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CONTENTS DEB GEISSLER PUBLISHER dgeissler@desertentertainer.com ADVERTISING SALES KIMBERLY BRUCKS ADVERTISING MANAGER kbrucks@desertentertainer.com JUDY TELANDER MARKETING SPECIALIST jtelander@desertentertainer.com GRAPHICS JOSE DE LA CRUZ ART DIRECTOR news@desertentertainer.com SANDRA BARONI GRAPHIC ARTIST ads@dmhnews.com

HELPING SENIORS THE VALLEY HAS NUMEROUS WAYS TO LEND A HELPING HAND. PAGE 14

PRIORITY HEALTH Soaps vs. Antibacterial Sanitizers, Discover Zumba, Social Anxiety Disorder.

LONGEVITY OF FRIENDSHIP Jan and Kathy, a friendship of and for a lifetime.

MARK YOUR CALENDARS Discover yourself during the holidays with our festive guide.

HEALTHY RECIPES Power up with plant protein.

HOLIDAY DINING Top spots for food, fun and drink during the season.

EYE HEALTH A closer look at dry eye.

FINANCE Credit Union or Bank, which one is right for you?

YOUNG AT HEART Understand what you need to do to stay healthy over 65.

CONTRIBUTING WRITERS LUCINDA SUE CROSBY ALISON ELSNER DORI SMITH GARY WILLHIDE

DISTRIBUTION All delivery issues should be directed to Desert Fox Distribution at 760-989-0882 or email DesertFoxDist007@aol.com.

HELPING SENIORS The valley has numerous ways to lend a helping hand.

Office is located at: 41-995 Boardwalk, Suite L2 Palm Desert, CA 92211

TROT BEFORE YOUR TURKEY Keep active with a walk/run event this fall.

Office Hours: 8:30 a.m. to 5 p.m. Monday - Friday. Closed Major Holidays

SENIOR HEALTH Three ways pups can improve your health.

Phone: 760-776-5181 Fax: 760-776-5733 desertentertainer.com desertmobilehomenews.com canadasouthmagazine.com Titles registered and all contents copyright 2017 by the Hi-Desert Publishing Co. All rights reserved.

A QUARTERLY PRODUCT OF

3 WAYS PUPS CAN IMPROVE YOUR HEALTH PAGE 20

LONGEVITY OF FRIENDSHIP PAGE 22

OCTOBER 2017

PRIMETIME

HEALTH BEAT of salsa, merengue and cumbia. His students loved it, as have thousands of people since. So, are you tempted to give it a try? Grab your sneakers and your water bottle: you’ll soon be dancing up a storm.

SOAPS VS. ANTIBACTERIAL SANITIZERS A good washing with soap and water is one of the most effective ways to get your hands clean. Ordinary soaps don’t kill bacteria, but they do remove dirt and germs from your hands when applied with a good scrubbing. Antibacterial sanitizers, on the other hand, contain an agent that kills germs but does not remove dirt. They are, nonetheless, a practical solution when there’s no water on hand.

DISCOVER THE JOYS OF ZUMBA Are you looking for a fun way to work all your muscles? Zumba, which is a mix of Latin dancing and aerobics, has conquered the world in recent years. So, what are you waiting for? Zumba classes are great for improving your muscle tone and cardiovascular endurance. Best of all, by doing the various choreographed dance steps and aerobic moves, you’ll

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burn lots of calories and improve your coordination, flexibility, fluidity of movement and balance. In addition, Zumba combines lots of groovy hip swinging, which will relax you and put you in a great mood every time. Are you hesitating because you don’t know how to dance? Don’t worry. You don’t need to achieve perfection to experience all the benefits of this exercise. In fact, Zumba is a great way to learn to dance at your own pace. After only a few sessions your sense of rhythm will probably have improved and you may even be more graceful. Surprising origins: Did you know that Zumba came about by accident? That’s right. In the 1990s, Alberto Perez, a Colombian aerobics instructor, realized that he had forgotten his music recordings for a class he was about to give. As he only had Latin music with him, he improvised an aerobic workout to the rhythms

RECOGNIZING SOCIAL ANXIETY DISORDER Social anxiety disorder, also called social phobia, is characterized by an intense fear of being watched by others. A person with this disorder dreads social situations for fear that they might be judged, embarrassed or humiliated. They might be afraid of speaking or eating in public, calling people they do not know, participating in meetings, taking an exam, or going to job interviews. These social situations can cause symptoms of anxiety (palpitations, shaking, blushing, etc.) and intense levels of stress; so much so that a person with social phobia might avoid social situations altogether. Sound familiar? If so, it’s important to consult a specialist such as a psychologist or psychiatrist. By working on your self-esteem and assertiveness, you might be able to bring about some significant personal changes to you life.

DATEBOOK

THE CLASSICS OVER 600 MAGNIFICENT CARS WILL BE ON DISPLAY AT McCORMICK’S PALM SPRINGS CLASSIC CAR AUCTION, NOVEMBER 17 THROUGH 19.

Discover yourself

DURING THE HOLIDAYS WITH OUR FESTIVE GUIDE BY ALISON ELSNER

hether planning to enjoy fall and the holiday season with your best friend – yourself – or with family and loving friends, the desert offers a full line up of activities that tap into our appreciation of music, discovery, animals and healthy activities with just a soupçon of adventure. Below, we’ve put together your “one stop shop” guide for all the fun and festivities you’ll need to keep you busy and productive leading up to an exciting new year. OCTOBER 14 La Gran Fiesta at The Living Desert A fun filled event that highlights Hispanic culture with games, live music and dancing, animal enrichment, delicious foods and more. The Living Desert Zoo and Gardens, 47900 Portola Ave., Palm Desert. 760-346-5694, livingdesert.org Jazz Meets Latin Jazz Featuring world music and the finest deliverance, performing original and standards from the American

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Song Book of Jazz. An all-star Cuban Latin Jazz group featuring today’s best Latin artist performing all the famous Cuban rhythms. Guitarist from Brazil will also be apart of this legendary event. Annenberg Theater, 101 Museum Drive, Palm Springs. 760-325-4490, psmuseum. org/annenberg-theater/schedule 20th Annual Art Walk & Wine Tasting Visitors to the mile-high artist community of Idyllwild will experience the magic that happens when galleries, artists and Southern California wineries join forces to raise money for art scholarships and events. 951-692-6135, artinidyllwild.org OCTOBER 17 ‘Love on the Floor’ Former Dancing With the Stars pro Cheryl Burke is returning to the dance world in a big way. The two-time Mirrorball Trophy champ is starring in a new show called “Love on the Floor,” telling the intricate story of a relationship from beginning to end.

McCallum Theatre, 73000 Fred Waring Dr., Palm Desert, 760-340-2787, mccallumtheatre.com OCTOBER 19-22 Modernism Week Fall Preview This event provide attendees with a sampling of the events and activities that will be offered during the annual festival in February 2018. Highlights of the October Fall Preview include a wide range of tours in Palm Springs, Rancho Mirage, Palm Desert and Indian Wells (including walking tours, Premier Double Decker Architectural bus tour, a new tour showcasing homes across a range of neighborhoods, and a new mix of home tours), educational events, and more. Palm Springs Convention Center, 277 N. Avenida Caballeros, Palm Springs. modernismweek.com OCTOBER 20 - 22 Vintage Vibe Festival This three day event may well satisfy those who were looking forward to another Desert Trip, celebrating the

DATEBOOK pink Cadillac, this is your dream event. Over 600 magnificent cars will be on display, ranging in price from $2,000 to $250,000. Most of the cars are vintage or rare, and many have been restored, with roadsters ranging from late model Ferraris and European classics to American hot rods, muscle and antique vehicles. Buy or browse – it’s your call. Open to the public. Friday, free; Saturday and Sunday $15 per day or $25 for both days. Palm Springs Convention Center, 277 N. Avenida Caballeros, Palm Springs, 760-320-3290, classic-carauction.com. NOVEMBER 18

HONORING ALL WHO SERVED THE PALM SPRINGS VETERANS DAY PARADE IS ONE OF THE LARGEST EVENTS IN SOCAL.

evolution of American style and pop culture (in this case, anything pre-1999). The enormous indoor marketplace will include vendors with products, fashions and décor, and evening performances will feature groups like Shannon and The Clams, Generationals, Nick Waterhouse, The Cactus Blossoms and many others. The Saguaro Palm Springs is the official host hotel. Tickets range from $20 - $249, with partial proceeds directed to Sanctuary Palm Springs. Palm Springs Convention Center, 277 N Avenida Caballeros, Palm Springs, info@ vintagevibefest.com, vintagevibefest.com. NOVEMBER 1 – FEBRUARY 3 10 a.m. to 5 p.m. Every day except Tuesday. Historical Walking Tours with the Palm Springs Historical Society The 8th season kicks off with nine walking tours, including two new ones, with tours through downtown Palm Springs, historic neighborhoods, the Uptown Design District, glamorous inns and many more. Favorites include “Frank Sinatra’s Neighborhood – The Movie Colony”, “Celebrity Haven – The Tennis Club Neighborhood”, “The Heart of the City” and “Stars and Starchitects in Deepwell”. $20 per person, $35 per person during Modernism Week. Visit website or call for start location of each tour, 760-323-8297, pshistoricalsociety.org. NOVEMBER 4 6:30 a.m. Registration, 8 a.m. Start Palm Springs Pride 5K Run and Walk This healthy event is the perfect, high energy kick-off to Pride Weekend. Proceeds support The LGBT Community Center of the Desert. This year’s run will wind through the scenic streets of Old Las Palmas on a 3.1 mile loop.

All participants receive a microfiber T-shirt and commemorative medal. Awards will be presented to top male and female finishers in designated age categories. The event is organized by Palm Springs Front Runners and Walkers. Registration $35, $40 after Nov. 1. The Corridor Shoppes at Chino Dr. and Belardo Rd., Palm Springs, 678-296-3125, priderunpalmsprings.com or psfr.org. NOVEMBER 11 21st Annual Palm Springs Veterans Day Parade The downtown Palm Springs parade, coordinated by the City of Palm Springs, will feature military units, marching bands and veteran’s organizations as well as local businesses and elected officials. Afterwards, a patriotic concert and fireworks finale will light up the sky at Amado Rd. This year’s parade theme is “Honoring All Who Served”, and it’s one of the largest events in southern California. Free. Palm Canyon Dr. between Ramon Rd. and Alejo Rd., 760-323-8265, palmspringsca. gov/departments/parks-recreation. NOVEMBER 11-12 Produc-Con Attendees will experience seeing new products, new services and unique design and enjoy vendors displaying these items, music, food, drawings and giveaways. Admision is free. Venus de Fido, 73600 Alessandro Avenue, Palm Desert. 760-202-4007, bettekingproductions.com NOVEMBER 17 – 19 63rd Annual McCormick’s Palm Springs Classic Car Auction If you’ve had your eye on that mid-century Buick Invicta or

2017 Coachella Valley Heart Walk Held around the country through local chapters, this is the premier event for raising funds to save lives from heart disease and stroke. This fun 5k walk promotes physical activity while recognizing those who have made lifestyle changes. The program is rewarding for the entire family or individuals looking to lace up. Walkers are organized by teams, and there are stage presentations, music and vendor booths. Free. Civic Center Park, 43-900 Fred Waring Dr., Palm Desert, 760-346-8109, CVHeartWalk.org. 6th Annual Props and Hops Craft Beer Festival Presented by Palm Springs Air Museum This event is considered by some to be the premier craft beer event in the valley, featuring craft beers from all over the region, local musical acts, food vendors and flight exhibitions. Admission includes 8 four-ounce tastings, event glassware while supplies last, entrance to the tarmac and hangars with breweries (Air Museum access separate). No toddlers, babies or children, 21 and over only. Friendly pets on leashes allowed. Additional taste tickets on sale on site. Tickets $8 - $50. Palm Springs Air Museum, 745 N. Gene Autry Dr., Palm Springs, 760-778-6262, palmspringsairmuseum.org. NOVEMBER 19 The Kingston Trio These hitmakers from yesteryear paved the way for the massive folk music movement of the early 1960’s, which brought major stardom to Bob Dylan, Joan Baez, Crosby, Stills and Nash…the list goes on. Over half a century since “Tom Dooley” rocketed to the top of the charts, The Kingston Trio is still on the road. Other hits include “Scotch And Soda,” “Hard, Ain’t It Hard” and “Tijuana Jail.” Tickets $27 - $47. McCallum Theatre, 73000 Fred Waring Dr., Palm Desert, 760-340-ARTS (2787), mccallumtheatre.com. CONTINUED ON PAGE 8 >>>

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DATEBOOK

HOLIDAY TRADITION MARVEL AT OVER A MILLION TWINKLING LIGHTS AT THE WILDLIGHTS AT THE LIVING DESERT.

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NOVEMBER 22 – DECEMBER 24

NOVEMBER 21 – JANUARY 14

WildLights at The Living Desert Marvel at over a million twinkling lights as the desert’s favorite holiday tradition returns with new features, sponsored by the Berger Foundation. This year there will be a herd of lifesize, luminescent animal lanterns and newly added pathways decorated in holiday lights along with the favorite tunnel of lights, visits with Santa, live entertainment, arts and crafts, carousel rides, food and drink and more! $10 adults, $8 children, free under 3. The Living Desert, 47900 Portola Ave., Palm Desert, 760346-5694, livingdesert.org.

Rink @ The River It was such a hit last year that Renova Solar has brought the skating scene back to the desert to get everyone ready for the holidays. The skating rink is set up over the central water feature in the outdoor shopping mall, and there will be a holiday ice spectacular, Christmas tree lighting and appearances by Santa. Great fun for every age. $15 per skate session including skate rental, with special prices for groups, schools and non-profits. Renova Ice Rink at The River at Rancho Mirage, 71800 Highway 111, Rancho Mirage, 760-250-4719, theriveratranchomirage.com/rink-at-the-river. NOVEMBER 23 2017 Thanksgiving Day 5K Benefiting Martha’s Village & Kitchen Join thousands of Coachella Valley residents before your big Thanksgiving feast for a run, trot or stroll in the crisp autumn air along Palm Desert’s famed El Paseo shopping district, all to support programs and services that help local homeless and impoverished residents. Children in strollers and dogs on leashes are welcomed, as are turkey hats and running tutus. There will be medal presentations along with goody bags, exhibitor booths, Kid Zone games, and a beer garden. Registration $32 $40. El Paseo Dr. and San Pablo Av., Palm Desert, 760-347-4741 ext 116, marthasvillage5k.org.

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NOVEMBER 25 Paws and Hearts 17th Annual Dog Walk This annual two mile dog (and human) walk will give you and your pooch some quality time together over Thanksgiving weekend. Activities will include continental breakfast, photos with Santa (for you and your dog), vendor booths, raffle prizes and lots of fun! Collect pledges in advance to help raise funds for animal assisted therapy for patients in hospitals and care facilities. Don’t forget your dog’s plastic baggies. Registration at 9 a.m., Walk starts at 10 a.m. Free (must collect pledges to participate). Westin Mission Hills Resort, 71-333 Dinah Shore Dr., Rancho Mirage, 760836-1406, pawsandhearts.org. DECEMBER 1 Palm Desert Holiday Celebration Ring in the holidays with the City of Palm Desert at the

center court at The Gardens. There will be a live concert, free pictures with Santa Claus, strolling carolers, hot cider and cocoa and exciting children’s activities led by the Palm Desert Youth Committee which can’t help but add to the festive spirit. Perfect for all ages. Free. The Gardens on El Paseo, 73545 El Paseo, Palm Desert, 760862-1990, DiscoverPalmDesert.com/specialevents. DECEMBER 2 Mannheim Steamroller Christmas A tradition for over 30 years, Grammy Award winner Chip Davis has created a show that features beloved Christmas music along with dazzling multimedia effects performed in an intimate setting. Their holiday CDs have become synonymous with Christmas and continue to occupy top spots on Billboard’s Seasonal Charts every year. Tickets $47 - $77. McCallum Theatre, 73000 Fred Waring Dr., Palm Desert, 760340-ARTS (2787), mccallumtheatre.com. DECEMBER 2 – 3 2017 Indio International Tamale Festival Tamales are the stars of this show at this two day food extravaganza, featuring dozens of delicious tamale stands, with best recipes being announced at the end of the weekend. Arts and crafts booths, shopping, salsa dancing and tamale eating contests, wine and beer gardens, motorcycle safety demos by IEHP and five big, bold entertainment stages with bands, singing, dancing, magic and more keep things lively. Carnival rides take place throughout the weekend, and the event kicks

DATEBOOK off with a parade. tamalefestival.net. Old Town Indio, park at Larson Justice Center (free shuttles to Festival), 46200 Oasis St., Indio, 760-832-8620 ext. 43, tamalefestival.net. DECEMBER 2 25th Annual Palm Springs Festival of Lights Parade Everyone unites for this feel-good event that launches residents and visitors into the full spirit of the season with sights and sounds that bring joy. Viewers will see marching bands, performing groups, signature floats adorned in thousands of colorful holiday lights, huge “Macy’s” style balloons, elected officials and luminaries and Santa Claus. Arrive early to stake out your curbside seat. Free. Palm Canyon Dr. between Ramon Rd. and Tamarisk Rd., Palm Springs, 760-323-8276, psfestivaloflights.com. DECEMBER 3 Dance To The Holidays This holiday spectacular brings us stars from Dancing With The Stars, American Idol and So You Think You Can Dance. Accompanied by a live band and playing heartwarming holiday music, the live talent-based reality TV show performers shake a leg on stage, up close and personal. Directed and choreographed by Jaymz Tuaileva from Dancing With The Stars. Tickets $45 - $75. The Show at Agua Caliente Casino Resort Spa, 32250 Bob Hope Dr., Rancho Mirage, 800585-3737, hotwatercasino.com/theshow. All is Calm: The Christmas Truce of 1914 Produced by Theater Latte Da of Minneapolis, this moving work captures an astounding moment in history when Allied and German soldiers laid down their arms to celebrate the holiday together by trading carols, sharing food and drink, playing soccer and burying the dead. Poetry, diary entries, official war documents and letters home are woven together with iconic World War I songs, patriotic tunes and European Christmas carols to create a profound theatrical event. Tickets $27 - $47. McCallum Theatre, 73000 Fred Waring Dr., Palm Desert, 760-340-ARTS (2787), alliscalm.org or mccallumtheatre.com. DECEMBER 9 Cathedral City Snow-Fest featuring Holiday Tree Lighting and Santa Claus This brand new event captures everything we love about the holidays and showcases it all in front of City Hall, transformed for the evening into a winter wonderland. The outdoor market will feature holiday arts and crafts, treats and hot chocolate, followed by a holiday lights parade with floats and the Mayor and Santa lighting the tree while choirs sing and kids take photos with Santa. Free movies will be screened at the Mary Pickford Theatre at 7:00pm and 300 passes to Desert Ice Castle will be handed out for a free ice skating session later in the month. Free. Cathedral City Town Square Park, 68701 Avenida Lalo Guerrero, Cathedral City, 760-459-3479, snowfest. discovercathedralcity.com. DECEMBER 31 Mildly Wild New Year’s Eve Celebration at The Living Desert Spend New Year’s Eve with the animals (they may be sleeping, but you’ll be wide awake), and start 2018 with a roar. The event will feature an east coast countdown to midnight with a complimentary champagne toast, surf and turf dinner, live entertainment and dancing to Dave Damiani and the No Vacancy Orchestra. The Living Desert, 47900 Portola Ave., Palm Desert, 760-346-5694, livingdesert.org.

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HOLIDAY DINING

LAVENDER BRISTO IN LA QUINTA INVITES DINERS FOR THANKSGIVING, CHRISTMAS EVE AND CHRISTMAS DAY AND NEW YEAR’S EVE AND NEW YEAR’S DAY FARE.

Holiday Dining TOP SPOTS FOR FOOD, FUN AND DRINK DURING THE SEASON BY ALISON ELSNER

here would we be without exciting tastes, bountiful buffets, tantalizing treats and traditional family recipes over the holiday season? (Maybe 10 pounds thinner, but that’s what New Year’s resolutions are for.) Meals have become synonymous with celebration, and food can actually be the common ground among people who might otherwise disagree about politics, lifestyle, career, religion or family. Food and drink have the remarkable power to bring family and friends together and open up worlds of discovery in terms of culinary appreciation, artful displays and new (or reinvigorated) relationships. So, here’s to the positive energy that mutual enjoyment of a delicious repast can create. Much more than a full tummy, a shared feast of any size or style often translates into a full heart. In that spirit, here are some top picks for holiday meals in the Coachella Valley:

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TRIO Masterful restaurateur Tony Marchese, whose eatery has helped define the Uptown Design District, will again open TRIO’s doors on Thanksgiving, Christmas Eve and Day as well as on New Year’s Eve. On Thanksgiving, a “traditional” dinner will be served, with three courses for $45. Offerings include an appetizer of Butternut Squash Soup or Wedge Salad, entrée of Roasted Turkey with Cornbread and Bacon Stuffing and Mashed Potatoes and dessert which forces you to choose between Pumpkin Pie or Apple Pie. A separate holiday dinner menu is also available with favorites like Fried Artichoke Hearts and Yankee Pot Roast. Seating will be available indoors—with a bird’s eye view of the art on exhibit—or outdoors on the cozy, heated patio, with the food frenzy beginning at 11 a.m. and continuing through closing.

Christmas should definitely be experienced at TRIO, open both Dec. 24 and 25, with full menus, enticing cocktails and holiday specials (Lobster Ravioli, Pan Roasted Chilean Sea Bass and Slow Braised Short Ribs to name a few), reassuring guests that this is where they were meant to be. TRIO’s New Year’s Eve celebration has three prix fixe dinner seatings at 5:30 p.m. for $59, 7:30 p.m. for $79 and 9:30 p.m. for $99 which includes unlimited wine and champagne. Or, just hit the Party at the Bar starting at 10 p.m. where revelers will enjoy unlimited wine, party favors and a midnight balloon, all for $29. TRIO Palm Springs, 707 N. Palm Canyon Dr., Palm Spring, 760-864-8746, TRIOpalmsprings.com.

LAVENDER BISTRO Beaming up across town in quaint La Quin-

HOLIDAY DINING ta village, Lavender Bistro invites diners for Thanksgiving fare on Nov. 23 starting at 3 p.m. After a Boysenberry Gimlet or a Hibiscus Cosmo, guests can settle in for a delish three course extravaganza for $62. Appetizers include six options, with items like Poached Anjou Pear Salad, Wild Mushroom Soup or House Smoked Scottish Salmon, followed by main course choices of Oven Roasted Turkey, Cabernet Braised Lamb Shank, Roast Crispy Half Duck and others, finishing with dessert selections of Pumpkin Pie with Chantilly Cream, Warm Chocolate Cake with Vanilla Ice Cream and, yes, a few more. (Menu items are subject to change). Christmas Eve and Christmas Day Dinner on Dec. 24 and 25 also feature a starter, entrée and dessert for $65 per person with extras “From the Sea” such as King Crab Cocktail ($22), Oysters on the Half Shell ($17) and other delicacies. On Christmas Eve, dinner begins at 4 p.m. and on Christmas Day guests can be seated starting at 5 p.m. On New Year’s Eve, partiers can relax inside the main dining room, on the outdoor dining patio or in the cozy Fireside Lounge, where two seatings will be offered at 6 p.m. and 9 p.m., with special menu offerings for both. The sec-

ond seating will present live music from a local band, dancing, party favors and a champagne toast at midnight. Prices will be announced. On New Year’s Day, the restaurant will be open normal hours, and regular menu offerings will be served, like the 10 oz. Flat Iron Steak ($34), Madras Yellow Curry ($29 - $32), Yellowfin Ahi Tuna ($34) and so many more. Lavender Bistro, 78073 Calle Barcelona, La Quinta, 760-564-5353, lavenderbistro.com.

PINES CAFÉ AND PEAK’S RESTAURANT AT PALM SPRINGS AERIAL TRAM After ascending 8,500 feet in the world’s largest rotating tram car through the cliffs of Chino Canyon and the pristine wilderness of Mt. San Jacinto State Park, guests arrive at the Mountain Station of the Palm Springs Tram, poised to take in the spectacular vistas of the valley floor below as well as some satisfying sustenance. Start off at The Lookout Lounge for a hot toddy or a chilled glass of vino before heading in to dinner at one of the two outstanding restaurants at the top of the mountain. CONTINUED ON PAGE 12 >>>

TAKE IN THE SPECTACULAR VISTAS OF THE VALLEY FLOOR AS WELL AS SOME SATISFYING SUSTENANCE AT PEAK’S RESTAURANT.

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HOLIDAY DINING <<< CONTINUED FROM PAGE 11

Pines Café Thanksgiving Ride ‘N Dine on Nov. 23 is a fun and tasty package that includes Tram fare and dinner ($36 for adults, $23.50 for children), serving up traditional holiday buffet options like turkey breast, prime rib or vegetarian lasagna with yummy sides and a choice of carrot cake or pumpkin pie for dessert. Christmas Eve will feature regular schedule and menus. Christmas Day, Dec. 25, offers the same Ride ‘N Dine pricing with buffet menu variations such as spinach salad, roast turkey, maple glazed ham or vegetarian lasagna and a choice between side orders like home style stuffing and candied carrots. Peaks Restaurant, recently named #8 on Architectural Digest’s list of the World’s Best Cliffside Restaurants, offers a three course prix fixe dinner on Thanksgiving with an appetizer choice of wild mushroom soup or walnut salad, oven roasted turkey breast as an entrée and pumpkin or apple pie for dessert ($40 for adults, $20 for children). On Dec. 25, Christmas Day, alternate menu offerings feature baby beet salad or vegetable barley soup, maple glazed ham and a choice of bread pudding or apple pie for

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DINE OUT AT TRIO FOR THE HOLIDAYS.

dessert. Tram fare ($16.95 - $25.95) is separate. Tram rides up begin at 8 a.m. on holidays and the last ride down is at 9:45 p.m. daily. Thanksgiving and Christmas Day Ride-n-Dine tickets for Pines Café can be purchased starting at 8 a.m. and meals will be served from 11 a.m. to 8:30 p.m. Peaks takes reservations from 11 a.m. to 8:30 p.m. There is no special Ride-nDine menu for Pines on Christmas Day. New Year’s Day at Peaks Restaurant is a restorative way to start off 2018. Dinner is served from 11 a.m. to 4 p.m. and from 5 p.m. to 8 p.m. for $45 for adults and $23 for children. Gourmet dinner starts with lentil soup and mandarin salad, then moves onto the entrée

of herb marinated prime rib and a dessert of either strawberry confetti cake or chocolate cheese cake. Pines Café will offer its regular menu on New Year’s Day. Peaks Restaurant and Pines Café, Palm Springs Aerial Tramway, 1 Tram Way, Palm Springs, 760-3254537 or 888-515-TRAM (8726), pstramway.com. Reservations are strongly recommended at the above restaurants for the holidays. Wherever you decide to venture for your family, friend or solo feasts, there are many talented and creative chefs out there who will make sure your celebration is memorable.

FEATURE

HELPING SENIORS The valley has numerous ways to lend a helping hand BY DORI SMITH

ho you gonna call?! “Ghostbusters!” Nah. The Stay Puft Marshmallow Man is not stomping around in the Coachella Valley. But life can sometimes surprise with a version of “monsters,” especially for seniors. It could be a bout of depression. It might be loss of mobility due to surgery. It could be the need to learn how to cope with a chronic illness or the death of a spouse.

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While many of us can depend on friends and family for help, others do not have that luxury. Two area social workers agreed that when seniors need assistance, the first place to contact is the Riverside County Office on Aging. A second source—the Riverside County Older Adult Services—helps seniors above 60 who are on Medi-Cal, California’s Medicaid healthcare program. It pays for a variety of medical services for children and adults who

have limited income and resources. And, of course, there are a variety of agencies and non-profits—including senior centers—that you can contact directly.

Riverside County Office on Aging The Office on Aging’s Senior HelpLink phone is 800-510-2020. This agency offers

FEATURE classes, workshops and other services (many free), plus referrals to help a senior with specific needs. The main office is in Riverside; the Valley office in Indio is at 44-199 Monroe Street. Residents can find out more online about the services by visiting: http://riverside.networkofcare.org/aging. There’s a pull-down menu with information in these categories: Alzheimer’s Disease, Caregiver Support, Aging, Financial Assistance, Healthy Aging, Housing, Elder Abuse and Transportation Depending on your needs, staff at the Office on Aging might link you with a case manager who can help explore benefits that may be available, such as VA benefits, housing and medical. As one example, the Office has a variety of information on maintaining a healthy lifestyle, including the “Walk with Ease Program,” “Fit after 50,” free workshops on managing chronic diseases and information about home-delivered meals. Through a relationship with the Riverside University Health System, there’s also help in navigating the

mental-health system. In a newsletter, Director Anna L. Martinez said: “I am excited about what is to come and look forward to increased collaboration with community partners, fellow advocates, providers, constituents, and staff in support of our mission to promote and support a life of dignity, well-being and independence for older adults and persons with disabilities.”

Riverside County Older Adult Services This program provides services to adults 60 and older, with a focus on wellness and recovery. They can provide assessment and treatment driven by a person’s recovery goals (i.e., following surgery), assist with housing, provide medication services, evaluate placement needs, consult with primary care physicians, and link to health and other mental-health specialty services. The agency has teams that provide outreach CONTINUED ON PAGE 16 >>>

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FEATURE

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to those at risk for homelessness, institutionalization and abuse. The staff has been trained in evaluating and addressing mental illness and aging issues. Services can be provided in a client’s home, and interpreter services are available. Riverside County Older Adult Services runs a mental-health clinic in Desert Hot Springs. The address is 14320 Palm Drive; 760-7736767. Let’s say you’re feeling down and lethargic because your best friend died. Visit or call this clinic, and they’ll assess whether you are eligible for services. If not, they will refer you to other community resources. It is staffed 8 a.m. to 5:30 p.m. Monday-Thursday; and 8 a.m. to 4:30 p.m. on Fridays.

Other Helping Hands Area social-services agencies include Jewish Family Service, which has several programs for seniors (and you don’t have to be Jewish) including “Friendly Visitor” and transporta-

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tion services. Also, the County Social Service office can help determine whether you qualify for Medi-Cal (60, up to Medicare age of 65). Other agencies are Catholic Charities, the nearest office is in San Bernardino; and the Salvation Army in Cathedral City. Seniors can find multiple classes, services and information at area senior centers such as the Eleanor Center, Coachella; Indio Senior Center; the Joslyn Center in Palm Desert; and Mizell Senior Center, Palm Springs. For help on specific issues, numerous nonprofits help out: the AIDS Assistance Program, Palm Springs; Alzheimers Association, Rancho Mirage; the Braille Institute, Rancho Mirage; Desert Cancer Foundation, Palm Desert (help with medical costs); Lions Club, Palm Springs (free vision clinics for all ages); and the Neuro Vitality Center (formerly Stroke Recovery), Palm Springs (stroke, traumatic brain injury, Parkinson’s and Multiple Sclerosis). The bottom line: lots of helping hands are available in the Coachella Valley. Don’t know where to turn? Call the Riverside County Office on Aging first

A Friendly Social Outing

hree years ago, a small group of Valley residents started the Dementia-Friendly Café. It’s a social event, not a support group, and there are no presentations. The group gets together once a month. The “cafes” are held the third Wednesday of every month from 3-5 p.m. at P.F. Chang’s restaurant in Rancho Mirage. It’s free to participate; attendees pay for their food and drinks. Assistance with scooters and wheelchairs is provided at valet parking. Anita Rufus of Palm Desert, one of the founders, said: “The Café is a relaxed, fun, get-together. The happy-hour menu at Chang’s is awesome. It’s always a noisy, happy, fun afternoon for people who all too often feel isolated or embarrassed. It’s a chance to meet new people. It’s for those diagnosed with any form of dementiarelated illness, including Parkinson’s, plus their caregivers, family and friends.” Remaining 2017 Dementia-Friendly Café’s are: October 18, November 15, and December 20.

ACTIVITY

MARTHA’S VILLAGE THANKSGIVING DAY 5K ATTRACTS RUNNERS OF ALL AGES. PICTURED ARE PARTICIPANTS IN THE 2016 RUN.

Trot before your turkey BY GARY WILLHIDE

f you want to see how well your senior Fitbit works, sign up for the 11th annual Martha’s Village and Kitchen Thanksgiving Day 5k. The event is one of a number of walk/run events that encourages senior participation. The “Turkey Trot” takes place on Thanksgiving morning, November 23, on El Paseo Drive in Palm Desert. The race begins at 8 a.m. and registration opens at 6 a.m. Registrations from individuals and teams are welcome. You can walk, run, bring your dog or push your grandchild in a stroller. Your participation supports the homeless and impoverished. All registered participants will receive a goody bag and a long-sleeve Dri-Fit shirt.

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Register at http://bit.ly/2017MVKTurkeyTrot. The event will also include a Kid’s Zone, complete with games, tattoos, face painting, a kid’s costume contest and more. Martha’s Village and Kitchen is one of the largest providers of homeless services in the Coachella Valley and Riverside County. Martha’s began in 1990 when the founders served meals to their homeless neighbors. Today, from its campus in Indio, Martha’s Village offers unique life-changing programs based on the nationally-recognized “continuum of care model” breaking the cycle of homelessness. Last year’s event funded over a quarter of a million meals.

Volunteers The “Turkey Trot” organizers are also seeking volunteers to help with all aspects of the event. “We would not be able to put on the Martha’s Village and Kitchen Thanksgiving Day 5K without the help of our wonderful volunteers – and that means you,” said a spokesperson for the organizers. Volunteers provide key support to the hundreds of participants as they walk, run or stroll on Thanksgiving morning. No experience is required. One hundred percent of the net proceeds support impoverished and homeless community members.

ACTIVITY

“We have a variety of exciting positions available. There is a job for everyone, including individuals, team school groups, corporate groups, friends and family. This year, you can choose where you want to volunteer in advance.” Among the volunteers opportunities are set-up, registration table, Kid’s Zone, info booth, photo booth, first aid table, race cheer crew and many others. Volunteers get a free continental breakfast and credit for community service hours. If you have a group that is interested in volunteering, contact Erica Siqueiros at 760-347-4741 ext. 128 or esiqueiros@marthasvillage.org. For general questions about the event, contact Kimberly Stauffer at 760347-4741 ext. 116 or email her at kstauffer@marthasvillage.org. Volunteers can also register at http://bit.ly/2017Thanksgiving5KVolunteer. All of the event sites can be reached through Martha’s main website at MarthasVillage.org.

Other walk/run events coming up this fall include: -- 32nd Annual Tram Road Challenge 6k uphill run and walk, 7 a.m. Saturday, October 28. The event is a 6k uphill run/walk presented by the Palm Springs Aerial Tram. Participants climb 2,000 vertical feet in just over 3.7 miles. All finishers receive a customized finishers medal, shirt and breakfast. This event benefits the United Way of the Desert. For further information and registration, go to kleinclarksports.com/Tram. -- Paws and Hearts 17th annual dog walk fundraiser, Saturday, November 25, at The Westin Mission Hills Resort in Rancho Mirage. Registration begins at 9 a.m. and the walk kicks off at 10. Of course, your dog should bring you. Paws and Hearts sponsors teams (owner-dog) visits to facilities from Palm Springs to Indio that cater to the needs of the elderly, sick or infirm. The teams also visit children who need the special attention of a pet therapist. To register for the walk and for other information, go to pawsandhearts.org. -- Santa Paws 5k, Saturday, December 16, is a dog-loving fun run/walk benefitting the Guide Dogs of the Desert. Each participant receives a five-piece Santa suit (jacket, pants, belt, hat and beard) that can be worn during the event and is then yours for keeps. Follow a fast and flat course through local neighborhoods (OK, there’s one hill) beginning and finishing at Temple Isaiah, 332 West Alejo, Palm Springs. There will also be a 200-meter Elf Dash for children 10 and under. Entry for the kids’ event is $5 and includes an elf hat, event button and Ben and Jerry’s ice cream certificate.

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ACTIVITY

urry friends can play a significant role in pet owners’ lives. The old saying goes, “dogs are man’s best friend,” and research shows they may be more than that. In fact, they just might be the key to keeping seniors active. According to a study conducted by the University of Lincoln and Glasgow Caledonian University in collaboration with Mars Petcare Waltham Centre for Pet Nutrition, dog owners 65 and older were found to walk over 20 minutes more a day than seniors who did not have canine companions at home. The study documented three key conclusions: 1. Dog owners walked further and for longer than non-dog owners. 2. Dog owners were more likely to reach recommended activity levels. 3. Dog owners had fewer periods of sitting.

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“Older adult dog owners are more active than those without dogs and are also more likely to meet government recommendations for daily physical activity,” said Nancy Gee, human animal interaction researcher at Waltham. “We are learning more every day about the important roles pets play in our lives, so it’s no surprise that pets are now in more than 84 million households. It’s great to recognize how pets can help improve seniors’ lives.” Walking with your pup can help both the pet and owner get in shape. Pets can keep older adults active and even help them meet the recommended public health guidelines for weekly physical activity. According to the study, on average, dog owners more often participated in 30 minutes a day of moderate physical activity and achieved 2,760 additional steps. However, the benefits of pet ownership go beyond physical activity. It’s no secret that pets provide companionship. From reducing

rates of stress, depression and feelings of social isolation, pets can play a significant role in improving people’s lives, which ultimately can make pet owners happier and healthier. Not only do pets serve as companions in their own right, studies have shown that dog owners can get to know their neighbors through their pets. Pets can even help facilitate the initial meeting and conversation, which may come as no surprise for many dog owners who have chatted with others while walking their dogs. For older adults who live alone or in a group facility, having a pet is also a great way to build relationships with others. As senior citizens are celebrated on upcoming days that acknowledge older adults, it turns out living with a pet can be a healthy choice for seniors in more ways than one. For more information on the benefits of pet ownership, visit bettercitiesforpets.com.

LOCAL FEATURE

KATHY AND JAN HIKING.

JAN AND KATHY a friendship of and for a lifetime BY LUCINDA SUE CROSBY

lthough Jan Nizic and Kathy McKenzie aren’t sisters, they have as many similarities as most blood relatives … maybe more. For example, although they might not closely resemble one another facially, they’re both petite, energetic and flash ready smiles when whacking two-fisted backhands. They also come from family backgrounds that fostered mirroring value systems, are athletically inclined, adore travel and are even both married to dentists – John and Wally respectively. But it was tennis that brought them together, through team play at the Cascade Athletic Club (CAC) in Gresham, WA circa 1997. As Kathy tells it, “Tennis is a great way to meet people. We started getting together socially with seven or eight other tennis couples including Jan and John – going out to dinner, just having fun. And at some point, our group

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began traveling to Indian Wells for the annual pro tennis tournament, often renting houses together.” Jan added, “Kathy and I had an instant and built-in mutual respect because we had so much in common—and our husbands got on quite well.” After a time, the two couples decided to try their luck renting a vacation home in Hawaii. Discovering they were accommodating travel companions, all four declared the trip an unqualified success, whereupon it became an annual event. Back in the desert … With each trip to the Coachella Valley, the four close friends developed an increasing affection for the region’s powerfully stark landscape, ring of snowcapped mountains, world class dining and entertainment, numerous nearby hiking, golf and

tennis opportunities – all the hallmarks of the California lifestyle. And the winter weather! “It rains constantly in the Northwest certain months of the year,” Kathy said. “This climate is so welcoming.” Their mutual love for the low desert got them thinking … Jan had family in the area and many of Kathy’s relatives lived in southern California, including her mother … so maybe they should be spending entire winter seasons in paradise. In 2012, the two couples went halvies on a lovely and spacious Palm Desert condo—even though both husbands had at first insisted the idea “didn’t pencil out.” “Now, we’re all so glad we did!” Jan said. By the following year, Jan and Kathy began volunteering at the BNP Paribas pro tennis event as ball kid supervisors/coordinators.

LOCAL FEATURE

KATHY AND JAN VOLUNTEERING AT PNB PARIBAS.

The workload was fun even though more intense than they’d thought: four pre-tournament training sessions; an extensive test on tennis rules; learning how to organize on-court assignments for the kids; and ensuring that the youngsters arrived for matches on time, were always in correct court positions and rotated on schedule. At the 2016 BNP tournament thank-you party honoring the work of the hundreds who donate so much time and energy, Jan won an allexpense-paid trip for two to the 2016 US Open in Flushing Meadow, NY. Husband John graciously stepped aside so the two BFFs could enjoy the experience together. The two women shared digs at the Four Seasons – a Manhattan hub for many players and their trainers/coaches/family members. “The BNP and other tournament people treated us like royalty,” Jan enthused. “It was too much fun,” Kathy said. “One of the best trips we’ve ever taken.” Both women were surprised by how much they liked The Big Apple, discovering that although the city was crowded and noisy, New Yorkers themselves were friendlier, more helpful and mellower than they’d anticipated. This past season, Jan and Kathy say they had their best season here ever with plenty of time for book sharing, pursuing girly past times like shopping and lunching, attacking the NYT crossword and brushing up on their golf and tennis. “Golf is HARD,” Jan warned me. And in 2017, though they’d sworn four years of volunteering was enough, the girls were back at the BNP in elevated positions of responsibility. And more fun. “We have shared so much,” Jan said. “And we’re looking forward to tons more. It’s been great!” FYI: There are some great perks for BNP Paribas Open volunteers – clothing, free meals, general seating day passes etc., and there are many types of jobs to choose from. And remember, your hard work makes it possible for the event to donate tens of thousands of dollars to local charities. To learn more, contact bnpparibasopen.com/en/get-involved/volunteer.

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RECIPES

POWER UP WITH PLANT PROTEIN

hen it comes to getting energy from the food you eat, it’s no secret that protein packs a powerful punch. However, research shows certain plant-based proteins, like peanuts, may carry additional benefits. According to a Harvard School of Public Health study published in the American Journal of Epidemiology, substituting plant-based proteins like peanuts for animal proteins and lowquality carbohydrates can result in lowering diabetes risk by 7-21 percent. Because peanuts are known as a low glycemic index food due to their slow digestion that causes sugar to gradually be released into the bloodstream, they can have positive effects on blood sugar control. Find more nutritional information and ways to include peanuts in your diet at gapeanuts.com.

Baked Salmon with Peanut Butter Glaze Servings: 4 • 1 pound salmon • 1 teaspoon olive oil • freshly ground pepper, to taste • 1/4 cup peanut butter • 2 teaspoons chili garlic sauce • 1/4 cup 100 percent orange juice Heat oven to 400 F and line baking sheet with aluminum foil. Place salmon on baking sheet, drizzle with olive oil and season with pepper,

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to taste. Bake salmon 15-20 minutes until cooked through. In small saucepot over medium-low heat, whisk together peanut butter, chili garlic sauce and orange juice, and cook until warm. To serve, pour glaze over salmon. Nutritional information per serving: 334 calories, 23 g total fat, 5 g saturated fat, 50 mg cholesterol, 173 mg sodium, 5 g carbohydrates, 1 g fiber, 3 g sugar, 27 g protein, 8% vitamin C, 4% calcium, 3% iron.

Vegetarian Nourish Bowl Servings: 4 • 1 cup large, diced butternut squash • 16 ounces Brussels sprouts, halved • 1 medium red onion, large diced • 1/2 can (8 ounces) reduced-sodium garbanzo beans, rinsed and drained • 1 head garlic (about 10 cloves), peeled • 1 tablespoon olive oil • freshly ground pepper, to taste • 1 lemon, juiced • 2 tablespoons water • 1 teaspoon Sriracha sauce • 1/4 cup peanut butter • 1 cup cooked quinoa • 1 tablespoon finely chopped peanuts Heat oven to 400 F and line rimmed baking sheet with parchment paper. On prepared baking sheet, arrange butternut squash, Brussels sprouts, onion, garbanzo beans and garlic; toss vegetables in olive oil and season with pepper, to taste. Roast 30-40 minutes until slightly gold-

en in color. Halfway through baking, shake vegetables or turn over to ensure even browning. To make dressing: Mix together lemon juice, water, Sriracha sauce and peanut butter. To serve, top quinoa with roasted veggies, crushed peanuts and drizzle of lemon-peanut butter sauce. Nutritional information per serving: 323 calories, 14 g total fat, 2 g saturated fat, 308 mg sodium, 42 g carbohydrates, 11 g fiber, 5 g sugar, 13 g protein, 92% vitamin A, 197% vitamin C, 11% calcium, 28% iron.

Peanut Butter Banana Overnight Oats Servings: 2 • 1/4 cup powdered peanut butter • 3/4 cup old-fashioned rolled oats • 2 teaspoons ground chia seeds • 1 1/2 cups unsweetened coconut milk • 1 teaspoon pure vanilla extract • 1/2 cup small banana, sliced • 1 tablespoon peanuts, chopped • 1 tablespoon peanut butter In medium bowl, stir together powdered peanut butter, oats, chia seeds, coconut milk and vanilla extract. Divide evenly into mason jars or storage containers and refrigerate overnight. Before serving, add banana slices, chopped peanuts and peanut butter to each. Nutritional information per serving: 280 calories, 12 g total fat, 4 g saturated fat, 135 mg sodium, 36 g carbohydrates, 7 g dietary fiber, 8 g sugar, 10 g protein, 8% vitamin A, 4% vitamin C, 35% calcium, 13% iron.

HEALTH TIP

A Closer Look at Dry Eye D

ry eye is a common and progressive condition affecting millions of Americans that can prevent them from doing the things they love, whether that’s reading, watching movies or doing leisure activities like hiking or bike riding. Fortunately, dry eye symptoms can be treated with remedies such as over-the-counter eye drops. Causes: Dry eye can be caused by a variety of factors. The first is the production of tears, which plays an important role in eye health by spreading across the cornea, keeping eyes lubricated and helping push away potentially harmful debris. Dry eye can occur when you don’t produce enough tears, or the tears you do produce either evaporate rapidly or are of poor quality. Numerous demographic and environmental factors can also contribute to dry eye, as well as the use of digital devices, air condi-

tioning, heat blowers and fans. Certain health conditions like diabetes, thyroid-associated diseases and immune system disorders can also play a role, along with extended contact lens use, refractive eye surgery and certain medications. Symptoms: The symptoms of dry eye can run the gamut from being a minor inconvenience to having a major impact on your daily life and favorite activities. The five key symptoms of dry eye include: dryness, irritation, grittiness, burning and stinging. Other indications may include itchiness, tired eyes, blurred vision, excess tears and redness. Treatment: One way to help restore moisture to the tear film and reduce the effects of dry eye is with a fast-acting, over-the-counter eye drop like Rohto Dry-Aid, formulated with LiquidshieldTM technology, which works on

all three layers of the tear film to mimic a stable, natural tear, while providing soothing relief for up to 12 hours. “Dry eye sufferers can enjoy their daily lives with Rohto Dry-Aid, which delivers all-day relief from irritating and distracting dry eye symptoms in a refreshing, non-blurring eye drop,” said Erick Estrada, Senior Director of Marketing at The Mentholatum Company, which makes Rohto Dry-Aid. If your dry eye symptoms persist and you find yourself using lubricant eye drops several times a day, consult your eye doctor as this may be an indication you have chronic dry eye. Learn more about dry eye and potential treatment options at rohtoeyedrops.com.

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FINANCE

CREDIT UNION OR BANK WHICH ONE IS RIGHT FOR YOU?

he banking and credit union worlds are as much the same as they are different. Both are eager to earn your business and to provide you with loans, mortgages, savings and checking accounts. With that said, there are some significant differences between the two financial institutions. In today’s world, with cutthroat competition for your money, it’s worth understanding the advantages of both, and perhaps making a switch to one or the other to put yourself in a better financial position. Credit Union and Banks: The Differences The primary difference between a credit union and a bank is that a credit union is a not-for-profit cooperative, meaning it’s owned by its members or customers. Profits made by credit unions are returned back to members in the form of reduced fees, higher savings rates and lower loan rates. A bank, on the other hand, is for-profit, owned by shareholders and focused on its stock value.

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Joining a credit union is fairly simple, and membership is inexpensive - typically a onetime fee of between $5 and $25. Depending on where you live, many credit unions serve a geographic area, such as a state or metropolitan area, and are open to anyone who lives in that area. Some credit unions are employer-sponsored, so that anyone (including family members) who works for that organization can join. There is no membership fee to “join” a bank. All you need to provide is some money to open a checking or savings account, a governmentissued ID card, and some personal information (address, Social Security number, etc.). Credit Union Advantages Credit unions, by and large, are able to provide better rates to their members. Unlike a for-profit bank, credit unions return their “profits” to members in the form of lower rates on loans, higher interest on deposits and more personalized services. Other advantages of a credit union are that they tend to have

lower fees on checks, withdrawals and electronic transactions, and many offer checking accounts with no minimum balance and without a monthly service charge. Finally, because credit unions are smaller and have a focus on member service, they may be more flexible when it comes to working with someone with financial challenges. Bank Advantages Banks, because of their size and scale, tend to offer more financial products than credit unions. For example, a credit union may have two or three different types of checking and savings accounts, whereas a bank may have dozens to choose from. Depending on where you live, banks will most likely have more locations for convenient access and more advanced online and mobile banking capabilities. Because of their geographic reach and wider range of offerings, a large bank could be a better fit for someone who wants specialCONTINUED ON PAGE 28 >>>

FINANCE <<< CONTINUED FROM PAGE 26

ized financial products (annuities, trusts) and needs access to nationwide locations. Credit Unions Catching Up Depending on where you live, you may have numerous options for selecting a credit union. Some credit unions may have only one location and offer basic financial services like auto loans, checking and savings accounts. Other credit unions may have a large footprint in a market or state and offer the breadth of services you’d find in a bank. Most offer free, nationwide ATM access, and since many credit unions belong to cooperatives, members can access accounts across the country through other credit union branches. Choosing a Bank or Credit Union Depending on where you live—urban vs. suburban vs. rural—your banking and credit union options will vary considerably. If you are in an area that offers both, there are several features to weigh and consider:

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Services: Compare the basic banking services and access to specialized financial products, including advanced online services and mobile banking. Rates and incentives: Look at the current rates, fees, and incentives - as well as overall benefits to being a customer or a member of the bank or credit union. Are there good reasons for joining one over the other? Location: Evaluate options to access your accounts, whether it’s branch locations or

ATMs or mobile banking services, and decide whether a national footprint is a requirement for your banking. Finally, it’s important to note that both banks and credit unions insure your money up to $250,000 per person, across a group of accounts (checking, savings, and CDs would be considered one group). The Federal Deposit Insurance Corporation (FDIC) insures banks, and credit unions are backed by the National Credit Union Administration (NCUA).

GOOD HEALTH

Young at Heart

Understand what you need to do to stay healthy over 65

oday’s Boomer generation feels young at heart. They’re living an active lifestyle, they have no intention of slowing down, they’re booming. Many Boomers feel that because they are healthy and taking care of themselves, they are not at risk for potentially serious infectious diseases, such as pneumococcal pneumonia. But if you are over 65, even if you are healthy, you are at increased risk. Knowing about immunizations is a great opportunity for anyone over 65 to learn about the myths and facts of adult immunization and to get a new attitude toward vaccine-preventable diseases. “Every year thousands of adults in the United States suffer from serious illnesses, are hospitalized or even die from diseases for which vaccines are available,” says Dr. Otha Myles, Infectious Disease Physician at Medi-

cal Specialists of St. Luke’s Hospital in Saint Louis, Missouri. “But adults can reduce this threat by talking to their doctor about the facts of adult immunization and about their personal risk of catching a potentially serious disease.” According to a Pfizer Inc. survey of adults aged 65 years and older, 67 percent describe themselves as taking an active role in maintaining their health. However, many misconceptions about adult immunization still persist, preventing Boomers from taking the important step of vaccinating against serious diseases. Read the Five Common Myths and Facts about Adult vaccination: CONTINUED ON PAGE 30 >>>

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Myth: Vaccines are for children, adults donâ€™t need to get vaccinated. Fact: While many are familiar with the Centers for Disease and Prevention (CDC) vaccination schedule for children, the CDC also has recommended immunizations for adults depending on their health and age. All adults, even healthy ones, should talk to their doctor about the potential risks and the importance of staying upto-date on CDC-recommended vaccinations. Myth: Vaccination is only for the very elderly. Fact: The immune system naturally weakens as people get older, putting even healthy and active adults as young as 65 at risk for diseases such as pneumococcal pneumonia, a serious and potentially life-threatening illness that can strike anyone over 65, anywhere, anytime.

because they live an active lifestyle and take good care of themselves. But our immune system naturally weakens as we age, and adults 65 and older are at an eight times greater risk of being hospitalized with pneumococcal pneumonia compared to adults younger than 50. Myth: Vaccines are not effective. Fact: According to the CDC, vaccination is the safest, most effective way to protect yourself.

Myth: Healthy adults donâ€™t need vacination.

Myth: Adults only need to get the flu vaccine.

Fact: The young at heart may not feel they are at risk for vaccine-preventable illnesses

Fact: The CDC recommends several vaccinations for adults dependent on their age and

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health-factors. However, flu season is a good time to speak to healthcare providers about staying up-to-date on CDC-recommended adult vaccinations. Beyond just getting the flu vaccine, adults, particularly those 65 and older, should discuss vaccination against other potentially serious diseases, such as pneumococcal pneumonia, with their doctor. Take the opportunity to speak with your healthcare provider or pharmacist about getting vaccinated. For more information about immunization and vaccination options, visit cdc.gov/ vaccines. Visit KnowPneumonia.com for more information about pneumococcal pneumonia.