RENTING VS. BUYING A HOME

If recent housing marketing talk has you concerned owning a home is out of reach — or it’s not the right time to buy, we’re here to set the record straight with 5 ways your dream of homeownership may be more attainable than you think:

Low and even no down payment options may offer the perfect solution for borrowers with limited resources.

Many loan programs include flexible credit score requirements.

A fixed rate mortgage means your principal monthly payment will not increase during your time in the home. (Your mortgage is made up of principal, interest, tax and insurance payments. While your principal and interest won’t change, your tax and insurance payments could.

Building equity through homeownership can lead to an investment return you’d miss out on by renting.

The income tax deductions you’ll be eligible for as a homeowner could mean extra dollars in your pocket. (Check with your tax consultant.)

At Bell, we have a variety of programs that would work with you to make homeownership possible and, in many cases, can make your monthly mortgage payments cheaper than what you’re currently paying in rent. Owning a home can be an important step on the path to financial freedom.

Here are some of the mortgage programs Bell offers:

• Conventional

• First-time homebuyer

• Bell Moving Forward

• One-time-close new construction loans

• Veteran Affairs (VA) Loans

• Adjustable-rate mortgage (ARM)

• Federal Housing Administration (FHA) Loans

• Down Payment Assistance

Subject to credit approval. Income restrictions may apply based on property location. Not available in all markets.

Let’s chat!

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Cell: 555.555.5555 email@bell.bank website.com

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8349 W. Bell Rd

Peoria, AZ 85382

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