50 Plus

A guide to good living in the Brazos Valley

Inside...

What a Catch

Chef Diane welcomes spring with salmon and dill dish Pg. 12

Irish Eyes are Smiling

Tourists treated to hospitality and cheer in Ireland Pg. 10

March 2011 • Vol. 3, Issue 11 • A monthly publication of the Bryan-College Station Eagle

Tax Time Approaching File the right way with the help of an expert PAGE PA GE 8

50plus

CONTENTS Memory Medic: Ways to Improve Attentiveness Bradway: Osteoporosis Risks Money: Ponzi Schemes Still Finding Victims Money Matters Cover: The Taxman Cometh Health Matters Calendar

50plus is a monthly publication of Bryan-College Station Communications Inc. 1729 Briarcrest Drive Bryan, Texas

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For more infor inf mation on 50plus advertising opportunities, call the Advertising Department at 979-731-4738

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Ca Calendar ev events

Do you have an event you’d like on the 50plus calendar? Email it to billy.mau@theeagle.com (subject line:50plus calendar) or fax it to 979-774-0053 (attn Billy Mau). Calendar space is first-come-first-served.

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50plus March 2011 The Eagle • theeagle.com

Twelve ways to help you improve your attentiveness

When you were a child, like all children, you were told numerous times to “Pay atten-tion!” Now, few people have the temerity to tell a Senior to “pay attention.”

Yet, as I documented in the previous column, aging processes make many Seniors as inattentive as they were as children.

The implied assumption in all this is that you have to be reminded in order to learn to focus, unless over the years you have taught your brain how to concentrate.

The ability to focus is a habit of mind, one that must be acquired through years of being reminded and of doing it. Even if this habit has deteriorated, it is not too hard to relearn it.

Everybody from first grade school teachers to Ph.D. candidates knows that to learn and remember things you need to pay attention.

The trick is how to make yourself more attentive and focused. A great book on this topic has been written

by Winifred Galagher called Rapt: Attention and the Focused Life.

What does one do to improve the ability to concentrate? It takes the discipline of frequent selfreminding. Here are some specific tips: 1. Value attentiveness.

Realize that you create personal reality by what you pay attention to. Your reality is constructed from what you attend to. All of us get much less out of life than we could

because we are not paying attention.

2. Live in the now. The expert on this philosophy, Eckhart Tolle, says, “The clock’s hands move, but it is always now.” Grab the present intensely. You cannot know the future and you cannot re-do the past. You can correct for past weaknesses and mistakes, and reduce their likelihood in the future, but it has to be done in the now.

3. Be more aware. dR. BiLL KLeMM Consciously The memory meDic attend to what you are doing, why, and how.

Be aware of how you feel.

Emotions affect the ability to focus. If how you feel interferes with concentration, change how you feel. It IS a choice.

4. Notice the little things.

Develop an eye for detail. See the forest, but also see the trees (and the leaves, bark, insects, birds, squirrels, and everything else there).

Notice the small pleasures of life. It teaches you how to focus and makes you happier. Target things that are fun and provide positive reinforcement.

5. Set goals, monitor progress. Keep track of how you are getting goals achieved and what adjustments need to be made along the way.

6. Identify targets of attention. Think of what you are experiencing as

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targets for attentiveness and take mental aim at them. Targets should be interesting or have a clear value. If these attributes are not apparent, you must consciously enable them.

Make tough choices about your targets of attention.

Attend to those things that best serve your own best interests. Choose challenging targets of attention, ones that push you to the edge of your competence.

7. Shut out distractions.

Don’t be sidetracked by interruptions or mind wandering. In memory tournaments, contestants wear ear plugs. Germans are said to wear glasses with side blinders. Some contestants face a blank wall.

8. Don’t multitask. This is the arch enemy of attentiveness and profoundly inter-feres with the ability to learn and especially to remember. Multitasking creates a superficial way of thinking that also imperils the ability to think deeply in intellectually demanding situations.

9. Fight boredom. Make targets of attention more engaging by creating

competition or making them into some sort of game.

Enliven dull work by thinking of it in novel ways. Find ways to change the pace of your attention.

10. Make emotion work for you. Develop a passion for what you experience, as that will rivet your attention.

Both negative and positive emotions work. The kiss of death for learning is to be bored and detached from what you are trying to learn.

Ask any school teacher how big a problem that is for so many students.

11. Practice attentiveness.

Acquiring good concentration ability is little different from developing a good golf swing. You have to practice. Psychologist Ellen Langer suggests staring at your finger, for example.

Attentiveness is cultivated from the more you notice: the dirt, distribution of hair, pattern of skin folds, shape of the knuckles, and features of the nail (shape, color of quick, ridges, etc.). Do similar exercises with any object you encounter. You will find that daily life experiences become more engaging. You will get more out of life.

12. Learn how to meditate.

See how long you can sustain focus on your breathing and keep out all intruding thoughts. Notice all things associated with the breathing, but nothing else. Hear the sound of the moving air with each breath. Feel the pulse in your neck. If you don’t feel it, crook your neck or lie down to feel it in your back or hear it by turning your ear to a pillow. Notice the rhythm and the gradual slowing.

Feel your clothes shifting position and the tension flowing out of your muscles, first in the jaw, then in the back and legs. Not only does meditation teach your brain how to concentrate, it also lowers blood pressure and contributes to peace of mind.

Both young and old need to train their brain for more effective attentiveness. I expand on this idea in my new e-book, “Better Grades.

Less Effort” (thankyoubrain. com). This book also introduces my new “Memory Image-map” technique for one try learning. The book is available in all e-reader formats from Smashwords. com for less than the price of a burger.

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(979) (9 79) 77 7766-4375 61711 Briarcrest Dr • Bryan

I am 68 years ar old and ars recently centl had a bone scan cently and was diagnosed dia with osteoporosis. I have heard hear that this puts me at risk for br breaking a bone, especially ll if lly I fall. Is there ther anything I can do to minimize the chance of falling and breaking br a bone?

To join or for more information, call Mandy Williams at 979-764-5107 or visit csmedcenter.com. Become part of the Circle.

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modifiable. These include, but are not limited to, • avoiding excessive cessi alcohol cessive consumption • avoiding tobacco • maintaining a healthy

Body Mass Index (BMI) • make sure to get

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Come play with someone your own age!

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Senior Circle is out to expand your horizons with an exciting calendar of events scheduled around town and around the world. If you’re 50 or better, want to meet new people, learn more about your health, travel and just have fun, then Senior Circle is for you. Dues are just $15 a year.

a fracture. For example, a simple task such as bending down to load the dishwasher could create enough force to cause a vertebral fracture.

Fractures due to osteoporosis can be devastating events in a person’s life, often leading to a loss of independence and function.

Although commonly thought of as a woman’s disease, osteoporosis does not discriminate. Up to one in four men over the age of 50 will break a bone because of osteoporosis; however, er er, women are more commonly af affected by osteoporosis, especially those of Asian or European descent. Other risk factors include: small stature, age, genetics, postmenopausal status, and medical conditions such renal failure, diabetes, and hyperthyroidism. Certain medications, such as prolonged steroid use, place one at an even higher risk of bone mineral density changes. Most of these risk factors cannot be changed; however, er there are some er, causes of the disease that are

March 2011

This is a great question and highly relevant to you.

Researchers estimate that about 1 out of 5 American women over the age of 50 ha osteoporosis. Further, have ther ther, about half of all women over the age of 50 will have ha a fracture of the hip, wrist, or vertebra (bones of the spine), so it is wise to be concerned and proactive oacti . Befor oactive Bef e I suggest possible things you can do, let’s discuss osteoporosis and what it means to have ha this condition.

Osteoporosis is a decrease in bone mineral density and it occurs when the body fails to form enough new bone, when too much old bone is broken down by the body, or a combination of the two. When you’re young, bone remodeling occurs

when your body makes new bone faster than it breaks down old bone and your bone mass increases. You reach your peak bone mass around age 30. After that, bone remodeling continues, but you lose slightly more than you gain.

Because of these changes, those with osteoporosis or osteopenia (a condition of decreased Leon Bradway dw dway bone mineral heraPy Physical TheraP density in which the decreases are not significant enough to be classified as osteoporosis) are at increased risk of fracturing a bone. The most common areas of fracture are the spine, hip, and wrist. These fractures can ha serious consequences have that impair mobility and functional independence, decrease height, and cause back pain and postural changes. Due to osteoporosis, the bones are weaker and thus, it often does not take much force to incur

50plus

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March 2011

Meet the Stromans of Watercrest at Bryan

Q Q Q Q

Q&A with Bill “Coach” and Nancy Stroman

Where did you live before moving to Watercrest at Bryan?

We lived 22 miles out in the country near Kurten, Texas.

Why did you choose Watercrest at Bryan?

We wanted to be in town. We’ve lived in the country for so long and wanted to be near health services should they ever be needed.

How was your move-in experience?

The move-in experience was just fine! Watercrest at Bryan helped move us, as well as our children.

What do you like best about living at Watercrest at Bryan?

We love Watercrest because it’s very active. Bill coached football and track for many years, and we like to be active.

We also love Watercrest because it’s very pet friendly. Archie, our Miniature Schnauzer, nauzer, is very active as well and loves it here. nauzer We use the dog park every day, and we love the outdoor areas.

We’ve made many friends and our best ones live right across the hall. We have pretty much met everyone here – and with great ease.

Get to kno know Bill and Nancy off W Watercrest and experience the newest in active adult living. A gated community unity in the prestigious Park unit Hudson district, Watercrest at Bryan is a destination n ffor those seeking a spirited, care-free lifest lifestyl estyle ffeaturing luxurious apartment homes; customizable lifest lifestyl estyle service packages; optional meal and housekeeping plans; plus events, trips, dances, and get-togethers. Calll aabout our free moving services. Prices starting at $1,100.

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By CECIL SCAGLIONE Mature Life Features

“Good News,” the letter proclaimed to a neighbor.

It was from her credit-card company, announcing that her annual percentage rate would no longer increase “if the U.S. Prime Rate increases.” That meant her APR “will no longer vary with the market based on the U.S. Prime Rate.”

The letter was dated late November but the change in her credit-card agreement had been put into effect 10 months earlier.

So how good was the news?

Under the revised regulations, her APR on that credit card was fixed at 23.75 percent for purchases and balance transfers and 23.99 percent for cash advances.

So why is this not usury, also defined as lending money at an unreasonably high interest rate, when almost all the states have established interest ceilings ranging from 5 to 15 percent?

The state limits do not apply to credit-card companies. State laws cover local banks but, as a result of court rulings and Congressional legislation, do not apply to financial institutions that

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Scoring Credit Keeping score of credit-score keepers has become an almost bizarre practice as the rules and regulations gushing out of Washington change.

What once was a good credit score may no longer be, and what once was the best means for maintaining a healthy score may no longer be.

Your best bet is to monitor your material yourself, closely.

You are entitled to one free copy of your credit report a year from each of the major creditreporting bureaus. You can go after all three at the same time and compare their entries.

To get your free report on the Internet, go to www. annualcreditreport.com, or call (877) 322-8228.

Mature Life Features

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See Ponzi page 11

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March 2011

Everyone’s heard the mantra, “A fool and his money are soon parted.”

There’s plenty of proof that, despite what we think of ourselves, many of us are fools because the fiscal fields are strewn with victims of financial finaglers.

However, it takes more than witlessness to provide fertile ground for such money manipulators as Bernard Madoff, the opportunistic Wall Street maven who was sentenced to 150 years in prison for bilking billions of dollars from would-be investors.

His scam scarred the rich and famous as well as the proverbial widows and children, reinforcing Albert Einstein’s theory that “Three great forces rule the world: stupidity, fear and greed.”

The engine Madoff used to generate a life of monied

wealth and comfort for himself has long been known as a Ponzi scheme, named after Charles Ponzi, an Italian immigrant who didn’t originate the scheme but copied earlier practitioners.

The process is simple.

Promise high returns on investments and pay early investors with money lured from later investors who want to get in on the riches. None of the money coming in is ever invested. It’s used by the crook promoting the scheme for his or her own use – villas around the world, jet airplanes, casino gambling, jewelry, rubbing elbows and sipping champagne with “the beautiful people,” and whatever else captures the imagination.

How can anyone fall for such a come-on and get caught in such a whimsical web, you might ask.

50plus

Ponzi schemes still snare victims looking for an easy investment

label themselves “national,” such as Citibank, Bank of America and several other household names.

The lesson here is to make sure you read every bit of information you receive from your credit card issuer so you’ll know what changes have been made, how much you’re being charged, and what for.

• The initial income tax (1861) was a comfortable 3%. These days the top tax bracket swallows 34% of one’s income.

• To create all the necessary tax forms, over 300,000 trees need to be sacrificed each year. It’s a good thing they now use recycled paper!

• The IRS employs over 114,000 people, who are paid a total of about $10 billion yearly for their dedicated service. It’s twice the workers employed by the CIA and five times the employees of the FBI. • The “easiest” tax form (1040EZ) has 33 pages of instruction!

• The first e-file (electronic transmission of a tax return) took place on January 24, 1986.

• Love or hate them, the IRS is nothing if not efficient; for every $100 collected, it costs them only thirty-nine cents.

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• American taxpayers spend 5.4 billion hours (and $200 billion) working to comply with federal taxes each year. That’s a bigger yearly work force than it takes to produce every U.S. car, truck and van!

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• The U.S. tax code contains 7,000,000,000 words. Yep, that’s 7 billion. In the literary world, it tops quite a few heavyweights. The Gettysburg Address, one of the greatest speeches in U.S. history, has 269 words.

The Declaration of Independence has 1,337 words. Even the Holy Bible has 773,000 words.

“The hardest thing in the world to understand is the income tax.”

Albert Einstein

By HOLLI L. ESTRIDGE Special to The Eagl Ea e

“What is the dif difference between a taxidermist and a tax collector? The taxidermist takes only your skin.”

When filing annual tax returns, current research indicates that people are likely to make errors, according to the Texas Society of CPAs CP .

The Austin-based organization offers several of tips to help avoid common pitfalls , dealing with pitf standard deductions for seniors, the taxable amount of Social Security benefits, and the Credit for the Elderly Elder and Disabled.

The organization of offers the following tips:

Mark Twain

Standard Deduction for Seniors • If you do not itemize your deductions, you can get a higher standard deduction amount if you and/or your spouse are 65 years old or older • You can get an even higher standard deduction amount if you or your spouse is blind (See Form 1040 and Form 1040A instructions).

Credit for the Elderly or Disabled • You must file using form 1040 or Form 1040A to receive cei the Credit for the Elderly ceive Elder or Disabled. Age and income requirements apply and can be found on the Instructions for Schedule R.

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• The first U.S. tax code (1913) was 400 pages. It is now over 70,000 pages! The IRS sends out an average of 8 billion pages of paper every tax season. Just how much is that? Laid end-to-end, all those pieces of paper would wrap around Earth 28 times.

Avoid pitfalls and get the most out of your tax return with a little help from the experts

Will Rogers

March 2011

March 2011

• In 1952, Joseph Nunan was convicted of income tax evasion and sent to prison for five years. Happens all the time, right? Not so fast! It so happens that Mr. Nunan was once the Commissioner of the IRS!

The Taxman Cometh

“If you make any money money, the government shoves you in the creek once a year with it in your pockets, and all that don’t get wet you can kee keep.”

50plus

Income Tax “Fun” Facts

Social Security Benefits • The Social Security benefits you receive cei d in ceive 2010 may be taxable. You should receive cei a Form ceive SSA-1099 which will show the total amount of your benefits; • How much – if any – of your Social Security benefits are taxable depends on your total income and marital status.

• Generally, if Social Security benefits were your only income for 2010, your benefits are not taxable and you probably do not need to file a federal income tax return.

• If you receive cei d income from other sources, ceive your benefits will not be taxed unless your modified adjusted gross income is more than the base amount for your filing status.

Change of Marital Status As a certified public accountant, specializing in the division di of financial assets among divo di rcing couples, Tracy Stewart said the majority of the clients she sees are in their 50s or older (and have ha been married for a number of years).

“The rule when it comes to taxes is that your marital status on the last day of the calendar year determines whether you can file as single or married filing jointly,” said Stewart, who runs an of office in College Station.

Stewart said many of the couples she helps are in lved in collaborative invo ti tive law divo di rces and are working to find the most tax beneficial outcome.

“If you’re trying to determine which filing status is the most tax beneficial, you should go to

If you’re worried that you either aren’t filing your taxes properly or that you aren’t getting the most from your return, a certified public accountant can help you mak make the right decisions.

a CP CPA,” said Stewart. “Often I run three returns and compare. You want a CP CPA to do this prior to the end of December.”

Also, if one party has minimal income tax liability and the other has a considerable amount, both parties often can work together to balance the liability in a di divorce.

“Most couples when they go to di divorce ha have a retirement fund and a house,” Stewart said.

“When they go to split up, we look at what is considered tax ef effecti fecti fective ve. If, for instance, you are looking at a house, you probably are not going to pay income taxes on a house, but you will pay taxes on a retirement plan.”

A CP CPA can help couples di divide such assets equitably, bly bly, Stewart said.

Free Tax Help it.

Free tax help is available for seniors who need

AARP Tax-Aide operates three local sites through tax season: Joyce Ca Cavanagh, an instructor and AARP volunteer, lunteer said business owners with employees, lunteer, in inventory or equipment, for instance, are beyond the scope of those returns Tax-Aide can accommodate. But AARP Tax-Aide volunteers

can help with most returns, she said.

AARP operates sites in : • Clara Mounce Public Library in Bryan 1-5 p.m. Mondays, Wednesdays and Fridays, 1-9 p.m.

Tuesdays, 2-5 p.m. Thursdays and 9 a.m. - 1 p.m.

Saturdays • Larry J. Ringer Library in College Station 9 a.m. - 5 p.m. Mondays and Wednesdays, 1-9 p.m. Wednesdays and 9 a.m. - 1 p.m. Saturdays throughout tax season; • Robertson County Carnegie Library in Franklin by appointment and March 8 and 22 and April 4. They are also open in Hearne at the SmithWelch Library March 15 and 29 and April 12.

The United Way of Brazos Valley also of offers a number of free sites through its VIT VITA program: • Brazos Valley Council of Council of Governments: 5:30-7:30 p.m. Tuesdays and Thursdays and 9 a.m. to 1 p.m. Saturdays through April 14 • Neal Recreation Center: 5:30-7:30 p.m. March 3 and 9 a.m. To 1 p.m. March 5 • St. Mary’s in Brenham: 10 a.m. - 2 p.m.

Wednesdays through April 13 • Annex II in Centerville: 10 a.m. - 1 p.m.

March 4.

“W “Worried about an IRS audit? Avoid what’s what’ called a red flag. That’s That’ something the IRS looks for for. For example, say you have some money left in your bank account after paying taxes. That’ That’s a red flag.”

Jay Leno

“It takes more brains and ef effort to make out the income tax form than it does to make the income.”

Alfred E. Neuman

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50plus

Irish blessing echos with visitors to the Emerald Isle

By SANDY KATZ KA

The Eagle • theeagle.com

March 2011

Matur Life Mature Lif Features atur atures

Donegal Castle in northwestern Ireland was built in the 15th century as a stronghold of the O’Donnell clan, one of the most powerful Gaelic families in Ireland.

DUBLIN – The 1.5 million people in this capital of and largest city in the Republic of Ireland personified the traditional Irish blessing: Ma the road rise to meet you, May Ma the wind be always May wa ways at your back, Ma the sun shine warm on May your face, the rains fall soft upon your fields, fields and, until we meet again, ag Ma God hold you in the palm May of His hand.

You hear echoes of these words as you tread the cobbled streets steeped in history and lined with Georgian and modern architecture.

During its 1,000-year history, history it grew famous for its literary legacy as well as its 1,000 pubs.

Dubliners recently celebrated the 100th annive anni rsary of James Joyce’s “Ulysses,” which takes the reader through a summer’s day in Dublin. Other literary greats honored here include Jonathan Swift, author of “Gulli r’s “Gullive Travels,” Bram Stoker, er who wrote “Dracula,” er, and the wickedly witty author and playwright, Oscar Wilde.

Livinglife

Most of the city’s main attractions, including St. Patrick’s Cathedral, the Guinness Storehouse and Merrion Square, are within walking distance of the city center.

But we were on a quest to venture to the northern part of Ireland, so of off we went to Enniskillen in County Fermanagh, a few hours ride from the city.

WestoppedovernightatManor House Hotel, a 19th century oasis of peace and tranquility commanding a magnificent view of Lough Erne.

A three–hour cruise aboard Lady of the Lake took us to Devenish Monastic Island and the ruins of the 12-century Augustinian Monastery.

A prominent product of this county is produced by the Belleek pottery store and factory. This company’s famous translucent porcelain dates back to 1837 after deposits of creamyluster feldspar were found at nearby Castle Caldwell.

We continued to the northwest region of Ireland, where the landscape has been remarka mar bly marka unaf unaffected by passage of time and is a striking mixture of

coastal beauty, beauty rambling hills and mountains, and tranquil lakes.

The Donegal town tour included a visit to the Magees for a tweed demonstration, followed by a stop at Donegal Castle, which was built by the O’Donnell chieftain in the 15th century and rebuilt in Jacobean style in 16th century by Sir Basil-Brooke.

Lunch was in Glencolmcille, a coastal folk village that offers of visitors the opportunity to relive li live life as experienced by the people of Donegal in 18th, 19th and 20th century Ireland.

The museum in County Donegal’s Letterke Letter nny houses artifacts tif tifacts covering all aspects of local life and charts the history of the county over the last three centuries.

A central feature at our next stop, Glenve Glen agh National Park, where a herd of red deer roams around 16,000 hectares of mountains, lakes and glens, was a 19th-century castle surrounded by the famous Glen agh Gardens.

Glenve

See Ireland pa 11 page

Today after lunch with my friends, I’m getting my hair done. Yesterday we saw a play. Senior Lifestyle arranged it all and even drove. Tomorrow? Maybe I will workout, play cards with friends or go on a shopping

excursion. The possibilities are virtually endless

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from page pa 5

Ireland

from page pa 10 The following morning, we visited Lif rd heritage center where we saw an Liffo illustrated Flight of the Earls Ear . This flight refers to a traumatic episode in 1607 when Gaelic earls ear fled to Europe to rally support against the English and never returned.

The next day we went to Derry, ry where ry, visitors can walk the one-mile route along the city’s historic walls.

The Bushmills Distillery, Distillery the oldest legal whiskey distillery in the world that’s been operating here since 1608, was the last stop for carriages from Belfast Belf bef e the final push to the Antrim befor Giant’s Causeway, two miles away on the dramatic north coast.

Legend has it that the causeway was

Ponzi

from page pa 7

If answers to questions about the strategy and types of inve in stment are murky, murky ky, that’s another signal to walk away.

If you don’t understand how your money will be inve in sted or what your money is being inve in sted in, you’re reinfor inf cing infor Einstein’s view. You’re either stupid, afraid of losing your money and falling behind your friends and neighbors as things stand, or your too greedy – or all of these three.

Another flag that should wave wa you away is the urgent need to get in on the ground floor or right away, ay or become member of ay, an “exclusive usi ” club. usive The simplest, but often-ignored, rule to follow is: if it sounds too good to be true, it probably is.

ARE PAINFUL FEET EFFECTING YOUR QUALITY OF LIFE? Dr. Robert Leisten, DPM • Dr. Amy Haase, DPM • Podiatrists - Foot Specialists

FOOT HEALTH HEAL TIPS

979-696-4080 or 979-774-3668 (FOOT) www Visit our website at: www.diagnosticfootspecialists.com NEW TREATMENT FOR HEEL PAIN & OTHER SOFT TISSUE INJURIES OF THE FOOT NOW AVAILABLE of An inno innovative treatment for soft oft tissue injuries ies of the foot, using the patients own blood. This procedure offers a safer blood afer, afer er, less expensive and more effective alternative to expensiv invasivee ffoot oot surgeries. This promising treatment will revolutioniz lutionize the treatment of stubborn soft of oft tissue injuries. There are various applications for this in the foot including planter fasciitis, shin splints, tendonitis, ankle sprains and Achilles tendonitis. This treatment is extremely safe saf with minimal risk, can be done in our office resulting in faster healing and recovery.

HAMMERTOE

BUNION

INGROWN TOENAIL

Hammertoes are a contracture of the toe caused by an inherited muscle imbalance or too short of shoes. Painful corns form when these toes rub against the tops of shoes. These can be corrected by an office procedure in less than one hour. hour

Bunions are an unsightly bump of bone on the side of the foot near the big toe.

They can become painful because of tight fitting shoes.

This condition tends to run in families and can be corrected with an office procedure.

Ingr grown toenails gr cause pain from toenail pressing into skin aggravated by shoe gear. gear They are caused by the thickening or increased curvature of toenail. They can be progressively more painful with possible infec inf tion. They can be cured permanently with a minor office procedure.

The Eagle • theeagle.com

Despite all the words and warnings issued about potential Ponzi schemes, Madofff ffashioned Madof ashioned a luxurious lifestyle for himself over several decades with just such a scam.

So it might be worth reviewing some signs that can help steer you away from potential Ponzi practitioners.

Walk away from promises of profits that are guaranteed, or higher than average. They’re just not realistic.

Don’t be swayed by your brother-inlaw, colleague, friend or neighbor who lauds the genius generating the returns on their inve in stments.

the work of Finn McCool, a giant who commanded the king of Ireland’s armies.

He took fancy to a lady giant from Staffa Staf , an island in the Hebrides, and built the causeway to bring her to live li with him in Ulster.

The causeway is a mass of 40,000 stone columns that form steps leading from the cliff ifff ffoot if oot and disappearing under the sea.

Most of the columns are six-sided and as much as 40 feet tall.

Throughout our visit, the Irish blessing was always foremost in our minds.

The road did rise to meet us. The wind was always ever so gentle at our backs.

The sun was shining upon us all the time and, if it rained on the fields, it was while we slept cozy and tight.

You can get more details on the web at www.visitdublin.com and www.discovernorthireland.com.

March 2011

adequate Calcium and Vitamin D consumption • minimizing soft drink intake • participating in regular weightbearing and resistive sisti exercises at sistive least four days per week • Commit to an exercise routine 3-4 days per week (including some aerobic exercise) • Seek out a physical therapist to help you get started on a wellness program • Do not rely solely on medication to decrease the effects ef of osteoporosis • Do not start an exercise program that is too difficult dif or even unsafe Taking care of oneself at any age is important but even more so for those over the age of 50. Remember to be active acti and seek out health care professionals who understand your concerns regarding aging.

For instance, a dietician or nutritionist could make dietary recommendations, a physician could prescribe medication to slow the bone loss process, and a physical therapist could help with education and designing balance and strength training programs.

For example, following a thorough examination, the physical therapist will design a treatment plan which includes education about fall prevention; body mechanics during bending, lifting, pushing, pulling,

coughing, sneezing, getting up from chairs and in and out of bed; and posture to help prevent fractures and postural defor def mities.

A strengthening program would be customized to the individual’s indi needs, but in general would include strengthening exercises to help build muscle to help keep the bones strong, and coordination and balance activities acti to decrease your risk for falls, which is important if you already have ha a risk of fractures. If a person has already sustained a fracture, physical therapy can also play a key role in the rehabilitation process by restoring mobility, mobility strength, and function. Once you’ve had an osteoporotic fracture, you are at significantly higher risk for subsequent fracture. Physical therapy intervention is one way to minimize the chances that this will occur through fall prevention instruction and the design of a safe exercise program.

You’re never too young or too old to improve the health of your bones. Whatever your age, the habits you adopt now can affect af your bone health for the rest of your life. How often and how long you exercise and which exercises you perfor perf m depends on your physical ability and exercise goals.

It is important to seek out a health care professional who understands this and is qualified to provide the appropriate care to help keep you acti and independent as you age. active

50plus

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50plus

Acting out of character may help mental health

By JAMES GAFFNEY GAFFNE

The Eagle • theeagle.com

March 2011

Matur Life Mature Lif Features atur atures

12

While it sounds counterintuiti counterintuitive, there’s a growing body of mental-health research suggesting that one of the best ways to feel good about yourself is to try not to act like yourself.

You heard right.

“Beingtruetoyourself”often means acting counter to your personality traits, according to research conducted by Wake Forest Unive Uni rsity psychologist William Fleeson in WinstonSalem, N.C. Because authenticity predicts a variety of positive positi psychological outcomes, Fleeson says his research can help people see they have ha options for how they behave beha .

“One implication of these findings is it might be possible for individuals indi to improve their mental health by acting against their personality traits. Being flexible with who you are is OK. It is not denying

or disrespecting who you are.

People are often too rigid about themselves and stick with the comf table and familiar. “ comfor Adapting to a situation can make people more true to themselves in some circumstances, according to Fleeson.

His study revealed that introverts feel more “authentic,” or true to themselves, when they are acting extroverted. When a shy person attends a party and acts like a social butterfly, the indi individual is likely to report feeling like showing of off his or her true self at that time in that situation.

“From philosophy to literature, the idea of authenticity is well ingrained in Western culture,” he stated.

“William Shakespeare opined, ‘To thine own self be true,’ and Jean-Paul Sartre was obsessed

See Acting pa 15 page

HEALTH MATTERS Male Breast Cancer No Myth Breast cancer in males, while rare and accounting for less than 1 percent of all new breast-cancer cases in the United States, causes the death of about 400 men each year.

Male breast cancer is rare enoughthatwidespreadscreening among men is considered unnecessary, according to Dr. Phil Evans, associate vice president for imaging services at the University of Texas Southwestern Medical Center. Most men with breast lumps have a benign condition known as gynecomastia, an excessive development of the male breasts.

“As with women, any suspicious lump should be evaluated by doctors through physical examination, mammography and ultrasound,” said Evans.

Malignancies are typically confirmed with a needle biopsy.

If present, the cancer is treated with surgery and chemotherapy or radiation.

While men don’t need monthly self-exams or annual mammograms, they should be aware of any changes in their bodies. If they feel an unexpected lump, they should see a physician to make sure it isn’t cancer.

Recovery rates are higher for cancer detected in the earliest stages.

Shake ak Your Salt Habit ake Salt looks like it’s joined the “f -letter word” phalanx. “four As Americans consume more and more of the grainy white stuff, tuff tuff, federal regulators have begun urging food manufacturers to cut back on the amount of sodium they add to everything from breakfast cereals to soups.

The idea is that manufacturers would reduce the amount gradually so consumers would barely notice the differ diff ence.

The final limits have not been determined.

A growing number of clinical nutritionists say reducing the salt added in food processing and restaurant food is a good idea and “will make it easier for Americans to lower their salt intake.”

The average American eats about 1.5 teaspoons of salt a day, more than twice the recommended limit.

Lowering our salt intake is important to control blood pressure, nutritionists say, noting that as Americans age, it becomes even more important to keep the salt under control.

Mature Life Features

Flavor your Spring with dill When looking for inspiration for this month’s recipe, I didn’t have ha to look far as the dill planted in my front yard seemed to be calling my name. Dill is a cool weather herb that grows well in the Brazos Valley in the Spring.

It pairs beautifully with fish, especially salmon.

You can, of course, use dried dill but be sure diane Lestina to reduce cook iT simPle the amount. www.chefDiane.com This is a quick-to-the-table dinner dinner, and most of the ingredients are in your pantry or refrigerator already. I prefer to use wild salmon because I like the richer flavo fla r. Wild salmon also usually cooks a little more quickly because it is leaner than farm-raised salmon.

SALMON WITH YOGURTGURT GURTDILL SAUCE Serves 2 12 ounces salmon fillet 1/4 cup plain yogurt

Dill and salmon are a winning combination.This dish kicks up that pairing with a tangy yogurt sauce for a great Spring supper.

1 tablespoon mayonnaise Dash of Tabasco pepper sauce 2 teaspoons Dijon mustard 1/4 teaspoon Worcestershire sauce 1 teaspoon fresh dill or 1/4 teaspoon dried dill weed 2 green onions, minced 1 tablespoon Parmesan cheese paprika Season fish lightly with salt and pepper. Place in glass baking dish.

Preheat oven to 425 degrees.

Combine yogurt, mayonnaise, Tabasco, Dijon, Worcestershire, dill, and green onions in a small

bowl.

Spread mixture over fish and sprinkle with cheese and paprika.

Bake in 425 degree oven for 1015 minutes or until fish just flakes.

(Cooking time will vary according to the thickness of your fillet).

Diane Lestina, a certified ifi personal chelf, el elf, holds cooking ing classes and ing cooks for residents nt in the nts Br n-College Brya lleg St ion Stat area. To learn more, re visit re, www hefd www.c he iane.com

Expanding panding our services services to better meet your yo needs We would like to introduce you to you our Medical Directors....

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The Eagle • theeagle.com

April 13, 2011 May 11, 2011 June 8, 2011 July 13, 2011 August Au gust 10, 2011

March 2011

2011 Se Senio niorr Se nio Seminar minar Se Serie riess rie

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50plus

CALENDAR

The Eagle • theeagle.com

March 2011

Ongoing Play 42 - Senior adults are invited to join us every Thursday at Southwood Community Center located at 1520 Rock Prairie Rd. from 9:30 - 11:30 am to play 42 dominoes.

New players are welcome to join the group. Contact Southwood Community Center at 764-6351 for more information or College Station Parks and Recreation Department, Senior Services at 764-6371 or mrodgers@cstx.gov Friday Bridge - Join other senior adults every Friday from 9 am - noon at Southwood Community Center located at 1520 Rock Prairie Road.

No partners needed and no cost! If interested, please contact College Station Parks and Recreation Department, Senior Services at 764-6371 or mrodgers@cstx.gov

March 2 Computer Club for Seniors All Seniors are invited to attend the monthly meeting of the Computer Club for Seniors from 9 - 10:30 am at the Carter Creek

Training Room located at 2200 North Forest Parkway in College Station. No registration required.

The topic this month is on “How to Gather Genealogical Information” presented by Henry Hanson. For more information, contact College Station Parks and Recreation Department, Senior Services at 764-6371 or email: mrodgers@cstx. gov

March 3 First Thursday Monthly Birthday Party with Health Living Tips - Senior adults with a March Birthday are invited to bring their friends to a Birthday Party.

Come help us celebrate March Birthdays with Magnified Health and Rehab starting at 1 at Southwood Community Center, 1520 Rock Prairie Rd..

Blood pressure checks and healthy living tips will be shared. Contact Southwood Community Center at 764-6351 for more information or College Station Parks and Recreation Department, Senior Services at 764-6371 or mrodgers@cstx.gov

March 7 Bridge Class for Beginners - College Station Parks and Recreation Department Xtra Education is offering a Bridge Class for beginners. Classes meet on Mondays, March 7-April 4 from 9:30 -11:30 at Southwood Community Center, 1520 Rock Prairie Rd. Cost is $40. To register, please contact the College Station Parks and Recreation Department at 764-3486 or in person at Stephen C. Beachy Central Park, 1000 Krenek Tap Rd or on-line at parksweb.cstx.gov. For more information contact College Station Parks and Recreation Dept.

Senior Services at 764-6371.

March 9 Craft Class at Southwood Community Center - Join Senior Adults for a fun afternoon and learn and new craft every second Wednesday of the month from 1 - 3 pm at Southwood Community Center located at 1520 Rock Prairie Rd. Contact Southwood Community Center at 764-6351 for more information or College Station

Orthopedic Surgery rated

is $5 payable at the door. Speaker begins at noon. Please call 7643491 or e-mail aboykin@cstx.gov to make your reservation.

Parks and Recreation Department, Senior Services at 764-6371 or mrodgers@cstx.gov

March 15 Free Movie Day for Seniors at Southwood Community Center - Enjoy a free movie and popcorn at Southwood Community Center every third Tuesday from 1 - 3 pm located at 1520 Rock Prairie Rd. Contact Southwood Community Center at 764-6351 for more information or College Station Parks and Recreation Department, Senior Services at 764-6371 or mrodgers@ cstx.gov March 16 Exploring History Lunch Lecture Series - The College Station Historic Preservation Committee and the Senior Advisory Committee present: “Camp Hearne: German Internment Camp” with Cathy Lazarus. Mark your calendar for the Third Wednesday, March 16th at the College Station Conference Center located at 1300 George Bush Dr. Lunch is served at 11:30 am with a reservation. Cost

March 25 BINGO For Senior Adults Please join us for Bingo on the last Friday of the month starting at 1 pm at Southwood Community Center, 1520 Rock Prairie Rd. Bingo prizes provided by Millican House. Contact Southwood Community Center at 764-6351 for more information or College Station Parks and Recreation Department, Senior Services at 764-6371 or mrodgers@ cstx.gov March 28 CollegeStationSeniorAdvisory Committee Meeting - Visitors are welcome to attend regular meetings of the Senior Advisory Committee held the last Monday of each month at 10 am at Southwood Community Center, 1520 Rock Prairie Rd. For more information contact College Station Parks & Recreation Department, Senior Services at 764-6371 or mrodgers@cstx.gov

H

ealthGrades, an independent healthcare ratings organization, has named St. Joseph Regional Health Center #1 in the state of Texas for overall orthopedic services, which includes joint replacement and spine surgery. St. Joseph also ranks among the top 5% of hospitals nationwide in orthopedic services. The nation's nearly 5,000 hospitals were included in this annual study.

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History on The Mall The National Mall, that broad arrow-straight grassy swath separating Constitution and Independence avenues and linking the U.S. Capitol building with the Washington Monument, is the setting for 10 of the Washington-based cultural and educational repositories that are part of The Smithsonian Institution anchored here by its castle headquarters.

At the Mall’s western end, where 14th Street crosses, is the recently re-opened National Museum of American History.

Following a two-year $85 million renovation and redesign of its central core, it features a

from page pa 12

it. But Fleeson says his study shows that is not the case.

“A “Authenticity isconsistently associated with acting highly extroverted, even for those who characterize themselves as introverts. Despite the cultural assumption that consistency with one’s traits would predict authenticity, authenticity it did not.”

Fleeson also found that people who think of themselves as disagreeable and rude feel more true to

themselves when they are agreeable, considerate, polite, and kind. And, people who consider themselves careless feel more true to themselves when they are conscientious.

In addition, his research showed that authenticity or feeling like you are being the real you is consistently associated with acting emotionally stable and intellectual, regardless of one’s traits.

On Germany’s southern fringe, close to the Austrian border, der you der, can drive a horse-drawn carriage on dirt tracks and through the streets of the resort town of Garmisch-Partenkirchen.

But you have to earn your place in the coachman’s seat.

That means taking a carriagedriver course under the tutelage of veteran driver Franz Ehardt. The three-hour condensed version of what carriage-drivers must take covers both theory and practice.

You’ll begin with a dry run on the carriage simulator, then move on to harnessing instructions, followed by some basic knowledge about horses.

Card Shark

After all, you and they are going to have to get along.

Then you are cleared to climb into the coachman’s seat. As you will have learned, you don’t need to know special words to say to the horses. Your team will respond to voice but it is more the

tone and volume that counts.

For more infor inf mation about Garmisch-Partenkirchen go to online to gapa.de/garmisch_ partenkirchen_home_en, or e-mail Ehardt at ehardt@ fiakerhof.de hof . hof.de Mature Life Features

W

alter instinctivel nstinctivel nstinctivel tivelyy kknows nows when to hold ’em and when to fold ’em. It’s this talent, coupled with his famous poker face, that has won him many poker tournaments over the years.

At the Isle at Waterc Watercrest, tercrest, Walter’s winning ways won’t have to change. He’ll even be able to share secrets with his new friends during their weekly poker games.

Whether it’s cards or camaraderie that excite you, life at the Isle at Watercrest will offer the perfect balance of supportive services and personalized health care with an active, engaged lifestyle.

The Eagle • theeagle.com

with the idea of the individual indi remaining true to one’s inner creativity ti tivity when pitted against the modern confor conf mist state.

“In psychology, gy authenticity gy, is the amount that a person is demonstrating his or her true self.”

Some might argue that acting out of character in this way suggests people are faking

Bavaria by Cart

March 2011

Acting

daylight-filled central atrium that is a gathering place for performancesandentertainment, a venue that captures the spirit of Main Street U.S.A. Hundreds of items from the museum’s 3 million-item collection are on display in galleries along the first- and second-floor corridors.

They range from the top hat worn by President Abraham Lincoln on the night he was assassinated to the desk used

by Thomas Jefferson Jeff to write the Declaration of Independence.

For more inf mation, infor visit americanhistory.si.edu, or gosmithsonian.edu.

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50plus March 2011 The Eagle • theeagle.com

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YOUR CHOICE. THE TRUSTED CHOICE.