

BAY HARBOR YACHT CLUB

Station at Bay Harbor Lake Latitude: 45.364672 Longitude: -85.031207
4300 Vista Drive Bay Harbor, Michigan 49770 (231) 439-2100 Fax (231) 439-2111
bayharboryc.com bhyc@bayharboryc.com


This Membership Roster is published for the sole and exclusive use of the members of the Bay Harbor Yacht Club for Club purposes. It may not be reproduced in whole or in part in any manner or fashion and it is not to be delivered to any person other than a member of the Club.
The roster is published as a convenience for members and for their private information. It may not be used in the preparation of lists for any type of solicitation or communications to the membership, not specifically authorized by the Board of Directors.
Every effort has been made to ensure accuracy of the contents of this roster, and any errors or changes should be immediately brought to the attention of the Club Membership Director.


Administration
STAFF DIRECTORY
Interim General Manager, Dwight Jenson, CCM
Human Resource Manager, Sean Kennedy
Membership & Marketing
Director of Membership & Marketing, Megan Nickerson
Communications Manager, Hannah Gracin
Accounting & Technology
Chief Financial Officer, David Krawec
Controller, Maria Sanner
Accounting Manager, Kristy Lawless
Accounting Assistant, Rachel Carley
Facilities
Director of Facilities, Daniel Shumway
Director of Housekeeping, Dawn Laway
Aquatics,Manager, Mike Cataldo
Member Events & Banquets
Director of Events, Krystle Pantall
Event Coordinator, Lora Ashley Morris
Dining Services
Director of Beverage & Certified Sommelier, Shannon Wiltjer
Dining Services Manager, Melissa Hershey
Culinary
Executive Head Chef, Scott Mania
Wellness & Spa
Director of Fitness, Nick Mesnard
Director of Spa, Brian Head
Golf Professional, Paulo Rocha
Racquet Sports
Director of Racquets, Payne Schanski
Kids Club
Director of Junior Programming, Kate McCaffrey
Yacht Docks
Dockmaster, Martin Leemaster
231.439.2110 | djenson@bayharboryc.com
231.439.2107 | skennedy@bayharboryc.com
231.439.2112 | membership@bayharboryc.com
231.439.2114 | hgracin@bayharboryc.com
231.439.2113 | dkrawec@bayharboryc.com
231.439.2124 | msanner@bayharboryc.com
231.439.2108 | klawless@bayharboryc.com
231.439.2109 | rcarley@bayharboryc.com
231.439.2140 | dshumway@bayharboryc.com
231.439.2100 | dlaway@bayharboryc.com
231.439.2100 | mcataldo@bayharboryc.com
231.439.2103 | kpantall@bayharboryc.com
231.439.2101 | lmorris@bayharboryc.com
231.439.2131 | wine@bayharboryc.com
231.439.2121 | mhershey@bayharboryc.com
231.439.2122 | smania@bayharboryc.com
231.439.2105 | nmesnard@bayharboryc.com
231.439.2125 | bhead@bayharboryc.com
231.439.2104 | procha@bayharboryc.com
231.439.2118 | pschanski@bayharboryc.com
231.439.2148 | kmccaffrey@bayharboryc.com
231.881.2648 | mleemaster@bayharbor.com
Marina Radio Hail 16, Switch to 71

BAY HARBOR CONTACTS
Bay Harbor Yacht Club
Main Phone, Administration
Reservations for All Dining Venues
Wellness Center Reception
The Spa
Racquet Sports Pro Shop
Bay View Dining Room
Quarter Deck
The Grille Room
Beach House
Kid’s Club
Fax, Administration
Community & Homeowners Association
Bay Harbor Company
Bay Harbor Association Management, Jessica Cusson
Security
Vehicle Gate Passes, Jessica Cusson
Bay Harbor Security
Bay Harbor Golf Club
Clubhouse
Golf Shop
Links Grille
Membership Office, Keriann Anderson
Hotels
Inn at Bay Harbor
Village Suites
Performing Arts
Great Lakes Center for the Arts
231.439.2100 | bhyc@bayharboryc.com
231.439.2100 | reservations@bayharboryc.com
231.439.2104 | wellness@bayharboryc.com
231.439.2125 | spa@bayharboryc.com
231.439.2118 | tennis@bayharboryc.com
231.439.2102 | dining@bayharboryc.com
231.439.2149 | dining@bayharboryc.com
231.439.2149 | dining@bayharboryc.com
231.439.2120 | dining@bayharboryc.com
231.439.2147 | wellness@bayharboryc.com
231.439.2111 | bhyc@bayharboryc.com
231.439.2500
231.439.2512 | associations@bayharbor.com
231.439.2512 | associations@bayharbor.com
231.439.7911 | security@bayharbor.com
231.439.4028
231.439.4029
231.439.4052
231.439.4022 | kanderson@boyne.com
231.439.4000
231.439.2400
231.439.2600



John Emley Commodore Wildwinds

Tom Sabatino Treasurer Peninsula

Carole Cobb Harborside
2025-26 BOARD OF DIRECTORS

Jeff Elhart Vice Commodore
The Ridge

Gregory Kris Secretary Wildwinds

Eichenlaub Lakeshore Village


Tim Manney
Immediate Past Commodore
The Preserve

Sally Cannon

John Griswold Coastal Cliffs

John Hickey Cliffs
Sue Marriott The Shores
Cara

Budget and Finance
COMMITTEE ROSTERS
Tom Sabatino | Chair & Treasurer
Peninsula
Tim Manney Preserve
Chuck Schubert Preserve South
John Griswold Coastal Cliffs
John Emley Wildwinds
Steve Prue Lakeshore Village
David Queller
*Jeff Elhart The Ridge
*Heather Lee Peninsula
*Jim Marriott Shores
*Howard Ungerleider The Cliffs
Dining and Service
Sue Marriott | Chair Shores
Darlene Cauffiel Lakeshore Village
Bill Mansfield
Mike Weill Quarry Bluffs
Nancy Rae Harborview Ridge
Matthew Kacergis
Ralph Ferber The Cliffs
Kathi Glass Yacht Docks
Craig Pines The Woods
Kathy Abrash
Lakeshore Village
Debi Goodman Wildwinds
Carole Cobb Harborside
*William Seklar The Cliffs
*Tom Shaevsky
*Lindy Smith The Cliffs
Wellness
Jeff Elhart | Chair The Ridge
Cynthia Podmajersky Vista Ct
Ashton Clark Inn at Bay Harbor
Cara Eichenlaub
Lakeshore Village
Cherie Elhart The Ridge
*Carole Cobb Harborside
*Russ Reed Harborview Ridge
*Steve Discher The Cliffs
*Jan Heidel
Facilities, Technology and Security
John Hickey | Chair The Cliffs
Andy Harrington Harbor Homes
Pat Sellenraad Vista Ct
Lynn Wolgast The Shores II
Mike Weill Quarry Bluffs
Michael Gerard
Keith Heidel Harborview Ridge
Membership
John Griswold | Chair Coastal Cliffs
Brian Burkey Quarry View Court
Chris Etienne
Tom Stallkamp The Preserve
Jim Cordes The Cliffs
Charlie Nemes
*Cara Eichenlaub Lakeshore Village
*Julie Fisher Cummings
Programs and Activities
Carole Cobb | Chair Harborside
Stephanie Jones The Cliffs
Gregory Kris Wildwinds
Cricket Cobb
Pat Poyle The Cliffs
*Matthew Kacergis
Lauren Waldie (Young Adults Rep)
Social
Sally Cannon | Chair
Linda Henry | Co-Chair
Cheri Elhart The Ridge
Tina Pagnucco Vistas
Carol Greenslade
Steve Prue
Lakeshore Village
*Lori Morgan Boor Quarry View
*Pat Poyle The Cliffs
* Denotes new committee member
Harborview Ridge
*Carol Passmore Harborview Ridge
*Joan Sabatino Peninsula
*Al Scott Quarry View
*Katy Knowles
*Michael Gerard

CLUBS WITHIN THE CLUB COMMITTEES
Cruise Club Committee
Bruce and Lissa Barron | Chairs The Bluffs Mona Lissa
Brett and Abby Mumy
Yacht Dock Mumy Magic
Larry and Stephanie Spillane Harbor Homes Erinn Go Blue
Randy and Tina Miller The Shores II Aqua Vista
Marc & Cindy Toth
Yacht Dock Encantada
Gary and Kathy Marowske
Yacht Dock Flamebuoyant
Paul and Alicia Mattes
Harborview Ridge Ampd Up
CLUBS WITHIN THE CLUB
Book Club
*Lois Polatnick | Co-Chair Cedars
*Jodie Emerson | Co-Chair Cliffs
Ladies Bridge
Jenny Sutton | Chair
Euchre
Nancy Grajewski | In-Season Lakeshore Village
Heidi Geiger | Off-Season The Bluffs
Partners Bridge
Ann Stallkamp | Chair Preserve
Mah Jongg and Canasta
Anne Whiteside | Chair
Beginners Mah Jongg
Pat Poyle | Chair The
*Denotes new committee member
The Woods (Quarry Bluffs)
Cliffs


2026 SEASON AT A GLANCE


MEMBER WEBSITE & MOBILE
Why You Should Use
Our member website and mobile app offers many convenient options including:
• View and pay statements.
• Update member profile information.
• Make reservations for dining, events and other Club activities.
• View Club calendar of events.

• Register a guest.
• View the Member Roster.
• Access Club documents.
• Virtual Member Card for easy check-in.
Accessing the Member Website
1. Visit. members.bayharboryc.com OR bayharboryc.com and select MEMBER LOGIN
2. Enter your member number with zeros proceeding. (i.e., 00999, L0999, FM999)
3. Enter your password.
• Your default password is the five-digit member number plus the last name of the primary account holder. (i.e., 00999smith)
• During the initial login, you will be prompted to reset your password and asked to choose a security question.
Accessing the Mobile App


Download the Club app on Apple’s App Store or Android’s Google Play by searching “Bay Harbor Yacht Club”.
Enter your member number and password. (These are the same credentials as the website login.)





Bay Ridge
Balasa, Mark & Laurel
Carlile, Steve & Penny
Cook, Robert & Ann
Cummings, Gay
DeFosset, Don & Janet
Hale, Ken & Judy
MEMBERS BY NEIGHBORHOOD
The Cliffs cont.
Ghazzi, Mahmoud & Maha
Glieberman, Lonie & Meredith Baldwin
Grace, Matthew & Jessica
Hammond, John & Marsha
Harrington, Jim & Mary Ann
Harris, Bob & Pam
Henderson, Richard & Bette
Holmes, Howard & Caroline
Hourani, Michael & Jane
Jones, Scott & Wendy
Zuccarini, Steve & Deb
The Bluffs
Arbuckle, James & Connie
Barron, Bruce & Lissa
Blackburn, Lawrence & Deana
Cunningham, John & Daniela
Darden, Toby & Joanie
Garcia, David & Mary
Geiger, Mike & Heidi
Hilborn, Thomas
Hollan, Greg & Anne
Keane, Parker & Jennifer Lynch
Selvala Richard & Kristin
Sbordon, Bill
The Cliffs
Aiello, Mark & June
Adelson, Todd & Kendra
Allan, David & Kay
Andresen, Lynn
Badra, Joseph & Angela
Banks, Bob & Jennifer
Bishop, Terry & Leighann
Brown, Robert & Janet
Burke, Michael & Carol
Butler, Steven & Mindy
Byers, Bruce & Deb
Cordes, Jim & Janice
Crawford, Richard & Lori
Cullman, Karen & Peter
Dandamudi, Shyam & Vani
Decker, Gerald & Lois
Del Signore, John & Lina
Deleone, Rita & George Turek
Dimond, Margaret
Discher, Steve & Renee
Donnelly, Richard & Susan
Feinberg, Andrew & Stacia
Ferber, Ralph & Poyle, Pat
Fox, James & Wendy
Frantz, Michael & Rande
Gale, Tom & Chucki
Garcia, David & Mary
Hickey, John & Douglas Kiersey
Hicklen, Bill & Lisa
Hines, Tom & Julie
Hirsh, Richard & Lisa
Huff, Rolla & Kirsten
Jaiyesimi, Ishmael
Jameson, John & Laura
Johnson, Jim & Karen
Jones, Jim & Stephanie
Kanny, Matt & Kim
Kapp, Larry & Annette
Karas, Robbi
Karo, Lucretia
Kelly, Matthew & Megan
Kerr, John
Kirsch, Matthias & Karen
Klebba, Chris & Ellen
Kolb, Maryann
Kraef, Torsten & Andrea
LaRiviere, Timothy
Mansfield, William & Patricia
McFarland, John
McLellan, Susan
Moore, David & Diana
Nichols, Kevin & Jodie Emerson
Norby, Steve & Lisa
Ordona, Carol
Peper, Ed & Pam
Plucer, Genie & Mark
Raines, Sandy & Rodney Miller
Riemer, Paul & Claudia
Rose, Billy & Della
Romisher, Laura & Michael
Rudman, Ken
Schierbeek, Robert & Mary Jo
Schneider, Dennis & Kathy
Schrepferman, Christopher & Rachel
Seck, John & Laura
Seklar, Bill & Sue
Sheppard, Jerry & Josie
Sherman, Robert & Kimberly
Smith, Lindy & Bill Kulczycki
Switow, Mark & Tammy
Swope, Patti & Jeff Gagie
Takriti, Mones & Rasha
Toland, J.R. & Beth
Transou, Robert
Trotter, Brad & Amanda
The Cliffs cont.
Trotter, Phil & Janet
Ungerleider, Howard & Elissa
Vaughn, James & Gina
Weast, Norman & Gayle
Weglarz, Mark & Vanya
Wendt, Greg & Kathy
Williams, Evan & Nancy
Yang, Yu Chih & Geng Lin
Zawicki, Eric & Melissa
Zimmerman, Stephanie
Zweifel, Marci & James
Coastal
Cliffs
Brammer, Tim and Cindy
Christensen, Chris & Tami
Cronin, Tom & Dena Yocom
Gallagher, Patrick & Debra
Horton, Jeffrey
Jones, Hal & Jana
Ligotti, David & Karen Quenneville
Meany, James & Elizabeth
Moede, Peter & Moira
Pollard, Joseph & Patrice
Shellenberger, Richard & Brenda
Teglia, Dean & Karin
Tuschman, Chelsea
Coastal
Ridge
Griswold, John & Debra
LaPorte, Noel & Trish
Levy, Irv & Sue
Roskam, Robert & Elysa
Snider, Michael & Dana
Wright, Wayne & Joanne
Coastal
Woods
Cardegnio, Richard & Terri
Fairbanks, Penny & David
Friess, George & Maiga
Greenberg, Bryan & Robyn
Hess, Kevin & Kathryn
Kircher, Stephen & Molly
Loveland, Gerald
Shenkan, Richard & Kim
Harbor
Homes
Dryden, Stephen & Patricia
Harrington, Andy & Vicki
Hawks, Michael & Orlene
Janning, Monica
Podmajersky, John & Cynthia
Richard, Jeff & Amanda
Smith, Marty & Tracy
Harbor Homes cont.
Spillane, Larry & Stephanie
Wentworth, Bill & Julie
Weymouth, Laurie & Mark
Harborside
Barr, Stephen & Jennifer
Bates, Frank & Dorothy
Cobb, Carole & Bill
Duhon, Chris & Margaret
Groen, Paul & Linda
Grove, Gary & Cheryl
Harrington, Jim & Mary Ann
Mestdagh, Jim & Kristine
Oswald, Kathy
Weaver, Timothy & Kristin
Wenzel, Todd & Tracy
Harborview Ridge
Albright, Charles & Tamara
Anderson, Jack & Ann
Backer, Joseph & Amanda
Baidas, Rob & Nancy
Beard, Lindy
Beauchamp, George & Jan
Benedict, Cynthia & Howard
Brophy, Mary Ellen
Busch, Doug & Kristine
Campbell, Pete & Michelle
Fakhoury, Rami & Carmen
Ferber, Ralph & Pat Poyle
Hardy, Joe & Jill
Heidel, Keith & Jan
Janning, Eugene & Vermilda
Kaddis, Kathleen & Atheer
Leese, John & Mary
Markiewicz, Jim & Kathie
Mattes, Paul & Alicia
Metcalfe, Taylor & Muffe
Morawa, Lawrence & Alyene
Ott, Marc & Lynn
Passmore, David & Carol
Post, Abe & Tracy
Puccio, Jeff & Julie
Rae, Rich & Nancy
Reed, Russ & Karen
Reick, Hal & Kay
Riehl, Jim & Janet
Sapiente, John & Sunny
Schwier, Frederick & Priscilla
Scinta, David & Beth
Stanton, Jeff & Trisha
Szott, Tom & Trina
Thornton, Peter & Marijane
von Gruben, Bob & Mary
Harborview Ridge cont.
Warden, Thomas & Marlene
Welker, Sue
Wiles, Connie & Stephen Floto
Hills Cottages
Balliette, Paul & Cindy
Barkin, Teri
Goebel, Bob & Barbara
Patek, Paul & Suanne
Schott, Michael & Lauren
Inn at Bay Harbor
Aitken, Dan & Dianne
Banks, Bob & Jennifer
Bierlein, Mike & Kathy
Goebel, Bob & Barbara
Hourani, Michael & Jane
Lakeshore Village
Abrash, Jeff & Kathy
Bennett, Ryan & Emily
Branscum, Jim & Deb
Cauffiel, Darlene & John
Doezema, Alan & Linda
Dooley, Cole & Wendy
Eichenlaub, Brian & Cara
Fiore, Jennifer
Fleming, Michael & Christine
Giorgio, Michelle & Michael
Golling, Bill & Lynne
Grajewski, Rick & Nancy
Jacobson, Ed & Robyn
Kloustin, Rob & Pam
Nelson, Bob & Janice
Prue, Steve & Kelly
Recchia, Robert & Cristine
Riehl, Jim & Brittany
Schott, Steve & Dora
Seiler, Jonathan & Autumn
Strawn, Joe & Arlene
Tong, Doris & Teck Soo
Uznis, George & Mary Ann
Virkus, Bradley & Cari
Zimmerman, Dan & Beth
Lakeside Cottages
Aitken, Dan & Dianne
Baerwaldt, Nancy
McLellan, Susan
Schierbeek, Robert & Mary Jo
Marina District
Blake, Patricia & Ken Fruehauf
Boji, Ron & Heather
Brown, Russell
Giannotta, John
Ginsburg, Alan
Lanehart, John & Marsha
Lesinski, Roger
Magoon, Mike and Doreen
Mestdagh, David & Deborah
Morrow, Katherine & George
Richard, Jeff & Amanda
The
Peninsula
Babcock, Kathy
Bierlein, Mike & Kathy
Desai, P.J. & Mary Ann
Fernandez, Carlos & Peggy
Henkel, Herb & Linda
Heuerman, Amy & Paul
Johnson, David & Pam
Lee, Owen & Heather
Pearce, Harry
Poletes, Lisette & George
Cowell, Pat & Suzi
Sabatino, Tom & Joan
Saber, Paul & Dianne
Short, Gary & Denise
Small, David & Robin
Weiser, Ronald & Barrie Bender
Wood, Doug & Beth
The Pines
Crawford, Bill. & Marilyn
Fernandez, Christopher & Michelle
Lawlor, Kevan & Wynne
Wynne, John & Amy
The Preserve
Bawel, Zach & Linda
Brennan, Vincent & Megan
Briggs, Rob & Alyssa
Bullard, Len & Pat.
Campbell, John & Sheryl
Chermside, Brian & Marcy
Clements, Bill & Georgia
Cummings, Gay
Davis, Matt & Kathleen
Dorn, Mark & Elizabeth
Eyde, Sam & Victoria
Fugenschuh, Dr. David & Karey
Haas, Stacey & Sean
Herard, Bruce & Susan

Knapp, Paul
Lee, Joe & Sandy
The Preserve cont.
Manney, Tim & Kathie
Modell, Jeff & Karen
Nelson, Linda & Chris
Oelz, Andrew & Rebekah
Slavsky, John && Carol
Stallkamp, Tom & Ann
Stein, William
Stinson, Keith & Kristi
MEMBERS BY NEIGHBORHOOD
Boor, David
Burkey, Brian & Maureen
Halvarson, Alyson & Dave
Quarry View Court cont.
McCormick, Bill & Ann
Slotka, Matt & Lindsay
The Ridge
Elhart, Jeff & Cherie
Kwapis, Greg & Jennifer
Van Elslander, Kim & John Francis
Walker, Bob. & Michele
Wiebeck, Kris & Melissa
The Preserve South
Bonfiglio, Brian & Sarah
DeWood, Matt & Andrea
Galea, Julie & Lindsey Wilson
Huthwaite, Pete & Laura
Jacobs, Andrew & Kendie
Jarvis, Bill & Sheryl
Kaine, Patricia
Levanovich, Peter & Julie Levy
Nachtrab, Joseph
Piwowarczyk, Chris & Carolyn
Scarfone, Kris & William
Schubert, Chuck & Michele
Snover, Mark & Nicole
Visconti, Matthew & Sandra
Wisne, Al & Kathy
Yates, George & Marie
Quarry Dunes
Brennan, Vincent
Cardegnio, Richard & Teri
Griffin, John & Juanita
Ireland, Jim & Janet
Moore, Malcolm
Young, Barbara
Quarry View
Carter, Michael & Jill
Gase, Warren & Amy
Martin, David & Donna
Mihlbaugh, Michael & Leslie
Salanty, Jim & Stacy
Scott, Alan & Jodi
Tomlinson, Steve & Ellen
Quarry View Court
The Shores
Chiara, Dale & Patty
Ebeid, Carolee
Gale, Tom & Chucki
Herbst, Walter & Charlene Hooker
LaRiviere, Tim
Marriott, Jim & Sue
McCormick, Bill & Ann
McGuirk, Chuck & Jennifer
Mirafzali, Tony & Sue
Parfet, Bill & Barbara
Pickard, Kevin & Sally Besonen
Ray, Matt & Casey
Ritchie, Stephen & Miriam
Rogerson, Craig & Irene
Van Elslander, Mary Ann
The Shores II
Grooters, Bob & Sharie
Johnson, Adam & Robin
Miller, Randy & Tina
Provenzano, Tony & Jo Ellen
Wolgast, Lynn & Beebe
Village Beach
Borrego, Ric & Kim
Cavataio, Peter & Sandra
Cook, Robert & Ann
Ovenden, Simon & Karabeth
Sabatino, Tom & Joan
Skogen, Kris & Dana
Weber, Don & Kali
Wolyn, Anna & Gregg Heidbreder
Zimmerman, Dan & Beth
Vista Court
Bierlein, Pat & Pat Sellenraad
Brownell, Donald & Kristin
Podmajersky, John & Cynthia
Vistas
Bloss, Doug & Tammy
Clements, Bill & Gigi
Vistas cont.
Fitzsimons, Peter & Candy
Harrison, Curt
Leavy, Pat & Lisa
Mancuso, Ed & Jan
Thornbladh, Bob & Tina Pagnucco
Vistas III
Campbell, Scott & Heidi
Zeigler, Harold & Bonnie
Wildwinds
Bachelder, Chris & Cheryl
Bostick, Ron & Laura
Emley, John & Peg
Fleming, Michael & Christine
Goodman, John & Debi
Hawkins, Kem & Mary
Kris, Greg & Kami
Murphy, Brian & Martha
Peck, Lyle & Olga
Sanford, Timothy & Martha
Tuschman, Tom & Paula
Wortman, John & Sidney
The Woods
Broxterman, Tom & Sara
Ketler, Jacob & Margaret
Kuhr, Jeff & Pat
Kus, Michael & Alexis
Malloy, Mike & Joan
Montagne, Marty & Annie
Morris, David & Robin
Osborne, Jody
Nachtrab, Joe & Deb
Nachtweih, Jeff & Debbie
Robertson, Michael & Robin
Tallerico, Jon & Jeannie
Veneklasen, AJ & Lynn
Wiebeck, Kris & Melissa
The Woods (Cedars)
Consiglio, Brent & Crystal
Drummond, Kirk & Yvette
Geisler, Fred & Lois Polatnick
Jones, Scott & Wendy
Krieger, John & Linda
Paluzzi, Joe & Shelly
Schweitzer, Paul & Kathleen
The Woods (Cottages)
Hasse, Art & Betsy
Klamerus, Justin
MacEachen Rod & Jane Birckhead
Malpass, Brandy
Osten, Peter
Pines, Craig & Amy
Riehl, Bob & Tammy
Smith, Al & Joan
Sprotte, Bob & Sherry
Trerice, Byron & Kim
The Woods (Quarry Bluffs)
Gentry, Pamela
Gibson, Larry & Judy
Guggemos, Ronald
Hawkins, Wayne & Kandace
Ingle, Donald & Anita
Isaac, Zac & Dee
Lebeau, Joe & Teri
Lowell, Grace & John
Murphy, Daniel & Clare
Walker, Alice
Weill, Mike & Kim
Whiteside, Dennis & Anne
Wolters, Greg & Carrie
Yacht Docks
Adelson, Sasha & Howard
Adelson, Todd & Kendra
Anderson, Jack & Ann
Baidas, Rob & Nancy
Barron, Bruce & Lissa
Baskin, Scott & Pamela
Baysore, John & Ginny
Beauchamp, George & Jan
Beauregard, Peter & Carol
Berg, Bob
Bertsch, John & Georgia
Bishop, Terry & Leighann
Bratta, Tim & Michelle Lee
Brennan, Vincent & Megan
Brown, Russell
Campbell, John & Sheryl
Campbell, Scott & Heidi
Cannarsa, Tony & Sharon
Chappelle, Scott
Crawford, Bill. & Marilyn
Dahm, Eitel & Carolyn
DeFosset, Don & Janet
Dennings, Devere & Carole
Dimond, Margaret
Duhon, Margaret & Chris
Yacht Docks cont.
Dysert, Doug & Katie
Elhart, Jeff & Cherie Emery, Geoffrey
Eyde, Sam & Victoria
Fabiano, James II & Kelly
Fiore, Jennifer
Giannotta, John & Sue
Glass, Kathi
Grimm, Doug
Gronow, Steve & Patty
Grooters, Bob & Sharie
Hackl, Fred & Marita
Haney, Joseph & Tammy
Harrison, Curt
Hoekstra, Mark & Beth
Hourani, Michael & Jane
Howard, Rick
Izzi, Christopher & Joanna
Johnson, Adam
Jones, Hal & Jana
Jones, James & Stephanie
Keane, Parker & Jennifer Lynch
Keiswetter, Paul & Melissa
Koffman, Bob & Carole
Korneffel, Graham & Stephanie
Krueger, Erik & Sarah
Lanehart, John
Loveland, Jerry
Mattes, Paul & Alicia
Malenich, Jim & Carol
Martin, David & Donna
McGuirk, Leroy & Jennifer
Miller, Randy & Tina
Moede, Peter & Moira
Mumy, Brett & Abby
Nachtweih, Jeff & Debbie
Ott, Marc & Lynn
Otterbine, Russ & Christina
Parish, Preston & Bess
Passmore, David & Carol
Riehl, Jim & Janet
Roskam, Robert & Elysa
Salanty, James & Stacy
Sanford, Timothy & Martha
Schneider, Dennis & Kathy
Scinta, David & Beth
Smith, Scott & Sharon
Smith, Sid & Judy
Smith, Thomas
Snider, Mike & Dana
Stinson, Keith & Kristi
Szott, Tom & Trina
Teglia, Dean & Karin
Thomas, Scott & Denell
Thornton, Peter Sr. & Marijane

Adelson, Howard & Sasha Foresight
Adelson, Todd & Kendra
Sea Clearly
Aitken, Dan & Dianne
Titan
Allen, Jerry & Jorja
Anderson, Jack & Ann
Harbor Lady II
BOATING MEMBERS
Cobb, Carole & William
ACO
Cook, Robert & Ann
Crandell, Tom & Teri
Lac d’Azur
Crawford, Bill & Marilyn
Sea Bear
Cronin, Tom & Dena Yocom
Nessie Lou
Backer Jr., Joseph & Amanda 2LEGIT
Baidas, Rob & Nancy
General
Barron, Bruce & Lissa Mona Lissa
Bates, Frank & Dorothy
Sea Rv
Baskin, Scott & Pamela
Baskin in the Sun
Baysore, John & Ginny
Ginger
Beauregard, Peter & Carol
Super Ray
Bennett, Ryan & Emily
Bedrock
Bertsch, John & Georgia
Scott
Piping Hot
Bierlein, Mike & Kathy
Demolition Man
Bonfiglio, Brian & Sarah Sanchez
The Good Son
Bostick, Laura & Ronald
Bratta, Tim & Michelle Lee Big Time
Brennan, Vince & Megan
Summer Docket
Byers, Bruce & Debra
Avalon 2
Campbell, John & Sheryl
Sheryl Lynn
Cannarsa, Tony & Sharon
Cannon, Louis & Sally
C-Star
Cauffiel, Darlene & John
Darjon
Chermside, Brian & Marcy
Joiette
Curran, Peter & Quin
My Girl
Curtis, Chal & Lloyann
Blessed
Dahm, Eitel & Carolyn Freiheit
Darden, Toby & Joan
Resonance
Dennings, Brock & Lacey
Steel ‘n Time
Desai, Jason & Maggie
Family Matters
Desai, P.J. & Mary Ann
Family Matters
DeWood, Matt & Andrea
Discher, Steve & Renee
Couples Therapy
Dryden, Stephen
Duhon, Chris & Margaret
Mockingbird
Dunbar, Chris & Bruce
Magic Dragon
Dysert, Doug & Katie
Neighbor Lady
Elhart, Jeff & Cherie
Wide Track
Elhart, Ben & Allison
Emley, John & Peg
Double EE
Etienne, Chris & Dennis Lindeman
Second Wind
Ferrara, Richard & Alex
Forell, John & Denise
Sun Harvest
Gale, Tom & Chucki
Khamsin
Gallagher, Joe & Sienna
Debra G
Geiger, Mike & Heidi
Only One
Giorgio, Michelle & Michael Adios
Golling, Bill & Lynne LepistoGolling
Sunday Driver
Grajewski, Nancy & Richard
Sun Dolphin
Gregg, Ryan & Michelle One and Only 2
Greig, Paul & Susan
Grimm, Doug & Sharon
Dugout
Griswold, John & Debra Ritz Bits
Groen, Paul & Linda
Gronow, Steve & Patty
Grooters, Bob & Sharie
Mon Sharie
Grove, Gary & Cheryl Geronimo
Hackl, Fred & Marita
Haney, Joe & Tammy
Risky Business
Harrington, Andy & Vicki Vixen
Harrington, Jim & Mary Ann Meritage
Harrison, Curt
Harvey, Bob & Kim
Sea Dog
Hasse, Art & Betsy Dealership
Hatch, Michael & Ellen Dinner Out
Herard, Bruce & Susan My Girl
Hoekstra, Mark & Beth Granday
Horning, Dan & Julie Hornblower
Hoyner, Kathryn & Brian
Ilitch, Denise
Decade of Fun
Isham, John & Kristin
Izzi, Chris & Joanna
IzKnot
Johnson, David & Pam
Sea Horse
Jones, Jim & Stephanie
She Sells
Jones, Hal & Jana
Flying J
Keane, Parker & Jen Lynch
Valkyrie
Keiswetter, Paul & Melissa
Pet o Sega
Klebba, Chris & Ellen
Knowles, David & Katy Big Squig
Korneffel, Graham & Stephanie Reflection
Krueger, Erik & Sarah
Lanehart, John & Marsha
Insatiable
LaPorte, Noel & Trish
LaRiviere, Timothy Eagle One
LeBeau, Joe & Teri
LeBoat
Lee, Owen & Heather
Trinity
Lemmen, Todd & Lori Tango Lima
Mack, Alan & Simerson, Patricia
Lucy Penguin
Mankopf, Jeremiah & Kris
Marowske, Gary & Kathy
Flamebuoyant
Marriott, Jim & Sue
Martin, David & Donna
Mattes, Paul & Alicia
Ampd Up
Meany, James & Elizabeth Just a Smidge
Medel, Mark & Darlene
Jaws
Merillat, Richard & Lynette Lady Jocelyn
Miller, Randy & Tina
Aqua Vista
Miller, Sheldon & Jillian
Mitchell, Deborah & Doug
Krug
Moede, Peter & Moira Peacemaker
Mondry, Mitch & Diane DAYZZ OFFFF
Moore, David & Diana One Moore Day
Mrozinski, Matt & Elizabeth
Mumy, Brett & Abby Mumy Magic
Nachtrab, Joe & Deb
Nachtweih, Jeff & Debbie Icepik
Nemes, Charlie & Kathleen Charlievoix
Offield, Jim & Sujo Grit & Grace
Ott, Marc & Lynn
Marlyn
Otterbine, Russ & Christina Enue
Paisley, Wes & Dianne
Restless
Parfet, Bill & Barbara Migration
Parish, Preston & Bess Iceman
Passmore, David & Carol Into the Mystic
Pickard, Kevin & Sally Besonen
Sovran Blanc
Piwowarczyk, Chris & Carolyn
Trunks & Bikinis
Platte, Chelsea & Pete
Podmajersky, John & Cynthia Laughing Dolphin
Poletes, Lisette & George
Ramer, Jim & Jane
Chance
Ray, Matt & Casey
Riehl, Jim & Janet
Eagle One
Roscia, Ryan
Big Up
Roskam, Bob & Elysa
Pilgrim
Sabatino, Tom & Joan
Almost There
Salanty, Jim & Stacy
Slackin Off
Samani, John & Miriam
Sanford, Timothy & Martha
Schaden, Greg & Linda Indulgence
Scheurer, Josh & Marcy
Schneider, Dennis & Kathy
Papa D
Schubert, Chuck & Michele
Sea Note
Scinta, David & Beth
Scin Full
Scott, Al & Jodi Serenity
Shaevsky, Tom & Marlo
Silva, Paul & Jennie
HiHoSilva
Small, David & Robin
Small Buoys
Smith, Scott & Sharon El Cazador
Smith, Tom & Sharon
So Blessed
Snider, Mike & Dana Unwavering
Spillane, Larry & Stephanie
Erinn Go Blue
Stinson, Keith & Kristi
Stover, Hi & Sharon
Strawn, Joe & Arlene
Arla G
Sutter, Marty & Lisa
Canim
Sutton, Kermit & Jenny
Wren
Szott, Tom & Trina
Zot Yot
Thomas, Scott & Denell
Family Office
Thornton, Peter & Marijane
Whitehawk/Seahawk
Tomina, Brian & Jennifer
SEA-E-O
Tong, Doris & Teck Soo
Against the Wind
Toth, Marc & Cindy Encantada
Ungerleider, Howard & Elissa Mazel
Uznis, George & Mary Ann Chief
Veneklasen, AJ & Lynn Steelaway
Visconti, Matthew & Sandi
Aqua Santori
Vredevelt, Tom & Charlene
Southern Belle
Waldorf, Mac & Sydney
Renaissance
Wallace, Richard & Lydia
Weglarz, Mark & Vanya
Saratoga
Wentworth, Bill & Julie
Ma Mari
Wenzel, Todd & Tracy
Sona Bella
White, Ridgway & Shannon
U.S.S. Peregrine
Wolgast, Lynn & Beebe Nortech
Wortman, John & Sidney
Wright, Wayne & Joanne Seaquest
Zeigler, Harold & Bonnie Ziggy
Zielinski, Joe & Kendra
Zimmerman, Dan & Beth
Block & Tackle II



MEMBERSHIP DIRECTORY
Updated as of May 1, 2026

MEMBERSHIP DIRECTORY
Abrash, Jeffrey & Kathleen
Lakeshore Village
3295 Village Harbor Drive
Bay Harbor, MI 49770
578 Rudgate
Bloomfield Hills, MI 48304
Bay Harbor ● (231) 348-8163
Cell ● (313) 969-0302
Spouse Cell ● (313) 969-0314 jabrash@andrewsbrothers.net abesfruit@aol.com
Abrash, Joseph & Nicole
578 Rudgate
Bloomfield Hills, MI 48304
Home Phone ● (248) 914-1769
Cell ● (248) 914-1769
Spouse Cell ● (440) 429-5582 jrabrash@gmail.com nicole.abrash@gmail.com
Adelson, Aleksandra & Howard
Shae Adelson, Tori Adelson, Savannah Adelson, Asher Adelson, Kira Adelson
The Cliffs
3560 Cliffs Drive
Bay Harbor, MI 49770
1918 Raymond Pl Bloomfield Hills, MI 48302
Cell ● (248) 877-5801
Spouse Cell ● (248) 225-2230 sashka1085@hotmail.com doceyesurgeon@gmail.com
Boat Name ● Foresight
Adelson, Dr.Todd & Kendra
Tia Adelson, Peyton Adelson
The Cliffs
3428 Cliffs Drive Bay Harbor, MI 49770
2492 Dorchester Rd. Birmingham, MI 48009
Cell ● (248) 631-6262
Spouse Cell ● (248) 631-8785 todd.adelson@gmail.com kcullin@gmail.com
Boat Name ● Sea Clearly
Aiello, Mark & June
The Cliffs
3604 Cliffs Drive Bay Harbor, MI 49770
2530 Elm Brook Court Rochester Hills, MI 48309
455 Cove Tower Drive, #1102 Naples, FL 34110
Winter Home ● (239) 591-8691
Cell ● (248) 840-3645
Spouse Cell ● (248) 413-7233 markaaiello@yahoo.com june.aiello@yahoo.com
Aitken, Daniel & Dianne
Inn at Bay Harbor
3600 Village Harbor Drive #606
Bay Harbor, MI 49770
55 South Duval
Grosse Pointe Shores, MI 48236
Home Phone ● (313) 885-0230
Cell ● (313) 510-0134
daitken@aitken-ormond.com
Boat Name ● Titan
Albright, Charles IV & Tamara
Harborview Ridge
4064 Harborview Ridge Drive
Bay Harbor, MI 49770
6004 Tarpon Estates Blvd. Cape Coral, FL 33914
Cell ● (586) 206-2198
Spouse Cell ● (586) 216-0310
charles.albright@comcast.net
t.albright@comcast.net
Allan, David & Kay
The Cliffs
3444 Cliffs Drive
Bay Harbor, MI 49770
4 Bolton Dr Greenville, SC 29607
Cell ● (864) 933-8465
Spouse Cell ● (864) 933-8466
dtallan@bellsouth.net
kdnews29@gmail.com
Allen, Jerry & Jorja
7645 Oyster Bay Drive
Charlevoix, MI 49720
340 Morningside Drive
Sarasota, FL 34236
Cell ● (330) 283-4223
Spouse Cell ● (330) 416-6223
jallen@conduitspacerecovery.com
jorjaallen30@gmail.com
Alterman, Tom & Wendy
Lilli Alterman
271 Lone Pine Road
Bloomfield Hills, MI 48304
Home Phone ● (248) 203-0020
Spouse Cell ● (734) 548-0321
twalterman@aol.com
Anderson, Jack & Ann
Harborview Ridge
4092 Harborview Ridge Drive
Bay Harbor, MI 49770
81 Seagate Dr #903
Naples, FL 34103
Winter Home ● (239) 776-7525
Cell ● (231) 330-0581
Spouse Cell ● (231) 330-0582
jack@andersoncapitalpartners.com
ann@andersoncapitalpartners.com
Boat Name ● Harbor Lady II
Andresen, Lynn
3632 Cliffs Drive
Bay Harbor, MI 49770
19258 Rosemary Road
Spring Lake, MI 49456
3280 S. Shore Dr. #88C
Punta Gorda, FL 33955
Bay Harbor ● (231) 439-5464
Home Phone ● (616) 296-0994 breakers.1@charter.net
Arrigo, Bart & Kathleen
3388 Marion Center Road
Charlevoix, MI 49720
4515 Roger B. Chaffee
Kentwood, MI 49548
Summer Home ● (231) 547-5274
Cell ● (616) 893-7300
Spouse Cell ● (616) 260-6271
barrigo@ba-development.com kculp@ba-development.com
Austin, Donald & Margaret
02268 Eagle Island Rd. Boyne City, MI 49712
9354 Juniper Reserve Drive
Prairie Village, KS 66207
Cell ● (816) 550-2992 don@austinhardware.com
Babcock, Kathy
The Peninsula
4210 Peninsula Drive Bay Harbor, MI 49770
104 Andros Rd.
Key Largo, FL 33037
Cell ● (616) 893-5268 kathybabcock4@gmail.com
Bachelder, Christopher & Cheryl Wildwinds
5020 Wildwinds Drive
Bay Harbor, MI 49770
432 Meyer Farm Drive
Pinehurst, NC 28374
Bay Harbor ● (231) 487-1837
Home Phone ● (517) 439-4393
Cell ● (517) 610-1793
Spouse Cell ● (404) 219-1430
chris.bachelder@icloud.com bacheldercheryl@gmail.com
Backer, Joseph Jr. & Amanda
Max Backer, Bridget Backer, Andrew Backer
Harborview Ridge
4072 Harborview Drive Bay Harbor, MI 49770
815 Ellair Pl.
Grosse Pointe Park, MI 48230
Cell ● (586) 863-7400
Spouse Cell ● (586) 214-0229 jbacker@backerlandscaping.com avintevoghel@dragichlaw.com
Boat Name ● 2LEGIT
Bade, Linda
834 Resort Pike Rd., Ste. #1 Petoskey, MI 49770
Home Phone ● (231) 348-0732
Cell ● (313) 520-2233 chebellina@gmail.com
Badra, Joseph & Angela
Joseph Badra, Alexandra Badra
The Cliffs
3304 Cliffs Drive Bay Harbor, MI 49770
111 Swallowtail Lane Okemos, MI 48864
Home Phone ● (517) 655-9242
Cell ● (517) 974-7297
Spouse Cell ● (517) 488-2842 jbadra@iccsusa.com drbadra@aol.com
Baerwaldt, Nancy Lakeside Cottages
3600 Village Harbor Drive, Lakeside #604 Bay Harbor, MI 49770
Bay Harbor ● (231) 439-4604 nancymi444@gmail.com
Baidas, Robert & Nancy Ann Harborview Ridge
4056 Harborview Ridge Drive Bay Harbor, MI 49770
17970 Cranbrook Ct Northville, MI 48168
Cell ● (248) 866-5096
Spouse Cell ● (248) 207-7568 rob@generalrv.com baidasna@gmail.com
Boat Name ● General
Balasa, Mark & Laurel
Bay Ridge
6344 Bay Ridge Drive
Bay Harbor, MI 49770
1473 Anhinga Pt. Naples, FL 34105
Cell ● (847) 651-4900
Spouse Cell ● (847) 951-8600
mark@balasaweb.com balasa@sbcglobal.net
Balconi, Randy & Jodi
Austin Balconi
261 N Evergreen Plymouth, MI 48170
Cell ● (248) 396-4400
Spouse Cell ● (248) 396-0245
rbalconi@ieoffices.com jodibalconi@me.com
Balliette, Cindy & Paul
Hills Cottages
6059 Hills Cottage Court
Bay Harbor, MI 49770
1615 N. Lake Shore Drive
Sarasota, FL 34231
Cell ● (941) 320-3737
Spouse Cell ● (941) 812-2513
cindy.balliette@gmail.com paul.balliette@gmail.com
Banks, Robert & Jennifer
The Cliffs
3696 Cliffs Drive
Bay Harbor, MI 49770
5396 South East Torch Lake Bellaire, MI 49615
9912 Wind Tree Boulevard Seminole, FL 33772
Bay Harbor ● (727) 460-1546
Summer Home ● (231) 377-9312
Home Phone ● (727) 298-8930 rbanks@seminolefinancialservices.com jungi3@aol.com
Barkin, Teri
Hills Cottages
6039 Hills Cottage Court
Bay Harbor, MI 49770
3229 Baron Court
Bloomfield Hills, MI 48302
Cell ● (248) 408-3001 happypotterteri@aol.com
Barr, Stephen & Jennifer
The Cliffs
1140 Vista Drive
Bay Harbor, MI 49770
11577 Hibner Road
Hartland, MI 48353-1241
sbarr@elhc.net
Barron, Bruce & Lissa
The Bluffs
922 Bluffs Court
Bay Harbor, MI 49770
2949 Spring Court Oakland, MI 48363
Cell ● (248) 343-4358
Spouse Cell ● (248) 842-2192
bbarron@barron-industries.com
lbarron@barron-industries.com
Boat Name ● Mona Lissa
Barron, Michaella & Quinton
Nennig
458 W. 52nd St., Apt. 4D New York, NY 10019
Cell ● (929) 264-3308 michaellabarron1@gmail.com
Barron, Paul 922 Bluffs Ct. Bay Harbor, MI 49770
1040 Dean St., Apt. 408 Brooklyn, NY 11238
Cell ● (248) 842-2085 pauljbarron15@gmail.com
Barron, Sara 922 Bluffs Ct. Bay Harbor, MI 49770
888 W. Euclid St. Detroit, MI 48202
Cell ● (248) 342-9569
saramariebarron@gmail.com
Baskin, Scott & Pamela
Yacht Docks
08133 Deerpath Dr. Charlevoix, MI 49720
31805 Telegraph Rd. Franklin, MI 48025-1256
Quenencia-las Venandas #A301
San Jose del Cabo, 23406
Summer Home ● (231) 437-3391
Cell ● (313) 515-7198
Spouse Cell ● (313) 600-3199
scottlbaskin@aol.com
pamelaanchor@aol.com
Boat Name ● Baskin in the Sun
Bates, Frank & Dorothy Harborside
1190 Vista Drive
Bay Harbor, MI 49770
205 Baysore Rd. Nokomis, FL 34275
Cell ● (941) 915-7103
Spouse Cell ● (941) 915-9741
fb544rb@gmail.com
batesdorothy01@gmail.com
Boat Name ● Sea RV

MEMBERSHIP DIRECTORY
Bawel, Zach & Linda
Preserve
7254 Preserve Drive North Bay Harbor, MI 49770
2667 S. Meridian Rd Jasper, IN 47546
Cell ● (812) 630-8682
Spouse Cell ● (812) 630-3417
zach.bawel@jasperholdingsinc.com lbawel@me.com
Beard, Linda Harborview Ridge
4060 Harborview Ridge Bay Harbor, MI 49770
205 N. Kinney Mt. Pleasant, MI 48858
150 Little Carlos Lane Ft. Myers Beach, FL 33931
Cell ● (989) 621-7381 lindybeard@aol.com
Beauchamp, George & Jan
Harborview Ridge
4112 Harborview Ridge Drive Bay Harbor, MI 49770
23709 Trevi Court
Bonita Springs, FL 34134
Cell ● (239) 405-3749
Spouse Cell ● (239) 405-3932 georgebeauchamp@charter.net janbeauchamp@charter.net
Beauregard, Peter Sr. Yacht Docks
43 Cache Cay Drive Vero Beach, FL 32960
Winter Home ● (772) 231-2746
Cell ● (586) 506-1698 lyax@colonymarine.com
Boat Name ● Super Ray
Benedict, Cynthia & Howard Harborview Ridge
4108 Harborview Ridge Bay Harbor, MI 49770
4314 Deephaven Lane Naples, FL 34119
Cell ● (734) 417-6800
Spouse Cell ● (248) 961-4461 cindybbenedict@gmail.com howbenedict@gmail.com
Bennett, Ryan & Emily
Graham Bennett, Elliot Bennett, Penelope Bennett
Lakeshore Village
3275 Village Harbor Drive Bay Harbor, MI 49770
1725 W. Wolfram St. Chicago, IL 60657
Cell ● (312) 451-6765
Spouse Cell ● (312) 363-7168 rbennett@willkie.com emilybennett00@gmail.com
Boat Name ● Bedrock
Berg, Robert Yacht Dock
5131 Maple Grove Road Charlevoix, MI 49720
225 Seabreeze Ave. Palm Beach, FL 33480
Cell ● (305) 753-0746 corvette4bob@gmail.com
Berman, Kayla & David
Pierce Berman, Parker Berman, Graham Berman
12535 Meanderline Road
Charlevoix, MI 49720
3551 Saint Gaudens Road Miami, FL 33133
Cell ● (248) 895-4701
Spouse Cell ● (617) 388-2538
kayla.varcoe@gmail.com berman413@gmail.com
Berry, David & Paula
07665 Oyster Bay Drive Charlevoix, MI 49720
128 Hampton Pt. Drive St. Simons Island, GA 31522
Cell ● (248) 765-9136
Spouse Cell ● (248) 802-5468
dberry@themagnigroup.com
pberry@themagnigroup.com
Bertsch, John & Georgia
Yacht Docks
3362 Edgewater Drive
Cheboygan, MI 49721
644 Cascade Hills Hollow SE
Grand Rapids, MI 49546
79080 Calle Brisa
La Qunita, CA 92253
Summer Home ● (231) 627-5502
Home Phone ● (616) 975-0427
Cell ● (616) 450-0206
Spouse Cell ● (949) 433-4066
jbertsch@aol.com
gcsatlas@aol.com
Boat Name ● Piping Hot
Bidwill, Nicole & Tod
Charles Pike, James Pike
6340 E Huntress Dr.
Paradise Valley , AZ 85253
Cell ● (602) 695-7135
Spouse Cell ● (602) 525-5916
nicolebidwill@me.com
tdickey@vmiholdings.com
Bierlein, Mike & Kathy
The Peninsula
4270 Peninsula Drive
Bay Harbor, MI 49770
8405 Circlewood Drive S
Saginaw, MI 48609
Bay Harbor ● (231) 439-5189
Home Phone ● (989) 781-0454
mike@bierlein.com
kathy@bierlein.com
Boat Name ● Demolition Man
Bierlein, Pat & Pat Sellenraad
Vista Court
4521 Vista Court
Bay Harbor, MI 49770
210 Golfview Dr. Saginaw, MI 48638
Home Phone ● (989) 799-2767
Cell ● (989) 751-4893
Spouse Cell ● (989) 798-6477
bierlein21@aol.com psellenraad@sbcglobal.net
Biltz, George & Beverly
4490 Lake Grove Rd. Petoskey, MI 49740
6609 Ridgewood Dr. Naples, FL 34108
Cell ● (989) 980-3346
Spouse Cell ● (989) 430-0128
gjbiltz@mac.com
bevbiltz@mac.com
Bishop, Terry & Leighann
The Cliffs
3336 Cliffs Drive
Bay Harbor, MI 49770
2864 Croftshire Ct. Rochester Hills, MI 48306
Cell ● (248) 506-7842
Spouse Cell ● (248) 506-7206
tbishop@trilogyinc.com lbishop08@comcast.net
Blackburn, Lawrence & Deana
Brendan Blackburn
The Bluffs 932 Bluffs Ct. Bay Harbor, MI 49770 1432 3rd St.
New Orleans, LA 70130
Cell ● (832) 326-7589
Spouse Cell ● (832) 217-4588 lmblackburn@aol.com eatondee@aol.com
Bloss, Douglas & Tamara Vistas
4690 Wildwinds Bay Harbor, MI 49770 1521 Club Drive Vero Beach, FL 32963
Bay Harbor ● (231) 622-8479
Cell ● (772) 486-5254
Spouse Cell ● (772) 713-3999 dbloss@armintl.com dtrmtbloss@aol.com
Bloss, Jamie & Ryan
Grayson Bloss, Evie Bloss, Piper Bloss, Cody Bloss
4690 Wildwinds Drive
Bay Harbor, MI 49770
285 Riverway Drive Vero Beach, FL 32963
Cell ● (225) 229-8387 jbloss@armstronginternational.com rbloss@armintl.com
Bloss, Matthew & Melissa
Beckett Bloss, Mckenzie Bloss 1301 Indian Mound Trail Vero Beach, FL 32963
Cell ● (772) 532-7111
Spouse Cell ● (601) 201-3629 hescsports@gmail.com mbloss555@gmail.com
Boji, Isabelle
4205 Main Street Bay Harbor, MI 49770
5334 Trillium Court Orchard Lake, MI 48323
Home Phone ● (517) 525-9100
Cell ● (248) 464-3888 iboji@bojigroup.com
Boji, Madeline & Paul Qarana
4205 Main Street
Bay Harbor, MI 49770
968 Bennaville Birmingham, MI 48009
Cell ● (248) 921-1871
Spouse Cell ● (248) 840-2970 bojim608@gmail.com qaranapaul9@gmail.com
Boji, Ronnie & Heather
Isabelle Boji, Grace Boji, Evelyn Boji
Marina District
4205 Main Street
Bay Harbor, MI 49770
5334 Trillium Court
Orchard Lake, MI 48323
Cell ● (517) 525-9100
rboji@bojigroup.com hboji608@yahoo.com
Bondy, Kim & Michael Hicks Inn at Bay Harbor
3600 Village Harbor Drive, Suite 130 Bay Harbor, MI 49770
200 Arkona Ct. West Palm Beach , FL 33401
Bay Harbor ● (231) 439-1100
Cell ● (248) 705-4200
Spouse Cell ● (248) 425-6329
kim.m.bondy@gmail.com gbcmikehicks@comcast.net
Bonesteel, Hildegard & Dean
8121 Broken Ridge East Harbor Springs, MI 49740
Cell ● (810) 516-0405
Spouse Cell ● (810) 516-8928 hilde@gracefulpathway.com
dean.a.bonesteel@gmail.com
Bonfiglio, Brian & Sarah
Jaycee Bonfiglio, Saylor Bonfiglio
Preserve South
7348 Preserve Dr. S. Bay Harbor, MI 49770
6446 E. Monterosa St. Scottsdale, AZ 85251
Cell ● (602) 793-8163
Spouse Cell ● (602) 738-5603 brian.bonfiglio@bcazholdings.com sesanch1@gmail.com
Boat Name ● The Good Son
Boor, David & Lori
Andrew Morgan
Quarry View Court
6307 Quarry View Drive
Bay Harbor, MI 49770
9235 Bailey Rd East Jordan, MI 49727
Cell ● (248) 470-2979
Spouse Cell ● (248) 924-5768
dboor7@gmail.com lmorgan0824@gmail.com
Borrego, Dr.Ricardo & Kimberly
Nicholas Borrego, Madison Borrego
Village Beach
701 East Beach Street
Bay Harbor, MI 49770
Cell ● (313) 300-8682
rdborrego@aol.com
Boynton, Lauren & Scott
2663 Middlebury Ln.
Bloomfield Hills, MI 48302
Cell ● (231) 215-2172
Spouse Cell ● (313) 570-5556
waldie@hotmail.com gsboynton@gmail.com
Brammer, Timothy & Cindy
Coastal Cliffs
1002 Coastal Cliff Lane Bay Harbor, MI 49770
24 Dockside Lane, #420 Key Largo, FL 33037
Bay Harbor ● (317) 418-2202
Winter Home ● (305) 367-4789
Cell ● (317) 418-2202
Spouse Cell ● (317) 809-8777
tfbrammer@gmail.com cindybrammer27@gmail.com
Branscum, Jim & Deborah
Lakeshore Village
3390 Village Harbor Dr. Bay Harbor, MI 49770
7309 Pine Vista Dr. Brighton, MI 48116
Cell ● (586) 904-1064 jimbranscum@providersgroup.com brightondeb@gmail.com
Bratta, Timothy & Michelle Lee
Brendan Bratta, Nathan Bratta, Abigail Lee Yacht Docks
48763 Point Lakeview St Chesterfield Twp, MI 48047
Cell ● (248) 701-9478
Spouse Cell ● (586) 419-4264
tim@advantageelectric.net
Boat Name ● Big Time
Bray, Rebecca & Travis
195 Baldwin Birmingham, MI 48009
Cell ● (248) 935-8546
Spouse Cell ● (248) 762-8410
rjbray@epitec.com mr_trav@hotmail.com

MEMBERSHIP DIRECTORY
Brennan, Vincent & Megan
Preserve
7314 Preserve Drive North Bay Harbor, MI 49770
96 Vendome Road Grosse Pointe, MI 48236
Cell ● (586) 909-8464
Spouse Cell ● (313) 598-8311
vincebrennan3@gmail.com meganmaherbrennan@comcast.net
Boat Name ● Summer Docket
Brophy, Mary Ellen & Gordon
Brunner
Harborview Ridge
4132 Harborview Ridge Drive Bay Harbor, MI 49770
1100 Beach Road, Apt 3J Vero Beach, FL 32963
Bay Harbor ● (231) 487-0711
Home Phone ● (772) 231-3888
Cell ● (772) 559-0304
Spouse Cell ● (513) 850-1866
brophyme@aol.com brunner.gf@fuse.net
Brown, Rob & Jan
The Cliffs
3504 Cliffs Drive Petoskey, MI 49770
Cell ● (414) 265-8005
Spouse Cell ● (414) 975-7044
brownrm07@yahoo.com janbrown414@gmail.com
Brown, Russell & Donna Marina District
648 Dewey Birmingham, MI 48009
Cell ● (248) 921-4400 rbrown@dbpackaging.com
Brownell, Donald & Kristin
Jacob Brownell, Thomas Brownell, Andrew Brownell Vista Court
4501 Vista Ct. Bay Harbor, MI 49770
4767 Crestone Way Rochester, MI 48306
Cell ● (248) 496-2673
Spouse Cell ● (248) 410-1031 dbrownell@vgpclaw.com klbrownell@comcast.net
Broxtermann, Dr.Thomas &
Sara
The Woods
1180 Aspen Way
Bay Harbor, MI 49770
13481 Calle Colina Poway, CA 92064
Cell ● (858) 342-3985
Spouse Cell ● (858) 342-3986 badgebehavior@gmail.com
Bullard, Leonard C. & Patricia Preserve
6924 Preserve Drive N Bay Harbor, MI 49770
7861 Brint Road Sylvania, OH 43560
Bay Harbor ● (231) 439-9090
Home Phone ● (419) 843-5442
Spouse Cell ● (419) 509-0645 lenbullard@msn.com
Burke, Michael & Carol
The Cliffs
3588 Cliffs Drive
Bay Harbor, MI 49770
103 Center Gait
Shavano Park, TX 78231
Cell ● (210) 241-3833
Spouse Cell ● (210) 842-0847 mburke@burkeandco.com
Boat Name ● C-Star
Burkey, Brian & Maureen
Quarry View Court
6259 Quarry View Drive Bay Harbor, MI 49770
8715 Seacrest Drive Vero Beach, FL 32963
Cell ● (216) 312-5645
Spouse Cell ● (615) 300-3528
bburkey59@gmail.com bburkey59@gmail.com
Busch, Douglas & Kristine
Harborview Ridge
4052 Harborview Ridge Bay Harbor, MI 49770
17833 Miromar Lakes Parkway Miromar Lakes, FL 33913
Cell ● (734) 649-5551
Spouse Cell ● (734) 649-5114 dougbusch1981@gmail.com krisbusch@comcast.net
Butler, Steven & Mindy
The Cliffs
3324 Cliffs Drive
Bay Harbor, MI 49770
3851 Regency Circle South Boca Raton, FL 33496
Cell ● (561) 900-4186
Spouse Cell ● (561) 345-1818
sbbutler54@gmail.com mindygbutler@gmail.com
Byers, Bruce & Debra
The Cliffs
3524 Cliffs Drive Bay Harbor, MI 49770
3721 Chatham Place Brighton, MI 48114
Cell ● (248) 866-4868
Spouse Cell ● (248) 866-4870
bebyers@outlook.com
2byers@comcast.net
Boat Name ● Avalon 2
Campau, Mason
6654 Preserve Drive Bay Harbor, MI 49770
2545 John R. St. Detroit, MI 48201
Cell ● (313) 912-3378 masoncampau@gmail.com
Campau, Stephen
6654 Preserve Drive Bay Harbor, MI 49770
55 Renaud Rd. Grosse Pointe, MI 48236
Cell ● (248) 943-8612
scampau97@gmail.com
Campbell, John & Sheryl
Preserve
6834 Preserve Drive N. Bay Harbor, MI 49770
2456 Pond Vallee Drive Oakland, MI 48363
Cell ● (586) 255-4944
Spouse Cell ● (586) 255-4940
johncampbell@brown-campbell.com scampbell228@comcast.net
Boat Name ● Sheryl Lnn
Campbell, Martha 7100 Driftwood Drive SE Ada, MI 49301
Home Phone ● (616) 682-2061
Cell ● (616) 915-4382
marty413@gmail.com
Campbell, Peter & Michelle
Harborview Ridge
4128 Harborview Ridge Dr. Bay Harbor, MI 49770
8473 Bay Colony Dr. #1402 Naples, FL 34108
Cell ● (586) 243-2024 pcampbell3467@gmail.com mapcampbell@comcast.net
Campbell, Scott & Heidi
Winston Campbell, Georgia Campbell, Victoria Campbell Vistas III
4221 Vista Drive Bay Harbor, MI 49770
7131 Driftwood Drive SE Ada, MI 49301
Cell ● (231) 578-9853
Spouse Cell ● (231) 855-3600 scampbell@myimport.com hcampbell@myimport.com
Cannarsa, Anthony
450 Woodland Villa Court Birmingham, MI 48009
Cell ● (734) 626-0003 anthony.cannarsa@systrand.com
Cannarsa, Anthony Jr. & Tiffany
Jack Cannarsa, Hudson Vogel
660 Sufffield Ave. Birmingham, MI 48009
Cell ● (734) 626-0006 cannarsa@att.net
Cannarsa, Michael & Taryn
Sloane Cannarsa, Enzo Cannarsa 1000 Willow Lane Birmingham, MI 48009
Cell ● (734) 626-0007
Spouse Cell ● (248) 310-6666
michael.cannarsa@systrand.com tcannarsa@gmail.com
Cannon, Dr.Louis & Sally 07575 Indian Trails Drive Charlevoix, MI 49720
Home Phone ● (231) 547-0817
Spouse Cell ● (231) 250-4297 scannon@louiscannon.com
Boat Name ● C-Star
Cardegnio, Richard & Terri
Coastal Woods
5135 Coastal Woods Court
Bay Harbor, MI 49770
25963 High Hampton Circle
Sorrento, FL 32776
Cell ● (407) 509-0206
Spouse Cell ● (561) 213-4700
rbc001@aol.com terrizal@bellsouth.net
Carlile, Steve & Penny Bay Ridge
6494 Bay Ridge Drive Bay Harbor, MI 49770
1595 Garden Oaks Marshall, TX 75672
Cell ● (903) 407-5723
Spouse Cell ● (903) 407-8994
steve@stevebc.com penny@stevebc.com
Carroll, Gerry
770 Front Street
Boyne City, MI 49712
Home Phone ● (231) 582-3263 gcarrollmich@gmail.com
Carter, Michael & Jill
Anna Carter, Kate Carter, Charlie Carter
Quarry View
6331 Quarry View Drive
Bay Harbor, MI 49770
2748 Amberly Road
Bloomfield Hills, MI 48301
Cell ● (586) 549-4260
Spouse Cell ● (248) 763-9925
michaelcarter20@gmail.com
jmariecarter20@gmail.com
Cauffiel, Darlene & John Lakeshore Village
3200 Village Harbor Drive
Bay Harbor, MI 49770
11697 Lorenz Way
Plymouth, MI 48170
Cell ● (248) 250-4007
Spouse Cell ● (313) 903-1590
dcauffiel@yahoo.com
john@galcorp.com
Boat Name ● Darjon
Cavataio, Peter & Sandra
Alessandro Cavataio
Village Beach
740 E. Beach
Bay Harbor, MI 49770
24 Woodland Shores
Grosse Point Shores, MI 48236
Bay Harbor ● (231) 347-5863
Home Phone ● (313) 642-0993
Cell ● (810) 334-9657
Spouse Cell ● (810) 434-1991
pcavataio@comcast.net
scavataio@comcast.net
Caveney, Amy
Megan Canty, Emma Canty, Courtney Canty
421 Bruner Pl Hinsdale, IL 60521
Cell ● (312) 995-0908
amcaveney@outlook.com
Caveney, Lisa
Ellie Hoel, Nora Hoel
881 W. Benton Ave. Naperville, IL 60540
Cell ● (630) 639-0091 caveneyl@hotmail.com
Chadwell, Allison & Jesse
1106 Symes Court
Royal Oak, MI 48067
Cell ● (248) 719-4923
Spouse Cell ● (248) 425-8754
allie.hines@pwc.com jesse.chadwell@hq.cpa.com
Chappelle, Samuel & Ambar
201 W. Broadway, Apt. 209 Port Jefferson, NY 11777
Cell ● (517) 719-4303
Spouse Cell ● (936) 727-1689
samc@c-devco.com ajr493@nyu.edu
Chappelle, Scott & Melissa Query
Christen Chappelle, Michael Query, Connor Query
Yacht Docks
Cell ● (517) 282-8440
scott@sarniaholdings.com
Chermside, Brian & Marcia
Preserve
7104 Preserve Drive North Bay Harbor, MI 49770
Cell ● (989) 948-1121
Spouse Cell ● (989) 245-4044
brianchermside@yahoo.com mchermside@yahoo.com
Boat Name ● Joiette

MEMBERSHIP DIRECTORY
Chiara, Dale & Patty
Shores
1281 Shores Drive
Bay Harbor, MI 49770
22018 York Mills Circle Novi, MI 48374
Bay Harbor ● (231) 439-6896
Home Phone ● (248) 344-8808
Cell ● (248) 755-7618 daleachiara@gmail.com patricechiara@gmail.com
Christensen, Chris & Tami Coastal Cliffs
6144 Coastal Cliffs Drive Bay Harbor, MI 49770
4468 Brynwood Drive Naples, FL 34119
5150 Tamiami Trail N, Ste 600 Naples, FL 34103
Winter Home ● (239) 352-4111
Cell ● (239) 776-1890
Spouse Cell ● (239) 777-3766 ctchristensen58@gmail.com tschristensen59@gmail.com
Clark, Ashton Inn at Bay Harbor
3600 Village Harbor Drive Bay Harbor, MI 49770
Cell ● (810) 449-8155 ashton2521@gmail.com
Clark, Gilbert Jr. & Donna 602 Kalamazoo Ave. Petoskey , MI 49770
13451 Coronado Naples, FL 34109
Cell ● (239) 860-6752
Spouse Cell ● (239) 250-0935 gilclark13@gmail.com djclark543@gmail.com
Clark, Kristin & Sam Charlie Clark
8340 Bridge Street Harbor Springs, MI 49740
Cell ● (517) 582-1580 kristin@gaslightgp.com
Clements, William & Georgia Vistas
4620 Wildwinds Drive Bay Harbor, MI 49770
29 Summit Pass Boerne, TX 78006
Cell ● (903) 530-0658
Spouse Cell ● (903) 780-8711 wpclements@mac.com gclem3@mac.com
Cobb, Carole & William Harborside
1100 Vista Drive Bay Harbor, MI 49770
21008 N. 109th Place Scottsdale, AZ 85255
Bay Harbor ● (231) 487-0345
Cell ● (408) 888-9012 cobbsoup@aol.com billcobb3@gmail.com
Boat Name ● ACO
Cobb, Jason & Rachel
333 W. Iowa Avenue, Apt. 501 Sunnyvale, CA 94086
Cell ● (231) 881-0699
Spouse Cell ● (502) 548-1172 jasoncobb126@gmail.com rachelhirsch222@gmail.com
Cobb, Will & Georgina
Flat 529 London, LND E14 9AQ
Cell ● (408) 398-4334 williamclaycobb05@gmail.com georgina.jones@live.co.uk
Cobb, Zachary & Cricket
1100 Vista Drive Bay Harbor, MI 49770
Home Phone ● (231) 487-0345
Cell ● (408) 821-2194
Spouse Cell ● (508) 479-1318 zcobb72@gmail.com cricketwemyss@gmail.com
Coleman, Neil & Rochele
Angela Coleman
6332 Lower Shore Drive Harbor Springs, MI 49770
Cell ● (312) 961-4757
Spouse Cell ● (269) 336-9992 nsc7729@aol.com rochele-alves-souza@hotmail.com
Boat Name ● Blessed
Consiglio, Brent & Crystal
Clark Consiglio, Blake Consiglio Cedars
1161 Cedar Lane Bay Harbor, MI 49770
Cell ● (248) 550-8661
Spouse Cell ● (248) 550-8688 brent.consiglio@gmail.com crystal.consiglio@gmail.com
Cook, Caroline
3352 Cliffs Drive
Bay Harbor, MI 49770
2944 Tiburon Blvd. E. Naples, FL 34109
Cell ● (231) 868-1900 carolinemc31@hotmail.com
Cook, Nicole & Jay
Lauren Cook
The Cliffs
3352 Cliffs Drive Bay Harbor, MI 49770
2944 Tiburon Blvd. E. Naples, FL 34109
Cell ● (231) 881-0878
Spouse Cell ● (615) 418-1992 nicolecook22@yahoo.com jayrcook@outlook.com
Cook, Robert & Ann
Jordyn Cook
Marina District
4200 Main Street #34 Bay Harbor, MI 49770
2731 Spyglass Drive Oakland, MI 48363
Cell ● (248) 342-9002
Spouse Cell ● (313) 549-3089 rjcook1110@gmail.com ann.cook@gm.com
Cordes, James & Janice
The Cliffs
3548 Cliffs Drive
Bay Harbor, MI 49770
107 Sherwood Street Greenville, SC 29601
Bay Harbor ● (231) 439-3786
Home Phone ● (864) 233-4493
Cell ● (936) 520-3921
Spouse Cell ● (936) 520-3971 jdcordes@chartermi.net janicedrury@charter.net
Cowell, Suzi & Pat
The Peninsula
4250 Peninsula Drive Bay Harbor, MI 49770
47400 West El Dorado Dr. Indian Wells, CA 92210
Cell ● (440) 725-0357 suzaroozi@yahoo.com
Crandell, Thomas & Teresa
Village Harbor Docks
3336 Vineyard Ct. Petoskey, MI 49770
Cell ● (425) 444-5573
Spouse Cell ● (425) 444-2649 tomcrandell@yahoo.com tericrandell@yahoo.com
Boat Name ● Lac D'Azur
Crawford, Richard & Lori
The Cliffs
3212 Cliffs Dr. Bay Harbor, MI 49770
9774 Bent Grass Bend Naples, FL 34108
Cell ● (239) 216-1633
Spouse Cell ● (239) 919-4788
rcrawford@crawfordgrp.com lcrawford@crawfordgrp.com
Crawford, William P & Marilyn The Pines
5722 Pine Ridge Ct Bay Harbor, MI 49770
Cell ● (616) 446-4307
Spouse Cell ● (616) 240-7799 swiftelk@msn.com keynoteinteriors@msn.com
Boat Name ● Sea Bear
Cronin, Thomas & Dena Coastal Cliffs
6084 Coastal Cliffs Ct Bay Harbor, MI 49770
2358 Vista Valley Ln Vista, CA 92084
Cell ● (858) 699-4800
Spouse Cell ● (619) 892-9099 tcronin100@gmail.com dena.yocom@upnorthequities.com
Boat Name ● Nessie Lou
Croswell, Robert Jr. & Stephanie 4932 Lake Grove Road Petoskey, MI 49770
1107 Center Street Milford, OH 45150
Cell ● (513) 608-7980
Spouse Cell ● (513) 315-6856 rscroswell@gmail.com stevie4298@gmail.com
Crouse, David & Teresa 5783 Country Club Shores Petoskey, MI 49770
Home Phone ● (231) 535-5001 david@crouseentertainment.com teresabcrouse@aol.com
Cullman, Peter The Cliffs
3260 Cliffs Drive Bay Harbor, MI 49770
156 Moorings Park Dr, Apt 301 Naples, FL 34105
Home Phone ● (239) 430-5907
Cell ● (239) 398-5505 petercullman@att.net
Cummings, Gay Bay Ridge
6564 Bay Ridge Drive Bay Harbor, MI 49770
PMB 123 Petoskey, MI 49770
24 Dockside Lane, PMB 426 Key Largo, FL 33037
Home Phone ● (231) 347-8747
Winter Home ● (305) 367-4490 arabellagay231@att.net
Cummings, Julie & Peter
515 Michigan Avenue Charlevoix, MI 49720
Cell ● (646) 460-0650
Spouse Cell ● (313) 909-1031 juliefcummings@fcholdings.com
Cunningham, John & Daniela The Bluffs
902 Bluffs Ct. Bay Harbor, MI 49770
Cell ● (586) 242-9522
Spouse Cell ● (248) 974-5660 jwc317@gmail.com ovesea@yahoo.com
Curran, Dr.Peter & Quin PO Box 6438 Ketchum, ID 83340
Cell ● (208) 720-2163
Spouse Cell ● (650) 644-9751
pgc@curransv.com quin.shott@gmail.com
Boat Name ● My Girl
Curtis, T. Chalmers III & Lloyann
2944 Townsend Rd. Petoskey, MI 49770
Cell ● (417) 230-7513
Spouse Cell ● (417) 230-9942
t.chalmers@protonmail.com
lloyann@arbbs.net
Boat Name ● Blessed
Dahm, Eitel S. & Carolyn Yacht Docks
5205 South Lakeshore Harbor Springs, MI 49740
5205 Great Foster Rochester, MI 48306
Home Phone ● (248) 652-8939
Cell ● (248) 202-3900
eitel@eiteldahm.com caroldahm@icloud.com
Boat Name ● Freiheit
Dandamudi, Shyam & Vani
The Cliffs
3340 Cliffs Drive
Bay Harbor, MI 49770
306 Oakland Drive Essexville, MI 48732
7610 Cabana Court Unit 201 Kissimmee, FL 34747
Bay Harbor ● (231) 348-8222
Home Phone ● (517) 893-7138
Cell ● (989) 493-1166 dr.dandamudi@gmail.com
D'Angelo, Geno & Amber
Geno D'Angelo
Cell ● (231) 330-4863
Spouse Cell ● (231) 342-3264
geno@genodangelo.com amber_smith24@hotmail.com
Darden, Thomas & Joan
Jack Darden
The Bluffs
872 Bluffs Court
Bay Harbor, MI 49770
Cell ● (817) 773-2576
Spouse Cell ● (469) 831-2570
tdarden@vermilioncp.com joankdarden@gmail.com
Boat Name ● Resonance Davis, R. Matt & Kathleen Preserve
7164 Preserve Drive North Bay Harbor, MI 49770
Cell ● (989) 948-5984
Spouse Cell ● (989) 941-1978 rmattdavis12@gmail.com kadavis53@gmail.com
DeBartolo, James & Ellen
Leo DeBartolo, Enzo DeBartolo, Marco DeBartolo
Quarry View Court
6331 Quarry View Drive Bay Harbor, MI 49770
2921 Lanergan Dr Troy, MI 48084
Cell ● (906) 282-1426
Spouse Cell ● (586) 306-9726 jdebartolo4@gmail.com elmdwyer@yahoo.com

MEMBERSHIP DIRECTORY
Decker, Gerald & Lois
The Cliffs
3652 Cliffs Dr. Bay Harbor, MI 49770
559 Newburne Pointe Bloomfield Hills, MI 48304
Home Phone ● (248) 332-5332
Cell ● (248) 310-0922
Spouse Cell ● (248) 892-2916 gdeckergld@gmail.com loisth@me.net
DeFosset, Don & Janet Bay Ridge
6254 Bay Ridge Drive Bay Harbor, MI 49770
3203 Bayshore Boulevard #19P Tampa, FL 33629-1711
Bay Harbor ● (231) 439-0845
Home Phone ● (813) 229-4190
Cell ● (813) 505-4514
Spouse Cell ● (248) 321-6033 ddefosset@gmail.com jan.defosset@gmail.com
Del Signore, Lina The Cliffs
3620 Cliffs Drive Bay Harbor, MI 49770
14680 Fairlane St. Livonia, MI 48154
Home Phone ● (231) 348-5454
Cell ● (734) 634-3003 lds464@gmail.com
DeLeone, Rita & George Turek The Cliffs
3404 Cliffs Drive Bay Harbor, MI 49770
Cell ● (330) 569-4453
Spouse Cell ● (281) 224-8566 ritadeleone@gmail.com gturek@cmsaero.com
Delp, Cleves & Kathleen Royce Delp
7000 Boyne City Road Charlevoix, MI 49720
12 Tremore Way Holland, OH 43528
Home Phone ● (419) 304-9966
Winter Home ● (419) 867-0220
Spouse Cell ● (419) 304-4865 cleves@clevesco.com cdelp@bex.net
Delp, J. Dugan
7000 Boyne City Road Charlevoix, MI 49720
7161 E. Rancho Vista Drive Scottsdale, AZ 85251
Cell ● (419) 704-4160 dugandelp@gmail.com
Dennings, Brock & Lacey
Ava Dennings, Bronson Dennings
Inn at Bay Harbor
1677 Ann Street
Gladwin, MI 48621
Cell ● (989) 424-0982
Spouse Cell ● (989) 424-9545
brockdennings@gmail.com
ldennings@riverwalkplace.net
Boat Name ● Steel'n Time
Desai, Courtney & Jordan
Parker Goodman, Reed Goodman
4 Warson Hills Ln
Saint Louis, MO 63124
Cell ● (312) 933-2311
Spouse Cell ● (847) 207-6969
courtney.desai@gmail.com
jordan.goodman@gmail.com
Desai, Jason & Maggie
Finley Desai, Charlie Desai, Blake Desai
9 Oakleigh Lane St. Louis, MO 63124
Home Phone ● (314) 989-1854
Spouse Cell ● (314) 662-6414 jpdesai@gmail.com magdesai@gmail.com
Boat Name ● Family Matters
Desai, Kaitlyn & Andrew
Hunter Cosentino, Avery Cosentino
249 Cumnor Rd
Kenilworth, IL 60043
Cell ● (314) 503-0447
Spouse Cell ● (203) 273-1174
kaitlyn.desai@gmail.com apcosentino@gmail.com
Desai, P.J. & Mary Ann
The Peninsula
4130 Peninsula Drive Bay Harbor, MI 49770
938 Arlington Oaks Terrace Chesterfield, MO 63017
Bay Harbor ● (231) 622-8234
Home Phone ● (314) 469-6020 pjmail99@gmail.com
mary.desai@gmail.com
Boat Name ● Family Matters
Devos, Douglas & Maria
Cell ● (616) 498-1768
doug@continuumv.com
mariad@rdvcorp.com
DeWood, Matt & Andrea
Sloan DeWood, D. George DeWood, Mac DeWood, Ruby DeWood
Preserve South
7478 S. Preserve Drive Bay Harbor, MI 49770
30202 Waterford Dr. Perrysburg, OH 43551
Cell ● (419) 360-0989
Spouse Cell ● (419) 360-1265
mattdewood@yahoo.com info.onmat@gmail.com
Dimond, Dr.Margaret & Tina
Chris Dimond
The Cliffs
3408 Cliffs Drive
Bay Harbor, MI 49770
32400 Sylvan Lane
Beverly Hills, MI 48025
Cell ● (810) 444-6295
margaret.dimond@comcast.net tina.ostach@comcast.net
Discher, Steven & Renee E
The Cliffs
3668 Cliffs Drive
Bay Harbor, MI 49770
5428 Mesquite Dr McKinney, TX 75070
Cell ● (214) 244-6712
Spouse Cell ● (214) 263-7489
stevedischer@gmail.com
discher_renee@yahoo.com
Boat Name ● Couples Therapy
Doezema, Alan & Linda
Lakeshore Village
3320 Village Harbor Dr. Bay Harbor, MI 49770
Cell ● (616) 460-9299
Spouse Cell ● (616) 466-7488
alandoezema@yahoo.com
ljdoeze@yahoo.com
Doneth, David & Sally
6880 Hilltop Lane
Boyne City, MI 49712
Cell ● (810) 691-9111
ddoneth@aol.com sdoneth@gmail.com
Donnelly, Richard & Susan
The Cliffs
3348 Cliffs Drive
Bay Harbor, MI 49770
222 Aspen Rd Birmingham, MI 48009
8473 Bay Colony Drive #1102
Naples, FL 34108
Winter Home ● (239) 593-5385
Cell ● (248) 722-9021
rdonn31240@aol.com
susandonnelly970@gmail.com
.
Dooley, Cole & Wendy
Lakeshore Village
3370 Village Harbor Drive Bay Harbor, MI 49770
7419 N. 2850 East Road Le Roy, IL 61752
Cell ● (309) 531-8829
Spouse Cell ● (309) 825-2580
cole_dooley@yahoo.com wendydooley@yahoo.com
Dorn, Elizabeth & Mark Preserve
7284 Preserve Drive Bay Harbor, MI 49770
9297 Menaggio Ct., Unit 201 Naples, FL 34114
Cell ● (978) 979-0382
Spouse Cell ● (978) 729-7539 lizdorn1234@gmail.com mdornboston@gmail.com
Drummond, Yvette & Kirk Cedars
1171 Cedar Lane Bay Harbor, MI 49770
19002 E. Josey Overlook Drive Cypress, TX 77433
Cell ● (713) 447-6691
Spouse Cell ● (713) 447-6691 toosalini@att.net kgd0317@gmail.com
Dryden, Stephen & Carolina
Alexandra Dryden, Mackenzie Dryden, Delaney Dryden, Brooke Stratos Harbor Homes
870 Vista Dr Bay Harbor, MI 49770
1863 Earlham Road Winterset, IA 50273
Cell ● (561) 818-5198
Spouse Cell ● (305) 772-0177 sdryden@rpmaccess.com carrchaves@gmail.com
Duhon, Margaret & Christopher Harborside
1110 Vista Drive Bay Harbor, MI 49770
Cell ● (773) 615-0177
Spouse Cell ● (773) 396-4529
margeduhon@me.com chrisrduhon@yahoo.com
Boat Name ● Mockingbird
Dunbar, Christine & Bruce Inn at Bay Harbor
3600 Village Harbor Dr. #77 Bay Harbor, MI 49770
PO Box 1710 Wailuku, HI 96793
Cell ● (808) 740-3461
Spouse Cell ● (808) 740-3460
dunbarcsd@gmail.com dunbarbgd@gmail.com
Boat Name ● Magic Dragon
Duoibes, Ally & Nadeem 1202 Waukegan Rd., Apt 308 Glenview, IL 60025
Home Phone ● (616) 949-6087
Cell ● (616) 745-4989
Spouse Cell ● (616) 337-5605
adriscoll2017@gmail.com duoibesnadeem@gmail.com
Dysert, Douglas & Catharine Jacob Dysert, Nicholas Dysert Yacht Docks
196 W. Bay St. Harbor Springs, MI 49740 1771 Maybrook Rd. Jackson, MI 49203
Cell ● (517) 416-3608
Spouse Cell ● (517) 812-0651
doug@dysertconcrete.net katie@dysertconcrete.net
Boat Name ● Neighbor Lady
Ebeid, Carolee
Yacht Docks
4400 Shores Dr Bay Harbor, MI 49770
8 Riverhills Lane
Toledo, OH 43623
Cell ● (419) 467-6546 cmebeid66@gmail.com
Eichenlaub, Brian & Cara
Lakeshore Village
3300 Village Harbor Drive Bay Harbor, MI 49770
Cell ● (248) 840-7769
Spouse Cell ● (808) 281-2618 beichenlaub11@gmail.com ceichenlaub108@gmail.com
Eichenlaub, Jansen
3300 Village Harbor Drive
Bay Harbor, MI 49770
Cell ● (248) 464-3866 jansen1088@gmail.com
Eichenlaub, Reyn
1506 Longfellow Ave. Royal Oak, MI 48067
Cell ● (248) 918-8853 reyn@canopy-wealth.com
Elhart, Ben & Allison
Cell ● (616) 403-6736
Spouse Cell ● (616) 422-3214
benelhart@gmail.com allisonsalois04@gmail.com
Elhart, Jeff & Cherie
The Ridge
3736 Cliffs Drive
Bay Harbor, MI 49770
Cell ● (616) 403-9504
Spouse Cell ● (616) 403-9503
jeff@elhart.com
cherie@elhart.com
Boat Name ● Wide Track
Emede, Gary & Julia
4092 Village Green Freeland, MI 48623
Home Phone ● (989) 793-6735
Cell ● (989) 751-1786
Spouse Cell ● (989) 751-2652
gary@modernmachine.biz jme200@aol.com
Emery, Geoffrey Yacht Docks
1698 N. Alta Mura Rd.
Pacific Palisades, CA 90272
Cell ● (310) 435-4449
geoff@geoffemery.us
Emley, John & Margaret
Wildwinds
4936 Wildwinds Drive
Bay Harbor, MI 49770
Home Phone ● (231) 439-0345
Cell ● (210) 416-0157
Spouse Cell ● (210) 288-0066
jemley@startmail.com
memebebe@startmail.com
Boat Name ● Double EE
Etienne, Chris & Dennis
125 Crooked Tree Drive
Petoskey, MI 49770
Cell ● (231) 838-2031
Spouse Cell ● (231) 420-6493
chris@harborsir.com
dennis@lindefurniture.com
Boat Name ● Second Wind
Eyde, Samuel & Victoria Lee
Preserve
7224 Preserve Drive North Bay Harbor, MI 49770
5185 Whitetail Circle
Okemos, MI 48864
Cell ● (517) 819-9998
Spouse Cell ● (517) 256-9987
eyde@eydecompany.com victoria@sveydeinvestments.com

MEMBERSHIP DIRECTORY
Fabiano, James II & Kelly
Giorgio Fabiano, Viviana Fabiano
Yacht Docks
30 East Grove Court Freeland, MI 48623
Home Phone ● (989) 781-4322
Cell ● (989) 621-3654 jfabiano@fabianobrothers.com
Fabiano, Joseph II & Michelle
Nicholas Fabiano, Luciana Fabiano, Vincenzo Fabiano
Yacht Docks
3670 East Felicia Dr. Midland, MI 48642
Cell ● (989) 621-3655
Spouse Cell ● (989) 621-3655 jrfabiano@fabianobrothers.com mfabiano@fabianobrothers.com
Fairbanks, Penny & David Coastal WOods
5254 Coastal Woods Court Bay Harbor, MI 49770
Cell ● (231) 838-7215
Spouse Cell ● (231) 838-6385 pfairbanks71@gmail.com davauer@gmail.com
Fakhoury, Rami & Carmen
Bashar Fakhoury, Alessandra Fakhoury, Helena Fakhoury
Harborview Ridge
4088 Harborview Ridge Bay Harbor, MI 49770
2756 Turtle Lake Road Bloomfield Township, MI 48302
Cell ● (248) 990-0182 carmen@fakhouryglobal.com carmen@employmentimmigration.com
Falzon, Michael & Laura 51060 Plymouth Ridge Drive Plymouth, MI 48170
Home Phone ● (734) 459-2821 lfalzon@comcast.net
Feinberg, Andrew & Stacia
Jack Feinberg, Ben Feinberg
The Cliffs
3372 Cliffs Drive Bay Harbor, MI 49770
1911 W. Oakdale Ave Chicago, IL 60657
Home Phone ● (773) 832-9186
Cell ● (561) 310-4109
Spouse Cell ● (312) 498-4322 anfeinberg@deloitte.com staciasf@gmail.com
Ferber, Ralph & Patricia Poyle
Harborview Ridge
4028 Harborview Ridge Drive
Bay Harbor, MI 49770
Cell ● (615) 948-2353
Spouse Cell ● (248) 953-9318 rferber81@gmail.com patpoyle@gmail.com
Fernandez, Christopher & Michelle
Catherine Fernandez, Michael Fernandez 5692 Pine Ridge Court Bay Harbor, MI 49770
Cell ● (425) 802-8497
Spouse Cell ● (425) 802-8804 fernandezfamily@outlook.com
Fernandez, Marguerite & Carlos The Peninsula
3830 Peninsula Drive Bay Harbor, MI 49770
8646 Farthington Way Orlando, FL 32827
Cell ● (407) 468-0373
Spouse Cell ● (734) 231-6143
pfernandez438@gmail.com
Ferrara, Dr.Richard & Alexandra 1035 Berkshire Road
Grosse Pointe Park, MI 48230
Cell ● (313) 570-3529
Spouse Cell ● (313) 570-3781 richardjferrara@gmail.com alexferrara@comcast.net
Fiore, Jennifer
Lakeshore Village
699 Lake Shore Rd. Grosse Pointe Shores, MI 48236
Cell ● (586) 246-9385 jmariefiore@aol.com
Fitzsimons, Peter & Candace Vistas
4615 Wildwinds Drive
Bay Harbor, MI 49770
Cell ● (231) 439-0916
Spouse Cell ● (231) 881-3512 pcfitzsimons@gmail.com candyfitzsimons@gmail.com
Fleming, Michael & Christine
Hannah Fleming, Austin Fleming
Lakeshore Village
3325 Village Harbor Drive
Bay Harbor, MI 49770
Spouse Cell ● (517) 256-8110
mikefleming99@hotmail.com chriskid26@yahoo.com
Fox, Wendy & Jim
The Cliffs
3328 Cliffs Drive
Bay Harbor, MI 49770
10474 E. Candlewood Drive
Scottsdale, AZ 85255
Cell ● (248) 496-3908
Spouse Cell ● (248) 496-3907
mirkinfox@gmail.com jim.fox@arcadis.com
Frantz, J. Michael & Rande S. The Cliffs
3316 Cliffs Drive
Bay Harbor, MI 49770
3560 S. Ocean Blvd., Penthouse #4 South Palm Beach, FL 33480
Bay Harbor ● (440) 522-7456
Cell ● (440) 522-7456
jmfrantz99@yahoo.com rsfrantz@aol.com
Friess, J. George & Maiga
Coastal Woods
5574 Coastal Woods Court
Bay Harbor, MI 49770
33995 Ramble Hills Drive
Farmington Hills, MI 48331
Bay Harbor ● (231) 487-0307
Home Phone ● (248) 476-7069
jgeofriess@aol.com rigamom@aol.com
Fruehauf, Kenneth & Patricia
Izzy Fruehauf
Marina District
4200 Main Street #29
Bay Harbor, MI 49770
718 Notre Dame
Grosse Pointe, MI 48230
Cell ● (313) 909-9626
Spouse Cell ● (313) 350-0586 kenfrue@gmail.com pilitch@comcast.net
Fugenschuh, David & Karey
Preserve
4100 W. Huron River Road
Ann Arbor, MI 48103
Cell ● (734) 646-8989
Spouse Cell ● (734) 646-8999
dfugenschuh@gmail.com kareyfig@yahoo.com
Gale, Thomas & Charlene
The Shores
4620 Shores Drive
Bay Harbor, MI 49770
4931 Bonita Bay Blvd. #1503 Bonita Springs, FL 34134
Bay Harbor ● (231) 439-9117
Winter Home ● (239) 592-4557
Cell ● (772) 341-3496
Spouse Cell ● (772) 341-3213 tcgbayharbor@chartermi.net cbgbhyc@gmail.com
Boat Name ● Khamsin
Gallagher, Joseph & Sienna
6113 Coastal Cliffs Ct. Bay Harbor, MI 49770
Cell ● (269) 312-0965
Spouse Cell ● (269) 384-9142
joex14v@gmail.com siennamosborn@gmail.com
Gallagher, Patrick & Debra Coastal Cliffs
6113 Coastal Cliffs Court Bay Harbor, MI 49770
Cell ● (269) 209-1565
Spouse Cell ● (269) 209-4101 pgallagher32@gmail.com galla1414@gmail.com
Gallas, James & Ann 338 Wyngate Drive Rochester, MI 48307
Cell ● (586) 713-1155
Spouse Cell ● (586) 713-5524 jimsheershop@icloud.com anngallas123@gmail.com
Garcia, David & Mary
The Bluffs
942 Bluffs Court Bay Harbor, MI 49770
2900 Springport Road Jackson, MI 49201
Bay Harbor ● (231) 348-5989
Home Phone ● (517) 784-5969
Cell ● (517) 392-3500
Spouse Cell ● (517) 392-3500 mgarcia@garcialab.com
Gase, Dr.Warren & Amy Quarry View
6355 Quarry View Drive Bay Harbor, MI 49770
3533 Sherbrooke Drive Cincinnati, OH 45241
Cell ● (513) 543-6442
Spouse Cell ● (513) 379-6958 warrengase@hotmail.com acgase@yahoo.com
Geiger, Michael & Heidi
The Bluffs
862 Bluffs Court
Bay Harbor, MI 49770
Cell ● (513) 477-5066
Spouse Cell ● (513) 470-2375 geigermichaelj@gmail.com geiger.eh@gmail.com
Boat Name ● Only One
Geisler, Fred & Lois Polatnick Cedars
1141 Cedar Lane
Bay Harbor, MI 49770
Cell ● (312) 813-0645
Spouse Cell ● (847) 542-8817 fgeisler@gmail.com lapolatnick@gmail.com
Gentry, Pamela
Quarry Bluffs
6370 Quarry Ridge Drive Bay Harbor, MI 49770
2795 Kipps Colony Drive S. #103 Gulfport, FL 33707
Cell ● (727) 385-6222 ladygentry@gmail.com
Geppner, Bob & Angie
1131 East Bay Road Harbor Springs, MI 49740
1780 High Pointe Lane Ann Arbor, MI 48108
Cell ● (916) 719-5859
Spouse Cell ● (734) 904-2799 bmgeppner@gmail.com geppner6@comcast.net
Gerard, Michael & Deborah
4524 Lake Grove Petoskey, MI 49770
Cell ● (248) 705-6586
Spouse Cell ● (248) 705-6603 mike.gerard706@gmail.com debbie.gerard@yahoo.com
Ghazzi, Dr.Mahmoud & Maha The Cliffs
3228 Cliffs Drive Bay Harbor, MI 49770
2 Matlack Ln Villanova, PA 19085
10951 Gulf Shore Dr., Apt. 704 Naples, FL 34108
Cell ● (734) 649-9744
Spouse Cell ● (734) 389-5888
mng@ghazzi.com maha@ghazzi.com
Giannotta, John & Sue Ann
Yacht Docks
711 S. Fancier St.
Mt. Plesant, MI 48858
1 Carrick Road
Palm Beach Gardens, FL 33418
Cell ● (586) 703-6253
Spouse Cell ● (586) 419-6196
jboy48044@yahoo.com
sue48858@yahoo.com
Gibson, Lawrence & Judy
Quarry Bluffs
6460 Quarry Ridge Drive
Bay Harbor, MI 49770
1520 Pine Grove Court Mansfield, OH 44906
Bay Harbor ● (231) 487-0485
Home Phone ● (419) 756-2093
Spouse Cell ● (419) 512-0365
lgibson@neo.rr.com
Gibson, Ross & Mandi
Alice Gibson, Wesley Gibson
2618 Acorn Avenue
Atlanta, GA 30305
Cell ● (404) 519-4522
Spouse Cell ● (404) 536-6015
gibson.ross@gmail.com gibson.mandi@gmail.com
Ginsburg, Alan & Mary Kenny
Marina District
4200 Main Street #56
Bay Harbor, MI 49770
300 S. Interlachen Ave, Unit 102 Winter Park, FL 32789
700 W. Morris Blvd., Ste 220
Winter Park, FL 32789
Winter Home ● (407) 691-5610
Cell ● (407) 310-5000
Spouse Cell ● (321) 230-1707
ginsburg0705@gmail.com
mary@maryckenny.com
Giorgio, Michelle & Michael Lakeshore Village
3405 Village Harbor Dr. Bay Harbor, MI 49770
41 Webber Place
Grosse Pointe Shores, MI 48236
Spouse Cell ● (313) 549-0187
mmgiorgio@vwcmi.com
mjgiorgio3@aol.com
Boat Name ● Adios

Glass, Kathleen
Yacht Docks
3450 Lake Grove Rd Petoskey, MI 49770
MEMBERSHIP DIRECTORY
Goodwin, Darryl & Staci
Noah Goodwin, Brody Goodwin
7127 Autumn Hill Drive
West Bloomfield, MI 48323
8171 Bay Colony Drive, #601 Naples, FL 34108
Summer Home ● (231) 347-6566
Home Phone ● (239) 631-6500
Cell ● (937) 902-6134 ksglass52@yahoo.com
Glieberman, Lonie The Cliffs
3200 Cliffs Drive Bay Harbor, MI 49770
Cell ● (906) 360-7240
Spouse Cell ● (906) 231-2118 lonieg2@yahoo.com
Goebel, Robert Hills Cottages
6079 Hills Cottage Court Bay Harbor, MI 49770
98 Emerald Dunes Circle Henderson, NV 89052
Winter Home ● (480) 473-1510
Cell ● (248) 410-2759 bgoebel344@gmail.com
Golling, A. William & Lynne Lakeshore Village
3365 Village Harbor Drive Bay Harbor, MI 49770
2991 Voorheis Lake Ct. Lake Orion, MI 48360-1866
Cell ● (586) 506-8109
Spouse Cell ● (248) 420-6083 bill.golling@golling.com hnbx43a@aol.com
Boat Name ● Sunday Driver
Golling, Michael & Crystal
Alexandra Golling, Clara Golling
5540 Saint Elizabeth Ct Clarkston, MI 48348
Cell ● (248) 420-9046
Spouse Cell ● (806) 543-3178 mike.golling@golling.com
Goodman, John & Debra Wildwinds
4912 Wildwinds Drive Bay Harbor, MI 49770
311 South Rogers Street Northville, MI 48167
Bay Harbor ● (231) 348-1226
Cell ● (248) 770-3114
Spouse Cell ● (248) 770-3115
johnkgoodman1957@gmail.com dj1goodman@aol.com
Cell ● (248) 252-0606
Spouse Cell ● (248) 444-6044
darrylgoodwin@gmail.com
staci0218@aol.com
Grace, Matthew & Jessica
Henry Grace, Stella Grace
The Cliffs
3536 Cliffs Drive
Bay Harbor, MI 49770
4784 Ketchum Rd
St. Clair, MI 48079
Cell ● (810) 240-1094
Spouse Cell ● (810) 240-1050
mattgrace@graceeng.com hurleyjessica@hotmail.com
Grajewski, Nancy & Richard
Lakeshore Village
3415 Village Harbor Drive
Bay Harbor, MI 49770
44680 Broadmoor Circle S Northville, MI 48168
Cell ● (248) 767-7512
Spouse Cell ● (248) 470-5965
ricnancy@comcast.net richard.grajewski@pnc.com
Boat Name ● Sun Dolphin
Green, Michael & Ann
3634 Tanglewood Drive
Ann Arbor, MI 48105
Cell ● (313) 418-4249
Spouse Cell ● (734) 834-8358
mjg@johnegreen.com
anniegreen@aol.com
Greenberg, Bryan & Robyn
Coastal Woods
5544 Coastal Woods Court
Bay Harbor, MI 49770
180 Beach Dr NE #702
St. Petersburg , FL 33701
Cell ● (727) 480-2262
Spouse Cell ● (727) 460-6346
bryangreenberg18@yahoo.com rgreenb55@mac.com
Greenslade, Rex & Carol
PO Box 355
Charlevoix, MI 49720
Cell ● (248) 346-6242
Spouse Cell ● (248) 854-0177
rexgreenslade@icloud.com carolgreenslade@mac.com
Gregg, Ryan & Michelle
Christopher Gregg, Addison Gregg
7625 Cedar Lane
East Jordan, MI 49727
860 Colliston Rd
Ann Arbor, MI 48105
Cell ● (734) 945-5886
Spouse Cell ● (734) 678-5795
ryan@undergroundshirts.com
michelle.lynn.gregg@gmail.com
Boat Name ● One and Only 2
Greig, Susan & Paul
7535 Oyster Bay Drive
Charlevoix, MI 49720
8231 Bay Colony Drive
Naples, FL 34108
Cell ● (312) 318-7484
Spouse Cell ● (330) 715-9293
sgreig11@yahoo.com greigmerit@yahoo.com
Griffin, Dana & James Rice
Houston Rice, Daphne Rice, Chloe Rice
6242 Quarry Ridge Drive
Bay Harbor, MI 49770
2000 Edenderry Dr. Fort Mitchell, KY 41017
Cell ● (859) 802-0756
Spouse Cell ● (617) 256-3129
danagriffinrice@gmail.com ricejb@gmail.com
Griffin, Dwayne & Carole
665 Arrowhead Shores Drive Petoskey, MI 49770
Home Phone ● (231) 348-5370
Cell ● (231) 838-7456
Spouse Cell ● (231) 838-4977
dgriffin@freeway.net carolemarieg@gmail.com
Griffin, John & Juanita
Quarry Dunes
6242 Quarry Ridge Drive Bay Harbor, MI 49770
100 W Rivercenter Blvd Covington, KY 41011
Bay Harbor ● (231) 439-3664
Cell ● (859) 653-3199
Spouse Cell ● (859) 802-0755
john@griffinky.com neetsieg@mac.com
Griffin, Kelly & Steve Sloop
Griffin Sloop
1887 Townline Rd. Petoskey, MI 49770
Cell ● (231) 497-8854
Spouse Cell ● (941) 201-2931
kgriffin1887@gmail.com
ssloop49@gmail.com
Grimm, Douglas & Sharon
Yacht Docks
8473 Bay Colony Drive #2003 Naples, FL 34108
Cell ● (248) 494-1083
Spouse Cell ● (847) 508-4358 doug_grimm@hotmail.com blondesmg@me.com
Boat Name ● Dugout
Griswold, John & Debra Coastal Ridge
5192 Coastal Ridge Drive Bay Harbor, MI 49770
9960 Brassie Bend Naples, FL 34108
Cell ● (407) 953-9155
Spouse Cell ● (407) 902-9023
jgriswold@me.com debragriswold@me.com
Boat Name ● Ritz Bits
Groen, Paul & Linda Harborside
1180 Vista Drive Bay Harbor, MI 49770
16 N. Live Oak Hilton Head Island, SC 29928
Home Phone ● (859) 581-8686
Cell ● (859) 496-0888
Spouse Cell ● (859) 391-6988 paul@archwaysmcd.com lgroen122451@gmail.com
Gronow, Steve & Patty
Yacht Docks
3800 Chilson Road Howell, MI 48843
Cell ● (810) 599-5147 steve@chestnutdev.com
Grooters, Robert & Sharon Shores II
4460 Vista Drive Bay Harbor, MI 49770
4731 Bonita Bay Blvd Bonita Springs, FL 34134
Bay Harbor ● (231) 348-0799
Winter Home ● (616) 676-0078
Cell ● (616) 498-8900
Spouse Cell ● (616) 498-8901 reba@rgdc.com sharielgrooters@gmail.com
Boat Name ● Mon Sharie
Grove, Gary & Cheryl
Harborside
1070 Vista Drive
Bay Harbor, MI 49770
Cell ● (313) 506-1521
Spouse Cell ● (248) 245-9800
ggrove@nu-core.com grovegc@me.com
Boat Name ● Geronimo
Grove, Jack & Alyssa Arnold
25679 Laramie Drive Novi, MI 48374
Cell ● (248) 946-1930 grovejacke@gmail.com
Guggemos, Ronald & Mary
Quarry Bluffs
60 Seagate Drive, PH 202 Naples, FL 34103
Cell ● (517) 256-4958
Spouse Cell ● (517) 281-8481 rguggemos@gmail.com mguggemos@gmail.com
Gurnee, Sydney & James
07000 Boyne City Road Charlevoix , MI 49720
3532 Ridgewood Road
Ottawa Hills , OH 43606
Cell ● (419) 367-7376
Spouse Cell ● (989) 513-0082 sydneygurnee@gmail.com jamesgurnee@gmail.com
Haas, Stacey & Sean
Riley Haas, Sydney Haas, Quinn Haas
Preserve
7044 Preserve Drive North Bay Harbor, MI 49770
28 Beverly Road
Grosse Pointe Farms, MI 48236
Cell ● (313) 492-2392
Spouse Cell ● (313) 598-4998
staceywinton@hotmail.com shaas31@comcast.net
Hackl, Frederick & Marita
5132 Seven Mile Point Ridge Dr. Harbor Springs, MI 49740
891 W. Conway Rd., Unit #16 Harbor Springs, MI 49740
195 Harbor Dr. Boca Grande, MI 33921
Cell ● (231) 881-8624
Spouse Cell ● (231) 838-8624
f_hackl@yahoo.com chivas.cocoa@yahoo.com
Hale, Kathleen
Harper Hale
6434 Bay Ridge Drive
Bay Harbor, MI 49770
51248 Plymouth Valley Drive Plymouth, MI 48170
Cell ● (734) 812-1137
kmhale1@hotmail.com
Hale, Kenneth
Bay Ridge
6434 Bay Ridge Drive
Bay Harbor, MI 49770
51248 Plymouth Valley Dr Plymouth, MI 48170
Bay Harbor ● (231) 487-9184
Cell ● (734) 812-1128
khale@mma-mi.com
Halvarson, Alyson & Dave
Garner Halvarson
Quarry View Court
6277 Quarry View Drive
Bay Harbor, MI 49770
Bay Harbor ● (860) 693-3944
Cell ● (203) 362-8820
dalgar1@yahoo.com
Hammond, John & Marsha
The Cliffs
3552 Cliffs Drive
Bay Harbor, MI 49770
13935 Old Coast Rd
Naples, FL 34110
Cell ● (248) 875-2033
Spouse Cell ● (248) 875-2933
marsha2959@aol.com
Haney, Joseph & Tammy
Helena Haney, Liam Haney
Yacht Docks
840 Lakeshore Blvd
Grosse Pointe Shores, MI 48236
Cell ● (586) 873-7803
jhaney@sterlingagency.com
haneytammy@hotmail.com
Boat Name ● Risky Business
Hardy, Joseph & Jill
Harborview Ridge
4080 Harborview Ridge Drive
Bay Harbor, MI 49770
2105 Interlacken Drive Springfield, IL 62704
2399 Gulf Shore Blvd. N. Naples, FL 34103
Cell ● (217) 725-2000
Spouse Cell ● (217) 381-3001
hardy1001@aol.com
jillfhardy@gmail.com

MEMBERSHIP DIRECTORY
Harrington, Andrew & Vicki
Nathan Harrington, Katherine Harrington, Allison Harrington
Harbor Homes
888 Vista Drive Bay Harbor, MI 49770
275 Guilford Road
Bloomfield Hills, MI 48304
Bay Harbor ● (231) 439-9585
Home Phone ● (248) 712-6684
Cell ● (810) 441-8290
Spouse Cell ● (810) 441-8291 ajh@hhtool.com vicki@hhtool.com
Boat Name ● Vixen
Harrington, James & Mary Ann Harborside
1040 Vista Drive Bay Harbor, MI 49770
Desert Highlands Scottsdale, AZ 85255
Bay Harbor ● (231) 439-0868
Home Phone ● (248) 628-5429
Winter Home ● (480) 419-7914
Cell ● (810) 441-8292 jfh@hhtool.com mah@hhtool.com
Boat Name ● Meritage
Harrington, Nathan
275 Guilford Road Bloomfield Hills, MI 48304
Home Phone ● (248) 712-6684
Cell ● (810) 441-6290 nathan.andrew.harrington@gmail.com
Harrington, Tim & Kim
Lachlan Harrington, Georgina Harrington
1040 Vista Drive Bay Harbor, MI 49770
560 Frogtown Road New Canaan, CT '06840
Cell ● (917) 771-8208
Spouse Cell ● (917) 251-3535 th@battlefin.com kimkul@hotmail.com
Harris, Robert & Pamela
The Cliffs
3456 Cliffs Drive Bay Harbor, MI 49770
994 Churchill Circle Rochester, MI 48307
Bay Harbor ● (231) 439-0355
Home Phone ● (248) 608-9519
Spouse Cell ● (248) 318-5437 rah917@aol.com pkh1300@comcast.net
Harrison, Curtis Vistas
4640 Wildwinds Dr Bay Harbor, MI 49770
13400 Villa Di Preserve Ln Estero, FL 33928
Cell ● (586) 321-6595 charri60@aol.com
Hasse, Arthur & Betsy Woods Cottages
6706 Cottage Court Bay Harbor, MI 49770
7157 Driftwood Ada, MI 49301
400 Wyndemere Way, Unit 203 Naples, FL 34105
Home Phone ● (616) 676-4301
Cell ● (616) 915-5938
Spouse Cell ● (616) 915-5937 frnitrman1@aol.com tennis4evr@aol.com
Boat Name ● Dealership
Hatch, Michael & Ellen
6273 Indian Garden Road Petoskey, MI 49770
Cell ● (626) 484-7515
Spouse Cell ● (626) 388-3456
mph484@gmail.com ellen@ehatchassociates.com
Boat Name ● Operation Dinner Out Haubein, Kate
5102 Coastal Ridge Ct. Bay Harbor, MI 49770
Cell ● (314) 210-2933 khaubein13@gmail.com
Hauske, Sarah & Thomas
Adeline Hauske, Thomas Hauske, Margot Hauske
Coastal Ridge
9640 N. Dalewood Lane
Mequon, WI 53092
Cell ● (414) 732-5808
Spouse Cell ● (414) 403-1115 smhauske@gmail.com tjhauske@mscap.com
Hawkins, Kem & Mary
Wildwinds
4960 Wildwinds Dr. Bay Harbor, MI 49770
22031 Chartwell View Court
Bonita Springs, FL 34135
Cell ● (812) 327-8384
Spouse Cell ● (812) 360-0485 kem2139@aol.com marywalloon@aol.com
Hawkins, Wayne & Kandace
Quarry Bluffs
6360 Quarry Ridge Drive
Bay Harbor, MI 49770
127 Lacey Oak
Shavano Park, TX 78230
Cell ● (210) 410-0095
Spouse Cell ● (210) 860-6393
wthwth@mac.com kandace1@mac.com
Hawks, Michael & Orlene
Lana Hawks, Natalia Hawks
Harbor Homes
930 Vista Drive
Bay Harbor, MI 49770
3711 Beech Tree Lane
Okemos, MI 48864
Cell ● (517) 525-7295
Spouse Cell ● (517) 525-6161 hawks.m@gcsionline.com monarc13@hotmail.com
Hay, Marshall & Lori
Cameron Hay, Clarke Hay 5378 Indian Garden Rd. Petoskey, MI 49770
Cell ● (231) 348-8223
Spouse Cell ● (231) 838-7220 drmbhay@proton.me llch22@pm.me
Hayes, Diane
6558 Tantallon Square Dublin, OH 43016
4194 Aspen Chase Drive Naples, FL 34119
Winter Home ● (239) 325-9564
Cell ● (614) 687-8836 dkghayes04@gmail.com
Heidel, Keith & Janis
Harborview Ridge
4068 Harborview Ridge Bay Harbor, MI 49770
945 Poppleton Street Birmingham, MI 48009
1850 S. Ocean Blvd.
Lauderdale by the Sea, FL 33062
Cell ● (248) 840-5733
Spouse Cell ● (248) 890-2647 kheidel501@comcast.net jtheidel@comcast.net
Henderson, Bette
The Cliffs
3376 Cliffs Drive Bay Harbor, MI 49770
4980 Hawk Hollow Drive East Bath, MI 48808
Home Phone ● (517) 243-1350 bette.henderson@gmail.com
Henkel, Herbert & Linda
The Peninsula
4090 Peninsula Drive Bay Harbor, MI 49770
16964 Verona Lane Naples, FL 34110
Cell ● (239) 272-1538
Spouse Cell ● (248) 670-2639 herbhenkel@gmail.com linmhenkel@gmail.com
Henry, Dr.William & Linda 2425 Hemlock Lane Petoskey, MI 49770
Cell ● (231) 838-1409
Spouse Cell ● (231) 838-0048 windrocdoc@chartermi.net lbshattuck@chartermi.net
Herard, Bruce & Susan
Preserve
6684 Preserve Drive North Bay Harbor, MI 49770
318 Bay Drive South Bradenton Beach, FL 34217
Cell ● (989) 859-6848
Spouse Cell ● (989) 430-0064 brherard@outlook.com susan.herard@gmail.com
Boat Name ● My Girl
Herbst, Dr.Walter & Charlene
Hooker
The Shores
1231 Shores Drive Bay Harbor, MI 49770
2020 Harbourside Dr Longboat Key, FL 34228
Cell ● (847) 682-0129 w-herbst@northwestern.edu charlene.faye.h@icloud.com
Herrick, Linda 4035 Cedar Bluff Petoskey, MI 49770 lnherrick04@gmail.com
Hess, Kevin & Kathryn Coastal Woods
5514 Coastal Woods Ct Bay Harbor, MI 49770
11830 Via Salerno Way Miromar Lakes, FL 33913
Cell ● (810) 523-5977
Spouse Cell ● (586) 337-2116
kevin.hess@ahbinc.com kathryn.hess55@gmail.com
Heuerman, Amy & Paul
The Peninsula
3890 Peninsula Drive Bay Harbor, MI 49770
577 Gulf Shore Blvd S. Naples, FL 34102
Cell ● (402) 203-2041
Spouse Cell ● (239) 293-3993
amymoglia@gmail.com pheuerman@ralaw.com
Hickey, John & Douglas Kiersey
The Cliffs
3416 Cliffs Drive
Bay Harbor, MI 49770
Cell ● (305) 607-5072
Spouse Cell ● (616) 260-1371 jmhickey@mac.com im4florida@icloud.com
Hicklen, William & Lisa
The Cliffs
3612 Cliffs Drive Petoskey, MI 49770
billhicklen@charter.net lisahicklen@charter.net
Hilborn, Thomas & Linda
Charles Anton
The Bluffs
952 Bluffs Court Bay Harbor, MI 49770
Cell ● (248) 520-0989
Spouse Cell ● (586) 995-2937
thomas.hilborn@gmail.com lindamhilborn@gmail.com
Hill, Howard & Laurie
1349 Suncrest Road
Kingsville, ON N9Y 2T7
Cell ● (519) 796-8887
Spouse Cell ● (519) 890-0764
dhill@kelcom.com
Hines, Thomas & Julie
The Cliffs
3436 Cliffs Drive Bay Harbor, MI 49770
707 Westwood Drive Birmingham, MI 48009
Cell ● (248) 719-4927
thomasahines@yahoo.com familyhines@hotmail.com
Hirsh, Richard Jr. & Lisa
The Cliffs
3424 Cliffs Drive Bay Harbor, MI 49770
1104 Palm View Avenue Belleair, FL 33756
Cell ● (727) 460-0847
Spouse Cell ● (727) 510-0910
rick.hirsh@gmail.com lkhirsh@gmail.com
Hoekstra, Mark & Beth
Jack Hoekstra, Charlie Hoekstra, Tripp Hoekstra
Yacht Docks
803 San Jose Dr. SE Grand Rapids, MI 49506
Cell ● (616) 299-1980
Spouse Cell ● (616) 299-1943
mhoekstra@hoekstrainc.com bethyi@yahoo.com
Boat Name ● Granday
Holder, Julie & John
5060 Groveland Ter
Naples, FL 34119
Cell ● (989) 615-6779
Spouse Cell ● (989) 430-8363 jfasoneholder@gmail.com jwholder@me.com
Hollamon, Anthony & Heather
Hayden Hollamon
336 Prestwick Trail
Highland, MI 48357
Cell ● (248) 763-7030 ahollamon@epitecinc.com h_hollamon06@comcast.net
Hollamon, Hayden
336 Prestwick Trail
Highland, MI 48357
Cell ● (313) 701-2714 haydenhollamon@gmail.com
Hollamon, Madison
336 Prestwick Trail
Highland, MI 48357
Cell ● (313) 701-2713 maddiehollamon@gmail.com
Hollan, Greg & Anne
The Bluffs
882 Bluffs Ct Bay Harbor, MI 49770
Bay Harbor ● (502) 254-1578
Cell ● (502) 807-5497
Spouse Cell ● (502) 262-8972
greghollan@bellsouth.net abyerlein@gmail.com
Hollan, Pierce
10 K St. SE
Washington, DC 20003
Cell ● (502) 291-3909 piercehollan94@gmail.com

MEMBERSHIP DIRECTORY
Holmes, Howard II & Caroline
Howard Holmes
Bay Ridge
6357 Quarry View Drive Bay Harbor, MI 49770
248 Barton Shore Drive Ann Arbor, MI 48105
Cell ● (734) 646-9199
Spouse Cell ● (781) 492-5903 howard.holmes@jiffymix.com caroline.kistner@gmail.com
Horning, Dan & Julie PO Box 646
Boyne City, MI 49712
Cell ● (616) 340-4606
Spouse Cell ● (616) 291-0102 dan.horning@nm.com juliehorning6@icloud.com
Boat Name ● Hornblower
Horton, Jeffrey & Linda Coastal Cliffs
6024 Coastal Cliffs Ct. Bay Harbor, MI 49770
PO BOX 700055 Plymouth, MI 48170
Cell ● (734) 262-3416
Spouse Cell ● (734) 455-6065 jeffhorton1382@gmail.com ljones423@gmail.com
Hourani, Dr.Michael & Jane
Bay Ridge
6314 Bay Ridge Drive Bay Harbor, MI 49770
3120 N. Cambridge Rd Lansing, MI 48911
Cell ● (517) 488-9395
Spouse Cell ● (517) 290-0851 mrhourani@hotmail.com jchourani@hotmail.com
Howard, Rick Yacht Docks
1255 Carpenter Pike Versailles, KY 40383
Cell ● (231) 392-1503 rshoward0203@gmail.com
Huff, Rolla & Kirsten
The Cliffs
3364 Cliffs Drive Bay Harbor, MI 49770
5043 Groveland Terrace Naples, FL 34119
Cell ● (404) 423-9383
Spouse Cell ● (585) 233-4278 rphuff@rphuff.com kjhuff@gmail.com
Huthwaite, Peter & Laura
Preserve South
984 Lake Shore Road
Grosse Pointe Shores, MI 48236
Home Phone ● (313) 886-9140
Spouse Cell ● (313) 929-2002 laura@giantjanitorial.com
Hyde, Robyn & Jason
932 Penniman Ave Plymouth, MI 48170
Cell ● (248) 765-0470
Spouse Cell ● (734) 546-7187 robynbaidas@gmail.com jasonhyde@me.com
Ilitch, Denise
779 Lake Park Drive Birmingham, MI 48009
Cell ● (313) 727-2801 dilitch@gmail.com
Ingle, Donald & Anita
Quarry Bluffs
6490 Quarry Ridge Drive Bay Harbor, MI 49770
7454 Little Ln, Unit 602 Naples, FL 34105
Cell ● (239) 207-4375
Spouse Cell ● (239) 280-7160 doningle@comcast.net aingle@comcast.net
Ireland, James & Janet
Quarry Dunes
6092 Quarry Ridge Drive Bay Harbor, MI 49770
2805 Brentwood Ave. East Lansing, MI 48823
Cell ● (517) 290-7074
Spouse Cell ● (517) 290-8474 ireland@msu.edu irelandj@msu.edu
Isaac, Zac & Dee
Quarry Bluffs
6410 Quarry Ridge Dr Bay Harbor, MI 49770
2580 Underhill Road
Toledo, OH 43615
Cell ● (419) 654-4150
Spouse Cell ● (419) 654-4151 zac.isaac@isaacgroup.com deeisaac57@gmail.com
Izzi, Christopher & Joanna
Yacht Docks
957 Lake Shore Road
Grosse Pointe Shores, MI 48236
Cell ● (586) 530-7229
Spouse Cell ● (586) 419-0704
cizzi@utsitech.com
izzi_03@comcast.net
Boat Name ● IzKnot
Izzi, Valentina & Sean Fannon
1407 Hollywood Ave. Grosse Pointe Woods, MI 48236
Cell ● (586) 601-4052
Spouse Cell ● (313) 300-3739
valentinaizzi110@gmail.com sfannon@ltu.edu
Jacobs, Andrew & Kendie
Preserve South
6929 Preserve Dr. S. Bay Harbor, MI 49770
Cell ● (734) 604-1045
Spouse Cell ● (231) 489-5453
ajjacobs@intbarcode.com realestate@kendiejacobs.com
Jacobs, Kolton
6929 Preserve South Drive
Bay Harbor, MI 49770
Cell ● (517) 442-0112
koltonjacobs6@gmail.com
Jacobson, Robyn & Ed
Lakeshore Village
3410 Village Harbor Drive Bay Harbor, MI 49770
4324 Clayhead Road Richmond, TX 77406
Cell ● (281) 734-9307
Spouse Cell ● (713) 248-0558 happyplace3410@gmail.com
Jaconette, Christina & Christopher Mundy
960 Country Ln
Petoskey, MI 49770
Cell ● (231) 881-7181
Spouse Cell ● (773) 490-6813
cjaconette@gmail.com mundy.christopher@gmail.com
Jaiyesimi, Dr.Ishmael
Delana Jaiyesimi, Daniel Jaiyesimi, Jaden
Jaiyesimi
The Cliffs
3452 Cliffs Drive
Bay Harbor, MI 49770
31275 Fromm
Bingham Farms, MI 48025
Bay Harbor ● (231) 347-7536
Home Phone ● (248) 540-7969
Cell ● (586) 915-2773
ijaiyesimi@comcast.net
Jameson, John & Laura
Julia Jameson
The Cliffs
3204 Cliffs Drive Bay Harbor, MI 49770
8896 Quail Circle Plymouth, MI 48170
Cell ● (734) 207-3544
Spouse Cell ● (734) 207-3544 jameson@jlpclaw.com ljjameson@hotmail.com
Janning, Monica Harbor Homes
940 Vista Drive Bay Harbor, MI 49770 3427 Waynesville Road Bellbrook, OH 45305
Home Phone ● (513) 659-0483
Cell ● (513) 659-0483 nikesar15@yahoo.com
Jarvis, Bill & Sheryl
Preserve South 7337 Preserve Court Bay Harbor, MI 49770
5050 N Ocean Drive #1003 Singer Island, FL 33404
Cell ● (586) 634-8638
Spouse Cell ● (586) 854-5139 bill50viking@gmail.com sjarvis18@yahoo.com
Jarvis, Matthew & Alyssa
Brinley Jarvis, Adelyn Jarvis, Ainsley Jarvis 49428 Goulette Pte Drive Chesterfield, MI 48047
Cell ● (586) 634-8657
Spouse Cell ● (586) 703-8831 jarvis1118@yahoo.com alyssamgaglio@mac.com
Johns, Lindsey & Nicholas 969 N. Old Woodward Birmingham, MI 48009
Cell ● (248) 622-3959
Spouse Cell ● (248) 534-0287 lwaldie98@gmail.com nick.w.johns@gmail.com
Johnson, Adam & Robin
Shores II
4480 Vista Drive Bay Harbor, MI 49770
9940 Sage Creek Drive Galena, OH 43021
Cell ● (380) 239-6732 armjohnson0519@gmail.com robinjohnson2003@yahoo.com
Johnson, David V. & Pamela
Quarry Creek
4000 Main Street
Bay Harbor, MI 49770
Cell ● (248) 568-8800 dvj@victorintl.com pjohnson@victorintl.com
Boat Name ● Sea Horse
Johnson, James & Karen
The Cliffs
3236 Cliffs Drive
Bay Harbor, MI 49770
johnson702@comcast.net
Johnston, William & Ronda
211 South Rose Street Kalamazoo, MI 49007
Home Phone ● (269) 323-8361
bill@greenleaftrust.com rondalou54@aol.com
Jones, Hal & Jana
Coastal Cliffs
5964 Coastal Cliffs Drive
Bay Harbor, MI 49770
733 Harbour Isles Place
North Palm Beach, FL 33410
Cell ● (713) 703-6747
Spouse Cell ● (512) 971-5213
hal@haljonesdev.com
janajoyjones@yahoo.com
Boat Name ● Flying J
Jones, James & Stephanie
Jack Jones, Hanna Jones
The Cliffs
3688 Cliffs Drive Bay Harbor, MI 49770
Cell ● (248) 921-6317
Spouse Cell ● (231) 844-4410
jimwjones@gmail.com
stephanie@jonesnorth.com
Boat Name ● She Sells
Jones, Scott & Wendy
Kennedy Jones, Colton Jones
Cedars
1181 Cedar Lane
Bay Harbor, MI 49770
1943 Independence Dr
Rochester Hills, MI 48306
Cell ● (248) 420-3057
Spouse Cell ● (248) 417-5478
kscott.jones@ubs.com wjones@nextsteps4seniors.com
Kaddis, Dr.Kathleen & Atheer
Ryan Kaddis
Harborview Ridge
4120 Harborview Ridge Drive Bay Harbor, MI 49770
6153 Eastmoor Rd. Bloomfield Hills, MI 48301
Cell ● (248) 302-8888
Spouse Cell ● (810) 618-8205
kkaddis@mac.com akaddis@bcbsm.com
Kahn, Kenneth & Jana
Alexandra Kahn
6497 Woods Creek Drive Charlevoix, MI 49720
12217 Coconut Row Rd. Palm Beach Gardens, FL 33410
Cell ● (561) 371-6959
Spouse Cell ● (561) 762-7494 kkahn@lrp.com jkahn@lrp.com
Kaine, Patricia
The Preserve
7157 Preserve Court Bay Harbor, MI 49770
488 NE 18th Street, Apt 4012
Miami , FL 33132
Cell ● (305) 439-6156 kainepatricia@hotmail.com
Kallman, Todd & Sarah
4320 Cottage Grove Petoskey, MI 49770
Cell ● (860) 593-5292 todd.kallman@gmail.com sskallman@aol.com
Kanny, Matthew & Kimberly
William Kanny
The Cliffs
3672 Cliffs Dr. Bay Harbor, MI 49770
5737 Kanan Rd. #281
Agoura Hills, CA 91301
Cell ● (310) 490-6759
Spouse Cell ● (310) 490-6758
mandellkanny@yahoo.com mandellkanny@yahoo.com

MEMBERSHIP DIRECTORY
Kapp, Larry & Annette
The Cliffs
3664 Cliffs Drive Bay Harbor, MI 49770
15101 Heron Lake Xing Fort Wayne, IN 46814
4951 Bonita Bay Blvd., Esperia #502 Bonita Springs, FL 34134
Bay Harbor ● (231) 487-0628
Home Phone ● (260) 755-6457
Winter Home ● (239) 947-8533
Spouse Cell ● (260) 403-4133 elaine@kappslawn.com annettelkapp@gmail.com
Karas, Roberta The Cliffs
3440 Cliffs Drive Bay Harbor, MI 49770
5109 96th Street East Bradenton, FL 34211
Cell ● (941) 993-5088 robbikaras@gmail.com
Karo, Lucretia
The Cliffs
3400 Cliffs Drive Bay Harbor, MI 49770
280 S. Collier Blvd, #1706 Marco Island, FL 34145
Home Phone ● (248) 253-0018 Cell ● (248) 212-6221 lakaro719@aol.com
Keane, Parker & Jennifer Lynch
The Bluffs 972 Bluffs Court Bay Harbor, MI 49770
Cell ● (616) 292-0094
Spouse Cell ● (734) 355-1518 parker.keane@gmail.com jkl0874@msn.com
Boat Name ● Valkyrie
Keiswetter, Jason & Erika
Taylor Henry Keiswetter, Christopher Keiswetter
804 E. Lake Street Petoskey, MI 49770
Cell ● (248) 760-3059
Spouse Cell ● (231) 838-8594 jkeiswetter@petoskeyplastics.com ekeiswetter@charter.net
Keiswetter, Paul & Melissa
Yacht Docks
530 West Lake Street Petoskey, MI 49770
Home Phone ● (231) 348-9500 pkeiswetter@petoskeyplastics.com mk@petoskeyplastics.com
Boat Name ● Pet O Sega
Kerr, John
The Cliffs
3600 Cliffs Dr. Bay Harbor, MI 49770
4507 N. Sabino Mtn. Dr. Tucson, AZ 85750 jkerr96390@aol.com
Kershner, Rodger & Mary
3766 River Pines Drive Ann Arbor, MI 48103
3766 River Pines Dr Ann Arbor, MI 48103
Home Phone ● (313) 737-8098
Cell ● (313) 737-8098
Spouse Cell ● (313) 737-1463 rak@h2law.com marykershner@icloud.com
Ketler, Jacob & Margaret
Jacob Ketler, Benjamin Ketler
Woods
1200 Aspen Way Bay Harbor, MI 49770
323 Talbot Street Essex, ON N8M 1C2
Cell ● (519) 566-9095
Spouse Cell ● (519) 890-0359
jakeketler@gmail.com margaret@bluewaterpools.ca
Kidd, Thomas
823 Michigan Street Petoskey, MI 49770
Home Phone ● (231) 582-5801
Cell ● (231) 838-9411 tomkidd@umich.edu
Kidd, Wally & Margaret
320 Shadow Trails Road Boyne City, MI 49712
Home Phone ● (231) 582-5801
Cell ● (231) 838-2700
wkidd@kiddleavy.com margykidd@gmail.com
Kippe, Jodi & Andrew
8261 Wallen Lake
Rapid City, MI 49676
Cell ● (954) 495-7700
jodi@torchlakegallery.com
Kircher, Kathryn & Chandler
Rett Krug, Piper Krug, Tommy Symons, Remy Symons, Leo Symons
PO Box 515
Harbor Springs, MI 49740
Cell ● (231) 675-6121
Spouse Cell ● (231) 881-7606
kathryn@klkdesigngroup.com ctsymons@yahoo.com
Kircher, Stephen & Molly
Everett Kircher, Stein Kircher
5634 Coastal Woods Court
Bay Harbor, MI 49770
1280 North Shore Drive
Walloon Lake, MI 49796
Spouse Cell ● (231) 675-0414
mkircher@boyneresorts.com
Kirsch, Matthias & Karen
The Cliffs
3572 Cliffs Drive
Bay Harbor, MI 49770
1938 Rolling Woods Troy, MI 48098
Home Phone ● (248) 641-8716
Cell ● (248) 979-8665
Spouse Cell ● (248) 219-5346
mjkirsch99@gmail.com
Kistka, Robert & Danelle
Lena Kistka, Lauren Kistka
2080 San Lu Rae
Grand Rapids, MI 59506
Home Phone ● (616) 560-5926
Spouse Cell ● (616) 560-5926
rkistka@fnba.com dkistka@aol.com
Klamerus, Dr.Justin & Kevin
Faster
Woods Cottages
6737 Cottage Ct
Bay Harbor, MI 49770
3438 Westchester Road
Bloomfield Hills, MI 48304
Cell ● (248) 222-1904
Spouse Cell ● (312) 802-9950 jklamerus@gmail.com krfaster@gmail.com
Klebba, Becka
7368 Pine Vista Dr
Brighton, MI 48116
Cell ● (734) 751-8787 beckaklebba@yahoo.com
Klebba, Chris & Ellen
The Cliffs
3624 Cliffs Dr. Bay Harbor, MI 49770
7368 Pine Vista Dr
Brighton, MI 48116
Cell ● (248) 808-4365
Spouse Cell ● (734) 502-1263 cklebba@ckeklegacygroup.com eklebba@ckeklegacygroup.com
Klebba, Christopher
5888 Wyndam Ln Brighton, MI 48116
Cell ● (734) 751-6747 chrismklebba@gmail.com
Kleinpell, Arthur & Susan
11875 N. Pa Ba Shan Trail
Charlevoix, MI 49720
Cell ● (248) 760-0955
Spouse Cell ● (248) 760-0956 arthur@aimhighoj.com susan@aimhighoj.com
Kloustin, Rob & Pam Lakeshore Village
3310 Village Harbor Drive Bay Harbor, MI 49770
487 Price Court
Marco Island, FL 34145
Cell ● (239) 821-2977
Spouse Cell ● (239) 821-2077 rkloustin@comcast.net pkloustin@comcast.net
Knapp, Paul
7494 Preserve Drive North Bay Harbor, MI 49770
422 Indies Drive
Orchid, FL 32963
Cell ● (312) 925-3023 paulrknapp@icloud.com
Knowles, David & Katy
560 W. Lake Street Petoskey, MI 49770
Cell ● (513) 607-1625
Spouse Cell ● (513) 477-7323 davidbknowles@yahoo.com katyoknowles@gmail.com
Boat Name ● Big Squig
Koehler, Jay & Renee
Ryan Koehler
501 N Whittaker Street New Buffalo, MI 49117
Cell ● (312) 218-7257
Spouse Cell ● (312) 608-7954 jkoehler@smbtrials.com rkoehler@kdllclaw.com
Koffman, Robert & Carole
Yacht Dock
385 Chestnut Ridge Traverse City, MI 49686
Le Ciel Pk. Tower Unit #1101 Naples, FL 34103
Home Phone ● (239) 403-0422
Cell ● (989) 385-9024
bobkoffman1@gmail.com koffm8@aol.com
Kojaian, Ken & Shelby
555 Lakepark Street Birmingham, MI 48009
Home Phone ● (248) 646-0735
Cell ● (248) 892-1350
Spouse Cell ● (517) 861-0312
kjk.equities@yahoo.com shelbyms7@hotmail.com
Kolb, Maryann
3248 Cliffs Drive Bay Harbor, MI 49770
P.O. Box 2826
Carefree, AZ 85377
Bay Harbor ● (231) 348-7953
Cell ● (845) 548-1222 mkolb622@gmail.com
Korneffel, Graham & Stephanie
Kohler Korneffel, Hendrik Korneffel Yacht Dock
19455 Lighthouse Pointe Grosse Ile, MI 48138
Cell ● (734) 216-9425
Spouse Cell ● (734) 755-6363 gckorneffel@korneffel.com stephaniekorneffel@gmail.com
Boat Name ● Reflection
Koss, Kevin & Karen
Kamden Koss, Kensley Koss, Kylie Koss, Kolton Koss
73051 Caldwell Lane Romeo, MI 48065
Cell ● (586) 899-9932
Spouse Cell ● (586) 854-0240 kkoss2021@gmail.com
Kovanda, Christine & Kevin Village Heights
847 Maxfield Road Hartland, MI 48353
6855 San Marino Drive, #209 Naples, FL 34108
Cell ● (248) 640-1084
Spouse Cell ● (248) 521-3042 cmkovanda@gmail.com kkovanda88@gmail.com
Kraef, Amelie
3640 Cliffs Drive Bay Harbor, MI 49770
11121 Governors Dr Chapel Hill, NC 27517
Cell ● (989) 750-5062 ameliekraef@gmail.com
Kraef, Torsten & Andrea
The Cliffs
3640 Cliffs Drive Bay Harbor, MI 49770
11121 Governors Dr
Chapel Hill, NC 27517
Cell ● (989) 615-1445
Spouse Cell ● (989) 412-3082
atkraef@charter.net akraef@charter.net
Krieger, John & Linda
Cedars
1151 Cedar Lane
Bay Harbor, MI 49770
Cell ● (989) 239-2255
Spouse Cell ● (989) 971-1172
john3295@outlook.com
linda0738@outlook.com
Kris, Kami & Gregory
Beatrice Kris, Penelope Kris Wildwinds
5068 Wildwinds Drive
Bay Harbor, MI 49770
Cell ● (773) 850-9966
Spouse Cell ● (773) 850-9993
kami@kamikris.com
gkris@gkris.com
Krueger, Erik & Sarah
Isabel Krueger, Samuel Krueger, William Krueger
Yacht Docks
427 Olde Deer Trail Holland, MI 49424
Cell ● (810) 459-3660
erikkrueger@jbys.com kruegers108@gmail.com
Kuhr, Jeffrey & Patricia
Woods
1191 Aspen Way Bay Harbor, MI 49770
7118 Oak Hill Drive
Sylvania, OH 43560
Bay Harbor ● (231) 348-0783
Cell ● (419) 340-9454
Spouse Cell ● (419) 340-8424
jjkuhr54@gmail.com pjkuhr@gmail.com
Kus, Michael & Alexis
Woods
6608 Hemlock Ct. Bay Harbor, MI 49770
1094 Park Place Court Bloomfield, MI 48302
Cell ● (248) 613-4685
Spouse Cell ● (248) 613-9750
mkus@kusryan.com
alexiskus55@gmail.com

MEMBERSHIP DIRECTORY
Kwapis, Greg & Jennifer
Emma Kwapis, Morgan Kwapis
The Ridge
3744 Cliffs Drive
Bay Harbor, MI 49770
823 North Pine Street Rochester, MI 48307
Cell ● (248) 894-5050
Spouse Cell ● (248) 396-2896 gakwapis@yahoo.com kwapisj@yahoo.com
Labadie, Marc & Maureen
Charlotte Labadie, William Richardson, Camille Labadie, Roman Rickwood
6401 S. Four Mile Road Bay City, MI 48706
Cell ● (989) 239-1080
Spouse Cell ● (323) 428-4248 marc@labadieauto.com maureen@labadieauto.com
Labelle, Barton & Sarah
9820 E. Thompson Peak Pky #627 Scottsdale, AZ 85255
Cell ● (989) 205-2591
Spouse Cell ● (480) 797-6845 bart.labelle@gmail.com sarah@sarahlabelle.com
Lanehart, John & Marsha
Marina District
4200 Main Street #4 Bay Harbor, MI 49770
3606 Ranch Rd 620 North Austin, TX 78734
Cell ● (512) 431-5263
Spouse Cell ● (512) 431-4278
john@lanehart.com marsha.lanehart@gmail.com
Boat Name ● Insatiable
LaPorte, Noel & Trish
Olivia LaPorte
Coastal Ridge
5072 Coastal Ridge Ct Bay Harbor, MI 49770
6300 Heathfield Drive East Lansing, MI 48823
Bay Harbor ● (231) 753-2573
Cell ● (517) 881-1500
Spouse Cell ● (517) 256-5669
nlaporte@casg.net trishlaporte1@gmail.com
LaRiviere, Timothy
The Cliffs
3232 Cliffs Drive
Bay Harbor, MI 49770
5 Dodge Place Grosse Pointe, MI 48230
Cell ● (313) 570-6800
tim.lariviere@nationalfleetservices.com
Lawlor, Kevan & Wynne Pines
5632 Pine Ridge Ct Bay Harbor, MI 49770
5632 Pines Ridge Court Petoskey, MI 49770
Cell ● (734) 634-1764
Spouse Cell ● (810) 599-3720 kevan.lawlor@gmail.com wynne.lawlor@gmail.com
Leavy, Kelly
1749 N Wells St Chicago, IL 60614
Home Phone ● (231) 881-5958
Cell ● (231) 881-5958 kellyleavy@gmail.com
Leavy, Patrick & Lisa
Patrick Leavy
Vistas
8750 Curtis Ln Petoskey, MI 49770
Home Phone ● (231) 348-5958
Cell ● (231) 838-6700
Spouse Cell ● (231) 838-8988 patleavy@kiddleavy.com lisaleavy1020@gmail.com
LeBeau, Teri & Joe
Quarry Bluffs
6470 Quarry Ridge Drive Bay Harbor, MI 49770
425 Dockside Dr., Unit 302 Naples, FL 34110
Cell ● (989) 430-0369
Spouse Cell ● (989) 860-8956 tslebeau@aol.com melraccoon@aol.com
Boat Name ● LeBoat
Lebeda, Jacqueline & Mark
Annelise Lebeda
6479 Indian Garden Rd Petoskey, MI 49770
Cell ● (517) 281-7682
Spouse Cell ● (517) 281-2991 jqlebeda@gmail.com jlebeda2@comcast.net
Lee, Owen & Heather
Declan Lee
The Peninsula
4050 Peninsula Drive Bay Harbor, MI 49770
49363 Parkshore Ct. Northville, MI 48168
Cell ● (248) 939-6365
Spouse Cell ● (248) 939-6366 owenlee27@yahoo.com heathermeaneylee2@hotmail.com
Boat Name ● Trinity
Lee, Patrick
4070 Peninsula Drive Bay Harbor, MI 49770
49363 Parkshore Ct. Northville, MI 48168
Cell ● (248) 880-3935 patrickowenlee@gmail.com
Leese, John & Mary
Harborview Ridge
4084 Harborview Ridge Drive Bay Harbor, MI 49770
5668 Watermark Ct SE Grand Rapids, MI 49546
Home Phone ● (616) 940-1065
Cell ● (616) 299-7697
Spouse Cell ● (616) 299-7698 jmleese@mail.com maleese63@yahoo.com
Lemieux, Kennedy & Anthony 3073 Obrien Street Dupont, WA 98327
Cell ● (810) 875-1343
Spouse Cell ● (313) 404-3974
k.piwowarczyk567@gmail.com alemieux03@gmail.com
Lemmen, Todd & Lori
7384 Preserve Drive Bay Harbor, MI 49770
28985 N. 106th Way Scottsdale, AZ 85262
Cell ● (616) 318-7340
Spouse Cell ● (715) 612-0124
tlemmen@gmail.com lorilech@yahoo.com
Boat Name ● Tango Lima Lenhoff-Briggs, Dr.Alyssa & Robert Preserve
6804 Preserve Drive N Bay Harbor, MI 49770
10494 Lakeshore Drive Cleveland, OH 44108
Cell ● (330) 402-1016
Spouse Cell ● (330) 233-0956
alyssajlbriggs@gmail.com rbriggs@bdblaw.com
Lesinski, Roger
Marina District
4200 Main Street #41 Bay Harbor, MI 49770
1917 Mapleridge Road Rochester Hills, MI 48309
Bay Harbor ● (231) 439-2260
Cell ● (248) 892-4832 roger.lesinski@yahoo.com
Levanovich, Dr.Peter & Julie Preserve South
7336 Preserve Court Bay Harbor, MI 49770
Bay Harbor ● (231) 347-5265
Cell ● (517) 290-2185 julielevy7336@gmail.com julielevy7336@gmail.com
Levy, Irving & Susan J. Coastal Ridge
5102 Coastal Ridge Court Bay Harbor, MI 49770
520 Upper Conway Circle Chesterfield, MO 63017
Bay Harbor ● (231) 622-8383
Home Phone ● (636) 530-0004
Cell ● (314) 609-1270 susantrienlevy@gmail.com
Ligotti, David & Karen
Coastal Cliffs
5994 COASTAL CLIFFS CT BAY HARBOR, MI 49770
Cell ● (734) 678-7482 Spouse Cell ● (734) 223-6111 dave@oakwoodsolutions.com kquenneville@yahoo.com
Lo, Carson 2810 Charlevoix Avenue Petoskey, MI 49770
Cell ● (231) 881-2699 carsondeanlo@gmail.com
Lo, Gustav & Courtney
Luke Sumpter
Village Harbor Docks
120 Trismen Terrace Winter Park, FL 32789
doclo@charter.net courtsumpter@mac.com
Loveland, Gerald Coastal Woods
5604 Coastal Woods Drive Bay Harbor, MI 49770
Cell ● (231) 330-1964 jerryloveland@ehm-co.com
Lowell, Alexander
6440 Quarry Ridge Drive Bay Harbor, MI 49770
20 S. Covington Meadows
St. Louis, MO 63132
Cell ● (314) 704-9533 allowell20@gmail.com
Lowell, Grace & John
Quarry Bluffs
6440 Quarry Ridge Drive Bay Harbor, MI 49770
20 S. Covington Meadows
St. Louis, MO 63132
Cell ● (314) 706-4644
Spouse Cell ● (314) 724-1493 gailowell@yahoo.com jlowell@lowellmfg.com
Lucas, Jessica & Michael
Gasper Lucas, Giasella Lucas Lakeshore Village
3340 Village Harbor Drive Bay Harbor, MI 49770
30 Quarton Lane Bloomfield Hills, MI 48304
Cell ● (586) 246-3828
Spouse Cell ● (586) 864-8856
mjggl30@yahoo.com mlucas95@yahoo.com
MacEachen, Roddy III & Danielle
Campbell MacEachen
6756 Cottage Court #34 Bay Harbor, MI 49770
7571 Copper Creek Lane Cincinnati, OH 45247
Home Phone ● (513) 739-3985
Cell ● (513) 739-3985
Spouse Cell ● (513) 607-8503
roddy@sqftcommercial.com cobras0300@gmail.com
MacEachen, Roderick Jr. & Jane
Woods Cottages
6756 Cottage Court
Bay Harbor, MI 49770
6656 Morrow Woodville Rd. Morrow, OH 45152
Cell ● (573) 675-5764
Spouse Cell ● (513) 479-1193
rod@sqftcommercial.com jane.maceachen@outlook.com
Mack, Alan & Patricia
Andrew Simerson, Mariella Simerson
Yacht Docks
6754 Saugatuck Beach Rd
Saugatuck, MI 49453
Cell ● (847) 343-0402
Spouse Cell ● (616) 894-0318
amack@nxgenmdx.com
patricia.simerson@gmail.com
Boat Name ● Lucy Penguin
Mackay, William & Amy
Carson Driscoll
674 Manhattan Road East Grand Rapids, MI 49506
Home Phone ● (616) 949-6087
Cell ● (616) 204-1807
Spouse Cell ● (616) 284-1807
wmsmackay@comcast.net amy_mackay@comcast.net
Magoon, Dr.Michael & Doreen
Marina District
4200 Main Street #304/305 Bay Harbor, MI 49770
8107 Princess Court San Antonio, TX 78209
Cell ● (210) 862-6064
Spouse Cell ● (210) 843-1092
magoonmd@gmail.com doreenmagoon@gmail.com
Malenich, Carol & Jim
Yacht Dock
16111 Silvershore Drive
Fenton, MI 48430
Cell ● (810) 223-5003
Spouse Cell ● (810) 223-5002
carol.malenich@fesslerbowman.com jmalenich@fesslerbowman.com
Malloy, Joan & Michael Woods
1221 Aspen Way
Petoskey, MI 49770
720 Lime Terrace
Marco Island, FL 34145
Cell ● (314) 422-1919
Spouse Cell ● (314) 791-0317
jonimalloy@gmail.com mtmalloy@mail.com
Malone, Katherine & Jack
758 N Larrabee St #221 Chicago, IL 60654
Cell ● (810) 287-8208
sanfordkate23@gmail.com jackmalone@me.com

MEMBERSHIP DIRECTORY
Malpass, Brandy
Preston Malpass, Ellis Malpass
Woods Cottages
6727 Cottage Court Bay Harbor, MI 49770
Cell ● (231) 350-2665 brandynmalpass@gmail.com
Malpass, James & Taylor
Preston Malpass, Ellis Malpass, Maverick Malpass
1965 LaLonde Road East Jordan, MI 49727
Cell ● (231) 675-7472
Spouse Cell ● (949) 413-0153 james.malpass@ejco.com taylor.malpass@yahoo.com
Mancuso, Edwin & Janice Vistas
4660 Wildwinds Drive Bay Harbor, MI 49770
3721 Rachel Lane Naples, FL 34103
Cell ● (239) 572-2816
Spouse Cell ● (239) 572-1430
eddie.mancuso@aol.com janice_mancuso@aol.com
Mandell, Robert & Joan
3676 Cliffs Dr Bay Harbor, MI 49770
Cell ● (231) 632-6369
Spouse Cell ● (231) 632-6379 rmandell14@gmail.com joancmandell@gmail.com
Manney, Brian 47010 Sunnybrook Lane Novi, MI 48374
Home Phone ● (248) 380-5162 Cell ● (248) 982-0532 manneybr@gmail.com
Manney, Tim & Kathleen Preserve
6954 Preserve Drive N. Bay Harbor, MI 49770
47010 Sunnybrook Lane Novi, MI 48374
24101 Addison Place Ct. Bonita Springs, FL 34134
Home Phone ● (248) 380-5162
Cell ● (248) 613-7489
Spouse Cell ● (248) 982-4341 timmanney@icloud.com manney1@msn.com
Mansfield, William & Patricia
The Cliffs
3420 Cliffs Drive
Bay Harbor, MI 49770
830 Walbridge Drive East Lansing, MI 48823
Bay Harbor ● (231) 439-3820
Home Phone ● (517) 333-9265
Cell ● (843) 742-8414
Spouse Cell ● (843) 267-5853
wlm11@yahoo.com patti.mansfield@yahoo.com
Mansfield, William III & Erin
William Mansfield, Flynn Mansfield 830 Walbridge Drive East Lansing, MI 48823
Home Phone ● (517) 333-9265
Cell ● (248) 872-3109
wlm_three@yahoo.com
Marowske, Gary & Kathleen
41 Briarwood Pl Grosse Pointe Farms, MI 48236
83201 Old Highway, Unit 209 Islamorada, FL 33036
Cell ● (586) 215-8701
Spouse Cell ● (313) 378-1500
gmarowske@outlook.com
kerroy@comcast.net
Boat Name ● Flamebuoyant
Marriott, James & Susan
Marvin Marriott, Max Marriott
Shores
1251 Shores Drive
Bay Harbor, MI 49770
1701 Cedar Bend
Hartland, WI 53029
Bay Harbor ● (231) 347-6468
Home Phone ● (262) 369-5726
Cell ● (414) 333-0012
Spouse Cell ● (414) 322-6159
jmarriott@marriottconstruction.com marriotthouse@aol.com
Martin, C.T. & Francie
8211 See Rd. Charlevoix, MI 49720
Cell ● (231) 499-7793
Spouse Cell ● (231) 675-5960
ctmartin55@gmail.com martin.francie1@gmail.com
Martin, Dr.David & Donna
Quarry View
6343 Quarry View Drive
Bay Harbor, MI 49770
46 Briarwood Pl Grosse Pointe Farms, MI 48236
Cell ● (313) 418-5500
Spouse Cell ● (313) 570-1700
docmartin811@yahoo.com dmartin614@yahoo.com
Mattes, Paul & Alicia
Joe Bonahoom, Alex Bonahoom
Harborview Ridge
4044 Harborview Ridge Drive
Bay Harbor, MI 49770
227 Lake Shore Rd.
Grosse Pointe Farms, MI 48236
Cell ● (586) 822-7380
Spouse Cell ● (313) 909-2363
paul_mattes@ajg.com aliciamattes78@gmail.com
Boat Name ● Ampd Up
McCormick, William Jr. & Ann Shores
4640 Shores Drive
Bay Harbor, MI 49770
8171 Bay Colony Drive #1804
Naples, FL 34108-7567
Bay Harbor ● (231) 439-0143
Home Phone ● (239) 597-1285 billmccormjr@msn.com annmccormick@msn.com
McFarland, John
The Cliffs
3276 Cliffs Drive
Bay Harbor, MI 49770
710 S. Hanley Road
Clayton, MO 63105
Cell ● (314) 605-7765 jorichmcf@gmail.com
McGuirk, Leroy & Jennifer
Alexis McGuirk, Brandon McGuirk
Shores
1271 Shores Drive
Bay Harbor, MI 49770
755 Meadowbrook
Mt. Pleasant, MI 48858
Cell ● (989) 621-7540
Spouse Cell ● (989) 621-0937
chuck@mcguirksand.com jennifer@unitedapts.com
McLellan, Susan & William
The Cliffs
3532 Cliffs Drive
Bay Harbor, MI 49770
Cell ● (313) 580-4483
Spouse Cell ● (313) 580-4482 swcliffs58@gmail.com
Meany, James & Elizabeth
Coastal Cliffs
6114 Coastal Cliffs Court Bay Harbor, MI 49770
776 Harbour Isles Place N. Palm Beach, FL 33410
Cell ● (561) 346-6137
Spouse Cell ● (561) 601-5889
bmean19@gmail.com meanybetsy@gmail.com
Boat Name ● Just a Smidge
Meathe, James & Mary
6333 Indian Garden Road Petoskey, MI 49770
17220 Aldersyde Drive Shaker Heights, OH 44120
Summer Home ● (231) 348-3185
Home Phone ● (404) 846-7997
Cell ● (313) 510-4805
Spouse Cell ● (404) 394-0545 jmeathe@comcast.net meathe@aol.com
Merillat, Richard & Lynette
2600 Gordon Drive Naples, FL 34102
Home Phone ● (239) 262-3803
Cell ● (239) 571-8817
lmerillat@comcast.net
Boat Name ● Lady Jocelyn
Mestdagh, Andrew & Molly
523 S Vermont
Royal Oak, MI 48067
Cell ● (248) 961-5642
Spouse Cell ● (248) 219-8006 mestdag2@gmail.com mollylivingstone838@gmail.com
Mestdagh, David & Deborah
Marina District
4205 Main Street Bay Harbor, MI 49770
170 Kirkwood Ct
Bloomfield Hills, MI 48304
Home Phone ● (248) 260-8933
Cell ● (248) 260-8933
Spouse Cell ● (313) 505-3570 dmmestdagh@gmail.com dmestdagh@me.com
Mestdagh, James & Kristine Harborside
380 Provencal Road
Grosse Pointe Farms, MI 48236
Home Phone ● (313) 885-1424
Cell ● (586) 530-5066
Spouse Cell ● (313) 510-0432
landquest@aol.com kbmestdagh@aol.com
Mestdagh, JT
380 Provencal Road
Grosse Pointe Farms, MI 48236
Cell ● (313) 244-1618
jtmestdagh@gmail.com
Mestdagh, Michael & Tori 4621 Robinwood Avenue
Royal Oak, MI 48073
Cell ● (248) 420-2912
Spouse Cell ● (248) 229-1822 mike@mestdaghwm.com torimestdagh@gmail.com
Metcalfe, Rillan & Taylor
Harborview Ridge
4152 Harborview Ridge Dr. Bay Harbor, MI 49770
520 Palm Island Lane Vero Beach, FL 32963
Cell ● (315) 569-0982
Spouse Cell ● (513) 368-7096
rfvanepps@gmail.com
tbmetcalfe@aol.com
Miehls, Jodi & Brad
7128 Deer Hollow Lane
Maumee, OH 43537
Home Phone ● (419) 867-1206
Cell ● (419) 344-9402
Spouse Cell ● (419) 377-8582 jmiehls@toledoblade.com jmiehls@toledoblade.com
Mihlbaugh, Michael & Leslie Quarry View
6319 Quarry View Drive Bay Harbor, Mi 49770
502 Tonkawa Trail Lima, OH 45805
Bay Harbor ● (231) 622-8166
Home Phone ● (419) 229-1742 mihlbaugh@aol.com
Miller, Lisa & Clay
5931 Tamarack Lane Petoskey, MI 49770
4600 Sunnyside Rd. Edina, MN 55424
Cell ● (952) 994-8855
Spouse Cell ● (612) 979-7211 ljmiller43@gmail.com clay@e2sgpartners.com
Miller, Randy & Tina
Shores II
4400 Vista Dr. Bay Harbor, MI 49770
Cell ● (989) 233-2273
Spouse Cell ● (989) 450-9309
rmiller@rdmhc.com tmiller@rdmhc.com
Boat Name ● Aqua Vista
Miller, Sheldon & Jillian
Riley Miller, Baylyn Miller
743 Maple Parkway Frankenmuth, MI 48734
Cell ● (989) 295-8085
Spouse Cell ● (989) 780-0999 sheldonmiller8@gmail.com jillianlm16@gmail.com
Mirafzali, Tony & Sue Shores
1125 Country Club Road Ann Arbor, MI 48105
Cell ● (734) 355-6666
Spouse Cell ● (734) 231-6000 hmira@msn.com smmirafzali9@gmail.com
Boat Name ● Ginger
Modell, Jeffrey & Karen
Preserve
7134 Preserve Drive N. Bay Harbor, MI 49770
Cell ● (248) 956-0245
Spouse Cell ● (248) 956-0446 jeffmnc@ameritech.net karenrmnc@gmail.com
Moede, George
5904 Coastal Cliffs Ct. Bay Harbor, MI 49770
9180 North Upper River Road River Hills, WI 53217
Cell ● (414) 792-0315 george.moede@gmail.com
Moede, Joseph & Keely
Charlotte Moede, Louise Moede, Sophie Moede
9180 North Upper River Road River Hills, WI 53217
Cell ● (414) 793-0195
Spouse Cell ● (515) 494-3797 moedej@gmail.com keelymoede@gmail.com

MEMBERSHIP DIRECTORY
Moede, Peter & Moira
Lucy Moede, James Moede, John Paul Moede
Coastal Cliffs
5904 Coastal Cliffs Ct. Bay Harbor, MI 49770
9180 North Upper River Road River Hills, WI 53217
Cell ● (414) 732-0737
Spouse Cell ● (414) 732-0643 peter@centerpointeservice.com moiramoede14@gmail.com
Boat Name ● Peacemaker
Mondry, Mitchell & Diane
10992 Quarterline Road Charlevoix, MI 49720
1440 Lakewood Rd. Bloomfield Hills, MI 48302
Cell ● (248) 330-1313
Spouse Cell ● (248) 515-0665 mitch@mgroupcap.com dmondry@aol.com
Boat Name ● DAYZZ OFFFF
Montagne, Isabelle
1220 Aspen Way Bay Harbor, MI 49770
1340 N. Astor St., Apt. 2104 Chicago, IL 60610
Cell ● (847) 345-2272 i.montagne18@gmail.com
Montagne, Mac
1220 Aspen Way Bay Harbor, MI 49770
1220 Aspen Way Petoskey, MI 49770
Cell ● (847) 345-0036 martin.m.montagne@gmail.com
Montagne, Marty & Anne Woods
1220 Aspen Way Bay Harbor, MI 49770
Cell ● (224) 430-1087
Spouse Cell ● (847) 571-9737
martin.montagne@comcast.net annemontagne@comcast.net
Montagne, Maryl
1220 Aspen Way Bay Harbor, MI 49770
413 W. Johanna St., Unit A Austin, TX 78704
Cell ● (847) 345-2270 maryl.montagne@gmail.com
Moore, Malcolm & Renee
Quarry Dunes
6062 Quarry Ridge Drive Bay Harbor, MI 49770
2175 Hawksridge Drive Naples, FL 34105
Cell ● (239) 919-4403
Spouse Cell ● (239) 290-6909
macfmoore2@gmail.com reneeesquer@gmail.com
Moore, W. David & Diana
The Cliffs
3432 Cliffs Drive Bay Harbor, MI 49770
4560 Gulf Shore Blvd N. #123 Naples, FL 34103
Cell ● (616) 443-2903
Spouse Cell ● (616) 450-5242 dadmoore4@yahoo.com dianamoore444@yahoo.com
Boat Name ● One Moore Day
Morawa, Lawrence & Alyene Harborview Ridge
40766 Harborview Ridge Petoskey, MI 49770
Bay Harbor ● (313) 278-0119
Cell ● (313) 330-2585 lmorawa@med.wayne.edu morawal@oakwood.org
Morris, Dr.David & Robin Woods
1201 Aspen Way Bay Harbor, MI 49770
Cell ● (231) 838-5847
Spouse Cell ● (231) 838-5846
dmorris@centerforneurosurgery.com cookbabe2003@yahoo.com
Morrow, Katherine & George
Marina District
4200 Main Street #203 Bay Harbor, MI 49770
618 Ocean Road Vero Beach, FL 32963
Cell ● (818) 292-7523
Spouse Cell ● (805) 796-5376
kdm51154@gmail.com george@gjmorrow.com
Morton, Gary & Gail
4144 Ridge Road, Unit 30 Stevensville, MI 49127
56821 Village Drive La Quinta, CA 92253
Cell ● (312) 543-9883
Spouse Cell ● (269) 760-0347
garytmorton@icloud.com gailamorton@icloud.com
Mumy, Brett & Abigail
Baylynn Mumy, Taj Mumy, Ripley Mumy
Yacht Docks
5545 Stanton Woods Drive Hudsonville, MI 49426
Cell ● (269) 217-0263 brettmumy@gmail.com abbymumy@gmail.com
Boat Name ● Mumy Magic
Murphy, Daniel & Clare
Quarry Bluffs
6450 Quarry Ridge Drive Bay Harbor, MI 49770
16326 Daysailor Trail
Lakewood Ranch, FL 34202
Cell ● (248) 705-5301
Spouse Cell ● (810) 444-8330 mur82@aol.com cpricefwc@gmail.com
Murphy, Martha & Brian Wildwinds
4996 Wildwinds Drive Bay Harbor, MI 49770
4729 Tipton Dr. Troy, MI 48098
Cell ● (248) 229-1980
Spouse Cell ● (248) 224-4796 marthanote@comcast.net bmurphy100@comcast.net
Murphy, Mikayla & Tyler
35795 Addison Dr New Baltimore, MI 48047
Cell ● (419) 705-3039
Spouse Cell ● (586) 719-0888 mikannemur@gmail.com tylersirut@gmail.com
Musto, Michael & Michelle
3 Exuma Rd, Ocean Reef Key Largo, FL 33037
Home Phone ● (305) 367-9230
Cell ● (727) 365-5330 mustosr@msn.com
Nachtrab, Joseph & Deborah
Preserve South
6909 Preserve Drive South Bay Harbor, MI 49770
Cell ● (419) 450-0043
Spouse Cell ● (419) 450-1835 joe@northavengroup.com deb@northavengroup.com
Nachtweih, Jeff & Jamie Chavez Woods
6228 Hemlock Ct. Bay Harbor, MI 49770
48802 Windfall Rd Novi, MI 48374
5300 Ocean Blvd., unit #702 Sarasota, FL 34242
Cell ● (586) 929-7404 nachtweihjeff@gmail.com
Boat Name ● Icepik
Nelson, Bob & Janice Lakeshore Village
3285 Village Harbor Drive Bay Harbor, MI 49770 nanajan.nelson@gmail.com
Nelson, Linda & Chris Preserve
6774 Preserve Drive Bay Harbor, MI 49770
34151 Maffitt Lake Road Cumming, IA 50061
Cell ● (515) 707-5154
Spouse Cell ● (515) 707-2192 linda.p.nelson@gmail.com chris.nelson@kemin.com
Nemes, Charles & Kathleen
21576 Trent Court Novi, MI 48375
Cell ● (248) 921-7402
Spouse Cell ● (248) 921-7403 charles.nemes@nemesrush.com kcnemes@gmail.com
Boat Name ● Charlievoix
Nichols, Kevin & Jodie Emerson The Cliffs
3648 Cliffs Drive Bay Harbor, MI 49770
5273 North Luce Road Alma, MI 48801
Home Phone ● (989) 463-0020
Cell ● (989) 400-6183
Spouse Cell ● (716) 417-1694 onthepine5273@yahoo.com wanderingemerson@comcast.net
Ninkovich, John & Lisa 24041 Devonshire Drive Novi, MI 48374
Cell ● (734) 223-7190
Spouse Cell ● (734) 223-1461 jnink65@yahoo.com jninkovich5@yahoo.com
Norby, Steve & Lisa
The Cliffs
3680 Cliffs Drive Bay Harbor, MI 49770
3971 Brynwood Dr. Naples, FL 34119
Cell ● (317) 408-2256
Spouse Cell ● (317) 525-1940
steve.norby2015@gmail.com ttogreen9@gmail.com
Oelz, Andrew & Rebekah
Henry Oelz
The Preserve 10317 Dunleer Drive Los Angeles, CA 90064
Cell ● (310) 666-9770
Spouse Cell ● (310) 770-0845
aoelz@akingump.com rebekahprince@ymail.com
Offield, James & Sujo
P.O. Box 825 Harbor Springs, MI 49740
5540 N. Highway 1 Little River, CA 95456
Summer Home ● (231) 526-2187 jsoff@mac.com slojo@me.com
Boat Name ● Grit & Grace
Ordona, Carol
The Cliffs
3300 Cliffs Drive Bay Harbor, MI 49770
571 Cambridge Way Bloomfield Hills, MI 48304
1375 Siesta Bayside Drive
Siesta Key, FL 34242
Home Phone ● (248) 540-4050
Cell ● (248) 819-1662
carolordona@yahoo.com
Osborne, Jody & James
Andrew Osborne, Alex Osborne, Patrick Osborne, Henry Osborne, Ally Osborne Woods
1230 Aspen Way Bay Harbor, MI 49770
1611 Berkley Circle Chattanooga, TN 37405
Cell ● (423) 503-6412
Spouse Cell ● (423) 432-1092
osborne.jody@yahoo.com jwosborne1@icloud.com
Osten, Peter & Kelly
Cooper Osten, Elizabeth Osten
Woods Cottages
6717 Cottage Ct. Bay Harbor, MI 49770
40 Depetrie Way
Grosse Pointe Farms, MI 48236
Cell ● (313) 949-9023
Spouse Cell ● (313) 949-9082
ostenpet@gmail.com ostenk@gmail.com
Oswald, Kathleen Harborside
1160 Vista Drive Petoskey, MI 49770
Cell ● (248) 613-1627 koswald@h2oenergy.net
Ott, Marc & Lynn Harborview Ridge
49572 Goulette Pointe Dr. Chesterfield, MI 48047
Cell ● (586) 206-3700
Spouse Cell ● (586) 206-3703
mott.lakeside@yahoo.com marcnlynn@yahoo.com
Boat Name ● Marlyn
Otterbine, Russ & Christina
Yacht Dock
4541 Sommerset Lane #20 Boyne City, MI 49712
1442 Woodstream Drive
Oldsmar, FL 34677
Summer Home ● (231) 582-7067
Home Phone ● (727) 785-3540
Cell ● (989) 330-2500
Spouse Cell ● (727) 409-4450 russelldale@yahoo.com cotterbine2@yahoo.com
Boat Name ● Enue
Ovenden, Simon & Karabeth
Nina Ovenden, Aden Ovenden, Ethan Ovenden, Eva Ovenden
Village Beach
781 West Beach Street
Bay Harbor, MI 49770
18 Chester Row London, LND SW1W 9JH
Cell ● (44788) 050-1455 simon.ovenden@gmail.com

MEMBERSHIP DIRECTORY
Paisley, J. Wes & Dianne
26247 East River Rd. Grosse Ile, MI 48138
16350 Corsica Way #202 Naples, FL 34110
Cell ● (734) 674-9567
Spouse Cell ● (734) 673-5265 wpaiz23@hotmail.com ladypaiz@hotmail.com
Boat Name ● Restless
Palmer, Howard & Debby
5170 Monarch Way Petoskey, MI 49770
Cell ● (281) 850-7425
Spouse Cell ● (281) 797-8860 dlcpalmer2@gmail.com
Paluzzi, Joseph III & Shelly
Michael Paluzzi, Lea Paluzzi Woods Cedars
589 Ballantyne Grosse Pointe Shores, MI 48236
Cell ● (313) 570-3200
Spouse Cell ● (313) 570-3201 jpaluzzi@mhbcompanies.com mariapaluzzi@comcast.net
Parfet, William & Barbara Shores
4520 Shores Drive Bay Harbor, MI 49770
15570 Northwood Lane Hickory Corners, MI 49060
Bay Harbor ● (231) 348-7569
Home Phone ● (269) 671-5106
Cell ● (269) 207-1971
Spouse Cell ● (269) 207-1972
billparfet@northwood-group.com barbaraparfet@northwood-group.com
Boat Name ● Iceman
Parish, Preston & Bess Yacht Dock
09620 Holy Island Road East Jordan, MI 49727
Home Phone ● (231) 536-3326
Cell ● (231) 632-4147
Spouse Cell ● (231) 881-4427
gwpharmboy@mac.com bess348@yahoo.com
Parker, Eric
3773 Boyne City Rd Boyne City, MI 49712
Cell ● (970) 319-6677 ericrobertparker@gmail.com
Passmore, David & Carol
Harborview Ridge
4040 Harborview Ridge
Bay Harbor, MI 49770
Cell ● (810) 588-8155
Spouse Cell ● (810) 588-8127
dpassmore@imtscorp.com bug48353@yahoo.com
Boat Name ● Into the Mystic
Patek, Julianne & Anthony
Hailey Vye, Tatum Wentzel
6029 Hills Cottage Court
Bay Harbor, MI 49770
1452 Dorchester Road Birmingham, MI 48009
Cell ● (213) 453-9481
Spouse Cell ● (213) 453-9481
jpjpatek@gmail.com anthony.wentzel@gmail.com
Patek, Paul & Kara
Eleanor Patek, Annie Patek
6029 Hills Cottage Court
Bay Harbor, MI 49770
60 Sunningdale Dr. Grosse Pointe Shores, MI 48236
Cell ● (248) 953-3268
Spouse Cell ● (248) 765-2225
pmpatek@gmail.com kara.aitken@gmail.com
Patek, Paul & Suanne
Hills Cottages
6029 Hills Cottage Court Bay Harbor, MI 49770
1580 Oxford Rd. Bloomfield, MI 48304
Bay Harbor ● (231) 622-8905 paulpatek@outlook.com suanne80@gmail.com
Peck, Lyle & Olga
Anya Peck, Katya Peck Wildwinds
4984 WIldwinds Drive Bay Harbor, MI 49770
Cell ● (906) 630-0998
Spouse Cell ● (301) 908-9091
lyleandrewpeck@gmail.com olganpeck@gmail.com
Peper, Edward Jr. & Pamela
Emma Peper, Hunter Peper
The Cliffs
3704 Cliffs Drive
Bay Harbor, MI 49770
47730 Florence Drive
Northville, MI 48167
Cell ● (313) 530-3304
Spouse Cell ● (248) 924-1302
peper5287@aol.com
Pickard, Kevin & Sally Besonen
Shores
1261 Shores Drive Bay Harbor, MI 49770
1261 Shores Bay Harbor, MI 49770
Cell ● (248) 563-5452
Spouse Cell ● (248) 202-1236
kpickard90@gmail.com
Boat Name ● Sovran Blanc
Pines, Craig & Amy
Woods Cottages
6776 Cottage Court Bay Harbor, MI 49770
5 Pequot Trail Westport, CT '06880
Bay Harbor ● (231) 348-5444
Home Phone ● (203) 226-9465
Cell ● (203) 216-6085
Spouse Cell ● (203) 216-4070
gingie5@yahoo.com aspines@aol.com
Piwowarczyk, Christopher & Carolyn Christopher Piwowarczyk
Preserve South
7277 Preserve Ct Bay Harbor, MI 49770
11448 Tyrone Trail Fenton, MI 48430
Cell ● (248) 210-7123
Spouse Cell ● (248) 396-9910
chris.piwowarczyk@eydecompany.com carolyn.piwowarczyk@chartermi.net
Boat Name ● Trunks & Bikinis
Plucer, Genie & Mark
The Cliffs
3220 Cliffs Drive
Bay Harbor, MI 49770
8485 Highgrove Ct.
Grand Blanc, MI 48439
Home Phone ● (810) 636-4032
Cell ● (810) 938-7803
markplucer@yahoo.com
Podmajersky, John III & Cynthia
Vista Court
4441 Vista Court Bay Harbor, MI 49770
1945 S. Halsted St. Chicago, IL 60608
Home Phone ● (312) 738-8000
Spouse Cell ● (312) 933-1128 johnpod@podmajersky.com cwest@podmajersky.com
Boat Name ● Laughing Dolphin
Poletes, Lisette & George
James Poletes
The Peninsula
3950 Peninsula Drive Bay Harbor, MI 49770
4260 Shadow Ridge Okemos, MI 48864
Cell ● (517) 896-8998
Spouse Cell ● (517) 281-5644 lmpoletes@gmail.com gppoletes@gmail.com
Pollard, Joseph & Patrice
Coastal Cliffs
6193 Coastal Cliffs Court Bay Harbor, MI 49770
154 E. Mirror Ridge Circle The Woodlands, TX 77382
Cell ● (832) 570-9300
Spouse Cell ● (281) 380-9711
joepollard@comcast.net ppollard97@yahoo.com
Post, Abraham & Tracy
Abraham Post
Harborview Ridge
4100 Harborview Ridge Drive Bay Harbor, MI 49770
2079 Saxony Drive Troy, MI 48085
Cell ● (313) 300-2954
Spouse Cell ● (248) 672-2293
abe_post@ml.com tracy_post@comcast.net
Post, Katarina
4100 Harborview Ridge Drive Bay Harbor, MI 49770
2079 Saxony Drive Troy, MI 48085
Cell ● (248) 952-7611 katarinaskate@comcast.net
Provenzano,
Ellen
Shores II
4440 Vista Drive
Anthony & Jo
Bay Harbor, MI 49770
Cell ● (989) 798-1004
Spouse Cell ● (989) 860-0622 afprovenzano@aol.com
joprovenzano@aol.com
Prue, Steve & Kelly
Lakeshore Village
3210 Village Harbor Drive Bay Harbor, MI 49770
2430 Vanderbilt Beach Rd, Ste 108-617 Naples, FL 34109
Bay Harbor ● (231) 487-9341
Home Phone ● (239) 594-0715
Cell ● (586) 243-9066
Spouse Cell ● (239) 300-1491 steveprue@comcast.net kellyprue2@comcast.net
Puccio, Jeffrey & Julie
Harborview Ridge
4020 Harborview Ridge Dr. Bay Harbor, MI 49770
47830 Beckenham Boulevard Novi, MI 48374
Home Phone ● (248) 347-7808
Cell ● (248) 921-5087
Spouse Cell ● (248) 921-5088 jpuccio@twmi.rr.com
Queller, David & Penny
6619 Indian Garden
Petoskey, MI 49770
Cell ● (404) 788-8515
Spouse Cell ● (404) 788-6360
daqueller@gmail.com
pennyqueller@gmail.com
Rae, Richard & Nancy
Harborview Ridge
4096 Harborview Ridge Drive
Bay Harbor, MI 49770
2672 Shorebrook Court Rochester Hills, MI 48306
Bay Harbor ● (231) 439-9552
Home Phone ● (248) 608-1985
Cell ● (248) 760-2622
Spouse Cell ● (248) 760-2626
richrae@comcast.net narae@comcast.net
Raines, Sandy & Rodney Miller
The Cliffs
3320 Cliffs Drive
Bay Harbor, MI 49770
7810 Ackerly Loop
New Albany, OH 43054
Cell ● (614) 402-1234
Spouse Cell ● (937) 271-5764
sandy@therainesgroup.com rod.vaporhaus3@gmail.com
Ramer, James & Jane
349 Glenn Drive
Harbor Springs, MI 49740
Cell ● (231) 881-4022
jramer@ramermoore.com
Boat Name ● Chance
Ray, Matthew & Cassandra
Miles Ray, Marlowe Ray
Shores
1221 Shores Drive
Bay Harbor, MI 49770
1843 N. Mohawk Street
Chicago, IL 60614
Cell ● (312) 533-0645
Spouse Cell ● (312) 533-0211
mray@pppllc.com caseyray333@gmail.com
Recchia, Robert & Cristina Lakeshore Village
3380 Village Harbor Drive
Bay Harbor, MI 49770
602 Riverside Drive Birmingham, MI 48009
Spouse Cell ● (248) 943-1313 bobrecchia56@gmail.com cristinamrecchia@gmail.com
Reed, Russ & Karen
Harborview Ridge
4048 Harborview Ridge Dr. Bay Harbor, MI 49770
23650 Via Viento, Unit 704 Bonita Springs, FL 34134
Cell ● (616) 550-5755
Spouse Cell ● (616) 550-0365
russreed007@gmail.com wackyksr@gmail.com
Rellinger, Brad & Emily
Vivian Rellinger, Fiona Rellinger
949 Country Lane
Petoskey, MI 49770
Cell ● (231) 838-6055
Spouse Cell ● (248) 877-6776
bradjrellinger@gmail.com emilyheck59@yahoo.com

MEMBERSHIP DIRECTORY
Richard, Amanda & Jeff
Lawson Richard, Bennett Richard, Savannah Richard
Harbor Homes
850 Vista Drive Bay Harbor, MI 49770
2501 South Dundee Street Tampa, FL 33629
Cell ● (214) 562-1315 amandamrichard71@gmail.com jeffreyorichard@yahoo.com
Riehl, James Jr. & Janet Harborview Ridge
4124 Harborview Ridge Drive Bay Harbor, MI 49770
49446 Goulette Pointe New Baltimore, MI 48047
Cell ● (586) 634-2408
Spouse Cell ● (586) 634-1256 jr@friendlyag.com jriehl10@hotmail.com
Boat Name ● Eagle One
Riehl, Jim III & Brittany
J. R. Riehl, Lawdon Riehl, Lancaster Riehl, Brohlen Riehl
Lakeshore Village
3385 Village Harbor Drive Bay Harbor, MI 49770
371 Lake Shore
Grosse Pointe Farms, MI 48236
Cell ● (586) 634-9294
Spouse Cell ● (248) 330-8875 jriehl3@friendlyautogroup.com brittlaurenr@gmail.com
Riehl, Robert Jr. & Tammy Woods Cottages
6766 Cottage Court Bay Harbor, MI 49770
2878 Sunset Circle Metamora, MI 48455
Cell ● (586) 634-5454
Spouse Cell ● (586) 634-5495 briehl@friendlyautogroup.com triehl@comcast.net
Riemer, Paul & Claudia
The Cliffs
3272 Cliffs Drive Bay Harbor, MI 49770
6487 Enclave Drive Clarkston, MI 48348
Bay Harbor ● (231) 487-0886
Home Phone ● (248) 370-0486
Cell ● (248) 891-4798
Spouse Cell ● (248) 891-9815 4paulriemer@gmail.com
Ring, Michael & Anne Marie
John Ring, Luke Ring
12430 King Road
Roswell, GA 30075
Cell ● (678) 699-4940
Spouse Cell ● (404) 788-4178 ringm@ringfirm.com amring@ringfirm.com
Riopelle, Chris & Sarah
Catherine Riopelle
2455 South Jackson Street Denver, CO 80210
Cell ● (720) 244-3363
Spouse Cell ● (303) 653-6003 cjriopelle@gmail.com sarah.e.riopelle@gmail.com
Ritchie, Rebecca & Daniel
222 W. Erie, Apt. 2101 Chicago, IL 60654
Cell ● (847) 778-9456
Spouse Cell ● (773) 251-6128 rritchie99@gmail.com dab.blumen@gmail.com
Ritchie, Stephen & Miriam
Shores
1241 Shores Drive Bay Harbor, MI 49770
884 Bluff Street Glencoe, IL 60022
Bay Harbor ● (231) 439-0718
Home Phone ● (847) 242-9456
Cell ● (312) 391-4310
Spouse Cell ● (847) 721-9456 sritchie985@gmail.com mritchie99@gmail.com
Ritter, Joseph & Kimberly
Stella Ritter, Pauline Ritter
2929 Eagle Estates Cir S Clearwater, FL 33761
Cell ● (727) 643-3545
Spouse Cell ● (407) 489-9312
jritter@seminolefinancialservices.com ritterkc@gmail.com
Robertson, Michael & Robin
Woods
1170 Aspen Way
Bay Harbor, MI 49770
1455 Via Verdi Dr. Palm Harbor, FL 34683
Home Phone ● (727) 224-1954
mrob0653@gmail.com rdevito@tampabay.rr.com
Rogerson, Craig & Irene
Shores
4600 Shores Drive
Bay Harbor, MI 49770
605 S Gulfstream Ave, #13 Sarasota, FL 34236
Home Phone ● (215) 272-3619
Spouse Cell ● (215) 272-3619
craig.rogerson704@yahoo.com irene.chan1201@yahoo.com
Romant, Andrew & Kathleen
Jackson Romant, Caroline Romant
851 Westchester Way
Birmingham, MI 48009
Cell ● (248) 765-4790
Spouse Cell ● (248) 765-4276 andrewromant@gmail.com katie.romant@gmail.com
Romisher, Laura & Michael
Abigail Romisher, Riley Romisher
The Cliffs
3644 Cliffs Drive
Bay Harbor, MI 49770
2332 Hastings Avenue Evanston, IL 60201
Bay Harbor ● (231) 348-8103
Cell ● (847) 224-9084
Spouse Cell ● (847) 207-9475
lauraromisher@gmail.com
michaelromisher@gmail.com
Roscia, Ryan
867 Beach Road
Harbor Springs, MI 49740
Ocean Reef Club
Key Largo, FL 33037
Cell ● (810) 602-0720
ryanroscia@gmail.com
Boat Name ● Big Up
Rose, William & Della
The Cliffs
3216 Cliffs Dr. Bay Harbor, MI 49770
515 Shell Beach Drive
Lake Charles, LA 70601
Cell ● (337) 263-6700
Spouse Cell ● (337) 540-2425
webillyrose@aol.com
dellbel@aol.com
Roskam, Robert & Elysa
Coastal Ridge
5132 Coastal Drive
Bay Harbor, MI 49770
19700 Beach Road, PH North Jupiter, FL 33469
Spouse Cell ● (561) 262-0712
roskamfl@gmail.com
elysaroskam@gmail.com
Boat Name ● Pilgrim
Rovazzini, Hannah & Austin
Saber Rose Rovazzini, Selah Rovazzini
4150 Peninsula Drive Bay Harbor, MI 49770
2339 11th St. Encinitas, CA 92024-6604
Cell ● (858) 449-8986
Spouse Cell ● (858) 922-0328
hannah.rovazzini@gmail.com arovazzini@mannadevelopment.com
Rudman, Dr.Kenneth & Leora
The Cliffs
3448 Cliffs Drive Bay Harbor, MI 49770
3951 NW 58th Pl Boca Raton, FL 33496
Cell ● (517) 290-7369
Spouse Cell ● (586) 663-0806
kennethrudman@gmail.com lbldoc@hotmail.com
Runion, Joshua
Jordyn Runion, Taylor Runion
200 Sunset Ave
Petoskey, MI 49770
Cell ● (512) 422-8448 jrunion@grellc.com
Sabatino, Thomas & Joan
The Peninsula
4190 Peninsula Drive Bay Harbor, MI 49770
1189 Ponte Vedra Blvd
Ponte Vedra Beach, FL 32082
Cell ● (312) 213-5973
Spouse Cell ● (239) 571-7803 tjsabatino@gmail.com joantsabatino@aol.com
Boat Name ● Almost There
Saber, Graham & Gabriella 2361 Cambridge Ave. Cardiff by the Sea, CA 92007
Home Phone ● (248) 347-3050
Cell ● (858) 449-8985 sabergraham@gmail.com
Saber, Paul & Dianne
The Peninsula
4150 Peninsula Drive Bay Harbor, MI 49770
Cell ● (858) 775-9813
Spouse Cell ● (858) 775-9823
psaber@mannadevelopment.com dearsab@aol.com
Salanty, James & Stacy
Grant Salanty
Quarry View
6337 Quarry View Dr Bay Harbor, MI 49770
Cell ● (847) 668-8277
Spouse Cell ● (847) 217-5499
j.salanty@comcast.net
salanjr@comcast.net
Boat Name ● Slackin Off
Samani, Dr.John & Miriam
Jj Samani
2739 Turtle Lake Drive
Bloomfield Hills, MI 48302
Cell ● (248) 444-2452
Spouse Cell ● (248) 444-2453
jsamani@comcast.net
Sanford, Timothy & Martha Wildwinds
5034 Wildwinds Bay Harbor, MI 49770
5379 Coral Ridge Drive
Grand Blanc, MI 48439
Home Phone ● (810) 695-1244
Cell ● (810) 278-0648
Spouse Cell ● (810) 429-5687
timsanford20@yahoo.com msanford@millerapple.com
Sanford, Will & Laura
335 Blunk St. Plymouth, MI 48170-1101
Cell ● (810) 287-7961
Spouse Cell ● (763) 587-1911
willcsanford@gmail.com laurahsanford@gmail.com
Santurbane, Vincent & Jennifer
830 Crooked Tree Drive
Petoskey, MI 49770
Cell ● (231) 838-1017
Spouse Cell ● (231) 838-2035
vincent@santurbane.com
jenny@santurbane.com
Sapiente, John & Sunny Harborview Ridge
4036 Harborview Ridge Bay Harbor, MI 49770
8477 Bay Colony Drive, #401 Naples, FL 34108
Cell ● (847) 334-7500
Spouse Cell ● (239) 398-3591
jssapiente@gmail.com
sunnysapiente@gmail.com
Sappington, Michael & Tina
Olivia Sappington
1280 N Cranbrook Rd
Bloomfield Hills, MI 48304
Home Phone ● (248) 642-6221
Cell ● (248) 705-4442
michael_sappington@hotmail.com
tina_sappington@hotmail.com
Sappington, Owen
1280 N Cranbrook Rd
Bloomfield Hills, MI 48301-2306
Home Phone ● (248) 642-6221
Cell ● (248) 766-4086
osappington@gmail.com
Saville, Greg & Jennifer
Henry Saville, Mara Saville, Hollis Saville, Dean Saville, Max Saville
212 Coral Lane
Palm Beach, FL 33480
Cell ● (703) 795-1628
Spouse Cell ● (703) 966-6768
gregorypsaville@gmail.com
jennsaville@gmail.com
Sbordon, William The BLuffs
962 Bluffs Court
Bay Harbor, MI 49770
2123 Daintree
West Bloomfield, MI 48323
Home Phone ● (248) 855-3976
Cell ● (313) 408-5709
sbordon@sbcglobal.net
Scarfone, Grace
386 Provencal Rd. Grosse Pointe Farms, MI 48236
Cell ● (313) 806-2337
scarfone@umich.edu
Scarfone, Kris & Bill
Rocco Scarfone
Preserve South
7138 Preserve Drive South Bay Harbor, MI 49770
386 Provencal Rd. Grosse Pointe Farms, MI 48236
Cell ● (313) 919-8139
Spouse Cell ● (313) 806-3548
krisscarfone@comcast.net
bscarfone@comcast.net
Scarfone, William Jr. 19 Everett St., Apt. 34
Cambridge, MA '02138
Cell ● (313) 910-2038
wscarfone@jd23.law.harvard.edu

MEMBERSHIP DIRECTORY
Scheurer, Josh & Marcy
Harper Scheurer, Ada Scheurer, Breslynn
Scheurer
7082 Cedar Ridge Dr. Portland, MI 48875
Cell ● (517) 712-2833
Spouse Cell ● (517) 712-8596 scheu1jf@gmail.com hatfie30@gmail.com
Schierbeek, Elizabeth
602 Lakeside Court, Unit 3 Bay Harbor, MI 49770
1012 Santa Cruz Dr. SE Grand Rapids, MI 49506
Cell ● (616) 551-6523 schierbeekbiz@gmail.com
Schierbeek, Nicholas & Mallory
4150 Buttrick Ave. SE Grand Rapids, MI 49301
Cell ● (616) 551-6521
Spouse Cell ● (616) 780-8884 naschierbeek@gmail.com malloryschierbeek@gmail.com
Schierbeek, Robert & Mary Jo
Elizabeth Schierbeek
The Cliffs
602 Lakeside Court, Unit 3 Bay Harbor, MI 49770
3028 Manhattan Lane SE East Grand Rapids, MI 49506
Cell ● (616) 340-9849
Spouse Cell ● (616) 340-0803 roberts@rdvcorp.com mjo40@comcast.net
Schneider, Dennis & Kathy
The Cliffs
3700 Cliffs Drive Bay Harbor, MI 49770
59 Conjo Circle Palm Desert, CA 92260
Cell ● (248) 210-0619
Spouse Cell ● (248) 302-8999 dschnei2020@gmail.com kschnei2020@gmail.com
Boat Name ● Papa D
Schott, Michael & Lauren
Beck Schott, Graham Schott Hills Cottages
6069 Hills Cottage Court Bay Harbor, MI 49770
1884 Madison Road Cincinnati, OH 45206
Cell ● (614) 395-1335
Spouse Cell ● (614) 264-1546
schottmw@gmail.com schott.laurena@gmail.com
Schott, Stephen & Dora
Frances Schott, Stephen Schott
Lakeshore Village
3270 Village Harbor Drive
Bay Harbor, MI 49770
1116 88th street surfside , FL 33154
Cell ● (786) 390-8721
schtt1@aol.com explora75@aol.com
Schrepferman, Dr.Christopher & Rachel
Thomas Schrepferman
The Cliffs
3540 Cliffs Drive
Bay Harbor, MI 49770
3729 Fairway Lane
Louisville, KY 40207
Cell ● (502) 314-9494
Spouse Cell ● (502) 314-9498 rachelshep3729@gmail.com
Schrepferman, John
3540 Cliffs Drive
Bay Harbor, MI 49770
1956 W. Erie St., Unit 1E Chicago, IL 60622
Cell ● (502) 424-7826 jackshep3729@gmail.com
Schrepferman, Joseph & Jacob
3540 Cliffs Drive
Bay Harbor, MI 49770
3729 Fairway Lane
Louisville, KY 40207
Cell ● (502) 424-7835
Spouse Cell ● (270) 562-2312
joseph.a.shep@gmail.com jacobwilliamvan@gmail.com
Schubert, Chuck & Michele
Preserve South
7168 Preserve Drive South
Bay Harbor, MI 49770
975 Coldspring Drive Northville, MI 48167
Bay Harbor ● (231) 347-2276
Home Phone ● (248) 380-8434
Cell ● (248) 231-0462
Spouse Cell ● (248) 231-0620
cschubert@csasoftware.com
ml_schubert@yahoo.com
Boat Name ● Sea Note
Schuiling, William & Karen
8023 East Boulevard Drive
Alexandria, VA 22308
Home Phone ● (703) 660-9190
Cell ● (571) 309-0802
Spouse Cell ● (703) 209-9534
kmacschuiling@aol.com
Schweitzer, Paul & Kathy
Woods Cedars
1191 Cedar Lane
Bay Harbor, MI 49770
Cell ● (313) 549-1000
Spouse Cell ● (586) 291-5000
paulschweitzer1@gmail.com
kathyschweitzer1@gmail.com
Schwier, Priscilla
4144 Harborview Ridge Drive
Bay Harbor, MI 49770
10583 Cardiff Road Perrysburg, OH 43551
Home Phone ● (419) 661-1978 plschwier@icloud.com
Scinta, Blake & Kary
James Scinta, Claire Scinta 2811 Woods Club Rd. Louisville, KY 40242
Cell ● (502) 403-5501
Spouse Cell ● (502) 889-6890 blake.scinta@yahoo.com kary.scinta@gmail.com
Scinta, David & Beth
Harborview Ridge
4156 Harborview Ridge Drive Bay Harbor, MI 49770
3519 Winterberry Circle Louisville, KY 40207
Home Phone ● (502) 897-6589
Cell ● (502) 551-4198
Spouse Cell ● (502) 262-3720
davidscinta@airportdistribution.com bescinta@gmail.com
Boat Name ● Scin Full
Scinta, Elizabeth
410 Mockingbird Valley Drive #17 Louisville, KY 40207
Cell ● (502) 551-3175 elscinta99@gmail.com
.
Scott, Alan & Jodi
Quarry View
6349 Quarry View Dr. Bay Harbor, MI 49770
5655 E. Mistic Bay Blvd. Marblehead, OH 43440
Cell ● (216) 536-2435
Spouse Cell ● (440) 759-3870
ascottassets@gmail.com jcscott1150@roadrunner.com
Boat Name ● Serenity
Seck, John & Laura
The Cliffs
3240 Cliffs Drive Bay Harbor, MI 49770
19355 Cypress Ridge Terrace Unit 509 Leesburg, VA 20176
Bay Harbor ● (703) 297-2002
Home Phone ● (703) 297-2002
Cell ● (703) 297-2002 thesecks@verizon.net
Seiler, Jonathan & Autumn
Isabella Seiler, Olivia Seiler, Savannah Seiler
Lakeshore Village
3335 Village Harbor Drive Bay Harbor, MI 49770
502 Lakeshore Cir
Lago Vista, TX 78645
Cell ● (832) 428-2998
Spouse Cell ● (832) 752-1177
jonathan_seiler@hotmail.com autumn@ikidsinc.com
Seklar, Chase
3556 Cliffs Drive Bay Harbor, MI 49770
411 South Old Woodward Ave. Birmingham, MI 48009 wcseklar@gmail.com
Seklar, Parker
3556 Cliffs Drive Bay Harbor, MI 49770
411 N. Glengarry Road Bloomfield Hills, MI 48301
Cell ● (248) 925-8772 parkerseklar@yahoo.com
Seklar, William & Susan
The Cliffs
3556 Cliffs Drive Bay Harbor, MI 49770
411 South Old Woodward Ave. Birmingham, MI 48009
Cell ● (248) 835-3551
Spouse Cell ● (248) 379-8055 wseklar@gmail.com sseklar@comcast.net
Selvala, Richard Jr. & Kristin
The Bluffs
852 Bluffs Court
Bay Harbor, MI 49770
90 Country Club Road
New Canaan, CT '06840
Cell ● (203) 803-7222
Spouse Cell ● (203) 856-5691
rselvala@gmail.com
kristinselvala@icloud.com
Shaevsky, Tom & Marlo
Benny Shaevsky, Harry Shaevsky
12558 Weislik Court
Charlevoix, MI 49720
4450 Stonegate Court
West Bloomfield, MI 48323
Cell ● (248) 470-0737
tshaevsky@aol.com
marlo01@aol.com
Shellenberger, Richard & Brenda
85 S. Arch Bay Drive
Ann Arbor, MI 48108
Cell ● (734) 945-2018
Spouse Cell ● (734) 945-2018
bshellenberger@comcast.net
bshellenberger@comcast.net
Shenkan, Kim & Richard
Jack Shenkan, Kate Shenkan
Coastal Woods
843 Crooked Tree Drive, Unit 709 Petoskey, MI 49770
6550 Lakeshore St. West Bloomfield, MI 48323
Cell ● (248) 431-0662
Spouse Cell ● (412) 716-5800
kshenkan@gmail.com
rshenkan@shenkanlaw.com
Sheppard, Jerome & Josephine
The Cliffs
3580 Cliffs Drive
Bay Harbor, MI 49770
180 Pierce, Unit 400 Birmingham, MI 48009
2153 Canna Way Naples, FL 34105
Cell ● (248) 910-6045
Spouse Cell ● (248) 470-5035
jwsheppard@epitec.com
jpsheppard@epitec.com
Sherban, Michael & Meg
Emma Sherban, Matt Sherban
Vistas
331 Balthazar Cir
Avon Lake, OH 44012
Cell ● (440) 570-1033
Spouse Cell ● (440) 570-1034
msherban23@gmail.com megsherban@gmail.com
Sherman, Robert & Kimberly The Cliffs
3636 Cliffs Drive
Bay Harbor, MI 49770
Cell ● (216) 536-8686
Spouse Cell ● (216) 389-5671 robertlsherman1@gmail.com lordandlord@sbcglobal.net
Shermeta, Andrew & Kristen Marlowe Shermeta, Sloane Shermeta
2812 West Woodbridge Muncie, IN 47304
Cell ● (765) 717-9298
Spouse Cell ● (765) 717-3304 drewshermeta@gmail.com kristenmccauliff@gmail.com
Short, Anna
3870 Peninsula Drive Bay Harbor, MI 49770
11 West Grove Ct Freeland, MI 48623
Cell ● (989) 293-9671 annabryn@gmail.com
Short, Gary & Denise The Peninsula
3870 Peninsula Drive Bay Harbor, MI 49770
11 West Grove Court Freeland, MI 48623
Bay Harbor ● (231) 439-9558
Cell ● (989) 239-1243
Spouse Cell ● (989) 482-5750
gshort@gototransport.com denisewebbshort@gmail.com
Short, Gary III 1228 Ruffner Ave. Birmingham, MI 48009
Cell ● (989) 529-5389
g3@gototransport.com
Silva, Paul & Jennie
JP Silva, Ella Silva
123 Lakeshore Rd. Grosse Pointe Farms, MI 48236
Cell ● (248) 705-5969
Spouse Cell ● (313) 510-0134
hihosilva1@aol.com
jennie@spmliving.com
Boat Name ● HiHoSilva

MEMBERSHIP DIRECTORY
Sinacola, Joseph & Alisha
Sophia Sinacola
4955 Wedgewood Lane
Dallas, TX 75220
Cell ● (214) 577-2147
Spouse Cell ● (214) 577-2142
jpsinacola@mariosinacola.com cookicola@sbcglobal.net
Skogen, Kristian & Dana
Scout Kane
Village Beach
3770 N. Beach Street Bay Harbor, MI 49770
11838 N. 118th St. Scottsdale, AZ 85259
Cell ● (616) 443-7441
Spouse Cell ● (312) 550-9800
kskogen@advisacare.com dana@interiorspacesaz.com
Slavsky, Jay & Carol
The Preserve
7344 Preserve Drive N Bay Harbor, MI 49770
605 NW Winters Creek Road Palm City, FL 34990
Cell ● (248) 891-7800
Spouse Cell ● (248) 568-5087 jay.slavsky@gmail.com carol.slavsky@gmail.com
Slotka, Matthew & Lindsay
Olivia Slotka, Sophia Slotka
Quarry View Court 6247 Quarry View Drive Bay Harbor, MI 49770
4676 Wind Ridge Ct. Rochester, MI 48306
Cell ● (248) 421-3429
Spouse Cell ● (248) 770-0557 mslotka@yahoo.com akersl2001@yahoo.com
Small, Aeron & Arielle
205 Church St, Apt 10P New Haven, CT '06510
Home Phone ● (847) 266-7608
Cell ● (847) 702-7625
aeron.small@gmail.com
Small, Ariel & Rachel 3411 P. St. NW Washington, DC 20007-2706
Cell ● (847) 899-4504
Spouse Cell ● (732) 575-7307 ajs2765@yahoo.com rachel.small07@gmail.com
Small, David & Robin
The Peninsula
4030 Peninsula Drive
Bay Harbor, MI 49770
3680 Fort Charles Dr Naples, FL 34102
Bay Harbor ● (231) 487-0801
Home Phone ● (847) 266-7608
Cell ● (847) 609-5637
Spouse Cell ● (847) 502-1278 dbs@north-star-capital.com momsupreme5@gmail.com
Boat Name ● Small Buoys
Small, Elie
11750 Wilshire Blvd., Apt 507 Los Angeles, CA 90025-6984
Cell ● (847) 890-5634 eliebenjaminsmall@gmail.com
Smith, Alfred & Joan
Woods Cottages
6746 Cottage Court Bay Harbor, MI 49770
Cell ● (717) 487-0687
Spouse Cell ● (717) 487-5975
kingsfordsmithal@gmail.com kovacevichjoan@gmail.com
Smith, Linnell & Bill Kulczycki
The Cliffs
3520 Cliffs Drive
Bay Harbor, MI 84060
linnellsmith@gmail.com
billkulczycki@gmail.com
Smith, Marty & Tracy Park Harbor Homes
900 Vista Dr Bay Harbor, MI 49770
9139 Shinnecock Dr Port St Lucie, FL 34987
Cell ● (619) 990-9800
Spouse Cell ● (760) 802-0021
marty@rmsventures.net tracy@rmsventures.net
Smith, Scott & Sharon
Yacht Dock
7605 Oyster Bay Drive
Charlevoix, MI 49720
Cell ● (615) 243-9510
Spouse Cell ● (615) 473-6060
scott.smith7605@gmail.com
sharon.smithmimi@gmail.com
Boat Name ● El Cazador
Smith, Thomas & Sharon
Yacht Dock
656 Solana Ct
Marco Island, FL 34145
Cell ● (734) 657-6420
Spouse Cell ● (734) 972-6420
tsmith@pwfourstar.com
ssmith@pwfourstar.com
Boat Name ● So Blessed
Smith, W. Sid & Judy
Yacht Dock
5016 Lake Grove Road
Petoskey, MI 49770
730 East Blue Grass Road
Mt. Pleasant, MI 48858
Summer Home ● (231) 347-7659
Home Phone ● (989) 775-0242
Spouse Cell ● (989) 615-4392
wsidneysmith@smith-equities.com jfs@frenchsmith.net
Snider, Mike & Dana
Paige Snider
Coastal Ridge
5222 Coastal Ridge Drive Bay Harbor, MI 49770
16768 Wrightwood Terrace Dr. Traverse City, MI 49686
12 Vue Cove Dr. The Woodlands, TX 77380
Cell ● (281) 705-2166
Spouse Cell ● (832) 217-4087
msnider@lgihomes.com dmmcp99@yahoo.com
Boat Name ● Unwavering
Snover, Mark & Nicole
Preserve South
4505 Cherokee Lane
Bloomfield Hills, MI 48301
Cell ● (248) 388-7010
Spouse Cell ● (248) 830-6603
nicolesnover@comcast.net nicolesnover@comcast.net
Sparks, Nancy & Tim
07525 Oyster Bay Drive
Charlevoix, MI 49720
2145 Luray Avenue Unit PHN Cincinnati, OH 45206
Summer Home ● (231) 547-1779
Cell ● (513) 607-5119
Spouse Cell ● (513) 615-8599
nancysparks522@aol.com tsparks11@aol.com
Spillane, Lawrence & Stephanie
Harbor Homes
910 Vista Drive
Bay Harbor, MI 49770
7514 Florentina Way Naples, FL 34113
Cell ● (248) 207-1245
Spouse Cell ● (248) 207-1244
larryspillane@gmail.com stephspillane@aol.com
Boat Name ● Erinn Go Blue Sprotte, Robert & Sherry Woods Cottages
6736 Cottage Court Bay Harbor, MI 49770
1083 Balsam Hill Avenue SE Grand Rapids, MI 49546
Bay Harbor ● (231) 487-1449
Home Phone ● (616) 942-7862
Cell ● (616) 822-6943
Spouse Cell ● (616) 822-6944 bob@sprotte.com sherry@sprotte.com
Stallkamp, Gregory & Meaghan
Nora Stallkamp, Henry Stallkamp
6864 Preserve Drive North Bay Harbor, MI 49770
852 W. Chalmers Pl. Chicago, IL 60614
Bay Harbor ● (231) 348-8182
Cell ● (202) 368-0440
Spouse Cell ● (708) 220-8832
gstallkamp@yahoo.com daly.meg@gmail.com
Stallkamp, Thomas & Ann Preserve
6864 Preserve Dr N Bay Harbor, MI 49770
1112 Dormie Drive Naples, FL 34108
Bay Harbor ● (231) 348-8182
Winter Home ● (239) 596-7713 tomstallkamp@comcast.net annstall@comcast.net
Stallkamp, Timothy & Bridget
Adelaide Stallkamp, Agnes Stallkamp 1153 W. Drummond Chicago, IL 60614
Home Phone ● (248) 646-1219
Cell ● (312) 286-0603 tstallkamp@conwaymackenzie.com
Stanton, Isabel
2300 N. Lincoln Park West, Apt. 603 Chicago, IL 60614
Cell ● (248) 804-1822 isabel.k.stanton@gmail.com
Stanton, Jeffrey & Trisha
Eli Stanton, Stella Stanton Harborview Ridge
4140 Harborview Ridge Drive Bay Harbor, MI 49770
572 Chester Street Birmingham, MI 48009
Cell ● (248) 459-0003
Spouse Cell ● (248) 459-9777 jeffstanton12@gmail.com trishastanton1@gmail.com
Stein, William & Sharon Preserve
7404 Preserve Drive North Bay Harbor, MI 49770
3888 Gordon Drive Naples, FL 34102
Cell ● (917) 502-0915
Spouse Cell ● (914) 924-3780 billstein1962@gmail.com slstein@me.com
Stinson, Keith & Kristi Preserve
6984 Preserve Drive N. Bay Harbor, MI 49770
1389 Westboro Road Birmingham, MI 48009
Bay Harbor ● (231) 487-1476
Cell ● (248) 760-4303
Spouse Cell ● (248) 229-5328 kstinson@cfstinson.com krististinson@mac.com
Stover, Hi & Sharon
4566 Indian Garden Rd. Petoskey, MI 49770
Cell ● (231) 758-0302
Spouse Cell ● (231) 881-3898 stover.hi@gmail.com stover.sr04@gmail.com
Strawn, Joe Jr. & Arlene Lakeshore Village
3250 Village Harbor Drive Bay Harbor, MI 49770
Bay Harbor ● (231) 348-8348
Cell ● (214) 250-4551
joestrawn@gmail.com ahstrawn@gmail.com
Boat Name ● Arla G
Sutter, Marty & Lisa
329 East Bay Street
Harbor Springs, MI 49740
4026 Windswept Drive
Montgomery, TX 77356
Home Phone ● (231) 526-4247
Winter Home ● (936) 448-6289
Cell ● (231) 313-5959
Spouse Cell ● (713) 857-7492
msutter@ewhealthcare.com
lwsutter@aol.com
Boat Name ● Canim
Sutton, Kermit & Jenny
4 Thistle Downs
Charlevoix, MI 49720
4101 Cutlass Lane
Naples, FL 34102
Summer Home ● (231) 437-3349
Cell ● (239) 850-7807
Spouse Cell ● (239) 850-7802
kermit@suttonco.org jennywren@suttonco.org
Boat Name ● Wren
Swaninger, Thomas & Ronda
The Cliffs
16048 Pine Bluff Court Fenton, MI 48430
Cell ● (313) 330-2606
Spouse Cell ● (810) 471-0442
tom.cfsinc@gmail.com windancer09@hotmail.com
Switow, Katie & Andrew
7220 Wolf Pen Branch Road Prospect, KY 40059
Home Phone ● (502) 292-2012
Cell ● (502) 644-9918
Spouse Cell ● (615) 972-3715
katie.switow@gmail.com andvernon22@gmail.com
Switow, Mark & Tammy
The Cliffs
3512 Cliffs Drive
Bay Harbor, MI 49770
7220 Wolf Pen Branch Road Prospect, KY 40059
Bay Harbor ● (231) 622-4869
Home Phone ● (502) 292-2012
Cell ● (502) 819-4476
Spouse Cell ● (502) 819-7220 switowmark@hotmail.com pianotam@twc.com

MEMBERSHIP DIRECTORY
Szott, Thomas & Trina
Harborview Ridge
4032 Harborview Ridge Drive Bay Harbor, MI 49770
26160 Mandalay Circle Novi, MI 48374
Cell ● (248) 467-0428
Spouse Cell ● (248) 467-7652
zotyot@gmail.com trinaszott@gmail.com
Boat Name ● Zot Yot
Takriti, Mones & Rasha The Cliffs
3368 Cliffs Drive Bay Harbor , MI 49770
10951 Gulf Shore Dr Apt 302 Naples, FL 34108
Cell ● (248) 630-6511
Spouse Cell ● (248) 630-6512 takritim@gmail.com rtakriti12@gmail.com
Tallerico, Jon & Jeannie Woods
6618 Hemlock Court Bay Harbor, MI 49770
806 Michaux Lane
Grosse Pointe Shores, MI 48236
Cell ● (586) 596-4177
Spouse Cell ● (313) 320-4916 jack_tallerico@ajg.com jpt474747@aol.com
Tallerico, Jon Peter Jr. & Lynsey 571 Washington Road Grosse Pointe, MI 48230
Cell ● (313) 530-1241
Spouse Cell ● (586) 202-1321
jptallerico@gmail.com paganesl@gmail.com
Teglia, Dean & Karin
Eleanor Teglia, Karilyn Teglia
Coastal Cliffs
5874 Coastal Cliffs Bay Harbor, MI 49770
24 Dockside Lane
Key Largo, FL 33037
Cell ● (773) 255-2287
Spouse Cell ● (630) 842-0059 deanteglia@me.com karinteglia@me.com
Thatcher, Matthew & Meghan
Jace Danielewicz, Lyla Danielewicz
19475 Argyle Crescent Detroit, MI 48203
Cell ● (414) 305-7445
Spouse Cell ● (248) 854-2086 matt@walloonwatershed.com meghan@walloonwatershed.com
Thomas, Scott & Denell
T.j. Thomas
P.O. Box 2660
Oklahoma City, OK 73101
Cell ● (405) 627-9612
Spouse Cell ● (405) 844-7393
scott@thomasfamilyus.com sndthomas@hotmail.com
Boat Name ● Family Office
Thornbladh, Robert & Tina Pagnucco
Vistas
4500 Vista Dr Bay Harbor , MI 49770
Cell ● (734) 604-3869
Spouse Cell ● (734) 646-7756
rthornbladh@yahoo.com pagnuccotina@gmail.com
Thornton, Peter Sr. & Marijane Harborview Ridge
4024 Harborview Ridge Drive
Bay Harbor, MI 49770
31 East Snapper Point Drive
Key Largo, FL 33037
Bay Harbor ● (231) 622-8689
peterfthornton@me.com mjthornton@sbcglobal.net
Boat Name ● Whitehawk/Seahawk
Toland, Halli
3516 Cliffs Drive
Bay Harbor, MI 49770
3248 Deep Water Lane Maumee, OH 43537
Cell ● (419) 349-2195
htoland22@gmail.com
Toland, J. R. & Beth The Cliffs
3516 Cliffs Drive
Bay Harbor, MI 49770
3248 Deep Water Lane
Maumee, OH 43537
Cell ● (419) 340-8602
Spouse Cell ● (419) 349-1632
jrtoland22@gmail.com
btoland12@gmail.com
Toland, Scott
3248 Deep Water Lane
Maumee, OH 43537
Cell ● (419) 349-3750 scott.toland27@gmail.com
Tomina, Brian & Jennifer
Georgia Tomina, Stella Tomina, Brian Tomina
4783 Quarton Road
Bloomfield Township, MI 48301
Cell ● (248) 755-7180
Spouse Cell ● (248) 379-0183
btomina@gmail.com
jperayef@gmail.com
Boat Name ● SEA-E-O
Tomlinson, Steve & Ellen
Quarry View
6325 Quarry View Drive
Bay Harbor, MI 49770
1605 Bowie Ct. Allen, TX 75013
Cell ● (214) 923-2907
Spouse Cell ● (214) 566-4935
strt66@gmail.com
ellentomlinson73@gmail.com
Tong, Dr.Doris & Teck
Lakeshore Village
3260 Village Harbor Drive
Bay Harbor, MI 49770
25600 Meadowdale Franklin, MI 48025
Home Phone ● (248) 538-9065
Cell ● (249) 763-2380
Spouse Cell ● (248) 763-1819
doristongsoo1988@gmail.com
tecksoo1987@gmail.com
Boat Name ● Against the Wind
Toothaker, Brad & Katie
Wyatt Toothaker, Stella Toothaker
1001 Linwood Lane
Petoskey, MI 49770
Cell ● (574) 340-3333
Spouse Cell ● (574) 220-8474
bradtoothaker@gmail.com ktoothaker@tangodesign.co
Toth, Marc & Cindy
Yacht Dock
4300 Vista Drive
Bay Harbor, MI 49770
2781 E. Plaza Encantada Tucson, AZ 85718
Cell ● (313) 363-2984
Spouse Cell ● (520) 647-1159
marcstoth@gmail.com encantadadesignsaz@gmail.com
Boat Name ● Encantada
Transou, Robert III & Laurie
15588 Crystal Downs E. Northville, MI 48168
Cell ● (248) 219-0427
Spouse Cell ● (248) 722-0511 rlrmfocus@hotmail.com laurietransou@yahoo.com
Trerice, Byron III & Kimberly
Woods Cottages 6707 Cottage Court Bay Harbor, MI 49770
10083 Biscayne Bay Lane Naples, FL 34120
Cell ● (248) 877-9828
Spouse Cell ● (248) 622-0446 byron.trerice@comcast.net kimtrerice@comcast.net
Trotter, Dr.Bradley & Amanda
The Cliffs
3356 Cliffs Drive Bay Harbor, MI 49770
4385 Texas 236 Hwy Moody, TX 76557
Cell ● (254) 718-5943
Spouse Cell ● (254) 718-9187 brtrotter@sbcglobal.net artrotterdds@gmail.com
Trotter, Phil & Janet
The Cliffs
3360 Cliffs Drive Bay Harbor, MI 49770
1000 Uptown Park Boulevard, #121 Houston, TX 77056
Cell ● (713) 825-2945
Spouse Cell ● (713) 826-7358 ptrotter@veci.com jptrott@swbell.net
Tuschman, Chelsea Coastal Cliffs
6173 Coastal Cliffs Court Bay Harbor, MI 49770
Cell ● (773) 269-0145 chelsea.tuschman@gmail.com
Tuschman, Thomas & Paula Wildwinds
4876 Wildwinds Drive Bay Harbor, MI 49770
2549 Underhill Road Ottawa Hills, OH 43615
Bay Harbor ● (231) 439-0198
Home Phone ● (419) 531-7440
Cell ● (419) 304-4310
Spouse Cell ● (419) 345-5890 tetuschman@gmail.com pwt18@bex.net
Tyler, Kristi
4264 West St. Walloon Lake, MI 49796
814 Inkster Ave. Kalamazoo, MI 49008
Cell ● (269) 217-8844
tulipslittlepopup@gmail.com
Ungerleider, Howard & Elissa
Sophie Ungerleider
The Cliffs
3656 Cliffs Drive Bay Harbor, MI 49770
8171 Bay Colony Drive
Naples, FL 34108
Home Phone ● (989) 837-6714
Cell ● (310) 210-8109
Spouse Cell ● (713) 392-6790
hungerleider@gmail.com lisa.puremi@gmail.com
Boat Name ● Mazel
Uznis, Mary Ann
Lakeshore Village
3230 Village Harbor Drive Bay Harbor, MI 49770
1 Rose Terrace
Grosse Pointe Farms, MI 48236
710 Isle of Palms Drive Fort Lauderdale, FL 33301
Cell ● (313) 655-4648
ma@uznis.com
Boat Name ● Chief
Vacca, Joe & Nina
24600 Nottingham Drive Novi, MI 48374
Cell ● (248) 912-2129
Spouse Cell ● (810) 701-8237
joevacca13@gmail.com
ninalombardi2@gmail.com
Van Elslander, Kim & John
Thomas Campau
Preserve
6654 Preserve Drive Bay Harbor, MI 49770
11 Waverly Lane
Grosse Pointe Farms, MI 48236
Cell ● (734) 649-8932
Spouse Cell ● (313) 820-6262
kmvanelslander@gmail.com
jfrancis@detroit-disposal.com
Van Elslander, Mary Ann
4560 Shores Dr. Bay Harbor, MI 49770
267 Lakeshore Rd
Grosse Pointe Farms, MI 48236
dvan52@comcast.net
VanNest, Ryan & Lindsay
Kolton VanNest, Noah VanNest
Yacht Dock
10788 West Gull Lake Drive
Richland, MI 49083
Cell ● (616) 560-4139
Spouse Cell ● (248) 320-5243
ryanvannest@gmail.com
lbfritzer@gmail.com
Vaughn, James & Gina
Andrew Vaughn, Miriam Vaughn
The Cliffs
3508 Cliffs Drive
Bay Harbor, MI 49770
11 Whiting Ct. Moraga, CA 94556
Cell ● (773) 230-4782
Spouse Cell ● (925) 888-9816
jamesrvaughn@gmail.com durhamg96@yahoo.com
Veneklasen, Alan & Lynn
The Woods
1160 Aspen Way Bay Harbor, MI 49770
10 Mahogany Ln
Key Largo, FL 33037-3606
Cell ● (616) 821-3731
Spouse Cell ● (616) 821-3732
ajveneklasen@gmail.com lynn.veneklasen@yahoo.com
Boat Name ● Steelaway
Vidosh, Brittney & Don
Tripp Vidosh, Parker Vidosh 259 Harbor View Ln Petoskey, MI 49770
Cell ● (312) 485-6102
Spouse Cell ● (352) 804-0805
brittney@parkerjonesinteriors.com donestew3@gmail.com
Virkus, Bradley & Cari
Lakeshore Village
3290 Village Harbor Drive Bay Harbor, MI 49770
Cell ● (517) 974-1373
Spouse Cell ● (517) 775-0994
brad.virkus@plantemoran.com cgvirk326@yahoo.com

MEMBERSHIP DIRECTORY
Visconti, Dr.Matthew & Sandra
Preserve South
7228 Preserve Drive South Bay Harbor, MI 49770
80 SE River Lights Ct. Stuart, FL 34996
Cell ● (231) 675-8346
Spouse Cell ● (231) 330-5008
viscorad@gmail.com sviscont@me.com
Boat Name ● Aqua Santori
Visconti, Nicolas
7228 Preserve Drive South Bay Harbor, MI 49770
Home Phone ● ( )Cell ● (231) 881-4312 nickwvisconti@gmail.com
VomSteeg, Sloane
3333 Deposit Drive NE, Ste 300 Grand Rapids, MI 49546
Cell ● (616) 485-1375 svomsteeg@gmail.com
von Gruben, Robert & Mary Katherine
Harborview Ridge
4136 Harborview Ridge Drive Bay Harbor, MI 49770
12 Las Brisas Way Naples, FL 34108
Cell ● (901) 484-3020 bvongruben48@gmail.com kathievongruben@hotmail.com
Vredevelt, Tom & Charlene Tommy Vredevelt Yacht Dock
733 Bradford Farms Grand Rapids, MI 49525
Cell ● (616) 780-8767
Spouse Cell ● (616) 350-4870 tom@tevinc.com cvredevelt@att.net
Boat Name ● Southern Belle
Waldorf, Clayton
Willliam Waldorf, Charles Waldorf Yacht Dock
9734 West Gull Lake Dr. Richland, MI 49083
Cell ● (269) 217-1442 mac.waldorf@gmail.com
Boat Name ● Renaissance
Walker, Alice
6430 Quarry Ridge Drive Bay Harbor, MI 49770
700 Retreat Drive, Unit 201 Naples, FL 34110
Home Phone ● (239) 592-5651
Cell ● (231) 622-8411 alouisew1@aol.com
Walker, Robert Jr. & Michele Preserve
7434 Preserve Drive N. Bay Harbor, MI 49770
Bay Harbor ● (231) 487-9322
Cell ● (231) 838-7550
Spouse Cell ● (231) 838-8803
bob@rcwalker.com michele@mikeyma.com
Wallace, Richard & Lydia
Yacht Dock
860 Pleasant Street Birmingham, MI 48009
Cell ● (248) 463-0885
Spouse Cell ● (248) 709-2403 rwallace@ndindustries.com lydiagail@comcast.net
Warden, Marlene
Harborview Ridge
4016 Harborview Ridge Drive Bay Harbor, MI 49770
232 Mermaid's Bight
Naples, FL 34103
Home Phone ● (239) 775-4330 mwarden1130@aol.com
Waters, Michael & Flora
1405 Tracy Lane
Petoskey, MI 49770
Home Phone ● (231) 347-3511
Cell ● (734) 819-4893
Spouse Cell ● (734) 272-3692
aguaceros@yahoo.com
florawellness@yahoo.com
Weaver, Timothy & Kristin Harborside
1080 Vista Drive
Bay Harbor, MI 49770
9719 Klipstine Road
Versailles, OH 45380
Cell ● (937) 239-2293
Spouse Cell ● (937) 423-0538
t.weaver@weavereggs.com kweaver54@gmail.com
Weber, Donald & Kali
Zoie Weber, Skyla Weber
Village Beach
3780 N. Beach Street
Bay Harbor, MI 49770
Cell ● (810) 513-1964
Spouse Cell ● (810) 964-2119
dweber05@comcast.net
kaliweberx@gmail.com
Weglarz, Mark & Vanya
Olivia Weglarz, Nate Weglarz
Cliffs
3568 Cliffs Drive
Bay Harbor, MI 49770
2242 N. Orchard Street
Chicago, IL 60614
Cell ● (312) 545-4939
Spouse Cell ● (312) 593-7104
mark@weglarzco.com
vweglarz@me.com
Boat Name ● Saratoga
Weill, Michael & Kimberly
Quarry Bluffs
6480 Quarry Ridge Dr
Bay Harbor, MI 49770
1606 Nevada St Houston, TX 77006
Bay Harbor ● (231) 622-7777
Home Phone ● (713) 522-8546
Cell ● (832) 455-4345
Spouse Cell ● (832) 455-1128
maw807@gmail.com
kfweill@att.net
Weiser, Ronald & Barrie
The Peninsula
4110 Peninsula Drive
Bay Harbor, MI 49770
Cell ● (734) 646-9797
Spouse Cell ● (734) 239-4179
rweiser@mckinley.com
barriebender1@gmail.com
Welker, Sue
Harborview Ridge
4116 Harborview Ridge
Bay Harbor, MI 49770
5490 Woodfall Road
Clarkston , MI 48348
Cell ● (248) 505-7449
suzydj@aol.com
Wellings, Douglas & Stacy
58 N Waterview Dt Palm Coady, FL 32137
58 N Waterview Drive Palm Coast, MI 32137
Cell ● (386) 264-5961
Spouse Cell ● (734) 649-6989 dougwellings@gmail.com stacywellings@gmail.com
Wendt, Gregory & Kathryn Kevin Wendt
The Cliffs
3412 Cliffs Drive Bay Harbor, MI 49770
24435 Bellingham Drive Novi, MI 48374
Cell ● (248) 767-1834
Spouse Cell ● (248) 755-7187 gregmwendt@gmail.com kathyjwendt@gmail.com
Wentworth, William & Julie Harbor Homes
960 Vista Drive Bay Harbor, MI 49770
Cell ● (231) 881-6688
Spouse Cell ● (989) 350-0203 williamwentworth@yahoo.com jwentworth214@yahoo.com
Boat Name ● Ma Mari Wenzel, Todd & Tracy
Harborside
726 Croswell Ave East Grand Rapids, MI 49506 3 Pelican Drive Fort Lauderdale, FL 33301
Home Phone ● (616) 862-0220
Cell ● (616) 862-0220
Spouse Cell ● (616) 485-7677 twenzel@toddwenzel.com tracywenzel@ymail.com
Boat Name ● Sona Bella
Weymouth, Laurie & Mark Grant Weymouth Harbor Homes
880 Vista Drive Bay Harbor, MI 49770
2233 Orion Road Oakland, MI 48363
Cell ● (248) 736-0070
Spouse Cell ● (313) 909-9324 laurieweymouth@comcast.net markweymouth@phoenixeng.net
Weymouth, Paige 880 Vista Drive Bay Harbor, MI 49770
15835 Kirkshire Ave. BeverlyHills, MI 48025
Cell ● (248) 345-8945 paigeweymouth@comcast.net
White, Ridgway & Shannon
Isabella White, Samuel White 14091 Swanee Beach Dr. Fenton, MI 48430
Cell ● (810) 614-5980
Spouse Cell ● (810) 287-6668 rwhite@mott.org shannon@funarchitecture.com
Boat Name ● U.S.S. Peregrine
Whiteside, R. Dennis & Anne
Quarry Bluffs
6380 Quarry Ridge Drive Bay Harbor, MI 49770
Bay Harbor ● (231) 348-3722
Home Phone ● ( ) -
Cell ● (210) 275-7622
Spouse Cell ● (210) 296-4737 rdennis.whiteside@att.net awhiteside@sbcglobal.net
Wiebeck, Kris & Melissa
Caroline Wiebeck, Alexander Wiebeck
Preserve
7374 Preserve Drive N. Bay Harbor, MI 49770
5806 S. Gordon Ave. Tampa, FL 33611
Cell ● (813) 417-0456
Spouse Cell ● (813) 732-4891
wiebeck@gmail.com
melissawiebeck@gmail.com
Wild, Samantha & Trevor 625 Spring Valley Rd Ann Arbor, MI 48105
Cell ● (734) 277-6326
Spouse Cell ● (734) 834-2287 scampau23@gmail.com tswild@gmail.com
Wiles, Connie & Stephen
Harborview Ridge
4148 Harborview Ridge Bay Harbor, MI 49770
111 Bentwood Court
Blue Ash, OH 45241
Bay Harbor ● (231) 439-9938
Home Phone ● (513) 376-7341
Cell ● (513) 205-2305
constancewiles@yahoo.com scfloto@gmail.com
Willard, Howard & Laura 9713 Old Dell Trace Richmond, VA 23238
Williams, Evan & Nancy Cliffs
3708 Cliffs Drive Bay Harbor, MI 49770
300 S. Parkview Ave. Columbus, OH 43209
Cell ● (614) 783-8157
Spouse Cell ● (614) 783-8158
evanwilliams@franklininternational.com nancylhw@yahoo.com
Wilson, Lindsey & Julie
Waverly Wilson, Sofi Galea, Casey Wilson, Nico Galea
7138 Preserve Dr. S. Bay Harbor , MI 49770
18627 Marble Head Dr. Northville, MI 48168
Cell ● (248) 207-2984
Spouse Cell ● (248) 884-3117
wlindseywilson@gmail.com julesnicki@gmail.com
Wilson, Matthew
1429 Miami Rd., Apt. 3 Fort Lauderdale, FL 33316
Cell ● (727) 656-8039 mwilson0527@gmail.com
Wisne, Alan & Kathryn
Preserve South
7080 Edgeworth Dr. Orlando, FL 32819-4729
Home Phone ● (954) 765-1336
Cell ● (954) 604-0103 wisn6168@gmail.com wisnekathy@yahoo.com
Wolgast, Lynn & Beebe
Shores II
4420 Vista Drive
Bay Harbor, MI 49770
4851 Bonita Bay Blvd. #801 Bonita Springs, FL 34134
Cell ● (989) 233-4668
Spouse Cell ● (989) 385-5429
lynn@wolgastdev.com
Boat Name ● Nortech
Wolters, Greg & Carrie
Quarry Bluffs
6420 Quarry Ridge Drive
Bay Harbor, MI 49770
Cell ● (812) 899-6500
Spouse Cell ● (812) 850-0057 gtwolters@gmail.com cwolters1@gmail.com

MEMBERSHIP DIRECTORY
Wolyn, Dr.Anna & Gregg
Village Beach
717 West Beach Street Bay Harbor, MI 49770
13017 E Juan Tabo Rd Scottsdale, AZ 85255
Cell ● (616) 485-0644
Spouse Cell ● (602) 818-9400
agagosch13@gmail.com greggoryjames1@gmail.com
Wood, Beth & Doug
Douglas Wood, Andrew Wood
The Peninsula
3910 Peninsula Drive Bay Harbor, MI 49770
71 Stephens Road Grosse Pointe Farms, MI 48236
Home Phone ● (313) 886-1093
Cell ● (313) 320-7970
Spouse Cell ● (313) 673-3957 bethmwood@comcast.net doug71wood@gmail.com
Wood, Lori
187 Timber Trace Lane Bloomfield Hills, MI 48302
Cell ● (248) 321-6997 alyshanlyn@aol.com
Wortman, John & Sidney
Cole Wortman, Cayden Wortman, Beau Wortman, Corinne Wortman
Wildwinds
5092 Wildwinds Drive Bay Harbor, MI 49770
211 Vendome Grosse Pointe Farms, MI 48236
Cell ● (313) 598-8198
Spouse Cell ● (586) 871-4337 jdjwortman@yahoo.com sidneykristin@yahoo.com
Wright, Wayne & Joanne
Coastal Ridge
5162 Coastal Dr. Bay Harbor, MI 49770
100 Lakeshore Drive North Palm Beach, FL 33483
Cell ● (248) 515-4031
Spouse Cell ● (248) 515-4032 wtcwaynewright@gmail.com joannewwright@sbcglobal.net
Boat Name ● Seaquest
Wynne, John & Amy
Pines
5602 Pine Ridge Ct. Bay Harbor, MI 49770
1918 Lynn Circle Libertyville, IL 60048
Cell ● (847) 340-4640
Spouse Cell ● (847) 613-7760
jwynnejr@icloud.com amy.wynne4@gmail.com
Yang, Yu Chih & Geng Lin
Derek Yang
The Cliffs
3576 Cliffs Drive Bay Harbor, MI 49770
5486 Waters Edge Way Grand Blanc, MI 48439
Home Phone ● (810) 695-0628
Cell ● (810) 449-8750 genglyang@gmail.com
Yates, George & Marie
Preserve South
7078 Preserve Drive S. Bay Harbor, MI 49770
Cell ● (270) 307-9291
Spouse Cell ● (270) 300-7450
gn.yates@comcast.net mb.yates@comcast.net
Young, Barbara & Ann
Quarry Dunes
6212 Quarry Ridge Drive Bay Harbor, MI 49770
13917 North Stone Gate Place Oro Valley, AZ 85755
Cell ● (520) 400-5990
Spouse Cell ● (219) 775-1614
cabay@comcast.net abowman@whiteco.com
Zawicki, Eric & Melissa
Kate Zawicki, James Zawicki
The Cliffs
3608 Cliffs Drive Bay Harbor, MI 49770
4064 Ledgestone Dr. Troy, MI 48098
Cell ● (586) 557-3153
Spouse Cell ● (248) 229-8036 ezawicki@yahoo.com melissamore81@yahoo.com
Zeigler, Harold & Bonita
Vistas III
4201 Vista Drive
Bay Harbor, MI 49770
3939 Stadium Drive Kalamazoo, MI 49008
Cell ● (269) 370-7087
Spouse Cell ● (269) 370-2070
hz@zeigler.com bonniezeigler@zeigler.com
Boat Name ● Ziggy
Zielinski, Joe & Kendra
Abigail Zielinski, Samuel Zielinski
11059 Summerhill Way
Charlevoix, MI 49720
Cell ● (248) 408-4581
Spouse Cell ● (248) 563-3231
jazmsu@aol.com kjohnson.do@gmail.com
Zimmerman, Loren & Beth
The Cliffs
5441 Arbor Bay Ct Brighton, MI 48116
Cell ● (517) 861-0843
Spouse Cell ● (810) 333-2805
dan@zimmermanmasonry.com
beth@zimmermanmasonry.com
Boat Name ● Block & Tackle
Zimmerman, Stephanie
The Cliffs
3692 Cliffs Drive
Bay Harbor, MI 49770
3692 Cliffs Dr petoskey , MI 49770
Cell ● (810) 333-2802
slzimme@gmail.com
Zuccarini, Steven & Deborah
Bay Ridge
6194 Bay Ridge Drive
Bay Harbor, MI 49770
72691 Spyglass Ln Palm Desert, CA 92260
Bay Harbor ● (231) 347-9454
Cell ● (312) 961-0017
Spouse Cell ● (630) 240-5339
stevenzuccarini@gmail.com dzuccarini@gmail.com
Zweifel, Marci & James
Ian Zweifel, Tad Zweifel
The Cliffs
3592 Cliffs Dr. Bay Harbor, MI 49770
6000 Lady Bet Dr. Orlando, FL 32819
Cell ● (407) 247-5312
Spouse Cell ● (407) 733-5312
marcizweifel@me.com jeezorl@me.com



AMENDED AND RESTATED BYLAWS
Effective as of April 28, 2023

10.1. Membership Dues 80 10.2. Charges
10.4. Maintenance of Member Charge Accounts 80
10.5. Assessments 80
10.6. Past Due, Delinquency and Suspension of Privileges
10.7. Crediting of Account
Frequent Delinquency
Returned Checks
INFRACTIONS AND DISCIPLINE
11.1. Violations 81 11.2. Suspension 81 11.3. Procedure for Suspension 81 11.4. Hearing Following Suspension 81
11.5. Procedure for Other Discipline 82 11.6. Reinstatement of Privileges 82


HISTORY
AMENDED AND RESTATED BYLAWS
A. Bay Harbor Yacht Club (the “Club”) was incorporated in the State of Michigan as a nonprofit corporation under the Michigan Nonprofit Corporation Act (the “Act”) on June 8, 1995, in the name of “The Coastal Park Association at Bay Harbor.” The Club’s Articles of Incorporation were amended on August 28, 1998 to change the name of the Club to “Bay Harbor Yacht Club.”
B. Bylaws for the Club were adopted by the Board of Directors of the Club at the time the Club was organized and, pursuant to Section 10.1 thereof, amended on numerous occasions from May 1, 1999 through November 10, 2017 (collectively, the “Former Bylaws”). These Amended and Restated Bylaws, having been approved by a majority vote of the membership of the Club, have been adopted as the bylaws of the Club to be effective as of April 28, 2023 (the “2023 Bylaws”). The 2023 Bylaws supersede and replace all Former Bylaws and shall remain in effect until they are further amended or restated, or the Club is dissolved. Capitalized terms used herein shall have the meaning given to such terms in Article 16 below unless expressly provided otherwise.
ARTICLE 1. NAME AND PURPOSE
1.1. Name. The name of the Club is Bay Harbor Yacht Club.
1.2. Purpose. The purpose of the Club is to operate the Bay Harbor Yacht Club as a private yacht club for the benefit of the Members and their Immediate Family, guests and invitees.
1.3. Nonprofit Status. The Club will be operated as a nonprofit corporation exclusively for the purpose expressed in Section 1.2 and in accordance with the Act. Upon the dissolution of the Club, the assets of the Club, after the payment of the Club’s liabilities, will be distributed to its Equity Members in accordance with Article 14.
1.4. Power and Authority. The Club will have all power and authority granted to nonprofit corporations under the Act.
ARTICLE 2. OFFICES
2.1. Principal Office and Registered Office. The principal office and registered office of the Club shall be located at 4300 Vista Drive, Bay Harbor, Michigan 49770, or such other place as the Board of Directors shall from time to time determine.
2.2. Other Offices. The Club may have offices at such other places as the Board of Directors may from time to time determine.
ARTICLE 3. BOARD OF DIRECTORS
3.1. Functions. Except as specifically provided in the Club’s Articles of Incorporation or these Bylaws, all rights, powers, duties and responsibilities relative to the management and control of the Club’s business, property, activities and affairs are vested in the Board of Directors. Except as otherwise provided herein, the Board shall have the sole and exclusive right to determine membership policies, the amount of fees, dues and assessments payable by the Members, and the rules and regulations pertaining to the use of the Club Facilities. However, the Board will not be permitted to sell, lease, or otherwise convey, assign, or transfer an interest in and to the Club Facilities (other than in the ordinary course of the business of operating the Club) or to levy an assessment for the acquisition or the installation of any capital improvements, without the consent of a majority of the Members. In addition to the power and authority expressly conferred upon it by these Bylaws and the Articles of Incorporation, the Board of Directors may take any lawful action on behalf of the Club which is not by law or by the Articles of Incorporation or by these Bylaws required to be taken by some other party. Directors shall refrain from voting on matters pertaining to their respective employment or compensation with the Club. The Board of Directors will approve all compensation decisions.
3.2. Number, Term and Eligibility.
(a) The Board of Directors shall consist of from nine (9) to sixteen (16) members, as determined by the Board of Directors. Directors elected by the Members shall each serve a three (3) year term. In the event that the Board of Directors elects to increase the number of Directors above the nine (9), the provisions for the election of such additional Directors and their terms shall be determined by the Board of Directors.
(b) Notwithstanding the provisions of Section 3.2(a), the most recent past Commodore shall be deemed to have resigned any balance of the term for which he or she was elected a Director pursuant to Section 3.2(a) effective as of the end of his or her term as Commodore, and, in lieu thereof, he or she shall serve a special term as a Director commencing at the conclusion of his or her term as Commodore and ending on the date of the next annual meeting of Directors after the expiration of a term or terms in office of the Commodore who replaced him or her.
(c) Notwithstanding the provisions of Section 3.2(a), Directors shall be eligible to serve for no more than two (2) successive terms only. A Director shall be eligible to be reelected after standing down from the Board for at least one year.
3.3. Volunteer Directors. All Directors shall be “volunteer directors” as that term is defined and used in the Act, as the statute may be amended from time to time, and such persons shall be entitled to the maximum protection and indemnification allowed to a “volunteer director” by law.
3.4. Meetings
(a) Regular Meetings. The Chairperson shall set the time for regular meetings of the Board. The Board of Directors shall meet at least four (4) times per year.
(b) Annual Meeting. The annual meeting of the Board of Directors shall be each September, immediately following the annual meeting of the Members. The business to be transacted at the meeting shall be determined by the Officers and limited to such business that is properly brought before the meeting. If the election of the positions specified above is not held on the day designated by the Chairperson for any annual meeting, or at any adjournment of that meeting, the Chairperson shall call a special meeting on a date and time as soon as possible thereafter. At the special meeting, the election of the positions specified above shall take place. The election and any other business transacted shall have the same force and effect as if transacted at an annual meeting.
(c) Special Meeting. Special meetings of the Board of Directors may be called by the Secretary of the Club upon the request of the Chairperson or by action of at least three (3) members of the Board of Directors. A special meeting shall be held at such time and to consider such matters as shall be designated in the notice of such meeting sent to all Directors pursuant to Section 3.5.
(d) Participation in Meeting by Telephone. A Director may participate in a meeting by means of conference telephone, internet based conference or similar communications technology provided that all persons participating in the meeting can hear each other. Participation in a meeting pursuant to this Section constitutes presence in person at the meeting.
(e) Location. Meetings of the Board of Directors shall be held at any place or places as may be designated by the Board of Directors.
3.5. Notice of Meetings. Written notice shall be given to the Directors at least ten (10) but not more than sixty (60) days prior to the annual meeting or any regular meeting of the Board of Directors. Special meetings of the Board of Directors shall be held pursuant to notice of the time, place and purpose thereof either delivered personally or sent by telephone, facsimile, mail or e-mail to each Director not less than seventytwo (72) hours prior to the meeting and if by telephone,
confirmed in writing before or after the meeting. Notwithstanding the foregoing, no notice need be given to any person who submits a signed waiver of notice before or after a meeting, or who attends a meeting without protesting any lack of notice.
3.6. Resignation. A Director may resign by giving written notice to the Chairperson or Secretary of the Club. Unless otherwise specified in the resignation, the resignation shall take effect upon receipt by the Chairperson or Secretary, and the acceptance of the resignation shall not be necessary to make it effective.
3.7. Removal. Any Director may be removed at any time, with or without cause, by action of the Board of Directors.
3.8. Vacancies. Any vacancy on the Board of Directors shall be filled by action of the Board of Directors, which action may be taken by the Board of Directors at any meeting of the Board of Directors after the vacancy occurs, and such new Director shall serve for the unexpired term of the replaced Director.
3.9. Quorum. The presence (in person or via permitted alternative communication technology) of a majority of the total number of Directors then in office shall constitute a quorum for the transaction of business by the Board.
3.10. Voting. The vote of a majority of the Directors present (in person or via permitted alternative communication technology) at a meeting at which a quorum is achieved shall be the act of the Board of Directors unless a greater vote is required by law, by the Articles of Incorporation or by these Bylaws. Each Director present (in person or via permitted alternative communication technology) shall have one vote.
3.11. Compensation of Directors. The Directors, as such, shall not be compensated for the performance of services for the Club but may, by action of the Board of Directors, be reimbursed for actual, reasonable and necessary expenses incurred in his or her capacity as a Director.
3.12. Adjourned Meetings. A majority of the Directors present (in person or via permitted alternative communication technology), whether or not a quorum, may adjourn any meeting to another time and place.
3.13. Action by Written Consent. Any action required or permitted to be taken pursuant to authorized vote at any meeting of the Board of Directors may be taken without a meeting if, before or after the action, all members of the Board of Directors consent thereto in writing. Written consent shall be filed with the minutes of the proceedings of the Board. Such consent shall have the same effect as the vote of the Board for all purposes.

AMENDED AND RESTATED BYLAWS
3.14. Leadership Council. An advisory committee, consisting of the three (3) most recent past Presidents/Chairpersons, to be known as the “Leadership Council” is hereby established, to make recommendations on policy matters to the Board of Directors, from time to time, and to offer advice, assistance, guidance, vision and support to the Board of Directors. The Chairman of the Leadership Council shall be the last serving President/Chairperson, or as otherwise decided by the Leadership Council. The Leadership Council shall be a non-voting entity and shall meet with the Board at least once a year prior to the annual meeting of the Board of Directors, and may make a report to the Board of Directors for consideration at its annual meeting, and shall otherwise meet and make recommendations to the Board of Directors, from time to time, as determined necessary or advisable by the Leadership Council.
ARTICLE 4. OFFICERS
4.1. Officers. The Officers of the Club shall consist of at least a President/Chairperson, a Secretary and a Treasurer. Any two or more offices may be held by the same person but an Officer shall not execute, acknowledge or verify an instrument in more than one (1) capacity if the instrument is required by law or the Articles of Incorporation or these Bylaws to be executed, acknowledged or verified by two (2) or more Officers.
4.2. Eligibility. The Chairperson, Secretary, Treasurer, and any other Officers shall be nominated and elected only from among the Directors.
4.3. Term. All Officers shall serve for a one (1) year term with no limit as to the number of terms which may be served.
4.4. President/Chairperson. The President/Chairperson shall preside at all meetings of the Board of Directors. In the event that the President/Chairperson is unable to preside over any meeting of the Board of Directors, the President/Chairperson shall appoint another Director to preside over the meeting. Except as to the members of any committee whose appointment is otherwise specified in these Bylaws, the members of all committees shall be appointed by the President/ Chairperson subject to approval by the Board of Directors. The President/Chairperson shall have such additional powers and perform such additional duties as shall from time to time be assigned by the Board of Directors.
4.5. Secretary. The Secretary shall (i) keep the minutes of all meetings of the Board of Directors in books provided for that purpose; (ii) sign, with the Chairperson, in the name of the Club, all contracts when authorized to do
so; (iii) have charge of such books and papers as the Board of Directors shall direct; (iv) in general perform all of the duties incident to the office of Secretary; and (v) have such additional powers and perform such additional duties as shall from time to time be assigned by the Board of Directors.
4.6. Treasurer. The Treasurer shall be responsible for (i) the care and custody of all the funds and securities of the Club; (ii) endorsing checks, notes and other obligations for collection on behalf of the Club; (iii) depositing such checks, notes and securities to the credit of the Club in such bank or banks or depository or depositories as the Board of Directors may designate; (iv) signing all receipts and vouchers for payments made to the Club; (v) entering or causing to be entered regularly in the books of the Club kept for that purpose, full and accurate accounts of all moneys received and paid on account of the Club and rendering statements of such accounts whenever required by the Board of Directors; and (vi) generally performing all of the duties incident to the office of Treasurer. The Treasurer may assign any one (1) or more of such powers or duties to any Assistant Treasurer. The Treasurer shall have such additional powers and perform such additional duties as shall from time to time be assigned by the Board of Directors.
4.7. Appointive Officers and Agents. The Board of Directors may appoint such Officers and agents in addition to those provided for in this Article 4, as may be deemed necessary, who shall have such authority and perform such duties as shall from time to time be prescribed by the Board of Directors.
4.8. General Manager. In addition to the Officers of the Club, the Board of Directors shall designate a person to serve as the General Manager of the Club. The General Manager, who may be a Member but will not be required to be a Member, will report to and serve at the pleasure of the Board of Directors. The General Manager will be responsible for the day to day management of all operations of the Club and will be charged with responsibility for taking actions necessary or desirable to assure the enjoyment and satisfaction of Members with the Club.
4.9. Compensation of Officers. All Officers, as such, shall be “nondirector volunteers” as the term is defined and used in Section 4.10 and shall not be compensated for the performance of services for the Club, but may, by action of the Board of Directors, be reimbursed for actual, reasonable and necessary expenses incurred in his or her capacity as an Officer.
4.10. Nondirector Volunteers. Any person who is identified as being a “nondirector volunteer” in these Bylaws or otherwise shall be a “nondirector volunteer” as that
term is defined and used in the Act, as the statute may be amended from time to time, and such persons shall be entitled to the maximum protection and indemnification allowed to a “nondirector volunteer” by law.
4.11. Officer Protection. All Officers, as such, shall be entitled to the maximum protection and indemnification allowed to such persons by law.
4.12. Removal. Any Officer may be removed at any time, with or without cause, by action of the Board of Directors.
4.13. Vacancies. Any vacancy of any Officer position may be filled by action of the Board of Directors and such new Officer shall serve for the unexpired term of the replaced Officer.
4.14. Action by Written Consent. Any action required or permitted to be taken pursuant to authorized vote at any committee or subcommittee meeting may be taken without a meeting if, before or after the action, all members of the committee or subcommittee consent thereto in writing. Written consent shall be filed with the minutes of the proceedings of the committee or subcommittee. Such consent shall have the same effect as the vote of the committee or subcommittee for all purposes.
4.15. Contracts. The Board of Directors may authorize any Officer or Officers, or agent or agents of the Club, in addition to the Officers so authorized by these Bylaws, to enter into any contract or execute and deliver any instrument in the name of and on behalf of the Club, and such authority may be general or confined to specific instances.
4.16. Checks, Drafts or Orders for Payment. All checks, drafts or orders for the payment of money, notes or other evidences of indebtedness issued in the name of the Club shall be signed by such Officer or Officers, or agent or agents, of the Club and in such manner as shall from time to time be determined by resolution of the Board of Directors. In the absence of such determination by the Board of Directors, such instruments shall be signed by the Treasurer and countersigned by the General Manager of the Club, except where the amount of the instrument is less than $30,000, or such other amount as determined in writing by the Board of Directors, in which case the signature of either the President, the Treasurer or the General Manager will be sufficient.
4.17. Deposits. All funds of the Club will be deposited from time to time to the credit of the Club in such banks, trust companies or other depositories as the Board of Directors may select.
4.18. Investments. The Club will have the right to retain all or any part of any property, real, personal, tangible or intangible, acquired by it in whatever manner, and pursuant to the direction and judgment of the Board of Directors, to invest and reinvest any funds held by it.
ARTICLE 5. COMMITTEES
5.1. Nominating Committee. A Nominating Committee shall be appointed by the Board of Directors prior to the annual meeting of the Members each year and shall consist of the most current and two most immediate past Commodores, the Commodore and three Members at large. The Nominating Committee will present by nomination a slate of candidates to the Board of Directors for its approval and presentation to the membership at the annual meeting.
5.2. Other Committees. The Board of Directors may designate standing committees (which are authorized by an indefinite time) with such duties and powers as it may provide in order to carry out the programs and purposes of the Club. Additionally, the Chairperson may designate one or more ad hoc committees (which are authorized for only a limited time) with such duties and powers as he or she may provide in order to carry out the programs and purposes of the Club.
5.3. Nondirector Volunteers. All individuals who serve in any capacity on, or perform any functions for any committee established in these Bylaws or on any standing or ad hoc committee or any subcommittee of the Club, as such, shall be “nondirector volunteers” as the term is defined and used in Section 4.10.
ARTICLE 6. MEMBERSHIP
6.1. Members. The Club shall have Members who will be permitted to use the Club Facilities, subject to the terms of these Bylaws and the House Rules of the Club.
6.2. Eligibility for Membership. Membership in the Club is available by invitation only and is available only to applicants who are approved by the Club. After receiving an application for membership, the Club shall determine whether to accept the applicant as a Member. The Club has the exclusive right to determine whether to grant membership in the Club. If the Club accepts the application for membership, the applicant shall be required to pay, within thirty (30) days after notice of the acceptance of the applicant for membership, the applicable Joining Contribution which shall be in an amount equal to the combined total of the applicable Initial Capital Contribution and the applicable Initial Operating Contribution (each

as further described in Section 16.34, 16.30 and 16.31 respectively). There shall be only one (1) Member issued per membership; membership shall not be issued in joint names. Once membership is issued, the Member shall be required to pay the applicable assessments, dues, fees and charges in accordance with these Bylaws.
6.3. Mandatory Membership. Membership in the Club is required for purchasers of certain Property in Bay Harbor (“Deeded Members”), as set forth in the applicable Master Deeds. In addition, and notwithstanding anything to the contrary in the Master Deeds, all purchasers of Property in Bay Harbor from and after September 30, 2020 (“Mandatory Members”) shall be invited to submit a fully completed Membership Application to the Club at the time of entering into the purchase agreement for such Property. Once submitted, a Mandatory Member’s Membership Application may not be withdrawn without the consent of the Club unless their purchase agreement is cancelled. If accepted for membership, each Mandatory Member agrees, pursuant to the Membership Application, to acquire and maintain an Equity Membership in good standing for so long as such Mandatory Member remains the record owner of any Property in Bay Harbor. For clarity, no Mandatory Members may terminate their Equity Membership except upon the sale or other transfer of their Property in Bay Harbor and otherwise in accordance with their Membership Application.
All Members, regardless of whether they are Deeded Members or Mandatory Members, shall pay all applicable Joining Contributions, assessments, dues, fees and other charges that may become due and owing to the Club.
If a Member is not a natural person, then that Member must propose a natural person to be the Designee for such membership.
6.4. Membership Cards. A membership card indicating the Member’s name, Club Account number, type of membership, and containing the name of the authorized user (the “Membership Card”) shall be issued to each Member or Designee, as applicable, and to the Spouse and Children of such Member or Designee.
6.5. Ownership. Each membership will vest in and be owned by the person whose name is recorded as a Member on the Membership Application and in the membership records of the Club. Other than as provided for in Section 9.6, no other person, including, but not limited to, the Spouse, former Spouse, heirs, successors, representatives or assigns of a Member, will have any rights of ownership in such Member’s membership.
6.6. Number of Members. The total number of memberships in the Club that may be issued and outstanding at any particular time shall not exceed eight hundred (800). Notwithstanding the foregoing, the Board of Directors may, in its sole discretion, (i) establish, increase or decrease the maximum numbers of memberships allowed in the various categories; and (ii) may further limit the total number of memberships available in the Club.
6.7. Waiting List. If at any time the number of Members is equal to the maximum number of Members then permitted, the Club will establish a waiting list for membership. Purchasers of Property shall have priority over others on the waiting list.
ARTICLE 7. MEMBERSHIP CATEGORIES
7.1. Membership Categories. Memberships shall be available in the membership categories set forth in this Article 7. The Club shall have the right to discontinue offering categories of membership and to create additional categories or classes of membership from time to time conferring such rights and privileges and imposing such obligations as it deems appropriate, and to prescribe the qualifications and requirements for membership in any such class or category.
(a) Equity Memberships. The following categories of membership shall constitute the Equity Memberships:
(1) Regular Membership. Any natural person or entity who is the record owner of Property within Bay Harbor and who has been invited to join the Club shall be eligible to apply for a Regular Membership. A “Regular Membership” is a reissuable membership which entitles the Member, and the Member’s Spouse and unmarried Children under the age of twenty-four, to the following benefits, and is subject to the following obligations:
(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and Children;
(ii) Reissuance Privileges. Reissuance privileges as set forth in Section 9.6;
(iii) Joining Contribution. The Joining Contribution for a Regular Member shall be determined by the Board of Directors;
(iv) Refund of Initial Capital Contribution. Upon the reissuance of the Regular Membership, Regular Members are entitled to receive a refund of a portion of the Initial Capital Contribution as set forth in Section 9.7;
(v) Voting Rights. Each Regular Member shall be
entitled to one (1) vote on all matters brought for a vote before the membership;
(vi) Charging Privileges. Regular Members may charge all purchases of food, beverages, merchandise and other amenities; and
(vii) Dues, Minimums and Assessments. In order to use the Club Facilities, Regular Members are required to pay dues. Further, Regular Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws.
(2) Founding Membership. The Club previously issued sixty (60) memberships in the Club (“Founding Memberships”) to Regular Members who upgraded to become Founding Members pursuant to the Former Bylaws. Founding Memberships are no longer offered by the Club. However, for so long as any Founding Memberships remain active and outstanding, each Founding Membership entitles the Member, and the Member’s Spouse and Children, to all of the benefits of Regular Membership, and is subject to all of the obligations of Regular Membership, plus the following additional benefits and obligations:
(i) Dues, Minimums and Assessments. Founding Members are not required to pay dues and are not subject to spending minimums. However, Founding Members are subject to operating assessments and capital assessments in accordance with these Bylaws;
(ii) Discount on Goods and Services. Founding Members shall receive twenty percent (20%) off the published price (not sale or discount prices) on all charges at the Club except charges for banquet and certain amenities;
(iii) Voting Rights. Each Founding Member shall be entitled to one (1) vote on all matters brought for a vote before the membership;
(iv) Transfer Privileges Upon Death or Incapacity. After the death of the Founding Member and Spouse, the Founding Membership may pass to one (1) named child, grandchild or other heir of the Founding Member by will or other devise, in connection with the transfer of the underlying Property to that child, grandchild or other heir. In addition, prior to the death of the Founding Member and Spouse, the Founding Membership may pass to one (1) named child, grandchild or other heir of the Founding Member, if the Founding Member is incapacitated and has not visited the Club for two years, upon written request to the Club. All of the benefits and obligations of the Founding
Membership shall pass to that child, grandchild or other heir. The Founding Membership shall terminate upon the earlier of (i) the subsequent sale of the Property by that child, grandchild, or other heir, (ii) the death of that child, grandchild, or other heir, or (iii) resignation of the Founding Membership by that child, grandchild, or other heir.
(v) Transfer Privileges Upon Sale of Property. Upon the sale of a Founding Member’s Property, the Founding Member may either (i) retain the Founding Membership, or (ii) request that the membership be reissued as a Regular Membership to the purchaser of the Property, in which event the Founding Member shall receive a refund in an amount determined in accordance with Section 9.7. If a Founding Member chooses option (ii) above, the Founding Membership terminates upon the issuance of the Regular Membership to the new Member; and
(vi) Other than as provided in subparagraphs (iv) and (v) above, Founding Memberships are not transferable.
(3) Invitational Membership. If any particular Property is owned by more than one person and if one of those persons is a Member, the Club may in its sole discretion at any time and from time to time invite one or more of the other persons who own that particular Property (but not the Spouse of a Member or any other members of the Immediate Family of a Member) to apply for membership in the Club according to the terms and conditions of these Bylaws (an “Invitational Membership”). Invitational Membership is tied to the ownership of Property; in the event that the Property is sold, the Invitational Membership shall terminate, subject to a refund of the applicable Initial Capital Contribution portion of the Joining Contribution paid by such Member, as provided in subparagraph (ii) below. Invitational Memberships are also recallable at any time at the discretion of the Club. In the event that an Invitational Membership is recalled, it shall be deemed to have been terminated as of the last day of that Membership Year, and in this event, the Club shall pay to that Invitational Member eighty percent (80%) of the then current Initial Capital Contribution portion of the Joining Contribution for Invitational Membership. Invitational Membership entitles the Member, and the Member’s Spouse and Children to the following benefits, subject to the following obligations:
(i) Use of Club Facilities. Full use of

for the Member, and the Member’s Spouse and Children;
(ii) Joining Contribution. The Joining Contribution for an Invitational Member shall be determined by the Board of Directors;
(iii) Refund of Initial Capital Contribution. If an Invitational Membership is terminated by sale of the Property to which it is tied, the Club shall refund to that Invitational Member the same percentage of the then current Initial Capital Contribution portion of the Joining Contribution as is then applicable to Regular Members, to be paid pursuant to Section 9.7(c). There shall be no refund of an Initial Capital Contribution paid by an Invitational Member except as provided in this subparagraph for an Invitational Membership that is terminated by sale of the Property to which it is tied, and except as provided in paragraph 3 above for recalled Invitational Memberships;
(iv) Voting Rights. Invitational Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Invitational Members shall be determined by the majority vote of the Invitational Members who cast votes in connection with such matter;
(v) Charging Privileges. Invitational Members may charge all purchases of food, beverages, merchandise and other amenities; and
(vi) Dues, Minimums and Assessments. In order to use the Club Facilities, Invitational Members are required to pay dues. Further, Invitational Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws.
(b) Non-Equity Memberships. The following categories of membership shall constitute the Non-Equity Memberships of the Club. The “Non-Equity Members” have the same rights to use the Club Facilities as Regular Members, but Non-Equity Members do not have reissuance privileges under Section 9.6, refund rights under Section 9.7 or any share of any assets remaining upon dissolution and liquidation of the Club. Non-Equity Memberships are not transferable and are non-refundable, even in the event the membership is recalled. In addition to the following categories of membership, the Club shall have the right to create additional categories or classes of Non-Equity Memberships from time to time conferring such rights and privileges and imposing such obligations as it deems appropriate, and to prescribe the qualifications and requirements for membership in any such class
or category. Such additional memberships may, but are not required to include memberships such as “Trial Memberships” and other memberships by special agreement with the Club.
(1) Honorary Founding Membership. The Club previously issued three (3) memberships in the Club (“Honorary Founding Memberships”) pursuant to the Former Bylaws. The three (3) individuals who were issued the Honorary Founding Memberships are: David V. Johnson, William T. McCormick, Jr. and Rodger A. Kershner (each a “Honorary Founding Member”). Honorary Founding Memberships are no longer offered by the Club. However, for so long as any Honorary Founding Memberships remain active and outstanding, each Honorary Founding Membership entitles the Honorary Founding Member, the Member’s Spouse, and the Member’s Children, subject to the current House Rules and Bylaws, to full use of all Club Facilities. Honorary Founding Members shall not pay dues and are not subject to assessments or spending minimums. Honorary Founding Memberships are not transferable or assignable and shall terminate upon the death of the Honorary Founding Member. Each Honorary Founding Member shall be entitled to one (1) vote on all matters brought for a vote before the membership.
(2) Honorary Membership. On rare occasion, the Club may issue a limited number of memberships in the Club (“Honorary Memberships”) to certain individuals selected by the Board of Directors (“Honorary Members”). The privileges and obligations of an Honorary Member shall be determined by the Board of Directors in their sole discretion. Honorary Members shall not be required to pay any Joining Contribution or any dues or assessments. Honorary Memberships may not be reissued.
(3) Annual Membership. At any time and from time to time, the Club may issue a membership in the Club for a term of one (1) year (“Annual Membership”) to a person who has a connection with Bay Harbor (including but not limited to (i) a person leasing Property in Bay Harbor; and (ii) a parent of a Regular Member). The Club has the exclusive right to determine whether to invite a person to be an Annual Member. An Annual Membership is recallable and nontransferable, and entitles the Member, and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:
(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and Children;
(ii) Joining Contribution. The Joining Contribution for an Annual Member shall be determined by the Board of Directors;
(iii) Voting Rights. Annual Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Annual Members shall be determined by the majority vote of the Annual Members who cast votes in connection with such matter;
(iv) Charging Privileges. Annual Members may charge all purchases of food, beverages, merchandise and other amenities;
(v) Dues, Minimums and Assessments. In order to use the Club Facilities, Annual Members are required to pay dues. Further, Annual Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws;
(vi) Limit on term of Annual Memberships. An Annual Membership shall be renewed for only one (1) additional year except when specifically permitted by the Board of Directors; and
(vii) Credit toward Joining Contribution if Regular Membership Purchased. If an Annual Member purchases Property, an application for a Regular Membership must be made, but a credit toward the applicable portions of the Joining Contribution for the Regular Membership in the amount of the Joining Contribution previously paid for the Annual Membership will be issued by the Club.
(4) Corporate Membership. At the discretion of the Board of Directors, the Club may issue a limited number of memberships in the Club to an Authorized Entity that permits access to the Club Facilities by more than one (1) Designee (“Corporate Memberships”). Corporate Memberships are nontransferable and nonrefundable memberships which are issued in the name of an Authorized Entity. The Authorized Entity shall name up to five (5) Designees. However, each officer, director, owner or bona fide employee of the Authorized Entity who owns Property must maintain a Regular Membership and may not replace their Regular Membership with Designee status under a Corporate Membership. Other than as set forth herein, Corporate Membership entitles each Designee, and each Designee’s Spouse and Children, to the following benefits, subject to the following obligations, conditions and restrictions:
(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and
Children;
(ii) Joining Contribution. The Joining Contribution for a Corporate Member shall be determined by the Board of Directors;
(iii) Voting Rights. Corporate Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Corporate Members shall be determined by the majority vote of the Corporate Members who cast votes in connection with such matter;
(iv) Charging Privileges. Designees may charge all purchases of food, beverages, merchandise and other amenities;
(v) Dues, Minimums and Assessments. In order to use the Club Facilities, Designees are required to pay dues. Further, Corporate Members, including the Authorized Entity and its Designees, are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws;
(vi) Change of Designee. The name of a Designee may be changed to another individual, subject to approval by the Club, upon payment to the Club of the change of designee fee. Changes are limited to once per calendar year. It is the Club’s intent that the Authorized Entity holding the Corporate Membership shall name, as Designees, only bona fide employees, owners, directors or officers of the Authorized Entity. Each Designee must complete a Membership Application and be approved for membership by the Club. Upon the termination of a Designee’s employment by the Authorized Entity, the Designee’s privileges of membership shall cease. The purchase of a Corporate Membership, the specification of the initial Designee(s), and any subsequent change of Designee(s) must be authorized in writing by an officer or director of the Authorized Entity;
(vii) Authorized Entity. An “Authorized Entity” is a corporation or other entity which is duly organized under the laws of any State, authorized to transact business in the State of Michigan, in good standing pursuant to the statutory regulations promulgated by the State of Michigan and has obtained a Federal Identification Number for such corporation and provided same to the Club; and
(viii) Joint and Several Liability. Dues are required for each Designee under the Corporate Membership. The Designee and the Authorized Entity holding the Corporate Membership are

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jointly and severally responsible for all debts and charges incurred by such Designee. All billing related to such membership will be mailed directly to the Designee. In the event that there is an interim period during a change of Designee wherein there is no specified Designee entitled to use the Corporate Membership, the Authorized Entity shall be liable for all dues and other charges accruing under the membership, and billing for such shall be mailed or otherwise provided directly to the Authorized Entity.
(5) Legacy Membership. Legacy Membership is available to the adult children and grandchildren of Equity Members and Honorary Founding Members. “Legacy Memberships” are annual memberships that require the payment of dues, in an amount established in discretion of the Board of Directors. Legacy Memberships may be recalled or terminated by the Club at any time, in the sole discretion of the Board of Directors. If the parents (or grandparents, as applicable) of a Legacy Member sell their Property, the Legacy Membership shall terminate. If a Legacy Member purchases Property, an application for Regular Membership must be made, but the Initial Capital Contribution portion of the Joining Contribution payable by the Legacy Member shall be equal to sixty percent (60%) of the then current Initial Capital Contribution of the Joining Contribution; provided the Legacy Member held the Legacy Membership in good standing for not less than the five (5) consecutive years immediately preceding the date on which the Legacy Member closes on the purchase of such Property. A Legacy Membership entitles the Member, and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:
(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and Children;
(ii) Joining Contribution. No Joining Contribution for a Legacy Member except when acquiring a Regular Membership;
(iii) Voting Rights. Legacy Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Legacy Members shall be determined by the majority vote of the Legacy Members who cast votes in connection with such matter;
(iv) Charging Privileges. Legacy Members may charge all purchases of food, beverages,
merchandise and other amenities; and (v) Dues, Minimums and Assessments. In order to use the Club Facilities, Legacy Members are required to pay dues. However, Legacy Members are not subject to spending minimums, operating assessments or capital assessments.
(6) Merchant Membership. At any time and from time to time, the Club may issue a membership in the Club (“Merchant Membership”) to a person who is leasing a retail space in the Bay Harbor Village. The Club has the exclusive right to determine whether to invite a person to be a Merchant Member. A Merchant Membership is recallable and nontransferable, and entitles the Member and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:
(i) Use of Club Facilities. Full use of all Club Facilities for the Member, and the Member’s Spouse and Children;
(ii) Joining Contribution. The Joining Contribution for a Merchant Member shall be determined by the Board of Directors;
(iii) Voting Rights. Merchant Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Merchant Members shall be determined by the majority vote of the Merchant Members who cast votes in connection with such matter;
(iv) Charging Privileges. Merchant Members may charge all purchases of food, beverages, merchandise or other amenities;
(v) Dues, Minimums and Assessments. In order to use the Club Facilities, Merchant Members are required to pay dues. Further, Merchant Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws; and
(vi) Credit Toward Joining Contribution if Regular Membership Purchased. If a Merchant Member purchases Property, an application for a Regular Membership must be made, but a credit toward the applicable portion of the Joining Contribution in the amount of the Joining Contribution previously paid for the Merchant Membership will be issued by the Club.
(7) Non-Resident Membership. The Club may issue membership in the Club to a natural person who does not own Property in Bay Harbor (“Non-Resident Membership”). A Non-Resident Membership entitles the Member, and the
Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:
(i) Limit on Number of Non-Resident Members. The number of Non-Resident Members shall be determined by the Board of Directors;
(ii) Nomination for Non-Resident Membership. An applicant for Non-Resident Membership must be nominated for membership by a Member in good standing;
(iii) Use of Club Facilities. A Non-Resident Member, and the Member’s Spouse and Children shall have full use of all Club Facilities;
(iv) Joining Contribution. The Joining Contribution for a Non-Resident Member shall be determined by the Board of Directors;
(v) Voting Rights. Non-Resident Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the NonResident Members shall be determined by the majority vote of the Non-Resident Members who cast votes in connection with such matter;
(vi) Charging Privileges. Non-Resident Members may charge all purchases of food, beverages, merchandise and other amenities;
(vii) Dues, Minimums and Assessments. In order to use the Club Facilities, Non-Resident Members are required to pay dues. Further, NonResident Members are subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws;
(viii) Non-Transferable, Termination and Resignation. A Non-Resident Membership is nontransferable except to the Spouse of the Non¬Resident Member and terminates upon (i) the death of the Non-Resident Member (unless the Non-Resident Membership is devised to the Spouse of the Non-Resident Member); or (ii) upon the written resignation of the NonResident Member; and
(8) Winter Membership. The Club may offer membership in the Club to a natural person who does not own Property in Bay Harbor (“Winter Membership”). A Winter Membership entitles the Member, and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:
(i) Limit on Number of Winter Members. The number of Winter Members shall be determined by the Board of Directors;
(ii) Nomination for Winter Membership. An applicant
for Winter Membership must be nominated for membership by a Member in good standing;
(iii) Use of Club Facilities. A Winter Member, and the Member’s Spouse and Children shall have full use of all Club Facilities during the winter season from October 15 through May 15 each year;
(iv) Joining Contribution. The Joining Contribution for a Winter Membership shall be determined by the Board of Directors;
(v) Voting Rights. Winter Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Winter Members shall be determined by the majority vote of the Winter Members who cast votes in connection with such matter;
(vi) Charging Privileges. Winter Members may charge all purchases of food, beverages, merchandise and other amenities;
(vii) Dues, Minimums and Assessments. In order to use the Club Facilities, Winter Members are required to pay dues. Further, Winter Members may be subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws and as determined by the Board of Directors from time to time;
(viii) Non-Transferable, Termination and Resignation. A Winter Membership is non-transferable except to the Spouse of the Winter Member and terminates upon the earlier to occur of: (i) the death of the Winter Member (unless the Winter Membership is devised to the Spouse of the Winter Member); or (ii) the written resignation of the Winter Member; and
(ix) Credit toward Joining Contribution if Regular Membership or Non-Resident Membership is Purchased. If a Winter Member purchases Property or desires a Non-Resident Membership, an application for the applicable membership must be made and, if the application is accepted, a credit will be issued by the Club towards the applicable portion of the Joining Contribution in the amount of the Joining Contribution previously paid for the Winter Membership.
(9) Boater Membership. The Club may offer membership in the Club to a natural person who rents for a season or owns a dock in Bay Harbor Yacht Dock Association and who does not otherwise own Property in Bay Harbor (“Boater

AMENDED AND RESTATED BYLAWS
Membership”). A Boater Membership entitles the Member, and the Member’s Spouse and Children, to the following benefits, and is subject to the following obligations:
(i) Limit on Number of Boater Members. The number of Boater Members shall be determined by the Board of Directors;
(ii) Nomination for Boater Membership. An applicant for Boater Membership must be nominated for membership by a Member in good standing;
(iii) Use of Club Facilities. A Boater Member, and the Member’s Spouse and Children shall have full use of all Club Facilities during the summer season from May 15 through October 15 each year;
(iv) Joining Contribution. The Joining Contribution for a Boater Member shall be determined by the Board of Directors;
(v) Voting Rights. Boater Members are entitled to exercise one (1) vote collectively on any matters brought for a vote before the membership. The one (1) vote of the Boater Members shall be determined by the majority vote of the Boater Members who cast votes in connection with such matter;
(vi) Charging Privileges. Boater Members may charge all purchases of food, beverages, merchandise and other amenities;
(vii) Dues, Minimums and Assessments. In order to use the Club Facilities, Boater Members are required to pay dues. Further, Boater Members may be subject to spending minimums, operating assessments and capital assessments in accordance with these Bylaws and as determined by the Board of Directors from time to time;
(viii) Non-Transferable, Termination and Resignation. A Boater Membership is non-transferable except to the Spouse of the Boater Member and terminates upon the earlier to occur of: (i) the death of the Boater Member (unless the Boater Membership is devised to the Spouse of the Boater Member); (ii) the written resignation of the Boater Member; (iii) the sale of the Boater Member’s dock in Bay Harbor Yacht Dock Association; or (iv) the cancellation of the rental agreement for the Boater Member’s dock; and
(ix) Credit toward Joining Contribution if Regular Membership Purchased. If a Boater Member purchases Property (other than the dock in Bay Harbor Yacht Dock Association), an application
for a Regular Membership must be made and, if the application is accepted, a credit will be issued by the Club towards the applicable portions of the Joining Contribution in the amount of the Joining Contribution previously paid for the Boater Membership.
ARTICLE 8.
MEMBERSHIP SELECTION
8.1. Application for Membership. Once invited to join the Club, all applicants for membership must complete an application form, referred to as the Membership Application, and submit same to the Club for consideration and review. The application form shall request the following information:
(a) The name and address of the applicant;
(b) Information regarding the applicant’s business;
(c) The membership category for which the applicant is applying;
(d) The name(s) of applicant’s sponsors (existing Members); and
(e) Other information as the Club considers appropriate.
8.2. Joining Contribution. All applications for membership must be accompanied by the applicable Joining Contribution in the amount established by the Club for the category of membership specified on the application.
8.3. Screening of Applicants. The Club will evaluate all applicants. Evaluations will be conducted with the intent and purpose of securing the optimum number of Members with compatible character, social, vocational and professional attainment from all segments of the community. All applicants will be evaluated on the basis of:
(a) Interest of the applicant in becoming a Member;
(b) Compatibility of the applicant with other Members; and
(c) Financial responsibility of the applicant. All evaluations shall be made without regard to race, color, national origin, sex, religious preference, creed, or any disabilities of the applicant.
8.4. Acceptance of Application. If a decision is made to accept an application, the Club shall notify the applicant and will furnish the applicant with a copy of these Bylaws and the House Rules. If the class of membership to which the applicant applied is not available, upon the applicant’s subscribing to these Bylaws and the House Rules, on behalf of the applicant, and the applicant’s Spouse, Children and
guests, the applicant shall pay all amounts required and be placed on a waiting list for the appropriate membership class as set forth in these Bylaws. Any applicant whose application is accepted and placed on a waiting list who does not comply with the foregoing requirements within one (1) month from the time the application is received by the Club, shall become a Member only when a membership in the applicable membership category becomes available. However, if the category of membership to which the applicant applied is available, the applicant shall be entitled to the rights, privileges and obligations of the membership category chosen and shall be required to pay all amounts required.
8.5. Declination of Application. The Club may accept or reject any applicant in its discretion. The basis for such decision shall be confidential and shall remain confidential at all times. All decisions made by the Club with regard to any application shall be final. If an applicant has been considered for membership and the applicant’s application is denied, the Club shall notify the applicant of such decision, and the Joining Contribution submitted by such applicant shall be fully refunded. The applicant may not be further considered for membership in the Club for a period ending three (3) years following the declination.
ARTICLE 9.
MEMBERSHIP POLICIES
9.1. Use of Club Facilities. Subject to payment of the applicable dues, Members have the right to use the Club Facilities in accordance with these Bylaws and the House Rules. A Member’s Immediate Family is permitted reasonable use of the Club Facilities. The Club reserves the right to restrict or terminate the right of any particular member of a Member’s Immediate Family if the Club determines, in its discretion, that the use of the Club Facilities by that individual is not reasonable. The use of the Club Facilities by accompanied guests of Members is permitted in accordance with the House Rules, subject to the payment of applicable fees.
9.2. Applicability of Bylaws and House Rules. These Bylaws and the House Rules apply to all Members, and to each Member’s Spouse, Children, and guests.
9.3. Intentionally Omitted.
9.4. Disputes. With regard to any claim or dispute about the ownership of a membership, the Club shall be entitled to rely on the Membership Application and may confirm ownership of that membership in the name of the person listed on the Membership Application. The Club will not become involved in any domestic or other dispute concerning ownership or issuance
of a membership and does not have any liability or responsibility for the resolution of such disputes. The membership is not divisible upon divorce.
9.5.
Disposition of Membership Interest.
(a) Except as provided in these Bylaws, no Membership Interest may be sold, assigned, transferred, pledged, encumbered or otherwise conveyed by a Member (including without limitation the conveyance of a Membership Interest to the purchaser of the Property owned by a Member) and a Membership Interest may not be terminated by a Member.
(b) If a Member sells (including without limitation by land contract), transfers, or otherwise conveys the Property owned by the Member, the Membership Interest of that Member will be terminated, provided, at the request of the Member, and subject to approval of the Board, the Membership Interest of the Member may be extended at the discretion of the Board, provided the Club membership does not exceed the maximum permitted number of memberships and the Board has not otherwise determined that the Club is at full operational capacity. As a condition precedent to approving any extension of a Membership Interest under this Section, the person acquiring the Property owned by the transferring Member must (i) apply for membership in the Club in accordance with Article 8, and, either be admitted to membership, and pay the then current Joining Contribution; or (ii) be an existing Member. The Board may recall an extended Membership Interest in its discretion. If an extended membership is recalled by the Board, or if the extended Member resigns, dies or is otherwise terminated from membership, the Club shall refund the applicable portion of the Initial Capital Contribution portion of the Joining Contribution paid by the Member subject to and as provided in Section 9.7, provided, if the person who acquired the extended Member’s Property was an existing Member, the refund of the Initial Capital Contribution shall be paid pursuant to the waiting list procedure as provided in Section 9.7(d). If the Board of Directors at any time determines that the Club is at full operational capacity, an extended Member shall have one (1) year to purchase Property in Bay Harbor in order to retain his or her extended Membership Interest, and upon failure to do so, the extended Membership Interest shall be deemed recalled by the Board under this Section.
(c) Neither Deeded Members nor Mandatory Members shall be permitted to resign from the Club, except in connection with the sale or other conveyance of

AMENDED AND RESTATED BYLAWS
such Member’s Property in Bay Harbor.
(d) If a Member fails to comply with the terms of these Bylaws or the House Rules, including without limitation the failure to pay any fees, dues or assessments payable under these Bylaws or the House Rules, that Member shall be in default; and in the event of a default, the Club may suspend all rights and privileges of the membership, including, but not limited to, (i) the right of the Member, and the Spouse, Children and guests of the Member, to use the Club Facilities, (ii) the right to reissuance of the membership as set forth in Section 9.6, and (iii) the right to refunds as set forth in Section 9.7.
(e) If the rights and privileges of a membership are suspended under Section 9.5(d), all dues, spending minimums and assessments under the membership will continue to accrue; the Club Account must be brought current in order to reinstate the privileges of membership.
(f) If a Member dies and is survived by a Spouse, and the Member’s Property is devised to that Spouse, or the Spouse takes the Property as joint owner thereof by operation of law, the Spouse will be deemed to be the Member and take all rights, duties and responsibilities associated with the deceased Member’s membership. If the Member’s Spouse is deceased, and the Member is survived by a descendant (a “Descendant”), and if the Member’s Property is devised to the Descendant or the Descendant takes the Property as a joint owner thereof by operation of law, that Descendant will be a Member, subject to applying for membership as required by Article 8, and paying a Joining Contribution in an amount as determined by the Board of Directors, from time to time. If the Member is not survived by a Spouse or a Descendant, the devisee of the Member’s Property shall apply for membership as required by Article 8 and pay the full Joining Contribution within one (1) year of the date of the Member’s death. If a Member and/ or the Member’s Spouse is not deceased and is incapacitated and has not visited the Club for two years, and if the Member’s Property is devised to the Descendant or the Descendant takes the Property as a joint owner thereof by operation of law, that Descendant will be a Member, subject to applying for membership as required by Article 8, and paying a Joining Contribution in an amount as determined by the Board of Directors, from time to time.
(g) If a Regular Member is divorced, the Member or Spouse of the Member that is awarded the Property to which the membership is appurtenant shall be the Regular Member and retain all rights and privileges of membership. The Spouse who
is not awarded the Property may, upon written request and approval of the Board, continue as a “Spousal Member,” subject to payment of all Club dues and assessments and spending minimums, for a period of one (1) year. The Spousal Member’s privileges may be extended for one (1) additional year only, upon Board approval. If the Spousal Member purchases Property in Bay Harbor prior to termination of the Spousal Member’s privileges, the Spousal Member must pay the Joining Contribution applicable to Regular Members, and upon payment, such Spousal Member shall be a Regular Member. If the Member and Spouse of the Member own more than one Property in Bay Harbor at the time of divorce, and each is awarded Property in Bay Harbor, the non-member Spouse shall pay a Joining Contribution for a Regular Membership at the time of entry of the judgment of divorce. If a Founding Member is divorced, the Founding Member shall continue as a Founding Member. The Spouse of a Founding Member shall have the same rights as a Spousal Member under this paragraph, provided that if such Spousal Member purchases Property in Bay Harbor, Spousal Member shall acquire a Regular Membership and pay the Joining Contribution in an amount determined by the Board of Directors from time to time. Spousal Members shall not have voting rights uless converted to Regular Membership.
9.6. Reissuance of Membership. No Member shall have any right to sell, pledge, hypothecate, assign or otherwise transfer or encumber his or her membership, except in conjunction with a permitted reissuance as set forth in this Section 9.6, as it may be amended from time to time. The only memberships which are reissuable are Regular Memberships. Other memberships are not transferable except as expressly permitted in Article 7.
(a) Reissuance of Regular Memberships. The Membership of a Regular Member in good standing may be reissued only through the Club and only to the subsequent purchaser of the Member’s Property.
(b) Administrative Fee. To cover the administrative costs for the reissuance of memberships, all transfers of Regular Memberships are subject to the payment of an administrative fee by the Member as established by the Club.
(c) Continued Payment of Dues, Fees and Assessments. During the period of time that a Member’s Property is for sale, that Member shall be responsible to pay the required prevailing dues, fees and assessments applicable for the membership until the reissuance of the
membership to the purchaser of the Member’s Property. The Member shall be entitled to use of the Club Facilities during the period the dues are being paid to the Club while the Property is on the market.
(d) Financed Memberships. In the event any portion of the Joining Contribution has been financed or is owed to the Club, the Member shall be obligated to pay in full to the Club the remaining unpaid balance of the Joining Contribution as a condition precedent to the transfer of the membership to the subsequent purchaser of Member’s Property.
(e) No Advertising. Use of electronic media, magazines, newspapers, posters, billboards and other forms of public solicitation of membership transfers is strictly prohibited. Such public advertising of a membership will result in the disallowance of a reissuance of such membership and may result in the termination of the membership and forfeiture of all membership rights and privileges thereunder.
9.7. Refund of Joining Contribution. No Member shall have any right to receive a refund of any portion of the Joining Contribution, except as may specifically be authorized in this Section 9.7, as it may be amended from time to time.
(a) No Refund of Joining Contribution for New Members after January 1, 2018. No Member whose membership is issued after January 1, 2018, shall have any right to receive a refund of any portion of the Joining Contribution, notwithstanding any other provision in these Bylaws. Section 9.7(b), 9.7(c) and 9.7(d) shall apply only to memberships issued prior to January 1, 2018.
(b) Refund of Initial Capital Contribution Portion of the Joining Contribution Upon the Reissuance of a Regular Membership. Subject to Section 9.7(a), upon receipt of the written resignation and request to transfer from a Member, and after the reissuance of the membership in accordance with Section 9.6, the Member will be entitled to receive, if the membership is in good standing on the resignation date and the Initial Capital Contribution has been paid in full, a refund in an amount established by the Board of Directors, such amount not to be less than twenty percent (20%) of the Initial Capital Contribution portion of the Joining Contribution paid by the new Member for the membership. All payments shall be made by the Club within thirty (30) days after the membership held by the Member has been reissued by the Club, subject to the terms and conditions set forth in Section 9.6. No interest shall be due and payable on the Joining
Contributions. Any difference between the amount paid by the new Member to whom the membership is reissued and the amount of the refund to the resigning Member shall be the sole property of the Club.
(c) Refund of Initial Capital Contribution Portion of the Joining Contribution if Property is sold by Regular Member to another Regular Member. Subject to Section 9.7(a), if a Regular Member sells, transfers or otherwise conveys to another Regular Member the Property that is tied to the transferring Member’s membership, and no Initial Capital Contribution is paid by such acquiring Member, the transferring Member shall be entitled to a refund of the same percentage of the then current Initial Capital Contribution portion of the Joining Contribution as is then applicable to other Regular Members, but such refund shall be paid pursuant to Section 9.7(d).
(d) Waiting List. Subject to 9.7(a), if the Membership Interest of an Invitational Member has been terminated pursuant to Section 7.1(a)(3), or if the Membership Interest of a Regular Member has been terminated by sale of such Member’s Property to an existing Member, and no Initial Capital Contribution was paid, as provided in Section 9.7(c), each such former Member’s name shall be placed on a waiting list by chronological order of termination of membership, and the refund of the Initial Capital Contribution portion of the Joining Contribution applicable to the type of Membership Interest that was terminated shall be paid to such former Member(s), on a first-in, first out, basis, under the following rules:
(i) A refund of the Initial Capital Contribution portion of the Joining Contribution to a former Member on the waiting list shall not be paid until eight (8) Regular Memberships have been re-issued pursuant to Section 9.6, and an Initial Capital Contribution is paid by each of such eight (8) new Regular Members since the date the former Member was placed on the waiting list; and,
(ii) Once the conditions of subparagraph (i) above have been satisfied, a refund of the Initial Capital Contribution portion of the Joining Contribution applicable to the membership classification or category of the former Member then on the waiting list having the earliest date of membership termination shall be paid to such former Member; and after payment of the applicable refund of Initial Capital Contribution to a former Member, such former Member shall be removed from the waiting list; and,

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(iii) After refund of an Initial Capital Contribution is made to a former Member on the waiting list, and an additional eight (8) Regular Memberships have been re-issued pursuant to Section 9.6, and the Initial Capital Contribution portion of the Joining Contribution is paid by each of such eight (8) new Regular Members, a refund of the Initial Capital Contribution portion of the Joining Contribution applicable to the membership classification or category of the former Member then on the waiting list having the earliest date of membership termination shall be paid to such former Member, and such former Member shall be removed from the waiting list; and,
(iv) The process described in subparagraph (iii) shall be continued until there are no former Members on the waiting list; and,
(v) If a former Member is placed on the waiting list, and there are no other former Members on the waiting list, the provisions of subparagraphs (i) and (ii) above shall apply.
9.8. Guest Policy. The Club’s guest policy shall be determined by the Board of Directors and shall be set forth in the House Rules. The Club’s guest policy is subject to change from time to time in the sole discretion of the Board of Directors. The Club reserves the right to determine the number of guests a Member may host at one time, and to limit the number of times a particular guest may use the Club Facilities during any particular time period.
ARTICLE 10. PAYMENT OF DUES AND CHARGES
10.1. Membership Dues. Members shall be responsible for payment of applicable dues as may from time to time be prescribed for the various categories of membership by the Club. Membership dues are payable in advance as set forth herein. Members acknowledge that payment of applicable dues is required in order to use the Club Facilities.
10.2. Charges. The Club will approve the rate of charges for guest fees and all items of food, beverage, merchandise or other goods and services sold at the Club to Members, and to the Spouses, Children, and guests of Members. Each Member will be obligated to pay such charges for the goods and services purchased by such Member, and by the Member’s Spouse, Children, and guests. The Club reserves the right, in its sole discretion, to establish spending minimums, and to increase or decrease the amounts of such spending minimums, if established.
10.3. Statement and Payments. Monthly statements are
closed on the last day of each month and normally mailed, emailed or posted online to the Club’s website within five (5) working days thereafter. Payment is due and must be received at the Club (not merely postmarked) by the last day of the month in which the statement is mailed. A late charge, in an amount to be determined by the Club from time to time, will be added to all outstanding balances not paid each month. A Member may elect to have his or her membership dues and charges paid electronically by ACH or charged to his or her credit card account, subject to the applicable convenience fees. Individual arrangements must be made in writing with the accounting department of the Club. Notwithstanding the foregoing, the Club may place any Member on a cash basis for any or all services otherwise provided for credit, at any time, at the Club’s sole discretion.
10.4. Maintenance of Member Charge Accounts. In the event that the information provided on a Member’s Membership Application with regard to credit card accounts becomes incorrect for any reason, including, but not limited to, expiration due to passage of time or closure of accounts, the Member shall provide to the Club’s accounting department whatever data is necessary to update such information. All Members must maintain at least one (1) valid credit card account against which certain delinquent accounts may be charged as set forth below.
10.5. Assessments. At any time and from time to time, the Club may, except as otherwise expressly required herein, levy operating assessments against the Members to cover operating deficits or to levy capital assessments for expenditures and reserves for maintenance, replacement and acquisition of buildings, equipment and other capital assets of the Club (as distinguished from dues, which afford Members the right to utilize the Club Facilities). Capital assessments proposed for the purpose of permitting the Club to acquire additional facilities require the affirmative vote or written consent of at least sixty percent (60%) of the votes permitted to be cast by the Members.
10.6. Past Due, Delinquency and Suspension of Privileges. Effective management of accounts receivable at the Club is important to the Club and necessary to protect the rights and privileges of every Member. Accordingly, it is necessary to institute the following policies with regard to those Members who do not maintain their accounts in a timely manner:
(a) After notifying a Member either by email, mail or telephone that his or her Club Account is past due thirty (30) days, his or her charging privileges may be suspended;
(b) Any Member whose Club Account becomes delinquent, which is defined as being over sixty (60) days past due, may be denied charging and usage privileges until it is brought current. The Member will be notified by email, mail or telephone, and the fact of this delinquency may be posted on various bulletin boards at the Club;
(c) A Member whose Club Account has become delinquent under paragraphs (a) or (b) above, and who desires to continue to have charging privileges, may, at the discretion of the Club, (i) place funds in escrow with the Club, or (ii) authorize the Club to charge all purchases and charges to the Club Account to the Member’s credit card; and
(d) In the event that a Club Account becomes more than ninety (90) days delinquent, the Club may suspend all rights and privileges of the membership, including, but not limited to:
(i) the right of the Member, and the Spouse, Children and guests of the Member, to use the Club Facilities,
(ii) the right to reissuance of the membership as set forth in Section 9.6, and
(iii) the right to refunds as set forth in Section 9.7. Such suspension shall not prejudice or affect in any manner the right of the Club to use all legal remedies necessary to collect such delinquent indebtedness. The Member shall be responsible for any and all costs of collection including but not limited to attorneys’ fees. The Member shall indemnify the Club against all third party claims on fees paid to the Club on their behalf.
10.7. Crediting of Account. All bills must be paid in full. Any Member with questions regarding his or her statement should contact the accounting department and any credits due the Member will be credited on the following month’s statement. A credit may never be taken against any refund of the Initial Capital Contribution portion of the Joining Contribution.
10.8. Frequent Delinquency. In the event that a membership becomes frequently delinquent, defined as more than sixty (60) days past due three (3) times in any 12-month period, all rights and privileges of the membership shall be suspended; however, such suspension shall not prejudice or affect in any manner the right of the Club to use all legal remedies necessary to collect such delinquent indebtedness.
10.9. Returned Checks. Members shall be charged an additional returned check fee on their statement for any checks returned from the bank. The Club will set this fee annually.
ARTICLE 11. INFRACTIONS AND DISCIPLINE
11.1. Violations. The Club may suspend or otherwise discipline any Member for committing any violation of these Bylaws or the House Rules, for conduct unbecoming a Member, for any offense by the Member, or by the Member’s Spouse, Children, and/ or guests, against the best interests of the Club or for other good and sufficient cause as determined by the Club. Such discipline may include the denial of usage rights to any Member, or Spouse, Child or guest of a Member.
11.2. Suspension. A Member who has been suspended pursuant to these Bylaws shall be required to pay monthly dues, spending minimums and assessments following the effective date of suspension, and no portion of any fee or monthly dues previously paid by a suspended Member shall be refunded or prorated due to a suspension of a membership. During the period of suspension, the Member, and the Member’s Spouse, Children, and/or guests, shall have no right or privileges to use the Club Facilities pursuant to the membership or as the guest of another Member. A suspension may be lifted at such time as the Club obtains satisfactory assurance any violations will not be repeated.
11.3. Procedure for Suspension. A written notice of suspension shall be delivered by mail to the suspended Member. Upon suspension, the Member and the Member’s Spouse, Children, and guests, shall thereafter have no rights or privileges to use the Club Facilities. Suspension does not prejudice or affect in any manner the Club’s right to use all legal remedies available to collect any delinquent indebtedness.
11.4. Hearing Following Suspension. The following procedures shall be made available by the Club in order that suspended Members may be afforded an opportunity to have their situation reviewed and all circumstances taken into account:
(a) The Member may request a review hearing, which will be held before the Board of Directors or a designated representative of the Club. The Member’s request for a hearing must be delivered to the Club within fifteen (15) days following the date upon which the Club mails the notice of suspension to the Member; and
(b) The review hearing will be conducted within thirty (30) days from the date that Member’s request for the hearing is delivered to the Club. The Member may attend in person or by representation. Following such hearing, the Board of Directors or designated representative of the Club will make every effort to reach a mutually acceptable

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resolution. In the event such a resolution is not reached, the decision of the Board of Directors or designated representative of the Club is final and binding.
(c) Notwithstanding anything to the contrary detailed above, a Member whose membership is suspended based upon the failure to maintain his or her membership in good standing by fulfilling all financial obligations in a timely manner shall not be entitled to a hearing.
11.5. Procedure for Other Discipline. A written notice shall be prepared and mailed to the Member within five (5) business days of the violation, describing the violation, noting all parties involved, and specifying the action taken by the Club. A copy of the notice will be placed in the Member’s file.
11.6. Reinstatement of Privileges. A request for the reinstatement of membership privileges may be honored, at the Club’s discretion, subject to the suspended Member’s bringing the Club Account current, including the payment in full of all dues, spending minimums and assessments accruing prior to and during the period of suspension. In the event a Member is reinstated, all privileges of Membership will be reinstated as well.
ARTICLE 12. MEETINGS OF MEMBERS
12.1. Place of Meetings. All meetings of Members shall be held at any place within or without the State of Michigan which may be designated either by the Board of Directors (pursuant to authority hereinafter granted to said Board), or by the written consent of a majority of Members entitled to vote thereat, given either before, at or after the meeting and filed with the Secretary of the Club; provided, however, that no change in place of the meeting shall be made within fifteen (15) days prior to the date on which an election of Directors is to be held.
12.2. Annual Meetings. The annual meetings of Members shall be held at 9:00 a.m. on Labor Day Monday or such other day in September as determined appropriate by the Board of Directors. The business to be transacted at the meeting shall be determined by the Directors and limited to such business that is properly brought before the meeting.
(a) If the election of Directors shall not be held in September of any year, or at any adjournment of that meeting, the Board of Directors shall call a special meeting of the Members as soon as possible thereafter. At the meeting, the election of Directors shall take place. The election and any
other business transacted shall have the same force and effect as at an annual meeting.
(b) In the event the annual meeting is not held in September of any year, and if the Board of Directors has not called a special meeting as provided in Section 12.2(a) by December 1 of the year in question, then a majority of the Members may call the meeting, and at that meeting the Members may elect the Directors and transact other business with the same force and effect as at an annual meeting.
12.3. Notice and Purpose of Meetings; Waiver. Each Member of record entitled to vote at any meeting shall be given in person, or by mail, or by e-mail, written or printed notice of the purpose or purposes, and the time and place within or outside the State of Michigan of every meeting of Members, including the annual meeting. Notice shall be delivered not less than ten (10) days nor more than sixty (60) days before the meeting. If sent by mail or e-mail, it should be directed to the Member at the address last shown on the books of the Club. No publication of the notice of the meeting shall be required. A Member may waive notice of any meeting by attendance, either in person or by proxy, at the meeting or by a written waiver signed either before or after the meeting. Attendance at a meeting for the express purpose of objecting that the meeting was not lawfully called or convened shall not, however, constitute a waiver of notice. Except where otherwise required by law, notice need not be given of any adjourned meeting of the Members.
12.4. Special Meetings. Special meetings of the Members, for any purpose or purposes whatsoever, may be called at any time by the Chairman of the Board of Directors, the Board of Directors, or upon the written request of ten (10) or more Members who are entitled to vote. Notice of such special meetings shall comply with the provisions of Section 12.3.
12.5. Adjourned Meetings and Notices Thereof. Any Members’ meeting, annual or special, may be adjourned to any other time and place by the vote of a majority of the Members, present either in person or by proxy at the meeting, or by any Officer entitled to preside or to act as secretary of such meeting, whether or not a quorum is achieved. In the absence of a quorum, corporate business may not be transacted at such meeting. When any Members’ meeting, either annual or special, is adjourned for thirty (30) days or more, notice of the adjourned meeting shall be given as in the case of an original meeting, and otherwise, it shall not be necessary to give any notice of an adjournment or of the business to be transacted at an adjourned meeting, other than by announcement at the meeting at which such
adjournment is taken.
12.6. Voting. Only those Members with voting rights (i) listed on the membership records of the Club on the day ten (10) days prior to any meeting of Members, and (ii) in good standing, shall be entitled to vote at such meeting. Members may exercise their vote through a proxy appointed by a written instrument signed by the Member or by a duly authorized attorneyin-fact. Such vote may be viva voce or by ballot; provided, however, that all elections for Directors must be by ballot upon demand made by a Member at any election and before the voting begins. When an action, other than the election of Directors, is to be taken, it shall be authorized by a majority of the votes cast by the Members entitled to vote thereon, unless a greater majority is expressly required by the Articles of Incorporation or the laws of Michigan. Only those Members twenty-one (21) years of age or older may vote on matters relating to alcoholic beverages. Notwithstanding the above, only Equity Members shall be permitted to vote on matters related to the sale or dissolution and liquidation of the Club.
12.7. Quorum. A meeting of the Members may not be conducted unless a quorum is achieved at that meeting. The presence in person or by proxy of thirty percent (30%) of Members entitled to vote at any meeting shall constitute a quorum for the transaction of business. If a quorum is not achieved at any particular meeting, the meeting will be adjourned and may be rescheduled for any time at least fortyeight (48) hours later than the adjourned meeting. A Member’s participation in any meeting of the Members by conference telephone, internet based conference or similar communications technology by which all persons participating in the meeting may communicate with each other shall constitute participation in person. The names of the participants in the communication shall be divulged to all participants.
12.8. Order of Business. The order of business to be conducted at meetings of the Members is as follows: First, to determine whether a quorum is achieved; Second, to determine that proper notice of the meeting was provided to the Members or such notice was duly waived; and Third, to attend to the business of that meeting, as set forth in the notice of that meeting. Meetings of the Members will be conducted by the most senior Officer of the Club who is attending that meeting. Meetings will be conducted according to any generally recognized manual of parliamentary procedures. Minutes of each meeting of the Members will be prepared by the Club.
12.9. Action Without Meeting. Any action which, under the laws of Michigan, may be taken at a meeting of
the Members, may be taken without a meeting if authorized by a writing signed by all of the persons who would be entitled to vote upon such action at a meeting, and filed with the Secretary of the Club.
12.10. Proxies. Every person entitled to vote at a meeting of the Members or execute a consent or dissent to an action without a meeting of Members shall have the right to do so either in person or by one or more agents authorized by a written proxy executed by such person or such person’s duly authorized agent and filed with the Secretary of the Club; provided that no such proxy shall be valid after the expiration of three (3) years from the date of its execution, unless otherwise provided in the written proxy.
ARTICLE 13. INDEMNIFICATION OF OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS
13.1. Indemnification of Claims Brought by Third Parties. The Club shall indemnify a person who was or is a party or is threatened to be made a party to any threatened, pending, or completed action, suit, or proceeding, whether civil, criminal, administrative, or investigative and whether formal or informal other than an action by or in the right of the Club, by reason of the fact that the person is or was a Director, Officer, employee, nondirector volunteer, or agent of the Club, or is or was serving at the request of the Club as a Director, Officer, partner, trustee, employee, nondirector volunteer, or agent of another foreign or domestic corporation, business corporation, partnership, joint venture, trust, or other enterprise, whether for profit or not for profit, against expenses including attorneys’ fees, judgments, penalties, fines, and amounts paid in settlement actually and reasonably incurred by the person in connection with the action, suit, or proceeding if the person acted in good faith and in a manner the person reasonably believed to be in or not opposed to the best interests of the Club, and with respect to any criminal action or proceeding, if the person had no reasonable cause to believe that the conduct was unlawful. The termination of any action, suit, or proceeding by judgment, order, settlement, conviction, or upon a plea of nolo contendere or its equivalent shall not of itself create a presumption that the person did not act in good faith and in a manner which the person reasonably believed to be in or not opposed to the best interests of the Club and, with respect to any criminal action or proceeding, had reasonable cause to believe that the conduct was unlawful.

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13.2. Indemnification of Claims Brought by or in the Right of the Club. The Club shall indemnify a person who was or is a party to or is threatened to be made a party to a threatened, pending, or completed action or suit by or in the right of the Club to procure a judgment in its favor by reason of the fact that the person is or was a Director, Officer, employee, nondirector volunteer, or agent of the Club, or is or was serving at the request of the Club as a Director, Officer, partner, trustee, employee, nondirector volunteer, or agent of another foreign or domestic corporation, business corporation, partnership, joint venture, trust, or other enterprise whether for profit or not against expenses including actual and reasonable attorneys’ fees and amounts paid in settlement incurred by the person in connection with the action or suit if the person acted in good faith and in a manner the person reasonably believed to be in or not opposed to the best interest of the Club. However, indemnification shall not be made for a claim, issue, or matter in which the person has been found liable to the Club unless and only to the extent that the court in which the action or suit was brought has determined upon application that, despite the adjudication of liability but in view of all circumstances of the case, the person is fairly and reasonably entitled to indemnification for expenses which the court considers proper.
13.3. Enforcement of Indemnification Provisions. To the extent that a Director, Officer, employee, nondirector volunteer, or agent of a Club has been successful on the merits or otherwise in defense of an action, suit, or proceeding referred to in Sections 13.1 or 13.2, or in defense of a claim, issue, or matter in the action, suit, or proceeding, the successful party shall be indemnified against expenses including actual and reasonable attorneys’ fees incurred in connection with the action, suit, or proceeding and in any action, suit, or proceeding brought to enforce the mandatory indemnifications provided in this Article 13.
13.4. Approval of Indemnification. An indemnification under Sections 13.1 or 13.2, unless ordered by a court, shall be made by the Club only as authorized in the specific case upon a determination that indemnification of the Director, Officer, employee, nondirector volunteer, or agent is proper in the circumstances because the person has met the applicable standard of conduct set forth in this Article 13. This determination shall be made in any of the following ways:
(a) By a majority vote of a quorum of the Board consisting of Directors who were not parties to the action, suit, or proceeding.
(b) If the quorum described in Section 13.4(a) is not obtainable, then by a majority vote of a committee of Directors who are not parties to the action. The
committee shall consist of not less than two (2) disinterested Directors.
(c) By independent legal counsel in a written question.
13.5. Partial Indemnification. If a person is entitled to indemnification under Sections 13.1 or 13.2, for a portion of expenses including attorneys’ fees, judgments, penalties, fines, and amounts paid in settlement but not for the total amount thereof, the Club may indemnify the person for the portion of the expenses, judgments, penalties, fines, or amounts paid in settlement for which the person is entitled to be indemnified.
13.6. Advancement of Expenses. Expenses incurred in defending a civil or criminal action, suit, or proceeding described in Sections 13.1 or 13.2, may be paid by the Club in advance of the final disposition of the action, suit, or proceeding upon receipt of an undertaking by or on behalf of the Director, Officer, employee, nondirector volunteer, or agent to repay the expenses if it is ultimately determined that the person is not entitled to be indemnified by the Club. The undertaking shall be by unlimited general obligation of the person on whose behalf advances are made but need not be secured.
13.7. Other Rights of Indemnification. The indemnification or advancement of expenses provided in this Article 13 is not exclusive of other rights to which a person seeking indemnification or advancement of expenses may be entitled under the Articles of Incorporation, Bylaws, or a contractual agreement. However, the total amount of expenses advanced or indemnified from all sources combined shall not exceed the amount of actual expenses incurred by the person seeking indemnification or advancement of expenses.
13.8. Former Agent. The indemnification provided in this Article 13 continues as to a person who ceases to be a Director, Officer, employee, nondirector volunteer, or agent and shall inure to the benefit of the heirs, executors, and administrators of the person.
ARTICLE 14. DISSOLUTION AND LIQUIDATION
14.1. Dissolution and Liquidation. If at any time a majority of the Board of Directors concludes that the purposes of the Club cannot be fulfilled, then the Board of Directors may, by resolution approved by a majority of the Board of Directors, take such actions as may be required voluntarily to dissolve the Club and liquidate its assets in accordance with the Act. In the event that there are assets remaining after the payment of all debts, liabilities, and obligations of the Club, the Equity Members in good standing will be entitled
to receive their ratable share (determined by the Board of Directors on the basis of their membership classifications and the Initial Capital Contributions in effect for each membership classification immediately prior to dissolution) of such remaining assets.
ARTICLE 15. MISCELLANEOUS PROVISIONS
15.1. Corporate Seal. If the Club has a corporate seal, it shall have inscribed thereon the name of the Club and the words “Corporate Seal” and “Michigan.” The seal may be used by causing it or an electronic image to be affixed, impressed or reproduced in any other manner.
15.2. Financial Matters. All of the Club’s financial instruments and documents including, but not limited to, checks, drafts, bills of exchange, acceptances, notes or other obligations or orders for the payment of money shall be signed by the person(s) as designated by the Board of Directors.
15.3. Method of Giving Notices.
(a) Any notice required by statute or by these Bylaws to be given to the Directors, or to any Officers of the Club unless otherwise provided herein or in any statute, shall be given by mailing to such Director or Officer at his or her last address as the same appears on the records of the Club, and such notice shall be deemed to have been given at the time of such mailing. Notwithstanding the foregoing, notice may be provided to a Director or Officer by e-mail if such Director of Officer consents to delivery by e-mail in writing to the Club, and such notice shall be deemed to have been given at the time it was transmitted.
(b) Any notice to be given by the Club to a Member may be mailed or otherwise delivered to that Member at the address which the Member lists on his or her application for membership, unless that address has subsequently been changed by notice delivered to the Club as provided for in this Section. Notice to a Member is effective at the time of personal delivery or, if mailed, on the first regular mail delivery day at least three (3) days after the notice is delivered, postage prepaid, to the United States Postal Service. Notwithstanding the foregoing, notice may be provided to a Member by e-mail if such Member consents to delivery by e-mail in writing to the Club, and such notice shall be deemed to have been given at the time it was transmitted.
(c) Any notice to be given by a Member to the Club or the Club may be mailed or otherwise delivered to
the Club at that address listed below, or such other address as the Club or the Club may subsequently designate by notice delivered to the membership as provided for in this Section. Notice to the Club is effective upon its receipt by the General Manager.
BAY HARBOR YACHT CLUB
4300 Vista Drive Bay Harbor, Michigan 49770
Attention: General Manager
Telephone: (231) 439-2110
Facsimile: (231) 439 2111
15.4. Inspection of Books. A Director may inspect and copy the books and records of the Club kept by the Secretary and the Treasurer at all reasonable times and only under such procedures and conditions as may be determined from time to time by the Board of Directors.
15.5. Independent Corporation. The Members recognize and acknowledge that the Club is an independent corporation chartered under the laws of the State of Michigan, to whom the Members will solely look and who is solely responsible for the obligations and liabilities of the Club recited herein, arising hereunder, or in any manner related to the transactions contemplated hereby. The Members further recognize and acknowledge that no other entity or entities, including (i) any developers, (ii) any landowners, (iii) any individual, or (iv) any corporation affiliated with the Club which may form, organize, provide services to, provide loans and funds to, negotiate for, provide personnel to, make representations on behalf of, and from time to time take actions on behalf of or for the benefit of the Club, by direct dealings with the Members or those acting for them, is in any manner liable or responsible for the obligations and liabilities of the Club, whether recited herein, arising hereunder, or in any manner related to the transactions contemplated hereby, including, but not limited to, the refund of the Initial Capital Contribution portion of the Joining Contribution.
15.6. Binding Effect, Indemnification. In consideration of the rights and privileges of membership, each Member agrees, on his or her own behalf, and on behalf of his or her Spouse, Children, and guests, to be bound by these Bylaws and the House Rules. Furthermore, each Member agrees (i) to hold all developers, landowners, and all other employees and agents harmless, (ii) to indemnify the same, and (iii) to provide a defense by counsel, of the Club’s choosing, from any claim, liability or loss which results from or is connected with any violation of these Bylaws or the House Rules by the Member or his or her Spouse, Children, or guests, or any dispute arising from membership.

AMENDED AND RESTATED BYLAWS
15.7. Release and Disclaimer. While using the Club Facilities or participating in Club events, whether on or off the premises, Members, and the Spouses, Children and guests of Members, are charged with the responsibility of using proper judgment and caution at all times. The Club assumes no liability for injuries or illness caused to or incurred by any Member, or a Member’s Spouse, Children, or guest, or other user, or for damage to property resulting from the use of the Club Facilities. Consequently, any Member, or any Spouse, Child, or guest of a Member, or any other person who uses or accepts the use of any of the Club Facilities or services, or engages in any athletic contest, exercise or other Club activity, either on or off the premises, does so at his or her own risk and shall hold the Club, its Officers, Directors, employees and agents, harmless from any injury, illness, damage, claim, or liability resulting from such use or engagement.
15.8. Personal Property. Each Member, Spouse, Child and guest is responsible for his or her own personal property. The Club is not responsible for lost property or articles stolen from anywhere on the Club premises and specifically disclaims any such responsibility. Personal property left by any person on the Club premises and not claimed within thirty (30) days may be disposed of by the Club without notice. No bailment is intended, nor created, by the preceding sentence.
15.9. Closure of Club Facilities. The use of the Club Facilities may be modified or otherwise restricted as deemed necessary by the Club. Membership does not create any presumption that the Club Facilities or services that are now or hereafter available will continue to be available in their current state or condition. The obligation to pay dues is not dependent on the availability of all the Club Facilities or the frequency of use. Tournaments, special events, repair, maintenance and/or construction or remodeling of any of the Club Facilities, governmental mandates and/or other occurrences may make it necessary for the Club to change the hours of use, or to restrict the use of one (1) or more of the Club Facilities, or to close all or a portion of the Club Facilities temporarily. The Club will not reduce or suspend dues during the time when the Club Facilities, in whole or in part, are not available. The Club reserves the right, in its discretion, to refuse use of the Club Facilities by any person at any time.
15.10. Reciprocal Agreements. At any time and from time to time the Club may enter into reciprocal use agreements with other clubs that are located at least fifty (50) miles from the Yacht Club. The terms and conditions of these agreements (including without
limitation whether any fees will be payable for reciprocal use) will be determined by the Club in its sole discretion. At any time and from time to time the Club may terminate any reciprocal use agreements. The Club may also enter into an agreement with the Bay Harbor Golf Club that would permit Members to use the dining facilities at the Bay Harbor Golf Club.
15.11. Membership Categories. The Club, at all times, retains the full right to modify categories of membership and the right to revise any or all of the membership privileges applicable to any membership category, by action of the Board of Directors.
15.12. Liability for Damage. Each Member is liable for any damage to any of the Club Facilities or any person caused by the Member or by the Member’s Spouse, Children, or guests. Payment is due immediately upon presentment to the Member of a statement for costs.
15.13. Associations. The Club disclaims any responsibility and accepts or incurs no liability for the activity of any association. No association rules or policies may be contrary to or in conflict with these Bylaws or the policies established by the Club.
15.14. No Agency. No Member or any person participating in any activities of the Club shall have the authority, express or implied, to act on behalf of or as an agent for the Club.
15.15. Amendment, Entire Agreement. The Club’s Membership Application and these Bylaws, as presently enacted or hereafter amended, constitute the entire agreement between each Member and the Club. None of these documents, nor the rights and obligations they create, may be modified, amended, enlarged, or revised orally or by any party other than a written amendment adopted by the Club.
15.16. Membership Charges. All Joining Contributions, deposits, dues, fees, charges and assessments, whether paid annually, monthly or otherwise, are determined solely by the Club. The Club reserves the right, in the future, to change the amount of any Joining Contributions (including the Initial Capital Contributions and Initial Operating Contributions), deposits, dues, spending minimums and charges. Membership in good standing is conditioned upon prompt payment, in full, of all such Joining Contributions, deposits, fees, dues and charges as assessed by the Club. A Member may be subject to disciplinary action, including forfeiture of membership, for failure to meet his or her financial obligations. The schedule of Joining Contributions (inclusive of the Initial Capital Contributions and Initial Operating Contributions), deposits, dues, spending
minimums and charges in effect at any given time is contained in a classification table available for review at the membership office.
ARTICLE 16. DEFINITIONS
16.1. Act. The term “Act” shall mean the Michigan Nonprofit Corporation Act, as may be amended from time to time.
16.2. Annual Member. The term “Annual Member” shall mean a Member who holds an Annual Membership.
16.3. Annual Membership. The term “Annual Membership” shall have the meaning set forth in Section 7.1(b)(3).
16.4. Articles of Incorporation. The term “Articles of Incorporation” shall mean the Articles of Incorporation for Bay Harbor Yacht Club, as may be amended from time to time.
16.5. Authorized Entity. The term “Authorized Entity” shall have the meaning stated in Section 7.1(b)(4)
16.6. Bay Harbor. The term “Bay Harbor” shall mean the approximately 1,100 acre residential community located in Resort Township, Emmet County, Michigan known as “Bay Harbor.”
16.7. Board of Directors. The term “Board of Directors” or “Board” shall mean the board of directors of the Club.
16.8. Boater Member. The term “Boater Member” shall mean a Member that holds a Boater Membership.
16.9. Boater Membership. The term “Boater Membership” shall have the meaning set forth in Section 7.1(b) (9).
16.10. Bylaws. The term “Bylaws” shall mean these Amended and Restated Bylaws for the Club, as may be amended from time to time by the Club, at the Club’s discretion.
16.11. Children. The term “Children” or “Child” shall mean the unmarried children of a Member, or of a Member’s Spouse, who are under twenty-four (24) years of age and attending school full-time.
16.12. Club. The term “Club” shall mean Bay Harbor Yacht Club, a Michigan nonprofit corporation.
16.13. Club Account. The term “Club Account” shall mean an account established by the Club in each Member’s name, to which Club fees and charges incurred by the Member, and by the Member’s Spouse, Children and guests, may be charged.
16.14. Club Facilities. The term “Club Facilities” shall mean the real property owned by the Club, and all improvements thereon, including, but not limited to, the clubhouse with restaurant and fitness center, a
swimming pool, platform tennis courts, a beach, and docks.
16.15. Corporate Member. The term “Corporate Member” shall mean an Authorized Entity that holds a Corporate Membership.
16.16. Corporate Membership. The term “Corporate Membership” shall have the meaning set forth in Section 7.1(b)(4).
16.17. Deeded Members. The term “Deeded Members” shall have the meaning set forth in Section 6.3.
16.18. Designee. The term “Designee” shall mean an individual who is an owner, member, shareholder, partner, officer, director, trustee, beneficiary or bona fide employee of a Member who is approved for membership privileges by the Club and entitled to use the membership. In the event a Member proposes an individual who is not approved by the Club for Designee status, the Member shall propose an alternative.
16.19. Director. The term “Director” shall mean a member of the Board of Directors.
16.20. Equity Member. The term “Equity Member” shall mean a Member who holds an Equity Membership.
16.21. Equity Membership. The term “Equity Membership” shall mean a Regular Membership, a Founding Membership or an Invitational Membership. Each Equity Membership represents an ownership in the Club and includes, among other things, a right to vote on matters submitted to a vote of the Members, and the right to a portion of the proceeds upon dissolution and liquidation of the Club in accordance with Article 14.
16.22. Founding Member. The term “Founding Member” shall mean a Member who holds a Founding Membership.
16.23. Founding Membership. The term “Founding Membership” shall have the meaning set forth in Section 7.1(a)(2).
16.24. Honorary Founding Member. The term “Honorary Founding Member” shall mean each of the three (3) individuals named in Section 7.1(b)(1) who hold an Honorary Founding Membership.
16.25. Honorary Founding Membership. The term “Honorary Founding Membership” shall have the meaning set forth in Section 7.1(b)(1).
16.26. Honorary Member. The term “Honorary Member” shall mean a Member who holds an Honorary Membership.
16.27. Honorary Membership. The term “Honorary Membership” shall have the meaning set forth in

Section 7.1(b)(2).
16.28. House Rules. The term “House Rules” shall mean those rules, regulations, policies and procedures, designated and as may be amended from time to time by the Club.
16.29. Immediate Family. The term “Immediate Family” shall mean a Member’s Spouse and Children.
16.30. Initial Capital Contribution. The term “Initial Capital Contribution” shall mean the portion of the Joining Contribution paid to the Club by the Member in order to acquire membership in the Club, as determined in the discretion of the Board, as adjusted from time to time. Each Member acknowledges and agrees that (i) all Initial Capital Contributions (as well as capital assessments) shall be segregated from the Initial Operating Contributions (as well as operating assessments); (ii) all Initial Capital Contributions shall be restricted solely for the use of capital improvements and capital expenditures of the Club; and (iii) such Member’s intent is to make a capital contribution to the Club.
16.31. Initial Operating Contribution. The term “Initial Operating Contribution” shall mean the portion of the Joining Contribution paid to the Club by the Member in order to acquire membership in the Club, as determined in the discretion of the Board as increased or decreased from time to time. Each Member acknowledges and agrees that all Initial Operating Contributions shall be segregated from the Initial Capital Contributions (as well as capital assessments). Notwithstanding the foregoing, the Board is permitted to set the Initial Operating Contribution at an amount equal to zero for some or all categories of membership.
16.32. Invitational Member. The term “Invitational Member” shall mean a Member who holds an Invitational Membership.
16.33. Invitational Membership. The term “Invitational Membership” shall have the meaning set forth in Section 7.1(a)(3).
16.34. Joining Contribution. The term “Joining Contribution” shall collectively mean the combined total of any Initial Capital Contribution and any Initial Operating Contribution payable in order to acquire a membership in the Club. The Joining Contribution shall be determined solely by the Board and shall be non-refundable except as expressly provided otherwise in these Bylaws.
16.35. Legacy Member. The term “Legacy Member” shall mean a Member who holds a Legacy Membership.
16.36. Legacy Membership. The term “Legacy Membership” shall have the meaning set forth in
Section 7.1(b)(5).
16.37. Mandatory Member. The term “Mandatory Member” shall have the meaning set forth in Section 6.3.
16.38. Master Deeds. The term “Master Deeds” shall mean any and all Master Deeds related to Property and recorded in Emmet County Register of Deeds.
16.39. Member. The term “Member” shall mean any applicant who is accepted for membership as a member of the Club, in any membership category or classification offered in accordance with these Bylaws and who has paid the applicable Initial Capital Contribution.
16.40. Membership Application. The term “Membership Application” shall mean that Membership Agreement and Application signed by the Member and by the Club indicating approval of an applicant for membership.
16.41. Membership Card. The term “Membership Card” shall have the meaning set forth in Section 6.4.
16.42. Membership Interest. The term “Membership Interest” shall mean a Member’s membership interest in the Club, regardless of the membership classification.
16.43. Membership Year. The term “Membership Year” shall mean each twelve (12) month period beginning on May 1st and ending as of the immediately succeeding April 30th.
16.44. Merchant Member. The term “Merchant Member” shall mean a Member who holds a Merchant Membership.
16.45. Merchant Membership. The term “Merchant Membership” shall have the meaning set forth in Section 7.1(b)(6).
16.46. Non-Equity Member. The term “Non-Equity Member” shall mean a Member who holds a NonEquity Membership.
16.47. Non-Equity Membership. The term “Non-Equity Membership” shall have the meaning set forth in Section 7.1(b).
16.48. Non-Resident Member. The term “Non-Resident Member” shall mean a Member who holds a NonResident Membership.
16.49. Non-Resident Membership. The term “Non-Resident Membership” shall have the meaning set forth in Section 7.1(b)(7).
16.50. Property. The term “Property” or “Property in Bay Harbor” shall mean (i) real property that is located in Bay Harbor (including without limitation a condominium unit that is an individual building site or a condominium unit that is located in a building
that is built upon property located in Bay Harbor) and (ii) any docks that are located in Bay Harbor Lake and that are a part of any condominium projects established by Bay Harbor Company and that have been designated by Bay Harbor Company as “Property.”
16.51. Regular Member. The term “Regular Member” shall mean a Member who holds a Regular Membership.
16.52. Regular Membership. The term “Regular Membership” shall have the meaning set forth in Section 7.1(a)(1).
16.53. Spousal Member. The term “Spousal Member” shall have the meaning set forth in Section 9.6(g).
16.54. Spouse. The term “Spouse” shall mean the current, legal spouse of a Member; or, if a Member is unmarried and lives in the same household with another natural person who is eligible to become the legal spouse of that Member, the Member may designate that natural person as his or her Spouse.
16.55. Winter Member. The term “Winter Member” shall mean a Member that holds a Winter Membership.
16.56. Winter Membership. The term “Winter Membership” shall have the meaning set forth in Section 7.1(b) (8).
ARTICLE 17. AMENDMENTS AND ADDITIONS
17.1. Amendment. These Bylaws may be amended, repealed, altered, or restated at any time, in whole or part, by action of the Board of Directors; provided, however, that if any proposed amendment is material, then the amendment will not be effective unless that amendment is approved by more than one-half of the Members.
17.2. Announcement of Amendment. Amendments to these Bylaws may be announced either by publication in the Club’s newsletter or by posting on a Club bulletin board.
Approved by the Club the 15th day of August, 2001. Amended the 12th day of December, 2001. Amended the 16th day August, 2003, 16th day of April, 2004, 7th day of August, 2004, 7th day of October, 2006 and 23rd day of March, 2007 and the 23rd day of October, 2008, and the 18th day of December, 2009. 1st day of November, 2012 and 26th of July 26, 2013 and the 14th day of April, 2014. Amended the 7th day of September 2015 and the 27th day of 2016. Amended the 21st day of June, 2017 and the 10th of November of 2017 and the 30th of September of 2020. Amended the 18th day of December, 2020 and 25th day of February, 2022 and the 28th day of April, 2023


Effective as of May 1, 2026

ARTICLE 1: PURPOSE
The purpose and objective of Bay Harbor Yacht Club (the “Club”) is to operate as a private yacht club for the social and recreational benefit of its members, and their families, guests, and invitees. By authority vested in Section 3.1 of the Bylaws of the Club (the “Bylaws”), the following rules and regulations governing the use of the Club Facilities (these “Club Standards”) have been approved by the Board of Directors and are effective May 1, 2024, until further notice. These Club Standards supersede and revoke all club rules previously in force and are binding upon all classes of Members. The words used herein shall have the same meaning as set forth in the Bylaws, as they may be amended from time to time, unless the context shall require otherwise.
ARTICLE 2: GENERAL
2.1.
Hours of Operation
The Club’s days and hours of service shall be determined by the Club considering the season of the year and other circumstances and are subject to change. The hours of operation shall be posted in the clubhouse and published in the newsletter. The business office is open from 9:00 a.m. until 5:00 p.m., Monday through Friday.
2.2. Conduct
All Members, and their Spouses, Children, and guests, shall abide by all the Bylaws and these Club Standards. Parents are responsible for the conduct of their Children at all times. Children under twelve (12) years of age are not permitted on the Club premises unless accompanied by a parent or guardian. Members are responsible to ensure that their guests comply with the Bylaws and the Club Standards.
Any Member, Spouse, Child, or guest who conducts himself or herself in an unbecoming manner or who knowingly violates any Club policy or rule may be denied service by the Club and/or be sanctioned as provided in the Bylaws and these Club Standards.
2.3. Discipline
The General Manager is required to notify the Board of any violation of the Club rules. The Board reserves the right to discipline any Member who violates Club rules in accordance with the provisions of the Bylaws and Club Standards. Sanctions include, but are not limited to, fines, restitution, and letter of censure and suspension of privileges.
2.4. Food and Beverages
All food and beverages consumed at the Facilities must be purchased through the Club and may be consumed only in
areas designated by the Club, except for approved snacks on the beach.
The Food and Beverage Minimum policy is as follows: The minimum year is from May 1 until April 30 of the following year for most membership types. The minimum year for Boater Members is from May 1 until October 31, with October 31 as the deadline for minimum purchases. and the minimum year for Winter Members is from October 1 until May 31, with May 31 as the deadline for minimum purchases. All food and beverages charges (excluding take-out wine) apply toward the minimum charge. Sales tax, gratuity, and service charges do not apply.
2.5. Alcoholic Beverages
No alcoholic beverages shall be served or consumed at the Club Facilities in violation of Michigan law. The Club staff has been instructed to enforce all state liquor regulations, including the following:
a) Gambling is not permitted in the clubhouse.
b) No alcoholic beverages purchased outside of the Club shall be brought into or consumed within the Club Facilities by Members, Spouses, Children, or guests. The exception to this rule, unfinished bottles of wine purchased in the dining rooms may be recorked and taken home. The Club has a takeout Beer and Wine license and can also provide cocktails to-go.
c) Members, Spouses, Children, and guests under the age of twenty-one (21) may not consume beverage alcohol on the Club premises.
d) Intoxicated persons will not be served alcoholic beverages.
e) Minors may not sit at the bar.
2.6. Members’ Accounts
Food and beverage charges, purchases, equipment rentals, and other charges incurred by a Member, Spouse, Child, or guest shall be billed to the responsible Member’s Club Account. Members shall sign for all purchases using their Club Account number. Spouses and Children shall sign their own name and the name and Club Account number of the Member. Only Members, Spouses, and unmarried Children under the age of twenty-four (24) and attending school full-time, may sign for charges. Guests may sign for charges on a Member’s Club Account only with the prior written approval of the Member.
Equity Members’ accounts must be in good standing for their children or grandchildren (Legacy Members) to have privileges in the Club. If an equity member’s account is suspended, the Legacy member will also be suspended from privileges in the Club.

CLUB STANDARDS
All expenses including costs and attorneys’ fees, incurred by the Club for checks returned by the Member’s bank shall be borne by the responsible Member.
The Yacht Club bills on a monthly cycle. To avoid finance charges, payment must be received in the business office by the last day of each month.
2.7. Club Equipment
No property or furniture of the Club shall be removed from the room or other area in which it is placed without the prior approval of the Club. No Club property shall be loaned or removed from the Club Facilities without prior written permission from the Club.
A Member shall be responsible for damage to Club property resulting from misuse by the Member, or by his or her Spouse, Children, or guests. All repair or replacement costs will be charged to the responsible Member.
2.8. Traffic and Parking
Access to the Club is through the Yacht Club gatehouse entrance on US 31. Guests must be registered prior to their arrival and must give their name and the name of the sponsoring Member to the gatehouse guard upon their arrival.
All Members, Spouses, Children, and guests must observe all speed limit and parking requirements. Vehicles shall be parked only in appropriate parking spaces and in strict observance of any traffic regulations that may be established.
Members and guests are prohibited from parking on Shores Drive to gain beach access. Vehicles which are parked in reserved, restricted, or unmarked areas may be removed at the expense of the responsible Member.
• Club and Lange Circle Drives: Located at the front entrances of the Clubhouse and Lange Center Ballroom. Automobile parking is not permitted in the circle drive of the Clubhouse or Lange Center at any time. Electric Vehicles are permitted to park in one single lane closest to the clubhouse or Lange Center, allowing unhindered drop-off access to the front entrance of the Club.
• Shores Circle Lot: Located at the corner of Shores Drive and Vista Drive, primarily used for beach access. Designated for day use only. Overnight and long-term parking is prohibited.Violators will be towed to the upper Vista Court lot at the owner's expense.
• Vista Drive Lot: Located across the street from the Clubhouse and Lange Center Ballroom, primary parking lot for all visitors. Designated for short-term parking only. Overnight and long-term parking is
prohibited unless prior approval from the GM or Harbormaster. Violators will be towed to the upper Vista Court lot at the owner's expense.
• Upper Vista Court Lot: Located at the Racquets Center. Designated for day use visitors to the racket complex, and with prior permission from Yacht Club GM or Harbormaster, overnight and long-term parking on the west end of the Vista Court Lot located closest to the Main Gate entrance.
Recreational vehicles (“RVs”), and mopeds, minibikes, allterrain vehicles, boat trailers, cargo trailers, jet skis, are not permitted at the Club Facilities without the prior permission of the Yacht Club General Manager or the Harbormaster.
Motorcycles, bicycles, and scooters (motorized and nonmotorized) shall be restricted to parking areas only and are subject to the same rules and regulations as other vehicles. Scooters must park in or near the bicycle racks. Rollerblades, skateboards, roller skates, ice skates are not permitted anywhere on the Yacht Club property.
2.9. Bay Harbor Communitiy Low Speed Vehicles
Approved vehicles within Bay Harbor Community are those that are able to legally be classified as Low Speed Vehicles. Examples of those vehicles include GEM, Moke, Garia and select ClubCar. It is best to speak with Jessica Cusson at Bay Harbor Company to confirm that the vehicle you are thinking of purchasing is allowed in Bay Harbor. The following Rules and Regulations apply to all LSV models, and in addition are governed by the Michigan Vehicle Code. Both are enforceable by the City of Petoskey, Department of Public Safety.
a) All models must be registered with Bay Harbor Company. Contact Association Coordinator, Jessica Cusson at 231.439.2512
b) All models must be classified as a Low Speed Vehicle. Max speed of 25 mph.
c) All models are subject to the Michigan Vehicle Code*, including use of seat belts.
d) All drivers must have a valid driver’s license to operate an LSV.
e) Owners must maintain liability insurance for LSV use on Bay Harbor roadways.
f) Business advertising is prohibited on LSV’s, only a logo is acceptable.
g) Any modifications to the original factory vehicle must be in good taste, not offensive.
h) Required Safety Equipment for LSV’s:
1. Vehicle must be electric, max speed 25 mph.
2. Street legal: headlights, taillights, brake lights, turn signals, windshield wiper.
parking brake, rear view mirrors, reflex reflectors.
3. Three-point seat belts for all passengers.
4. Safety glass windshield, rear and side windows.
5. Speed controllers installed by manufacturers cannot be removed or modified.
i) Areas within Bay Harbor where LSV access is prohibited:
a. Bay Harbor Lake Marina Docks.
b. Bay Harbor Golf Course.
c. Little Traverse Wheelway, non-motorized trail along US-31.
d. LSV Moke, GEM, and select ClubCar are allowed on the waterfront walk, in front of Bay Harbor Yacht Club. Only GEM vehicles are allowed on the Yacht Dock Piers.
e. Parking not permitted on the north and south lawn panels in front of NOMAD and Brandy's.
j) State license plates are not required within Bay Harbor.
k) Prohibited vehicles on Bay Harbor property: ATV, ORV, Golf Carts, Side-by-Sides, Dirt Bikes, Mini Bikes
2.10. Solicitation
The membership roster may not be released to any nonmember and may not be used for any commercial purpose. No advertisement, solicitation, petition, or notice shall be distributed or posted at the Club Facilities without the prior approval of the General Manager. No business activity or solicitation of any kind shall be conducted at the Club Facilities without the prior approval of the Club. Charitable and other solicitation of the membership may only be made by specific Board authority.
2.11. Pets
Pets (except for Service Animals) are not permitted in the clubhouse or in outdoor food service areas. Pets are not allowed on the beach during operating hours and must be always leashed and under the control of their owner while on the beach and other Yacht Club property. Each owner must clean up after their pet. Members are responsible for any damage or injury caused by an animal owned by, or brought upon the Club Facilities by, such Member, his or her Spouse, Children, or guests.
2.12. Firearms/Fireworks
Firearms, lethal weapons, and ammunition are not permitted in the clubhouse or anywhere else on the Club property. Fireworks are permitted only in areas designated for fireworks displays and only when authorized by the Club.
2.13. Controlled Substances
Controlled substances (as defined by state and federal law), other than those prescribed by a physician for medical reasons, are not permitted on Club property. The sale, exchange, or unlawful use of a controlled substance on Club property is prohibited. Persons found to be under the unlawful influence of a controlled substance while on the
Club premises will be engaged in conduct detrimental to the best interests of the Club and shall be subject to disciplinary action.
2.14. Publicity
The Club is a private club whose recreational and social activity are intended for the benefit of its members and guests. Accordingly, the Club neither seeks nor welcomes publicity outside of the membership about its activities. Inquiries from the media concerning the Club, its Members or practices shall be directed to and solely responded to by the General Manager or other Board- designated representative. No other Member or Club employee shall discuss Club events, policies, rules, bylaws, or affairs with the media.
If members of the press or other media are guests of Members of the Club, they shall be advised by the Members inviting them that the Club proceedings and happenings may not be reported and should not be made available for publication.
No Member or Club employee shall initiate, address, or solicit to the Club any communication intended to appear in any newspaper, periodical or other publication not directed solely to Members.
The use of photographic or video equipment in the clubhouse or on the Club premises for commercial or public consumption without the prior permission of the General Manager is prohibited. Release of pictures or stories to the press concerning Club activities, whether taken or obtained at a Club function or at a member’s home, is prohibited. However, at the discretion of the Board of Directors or the General Manager, permission may be granted to take pictures at a party or function in the Club on the assurance that they are for the personal use of the Member hosting the party.
All external marketing efforts must be approved the Board of Directors.
2.15. Smoking
The clubhouse is a smoke-free facility. Cigarette and e cigarette smoking is allowed only in designated areas on the outside of the Club. Cigar Smoking is not permitted in smoking areas.
2.16. Prohibited Activities
The Club shall have the right and power to prohibit any games, sports, or other activities which it may, in its determination, consider harmful to the interests of the general membership and/or the Club. Activities prohibited on all Club property include, without limitation, ice skating, roller skating, rollerblading, and skateboarding. Scooters (motorized and non-motorized) are also prohibited on

CLUB STANDARDS
Club property. Diving and swimming from the Yacht Docks into navigable areas is prohibited. To promote maximum boating and child safety, sailboats, kayaks, and paddleboats may not enter Yacht Dock areas.
2.17. Personal Property
Each Member, Spouse, Child, or guest is responsible for his or her own personal property. The Club is not responsible for lost property or articles stolen from anywhere on the Club premises and specifically disclaims any such responsibility. Personal property left by any person on the Club premises and not claimed within thirty (30) days may be disposed of by the Club without notice.
2.18. Guest Privileges
During the peak season (May 1 - September 30), all member guests must be checked in by a BHYC member in good standing. Members must stay on Club property while guests are utilizing Club amenities, unless noted below. No registration or guest fees will be assessed to member guests, unless noted below.
Member Grandchildren Attending Junior Camp: The only fee that applies is the daily camp fee. Members do not need to accompany their grandchildren at Junior Camp.
Wellness Center Guests: All member guests who use the Wellness Center amenities throughout the year will pay a daily fee of $15 per guest. Wellness Center guests do not have to be accompanied by a member. All member guests wanting to use the Wellness Center must be registered in person at the Wellness desk.
Racquets Center Guests: All member guests joining members to utilize the Racquets Center are limited to two guests. Guests are not permitted at member-only events including, but not limited to, Dink and Drink, Coffee and Donuts, and Round Robin.
Member Adult Children (age 24 and older): Adult children and grandchildren who may want to gain further access to club facilities, please investigate joining as a Legacy member. A Legacy Membership is equivalent to a full membership and includes the member’s spouse/partner, and any children/dependents ages 23 or younger, who live at home or attend school full-time. More information is available by contacting our Membership department for eligibility and pricing.
Guest Check-In Policy
Members must check-in at the venue their guest(s) wants to use and stay on Club property while guest(s) utilize amenities. Members do not have to stay with their guests at the amenity the guest chooses to utilize. Members are required to have a profile image on file for staff to confirm
the member.
Unaccompanied Immediate Family Guest Program: Members may request to purchase an unaccompanied, seven day guest pass for immediate family members during the months of June, July or August. Passes are limited to two times (a maximum of 14 total days) within a calendar year. Those participating are subject to the Club’s guest policy (noted above) and the following: Registration: Must be submitted by the member 72 hours prior to arrival. Member guests docking their boat in the member’s slip are subject to BHYC’s Short Term Slip Renter Policy.
Resort Fee: $250 per family in June or August or $500 per family in July. Allows immediate family guests full, unaccompanied privileges to the Club for up to seven consecutive days, including access to the Club’s amenities, programming, and events.
Guest Card: Immediate Family Guests will be assigned a temporary member number/card for identification during their weekly visit.
Payments: The resort fee and any club charges (including activity and event fees) incurred by the Immediate Family Guest will be charged to the member’s account. Guests have the option to pay for their purchases at the point of sale with a credit card. The 3% convenience fee applies. Immediate Family Guests registered under this program will not incur a daily guest fee for gym use. Gym use is included within the amenity privileges.
Yacht Dock Guests – Guests who stay on the Yacht Dock will be extended guest privileges by paying a slip rental fee to Bay Harbor Yacht Docks and by paying a daily/weekly resort fee to Bay Harbor Yacht Club.
Each Yacht Dock Guest must complete a Bay Harbor Yacht Club Guest Authorization Form and obtain a guest card. A guest card will be necessary to gain access to the Club facilities and amenities. Payment for services will be by personal credit card.
Reciprocal Guests – Reciprocal Guests from approved Clubs will have dining privileges for up to three visits per calendar year. Reciprocal guests must make an advance reservation, register with the Membership office, and provide a current letter of introduction from their home club prior to arrival. Payment for services will be by personal credit card. Reciprocal Guests who stay at the Yacht Docks will be extended guest privileges by paying subject to the current Yacht Dock Guest Policies. Blackout dates apply June 26 through July 12, 2026 and December 26, 2026 through January 1, 2027. Additional blackout dates may apply.
Renter Guests – Short term renters in Bay Harbor may apply for guest privileges by paying a daily resort fee to Bay Harbor Yacht Club. Over five years, a maximum of two (2) trips in total are allowed (daily/weekly resort fee & determine cost). A BHYC Member renting their home as a business will not have privileges available for their renter. Long Term renter’s six months or more may apply for an Annual Membership.
During the off-season (October 1 - April 30), the Immediate Family Guest Program is not required for unaccompanied guests. Guests may use dining facilities and the spa unaccompanied, as long as the host member makes the reservation for their guest. Members need to add a note in the reservation process that the booking is for a guest with the guests' name. Fees may be charged to the member account, or the guest may pay by credit card. The Wellness Center maintains the same guest policy year-round.
2.19. Parties/Reservations
The Club wishes to encourage the use of the clubhouse and other Club Facilities by Members for private parties. All private functions must be hosted by a member who may or may not be present at the function. All private functions must be approved in advance by the Club. A Member must make a reservation with the Club for available dates and arrangements and must assume full responsibility for the party and for the conduct of such Member’s guests in accordance with the Bylaws and these Club Standards. A deposit shall be required at the time the reservation is made.
Private functions may not interfere with the service to the membership at large. The Lange Center is available for private parties and Member-sponsored special events, based on availability. The Club will cater private parties and Member-sponsored special events throughout the year, even when regular a la carte dining is not available.
If an unusual number of people are involved and/or whenever special service of any kind is desired, the Club shall establish guidelines regarding notice, operations, additional services, and hours. No performance by entertainers will be permitted at the Club Facilities without the permission of the Club. All decorations must be approved in advance by the General Manager. The Club requires the advance payment of a security deposit by the Member's guest who assumes responsibility for a private party. The Member sponsoring the party shall be responsible for any damage caused by the installation and removal of party decor.
2.20. Liability
Neither the Club, its Directors, Officers, or employees shall
be liable for any injuries to persons or damage to or loss of property involving Members, Spouses, Children, guests, or other persons on the Club premises. Each Member agrees to indemnify and hold the Club, its Directors, Officers, and employees harmless from and against, all claims made by their guests or invitees, occurring on the Club premises for personal injury, damage to, or loss of property not proximately caused by the gross negligence or willful or wanton conduct of Club employees.
The use of Club Facilities by a Member or other person shall constitute an acknowledgement of that person’s release of liability and waiver of claim. Each Member shall be legally and financially responsible for his or her acts or omissions, as well as those of his or her Spouse, Children, and guests. Each Member shall indemnify and hold the Club, and its Members, Directors, employees, representatives, and agents harmless from any loss, cost claim, injury or damage incurred by the Member, his or her Spouse, Children, or guests, or arising out of the conduct of the Member, Spouse, Children, or guests.
2.21. Membership Cards
A Membership Card is available on the BHYC App, and indicates the Member’s name, Club Account number, and the type of membership, and containing the name of the authorized user. Membership Cards shall be issued to each Member, and to the Spouse and Children of such Member. A Membership Card may not be used by any person other than the person to whom it is issued. Membership Cards are nontransferable. Printed, non-digital Membership Cards are available upon request.
2.22. Reservations and Cancellations
It is the responsibility of each Member to make reservations for dining or other use of the Club when appropriate. Reservations shall be in the name of the person requesting the reservation. The applicable Club Account number must also be given. Reservations shall be honored on a first come, first-served basis. Table location preferences will be assigned in the order in which reservations are received. Groups larger than 12 require advance notice and management approval. The Club has the right to refuse to seat a member who has no prior reservation when reservations are full. Reservations for dining will be held for only fifteen (15) minutes after the reserved time. Reservations for dining must be canceled by 4:00 p.m. on the day of the reservation.
Reservations for Club-sponsored parties must be canceled 48-72 hours in advance, or the Member will be charged the full event fee.
2.23.
Gratuities
A twenty percent (20%) Gratuity and a two (2%) mandatory

CLUB STANDARDS
service charge is added to all food and beverage checks.
2.24. Attire
Members and other persons using the Club facilities shall comply with the following rules of attire: If the policy is not followed, the Member or their guests’ may be asked to change. Alternative clothing is always available at the Club to purchase.
Dress Code for Dining Venues
Attire for men, women and children must be in good taste and appropriate for the season. It is expected that the Members and other persons will choose to dress in fashion befitting of the surroundings and atmosphere provided in the setting of the Club. It is also expected that Members will advise their guests of the dress requirements. From time-to-time exceptions to the dress rules may be made, as published by the club.
Bay View Dining, Winnie's Circle bar Marina Lounge, and Marina Lounge Patio/Traditional Appropriate Attire: In the above-mentioned indoor venues men are required to wear collared shirts. The exception is a dress non-screened “banded collar” shirt with short or long sleeves. Cotton “T-shirts” do not qualify as a dress shirt. Dress sandals and/ or shoes must be always worn in the clubhouse. “Tasteful” jeans and “Dress” shorts are permitted in the dining rooms. Hats must be removed while in the Bay View Dining, Winnie's Circle bar & Marina Lounge.
Grille Room, Quarter Deck and Beach House Appropriate Attire: Walking length casual shorts, “tasteful” blue jeans with no rips or holes, and sandals are allowed. Hats, shorts, jeans, T-shirts, cover ups, hats, flip flops are allowed. Men must wear shirts. Shoes are required. Bathing attire may only be worn in the pool and beach areas. Short shorts, cut-offs, tank tops, and similar clothing are not suitable attire in the Grille Room or Quarter Deck.
From October 1 until Memorial Day weekend more casual attire (après’ ski attire) will be permitted in all dining rooms.
Aquatics Attire: One- or two-piece bathing suits that provide appropriate coverage are permitted. Thong-style bathing suits are not allowed. Shirts or appropriate bathing cover-ups, along with footwear, must be worn in all areas beyond the beach and pool, including the Beach House and Quarter Deck. Attire should be in good taste at all times.
All attire with politically charged advertising are prohibited, unless worn for a specific private event approved by the General Manager and/or Board of Directors.
2.25. Mobile Phone Policy
Place phone on vibrate or silent when in the dining areas and fitness room. No speaking on mobile phones in any dining areas of the Club including the Quarter Deck and Beach House. No speaking on mobile phones in the Fitness Room or The Spa. If you do receive a call, please take the call outdoors. Texting and emailing from mobile devices are permitted in all areas of the Club including dining rooms. Mobile phone conversations are permitted poolside. See a staff member for a private location to conduct a conversation on your cell phone.
2.26. Club Services and Activities
The Club reserves the right to restrict the use of certain Club Facilities to the general membership from time to time due to Member-sponsored special events or private parties. The Club may sponsor various social, cultural, and recreational events in which all Members and their Spouses,
Children and guests may be invited to participate. Activities will be publicized in the weekly email of the Club.
2.27. Employees
In the interest of orderly management procedure and discipline, Members are not allowed to reprimand or issue orders to employees but are requested to report any employee incivility to the General Manager. Members are specifically requested to make suggestions to Department Managers or the General Manager for items that may be pertinent to the improvement of Club operations. All complaints or suggestions concerning employees must be transmitted to the General Manager.
Arrangements for services must be made through Club management. Employees on duty are not permitted to leave the Club premises on errands or for any other service for Members. Members must not request special personal services from the employees of the Club while they are on duty.
Absent prior approval of the Board or the General Manager, employees may not use Club facilities, and employees may not be invited as Members’ guests including Club sponsored events. It is Club policy to refrain from employing Members’ immediate family.
2.28. Unauthorized Entry
Maintenance and equipment buildings and other service areas are off limits to Members, Spouses, Children, and guests, unless accompanied by an authorized employee of the Club.
2.29. Delinquent Accounts
Effective management of accounts receivable at the Club
is important to the Club and necessary to protect the rights and privileges of every Member. Accordingly, the Board reserves the right to act against any Member whose Club Account is past due or delinquent in accordance with the provisions of the Bylaws and Club Standards. Such measures include, but are not limited to, late fees, interest, suspension of charging privileges, letter of censure, and loss of usage privileges.
ARTICLE 3: TENNIS, PLATFORM TENNIS, PICKLEBALL, AND BOCCE STANDARDS
3.1. Registration
All Members, Spouses, Children, and guests must register with the pro shop before playing tennis, pickle, platform, and bocce.
3.2. Hours of Operation
Weather permitting, the tennis, pickleball, platform, and bocce courts will be open daily from 8:00 a.m. until 8:00 p.m., May 22* through October 31, seven days a week. The platform tennis courts are open year-round from 8:00 a.m. until 8:00 p.m. and are for paddle tennis only. *Pickleball courts open on May 22 in 2026.
The tennis courts, pickleball courts, platform tennis courts, and bocce courts will be closed during inclement weather. All users are responsible for their own safety in any court area during hazardous weather conditions. While the Club will attempt to warn users and close the courts when conditions dictate, under no circumstances shall the Club be held liable for failing to warn users of hazardous weather conditions or the need to vacate any tennis court area.
The Club reserves the right to set aside designated court time during hours of operation for special events or programs, during which time use by Members may be restricted.
3.3. Rules of Use
Use of the tennis, pickleball, platform, or bocce courts is contingent upon compliance with the following rules:
Courts are not to be used when nets are lowered. Courts are not to be used for any purpose other than intended.
Members are afforded guest privileges in accordance with the guest policies noted in these Club Standards.
Children who are not playing tennis are not permitted to play within the tennis court enclosures.
U.S.L.T.A. rules apply to all tennis play. This is the same for the I.F.P for pickle, A.P.T.A for platform tennis, and B.S.A
for Bocce. Good sportsmanship is always required on the courts.
Members and guests are urged to familiarize themselves with the proper etiquette, which include the following:
No person shall enter or cross another court while a point is in play.
All persons requesting the return of a ball from another court should ask only when play on the court has halted. Players should not retrieve a ball from another court themselves.
Loud or quarrelsome conduct or profanity is prohibited on the courts. No obnoxious behavior will be permitted. Screaming is not considered to be acceptable behavior on or off the court in the spectator area.
If an injury occurs on courts, please contact BHYC management immediately.
Waiting players must use the Racking System that holds the paddles of interested players in the order in which they will be pulled to fill the next available open court.
Players are expected to exit the court once their game is completed unless there are no waiting players whose racquets are in the Racking System.
Please report any maintenance concerns to BHYC management.
Pickleball Paddle and Ball Approved List for Play at BHYC: Only the list of approved pickleball paddles and balls that are posted in the Pro Shop are eligible to be used on the Pickleball Courts. This list is dynamic and is updated frequently so this list is kept in the Pro Shop as it is monitored by management. If you don’t have an approved paddle with you, the Pro Shop has approved loaner paddles for your use.
The Director of Racquet Sports, General Manager, and any staff member have the authority to enforce all rules and regulations, to supervise the general conduct of all persons at the racquet courts, to maintain order, and to reprimand, restrict, discipline, and evict any individual not complying with the tennis, pickle, bocce, and platform tennis rules. Please report any violation of these rules to BHYC management.
3.4. Reservations
Names of all players are required for court reservations. Play during unreserved times shall be on a first come, firstserved basis, with the exception that those who have not

CLUB STANDARDS
previously played that day have priority over Members who already have played. Regardless of the type of reservation made, court time is to be restricted to two hours of play; In addition, the Club reserves the right to designate other times when play will be limited. Members may reserve courts online or by calling the Club up to seven (7) days in advance.
All players must register at the tennis courts at least ten (10) minutes before the scheduled starting time. If the party who has reserved a court fails to show for their reservation within 15 minutes of the start time, the reserved court will be considered open to any waiting Members for play. Court cancellations must be received at least twelve (12) hours before scheduled playing time. Players who do not notify the staff for court time or lessons may be charged a court fee, as determined in the discretion of the Club.
Children under the age of eighteen (18) may make reservations for courts in the same manner as adults. At the discretion of the Club, certain hours and courts may be reserved for adults only.
3.5.
Attire
Proper attire and regulation equipment are always required on the courts. No cutoffs, jeans, bathing attire, bare feet, or shoes other than proper footwear will be allowed on the courts. Shirts must be worn at all times. Proper and appropriate Pickleball athletic attire and shoes are required. Taking precautions by using appropriate shoes will reduce the chance of injury.
3.6. Tournaments and Clinics
The Club reserves the right to make the tennis, platform, pickleball, or bocce courts available for tournament and promotional play, at which time use by Members may be restricted. Except during special events, only members of the professional staff are permitted to render instruction at the Club. Lessons should be scheduled through the Racquets Pro Shop. Lessons must be canceled no later than twelve (12) hours prior to the start time. Members or guests who cancel within 12-hours of their lesson start time or no-show will result in a 100% fee for all scheduled lessons. The 100% fee will be charged to the member account with whom the reservation is held.
3.7.
Prohibited Activities
All hazardous activity on the courts is prohibited, including, but not limited to ice skating, roller skating, rollerblading, skateboarding, bicycling and scooters (motorized and nonmotorized). The cost of repairing any damage to the court surface resulting from such prohibited activity shall be charged to the responsible Member’s account.
No outside food or beverages other than water are
permitted on the courts. No glass containers are allowed on the courts. Smoking is prohibited on the courts and within the tennis, pickleball, platform, or bocce facilities.
Pets are not permitted in the court enclosures, under the pavilion, or inside the fenced area of the facilities. Members may walk their dogs past the facilities on the appropriately identified walkway.
Persons not playing should stay off the court surface. No game other than tennis, pickleball, platform or bocce may be played on the proper court Courts should be vacated promptly after the reserved playing time is over.
ARTICLE 4: CODE OF CONDUCT FOR USE OF THE CLUB BY MINOR CHILDREN
The aim of Bay Harbor Yacht Club is to be a friendly, caring, and welcoming environment for the member’s children and grandchildren to enjoy. To achieve this BHYC has developed some guidelines for children, parents, and staff. Safety is the number one objective of the Club. For the purpose of this document, minors are identified as under the age of 21.
• Respect one another including other members and staff. Good manners and etiquette are always expected.
• Respect all property including restrooms, locker rooms, pool, and dining areas.
• Parental Supervision is always required for children under the age of 12 when children are not involved in a club activity. There is a childcare provider list (ages 13 and older) at the Main Office. See Article 2.2 of the Club’s Club Standards.
• The Kid's Club will be available for children to use during designated hours. Children under the age of 12 using this room must be supervised by an adult or a childcare provider.
• Minors are not permitted to sit on bar stools at the bar in Winnie's Circle bar Grille Room, Quarter Deck, or Beach House. See Club Standard 2.5.
• All issues will be identified and reported to the Manager on Duty. Parents will also be contacted. An incident report will be recorded and a meeting between staff, parents and management will take place if needed. The goal is a positive outcome for all involved.
• Minors may bring guests when they visit the Beach, Pool and Wellness Center (if a certain age). Guests must be checked in by the member, in accordance with the Member Guest Policies noted in these Club Standards.
ARTICLE 5: AQUATICS STANDARDS
5.1. Registration
Guests must be checked in by the member, in accordance with the Member Guest Policies noted in these Club Standards.
All members and guests must check in to use the Pool and Beach with the attending aquatics staff at the amenity point of entry. All members of the party must be identified and recorded prior to entry into the water amenities.
5.2. Hours of Operation
The aquatics center will be open daily, weather permitting, from 7:00 a.m. until 8:00 p.m., from Memorial Day through Labor Day and open until 10:00 p.m. Fridays and Saturdays June 15-August 17, 2026. Lap swim is designated from 7:00 a.m to 9:00 a.m. daily. Please check the program calendar for additional programming restrictions.
The aquatics center will be closed during inclement weather. In the event of thunder or lightning, the pool will remain closed until twenty (20) minutes has elapsed since the thunder or lightning. All users are responsible for their own safety in the pool area during hazardous weather conditions.
While the Club will attempt to warn users and close the aquatics center when conditions dictate, under no circumstances shall the Club be held liable for failing to warn users of hazardous weather conditions or the need to vacate the aquatics center.
The Club reserves the right to set aside designated time during hours of normal aquatics operation for special events or programs, during which time use by Members may be restricted.
5.3.
Swimming Standards
Safety is number one. Lifeguards may or may not be on duty from 11:00 a.m. to 8:00 p.m. If there is no lifeguard on duty all person’s swim at their own risk. Persons under the age of thirteen (13) and all minors who are unable to swim are not permitted in the aquatics area unless accompanied by a parent or other person sixteen (16) years of age or older who agrees to assume responsibility for the child’s safety and behavior. Children using the main pool must be toilet trained; children are not allowed to wear diapers in the main pool. Any person who lacks control of defecation shall wear a water-resistant swim diaper and waterproof swimwear.
Diving is not allowed. Children under the age of eight (8) may use lifeguard-approved flotation devices but must
remain in the shallow end of the aquatics center. No other flotation devices may be used in the aquatics center, unless approved by the Club. Children in the splash pad must be under adult supervision.
Pool towels are available in the locker room. Locker room and swimming towels shall not be removed from the Club property. Daily lockers are issued on a first come, first served basis. Club locker room etiquette will be monitored and enforced. The Club is not responsible for any lost or stolen articles.
Dangerous conduct, including running and rough play, is not permitted. Wrestling, pushing, dunking, ball playing, and noisy or other hazardous activity will not be permitted in the pool area, including the locker rooms. Club employees shall have full authority to maintain order, reprimand, and discipline, restrict and evict any individual not complying with the pool and beach rules. Radios, televisions, and similar electronic devices may be listened to if played at a volume which is not offensive to other Persons. Snorkels, fins, masks, kick boards, weights, and inflatable devices are not permitted in the pool unless permission is obtained from the aquatics manager, or their use is required for a class. Balls, water balloons, Frisbees, and other flying objects are not permitted in the pool area.
No food or beverages are allowed unless served by the Club. Coolers are not allowed. Alcohol Beverage Control (DABV) prohibits the consumption of alcoholic beverages on the premises that have not been purchased from the Club. China, glass, drinking glasses and sharp objects are not permitted in the pool and beach areas. This includes lotions and creams in glass or shatterable plastic containers. Eating around the pool is retricted to designated areas and no food may be consumed within four feet of the pool. No smoking will be allowed at any time in or around the pool area. Animals, bicycles, and skateboards are restricted from the aquatics center.
Lifesaving and pool cleaning equipment should be used only for the purposes intended.
All Persons using the aquatics center shall be responsible for their own safety and shall be deemed to have assumed the risk of using the aquatics center, and agree, by their presence in these areas, that neither the Club, its Directors, Officers, or employees, shall be held liable for any loss, injury or death arising out of the use of the aquatics center.
All accidents that result in an injury, regardless of how minor, must be reported to the Club staff.
5.4. Illness, Medical Conditions
Persons are not permitted in the aquatics center if they

CLUB STANDARDS
have a cold, cough, fever, infection of any kind, skin rash, inflamed eye(s), or are wearing bandages. Swimmers with open cuts or sores are not permitted in the pool.
5.5. Attire
All Persons must wear suitable bathing attire while swimming; no cutoffs, jeans, or Bermudas will be permitted. Aquatics attire must be in good taste. Cover-ups must be worn while walking from the clubhouse to the aquatics center. Shoes must be always worn in the clubhouse. Club management has the authority to request a member or guest to change their attire if swimming attire is offensive to others. Bathers must shower before entering pool.
5.5. Swim Diapers
All infants toddlers, and any child who is not fully toilet trained must wear a properly fitted, water-resistant swim diaper together with waterproof swimwear while using the Aquatics Center, including the main pool, splash pad, any other water features. Standard diapers are not permitted in any pool or aquatic facility at the club. Parents and guardians are responsible for ensuring compliance with this requirement. In the event of contamination or other incident resulting from failure to comply with this policy, the Club reserves the right to assess the responsible Member for all, or a portion of the costs associated with the required pool closure, cleaning, sanitation, testing, and reopening.
ARTICLE 6: WATER SAFETY & BEACH STANDARDS FOR SAFETY & FUN
6.1. Beach and Water Safety
Bay Harbor Yacht Club is working in conjunction with the Bay Harbor Security Staff and Committees to ensure that significant procedures are in place for all Club venues and especially monitor members and guests who are using the beach, especially after the hours of operation. Emergency procedures have been developed for the Security Staff and Yacht Club Staff and training sessions are held each season to provide safety and security and a standard of care to members, guests, and staff.
Bay Harbor Yacht Club Lifeguards have been certified by the American Red Cross in lifeguarding, First Aid, CPR and AED (Automated external defibrillator) to ensure member and guest safety and protect lives. In addition, they prevent injuries by minimizing and eliminating hazardous situations, they enforce facility rules, recognize, and respond quickly and effectively to all emergencies, administer first aid, CPR and AED (Automated external defibrillator), and inform other lifeguards, facility staff and management when more help is needed.
Key staff and management of the Beach and the activities
program have been trained in First aid, CPR and AED (Automated external defibrillator). They are trained in the procedures for an emergency and are willing to assist whenever it is necessary.
6.2. Beach Standards and Regulations
a) Hours of Operation. The Beach will be open daily, weather permitting, from 11:00 a.m. until 8:00 p.m.
• The Beach area will be closed during inclement weather. In the event of thunder or lightning, the Beach will remain closed until twenty (20) minutes have elapsed since the thunder or lightning. All users are responsible for their own safety in the Beach area during hazardous weather conditions. While the Club will attempt to warn users and close the Beach when conditions dictate, users are responsible for their own safety and should adhere to the instructions by the Club staff.
• The Club reserves the right to set aside designated time during hours of normal Beach operation for special events or programs, during which time use by Members may be restricted.
b) Swimming Rules. Safety is number one. Lifeguards may or may not be on duty from 11:00 a.m to 7:00 p.m.. If there is no lifeguard on duty, all persons swim at their own risk. Persons under the age of twelve (12) and all minors who are unable to swim are not permitted in the Beach area unless accompanied by a parent or other person sixteen (16) years of age or older who agrees to assume responsibility for the child’s safety.
c) Dangerous conduct, including running and rough play, is not permitted. Wrestling, pushing, dunking, intentional breath holding contests, ball playing, and noisy or other hazardous activity will not be permitted in the Beach area. Club employees shall have full authority to maintain order and restrict any individual not complying with the Beach rules. Radios, televisions, and similar electronic devices may be listened to if played at a volume, which is not offensive to other Persons.
d) China, glass, drinking glasses and sharp objects are not permitted in the Beach areas. This includes lotions and creams in glass or shatterable plastic containers.
e) Lifesaving equipment should be used only for the purposes intended.
f) All injuries, regardless of how minor, must be reported to the Club staff.
g) Sailboats, Paddle Boats, Kayaks and Paddleboards are available for family use. Users under the age of eighteen (18) must have a signed waiver by a parent.. On days without adequate lifeguard coverage, the parent assumes responsibility. All
users must wear a life jacket regardless of age. The Club will use the Club safety boat when children under twelve use the boating equipment. Children ages eight and older (8+) can use paddleboats, paddleboards and kayaks in absence of a lifeguard. Children ages seven and under must be accompanied on watercrafts by a person 12 years and older. During busy times there is a thirtyminute limit on paddleboard use and one hour limit on the Precision Sailboat.
h) No boating or swimming is allowed east of the rock wall. All boaters must stay away from the docks! It is dangerous and not permitted. No diving or jumping is allowed off the docks.
i) All staff will be trained in boat safety. The Safety boat will shepherd children away from all piers and boat traffic.
j) As a courtesy to other Members and their guests, Members are asked to remove their belongings from under the umbrellas when they leave the Beach, even if they leave for a brief period of time.
k) Children will exercise great care while playing on the swing set and water inflatables.
l) Beach towels are available on the Beach and must be returned to the appropriate container.
m) All Persons using the beach areas shall be responsible for their own safety and shall be deemed to have assumed the risk of using the beach area, and agree, by their presence in these areas, that neither the Club, its Directors, Officers, or employees, shall be held liable for any loss, injury or death arising out of the use of the pool or beach areas.
n) No dogs allowed on the beach during hours of operation.
ARTICLE 7. THE SPA STANDARDS
7.1
Risk Factors
All members and guests receiving spa services and/or utilizing spa locker room amenities in any capacity do so at their own risk. Members and guests should be aware that extended use of steam rooms or water amenities may result in nausea, dizziness, fainting, injury or death. Members and guests are encouraged consult a physician before each use of the spa locker room amenities or receiving spa services.
7.2.
Hours of Operation
Spa hours of operation will be decided by Bay Harbor Yacht Club and will be based on season, time of year and other circumstances that are subject to change. The hours of spa operation will be posted in the clubhouse, member mobile app and website, and distributed in club communications.
7.3. Guest Usage
Guests of members may use spa locker room amenities only with receival of a spa service and must be accompanied by their host member. Members must schedule all guest services. Guests are also responsible for payment of any received spa service, service charge, or retail, unless otherwise requested by their host member.
7.4.
Limits of Liability
In addition to Risk Factors article 7.1, all members and guests receiving spa services and utilizing spa locker room amenities do so at their own risk and must complete a general liability waiver before entry on their first visit. Once a liability waiver is signed after the first visit, it is the responsibility of all members and guests to update the service provider, spa front desk reception and Spa Director of any changes in medical background that may impact the wellbeing or health of team members or themselves. All members and guests release Bay Harbor Yacht Club and their team members from any and all claims, loss of property, damages, injury, or liability of any kind.
7.5. Cancellation
Spa service cancellations, edits, or reschedules must be made 24-hours prior to the service start time. Members and guests who cancel or reschedule within 24-hours of the service start time, regardless of circumstance, or no-show will result in a 100% fee of the scheduled service price. In addition, members who don't show will also be charged the standard 20% service charge. This article also includes guests of members and the charges for such fees will be applied to the host member account.
7.6. Age Policy
Members and guests between the ages of 13-17 (young adults) may receive spa services with a parent or guardian that is also receiving spa services. Young adults may use spa locker room amenities only with receival of a spa service and must be accompanied by a parent or guardian. Young adults are asked to be considerate when in the spa and spa locker room amenities.
7.7. Outside Services and Products
Spa services are to be conducted by Bay Harbor Yacht Club team members. All contractors, team members and service providers not employed by Bay Harbor Yacht Club are prohibited and not allowed within the spa department. In addition, members and guests are prohibited from providing their own products and supplies (lotions, creams, gels, skincare, etc.) to be used in service. Any member or guest that is concerned about the products used for service or product ingredients due to a medical concern must contact the Spa Director at least 48-hours before the service date so possible alternative accommodation can be made.

7.8. Proper Conduct
The Spa provides a relaxing and tranquil environment for members and guests. We do not allow disrespectful, unethical, or unsafe conduct toward other members, guests, team members, or property. Any member or guest engaging in such behavior or conduct will be asked to leave and any scheduled spa service will be charged in full, with a 20% service charge. In addition, any such behavior or conduct will be submitted to the General Manager for possible disciplinary action.
7.9. Locker Room Usage
Female members who are not receiving spa services during operating hours may use spa locker room amenities outside hours of operation. Female members may use locker room amenities Monday-Saturday between 8:00a.m. to 9:30 a.m. and 5:30 p.m. to 7:00 p.m. and Sunday between 8:00 a.m. to 9:30 a.m. Female members are asked to contact a team member from the Wellness Center for locker room access. Male members who are not receiving spa services during operating hours are welcome to use the steam room inside the Wellness Center during operating hours.
7.10. Mobile Phone and Electronic Devices
Mobile phones and other electronic devices may not be used in photographic or video mode in any part of the spa or spa facilities at any time. Mobile phones may only be used to make calls in the spa reception area. Mobile phones and other electronic devices may only be used for texting and music, with the use of headphones and dim light. Please be mindful and courteous when using mobile or electronic devices.
7.11. Scheduling and Arrival
Spa services may be scheduled by phone, email, or 24- hours in advance through the member app or online member website. Members and guests are asked to arrive at least 5-10 minutes prior to service start time to allow a comfortable check-in process. Members and/or guests who are late for their scheduled service may result in shorter treatment time, to be charged in full..
ARTICLE 8: WELLNESS CENTER STANDARDS
8.1. Risk
Members using the Wellness Center do so at their own risk. If you are injured while on the premises, please seek immediate assistance. First aid care will be provided, and an injury report will be made.
8.2. Member Check-In
Members must check into the facility at the receptionist desk located in the Wellness Center hallway upon each
visit. Dependents under the age of eighteen (18) may not check in guests without prior authorization from a primary member or their spouse, by calling the Wellness Center desk or emailing Wellness Center staff.
8.3.
Guest Policy
A guest is defined by any person who does not appear on the membership account. Dependents 24 and older who have aged out of membership will be considered guest. All guests must be checked into the Wellness Center by a member in good standing. All guests are subject to current guest fees, fees will be charged directly to the member’s account. Current guest fees are $15.
8.4.
Proper Conduct
We strive to uphold a family-oriented environment. As such, we always expect proper and respectful conduct on our premises. We do not permit disrespectful conduct toward other members, guests, employees (“Team Members”) or property, including but not limited to vulgar, profane, indecent, offensive, violent, hostile, aggressive, threatening, harassing, stalking, fraudulent, or other inappropriate conduct or communications. Please use provided wipes to clean general use areas of the fitness equipment after your use. Please see the Wellness Center desk for additional clarification.
8.5.
Boat Captains and Crews
Captains, crews, and boat guests of members in good standing will have unescorted Bathhouse and laundry privileges. The wellness facilities will be available for captains and crew members from 6:00 a.m. to 8:00 a.m. and 4:00 p.m. to 8:00 p.m. daily and will be subject to daily guest fees.
8.6.
Age Policy
Wellness Center users must be 16+ years old to use the free weights, cardio equipment, strength equipment and Peloton room. Children ages 13-15 are permitted to use this equipment under the supervision of a parent or BHYC training professional. Children under the age of 13 are not permitted anywhere on the gym floor. The Group Fitness Studio is open to families with children of all ages and must always be accompanied and supervised by an adult.
8.7.
Personal Trainers
Members are not permitted to use an outside personal trainer in the facility. Personal Training sessions must be canceled no later than 24 hours prior to the start time. Members or guests who cancel within 24-hours of their session start time or no-show will result in a 100% fee for all scheduled session. The 100% fee will be charged to the member account with whom the reservation is held.
8.8. Equipment Utilization
During peak utilization, please limit equipment use to 30 minutes.
8.9. Attire and Proper Hygiene
Attire and personal hygiene deemed to be offensive will not be permitted. Athletic attire is required in all wellness areas, unless specifically stated. Shirts are to provide adequate coverage. No bare midriff shirts or sports bra may be used in place of shirts. Footwear should be closed toed, athletic shoes. Exceptions to footwear apply only in specific group fitness classes. Bottoms must be adequate in length of at least mid-thigh. Please keep modesty in mind as it pertains to color and fit. Other specific attire situations will be evaluated on a case by case basis.
8.10. Smoking, Drugs, and Alcohol
Smoking, drug and alcohol consumption are not permitted anywhere in the wellness facility.
8.11. Illness
You may not enter the premises if you have a contagious illness that may be transferred through ordinary use of our equipment, services, or programs. You must cover exposed lesions or rashes and follow all posted signs and applicable rules or laws.
8.12. Animals
You may not bring any animals inside the clubhouse the premises unless it is a service animal performing its duties in the care of a person who requires its assistance. All exempt animals must be licensed, vaccinated and have identification tags (where applicable).
8.13. Mobile Phone and Device Usage
Mobile phones and other mobile devices may not be used in photographic or video mode in any locker room, rest room, steam room, massage or service rooms. Mobile phones may only be used to make calls in the main wellness hallway. Mobile phones may be used for texting and music. Headphones must be utilized for any training videos or business video calls. Be mindful of common courtesy and safety when using mobile devices on the wellness floor.
8.14. Our Standard of Excellence
In maintaining our standards of excellence, we appreciate your commitment to making this area safe and enjoyable for everyone. Please observe all posted rules and regulations.
9.1 Return Policy
Clothing apparel may be returned or exchanged within 14 days of purchase with a receipt and original retail tags in place. All non-apparel sales are final. All discounted merchandise sales (apparel and non-apparel) are final.

CHANGE OF NAME/ADDRESS FORM
TO: Bay Harbor Yacht Club 4300 Vista Drive
Bay Harbor, Michigan 49770
FROM: _ (Name of Member)
RE: Change of Name and/or Address for Membership Directory
We encourage you to make any changes to Member Information through our online portal. www.members.bayharb oryc.com
Please revise the Membership Directory of my new name and/or address as follows:
DEPENDANT NAME:
ADD NEW or REMOVE (circle one)
ADD NEW or REMOVE (circle one)
ADD NEW or REMOVE (circle one)
ADD NEW or REMOVE (circle one)
NEW ADDRESS: (Street) (City) (State) (Zip)
NEW HOME PHONE: (Area Code) (Number)
NEW CELL PHONE: (Area Code) (Number)
NEW EMAIL ADDRESS:
ec
Member Signature Date
Please contact Bay Harbor Yacht Club with any questions or additional comments. P: (231) 439-2100 F: (231) 439-2111 E: bhyc@bayharboryc.com



