Beluga Finance Solutions Brochure

Business Finances Just Got Easier Gain Control | Create Clarity | Enable Growth With Beluga Finance Solutions

Enabling you to make the very best decisions.

About Beluga Finance...

Making decisions for business growth is not a choice – but sometimes, businesses get those choices wrong. That’s because they make those decisions without the right information to do so, and instead, go on gut feel and sometimes bad advice.

This is why Management Information and Financial Modelling is essential for any business that wishes to either scale, or maintain their amazing market position.

At Beluga Finance Solutions, the financial fog is a thing of the past, thanks to over a decade of experience, and bespoke management information and financial modelling that is hard to rival.

It’s time to get clarity and control to make the very best decisions.

"In these difficult times, we would highly recommend Elaine’s skill set to any small business looking to grow value from within.”

How the Beluga Finance Model works ....

Any worthwhile finance system needs a number of core components that enable a business to function at it's optium financially.

Enabling Decision Making

Enabling Efficiences

Enabling Accountability

Enabling Risk Management

Accurate and reliable management information and scenario planning for both the short and long term, make it possible to decide of the strategic path of the business, for example, where to invest, where to cut costs and ultimately where to focus.

Cost savings and time savings are high on the agenda for any successful business.

With the very best and up to date monthly information, you can be sure that you are truly efficient as a business.

When you are monitoring your management accounts to the budget or forecast, it allows you to hold budget-holding parties accountable for underperformance or overspending, which keeps the business focused and on track to meet goals.

With increased visibility comes increased knowledge of potential areas of concern for the business. You’ll know if there is a cash flow problem, a stock issue, a productivity breach, shortfalls and many other KPIs that are relevant to your business.

Each of these core ares has a role to play in cost reduction, efficiencies and decision making. Those that don't get a handle on these ares will fail to scale (or even maintain) their business.

Here's why the Beluga Finance Model works...

It focuses on the 5 main areas of your finance function to get you clarity and control.

The model and support that reduces errors and improves accuracy, increases efficiency, saving time and money, and tracks key metrics more effectively.

Process/ System Improvements

Financial Strategy

Your Finance Function

Management Accounts Dependable tool that at the click of a button gives accurate, clear and understandable month end results, a focus on key areas for business success and bespoke KPI reporting

Overarching plan that allows you to establish clear long term financial goals,mitigate risks associated with financial decisions, and evaluate strategic decisions that drive business growth and success with scenario planning

Budgeting/ Forecasting

Cashflow Management

A real-time bespokely designed cashflow tool to support increased financial control, enhanced business planning, and an indication of any shortfalls in funds

A branded and bespoke budgeting tool allowing accountability for leadership teams, and departments. Better decision making; prioritising your resources

The Types of Businesses We Support Sole Traders and Start Ups For Sole Traders and Start Ups that need to quickly get their finances in check and compliant with legislation Beluga Finance will set you up on an easy to use functional system with bespoke reporting.

Standard Businesses If you are a small business operating as a single company with an annual turnover of less than £800,00 then this package perfect for you to bring clarity and control to your business

Advanced Businesses Small businesses with turnovers ranging from £800,000 plus operating on a single company structure. Let us empower your company with the expert guidance it needs to achieve financial success.

Complex Businesses Multi currency or multiple entities within your control? This is the package for you to clear the financial fog and aid you with the clarity and control you need to make the very best decisions.

So here's the Beluga Finance Packages

If you need a little extra help each month, choose an ongoing support option to suit you..

Sole Traders and Start Up Package Set up on Xero Experience the ultimate control and clarity in your financial management with our bespoke Xero setup service! Enjoy a personalized chart of accounts tailored to your unique business needs, enabling you to streamline your processes and make informed decisions with absolute confidence.

Tailored Reporting Discover the power of customisation with our tailored Profit & Loss statement, designed specifically for your business's needs and how you wish to view it. Plus, we offer a uniquely designed sales invoice featuring your brand's logo, ensuring a seamless blend of financial proficiency and aesthetic appeal.

Training An organised training session on Xero is offered, complemented by a reference guide that includes a checklist On Going Support to assist with end-of-month reporting tasks.

All this for Only £500 plus VAT

Discovery Session

Are you 100% confident in the accuracy of your accounts?

Unlock the accuracy and efficiency of your accounts with our discovery session!

This unique opportunity allows you to ensure the precision of your management accounts, helping you confidently steer your business towards success.

Providing you will a full internal audit report you will have no doubt in the accuracy of your accounts and expert insight into areas that need to be improved.

What you get...

A review of Sales, Purchase and General Ledgers A review of your reporting and reconciliations Confidence that you are compliant with HMRC Insignts into areas of concern within your accounts Recommendations of improvements to increase accuracy Recommendations to improve processes and efficiency

Only £350 plus VAT

FAQ's Q: My accountant does my management accounts for me, why would I change?

A: No-one will focus more on your business than you so no-one should understand your management accounts more than you. You may have an accountant, but YOU still need to access the information as and when you need it.

Q: Why do I need this, our finance is in a good place.

A: Great news! But are you really sure? There is a saying "You don't know what you don't know."

Why not book a discovery session to be certain and sleep easier.

Q: Am I big enough for this?

A: The best time to get control and clarity on your finances is now. You are always big enough to get this! It will give you greater control and capability to grow.

Q: Will the model work with my finance software?

A: Yes, if the model cannot integrate direct with your software, then it can run off a Trial Balance from your software so that you get all the same great benefits each month.

Q: How does it work with our existing reporting?

A: All your monthly reporting requirements can be adapted into the model. It will include any KPI reporting you are performing, proposed new ones as well as all your management reports in a clear and understandable layout, that works for your business. We'll work seamlessly with you to make it happen.

Q: How do I update the model?

A: There is no point making this investment if you cannot update it yourselves. Each of the packages on offer comes with training on the model and how to use it and update it. Of course you can always have extra support if required through the ongoing services packages that Beluga Finance provides.

Q: Do I need to wait until the start of a financial year to use the model?

A: No is the answer! If you implement the model part way through the financial year then the model will bring in your Year to Date figures also.

Q: Do I need to wait until the next budgeting cycle?

A: No if you already have a full budget in place then this can be added into the model and the 3 year plan would be built off this.

Q: How do I budget for my business? I don't know where to start A: As part of the Beluga Finance model package you will get my expert help with setting your budget and 3 year strategy.

What our Clients Say...

Mark Walker, Director of Penta Precision Eng Ltd says

“For many years Penta had struggled to engage with the right professional service provider so the leadership team would benefit from better financial information.

In a short period of time, Elaine has developed monthly management information and a rolling 5-year financial forecasting model to the benefit of the business.

This project has been delivered whilst implementing automation within the finance department to reduce the total time capacity required from 48 to 16 hours per week.

In these difficult times, we would highly recommend Elaine’s skill set to any small business looking to grow value from within.”

Want to know more?

Call Elaine on 01329 729059 Elaine@belugafinance.co.uk

Unsure where to start? Book a FREE 20 min call today