DEB GEISSLER PUBLISHER
KIMBERLY BRUCKS ADVERTISING MANAGER
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JOSE DE LA CRUZ ART DIRECTOR
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News news@desertentertainer.com Advertising kbrucks@desertentertainer.com
Contributing Writer Gary Willhide
DISTRIBUTION All delivery inquiries should be directed to Desert Fox Distribution at 760-989-0882 or email DesertFoxDist007@aol.com.
Monday - Friday Closed Major Holidays Palm Springs, CA 760-318-2882
in this issue 4 5
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A PRODUCT OF
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Health Beat
16-17
On the Cover: Pet Therapy
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Don’t Worry Be Happy
Reduce Your Risk
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Money Matters
Rev up the fun during the holidays with these events.
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Puzzled?
Doctors Visit
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Taking steps to prevent falls.
10-12 Datebook
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Recipes
Freshen up holiday entertaining by adding tasty, crunchy grapes to seasonal dishes.
Four tips to help rouse your appetite in the morning. Vertigo or dizziness?
A powerful tool in the health care bucket.
desertmobilehomenews.com
Titles registered and all contents copyright 2018 by the Hi-Desert Publishing Co. All rights reserved.
Let’s Get Physical
Fall into a fitness routine.
How to get better care from your doctor.
Grab A Fork
The lowdown on holiday dining in the Valley.
Full listing of outstanding happy hours.
How to get the most out of your credit card.
Have some fun!
Medicare
Key terms to know about Medicare Part D
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LET’S GET PHYSICAL
Fall into a fitness routine F
all is notorious for comfort foods like pumpkin spice lattes and game day nachos. Combine these tempting seasonal staples with darker, shorter days and it can be hard to maintain an active mindset. Despite the enticement to indulge, you can keep your active lifestyle going or even kick off a new fitness regime. This year, take advantage of the winds of change when the seasons switch and commit to smart habits for a healthy fall.
Dress for success
As the temperatures drop, you may be tempted to bundle up before heading outdoors to exercise, and for your warm-up and cooldown period, that’s not a bad idea. However, while you’re in the midst of your workout, it’s easy to get overheated. Wear layers that you can shed as you begin to sweat and consider moisture-wicking materials that can prevent sweaty clothes from getting cold in the breeze.
Stay hydrated
You may not feel as thirsty when you exercise in cooler weather, but it’s just as important to keep your body well hydrated. When you
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sweat, you lose more than just water. An option like Propel Electrolyte Water helps you replace what’s lost in sweat through its key electrolyte – sodium – and supports hydration by stimulating thirst and aiding in fluid balance. With the same level of electrolytes as Gatorade, zero calories and no sugar, it can be a perfect choice to support your active lifestyle. Learn more at propelwater.com.
Opt for early workouts
When dark comes early, it can trick your mind into thinking it’s time to wind down for the night. Avoid that motivation pitfall by planning your workout earlier in the day, such as first thing in the morning or during your lunch break. If early mornings are daunting, remember that it won’t take long to shift your sleep schedule and early exercise is a caffeinefree way to put some energy into your day.
Find exercises you enjoy
Forcing yourself through exercises you despise will only backfire in the long run. If you’re not a runner, look for other ways to get your cardio pumping. Interval walking with varied paces and elevation can be an effective
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alternative or look at ideas like kickboxing or aerobics that you can have fun with while working up a sweat.
Indulge in moderation
Virtually every expert agrees that an occasional indulgence is perfectly acceptable, but use caution when the fall goodies start tempting. Those warm, rich desserts and drinks are filled with empty calories that can make all your hard work go to waste.
Set realistic goals
Having a long-term goal is a good idea, but be sure to set attainable expectations for yourself, including some milestones you can celebrate along the way to keep your motivation strong. Be realistic about how much time you can dedicate to fitness with your other life demands so you can set your goals accordingly.
Don’t skimp on skin care
The sun may not be as hot, but if you’re exercising outdoors, you’re still at risk for sunburn. Protect any exposed skin with sunscreen before working out.
HEALTH BEAT
Four tips to help rouse your appetite in the morning There’s no denying that breakfast is an important meal: it helps replenish strength and energy after a long night of fasting, promotes better concentration and prevents binge eating throughout the day. If you have a hard time eating in the morning because you just aren’t hungry, here are some potential solutions: 1. Don’t overeat at dinner. Prepare something light for dinner and eat it at least three hours before going to bed. Avoid late-night snacking as much as possible. Depending on your metabolism, going to bed on a full stomach may not give your body enough time to digest everything before you wake up, which may explain your lack of hunger. 2. Start slow. Start with a glass of freshly squeezed juice, for example, and slowly increase your food intake every week by adding yogurt, nuts and eggs, among other foods, to the mix. This way, you can slowly work your way up to eating the necessary three meals per day. 3. Divide your breakfast. Instead of trying to devour a whole meal first thing in the morning, drink a glass of orange juice when you wake up, eat some almonds right before you head to work and enjoy a yogurt once you arrive at the office. 4. Wake up earlier. If you wake up with little time to spare before heading out the door, your body simply might not have enough time to register that you’re awake and build up an appropriate appetite. Finally, if the smell of toasted bread makes you nauseous in the morning, bear in mind that there are many less fragrant options available — like a bowl of applesauce, for example. On that note, bon appétit!
Vertigo or dizziness? You get up and the room starts spinning. Is vertigo or dizziness to blame? The answer might surprise you: it’s vertigo. Vertigo involves a spinning feeling, kind of like when you get off a merry-go-round. If you feel that everything around you is spinning or that you yourself are turning in circles, you have vertigo. It may be caused by an inner ear disorder (vestibular neuritis or labyrinthitis, for instance) or a neurological issue. If there are other symptoms, such as a severe headache, speech impairment or double vision, you should see a doctor immediately. It could be a stroke. Dizzy spells, on the other hand, are characterized by a feeling of instability and trouble with keeping one’s balance, as if the ground were moving. Dizziness can be caused by many factors, including fatigue, stress, the flu, hypoglycemia and pregnancy. If you have regular dizzy spells, it’s best to see a doctor.
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PET THERAPY
Pet Therapy A powerful tool in the health care bucket BY GARY WILLHIDE FOR PRIMETIME MAGAZINE
Y
ogi was a Springer Spaniel who never met a person he didn’t like. For three years, he participated in pet therapy programs with Animal Samaritans and Paws & Hearts that took him to juvenile hall in Indio and to a Palm Springs nursing and rehabilitation center. He was equally at home with youngsters and oldsters. At juvenile hall he played ball with those young people who found themselves incarcerated. He rolled on the floor with them and loved them. At the nursing home, he quickly learned
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the route we would take, from room to room. His person with the leash (me) often said that he could have completed his visits on his own. He had his favorites. One, we’ll call her Rose, waited every Tuesday morning for his arrival and spend priceless moments rubbing his neck and feeding him a few small treats. Another, we’ll call Ethel, called his name when she heard him approaching and broke into a wide smile when he appeared. And then there was the lady in hospice care, bedridden and fading, always being
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visited by her husband when we were there. We’ll call her Louise. Louise loved dogs. Yogi was a 75-pounder and never got onto the beds of his friends. In this case, Louise, who probably didn’t weigh much more than that herself, insisted that Yogi join her on the bed. He did, carefully, and she was able to hug and cuddle with him. That went on for six weeks. The seventh week, Yogi scampered into her room and the bed was empty. Louise had passed away and Yogi looked at the bed for a while and walked away. Yogi has now also passed away.
PET THERAPY
Yogi
Pets bring happiness
Animal Samaritans
“Animals provide unconditional love and emotional support in a way that is unparalleled,” Judith Eisenberg, pet-assisted therapy coordinator for the San Diego Humane Society shared on a website. “Our program brings the joys of animals to people who are otherwise unable to have an animal in their life, such as those living in facilities such as convalescent homes, hospitals, mental health centers, children’s homes and juvenile detention centers. What an animal can give and teach is a powerful source of healing and personal connection.” Animals’ non-verbal communication and profound acceptance can be soothing for those with difficulty using language, she adds. Some may even connect with memories of their own treasured pets. The San Diego program has noticed how even the most profoundly affected patients have displayed improved appetite, more social interaction and tactile and cognitive stimulation after interactions with pets. If you have a pet (they are mostly dogs, some cats) that you think would make a good therapy pet, here are some of the opportunities in the Coachella Valley to volunteer.
Animal Samaritans’ Animal Assisted Therapy (AAT) is a volunteer program that provides visits to area schools, nursing homes, assisted living centers, juvenile hall and local hospitals at no cost to the community. While visiting these facilities, volunteers and their companion dogs (and cats) offer people the experience of touching, petting, playing with and receiving the unconditional affection and friendship of a pet. Animal Samaritans volunteers are required to be members of Animal Samaritans, where an annual membership costs as little as $25. Also, AAT dogs need their Canine Good Citizen (CGC) certificates from the American Kennel Club (AKC) before entering the program (see below for CGC requirements). Animal Samaritans can assist pet owners with information on how to obtain this certificate. Animal Samaritans works with local animal trainers to assess whether or not an animal is suited for the AAT program. It holds free behavior testing sessions throughout the year for pet owners and their potential dogs and cats. Here is how you can do a rough test to see if your dog would make a good therapist. Does
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PET THERAPY
Canine Good Citizen Test The Canine Good Citizen certificate, which is required by Animal Samaritans and Desert Regional Medical Center, is a nationally recognized program that instills a sense of responsibility and good manners in dogs and owners alike. The heart of the CGC program is the 10-step CGC test. The test consists of the following practical exercises: 1. Accepting a friendly stranger 2. Sitting politely for petting 3. Appearance and grooming 4. Walking on a loose leash 5. Walking through a crowd your dog tug or pull on his leash? Is he easily startled by loud noises or sudden movements? How does she respond to rough petting? How does he behave around other dogs? It is essential that AAT dogs are well suited for the program. Animals that do not pass their first behavior test are commonly invited to return for a second test. There is no fee for the testing. To learn more about the AAT program, including the next testing date, call 760-601-3924.
Paws & Hearts Animal Assisted Therapy is a pet therapy visitation organization, which was founded in December, 2000, by Richard and “Lucky” Waxman. Paws & Hearts is a registered not-for-profit community based volunteer group. Paws & Hearts has an office in Palm Desert and serves the entire Coachella Valley with trained canine ambassadors and their human handlers. Seven days of the week, 45-plus teams make weekly visits to area hospitals, long-term care facilities, cancer centers, Alzheimer’s facilities and senior centers. The greater presence of animals in healthcare settings comes amid increasing evidence that pets are good for us and can play a significant role in patients’ recovery. “Animals motivate people to participate in their therapies, brighten patients’ days, give them a chance to talk about the animals in their lives and give them the opportunity to forget they’re in a hospital,” the Paws & Hearts website says. Clinical studies have already shown that petting a dog or a cat lowers blood
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6. “Sit and down” on command and staying in place 7. Coming when called 8. Reaction to another dog 9. Reacting (or not reacting) to a distraction 10. Supervised separation.
Call the Paws & Hearts office at 760-836-1406 to have your first informal interview. They do not require the AKC Canine Good Citizenship certificate.
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pressure and has an overall calming effect on patients. But just as important as the clinical benefits, visiting pets give the patients a real breather from their current situation. Many of the patients visited are withdrawn and in pain, but bring a friendly dog or purring cat into the room and 99 percent of the time the patient will respond favorably. The visiting pet brings a change of pace to the day that has long lasting effects.
Desert Regional Medical Center The volunteer services office at Desert Regional Medical Center offers a pet therapy program. Pets and their handlers visit acute patients in the hospital and those in for treatment in the comprehensive cancer center. It’s not only the patients who benefit. Family members, friends and staff say the animals lead them to feel better, too. The pet therapy program at Desert Regional is a newer part of a large volunteer family that provides assistance in many areas and has since the 1950s. The pet therapy program at Desert Regional does require pets to hold the AKC Canine Good Citizenship certificate. For more information, contact the Volunteer Services Office at 760-323-6511 and ask for extension 6394. Thanks to the three programs for information provided in person and through their websites.
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The CGC test is open to all dogs, including purebreds and mixed breeds. Dogs who pass the test receive a certificate from the American Kennel Club. CGC is considered a good beginning step for any advanced training with dogs in agility, therapy dog work. Contact Animal Samaritans for information on classes and available trainers in the Coachella Valley.
REDUCE YOUR RISK!
Taking Steps to Prevent Falls
W
hen you’re young, an injury from a fall may sideline you for a few days or weeks, but a full recovery is usually quick. As you get older, the consequences of falls can become more serious, setting up a sequence of events that can have long-standing implications on independence and health. It doesn’t have to be that way, however. Although falls typically become more common and can be more serious as you age, falls are not a natural part of getting older. In fact, most falls are preventable. Knowing the factors that put you at greater risk of falling and taking proper steps can help prevent falls. Risk factors for falls in older people include overall health (chronic diseases and physical conditions), environment (hazards and situations at home) and behaviors, such as rushing around or standing on a chair to reach something. These steps from the experts at the National Council on Aging can help prevent falls:
Stay active: Exercise helps increase or maintain coordination and muscle tone that can keep you steady on your feet and your reactions sharp. Walking, gardening or taking an exercise class are just a few ways to keep your heart healthy and your muscles toned. Manage underlying chronic conditions: The better your overall health, the lower your risk of falls. Chronic conditions like diabetes, depression, osteoarthritis, obesity and high blood pressure can increase your risk. Managing those conditions by seeing your health care provider regularly, taking medication as prescribed, eating a healthy diet and choosing appropriate exercise can help prevent falls. Review medications: Side effects from and interactions with some medications can cause dizziness that can increase the risk of falling. Types of medicine associated with an increased risk include sedatives and diuretics
as well as those used to treat high blood pressure and anxiety. Talk to your doctor about all prescriptions and over-the-counter medicines you are taking. Get your eyes checked: Vision changes as you age, so it is important to get your eyes checked once a year to make sure your prescription is up to date and screen for any eye-related diseases like cataracts and glaucoma, which are usually treatable when caught at an early stage. Assess your home: Look around your home for potential hazards. Consider enlisting the help of a family member or neighbor who may be more likely to notice things you don’t. Install grab bars in your bathrooms, get rid of slippery throw rugs (or add a rubber backing) and keep passageways inside and outside your home well-lit and free from clutter and debris. For more tips, visit acl.gov/fallsprevention.
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DATEBOOK Saturday, October 27 Oktoberfest Parking Lot Party at 2 p.m. Enjoy authentic German fare, games and special German-style beers brewed specially for this event. Authentic German music by Hazelnuss (Bavarian Band). La Quinta Brewing Co., 77917 Wildcat Dr., Palm Desert. 760-200-2597, laquintabrewing.com.
Sunday, October 28 Palm Desert Golf Cart Parade Experience the spectacular color, pageantry, and fun as scores of whimsically decorated golf carts and bands march down Palm Desert’s famous El Paseo. golfcartparade.com
Friday, November 2 – November 18
The Premier Double Decker bus tour featured at the Modernism Week Fall Preview.
Rev up the fun
During the holidays with these events Saturday, October 13 Paint El Paseo Pink at 7 a.m. Walk for breast cancer awareness along the street of El Paso while experiencing live music, DJs and shopping. All proceeds raised will benefit the Desert Cancer Foundation. The Gardens on El Paseo, 73545 El Paseo, Palm Desert. desertcancerfoundation.org
“Who’s Afraid of Virginia Woolf?” History professor George and his boozy wife, Martha, return from a cocktail party at the home of the college president. Martha has invited the newly appointed instructor Nick and his wife Honey, over for a nightcap. The night erupts into a no-holds-barred torrent of marital angst and verbal tirades. Palm Canyon Theatre, 538 North Palm Canyon Drive, Palm Springs. 760-323-5123, palmcanyontheatre.org
La Gran Fiesta from 9 a.m. to 12 p.m. A fun-filled event that highlights Hispanic culture with live music, dancing, delicious foods and more. The Living Desert Zoo and Garden, 47900 Portola Avenue, Palm Desert. 760-346-5694, livingdesert.org
Saturday, October 20
Thursday, October 18 – October 21
Saturday, October 27
Modernism Week Fall Preview Featuring the Palm Springs Modernism Show & Sale, architecture walking and bike tours, home tours, lectures, Premier Double Decker Architectural Bus Tours, classic cars and more. Palm Springs Convention Center, 277 North Avenida Caballeros, Palm Springs. modernismweek.com
Halloween Themed Chili Tasting and Car Show Volunteers from the various sections of the museum will serve their chili recipes and you get to decide which is best. Festivities also include over 100 classic vehicles on display. Palm Springs Air Museum, 745 North Gene Autry Trail, Palm Springs. 760-778-6262, palmspringsairmuseum.org
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Casual Concours X at 10 a.m. Gathering of post-war automobiles, with over 100 cars on display. Desert Princess Country Club, 28555 Landau Blvd., Cathedral City. greatautos.org
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Agatha Christie’s “Murder on the Nile” You will be whisked away aboard a luxury steamer as it travels up the Nile River. This is a honeymoon cruise, the only problem is the bride is dead. Suspicion hangs tense in the air as each member of the group is revealed to have skeletons in the closet. Presented by Desert Theaterworks. Indio Performing Arts Center, 45175 Fargo Street, Indio. 760-980-1455, dtworks.org “Avenue Q” The play centers around a group of foul-mouthed puppets living in an apartment complex together. With songs like, “It Sucks to Be Me”, “The Internet is for Porn”, and “What Do You Do With A B.A. in English” you’re sure to be rolling in the seats. Palm Canyon Theatre, 538 North Palm Canyon Drive, Palm Springs. 760-323-5123, palmcanyontheatre.org
Friday, November 9 – November 18 “Church & State” Three days before his bid for reelection, a Republican U.S. senator makes an off-the-cuff comment to a blogger that gets leaked on “Twitter,” calling into question the senator’s stance on guns and God. As his devoutly Christian wife and liberal Jewish campaign manager try to contain the damage, this look at how religion influences politics and how politics has become a religion is simultaneously funny, heartbreaking, and uplifting. Presented by Dezart Performs. The Pearl McManus Theatre, 314 South Cahuilla Road, Palm Springs. 760-322-0179, dezartperforms.org.
Saturday, November 10 Art on Main at 11 a.m. Featuring over 800 artists showing and selling their paintings, jewelry, mixed media, photography, ceramics, glass and more. Old Town La Quinta, 78100 Main Street, La Quinta. oldtownlaquinta.com
DATEBOOK Sunday, November 11
Saturday, November 17 – January 15
Friday, November 23 – December 24
22nd Annual Palm Springs Veterans Day Parade at 3:30 p.m. Featuring military units, marching bands, and veteran’s organizations as well as local businesses and elected officials. Afterward, a patriotic concert and fireworks finale will light up the sky at Amado Road. Palm Canyon Drive between Ramon Road and Alejo Road. 760-323-8265, palm-springs.ca.us
Rink @ The River Renova Solar has brought the skating scene back to the desert to get everyone ready for the holidays. The skating rink is set up over the central water feature in the outdoor shopping mall, and there will be a holiday ice spectacular, Christmas tree lighting and an appearance by Santa. The River, 71800 Highway 111, Rancho Mirage. 760-250-4719, theriveratranchomirage.com/rink-at-the-river
WildLights at 6 p.m. Marvel at more than a million colorful, sparkling holiday lights. Guests will encounter a herd of lifesize luminescent animal lanterns, explore newly added pathways and stroll through the popular tunnel of lights flashing to holiday music. The Living Desert Zoo and Garden, 47900 Portola Avenue, Palm Desert. 760-346-5694, livingdesert.org
Thursday, November 22
Saturday, November 24
Thanksgiving Day 5K Benefiting Martha’s Village & Kitchen Join thousands of Coachella Valley residents before your big Thanksgiving feast for a run, trot or stroll in the crisp autumn air along Palm Desert’s famous El Paseo shopping district, all to support programs and services that help local homeless and impoverished residents. Children in strollers and dog on leashes are welcomed, as are turkey hats and running tutus. There will be medal presentation along with goody bags, exhibitor booths, kid zone games and more. El Paseo Drive and San Pablo Avenue, Palm Desert. 760-347-4741 ext 116, marthasvillage5k.org
Paws and Hearts Dog Walk This annual two-mile walk will give you and your pooch some quality time together over Thanksgiving weekend. Activities include continental breakfast, photos with Santa, vendor booths and lots of fun! Collect pledges in advance to help raise funds for animals assisted therapy for patients in hospitals and care facilities. Westin Mission Hills Resort, 71333 Dinah Shore Drive, Rancho Mirage. 760-836-1406, pawsandhearts.org.
Friday, November 16 – November 18 McCormick’s Classic Car Auction Featuring over 500 classic and exotic cars on display, ranging in price from $2,000 to $250,000. Open to the public. Friday, free; tickets needed for Saturday and Sunday. Palm Springs Convention Center, 277 North Avenida Caballeros, Palm Springs. 760-320-3290, classic-carauction.com.
Saturday, November 17 Props and Hops Craft Beer Festival at Noon Featuring a fun afternoon of local craft beer tastings surrounded by vintage aircraft. Feature dozens of West Coast breweries and food vendors with a DJ and live music. Palm Springs Air Museum, 745 North Gene Autry Trail, Palm Springs. palmspringspropsandhopsfestival.com
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DATEBOOK Friday, November 30 – December 16 “Hairspray” It’s 1962 and teenagers Tracy Turnblad and her friend Penny Pingleton are avid Corny Collins fans. A chance to dance on the show is publicized, Tracy jumps on the opportunity. Not only does her dancing skills attract Corny Collins, but also the attention of teen heartthrob Link Larkin. But not everyone is happy with Tracy’s joining the show. The show’s manager, Velma von Tussle, will do anything to oust Tracy, even if it has to include Tracy’s friends Seaweed and Motormouth Maybelle. Palm Canyon Theatre, 538 North Palm Canyon Drive, Palm Springs. 760-323-5123, palmcanyontheatre.org
Saturday, December 1 Palm Springs Festival of Lights Parade at 5:45 p.m. The parade features a host of marching bands, performing groups, and of course Santa and Mrs. Claus, and the parade’s signature floats adorned in thousands of colorful holiday lights and huge Macy’s-style balloons. Downtown Palm Springs, Palm Canyon Drive. psfestivaloflights.com. Tony Orlando and Dawn: A Christmas Reunion at 8 p.m. The legendary trio reunites to bring their exhilarating energy, warmth, and humorous tour of live Christmas show. Fantasy Springs Resort Casino, 84245 Indio Springs Parkway, Indio. 760-342-5000, fantasyspringsresort.com
Saturday, December 1 – December 2 Indio International Tamale Festival Sample every type of tamale one can possibly imagine. Activities include festival holiday parade, carnival, Mexican Folkloric dancing and a variety of live entertainment. Old Town Indio, between Highway 11 and Indio Boulevard. tamalefestival.net
Friday, December 7 Colors of Christmas at 8 p.m. Starring Peabo Bryson, Taylor Dayne, Jon Secada, and Deniece Williams backed by a12-piece band and a spectacular choir. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760-340-2787, mccallumtheatre.com
Saturday, December 8 Cathedral City Snow-Fest The outdoor market will feature holiday arts and crafts, treats, followed by a holiday lights parade with floats, the Mayor and Santa lighting the tree while choirs sing. Town Square Park, 68701 Avenida Lalo Guerrero, Cathedral City. 760-459-3479, snowfest.discovercathedralcity.com.
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Santa and Mrs. Claus at the Palm Springs Festival of Lights Parade.
Wednesday, December 12
Monday, December 17
Canadian Brass: Christmas Time is Here at 8 p.m. Ring in the holiday season with a program of festive classics and brass standards with impeccable musicianship, theatrical flair, and heartwarming humor. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760-340-2787, mccallumtheatre.com
Moscow Ballet’s Great Russian “Nutcracker” at 7 p.m. Featuring larger than life puppets, nesting dolls and gloriously handcrafted costumes bring the Christmas spirit to life. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760-340-2787, mccallumtheatre.com
“Sounds of the Season” at 7 p.m. Join many of your favorite Palm Canyon Theatre performers for an evening of holiday entertainment. Palm Canyon Theatre, 538 North Palm Canyon Drive, Palm Springs. 760-323-5123, palmcanyontheatre.org
Friday, December 14 Celtic Women: The Best of Christmas Tour at 8 p.m. Featuring holiday favorites “I’ll Be Home for Christmas” and “Silent Night.” McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760-340-2787, mccallumtheatre.com
Saturday, December 15 LeAnn Rimes Christmas at 8 p.m. The concert will feature LeAnn Rimes’ favorite Christmas classic in an intimate, cozy setting. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760-340-2787, mccallumtheatre.com Sunday, December 16 Merri-Achi Christmas at 7 p.m. Featuring a colorful and traditional Mexican holiday celebration full of seasonal songs, dance and festive merriment. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760-340-2787, mccallumtheatre.com
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Tuesday, December 18 Dave Koz Christmas at 8 p.m. The tour brings together a magical combination of musicians to celebrate this special season. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760-340-2787, mccallumtheatre.com
Friday, December 21 Brian Setzer Orchestra’s Christmas Rocks! at 8 p.m. The group’s set list will feature music off their latest Christmas album “Rockin’ Rudolph,” plus music off their bestselling holiday albums. Fantasy Springs Resort Casino, 84245 Indio Springs Parkway, Indio. 760-342-5000, fantasyspringsresort.com
Monday, December 31 Mildly Wild New Year’s Eve Party at 6 p.m. Spend New Year’s Eve with animals and start 2019 with a roar. The event will feature an east coast countdown with a complimentary champagne toast, dinner, entertainment, and dancing. The Living Desert, 47900 Portola Avenue, Palm Desert. 760-346-5694, livingdesert.org.
DOCTORS VISIT
How to get better care from your doctor
H
ave you ever wanted to ask your doctor a question but didn’t because you felt uncomfortable? Experts say that an impersonal relationship with your doctor could be preventing you from receiving the best care possible. “Your doctors should feel like valued members of your family — and you a part of theirs. That’s how I operate in my practice and what I aim to foster in my patients,” says Dr. Ken Redcross, who brings nearly 20 years of experience to his new book dealing with this subject, “Bond: The 4 Cornerstones of a Lasting and Caring Relationship with Your Doctor.” Whether you have a new doctor or you’ve been at the same practice for years, your patient-doctor bond may be on faulty ground. But it doesn’t have to be, suggests Dr. Redcross. He believes that by establishing these four essential qualities in your patient-doctor relationships, you’ll pave the way to receiving better care: • Trust. Trust is essential in any relationship, including the one with your doctor. There is no sharing without trust, and sharing is crucial when it comes to receiving the best possible care. • Communication. No relationship can be sustained without open and honest communication on both sides, but developing healthy communication habits takes practice, effort and willingness. • Respect. Respect is treating others with common courtesy, good social manners and appreciating each other’s humanity. This means respecting each other’s experience, knowledge and time. • Empathy. Empathy is the ability to sense another person’s emotions and to be able to place yourself in his or her shoes, which is a valuable quality in a doctor. However, many physicians strive for a state of “concerned detachment,” which is the opposite of empathy. At the same time, patients can be more empathic, too, taking the time to consider everything their doctors may be dealing with on the day of their visit. Building a great relationship with your doctor leads to practical benefits, says Dr. Redcross. In dealings with his own patients, he finds that great communication paves the way for better treatment. “Recently, a patient of mine was dealing with muscle pain and we had a long conversation about different options. Initially, I recommended that she take traditional pain reliever with naproxen sodium every morning. However, by talking through all the options and what best fit her situation, including her overall medical history, preferences and more, we settled on using Arnica montana, a lower-risk plant-based pain reliever instead,” says Dr. Redcross. “Feeling comfortable enough with your doctor to challenge a suggestion and have a long and complete conversation is key. Unfortunately, such discussions between patients and doctors are rare.” At a time when doctor’s visits seem more routine and formulaic than ever before, experts say that receiving individualized care is possible, and it all starts with building strong relationships with your health care providers. To learn more about the book, as well as about building better relationships with your doctors, visit, BondByDrRedcross.com.
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RECIPES
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he holiday season is typically marked by gatherings of friends and family. Whether you’re hosting overnight guests, drop-in visitors or an important seasonal meal, taking a fresh approach to the menu can make the get-together more special. As you prepare for the festivities, consider recipes that feature healthy ingredients such as versatile California grapes, which come in three vibrant colors – red, green and black – and can add a palate-pleasing crunch and plenty of taste to everything from main dishes to sides and even desserts. Heart-healthy grapes are also perfect on their own as a snack and their natural beauty can help enhance any table as an edible garnish or fresh centerpiece. Using grapes as a featured ingredient in your holiday dishes can provide a fresh twist on seasonal dishes, such as this Grape Dutch Baby or these Roasted Brussels Sprouts with Grapes and Balsamic Glaze. For dessert, use the natural sweetness of grapes to create a smooth Grape Caramel Sauce that can be served as a topping for ice cream or other seasonal desserts. Find more holiday recipes at GrapesfromCalifornia.com.
Grape Dutch Baby Prep time: 15 min. Cook time: 20 min. Servings: 4 • 3 large eggs • 2/3 cup all-purpose flour • 2/3 cup low-fat milk • 1/2 teaspoon vanilla • 1/2 teaspoon salt • 5 tablespoons unsalted butter, divided • 2 cups red California grapes, halved • 2 tablespoons brown sugar • 1/8 teaspoon cinnamon (optional) • confectioners’ sugar
Freshen Up Holiday Entertaining
Add tasty, crunchy grapes to seasonal dishes 14
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Heat oven to 450 F. Put large (10-inch) castiron or ovenproof skillet in oven. With electric mixer on high speed, beat eggs until frothy then beat in flour, milk, vanilla and salt, and beat until smooth, about 1 minute (batter will be thin). Remove skillet from oven and add 2 tablespoons butter, swirling to cover pan. Pour in batter and return to oven. Bake until puffed and golden brown, 14-19 minutes. While pancake is baking, in another skillet over high heat, melt remaining butter and add grapes, brown sugar and cinnamon, if desired. Cook until grapes are heated through and sugar has melted. Spoon grapes over pancake, sprinkle with confectioners’ sugar and serve.
RECIPES Grape Caramel Sauce
Roasted Brussels Sprouts with Grapes and Balsamic Glaze
Prep time: 5 min. Cook time: 15 min. Servings: 6
Prep time: 15 min. Cook time: 20 min. Servings: 4
• 1 pound green or red grapes, divided • 1 tablespoon lemon juice • 3/4 cup sugar • 1/4 cup water • 1/3 cup heavy cream (optional) • large pinch of salt • ice cream In blender or food processor, combine 12 ounces grapes with lemon juice and puree. Set aside. Coarsely chop remaining grapes. In medium saucepan, combine sugar and water then bring to boil, stirring a few times. Simmer without stirring, brushing down sides of pot with brush dipped in water if crystals start forming. When mixture has turned deep, golden brown, remove from heat and whisk in pureed grapes until smooth sauce has formed. Turn on heat and simmer until mixture has reduced by one-third and forms smooth caramel sauce. Whisk in cream and salt; stir in chopped grapes and serve over ice cream.
• 1 pound Brussels sprouts, trimmed and halved lengthwise • 2 tablespoons extra-virgin olive oil • pinch of salt • freshly ground black pepper, to taste • 1 cup red California grapes • 2 tablespoons ready-to-use balsamic glaze Heat oven to 450 F. On baking sheet, toss sprouts with olive oil, salt and pepper, to taste, until sprouts are well-coated. Roast until deep golden brown, about 17-20 minutes, turning sprouts halfway through roasting. Stir in grapes and roast 3-5 minutes. Transfer to bowl and drizzle with glaze or drizzle platter with glaze and pile sprouts on top.
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HOLIDAY DINING King’s Highway at Ace Hotel and Swim Club will be serving a Thanksgiving Day lunch and dinner menus. 701 East Palm Canyon Drive, Palm Springs. For reservations, call 760-969-5777 or visit kingshighwaydiner. com for more information. Lavender Bistro invites diners for Thanksgiving fare with a three-course extravaganza. The main course features oven roasted turkey, cabernet braised lamb shank, roast crispy half duck and others. 78073 Calle Barcelona, La Quinta. For reservations, call 760-564-5353 or visit lavenderbistro.com for more information. Morgan’s in the Desert The three-course menu includes a choice of turkey, salmon, sea bass or pasta. 49499 Eisenhower Dr., La Quinta. For reservations, call 760-564-7600 or visit morgansinthedesert.com for more information.
Grab a Fork The lowdown on Thanksgiving and Christmas dining in the Valley
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ake note of what some of the Valley’s finest dining establishments have to offer on Thanksgiving and Christmas. Cheers and bon appétit!
Thanksgiving Dining Acqua California Bistro The menu includes a three-course prix fixe dinner with turkey, honey-baked ham, salmon and filet mignon leading the charge. Dinner service is from 1 to 9 p.m. 71700 Highway 111, Rancho Mirage. For reservations, call 760-862-9800 or visit acquaranchomirage.com for more information. Café Capitata at Spotlight 29 Casino will be serving an all-inclusive Thanksgiving menu that includes roasted turkey and all of the classic trimmings, including mashed potatoes and gravy, candied yams, creamed spinach, green beans and more. 46200 Harrison Place, Coachella. For more information, call 760-775-5566, or visit spotlight29.com.
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Cuistot’s Thanksgiving options include your choice of entrée, all include starter and dessert. 72595 El Paseo, Palm Desert. For reservations, call 760-340-1000 or visit cuistotrestaurant.com for more information. Eight4Nine Restaurant and Lounge is serving a four-course menu that includes turkey, fish, pork and vegetarian options. 849 North Palm Canyon Drive, Palm Springs. For reservations, call 760-325-8490 or visit eight4nine.com for more information. Fantasy Springs Resort Casino’s Fresh Grill Buffet, The Bistro Restaurant, and POM Restaurant will be hosting different Thanksgiving dinners. 84245 Indio Springs Parkway, Indio. For reservations, call 760-342-5000 or visit fantasyspringsresort.com for more information. Jillian’s will be serving a prix fix selection of holiday favorites. 74155 El Paseo, Palm Desert. For reservations, call 760-776-8242 or visit jilliansfinedining.com for more information.
OCTOBER - DECEMBER 2018
Palm Springs Aerial Tramway will be offering a Thanksgiving Day Ride ‘n’ Dine ticket, which includes tram ride plus dinner at Pine Café (a cafeteria-style restaurant). Peaks Restaurant will be serving its regular menu along with Thanksgiving holiday favorites. 1 Tram Way, Palm Springs. For reservations at Peaks Restaurant call, 760-325-4537 or visit pstramway.com for more information. Rick’s Restaurant will be serving their famous Thanksgiving buffet, which includes honey glazed ham, roasted turkey, prime rib and roast pork and all of the fixings. 1973 N. Palm Canyon Drive, Palm Springs. For reservations, call 760-416-0090 or visit ricksrestaurant.biz for more information. Sullivan’s Steakhouse is offering a traditional Thanksgiving dinner. 73505 El Paseo, Palm Desert. For reservations, call 760-341-3560 or visit sullivanssteakhouse.com for more information. TRIO Palm Springs will be serving a threecourse traditional Thanksgiving dinner. A separate holiday dinner menu will also be available. 707 North Palm Canyon Drive, Palm Springs. For reservations, call 760-864-8746 or visit triopalmsprings.com for more information. Vue Grill and Bar will be offering their holiday buffet, featuring cold salads and hot sides; carving stations for turkey, prime rib and ham. Dessert is a selection of fresh pies and cheesecakes. 44500 Indian Wells Lane, Indian Wells. For reservations call, 760-346-4653 or visit vuegrillandbar.com for more information. The Westin Mission Hills Golf Resort & Spa presents an exquisite Thanksgiving dinner buffet in the resort’s Pinzimini Restaurant. There is also a separate Thanksgiving feast in the Celebrity Ballroom. 71333 Dinah Shore Drive, Rancho Mirage. For reservations, call 760-328-5955 or visit westinmissionhills.com for more information.
HOLIDAY DINING
Christmas Dining Café Capitata at Spotlight 29 Casino Enjoy an all-inclusive Christmas Day buffet that features a carving station with roasted turkey and all of the trimmings. 46200 Harrison Place, Coachella. For more information, call 760-775-5566, or visit spotlight29.com. Catalan Mediterranean Cuisine is serving a special two course Christmas Eve dinner with a choice of starter and slow cooked Spanish prime rib. 70026 Highway 111, Rancho Mirage. For reservations, call 760-770-9508 or visit catalanrestaurant.com for more information. Cava at Renaissance Indian Wells Resort and Spa features a grand buffet with stations for salads, veggies, seafood and carving station with prime rib, turkey and rack of lamb. 44400 Indian Wells Lane, Indian Wells. For more information, call 760-773-4444 or visit marriott.com. Fresh Grill Buffet at Fantasy Springs Resort Casino will feature traditional Christmas dinner dishes along with pork chops, New York strip steaks, snow crab, seafood and more. 84245 Indio Springs Parkway, Indio. For more information, call 760-342-5000 or visit fantasyspringsresort.com. Grand Palms Buffet at Agua Caliente Casino Resort Spa will feature its holiday buffet. 32250 Bob Hope Drive, Rancho Mirage. For more information, call 760-321-2000 or visit hotwatercasino.com. King’s Highway at Ace Hotel and Swim Club will be serving a prix fixe Christmas dinner. 701 East Palm Canyon Drive, Palm Springs. For reservations, call 760-969-5777 or visit kingshighwaydiner.com for more information. Lavender Bistro features a three-course dinner with extras “from the sea.” 78073 Calle Barcelona, La Quinta. For reservations, call 760-564-5353 or visit lavenderbistro.com for more information. Lulu California Bistro will be serving a four-course holiday menu. 200 South Palm Canyon Drive, Palm Springs. For reservations, call 760-327-5858 or visit lulupalmsprings.com for more information. Vicky’s of Santa Fe will be serving a three-course Christmas Eve menu that includes your choice of starter, entrée, and dessert. 45100 Club Drive, Indian Wells. For reservations, call 760-345-9770 or visit vickysofsantafe.com for more information. Palm Springs Aerial Tramway will be offering a Christmas Day Ride ‘n’ Dine ticket, which includes tram ride plus dinner at Pine Café (a cafeteria-style restaurant). Peaks Restaurant will be serving its regular menu along with Thanksgiving holiday favorites. 1 Tram Way, Palm Springs. For reservations at Peaks Restaurant call, 760-325-4537 or visit pstramway.com for more information TRIO Palm Springs will be serving their full menu, enticing cocktails and holiday specials. 707 North Palm Canyon Drive, Palm Springs. For reservations, call 760-864-8746 or visit triopalmsprings.com for more information.
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DON’T WORRY BE HAPPY
Happy Hour
It’s five o’clock somehwere
Palm Springs Al Dente Receive 20 percent off your entire check, daily from 3 to 6 p.m. 491 North Palm Canyon Drive. 760-325-1160. Bootlegger Tiki Happy hour from 4 to 6 p.m. and midnight to 2 a.m. daily. 1101 North Palm Canyon Drive. 760-318-4154. Las Casuelas Terraza Happy hour MondayFriday from 3 to 6 p.m. 222 South Palm Canyon Drive. 760-325-2794. Oscar’s Enjoy happy hour Monday-Saturday from 4 p.m. to 7 p.m. and Saturday and Sunday from 9 a.m. to 2 p.m. 125 East Tahquitz Canyon Way. 760-325-1188. Rick’s Desert Grill Daily happy hour from 8 to 11 a.m. and 3 to 7 p.m., Monday-Friday. 1596 North Palm Canyon Drive. 760-325-2127.
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Trio Restaurant Daily happy hour from 11 a.m. to 7 p.m. 707 North Palm Canyon Drive. 760-864-8746. Woody’s Palm House Daily happy hour from 3 to 6 p.m. 450 South Palm Canyon Drive. 760-230-0188.
Indian Wells Don Diego’s Happy hour from 3 to 6 p.m. 74969 Highway 111. 760-340-5588. Frank’s Place Daily happy hour 4 to 6 p.m. Indian Wells Resort Hotel, 76661 Highway 111. 760-797-8700. The Nest Nightly happy hour at the bar from 4 to 6 p.m. 75188 Highway 111. 760-346-2314. Vicky’s of Santa Fe Daily happy hour from 4:30 to 6:30 p.m. 45100 Club Dr. 760-345-9770.
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Vue Grille & Bar Happy hour at the bar from 3 to 6 p.m. daily. Indian Wells Golf Resort, 44500 Indian Wells Lane. 760-834-3800.
Rancho Mirage Las Casuelas Nuevas Happy hour served Sunday-Thursday, 4 p.m. to closing. FridaySaturday, 4 to 6 p.m. 70050 Highway 111. 760-328-8844. Roy’s Restaurant Daily happy hour from 3 to 7 p.m. 71959 Highway 111. 760-340-9044. The Steakhouse Happy hour 4 to 6 p.m. Sunday-Thursday. Agua Caliente Casino Resort Spa, 32250 Bob Hope Drive. 888-999-1995. Yard House Daily happy hour from 3 to 6 p.m. and 10 p.m. to close. The River, 71800 Highway 111. 760-779-1415.
DON’T WORRY BE HAPPY
La Quinta Arnold Palmer’s Restaurant Daily from 4 to 6 p.m. 78164 Avenue 52. 760-771-4653. The Grill on Main Daily happy hour from 3 to 6 p.m. 78065 Main Street. 760-777-7773. Solano’s Happy hour daily 4 to 6 p.m. in The Velvet Lounge. 78075 Main Street. 760-771-6655. Stuft Pizza Bar & Grill Daily drink and food specials, 3 to 6 p.m. 78015 Main Street. 760-777-9989.
Palm Desert AC3 Restaurant + Bar Daily happy hour from 3 to 6:30 p.m. 45350 Larkspur Lane. 760-340-6069. Fresh Agave Mexican Bar and Grill Daily happy hour in the bar from 3 to 5 p.m. 73325 Highway 111. 760-836-9028.
Pizzeria Villagio Daily happy hour from 4 to 6 p.m. Wednesday from 4 p.m. to closing. Bar only. 37029 Cook Street. 760-779-5050. Ruth Chris Steak House Happy hour Monday-Friday and Sunday from 4 to 6 p.m. 74740 Highway 111. 760-779-1998. Sullivan’s Steakhouse Daily happy hour from 3 to 6 p.m. 73505 El Paseo. 760-341-3560. Tommy Bahama Daily happy hour from 3 to 6 p.m. 73595 El Paseo. 760-836-0288.
Indio
Pueblo Viejo Grill Daily happy hour at the bar from 3 to 6 p.m. and 8 p.m. to closing. 81931 Highway 111, 760-342-5900.
Cathedral City AJ’s on the Green Happy hour from 2-7 p.m., 9 to closing in bar or lounge. Monday, Wednesday through Saturday. Date Palm Country Club, 36200 Date Palm Drive, 760-202-1111. Bonta Restaurant & Bar Happy hour Wednesday through Sunday, 4 to 7 p.m. 68510 E. Palm Canyon Drive, 760-832-6100. Casa Blanca Restaurant Happy hour Monday - Friday, 3 to 6 p.m. 35850 Date Palm Drive. 760-328-2150.
Heirloom Craft Kitchen Happy hour Tuesday-Friday, 3 to 5:30 p.m. 49990 Jefferson. 760-773-2233.
Justin – Eat & Drink Happy hour Wednesday-Sunday, 5 to 6 p.m. 68784 E. Palm Canyon Dr. 760-904-4093.
June Hill’s Table Daily happy hour from 2 to 6 p.m. 51750 Polo Club Drive. 760-797-7229.
Mountain View Grille Daily happy hour from 3 to 5 p.m. Desert Princess, 28555 Landau Blvd. 760-325-5002.
Macario’s Grill Happy hour Tuesday - Friday, 2 to 5 p.m. 80783 Indio Blvd. 760-342-5649.
Trilussa Ristorante Happy hour at the bar daily from 4 to 7 p.m. 68718 E. Palm Canyon Drive. 760-328-2300.
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MONEY MATTERS
How to get the most out of your credit card W hen it comes to purchases, Americans overwhelmingly prefer credit cards to cash or debit cards, yet few review the rewards and benefits that come with their card. This means millions of Americans may be missing out on experiences, cash back or other benefits that credit cards offer. If you are one of the 77 percent of Americans that prefer to use credit cards, here are a few tips to make sure you are getting the most when it comes to a rewards card.
Do your research
“The credit card rewards program you choose should fully align with your spending habits, interests and goals,” says Russ MacKaron, general manager of Card Experiences at USAA Bank. “A one-size-fits-all card doesn’t exist, so do research upfront.” For example, if you travel often, a credit card that offers airline or hotel rewards may be the best fit. The key is to avoid a rewards program that you’re not likely to use or that requires you to meet a certain spending requirement within a set period. Instead, choose a rewards card
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that allows you to earn points for everyday purchases, such as dining, gas and groceries. For example, the USAA Rewards Credit Cards offer extra points on all these items with no limit on how many you can earn.
vantage of your rewards program, even if you forget an expiration date.
Redeem rewards often
“Earning credit card rewards can be completely counterproductive if you end up paying hidden fees that outweigh the benefits,” warns MacKaron. If you’re paying an annual fee that adds up to more than the rewards you redeem, you’re likely not making the most of your credit card rewards program. A card with a low interest rate may seem like the most attractive option at first glance. However, according to TheBalance.com, there are three other key fees in addition to the annual membership fee you should look out for: teaser rates, balance transfer fees and late fees.
According to MarketWatch, over $16 billion worth of credit card rewards go unclaimed each year. One reason for this is the process for redeeming rewards can be confusing. What’s more, many credit cards have rewards that expire within a set timeframe. Read the fine print and redeem rewards multiple times per year to make sure you don’t lose out. There are several cards on the market that offer the option to earn unlimited points that never expire, such as the USAA Rewards Visa Signature Card. Another simple way to guarantee you’re redeeming rewards regularly is to have your points automatically credited to your account each time you hit a set number. For example, changing your settings to redeem your rewards points each time you hit the 1,000-point mark will help you take full ad-
OCTOBER - DECEMBER 2018
Note interest rates and other fees
Finding the right credit card can take time and energy, but earning and redeeming rewards will make the effort worthwhile. To learn more about reward credit cards options, visit usaa.com/creditcards.
HAVE SOME FUN
Puzzled?
WORD SCRAMBLE Rearrange the letters to spell something pertaining to the 1950s.
Rearrange the letters to spell something pertaining to being scared.
Answers: Hot Rod and Shock
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MEDICARE
From deductibles to donuts Key terms to know about Medicare Part D
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avigating the ins and outs of Medicare can be an intimidating experience if you’re not familiar with certain terms. Medicare Part D, which helps cover prescription drugs, has its own terminology. Medicare Annual Enrollment runs from October 15 to December 7, so now is the time for a refresher on key words to inform your coverage decisions for 2019.
Deductible, copay and coinsurance
covered under the plan. “When considering a Part D plan, review the formulary to make sure your medications are covered,” said Kent Monical, senior vice president for Part D at UnitedHealthcare Medicare and Retirement. And keep in mind that plan formularies can change from year to year, so don’t assume that the prescription drugs covered under your current plan will carry over in 2019.
A deductible is the amount you pay out of pocket in a given year for eligible prescription drugs before your plan’s coverage kicks in. The deductible can vary from plan to plan. Some plans charge a copay, a flat fee, each time you fill a prescription. For example, a plan may require you to pay $2 when you fill a prescription for generic drugs and a higher amount for brand-name drugs. With coinsurance, you pay a set percentage of the cost of the drug instead of the flat fee associated with a copay.
Drug tiers
Formulary
Preferred pharmacy network
Part D plans are offered by private insurance companies, and each plan has what’s known as a formulary, a list of the prescription drugs
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A Medicare Part D plan’s formulary is made up of tiers, depending on the cost of the medications. The lower tiers generally include preferred generic drugs, and many plans cover these medicines with low or no copay or coinsurance. Higher tiers generally include brand-name drugs and specialty medications and tend to have higher copays or coinsurance. So, talk to your doctor to see if the brand-name prescription you take can be replaced with a generic version.
A Part D plan may designate a preferred network of pharmacies, and if you use these pharmacies, you can save money on prescriptions.
OCTOBER - DECEMBER 2018
“Make sure the plan offers access to pharmacies that are convenient for you,” Monical said. “Some plans also have mail-order pharmacy benefits, and you may be able to get prescriptions delivered to your home for a lower cost than purchasing from a retail location.”
The donut hole
The majority of Part D plans have a coverage gap known as a “donut hole.” For example, in 2019, you enter this donut hole once your outof-pocket costs (including deductibles, copays and coinsurance) for prescription drugs reach $3,820. While you’re in the donut hole, you will pay a percentage of the cost of the drugs. In 2019, once your out-of-pocket costs reach $5,100, you exit the donut hole and pay a smaller coinsurance. But, the days of the donut hole are numbered. Under a provision of the 2010 Affordable Care Act, the coverage gap has been steadily shrinking. Beginning in 2019, the maximum you will pay in the coverage gap for a branded drug is 25 percent of a drug’s cost. For generic drugs, it is 37 percent, but in 2020, that will be reduced to 25 percent as well. To learn more about Medicare or Medicare Annual Enrollment, visit UHCOpenEnrollment.com.