w w w. g o l d c o u n t r y h o m e s . c o m
Gold Country Homes
February 1-7, 2019 Volume 5
ALTA • AUBURN • COLFAX COOL • FORESTHILL GARDEN VALLEY GEORGETOWN GRASS VALLEY LAKE OF THE PINES LINCOLN • LOOMIS MEADOW VISTA NEWCASTLE
Your HomeTown Agents
11879 Kemper Rd. Auburn, CA 530-888-1248 Open Daily www.seehometown.com
Lic. #01354441
OPEN HOUSE SAT 12 - 3 PM
F eatured L istings
Hosted by: Collin Hobbs
12180 ALTA MESA DR, AUBURN
Large master suite with jetted tub, dual vanity, glassed shower. Baths have tile radiant heat floors. AAAHH. Kitchen, dining & living room flow well with 180 glass fireplace and open wet bar. 3 bedrooms PLUS an office with grand entry and not far from the wet bar. Generous space in the garage and built in storage. Laundry room is passage from kitchen to garage and has motion light. Comfortable single-story. MLS 19001706
$515,000
COLLIN HOBBS 916-613-2173 DRE #01056619
Close To Town
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$375,000
LINDA WISMAR 916-365-5082 DRE #01271504
Well-maintained single level ranch!
859 SIERRA VIEW CIRCLE, AUBURN
Very clean and well maintained 3 bedroom, 2 bath single level ranch with brick accents in an established neighborhood! Very light and bright. Enclosed rear porch with room for the washer and dryer, extra storage cabinets and sitting area. Living and dining room are open. Efficiency or galley kitchen includes the refrigerator and freestanding gas stove. Master bedroom has an adjoining bath with a stall shower. Attached single car garage. Fully fenced backyard. MLS 19004535
ing!
Pend
$329,900
SUE THOMPSON, CRS 530-308-1157 DRE #00759416
Two homes on 5 acres!
2755 MOHAMMED LN, NEWCASTLE End of road privacy with this beautiful and totally usable property Large pond is used for irrigating. Bring the critters, the kids and the toys. Farm or play on your own dirt track. 2400 sq.ft. ranch home needs to be finished. The interior will surprise you. Detached garage and 876 sq.ft. guest house over an 876 sq.ft. play room or shop. Several outbuildings MLS 19002178
Open views from this lovely Napa style home!
2204 BLUE HERON LOOP, LINCOLN
Location, Location! The open views from this lovely Napa style home cannot be compared. Impeccable cherry cabinetry, tile and carpeted flooring. Large 3 car garage with ample storage and even a workshop! Low maintenance and large covered patio is perfect for entertaining while enjoying the panoramic views. Come and see! You can soon be living in gorgeous Sun City Lincoln Hills. MLS 19001540
$749,900
LINDA WISMAR 916-365-5082 DRE #01271504
Two master suites, 40 stunning acres. Views!
10101 JOEGER RD, AUBURN Wonderful private setting with a country feel and yet so close to all services including hospital, schools and shopping. Pretty home with 3 bdrm/2 full baths. Close to hiking trails and wineries. Outside door to large under house storage area. Versatile property for either your personal home or even as a rental. Come and see. MLS 18076594
Felicity Nesbit
$550,000
SUE THOMPSON, CRS 530-308-1157 DRE #00759416
5021 GARDEN BAR RD, LINCOLN
Enjoy 40 stunning acres all to yourself. Beautiful sunsets and views of the Buttes. Fantastic local scenery from almost every window. Only 10 minutes from multiple wineries and breweries. 2 master suites. Vaulted ceilings. Open floor plan with large kitchen and family room perfect for entertaining. Fenced backyard w/pool, waterfall and slide. Large concrete driveway for kids to play. Many different types of fruit trees. Fenced area for horses or livestock with automatic water feeders. MLS 18074660
ce!
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$847,000
COLE DOUPNIK 916-416-9289 DRE #01935742
Contemporary country estate in Newcastle!
9196 LOS PUENTES RD, NEWCASTLE
Contemporary country estate in sought after Newcastle with 2.5 acres of beautifully landscaped and irrigated property. This lovely and well-designed country home is nestled in the trees with a huge trex deck on which to entertain. Boasting 4/5 bedrooms and 3 bathrooms, it is perfect for family living and is located in the Del Oro School district. Large kitchen with many amenities. Come and see for yourself. MLS 18069286
$849,900
LINDA WISMAR 916-365-5082 DRE #01271504
Rare lakefront Spanish-style home
11162 LAKESHORE SO., AUBURN
Large lot with a swimming $975,000 pool, a beach and your own floating dock! Located in Auburns Gated Lake of the Pines Community. Make this a Second home or the home of your dreams. 3 or 4 large bdrms and 3 full baths. Extra-large master suite features lake views a sauna, fireplace and walk-in closet. Great room concept. Bright open kitchen. Resort living includes club house, tennis and golf. MLS 18034418 SUE THOMPSON, CRS 530-308-1157 DRE #00759416
Ask us how to buy a home with HUD-approved disaster financing Original home must be within a federally declared disaster area
• Within one year of the federal fire disaster declaration • Whether owned or rented 100% financing • Minimum Fico score of 500 (Varies by lender)
CALL INGRID PIERSON (916) 709-5626
2
GOLD COUNTRY HOMES • February 1-7, 2019
Attic access violates garage firewall
Dear Barry: We want to use our attic for add it iona l storage space and were planning to install a folding ladder in the garage ceiling for access. This seemed like a good idea until a home inspector told us that a folding ladder may violate the firewall between our garage and home. Two of our neighbors a lready have folding ladders in their garages, so we're wondering if there is really a need for concern. What do you advise? Jay Dear Jay: Built-in folding ladders have become popular as a convenient means of attic access, especially for storage space above garages. Un for t u nately, people who install these ladders
Barry Stone Inspector’s in the House
a re of ten u nawa re of fire-separation requirement s, w h ich i s w hy fire-safety standards can be violated inadvertently. T h e p a r t it ion w a l l between a house and an attached garage is typically rated for one-hour fire resistance, to slow the spread of a garage fire into the dwelling. If the garage attic and house attic are not also separated by a firewall, then the garage ceiling becomes part of t he f ire-resista nt construction.
The access cover on a folding ladder is usually a mere piece of ¼-inch plywood. When installed in a garage ceiling, this thin wooden membra ne replaces a portion of the f i re-resista nt d r y wa l l, t hereby compromising the fire separation. One solution is to install a firewall in the attic, between the garage anddwelling. However, your local building department may approve other methods of correction, such as attaching fire-rated drywall to the cover on the folding ladder. Before proc e e d i ng , c on s u lt t he building official in your area to ensure compliance with applicable fire-safety standards. Dear Barry: The ex haust vent for
850 El Oro Drive • Auburn Gorgeous Views of the Sacramento Valley!
RICE
NEW P
MLS #18030193
$479,500
Single level home has 3 Bd, 2 Ba, kitchen includes stainless steel appliances, granite tile counters and breakfast nook. Also, separate dining room which over looks the view and private backyard. Master has walk in closet and slider to covered back deck. A basement with plenty of room for storage or workshop. Home includes solar that is owned. Great side yard perfect for boat or RV parking with storage/ tool shed. All this in a great neighborhood! Dir.: Hwy 49 turn on Luther Rd then right on Dairy Rd, then right on Incline Dr then left on Alta Mesa to home on right on El Oro Drive.
$149,500
In the Castle City MHP in Newcastle. Remodeled last year new flooring, upgraded kitchen that opens to family room and sheetrocked walls for better insulation. Sun room made into (3rd) bdrm or office 14’x 8’. Living rm/Dining rm combo with fireplace. Oversized master bdrm, a master bath w/ soaking tub & shower stall. Large 2nd bdrm. A laundry room with office. 2 Sheds 1 with workshop. Views overlooking lake. Yard for gardening and more. Dir.: I-80 to Newcastle Rd., R on Coleman Dr., L on Sunset, L on Brodie, R on Hidden to home.
1921 Hidden Drive #64 • Newcastle Great Sunsets and Views!
MLS #18081544
COURTESY
Built-in folding ladders are a convenient means of attic access, especially for storage space above garages. But, they may violate firewall separations. my clothes dryer is causing two annoying problems. First, I'm tired of hav i ng to remove l i nt from the vent screen on my roof. At least once a month, I have to climb onto the roof to remove the lint. Second, there is a large water stain on my garage ceiling that often becomes wet when I run the dryer. Is this normal, and what can I do about it? Jim
Dear Jim: These dryer vent problems are common, and for t u nately, t here a re some very simply solutions. Next time you climb onto the roof to clean out the vent screen, take the screen off and throw it a w a y. T h e U n i f o r m Mechanical Code specifically prohibits the use of screens on clothes dryer exhaust outlets. Screens on dryer vents inevitably become clogged with lint,
“Perhaps your Realtor should have made a suggestion...”
LAND FOR SALE Lot 4 3800 Foothill Oaks - 1 Acres Lot 0 Hoguertel Hill Ct - 7.9 Acres 23882 Highway 49 - 12.4300 Acres
Auburn Auburn Grass Valley
MLS 19003481 MLS 19004295 MLS 19002722
$145,000 $197,500 $700,000
Thinking about selling but not sure of your homes value? Call us for a FREE Market Analysis!
The TEAM That WORKS for YOU!
Experienced! Kelly McNabb (530) 906-5876 Lic. #01491060
Respected!
Lic. #01077490
FRED MERRIAM
Trusted! Rocky Sanchez (530) 320-9585 Lic. #01207376
reducing the efficiency of the dryer and causing the d r y e r t o o v e r- h e a t . Additionally, a congested vent can increase water condensation inside the vent duct, and this may be why you’ve had wetness on the garage ceiling. W hile you're making this correction, check the duct connections inside the attic to make sure there are no sheet metal screws i n t he f itt i ngs. Screws a re proh ibited because lint built-up on the ends of screws can restrict air f low, sometimes resulting in condensation. F i n a l l y, c h e c k t h e overall length of the air duct. In most locales, the ma x imum a llowed length is 14 feet. Some f loor plans do not enable c ompl ia nc e w it h t h i s requirement, but keeping the duct as short as possible minimizes air f low resista nce a nd condensation.
Broker Associate Certified Foreclosure Specialist
fred_merriam@sbcglobal.net
530-885-5858
Distributed by Action Coast Publishing. To write to Barry Stone, please visit him on the web atwww.housedetective. com.
February 1-7, 2019 • GOLD COUNTRY HOMES
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How to save your septic system While your septic system quietly works away, it can easily be forgotten. It can also be a mystery to people who are new to the Foothills and don’t understand how a septic system works or what they need to do keep it running smoothly. If you have questions or concerns about your septic system, be sure to go to a professional. My recommendation is Navo and Son. They are local, very knowledgeable, reasonably priced and stand by their work. For detailed information on septic systems, go to www.navo.com. There are several types of septic systems. For the sake of simplicity, I will focus on the standard system which basically consists of two tanks and a leach field. Typically, septic tanks are used when the home is too
Using regular household products will not harm your tank, however, those chemicals will be leaching out into your land at some point. Also, if heavily used, these soaps can kill the bacteria needed to breakdown the solids in your tank.
Kristi Meyer Ways to Save
far from city or county hook ups, so mostly you will find septic systems in rural areas. However, I live above old town and in our cul-desac, there are three homes still on septic systems. As a listing agent, I encourage my sellers to get their tank pumped and inspected prior to going on market to eliminate any surprises. As a buyer’s agent, we will always ask the seller to have their system pumped and inspected as one of our inspection contingencies. Be sure if
25577 Harvey Road, Grass Valley
you are buying or selling to have the septic system pumped and inspected. T he f requenc y w it h which your system is used, as well as how heavily, will determine how often you shou ld get you r ta n k pumped. Navo recommends every three to five years. However, I have known people who go very easy on their system allowing them to go for years without pumping. Going easy means not a lot of use and minimal amount of
$1,025,000
solids (other than human) being put into the system. Using regular household products will not harm your tank, however, those chemicals will be leaching out into your land at some point. Also, if heavily used, these soaps can kill the bacteria needed to breakdown the solids in your tank, so it is best to use products that work best with your septic system. Here are some laundry soaps that have been tested and recommended for a
965 Coyote Hill Road, Colfax Beautiful custom built home situated on approx 10.48 usable acres w/ awesome views! 3,138+/- sf of spacious single level living plus an additional 582+/- sf above the garage. There are MANY beautiful quality features through out! 3 spacious bedrms all w/ outside access. Master has a private balcony to enjoy your morning coffee while soaking up the views! Below hm has a workshop w/roll up door. Cross fencing & a barn for the horses. Set back off the road for privacy. 1st time on the market! MLS 18061384
Ponderosa Way Colfax $79,900 Local views and Sunsets. Build a home or bring a manufactured home in. Perc n mantel on file and septic area is staked. Treatedwater is available and property corners have been identified. Close to the American River and Rollins lake and only mins to I-80 MLS 18050425
your kitchen drain. Those one-time wipes are also hard on your system. Even if the packaging says it is ok to be flushed, it is recommended they be tossed in the trash…or better yet, just don’t use them and get a bidet like they have in Europe! Hop e f u l l y t h i s h a s answered some of your questions about your septic tank and usage. If not, Navo and Son’s website will give you more information on Ways to Save your septic. Thank you for your input and questions; t hey a re a lways appreciated!
healthy septic system: Arm & Ha m mer L au nd r y Detergent, Charlie’s Soap Laundry Detergent, Earth Friendly Laundry Products and Dr. Bronner’s Sal Suds. Using hand soaps that are anti-bacterial is also not good for your system for the same reason mentioned in the previous paragraph. Mild soaps and shampoos are best and liquid soaps are also best. This includes laundry soaps. Using biodegradable products is a plus. If you use a garbage disposa l, pla n on hav ing your tank pumped a little more often due to the solid waste going into your system. It is recommended to not have a garbage disposal if you have a septic tank, but that isn’t always the case so be wise about what you put down
Kristi Meyer is a Realtor at Granite Real Estate in Auburn. You can contact her at ItMattersToKristi@gmail.com or 916.847.5128.
Just Listed
$689,500
Great Floor Plan & Move In Ready! Beautiful single level home situated on apprx 3 peaceful acres in Weimar. This 4bd 3ba has separate living, family & formal dining rooms w/a spacious master & 4th bdrm w/its own bathroom. Lots of light, relax on the covered front porch, or private rear deck. Owned Solar, 3 car garage & only mins to I-80, and local schools. MLS 19004937
Sun Valley Rd Colfax $175,000 Nice acreage with treated water already connected and power at front of property. Perc n mantel is completed & road is paved. Property is mostly fenced & has cross fencing. In an area if nice homes. Easy access to I-80 MLS 18050391
Laura Suddjian 530.906.7519
DRE #01323514 lsuddjian@golyon.com
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GOLD COUNTRY HOMES • February 1-7, 2019
Recent real estate transactions in Placer County The following transactions took place between January 4 and 11, 2019. Information provided by Core Logic.
Auburn
16310 Loretta Ln
12521 Incline Dr
$450,000
Newcastle
401 Placerado Ave
$409,000
9200 Hathaway Rd
11513 Quartz Dr 2
$135,000
Olympic Valley
655 Betterley Ln
$575,000
82 Winding Creek Rd
13355 Moss Rock Dr
$675,000
Penryn
102 Herrington Dr
$375,000
7348 Orchard Cir
286 Swenson Ct
$532,500
Rocklin
Carnelian Bay 5820 Dodowah Rd
$517,500
Granite Bay 6019 Princeton Reach Way
$1,370,000
8307 Joe Rodgers Rd
$700,000
$450,000 $472,000 $1,600,000
707 Main St
$425,000
2516 Summerland Way
$505,000
3120 Haywood Pl
$429,000
8740 Oakmere Ct
$1,160,000
1049 Rudgwick Dr San Francisco
$420,000
405 Horton Ct
$558,000
Soda Springs
5506 Sage Dr
$485,000
3239 Lake Dr
$2,545,500
1668 Abilene Cir
$519,000
Tahoe City
4370 Midas Ave
$449,000
725 Granlibakken Rd 49
$265,000
5616 Saratoga Cir
$502,000
2755 Lake Bl N 58
$395,000
5609 Glen Oaks Dr
$475,000
Truckee
7955 Alvina Ct
$1,325,000
5213 Fairway Ct
$450,000
11195 Thelin Dr
8300 Moss Ct
$2,200,000
4553 Scenic Dr
$389,000
5078 Gold Bnd 1
6521 Hearthstone Cir 533
$190,000
Lincoln 4013 Benton Dr
$308,000
2809 Club Dr
$569,000
662 Equinox Loop
$330,000
3422 Kensington Ct 40
$447,000
2540 Crosby Herold Rd
$725,000
Roseville
228 Timberland Ln
$442,000
1732 Woodhaven Cir
$560,000
311 Dorinda Ct
$395,000
6861 Cherry Ridge Cir
$600,000
1203 Buckboard Dr
$317,000
8515 Parkwood Way
$665,000
2157 Longspur Loop
$500,000
216 Navarretia Ct
$417,000
1617 La Guardia Cir
$535,000
3129 Ardley Dr
$405,000
406 Plover Ct
$458,000
308 Cope Ridge Ct
$720,000
2350 Wild Rose Dr
$453,000
6097 Burnt Cedar Way
$355,000
Loomis
1533 Alyssum Way
$375,000
9739 Magellan Dr
$575,000
1929 Ellesmere Loop
$405,000
9042 Pioneer Ln
$700,000
3081 Southington Way
$490,000
17 Marty Cir
$320,000
Meadow Vista
$402,500
$1,365,000 $450,000
Carolyn Metzker A MARKET FILLED WITH OPPORTUNITIES! "Your Recipe For Results"
916.532.4237 CELL
JUST ! LISTED
133 Olive St., Downtown Auburn $499,000 Charming In-Town Bungalow Open This Weekend
1900 Grass Valley Hwy., ste 100 auburn, Ca 95603
2540 Rubicon Ln, Lincoln $599,000
Lic. #01851721 GoLyon.com
www.CarolynMetzker.com
801 Mesa Vista Way, South Auburn
$689,000
A true single level - no stairs. Open, updated and well appointed. Huge gated level RV area.
Sun City Lincoln Hills Better Than New!
239 Russell Rd, Auburn
$475,000
Gorgeous farmhouse style living on the canyon rim. Walk to trails, town and live the Auburn lifestyle.
M a s t e r ' s C l u b . . . A C o n s i s t e n t To p P r o d u c e r. . . B u y e r s . . . S e l l e r s . . . R e s i d e n t i a l . . . L a n d . . . C o m m e r c i a l
February 1-7, 2019 • GOLD COUNTRY HOMES
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Affordable bathroom updates with big impact A bathroom renovation is a highly desired home improvement, but many homeowners put off making updates due to the perceived cost. Fortunately, you don't need a complete remodel to get the bathroom of your dreams - nor do you need to break the bank. These six ideas for updating a bathroom will help you elevate the space and add value to your home without a high price tag: 1. Lighting: There are three main types of lighting: ambient, task and accent. Ambient provides overall lighting, task helps you perform a function, and accent highlights certain features. You may not have all of these in the bathroom, but you can enhance functionality by evaluating existing lighting and updating if necessary. For example, new task lighting might help you get ready in the morning. If lighting is adequate, simply update fixtures for a fresh look. 2. Faucet: A focal point of the bathroom, the faucet is often overlooked as a key space for updating with impact. Replacing a faucet is one of the most affordable ways to refresh the look of the bathroom. Check out the Studio S bathroom faucet collection, which is the perfect choice if you want to add a
modern touch to your bathroom without hurting your wallet. 3. Paint: It's amazing how color can transform a space. If you want to make a big impact without much investment, you can't go w rong w it h pa int. Remember to choose a paint appropriate for the bathroom environment, where it ca n be more humid. Mold- and mildew-resistant options are a smart choice. When considering paint and supplies, don't forget to look up and tackle the ceiling, too. The visual impact of a freshly coated ceiling is undeniable. 4. Toilet: Is your toilet dated a nd consta nt ly dirt y? Consider a new affordable upgrade that makes cleaning a breeze. T he VorM a x Plu s self-cleaning toilet from American Standard cleans and freshens the toilet bowl with ever y f lush, of fer i ng a n ef for t less cleaning experience. The self-cleaning technology has been independently verified to clean the bowl two times better than conventional toilets, so enjoy put t i ng t hose r ubber gloves away for a while because your throne will be fit for a king or queen. 5. Hardware : Subtle details in a bathroom can tie the room together, just
COURTESY
Subtle improvements like new hardware in the shower or self-cleaning toilet technologies can make a big impact for low investment. like the perfect necktie or necklace makes an outfit. By updating the hardware and other extras that make a space functional, you'll also be modernizing the style, which will instantly breathe new life into a tired space. Try replacing the knobs and handles on the vanity. Get a new shower rod and curtain. Update
LAST TOWNHOME LEFT!
the towel rack to match and add some fresh linens. It doesn't cost much but provides a change you'll instantly appreciate. 6. Shower: Are you longing for a new shower space but think it's too difficult or expensive to upgrade? The GROHE Retro-fit Shower System is the perfect option
for replacing your old shower because it installs quickly and there's no need to get behind the wall. It works with your existing plumbing setup, so you can save time and money. Its simple installation process means less chaos, and you'll get to enjoy your new shower faster. Updating your bathroom
GORGEOUS VICTORIAN!
and staying on budget is possible with affordable enhancements that instantly transform a space. From budget-friendly paint to easy-to-install shower systems, many options can breathe new life into your bathroom spaces, adding touches of style, convenience and luxury.
Gayle Morris 530.320.8177
143 Electric Street, Auburn Ask me about NEW YEAR’s BUYER CASH CREDIT! Canyon Trails and Downtown Auburn are Minutes from your Door. All have Attached 1-Car Garage & Additional Assigned Parking Space. Upstairs LaundryRoom. Hurry! MLS #18033685 $416,000
1373 Lincoln Way, Auburn Location. History. Gorgeous circa 1903 Victorian. 4 units each w/own utility meters. Main floor is 2 units & currently leased by single business. Downstairs basement unit is 2bd/2ba w/full kitchen & laundry. Detached carriage house features upstairs 1bd/1ba unit over 2-car garage w/full kitchen & laundry. MLS #18039828 $835,000
www.gmorris.golyon.com DRE #01986541
—Brandpoint
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GOLD COUNTRY HOMES • February 1-7, 2019
February 1-7, 2019 • GOLD COUNTRY HOMES
Property of the Week
24350 Grand View Avenue Colfax 3/4 Bedrooms | 2 Full Bathrooms | 1,962 SF | 2 Car Garage HOME SWEET HOME! Well cared for custom home just outside of Colfax with an updated granite and tile kitchen, huge living room with vaulted ceilings, home office room, indoor pool house with a heated endless exercise pool (Can be removed if you do not want a pool). Large room off the garage for shop or storage, RV parking with hookups, circular drive and paved access. Situated on a quiet 1.9 view acres and end of the road location! Your going to love this home! Call today! MLS #19002326
$389,000
1.9 Acres with View Amy Sibley 530.906.4985
www.AmySibley.com Lic. #01238927
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GOLD COUNTRY HOMES • February 1-7, 2019
February 1-7, 2019 • GOLD COUNTRY HOMES
Property of the Week
24350 Grand View Avenue Colfax 3/4 Bedrooms | 2 Full Bathrooms | 1,962 SF | 2 Car Garage HOME SWEET HOME! Well cared for custom home just outside of Colfax with an updated granite and tile kitchen, huge living room with vaulted ceilings, home office room, indoor pool house with a heated endless exercise pool (Can be removed if you do not want a pool). Large room off the garage for shop or storage, RV parking with hookups, circular drive and paved access. Situated on a quiet 1.9 view acres and end of the road location! Your going to love this home! Call today! MLS #19002326
$389,000
1.9 Acres with View Amy Sibley 530.906.4985
www.AmySibley.com Lic. #01238927
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GOLD COUNTRY HOMES • February 1-7, 2019
Building a new home to account for faster fires If your new home is among the one million or so being built in the U.S. this year, congratulations! You'll have the chance to customize it to your dream home preferences. One feature that should be at the top of your priority list is the best possible fire protection for yourself and your loved ones: home f i re spr i n k lers. W h i le choosing household systems may not be as fun as picking paint colors and carpeting, it's even more important. And asking for fire sprinklers could literally save your life. That's because home fires today are hotter and faster than fires of the past. Homes with unprotected lightweight building material and flooring burn faster, failing quicker (often col lapsi ng i n a f i re). Common synthetic furnishings and belongings burn hot and fast and produce toxic smoke. Larger, more open layouts enable fa ster f la shover. T hat means they can become deadly to people and pets in as little as two minutes. The tragic facts are that seven people die in U.S. home fires each day, while another 12,300 are injured. The residents aren't the only ones in harm's way; firefighters are constantly in danger of injur y or death. Studies show they're being diagnosed with cancer as a result of their occupation.
Home fire sprinklers are dependable. They not only save lives; they protect property and possessions (reducing fire damage by as much as 81 percent). Most insurers offer sprinkler discounts that lower you r home ow ner s' premiums. "New homeowners have a great opportunity to ensure their houses are optimized for fire protection," notes Lorraine Carli, HFSC president and vice president of outreach and advocacy for the National Fire Protection Association. "Start with working smoke alarms on every level, and prepare a nd prac t ice a home escape plan. Create a complete system of fire safety by asking for home fire sprinklers. Here are the basics: Your sprinklers will be customized for your home, ensuring proper protection for your unique layout. Usually the sprinklers are connected to the household water main. In areas where there is not a city water supply or well water, a tank and pump are typically used for water supply. Piping is hidden behind the walls and ceilings. There are several kinds of sprinklers made just for homes. Some can be hidden behind round plates. Some sprinkler companies
of fer c u stom pa i nted sprinklers to match your décor. Each sprinkler is individually activated by heat, so the entire system does not activate. Each sprink le r h a s a t e m p e r ature-sensitive glass bulb. If a fire starts, the high heat from it breaks the glass, allowing the water to flow onto the fire. That controls or even puts out the fire, allowing you and your family to escape. You need not worr y about you r spr in k lers being set off by smoke alarms operating, burnt toast or cigarette smoke. They're designed to operate from the high heat of a fire, usually between 135165 F. Your family's fire safety is in your hands! Ask your builder for home fire sprinklers. The best time to install fire sprinklers is when the home is being built, while walls and ceili ngs a re open a nd accessible. Learn the facts about home fire sprinklers from the nonprofit Home Fire Spr in k ler Coa lit ion, a non-commercial educational organization that offers free information a nd resources. Fol low HFSC on Facebook and Twitter. —Brandpoint
COURTESY
Homes with unprotected, lightweight building material and flooring burn faster, failing quicker. Common synthetic furnishings and belongings burn hot and fast and produce toxic smoke. Larger, more open layouts enable faster flashover.
OPEN HOUSE Saturday 11am-1pm
3765 Grass Valley Hwy, Spc 99, Auburn
Nicely maintained doll house! New interior paint, updated kitchen, 2bd/2ba mobile home. Very light and bright floor plan. Large room for entertaining area, hobby room, exercise room, etc. Easy park location. Come see today! New Price
$83,000
Randy Maggert, Broker Associate (530) 320-9398
Lic. #01210608 www.maggertmagic.com
It’s Not just business, It’s personal!
Jana Lynn-Maggert (530) 308-1764
Lic. #01484405 jm agger t @golyon.c om
February 1-7, 2019 • GOLD COUNTRY HOMES
Where are the buyers?
Over t he last t wo months, we have seen a number of homes linger on the market, creating t he appea ra nce t hat there is a modest numb er of ac t i v e bu yer s . T hese “st a le” l i st i ngs (t y pically, listings over 35 - 45 d ay s old) h av e mag nif ied t he perception that sellers should wa it until Spring*, t he start of the traditiona l selling season. But the reality is somew h at d i f fer ent . Fr om speaking with my fellow agents and loca l mortgage ex per t s, a not her picture arises. There is a significant pool of qualif ied buyers who a re actively looking for new homes. W hat sets these buyers apa r t f rom t he buyers of the previous 18 mont hs is t heir “emotional reserve.” The con-
Kathy Fitzhenry Realtor
tagious sense of Buyer FOMO (fear of missing out) has faded; multiple bid scenarios are becoming ra re as t he ma rket has moderated to a more neutral tone. I f we put a side t he nat iona l ne w s stor ies focusing on the impending death of real estate and look realistically at the effect of the Federal Government shutdow n on our market, we can see that sellers are still in an enviable position. T he nu mber s suppor t
16898 Placer Hills Road Meadow Vista
Lic. #01396513
www.sierrapacificrealestate.com
$100,000
3.91 ACRES On Emery Lane in Colfax. Potential view from knoll top.
$344,500
IN DESIRABLE MEADOW VISTA 5 acres with Possible 4 Lot Split, tentative map available!
$457,000
DESIRABLE SOUTH AUBURN HOME Well maintained single story 1780 SF, 3 bedrooms, 2 baths, open floor plan. Vaulted ceiling & lots of natural light. Master suite with double sinks, soaking tub and shower stall. Lovely backyard w/concrete patio, roses, morning glories & a small patch of grass. Newer HVAC. New bath fixtures, front & side deck are newer as well.
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and at a “fair” price. For buyers and sellers who stay f lexible, now is a great time to make that i nvest ment i n you r f ut u re happi ness w it h t he per fect Aubur n home. As always, thanks for reading and have a great week. If you have a ny real estate questions or have a suggestion for a f ut u re colu m n, please contact me at: 916-230-5362
this view as the average sold price for homes in the Auburn area is about $460,000, up any where from 8% or more dependi ng on you r neig hborhood. Further, interest rates are still relatively low at about five percent a nd 30 yea r f i xed rate loa n s a re st i l l w idely ava i lable. In add it ion, Auburn offers a unique set of att ributes, g reat locat ion, easy outdoor lifest yle and charming small-town feel. Ye s, it ’s u nden iable that buyers have moderated their behavior. They are becoming “pickier.” Sellers need to be prepa red for t his attitude and come to the negotiation table with an open mind. As in any market, sel lers w i l l benef it by presenting their property in pristine condition
Sierra Pacific Real Estate
* Note: If we adjust for seasonality, the Auburn market tends to be at its slowest (for both listings an d sales) dur ing the m onth s of D e c e m b e r, Januar y and Februar y. Re cent f ig ures for the years 2017, 2018 show a drop of 25 to 30% vs the peak selling months of May through August.
530-878-5100
Danielle Larson
Larry Scontrino Katherine Katches Glenda Harrison Maggie Francis
Lic. #00920443
Lic. #01469169
Lic. #01783426
ND
IN
Well maintained 3bd, 2 bath hilltop home on 1.7 acres. Open floor plan with newer flooring, lots of windows and a cozy woodstove in the family room. Kitchen offers brand new SS appliances, large island w/ bar & spacious eating area. Downstairs bedroom and two large master bedrooms upstairs. Spacious deck. Newer HVAC. 2 car attached garage & RV/Boat parking. Level acreage behind the home.
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$575,000
NE
Fred Eichenhofer
SUNSET VIEWS!
$415,000
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COURTESY
While buyers are becoming pickier, this is a still a good time to sell one’s home.
Making Your TransacTion EasiEr FroM BEginning To End
Call us to get Listed!
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BEAUTIFULLY MAINTAINED 3 bdrms 2 baths, 2,203 sf Meadow Vista home on close to 1 acre. Vaulted ceilings and plenty of natural light. Large master suite with access to deck and hot tub. Remodeled master bath with granite & large shower. Spacious kitchen boasts island w/dining bar. Dining area w/ skylight & bay style window. Large family areas off kitchen both have access to deck & easy maintenance terrace yard with pool & play area. Inside laundry room with cabinets. 3 car attached garage. Circular paved driveway, RV/ boat parking as well as plenty of guest parking. Storage area under the house. New Roof in 2017, front exterior paint in 2017. MOVE IN READY.
Lic. #01724739
$459,000 SO
$634,000
LD
Lic. #00932970
Lic. #01992548
DESIRABLE LOOMIS Home is 1860 SF with 3-4 bedrooms, 2 baths and walking distance to Quaint Downtown Loomis. Designed for 2 separate living quarters separated by pocket doors. Attached guest quarters recently add with kitchenette, bath and family room. Owned Solar! Call for More Information. GLORIOUS CANYON VIEWS from well maintained 2880
SF home in Applegate. Chef’s kitchen offers induction cooktop, island, convection oven, custom cabinets, Blanco sink & dumbwaiter to downstairs entertainment room. Living room w/floor to ceiling stone hearth, wood planked vaulted ceiling, floor to ceiling windows to take in view. Master w/en suite remodeled bath: double sinks, shower & jetted tub. Downstairs offers 2 bds, entertainment room w/bar & atrium. 2 car attached garage.
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GOLD COUNTRY HOMES • February 1-7, 2019
How cash-out refinancing can turn into a costly mistake After years of making reg ular mortgage payments, it feels good to watch your net wor t h make upward progress. That's especially true if your house is also gaining va lue. With a grow ing amount of equity comes peace of mind, knowing you have the option of tapping into it when you want. Whether it's time for a new roof or you need to consolidate debt, you may see a traditional cash-out mortgage refinance as the ideal tool to access the money you need. However, if you're considering a cash-out refi, you may be unaware of some of the pitfalls, or you may not know about the alternative solutions that might work in your financial favor. With a cash-out refi, homeowners can borrow against the equity in their home by taking out a new mortgage loan. This new loan includes the original loan balance and the additional amount borrowed
against the equity. "On the surface, a cashout refi loan appears to be the better option because these tend to have better interest rates compared to other types of loans, especially credit cards and per sona l loa n s," say s Wendy Harrington, chief marketing officer at Figure Technologies, a company that offers lending solut ions to homeow ners. "However, these can end up cost ing more t ha n homeowners expect, and it's important to take time to understand what comes with the territory." Harrington offers three things all homeowners need to consider before they opt for a cash-out refi loan: Interest rates are rising: After enjoying historical lows, mortgage interest rates have reached 5 percent, the highest in eight years, according to the Washington Post. With a cash-out refi, homeowners face trading their lower interest rate for a higher one.
Less convenient than other loan products: The application and approval process for a cash-out is any thing but efficient, thanks to time-consuming activities like property appraisals and in-person closings. In all, the loan process can ta ke anywhere from 30-60 days. Additional fees: Bor rowers of ten don't realize that cash-out refis come with closing fees for such things as appraisals, title searches and credit reports, adding another layer of cost to the loan. A smarter solution that can potentially spare borrowers thousands in interest cost, according to Harrington, is a home equity loan. Instead of starting over with a new mortgage, you'd simply take out a separate loan against the equity in your property. This option lets you keep your mortgage interest rate. To make things more clear, here's a comparison of how the two loans could affect a homeowner like
COURTESY
A cash-out mortgage refinance is a good tool to access money. However, it does come with some drawbacks homeowners should consider. you. Let's say you took out a $175,000 mor tgage si x years ago at 3.625 percent interest. A f ter ma k ing mont h ly pay ment s of $798, you r ba la nce is $153,365. Now you're looking to do some renovations and pay off some credit card debt, and you need to borrow $75,000. With your home valued at $ 300,000, there's more than enough equity. With a cash-out re-fi loan, you'd "reset" your mor t g a ge b a l a nc e at $228,365 with an interest rate of, say, 5.75 percent interest. That brings your mont h l y p a y me nt t o $1,333, but in 30 years, when the mortgage is paid off, total interest comes to $287,225 (that's the interest you paid on your origina l mor tgage a nd t he interest you'll pay with the refinanced loan). With a $75,000 home equ it y loa n, you may receive a higher rate, but it applies to a much smaller loa n a mou nt . I f y ou secured a home equity loan at 9.0 percent APR,
your monthly payment for your mortgage and equity loan combined would be slightly higher at $1,559. However, the term of your equity loan is 15 years, and your mortgage is still on track to being paid off in 24 years. In all, your total interest payments come to $174,238 (original mortgage plus home equity loan). Bottom line: In this scenario, a home equity loan comes out as the better f ina ncia l decision, because not only are you finished paying six years earlier, you would save $112,987 in interest alone. Another upside to using solutions other than cashout refis is that there are now convenient and fast solutions that let borrowers access their equity with ease. Figure Home Equity Loans PLUS lets borrowers apply for a loan online and get notified of approval in five minutes. Upon approval, funds can be deposited in the bank account of choice in as little as five days*. With loan terms of 5, 7, 10 and 15
years at a fixed rate, you can get the cash you need with a payment that fits your budget. If you're look i ng to access the equity in your house to help you complete a home improvement project or consolidate your bills, ta k ing time to know your options can potentially save you t hou sa nd s of dol la r s. Figure has built a calculator to show how much you could save using a Home Equity Loan PLUS instead of a ca sh-out ref i. Calculate your potential c ost s a nd s av i ng s at Figure.com/cashout. *Note : approval in 5 minutes and funding in 5 days is based on a typical customer experience for properties located in counties that permit e-signatures and e-recording. Actual funding times may vary. Due to state law, funding in 5 days is not applicable to first lien loans secured by owner-occupied properties in Vermont. —Brandpoint
February 1-7, 2019 • GOLD COUNTRY HOMES
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Why some sold homes come back on the market Question: Dear Kari, I have listed my home for sale with my Realtor that I have known for years. After we filed out the listing paper work, she made a comment that has stuck in my mind, which was that a great deal of sales fall out and the sellers must start all over again. My question is what would the proper reasoning be of why my home sale might not go well and have a chance of falling apart? Answer: When a buyer and seller make an agreement on a home sale, all parties are hopeful that everything goes well all the way to the closing table. Yet t here a re sometimes issues t hat may arise that can cause a home that is currently under purchase contract to come back on to the market. I would like to share with you some common reasons that a home sale may fail, such as the following: • Something on the home inspection report that spooks the buyers. • Mold is discovered in the home. • An unknown or undisclosed
Kari McCoy The Real McCoy lien against the propert y is uncovered which is also known as a cloud on title. • The buyer is denied the home mortgage by the lending company. • Title defects are discovered on the property that needs an extended period to resolve. • The appraisal value is much lower than the agreed to purchase price. • Sellers refuse to make home repairs or termite repairs. • Incompetent agent or an out of area agent who knows nothing of the area representing the buyer. • Buyer’s remorse. A small percent of buyers simply get cold feet and cancel a few days after the sale. • The sellers are not clear or
162 AGARD STREET AUBURN $362,500 3 BR, 1 BA, 1344 SF, .35 Acre, Near Placer High School
11190 MEADOW BROOK DRIVE AUBURN $825,000 4 BR, 3 BA, 3524 SF, 1 Acre
Mike Robinson Broker Associate
Cell: 530.906.0624
DRE #01121168
13555 Bowman Rd. #600 Auburn, CA 95603
See all listings at: www.auburnhomes.com
not forthcoming with the condition of the property in the disclosures. • The property falls into a short sale status. • Disclosure t hat a deat h occurred in the home. • Offers that are contingent upon the buyer's home sale fails to produce results. Now we can understand that selling a home can be a long and emotional process with several milestones that need to be completed. The above situations happen more often than you wou ld t h i n k . However, by understanding the importance of how hick ups may occur with a home sale can help you be prepared to plow through them more successfully. W hen a buyer cancels the dea l, it can create a stigma because f ut u re buyers w i l l want to know what went wrong with the first sale. Were there i nspect ion issues ? Did t he home not appr a i se ? You r Realtor will know just how to address all these questions to help ease their concerns. We all understand that having to put a home back on the market can be a very frustrat-
COURTESY
Home sales may fall through for a variety of reasons, from undiscovered mold to learning there was a death in the home. i n g s i t u a t i on t o a s e l l e r. Working w ith a professional and experienced Rea ltor on your behalf from beginning to end will give you the best odds that your deal w ill NOT fall through! In some cases when the first home sale falls apart vast ly experienced Rea ltors
have been able to obtain a higher purchase price on the second home offer. I wish you the best! Kari McCoy, CRS owns the Kari McCoy Group, Residential Real Estate at Lyon Real Estate. She can be reached at 916-933-5274 or sold@ karimccoygroup.com. #00841588
Selling real estate the Wright way! Providing Fantastic Living Opportunities in the Foothills 8300 Sisson Lane $195,000
A slice of heaven on 7 level acres. Secluded and private Oak studded property. Perfect to put down your roots and build your home. Bring your animals and watch your garden grow. Well on site.
10625 Joeger Road $435,000
Open Sat. 1pm-4pm
BRAND NEW! Never lived in. Come make this new home and one acre all your very own. 3 Bedroom, 2 Bath with a HUGE 24x32 garage. Granite, fireplace, central heat & air, laundry room inside. Great neighborhood close to town but with a country feel.
Gold Run
Office Space for Rent
$165,000
ilding!
Colfax Central Bu
Escape the busy city life for your piece of the Gold Country. Gorgeous level building area amongst the towering trees. Enjoy this peaceful 19.9 acre lot by making it your own. Old logging access roads and a creek meander through the property.
Great exposure in the heart of Colfax at the intersection of South Auburn Street & Highway 174. Comfortable and open office/retail suites with lots of windows, carpeted and ready to move into. We have three suites available now from 340 to 400 sf. Each suite has front & rear windows & you may control your own heat and air. Monthly rent includes shared common utilities (water, sewer and garbage), high speed internet and there are NO CAM charges. Rates available for month to month and discounted rates for one to three year leases.
Koylynn Webdell
Jessica Wright
Lic. #00429178
Lic. #0219832
530-368-4226 11689 Lorenson Road ~ Auburn, CA
530-308-7676 530-885-8855
PROPERTY WANTED Any Type • Any Condition UGLY OR NOT • All Cash - Quick Close (530) 885-8855 TOM WRIGHT, Real Estate Broker DRE #00429178
GOLD COUNTRY HOMES • February 1-7, 2019
shop local.
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Family ed busin
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Are you one of the proud family-owned businesses in the area? Family-owned business are gems in the community. Contributing to a strong local economy and knowing customers by first names are just some reasons why we love these companies. Auburn Journal is proud to present a special section devoted entirely to family-owned businesses. Readers will be reminded how your business contributes to the community and why shopping local is so important. Not only will this go to approximately 23,000 Journal readers, each advertiser will receive this section to distribute to their customers.
publishes February 28 in the auburn Journal Final ad reservation deadline: February 13 ContaCt your sales rep today!
530-885-5656