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Georgia Properties

How Berkshire Hathaway HomeServices Will Help You Find Your Home For The Best Value Possible.


Berkshire Hathaway, Inc. • According to the Forbes Global 2013 list, Berkshire Hathaway is the 8th largest public company in the world. • Berkshire Hathaway is led by chairman and CEO, Warren Buffett who is often referred to as “the Oracle of Omaha”. • Berkshire Hathaway employs nearly 300,000 people & owns approximately 100 companies including GEICO, Fruit of the Loom, Dairy Queen, Helzberg Diamonds, Benjamin Moore, Net Jets® & Shaw Industries. • Berkshire Hathaway is the No. 1 company in Barron’s annual ranking of the world’s 100 most respected companies.

Berkshire Hathaway is One of the Most Successful and Respected Business Organizations in the World.


Our Family Of Companies


Berkshire Hathaway HomeServices received the highest numerical Equity Score among Real Estate Agency Brands included in the 2014 Harris Poll EquiTrend® study naming us

2014 Real Estate Agency Brand of the Year.*

©2014 An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity. *Berkshire Hathaway HomeServices received the highest numerical Equity Score among Real Estate Agency Brands included in the 2014 Harris Poll EquiTrend® Study, which is based on opinions of 41,806 U.S. consumers ages 15 and over surveyed online between January 3 and January 31, 2014. Your opinion may differ. “Highest Ranked” was determined by a pure ranking of a sample of Real Estate Agency brands.


Historically Low Prices And Low Mortgage Rates make Home Affordability Exceptional!


Time Frame

Priorities

1

Objectives R.O.I.

Decision Process

Communications

Negotiating Strategies

We Identify Your Goals & Objectives.


2

Pre-Qualification Improves Your Negotiating Power and May Be Required By The Seller.


Types of Credit Used New Credit

10%

10% Payment History

Length of Credit History

35%

15%

Amounts Owed

FICO® scores are your credit rating. Scores can range from 300-850, higher is better.

30%

1. What is Your Purchasing Power • Step 1 - Household Income • Step 2 - Monthly Expenses • Step 3 - Amount Available For Housing Expenses 2. Understanding Your Credit Score 3. Loan Application Checklist

Identifying Your Financial Needs


We Know Great Financial Experts!


3

We Will Help You Find The Perfect Home!


Why Choose Berkshire Hathaway HomeServices? Because People Are Attracted To Companies They Know & Trust! Berkshire Hathaway HomeServices mission To provide the highest quality real estate brokerage services to its customers and clients, with an exemplary “We Care� spirit.


Questions to Think about when defining your ideal home: How Do You Commute To Work? Have Special Educational Needs? Types Of Communities?

Style/Features Of Home? Likes And Dislikes Of Previous Home?

What Are Your Must Have Features? What Is Your Timeframe?

Have You Ever Purchased A Home Before?

What Are Your Expectations Of Me As Your REALTOR速?

Defining Your Ideal Home


The Internet Has Dramatically Changed How Buyers Find Homes.


The Best Website Search Tools


The Best Custom Local Mobile Real Estate App


Your Free “My Home Finder” Account Allows You To Use Any Device, Any Time.


123 Main Street, Atlanta, Georgia 30305

Georgia Properties

Susie Samples

We Provide Listings From All Local MLS Services With The Fastest Updates And Detailed Information.


We Also Provide Detailed Market Trends & Property Information. Better Information Leads To Better Decisions!


4

Together, We Visit Qualified Properties & Narrow The Search For Your new Home.


5

Together, We Make An Offer And Help Negotiate The Best Deal.


SUBMITTING AN OFFER LANGUAGE Determine the price you want to offer Decide on Financing Options Decide on other issues that are important to you

• Home Warranty • Job Loss Protection • Mortgage Incentives • Closing Costs I will present your offer to seller Once agreement is reached with seller, you will have a firm contract to purchase home

We Can Help Negotiate Special Programs And Incentives.


6

We Coordinate Inspections And Help Resolve Contingencies.


7

Obtain Loan Approval.


8

We Help Prepare You for A Successful Closing.


H O M E WA R R A N T Y

Our Partners Simplify The Closing Process And Offer Attractive Pricing.


Before Settlement Confirm date, place, time and ask for a checklist of everything you need to bring to settlement. Are all necessary inspections complete? Are all required repairs complete? Final Walk-through inspection? Is your insurance policy paid and ready? What form of check to use for closing cost? What is the closing amount? Receipts for items you have already paid for? Bring checkbook to cover any overlooked fees? Bring a valid photo I.D.

The Day of Settlement Settlement officer will ask for your paid home insurance policy Settlement officer will list the adjustments You will sign the mortgage & mortgage note You will get title from seller in the form of signed deed Lender’s representative will collect closing cost and give you a settlement statement You will receive keys to your new home The deed and mortgage will be recorded in the town or county courthouse. (Timeframe can vary)

Congratulations, The Home Is Now Yours!

Settlement Checklist


9

Welcome To Your New home!


We Would Be Honored To Help You Find Your Home.


BHHS Georgia Properties Buyers Presentation