East Lansing, MI 48823

Bay Harbor ● (231) 439-3820

Home Phone ● (517) 333-9265

Cell ● (843) 742-8414

Spouse Cell ● (843) 267-5853

wlm11@yahoo.com patti.mansfield@yahoo.com

Mansfield, William III & Erin

William Mansfield, Flynn Mansfield 830 Walbridge Drive East Lansing, MI 48823

Home Phone ● (517) 333-9265

Cell ● (248) 872-3109

wlm_three@yahoo.com

Marowske, Gary & Kathleen

41 Briarwood Pl Grosse Pointe Farms, MI 48236

83201 Old Highway, Unit 209 Islamorada, FL 33036

Cell ● (586) 215-8701

Spouse Cell ● (313) 378-1500

gmarowske@outlook.com

kerroy@comcast.net

Boat Name ● Flamebuoyant

Marriott, James & Susan

Marvin Marriott, Max Marriott

Shores

1251 Shores Drive

Bay Harbor, MI 49770

1701 Cedar Bend

Hartland, WI 53029

Bay Harbor ● (231) 347-6468

Home Phone ● (262) 369-5726

Cell ● (414) 333-0012

Spouse Cell ● (414) 322-6159

jmarriott@marriottconstruction.com marriotthouse@aol.com

Martin, C.T. & Francie

8211 See Rd. Charlevoix, MI 49720

Cell ● (231) 499-7793

Spouse Cell ● (231) 675-5960

ctmartin55@gmail.com martin.francie1@gmail.com

Martin, Dr.David & Donna

Quarry View

6343 Quarry View Drive

Bay Harbor, MI 49770

46 Briarwood Pl Grosse Pointe Farms, MI 48236

Cell ● (313) 418-5500

Spouse Cell ● (313) 570-1700

docmartin811@yahoo.com dmartin614@yahoo.com

Mattes, Paul & Alicia

Joe Bonahoom, Alex Bonahoom

Harborview Ridge

4044 Harborview Ridge Drive

Bay Harbor, MI 49770

227 Lake Shore Rd.

Grosse Pointe Farms, MI 48236

Cell ● (586) 822-7380

Spouse Cell ● (313) 909-2363

paul_mattes@ajg.com aliciamattes78@gmail.com

Boat Name ● Ampd Up

McCormick, William Jr. & Ann Shores

4640 Shores Drive

Bay Harbor, MI 49770

8171 Bay Colony Drive #1804

Naples, FL 34108-7567

Bay Harbor ● (231) 439-0143

Home Phone ● (239) 597-1285 billmccormjr@msn.com annmccormick@msn.com

McFarland, John

The Cliffs

3276 Cliffs Drive

Bay Harbor, MI 49770

710 S. Hanley Road

Clayton, MO 63105

Cell ● (314) 605-7765 jorichmcf@gmail.com

McGuirk, Leroy & Jennifer

Alexis McGuirk, Brandon McGuirk

Shores

1271 Shores Drive

Bay Harbor, MI 49770

755 Meadowbrook

Mt. Pleasant, MI 48858

Cell ● (989) 621-7540

Spouse Cell ● (989) 621-0937

chuck@mcguirksand.com jennifer@unitedapts.com

McLellan, Susan & William

The Cliffs

3532 Cliffs Drive

Bay Harbor, MI 49770

Cell ● (313) 580-4483

Spouse Cell ● (313) 580-4482 swcliffs58@gmail.com

Meany, James & Elizabeth

Coastal Cliffs

6114 Coastal Cliffs Court Bay Harbor, MI 49770

776 Harbour Isles Place N. Palm Beach, FL 33410

Cell ● (561) 346-6137

Spouse Cell ● (561) 601-5889

bmean19@gmail.com meanybetsy@gmail.com

Boat Name ● Just a Smidge

Meathe, James & Mary

6333 Indian Garden Road Petoskey, MI 49770

17220 Aldersyde Drive Shaker Heights, OH 44120

Summer Home ● (231) 348-3185

Home Phone ● (404) 846-7997

Cell ● (313) 510-4805

Spouse Cell ● (404) 394-0545 jmeathe@comcast.net meathe@aol.com

Merillat, Richard & Lynette

2600 Gordon Drive Naples, FL 34102

Home Phone ● (239) 262-3803

Cell ● (239) 571-8817

lmerillat@comcast.net

Boat Name ● Lady Jocelyn

Mestdagh, Andrew & Molly

523 S Vermont

Royal Oak, MI 48067

Cell ● (248) 961-5642

Spouse Cell ● (248) 219-8006 mestdag2@gmail.com mollylivingstone838@gmail.com

Mestdagh, David & Deborah

Marina District

4205 Main Street Bay Harbor, MI 49770

170 Kirkwood Ct

Bloomfield Hills, MI 48304

Home Phone ● (248) 260-8933

Cell ● (248) 260-8933

Spouse Cell ● (313) 505-3570 dmmestdagh@gmail.com dmestdagh@me.com

Mestdagh, James & Kristine Harborside

380 Provencal Road

Grosse Pointe Farms, MI 48236

Home Phone ● (313) 885-1424

Cell ● (586) 530-5066

Spouse Cell ● (313) 510-0432

landquest@aol.com kbmestdagh@aol.com

Mestdagh, JT

380 Provencal Road

Grosse Pointe Farms, MI 48236

Cell ● (313) 244-1618

jtmestdagh@gmail.com

Mestdagh, Michael & Tori 4621 Robinwood Avenue

Royal Oak, MI 48073

Cell ● (248) 420-2912

Spouse Cell ● (248) 229-1822 mike@mestdaghwm.com torimestdagh@gmail.com

Metcalfe, Rillan & Taylor

Harborview Ridge

4152 Harborview Ridge Dr. Bay Harbor, MI 49770

520 Palm Island Lane Vero Beach, FL 32963

Cell ● (315) 569-0982

Spouse Cell ● (513) 368-7096

rfvanepps@gmail.com

tbmetcalfe@aol.com

Miehls, Jodi & Brad

7128 Deer Hollow Lane

Maumee, OH 43537

Home Phone ● (419) 867-1206

Cell ● (419) 344-9402

Spouse Cell ● (419) 377-8582 jmiehls@toledoblade.com jmiehls@toledoblade.com

Mihlbaugh, Michael & Leslie Quarry View

6319 Quarry View Drive Bay Harbor, Mi 49770

502 Tonkawa Trail Lima, OH 45805

Bay Harbor ● (231) 622-8166

Home Phone ● (419) 229-1742 mihlbaugh@aol.com

Miller, Lisa & Clay

5931 Tamarack Lane Petoskey, MI 49770

4600 Sunnyside Rd. Edina, MN 55424

Cell ● (952) 994-8855

Spouse Cell ● (612) 979-7211 ljmiller43@gmail.com clay@e2sgpartners.com

Miller, Randy & Tina

Shores II

4400 Vista Dr. Bay Harbor, MI 49770

Cell ● (989) 233-2273

Spouse Cell ● (989) 450-9309

rmiller@rdmhc.com tmiller@rdmhc.com

Boat Name ● Aqua Vista

Miller, Sheldon & Jillian

Riley Miller, Baylyn Miller

743 Maple Parkway Frankenmuth, MI 48734

Cell ● (989) 295-8085

Spouse Cell ● (989) 780-0999 sheldonmiller8@gmail.com jillianlm16@gmail.com

Mirafzali, Tony & Sue Shores

1125 Country Club Road Ann Arbor, MI 48105

Cell ● (734) 355-6666

Spouse Cell ● (734) 231-6000 hmira@msn.com smmirafzali9@gmail.com

Boat Name ● Ginger

Modell, Jeffrey & Karen

Preserve

7134 Preserve Drive N. Bay Harbor, MI 49770

Cell ● (248) 956-0245

Spouse Cell ● (248) 956-0446 jeffmnc@ameritech.net karenrmnc@gmail.com

Moede, George

5904 Coastal Cliffs Ct. Bay Harbor, MI 49770

9180 North Upper River Road River Hills, WI 53217

Cell ● (414) 792-0315 george.moede@gmail.com

Moede, Joseph & Keely

Charlotte Moede, Louise Moede, Sophie Moede

9180 North Upper River Road River Hills, WI 53217

Cell ● (414) 793-0195

Spouse Cell ● (515) 494-3797 moedej@gmail.com keelymoede@gmail.com

MEMBERSHIP DIRECTORY

Moede, Peter & Moira

Lucy Moede, James Moede, John Paul Moede

Coastal Cliffs

5904 Coastal Cliffs Ct. Bay Harbor, MI 49770

9180 North Upper River Road River Hills, WI 53217

Cell ● (414) 732-0737

Spouse Cell ● (414) 732-0643 peter@centerpointeservice.com moiramoede14@gmail.com

Boat Name ● Peacemaker

Mondry, Mitchell & Diane

10992 Quarterline Road Charlevoix, MI 49720

1440 Lakewood Rd. Bloomfield Hills, MI 48302

Cell ● (248) 330-1313

Spouse Cell ● (248) 515-0665 mitch@mgroupcap.com dmondry@aol.com

Boat Name ● DAYZZ OFFFF

Montagne, Isabelle

1220 Aspen Way Bay Harbor, MI 49770

1340 N. Astor St., Apt. 2104 Chicago, IL 60610

Cell ● (847) 345-2272 i.montagne18@gmail.com

Montagne, Mac

1220 Aspen Way Bay Harbor, MI 49770

1220 Aspen Way Petoskey, MI 49770

Cell ● (847) 345-0036 martin.m.montagne@gmail.com

Montagne, Marty & Anne Woods

1220 Aspen Way Bay Harbor, MI 49770

Cell ● (224) 430-1087

Spouse Cell ● (847) 571-9737

martin.montagne@comcast.net annemontagne@comcast.net

Montagne, Maryl

1220 Aspen Way Bay Harbor, MI 49770

413 W. Johanna St., Unit A Austin, TX 78704

Cell ● (847) 345-2270 maryl.montagne@gmail.com

Moore, Malcolm & Renee

Quarry Dunes

6062 Quarry Ridge Drive Bay Harbor, MI 49770

2175 Hawksridge Drive Naples, FL 34105

Cell ● (239) 919-4403

Spouse Cell ● (239) 290-6909

macfmoore2@gmail.com reneeesquer@gmail.com

Moore, W. David & Diana

The Cliffs

3432 Cliffs Drive Bay Harbor, MI 49770

4560 Gulf Shore Blvd N. #123 Naples, FL 34103

Cell ● (616) 443-2903

Spouse Cell ● (616) 450-5242 dadmoore4@yahoo.com dianamoore444@yahoo.com

Boat Name ● One Moore Day

Morawa, Lawrence & Alyene Harborview Ridge

40766 Harborview Ridge Petoskey, MI 49770

Bay Harbor ● (313) 278-0119

Cell ● (313) 330-2585 lmorawa@med.wayne.edu morawal@oakwood.org

Morris, Dr.David & Robin Woods

1201 Aspen Way Bay Harbor, MI 49770

Cell ● (231) 838-5847

Spouse Cell ● (231) 838-5846

dmorris@centerforneurosurgery.com cookbabe2003@yahoo.com

Morrow, Katherine & George

Marina District

4200 Main Street #203 Bay Harbor, MI 49770

618 Ocean Road Vero Beach, FL 32963

Cell ● (818) 292-7523

Spouse Cell ● (805) 796-5376

kdm51154@gmail.com george@gjmorrow.com

Morton, Gary & Gail

4144 Ridge Road, Unit 30 Stevensville, MI 49127

56821 Village Drive La Quinta, CA 92253

Cell ● (312) 543-9883

Spouse Cell ● (269) 760-0347

garytmorton@icloud.com gailamorton@icloud.com

Mumy, Brett & Abigail

Baylynn Mumy, Taj Mumy, Ripley Mumy

Yacht Docks

5545 Stanton Woods Drive Hudsonville, MI 49426

Cell ● (269) 217-0263 brettmumy@gmail.com abbymumy@gmail.com

Boat Name ● Mumy Magic

Murphy, Daniel & Clare

Quarry Bluffs

6450 Quarry Ridge Drive Bay Harbor, MI 49770

16326 Daysailor Trail

Lakewood Ranch, FL 34202

Cell ● (248) 705-5301

Spouse Cell ● (810) 444-8330 mur82@aol.com cpricefwc@gmail.com

Murphy, Martha & Brian Wildwinds

4996 Wildwinds Drive Bay Harbor, MI 49770

4729 Tipton Dr. Troy, MI 48098

Cell ● (248) 229-1980

Spouse Cell ● (248) 224-4796 marthanote@comcast.net bmurphy100@comcast.net

Murphy, Mikayla & Tyler

35795 Addison Dr New Baltimore, MI 48047

Cell ● (419) 705-3039

Spouse Cell ● (586) 719-0888 mikannemur@gmail.com tylersirut@gmail.com

Musto, Michael & Michelle

3 Exuma Rd, Ocean Reef Key Largo, FL 33037

Home Phone ● (305) 367-9230

Cell ● (727) 365-5330 mustosr@msn.com

Nachtrab, Joseph & Deborah

Preserve South

6909 Preserve Drive South Bay Harbor, MI 49770

Cell ● (419) 450-0043

Spouse Cell ● (419) 450-1835 joe@northavengroup.com deb@northavengroup.com

Nachtweih, Jeff & Jamie Chavez Woods

6228 Hemlock Ct. Bay Harbor, MI 49770

48802 Windfall Rd Novi, MI 48374

5300 Ocean Blvd., unit #702 Sarasota, FL 34242

Cell ● (586) 929-7404 nachtweihjeff@gmail.com

Boat Name ● Icepik

Nelson, Bob & Janice Lakeshore Village

3285 Village Harbor Drive Bay Harbor, MI 49770 nanajan.nelson@gmail.com

Nelson, Linda & Chris Preserve

6774 Preserve Drive Bay Harbor, MI 49770

34151 Maffitt Lake Road Cumming, IA 50061

Cell ● (515) 707-5154

Spouse Cell ● (515) 707-2192 linda.p.nelson@gmail.com chris.nelson@kemin.com

Nemes, Charles & Kathleen

21576 Trent Court Novi, MI 48375

Cell ● (248) 921-7402

Spouse Cell ● (248) 921-7403 charles.nemes@nemesrush.com kcnemes@gmail.com

Boat Name ● Charlievoix

Nichols, Kevin & Jodie Emerson The Cliffs

3648 Cliffs Drive Bay Harbor, MI 49770

5273 North Luce Road Alma, MI 48801

Home Phone ● (989) 463-0020

Cell ● (989) 400-6183

Spouse Cell ● (716) 417-1694 onthepine5273@yahoo.com wanderingemerson@comcast.net

Ninkovich, John & Lisa 24041 Devonshire Drive Novi, MI 48374

Cell ● (734) 223-7190

Spouse Cell ● (734) 223-1461 jnink65@yahoo.com jninkovich5@yahoo.com

Norby, Steve & Lisa

The Cliffs

3680 Cliffs Drive Bay Harbor, MI 49770

3971 Brynwood Dr. Naples, FL 34119

Cell ● (317) 408-2256

Spouse Cell ● (317) 525-1940

steve.norby2015@gmail.com ttogreen9@gmail.com

Oelz, Andrew & Rebekah

Henry Oelz

The Preserve 10317 Dunleer Drive Los Angeles, CA 90064

Cell ● (310) 666-9770

Spouse Cell ● (310) 770-0845

aoelz@akingump.com rebekahprince@ymail.com

Offield, James & Sujo

P.O. Box 825 Harbor Springs, MI 49740

5540 N. Highway 1 Little River, CA 95456

Summer Home ● (231) 526-2187 jsoff@mac.com slojo@me.com

Boat Name ● Grit & Grace

Ordona, Carol

The Cliffs

3300 Cliffs Drive Bay Harbor, MI 49770

571 Cambridge Way Bloomfield Hills, MI 48304

1375 Siesta Bayside Drive

Siesta Key, FL 34242

Home Phone ● (248) 540-4050

Cell ● (248) 819-1662

carolordona@yahoo.com

Osborne, Jody & James

Andrew Osborne, Alex Osborne, Patrick Osborne, Henry Osborne, Ally Osborne Woods

1230 Aspen Way Bay Harbor, MI 49770

1611 Berkley Circle Chattanooga, TN 37405

Cell ● (423) 503-6412

Spouse Cell ● (423) 432-1092

osborne.jody@yahoo.com jwosborne1@icloud.com

Osten, Peter & Kelly

Cooper Osten, Elizabeth Osten

Woods Cottages

6717 Cottage Ct. Bay Harbor, MI 49770

40 Depetrie Way

Grosse Pointe Farms, MI 48236

Cell ● (313) 949-9023

Spouse Cell ● (313) 949-9082

ostenpet@gmail.com ostenk@gmail.com

Oswald, Kathleen Harborside

1160 Vista Drive Petoskey, MI 49770

Cell ● (248) 613-1627 koswald@h2oenergy.net

Ott, Marc & Lynn Harborview Ridge

49572 Goulette Pointe Dr. Chesterfield, MI 48047

Cell ● (586) 206-3700

Spouse Cell ● (586) 206-3703

mott.lakeside@yahoo.com marcnlynn@yahoo.com

Boat Name ● Marlyn

Otterbine, Russ & Christina

Yacht Dock

4541 Sommerset Lane #20 Boyne City, MI 49712

1442 Woodstream Drive

Oldsmar, FL 34677

Summer Home ● (231) 582-7067

Home Phone ● (727) 785-3540

Cell ● (989) 330-2500

Spouse Cell ● (727) 409-4450 russelldale@yahoo.com cotterbine2@yahoo.com

Boat Name ● Enue

Ovenden, Simon & Karabeth

Nina Ovenden, Aden Ovenden, Ethan Ovenden, Eva Ovenden

Village Beach

781 West Beach Street

Bay Harbor, MI 49770

18 Chester Row London, LND SW1W 9JH

Cell ● (44788) 050-1455 simon.ovenden@gmail.com

MEMBERSHIP DIRECTORY

Paisley, J. Wes & Dianne

26247 East River Rd. Grosse Ile, MI 48138

16350 Corsica Way #202 Naples, FL 34110

Cell ● (734) 674-9567

Spouse Cell ● (734) 673-5265 wpaiz23@hotmail.com ladypaiz@hotmail.com

Boat Name ● Restless

Palmer, Howard & Debby

5170 Monarch Way Petoskey, MI 49770

Cell ● (281) 850-7425

Spouse Cell ● (281) 797-8860 dlcpalmer2@gmail.com

Paluzzi, Joseph III & Shelly

Michael Paluzzi, Lea Paluzzi Woods Cedars

589 Ballantyne Grosse Pointe Shores, MI 48236

Cell ● (313) 570-3200

Spouse Cell ● (313) 570-3201 jpaluzzi@mhbcompanies.com mariapaluzzi@comcast.net

Parfet, William & Barbara Shores

4520 Shores Drive Bay Harbor, MI 49770

15570 Northwood Lane Hickory Corners, MI 49060

Bay Harbor ● (231) 348-7569

Home Phone ● (269) 671-5106

Cell ● (269) 207-1971

Spouse Cell ● (269) 207-1972

billparfet@northwood-group.com barbaraparfet@northwood-group.com

Boat Name ● Iceman

Parish, Preston & Bess Yacht Dock

09620 Holy Island Road East Jordan, MI 49727

Home Phone ● (231) 536-3326

Cell ● (231) 632-4147

Spouse Cell ● (231) 881-4427

gwpharmboy@mac.com bess348@yahoo.com

Parker, Eric

3773 Boyne City Rd Boyne City, MI 49712

Cell ● (970) 319-6677 ericrobertparker@gmail.com

Passmore, David & Carol

Harborview Ridge

4040 Harborview Ridge

Bay Harbor, MI 49770

Cell ● (810) 588-8155

Spouse Cell ● (810) 588-8127

dpassmore@imtscorp.com bug48353@yahoo.com

Boat Name ● Into the Mystic

Patek, Julianne & Anthony

Hailey Vye, Tatum Wentzel

6029 Hills Cottage Court

Bay Harbor, MI 49770

1452 Dorchester Road Birmingham, MI 48009

Cell ● (213) 453-9481

Spouse Cell ● (213) 453-9481

jpjpatek@gmail.com anthony.wentzel@gmail.com

Patek, Paul & Kara

Eleanor Patek, Annie Patek

6029 Hills Cottage Court

Bay Harbor, MI 49770

60 Sunningdale Dr. Grosse Pointe Shores, MI 48236

Cell ● (248) 953-3268

Spouse Cell ● (248) 765-2225

pmpatek@gmail.com kara.aitken@gmail.com

Patek, Paul & Suanne

Hills Cottages

6029 Hills Cottage Court Bay Harbor, MI 49770

1580 Oxford Rd. Bloomfield, MI 48304

Bay Harbor ● (231) 622-8905 paulpatek@outlook.com suanne80@gmail.com

Peck, Lyle & Olga

Anya Peck, Katya Peck Wildwinds

4984 WIldwinds Drive Bay Harbor, MI 49770

Cell ● (906) 630-0998

Spouse Cell ● (301) 908-9091

lyleandrewpeck@gmail.com olganpeck@gmail.com

Peper, Edward Jr. & Pamela

Emma Peper, Hunter Peper

The Cliffs

3704 Cliffs Drive

Bay Harbor, MI 49770

47730 Florence Drive

Northville, MI 48167

Cell ● (313) 530-3304

Spouse Cell ● (248) 924-1302

peper5287@aol.com

Pickard, Kevin & Sally Besonen

Shores

1261 Shores Drive Bay Harbor, MI 49770

1261 Shores Bay Harbor, MI 49770

Cell ● (248) 563-5452

Spouse Cell ● (248) 202-1236

kpickard90@gmail.com

Boat Name ● Sovran Blanc

Pines, Craig & Amy

Woods Cottages

6776 Cottage Court Bay Harbor, MI 49770

5 Pequot Trail Westport, CT '06880

Bay Harbor ● (231) 348-5444

Home Phone ● (203) 226-9465

Cell ● (203) 216-6085

Spouse Cell ● (203) 216-4070

gingie5@yahoo.com aspines@aol.com

Piwowarczyk, Christopher & Carolyn Christopher Piwowarczyk

Preserve South

7277 Preserve Ct Bay Harbor, MI 49770

11448 Tyrone Trail Fenton, MI 48430

Cell ● (248) 210-7123

Spouse Cell ● (248) 396-9910

chris.piwowarczyk@eydecompany.com carolyn.piwowarczyk@chartermi.net

Boat Name ● Trunks & Bikinis

Plucer, Genie & Mark

The Cliffs

3220 Cliffs Drive

Bay Harbor, MI 49770

8485 Highgrove Ct.

Grand Blanc, MI 48439

Home Phone ● (810) 636-4032

Cell ● (810) 938-7803

markplucer@yahoo.com

Podmajersky, John III & Cynthia

Vista Court

4441 Vista Court Bay Harbor, MI 49770

1945 S. Halsted St. Chicago, IL 60608

Home Phone ● (312) 738-8000

Spouse Cell ● (312) 933-1128 johnpod@podmajersky.com cwest@podmajersky.com

Boat Name ● Laughing Dolphin

Poletes, Lisette & George

James Poletes

The Peninsula

3950 Peninsula Drive Bay Harbor, MI 49770

4260 Shadow Ridge Okemos, MI 48864

Cell ● (517) 896-8998

Spouse Cell ● (517) 281-5644 lmpoletes@gmail.com gppoletes@gmail.com

Pollard, Joseph & Patrice

Coastal Cliffs

6193 Coastal Cliffs Court Bay Harbor, MI 49770

154 E. Mirror Ridge Circle The Woodlands, TX 77382

Cell ● (832) 570-9300

Spouse Cell ● (281) 380-9711

joepollard@comcast.net ppollard97@yahoo.com

Post, Abraham & Tracy

Abraham Post

Harborview Ridge

4100 Harborview Ridge Drive Bay Harbor, MI 49770

2079 Saxony Drive Troy, MI 48085

Cell ● (313) 300-2954

Spouse Cell ● (248) 672-2293

abe_post@ml.com tracy_post@comcast.net

Post, Katarina

4100 Harborview Ridge Drive Bay Harbor, MI 49770

2079 Saxony Drive Troy, MI 48085

Cell ● (248) 952-7611 katarinaskate@comcast.net

Provenzano,

Ellen

Shores II

4440 Vista Drive

Anthony & Jo

Bay Harbor, MI 49770

Cell ● (989) 798-1004

Spouse Cell ● (989) 860-0622 afprovenzano@aol.com

joprovenzano@aol.com

Prue, Steve & Kelly

Lakeshore Village

3210 Village Harbor Drive Bay Harbor, MI 49770

2430 Vanderbilt Beach Rd, Ste 108-617 Naples, FL 34109

Bay Harbor ● (231) 487-9341

Home Phone ● (239) 594-0715

Cell ● (586) 243-9066

Spouse Cell ● (239) 300-1491 steveprue@comcast.net kellyprue2@comcast.net

Puccio, Jeffrey & Julie

Harborview Ridge

4020 Harborview Ridge Dr. Bay Harbor, MI 49770

47830 Beckenham Boulevard Novi, MI 48374

Home Phone ● (248) 347-7808

Cell ● (248) 921-5087

Spouse Cell ● (248) 921-5088 jpuccio@twmi.rr.com

Queller, David & Penny

6619 Indian Garden

Petoskey, MI 49770

Cell ● (404) 788-8515

Spouse Cell ● (404) 788-6360

daqueller@gmail.com

pennyqueller@gmail.com

Rae, Richard & Nancy

Harborview Ridge

4096 Harborview Ridge Drive

Bay Harbor, MI 49770

2672 Shorebrook Court Rochester Hills, MI 48306

Bay Harbor ● (231) 439-9552

Home Phone ● (248) 608-1985

Cell ● (248) 760-2622

Spouse Cell ● (248) 760-2626

richrae@comcast.net narae@comcast.net

Raines, Sandy & Rodney Miller

The Cliffs

3320 Cliffs Drive

Bay Harbor, MI 49770

7810 Ackerly Loop

New Albany, OH 43054

Cell ● (614) 402-1234

Spouse Cell ● (937) 271-5764

sandy@therainesgroup.com rod.vaporhaus3@gmail.com

Ramer, James & Jane

349 Glenn Drive

Harbor Springs, MI 49740

Cell ● (231) 881-4022

jramer@ramermoore.com

Boat Name ● Chance

Ray, Matthew & Cassandra

Miles Ray, Marlowe Ray

Shores

1221 Shores Drive

Bay Harbor, MI 49770

1843 N. Mohawk Street

Chicago, IL 60614

Cell ● (312) 533-0645

Spouse Cell ● (312) 533-0211

mray@pppllc.com caseyray333@gmail.com

Recchia, Robert & Cristina Lakeshore Village

3380 Village Harbor Drive

Bay Harbor, MI 49770

602 Riverside Drive Birmingham, MI 48009

Spouse Cell ● (248) 943-1313 bobrecchia56@gmail.com cristinamrecchia@gmail.com

Reed, Russ & Karen

Harborview Ridge

4048 Harborview Ridge Dr. Bay Harbor, MI 49770

23650 Via Viento, Unit 704 Bonita Springs, FL 34134

Cell ● (616) 550-5755

Spouse Cell ● (616) 550-0365

russreed007@gmail.com wackyksr@gmail.com

Rellinger, Brad & Emily

Vivian Rellinger, Fiona Rellinger

949 Country Lane

Petoskey, MI 49770

Cell ● (231) 838-6055

Spouse Cell ● (248) 877-6776

bradjrellinger@gmail.com emilyheck59@yahoo.com

MEMBERSHIP DIRECTORY

Richard, Amanda & Jeff

Lawson Richard, Bennett Richard, Savannah Richard

Harbor Homes

850 Vista Drive Bay Harbor, MI 49770

2501 South Dundee Street Tampa, FL 33629

Cell ● (214) 562-1315 amandamrichard71@gmail.com jeffreyorichard@yahoo.com

Riehl, James Jr. & Janet Harborview Ridge

4124 Harborview Ridge Drive Bay Harbor, MI 49770

49446 Goulette Pointe New Baltimore, MI 48047

Cell ● (586) 634-2408

Spouse Cell ● (586) 634-1256 jr@friendlyag.com jriehl10@hotmail.com

Boat Name ● Eagle One

Riehl, Jim III & Brittany

J. R. Riehl, Lawdon Riehl, Lancaster Riehl, Brohlen Riehl

Lakeshore Village

3385 Village Harbor Drive Bay Harbor, MI 49770

371 Lake Shore

Grosse Pointe Farms, MI 48236

Cell ● (586) 634-9294

Spouse Cell ● (248) 330-8875 jriehl3@friendlyautogroup.com brittlaurenr@gmail.com

Riehl, Robert Jr. & Tammy Woods Cottages

6766 Cottage Court Bay Harbor, MI 49770

2878 Sunset Circle Metamora, MI 48455

Cell ● (586) 634-5454

Spouse Cell ● (586) 634-5495 briehl@friendlyautogroup.com triehl@comcast.net

Riemer, Paul & Claudia

The Cliffs

3272 Cliffs Drive Bay Harbor, MI 49770

6487 Enclave Drive Clarkston, MI 48348

Bay Harbor ● (231) 487-0886

Home Phone ● (248) 370-0486

Cell ● (248) 891-4798

Spouse Cell ● (248) 891-9815 4paulriemer@gmail.com

Ring, Michael & Anne Marie

John Ring, Luke Ring

12430 King Road

Roswell, GA 30075

Cell ● (678) 699-4940

Spouse Cell ● (404) 788-4178 ringm@ringfirm.com amring@ringfirm.com

Riopelle, Chris & Sarah

Catherine Riopelle

2455 South Jackson Street Denver, CO 80210

Cell ● (720) 244-3363

Spouse Cell ● (303) 653-6003 cjriopelle@gmail.com sarah.e.riopelle@gmail.com

Ritchie, Rebecca & Daniel

222 W. Erie, Apt. 2101 Chicago, IL 60654

Cell ● (847) 778-9456

Spouse Cell ● (773) 251-6128 rritchie99@gmail.com dab.blumen@gmail.com

Ritchie, Stephen & Miriam

Shores

1241 Shores Drive Bay Harbor, MI 49770

884 Bluff Street Glencoe, IL 60022

Bay Harbor ● (231) 439-0718

Home Phone ● (847) 242-9456

Cell ● (312) 391-4310

Spouse Cell ● (847) 721-9456 sritchie985@gmail.com mritchie99@gmail.com

Ritter, Joseph & Kimberly

Stella Ritter, Pauline Ritter

2929 Eagle Estates Cir S Clearwater, FL 33761

Cell ● (727) 643-3545

Spouse Cell ● (407) 489-9312

jritter@seminolefinancialservices.com ritterkc@gmail.com

Robertson, Michael & Robin

Woods

1170 Aspen Way

Bay Harbor, MI 49770

1455 Via Verdi Dr. Palm Harbor, FL 34683

Home Phone ● (727) 224-1954

mrob0653@gmail.com rdevito@tampabay.rr.com

Rogerson, Craig & Irene

Shores

4600 Shores Drive

Bay Harbor, MI 49770

605 S Gulfstream Ave, #13 Sarasota, FL 34236

Home Phone ● (215) 272-3619

Spouse Cell ● (215) 272-3619

craig.rogerson704@yahoo.com irene.chan1201@yahoo.com

Romant, Andrew & Kathleen

Jackson Romant, Caroline Romant

851 Westchester Way

Birmingham, MI 48009

Cell ● (248) 765-4790

Spouse Cell ● (248) 765-4276 andrewromant@gmail.com katie.romant@gmail.com

Romisher, Laura & Michael

Abigail Romisher, Riley Romisher

The Cliffs

3644 Cliffs Drive

Bay Harbor, MI 49770

2332 Hastings Avenue Evanston, IL 60201

Bay Harbor ● (231) 348-8103

Cell ● (847) 224-9084

Spouse Cell ● (847) 207-9475

lauraromisher@gmail.com

michaelromisher@gmail.com

Roscia, Ryan

867 Beach Road

Harbor Springs, MI 49740

Ocean Reef Club

Key Largo, FL 33037

Cell ● (810) 602-0720

ryanroscia@gmail.com

Boat Name ● Big Up

Rose, William & Della

The Cliffs

3216 Cliffs Dr. Bay Harbor, MI 49770

515 Shell Beach Drive

Lake Charles, LA 70601

Cell ● (337) 263-6700

Spouse Cell ● (337) 540-2425

webillyrose@aol.com

dellbel@aol.com

Roskam, Robert & Elysa

Coastal Ridge

5132 Coastal Drive

Bay Harbor, MI 49770

19700 Beach Road, PH North Jupiter, FL 33469

Spouse Cell ● (561) 262-0712

roskamfl@gmail.com

elysaroskam@gmail.com

Boat Name ● Pilgrim

Rovazzini, Hannah & Austin

Saber Rose Rovazzini, Selah Rovazzini

4150 Peninsula Drive Bay Harbor, MI 49770

2339 11th St. Encinitas, CA 92024-6604

Cell ● (858) 449-8986

Spouse Cell ● (858) 922-0328

hannah.rovazzini@gmail.com arovazzini@mannadevelopment.com

Rudman, Dr.Kenneth & Leora

The Cliffs

3448 Cliffs Drive Bay Harbor, MI 49770

3951 NW 58th Pl Boca Raton, FL 33496

Cell ● (517) 290-7369

Spouse Cell ● (586) 663-0806

kennethrudman@gmail.com lbldoc@hotmail.com

Runion, Joshua

Jordyn Runion, Taylor Runion

200 Sunset Ave

Petoskey, MI 49770

Cell ● (512) 422-8448 jrunion@grellc.com

Sabatino, Thomas & Joan

The Peninsula

4190 Peninsula Drive Bay Harbor, MI 49770

1189 Ponte Vedra Blvd

Ponte Vedra Beach, FL 32082

Cell ● (312) 213-5973

Spouse Cell ● (239) 571-7803 tjsabatino@gmail.com joantsabatino@aol.com

Boat Name ● Almost There

Saber, Graham & Gabriella 2361 Cambridge Ave. Cardiff by the Sea, CA 92007

Home Phone ● (248) 347-3050

Cell ● (858) 449-8985 sabergraham@gmail.com

Saber, Paul & Dianne

The Peninsula

4150 Peninsula Drive Bay Harbor, MI 49770

Cell ● (858) 775-9813

Spouse Cell ● (858) 775-9823

psaber@mannadevelopment.com dearsab@aol.com

Salanty, James & Stacy

Grant Salanty

Quarry View

6337 Quarry View Dr Bay Harbor, MI 49770

Cell ● (847) 668-8277

Spouse Cell ● (847) 217-5499

j.salanty@comcast.net

salanjr@comcast.net

Boat Name ● Slackin Off

Samani, Dr.John & Miriam

Jj Samani

2739 Turtle Lake Drive

Bloomfield Hills, MI 48302

Cell ● (248) 444-2452

Spouse Cell ● (248) 444-2453

jsamani@comcast.net

Sanford, Timothy & Martha Wildwinds

5034 Wildwinds Bay Harbor, MI 49770

5379 Coral Ridge Drive

Grand Blanc, MI 48439

Home Phone ● (810) 695-1244

Cell ● (810) 278-0648

Spouse Cell ● (810) 429-5687

timsanford20@yahoo.com msanford@millerapple.com

Sanford, Will & Laura

335 Blunk St. Plymouth, MI 48170-1101

Cell ● (810) 287-7961

Spouse Cell ● (763) 587-1911

willcsanford@gmail.com laurahsanford@gmail.com

Santurbane, Vincent & Jennifer

830 Crooked Tree Drive

Petoskey, MI 49770

Cell ● (231) 838-1017

Spouse Cell ● (231) 838-2035

vincent@santurbane.com

jenny@santurbane.com

Sapiente, John & Sunny Harborview Ridge

4036 Harborview Ridge Bay Harbor, MI 49770

8477 Bay Colony Drive, #401 Naples, FL 34108

Cell ● (847) 334-7500

Spouse Cell ● (239) 398-3591

jssapiente@gmail.com

sunnysapiente@gmail.com

Sappington, Michael & Tina

Olivia Sappington

1280 N Cranbrook Rd

Bloomfield Hills, MI 48304

Home Phone ● (248) 642-6221

Cell ● (248) 705-4442

michael_sappington@hotmail.com

tina_sappington@hotmail.com

Sappington, Owen

1280 N Cranbrook Rd

Bloomfield Hills, MI 48301-2306

Home Phone ● (248) 642-6221

Cell ● (248) 766-4086

osappington@gmail.com

Saville, Greg & Jennifer

Henry Saville, Mara Saville, Hollis Saville, Dean Saville, Max Saville

212 Coral Lane

Palm Beach, FL 33480

Cell ● (703) 795-1628

Spouse Cell ● (703) 966-6768

gregorypsaville@gmail.com

jennsaville@gmail.com

Sbordon, William The BLuffs

962 Bluffs Court

Bay Harbor, MI 49770

2123 Daintree

West Bloomfield, MI 48323

Home Phone ● (248) 855-3976

Cell ● (313) 408-5709

sbordon@sbcglobal.net

Scarfone, Grace

386 Provencal Rd. Grosse Pointe Farms, MI 48236

Cell ● (313) 806-2337

scarfone@umich.edu

Scarfone, Kris & Bill

Rocco Scarfone

Preserve South

7138 Preserve Drive South Bay Harbor, MI 49770

386 Provencal Rd. Grosse Pointe Farms, MI 48236

Cell ● (313) 919-8139

Spouse Cell ● (313) 806-3548

krisscarfone@comcast.net

bscarfone@comcast.net

Scarfone, William Jr. 19 Everett St., Apt. 34

Cambridge, MA '02138

Cell ● (313) 910-2038

wscarfone@jd23.law.harvard.edu

MEMBERSHIP DIRECTORY

Scheurer, Josh & Marcy

Harper Scheurer, Ada Scheurer, Breslynn

Scheurer

7082 Cedar Ridge Dr. Portland, MI 48875

Cell ● (517) 712-2833

Spouse Cell ● (517) 712-8596 scheu1jf@gmail.com hatfie30@gmail.com

Schierbeek, Elizabeth

602 Lakeside Court, Unit 3 Bay Harbor, MI 49770

1012 Santa Cruz Dr. SE Grand Rapids, MI 49506

Cell ● (616) 551-6523 schierbeekbiz@gmail.com

Schierbeek, Nicholas & Mallory

4150 Buttrick Ave. SE Grand Rapids, MI 49301

Cell ● (616) 551-6521

Spouse Cell ● (616) 780-8884 naschierbeek@gmail.com malloryschierbeek@gmail.com

Schierbeek, Robert & Mary Jo

Elizabeth Schierbeek

The Cliffs

602 Lakeside Court, Unit 3 Bay Harbor, MI 49770

3028 Manhattan Lane SE East Grand Rapids, MI 49506

Cell ● (616) 340-9849

Spouse Cell ● (616) 340-0803 roberts@rdvcorp.com mjo40@comcast.net

Schneider, Dennis & Kathy

The Cliffs

3700 Cliffs Drive Bay Harbor, MI 49770

59 Conjo Circle Palm Desert, CA 92260

Cell ● (248) 210-0619

Spouse Cell ● (248) 302-8999 dschnei2020@gmail.com kschnei2020@gmail.com

Boat Name ● Papa D

Schott, Michael & Lauren

Beck Schott, Graham Schott Hills Cottages

6069 Hills Cottage Court Bay Harbor, MI 49770

1884 Madison Road Cincinnati, OH 45206

Cell ● (614) 395-1335

Spouse Cell ● (614) 264-1546

schottmw@gmail.com schott.laurena@gmail.com

Schott, Stephen & Dora

Frances Schott, Stephen Schott

Lakeshore Village

3270 Village Harbor Drive

Bay Harbor, MI 49770

1116 88th street surfside , FL 33154

Cell ● (786) 390-8721

schtt1@aol.com explora75@aol.com

Schrepferman, Dr.Christopher & Rachel

Thomas Schrepferman

The Cliffs

3540 Cliffs Drive

Bay Harbor, MI 49770

3729 Fairway Lane

Louisville, KY 40207

Cell ● (502) 314-9494

Spouse Cell ● (502) 314-9498 rachelshep3729@gmail.com

Schrepferman, John

3540 Cliffs Drive

Bay Harbor, MI 49770

1956 W. Erie St., Unit 1E Chicago, IL 60622

Cell ● (502) 424-7826 jackshep3729@gmail.com

Schrepferman, Joseph & Jacob

3540 Cliffs Drive

Bay Harbor, MI 49770

3729 Fairway Lane

Louisville, KY 40207

Cell ● (502) 424-7835

Spouse Cell ● (270) 562-2312

joseph.a.shep@gmail.com jacobwilliamvan@gmail.com

Schubert, Chuck & Michele

Preserve South

7168 Preserve Drive South

Bay Harbor, MI 49770

975 Coldspring Drive Northville, MI 48167

Bay Harbor ● (231) 347-2276

Home Phone ● (248) 380-8434

Cell ● (248) 231-0462

Spouse Cell ● (248) 231-0620

cschubert@csasoftware.com

ml_schubert@yahoo.com

Boat Name ● Sea Note

Schuiling, William & Karen

8023 East Boulevard Drive

Alexandria, VA 22308

Home Phone ● (703) 660-9190

Cell ● (571) 309-0802

Spouse Cell ● (703) 209-9534

kmacschuiling@aol.com

Schweitzer, Paul & Kathy

Woods Cedars

1191 Cedar Lane

Bay Harbor, MI 49770

Cell ● (313) 549-1000

Spouse Cell ● (586) 291-5000

paulschweitzer1@gmail.com

kathyschweitzer1@gmail.com

Schwier, Priscilla

4144 Harborview Ridge Drive

Bay Harbor, MI 49770

10583 Cardiff Road Perrysburg, OH 43551

Home Phone ● (419) 661-1978 plschwier@icloud.com

Scinta, Blake & Kary

James Scinta, Claire Scinta 2811 Woods Club Rd. Louisville, KY 40242

Cell ● (502) 403-5501

Spouse Cell ● (502) 889-6890 blake.scinta@yahoo.com kary.scinta@gmail.com

Scinta, David & Beth

Harborview Ridge

4156 Harborview Ridge Drive Bay Harbor, MI 49770

3519 Winterberry Circle Louisville, KY 40207

Home Phone ● (502) 897-6589

Cell ● (502) 551-4198

Spouse Cell ● (502) 262-3720

davidscinta@airportdistribution.com bescinta@gmail.com

Boat Name ● Scin Full

Scinta, Elizabeth

410 Mockingbird Valley Drive #17 Louisville, KY 40207

Cell ● (502) 551-3175 elscinta99@gmail.com

.

Scott, Alan & Jodi

Quarry View

6349 Quarry View Dr. Bay Harbor, MI 49770

5655 E. Mistic Bay Blvd. Marblehead, OH 43440

Cell ● (216) 536-2435

Spouse Cell ● (440) 759-3870

ascottassets@gmail.com jcscott1150@roadrunner.com

Boat Name ● Serenity

Seck, John & Laura

The Cliffs

3240 Cliffs Drive Bay Harbor, MI 49770

19355 Cypress Ridge Terrace Unit 509 Leesburg, VA 20176

Bay Harbor ● (703) 297-2002

Home Phone ● (703) 297-2002

Cell ● (703) 297-2002 thesecks@verizon.net

Seiler, Jonathan & Autumn

Isabella Seiler, Olivia Seiler, Savannah Seiler

Lakeshore Village

3335 Village Harbor Drive Bay Harbor, MI 49770

502 Lakeshore Cir

Lago Vista, TX 78645

Cell ● (832) 428-2998

Spouse Cell ● (832) 752-1177

jonathan_seiler@hotmail.com autumn@ikidsinc.com

Seklar, Chase

3556 Cliffs Drive Bay Harbor, MI 49770

411 South Old Woodward Ave. Birmingham, MI 48009 wcseklar@gmail.com

Seklar, Parker

3556 Cliffs Drive Bay Harbor, MI 49770

411 N. Glengarry Road Bloomfield Hills, MI 48301

Cell ● (248) 925-8772 parkerseklar@yahoo.com

Seklar, William & Susan

The Cliffs

3556 Cliffs Drive Bay Harbor, MI 49770

411 South Old Woodward Ave. Birmingham, MI 48009

Cell ● (248) 835-3551

Spouse Cell ● (248) 379-8055 wseklar@gmail.com sseklar@comcast.net

Selvala, Richard Jr. & Kristin

The Bluffs

852 Bluffs Court

Bay Harbor, MI 49770

90 Country Club Road

New Canaan, CT '06840

Cell ● (203) 803-7222

Spouse Cell ● (203) 856-5691

rselvala@gmail.com

kristinselvala@icloud.com

Shaevsky, Tom & Marlo

Benny Shaevsky, Harry Shaevsky

12558 Weislik Court

Charlevoix, MI 49720

4450 Stonegate Court

West Bloomfield, MI 48323

Cell ● (248) 470-0737

tshaevsky@aol.com

marlo01@aol.com

Shellenberger, Richard & Brenda

85 S. Arch Bay Drive

Ann Arbor, MI 48108

Cell ● (734) 945-2018

Spouse Cell ● (734) 945-2018

bshellenberger@comcast.net

bshellenberger@comcast.net

Shenkan, Kim & Richard

Jack Shenkan, Kate Shenkan

Coastal Woods

843 Crooked Tree Drive, Unit 709 Petoskey, MI 49770

6550 Lakeshore St. West Bloomfield, MI 48323

Cell ● (248) 431-0662

Spouse Cell ● (412) 716-5800

kshenkan@gmail.com

rshenkan@shenkanlaw.com

Sheppard, Jerome & Josephine

The Cliffs

3580 Cliffs Drive

Bay Harbor, MI 49770

180 Pierce, Unit 400 Birmingham, MI 48009

2153 Canna Way Naples, FL 34105

Cell ● (248) 910-6045

Spouse Cell ● (248) 470-5035

jwsheppard@epitec.com

jpsheppard@epitec.com

Sherban, Michael & Meg

Emma Sherban, Matt Sherban

Vistas

331 Balthazar Cir

Avon Lake, OH 44012

Cell ● (440) 570-1033

Spouse Cell ● (440) 570-1034

msherban23@gmail.com megsherban@gmail.com

Sherman, Robert & Kimberly The Cliffs

3636 Cliffs Drive

Bay Harbor, MI 49770

Cell ● (216) 536-8686

Spouse Cell ● (216) 389-5671 robertlsherman1@gmail.com lordandlord@sbcglobal.net

Shermeta, Andrew & Kristen Marlowe Shermeta, Sloane Shermeta

2812 West Woodbridge Muncie, IN 47304

Cell ● (765) 717-9298

Spouse Cell ● (765) 717-3304 drewshermeta@gmail.com kristenmccauliff@gmail.com

Short, Anna

3870 Peninsula Drive Bay Harbor, MI 49770

11 West Grove Ct Freeland, MI 48623

Cell ● (989) 293-9671 annabryn@gmail.com

Short, Gary & Denise The Peninsula

3870 Peninsula Drive Bay Harbor, MI 49770

11 West Grove Court Freeland, MI 48623

Bay Harbor ● (231) 439-9558

Cell ● (989) 239-1243

Spouse Cell ● (989) 482-5750

gshort@gototransport.com denisewebbshort@gmail.com

Short, Gary III 1228 Ruffner Ave. Birmingham, MI 48009

Cell ● (989) 529-5389

g3@gototransport.com

Silva, Paul & Jennie

JP Silva, Ella Silva

123 Lakeshore Rd. Grosse Pointe Farms, MI 48236

Cell ● (248) 705-5969

Spouse Cell ● (313) 510-0134

hihosilva1@aol.com

jennie@spmliving.com

Boat Name ● HiHoSilva

MEMBERSHIP DIRECTORY

Sinacola, Joseph & Alisha

Sophia Sinacola

4955 Wedgewood Lane

Dallas, TX 75220

Cell ● (214) 577-2147

Spouse Cell ● (214) 577-2142

jpsinacola@mariosinacola.com cookicola@sbcglobal.net

Skogen, Kristian & Dana

Scout Kane

Village Beach

3770 N. Beach Street Bay Harbor, MI 49770

11838 N. 118th St. Scottsdale, AZ 85259

Cell ● (616) 443-7441

Spouse Cell ● (312) 550-9800

kskogen@advisacare.com dana@interiorspacesaz.com

Slavsky, Jay & Carol

The Preserve

7344 Preserve Drive N Bay Harbor, MI 49770

605 NW Winters Creek Road Palm City, FL 34990

Cell ● (248) 891-7800

Spouse Cell ● (248) 568-5087 jay.slavsky@gmail.com carol.slavsky@gmail.com

Slotka, Matthew & Lindsay

Olivia Slotka, Sophia Slotka

Quarry View Court 6247 Quarry View Drive Bay Harbor, MI 49770

4676 Wind Ridge Ct. Rochester, MI 48306

Cell ● (248) 421-3429

Spouse Cell ● (248) 770-0557 mslotka@yahoo.com akersl2001@yahoo.com

Small, Aeron & Arielle

205 Church St, Apt 10P New Haven, CT '06510

Home Phone ● (847) 266-7608

Cell ● (847) 702-7625

aeron.small@gmail.com

Small, Ariel & Rachel 3411 P. St. NW Washington, DC 20007-2706

Cell ● (847) 899-4504

Spouse Cell ● (732) 575-7307 ajs2765@yahoo.com rachel.small07@gmail.com

Small, David & Robin

The Peninsula

4030 Peninsula Drive

Bay Harbor, MI 49770

3680 Fort Charles Dr Naples, FL 34102

Bay Harbor ● (231) 487-0801

Home Phone ● (847) 266-7608

Cell ● (847) 609-5637

Spouse Cell ● (847) 502-1278 dbs@north-star-capital.com momsupreme5@gmail.com

Boat Name ● Small Buoys

Small, Elie

11750 Wilshire Blvd., Apt 507 Los Angeles, CA 90025-6984

Cell ● (847) 890-5634 eliebenjaminsmall@gmail.com

Smith, Alfred & Joan

Woods Cottages

6746 Cottage Court Bay Harbor, MI 49770

Cell ● (717) 487-0687

Spouse Cell ● (717) 487-5975

kingsfordsmithal@gmail.com kovacevichjoan@gmail.com

Smith, Linnell & Bill Kulczycki

The Cliffs

3520 Cliffs Drive

Bay Harbor, MI 84060

linnellsmith@gmail.com

billkulczycki@gmail.com

Smith, Marty & Tracy Park Harbor Homes

900 Vista Dr Bay Harbor, MI 49770

9139 Shinnecock Dr Port St Lucie, FL 34987

Cell ● (619) 990-9800

Spouse Cell ● (760) 802-0021

marty@rmsventures.net tracy@rmsventures.net

Smith, Scott & Sharon

Yacht Dock

7605 Oyster Bay Drive

Charlevoix, MI 49720

Cell ● (615) 243-9510

Spouse Cell ● (615) 473-6060

scott.smith7605@gmail.com

sharon.smithmimi@gmail.com

Boat Name ● El Cazador

Smith, Thomas & Sharon

Yacht Dock

656 Solana Ct

Marco Island, FL 34145

Cell ● (734) 657-6420

Spouse Cell ● (734) 972-6420

tsmith@pwfourstar.com

ssmith@pwfourstar.com

Boat Name ● So Blessed

Smith, W. Sid & Judy

Yacht Dock

5016 Lake Grove Road

Petoskey, MI 49770

730 East Blue Grass Road

Mt. Pleasant, MI 48858

Summer Home ● (231) 347-7659

Home Phone ● (989) 775-0242

Spouse Cell ● (989) 615-4392

wsidneysmith@smith-equities.com jfs@frenchsmith.net

Snider, Mike & Dana

Paige Snider

Coastal Ridge

5222 Coastal Ridge Drive Bay Harbor, MI 49770

16768 Wrightwood Terrace Dr. Traverse City, MI 49686

12 Vue Cove Dr. The Woodlands, TX 77380

Cell ● (281) 705-2166

Spouse Cell ● (832) 217-4087

msnider@lgihomes.com dmmcp99@yahoo.com

Boat Name ● Unwavering

Snover, Mark & Nicole

Preserve South

4505 Cherokee Lane

Bloomfield Hills, MI 48301

Cell ● (248) 388-7010

Spouse Cell ● (248) 830-6603

nicolesnover@comcast.net nicolesnover@comcast.net

Sparks, Nancy & Tim

07525 Oyster Bay Drive

Charlevoix, MI 49720

2145 Luray Avenue Unit PHN Cincinnati, OH 45206

Summer Home ● (231) 547-1779

Cell ● (513) 607-5119

Spouse Cell ● (513) 615-8599

nancysparks522@aol.com tsparks11@aol.com

Spillane, Lawrence & Stephanie

Harbor Homes

910 Vista Drive

Bay Harbor, MI 49770

7514 Florentina Way Naples, FL 34113

Cell ● (248) 207-1245

Spouse Cell ● (248) 207-1244

larryspillane@gmail.com stephspillane@aol.com

Boat Name ● Erinn Go Blue Sprotte, Robert & Sherry Woods Cottages

6736 Cottage Court Bay Harbor, MI 49770

1083 Balsam Hill Avenue SE Grand Rapids, MI 49546

Bay Harbor ● (231) 487-1449

Home Phone ● (616) 942-7862

Cell ● (616) 822-6943

Spouse Cell ● (616) 822-6944 bob@sprotte.com sherry@sprotte.com

Stallkamp, Gregory & Meaghan

Nora Stallkamp, Henry Stallkamp

6864 Preserve Drive North Bay Harbor, MI 49770

852 W. Chalmers Pl. Chicago, IL 60614

Bay Harbor ● (231) 348-8182

Cell ● (202) 368-0440

Spouse Cell ● (708) 220-8832

gstallkamp@yahoo.com daly.meg@gmail.com

Stallkamp, Thomas & Ann Preserve

6864 Preserve Dr N Bay Harbor, MI 49770

1112 Dormie Drive Naples, FL 34108

Bay Harbor ● (231) 348-8182

Winter Home ● (239) 596-7713 tomstallkamp@comcast.net annstall@comcast.net

Stallkamp, Timothy & Bridget

Adelaide Stallkamp, Agnes Stallkamp 1153 W. Drummond Chicago, IL 60614

Home Phone ● (248) 646-1219

Cell ● (312) 286-0603 tstallkamp@conwaymackenzie.com

Stanton, Isabel

2300 N. Lincoln Park West, Apt. 603 Chicago, IL 60614

Cell ● (248) 804-1822 isabel.k.stanton@gmail.com

Stanton, Jeffrey & Trisha

Eli Stanton, Stella Stanton Harborview Ridge

4140 Harborview Ridge Drive Bay Harbor, MI 49770

572 Chester Street Birmingham, MI 48009

Cell ● (248) 459-0003

Spouse Cell ● (248) 459-9777 jeffstanton12@gmail.com trishastanton1@gmail.com

Stein, William & Sharon Preserve

7404 Preserve Drive North Bay Harbor, MI 49770

3888 Gordon Drive Naples, FL 34102

Cell ● (917) 502-0915

Spouse Cell ● (914) 924-3780 billstein1962@gmail.com slstein@me.com

Stinson, Keith & Kristi Preserve

6984 Preserve Drive N. Bay Harbor, MI 49770

1389 Westboro Road Birmingham, MI 48009

Bay Harbor ● (231) 487-1476

Cell ● (248) 760-4303

Spouse Cell ● (248) 229-5328 kstinson@cfstinson.com krististinson@mac.com

Stover, Hi & Sharon

4566 Indian Garden Rd. Petoskey, MI 49770

Cell ● (231) 758-0302

Spouse Cell ● (231) 881-3898 stover.hi@gmail.com stover.sr04@gmail.com

Strawn, Joe Jr. & Arlene Lakeshore Village

3250 Village Harbor Drive Bay Harbor, MI 49770

Bay Harbor ● (231) 348-8348

Cell ● (214) 250-4551

joestrawn@gmail.com ahstrawn@gmail.com

Boat Name ● Arla G

Sutter, Marty & Lisa

329 East Bay Street

Harbor Springs, MI 49740

4026 Windswept Drive

Montgomery, TX 77356

Home Phone ● (231) 526-4247

Winter Home ● (936) 448-6289

Cell ● (231) 313-5959

Spouse Cell ● (713) 857-7492

msutter@ewhealthcare.com

lwsutter@aol.com

Boat Name ● Canim

Sutton, Kermit & Jenny

4 Thistle Downs

Charlevoix, MI 49720

4101 Cutlass Lane

Naples, FL 34102

Summer Home ● (231) 437-3349

Cell ● (239) 850-7807

Spouse Cell ● (239) 850-7802

kermit@suttonco.org jennywren@suttonco.org

Boat Name ● Wren

Swaninger, Thomas & Ronda

The Cliffs

16048 Pine Bluff Court Fenton, MI 48430

Cell ● (313) 330-2606

Spouse Cell ● (810) 471-0442

tom.cfsinc@gmail.com windancer09@hotmail.com

Switow, Katie & Andrew

7220 Wolf Pen Branch Road Prospect, KY 40059

Home Phone ● (502) 292-2012

Cell ● (502) 644-9918

Spouse Cell ● (615) 972-3715

katie.switow@gmail.com andvernon22@gmail.com

Switow, Mark & Tammy

The Cliffs

3512 Cliffs Drive

Bay Harbor, MI 49770

7220 Wolf Pen Branch Road Prospect, KY 40059

Bay Harbor ● (231) 622-4869

Home Phone ● (502) 292-2012

Cell ● (502) 819-4476

Spouse Cell ● (502) 819-7220 switowmark@hotmail.com pianotam@twc.com

MEMBERSHIP DIRECTORY

Szott, Thomas & Trina

Harborview Ridge

4032 Harborview Ridge Drive Bay Harbor, MI 49770

26160 Mandalay Circle Novi, MI 48374

Cell ● (248) 467-0428

Spouse Cell ● (248) 467-7652

zotyot@gmail.com trinaszott@gmail.com

Boat Name ● Zot Yot

Takriti, Mones & Rasha The Cliffs

3368 Cliffs Drive Bay Harbor , MI 49770

10951 Gulf Shore Dr Apt 302 Naples, FL 34108

Cell ● (248) 630-6511

Spouse Cell ● (248) 630-6512 takritim@gmail.com rtakriti12@gmail.com

Tallerico, Jon & Jeannie Woods

6618 Hemlock Court Bay Harbor, MI 49770

806 Michaux Lane

Grosse Pointe Shores, MI 48236

Cell ● (586) 596-4177

Spouse Cell ● (313) 320-4916 jack_tallerico@ajg.com jpt474747@aol.com

Tallerico, Jon Peter Jr. & Lynsey 571 Washington Road Grosse Pointe, MI 48230

Cell ● (313) 530-1241

Spouse Cell ● (586) 202-1321

jptallerico@gmail.com paganesl@gmail.com

Teglia, Dean & Karin

Eleanor Teglia, Karilyn Teglia

Coastal Cliffs

5874 Coastal Cliffs Bay Harbor, MI 49770

24 Dockside Lane

Key Largo, FL 33037

Cell ● (773) 255-2287

Spouse Cell ● (630) 842-0059 deanteglia@me.com karinteglia@me.com

Thatcher, Matthew & Meghan

Jace Danielewicz, Lyla Danielewicz

19475 Argyle Crescent Detroit, MI 48203

Cell ● (414) 305-7445

Spouse Cell ● (248) 854-2086 matt@walloonwatershed.com meghan@walloonwatershed.com

Thomas, Scott & Denell

T.j. Thomas

P.O. Box 2660

Oklahoma City, OK 73101

Cell ● (405) 627-9612

Spouse Cell ● (405) 844-7393

scott@thomasfamilyus.com sndthomas@hotmail.com

Boat Name ● Family Office

Thornbladh, Robert & Tina Pagnucco

Vistas

4500 Vista Dr Bay Harbor , MI 49770

Cell ● (734) 604-3869

Spouse Cell ● (734) 646-7756

rthornbladh@yahoo.com pagnuccotina@gmail.com

Thornton, Peter Sr. & Marijane Harborview Ridge

4024 Harborview Ridge Drive

Bay Harbor, MI 49770

31 East Snapper Point Drive

Key Largo, FL 33037

Bay Harbor ● (231) 622-8689

peterfthornton@me.com mjthornton@sbcglobal.net

Boat Name ● Whitehawk/Seahawk

Toland, Halli

3516 Cliffs Drive

Bay Harbor, MI 49770

3248 Deep Water Lane Maumee, OH 43537

Cell ● (419) 349-2195

htoland22@gmail.com

Toland, J. R. & Beth The Cliffs

3516 Cliffs Drive

Bay Harbor, MI 49770

3248 Deep Water Lane

Maumee, OH 43537

Cell ● (419) 340-8602

Spouse Cell ● (419) 349-1632

jrtoland22@gmail.com

btoland12@gmail.com

Toland, Scott

3248 Deep Water Lane

Maumee, OH 43537

Cell ● (419) 349-3750 scott.toland27@gmail.com

Tomina, Brian & Jennifer

Georgia Tomina, Stella Tomina, Brian Tomina

4783 Quarton Road

Bloomfield Township, MI 48301

Cell ● (248) 755-7180

Spouse Cell ● (248) 379-0183

btomina@gmail.com

jperayef@gmail.com

Boat Name ● SEA-E-O

Tomlinson, Steve & Ellen

Quarry View

6325 Quarry View Drive

Bay Harbor, MI 49770

1605 Bowie Ct. Allen, TX 75013

Cell ● (214) 923-2907

Spouse Cell ● (214) 566-4935

strt66@gmail.com

ellentomlinson73@gmail.com

Tong, Dr.Doris & Teck

Lakeshore Village

3260 Village Harbor Drive

Bay Harbor, MI 49770

25600 Meadowdale Franklin, MI 48025

Home Phone ● (248) 538-9065

Cell ● (249) 763-2380

Spouse Cell ● (248) 763-1819

doristongsoo1988@gmail.com

tecksoo1987@gmail.com

Boat Name ● Against the Wind

Toothaker, Brad & Katie

Wyatt Toothaker, Stella Toothaker

1001 Linwood Lane

Petoskey, MI 49770

Cell ● (574) 340-3333

Spouse Cell ● (574) 220-8474

bradtoothaker@gmail.com ktoothaker@tangodesign.co

Toth, Marc & Cindy

Yacht Dock

4300 Vista Drive

Bay Harbor, MI 49770

2781 E. Plaza Encantada Tucson, AZ 85718

Cell ● (313) 363-2984

Spouse Cell ● (520) 647-1159

marcstoth@gmail.com encantadadesignsaz@gmail.com

Boat Name ● Encantada

Transou, Robert III & Laurie

15588 Crystal Downs E. Northville, MI 48168

Cell ● (248) 219-0427

Spouse Cell ● (248) 722-0511 rlrmfocus@hotmail.com laurietransou@yahoo.com

Trerice, Byron III & Kimberly

Woods Cottages 6707 Cottage Court Bay Harbor, MI 49770

10083 Biscayne Bay Lane Naples, FL 34120

Cell ● (248) 877-9828

Spouse Cell ● (248) 622-0446 byron.trerice@comcast.net kimtrerice@comcast.net

Trotter, Dr.Bradley & Amanda

The Cliffs

3356 Cliffs Drive Bay Harbor, MI 49770

4385 Texas 236 Hwy Moody, TX 76557

Cell ● (254) 718-5943

Spouse Cell ● (254) 718-9187 brtrotter@sbcglobal.net artrotterdds@gmail.com

Trotter, Phil & Janet

The Cliffs

3360 Cliffs Drive Bay Harbor, MI 49770

1000 Uptown Park Boulevard, #121 Houston, TX 77056

Cell ● (713) 825-2945

Spouse Cell ● (713) 826-7358 ptrotter@veci.com jptrott@swbell.net

Tuschman, Chelsea Coastal Cliffs

6173 Coastal Cliffs Court Bay Harbor, MI 49770

Cell ● (773) 269-0145 chelsea.tuschman@gmail.com

Tuschman, Thomas & Paula Wildwinds

4876 Wildwinds Drive Bay Harbor, MI 49770

2549 Underhill Road Ottawa Hills, OH 43615

Bay Harbor ● (231) 439-0198

Home Phone ● (419) 531-7440

Cell ● (419) 304-4310

Spouse Cell ● (419) 345-5890 tetuschman@gmail.com pwt18@bex.net

Tyler, Kristi

4264 West St. Walloon Lake, MI 49796

814 Inkster Ave. Kalamazoo, MI 49008

Cell ● (269) 217-8844

tulipslittlepopup@gmail.com

Ungerleider, Howard & Elissa

Sophie Ungerleider

The Cliffs

3656 Cliffs Drive Bay Harbor, MI 49770

8171 Bay Colony Drive

Naples, FL 34108

Home Phone ● (989) 837-6714

Cell ● (310) 210-8109

Spouse Cell ● (713) 392-6790

hungerleider@gmail.com lisa.puremi@gmail.com

Boat Name ● Mazel

Uznis, Mary Ann

Lakeshore Village

3230 Village Harbor Drive Bay Harbor, MI 49770

1 Rose Terrace

Grosse Pointe Farms, MI 48236

710 Isle of Palms Drive Fort Lauderdale, FL 33301

Cell ● (313) 655-4648

ma@uznis.com

Boat Name ● Chief

Vacca, Joe & Nina

24600 Nottingham Drive Novi, MI 48374

Cell ● (248) 912-2129

Spouse Cell ● (810) 701-8237

joevacca13@gmail.com

ninalombardi2@gmail.com

Van Elslander, Kim & John

Thomas Campau

Preserve

6654 Preserve Drive Bay Harbor, MI 49770

11 Waverly Lane

Grosse Pointe Farms, MI 48236

Cell ● (734) 649-8932

Spouse Cell ● (313) 820-6262

kmvanelslander@gmail.com

jfrancis@detroit-disposal.com

Van Elslander, Mary Ann

4560 Shores Dr. Bay Harbor, MI 49770

267 Lakeshore Rd

Grosse Pointe Farms, MI 48236

dvan52@comcast.net

VanNest, Ryan & Lindsay

Kolton VanNest, Noah VanNest

Yacht Dock

10788 West Gull Lake Drive

Richland, MI 49083

Cell ● (616) 560-4139

Spouse Cell ● (248) 320-5243

ryanvannest@gmail.com

lbfritzer@gmail.com

Vaughn, James & Gina

Andrew Vaughn, Miriam Vaughn

The Cliffs

3508 Cliffs Drive

Bay Harbor, MI 49770

11 Whiting Ct. Moraga, CA 94556

Cell ● (773) 230-4782

Spouse Cell ● (925) 888-9816

jamesrvaughn@gmail.com durhamg96@yahoo.com

Veneklasen, Alan & Lynn

The Woods

1160 Aspen Way Bay Harbor, MI 49770

10 Mahogany Ln

Key Largo, FL 33037-3606

Cell ● (616) 821-3731

Spouse Cell ● (616) 821-3732

ajveneklasen@gmail.com lynn.veneklasen@yahoo.com

Boat Name ● Steelaway

Vidosh, Brittney & Don

Tripp Vidosh, Parker Vidosh 259 Harbor View Ln Petoskey, MI 49770

Cell ● (312) 485-6102

Spouse Cell ● (352) 804-0805

brittney@parkerjonesinteriors.com donestew3@gmail.com

Virkus, Bradley & Cari

Lakeshore Village

3290 Village Harbor Drive Bay Harbor, MI 49770

Cell ● (517) 974-1373

Spouse Cell ● (517) 775-0994

brad.virkus@plantemoran.com cgvirk326@yahoo.com

MEMBERSHIP DIRECTORY

Visconti, Dr.Matthew & Sandra

Preserve South

7228 Preserve Drive South Bay Harbor, MI 49770

80 SE River Lights Ct. Stuart, FL 34996

Cell ● (231) 675-8346

Spouse Cell ● (231) 330-5008

viscorad@gmail.com sviscont@me.com

Boat Name ● Aqua Santori

Visconti, Nicolas

7228 Preserve Drive South Bay Harbor, MI 49770

Home Phone ● ( )Cell ● (231) 881-4312 nickwvisconti@gmail.com

VomSteeg, Sloane

3333 Deposit Drive NE, Ste 300 Grand Rapids, MI 49546

Cell ● (616) 485-1375 svomsteeg@gmail.com

von Gruben, Robert & Mary Katherine

Harborview Ridge

4136 Harborview Ridge Drive Bay Harbor, MI 49770

12 Las Brisas Way Naples, FL 34108

Cell ● (901) 484-3020 bvongruben48@gmail.com kathievongruben@hotmail.com

Vredevelt, Tom & Charlene Tommy Vredevelt Yacht Dock

733 Bradford Farms Grand Rapids, MI 49525

Cell ● (616) 780-8767

Spouse Cell ● (616) 350-4870 tom@tevinc.com cvredevelt@att.net

Boat Name ● Southern Belle

Waldorf, Clayton

Willliam Waldorf, Charles Waldorf Yacht Dock

9734 West Gull Lake Dr. Richland, MI 49083

Cell ● (269) 217-1442 mac.waldorf@gmail.com

Boat Name ● Renaissance

Walker, Alice

6430 Quarry Ridge Drive Bay Harbor, MI 49770

700 Retreat Drive, Unit 201 Naples, FL 34110

Home Phone ● (239) 592-5651

Cell ● (231) 622-8411 alouisew1@aol.com

Walker, Robert Jr. & Michele Preserve

7434 Preserve Drive N. Bay Harbor, MI 49770

Bay Harbor ● (231) 487-9322

Cell ● (231) 838-7550

Spouse Cell ● (231) 838-8803

bob@rcwalker.com michele@mikeyma.com

Wallace, Richard & Lydia

Yacht Dock

860 Pleasant Street Birmingham, MI 48009

Cell ● (248) 463-0885

Spouse Cell ● (248) 709-2403 rwallace@ndindustries.com lydiagail@comcast.net

Warden, Marlene

Harborview Ridge

4016 Harborview Ridge Drive Bay Harbor, MI 49770

232 Mermaid's Bight

Naples, FL 34103

Home Phone ● (239) 775-4330 mwarden1130@aol.com

Waters, Michael & Flora

1405 Tracy Lane

Petoskey, MI 49770

Home Phone ● (231) 347-3511

Cell ● (734) 819-4893

Spouse Cell ● (734) 272-3692

aguaceros@yahoo.com

florawellness@yahoo.com

Weaver, Timothy & Kristin Harborside

1080 Vista Drive

Bay Harbor, MI 49770

9719 Klipstine Road

Versailles, OH 45380

Cell ● (937) 239-2293

Spouse Cell ● (937) 423-0538

t.weaver@weavereggs.com kweaver54@gmail.com

Weber, Donald & Kali

Zoie Weber, Skyla Weber

Village Beach

3780 N. Beach Street

Bay Harbor, MI 49770

Cell ● (810) 513-1964

Spouse Cell ● (810) 964-2119

dweber05@comcast.net

kaliweberx@gmail.com

Weglarz, Mark & Vanya

Olivia Weglarz, Nate Weglarz

Cliffs

3568 Cliffs Drive

Bay Harbor, MI 49770

2242 N. Orchard Street

Chicago, IL 60614

Cell ● (312) 545-4939

Spouse Cell ● (312) 593-7104

mark@weglarzco.com

vweglarz@me.com

Boat Name ● Saratoga

Weill, Michael & Kimberly

Quarry Bluffs

6480 Quarry Ridge Dr

Bay Harbor, MI 49770

1606 Nevada St Houston, TX 77006

Bay Harbor ● (231) 622-7777

Home Phone ● (713) 522-8546

Cell ● (832) 455-4345

Spouse Cell ● (832) 455-1128

maw807@gmail.com

kfweill@att.net

Weiser, Ronald & Barrie

The Peninsula

4110 Peninsula Drive

Bay Harbor, MI 49770

Cell ● (734) 646-9797

Spouse Cell ● (734) 239-4179

rweiser@mckinley.com

barriebender1@gmail.com

Welker, Sue

Harborview Ridge

4116 Harborview Ridge

Bay Harbor, MI 49770

5490 Woodfall Road

Clarkston , MI 48348

Cell ● (248) 505-7449

suzydj@aol.com

Wellings, Douglas & Stacy

58 N Waterview Dt Palm Coady, FL 32137

58 N Waterview Drive Palm Coast, MI 32137

Cell ● (386) 264-5961

Spouse Cell ● (734) 649-6989 dougwellings@gmail.com stacywellings@gmail.com

Wendt, Gregory & Kathryn Kevin Wendt

The Cliffs

3412 Cliffs Drive Bay Harbor, MI 49770

24435 Bellingham Drive Novi, MI 48374

Cell ● (248) 767-1834

Spouse Cell ● (248) 755-7187 gregmwendt@gmail.com kathyjwendt@gmail.com

Wentworth, William & Julie Harbor Homes

960 Vista Drive Bay Harbor, MI 49770

Cell ● (231) 881-6688

Spouse Cell ● (989) 350-0203 williamwentworth@yahoo.com jwentworth214@yahoo.com

Boat Name ● Ma Mari Wenzel, Todd & Tracy

Harborside

726 Croswell Ave East Grand Rapids, MI 49506 3 Pelican Drive Fort Lauderdale, FL 33301

Home Phone ● (616) 862-0220

Cell ● (616) 862-0220

Spouse Cell ● (616) 485-7677 twenzel@toddwenzel.com tracywenzel@ymail.com

Boat Name ● Sona Bella

Weymouth, Laurie & Mark Grant Weymouth Harbor Homes

880 Vista Drive Bay Harbor, MI 49770

2233 Orion Road Oakland, MI 48363

Cell ● (248) 736-0070

Spouse Cell ● (313) 909-9324 laurieweymouth@comcast.net markweymouth@phoenixeng.net

Weymouth, Paige 880 Vista Drive Bay Harbor, MI 49770

15835 Kirkshire Ave. BeverlyHills, MI 48025

Cell ● (248) 345-8945 paigeweymouth@comcast.net

White, Ridgway & Shannon

Isabella White, Samuel White 14091 Swanee Beach Dr. Fenton, MI 48430

Cell ● (810) 614-5980

Spouse Cell ● (810) 287-6668 rwhite@mott.org shannon@funarchitecture.com

Boat Name ● U.S.S. Peregrine

Whiteside, R. Dennis & Anne

Quarry Bluffs

6380 Quarry Ridge Drive Bay Harbor, MI 49770

Bay Harbor ● (231) 348-3722

Home Phone ● ( ) -

Cell ● (210) 275-7622

Spouse Cell ● (210) 296-4737 rdennis.whiteside@att.net awhiteside@sbcglobal.net

Wiebeck, Kris & Melissa

Caroline Wiebeck, Alexander Wiebeck

Preserve

7374 Preserve Drive N. Bay Harbor, MI 49770

5806 S. Gordon Ave. Tampa, FL 33611

Cell ● (813) 417-0456

Spouse Cell ● (813) 732-4891

wiebeck@gmail.com

melissawiebeck@gmail.com

Wild, Samantha & Trevor 625 Spring Valley Rd Ann Arbor, MI 48105

Cell ● (734) 277-6326

Spouse Cell ● (734) 834-2287 scampau23@gmail.com tswild@gmail.com

Wiles, Connie & Stephen

Harborview Ridge

4148 Harborview Ridge Bay Harbor, MI 49770

111 Bentwood Court

Blue Ash, OH 45241

Bay Harbor ● (231) 439-9938

Home Phone ● (513) 376-7341

Cell ● (513) 205-2305

constancewiles@yahoo.com scfloto@gmail.com

Willard, Howard & Laura 9713 Old Dell Trace Richmond, VA 23238

Williams, Evan & Nancy Cliffs

3708 Cliffs Drive Bay Harbor, MI 49770

300 S. Parkview Ave. Columbus, OH 43209

Cell ● (614) 783-8157

Spouse Cell ● (614) 783-8158

evanwilliams@franklininternational.com nancylhw@yahoo.com

Wilson, Lindsey & Julie

Waverly Wilson, Sofi Galea, Casey Wilson, Nico Galea

7138 Preserve Dr. S. Bay Harbor , MI 49770

18627 Marble Head Dr. Northville, MI 48168

Cell ● (248) 207-2984

Spouse Cell ● (248) 884-3117

wlindseywilson@gmail.com julesnicki@gmail.com

Wilson, Matthew

1429 Miami Rd., Apt. 3 Fort Lauderdale, FL 33316

Cell ● (727) 656-8039 mwilson0527@gmail.com

Wisne, Alan & Kathryn

Preserve South

7080 Edgeworth Dr. Orlando, FL 32819-4729

Home Phone ● (954) 765-1336

Cell ● (954) 604-0103 wisn6168@gmail.com wisnekathy@yahoo.com

Wolgast, Lynn & Beebe

Shores II

4420 Vista Drive

Bay Harbor, MI 49770

4851 Bonita Bay Blvd. #801 Bonita Springs, FL 34134

Cell ● (989) 233-4668

Spouse Cell ● (989) 385-5429

lynn@wolgastdev.com

Boat Name ● Nortech

Wolters, Greg & Carrie

Quarry Bluffs

6420 Quarry Ridge Drive

Bay Harbor, MI 49770

Cell ● (812) 899-6500

Spouse Cell ● (812) 850-0057 gtwolters@gmail.com cwolters1@gmail.com

MEMBERSHIP DIRECTORY

Wolyn, Dr.Anna & Gregg

Village Beach

717 West Beach Street Bay Harbor, MI 49770

13017 E Juan Tabo Rd Scottsdale, AZ 85255

Cell ● (616) 485-0644

Spouse Cell ● (602) 818-9400

agagosch13@gmail.com greggoryjames1@gmail.com

Wood, Beth & Doug

Douglas Wood, Andrew Wood

The Peninsula

3910 Peninsula Drive Bay Harbor, MI 49770

71 Stephens Road Grosse Pointe Farms, MI 48236

Home Phone ● (313) 886-1093

Cell ● (313) 320-7970

Spouse Cell ● (313) 673-3957 bethmwood@comcast.net doug71wood@gmail.com

Wood, Lori

187 Timber Trace Lane Bloomfield Hills, MI 48302

Cell ● (248) 321-6997 alyshanlyn@aol.com

Wortman, John & Sidney

Cole Wortman, Cayden Wortman, Beau Wortman, Corinne Wortman

Wildwinds

5092 Wildwinds Drive Bay Harbor, MI 49770

211 Vendome Grosse Pointe Farms, MI 48236

Cell ● (313) 598-8198

Spouse Cell ● (586) 871-4337 jdjwortman@yahoo.com sidneykristin@yahoo.com

Wright, Wayne & Joanne

Coastal Ridge

5162 Coastal Dr. Bay Harbor, MI 49770

100 Lakeshore Drive North Palm Beach, FL 33483

Cell ● (248) 515-4031

Spouse Cell ● (248) 515-4032 wtcwaynewright@gmail.com joannewwright@sbcglobal.net

Boat Name ● Seaquest

Wynne, John & Amy

Pines

5602 Pine Ridge Ct. Bay Harbor, MI 49770

1918 Lynn Circle Libertyville, IL 60048

Cell ● (847) 340-4640

Spouse Cell ● (847) 613-7760

jwynnejr@icloud.com amy.wynne4@gmail.com

Yang, Yu Chih & Geng Lin

Derek Yang

The Cliffs

3576 Cliffs Drive Bay Harbor, MI 49770

5486 Waters Edge Way Grand Blanc, MI 48439

Home Phone ● (810) 695-0628

Cell ● (810) 449-8750 genglyang@gmail.com

Yates, George & Marie

Preserve South

7078 Preserve Drive S. Bay Harbor, MI 49770

Cell ● (270) 307-9291

Spouse Cell ● (270) 300-7450

gn.yates@comcast.net mb.yates@comcast.net

Young, Barbara & Ann

Quarry Dunes

6212 Quarry Ridge Drive Bay Harbor, MI 49770

13917 North Stone Gate Place Oro Valley, AZ 85755

Cell ● (520) 400-5990

Spouse Cell ● (219) 775-1614

cabay@comcast.net abowman@whiteco.com

Zawicki, Eric & Melissa

Kate Zawicki, James Zawicki

The Cliffs

3608 Cliffs Drive Bay Harbor, MI 49770

4064 Ledgestone Dr. Troy, MI 48098

Cell ● (586) 557-3153

Spouse Cell ● (248) 229-8036 ezawicki@yahoo.com melissamore81@yahoo.com

Zeigler, Harold & Bonita

Vistas III

4201 Vista Drive

Bay Harbor, MI 49770

3939 Stadium Drive Kalamazoo, MI 49008

Cell ● (269) 370-7087

Spouse Cell ● (269) 370-2070

hz@zeigler.com bonniezeigler@zeigler.com

Boat Name ● Ziggy

Zielinski, Joe & Kendra

Abigail Zielinski, Samuel Zielinski

11059 Summerhill Way

Charlevoix, MI 49720

Cell ● (248) 408-4581

Spouse Cell ● (248) 563-3231

jazmsu@aol.com kjohnson.do@gmail.com

Zimmerman, Loren & Beth

The Cliffs

5441 Arbor Bay Ct Brighton, MI 48116

Cell ● (517) 861-0843

Spouse Cell ● (810) 333-2805

dan@zimmermanmasonry.com

beth@zimmermanmasonry.com

Boat Name ● Block & Tackle

Zimmerman, Stephanie

The Cliffs

3692 Cliffs Drive

Bay Harbor, MI 49770

3692 Cliffs Dr petoskey , MI 49770

Cell ● (810) 333-2802

slzimme@gmail.com

Zuccarini, Steven & Deborah

Bay Ridge

6194 Bay Ridge Drive

Bay Harbor, MI 49770

72691 Spyglass Ln Palm Desert, CA 92260

Bay Harbor ● (231) 347-9454

Cell ● (312) 961-0017

Spouse Cell ● (630) 240-5339

stevenzuccarini@gmail.com dzuccarini@gmail.com

Zweifel, Marci & James

Ian Zweifel, Tad Zweifel

The Cliffs

3592 Cliffs Dr. Bay Harbor, MI 49770

6000 Lady Bet Dr. Orlando, FL 32819

Cell ● (407) 247-5312

Spouse Cell ● (407) 733-5312

marcizweifel@me.com jeezorl@me.com

AMENDED AND RESTATED BYLAWS

Effective as of April 28, 2023

10.1. Membership Dues 80 10.2. Charges

10.4. Maintenance of Member Charge Accounts 80

10.5. Assessments 80

10.6. Past Due, Delinquency and Suspension of Privileges

10.7. Crediting of Account

Frequent Delinquency

Returned Checks

INFRACTIONS AND DISCIPLINE

11.1. Violations 81 11.2. Suspension 81 11.3. Procedure for Suspension 81 11.4. Hearing Following Suspension 81

11.5. Procedure for Other Discipline 82 11.6. Reinstatement of Privileges 82

HISTORY

AMENDED AND RESTATED BYLAWS

A. Bay Harbor Yacht Club (the “Club”) was incorporated in the State of Michigan as a nonprofit corporation under the Michigan Nonprofit Corporation Act (the “Act”) on June 8, 1995, in the name of “The Coastal Park Association at Bay Harbor.” The Club’s Articles of Incorporation were amended on August 28, 1998 to change the name of the Club to “Bay Harbor Yacht Club.”

B. Bylaws for the Club were adopted by the Board of Directors of the Club at the time the Club was organized and, pursuant to Section 10.1 thereof, amended on numerous occasions from May 1, 1999 through November 10, 2017 (collectively, the “Former Bylaws”). These Amended and Restated Bylaws, having been approved by a majority vote of the membership of the Club, have been adopted as the bylaws of the Club to be effective as of April 28, 2023 (the “2023 Bylaws”). The 2023 Bylaws supersede and replace all Former Bylaws and shall remain in effect until they are further amended or restated, or the Club is dissolved. Capitalized terms used herein shall have the meaning given to such terms in Article 16 below unless expressly provided otherwise.

ARTICLE 1. NAME AND PURPOSE

1.1. Name. The name of the Club is Bay Harbor Yacht Club.

1.2. Purpose. The purpose of the Club is to operate the Bay Harbor Yacht Club as a private yacht club for the benefit of the Members and their Immediate Family, guests and invitees.

1.3. Nonprofit Status. The Club will be operated as a nonprofit corporation exclusively for the purpose expressed in Section 1.2 and in accordance with the Act. Upon the dissolution of the Club, the assets of the Club, after the payment of the Club’s liabilities, will be distributed to its Equity Members in accordance with Article 14.

1.4. Power and Authority. The Club will have all power and authority granted to nonprofit corporations under the Act.

ARTICLE 2. OFFICES

2.1. Principal Office and Registered Office. The principal office and registered office of the Club shall be located at 4300 Vista Drive, Bay Harbor, Michigan 49770, or such other place as the Board of Directors shall from time to time determine.

2.2. Other Offices. The Club may have offices at such other places as the Board of Directors may from time to time determine.

ARTICLE 3. BOARD OF DIRECTORS

3.1. Functions. Except as specifically provided in the Club’s Articles of Incorporation or these Bylaws, all rights, powers, duties and responsibilities relative to the management and control of the Club’s business, property, activities and affairs are vested in the Board of Directors. Except as otherwise provided herein, the Board shall have the sole and exclusive right to determine membership policies, the amount of fees, dues and assessments payable by the Members, and the rules and regulations pertaining to the use of the Club Facilities. However, the Board will not be permitted to sell, lease, or otherwise convey, assign, or transfer an interest in and to the Club Facilities (other than in the ordinary course of the business of operating the Club) or to levy an assessment for the acquisition or the installation of any capital improvements, without the consent of a majority of the Members. In addition to the power and authority expressly conferred upon it by these Bylaws and the Articles of Incorporation, the Board of Directors may take any lawful action on behalf of the Club which is not by law or by the Articles of Incorporation or by these Bylaws required to be taken by some other party. Directors shall refrain from voting on matters pertaining to their respective employment or compensation with the Club. The Board of Directors will approve all compensation decisions.

3.2. Number, Term and Eligibility.

(a) The Board of Directors shall consist of from nine (9) to sixteen (16) members, as determined by the Board of Directors. Directors elected by the Members shall each serve a three (3) year term. In the event that the Board of Directors elects to increase the number of Directors above the nine (9), the provisions for the election of such additional Directors and their terms shall be determined by the Board of Directors.

(b) Notwithstanding the provisions of Section 3.2(a), the most recent past Commodore shall be deemed to have resigned any balance of the term for which he or she was elected a Director pursuant to Section 3.2(a) effective as of the end of his or her term as Commodore, and, in lieu thereof, he or she shall serve a special term as a Director commencing at the conclusion of his or her term as Commodore and ending on the date of the next annual meeting of Directors after the expiration of a term or terms in office of the Commodore who replaced him or her.

(c) Notwithstanding the provisions of Section 3.2(a), Directors shall be eligible to serve for no more than two (2) successive terms only. A Director shall be eligible to be reelected after standing down from the Board for at least one year.

3.3. Volunteer Directors. All Directors shall be “volunteer directors” as that term is defined and used in the Act, as the statute may be amended from time to time, and such persons shall be entitled to the maximum protection and indemnification allowed to a “volunteer director” by law.

3.4. Meetings

(a) Regular Meetings. The Chairperson shall set the time for regular meetings of the Board. The Board of Directors shall meet at least four (4) times per year.

(b) Annual Meeting. The annual meeting of the Board of Directors shall be each September, immediately following the annual meeting of the Members. The business to be transacted at the meeting shall be determined by the Officers and limited to such business that is properly brought before the meeting. If the election of the positions specified above is not held on the day designated by the Chairperson for any annual meeting, or at any adjournment of that meeting, the Chairperson shall call a special meeting on a date and time as soon as possible thereafter. At the special meeting, the election of the positions specified above shall take place. The election and any other business transacted shall have the same force and effect as if transacted at an annual meeting.

(c) Special Meeting. Special meetings of the Board of Directors may be called by the Secretary of the Club upon the request of the Chairperson or by action of at least three (3) members of the Board of Directors. A special meeting shall be held at such time and to consider such matters as shall be designated in the notice of such meeting sent to all Directors pursuant to Section 3.5.

(d) Participation in Meeting by Telephone. A Director may participate in a meeting by means of conference telephone, internet based conference or similar communications technology provided that all persons participating in the meeting can hear each other. Participation in a meeting pursuant to this Section constitutes presence in person at the meeting.

(e) Location. Meetings of the Board of Directors shall be held at any place or places as may be designated by the Board of Directors.

3.5. Notice of Meetings. Written notice shall be given to the Directors at least ten (10) but not more than sixty (60) days prior to the annual meeting or any regular meeting of the Board of Directors. Special meetings of the Board of Directors shall be held pursuant to notice of the time, place and purpose thereof either delivered personally or sent by telephone, facsimile, mail or e-mail to each Director not less than seventytwo (72) hours prior to the meeting and if by telephone,

confirmed in writing before or after the meeting. Notwithstanding the foregoing, no notice need be given to any person who submits a signed waiver of notice before or after a meeting, or who attends a meeting without protesting any lack of notice.

3.6. Resignation. A Director may resign by giving written notice to the Chairperson or Secretary of the Club. Unless otherwise specified in the resignation, the resignation shall take effect upon receipt by the Chairperson or Secretary, and the acceptance of the resignation shall not be necessary to make it effective.

3.7. Removal. Any Director may be removed at any time, with or without cause, by action of the Board of Directors.

3.8. Vacancies. Any vacancy on the Board of Directors shall be filled by action of the Board of Directors, which action may be taken by the Board of Directors at any meeting of the Board of Directors after the vacancy occurs, and such new Director shall serve for the unexpired term of the replaced Director.

3.9. Quorum. The presence (in person or via permitted alternative communication technology) of a majority of the total number of Directors then in office shall constitute a quorum for the transaction of business by the Board.

3.10. Voting. The vote of a majority of the Directors present (in person or via permitted alternative communication technology) at a meeting at which a quorum is achieved shall be the act of the Board of Directors unless a greater vote is required by law, by the Articles of Incorporation or by these Bylaws. Each Director present (in person or via permitted alternative communication technology) shall have one vote.

3.11. Compensation of Directors. The Directors, as such, shall not be compensated for the performance of services for the Club but may, by action of the Board of Directors, be reimbursed for actual, reasonable and necessary expenses incurred in his or her capacity as a Director.

3.12. Adjourned Meetings. A majority of the Directors present (in person or via permitted alternative communication technology), whether or not a quorum, may adjourn any meeting to another time and place.

3.13. Action by Written Consent. Any action required or permitted to be taken pursuant to authorized vote at any meeting of the Board of Directors may be taken without a meeting if, before or after the action, all members of the Board of Directors consent thereto in writing. Written consent shall be filed with the minutes of the proceedings of the Board. Such consent shall have the same effect as the vote of the Board for all purposes.

AMENDED AND RESTATED BYLAWS

3.14. Leadership Council. An advisory committee, consisting of the three (3) most recent past Presidents/Chairpersons, to be known as the “Leadership Council” is hereby established, to make recommendations on policy matters to the Board of Directors, from time to time, and to offer advice, assistance, guidance, vision and support to the Board of Directors. The Chairman of the Leadership Council shall be the last serving President/Chairperson, or as otherwise decided by the Leadership Council. The Leadership Council shall be a non-voting entity and shall meet with the Board at least once a year prior to the annual meeting of the Board of Directors, and may make a report to the Board of Directors for consideration at its annual meeting, and shall otherwise meet and make recommendations to the Board of Directors, from time to time, as determined necessary or advisable by the Leadership Council.

ARTICLE 4. OFFICERS

4.1. Officers. The Officers of the Club shall consist of at least a President/Chairperson, a Secretary and a Treasurer. Any two or more offices may be held by the same person but an Officer shall not execute, acknowledge or verify an instrument in more than one (1) capacity if the instrument is required by law or the Articles of Incorporation or these Bylaws to be executed, acknowledged or verified by two (2) or more Officers.

4.2. Eligibility. The Chairperson, Secretary, Treasurer, and any other Officers shall be nominated and elected only from among the Directors.

4.3. Term. All Officers shall serve for a one (1) year term with no limit as to the number of terms which may be served.

4.4. President/Chairperson. The President/Chairperson shall preside at all meetings of the Board of Directors. In the event that the President/Chairperson is unable to preside over any meeting of the Board of Directors, the President/Chairperson shall appoint another Director to preside over the meeting. Except as to the members of any committee whose appointment is otherwise specified in these Bylaws, the members of all committees shall be appointed by the President/ Chairperson subject to approval by the Board of Directors. The President/Chairperson shall have such additional powers and perform such additional duties as shall from time to time be assigned by the Board of Directors.

4.5. Secretary. The Secretary shall (i) keep the minutes of all meetings of the Board of Directors in books provided for that purpose; (ii) sign, with the Chairperson, in the name of the Club, all contracts when authorized to do

so; (iii) have charge of such books and papers as the Board of Directors shall direct; (iv) in general perform all of the duties incident to the office of Secretary; and (v) have such additional powers and perform such additional duties as shall from time to time be assigned by the Board of Directors.

4.6. Treasurer. The Treasurer shall be responsible for (i) the care and custody of all the funds and securities of the Club; (ii) endorsing checks, notes and other obligations for collection on behalf of the Club; (iii) depositing such checks, notes and securities to the credit of the Club in such bank or banks or depository or depositories as the Board of Directors may designate; (iv) signing all receipts and vouchers for payments made to the Club; (v) entering or causing to be entered regularly in the books of the Club kept for that purpose, full and accurate accounts of all moneys received and paid on account of the Club and rendering statements of such accounts whenever required by the Board of Directors; and (vi) generally performing all of the duties incident to the office of Treasurer. The Treasurer may assign any one (1) or more of such powers or duties to any Assistant Treasurer. The Treasurer shall have such additional powers and perform such additional duties as shall from time to time be assigned by the Board of Directors.

4.7. Appointive Officers and Agents. The Board of Directors may appoint such Officers and agents in addition to those provided for in this Article 4, as may be deemed necessary, who shall have such authority and perform such duties as shall from time to time be prescribed by the Board of Directors.

4.8. General Manager. In addition to the Officers of the Club, the Board of Directors shall designate a person to serve as the General Manager of the Club. The General Manager, who may be a Member but will not be required to be a Member, will report to and serve at the pleasure of the Board of Directors. The General Manager will be responsible for the day to day management of all operations of the Club and will be charged with responsibility for taking actions necessary or desirable to assure the enjoyment and satisfaction of Members with the Club.

4.9. Compensation of Officers. All Officers, as such, shall be “nondirector volunteers” as the term is defined and used in Section 4.10 and shall not be compensated for the performance of services for the Club, but may, by action of the Board of Directors, be reimbursed for actual, reasonable and necessary expenses incurred in his or her capacity as an Officer.

4.10. Nondirector Volunteers. Any person who is identified as being a “nondirector volunteer” in these Bylaws or otherwise shall be a “nondirector volunteer” as that

term is defined and used in the Act, as the statute may be amended from time to time, and such persons shall be entitled to the maximum protection and indemnification allowed to a “nondirector volunteer” by law.

4.11. Officer Protection. All Officers, as such, shall be entitled to the maximum protection and indemnification allowed to such persons by law.

4.12. Removal. Any Officer may be removed at any time, with or without cause, by action of the Board of Directors.

4.13. Vacancies. Any vacancy of any Officer position may be filled by action of the Board of Directors and such new Officer shall serve for the unexpired term of the replaced Officer.

4.14. Action by Written Consent. Any action required or permitted to be taken pursuant to authorized vote at any committee or subcommittee meeting may be taken without a meeting if, before or after the action, all members of the committee or subcommittee consent thereto in writing. Written consent shall be filed with the minutes of the proceedings of the committee or subcommittee. Such consent shall have the same effect as the vote of the committee or subcommittee for all purposes.

4.15. Contracts. The Board of Directors may authorize any Officer or Officers, or agent or agents of the Club, in addition to the Officers so authorized by these Bylaws, to enter into any contract or execute and deliver any instrument in the name of and on behalf of the Club, and such authority may be general or confined to specific instances.

4.16. Checks, Drafts or Orders for Payment. All checks, drafts or orders for the payment of money, notes or other evidences of indebtedness issued in the name of the Club shall be signed by such Officer or Officers, or agent or agents, of the Club and in such manner as shall from time to time be determined by resolution of the Board of Directors. In the absence of such determination by the Board of Directors, such instruments shall be signed by the Treasurer and countersigned by the General Manager of the Club, except where the amount of the instrument is less than $30,000, or such other amount as determined in writing by the Board of Directors, in which case the signature of either the President, the Treasurer or the General Manager will be sufficient.

4.17. Deposits. All funds of the Club will be deposited from time to time to the credit of the Club in such banks, trust companies or other depositories as the Board of Directors may select.

4.18. Investments. The Club will have the right to retain all or any part of any property, real, personal, tangible or intangible, acquired by it in whatever manner, and pursuant to the direction and judgment of the Board of Directors, to invest and reinvest any funds held by it.

ARTICLE 5. COMMITTEES

5.1. Nominating Committee. A Nominating Committee shall be appointed by the Board of Directors prior to the annual meeting of the Members each year and shall consist of the most current and two most immediate past Commodores, the Commodore and three Members at large. The Nominating Committee will present by nomination a slate of candidates to the Board of Directors for its approval and presentation to the membership at the annual meeting.

5.2. Other Committees. The Board of Directors may designate standing committees (which are authorized by an indefinite time) with such duties and powers as it may provide in order to carry out the programs and purposes of the Club. Additionally, the Chairperson may designate one or more ad hoc committees (which are authorized for only a limited time) with such duties and powers as he or she may provide in order to carry out the programs and purposes of the Club.

5.3. Nondirector Volunteers. All individuals who serve in any capacity on, or perform any functions for any committee established in these Bylaws or on any standing or ad hoc committee or any subcommittee of the Club, as such, shall be “nondirector volunteers” as the term is defined and used in Section 4.10.

ARTICLE 6. MEMBERSHIP

6.1. Members. The Club shall have Members who will be permitted to use the Club Facilities, subject to the terms of these Bylaws and the House Rules of the Club.

6.2. Eligibility for Membership. Membership in the Club is available by invitation only and is available only to applicants who are approved by the Club. After receiving an application for membership, the Club shall determine whether to accept the applicant as a Member. The Club has the exclusive right to determine whether to grant membership in the Club. If the Club accepts the application for membership, the applicant shall be required to pay, within thirty (30) days after notice of the acceptance of the applicant for membership, the applicable Joining Contribution which shall be in an amount equal to the combined total of the applicable Initial Capital Contribution and the applicable Initial Operating Contribution (each

as further described in Section 16.34, 16.30 and 16.31 respectively). There shall be only one (1) Member issued per membership; membership shall not be issued in joint names. Once membership is issued, the Member shall be required to pay the applicable assessments, dues, fees and charges in accordance with these Bylaws.

6.3. Mandatory Membership. Membership in the Club is required for purchasers of certain Property in Bay Harbor (“Deeded Members”), as set forth in the applicable Master Deeds. In addition, and notwithstanding anything to the contrary in the Master Deeds, all purchasers of Property in Bay Harbor from and after September 30, 2020 (“Mandatory Members”) shall be invited to submit a fully completed Membership Application to the Club at the time of entering into the purchase agreement for such Property. Once submitted, a Mandatory Member’s Membership Application may not be withdrawn without the consent of the Club unless their purchase agreement is cancelled. If accepted for membership, each Mandatory Member agrees, pursuant to the Membership Application, to acquire and maintain an Equity Membership in good standing for so long as such Mandatory Member remains the record owner of any Property in Bay Harbor. For clarity, no Mandatory Members may terminate their Equity Membership except upon the sale or other transfer of their Property in Bay Harbor and otherwise in accordance with their Membership Application.

All Members, regardless of whether they are Deeded Members or Mandatory Members, shall pay all applicable Joining Contributions, assessments, dues, fees and other charges that may become due and owing to the Club.

If a Member is not a natural person, then that Member must propose a natural person to be the Designee for such membership.

6.4. Membership Cards. A membership card indicating the Member’s name, Club Account number, type of membership, and containing the name of the authorized user (the “Membership Card”) shall be issued to each Member or Designee, as applicable, and to the Spouse and Children of such Member or Designee.

6.5. Ownership. Each membership will vest in and be owned by the person whose name is recorded as a Member on the Membership Application and in the membership records of the Club. Other than as provided for in Section 9.6, no other person, including, but not limited to, the Spouse, former Spouse, heirs, successors, representatives or assigns of a Member, will have any rights of ownership in such Member’s membership.

6.6. Number of Members. The total number of memberships in the Club that may be issued and outstanding at any particular time shall not exceed eight hundred (800). Notwithstanding the foregoing, the Board of Directors may, in its sole discretion, (i) establish, increase or decrease the maximum numbers of memberships allowed in the various categories; and (ii) may further limit the total number of memberships available in the Club.

6.7. Waiting List. If at any time the number of Members is equal to the maximum number of Members then permitted, the Club will establish a waiting list for membership. Purchasers of Property shall have priority over others on the waiting list.

ARTICLE 7. MEMBERSHIP CATEGORIES

7.1. Membership Categories. Memberships shall be available in the membership categories set forth in this Article 7. The Club shall have the right to discontinue offering categories of membership and to create additional categories or classes of membership from time to time conferring such rights and privileges and imposing such obligations as it deems appropriate, and to prescribe the qualifications and requirements for membership in any such class or category.

(a) Equity Memberships. The following categories of membership shall constitute the Equity Memberships:

(1) Regular Membership. Any natural person or entity who is the record owner of Property within Bay Harbor and who has been invited to join the Club shall be eligible to apply for a Regular Membership. A “Regular Membership” is a reissuable membership which entitles the Member, and the Member’s Spouse and unmarried Children under the age of twenty-four, to the following benefits, and is subject to the following obligations:

(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and Children;

(ii) Reissuance Privileges. Reissuance privileges as set forth in Section 9.6;

(iii) Joining Contribution. The Joining Contribution for a Regular Member shall be determined by the Board of Directors;

(iv) Refund of Initial Capital Contribution. Upon the reissuance of the Regular Membership, Regular Members are entitled to receive a refund of a portion of the Initial Capital Contribution as set forth in Section 9.7;

(v) Voting Rights. Each Regular Member shall be

entitled to one (1) vote on all matters brought for a vote before the membership;

(vi) Charging Privileges. Regular Members may charge all purchases of food, beverages, merchandise and other amenities; and

(vii) Dues, Minimums and Assessments. In order to use the Club Facilities, Regular Members are required to pay dues. Further, Regular Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws.

(2) Founding Membership. The Club previously issued sixty (60) memberships in the Club (“Founding Memberships”) to Regular Members who upgraded to become Founding Members pursuant to the Former Bylaws. Founding Memberships are no longer offered by the Club. However, for so long as any Founding Memberships remain active and outstanding, each Founding Membership entitles the Member, and the Member’s Spouse and Children, to all of the benefits of Regular Membership, and is subject to all of the obligations of Regular Membership, plus the following additional benefits and obligations:

(i) Dues, Minimums and Assessments. Founding Members are not required to pay dues and are not subject to spending minimums. However, Founding Members are subject to operating assessments and capital assessments in accordance with these Bylaws;

(ii) Discount on Goods and Services. Founding Members shall receive twenty percent (20%) off the published price (not sale or discount prices) on all charges at the Club except charges for banquet and certain amenities;

(iii) Voting Rights. Each Founding Member shall be entitled to one (1) vote on all matters brought for a vote before the membership;

(iv) Transfer Privileges Upon Death or Incapacity. After the death of the Founding Member and Spouse, the Founding Membership may pass to one (1) named child, grandchild or other heir of the Founding Member by will or other devise, in connection with the transfer of the underlying Property to that child, grandchild or other heir. In addition, prior to the death of the Founding Member and Spouse, the Founding Membership may pass to one (1) named child, grandchild or other heir of the Founding Member, if the Founding Member is incapacitated and has not visited the Club for two years, upon written request to the Club. All of the benefits and obligations of the Founding

Membership shall pass to that child, grandchild or other heir. The Founding Membership shall terminate upon the earlier of (i) the subsequent sale of the Property by that child, grandchild, or other heir, (ii) the death of that child, grandchild, or other heir, or (iii) resignation of the Founding Membership by that child, grandchild, or other heir.

(v) Transfer Privileges Upon Sale of Property. Upon the sale of a Founding Member’s Property, the Founding Member may either (i) retain the Founding Membership, or (ii) request that the membership be reissued as a Regular Membership to the purchaser of the Property, in which event the Founding Member shall receive a refund in an amount determined in accordance with Section 9.7. If a Founding Member chooses option (ii) above, the Founding Membership terminates upon the issuance of the Regular Membership to the new Member; and

(vi) Other than as provided in subparagraphs (iv) and (v) above, Founding Memberships are not transferable.

(3) Invitational Membership. If any particular Property is owned by more than one person and if one of those persons is a Member, the Club may in its sole discretion at any time and from time to time invite one or more of the other persons who own that particular Property (but not the Spouse of a Member or any other members of the Immediate Family of a Member) to apply for membership in the Club according to the terms and conditions of these Bylaws (an “Invitational Membership”). Invitational Membership is tied to the ownership of Property; in the event that the Property is sold, the Invitational Membership shall terminate, subject to a refund of the applicable Initial Capital Contribution portion of the Joining Contribution paid by such Member, as provided in subparagraph (ii) below. Invitational Memberships are also recallable at any time at the discretion of the Club. In the event that an Invitational Membership is recalled, it shall be deemed to have been terminated as of the last day of that Membership Year, and in this event, the Club shall pay to that Invitational Member eighty percent (80%) of the then current Initial Capital Contribution portion of the Joining Contribution for Invitational Membership. Invitational Membership entitles the Member, and the Member’s Spouse and Children to the following benefits, subject to the following obligations:

(i) Use of Club Facilities. Full use of

for the Member, and the Member’s Spouse and Children;

(ii) Joining Contribution. The Joining Contribution for an Invitational Member shall be determined by the Board of Directors;

(iii) Refund of Initial Capital Contribution. If an Invitational Membership is terminated by sale of the Property to which it is tied, the Club shall refund to that Invitational Member the same percentage of the then current Initial Capital Contribution portion of the Joining Contribution as is then applicable to Regular Members, to be paid pursuant to Section 9.7(c). There shall be no refund of an Initial Capital Contribution paid by an Invitational Member except as provided in this subparagraph for an Invitational Membership that is terminated by sale of the Property to which it is tied, and except as provided in paragraph 3 above for recalled Invitational Memberships;

(iv) Voting Rights. Invitational Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Invitational Members shall be determined by the majority vote of the Invitational Members who cast votes in connection with such matter;

(v) Charging Privileges. Invitational Members may charge all purchases of food, beverages, merchandise and other amenities; and

(vi) Dues, Minimums and Assessments. In order to use the Club Facilities, Invitational Members are required to pay dues. Further, Invitational Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws.

(b) Non-Equity Memberships. The following categories of membership shall constitute the Non-Equity Memberships of the Club. The “Non-Equity Members” have the same rights to use the Club Facilities as Regular Members, but Non-Equity Members do not have reissuance privileges under Section 9.6, refund rights under Section 9.7 or any share of any assets remaining upon dissolution and liquidation of the Club. Non-Equity Memberships are not transferable and are non-refundable, even in the event the membership is recalled. In addition to the following categories of membership, the Club shall have the right to create additional categories or classes of Non-Equity Memberships from time to time conferring such rights and privileges and imposing such obligations as it deems appropriate, and to prescribe the qualifications and requirements for membership in any such class

or category. Such additional memberships may, but are not required to include memberships such as “Trial Memberships” and other memberships by special agreement with the Club.

(1) Honorary Founding Membership. The Club previously issued three (3) memberships in the Club (“Honorary Founding Memberships”) pursuant to the Former Bylaws. The three (3) individuals who were issued the Honorary Founding Memberships are: David V. Johnson, William T. McCormick, Jr. and Rodger A. Kershner (each a “Honorary Founding Member”). Honorary Founding Memberships are no longer offered by the Club. However, for so long as any Honorary Founding Memberships remain active and outstanding, each Honorary Founding Membership entitles the Honorary Founding Member, the Member’s Spouse, and the Member’s Children, subject to the current House Rules and Bylaws, to full use of all Club Facilities. Honorary Founding Members shall not pay dues and are not subject to assessments or spending minimums. Honorary Founding Memberships are not transferable or assignable and shall terminate upon the death of the Honorary Founding Member. Each Honorary Founding Member shall be entitled to one (1) vote on all matters brought for a vote before the membership.

(2) Honorary Membership. On rare occasion, the Club may issue a limited number of memberships in the Club (“Honorary Memberships”) to certain individuals selected by the Board of Directors (“Honorary Members”). The privileges and obligations of an Honorary Member shall be determined by the Board of Directors in their sole discretion. Honorary Members shall not be required to pay any Joining Contribution or any dues or assessments. Honorary Memberships may not be reissued.

(3) Annual Membership. At any time and from time to time, the Club may issue a membership in the Club for a term of one (1) year (“Annual Membership”) to a person who has a connection with Bay Harbor (including but not limited to (i) a person leasing Property in Bay Harbor; and (ii) a parent of a Regular Member). The Club has the exclusive right to determine whether to invite a person to be an Annual Member. An Annual Membership is recallable and nontransferable, and entitles the Member, and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:

(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and Children;

(ii) Joining Contribution. The Joining Contribution for an Annual Member shall be determined by the Board of Directors;

(iii) Voting Rights. Annual Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Annual Members shall be determined by the majority vote of the Annual Members who cast votes in connection with such matter;

(iv) Charging Privileges. Annual Members may charge all purchases of food, beverages, merchandise and other amenities;

(v) Dues, Minimums and Assessments. In order to use the Club Facilities, Annual Members are required to pay dues. Further, Annual Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws;

(vi) Limit on term of Annual Memberships. An Annual Membership shall be renewed for only one (1) additional year except when specifically permitted by the Board of Directors; and

(vii) Credit toward Joining Contribution if Regular Membership Purchased. If an Annual Member purchases Property, an application for a Regular Membership must be made, but a credit toward the applicable portions of the Joining Contribution for the Regular Membership in the amount of the Joining Contribution previously paid for the Annual Membership will be issued by the Club.

(4) Corporate Membership. At the discretion of the Board of Directors, the Club may issue a limited number of memberships in the Club to an Authorized Entity that permits access to the Club Facilities by more than one (1) Designee (“Corporate Memberships”). Corporate Memberships are nontransferable and nonrefundable memberships which are issued in the name of an Authorized Entity. The Authorized Entity shall name up to five (5) Designees. However, each officer, director, owner or bona fide employee of the Authorized Entity who owns Property must maintain a Regular Membership and may not replace their Regular Membership with Designee status under a Corporate Membership. Other than as set forth herein, Corporate Membership entitles each Designee, and each Designee’s Spouse and Children, to the following benefits, subject to the following obligations, conditions and restrictions:

(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and

Children;

(ii) Joining Contribution. The Joining Contribution for a Corporate Member shall be determined by the Board of Directors;

(iii) Voting Rights. Corporate Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Corporate Members shall be determined by the majority vote of the Corporate Members who cast votes in connection with such matter;

(iv) Charging Privileges. Designees may charge all purchases of food, beverages, merchandise and other amenities;

(v) Dues, Minimums and Assessments. In order to use the Club Facilities, Designees are required to pay dues. Further, Corporate Members, including the Authorized Entity and its Designees, are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws;

(vi) Change of Designee. The name of a Designee may be changed to another individual, subject to approval by the Club, upon payment to the Club of the change of designee fee. Changes are limited to once per calendar year. It is the Club’s intent that the Authorized Entity holding the Corporate Membership shall name, as Designees, only bona fide employees, owners, directors or officers of the Authorized Entity. Each Designee must complete a Membership Application and be approved for membership by the Club. Upon the termination of a Designee’s employment by the Authorized Entity, the Designee’s privileges of membership shall cease. The purchase of a Corporate Membership, the specification of the initial Designee(s), and any subsequent change of Designee(s) must be authorized in writing by an officer or director of the Authorized Entity;

(vii) Authorized Entity. An “Authorized Entity” is a corporation or other entity which is duly organized under the laws of any State, authorized to transact business in the State of Michigan, in good standing pursuant to the statutory regulations promulgated by the State of Michigan and has obtained a Federal Identification Number for such corporation and provided same to the Club; and

(viii) Joint and Several Liability. Dues are required for each Designee under the Corporate Membership. The Designee and the Authorized Entity holding the Corporate Membership are

AMENDED AND RESTATED BYLAWS

jointly and severally responsible for all debts and charges incurred by such Designee. All billing related to such membership will be mailed directly to the Designee. In the event that there is an interim period during a change of Designee wherein there is no specified Designee entitled to use the Corporate Membership, the Authorized Entity shall be liable for all dues and other charges accruing under the membership, and billing for such shall be mailed or otherwise provided directly to the Authorized Entity.

(5) Legacy Membership. Legacy Membership is available to the adult children and grandchildren of Equity Members and Honorary Founding Members. “Legacy Memberships” are annual memberships that require the payment of dues, in an amount established in discretion of the Board of Directors. Legacy Memberships may be recalled or terminated by the Club at any time, in the sole discretion of the Board of Directors. If the parents (or grandparents, as applicable) of a Legacy Member sell their Property, the Legacy Membership shall terminate. If a Legacy Member purchases Property, an application for Regular Membership must be made, but the Initial Capital Contribution portion of the Joining Contribution payable by the Legacy Member shall be equal to sixty percent (60%) of the then current Initial Capital Contribution of the Joining Contribution; provided the Legacy Member held the Legacy Membership in good standing for not less than the five (5) consecutive years immediately preceding the date on which the Legacy Member closes on the purchase of such Property. A Legacy Membership entitles the Member, and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:

(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and Children;

(ii) Joining Contribution. No Joining Contribution for a Legacy Member except when acquiring a Regular Membership;

(iii) Voting Rights. Legacy Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Legacy Members shall be determined by the majority vote of the Legacy Members who cast votes in connection with such matter;

(iv) Charging Privileges. Legacy Members may charge all purchases of food, beverages,

merchandise and other amenities; and (v) Dues, Minimums and Assessments. In order to use the Club Facilities, Legacy Members are required to pay dues. However, Legacy Members are not subject to spending minimums, operating assessments or capital assessments.

(6) Merchant Membership. At any time and from time to time, the Club may issue a membership in the Club (“Merchant Membership”) to a person who is leasing a retail space in the Bay Harbor Village. The Club has the exclusive right to determine whether to invite a person to be a Merchant Member. A Merchant Membership is recallable and nontransferable, and entitles the Member and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:

(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and Children;

(ii) Joining Contribution. The Joining Contribution for a Merchant Member shall be determined by the Board of Directors;

(iii) Voting Rights. Merchant Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Merchant Members shall be determined by the majority vote of the Merchant Members who cast votes in connection with such matter;

(iv) Charging Privileges. Merchant Members may charge all purchases of food, beverages, merchandise or other amenities;

(v) Dues, Minimums and Assessments. In order to use the Club Facilities, Merchant Members are required to pay dues. Further, Merchant Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws; and

(vi) Credit Toward Joining Contribution if Regular Membership Purchased. If a Merchant Member purchases Property, an application for a Regular Membership must be made, but a credit toward the applicable portion of the Joining Contribution in the amount of the Joining Contribution previously paid for the Merchant Membership will be issued by the Club.

(7) Non-Resident Membership. The Club may issue membership in the Club to a natural person who does not own Property in Bay Harbor (“Non-Resident Membership”). A Non-Resident Membership entitles the Member, and the

Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:

(i) Limit on Number of Non-Resident Members. The number of Non-Resident Members shall be determined by the Board of Directors;

(ii) Nomination for Non-Resident Membership. An applicant for Non-Resident Membership must be nominated for membership by a Member in good standing;

(iii) Use of Club Facilities. A Non-Resident Member, and the Member’s Spouse and Children shall have full use of all Club Facilities;

(iv) Joining Contribution. The Joining Contribution for a Non-Resident Member shall be determined by the Board of Directors;

(v) Voting Rights. Non-Resident Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the NonResident Members shall be determined by the majority vote of the Non-Resident Members who cast votes in connection with such matter;

(vi) Charging Privileges. Non-Resident Members may charge all purchases of food, beverages, merchandise and other amenities;

(vii) Dues, Minimums and Assessments. In order to use the Club Facilities, Non-Resident Members are required to pay dues. Further, NonResident Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws;

(viii) Non-Transferable, Termination and Resignation. A Non-Resident Membership is nontransferable except to the Spouse of the Non¬Resident Member and terminates upon (i) the death of the Non-Resident Member (unless the Non-Resident Membership is devised to the Spouse of the Non-Resident Member); or (ii) upon the written resignation of the NonResident Member; and

(8) Winter Membership. The Club may offer membership in the Club to a natural person who does not own Property in Bay Harbor (“Winter Membership”). A Winter Membership entitles the Member, and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:

(i) Limit on Number of Winter Members. The number of Winter Members shall be determined by the Board of Directors;

(ii) Nomination for Winter Membership. An applicant

for Winter Membership must be nominated for membership by a Member in good standing;

(iii) Use of Club Facilities. A Winter Member, and the Member’s Spouse and Children shall have full use of all Club Facilities during the winter season from October 15 through May 15 each year;

(iv) Joining Contribution. The Joining Contribution for a Winter Membership shall be determined by the Board of Directors;

(v) Voting Rights. Winter Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Winter Members shall be determined by the majority vote of the Winter Members who cast votes in connection with such matter;

(vi) Charging Privileges. Winter Members may charge all purchases of food, beverages, merchandise and other amenities;

(vii) Dues, Minimums and Assessments. In order to use the Club Facilities, Winter Members are required to pay dues. Further, Winter Members may be subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws and as determined by the Board of Directors from time to time;

(viii) Non-Transferable, Termination and Resignation. A Winter Membership is non-transferable except to the Spouse of the Winter Member and terminates upon the earlier to occur of: (i) the death of the Winter Member (unless the Winter Membership is devised to the Spouse of the Winter Member); or (ii) the written resignation of the Winter Member; and

(ix) Credit toward Joining Contribution if Regular Membership or Non-Resident Membership is Purchased. If a Winter Member purchases Property or desires a Non-Resident Membership, an application for the applicable membership must be made and, if the application is accepted, a credit will be issued by the Club towards the applicable portion of the Joining Contribution in the amount of the Joining Contribution previously paid for the Winter Membership.

(9) Boater Membership. The Club may offer membership in the Club to a natural person who rents for a season or owns a dock in Bay Harbor Yacht Dock Association and who does not otherwise own Property in Bay Harbor (“Boater

AMENDED AND RESTATED BYLAWS

Membership”). A Boater Membership entitles the Member, and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:

(i) Limit on Number of Boater Members. The number of Boater Members shall be determined by the Board of Directors;

(ii) Nomination for Boater Membership. An applicant for Boater Membership must be nominated for membership by a Member in good standing;

(iii) Use of Club Facilities. A Boater Member, and the Member’s Spouse and Children shall have full use of all Club Facilities during the summer season from May 15 through October 15 each year;

(iv) Joining Contribution. The Joining Contribution for a Boater Member shall be determined by the Board of Directors;

(v) Voting Rights. Boater Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Boater Members shall be determined by the majority vote of the Boater Members who cast votes in connection with such matter;

(vi) Charging Privileges. Boater Members may charge all purchases of food, beverages, merchandise and other amenities;

(vii) Dues, Minimums and Assessments. In order to use the Club Facilities, Boater Members are required to pay dues. Further, Boater Members may be subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws and as determined by the Board of Directors from time to time;

(viii) Non-Transferable, Termination and Resignation. A Boater Membership is non-transferable except to the Spouse of the Boater Member and terminates upon the earlier to occur of: (i) the death of the Boater Member (unless the Boater Membership is devised to the Spouse of the Boater Member); (ii) the written resignation of the Boater Member; (iii) the sale of the Boater Member’s dock in Bay Harbor Yacht Dock Association; or (iv) the cancellation of the rental agreement for the Boater Member’s dock; and

(ix) Credit toward Joining Contribution if Regular Membership Purchased. If a Boater Member purchases Property (other than the dock in Bay Harbor Yacht Dock Association), an application

for a Regular Membership must be made and, if the application is accepted, a credit will be issued by the Club towards the applicable portions of the Joining Contribution in the amount of the Joining Contribution previously paid for the Boater Membership.

ARTICLE 8.

MEMBERSHIP SELECTION

8.1. Application for Membership. Once invited to join the Club, all applicants for membership must complete an application form, referred to as the Membership Application, and submit same to the Club for consideration and review. The application form shall request the following information:

(a) The name and address of the applicant;

(b) Information regarding the applicant’s business;

(c) The membership category for which the applicant is applying;

(d) The name(s) of applicant’s sponsors (existing Members); and

(e) Other information as the Club considers appropriate.

8.2. Joining Contribution. All applications for membership must be accompanied by the applicable Joining Contribution in the amount established by the Club for the category of membership specified on the application.

8.3. Screening of Applicants. The Club will evaluate all applicants. Evaluations will be conducted with the intent and purpose of securing the optimum number of Members with compatible character, social, vocational and professional attainment from all segments of the community. All applicants will be evaluated on the basis of:

(a) Interest of the applicant in becoming a Member;

(b) Compatibility of the applicant with other Members; and

(c) Financial responsibility of the applicant. All evaluations shall be made without regard to race, color, national origin, sex, religious preference, creed, or any disabilities of the applicant.

8.4. Acceptance of Application. If a decision is made to accept an application, the Club shall notify the applicant and will furnish the applicant with a copy of these Bylaws and the House Rules. If the class of membership to which the applicant applied is not available, upon the applicant’s subscribing to these Bylaws and the House Rules, on behalf of the applicant, and the applicant’s Spouse, Children and

guests, the applicant shall pay all amounts required and be placed on a waiting list for the appropriate membership class as set forth in these Bylaws. Any applicant whose application is accepted and placed on a waiting list who does not comply with the foregoing requirements within one (1) month from the time the application is received by the Club, shall become a Member only when a membership in the applicable membership category becomes available. However, if the category of membership to which the applicant applied is available, the applicant shall be entitled to the rights, privileges and obligations of the membership category chosen and shall be required to pay all amounts required.

8.5. Declination of Application. The Club may accept or reject any applicant in its discretion. The basis for such decision shall be confidential and shall remain confidential at all times. All decisions made by the Club with regard to any application shall be final. If an applicant has been considered for membership and the applicant’s application is denied, the Club shall notify the applicant of such decision, and the Joining Contribution submitted by such applicant shall be fully refunded. The applicant may not be further considered for membership in the Club for a period ending three (3) years following the declination.

ARTICLE 9.

MEMBERSHIP POLICIES

9.1. Use of Club Facilities. Subject to payment of the applicable dues, Members have the right to use the Club Facilities in accordance with these Bylaws and the House Rules. A Member’s Immediate Family is permitted reasonable use of the Club Facilities. The Club reserves the right to restrict or terminate the right of any particular member of a Member’s Immediate Family if the Club determines, in its discretion, that the use of the Club Facilities by that individual is not reasonable. The use of the Club Facilities by accompanied guests of Members is permitted in accordance with the House Rules, subject to the payment of applicable fees.

9.2. Applicability of Bylaws and House Rules. These Bylaws and the House Rules apply to all Members, and to each Member’s Spouse, Children, and guests.

9.3. Intentionally Omitted.

9.4. Disputes. With regard to any claim or dispute about the ownership of a membership, the Club shall be entitled to rely on the Membership Application and may confirm ownership of that membership in the name of the person listed on the Membership Application. The Club will not become involved in any domestic or other dispute concerning ownership or issuance

of a membership and does not have any liability or responsibility for the resolution of such disputes. The membership is not divisible upon divorce.

9.5.

Disposition of Membership Interest.

(a) Except as provided in these Bylaws, no Membership Interest may be sold, assigned, transferred, pledged, encumbered or otherwise conveyed by a Member (including without limitation the conveyance of a Membership Interest to the purchaser of the Property owned by a Member) and a Membership Interest may not be terminated by a Member.

(b) If a Member sells (including without limitation by land contract), transfers, or otherwise conveys the Property owned by the Member, the Membership Interest of that Member will be terminated, provided, at the request of the Member, and subject to approval of the Board, the Membership Interest of the Member may be extended at the discretion of the Board, provided the Club membership does not exceed the maximum permitted number of memberships and the Board has not otherwise determined that the Club is at full operational capacity. As a condition precedent to approving any extension of a Membership Interest under this Section, the person acquiring the Property owned by the transferring Member must (i) apply for membership in the Club in accordance with Article 8, and, either be admitted to membership, and pay the then current Joining Contribution; or (ii) be an existing Member. The Board may recall an extended Membership Interest in its discretion. If an extended membership is recalled by the Board, or if the extended Member resigns, dies or is otherwise terminated from membership, the Club shall refund the applicable portion of the Initial Capital Contribution portion of the Joining Contribution paid by the Member subject to and as provided in Section 9.7, provided, if the person who acquired the extended Member’s Property was an existing Member, the refund of the Initial Capital Contribution shall be paid pursuant to the waiting list procedure as provided in Section 9.7(d). If the Board of Directors at any time determines that the Club is at full operational capacity, an extended Member shall have one (1) year to purchase Property in Bay Harbor in order to retain his or her extended Membership Interest, and upon failure to do so, the extended Membership Interest shall be deemed recalled by the Board under this Section.

(c) Neither Deeded Members nor Mandatory Members shall be permitted to resign from the Club, except in connection with the sale or other conveyance of

AMENDED AND RESTATED BYLAWS

such Member’s Property in Bay Harbor.

(d) If a Member fails to comply with the terms of these Bylaws or the House Rules, including without limitation the failure to pay any fees, dues or assessments payable under these Bylaws or the House Rules, that Member shall be in default; and in the event of a default, the Club may suspend all rights and privileges of the membership, including, but not limited to, (i) the right of the Member, and the Spouse, Children and guests of the Member, to use the Club Facilities, (ii) the right to reissuance of the membership as set forth in Section 9.6, and (iii) the right to refunds as set forth in Section 9.7.

(e) If the rights and privileges of a membership are suspended under Section 9.5(d), all dues, spending minimums and assessments under the membership will continue to accrue; the Club Account must be brought current in order to reinstate the privileges of membership.

(f) If a Member dies and is survived by a Spouse, and the Member’s Property is devised to that Spouse, or the Spouse takes the Property as joint owner thereof by operation of law, the Spouse will be deemed to be the Member and take all rights, duties and responsibilities associated with the deceased Member’s membership. If the Member’s Spouse is deceased, and the Member is survived by a descendant (a “Descendant”), and if the Member’s Property is devised to the Descendant or the Descendant takes the Property as a joint owner thereof by operation of law, that Descendant will be a Member, subject to applying for membership as required by Article 8, and paying a Joining Contribution in an amount as determined by the Board of Directors, from time to time. If the Member is not survived by a Spouse or a Descendant, the devisee of the Member’s Property shall apply for membership as required by Article 8 and pay the full Joining Contribution within one (1) year of the date of the Member’s death. If a Member and/ or the Member’s Spouse is not deceased and is incapacitated and has not visited the Club for two years, and if the Member’s Property is devised to the Descendant or the Descendant takes the Property as a joint owner thereof by operation of law, that Descendant will be a Member, subject to applying for membership as required by Article 8, and paying a Joining Contribution in an amount as determined by the Board of Directors, from time to time.

(g) If a Regular Member is divorced, the Member or Spouse of the Member that is awarded the Property to which the membership is appurtenant shall be the Regular Member and retain all rights and privileges of membership. The Spouse who

is not awarded the Property may, upon written request and approval of the Board, continue as a “Spousal Member,” subject to payment of all Club dues and assessments and spending minimums, for a period of one (1) year. The Spousal Member’s privileges may be extended for one (1) additional year only, upon Board approval. If the Spousal Member purchases Property in Bay Harbor prior to termination of the Spousal Member’s privileges, the Spousal Member must pay the Joining Contribution applicable to Regular Members, and upon payment, such Spousal Member shall be a Regular Member. If the Member and Spouse of the Member own more than one Property in Bay Harbor at the time of divorce, and each is awarded Property in Bay Harbor, the non-member Spouse shall pay a Joining Contribution for a Regular Membership at the time of entry of the judgment of divorce. If a Founding Member is divorced, the Founding Member shall continue as a Founding Member. The Spouse of a Founding Member shall have the same rights as a Spousal Member under this paragraph, provided that if such Spousal Member purchases Property in Bay Harbor, Spousal Member shall acquire a Regular Membership and pay the Joining Contribution in an amount determined by the Board of Directors from time to time. Spousal Members shall not have voting rights uless converted to Regular Membership.

9.6. Reissuance of Membership. No Member shall have any right to sell, pledge, hypothecate, assign or otherwise transfer or encumber his or her membership, except in conjunction with a permitted reissuance as set forth in this Section 9.6, as it may be amended from time to time. The only memberships which are reissuable are Regular Memberships. Other memberships are not transferable except as expressly permitted in Article 7.

(a) Reissuance of Regular Memberships. The Membership of a Regular Member in good standing may be reissued only through the Club and only to the subsequent purchaser of the Member’s Property.

(b) Administrative Fee. To cover the administrative costs for the reissuance of memberships, all transfers of Regular Memberships are subject to the payment of an administrative fee by the Member as established by the Club.

(c) Continued Payment of Dues, Fees and Assessments. During the period of time that a Member’s Property is for sale, that Member shall be responsible to pay the required prevailing dues, fees and assessments applicable for the membership until the reissuance of the

membership to the purchaser of the Member’s Property. The Member shall be entitled to use of the Club Facilities during the period the dues are being paid to the Club while the Property is on the market.

(d) Financed Memberships. In the event any portion of the Joining Contribution has been financed or is owed to the Club, the Member shall be obligated to pay in full to the Club the remaining unpaid balance of the Joining Contribution as a condition precedent to the transfer of the membership to the subsequent purchaser of Member’s Property.

(e) No Advertising. Use of electronic media, magazines, newspapers, posters, billboards and other forms of public solicitation of membership transfers is strictly prohibited. Such public advertising of a membership will result in the disallowance of a reissuance of such membership and may result in the termination of the membership and forfeiture of all membership rights and privileges thereunder.

9.7. Refund of Joining Contribution. No Member shall have any right to receive a refund of any portion of the Joining Contribution, except as may specifically be authorized in this Section 9.7, as it may be amended from time to time.

(a) No Refund of Joining Contribution for New Members after January 1, 2018. No Member whose membership is issued after January 1, 2018, shall have any right to receive a refund of any portion of the Joining Contribution, notwithstanding any other provision in these Bylaws. Section 9.7(b), 9.7(c) and 9.7(d) shall apply only to memberships issued prior to January 1, 2018.

(b) Refund of Initial Capital Contribution Portion of the Joining Contribution Upon the Reissuance of a Regular Membership. Subject to Section 9.7(a), upon receipt of the written resignation and request to transfer from a Member, and after the reissuance of the membership in accordance with Section 9.6, the Member will be entitled to receive, if the membership is in good standing on the resignation date and the Initial Capital Contribution has been paid in full, a refund in an amount established by the Board of Directors, such amount not to be less than twenty percent (20%) of the Initial Capital Contribution portion of the Joining Contribution paid by the new Member for the membership. All payments shall be made by the Club within thirty (30) days after the membership held by the Member has been reissued by the Club, subject to the terms and conditions set forth in Section 9.6. No interest shall be due and payable on the Joining

Contributions. Any difference between the amount paid by the new Member to whom the membership is reissued and the amount of the refund to the resigning Member shall be the sole property of the Club.

(c) Refund of Initial Capital Contribution Portion of the Joining Contribution if Property is sold by Regular Member to another Regular Member. Subject to Section 9.7(a), if a Regular Member sells, transfers or otherwise conveys to another Regular Member the Property that is tied to the transferring Member’s membership, and no Initial Capital Contribution is paid by such acquiring Member, the transferring Member shall be entitled to a refund of the same percentage of the then current Initial Capital Contribution portion of the Joining Contribution as is then applicable to other Regular Members, but such refund shall be paid pursuant to Section 9.7(d).

(d) Waiting List. Subject to 9.7(a), if the Membership Interest of an Invitational Member has been terminated pursuant to Section 7.1(a)(3), or if the Membership Interest of a Regular Member has been terminated by sale of such Member’s Property to an existing Member, and no Initial Capital Contribution was paid, as provided in Section 9.7(c), each such former Member’s name shall be placed on a waiting list by chronological order of termination of membership, and the refund of the Initial Capital Contribution portion of the Joining Contribution applicable to the type of Membership Interest that was terminated shall be paid to such former Member(s), on a first-in, first out, basis, under the following rules:

(i) A refund of the Initial Capital Contribution portion of the Joining Contribution to a former Member on the waiting list shall not be paid until eight (8) Regular Memberships have been re-issued pursuant to Section 9.6, and an Initial Capital Contribution is paid by each of such eight (8) new Regular Members since the date the former Member was placed on the waiting list; and,

(ii) Once the conditions of subparagraph (i) above have been satisfied, a refund of the Initial Capital Contribution portion of the Joining Contribution applicable to the membership classification or category of the former Member then on the waiting list having the earliest date of membership termination shall be paid to such former Member; and after payment of the applicable refund of Initial Capital Contribution to a former Member, such former Member shall be removed from the waiting list; and,

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(iii) After refund of an Initial Capital Contribution is made to a former Member on the waiting list, and an additional eight (8) Regular Memberships have been re-issued pursuant to Section 9.6, and the Initial Capital Contribution portion of the Joining Contribution is paid by each of such eight (8) new Regular Members, a refund of the Initial Capital Contribution portion of the Joining Contribution applicable to the membership classification or category of the former Member then on the waiting list having the earliest date of membership termination shall be paid to such former Member, and such former Member shall be removed from the waiting list; and,

(iv) The process described in subparagraph (iii) shall be continued until there are no former Members on the waiting list; and,

(v) If a former Member is placed on the waiting list, and there are no other former Members on the waiting list, the provisions of subparagraphs (i) and (ii) above shall apply.

9.8. Guest Policy. The Club’s guest policy shall be determined by the Board of Directors and shall be set forth in the House Rules. The Club’s guest policy is subject to change from time to time in the sole discretion of the Board of Directors. The Club reserves the right to determine the number of guests a Member may host at one time, and to limit the number of times a particular guest may use the Club Facilities during any particular time period.

ARTICLE 10. PAYMENT OF DUES AND CHARGES

10.1. Membership Dues. Members shall be responsible for payment of applicable dues as may from time to time be prescribed for the various categories of membership by the Club. Membership dues are payable in advance as set forth herein. Members acknowledge that payment of applicable dues is required in order to use the Club Facilities.

10.2. Charges. The Club will approve the rate of charges for guest fees and all items of food, beverage, merchandise or other goods and services sold at the Club to Members, and to the Spouses, Children, and guests of Members. Each Member will be obligated to pay such charges for the goods and services purchased by such Member, and by the Member’s Spouse, Children, and guests. The Club reserves the right, in its sole discretion, to establish spending minimums, and to increase or decrease the amounts of such spending minimums, if established.

10.3. Statement and Payments. Monthly statements are

closed on the last day of each month and normally mailed, emailed or posted online to the Club’s website within five (5) working days thereafter. Payment is due and must be received at the Club (not merely postmarked) by the last day of the month in which the statement is mailed. A late charge, in an amount to be determined by the Club from time to time, will be added to all outstanding balances not paid each month. A Member may elect to have his or her membership dues and charges paid electronically by ACH or charged to his or her credit card account, subject to the applicable convenience fees. Individual arrangements must be made in writing with the accounting department of the Club. Notwithstanding the foregoing, the Club may place any Member on a cash basis for any or all services otherwise provided for credit, at any time, at the Club’s sole discretion.

10.4. Maintenance of Member Charge Accounts. In the event that the information provided on a Member’s Membership Application with regard to credit card accounts becomes incorrect for any reason, including, but not limited to, expiration due to passage of time or closure of accounts, the Member shall provide to the Club’s accounting department whatever data is necessary to update such information. All Members must maintain at least one (1) valid credit card account against which certain delinquent accounts may be charged as set forth below.

10.5. Assessments. At any time and from time to time, the Club may, except as otherwise expressly required herein, levy operating assessments against the Members to cover operating deficits or to levy capital assessments for expenditures and reserves for maintenance, replacement and acquisition of buildings, equipment and other capital assets of the Club (as distinguished from dues, which afford Members the right to utilize the Club Facilities). Capital assessments proposed for the purpose of permitting the Club to acquire additional facilities require the affirmative vote or written consent of at least sixty percent (60%) of the votes permitted to be cast by the Members.

10.6. Past Due, Delinquency and Suspension of Privileges. Effective management of accounts receivable at the Club is important to the Club and necessary to protect the rights and privileges of every Member. Accordingly, it is necessary to institute the following policies with regard to those Members who do not maintain their accounts in a timely manner:

(a) After notifying a Member either by email, mail or telephone that his or her Club Account is past due thirty (30) days, his or her charging privileges may be suspended;

(b) Any Member whose Club Account becomes delinquent, which is defined as being over sixty (60) days past due, may be denied charging and usage privileges until it is brought current. The Member will be notified by email, mail or telephone, and the fact of this delinquency may be posted on various bulletin boards at the Club;

(c) A Member whose Club Account has become delinquent under paragraphs (a) or (b) above, and who desires to continue to have charging privileges, may, at the discretion of the Club, (i) place funds in escrow with the Club, or (ii) authorize the Club to charge all purchases and charges to the Club Account to the Member’s credit card; and

(d) In the event that a Club Account becomes more than ninety (90) days delinquent, the Club may suspend all rights and privileges of the membership, including, but not limited to:

(i) the right of the Member, and the Spouse, Children and guests of the Member, to use the Club Facilities,

(ii) the right to reissuance of the membership as set forth in Section 9.6, and

(iii) the right to refunds as set forth in Section 9.7. Such suspension shall not prejudice or affect in any manner the right of the Club to use all legal remedies necessary to collect such delinquent indebtedness. The Member shall be responsible for any and all costs of collection including but not limited to attorneys’ fees. The Member shall indemnify the Club against all third party claims on fees paid to the Club on their behalf.

10.7. Crediting of Account. All bills must be paid in full. Any Member with questions regarding his or her statement should contact the accounting department and any credits due the Member will be credited on the following month’s statement. A credit may never be taken against any refund of the Initial Capital Contribution portion of the Joining Contribution.

10.8. Frequent Delinquency. In the event that a membership becomes frequently delinquent, defined as more than sixty (60) days past due three (3) times in any 12-month period, all rights and privileges of the membership shall be suspended; however, such suspension shall not prejudice or affect in any manner the right of the Club to use all legal remedies necessary to collect such delinquent indebtedness.

10.9. Returned Checks. Members shall be charged an additional returned check fee on their statement for any checks returned from the bank. The Club will set this fee annually.

ARTICLE 11. INFRACTIONS AND DISCIPLINE

11.1. Violations. The Club may suspend or otherwise discipline any Member for committing any violation of these Bylaws or the House Rules, for conduct unbecoming a Member, for any offense by the Member, or by the Member’s Spouse, Children, and/ or guests, against the best interests of the Club or for other good and sufficient cause as determined by the Club. Such discipline may include the denial of usage rights to any Member, or Spouse, Child or guest of a Member.

11.2. Suspension. A Member who has been suspended pursuant to these Bylaws shall be required to pay monthly dues, spending minimums and assessments following the effective date of suspension, and no portion of any fee or monthly dues previously paid by a suspended Member shall be refunded or prorated due to a suspension of a membership. During the period of suspension, the Member, and the Member’s Spouse, Children, and/or guests, shall have no right or privileges to use the Club Facilities pursuant to the membership or as the guest of another Member. A suspension may be lifted at such time as the Club obtains satisfactory assurance any violations will not be repeated.

11.3. Procedure for Suspension. A written notice of suspension shall be delivered by mail to the suspended Member. Upon suspension, the Member and the Member’s Spouse, Children, and guests, shall thereafter have no rights or privileges to use the Club Facilities. Suspension does not prejudice or affect in any manner the Club’s right to use all legal remedies available to collect any delinquent indebtedness.

11.4. Hearing Following Suspension. The following procedures shall be made available by the Club in order that suspended Members may be afforded an opportunity to have their situation reviewed and all circumstances taken into account:

(a) The Member may request a review hearing, which will be held before the Board of Directors or a designated representative of the Club. The Member’s request for a hearing must be delivered to the Club within fifteen (15) days following the date upon which the Club mails the notice of suspension to the Member; and

(b) The review hearing will be conducted within thirty (30) days from the date that Member’s request for the hearing is delivered to the Club. The Member may attend in person or by representation. Following such hearing, the Board of Directors or designated representative of the Club will make every effort to reach a mutually acceptable

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resolution. In the event such a resolution is not reached, the decision of the Board of Directors or designated representative of the Club is final and binding.

(c) Notwithstanding anything to the contrary detailed above, a Member whose membership is suspended based upon the failure to maintain his or her membership in good standing by fulfilling all financial obligations in a timely manner shall not be entitled to a hearing.

11.5. Procedure for Other Discipline. A written notice shall be prepared and mailed to the Member within five (5) business days of the violation, describing the violation, noting all parties involved, and specifying the action taken by the Club. A copy of the notice will be placed in the Member’s file.

11.6. Reinstatement of Privileges. A request for the reinstatement of membership privileges may be honored, at the Club’s discretion, subject to the suspended Member’s bringing the Club Account current, including the payment in full of all dues, spending minimums and assessments accruing prior to and during the period of suspension. In the event a Member is reinstated, all privileges of Membership will be reinstated as well.

ARTICLE 12. MEETINGS OF MEMBERS

12.1. Place of Meetings. All meetings of Members shall be held at any place within or without the State of Michigan which may be designated either by the Board of Directors (pursuant to authority hereinafter granted to said Board), or by the written consent of a majority of Members entitled to vote thereat, given either before, at or after the meeting and filed with the Secretary of the Club; provided, however, that no change in place of the meeting shall be made within fifteen (15) days prior to the date on which an election of Directors is to be held.

12.2. Annual Meetings. The annual meetings of Members shall be held at 9:00 a.m. on Labor Day Monday or such other day in September as determined appropriate by the Board of Directors. The business to be transacted at the meeting shall be determined by the Directors and limited to such business that is properly brought before the meeting.

(a) If the election of Directors shall not be held in September of any year, or at any adjournment of that meeting, the Board of Directors shall call a special meeting of the Members as soon as possible thereafter. At the meeting, the election of Directors shall take place. The election and any

other business transacted shall have the same force and effect as at an annual meeting.

(b) In the event the annual meeting is not held in September of any year, and if the Board of Directors has not called a special meeting as provided in Section 12.2(a) by December 1 of the year in question, then a majority of the Members may call the meeting, and at that meeting the Members may elect the Directors and transact other business with the same force and effect as at an annual meeting.

12.3. Notice and Purpose of Meetings; Waiver. Each Member of record entitled to vote at any meeting shall be given in person, or by mail, or by e-mail, written or printed notice of the purpose or purposes, and the time and place within or outside the State of Michigan of every meeting of Members, including the annual meeting. Notice shall be delivered not less than ten (10) days nor more than sixty (60) days before the meeting. If sent by mail or e-mail, it should be directed to the Member at the address last shown on the books of the Club. No publication of the notice of the meeting shall be required. A Member may waive notice of any meeting by attendance, either in person or by proxy, at the meeting or by a written waiver signed either before or after the meeting. Attendance at a meeting for the express purpose of objecting that the meeting was not lawfully called or convened shall not, however, constitute a waiver of notice. Except where otherwise required by law, notice need not be given of any adjourned meeting of the Members.

12.4. Special Meetings. Special meetings of the Members, for any purpose or purposes whatsoever, may be called at any time by the Chairman of the Board of Directors, the Board of Directors, or upon the written request of ten (10) or more Members who are entitled to vote. Notice of such special meetings shall comply with the provisions of Section 12.3.

12.5. Adjourned Meetings and Notices Thereof. Any Members’ meeting, annual or special, may be adjourned to any other time and place by the vote of a majority of the Members, present either in person or by proxy at the meeting, or by any Officer entitled to preside or to act as secretary of such meeting, whether or not a quorum is achieved. In the absence of a quorum, corporate business may not be transacted at such meeting. When any Members’ meeting, either annual or special, is adjourned for thirty (30) days or more, notice of the adjourned meeting shall be given as in the case of an original meeting, and otherwise, it shall not be necessary to give any notice of an adjournment or of the business to be transacted at an adjourned meeting, other than by announcement at the meeting at which such

adjournment is taken.

12.6. Voting. Only those Members with voting rights (i) listed on the membership records of the Club on the day ten (10) days prior to any meeting of Members, and (ii) in good standing, shall be entitled to vote at such meeting. Members may exercise their vote through a proxy appointed by a written instrument signed by the Member or by a duly authorized attorneyin-fact. Such vote may be viva voce or by ballot; provided, however, that all elections for Directors must be by ballot upon demand made by a Member at any election and before the voting begins. When an action, other than the election of Directors, is to be taken, it shall be authorized by a majority of the votes cast by the Members entitled to vote thereon, unless a greater majority is expressly required by the Articles of Incorporation or the laws of Michigan. Only those Members twenty-one (21) years of age or older may vote on matters relating to alcoholic beverages. Notwithstanding the above, only Equity Members shall be permitted to vote on matters related to the sale or dissolution and liquidation of the Club.

12.7. Quorum. A meeting of the Members may not be conducted unless a quorum is achieved at that meeting. The presence in person or by proxy of thirty percent (30%) of Members entitled to vote at any meeting shall constitute a quorum for the transaction of business. If a quorum is not achieved at any particular meeting, the meeting will be adjourned and may be rescheduled for any time at least fortyeight (48) hours later than the adjourned meeting. A Member’s participation in any meeting of the Members by conference telephone, internet based conference or similar communications technology by which all persons participating in the meeting may communicate with each other shall constitute participation in person. The names of the participants in the communication shall be divulged to all participants.

12.8. Order of Business. The order of business to be conducted at meetings of the Members is as follows: First, to determine whether a quorum is achieved; Second, to determine that proper notice of the meeting was provided to the Members or such notice was duly waived; and Third, to attend to the business of that meeting, as set forth in the notice of that meeting. Meetings of the Members will be conducted by the most senior Officer of the Club who is attending that meeting. Meetings will be conducted according to any generally recognized manual of parliamentary procedures. Minutes of each meeting of the Members will be prepared by the Club.

12.9. Action Without Meeting. Any action which, under the laws of Michigan, may be taken at a meeting of

the Members, may be taken without a meeting if authorized by a writing signed by all of the persons who would be entitled to vote upon such action at a meeting, and filed with the Secretary of the Club.

12.10. Proxies. Every person entitled to vote at a meeting of the Members or execute a consent or dissent to an action without a meeting of Members shall have the right to do so either in person or by one or more agents authorized by a written proxy executed by such person or such person’s duly authorized agent and filed with the Secretary of the Club; provided that no such proxy shall be valid after the expiration of three (3) years from the date of its execution, unless otherwise provided in the written proxy.

ARTICLE 13. INDEMNIFICATION OF OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS

13.1. Indemnification of Claims Brought by Third Parties. The Club shall indemnify a person who was or is a party or is threatened to be made a party to any threatened, pending, or completed action, suit, or proceeding, whether civil, criminal, administrative, or investigative and whether formal or informal other than an action by or in the right of the Club, by reason of the fact that the person is or was a Director, Officer, employee, nondirector volunteer, or agent of the Club, or is or was serving at the request of the Club as a Director, Officer, partner, trustee, employee, nondirector volunteer, or agent of another foreign or domestic corporation, business corporation, partnership, joint venture, trust, or other enterprise, whether for profit or not for profit, against expenses including attorneys’ fees, judgments, penalties, fines, and amounts paid in settlement actually and reasonably incurred by the person in connection with the action, suit, or proceeding if the person acted in good faith and in a manner the person reasonably believed to be in or not opposed to the best interests of the Club, and with respect to any criminal action or proceeding, if the person had no reasonable cause to believe that the conduct was unlawful. The termination of any action, suit, or proceeding by judgment, order, settlement, conviction, or upon a plea of nolo contendere or its equivalent shall not of itself create a presumption that the person did not act in good faith and in a manner which the person reasonably believed to be in or not opposed to the best interests of the Club and, with respect to any criminal action or proceeding, had reasonable cause to believe that the conduct was unlawful.

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13.2. Indemnification of Claims Brought by or in the Right of the Club. The Club shall indemnify a person who was or is a party to or is threatened to be made a party to a threatened, pending, or completed action or suit by or in the right of the Club to procure a judgment in its favor by reason of the fact that the person is or was a Director, Officer, employee, nondirector volunteer, or agent of the Club, or is or was serving at the request of the Club as a Director, Officer, partner, trustee, employee, nondirector volunteer, or agent of another foreign or domestic corporation, business corporation, partnership, joint venture, trust, or other enterprise whether for profit or not against expenses including actual and reasonable attorneys’ fees and amounts paid in settlement incurred by the person in connection with the action or suit if the person acted in good faith and in a manner the person reasonably believed to be in or not opposed to the best interest of the Club. However, indemnification shall not be made for a claim, issue, or matter in which the person has been found liable to the Club unless and only to the extent that the court in which the action or suit was brought has determined upon application that, despite the adjudication of liability but in view of all circumstances of the case, the person is fairly and reasonably entitled to indemnification for expenses which the court considers proper.

13.3. Enforcement of Indemnification Provisions. To the extent that a Director, Officer, employee, nondirector volunteer, or agent of a Club has been successful on the merits or otherwise in defense of an action, suit, or proceeding referred to in Sections 13.1 or 13.2, or in defense of a claim, issue, or matter in the action, suit, or proceeding, the successful party shall be indemnified against expenses including actual and reasonable attorneys’ fees incurred in connection with the action, suit, or proceeding and in any action, suit, or proceeding brought to enforce the mandatory indemnifications provided in this Article 13.

13.4. Approval of Indemnification. An indemnification under Sections 13.1 or 13.2, unless ordered by a court, shall be made by the Club only as authorized in the specific case upon a determination that indemnification of the Director, Officer, employee, nondirector volunteer, or agent is proper in the circumstances because the person has met the applicable standard of conduct set forth in this Article 13. This determination shall be made in any of the following ways:

(a) By a majority vote of a quorum of the Board consisting of Directors who were not parties to the action, suit, or proceeding.

(b) If the quorum described in Section 13.4(a) is not obtainable, then by a majority vote of a committee of Directors who are not parties to the action. The

committee shall consist of not less than two (2) disinterested Directors.

(c) By independent legal counsel in a written question.

13.5. Partial Indemnification. If a person is entitled to indemnification under Sections 13.1 or 13.2, for a portion of expenses including attorneys’ fees, judgments, penalties, fines, and amounts paid in settlement but not for the total amount thereof, the Club may indemnify the person for the portion of the expenses, judgments, penalties, fines, or amounts paid in settlement for which the person is entitled to be indemnified.

13.6. Advancement of Expenses. Expenses incurred in defending a civil or criminal action, suit, or proceeding described in Sections 13.1 or 13.2, may be paid by the Club in advance of the final disposition of the action, suit, or proceeding upon receipt of an undertaking by or on behalf of the Director, Officer, employee, nondirector volunteer, or agent to repay the expenses if it is ultimately determined that the person is not entitled to be indemnified by the Club. The undertaking shall be by unlimited general obligation of the person on whose behalf advances are made but need not be secured.

13.7. Other Rights of Indemnification. The indemnification or advancement of expenses provided in this Article 13 is not exclusive of other rights to which a person seeking indemnification or advancement of expenses may be entitled under the Articles of Incorporation, Bylaws, or a contractual agreement. However, the total amount of expenses advanced or indemnified from all sources combined shall not exceed the amount of actual expenses incurred by the person seeking indemnification or advancement of expenses.

13.8. Former Agent. The indemnification provided in this Article 13 continues as to a person who ceases to be a Director, Officer, employee, nondirector volunteer, or agent and shall inure to the benefit of the heirs, executors, and administrators of the person.

ARTICLE 14. DISSOLUTION AND LIQUIDATION

14.1. Dissolution and Liquidation. If at any time a majority of the Board of Directors concludes that the purposes of the Club cannot be fulfilled, then the Board of Directors may, by resolution approved by a majority of the Board of Directors, take such actions as may be required voluntarily to dissolve the Club and liquidate its assets in accordance with the Act. In the event that there are assets remaining after the payment of all debts, liabilities, and obligations of the Club, the Equity Members in good standing will be entitled

to receive their ratable share (determined by the Board of Directors on the basis of their membership classifications and the Initial Capital Contributions in effect for each membership classification immediately prior to dissolution) of such remaining assets.

ARTICLE 15. MISCELLANEOUS PROVISIONS

15.1. Corporate Seal. If the Club has a corporate seal, it shall have inscribed thereon the name of the Club and the words “Corporate Seal” and “Michigan.” The seal may be used by causing it or an electronic image to be affixed, impressed or reproduced in any other manner.

15.2. Financial Matters. All of the Club’s financial instruments and documents including, but not limited to, checks, drafts, bills of exchange, acceptances, notes or other obligations or orders for the payment of money shall be signed by the person(s) as designated by the Board of Directors.

15.3. Method of Giving Notices.

(a) Any notice required by statute or by these Bylaws to be given to the Directors, or to any Officers of the Club unless otherwise provided herein or in any statute, shall be given by mailing to such Director or Officer at his or her last address as the same appears on the records of the Club, and such notice shall be deemed to have been given at the time of such mailing. Notwithstanding the foregoing, notice may be provided to a Director or Officer by e-mail if such Director of Officer consents to delivery by e-mail in writing to the Club, and such notice shall be deemed to have been given at the time it was transmitted.

(b) Any notice to be given by the Club to a Member may be mailed or otherwise delivered to that Member at the address which the Member lists on his or her application for membership, unless that address has subsequently been changed by notice delivered to the Club as provided for in this Section. Notice to a Member is effective at the time of personal delivery or, if mailed, on the first regular mail delivery day at least three (3) days after the notice is delivered, postage prepaid, to the United States Postal Service. Notwithstanding the foregoing, notice may be provided to a Member by e-mail if such Member consents to delivery by e-mail in writing to the Club, and such notice shall be deemed to have been given at the time it was transmitted.

(c) Any notice to be given by a Member to the Club or the Club may be mailed or otherwise delivered to

the Club at that address listed below, or such other address as the Club or the Club may subsequently designate by notice delivered to the membership as provided for in this Section. Notice to the Club is effective upon its receipt by the General Manager.

BAY HARBOR YACHT CLUB

4300 Vista Drive Bay Harbor, Michigan 49770

Attention: General Manager

Telephone: (231) 439-2110

Facsimile: (231) 439 2111

15.4. Inspection of Books. A Director may inspect and copy the books and records of the Club kept by the Secretary and the Treasurer at all reasonable times and only under such procedures and conditions as may be determined from time to time by the Board of Directors.

15.5. Independent Corporation. The Members recognize and acknowledge that the Club is an independent corporation chartered under the laws of the State of Michigan, to whom the Members will solely look and who is solely responsible for the obligations and liabilities of the Club recited herein, arising hereunder, or in any manner related to the transactions contemplated hereby. The Members further recognize and acknowledge that no other entity or entities, including (i) any developers, (ii) any landowners, (iii) any individual, or (iv) any corporation affiliated with the Club which may form, organize, provide services to, provide loans and funds to, negotiate for, provide personnel to, make representations on behalf of, and from time to time take actions on behalf of or for the benefit of the Club, by direct dealings with the Members or those acting for them, is in any manner liable or responsible for the obligations and liabilities of the Club, whether recited herein, arising hereunder, or in any manner related to the transactions contemplated hereby, including, but not limited to, the refund of the Initial Capital Contribution portion of the Joining Contribution.

15.6. Binding Effect, Indemnification. In consideration of the rights and privileges of membership, each Member agrees, on his or her own behalf, and on behalf of his or her Spouse, Children, and guests, to be bound by these Bylaws and the House Rules. Furthermore, each Member agrees (i) to hold all developers, landowners, and all other employees and agents harmless, (ii) to indemnify the same, and (iii) to provide a defense by counsel, of the Club’s choosing, from any claim, liability or loss which results from or is connected with any violation of these Bylaws or the House Rules by the Member or his or her Spouse, Children, or guests, or any dispute arising from membership.

AMENDED AND RESTATED BYLAWS

15.7. Release and Disclaimer. While using the Club Facilities or participating in Club events, whether on or off the premises, Members, and the Spouses, Children and guests of Members, are charged with the responsibility of using proper judgment and caution at all times. The Club assumes no liability for injuries or illness caused to or incurred by any Member, or a Member’s Spouse, Children, or guest, or other user, or for damage to property resulting from the use of the Club Facilities. Consequently, any Member, or any Spouse, Child, or guest of a Member, or any other person who uses or accepts the use of any of the Club Facilities or services, or engages in any athletic contest, exercise or other Club activity, either on or off the premises, does so at his or her own risk and shall hold the Club, its Officers, Directors, employees and agents, harmless from any injury, illness, damage, claim, or liability resulting from such use or engagement.

15.8. Personal Property. Each Member, Spouse, Child and guest is responsible for his or her own personal property. The Club is not responsible for lost property or articles stolen from anywhere on the Club premises and specifically disclaims any such responsibility. Personal property left by any person on the Club premises and not claimed within thirty (30) days may be disposed of by the Club without notice. No bailment is intended, nor created, by the preceding sentence.

15.9. Closure of Club Facilities. The use of the Club Facilities may be modified or otherwise restricted as deemed necessary by the Club. Membership does not create any presumption that the Club Facilities or services that are now or hereafter available will continue to be available in their current state or condition. The obligation to pay dues is not dependent on the availability of all the Club Facilities or the frequency of use. Tournaments, special events, repair, maintenance and/or construction or remodeling of any of the Club Facilities, governmental mandates and/or other occurrences may make it necessary for the Club to change the hours of use, or to restrict the use of one (1) or more of the Club Facilities, or to close all or a portion of the Club Facilities temporarily. The Club will not reduce or suspend dues during the time when the Club Facilities, in whole or in part, are not available. The Club reserves the right, in its discretion, to refuse use of the Club Facilities by any person at any time.

15.10. Reciprocal Agreements. At any time and from time to time the Club may enter into reciprocal use agreements with other clubs that are located at least fifty (50) miles from the Yacht Club. The terms and conditions of these agreements (including without

limitation whether any fees will be payable for reciprocal use) will be determined by the Club in its sole discretion. At any time and from time to time the Club may terminate any reciprocal use agreements. The Club may also enter into an agreement with the Bay Harbor Golf Club that would permit Members to use the dining facilities at the Bay Harbor Golf Club.

15.11. Membership Categories. The Club, at all times, retains the full right to modify categories of membership and the right to revise any or all of the membership privileges applicable to any membership category, by action of the Board of Directors.

15.12. Liability for Damage. Each Member is liable for any damage to any of the Club Facilities or any person caused by the Member or by the Member’s Spouse, Children, or guests. Payment is due immediately upon presentment to the Member of a statement for costs.

15.13. Associations. The Club disclaims any responsibility and accepts or incurs no liability for the activity of any association. No association rules or policies may be contrary to or in conflict with these Bylaws or the policies established by the Club.

15.14. No Agency. No Member or any person participating in any activities of the Club shall have the authority, express or implied, to act on behalf of or as an agent for the Club.

15.15. Amendment, Entire Agreement. The Club’s Membership Application and these Bylaws, as presently enacted or hereafter amended, constitute the entire agreement between each Member and the Club. None of these documents, nor the rights and obligations they create, may be modified, amended, enlarged, or revised orally or by any party other than a written amendment adopted by the Club.

15.16. Membership Charges. All Joining Contributions, deposits, dues, fees, charges and assessments, whether paid annually, monthly or otherwise, are determined solely by the Club. The Club reserves the right, in the future, to change the amount of any Joining Contributions (including the Initial Capital Contributions and Initial Operating Contributions), deposits, dues, spending minimums and charges. Membership in good standing is conditioned upon prompt payment, in full, of all such Joining Contributions, deposits, fees, dues and charges as assessed by the Club. A Member may be subject to disciplinary action, including forfeiture of membership, for failure to meet his or her financial obligations. The schedule of Joining Contributions (inclusive of the Initial Capital Contributions and Initial Operating Contributions), deposits, dues, spending

minimums and charges in effect at any given time is contained in a classification table available for review at the membership office.

ARTICLE 16. DEFINITIONS

16.1. Act. The term “Act” shall mean the Michigan Nonprofit Corporation Act, as may be amended from time to time.

16.2. Annual Member. The term “Annual Member” shall mean a Member who holds an Annual Membership.

16.3. Annual Membership. The term “Annual Membership” shall have the meaning set forth in Section 7.1(b)(3).

16.4. Articles of Incorporation. The term “Articles of Incorporation” shall mean the Articles of Incorporation for Bay Harbor Yacht Club, as may be amended from time to time.

16.5. Authorized Entity. The term “Authorized Entity” shall have the meaning stated in Section 7.1(b)(4)

16.6. Bay Harbor. The term “Bay Harbor” shall mean the approximately 1,100 acre residential community located in Resort Township, Emmet County, Michigan known as “Bay Harbor.”

16.7. Board of Directors. The term “Board of Directors” or “Board” shall mean the board of directors of the Club.

16.8. Boater Member. The term “Boater Member” shall mean a Member that holds a Boater Membership.

16.9. Boater Membership. The term “Boater Membership” shall have the meaning set forth in Section 7.1(b) (9).

16.10. Bylaws. The term “Bylaws” shall mean these Amended and Restated Bylaws for the Club, as may be amended from time to time by the Club, at the Club’s discretion.

16.11. Children. The term “Children” or “Child” shall mean the unmarried children of a Member, or of a Member’s Spouse, who are under twenty-four (24) years of age and attending school full-time.

16.12. Club. The term “Club” shall mean Bay Harbor Yacht Club, a Michigan nonprofit corporation.

16.13. Club Account. The term “Club Account” shall mean an account established by the Club in each Member’s name, to which Club fees and charges incurred by the Member, and by the Member’s Spouse, Children and guests, may be charged.

16.14. Club Facilities. The term “Club Facilities” shall mean the real property owned by the Club, and all improvements thereon, including, but not limited to, the clubhouse with restaurant and fitness center, a

swimming pool, platform tennis courts, a beach, and docks.

16.15. Corporate Member. The term “Corporate Member” shall mean an Authorized Entity that holds a Corporate Membership.

16.16. Corporate Membership. The term “Corporate Membership” shall have the meaning set forth in Section 7.1(b)(4).

16.17. Deeded Members. The term “Deeded Members” shall have the meaning set forth in Section 6.3.

16.18. Designee. The term “Designee” shall mean an individual who is an owner, member, shareholder, partner, officer, director, trustee, beneficiary or bona fide employee of a Member who is approved for membership privileges by the Club and entitled to use the membership. In the event a Member proposes an individual who is not approved by the Club for Designee status, the Member shall propose an alternative.

16.19. Director. The term “Director” shall mean a member of the Board of Directors.

16.20. Equity Member. The term “Equity Member” shall mean a Member who holds an Equity Membership.

16.21. Equity Membership. The term “Equity Membership” shall mean a Regular Membership, a Founding Membership or an Invitational Membership. Each Equity Membership represents an ownership in the Club and includes, among other things, a right to vote on matters submitted to a vote of the Members, and the right to a portion of the proceeds upon dissolution and liquidation of the Club in accordance with Article 14.

16.22. Founding Member. The term “Founding Member” shall mean a Member who holds a Founding Membership.

16.23. Founding Membership. The term “Founding Membership” shall have the meaning set forth in Section 7.1(a)(2).

16.24. Honorary Founding Member. The term “Honorary Founding Member” shall mean each of the three (3) individuals named in Section 7.1(b)(1) who hold an Honorary Founding Membership.

16.25. Honorary Founding Membership. The term “Honorary Founding Membership” shall have the meaning set forth in Section 7.1(b)(1).

16.26. Honorary Member. The term “Honorary Member” shall mean a Member who holds an Honorary Membership.

16.27. Honorary Membership. The term “Honorary Membership” shall have the meaning set forth in

Section 7.1(b)(2).

16.28. House Rules. The term “House Rules” shall mean those rules, regulations, policies and procedures, designated and as may be amended from time to time by the Club.

16.29. Immediate Family. The term “Immediate Family” shall mean a Member’s Spouse and Children.

16.30. Initial Capital Contribution. The term “Initial Capital Contribution” shall mean the portion of the Joining Contribution paid to the Club by the Member in order to acquire membership in the Club, as determined in the discretion of the Board, as adjusted from time to time. Each Member acknowledges and agrees that (i) all Initial Capital Contributions (as well as capital assessments) shall be segregated from the Initial Operating Contributions (as well as operating assessments); (ii) all Initial Capital Contributions shall be restricted solely for the use of capital improvements and capital expenditures of the Club; and (iii) such Member’s intent is to make a capital contribution to the Club.

16.31. Initial Operating Contribution. The term “Initial Operating Contribution” shall mean the portion of the Joining Contribution paid to the Club by the Member in order to acquire membership in the Club, as determined in the discretion of the Board as increased or decreased from time to time. Each Member acknowledges and agrees that all Initial Operating Contributions shall be segregated from the Initial Capital Contributions (as well as capital assessments). Notwithstanding the foregoing, the Board is permitted to set the Initial Operating Contribution at an amount equal to zero for some or all categories of membership.

16.32. Invitational Member. The term “Invitational Member” shall mean a Member who holds an Invitational Membership.

16.33. Invitational Membership. The term “Invitational Membership” shall have the meaning set forth in Section 7.1(a)(3).

16.34. Joining Contribution. The term “Joining Contribution” shall collectively mean the combined total of any Initial Capital Contribution and any Initial Operating Contribution payable in order to acquire a membership in the Club. The Joining Contribution shall be determined solely by the Board and shall be non-refundable except as expressly provided otherwise in these Bylaws.

16.35. Legacy Member. The term “Legacy Member” shall mean a Member who holds a Legacy Membership.

16.36. Legacy Membership. The term “Legacy Membership” shall have the meaning set forth in

Section 7.1(b)(5).

16.37. Mandatory Member. The term “Mandatory Member” shall have the meaning set forth in Section 6.3.

16.38. Master Deeds. The term “Master Deeds” shall mean any and all Master Deeds related to Property and recorded in Emmet County Register of Deeds.

16.39. Member. The term “Member” shall mean any applicant who is accepted for membership as a member of the Club, in any membership category or classification offered in accordance with these Bylaws and who has paid the applicable Initial Capital Contribution.

16.40. Membership Application. The term “Membership Application” shall mean that Membership Agreement and Application signed by the Member and by the Club indicating approval of an applicant for membership.

16.41. Membership Card. The term “Membership Card” shall have the meaning set forth in Section 6.4.

16.42. Membership Interest. The term “Membership Interest” shall mean a Member’s membership interest in the Club, regardless of the membership classification.

16.43. Membership Year. The term “Membership Year” shall mean each twelve (12) month period beginning on May 1st and ending as of the immediately succeeding April 30th.

16.44. Merchant Member. The term “Merchant Member” shall mean a Member who holds a Merchant Membership.

16.45. Merchant Membership. The term “Merchant Membership” shall have the meaning set forth in Section 7.1(b)(6).

16.46. Non-Equity Member. The term “Non-Equity Member” shall mean a Member who holds a NonEquity Membership.

16.47. Non-Equity Membership. The term “Non-Equity Membership” shall have the meaning set forth in Section 7.1(b).

16.48. Non-Resident Member. The term “Non-Resident Member” shall mean a Member who holds a NonResident Membership.

16.49. Non-Resident Membership. The term “Non-Resident Membership” shall have the meaning set forth in Section 7.1(b)(7).

16.50. Property. The term “Property” or “Property in Bay Harbor” shall mean (i) real property that is located in Bay Harbor (including without limitation a condominium unit that is an individual building site or a condominium unit that is located in a building

that is built upon property located in Bay Harbor) and (ii) any docks that are located in Bay Harbor Lake and that are a part of any condominium projects established by Bay Harbor Company and that have been designated by Bay Harbor Company as “Property.”

16.51. Regular Member. The term “Regular Member” shall mean a Member who holds a Regular Membership.

16.52. Regular Membership. The term “Regular Membership” shall have the meaning set forth in Section 7.1(a)(1).

16.53. Spousal Member. The term “Spousal Member” shall have the meaning set forth in Section 9.6(g).

16.54. Spouse. The term “Spouse” shall mean the current, legal spouse of a Member; or, if a Member is unmarried and lives in the same household with another natural person who is eligible to become the legal spouse of that Member, the Member may designate that natural person as his or her Spouse.

16.55. Winter Member. The term “Winter Member” shall mean a Member that holds a Winter Membership.

16.56. Winter Membership. The term “Winter Membership” shall have the meaning set forth in Section 7.1(b) (8).

ARTICLE 17. AMENDMENTS AND ADDITIONS

17.1. Amendment. These Bylaws may be amended, repealed, altered, or restated at any time, in whole or part, by action of the Board of Directors; provided, however, that if any proposed amendment is material, then the amendment will not be effective unless that amendment is approved by more than one-half of the Members.

17.2. Announcement of Amendment. Amendments to these Bylaws may be announced either by publication in the Club’s newsletter or by posting on a Club bulletin board.

Approved by the Club the 15th day of August, 2001. Amended the 12th day of December, 2001. Amended the 16th day August, 2003, 16th day of April, 2004, 7th day of August, 2004, 7th day of October, 2006 and 23rd day of March, 2007 and the 23rd day of October, 2008, and the 18th day of December, 2009. 1st day of November, 2012 and 26th of July 26, 2013 and the 14th day of April, 2014. Amended the 7th day of September 2015 and the 27th day of 2016. Amended the 21st day of June, 2017 and the 10th of November of 2017 and the 30th of September of 2020. Amended the 18th day of December, 2020 and 25th day of February, 2022 and the 28th day of April, 2023

Effective as of May 1, 2026

ARTICLE 1: PURPOSE

The purpose and objective of Bay Harbor Yacht Club (the “Club”) is to operate as a private yacht club for the social and recreational benefit of its members, and their families, guests, and invitees. By authority vested in Section 3.1 of the Bylaws of the Club (the “Bylaws”), the following rules and regulations governing the use of the Club Facilities (these “Club Standards”) have been approved by the Board of Directors and are effective May 1, 2024, until further notice. These Club Standards supersede and revoke all club rules previously in force and are binding upon all classes of Members. The words used herein shall have the same meaning as set forth in the Bylaws, as they may be amended from time to time, unless the context shall require otherwise.

ARTICLE 2: GENERAL

2.1.

Hours of Operation

The Club’s days and hours of service shall be determined by the Club considering the season of the year and other circumstances and are subject to change. The hours of operation shall be posted in the clubhouse and published in the newsletter. The business office is open from 9:00 a.m. until 5:00 p.m., Monday through Friday.

2.2. Conduct

All Members, and their Spouses, Children, and guests, shall abide by all the Bylaws and these Club Standards. Parents are responsible for the conduct of their Children at all times. Children under twelve (12) years of age are not permitted on the Club premises unless accompanied by a parent or guardian. Members are responsible to ensure that their guests comply with the Bylaws and the Club Standards.

Any Member, Spouse, Child, or guest who conducts himself or herself in an unbecoming manner or who knowingly violates any Club policy or rule may be denied service by the Club and/or be sanctioned as provided in the Bylaws and these Club Standards.

2.3. Discipline

The General Manager is required to notify the Board of any violation of the Club rules. The Board reserves the right to discipline any Member who violates Club rules in accordance with the provisions of the Bylaws and Club Standards. Sanctions include, but are not limited to, fines, restitution, and letter of censure and suspension of privileges.

2.4. Food and Beverages

All food and beverages consumed at the Facilities must be purchased through the Club and may be consumed only in

areas designated by the Club, except for approved snacks on the beach.

The Food and Beverage Minimum policy is as follows: The minimum year is from May 1 until April 30 of the following year for most membership types. The minimum year for Boater Members is from May 1 until October 31, with October 31 as the deadline for minimum purchases. and the minimum year for Winter Members is from October 1 until May 31, with May 31 as the deadline for minimum purchases. All food and beverages charges (excluding take-out wine) apply toward the minimum charge. Sales tax, gratuity, and service charges do not apply.

2.5. Alcoholic Beverages

No alcoholic beverages shall be served or consumed at the Club Facilities in violation of Michigan law. The Club staff has been instructed to enforce all state liquor regulations, including the following:

a) Gambling is not permitted in the clubhouse.

b) No alcoholic beverages purchased outside of the Club shall be brought into or consumed within the Club Facilities by Members, Spouses, Children, or guests. The exception to this rule, unfinished bottles of wine purchased in the dining rooms may be recorked and taken home. The Club has a takeout Beer and Wine license and can also provide cocktails to-go.

c) Members, Spouses, Children, and guests under the age of twenty-one (21) may not consume beverage alcohol on the Club premises.

d) Intoxicated persons will not be served alcoholic beverages.

e) Minors may not sit at the bar.

2.6. Members’ Accounts

Food and beverage charges, purchases, equipment rentals, and other charges incurred by a Member, Spouse, Child, or guest shall be billed to the responsible Member’s Club Account. Members shall sign for all purchases using their Club Account number. Spouses and Children shall sign their own name and the name and Club Account number of the Member. Only Members, Spouses, and unmarried Children under the age of twenty-four (24) and attending school full-time, may sign for charges. Guests may sign for charges on a Member’s Club Account only with the prior written approval of the Member.

Equity Members’ accounts must be in good standing for their children or grandchildren (Legacy Members) to have privileges in the Club. If an equity member’s account is suspended, the Legacy member will also be suspended from privileges in the Club.

CLUB STANDARDS

All expenses including costs and attorneys’ fees, incurred by the Club for checks returned by the Member’s bank shall be borne by the responsible Member.

The Yacht Club bills on a monthly cycle. To avoid finance charges, payment must be received in the business office by the last day of each month.

2.7. Club Equipment

No property or furniture of the Club shall be removed from the room or other area in which it is placed without the prior approval of the Club. No Club property shall be loaned or removed from the Club Facilities without prior written permission from the Club.

A Member shall be responsible for damage to Club property resulting from misuse by the Member, or by his or her Spouse, Children, or guests. All repair or replacement costs will be charged to the responsible Member.

2.8. Traffic and Parking

Access to the Club is through the Yacht Club gatehouse entrance on US 31. Guests must be registered prior to their arrival and must give their name and the name of the sponsoring Member to the gatehouse guard upon their arrival.

All Members, Spouses, Children, and guests must observe all speed limit and parking requirements. Vehicles shall be parked only in appropriate parking spaces and in strict observance of any traffic regulations that may be established.

Members and guests are prohibited from parking on Shores Drive to gain beach access. Vehicles which are parked in reserved, restricted, or unmarked areas may be removed at the expense of the responsible Member.

• Club and Lange Circle Drives: Located at the front entrances of the Clubhouse and Lange Center Ballroom. Automobile parking is not permitted in the circle drive of the Clubhouse or Lange Center at any time. Electric Vehicles are permitted to park in one single lane closest to the clubhouse or Lange Center, allowing unhindered drop-off access to the front entrance of the Club.

• Shores Circle Lot: Located at the corner of Shores Drive and Vista Drive, primarily used for beach access. Designated for day use only. Overnight and long-term parking is prohibited.Violators will be towed to the upper Vista Court lot at the owner's expense.

• Vista Drive Lot: Located across the street from the Clubhouse and Lange Center Ballroom, primary parking lot for all visitors. Designated for short-term parking only. Overnight and long-term parking is

prohibited unless prior approval from the GM or Harbormaster. Violators will be towed to the upper Vista Court lot at the owner's expense.

• Upper Vista Court Lot: Located at the Racquets Center. Designated for day use visitors to the racket complex, and with prior permission from Yacht Club GM or Harbormaster, overnight and long-term parking on the west end of the Vista Court Lot located closest to the Main Gate entrance.

Recreational vehicles (“RVs”), and mopeds, minibikes, allterrain vehicles, boat trailers, cargo trailers, jet skis, are not permitted at the Club Facilities without the prior permission of the Yacht Club General Manager or the Harbormaster.

Motorcycles, bicycles, and scooters (motorized and nonmotorized) shall be restricted to parking areas only and are subject to the same rules and regulations as other vehicles. Scooters must park in or near the bicycle racks. Rollerblades, skateboards, roller skates, ice skates are not permitted anywhere on the Yacht Club property.

2.9. Bay Harbor Communitiy Low Speed Vehicles

Approved vehicles within Bay Harbor Community are those that are able to legally be classified as Low Speed Vehicles. Examples of those vehicles include GEM, Moke, Garia and select ClubCar. It is best to speak with Jessica Cusson at Bay Harbor Company to confirm that the vehicle you are thinking of purchasing is allowed in Bay Harbor. The following Rules and Regulations apply to all LSV models, and in addition are governed by the Michigan Vehicle Code. Both are enforceable by the City of Petoskey, Department of Public Safety.

a) All models must be registered with Bay Harbor Company. Contact Association Coordinator, Jessica Cusson at 231.439.2512

b) All models must be classified as a Low Speed Vehicle. Max speed of 25 mph.

c) All models are subject to the Michigan Vehicle Code*, including use of seat belts.

d) All drivers must have a valid driver’s license to operate an LSV.

e) Owners must maintain liability insurance for LSV use on Bay Harbor roadways.

f) Business advertising is prohibited on LSV’s, only a logo is acceptable.

g) Any modifications to the original factory vehicle must be in good taste, not offensive.

h) Required Safety Equipment for LSV’s:

1. Vehicle must be electric, max speed 25 mph.

2. Street legal: headlights, taillights, brake lights, turn signals, windshield wiper.

parking brake, rear view mirrors, reflex reflectors.

3. Three-point seat belts for all passengers.

4. Safety glass windshield, rear and side windows.

5. Speed controllers installed by manufacturers cannot be removed or modified.

i) Areas within Bay Harbor where LSV access is prohibited:

a. Bay Harbor Lake Marina Docks.

b. Bay Harbor Golf Course.

c. Little Traverse Wheelway, non-motorized trail along US-31.

d. LSV Moke, GEM, and select ClubCar are allowed on the waterfront walk, in front of Bay Harbor Yacht Club. Only GEM vehicles are allowed on the Yacht Dock Piers.

e. Parking not permitted on the north and south lawn panels in front of NOMAD and Brandy's.

j) State license plates are not required within Bay Harbor.

k) Prohibited vehicles on Bay Harbor property: ATV, ORV, Golf Carts, Side-by-Sides, Dirt Bikes, Mini Bikes

2.10. Solicitation

The membership roster may not be released to any nonmember and may not be used for any commercial purpose. No advertisement, solicitation, petition, or notice shall be distributed or posted at the Club Facilities without the prior approval of the General Manager. No business activity or solicitation of any kind shall be conducted at the Club Facilities without the prior approval of the Club. Charitable and other solicitation of the membership may only be made by specific Board authority.

2.11. Pets

Pets (except for Service Animals) are not permitted in the clubhouse or in outdoor food service areas. Pets are not allowed on the beach during operating hours and must be always leashed and under the control of their owner while on the beach and other Yacht Club property. Each owner must clean up after their pet. Members are responsible for any damage or injury caused by an animal owned by, or brought upon the Club Facilities by, such Member, his or her Spouse, Children, or guests.

2.12. Firearms/Fireworks

Firearms, lethal weapons, and ammunition are not permitted in the clubhouse or anywhere else on the Club property. Fireworks are permitted only in areas designated for fireworks displays and only when authorized by the Club.

2.13. Controlled Substances

Controlled substances (as defined by state and federal law), other than those prescribed by a physician for medical reasons, are not permitted on Club property. The sale, exchange, or unlawful use of a controlled substance on Club property is prohibited. Persons found to be under the unlawful influence of a controlled substance while on the

Club premises will be engaged in conduct detrimental to the best interests of the Club and shall be subject to disciplinary action.

2.14. Publicity

The Club is a private club whose recreational and social activity are intended for the benefit of its members and guests. Accordingly, the Club neither seeks nor welcomes publicity outside of the membership about its activities. Inquiries from the media concerning the Club, its Members or practices shall be directed to and solely responded to by the General Manager or other Board- designated representative. No other Member or Club employee shall discuss Club events, policies, rules, bylaws, or affairs with the media.

If members of the press or other media are guests of Members of the Club, they shall be advised by the Members inviting them that the Club proceedings and happenings may not be reported and should not be made available for publication.

No Member or Club employee shall initiate, address, or solicit to the Club any communication intended to appear in any newspaper, periodical or other publication not directed solely to Members.

The use of photographic or video equipment in the clubhouse or on the Club premises for commercial or public consumption without the prior permission of the General Manager is prohibited. Release of pictures or stories to the press concerning Club activities, whether taken or obtained at a Club function or at a member’s home, is prohibited. However, at the discretion of the Board of Directors or the General Manager, permission may be granted to take pictures at a party or function in the Club on the assurance that they are for the personal use of the Member hosting the party.

All external marketing efforts must be approved the Board of Directors.

2.15. Smoking

The clubhouse is a smoke-free facility. Cigarette and e cigarette smoking is allowed only in designated areas on the outside of the Club. Cigar Smoking is not permitted in smoking areas.

2.16. Prohibited Activities

The Club shall have the right and power to prohibit any games, sports, or other activities which it may, in its determination, consider harmful to the interests of the general membership and/or the Club. Activities prohibited on all Club property include, without limitation, ice skating, roller skating, rollerblading, and skateboarding. Scooters (motorized and non-motorized) are also prohibited on

CLUB STANDARDS

Club property. Diving and swimming from the Yacht Docks into navigable areas is prohibited. To promote maximum boating and child safety, sailboats, kayaks, and paddleboats may not enter Yacht Dock areas.

2.17. Personal Property

Each Member, Spouse, Child, or guest is responsible for his or her own personal property. The Club is not responsible for lost property or articles stolen from anywhere on the Club premises and specifically disclaims any such responsibility. Personal property left by any person on the Club premises and not claimed within thirty (30) days may be disposed of by the Club without notice.

2.18. Guest Privileges

During the peak season (May 1 - September 30), all member guests must be checked in by a BHYC member in good standing. Members must stay on Club property while guests are utilizing Club amenities, unless noted below. No registration or guest fees will be assessed to member guests, unless noted below.

Member Grandchildren Attending Junior Camp: The only fee that applies is the daily camp fee. Members do not need to accompany their grandchildren at Junior Camp.

Wellness Center Guests: All member guests who use the Wellness Center amenities throughout the year will pay a daily fee of $15 per guest. Wellness Center guests do not have to be accompanied by a member. All member guests wanting to use the Wellness Center must be registered in person at the Wellness desk.

Racquets Center Guests: All member guests joining members to utilize the Racquets Center are limited to two guests. Guests are not permitted at member-only events including, but not limited to, Dink and Drink, Coffee and Donuts, and Round Robin.

Member Adult Children (age 24 and older): Adult children and grandchildren who may want to gain further access to club facilities, please investigate joining as a Legacy member. A Legacy Membership is equivalent to a full membership and includes the member’s spouse/partner, and any children/dependents ages 23 or younger, who live at home or attend school full-time. More information is available by contacting our Membership department for eligibility and pricing.

Guest Check-In Policy

Members must check-in at the venue their guest(s) wants to use and stay on Club property while guest(s) utilize amenities. Members do not have to stay with their guests at the amenity the guest chooses to utilize. Members are required to have a profile image on file for staff to confirm

the member.

Unaccompanied Immediate Family Guest Program: Members may request to purchase an unaccompanied, seven day guest pass for immediate family members during the months of June, July or August. Passes are limited to two times (a maximum of 14 total days) within a calendar year. Those participating are subject to the Club’s guest policy (noted above) and the following: Registration: Must be submitted by the member 72 hours prior to arrival. Member guests docking their boat in the member’s slip are subject to BHYC’s Short Term Slip Renter Policy.

Resort Fee: $250 per family in June or August or $500 per family in July. Allows immediate family guests full, unaccompanied privileges to the Club for up to seven consecutive days, including access to the Club’s amenities, programming, and events.

Guest Card: Immediate Family Guests will be assigned a temporary member number/card for identification during their weekly visit.

Payments: The resort fee and any club charges (including activity and event fees) incurred by the Immediate Family Guest will be charged to the member’s account. Guests have the option to pay for their purchases at the point of sale with a credit card. The 3% convenience fee applies. Immediate Family Guests registered under this program will not incur a daily guest fee for gym use. Gym use is included within the amenity privileges.

Yacht Dock Guests – Guests who stay on the Yacht Dock will be extended guest privileges by paying a slip rental fee to Bay Harbor Yacht Docks and by paying a daily/weekly resort fee to Bay Harbor Yacht Club.

Each Yacht Dock Guest must complete a Bay Harbor Yacht Club Guest Authorization Form and obtain a guest card. A guest card will be necessary to gain access to the Club facilities and amenities. Payment for services will be by personal credit card.

Reciprocal Guests – Reciprocal Guests from approved Clubs will have dining privileges for up to three visits per calendar year. Reciprocal guests must make an advance reservation, register with the Membership office, and provide a current letter of introduction from their home club prior to arrival. Payment for services will be by personal credit card. Reciprocal Guests who stay at the Yacht Docks will be extended guest privileges by paying subject to the current Yacht Dock Guest Policies. Blackout dates apply June 26 through July 12, 2026 and December 26, 2026 through January 1, 2027. Additional blackout dates may apply.

Renter Guests – Short term renters in Bay Harbor may apply for guest privileges by paying a daily resort fee to Bay Harbor Yacht Club. Over five years, a maximum of two (2) trips in total are allowed (daily/weekly resort fee & determine cost). A BHYC Member renting their home as a business will not have privileges available for their renter. Long Term renter’s six months or more may apply for an Annual Membership.

During the off-season (October 1 - April 30), the Immediate Family Guest Program is not required for unaccompanied guests. Guests may use dining facilities and the spa unaccompanied, as long as the host member makes the reservation for their guest. Members need to add a note in the reservation process that the booking is for a guest with the guests' name. Fees may be charged to the member account, or the guest may pay by credit card. The Wellness Center maintains the same guest policy year-round.

2.19. Parties/Reservations

The Club wishes to encourage the use of the clubhouse and other Club Facilities by Members for private parties. All private functions must be hosted by a member who may or may not be present at the function. All private functions must be approved in advance by the Club. A Member must make a reservation with the Club for available dates and arrangements and must assume full responsibility for the party and for the conduct of such Member’s guests in accordance with the Bylaws and these Club Standards. A deposit shall be required at the time the reservation is made.

Private functions may not interfere with the service to the membership at large. The Lange Center is available for private parties and Member-sponsored special events, based on availability. The Club will cater private parties and Member-sponsored special events throughout the year, even when regular a la carte dining is not available.

If an unusual number of people are involved and/or whenever special service of any kind is desired, the Club shall establish guidelines regarding notice, operations, additional services, and hours. No performance by entertainers will be permitted at the Club Facilities without the permission of the Club. All decorations must be approved in advance by the General Manager. The Club requires the advance payment of a security deposit by the Member's guest who assumes responsibility for a private party. The Member sponsoring the party shall be responsible for any damage caused by the installation and removal of party decor.

2.20. Liability

Neither the Club, its Directors, Officers, or employees shall

be liable for any injuries to persons or damage to or loss of property involving Members, Spouses, Children, guests, or other persons on the Club premises. Each Member agrees to indemnify and hold the Club, its Directors, Officers, and employees harmless from and against, all claims made by their guests or invitees, occurring on the Club premises for personal injury, damage to, or loss of property not proximately caused by the gross negligence or willful or wanton conduct of Club employees.

The use of Club Facilities by a Member or other person shall constitute an acknowledgement of that person’s release of liability and waiver of claim. Each Member shall be legally and financially responsible for his or her acts or omissions, as well as those of his or her Spouse, Children, and guests. Each Member shall indemnify and hold the Club, and its Members, Directors, employees, representatives, and agents harmless from any loss, cost claim, injury or damage incurred by the Member, his or her Spouse, Children, or guests, or arising out of the conduct of the Member, Spouse, Children, or guests.

2.21. Membership Cards

A Membership Card is available on the BHYC App, and indicates the Member’s name, Club Account number, and the type of membership, and containing the name of the authorized user. Membership Cards shall be issued to each Member, and to the Spouse and Children of such Member. A Membership Card may not be used by any person other than the person to whom it is issued. Membership Cards are nontransferable. Printed, non-digital Membership Cards are available upon request.

2.22. Reservations and Cancellations

It is the responsibility of each Member to make reservations for dining or other use of the Club when appropriate. Reservations shall be in the name of the person requesting the reservation. The applicable Club Account number must also be given. Reservations shall be honored on a first come, first-served basis. Table location preferences will be assigned in the order in which reservations are received. Groups larger than 12 require advance notice and management approval. The Club has the right to refuse to seat a member who has no prior reservation when reservations are full. Reservations for dining will be held for only fifteen (15) minutes after the reserved time. Reservations for dining must be canceled by 4:00 p.m. on the day of the reservation.

Reservations for Club-sponsored parties must be canceled 48-72 hours in advance, or the Member will be charged the full event fee.

2.23.

Gratuities

A twenty percent (20%) Gratuity and a two (2%) mandatory

CLUB STANDARDS

service charge is added to all food and beverage checks.

2.24. Attire

Members and other persons using the Club facilities shall comply with the following rules of attire: If the policy is not followed, the Member or their guests’ may be asked to change. Alternative clothing is always available at the Club to purchase.

Dress Code for Dining Venues

Attire for men, women and children must be in good taste and appropriate for the season. It is expected that the Members and other persons will choose to dress in fashion befitting of the surroundings and atmosphere provided in the setting of the Club. It is also expected that Members will advise their guests of the dress requirements. From time-to-time exceptions to the dress rules may be made, as published by the club.

Bay View Dining, Winnie's Circle bar Marina Lounge, and Marina Lounge Patio/Traditional Appropriate Attire: In the above-mentioned indoor venues men are required to wear collared shirts. The exception is a dress non-screened “banded collar” shirt with short or long sleeves. Cotton “T-shirts” do not qualify as a dress shirt. Dress sandals and/ or shoes must be always worn in the clubhouse. “Tasteful” jeans and “Dress” shorts are permitted in the dining rooms. Hats must be removed while in the Bay View Dining, Winnie's Circle bar & Marina Lounge.

Grille Room, Quarter Deck and Beach House Appropriate Attire: Walking length casual shorts, “tasteful” blue jeans with no rips or holes, and sandals are allowed. Hats, shorts, jeans, T-shirts, cover ups, hats, flip flops are allowed. Men must wear shirts. Shoes are required. Bathing attire may only be worn in the pool and beach areas. Short shorts, cut-offs, tank tops, and similar clothing are not suitable attire in the Grille Room or Quarter Deck.

From October 1 until Memorial Day weekend more casual attire (après’ ski attire) will be permitted in all dining rooms.

Aquatics Attire: One- or two-piece bathing suits that provide appropriate coverage are permitted. Thong-style bathing suits are not allowed. Shirts or appropriate bathing cover-ups, along with footwear, must be worn in all areas beyond the beach and pool, including the Beach House and Quarter Deck. Attire should be in good taste at all times.

All attire with politically charged advertising are prohibited, unless worn for a specific private event approved by the General Manager and/or Board of Directors.

2.25. Mobile Phone Policy

Place phone on vibrate or silent when in the dining areas and fitness room. No speaking on mobile phones in any dining areas of the Club including the Quarter Deck and Beach House. No speaking on mobile phones in the Fitness Room or The Spa. If you do receive a call, please take the call outdoors. Texting and emailing from mobile devices are permitted in all areas of the Club including dining rooms. Mobile phone conversations are permitted poolside. See a staff member for a private location to conduct a conversation on your cell phone.

2.26. Club Services and Activities

The Club reserves the right to restrict the use of certain Club Facilities to the general membership from time to time due to Member-sponsored special events or private parties. The Club may sponsor various social, cultural, and recreational events in which all Members and their Spouses,

Children and guests may be invited to participate. Activities will be publicized in the weekly email of the Club.

2.27. Employees

In the interest of orderly management procedure and discipline, Members are not allowed to reprimand or issue orders to employees but are requested to report any employee incivility to the General Manager. Members are specifically requested to make suggestions to Department Managers or the General Manager for items that may be pertinent to the improvement of Club operations. All complaints or suggestions concerning employees must be transmitted to the General Manager.

Arrangements for services must be made through Club management. Employees on duty are not permitted to leave the Club premises on errands or for any other service for Members. Members must not request special personal services from the employees of the Club while they are on duty.

Absent prior approval of the Board or the General Manager, employees may not use Club facilities, and employees may not be invited as Members’ guests including Club sponsored events. It is Club policy to refrain from employing Members’ immediate family.

2.28. Unauthorized Entry

Maintenance and equipment buildings and other service areas are off limits to Members, Spouses, Children, and guests, unless accompanied by an authorized employee of the Club.

2.29. Delinquent Accounts

Effective management of accounts receivable at the Club

is important to the Club and necessary to protect the rights and privileges of every Member. Accordingly, the Board reserves the right to act against any Member whose Club Account is past due or delinquent in accordance with the provisions of the Bylaws and Club Standards. Such measures include, but are not limited to, late fees, interest, suspension of charging privileges, letter of censure, and loss of usage privileges.

ARTICLE 3: TENNIS, PLATFORM TENNIS, PICKLEBALL, AND BOCCE STANDARDS

3.1. Registration

All Members, Spouses, Children, and guests must register with the pro shop before playing tennis, pickle, platform, and bocce.

3.2. Hours of Operation

Weather permitting, the tennis, pickleball, platform, and bocce courts will be open daily from 8:00 a.m. until 8:00 p.m., May 22* through October 31, seven days a week. The platform tennis courts are open year-round from 8:00 a.m. until 8:00 p.m. and are for paddle tennis only. *Pickleball courts open on May 22 in 2026.

The tennis courts, pickleball courts, platform tennis courts, and bocce courts will be closed during inclement weather. All users are responsible for their own safety in any court area during hazardous weather conditions. While the Club will attempt to warn users and close the courts when conditions dictate, under no circumstances shall the Club be held liable for failing to warn users of hazardous weather conditions or the need to vacate any tennis court area.

The Club reserves the right to set aside designated court time during hours of operation for special events or programs, during which time use by Members may be restricted.

3.3. Rules of Use

Use of the tennis, pickleball, platform, or bocce courts is contingent upon compliance with the following rules:

Courts are not to be used when nets are lowered. Courts are not to be used for any purpose other than intended.

Members are afforded guest privileges in accordance with the guest policies noted in these Club Standards.

Children who are not playing tennis are not permitted to play within the tennis court enclosures.

U.S.L.T.A. rules apply to all tennis play. This is the same for the I.F.P for pickle, A.P.T.A for platform tennis, and B.S.A

for Bocce. Good sportsmanship is always required on the courts.

Members and guests are urged to familiarize themselves with the proper etiquette, which include the following:

No person shall enter or cross another court while a point is in play.

All persons requesting the return of a ball from another court should ask only when play on the court has halted. Players should not retrieve a ball from another court themselves.

Loud or quarrelsome conduct or profanity is prohibited on the courts. No obnoxious behavior will be permitted. Screaming is not considered to be acceptable behavior on or off the court in the spectator area.

If an injury occurs on courts, please contact BHYC management immediately.

Waiting players must use the Racking System that holds the paddles of interested players in the order in which they will be pulled to fill the next available open court.

Players are expected to exit the court once their game is completed unless there are no waiting players whose racquets are in the Racking System.

Please report any maintenance concerns to BHYC management.

Pickleball Paddle and Ball Approved List for Play at BHYC: Only the list of approved pickleball paddles and balls that are posted in the Pro Shop are eligible to be used on the Pickleball Courts. This list is dynamic and is updated frequently so this list is kept in the Pro Shop as it is monitored by management. If you don’t have an approved paddle with you, the Pro Shop has approved loaner paddles for your use.

The Director of Racquet Sports, General Manager, and any staff member have the authority to enforce all rules and regulations, to supervise the general conduct of all persons at the racquet courts, to maintain order, and to reprimand, restrict, discipline, and evict any individual not complying with the tennis, pickle, bocce, and platform tennis rules. Please report any violation of these rules to BHYC management.

3.4. Reservations

Names of all players are required for court reservations. Play during unreserved times shall be on a first come, firstserved basis, with the exception that those who have not

CLUB STANDARDS

previously played that day have priority over Members who already have played. Regardless of the type of reservation made, court time is to be restricted to two hours of play; In addition, the Club reserves the right to designate other times when play will be limited. Members may reserve courts online or by calling the Club up to seven (7) days in advance.

All players must register at the tennis courts at least ten (10) minutes before the scheduled starting time. If the party who has reserved a court fails to show for their reservation within 15 minutes of the start time, the reserved court will be considered open to any waiting Members for play. Court cancellations must be received at least twelve (12) hours before scheduled playing time. Players who do not notify the staff for court time or lessons may be charged a court fee, as determined in the discretion of the Club.

Children under the age of eighteen (18) may make reservations for courts in the same manner as adults. At the discretion of the Club, certain hours and courts may be reserved for adults only.

3.5.

Attire

Proper attire and regulation equipment are always required on the courts. No cutoffs, jeans, bathing attire, bare feet, or shoes other than proper footwear will be allowed on the courts. Shirts must be worn at all times. Proper and appropriate Pickleball athletic attire and shoes are required. Taking precautions by using appropriate shoes will reduce the chance of injury.

3.6. Tournaments and Clinics

The Club reserves the right to make the tennis, platform, pickleball, or bocce courts available for tournament and promotional play, at which time use by Members may be restricted. Except during special events, only members of the professional staff are permitted to render instruction at the Club. Lessons should be scheduled through the Racquets Pro Shop. Lessons must be canceled no later than twelve (12) hours prior to the start time. Members or guests who cancel within 12-hours of their lesson start time or no-show will result in a 100% fee for all scheduled lessons. The 100% fee will be charged to the member account with whom the reservation is held.

3.7.

Prohibited Activities

All hazardous activity on the courts is prohibited, including, but not limited to ice skating, roller skating, rollerblading, skateboarding, bicycling and scooters (motorized and nonmotorized). The cost of repairing any damage to the court surface resulting from such prohibited activity shall be charged to the responsible Member’s account.

No outside food or beverages other than water are

permitted on the courts. No glass containers are allowed on the courts. Smoking is prohibited on the courts and within the tennis, pickleball, platform, or bocce facilities.

Pets are not permitted in the court enclosures, under the pavilion, or inside the fenced area of the facilities. Members may walk their dogs past the facilities on the appropriately identified walkway.

Persons not playing should stay off the court surface. No game other than tennis, pickleball, platform or bocce may be played on the proper court Courts should be vacated promptly after the reserved playing time is over.

ARTICLE 4: CODE OF CONDUCT FOR USE OF THE CLUB BY MINOR CHILDREN

The aim of Bay Harbor Yacht Club is to be a friendly, caring, and welcoming environment for the member’s children and grandchildren to enjoy. To achieve this BHYC has developed some guidelines for children, parents, and staff. Safety is the number one objective of the Club. For the purpose of this document, minors are identified as under the age of 21.

• Respect one another including other members and staff. Good manners and etiquette are always expected.

• Respect all property including restrooms, locker rooms, pool, and dining areas.

• Parental Supervision is always required for children under the age of 12 when children are not involved in a club activity. There is a childcare provider list (ages 13 and older) at the Main Office. See Article 2.2 of the Club’s Club Standards.

• The Kid's Club will be available for children to use during designated hours. Children under the age of 12 using this room must be supervised by an adult or a childcare provider.

• Minors are not permitted to sit on bar stools at the bar in Winnie's Circle bar Grille Room, Quarter Deck, or Beach House. See Club Standard 2.5.

• All issues will be identified and reported to the Manager on Duty. Parents will also be contacted. An incident report will be recorded and a meeting between staff, parents and management will take place if needed. The goal is a positive outcome for all involved.

• Minors may bring guests when they visit the Beach, Pool and Wellness Center (if a certain age). Guests must be checked in by the member, in accordance with the Member Guest Policies noted in these Club Standards.

ARTICLE 5: AQUATICS STANDARDS

5.1. Registration

Guests must be checked in by the member, in accordance with the Member Guest Policies noted in these Club Standards.

All members and guests must check in to use the Pool and Beach with the attending aquatics staff at the amenity point of entry. All members of the party must be identified and recorded prior to entry into the water amenities.

5.2. Hours of Operation

The aquatics center will be open daily, weather permitting, from 7:00 a.m. until 8:00 p.m., from Memorial Day through Labor Day and open until 10:00 p.m. Fridays and Saturdays June 15-August 17, 2026. Lap swim is designated from 7:00 a.m to 9:00 a.m. daily. Please check the program calendar for additional programming restrictions.

The aquatics center will be closed during inclement weather. In the event of thunder or lightning, the pool will remain closed until twenty (20) minutes has elapsed since the thunder or lightning. All users are responsible for their own safety in the pool area during hazardous weather conditions.

While the Club will attempt to warn users and close the aquatics center when conditions dictate, under no circumstances shall the Club be held liable for failing to warn users of hazardous weather conditions or the need to vacate the aquatics center.

The Club reserves the right to set aside designated time during hours of normal aquatics operation for special events or programs, during which time use by Members may be restricted.

5.3.

Swimming Standards

Safety is number one. Lifeguards may or may not be on duty from 11:00 a.m. to 8:00 p.m. If there is no lifeguard on duty all person’s swim at their own risk. Persons under the age of thirteen (13) and all minors who are unable to swim are not permitted in the aquatics area unless accompanied by a parent or other person sixteen (16) years of age or older who agrees to assume responsibility for the child’s safety and behavior. Children using the main pool must be toilet trained; children are not allowed to wear diapers in the main pool. Any person who lacks control of defecation shall wear a water-resistant swim diaper and waterproof swimwear.

Diving is not allowed. Children under the age of eight (8) may use lifeguard-approved flotation devices but must

remain in the shallow end of the aquatics center. No other flotation devices may be used in the aquatics center, unless approved by the Club. Children in the splash pad must be under adult supervision.

Pool towels are available in the locker room. Locker room and swimming towels shall not be removed from the Club property. Daily lockers are issued on a first come, first served basis. Club locker room etiquette will be monitored and enforced. The Club is not responsible for any lost or stolen articles.

Dangerous conduct, including running and rough play, is not permitted. Wrestling, pushing, dunking, ball playing, and noisy or other hazardous activity will not be permitted in the pool area, including the locker rooms. Club employees shall have full authority to maintain order, reprimand, and discipline, restrict and evict any individual not complying with the pool and beach rules. Radios, televisions, and similar electronic devices may be listened to if played at a volume which is not offensive to other Persons. Snorkels, fins, masks, kick boards, weights, and inflatable devices are not permitted in the pool unless permission is obtained from the aquatics manager, or their use is required for a class. Balls, water balloons, Frisbees, and other flying objects are not permitted in the pool area.

No food or beverages are allowed unless served by the Club. Coolers are not allowed. Alcohol Beverage Control (DABV) prohibits the consumption of alcoholic beverages on the premises that have not been purchased from the Club. China, glass, drinking glasses and sharp objects are not permitted in the pool and beach areas. This includes lotions and creams in glass or shatterable plastic containers. Eating around the pool is retricted to designated areas and no food may be consumed within four feet of the pool. No smoking will be allowed at any time in or around the pool area. Animals, bicycles, and skateboards are restricted from the aquatics center.

Lifesaving and pool cleaning equipment should be used only for the purposes intended.

All Persons using the aquatics center shall be responsible for their own safety and shall be deemed to have assumed the risk of using the aquatics center, and agree, by their presence in these areas, that neither the Club, its Directors, Officers, or employees, shall be held liable for any loss, injury or death arising out of the use of the aquatics center.

All accidents that result in an injury, regardless of how minor, must be reported to the Club staff.

5.4. Illness, Medical Conditions

Persons are not permitted in the aquatics center if they

CLUB STANDARDS

have a cold, cough, fever, infection of any kind, skin rash, inflamed eye(s), or are wearing bandages. Swimmers with open cuts or sores are not permitted in the pool.

5.5. Attire

All Persons must wear suitable bathing attire while swimming; no cutoffs, jeans, or Bermudas will be permitted. Aquatics attire must be in good taste. Cover-ups must be worn while walking from the clubhouse to the aquatics center. Shoes must be always worn in the clubhouse. Club management has the authority to request a member or guest to change their attire if swimming attire is offensive to others. Bathers must shower before entering pool.

5.5. Swim Diapers

All infants toddlers, and any child who is not fully toilet trained must wear a properly fitted, water-resistant swim diaper together with waterproof swimwear while using the Aquatics Center, including the main pool, splash pad, any other water features. Standard diapers are not permitted in any pool or aquatic facility at the club. Parents and guardians are responsible for ensuring compliance with this requirement. In the event of contamination or other incident resulting from failure to comply with this policy, the Club reserves the right to assess the responsible Member for all, or a portion of the costs associated with the required pool closure, cleaning, sanitation, testing, and reopening.

ARTICLE 6: WATER SAFETY & BEACH STANDARDS FOR SAFETY & FUN

6.1. Beach and Water Safety

Bay Harbor Yacht Club is working in conjunction with the Bay Harbor Security Staff and Committees to ensure that significant procedures are in place for all Club venues and especially monitor members and guests who are using the beach, especially after the hours of operation. Emergency procedures have been developed for the Security Staff and Yacht Club Staff and training sessions are held each season to provide safety and security and a standard of care to members, guests, and staff.

Bay Harbor Yacht Club Lifeguards have been certified by the American Red Cross in lifeguarding, First Aid, CPR and AED (Automated external defibrillator) to ensure member and guest safety and protect lives. In addition, they prevent injuries by minimizing and eliminating hazardous situations, they enforce facility rules, recognize, and respond quickly and effectively to all emergencies, administer first aid, CPR and AED (Automated external defibrillator), and inform other lifeguards, facility staff and management when more help is needed.

Key staff and management of the Beach and the activities

program have been trained in First aid, CPR and AED (Automated external defibrillator). They are trained in the procedures for an emergency and are willing to assist whenever it is necessary.

6.2. Beach Standards and Regulations

a) Hours of Operation. The Beach will be open daily, weather permitting, from 11:00 a.m. until 8:00 p.m.

• The Beach area will be closed during inclement weather. In the event of thunder or lightning, the Beach will remain closed until twenty (20) minutes have elapsed since the thunder or lightning. All users are responsible for their own safety in the Beach area during hazardous weather conditions. While the Club will attempt to warn users and close the Beach when conditions dictate, users are responsible for their own safety and should adhere to the instructions by the Club staff.

• The Club reserves the right to set aside designated time during hours of normal Beach operation for special events or programs, during which time use by Members may be restricted.

b) Swimming Rules. Safety is number one. Lifeguards may or may not be on duty from 11:00 a.m to 7:00 p.m.. If there is no lifeguard on duty, all persons swim at their own risk. Persons under the age of twelve (12) and all minors who are unable to swim are not permitted in the Beach area unless accompanied by a parent or other person sixteen (16) years of age or older who agrees to assume responsibility for the child’s safety.

c) Dangerous conduct, including running and rough play, is not permitted. Wrestling, pushing, dunking, intentional breath holding contests, ball playing, and noisy or other hazardous activity will not be permitted in the Beach area. Club employees shall have full authority to maintain order and restrict any individual not complying with the Beach rules. Radios, televisions, and similar electronic devices may be listened to if played at a volume, which is not offensive to other Persons.

d) China, glass, drinking glasses and sharp objects are not permitted in the Beach areas. This includes lotions and creams in glass or shatterable plastic containers.

e) Lifesaving equipment should be used only for the purposes intended.

f) All injuries, regardless of how minor, must be reported to the Club staff.

g) Sailboats, Paddle Boats, Kayaks and Paddleboards are available for family use. Users under the age of eighteen (18) must have a signed waiver by a parent.. On days without adequate lifeguard coverage, the parent assumes responsibility. All

users must wear a life jacket regardless of age. The Club will use the Club safety boat when children under twelve use the boating equipment. Children ages eight and older (8+) can use paddleboats, paddleboards and kayaks in absence of a lifeguard. Children ages seven and under must be accompanied on watercrafts by a person 12 years and older. During busy times there is a thirtyminute limit on paddleboard use and one hour limit on the Precision Sailboat.

h) No boating or swimming is allowed east of the rock wall. All boaters must stay away from the docks! It is dangerous and not permitted. No diving or jumping is allowed off the docks.

i) All staff will be trained in boat safety. The Safety boat will shepherd children away from all piers and boat traffic.

j) As a courtesy to other Members and their guests, Members are asked to remove their belongings from under the umbrellas when they leave the Beach, even if they leave for a brief period of time.

k) Children will exercise great care while playing on the swing set and water inflatables.

l) Beach towels are available on the Beach and must be returned to the appropriate container.

m) All Persons using the beach areas shall be responsible for their own safety and shall be deemed to have assumed the risk of using the beach area, and agree, by their presence in these areas, that neither the Club, its Directors, Officers, or employees, shall be held liable for any loss, injury or death arising out of the use of the pool or beach areas.

n) No dogs allowed on the beach during hours of operation.

ARTICLE 7. THE SPA STANDARDS

7.1

Risk Factors

All members and guests receiving spa services and/or utilizing spa locker room amenities in any capacity do so at their own risk. Members and guests should be aware that extended use of steam rooms or water amenities may result in nausea, dizziness, fainting, injury or death. Members and guests are encouraged consult a physician before each use of the spa locker room amenities or receiving spa services.

7.2.

Hours of Operation

Spa hours of operation will be decided by Bay Harbor Yacht Club and will be based on season, time of year and other circumstances that are subject to change. The hours of spa operation will be posted in the clubhouse, member mobile app and website, and distributed in club communications.

7.3. Guest Usage

Guests of members may use spa locker room amenities only with receival of a spa service and must be accompanied by their host member. Members must schedule all guest services. Guests are also responsible for payment of any received spa service, service charge, or retail, unless otherwise requested by their host member.

7.4.

Limits of Liability

In addition to Risk Factors article 7.1, all members and guests receiving spa services and utilizing spa locker room amenities do so at their own risk and must complete a general liability waiver before entry on their first visit. Once a liability waiver is signed after the first visit, it is the responsibility of all members and guests to update the service provider, spa front desk reception and Spa Director of any changes in medical background that may impact the wellbeing or health of team members or themselves. All members and guests release Bay Harbor Yacht Club and their team members from any and all claims, loss of property, damages, injury, or liability of any kind.

7.5. Cancellation

Spa service cancellations, edits, or reschedules must be made 24-hours prior to the service start time. Members and guests who cancel or reschedule within 24-hours of the service start time, regardless of circumstance, or no-show will result in a 100% fee of the scheduled service price. In addition, members who don't show will also be charged the standard 20% service charge. This article also includes guests of members and the charges for such fees will be applied to the host member account.

7.6. Age Policy

Members and guests between the ages of 13-17 (young adults) may receive spa services with a parent or guardian that is also receiving spa services. Young adults may use spa locker room amenities only with receival of a spa service and must be accompanied by a parent or guardian. Young adults are asked to be considerate when in the spa and spa locker room amenities.

7.7. Outside Services and Products

Spa services are to be conducted by Bay Harbor Yacht Club team members. All contractors, team members and service providers not employed by Bay Harbor Yacht Club are prohibited and not allowed within the spa department. In addition, members and guests are prohibited from providing their own products and supplies (lotions, creams, gels, skincare, etc.) to be used in service. Any member or guest that is concerned about the products used for service or product ingredients due to a medical concern must contact the Spa Director at least 48-hours before the service date so possible alternative accommodation can be made.

7.8. Proper Conduct

The Spa provides a relaxing and tranquil environment for members and guests. We do not allow disrespectful, unethical, or unsafe conduct toward other members, guests, team members, or property. Any member or guest engaging in such behavior or conduct will be asked to leave and any scheduled spa service will be charged in full, with a 20% service charge. In addition, any such behavior or conduct will be submitted to the General Manager for possible disciplinary action.

7.9. Locker Room Usage

Female members who are not receiving spa services during operating hours may use spa locker room amenities outside hours of operation. Female members may use locker room amenities Monday-Saturday between 8:00a.m. to 9:30 a.m. and 5:30 p.m. to 7:00 p.m. and Sunday between 8:00 a.m. to 9:30 a.m. Female members are asked to contact a team member from the Wellness Center for locker room access. Male members who are not receiving spa services during operating hours are welcome to use the steam room inside the Wellness Center during operating hours.

7.10. Mobile Phone and Electronic Devices

Mobile phones and other electronic devices may not be used in photographic or video mode in any part of the spa or spa facilities at any time. Mobile phones may only be used to make calls in the spa reception area. Mobile phones and other electronic devices may only be used for texting and music, with the use of headphones and dim light. Please be mindful and courteous when using mobile or electronic devices.

7.11. Scheduling and Arrival

Spa services may be scheduled by phone, email, or 24- hours in advance through the member app or online member website. Members and guests are asked to arrive at least 5-10 minutes prior to service start time to allow a comfortable check-in process. Members and/or guests who are late for their scheduled service may result in shorter treatment time, to be charged in full..

ARTICLE 8: WELLNESS CENTER STANDARDS

8.1. Risk

Members using the Wellness Center do so at their own risk. If you are injured while on the premises, please seek immediate assistance. First aid care will be provided, and an injury report will be made.

8.2. Member Check-In

Members must check into the facility at the receptionist desk located in the Wellness Center hallway upon each

visit. Dependents under the age of eighteen (18) may not check in guests without prior authorization from a primary member or their spouse, by calling the Wellness Center desk or emailing Wellness Center staff.

8.3.

Guest Policy

A guest is defined by any person who does not appear on the membership account. Dependents 24 and older who have aged out of membership will be considered guest. All guests must be checked into the Wellness Center by a member in good standing. All guests are subject to current guest fees, fees will be charged directly to the member’s account. Current guest fees are $15.

8.4.

Proper Conduct

We strive to uphold a family-oriented environment. As such, we always expect proper and respectful conduct on our premises. We do not permit disrespectful conduct toward other members, guests, employees (“Team Members”) or property, including but not limited to vulgar, profane, indecent, offensive, violent, hostile, aggressive, threatening, harassing, stalking, fraudulent, or other inappropriate conduct or communications. Please use provided wipes to clean general use areas of the fitness equipment after your use. Please see the Wellness Center desk for additional clarification.

8.5.

Boat Captains and Crews

Captains, crews, and boat guests of members in good standing will have unescorted Bathhouse and laundry privileges. The wellness facilities will be available for captains and crew members from 6:00 a.m. to 8:00 a.m. and 4:00 p.m. to 8:00 p.m. daily and will be subject to daily guest fees.

8.6.

Age Policy

Wellness Center users must be 16+ years old to use the free weights, cardio equipment, strength equipment and Peloton room. Children ages 13-15 are permitted to use this equipment under the supervision of a parent or BHYC training professional. Children under the age of 13 are not permitted anywhere on the gym floor. The Group Fitness Studio is open to families with children of all ages and must always be accompanied and supervised by an adult.

8.7.

Personal Trainers

Members are not permitted to use an outside personal trainer in the facility. Personal Training sessions must be canceled no later than 24 hours prior to the start time. Members or guests who cancel within 24-hours of their session start time or no-show will result in a 100% fee for all scheduled session. The 100% fee will be charged to the member account with whom the reservation is held.

8.8. Equipment Utilization

During peak utilization, please limit equipment use to 30 minutes.

8.9. Attire and Proper Hygiene

Attire and personal hygiene deemed to be offensive will not be permitted. Athletic attire is required in all wellness areas, unless specifically stated. Shirts are to provide adequate coverage. No bare midriff shirts or sports bra may be used in place of shirts. Footwear should be closed toed, athletic shoes. Exceptions to footwear apply only in specific group fitness classes. Bottoms must be adequate in length of at least mid-thigh. Please keep modesty in mind as it pertains to color and fit. Other specific attire situations will be evaluated on a case by case basis.

8.10. Smoking, Drugs, and Alcohol

Smoking, drug and alcohol consumption are not permitted anywhere in the wellness facility.

8.11. Illness

You may not enter the premises if you have a contagious illness that may be transferred through ordinary use of our equipment, services, or programs. You must cover exposed lesions or rashes and follow all posted signs and applicable rules or laws.

8.12. Animals

You may not bring any animals inside the clubhouse the premises unless it is a service animal performing its duties in the care of a person who requires its assistance. All exempt animals must be licensed, vaccinated and have identification tags (where applicable).

8.13. Mobile Phone and Device Usage

Mobile phones and other mobile devices may not be used in photographic or video mode in any locker room, rest room, steam room, massage or service rooms. Mobile phones may only be used to make calls in the main wellness hallway. Mobile phones may be used for texting and music. Headphones must be utilized for any training videos or business video calls. Be mindful of common courtesy and safety when using mobile devices on the wellness floor.

8.14. Our Standard of Excellence

In maintaining our standards of excellence, we appreciate your commitment to making this area safe and enjoyable for everyone. Please observe all posted rules and regulations.

9.1 Return Policy

Clothing apparel may be returned or exchanged within 14 days of purchase with a receipt and original retail tags in place. All non-apparel sales are final. All discounted merchandise sales (apparel and non-apparel) are final.

CHANGE OF NAME/ADDRESS FORM

TO: Bay Harbor Yacht Club 4300 Vista Drive

Bay Harbor, Michigan 49770

FROM: _ (Name of Member)

RE: Change of Name and/or Address for Membership Directory

We encourage you to make any changes to Member Information through our online portal. www.members.bayharb oryc.com

Please revise the Membership Directory of my new name and/or address as follows:

DEPENDANT NAME:

ADD NEW or REMOVE (circle one)

ADD NEW or REMOVE (circle one)

ADD NEW or REMOVE (circle one)

ADD NEW or REMOVE (circle one)

NEW ADDRESS: (Street) (City) (State) (Zip)

NEW HOME PHONE: (Area Code) (Number)

NEW CELL PHONE: (Area Code) (Number)

NEW EMAIL ADDRESS:

ec

Member Signature Date

Please contact Bay Harbor Yacht Club with any questions or additional comments. P: (231) 439-2100 F: (231) 439-2111 E: bhyc@bayharboryc.com

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