9-14-21 Weekly Prospector

2020 2021 Retirement, Retirement, Trust & Estate Trust & Estate Planning Planning

©

VOL. 45, NO 8 • TUESDAY, SEPTEMBER 14, 2021 SEATON PUBLISHING COMPANY, P.O. BOX 7, SPEARFISH, SD • 605-642-2761

INSIDE NOW!

Read the Inserts: • Bomgaars • Deadwood Chamber • Fall Real Estate & Home Improvement Prospector online @ Guide • Fleet Farm • Grocery Mart • Lueders • Lynn’s Dakotamart • Menards • Safeway www.bhpioneer.com Some inserts are designated for certain areas. Not all Prospectors contain every insert.

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Page 2A, Tuesday, September 14, 2021

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

31ST A N N UA L

The Weekly Prospector

31

st

ANNIVERSARY CELEBRATION

FREE FRIDAY, SEPT. 17 MUSIC STARTS AT 5:30PM FEATURING: > Tuff Roots > The Uprooted Band ft.

Michael Glabicki of Rusted Root > Kitchen Dwellers

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WIN $58,500 In Promo Play!

September 3rd-19th Fridays & Saturdays: 7:00 pm - 11:00 pm Sundays: 2:00 pm - 5:00 pm Win $1,000 on the Hour & $500 every 1/2 Hour in Promo Play Giveaways Qualifying is EASY... Actively use your Gold Club Players Card while playing your favorite slot machine and you could win one of the promo play giveaways!

www.firstgold.com • 605-578-9777 • 1-800-274-1876

The Weekly Prospector 102 Personals DOMESTIC/SEXUAL VIOLENCE 24-Hour Crisis Line, Butte/ Lawrence/ Harding Counties: 605-6427825 or 1-800-9992348. Sturgis Shelter: 605-347-0050 or 1800-755-8432. All Calls Confidential.

103 Community Events GUN SHOW Sat. Sept 18 9:00AM-5:00PM and Sun Sept 19 9:00AM2:00PM. CIVIC CENTER, Rapid City,SD Admission $5.00 daily. For information call 605209-1166

Professional 200 Services ATTENTION CONTRACTORS. Print your Blueprints right here in Spearfish. 24” x 36” starting at $5 each. Same day service if order is placed by 10am. Call 605-642-2761 or stop by the Black Hills Pioneer printing plant. 315 Seaton Circle, Spearfish, or e - m a i l u s : bigprints@bhpioneer. com Log On Anytime

www.bhpioneer.com

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

Tuesday, September 14, 2021, Page 3A

PIPELINE PLASTICS HIRING Production Manager. The Production Manager is reEND OF SEASON IN- PART TIME HELP- 4 sponsible for daily D O O R Y A R D S A L E hours a week, flexible Full-Time Help activities within the 402 KOA Office- 41 W High- hours/schedule. Mainly Wanted plant including producway 14. 9/18, 9AM- yard work. $16 an hour. tion functions, plant or4PM. T-shirts, miscel- Call 605-642-5362 THE BUTTE COUNTY ganization, housekeeplaneous hardware, novEqualization and Planelty items, etc., all store P A R T - T I M E H O M E - ning Office has an im- ing. Responsible for sale at 25-50% off (ex- MAKER/Aide position mediate opening for an plant personnel – hiring, cluding alcohol and available. Could work Office Manager. DATE employee development, rocks). Everyone Wel- into full-time. Excellent POSTED: 08/24/2021 terminations, disciplinopportunity to work inary actions. Apply come dependently and make DEADLINE: Opened un- www.pipe.us/careers or your schedule work for til filled HOURS: 40 1 0805 U S Hw y 212 Visit bhpioneer.com you. Must be 18 yrs or hours per week M-F. Bel le F ou rche. today! o l d e r , h a v e a v a l i d For Full Job description W hitewood Garage drivers license, reliable please go to https:// 306 transportation and like www.buttesd.org/emSales working with all types of ployment or stop by the LEWIE'S SALOON & MOVING SALE. 813 people in their home Butte County Adminis- EATERY is looking for Pine Street, Whitewood. environment. Call 800- trative Building located Co ok s and S erv er s .

Sat. 9/18 Noon - 4PM. 989-3738 for more in- at 117 5th Ave, Belle $1000 signing bonus.

Sun 9/19 8AM - Noon. formation.

Fourche, SD 57717. Easy menu, 30/40 hr a Goods include: HouseB u t t e C o u n t y i s a n week, P/T and F/T Limhold, electronic, toys, The Weekly Prospector equal opportunity af- ited positions available.

- The easiest way to collectibles, tools, outfirmative action employ- Apply in person at 711 S. Main St., Lead. hunt for bargains door, kitchen, and er. more.

303

307

Spearfish Garage Sales

Sundance Garage Sales

MULTI-FAMILY GARAGE SALE 9AM-6PM on Saturday Sept. 25th 403 E Alden Street (back of the house) Sundance, Wyoming.

Kitchen items, Men’s Western Clothing, Kids Clothing, Small kitchen appliances,Garden tools, Saws, Antiques Galore, Lawn equipment, Spurs, Chaps, Pictures/Frames, Many Miscellaneous Items!

The Black Hills Pioneer is now accepting applications for

Full Time Circulation/Mailroom

Applicant must have a valid driver's license, be able to lift 50 lbs, have great attention to detail and ability to locate addresses. Applicant will work with machinery inserting advertisements on a production line, prep publications for daily delivery and help deliver newspapers in and around Spearfish. Benefits include health insurance, 401K, paid holidays, paid vacation time and paid sick leave. 40 hours per week, pay DOE.

Send resume to: circulation@bhpioneer.com or to PO Box 7, Spearfish, SD 57783

605-642-2761

401

Part-Time Help Wanted

THE CLASSIFIEDS WORK FOR YOU IN PRINT & ONLINE

Minerals Technologies

Couer Wharf Mine in Lead, South Dakota is looking for enthusiastic, dedicated and hardworking candidates for the open positions listed below.

• Haul Truck Driver - Full Time • Process Technician - Full Time • Assay Lab Technician - Temporary • Welder - Temporary Visit http://coeur.com/company/careers/ to read the complete job descriptions and apply directly online.

ACCEPTING APPLICATIONS FOR

ALL DEPARTMENTS FULL-TIME & PART-TIME

Colony WY Facility

READY TO WORK FOR A SAFETY MINDED COMPANY THAT CARES ABOUT YOU?

We offer competitive wages, excellent benefits, paid vacations, 401K and opportunities for advancement.

TRUCK DRIVERS

Current CDL with doubles/triple and tanker endorsement or be able to obtain, clean MVR, 3 years truck driving experience preferred. Must be able to perform truck driving tasks safely and do pre-op and post-op inspections, drive in all weather conditions, pull double trailers and tankers safely, do all paperwork required. Drivers are home every night. Wage ranging from $60k-$75k.

Schedule is 10-12 hour work days, 5 - 6 days a week, typically no Sundays. A full benefits package is offered which includes $520 annual wellness credit, up to $1,000 annual bonus potential, medical, dental, & vision insurance, 401 K savings plan, short term disability & life insurances, paid holidays, personal & sick days, vacation, and educational assistance programs.

Interested applicants can request an application or submit a resume to judy.kling@mineralstech.com, or mail resume to Minerals Technologies, Attn: Judy Kling – HR Dept., 10881 US Hwy 212, Belle Fourche, SD 57717.

www.silveradofranklin.com/about/work-for-us

Minerals Technologies Colony WY Facility

READY TO WORK FOR A SAFETY MINDED COMPANY THAT CARES ABOUT YOU?

HEAVY EQUIPMENT FIELD MECHANIC

Applicant requirement – CDL and Hazmat certification. Work inside/ outside year around maintaining, rebuilding and servicing heavy equipment and trucks. Must be physically able to perform mechanical and welding repairs, including the ability to lift and carry when removing and installing components (50-75 lbs). Will need own hand and air tools. Hourly rate DOE.

HEAVY EQUIPMENT MECHANIC

Mechanic performs any and all tasks associated with repairing wheel-scapers, dozers, loaders, motorgraders, backhoes, excavators, articulated haul trucks, skid steers, water pumps and generators. Repairs to the equipment will be conducted in or at shop facility, or out in the field using provided service truck. Must have own tools, current CDL and clean MVR. Individual must be safety minded. Starting wage $24-$28/hr DOE.

Stop In at 709 Main Street and fill out an application today or APPLY ONLINE!

TRUCK MECHANIC

Requirements: Knowledge of standard practices, materials, tools, truck repair equipment, knowledge of mechanical, electrical, air, brake, suspension systems, clean MVR and have own tools. Current CDL a plus, but not required. Applicant must have the ability to stand or walk for long periods of time, bend, kneel, lift up to 75 lbs., fill out daily paperwork and/or safety related documents. Pay rate depends on experience.

Schedule is 10-12 hour work days, 5 - 6 days a week, typically no Sundays. A full benefits package is offered which includes $520 annual wellness credit, up to $1,000 annual bonus potential, medical, dental, & vision insurance, 401 K savings plan, short term disability & life insurances, paid holidays, personal & sick days, vacation, and educational assistance programs.

Interested applicants can request an application or submit a resume to judy.kling@mineralstech.com, or mail resume to Minerals Technologies, Attn: Judy Kling – HR Dept., 10881 US Hwy 212, Belle Fourche, SD 57717.

PART-TIME HELP WANTED IN OUR

MAILROOM

Afternoon and evenings shifts approx.

10-15 hours/week. Must be at least 18 years old and have a valid driver's license and be able to lift 50 lbs.

Employees will work machinery inserting advertisements on a production line prepping publications for daily delivery and help deliver newspapers. Perfect for college students. Flexible hours.

For more information, call 605-642-2761 or 605-645-1879 and ask for Scott Trimble.

Page 4A, Tuesday, September 14, 2021

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

cense. It is essential to be able to pass a background check and preemployment drug test prior to employment.

Preference will be givTHE BUTTE COUNTY en to applicants with Highway Department experience operating a currently has an open- motor grader and heavy ing for a full time High- equipment. Applicaway Crew Maintenance tions may be acquired Worker. Great wage between 8:00AM and and excellent benefit 5:00PM at the Butte package. No matter the County Highway Adweather – guaranteed m i n i s t r a t i o n O f f i c e is located at 117 work. This person will which th Avenue, Belle SPEARFISH: CONbe required to operate 5 STRUCTION LABORER. light & heavy highway Fourche, SD. An applicFull-time. Framing to equipment and perform ation can be requested finish work. Wage DOE SPORTS BAR OPEN- maintenance and re- by calling 605-892starting at $15/hr. Call INGS! Diamond Lil's in pairs on county roads 4414. Please send reBarnett Custom Build- the Midnight Star is hir- and bridges. Some sume and application ing 605-645-0730. ing servers/bartenders! heavy lifting is required. to: Butte Co Hwy Dept.

A fun and fast paced at- J o b d u t i e s i n c l u d e %t hLori Johnston, 117 Check Us Out Online mosphere with great working outdoors in in- 5 A v e n u e , B e l l e www.bhpioneer.com people! Benefits pack- clement weather. Other Fourche, SD 57717. The age available. Apply in duties exclusive to the position will remai n person at the Midnight position will also be as- open until filled. Butte S t a r , 6 7 7 M a i n S t . , signed and required. County is an equal opDead woo d , or se nd Must possess a valid portunity, affirmative your resume or email to Class A South Dakota action employer.

Parks Maint/Forestry m a r k e t i n g @ t h e m i d - Commercial Driver’s LiTech #1975238 Pets & Pet cense. It is essential to nightstar.com 508 Care Giver #1975147 Supplies be able to pass a backDevelopment Director ground check and pre#1975132 employment drug test prior to employment.

Social Worker Program Preference will be givCoord #1975083 en to applicants with Pump Truck Operator experience operating a #1974986 motor grader and heavy Staff Engineer #1974945 equipment. ApplicaWorking Lead-Gas tions RESORT may be FAMILY! acquired JOIN THE FIRST GOLD GAMING between 8:00AM and #1974879 5:00PM at the Butte •• Plus 225 Other Job Listings County Highway Adin the Northern Hills Area •• ministration Office •• Funded by USDOL •• which is located at 117 See our daily listings at 5th Avenue, Belle www.sdjobs.org Full and Part-Time Fourche, SD. An applicFlexible Working Hours Great Pay! ation&can be requested by calling 605-892GREAT BENEFITS • EQUAL OPPORTUNITY EMPLOYER 4414. Please send re- BERNESE MOUNTAIN Spearfish Office, 1300 N. Ave. sume and application D O G p u p p i e s . C a l l ACCEPTING APPLICATIONS: Monday-Friday • 642-6900 Butte Co Hwy Dept. Melanie at 605-515Gold Club Center: 270 Main St.,to: Deadwood; on Facebook; Lori Johnston, 117 0778 ready October or online at www.firstgold.com •% 605.578.9777 • 800.274.1876 th 5 A v e n u e , B e l l e 11th.

Fourche, SD 57717. The Sporting & position will remain 509 Exercise Items open until filled. Butte County is an equal op- FOR SALE MAGNETIC portunity, affirmative Elliptical Stride. Brand action employer. new $150; small and easy to haul! Call 605642-3078 and leave a message

DENTAL ASSISTANT at AMANN DENTAL: looking for a mature, highly organized, multi-tasker with excellent communication skills to join our friendly and caring team. Experience with certification is preferred.

Competitive pay and great benefits. Drop off your resume' at our office or email to info@ spearfishdental.com

Happy is the home that shelters a friend ADOPT Sponsored by:

BISCUIT This light orange girl is approximately 10 months old and appears to have been left behind when her family moved. Biscuit is curious and grateful for food and shelter.

Shelter Tip of the Week: Check your pets’ collar regularly. Ensure it is snug but not oo tight to cause pain.

Put an ID on that collar too.

71 Charles Street Deadwood, SD 57732 578-2364 • 720-2608

Twin City Animal Shelter: 584-2480 & the Black Hills Pioneer: 642-2761

Commercial Driver’s LiThe Weekly Prospector

JAKE'S FINE DINING in the Midnight Star is hiring! Work with great people in a great atmosphere! Hiring cooks, pantry persons, dishwashers, servers, bussers, bartenders, host/hostess. Benefits package available. Apply in person at the Midnight Star, 677 Main St, Deadwood, or send your resume or email to marketing@ themid nighstar.com

MUSTANG SALLY'S IS now hiring servers. Apply in person at 634 Main St., Deadwood.

POSITIONS AVAILABLE:

HIRING ALL POSITIONS

Tired of working nights, weekends and holidays?!

Looking for a place that is fun, family oriented, and flexible?

We may have just the opportunity for you!

We want an outgoing, community minded person to join our successful advertising team.

If you are interested in helping provide print, web and digital marketing solutions to help businesses thrive in our area, apply with us today! Benefits include Health, Dental, Vision, 401K, paid time off and paid holidays.

Send letter and resume to sona@bhpioneer.com

514

Good Things To Eat

$100 ANGUS BEEF BUNDLES. 40% Hamburger, 40% Steaks & Ribs, 20% Roasts. 2 Yr old raised on grass, finished on corn. No Hormones, implants or antibiotics. Call 605-3426952 From letter copies to magazines! Call Black Hills Pioneer for all your printing needs

The Weekly Prospector

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

Tuesday, September 14, 2021, Page 5A

Since 1976 ... THE Choice of More Businesses than ANY OTHER! Page Tuesday, September 2021 PROSPECTOR Weekly Prospector Pg 2 6A,BLACK HILLS PIONEER14, | WEEKLY Retirement, Trust &The Estate Planning | 2021

What to leave out of a will

document with the chosen executor of your estate, so they have a recording to follow.

Here are other factors that should be handled individually rather than documented in your last will.

© Adobe Stock

DO NOT ARRANGE CARE FOR SPECIAL NEEDS PERSON

Another misconception that many err in is designating care instructions for a special needs person in their lives. Rather than directing the information into your will, consider opening a type of trust that directly benefits a specific loved one at the time of your death. Find out more about the options in your area by meeting with a trusted expert or your lawyer.

JOINT ACCOUNTS

If you share a joint account with someone else, typically at the time of one’s death, the funds are solely taken over by the survivor. The transfer is generally seamless and rarely goes through probate.

However, you can leave an account of your own by including a recipient as a payable-on-death beneficiary. After death, the person must visit the bank and present a death certificate and identification to receive the account you contributed.

While you want to be as detailed as possible when creating your last will, there are numerous factors you should avoid.

The most efficient way to decide what to include is by working with a trusted attorney. Of course, they will charge for their services, but hiring an expert gains

valuable knowledge that you won’t find with free drafting software that many companies offer.

Mistakes like entering your funeral instructions into the document can cause family members problems and lead to your last wishes being missed. In most

states, the settling of the estate occurs after someone is laid to rest.

Your loved ones may not even see your desires until after the funeral. Instead of documenting them into your will, hold a conversation with your family to explain your vision. Or you can create a separate

LIFE INSURANCE INFORMATION

Life insurance benefits are automatically distributed to the beneficiary listed on the policy. Make sure to update the plan during life events like divorce, the death of a spouse or other situations that require changing the recipient.

A Tradition of Trust for 42 Years

Serving Western South Dakota & Eastern Wyoming

Specializing in

Eric John Nies

JD, LL.M. (Taxation) Licensed in South Dakota and Wyoming

Estate Planning • Wills & Trusts • Succession Planning • Probate & Administration

Dillon J. Karras JD Licensed in South Dakota

109 N. Main St., Spearfish • 605.642.2757 • nkhillslaw.com 605-642-2633 or 307-283-3334 fidler-isburg@rushmore.com www.fidler-isburgfuneralchapels.com

Locally Owned & Operated by the Isburg Family

Since 1976 ... THE Choice of More Businesses than ANY OTHER! The Weekly Prospector Tuesday, September 14, 2021, Page 2021 | Retirement, Trust & Estate Planning BLACK HILLS PIONEER | WEEKLY PROSPECTOR Pg7A 3

Estate planning tips and advice Estate planning might sound like a process reserved for the wealthy, but the truth is everyone can benefit by preplanning in the event of your death.

Like every end-of-life issue, it may not be among the most pleasant things to discuss, but making a plan for how your affairs will be handled after death is the best thing you can do for your loved ones, regardless of your financial standing.

Document how you want your property and other assets handled to help your family avoid legal difficulties, inconvenience, unnecessary taxation and family arguments. An estate planning professional can have a lasting impact on your legacy.

Estate planning isn’t just about protecting heirlooms and it’s more than just creating a will; it also provides security for your family. Consider these tips for creating a sound, logical estate plan.

SEEK LEGAL COUNSEL

While some people use online forms to draft a simple will, most people will benefit from consulting with an estate planning attorney. This experienced professional can create legal documents with your specific circumstances in mind.

It’s true everyone should have a will, regardless of age. But that is only the first step in developing a solid estate plan. You should also create a living will, power of attorney and possibly a trust.

Consult an attorney who has experience in developing estate plans for those

whose situations are similar to yours. Do not try to do it alone.

LIFE INSURANCE POLICIES

Life insurance policies provide for loved ones in the event of your death.

There are a wide range of options, and only a few will make sense for your situation. A professional can guide you through the possibilities and help you make appropriate choices.

Term life insurance policies are generally less expensive than other types of coverage. But whole life policies, annuities and other insurance products may be more appropriate for your circumstances.

Understand what you might be buying.

In some cases, a policy may benefit the salesperson more than it does the customer.

It is essential you take all the time you need to learn about a particular policy before purchasing it. If you have any hesitation or confusion, ask another professional or keep researching. You should feel certain that you are choosing the best policy for your needs.

FUNERAL EXPENSES

Funerals are very expensive, sometimes costing up to $10,000. You don’t want to leave your family with large bills. That’s why you should plan ahead to cover the cost of your own funeral.

Pre-paid funeral plans are a popular option, or you can simply buy a burial plot in advance so that one major task

SPEARFISH SENIOR CENTER 1306 N. 10th St. Spearfish, SD 57783 605-642-2827 Hours: Monday-Friday 8:30 am - 4:00 pm

Keeps seniors thriving!

Our Senior Center is a non-profit and appreciates your tax-deductible donation.

will be handled before your death.

It may be uncomfortable and even frightening to consider, but it is something that must be addressed as part of a solid estate plan. Visit funeral homes in your area to discuss prepayment options.

COMMUNICATION IS KEY

Communicate with your family in

At our center, we have:

Social Events

Snooker/Pool

Birthday Celebrations

Mahjong

Exercise

Handicap Access

Card Playing

Community Gatherings

Line Dancing Crafts & Quilting

Book & DVD Library

Dominoes

Education Seminars

Writers Group

Fundraisers

Medical Equipment

Rummage Sales

“Large enough to know, small enough to care.”

• Income Tax Preparation • Income Tax Planning • Bookkeeping

• Payroll • Quickbooks Consulting

PO Box 278 • 1301 8th Avenue Belle Fourche, SD 57717 605-723-1040 • www.pummelassoc.com

• Management Advisory Services • Estate & Gift Planning

Diane Chamberlain Financial Advisor 1230 North Avenue, Suite 8, Spearfish, SD 57783 605-722-1575 Phone diane.chamberlain@lpl.com

general terms about your estate plan.

Talking to them about what they can expect could head off estate disputes and heartache.

A good estate planner can help you navigate complicated family dynamics and concerns that may accompany this process. The right estate plan and experienced professionals can make your legacy a blessing that your heirs will treasure for the rest of their lives.

Since 1976 ... THE Choice of More Businesses than ANY OTHER! Page Tuesday, September 2021 PROSPECTOR Weekly Prospector Pg 4 8A,BLACK HILLS PIONEER14, | WEEKLY Retirement, Trust &The Estate Planning | 2021

Saving strategies as retirement nears Professionals on the cusp of retirement are often excited about what lies ahead.

Some prospective retirees may look forward to traveling once they no longer have to go to work each day, while others may plan to return to school. Regardless of how adults envision spending their retirement, they’re going to need money when they’re no longer being paid by their employers.

As retirement nears, some professionals may be concerned that they haven’t saved enough. There’s no one-size-fits-all answer in regard to how much money people will need in retirement. People who are worried they haven’t saved enough can try various strategies to build up their account balances before they officially call it a career.

TAKE ADVANTAGE OF CATCH-UP CONTRIBUTIONS

Adults who are 50 or older are eligible to take advantage of catch-up contributions. These are designed to help people over 50 contribute more to certain retirement accounts, such as a 401(k) or IRA, than statutory limits would otherwise allow. There are limits that govern the amount of money people can designate as catch-up contributions, but taking advantage of this perk can help people save more as retirement draws closer.

CONSIDER RELOCATING

A recent study from the Employee Benefit Research Institute found that housing costs accounted for 49 percent

of seniors’ spending. Professionals nearing retirement who live in areas traditionally associated with a high cost of living can begin to rethink their longterm housing strategy. Relocating to an area with a lower cost of living is one option, while those who prefer to remain in their current town or city can consider downsizing to a smaller home to reduce their property taxes and monthly utility bills.

CONTINUE INVESTING

Conventional wisdom suggests moving away from investing in stocks the closer you get to retirement. Though that’s a sound strategy, professionals who are trying to build their retirement savings in the final years before retiring could be missing out on significant growth by abandoning stocks entirely. Speak with a financial advisor about stock-based investments and your risk tolerance.

Maintaining a diversified portfolio with a little risk can be a great way to grow your savings as retirement draws near.

Professionals approaching retirement may be dealing with a mix of excitement and anxiety, particularly if they’re concerned about their retirement savings. Various strategies can help quell such anxiety and make it easier for professionals over 50 to build their savings as retirement nears.

SENIOR LIVING in Sturgis, SD HERITAGE ACRES 1 & 2 Bedroom Apartments

Section 8 Vouchers Accepted • Experienced Management Handicap Accessible Units • After Hours Call Service Elevator • Pet Friendly

605-347-9017 • www.metroplains.com 2340 E. Ave., Sturgis, SD

Since 1976 ... THE Choice of More Businesses than ANY OTHER! The Weekly Prospector Tuesday, September 14, 2021, Page 2021 | Retirement, Trust & Estate Planning BLACK HILLS PIONEER | WEEKLY PROSPECTOR Pg9A 5

Selecting the best retirement community for your needs you have a pet you don’t want to leave behind, you may be able to bring it with you. Many communities now recognize the health benefits of having pets.

Additionally, a park or nearby dog walking area will benefit you and your animal companion, particularly if your pet requires daily exercise. Taking a walk each day will benefit both of you.

CHURCHES, LIBRARIES AND SCHOOLS

Retirement communities have come a long way since the days of a quiet home on the golf course or beach. Today’s seniors are more active than ever and want to continue to enjoy their passions years into their retirement.

Modern retirement communities have become lifestyle communities, not solely about golf and tennis. Celebrities such as Jimmy Buffett — himself a senior citizen — have created “branded” retirement communities that celebrate the fabled “Margaritaville” lifestyle.

Other factors may include whether you need living assistance or ready medical care. Of course there’s nothing wrong with finding a quiet place to live around people your own age — that’s really what all of us look for in a community, and it’s no different for seniors.

If you’re considering a move to a retirement community — or in search of that lost shaker of salt — here are a few things to consider.

COMMUNITY ACTIVITIES AND PARKING

Many seniors enjoy golf, tennis, swimming and walking. Any prospective

retirement community should have easy access to such activities.

Other seniors enjoy arts and crafts, board games, dancing and organized activities. Taking part in social events can provide opportunities to make new friends. Research what kinds of social events are organized within the retirement community.

Also, find out if the community has ample opportunities for residents to travel to theaters, museums or shopping malls together.

Parking is another important factor when choosing a retirement community.

Most people enjoy having family and friends visit, so parking is a necessity.

When parking is tight, visitors will be less likely to come. Do not overlook its importance.

other service providers.

Any prospective community should have a formal emergency plan in place.

In addition, check to see if the retirement unit has custom safety features, such as railings in the bathrooms and entranceways.

PET POLICIES

Pet policies are another feature to consider when investigating potential retirement communities. Some facilities will allow you to bring your pet to live with you while others will not. So if

Attorney at law Licensed in SD, ND, and MT

South Dakota Office:

1409 5th Ave Belle Fourche, SD 57717 Phone: (605) 773-4109 Email: mrlawpc@mrlawpc.net

COMMUNITY

Current residents will give you a feel for their level of satisfaction with the community. Talk to them about their experiences and seek candid reviews of the amenities and staff.

After all, it is important you feel confident that you have selected a retirement community that fits your personal needs and lifestyles.

MEDICAL CARE FACILITIES

Retirement communities should be easily accessible to emergency personnel.

Know the location of the closest hospitals, doctors, ambulance services and other personnel. You may wish to restrict your search to communities located near your preferred physician or

ty Insuranc i r u e Sec

Erin L. Melling

Consider how close the community is to schools, sports facilities, and other sites that produce a large amount of traffic volumes and noise levels. Many people prefer to live in less congested, quiet areas during their later years.

Also, think about where the nearest libraries and churches are located, as well as public transportation.

Ask whether the community provides its own transportation for residents.

Some facilities have their own fleet of minivans and buses. It is extremely helpful for seniors who no longer drive and need to do some routine personal shopping.

Aaron W. Roseland

Attorney at law Licensed in SD & ND

North Dakota Office:

602 Adams Ave Suite 1 Hettinger, ND58639 Phone: (701) 567-2418 Fax: (701) 567-4290 Email: mrlawpc@mrlawpc.net

Derosier Agency

• Life • Major Medical • Annuities • Long Term Care • Medicare Supplements • Mortgage Term Ins. • Mortgage Protection

Darin J Derosier derosier@rushmore.com 804 Main Street Deadwood, South Dakota 57732 Phone 605-722-6466 And Other Fine Insurance Companies

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Can a will be contested?

Your last will is designed to express your wishes after leaving your family behind.

Given its importance and long-lasting impact, experts recommend that you consider every detail, including how your belongings are distributed, who controls your finances and which family members are included in your final plans.

When creating the document, it’s essential to ensure it’s ironclad. There are specific circumstances that may result in someone contesting its validity.

Fortunately, your desires can’t be contested simply because someone is unsatisfied with its terms. However, most states recognize a few legal reasons that can land your last wishes in a courtroom. If a contest is successful, not only is the questionable provision corrected, but the entire estate is also managed as if the document never existed.

Since state laws can vary, it’s imperative to work with a law expert to ensure your desires are honored. Here are a few reasons the document may be considered void.

THE WILL IS SIGNED INCORRECTLY

One of the most significant reasons a will is refused is due to improper signatures after its creation. This can be a common occurrence, especially if there is tension within the family. First, the testator, or person leaving the document, must sign the form with a certain number of witnesses present. In most cases, both parties must be in the same room and perform the signing while everyone is watching.

THE TESTATOR LACKED CAPACITY

The term testamentary capacity refers to a testator understanding the nature and worth of their assets and who should rightfully inherit the assets.

This clause typically comes into effect if a will creator faces dementia or another mind-inhibiting disease while the document is being formed.

If the will is contested for this reason, many cases end with doctor testimony’s relating to the patient’s state of health.

THE TESTATOR WAS WRONGFULLY INFLUENCED

Another reason to create a will and testament while you’re healthy is that being unduly influenced while your mind isn’t sharp can cause significant issues for those you are leaving behind.

If it is deemed that a testator was wrongfully influenced to pass on their possessions to undeserving parties, judgment may approve the contest.

The importance of a trust

Developing a trust is another beneficial pre-planning tool to capitalize on when organizing your estate. While your lawyer or financial advisor can walk you through different policies that may benefit you, a living trust is of utmost importance for you and your family.

Virtually, this type of trust guarantees your estate and belongings will be distributed under the terms you create when it is drafted.

Because life happens and your beneficiaries may change due to many factors, updating your documents after major milestones is crucial. If you’re unsure of the benefits when building a legal trust, check out some of the most critical reasons it is necessary.

WHAT IS A TRUST?

A trust is an agreement between a grantor, the person who assigns control of an asset, and a beneficiary who receives the benefits upon death. The policy is managed by a trustee who ensures the policy is handled per your requests when it comes into effect.

Typically, there are two different types of trusts related to estate planning. Here is how they differ, as suggested by the Federal Deposit Insurance Corporation.

• Revocable trust: This legal document can be revoked, terminated or changed at any time by the grantor.

• Irrevocable trust: A grantor appoints beneficiaries to property or assets while giving up the power to cancel or modify the terms.

When deciding which type of trust is right for your situation, discussing the options with a professional attorney can help make the decision easier.

AVOID PROBATE

According to the American Bar Association, probate is the court-supervised legal procedure that determines the validity of your will. The legal action is necessary when appointing an executor to administer an estate and distribute assets to noted beneficiaries. A way to avoid this sometimeslengthy requirement is to create a living trust within your final wishes.

While it may be an extra step during estate planning, completing this policy ensures your belongings are immediately handed to the person you chose as a representative upon death. It forgoes the need for your personal documents to be approved by the court and, in exchange, is handled in a private setting.

Elder care resources

Estate Planning Wills • Deeds • Trusts Probate & Trust Administration 605-347-2551 • thomsonlawoffice.com 1010 Ball Park Road, Ste #6, Sturgis, SD 57785

People want to grow old gracefully and maintain their independence as long as possible. There are many decisions to make as well as information to wade through to ensure needs are met and proper care is received through one’s golden years. Individuals, caregivers and families may find that a few helping hands along the way can be invaluable.

Numerous elder care resources are available for those who don’t know where to look. Start by researching the National Council on Aging (www. ncoa.org). This is a national leader and trusted association that helps people age 60 and older. The council works with nonprofit organizations, governments and businesses to organize programs and services at the community level. This is a good place to find senior programs that can help with healthy aging — emotionally, physically and financially.

AARP (www.aarp.org) is yet another organization dedicated to helping seniors.

The comprehensive AARP website offers a host of information on everything from senior discounts to products to health and other information specific to seniors. The

AARP also has an affiliated charity that works to help low-income seniors procure life’s necessities.

At the local level in the United States, the federal government has mandated Area Agency on Aging (www.n4a.org) facilities in every county/city. These agencies can provide information on service programs available to the seniors in the area, as well as financial resources. These facilities give seniors access to volunteers who can take seniors around by car, and some provide meals-on-wheels services.

The Administration for Community Living (www.acl.org) was established to help older adults and people of all ages with disabilities live where they choose. A network of community-based organizations helps millions of people age in place.

Military veterans or those who are/were married to a veteran may be eligible for various benefits through the U.S. Department of Veterans Affairs (www.va.gov). The VA offers health care services, disability compensation, burial benefits, and much more.

Since 1976 ... THE Choice of More Businesses than ANY OTHER! The Weekly Prospector Tuesday,| September 14, 2021, PagePg 11A 2021 | Retirement, Trust & Estate Planning BLACK HILLS PIONEER WEEKLY PROSPECTOR 7

Expenses can change during retirement Work is a major component of daily life, so much so that Andrew Naber, an industrial and organizational psychologist and an associate behavioral scientist at RAND Corp., determined that the average person spends 90,000 hours at work over the course of his or her lifetime. According to a 2014 Gallup poll, the average American retires at age 62, but roughly 64 percent of professionals bid farewell to the workplace between ages 55 and 65.

Retirees must make a number of adjustments once they call it a career.

No such adjustment is as significant as the financial one. Most people find their post-retirement income is considerably less than when they were working fulltime. That is why financial planners often recommend saving and investing enough during working years to be able to replace 80 percent of preretirement income. Certain expenses get lower after retirement, but some will rise. Here’s a look at what to expect when the bills come due during retirement.

FOOD COSTS

Food costs may go down in retirement because shopping and preparing meals for one or two people is much less costly than feeding a family of four or more.

However, dining out may increase as you have more free time to visit local eateries.

AUTOMOTIVE COSTS

According to data from the U.S. Department of Transportation, the average commuter spends 25.8 minutes behind the wheel twice a day, and the average driver puts in 13,474 miles behind the wheel each year — with people between the ages of 35 and 54 clocking close to 15,000 miles. Less time spent in the car means fewer gasoline fill-ups and longer durations between oil changes and other services. In addition,

based on the Internal Revenue Service reimbursement rate of 58 cents per mile, a typical commute of 20 to 30 miles a day costs $11 to $16 a day or $55 to $80 a week. In a year, you could easily be spending $2,000 to $4,000 a year commuting if you live within 15 miles of your job. Without commuting, that cash stays in your pocket.

TAXES

Many people can expect to be done paying federal income taxes when they are retired and no longer earning an income. If the majority of retirement savings were in Roth IRA accounts, contributions are available for withdrawal tax- and penalty-free at any age.

HOUSING

Your mortgage may be paid off before or soon after retirement. That eliminates the single largest expense in many people’s budgets. If your home will not be paid off, it’s possible to downsize to reduce monthly payments.

While many other expenses can go down, travel is one expense that can shoot up during retirement. But many people are happy to bear this cost.

With more time for travel, retirees may allocate more funds toward vacations and other great escapes.

HEALTH CARE

Seniors often see their health care needs and costs go up after retirement.

It’s important to understand what is covered by health plans, and it’s equally important to set money aside for unforeseen medical expenses.

Many costs of living decrease after retirement. However, it is wise to take in the whole picture to understand how to budget for retirement.

What is the 50-30-20 approach?

Effective financial strategies vary depending on which stage of life a person is in. For example, a recent college graduate working his or her first professional job will not have the same financial strategy as someone on the cusp of retirement. But one financial strategy that people of all ages can look to for guidance is the 5030-20 approach. Popularized by United States Senator Elizabeth Warren, the 5030-20 approach to financial planning can be a valuable resource for anyone trying to develop a budget. The approach is simple yet effective. Under the 50-30-20 approach, income is allocated based on this breakdown: • 50 percent of money is spent on needs, including housing costs, health insurance,

We can help in most family law matters including Wills and Estate Planning, Power of Attorney, Probate and end of life care.

TRAVEL

car payments, and groceries • 30 percent of money is spent on wants, including hobbies, dining out and travel • 20 percent of money is allocated to savings Proponents of the 50-30-20 approach note that calculations should be based on after-tax income, or what’s often referred to as “take-home pay.” Professionals with steady paychecks can easily determine their 50-30-20 breakdowns by saving a month’s worth of pay stubs and establishing their monthly budget based on what’s coming in.

The task can be trickier for self-employed or freelance workers, who may benefit from working with financial planners as they seek to create monthly budgets based on the 50-30-20 approach.

TimoThy R. Johns tjohns@johnskosellaw.com

Attorneys at Law

Joseph m. Kosel jkosel@johnskosellaw.com

605-717-2889 • 203 West Main Street • Lead, SD 57754 www.JohnsKoselLaw.com

NOW IS THE TIME FOR A PLAN

Rapid City and Spearfish | 791.7278 partridgefinancial.com Securities offered through LPL Financial | Member FINRA/SIPC

Since 1976 ... THE Choice of More Businesses than ANY OTHER! Page Tuesday, 2021 PROSPECTOR Weekly Prospector Pg 8 12A, BLACK HILLSSeptember PIONEER |14, WEEKLY Retirement, Trust &The Estate Planning | 2021

Why buy life insurance?

Facing one’s mortality and the prospect of leaving family members behind is not always easy. Death, financial security and planning for the future are all difficult subjects, but planning ahead can make matters much easier in the long run. Life insurance holds an important place in overall financial planning. One of the most apparent benefits of life insurance is that it will provide a considerable sum of cash upon the insured’s death, which can be put toward the cost of funeral arrangements, housing and dependent care.

Beyond end-of-life bills and care, life insurance can offer other advantages, say the experts at Allstate Insurance Company.

Life insurance can provide a family with a financial safety net. When a beneficiary is named, life insurance can serve as an inheritance for that person or people. Heirs may face estate taxes after a loved one dies, and life insurance benefits may help offset all or a portion of the costs.

There may be benefits to life insurance while a person is living as well. The life insurance information site Term Life 2 Go says that, depending on the policy, life insurance can be borrowed against to pay

off debt, buy a house or live off of dividends from the life insurance investment. This can provide a source of supplemental retirement income.

Gateway Financial advisors say that many life insurance plans are extremely flexible and can be modified as needs change.

Death benefits may be decreased if desired, and premiums can be skipped, reduced or increased.

Business owners also can use life insurance policies to their advantage.

Including life insurance with the list of other benefits offered to prospective employees can entice top-notch candidates. Sole proprietors may use life insurance as a business continuation plan so that insurance proceeds can keep the business in the black until it is sold or a replacement owner is found.

Shopping for life insurance requires careful research and an understanding of the products available. Consumers should have a thorough understanding of term and whole life policies, what premiums will cost, what the death benefit will pay, and if there are any living benefits. For example, living benefits may cover some costs for chronically or terminally ill people.

The Weekly Prospector 516

Miscellaneous Items

ARE YOU MOVING? Do you have kids that draw? A restaurant in need of table covers?

We have END ROLLS OF PAPER for sale starting at $5! Come on out to 315 Seaton Circle to get them before they are gone!

760 Autos Wanted CLEANING UP? We buy junk cars. Jim's Auto Salvage, Sturgis. 605347-2303.

800

Apartments For Rent

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

STURGIS: KEY CITY MANOR- Efficiency and 1 bedroom apartments for rent/ income based housing/ rent range from $25-$658. For information and application call Beth at 605.347.3384. *Equal Housing Opportunity* SPEARFISH: 2 BEDROOMS AVAIL at Canyon Estates . Nicely landscaped, play area, off-street parking, laund r y f a c i l i t ie s . S o m e units newly remodeled.

Rental assistance available for Lower Income Residents. Call 605642-7400 for more information. Equal Housing Opportunity.

FOR RENT IN SPEARFISH: 2 Bedroom, basement duplex, 319 1/2 Upper Valley. Available Oct 1st. Pets Allowed. $750/month+deposit.

605-381-9655

SPEARFISH: 2 BEDROOM. 5th Street Apartments and Hillside Apartments. Clean!

Rent Based On Income.

For More Information Call 605-645-8933 or Apply Online at NOW TAKING APPLIC- www.hdamanagement.

ATIONS for furnished 3 com. APPLICATIONS bedroom ground floor AVAILABLE ONSITE. apartment in Sturgis. Equal Housing OpporN o s m o k i n g / p e t s . tunity. $1200 + utilities. Call 605-347-1467 STURGIS FOR RENT: 1 & 2 BEDROOM Subsidized Apartments. Call 605-642-7603 for availability. EQUAL HOUSING OPPORTUNITY. THANKS FOR READING THE WEEKLY PROSPECTOR

Hillsview Highrise 1 & 2 bedroom apartments for rent. Income based housing. Rent range from $25-$450. For information and application call Beth at 605.347.3384. *Equal Housing Opportunity*

Tuesday, September 14, 2021, Page 13A

A

GOOD TIME for a GREAT CAUSE 26TH ANNUAL

GOLD COUNTRY CHAPTER BANQUET

Saturday, September 18, 2021 Lodge at Deadwood • 4:30 pm

100 Pine Crest Drive • Deadwood, SD

• Prizes include top notch firearms, premium hunts and exclusive gear! — What prize will you win at this year’s event?

• GOLD CLUB BULL TABLE: Treat your family, friends, or co-workers with membership, 8 meals, and $400 in general raffle tickets!

• Deep discounts on raffle tickets purchased in advance!

Tickets are limited — purchase yours NOW! For ticket information contact Sam Silacci

605.210.2013

rmefgold@gmail.com | sdrmef.org

FEATURED ITEMS SPECIAL LIFE MEMBERSHIP OFFER

INCLUDES WEATHERBY WEATHERGUARD 300 WIN MAG 2021 BANQUET EDITION RIFLE

HENRY

SIDE GATE LEVER ACTION, 30-30 WIN

• American Walnut stock with deep checkering • 20-inch round blued steel barrel and 5-round capacity • Custom serial numbers

ROCKY MOUNTAIN ELK FOUNDATION GOLD COUNTRY CHAPTER

Page 14A, Tuesday, September 14, 2021

From letter copies to magazines! Call Black Hills Pioneer for all your printing needs

Your Hometown Neighborhood Grocery Store!

806

Beer Prices Good only at our stores in:

Belle Fourche, Lead & Sturgis

16

39

$

12 oz. 18 pk. Cans

Miller Lite or Coors Light

16

99

$

12 oz. 30 pk. Cans

Keystone Light

The Weekly Prospector

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

16

$ 12 oz. 18 pk.

Cans or Bottles

14

$

Michelob Ultra

ROOMMATE WANTED to share trailer on private lot. Available immediately.Extra-large bedroom with private bath. All utilities included. Furnished or unfurnished. $700/ month, $700/deposit.

Will work w/deposit.

605-559-0639

39

Budweiser or Bud Light

12 oz. 12 pk.

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Roommates Wanted

69

©

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902

Mobile Homes For Sale

MOBILE HOME FOR SALE in Belle Fourche.

3 bedroom / 1 bath on rented lot. Move i n ready; call 605-2100285. CASH and serious inquires only

904

Lots & Acreage For Sale

FOR SALE: 160 acres of pasture land located in Perkins County South Dakota. If interested call 563-568-4215

NEW LISTINGS

3113 10TH AVENUE

This is an excellent starter home on the edge of Spearfish consisting of 4 bedrooms and 2 bathrooms with a completely remodeled basement and a large fenced backyard.

Spearfish • $279,000 • MLS#69735

102 Personals DOMESTIC/SEXUAL VIOLENCE 24-Hour Crisis Line, Butte/ Lawrence/ Harding Counties: 605-6427825 or 1-800-9992348. Sturgis Shelter: 605-347-0050 or 1800-755-8432. All Calls Confidential.

103 Community Events GUN SHOW Sat. Sept 18 9:00AM-5:00PM and Sun Sept 19 9:00AM2:00PM. CIVIC CENTER, Rapid City,SD Admission $5.00 daily. For information call 605209-1166

200

ATTENTION CONTRACTORS. Print your Blueprints right here in Spearfish. 24” x 36” starting at $5 each. Same day service if order is placed by 10am. Call 605-642-2761 or stop by the Black Hills Pioneer printing plant. 315 Seaton Circle, Spearfish, or e - m a i l u s : bigprints@bhpioneer. com

303 1205 SILVERBROOK LANE

12 oz. 6 pk. Bottles

Samuel Adams Family Beers

8

$

29

2099

$

12 oz. 30 pk. Cans

Busch or Busch Light

Wine & Spirits…

99 99 18 16

Available Lynn’s Dakota at mart in

Lead ONLY!

$

$

1 Liter

Captain Morgan Rum

One level home with no steps. Conveniently located near medical facilities, schools and stores. No Exterior maintenance, finished, heated garage with epoxy flooring.

Spearfish • $275,000 • MLS#69736

LOT 27 GOLDEN EAGLE PLACE

The views from this secluded 4.71 acre lot are unparalleled. The access through Eagle Ridge Subdivision is paved with electricity and natural gas at the lot line.

Spearfish • $139,500 • MLS#69744

750 ml

Jameson Irish Whiskey

1225 CHARLES STREET

A beautiful unobstructed view of the Black Hills to the south! This bright and cheery home has been extremely well kept and loved.

Spearfish • $309,900 • MLS#69753

14

99

$

1 Liter

Fireball Cinnamon Whisky

4

$

99

6 pk. Select

Kinky Cocktails

Prices effective Tuesday, September 14 through Monday, September 20, 2021.

605-642-2525

140 W. Jackson Blvd. • Spearfish, SD 57783 www.SpearfishRealEstateCenter.com

Professional Services

Spearfish Garage Sales

END OF SEASON INDOOR YARD SALE KOA Office- 41 W Highway 14. 9/18, 9AM4PM. T-shirts, miscellaneous hardware, novelty items, etc., all store sale at 25-50% off (excluding alcohol and rocks). Everyone Welcome

306

Whitewood Garage Sales

MOVING SALE. 813 Pine Street, Whitewood.

Sat. 9/18 Noon - 4PM. Sun 9/19 8AM - Noon.

Goods include: Household, electronic, toys, collectibles, tools, outdoor, kitchen, and more.

307

Sundance Garage Sales

MULTI-FAMILY GARAGE SALE 9AM-6PM on Saturday Sept. 25th 403 E Alden Street (back of the house) Sundance, Wyoming.

Kitchen items, Men’s Western Clothing, Kids Clothing, Small kitchen appliances,Garden tools, Saws, Antiques Galore, Lawn equipment, Spurs, Chaps, Pictures/Frames, Many Miscellaneous Items!

NEED A SUBSCRIPTION TO THE BLACK HILLS PIONEER? CARRIER DELIVERY OR E-EDITION CALL LINDA AT 642-2761

The Weekly Prospector

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

Tuesday, September 14, 2021, Page 15A

JAKE'S FINE DINING in DENTAL ASSISTANT at THANKS FOR READthe Midnight Star is hir- AMANN DENTAL: lookING THE WEEKLY ing! Work with great ing for a mature, highly PROSPECTOR PART TIME HELP- 4 people in a great atmo- organized, multi-tasker hours a week, flexible sphere! Hiring cooks, with excellent commu- SPORTS BAR OPENhours/schedule. Mainly pantry persons, dish- nication skills to join our INGS! Diamond Lil's in yard work. $16 an hour. w a s h e r s , s e r v e r s , f r i e n d l y a n d c a r i n g the Midnight Star is hirbussers, bartenders, team. Experience with ing servers/bartenders!

Call 605-642-5362 host/hostess. Benefits certification is preferred. A fun and fast paced atP A R T - T I M E H O M E - package available. Ap- Competitive pay and mosphere with great MAKER/Aide position ply in person at the great benefits. Drop off people! Benefits packavailable. Could work Midnight Star, 677 Main your resume' at our of- age available. Apply in into full-time. Excellent St, Deadwood, or send fice or email to info@ person at the Midnight Star, 677 Main St., opportunity to work in- your resume or email to spearfishdental.com Dead woo d , or send dependently and make marketing@ themid your resume or email to THE CLASSIFIEDS your schedule work for nighstar.com marketing@themidWORK FOR YOU IN you. Must be 18 yrs or nightstar.com PRINT & ONLINE older, have a valid drivers license, reliable transportation and like working with all types of people in their home Audition for our Tri-State Performers play! environment. Call 800989-3738 for more information.

401

Part-Time Help Wanted

Mystery of the Crystal Mask

402

Monday, Sept. 20 & Tuesday, Sept. 21 6-8 p.m.

Full-Time Help Wanted

PIPELINE PLASTICS HIRING Production Manager. The Production Manager is responsible for daily activities within the plant including production functions, plant organization, housekeeping. Responsible for plant personnel – hiring, employee development, terminations, disciplinary actions. Apply www.pipe.us/careers or 1 0 80 5 U S Hwy 2 1 2 Be l le Fou rc h e.

A crystal mask is missing after a Halloween costume party at the Sandringham mansion. Detective Della Quill investigates – but comic complications come thick and fast!

Roles for 9 late grade school, middle and high school students. Party guest roles for younger grade schoolers. No audition prep necessary but bring list of rehearsal conflicts . Rehearsals Sunday-Thursday, 6-8 p.m.

Performs at noon and 2 on October 16th at the

The Weekly Prospector - The easiest way to hunt for bargains

5th Annual Pumpkinfest

PETS WEEK OF THE

Amari

A three-year-old American bulldog/ pitbull mix who is a big love bug who just wants to find a family who will love him forever. Amari has a lot of energy so getting lots of exercise is a must! Come in to meet this sweetheart!

415 Fifth Avenue, Belle Fourche 605-723-1200

TURNKEY BUSINESS OPPORTUNITY!

Mort

A three-year-old schnauzer mix that is very high energy! He loves to run and play. He does get along with some dogs and doesn’t really care about cats. Mort does know how to sit and is very treat motivated! He is house trained and does walk well on a leash once he calms.

30 UNIT MOTEL AND MANAGERS QUARTERS FOR SALE IN BELLE FOURCHE

Jade

This 3 month old sweetheart has a funny-looking eye but the vet says it is healing nicely and there is nothing to worry about! She is very cuddly and once she starts purring she will not stop! Jade would be a perfect indoor cat with a family to keep her company.

Great Location!

30 unit motel with living quarters (very nice) and many updated features. All furnishings will stay.

Could be a made into wonderful apartments as well.

Variety of possibilities. There are approx. 9 single rooms, 20 double rooms and 1 suite.

Vince & Victor

These sweet boys are about 3 months old and are still a little shy. They do not mind being picked up but not for too long. They like to play and get neck scratches! Help us find these handsome boys their furever home!

Recent improvements:

• Electronic locks to most doors • Bathrooms have in-floor heating • 1 yr old 100 gallon gas hot water boiler system • Most all light bulbs are LED • All new flooring in most all rooms • Updated tile bathrooms • New interior paint • New Stucco - Paint • Balcony Composite Decking

*Prices subject to change

All Pets are spayed or neutered before they leave the shelter.

Lost pets and strays fill the shelter, can you help with time or donations?

Some have to choose between food for family or food for pets.

To discourage animal abandonment, a Pet Food Pantry is available at the shelter for those who need it.

Won’t you help us stock the Pet Food Pantry?

Just drop off food at WHHS. Immunize, spay/neuter, shelter from the cold, and LOVE your pets!

See wonderful pets at www.petfinder.com

Western Hills Humane society 324 Industrial Dr., Spearfish • 605-642-1576

Sponsored by:

$989,000

CALL ME FOR MORE DETAILS

Make a difference for life.

Adopt a shelter pet today!

RENEÉ BISGAARD

619 5 Ave., Broker/Owner Belle Fourche 605.641.9242 605.892.3663 renee@blackhillsnow.com th

504 W Jackson Blvd, Spearfish (605) 642-4620 www.tacojohns.com

Check Us Out On The Web

www.bhpioneer.com

Page 16A, Tuesday, September 14, 2021

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

The Weekly Prospector

The Weekly Prospector

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

Tuesday, September 14, 2021, Page 17A

Page 18A, Tuesday, September 14, 2021

The Weekly Prospector

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

Autumn Fest

SATURDAY, SEPTEMBER 18 FOOD & CRAFT VENDORS

|

|

DOWNTOWN SPEARFISH

SIDEWALK SALES

|

ENJOY a

beautiful day DOW N T OW N!

BAKED GOODS CONTESTS

|

ART

| |

9AM– 4PM

E N T E R TA I N M E N T

Fall Frenzy!

Saturday, September 18

$5 Tee’s & Tanks

marked items only

Jewelery Grab Bags

Bring your Bottles!

25% off olive oil and vinegar refills

611 N. Main St., Spearfish • 605.641.5766

SPE A R F ISH H A RV E S T F E S T

at LaMode’s

Sidewalk Sale

Saturday, September 18, 2021 Step inside & check out the large selection of New Fall Fashions

A Fun Place to Shop Historic Downtown

Save up to

75%

OFF

DOWNTOWN SPEARFISH | 605-642-2530

So Long Summer

Hello Fall

S AT U R D AY, S E P T E M B E R 18

In Store Specials

MAIN STREE T SPEARFISH

SATURDAY, SEPT. 18 9AM – 4PM

AUTUMN SKIES & PUMPKIN PIES

622 Main Street, Spearfish Facebook.com/KathleensBoutique

bit.ly/SwankAndSavvy

JOIN US FOR A DAY FULL OF SIDE WALK SALES, LOC AL ART, VENDORS, FOOD TRUCKS, WINE TASTING, AND MORE!

605.644.6585 OR SPEARFISHDBA@GMAIL.COM

The Weekly Prospector

Week 2 Schedule

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

Tuesday, September 14, 2021, Page 19A

High School

South Dakota @ Cal Poly 6 p.m.

Spearfish @ Sturgis Brown 6 p.m.

Lead-Deadwood @ Hill City 6 p.m.

Custer @ Belle Fourche 6 p.m.

Newell @ Timber Lake 6 p.m.

Black Hills State University @ CSU-Pueblo 12pm

NCAA Division II

Friday 9/17

Saturday 9/18

NFL

Thursday Night 9/16

NCAA Division I

NY Giants @ Washington 6:20 p.m.

Saturday 9/18

Sunday 9/19

Michigan State @ 22 Miami 10 a.m.

Nebraska @ 4 Oklahoma 10 a.m.

Nevada @ Kansas State 12:05 p.m.

Purdue @ Notre Dame 12:30 p.m.

Buffalo @ Miami 11 a.m.

Cincinnati @ Chicago 11 a.m.

Denver @ Jacksonville 11 a.m.

for a quick SNACK or BEVERAGE!

Houston @ Cleveland 11 a.m.

LA Rams @ Indoanapolis 11 a.m.

Las Vegas @ Pittsburgh 11 a.m.

New England @ NY Jets 11 a.m.

New Orleans @ Carolina 11 a.m.

San Francisco @ Philadelphia 11 a.m.

Atlanta @ Tampa Bay 2:05 p.m.

Minnesota @ Arizona 2:05p.m.

Dallas @ LA Chargers 2:25p.m.

Tennessee @ Seattle 2:25 p.m.

Kansas City @ Baltimore 6:20 p.m.

Monday Night 9/20 Detroit at Green Bay 6:15 p.m.

Party Time

Just off I-90 Exit 12, 12 Street Plaza, Spearfish

LIQUOR 605-642-4700 ANGRY ORCHARD FALL HAUL

$

12 pk

1599

SAM ADAMS SWEATER WEATER 12 pk

$

1499 BUDWEISER & BUD LIGHT 12pk • Bottles & Cans

$

1069

210 E. Rushmore St., Spearfish (behind Safeway)

103 Glendale Dr., Lead • 605.584.1226

LARGEST SELECTION

Coors Light 12 oz. can

Kickoff Savings!

24 pk

$22.25

OF BEER, WINE, SPIRITS

& SELTZERS

IN THE NORTHERN

HILLS

Jim Beam

Busch Light

1.75 lt

30 pk

Bourbon

$38.99

12 oz. cans

$22.75

Smirnoff Vodka 1.75 lt

$21.99

B E L L E PA C K A G E L I Q U O R

1075 LAZELLE ST., STURGIS | 605.347.5983 Mon.– Sat. 8am-9pm | Sun. 10am-6pm

1845 5T H AV E., B E L L E F O U R C H E • 605.892.4125 Hours: Monday-Saturday 9 am - 8 pm Sunday 12-5 pm

605-642-3662

Open daily at 9:00 a.m. • Sundays at 10:00 a.m.

Page 20A, Tuesday, September 14, 2021

The Weekly Prospector

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

ESTATE OF JOHN MEADE & TERESA (TERI) MEADE, 75 RED BLUFF ROAD, BEULAH, WY (THE HOME IS SOLD!)

LIVE PUBLIC AUCTION

~ HIGHLIGHTS ~ Featuring a 2007 Bobcat 5600 Turbo 4x4 “Tool Cat” – 2006 Kubota 900 RTV (side-by-side) 4x4 diesel – 2009 Echo Trailers sgl axle flatbed utility trailer, title - Lots of attachments to fit the Tool Cat (which are universal with the majority of skidsteers) – A Very Large selection of top-quality (90% Craftsman) wood working & shop tools – Craftsman LT 2000 riding mower – Lg assortment of yard maintenance tools, etc. – Lots of dimension (mostly oak) lumber & plywood – A very fine offering of high-quality household furniture & furnishings – A nice selection of collectibles as well as desirable antiques – and other items.

LIVE ABSOLUTE ESTATE AUCTION HELD ON-SITE ON:

SATURDAY – SEPT. 18 – 10:00 AM SHARP AUCTION LOCATION: 75 RED BLUFF RD., BEULAH, WY. Just west of Beulah ½ mi., take Redwater Rd. north to Red Bluff Rd., then follow the road around to the Meade residence. Signs will be posted.

2007 BOBCAT TOOL CAT – 2006 KUBOTA 900 RTV – 2009 ECHO UTILITY TRAILER – SKIDSTEER ATTACHMENTS – LAWN CARE: 2006 Kubota 900 RTV 4x4 diesel side-by-side, 391-hrs.; Echo

Trailers flatbed utility trailer, 6.5’x15’ BP, with ramps; (4) receiver hitches; 2007 Bobcat 5600 Turbo 4x4 Tool Cat with bucket/grapple, spare tire, spare tire & wheel, tire chains, one owner, 977-hrs.; Bobcat 7-ft. hyd. split/angle snowplow blade; 2011 Bobcat Model M 90 finish mower, 7.5-ft. wide; Bobcat 72” land plane w/scarifier; Bobcat power slip digger; Bobcat 6” & 9” auger bits; Craftsman LT2000 riding mower w/17.5-HP OH engine; Sev. Stihl gas weed eaters; Garden chemicals; Solar Pak 6 fence charger; Plastic snow fence; Pex & other pipe; New 36” Larsen storm door; Landscape timbers & steel posts; Yard windmill; (2) fertilizer spreaders; WT 190 weed wacker; Garden tools.

SHOP TOOLS & RELATED WOODWORKING EQUIPMENT – NEW LUMBER: Note: The lion’s share of these tools are Craftsman or Sears. Ridgid pipe vise tripod; Performax 16-32 Plus belt sander; Cr.6x48” belt & 9” disc sander on stand; Cr. 12” bench-top drill press w/laser; Delta Shop Master; Sears table saw & saw fence on stand; Cr. 16” var.-speed scroll saw on stand; Cr. plate jointer; Cr. cordless circular saw; Cr. 14” bandsaw on stand w/extra blades; Cr. Router table w/router; Cr. ½” 19.2-V cordless drill driver vari-sp. w/rev & 3/8” 19.2-V cordless rt. angle drill driver w/charger & case; DeWalt chop saw on Delta Kickstand port. work stand w/chop saw hood; Performax 14” abrasive cut-off saw; Magna Force tort air compressor; Ultra Source 15,000 watt lec.-start generator; Cr. Air compressor on cart; Karcher 2500-psi 2.4-GPM power washer w/Honda engine; Grizzly dust collector; Movable cart w/ mtd. vises; Numerous sets of Cr. socket sets both Deep & Standard depth; Paslode, Bostitch, Senco & Cr. air nailers; Sev. cases of new coil nails & 16-P nails; Powermate air chisel; Stacking tool box full of hardware; Lots of ext. cords; Light bulbs; NIB Rockwell “Jawhorse”; Shop vac; Lots of elec. pad sanders, RotoZip, spiral saws, Worksmith rotary tools, Dremel contour sander, planes, corner sander, cut-out saw, work lights, elec. angle grinders, router bits, drills, tap & die sets, elec. utility sharpener, pipe wrenches, sev. routers, T-squares; (2) SS wire shelving carts on castors; elec. heaters; Hilti hammer drill; Tool boxes w/tools; Lots & lots of hand tools incl. wrenches, pliers, C-clamps, (3) new roller stands, (4) 4’ bar clamps, sanding disks, various sizes of circ. saw blades; screwdrivers, hammers, & related; staplers & staples; files & hand saws; Lots of auto fluids; New padlocks; 2.5-ton trolley jack w/jack stands in case; Drill bit sets; ½-HP bench grinder; bolt caddies & contents; Lots of cabinet & drawer hardware; Sev. step ladders; 26’ alum. ext. ladder; 18’ fiberglass ext. ladder; ATV & car ramps; (2) mini scaffolds; Factory scaffold on dolly wheels; Tall metal cabinet; (2) 48” alum. concrete bull floats w/handle; concrete stakes; Lots of new UG & interior elec. wire; Remington FA kerosene heater; LUMBER: Numerous sheets of ¼” to ¾” of new oak plywood; some pine plywood; (14) new 1x6”x8’ & 1x8”x8’ solid oak boards; (4) new 1x8”x16’ long solid oak boards; (17) new 1x8”x16’ pine boards & lots of other trim boards & pieces.

FINE HOUSEHOLD FURNISHINGS & RELATED ITEMS: Very fine Sheeshem ranch-style wood dining

table & (6) chairs; Pr. Matching Sheesham wood bar stools; Solid oak breakfast nook table & bench; (4) uph. Dining chairs on castors; Glider rocker; Custom oak TV armoire w/appliqué & incl. fireplace insert, nice; Table lamps; Lg. oak coffee table with drawers on each side; (2) child-size rocking chairs; Oak plant stand w/appliqué; Oak TV stand w/ elec. fireplace & appliqué; (2) contemporary oak curved glass china cabinets w/appliqué & carving; Oak desk; Oak low 4-dr. cabinet; 9x12 room-size rug; Other area rugs; Oak rocking chair; Oak buffet; Pr. Wing-back easy chairs w/claw feet; Sofa table w/2 drawers; Queen size bed frame w/under-drawers, dresser w/mirror, (2) night stands; Queen bed w/ oak headboard & (2) night stands; Queen box spring & mattress; (9)-drawer dresser; Gone-With-The-Wind table lamp; Blue Ray DVD player; Kimball Performer organ & stool; Smoke Pro BBQ grill; Maytag refrigerator w/bottom freezer; Kenmore refrigerator; 15-cu. ft. chest freezer; Panasonic microwave; 30-cup coffee maker; Computer desk; Roll top desk; Folding chairs; “Coffee” wall decoration & others; Canister set; Lots of Christmas items incl. lighted houses, trees, wreaths; Seasonal decorations; Various knick knacks; Glassware; Figurines; Books of many subjects; VHS movies; Royal paper shredder; Nice wrought iron patio table & (4) chairs; Pr. of wrought iron patio chairs; Nice wrought iron patio loveseat.

ANTIQUE & COLLECTOR’S ITEMS: 1920’s Homestake Mining & Lead photos; Vintage paper goods & postcards; Vintage diary full of old stamps; Vintage Valentines cards; Set of leather bound Louis L’Amour books; Full set of “The Civil War” Time Life; Set of “WWII” Time Life; Set of “American Wilderness” Time Life; “Planet Earth” Time Life; Set of books “World Experts”; Set of books “World of Science”; Set of “The Old West” Time Life; Time Life “Library of Nations”; Antique hardware cabinet/desk w/10 drawers & old pulls; Vintage dresser w/curved front & bev. glass mirror; Nice custom solid cedar bedroom set incl. full size bed frame, chest of drawers, dresser w/mirror & night stand; Oak commode w/towel bar; Costume jewelry incl. (1) BH Gold, jade, turquoise, bracelets, necklaces, earrings, etc.; Collector’s toy tractors, cars & trucks; Lg group of miniature metal cars; Toy Ferris wheel; Sturgis 1990 beer cans; (6) Thomas Kincade collector plates w/plate stands; (9) Bradford Exchange collector plates; (3) walking sticks, one is hefty diamond willow; Lots of pottery vases incl. (1) Sioux Pottery; (9) Dept. 56 bear figures; Angel figurines; Kerosene lamps & bracket lamps & (1) reflector; Lots of framed & unframed prints; (11) place setting of Noritake china with extra & serving pieces; Lg crystal vase from Czech.; (2) Gorz Germany steins; Pink depression glassware & crystal dishes, bowls, shakers & pitchers; Old egg beater; Coffee grinder;(3) gal crock butter churn w/lid & paddle; Notary stamp & Bills Of Sales.

RECREATION ITEMS: Nice cont. brass telescope with tripod; Combination air hockey/pool table w/steel frame &

all access.; Ping pong table; WII game w/access. & lots of games; Fishing tackle & fishing poles; (3) DOT rated helmets; Coleman propane fuel; Graviton & Wi-Fi drone, NIB; And other items.

AUCTIONEER’S NOTE: Large items will sell at 1:00 PM sharp. We urge you to make plans to attend this fine auction of quality items throughout. You Will Not Be Disappointed! Bring a partner as we may sell in 2 auction rings for a short portion of the day.

OWNER: ESTATE OF JOHN MEADE & Teresa (Teri) Meade, 75 Red Bluff Road, Just NW of BEULAH, WY

TERMS: CASH – LOCAL CHECKS ID REQ’D TO REGISTER VISA/MASTERCARD LUNCH AVAILABLE ONSITE

1896

2021

DC Booth Historic National Fish Hatchery

125th Birthday Celebration SUNDAY, SEPTEMBER 19 1:00 - 4:00 PM Food by

3:00 PM

SHORT ANNIVERSARY PROGRAM

Includes recognizing 2020 Special Friends of the Hatchery

Live c i Mus ix S by oad R Mile

Present at

by Bla ion Hills Ra ck pt Center or

Cheyenne Crossing and Ice Cream

by Leones’ Creamery

Activities for all ages!

Silent n Auctio

Everyone is Welcome!

Located South on Canyon St. | www.dcboothfishhatchery.org

pairs on county roads theChoice Butte of More Businesses than ANY OTHER! Since 5:00PM 1976 ... at THE The Weekly Prospector THE BUTTE COUNTY Equalization and Planning Office has an immediate opening for an Office Manager. DATE POSTED: 08/24/2021 DEADLINE: Opened until filled HOURS: 40 hours per week M-F. For Full Job description please go to https:// www.buttesd.org/employment or stop by the Butte County Administrative Building located at 117 5th Ave, Belle Fourche, SD 57717.

Butte County is an equal opportunity affirmative action employer.

LEWIE'S SALOON & EATERY is looking for C o ok s a nd S er v e rs . $1000 signing bonus.

Easy menu, 30/40 hr a week, P/T and F/T Limited positions available.

Apply in person at 711 S. Main St., Lead.

SPEARFISH: CONSTRUCTION LABORER. Full-time. Framing to finish work. Wage DOE starting at $15/hr. Call Barnett Custom Building 605-645-0730.

MUSTANG SALLY'S IS now hiring servers. Apply in person at 634 Main St., Deadwood.

and bridges. Some County Highway Adheavy lifting is required. m i n i s t r a t i o n O f f i c e J o b d u t i e s i n c l u d e which is located at 117 working outdoors in in- 5 t h A v e n u e , B e l l e clement weather. Other Fourche, SD. An applicduties exclusive to the ation can be requested position will also be as- by calling 605-892signed and required. 4414. Please send reMust possess a valid sume and application Class A South Dakota to: Butte Co Hwy Dept.

Commercial Driver’s Li- % Lori Johnston, 117 cense. It is essential to 5 t h A v e n u e , B e l l e be able to pass a back- Fourche, SD 57717. The ground check and pre- position will remain employment drug test open until filled. Butte prior to employment. County is an equal opPreference will be giv- portunity, affirmative en to applicants with action employer. experience operating a motor grader and heavy E-MAIL YOUR NEW equipment. ApplicaCLASSIFIEDS TO tions may be acquired between 8:00AM and classifieds@bhpioneer.com WE WILL CONTACT 5:00PM at the Butte YOU FOR FURTHER County Highway AdDETAILS! ministration Office which is located at 117 elle 5th Avenue, B Domestic Abuse Fourche, SD. An applic& Sexual Violence ation can be requested by calling 605-89224 hour hotline 4414. Please send re605-642-7825 or 800-999-2348 sume and application All Calls Confidential to: Butte Co Hwy Dept. % Lori Johnston, 117 5thAvenue, Belle Fourche, SD 57717. The position will remain open until filled. Butte County is an equal opportunity, affirmative action employer.

THE BUTTE COUNTY Highway Department currently has an opening for a full time Highway Crew Maintenance Worker. Great wage and excellent benefit package. No matter the weather – guaranteed work. This person will u be required to operate light & heavy highway www.thetiltedgallery.com 516 State Street equipment and perform Belle Fourche, SD 57717 maintenance and repairs on county roads thetiltedgallery@yahoo.com (605) 641-2735 and bridges. Some heavy lifting is required.

Job duties include working outdoors in inCENTER OFOther THE NATION CONCERT ASSOCIATION clement weather. duties exclusive to the position will also be asBELLE FOURCHE REC CENTER AUDITORIUM signed and required.

Must possess a valid Class • A BALL SouthIN Dakota THE HOUSE • DAVID SHANNON Commercial Driver’s LiWEDNESDAY, SEPTEMBER 22, 2021 FRIDAY, MARCH 4, 2022 cense. It7:00 is essential to PM 7:00 PM be able to pass a backMISS and MYRA • JARED SHERLOCK ground•check pre-AND THE MONDAY, MARCH 28, 2022 employment drug test MOONSHINERS 7:00 PM SEPTEMBER 30, 2021 prior to THURSDAY, employment.

7:00will PM be givPreference • ALEX MEIXNER en to applicants with TUESDAY, APRIL 26, 2022 • AMERICA’S experience operating aSWEETHEARTS 7:00 PM FRIDAY, OCTOBER 29, 2021 motor grader and heavy 7:00 PM equipment. Applica-

Tuesday, September 14, 2021, Page 21A

BUSINESS DIRECTORY MJ Plumbing Inc.

FOUR SEASONS HEATING & COOLING

IOT PAINTING & DRYWALL PATRResidential & Commercial

Sales, Service & Repair Evenings & Weekends at no extra charge

Anthony Medina

Dan Patrick - Owner dpatrick4@gmail.com

(605) 728-4274

605-580-1343

SD Plumbing Contractor BHC-ND-R0630-17-1990C

605-641-8881

www.mjplumbingnd.com

Serving the Northern Hills

8026 Blucksberg Dr., Sturgis, SD 57785

– 35 Years Experience –

Veteran Owned • Free Estimates

3 Fire, Smoke & Water Damage Cleanup 3 Mold Inspection & Removal 3 Air Duct/Dryer Vent Cleaning

Specializing in Portraits with Personality To make an appointment please call or

605-642-7939

605.381.9296 605.641.0935

Spearfish, SD lsrestorationblackhills.com

www.BlackHillsReflections.com

Licensed & Insured 20+ Years Experience Free Estimates

Finish Carpentry Remodeling Framing Flooring Tile

GATEWAY COUNSELING CENTER 540 Heritage Dr. Ste. 8, Spearfish, SD 57783 Phone: 307-272-8880 gateway@wavecom.net

Larry Andrews PhD, LPC, NCC

JEREMY BARNETT 605.645.0730

Board Certified Therapist

COMMERCIAL RESIDENTIAL CONSTRUCTION

2021-2022 CONCERT SERIES

tions may be acquired All of these performances will be held at the Belle Fourche Area Community between 8:00AM and Center Auditorium, 1111 National St., Belle Fourche 5:00PM at the Butte County Highway Adby Season Ticket Only m i n i s t r a t i o n O fAdmission fice Adult - $40 • Student - $25 • Family - $90 which is located at 117 5th Avenue, Belle Tickets available following: Joan Jewett .......................... 892-3954 Barb Clarkson .................... 723-3618 Fourche, SD.from AntheapplicMary Ellen Warren ............ 892-3418 ................................... or 520-982-4271 ation can be requested Belle Fourche ............................................or 210-0232 Mary Wendt ... 892-3115 or 569-1775 by calling 605-892Belle Fourche Chamber 4414.

Please send re- Mary Kennon ...................... 569-2177 Sundance, Wyoming of Commerce.......................

892-2676 Danelle Howard ................. 892-5962 sume application Wayne Lindstad .................. 723-1311 Norma Peterson .......... 307-283-2739 Tri-Stateand Museum & Visitor Center 723-1200 .................................... or 541-687-2160 to: Butte Co.................

Hwy Dept.

Spearfish ColeJohnston, .... 723-3444 or 645-0595 %Nancy Lori 117 t h Fladmoe ..................... 568-0179 Margaret Logan ..................892-2847 Shirley Aman ...................... 722-0262 A v e n u e , B e l l e Mike Readé ......................... 892-5599 ........................................... or 641-2828 5 Gary Connie Husband Fourche, SD ................

57717.892-2370 The Paula Speidel .......................723-2098 Patty Moe ............................ 641-2287 Janet Jensen .................

307-896-9180 position will remain open until filled. Butte www.CenterOfTheNationConcerts.org County is an equal op-

Find the right people for the job, right here

Focusing on environmentally friendly disposal practices Veteran owned and operated

605-667-5364 • bmaier@jdog.com

GARAGE DOORS Sales / Installation / Service / Residential / Commercial Need a new door? Old door Need Repair? Call:

Free Estimates

605-569-2397 Belle Fourche Brent Wenger

South Dakota

DOUBLE SPOT $168.00 for 4 weeks • SINGLE SPOT $89.00 for 4 weeks ADD AN ONLINE BUSINESS DIRECTORY for $49.00

Call Our Professional Ad Staff Today!

©

605-642-2761

•

605-641-8636

Page 22A, Tuesday, September 14, 2021

The Weekly Prospector

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

Learn about animation... and the most famous animator ever!

Wonderful Walt Disney

BUSINESS DIRECTORY

Find anything from handy-work or maids to construction

JW Pet Sitting Services

• We’re Dependable • We’re Professional • We Guarantee Quality • Bonded & Insured • Professionally Trained

Horses • Fish & Bird Care IN-HO Plant Care & House Checks PET CAREME Errand Services for Seniors IN SPEA VISITS RFISH Currently selling Many CBD Products

Sunday, Sept. 19 at 2 p.m. $2 per person or free with membership

• Classic cartoon short • Craft to make a flip book that demonstrates animation • Drawing for book “I am Walt Disney”

• We Bring All Cleaning Products & Supplies • Customizable Service to Fit Your Needs!

• Free take-home workbook about Disney and his parks

100.00 OFF

$

your weekly or bi-weekly service

Jane Walker

Servicing the Black Hills Call for your FREE Estimate

605-645-1776

415 Fifth Avenue, Belle Fourche

605-718-9064

5112 Sunset Ln., Spearfish jwpetservices@hotmail.com

1141 Deadwood Ave., Ste. 4, Rapid City, SD 57702

QUALITY HANDYMAN Windows • Doors • Fences Decks • Drywall • Painting and so much more!

River Bottom Top Soil • Base Coarse Gravel Multi Colored Landscape Rock Mon-Fri: 8am-5pm • Sat: 8am-4pm Located 2 Miles North of Exit 2

Floyd Stewart

605-415-3966

605-645-3482

Professional Workmanship, Reasonably Priced

S&H Production Co.

Let us capture your

Special Day!

WEDDING PHOTOGRAPHY AND VIDEOGRAPHY

WWW.SHPRODUCTIONCO.COM | (618) 606-1415 | SHPRODUCTIONCO@GMAIL.COM

BLUE PRINTS We do

FREE ESTIMATES! • 30 year workmanship warranty • References state-wide • Insurance Claim - we can help • No money down • Excellent service & clean-up • Locally owned & operated since 1993

1

starting at

$ 50

Residential • Commercial • Industrial

Whitley’s Area Wide Construction

24” x 36” plain paper

Roofing and Siding Insurance Claim Specialists 439 Spearfish Canyon Rd 605-642-2493 www.whitleysareawideconstruction.com

Color or Black & White Custom Sizes Available

Stop by or call! 605-642-2761

Your Community, Your Newspaper since 1876

315 Seaton Circle • Spearfish

DOUBLE SPOT $168.00 for 4 weeks • SINGLE SPOT $89.00 for 4 weeks ADD AN ONLINE BUSINESS DIRECTORY for $49.00

Call Our Professional Ad Staff Today!

©

605-642-2761

Family Fun Day

•

605-641-8636

Reservations are helpful!

Call 605-723-1200

The Weekly Prospector 508

Pets & Pet Supplies

BERNESE MOUNTAIN DOG puppies. Call Melanie at 605-5150778 ready October 11th.

509

Sporting & Exercise Items

FOR SALE MAGNETIC Elliptical Stride. Brand new $150; small and easy to haul! Call 605642-3078 and leave a message

514

Good Things To Eat

Since 1976 ... THE Choice of More Businesses than ANY OTHER!

STURGIS: KEY CITY MANOR- Efficiency and 1 bedroom apartments for rent/ income based housing/ rent range from $25-$658. For information and application call Beth at 605.347.3384. *Equal Housing Opportunity* SPEARFISH: 2 BEDROOMS AVAIL at Canyon Estates . Nicely landscaped, play area, off-street parking, laund r y f a c i l i t ie s . S o m e units newly remodeled.

Rental assistance available for Lower Income Residents. Call 605642-7400 for more information. Equal Housing Opportunity.

SPEARFISH: 2 BEDROOM. 5th Street Apartments and Hillside Apartments. Clean!

Rent Based On Income.

For More Information Call 605-645-8933 or Apply Online at www.hdamanagement. com. APPLICATIONS AVAILABLE ONSITE. Equal Housing Opportunity.

Tuesday, September 14, 2021, Page 23A

AVOID HIGH PRICES

Don’t be Misled!

Celebrating 65 years of taking care of customers just like you!

Our Prices “Always” include delivery and set-up within 150 miles of our location.

Taxes are extra.

Black Hawk, SD (I-90 Exit 48) liechtyhomes.com • 800-556-8393

$100 ANGUS BEEF BUNDLES. 40% Hamburger, 40% Steaks & Ribs, 20% Roasts. 2 Yr old raised on grass, finished on corn. No Hormones, implants or antibiotics. Call 605-3426952

516

Miscellaneous Items

ARE YOU MOVING? Do you have kids that draw? A restaurant in need of table covers?

We have END ROLLS OF PAPER for sale starting at $5! Come on out to 315 Seaton Circle to get them before they are gone!

760 Autos Wanted CLEANING UP? We buy junk cars. Jim's Auto Salvage, Sturgis. 605347-2303.

800

Apartments For Rent

FOR RENT IN SPEARFISH: 2 Bedroom, basement duplex, 319 1/2 Upper Valley. Available Oct 1st. Pets Allowed. $750/month+deposit.

605-381-9655 NOW TAKING APPLICATIONS for furnished 3 bedroom ground floor apartment in Sturgis.

No smoking/pets. $1200 + utilities. Call 605-347-1467 1 & 2 BEDROOM Subsidized Apartments. Call 605-642-7603 for availability. EQUAL HOUSING OPPORTUNITY. Yes we design & print business cards! Call Black Hills Pioneer today 605-642-2761

Is it worth refinancing my vehicle?

Refinancing your vehicle loan can Many people confused about the lead to a lower monthly payment, a car-buying process. They pick a car shorter term, money saved over the they like, then they are told what the course of your loan (often 4-6 years) price is, what the monthly payment is or all of the above! It depends on a and everything else. To some, it may wide range of factors, including the seem like the choice of lenders for current interest rate, value of your your car loan is predetermined based vehicle, how much you owe on your on where you purchased your car. current loan, and your credit For example, Highmark is ofstanding. fering a discount of 0.50% APR If any of these factors have off published interest rates on changed since you bought vehicles financed by other lendyour car (and we know iners now through October 31. In terest rates are at an all-time addition, the first payment isn’t low!), you owe it to yourself due for 3 months! Even that to check out your refinancing half a percentage point savings options. Let’s look at some can result in a lower monthly common life changes and Dallerie Neff payment and potentially thouHighmark when they might be cause to sands over the life of the loan.

Credit Union look at refinancing. Read on If you’ve never shopped to learn about three scenariaround for a car loan, it’s defios where refinancing makes sense for nitely worth doing. By getting multiple your car or truck: quotes, you can ensure you’re getting 1. Your credit improves the best price available for your loan.

If you didn’t have much experience 3. You need to change your monthly with credit when you purchased your payment vehicle, refinancing can do you a You may be in a much better world of good. High interest rates are financial situation now than when common for borrowers who have little you bought your car. You may have a to no credit history. Having even a few better job or more security. You may months of solid payments on your side have paid off credit card or other debt. can cut that rate in half or more.

All of these things free up how much 2. You didn’t shop around before you can pay per month.

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