Life Planning
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Managing and planning one’s estate sounds like a task reserved for the über-rich. But that’s a common, and potentially costly, misconception. Indeed, estate planning is a necessary component of long-term financial planning no matter the size of a person’s investment portfolio. Estate planning is an umbrella term that encompasses anything from asset allocation after death to end-of-life health care decisions to power of attorney should an individual become incapacitated. Key components of an estate plan typically include wills, trusts, power of attorney, and health care directives. According to a 2021 survey by Caring.com, only 33 percent of Americans have a will in place, and 60 percent of respondents in the same survey cited “not having enough assets” as reasons for not creating an estate plan.
Life Planning Guide 2026 | Saturday, March 14, 2026
What to know about estate planning
The following are some basic steps anyone can take to establish an estate plan.
• Establish trusts. Morgan Legal Group says trusts are tools that can protect assets, minimize estate
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taxes and provide for beneficiaries. Trusts can be revocable or irrevocable. Special needs trusts also can be set up. Trusts can help avoid probate and reduce estate taxes. The National Bureau of Economic Research indicates trusts can reduce estate taxes by up to 40 percent. Trusts also can shield some of your assets so they cannot be counted as part of your responsibility for paying for skilled nursing home admittance.
• Determine powers of attorney and health care proxies. If someone becomes incapacitated, that person will need responsible people who can act on their behalf. A financial or legal power of attorney can help with paying bills, accessing accounts and managing finances and other needs. A health care proxy can be listed on an advanced health care directive, known as a living will. The proxy will communicate
your wishes indicated on the directive and see that your wishes are honored. Knowing what’s included in an estate plan can ensure that people make informed choices about their assets, beneficiaries and financial futures. It is always best to work with legal, medical and tax professionals when drawing up estate plans to avoid any issues that can arise when matters are not decided ahead of time.
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• Create a will. A will is a legal document that specifies how your assets will be distributed after your death. Although a will can be set up without an attorney, relying on an attorney to create or update a will can ensure that it is legally sound and reflects your intentions. In the will you can name an executor who will carry out the plans of the will. Without a will, intestacy laws where you live will dictate the distribution of your assets.
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3 metrics that can help people gauge their financial health Effective money management can help men and women achieve their short- and long-term goals. Wise investment strategies and a commitment to saving for retirement are great ways to manage money over the long haul, but it’s important to seek ways to do so in the short-term as well. Monitoring financial health is a short-term strategy that can keep individuals on a path toward long-term security. While various metrics can be looked to as indicators of financial health, adults can keep these three variables in mind as they look to utilize short-term strategies to ensure their long-term success. 1. Debt-to-income ratio: Debt-toincome ratio can be a good indicator of financial health. The Consumer Finan-
cial Protection Bureau defines debt-toincome ratio (DTI) as all your monthly debt payments divided by your monthly gross income. Lenders utilize DTI to determine the creditworthiness of loan applicants, but individuals also can use it as a metric to gauge their financial health. Monthly debt payments include mortgages, auto loans, student loans, and other debt payments, including credit cards. Individuals whose debt payments total $2,000 per month and who earn a gross monthly income of $6,000 have a 33 percent DTI. The credit experts at Experian suggest a DTI of 35 percent or less is indicative that debt is being handled well, so that’s a figure to keep in mind. 2. Savings balances: Savings accounts don’t generate as much interest
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as they did throughout the 1980s and 1990s. According to Nasdaq, savings interest rates climbed as high as 8 percent in the 1980s, but have fallen below 0.25 percent since the financial crisis of 2008. That’s led some to devalue savings, but savings balances can be a good indicator of financial health. A substantial savings account can help individuals avoid taking on debt when costly emergencies and expenses arise unexpectedly, thus helping them keep their DTI in a financially advantageous range. 3. Credit score: Credit score is another strong, and easily accessible, indicator of personal financial health. Individuals can now access their credit scores for free each month through their banks and credit card providers.
Experian notes that credit scores range from 300 to 850, and where a score falls in that range can indicate if a person is managing credit in a healthy or unhealthy way. Experian reports scores 740 and above are very good, while scores between 670 and 739 are considered good. Scores between 300 and 579 are considered poor, while a score between 580 and 669 is considered fair. Scores below 669 indicate there’s room to use credit more wisely, which involve reducing reliance on consumer credit, making payments on time and ensuring payments are more than the monthly minimum. These three metrics and others can be utilized by individuals looking to gauge their financial health in an effort to realize their short- and long-term goals.
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Planning for a life that keeps expanding One morning, your reflection catches you a little off guard. Maybe it’s the light, or maybe you’ve simply slowed down long enough to notice — fine lines that weren’t there before, hair that’s changed texture, a face that feels familiar but clearly shaped by time. It isn’t shocking. It’s quieter than that. A gentle realization that years have passed more quickly than expected. For many people, that moment isn’t about vanity. It’s about orientation. Where am I now? How did I get here? And what do I want the years ahead to hold? Aging doesn’t arrive all at once. It unfolds gradually, through subtle shifts in energy, recovery and perspective. The real fear isn’t growing older. It’s the worry that life might narrow, that choices will diminish. Aging gracefully offers a different way of looking at time — not as something to fight, but as something to work with, shaping daily choices that support health, curiosity, connection and confidence. Graceful aging doesn’t begin at retirement. It’s a relationship built slowly, influenced by how we care for ourselves and how we imagine the future. REDEFINING AGE BEYOND A NUMBER
What matters more is functional age: how you move through daily life,
When age becomes a limitation, life contracts. When it’s understood as a stage, one with its own strengths, it stays flexible. Aging gracefully means shifting the question from “How old am I?” to “How do I want to live now?” LIFESTYLE AS A FOUNDATION FOR AGING WELL Daily habits quietly shape how aging feels. Sleep becomes increasingly important, supporting immune health, memory, mood and recovery. As the body changes, honoring rest isn’t indulgence — it’s essential maintenance. Stress management plays an equally powerful role. Chronic stress accelerates aging and contributes to fatigue, inflammation and emotional burnout. Mindfulness, time outdoors and thoughtful boundaries around work and technology help preserve longterm resilience.
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These choices don’t need to be extreme to matter. Small, sustainable routines often provide the greatest protection over time. MENTAL FITNESS & LIFELONG LEARNING The brain thrives on engagement. Cognitive health improves when challenged through reading, creative pursuits, problem-solving and education. Many adults return to school later in life — sometimes even pursuing a second degree — not out of necessity, but curiosity. Learning builds cognitive reserve and reinforces a sense of purpose. Mental stimulation doesn’t have to be academic. Learning a language, joining a discussion group, playing music or mastering new technology keeps the brain adaptable and alive. Emotional health deserves the same care. Therapy, reflection and honest conversation help navigate loss, transition and evolving identity. Mental well-being directly influences physical health, motivation and outlook. THINK OF THE POSSIBILITIES Aging gracefully isn’t about obsessing over the end of life. It’s about
recognizing that each day still holds possibility. Many people reach a point where fear loosens its grip — fear of failure, of judgment, of starting late. What once felt risky begins to feel necessary. For many, the COVID-19 pandemic served as a wake-up call. I don’t know about you, but for me it was impossible to witness so much loss, or to feel how weak I became when I eventually got sick, without gaining a new perspective. It wasn’t a dramatic “come to Jesus” moment. It felt closer to what Henry David Thoreau described as “living deliberately” — choosing to be awake to life rather than drifting through it. In that awareness came a simple realization: there was still more to do, more to learn, more to experience. Aging gracefully isn’t about stopping time. It’s about meeting it fully — with intention, courage and the belief that life can continue to expand, right up until the very end; just like the universe above us.
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Chronological age tells us how many birthdays we’ve celebrated. It says very little about how we live. Two people can share the same age and inhabit completely different worlds — physically, mentally and emotionally.
how you recover, how engaged you feel. Psychological age matters too. Curiosity, adaptability, resilience and purpose don’t expire. People who continue to learn, plan and participate often experience aging as expansion rather than decline.
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Aging gracefully
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Saturday, March 14, 2026 | Life Planning Guide 2026
Why everyday movement matters at every age and ability Stiffness and discomfort creep in gradually — a shoulder that doesn’t move as freely, hips that tighten after sitting, or a back that complains first thing in the morning. These changes are easy to chalk up to stress or aging, but physical therapists often see them as early signs that the body needs more movement, not less. In physical therapy, there’s a simple phrase that captures this idea: “The motion is lotion.” Joints rely on movement to stay healthy. When you move, synovial fluid circulates, nourishes cartilage and keeps tissues flexible. When movement is avoided, due to pain, habit or fear, stiffness increases, strength declines and everyday actions begin to feel harder than they should. ACCEPTING PAIN WITHOUT SURRENDERING
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One of the most challenging realities of aging is accepting that some discomfort may be part of life. Physical therapy doesn’t promise a pain-free existence,. The goal isn’t to eliminate every ache, but to make discomfort manageable and predictable — something to work with rather than fear.
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Avoiding movement because of pain often worsens the problem. Muscles weaken, joints stiffen and sensitivity increases. Physical therapists help people learn the difference between harmful pain and the normal sensations that come with rebuilding strength and mobility. Over time, this approach can reduce reliance on medication and restore a sense of control over the body. MOVEMENT AS MAINTENANCE, NOT PUNISHMENT Physical therapy reframes exercise away from extremes. It isn’t about pushing through pain or chasing intensity. It’s about preserving function — the ability to walk comfortably, stand from a chair, reach overhead, turn while driving and move through daily life with confidence. This matters most in foundational areas like the knees, hips and spine, which support nearly every movement we make. Keeping them strong and mobile doesn’t require elaborate
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routines. Regular, intentional movement is often enough. Neglecting these areas can lead to compensation, balance issues and loss of independence, while modest, consistent exercise can help maintain mobility for years. CONSISTENCY BEATS INTENSITY One of the most common messages physical therapists share is that consistency matters more than intensity. Short bouts of movement done regularly are often more beneficial than occasional strenuous workouts. Gentle stretching, light strengthening and balance work can reduce stiffness, support joint health and keep the body moving efficiently. Simple actions add up: standing up and sitting down a few extra times, rotating wrists and ankles, opening the chest and shoulders, or gently moving the hips and spine through their natural ranges. These acts help prevent the body from becoming guarded and rigid. DIFFERENT MOVES FOR EVERYONE There is no universal prescription for movement. A teenager, a desk worker, an older adult and someone recovering from surgery will all move differently — and should. Physical therapy emphasizes meeting the body where it is and gradually expanding what it can do safely. Progress doesn’t need to be dramatic to be meaningful.
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No one knows what the future holds. Despite the mystery shrouding the future, it’s still vital that people plan for the years ahead, particularly in regard to saving for retirement. Advice abounds regarding how much money retirees will need to live comfortably in retirement. One common approach suggests retirees should aspire to replace 70 to 80 percent of their pre-retirement income, while another strategy urges retirees to save twelve times their final pre-retirement income, meaning someone making $100,000 in the year they retire will need at least $1.2 million in retirement savings to maintain their lifestyle. Each of these approaches are just strategies, and how much a person actually needs in retirement will depend on a host of variables unique to each individual, including the age a person retires, his or her health status at the time of retirement and personal goals for their golden years. For example, those who hope to retire at 65 and travel extensively in
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retirement will likely need more savings than someone who hopes to retire at 70 and travel less frequently. Though variables unique to each person will help to determine how much to save for retirement, there are some additional ways to identify how much you might need to live comfortably after calling it a career. • Identify your ideal retirement age.
Arguably the most significant variable related to saving for retirement is the age at which a person hopes to retire. Some may have the luxury of choosing their own retirement date, while others’ personal health or employers may make that choice for them. But it’s good to remember that the longer a person continues to work, the less retirement savings that person will need. When trying to determine how much to save for retirement, first identify your ideal retirement age and then go from there, recognizing that this important variable can change over time. • Identify the lifestyle you hope to live. If the romanticized ideal of a jetsetting retirement lifestyle appeals to you, then you’re likely going to need to save more for retirement than someone whose vision of life after working is less glamorous. It’s possible for many retirees to live their ideal lifestyle in retirement, but those whose ideal is marked by expensive pursuits like regular international travel will need to start ear-
lier and save more than someone who envisions occasional trips but more time at home. • Don’t overlook health care costs. Health care costs for retirees are heavily dependent on individual health. But even the healthiest retiree might experience a sudden and potentially costly medical issue, so it’s best for everyone to plan for sizable health care expenses in retirement. The Employee Benefit Research Institute estimates that couples will need to have saved at least $188,000 to have a 90 percent chance of covering their health care expenditures in retirement. That figure is subject to variables unique to each individual, but it can serve as a useful measuring stick as adults try to determine how much they need to save for retirement. Financial needs in retirement depend on the individual. However, some key planning strategies can help individuals determine how much they might need to save to live comfortably in retirement.
Life Planning Guide 2026 | Saturday, March 14, 2026
How to determine your financial needs in retirement
BIG PLANS. SMALL STEPS. REAL LIFE. BUYING A HOME STARTING A BUSINESS SAVING FOR COLLEGE PLANNING FOR RETIREMENT STAYING ON TOP OF DAILY FINANCES
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Images (L-R): Hunter with “Skipper,” his robotic comfort dog; Ron with “Fifi,” his robotic comfort cat; Matt and his mother Laura were all smiles after a recent session with UCP’s speech-language pathologist.
Life without limits:
How UCP of Western Massachusetts uses comfort, technology and connection to restore independence
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Disability can arrive slowly or in an instant. One day you’re independent, verbal, mobile. The next, you’re navigating a world that no longer feels designed for you. For more than one in four adults in the United States who live with a disability, that disruption is familiar. At UCP of Western Massachusetts, it’s not where the story ends. It’s where support begins.
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UCP of Western Massachusetts is a statewide nonprofit providing assistive technology, family support and disability services. Its work reaches children, adults, families, veterans and seniors across Massachusetts, helping people reclaim independence, communication and dignity. What distinguishes UCP is how it offers its services: personalized, family-focused services grounded in empathy, technical expertise and long-term support. Individualized assistive technology can significantly improve quality of life and functional outcomes, and nowhere is that more visible than in the work of UCP’s Assistive Technology (AT) Department. ASSISTIVE TECHNOLOGY ROBOTIC COMFORT ANIMALS For Hunter, independence arrived
on four paws. Hunter is autistic and experiences the world as loud, unpredictable and overwhelming. This is common; studies show many autistic individuals experience significant anxiety. Through UCP’s support, Hunter was partnered with “Skipper,” his assistive technology robotic dog, and the impact was immediate. Skipper helps Hunter regulate emotions, calm anxiety and stay centered during stress. Beyond that, Skipper became a bridge to the community. At the dog park, Hunter wasn’t on the sidelines. He was the guy with the dog. Conversations began naturally. The same thing happened in everyday places like Target, where Skipper created an easy social opening. Now attending school on Cape Cod, Hunter still relies on Skipper daily. HEALING WITH DIGNITY: RON’S STORY For Ron, comfort came softly — with a purr. A U.S. Navy veteran, Ron found housing through Soldier On. Through UCP’s Assistive Technology Department, he received support that honored both his service and his humanity, including Fifi, a comfort robotic cat. Veterans are
disproportionately affected by disability and isolation, and meaningful, steady support can be essential. Robotic comfort animals can provide routine, emotional grounding and a sense of safety. Ron’s story reflects a broader truth at UCP: assistive technology isn’t always a device or a screen. Sometimes, it’s the right support at the right moment, delivered with compassion. FINDING A VOICE: MATT AND ASSISTIVE TECHNOLOGY While comfort animals offer regulation and connection, assistive technology can also open the door to communication. Matt is non-speaking, but he has thoughts, preferences and a desire to connect. Through UCP’s Assistive Technology Membership, Matt and his mother, Laura, explored Augmentative and Alternative Communication devices with guidance from UCP’s speech-language pathologist. The membership allows families to try tools, learn what works and build confidence before committing to a device. From low-tech communication boards to high-tech speech-generating systems, the program emphasizes customization and user
choice. For Laura, it meant support from professionals who listened and adapted. For Matt, it meant being heard in ways that are fully his own. A statewide resource UCP of Western Massachusetts serves the entire state. Individuals and families can be referred or self-refer to the Assistive Technology Department. Teachers borrow classroom tools. Therapists explore adaptive devices. Families try sensory supports, adaptive utensils or advanced systems like eye-gaze technology and smart home tools. UCP’s Assistive Technology Resource Center offers free trials, refurbished equipment through its ReUse Program and guidance for people who don’t qualify for state services. For those facing financial barriers, scholarships and fundraising help close the gap. At its core, UCP restores freedom: to communicate, self-regulate, feel safe and live independently. With the right tools and human connection, healing becomes possible statewide for people everywhere. If you know someone who needs support — a family, a veteran, a teacher, a therapist or yourself — UCP is ready to help.
It is never too soon to be thinking about the future and which financial decisions need to be made to ensure a long and comfortable life. Although many people have an idea of how they should manage their money, professional advice can go a long way. According to Merill Lynch, planning ahead for events like retirement better positions individuals to reach their financial goals and manage any unexpected challenges that may arise. The benefits of hiring a wealth management financial advisor can outweigh the costs. Those still weighing whether or not to make that call can consider these reasons to seek out a financial planner. NAVIGATE COMPLEX TAX ISSUES A financial advisor can help people identify tax-efficient financial strategies. As income and savings grow, so, too, may tax obligations. Working with a financial advisor can help mitigate tax burdens by identifying tactics like strategic asset allocation. This strategy and more may help save a person thousands of dollars each year.
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MAXIMIZE MONEY’S POTENTIAL Some people have a large amount of cash in the bank earning minimal interest in low-yield accounts. Others may have inherited money and are not sure what to do with it. People may miss chances to put their money to work for them, which is where a financial advisor can step in. These
Including the Food Bank of Western Massachusetts in your estate plan is a way to write the final chapter on your own terms — one that reflects what you believe in. We offer free tools and personal guidance to help you make a lasting impact.
RIDE OUT MARKET DOWNTURNS Working with a financial advisor may help people navigate downturns in the market. Advisors might be
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Estate planning isn't just about what you leave behind. It's about what you stand for.
individuals are trained and may be certified to help make strategic decisions to maximize your earnings and savings.
a steadying voice during turbulent times, helping individuals stay focused on long-term goals and building portfolios that can endure market volatility. Advise for major financial changes Whether a person is planning to buy or sell a home, get married or start a family, a financial planner can walk one through issues to begin saving and managing money for the long haul. He or she may recommend when to start saving for a child’s college education while also keeping a retirement plan on track. A financial planner also can help figure out how much debt a person can take on when it comes to buying a home. Marriage or divorce also are key milestones that call for careful financial planning. Again, a financial advisor can offer thoughtful ideas about how to navigate and make changes to financial strategies. Like the other professionals people rely on to give them advice, a financial planner is an important asset who can help instruct individuals regarding smart money moves that help them to achieve their goals throughout life.
Life Planning Guide 2026 | Saturday, March 14, 2026
Why working with a financial planner is a good move
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O mentors, where art thou? Much like the idea that you are what you eat, you are who you surround yourself with. Over time, the voices closest to you shape how you see the world, how you see yourself and what you believe is possible. Mentors are those rare people who recognize potential and possibility in you where others might see flaws, hesitation or unfinished edges. Awards, certificates and titles eventually gather dust. What never fades is what you learn — especially when that learning comes from lived experience, hard-earned perspective and generous guidance. A mentor doesn’t hand you a map. They help you learn how to read terrain, recognize landmarks and trust your instincts when the path gets unclear. Finding mentors isn’t about locating someone perfect or powerful. It’s about paying attention to the people who already move through your life with curiosity, integrity and intention — and putting yourself in a position to learn from them.
THINK OUTSIDE THE BOX; ASK A LOT OF QUESTIONS There is no such thing as a dumb question, only unasked ones that slow growth. Mentors often reveal themselves when you lean into curiosity. Ask how someone arrived where they are. Ask what they would do differently. Ask what surprised them along the way. Questions invite stories, and stories carry lessons you can’t find in manuals or search engines. Asking questions also signals humility; a willingness to learn rather than perform. People are far more inclined to invest in those who are genuinely curious than those trying to appear polished. DON’T BE AFRAID TO ASK FOR HELP Independence doesn’t mean doing everything alone. It means knowing when support strengthens you rather than weakens you. Many mentors are never formally labeled as such. They emerge when you’re honest about what
you don’t know or where you feel stuck. Asking for help is an act of courage. It requires acknowledging limits while remaining open to growth. Most people who have built meaningful lives didn’t do it alone — they stood on the shoulders of others who shared time, wisdom and encouragement.
DON’T BE AFRAID OF MISTAKES OR REASONABLE RISKS Growth almost always includes missteps. Mentors understand this because they’ve lived it. They don’t expect perfection; they expect engagement. Mistakes become useful when they’re examined, learned from and shared. Taking risks within reason builds resilience. It teaches discernment. It sharpens intuition. PUT YOURSELF WHERE THE PEOPLE ARE Networking doesn’t have to be transactional or awkward. It can be as simple as showing up to community events, workshops, lectures or volunteer opportunities with an open mind. These spaces often attract people who care deeply about their work and their communities — fertile ground for mentorship to grow organically. Listen more than you speak. Pay attention to how people think, not just what they’ve accomplished. EMBRACE CHALLENGES THAT STRETCH YOU Growth often arrives disguised as discomfort. Moments that feel constricting can awaken creativity and insight you didn’t know you had. When you find yourself backed into a corner, new solutions emerge, but only if you stay engaged. That said, challenge doesn’t mean burnout. Stretch yourself without breaking. Sustainable growth respects limits.
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Our mission is to help Veterans and their families throughout Berkshire County access all the VA benefits they deserve. Our staff, which includes accredited National Service Officers under Vietnam Veterans of America, are proud to offer 100% FREE assistance with: ✓ VA Disability and Pension Claims ✓ VA Healthcare Applications ✓ VA Education Benefit Applications ✓ VA Benefits for surviving spouses ✓ VA Home Loan Cert of Eligibility
✓ Discharge corrections/upgrades ✓ Requesting Military Records ✓ Notary Public Services ✓ Food and Clothing Pantry ✓ And more!
Our non-profit center is conveniently located in the Allendale Underground (Suite 128) at 5 Cheshire Road, Pittsfield, MA 01201 We do host Veteran Events, so please check out our Facebook Page for updates! Mon- Friday 8am - 4pm • (413) 448-6052 berkshireveterans.org
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Veteran Service Officer are available by appointment only We are dedicated to providing the best guidance and advice possible to veterans and their families in regards to eligibility and the application process for VA Benefits.
The reality is, retirement readiness requires more than smart investments. As retirement gets closer, the questions pile up:
Life Planning Guide 2026 | Saturday, March 14, 2026
Feel like everyone else has retirement figured out except you?
“When should I claim Social Security?” “Can I retire in this economy?” “Should I keep working for the health insurance?” “Will my savings be enough?”
A more confident retirement starts here. Claim your free 15-minute consultation now! Scan the QR code or visit berkshiremm.com/start
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We’re here to help you answer your biggest retirement questions — and a few you may not have even thought about yet.
Investments in securities are not insured, protected, or guaranteed and may result in loss of income and/or principal.
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Saturday, March 14, 2026 | Life Planning Guide 2026
Nonotuck Resource Associates:
Wellness at the Heart of What We Do
At Nonotuck, wellness isn’t a program — it’s a promise: to support the people we support, and to care for those who do the caring by actively supporting our employees’ wellness journeys. For more than 50 years, Nonotuck has provided services to people with disabilities, introducing Shared Living in 1991 and Adult Family Care in 2006, all grounded in the belief that everyone deserves a life that feels like their own —shaped by personal choice, full of connection, and rooted in a true sense of home. We believe that each person we serve needs and deserves a rich variety of opportunities and experiences, along with a wide network of friends and mutual relationships. This kind of life looks different for everyone, but the foundation is always the same: love, respect, belonging, and the freedom to live in ways that reflect who we are.
Wellness is woven into our mission. Meaningful lives are built through relationships, community, and the ability to explore what brings joy, purpose, and meaning. At the heart of that life are freely given relationships — connections based on mutual interest, care, and respect. These relationships foster confidence, emotional security, and reciprocity. Supporting people in building and sustaining these connections is core to belonging and authenticity. Because this work is deeply relational, we know wellness must extend to our entire community. When our Nurses, Clinicians, Care Managers, Direct Support Professionals, and leaders are supported and well, they are better able to nurture stable, trusting relationships in Shared Living and Adult Family Care homes across the Commonwealth. Wellness that’s lived — not just discussed.
At Nonotuck, as part of our Wellness Initiative, we offer: • Dedicated Wellness Hours with no work expectations, just the freedom to pursue whatever makes us feel healthy. • Partnerships with organizations like the Kripalu Center for Yoga & Health, offering mindfulness and resilience tools.
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• Ongoing listening and reflection to ensure wellness remains meaningful and responsive.
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“When you receive positivity, you share positivity.” — Nonotuck employee Grounded in values. Guided by care. Our commitment to Authenticity, Mutuality of Love and Respect, Interdependence, and Vulnerability shapes how we support people — and how we support one another. At Nonotuck, wellness and belonging go hand in hand. They are the foundation of lives filled with connection, choice, and meaning.
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