Home & Garden Expo

FEBRUARY 11-12, 2017

BRAZOS COUNTY EXPO COMPLEX

www.HomeExpoBCS.com

What’s New at BCR? REALTORS®

2 Full time REALTOR/ Auctioneers Joshua Rush & Lance Swigert BCR Auction Sales 979-219-4902 BCR Relocation Department: 979-255-7033 Phyllis Fukuda,CRP – Relocation Manager 43 agents ready to help you Buy and Sell!

700 Un i versi t y Dr. E S te 10 8 • Colle ge S tat i o n bcrbcs.com Sales Team 97 9.694.8844 • HOA Ma n a gement 97 9.703.1 819 Prop er ty M an a ge m e n t a n d Lea sin g 97 9.694 .2747 2 |

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Home & Garden Expo Get ideas and fun for all ages inspiration at Home & Garden Expo this weekend your one-stop shop to learn about building, renovation, banking, insurance, gardening, pools, outdoor tools and more. With many experienced vendors, you’re sure to leave with new ideas and inspirations.

Randy Ripple

2017 Home & Garden Expo Chairman

We are excited for all of you to join us for the 38th Annual Home & Garden Expo Feb. 11-12. Over the past year, we have been hard at work to bring you experts in the home and garden industries.

We would like to thank our title sponsor, Budget Blinds of College Station and premium sponsor, EcoZapp Pest Control. The Home and Garden Expo is

We have a great list of seminars lined up for you.

You can hear about things from “Vegetable Gardening for Beginners” to “What You Need to Know About Buying or Selling a House.”

You can gain a ton of insight from the experts, and then walk right out of the seminars and meet with the professionals who can make your dream projects a reality!

Located at the Brazos County Expo Complex, we have fun for the whole family. Make sure you don’t

miss the special activities for kids by the Agrilife Extension Brazos County Master Gardeners, and the “garage sale” benefitting the Habitat for Humanity, which will feature some household items and building materials.

Please note that the garage sale will be Saturday only and will be located in the pavilion. If you come to the expo with an appetite, you might even find a few food trucks hanging around the exterior of the exhibit hall!

I’d like to personally invite you to the 38th Annual Home & Garden Expo. This year will be one of the largest events we have ever had!

This is the best opportunity for the Brazos Valley to come to one location over one weekend and meet many of our local trade professionals.

Come and see some familiar exhibitors, as well as some brand new ones.

The Greater Brazos Valley Builders Association invites the local and surrounding communities to come be a part of the 38th Annual Home & Garden Expo this weekend!

This event is fun for the whole family, and is a great way to get ideas for ways to improve your home and its surroundings, as well as give you the opportunity to meet the people who can

help you make it happen.

This year’s expo will be held at the Brazos County Expo Complex on Feb. 11 and 12. From building a custom home, to kitchen remodels, to screening in porches, and much more, we have it all at this event. If you are looking for a bargain this year, we will feature a “garage sale” provided by the GBVBA Remodelers Council, with proceeds going to BryanCollege Station Habitat for Humanity, and there will also be food trucks visiting the event all weekend!

I’d like to thank all of our sponsors, exhibitors,

Jimmy Pitman

2017 president, Greater Brazos Valley Builders Association

committee members and our incredible staff for working together and making this the premier event that it is. For more event information, check out www.HomeExpoBCS. com or our Facebook page.

Richmon Homes

Best Home Builder

From designing and building your new custom dream home, to designing and renovating your existing home to look like new.

Visit us at Booth #103 to see all the new and Innovative Home Building Ideals we learned at the 2017 NAHB International Builders Show

RICHARD PALASOTA

Richard and Monica Palasota give each customer individual service with unmatched quality and professionalism. That’s the way our familes have been doing business in the local area for over 100 years.

MONICA PALASOTA

Certified Pride in Everything We Do! T H E B RYA N - C O L L E G E S TAT I O N E A G L E

Home & Garden Expo

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Table of

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How to make existing

windows more energy efficient

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Pitch in and save money

contents

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Steps to take before an appraiser’s visit

Crystal Duprè Publisher Shauna Lewis Special Projects Editor Sean Lewis Advertising Director Linda Brinkman Advertising Manager Aaron Beagle Section Designer

3 Randy Ripple Home & Garden Expo fun for all ages 3 Jimmy Pitman Get ideas and inspiration at Home & Garden Expo this weekend 5 Indoor & Outdoor seminar schedule 6 How to make existing windows more energy efficient 7 Exhibitors List Booth Assignments 8-9 Pavilion & Exhibit Hall Maps 10 Pitch in and save money 11 Steps to take before an appraiser’s visit 12 3 tips to prepare to sell your home 13 Tools of the home renovator’s trade 14 Home safety checks to complete today

Residential & Commercial Services • Title Insurance Real Estate Closings • Escrow

www.ltc-bc.com 1450 Copperfield Parkway • CS

979.776.3600 4 |

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indoor seminar scHedule SATURDAY

10 AM Buying & Selling A Home

11 AM The Building Process

Noon Dog Training Tips

1 PM High Tech Home Gadgets

2 PM Pools: Maintenance/Design/Types

3 PM Energy Efficiency

REALTOR ® Association Leaders

Panel of Builders

Sit Means Sit

Audio Video

Panel of Pool Exhibitors

TAMU Energy Lab Professors

SUNDAY

Noon Buying & Selling A Home

1 PM The Building Process

2 PM Dog Training Tips

Realtor Association Leadership

Panel of Builders

Sit Means Sit

outdoor seminar scHedule SATURDAY

10 AM Flights of Fancy - Butterfly Gardens

11 AM Veggies - Let’s Grow for Beginners

Noon It’s About Thyme - Growing Herbs

1 PM Your Backyard as a Bird Feeder

2 PM The Art of Pruning Trees

3 PM Your Backyard as a Bird Feeder

Charla Anthony, AgriLife Extension

Master Gardener Mike Vidrine

Master Gardener Sally Ann Hnatiuk

Corey Batson, Exec. Dir. Urban Interface

Gretchen Riley, Texas Forest Service

Corey Batson, Exec. Dir. Urban Interface

SUNDAY

Noon Sunpower Plants that Survive & Thrive in BCS

1 PM Cut Your Water Bill & Grow Your Landscape

2 PM Shady Characters - Low Light Plants

Master Gardener Nilah Wright

Jennifer Nations, City of College Station

Master Gardener Janet Madsen

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Home & Garden Expo

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How to make existing windows more energy efficient Metro Creative Connection

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rafty windows make homes less comfortable by allowing cold air in during the winter and warm air in when temperatures rise.

But comfort is not the only concern associated with leaky windows, as such fixtures also can have a negative impact on the environment.

Leaky windows require heating and cooling systems to work harder to keep home interiors comfortable during times of the year when temperatures can be extreme. In the dead of winter, a leaky window will force a home’s inhabitants to turn up the thermostat, which only increases energy consumption and energy bills. The same scenario

plays out in summer, when leaky windows allow hot air in, leading homeowners to lower the temperature of air conditioning units so everyone inside is cool and comfortable.

Thankfully, making windows more energy efficient does not necessarily require homeowners to replace existing windows. Before going that potentially expensive route, homeowners can consider the following strategies to improve the energy efficiency of their windows.

Hang curtains.

Curtains can help homeowners cut down on heating and cooling costs. According to the

U.S. Department of Energy, properly hung draperies can reduce heat loss by as much as 25 percent. In the summer, curtains can block the hot rays from the sun from entering a home, reducing the need to turn up air conditioning units. While curtains won’t fix leaks or block hot or cold air from entering a home, they can serve as a buffer between a home’s inhabitants and the air seeping in through leaks.

Caulk or add weatherstripping.

Small cracks and gaps around windows, which are most often found around windows in older buildings, might not seem like a big deal, but such breaches can lead to considerable energy loss. The DOE

recommends using caulk to seal cracks that are less than 1⁄4-inch wide on the parts of the window that do not move (i.e., frames and where the trim meets the wall). Caulk might be less effective at fixing leaks larger than 1⁄4 inch in width.

Employ weatherstripping to address leaks on movable parts of the window. Properly applied weatherstripping should adequately seal windows when they are closed without making it difficult to open or close them later on.

Weatherstripping is available in various materials, and homeowners can visit www. energy.gov/energysaver/ weatherstripping to find the material that’s most suitable for their situation.

Install windows films. Plastic window films are another option for homeowners looking to improve the energy efficiency of their windows.

Heat shrink film can be cut to fit each individual leaky window in a home and then attached to windows using doublesided tape. A hair dryer can then be used to shrink the film and remove any

wrinkles. Low-emissivity, or Low-E, coatings are a more expensive alternative to heat shrink film, and they can be equally effective at improving energy efficiency.

Installation of Low-E coatings can be more difficult, as they do not provide as much leeway for mistakes during application as heat shrink film.

Leaky windows are bad for homeowners’ energy bills and the environment.

But homeowners have options other than full window replacements to fix leaks and improve efficiency.

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HOME & GARDEN EXPO 2017

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Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months or if your account is otherwise in default.

FEBRUARY 11TH AND 12TH Giving away two FREE 45 quart Camo FRIO coolers, one on Saturday and one on Sunday

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**Coupon valid for $250 off the agreed upon purchase price of any new 1 Series through 6 Series tractor (up to 155 hp) from an authorized John Deere Dealer made between January 16, 2017 and October 27, 2017. In order for the coupon to be valid, customer must complete, sign, date, and submit a registrationcard at the Drive Green Event where the coupon was obtained and that same customer must redeem coupon within 30 days of that same Drive Green Event. Coupon valid only at participating US and Canadian John Deere dealers. Subject to availability and may be discontinued or modified at any time. Other restrictions may apply. Original coupon must be surrendered at the time of purchase. No reproductions will be accepted. Limit of one coupon per person per purchase. Savings applied to the total before applicable sales and use taxes and provincial environmental fees and shipping/delivery charges. Dollar amounts referenced are in currency of country of residence.

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Other special rates and terms may be available, including installment financing and financing for commercial use. Offers available on new equipment and in the U.S. only. Prices and savings in U.S. dollars. Available at participating dealers. Prices and models may vary by dealer. †Manufacturer’s estimate of power (ISO) per 97/68/EC. *

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COMPANY NAME

BOOth #

HOWDY HOME FURNITURE

EASt WING

THE MaDER WaY/ NORWEX

11

THE EaglE

12

MIRaclE METHOD SURFacE & REFINISHINg BUIlT gREEN cUSTOM HOMES

13-15 16 & 17

BINgHaM cONSTRUcTION & REMODElINg

18

cUTcO cUTlERY

19

MaROON POOlS SUPPlY & SERVIcE

20

RaVEN HOMES

21

IRONWOOD cONNEcTION

22

TEXaS FaRM BUREaU INSURaNcE

23

aIRE SERV OF aggIElaND

24 & 25

acME BRIcK cOMPaNY

26 & 27

TEXaS PROPaNE

28

DaVID WEEKlEY HOMES

29

TEXaS SUSTaINaBlE SOlaR

30

PROgRaM INSURaNcE gROUP

31

BaTTERIES PlUS

32 & 33

MagNOlIa OUTDOOR lIVINg

34 & 35

BTU

36 & 37

cORD cUTTER

38

cERTaPRO PaINTERS OF cS

39

SHaRP PROPaNE

40

SIT MEaNS SIT DOg TRaININg

41

POlYgUaRD BaRRIER SYSTEMS

42

aTMOS ENERgY

43

RENEWal BY aNDERSEN

44 & 46

MlaW ENgINEERS

45 & 47

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aggIElaND caRPET ONE

48

BcR - BRaZOSlaND claSSIc REalTY

90 & 91

SOlaR X OF TEXaS

49

cOllEgE STaTION UTIlITIES

92 & 93

SUNSHINE FUN POOlS

50 & 51

BRaZOS VallEY gROUNDWaTER cONSERV.

94

BUDgET BlINDS OF cOllEgE STaTION

52 & 53

HOB KNOB INTERIOR HaRDWaRE

95

EcOZaPP

54 & 55

lP BUIlDINg PRODUcTS

96

BlacKSTONE HaNDcRaFTED HOMES

56

ROcK-cRETE FOaM INSUlaTORS

97

RM MUllINIX HVac

57

VaNgUaRD ENHaNcED cONcRETE

98

BERET laND DESIgN

58

99

SUNSTOPPER WINDOWS

59

OVERHEaD DOOR cOMPaNY OF SOUTH cENTRal

PaINFREE PIllOW

60

cHIllIN-N-gRIllIN BBQ PRODUcTS

100

cOMMERcE NaTIONal BaNK

61

TEcHNOlOgY 2000 UNlIMITED

101

aMERIca OUTDOOR FURNITURE

102

RIcHMON HOMES

103

REMaX SElEcT

104

INVISIBlE FENcE BRaND

105

ROYal PRESTIgE

62 & 63

TEXaS STONE aND cURB

64 & 65

SUNSPacE TEXaS cOMPaNY

66 & 67

WINDHaM cONSTRUcTION

68

lEaFFIlTER NORTH OF TEXaS

69

alcO SalES-HOME HaRDWaRE

70 & 71

lONE STaR PaTIO aND OUTDOOR lIVINg

72 & 73

PREMIER POOlS aND SPaS PaRaDISE OaSIS POOlS STaMPEDE cOaTINgS aUDIO VIDEO

74 75 & 76 77 78 & 79

SOUTHWEST HOMES

80

EcOZaPP

81

lOWE'S HOME IMPROVEMENT

82 & 83

SUPERIOR SlEEP

84 & 85

BaRKER’S HEaTINg aND cOOlINg

86 & 89

UNIVERSITY ElEcTRIc

87

STaRSHEEN SERVIcES

88

Home & Garden Expo

Wc TRacTOR

106-109

KITcHEN cRaFT

110 - 112

BRaZOS VallEY laNDScaPE

PAV 1&2

cOUFal-PRaTER EQUIPMENT, lTD.

PAV 3-6

BOUlDER DESIgNS OF BRaZOS VallEY

PAV 7

URBaN INTERFacE

PAV 8

FaRMERS INSURaNcE

PAV 9

EcOZaPP

PAV 10

PROgRaM INSURaNcE gROUP

31 62 & 63

ROYal PRESTIgE SUDDENlINK

81

THE EaglE

29

TITaN SEcURITY

20

UNIVERSITY ElEcTRIcal SERVIcES

21

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Pitch in and save money

Metro Creative Connection

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ome improvement projects can be expensive. While the size and complexity of a project will affect how expensive the project is, homeowners can expect to shell out a pretty penny when they renovate or remodel areas of their home.

According to HomeAdvisor, an online resource for homeowners looking to connect with home improvement, maintenance and repair professionals, the average bathroom remodeling project costs $9,348, while the average home addition costs slightly less than $41,000. But renovationminded homeowners need not reconsider their commitment to remodeling, as there are various ways to cut the costs associated

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with home improvement projects.

One such way is for homeowners to pitch in and do some of the work themselves. Calculating labor costs can be difficult, as such costs can vary greatly depending on the project, the contractor and the amount of hired help that contractor intends to employ. However, some estimates suggest labor will account for anywhere from 25 to 50 percent of the overall cost of the project. So it’s no surprise that homeowners can save themselves substantial amounts of money by doing some of the work themselves.

Homeowners who intend to do some of the labor themselves should discuss this plan with contractors

during the vetting process.

Before hiring a contractor, make sure homeowners’ expected labor contributions are clearly defined in the contract.

While it’s best to leave the most complicated parts of a project to the professionals, homeowners can pitch in during the following phases.

Demolition: Demolition involves more than picking up a sledgehammer and swinging away. Some demolition projects are best left to the pros. For example, any projects that involve exposure to hazardous materials are risky and therefore best left to experienced laborers. However, many homeowners are capable of safely and effectively pulling cabinets from

walls, removing flooring or knocking down drywall.

Homeowners unsure of how to approach demolition tasks can ask their contractors to demonstrate the proper technique so the demolition is done right and on time.

working toward the end goal rather than requiring them to leave the work site to drop unwanted items off.

Cleanup: Homeowners also can save costs by cleaning up after the contractors at the end of each work day. Speak with the contractor about cleaning up the site each

day, asking him or her what can be discarded and what must remain on-site.

Home improvements are costly. But homeowners who are capable of pitching in can greatly reduce the overall cost of their next renovation project.

Salvage: Removing debris and items that will no longer be needed once the renovation is complete is another way homeowners can pitch in. Homeowners remodeling their kitchens may be replacing their existing stoves and refrigerators and hoping to donate these items. In such instances, driving the items to the donation site or arranging for them to be picked up rather than taken off the premises by the contractor or his employees can cut labor costs, as it allows laborers to keep

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Steps to take before an appraiser’s visit Metro Creative Connection

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omeowners unfamiliar with the appraisal process might not know if there is anything they can do to make the process go more smoothly. While certain variables involved in the appraisal process, such as location of the home and the value of surrounding homes, are beyond homeowners’ control, the Appraisal Institute recommends homeowners take the following steps before an appraiser visits their home.

Clean the house.

A dirty home that is full of clutter will not make the best impression on

appraisers. Dirty homes may be vulnerable to insect infestations that can lead to structural problems with the home. While a dirty home is not necessarily an indicator of infestations or a reflection of a home’s value, a clean home will create a stronger first impression with the appraiser.

Make any necessary repairs ahead of the appointment.

Homeowners who have been putting off repairs should make them before the appraiser arrives. Homes with repairs that still need to be made will likely

be valued less than similar homes with no such repair issues.

Though repairs can be costly, investing in home repairs will likely increase both the appraisal and resale value of the home.

history of the home; and the original plans and specifications of the home.

Inform the appraiser about recent improvements.

Homeowners can inform appraisers about any recent improvements to the home and the cost of those improvements. who have certain The value of home documentation at the improvements with ready can speed up regard to a home’s the appraisal process. appraisal value vary Such documentation depending on a host of may include a survey variables, but having of the house and property; a deed or title such information at report; a recent tax bill; the ready can help appraisers make if applicable, a list of the most informed items to be sold with the house; purchase appraisal possible.

Obtain all necessary documents before the appraiser arrives. Homeowners

D A O P L P ER N A H T E A W D E M H I W O T • O O D C TS .

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O i R

W ES E N LIN G IN EAD K EA ST H R B TE LA

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3 tips to prepare to sell your home

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1. Address the exterior of the home.

Because spring is such a popular time to sell a home, homeowners who want to put their homes on the market should use winter as an opportunity to prepare their homes for the prying eyes of prospective buyers.

The following tips can help homeowners during the preselling preparation process.

Winter can be harsh on a home’s exterior, so as winter winds down, homeowners who want to sell their homes should make an effort to address anything that might negatively affect their homes’ curb appeal.

A study of homes in Greenville, S.C., from researchers at Clemson University found that the value of homes with landscapes that were upgraded from “good” to “excellent” increased by 6 to 7 percent. If it’s in the budget, hire professional landscapers to fix any problematic landscaping or address any issues that arose during the winter.

Homeowners with green

ccording to Realtor. com, spring is the busiest and best season to sell a home.

While a good home can find a buyer any time of year, homeowners might find the buyers’ pool is strongest in spring and into summer.

The reasons for that are many, ranging from parents wanting to move when their children are not in school to buyers wanting to move when the weather is most accommodating.

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thumbs can tackle such projects on their own, but hiring professionals is akin to staging inside the home.

2. Conquer interior clutter.

Clutter has a way of accumulating over the winter, when people tend to spend more time indoors than they do throughout the rest of the year. Homeowners who want to put their homes on the market in spring won’t have the luxury of waiting until spring to do their “spring” cleaning, so start clearing any clutter out in winter, even resolving to make an effort to prevent its accumulation throughout winter. Just like buyers are impressed by curb appeal, they are turned off by clutter. The Appraisal Institute suggests

homeowners clear clutter out of their homes before appraisers visit, and the same approach can be applied to open houses.

Buyers, like appraisers, see cluttered homes as less valuable. In addition, a home full of clutter might give buyers the impression, true or not, that the home was not well maintained.

3. Eliminate odors.

windows tend to stay closed throughout the winter, interior odors can be even stronger come late winter than they are during the rest of the year.

A thorough cleaning of the house, including vacuuming and removal of any pet hair that accumulated over the winter, can help to remove odor. In the weeks leading up to the open house, bathe pets more frequently, using

a shampoo that promotes healthy skin so pet dander is not as prevalent. Open windows when the weather allows so more fresh air comes into the home.

Spring is a popular and potentially lucrative time to sell a home, and homeowners who spend winter preparing their homes for the market may reap even greater rewards.

A home’s inhabitants grow accustomed to odors that might be circulating throughout the house. Pet odor, for instance, might not be as strong to a home’s residents as it is to guests and prospective buyers. Because

Home & Garden Expo

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Tools of the home renovator’s trade

Metro Creative Connection

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ome renovation projects can be both exciting and tricky. Do-it-yourselfers are inspired by designs showcased in magazines, websites and their own communities. When DIY enthusiasts see a design they like, it’s understandable that they may want to emulate these looks at home.

Remodeling is one of the larger DIY undertakings, and it goes beyond simple carpentry. Considering demolition, reconstruction, electrical, plumbing and masonry work may be part of the DIY package, homeowners who are thinking about renovations must first stock up on the tools and other supplies of the trade. Having the right tools can mean the difference between a job

well done and a job that needs to be redone.

Crowbar or prybar: Before you can put in new construction, you might have to get your hands dirty with some demolition. Crowbars or prybars can be used to pry up wood slats, remove nails or remove old decking.

Tool pouch: A tool and fastener pouch gives DIYers a place other than their pockets to store fasteners and hand tools.

Pouches can be attached to tool belts for added storage capacity.

Stud finder: Invest in a more fool proof method of locating studs behind drywall than knocking on the wall. Stud finders can provide a picture of studs, pipes and other hidden items inside an entire length

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of wall. This is essential to driving nails where they belong and can also prevent sending fasteners into wires or nearby plumbing.

Level: A level is an essential tool for everyone from casual decorators to more involved renovators.

Whether hanging pictures or ensuring molding is parallel, levels are must-have tools for DIYers.

Safety glasses: Invest

can safely extend power where it is needed. Be sure to invest in a gauge that is large enough to handle the amperage of your most powerful tool.

Measuring tape: The “measure twice,

cut once” mantra is key to home improvements. To measure accurately each and every time, no tool chest is complete without a sturdy measuring tape.

Ladder varieties: Home improvements aren’t always at ground level. Purchase ladders of various heights so you can safely reach various areas of the home and avoid injury. Step stools, a step ladder and an extension ladder all have their purposes on the job.

Digital inspection scope: A scope lets you

see inside walls, floors and ceilings to find the exact location of pipes, wires and joists. It also can be used to seek out the source of clogged drains or anywhere you desire sight into hardto-maneuver areas.

In addition to these tools, brooms, shop-vacs, hammers, screwdrivers, wrenches and pliers can complete a DIYer’s basic toolbox.

in a pair of safety glasses so no one working on a project deals with obstructed vision. Safety glasses also provide ample eye protection.

Extension cords: If power tools are part of the renovation picture, extension cords

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Home safety checks to complete today

Metro Creative Connection

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new kitchen or a bathroom remodeling job might be dream projects for many homeowners, but the right home improvement project at a given moment is not necessarily the most glamorous project.

Sometimes safety upgrades around the house must take precedence over more popular projects.

Accidents or injuries can occur in any part of the home, but homeowners who take certain preventative measures can greatly reduce their injury risk. The security resource A Secure Life points out that more than 18,000 Americans die every year from injuries that take place in the home. Unintentional injuries account for millions of medical visits each year. Home injuries also

are prevalent elsewhere in the world. In the United Kingdom, the Royal Society for the Prevention of Accidents reports that there are approximately 6,000 deaths every year that result from accidents at home.

Periodic inspections for potential hazards can keep everyone safe. The following are a handful of ways for homeowners to ensure their homes are as safe as possible.

Check for sturdy handrails and prevent tripping hazards. Falls are one of the leading causes of home injuries. Falls can be a particular threat for youngsters and the elderly. To help prevent falls, make sure that staircases feature sturdy railings and that there is

ample lighting in walkways.

Remove obstructions from frequently used paths inside and outside the home. In addition, insert nonslip padding beneath runners or throw rugs.

Check for frayed wires or faulty outlets. Address any

electrical problems around the house, including frayed wiring and faulty outlets.

Sparks can lead to fires, and poor wiring may cause unforeseen problems behind walls. Repair or replace any loose or frayed wires on all electrical devices. Be sure that cords do not run under doorways or rugs. Replace outlets that are in disrepair and install ones with ground-fault current interruptors as an added precaution. If small children live in the home, use plastic safety covers

over unused outlets.

Practice window safety. Young children are curious and do not always recognize the inherent dangers around them. Children excited to see the great outdoors may climb up to peer out windows, and open windows are falling hazards.

Screens do not offer an adequate barrier against falls. Consider locking windows or use safety bars to guard against falls.

Test to see how easily screens can be pushed out, replacing any that do not provide adequate resistance to curious youngsters’ hands.

detectors work for five to seven years. Check the back of alarms for a date stamp that indicates how old the product is and when it expires.

detectors at least twice per year, and test them to make sure they’re in good working order at least once per month. The National Fire Protection Association recommends replacing hard-wired smoke alarms every 10 years. Batteryoperated alarms may need to be replaced even sooner.

Many carbon monoxide

Safety checklists are an important part of home maintenance. A proactive approach can prevent both injuries and damage to the home.

Check smoke and carbon monoxide detectors. Replace the batteries in smoke alarms and carbon monoxide

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LOCAL BANK. LOCAL DECISIONS. There is a Difference When Banking Local.

When it comes to understanding this community, no one comes close to our experienced team of bankers. If you are looking for a new home loan, there is a difference when you bank locally. Loan approvals and other key decisions are made by people who live in our community, have face-to-face relationships with our customers, and understand our local needs. Dana and Rosa are committed to helping you secure the home loan that best fits your needs.

Before you begin your search for a new home, call Dana or Rosa about becoming preapproved to make your offer stronger.

Call Dana or Rosa today!

B/CS Eagle/Copyright Š 2017. All Rights Reserved. 2/17

DANA O. ECKHART

VICE PRESIDENT

979.260.5105

deckhart@banktbt.com NMLS ID#394255

ROSA E. ROBERTS

ASSISTANT VICE PRESIDENT

979.260.4149

rroberts@banktbt.com NMLS ID#269203

Local bank. Local bankers.

www.banktbt.com

Member FDIC

All loans subject to credit approval and collateral review. Rates, products, and programs subject to change without notice. Payments on loans with variable rates may increase after closing. Originating Organization NMLS ID #495002

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Visit us online at aggielandcu.org or stop by one of our four locations in the Bryan - College Station area!

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