Perfectly Personal Financial Planning
An Introduction for Professional Connections
BESPOKE FOR YOU. FOR YOURS. FOR THE
When something’s Bespoke, it’s custom-made. It’s not “made-to-measure”. Anything made-tomeasure is simply something that’s off the shelf adjusted to fit the best it can. When something’s bespoke it’s made from scratch. From the start to finish. For you and only you, delivering a perfect fit.
EIRS.
Us. We’re an Independent Financial Advice Firm founded in 2014, based in Worcester but with a growing national footprint, looking after over £500m of our clients’ money. We’re a Chartered Firm, meaning that we believe all our clients deserve to receive the highest standards of advice and service built upon the highest standards of education, knowledge and qualification. We believe in transparency and decency and, as one of the few UK financial advisers in the UK to have achieved Certified B Corp status, we like to walk our talk, serving our clients and all our stakeholders to the best of our ability, ensuring responsibility and good practice are central to all that we do. We believe in doing things properly. We don’t like short cuts and easy fixes because the people we look after, our clients, our professional partners and our team, they deserve that extra yard. We believe in fair exchange. In keeping our promises. And in doing and delivering the best that we can.
3
INDEPENDENT. Pure and Simple. We don’t play with words. When we say we’re independent, we mean it in its purest sense. We’re not tied to any investment, technology or product solutions and the business we’re building and the financial planning solutions we advise aren’t designed around any corporate agenda. We create custom-made financial plans for our clients, guided specifically by their individual needs and aspirations, making sure our focus is on them and only them. Bespoke advice is what we deliver, and being able to access every product and solution the market has to offer is the cornerstone of our business. Our independence isn’t just something we believe in, it’s essential to what we do.
4
Working with
PROFESSIONALS.
We love to take client introductions from professional partners, whether they be solicitors -accountants, banks or other financial specialists. When we do we make two clear promises: to strive to ensure that our service positively reflects your professionalism and care and that your clients will be delighted with the referral you’ve made. We guarantee that the advice your clients receive, irrespective of the required discipline, will be designed and delivered by advisers fully competent in that field and that every care will have been given ensure the required outcome. Our introducers are important to us and we treat them as part of the team.
ALL ABOUT
THE CLIENT.
Our client relationships start with two things: a blank sheet of paper and a conversation. We don’t offer prescriptive solutions, so to make sure every piece of financial advice we give is unique to you, we follow a clear, distinct six stage process: 1 INITIAL MEETING Our clients talk, we listen, we ask questions. We take time to get to know them, doing all we can to find out what they want, what they like, what they need and what they want to achieve.
6 IMPLEMENTATION AND MAINTENANCE
2
Following the clients instructions we’ll put their financial plan in place and, with our optional ongoing service designed to meet your needs, we’ll have regular meetings to make sure it remains on track.
ANALYSIS We go away, we have a think, accessing global resources, specialist tools, in-house expertise and, when necessary, consult with the best people we can find.
5
3
PRESENTATION AND AGREEMENT We’ll present, showing the client and their advisers everything they need to see and when, and only when, they’re ready to proceed we’ll agree how we go forward.
INITIAL DESIGN 4
When we’ve all we need we start to build a plan.
DEVELOPMENT AND PREPARATION When we think we’ve got it right we develop our ideas and get them ready for our clients to see.
It works, creating a financial plan with you, for you and, most importantly, bespoke to you.
6
Building on our ASPIRATIONS. To be the business we want, we have to hire and develop the people we need. We take great care in making sure we attract the right advisers and support staff and in providing an environment which supports their needs. We want them to achieve the highest level of qualification and professional standing and we want them to have the right balance in their work and their play.
We keep moving forward. Seasoned practitioners are encouraged to learn and our apprentices are given all that they need to progress. That way we work together to be the best we can, keeping the promises we make to each other and the clients we serve.
7
To be the BUSINESS YOU WANT. We do all we can to offer bespoke financial planning covering all our clients existing and potential needs: • • • • • • • •
Retirement Investments Inheritance tax planning Property purchase, refinance and equity release Life assurance & family protection Income protection Critical illness protection Long term care
But, more than that, we’re working to be a business everyone is proud of and that you want to work with. As a Certified B Corporation, we’re committed to using our company to improve the lives of not only our clients and staff, but also our communities and those who surround us. We ensure we treat our suppliers and partners fairly, we only deal with appropriate people and organisations, and that we work sensibly and sustainably to protect the world we live in.
8
Bespoke for you. FOR YOURS. FOR THEIRS.
English Mutual House 22, The Tything Worcester WR1 1HD 01905 954481 conversations@bespoke-advice.com
London Office 85 Gresham Street London EC2V 7NQ 020 3713 1790 conversations@bespoke-advice.com
As a Certified B Corporation we’re part of a growing global movement dedicated to using business as a means of making the world a better place. We believe in looking beyond profit and use Bespoke Advice to improve the lives of both our clients and our employees, to benefit and help our communities and to protect and preserve our beautiful planet. You can find out more about the B Corp movement at www.bcorporation.net.
Bespoke-Advice Ltd. is authorised and regulated by the Financial Conduct Authority. FCA no: 616019. Bespoke-Advice Ltd. is registered as a limited company in England & Wales: 08754524. Registered Office: English Mutual House, 22 The Tything, Worcester WR1 1HD.