Senior july

CALIFORNIA JULY 2015

BRYCE JESSUP

Senior

Staying active in retirement

Carrie Detwiler VOLUNTEER

of the month

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ON THE COVER HALF DOME

CALIFORNIA

Senior

JULY 2015. Produced by Gold Country Media

Photo by Jeremy Burke

BRYCE JESSUP

In headstand pose on top of Half Dome.

Photo by Sammy Bingham.

CEO

Jeremy Burke (530) 852-0200

GENERAL MANAGER

Jim Easterly (530) 852-0224

EDITOR

Penne Usher (530) 852-0245

PROJECT DIRECTOR

INSIDE

07 09

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BRYCE JESSUP

Making the most of his retirement

RIVER CATS BASEBALL BINGO Game keeps fans' eyes on the ball

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VOLUNTEER OF THE MONTH

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SENIOR WRITING GROUP

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HOLMAN RANCH

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LE RIDE

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BRAIN GAMES

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CALENDAR

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ADVICE COLUMNS

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Laura Smith (530) 852-0276

CONTRIBUTING WRITERS

Anne Stokes Jeffery Weidel Art Garcia Anne Papineau

Penne Usher penneu@goldcountrymedia.com ADVERTISING INQUIRIES Rebecca Regrut rebeccar@goldcountrymedia.com

Seniors publish stories of their lives

A rustic getaway with luxurious amenities

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Crossword and Soduko

Copyright 2015. All rights reserved.

No part of this publication may be reproduced without written permission of the publisher. The publisher shall not be responsible for any liabilities arising from the publication of copy provided by any advertiser for California Senior Magazine. Further, it shall not be liable for any act of omission on the part of the advertiser pertaining to their published advertisement in California Senior Magazine.

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Senior related July events

Therese Johnson Art Garcia Jamee Horning Lawrence Solorio

ART DIRECTOR

EDITORIAL INQUIRIES

Carrie Detwiler keeps families happy

Peace of mind behind your wheel

Rebecca Regrut (530) 852-0222

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A HEADY EXPERIENCE ON

half dome

former President of William Jessup University was eye level while trying to remain parallel with the sheer granite rock, and mentally paying tribute to his deceased father, the namesake of the Christian university in Rocklin.

This Half Dome stunt is nothing new. In 1975, Bryce and his father made a similar hike up the narrow path toward Half Dome as part of a small group of folks who were celebrating William Jessup’s 70th birthday. The elder Jessup plopped down on the rock and did a headstand to the delight of his oldest son.

By Jeffrey Weidel

T

For Bryce Jessup, the long trek on June 10 was both a physical journey and a spiritual one for the practicing minister. The hike also had its quirky side. Once he was peering down from “My father was quite an athlete. I can rethe hallowed location on Half Dome, Jessup member him standing on his head and going sought out a flat spot and promptly executed up and down the stairs (of our home) when a headstand.

I was young,” recalls Bryce. “He always had So what possesses a man one day short of That’s right, a headstand on one of the most this dream of climbing Half Dome and doing a head stand on his 70th birthday. It motivated his 80th birthday to set off at the first sign of sacred locations among U.S. national parks! him to keep in shape, and he liked that it was morning light for the serious uphill climb to While situated in the inverted position, the something out of the envelope. And you don’t Half Dome? see many 70-year-olds on top of Half Dome.” his can be a monumental physical task for anyone. Rising nearly 5,000 feet above the majestic Yosemite Valley and 8,800 feet above sea level, Half Dome is an arduous hike that’s typically reserved for younger folks with considerable endurance, will power and no affinity toward altitude sickness.

Ex-William Jessup University President remains active in retirement

Perhaps that statement needs amending — you don’t see many 70-year-olds climb Half Dome, unless their last name happens to be Jessup.

Veltie Jessup, Bryce’s older brother by three years, also did a Half Dome hike that included a headstand on his 70th birthday in 2002.

To honor his father and keep pace with his brother, Bryce climbed Half Dome 10 years ago on his 70th birthday. He quickly got into headstand position, then headed back down the long, winding path, the descent taking nearly four hours.

For his 80th celebration, this time the morning climb wasn’t as sizable. Jessup, his son Jim, and several other family members and friends hiked 7 miles the previous day and camped out at the Little Yosemite area.

That reduced the birthday hike up Half Dome the next morning to 6 miles on the cloudy day with intermittent rain. Yet there still was no way to avoid the final, somewhat scary 400 yards, which requires holding on to cables to reach the top.

“I was actually surprised my dad wanted to do Half Dome again,” said Jim Jessup, the Director of Church Relations at William Jessup.

“It was tougher for him at age 80. His biggest problem was oxygen — he gets winded easier and moves just a little slower on our major backpacking trips.”

Photos by Sammy Bingham, Bryce's granddaughter.

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Yet once atop Half Dome, any earlier signs of fatigue tend to fade away and a feeling overcame the Jessup group, which is steeped in spiritualism, handed down from generation to generation.

BRYCE JESSUP PROFILE

“Standing on Half Dome is definitely a spiritual thing for our entire family,” Jim said. “For my father, I think he never feels any closer to God than when he’s up there. He also feels a deep appreciation for his father’s Godly legacy, family and vision of usefulness.”

The legacy of both Bryce Jessup and his beloved father certainly involves some vision.

William Jessup was so intent on establishing a Bible college in the 1930s that he didn’t let the struggles of the Depression and a lack of money stop him. He raised $17,000, which was no easy task, to fund the start of San Jose Bible College in 1939.

Bryce Jessup was a graduate and former instructor, and eventually became the fifth president in the college’s history. He served for 26 years as President and was the driving force in delivering the campus to its current 125-acre location in Rocklin.

Enrollment grew at the San Jose Christian College (the name changed in 1989), but the school was running out of room on the tiny 8-acre campus and needed a larger one, but could find nothing suitable in the San Jose region.

Bryce fondly recalls a “let’s-find-a-new-cam-

RESIDENT: Rocklin

children, four grandchildren

AGE: 80

LEGACY: Established the Sacramento area’s first four-year private university

CAREER: President of William Jessup University for 26 years FAMILY: Married for 60 years; seven

HOBBIES: Fly fishing, senior softball, hiking, ping pong

pus” visit to the Sacramento region in 2002 to literally save the university from shutting down. The San Jose group took a wrong turn one afternoon on Highway 65 near Roseville and wound up seeing a “for sale” sign that ultimately led to putting down roots in Rocklin, where they established the newly renamed William Jessup University campus in August 2004.

complain,” said Shelby Muhic, who worked for the college in both San Jose and Rocklin. “He always gave us the sense of hope and kept the college afloat. And when it finally succeeded (in Rocklin), he never took any of the credit.”

At age 80, Bryce retains the mental and physical capacity of someone much younger. Even in retirement he continues to outwork many “When I became college President in San Jose, people, setting an ambitious schedule of we had 83 students and were on the brink speaking engagements, serving on five local of bankruptcy. There were a number of times boards and working 30 hours a week for the where we almost went into the tank,” said university, while still managing to have a very Bryce, now the university’s President Emeritus. active social calendar.

“We may have experienced many detours in Physical activity remains a constant in his life. our 75-year history, but you have to remember Bryce still takes long hikes to beloved mounthat detours often lead to the Promised Land.” tainous lakes where he savors the challenge of It was certainly a leap of faith for the Christian fly fishing, also a passion of his father’s. university, which transformed a vacant HerAn outstanding multi-sport athlete in high man Miller furniture factory in Rocklin to a school, he plays senior softball, serving as campus that initially had 400 students in 2004. player/coach, and is one of his team’s top hitWhen classes began in August 2014, WJU had ters (he batted .649 last season). tripled its original enrollment to approximateTo prepare for his journey up Half Dome, his ly 1,200 students; with roughly half of that three-day-a-week trips to California Fitness growth coming in just the past three years. took on a new dimension leading up to June.

“Bryce managed the college through so many He would get on a Stairmaster with a 50-pound crisis situations, but you never once heard him backpack and do a vigorous workout.

Photos by Sammy Bingham, Bryce's granddaughter.

“I think some people at the gym thought I was the Unabomber, walking in with that loaded-down backpack,” jokes Bryce. “People would look over at me and grin. But I needed to get my calves in shape for hiking.”

Bryce gets in his share of family time as well.

In May, he and wife Jo celebrated their 60th wedding anniversary in Maui, snorkeling and fishing with their three children and spouses.

The couple has seven grandchildren and four great-grandchildren.

“I’m in a sweet spot in life without all the pressure of fundraising and running a university,” Bryce said. “I’m really having a lot of fun in retirement and enjoying this season of my life. I stay in shape — physically, mentally and spiritually. You’re never too old to stay in shape. I never wanted to settle for being just a cheerleader for others. We’re all in a race against time. As long as your body still works, you need to use it.”

CALIFORNIA SENIOR MAGAZINE

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By Anne Stokes

T

here's more game than just baseball going on Mondays at Raley Field. The Sacramento River Cats have a multitude of family and senior-friendly promotions at home games each week, including Friday night fireworks, Sunday Funday and Baseball Bingo Mondays. Sponsored

by Cache Creek Casino, Baseball Bingo Mondays are an engaging way to keep up with what's going on on the field and win prizes at the same time.

baseball, you can’t control the play on the field, we have no control over who our players are, so we really try to focus on entertaining fans," says Erin O'Donnell, the River Cats’ Director of Marketing.

"We want to provide an element of fun and entertainment every "Each play on the field correnight of the week. In minor league sponds with a Bingo number, so

Raley Field in West Sacramento, home to the Sacramento River Cats, has weekly promotions to engage fans, including Friday night fireworks, Thirsty Thursdays and Baseball Bingo Mondays.

to speak, so the second baseman striking out at the plate is one thing, or the centerfielder fielding a line drive could be another.

It just keeps fans engaged in the game. People really seem to enjoy it [and] we give out prizes when people hit Bingo. It’s a really cool night out at the ballpark."

And while calling out your Bingo isn't required, "I’ve heard it happen, so I know they do it," says O'Donnell. "[Winners] just come to a table we have set up at the concourse, show us their Bingo card, and they get to pick their prize. [Prizes] can be ticket vouchers for a future game, hats, bobble heads or sunglasses, wristbands, things like that, and we keep giving out prizes to winners until we run out."

"It’s just a way for us to add value so people come to the ballpark and they’re entertained while the play is going on and while it’s not," explained O'Donnell. "They have three-plus hours of straight entertainment and they really feel like they get their money’s worth

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River Cat Hunter Pence signs autographs for fans at Raley Field in West Sacramento. Weekly home game promotions such as Friday night fireworks, Sunday Funday and Baseball Bingo Mondays keep fans engaged and entertained.

CALIFORNIA SENIOR MAGAZINE | 9

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VOLUNTEER OF THE MONTH HELPS BUILD CONFIDENT PARENTS AND

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SACRAMENTO FOOD BANK & FAMILY SERVICES Sacramentofoodbank.org (916) 456-1980 in being a self-confident parent,” explains Detwiler. “It’s been really, really rewarding.

You can’t reach everybody, but if you reach a couple of people, you know you’ve done your job. The idea, from Sacramento Food Bank & Family Services’ point of view, is to meet a client where they are, try to assess what they need and try to move them to beyond needing [those resources] and into being independent people, who can be employed, have a home and be self-sufficient.

That’s the real goal.”

RETIRED TEACHER CARRIE DETWILER CONTINUES TO SERVE FAMILIES

By Anne Stokes

A

s a retired educator, Carrie Detwiler taught her young students the skills they needed to be successful. Now the former kindergarten teacher reaches out to parents, giving them the tools they need to create successful families. For the past seven years, Detwiler has volunteered with Sacramento Food Bank & Family Services’ Parent Education program, teaching parenting classes, organizing fundraisers and drives and helping run the facilities’ boutique, where parents can get children’s clothes, formula and diapers.

“I wouldn’t be able to survive without Carrie! She’s pretty amazing,” said Parent Education Program Manager Lorena Carranza.

“She has been like my right hand [woman] all these years. She’s very reliable and she has been helping teach parenting classes like cloth diapers and school readiness. A

lot of times she’s the one putting together all of the curriculum for those classes. She’s an amazing instructor.”

For 23 years, Detwiler taught kindergarteners in the Sacramento City School District, during which time many of her students and their families benefited from resources provided by Sacramento Food Bank & Family Services. In 2014, the parent education program provided 2,279 families with 107,226 diapers, 44,112 items of clothing, 7,690 bottles of formula and baby food, with nearly 5,000 parents attending over 300 classes designed to help them raise their children in a healthy and supportive manner, covering topics such as budgeting, nutrition, stress management, school readiness and nurturing parenting.

In addition to teaching classes, such as school readiness, Detwiler also works with clients one-on-one, addressing parenting questions and helping them navigate sometimes difficult situations. “She’s also one of our mentors,” says Carranza. “She sits down with some of our clients when sometimes they’re not having a good day, or sometimes there’s a crisis going on, or sometimes they just have questions about ‘What is best for my baby?’ or ‘I’m concerned that my baby’s not walking or talking yet.’ She’s an amazing mentor. Besides that, she also helps us with the donations here in the boutique, sorting out donations and taking care of clients. She does a lot.”

For Detwiler, volunteering is a chance for her to continue to give back to the community after retirement. “I think, especially as you get older, I think it’s really important that you stay ‘other’-directed,” she says.

“In a society like today’s, where we are so ‘me’ oriented and all of our devices keep us isolated from society in many ways, I think it’s really important that we are aware of the whole picture, of what’s out there. We have a lot of folks who are diligently trying to make life better for themselves and I think it’s wonderful when we can grab onto that “The idea is to give them a lot of pointers and connect with that and help them.”

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SENIOR MEMOIR WRITING GROUP PUBLISHES

compilation

By Laura Newell

A

fter a year of writing, a group of Folsom seniors published their first collection of memoirs through a memoir writing class offered at the Folsom Senior Center.

Led by Folsom resident Linda Holderness, the class began in January of 2014 and allows seniors support and group encouragement to write and polish memoirs with the goal of publishing them for personal sharing.

“We write memories in this class – whether they be our own memories or a family member’s memory,” said group member Carole Ohman, 82. “At this of my life, I think there are stories of me that my family should know and remember. As I personally dove into my past, I wanted to make sure my family knows and understands my story the way I remember it.”

Holderness said the group understands that

each memory written about and shared is con- nior Center. Each member must write a memofidential. The members just work to help sup- ry of their choice and then share and discuss it port each other and create a safe place to dis- with the group during meetings. cuss and improve personal writing.

After the group wrote for a year, Holderness “We have become very bonded as a group,” combined multiple memories and made a book Holderness said. “We have to trust one another for the members called “Reflections.” to tell our personal stories of the past.”

“It’s just amazing to me what transpires here Group member Mary Manhing said she want- every Wednesday,” Manhing said. ed to join the group to challenge herself personGroup member and retired lawyer Roberta ally.

Ward said she regularly writes of her past ca“I am a retired English and history teacher. I reer. always challenged my students to write mean“I write for therapeutic reasons,” Ward said. ingful pieces, but after I retired, I realized ev“It helps me to understand myself better. If we erything I wrote was academic,” she said. “So I don’t tell these stories now, they will be lost.” wanted to challenge myself to write something meaningful of my past to pass down to my For more information on senior classes and workshops at the Folsom Senior Center at 48 family.”

Natoma St., call (916) 355-7285.

The group meets every Wednesday at the Se-

From left sit Folsom senior’s memoir writing group members Pat Bryant, Edithann Delano, Carole Ohman and Mary Manhing.

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HOLMAN RANCH WHERE: 60 Holman Road, Carmel Valley INFO: (831) 659-2640, info@holmanranch.com, holmanranch.com

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HISTORIC RANCH

A PLACE OF WEDDINGS, RETREATS AND ITS OWN WINES

By Anne Papineau

I

elled to put their boots up, catch a trail ride, a bit of sun and chow down, ranch-style. The main house gained the soubriquet “little San Simeon,” decorated à la Hearst Castle with ornate furniture formerly owned by Count Growing up in Carmel Valley, Ciano, Mussolini’s son-in-law, I was blessed to know the last silken Spanish shawls and baby Holman to run this eponymous grand piano. ranch. Vivian Holman was a perfectionist who reveled in meet- Here was a friendly juxtaposition ing new people and sharing her of the baroque and the rustic. nearly 400-acre corner of Monte- Wagon wheels and gilt. Carved rey County heaven. “The ranch gryphons and cacti. is yours” was a favorite phrase Mrs. Holman passed away in she would tell droppers-in.

1981 but she would surely apIn Mrs. Holman’s day, the prop- prove, if not be amazed by, the erty was a “guest ranch,” where transformative care taken by Hollywood dudes, no less, trav- the property’s present stewards, t’s tucked away but not offgrid. Fairly dripping with the nostalgia of Old California but embracing all that’s good about the new. The place is Holman Ranch.

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Hunter Lowder and her husband, Nick Elliott. For the lands and buildings the elder Lowders, Thomas and Jarman, purchased in 2006 now comprise something of a destination powerhouse, led by their daughter and sonin-law. Holman Ranch is no longer a sleepy resort, but a site for top-drawer weddings, family reunions and corporate team building activities.

There is something uniting about pitching horseshoes beneath centuries-old native oaks. And these same hills now embrace olive orchards and grape acreage that have given rise to Holman Ranch wines and olive oil. This family

has imbued Holman Ranch with loving care and a substantial View before sun came investment of the thought andupresources.

Vivian Holman would recognize the rolling hills and the Clarence Tantau-designed main house, crafted in the 1920s of Carmel stone and topped with lichen-mellowed Spanish tiles.

This building, like all the structures on the ranch, has been thoroughly updated with the latest in comforts. And as Nick Elliott points out, when reroofing the vintage manse, care was taken to preserve each of those original roof tiles. The cost? Don’t ask.

Just beside this and taking in a

limitless view of the Santa Lucia Mountains is an exquisitely manicured Lawn and Ceremony Veranda surrounded by seasonal plantings. This site offers beauty unparalleled for an exchange of vows. And, cannily, the Holman Ranch owners host just one event at a time. Their emphasis is obviously on quality over quantity.

Steps downhill from the veranda stands the original Holman Ranch tile-edged swimming pool, which Vivian Holman said was one of the first built in Carmel Valley. Unlike Carmel-by-theSea, which is draped in coastal fog and chill through much of summer, Carmel Valley is famed for sunny skies. Thus the pool.

The pool has been joined by a fitness center that also looks far into the mountain distance.

wines shipped seasonally and swirl and sip during education classes. The higher tier memberships even include overnight stays at the gated ranch.

Hunter Lowder and Nick Elliott each boast backgrounds in the restaurant industry. Their attention has recently turned to another old Carmel Valley venue, Will’s Fargo restaurant. This circa-1959 steakhouse with Old West bar is something of a fine dining institution in Carmel Valley Village. It was purchased by the Holman Ranch operators last year.

They admit they are still tweaking the menus, with the help of classically trained French chef Jérôme Viel. Viel comes to Will’s by way of such noted Carmel Valley venues as Bernardus Steps beyond this stands the Hol- Lodge and Stonepine Estate Reman Ranch winery operation, sort. a relatively new concern. The The wine list at Will’s Fargo gives estate wines of Holman Ranch a nod to France and the Napa include Pinot Noir, Pinot Gris, Valley, but is really a celebration Chardonnay, Sauvignon Blanc of the Carmel Valley appellation. and Rosé of Pinot Noir.

Here diners may enjoy roasted Topping hills beyond the original quail or seared steak with a Holbarn are 100 Tuscan varietal olive man Ranch wine flight or Bernartrees that yield the hand-harvest- dus by the glass. ed, cold-pressed and bottled exBack at the ranch itself, those vistra virgin olive oil. tas still stun. It was the expressed These products can be enjoyed wish of Vivian Holman that the off-site at the Holman Ranch property survive, somehow, intasting room, one of several wine tact. From the look of things, her tasting venues that dot Carm- wish came true. el Valley Village. The room is Thanks to caring owners, Holopen daily and is at 19 E. Carmel man Ranch not only survives, Valley Road. The operators, by but thrives. popular demand, they say, have launched an Estate Club. Mem- Anne Papineau can be reached at bers can have Holman Ranch annep@goldcountrymedia.com View from Mount Whitney CALIFORNIA SENIOR MAGAZINE

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By Anne Stokes

T

o many people, the idea of a chauffeur conjures up images of affluence and scenes from “Driving Miss Daisy.” But at Le Ride Driving Services, personal drivers can make just about anyone’s day, from special events to every day errands, a little more hassle-free.

“Pretty much any need for a driver that you may have, we provide it, whether it be going to the doctor’s appointment, or going out to dinner for the evening. I’ve gone up to Squaw Valley and picked up a skier, I’ve made numerous trips to San Francisco and the Bay area taking executives to meetings, and business dinners. We’ve done a number of weddings with Forest House Lodge in Foresthill. You name it,” explains Dave Belcher,

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to drive folks in their vehicles,” says Belcher. “A lot of [seniors] do have vehicles but they can no longer drive, and there have been a few vehicles that we’ve had to Whether you’re looking for a des- dust off a little bit to get them out ignated driver while you go wine and about.” tasting or a way to and from a doctor’s appointment, Le Ride’s Le Ride operates on a memberprofessional and vetted drivers ship basis, with the cost of indioffer clients safe and easy trans- vidual appointments based on portation in the comfort of your an hourly rate, with a special disown vehicle. Drivers can also as- count for seniors. Advanced arsist with minor errands, such as rangements are advised, accordrefueling your car, while you’re ing to Belcher. “We do get some engaged, as well as helping with of those last-minute calls, but we things like unloading groceries or do like some advance notice bewheelchairs. Seniors, in particu- cause we’re not like a taxi service lar those who may be unable to where we’re standing-by in the drive themselves, would find ob- car, ready to go,” he says. vious benefit from such services.

Drivers undergo a rigorous vet“We primarily provide the drivers ting process, ensuring clients a Le Ride’s president, owner, and driver. “We’re a lot less than a limousine would cost because we’re driving your car.”

safe and professional experience (and yes, they can all operate a stick shift). “We do a background check on [our drivers], we pull their driving record, and do periodic drug testing. If there’s any question, we don’t send them,” says Belcher. “We have to be pretty confident in them before we [even] start looking at their background check and driving record. I could have a lot more drivers, but I’m picky. I think about would I want this person driving my daughter around or my parents around. Unfortunately there are times we have to tell clients, ‘sorry, I don’t have a driver available.’ But I’d rather do that then send them somebody I’m not confident with.”

BRAIN GAMES ACROSS 01. PartofB.A. 05. Burro 08. Votesinfavor 12. Cashmere, e.g.

13. Spoil 14. Onionlike veggie 15. Emblem 16. “____Day Will Come” 17. Solely 18. Cityhaze 19. Splash clumsily 21. Birthday number 23. Wildanimals 27. Officewriter 30. Garden vegetable 31. Important time 32. Shy 33. Lightbender

DOWN 35. Exclamation 36. Dined 37. Toughrowto ______ 38. Cousins’ mothers 40. Convert,as coupons 42. Stopoverspot 43. Impishkids 45. Twirled 49. Extraweight 52. None 53. Aswell 54. Motored 55. Letter before dee 56. Charges 57. Hadan obligation 58. Hazardous curve 59. Elementary

For puzzle answers go to: www.calsenior.com

PUZZLE NO. 779

01. Hole-punching instruments 02. Chamber 03. Fortakeout: 2 wds.

04. Motto 05. Stoodup 06. Eternal spirit 07. Discolights 08. Luaugreeting 09. Japanesecoin 10. Electricfish 11. Cloud’slocale 20. Mariner 22. Burrowing rodent 24. Embroidered 25. Hurry 26. Woodcutting tools

27. Woundtrace 28. Shopper’sbag 29. Lookedat 30. Keylime____ 34. Loveaffair 39. Dangerous 41. Dwindled 42. TheBritish _____ 44. Deadlocks 46. Sincereappeal 47. Avails 48. Overly inquisitive 49. ’60sdo 50. Nothigh 51. Sweetdrink

HOW TO PLAY SODUKO: Fill in the grid so that every row, every column and every 3x3 box contains the numbers 1 through 9 only once. Each 3x3 box is outlined with a darker line. You must not repeat the numbers 1 through 9 in the same line, column or 3x3 box.

PUZZLE NO.511

Sudoku

Copyright © 2015, Penny Press

CALIFORNIA SENIOR MAGAZINE

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visit our website: www.calsenior.com

CALENDAR

CONTINUING MEETINGS / GET TOGETHERS BUTTONS ‘N’ BOWS SQUARE DANCE CLUB meets from 7-9 p.m. Thursdays at Rock Creek Elementary School, 3050 Bell Road in Auburn. Cost: $16 per month members, $5 a session visitor. Live caller each evening. Info: Gail (530) 889-1345.

PILLOWCASES FOR SOLDIERS from 6-8 p.m. at Sew Katie Jean, 603 5th St. in Lincoln. Every last Wednesday of the month, this is a free night, we sew pillowcases and donate them to active duty military.

BALLROOM DANCE LESSONS with the Info: 209-3930.

THE SIERRANADERS BARBERSHOP Auburn Social Dancers from 6:30-8:30 CHORUS meets at 7 p.m. Tuesdays at the p.m. Tuesdays at Auburn Senior Center, SONS IN RETIREMENT, Area 33 play golf at Senior Center, 11577 E Ave. in Auburn.

11576 D Ave., Bldg 313A. Group lessons 7:30 a.m. Fridays at Black Oak Golf Course, Music reading not required, free coaching and one-on-one tutoring. Cost: $7. Info: 2455 Black Oak Road, Auburn. $14 green available. Info: Cliff at (530) 346-2757, AuburnSocialDancers.org. sierranaders.org. fee. Info: Ken Hansen at (916) 622-2757.

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SENIOR CENTERS - EVENTS ELK GROVE SENIOR CENTER 8830 Sharkey Ave. Elk Grove, CA 95624 (916) 685-3160 thesceg.org

ETHEL MACLEOD HART SENIOR CENTER 915 27th St., 27th and J Sacramento, CA 95816 (916) 808-5462 portal.cityofsacramento.org

Gadabouts Travel

The Hart Senior Center offers a variety of classes and activities to optimize the experience of aging. Membership is NOT a requirement to participate in any of our classes or activities.

Our travel office plans trips to many exciting locations. Day/ Casino trips, and extended trips are offered throughout the year.

BINGO at the Center Grab a friend and join us for some fun games of BINGO. The Senior Center hosts BINGO each Friday at 12:45pm.

Stay Healthy & Fit There are many classes provided throughout the year to keep you mind and body active and healthy. Join us for Aerobics, Zumba Gold, Tai Chi, Yoga, Chair Exercise, Strength Trainingor Tap Dancing – to name a few. Visit or call the Senior Center Front Desk for more information on classes and programs.

Join the Lunch Bunch (Monday thru Friday) Congregate Meals by ACC are served five days a week in the SGEG Dining Room. Reservations are required, call 685-4804.

Donations are suggested.

FOLSOM SENIOR CENTER 48 Natoma St. Folsom, CA 95630

(916) 351-3510 www.folsom.ca.us

Monday Off Key Singers (a fun and social group) ..........................10-11:30am Social Bridge (all levels) .....................................................12-4:30pm 1st & 3rd Monday each month

Senior Citizens Club ................................................11:30am-3:30pm 2nd & 4th Monday each month

Tuesday Social Pinochle .................................................................10-11:30am Book Discussion ....................................................................10-11am 2nd Tue each month

Movie Madness .............................................................12:15-2:30am Wednesday Nintendo Wii ...................................................................10am-12pm Bingo ............................................................................12:30-1:30pm 1st & 3rd Wednesday each month

Thursday Lounge Day: Games & Activities .........................................9am-5pm Greeting Card Clinic ..........................................................12:30-2pm 1st Thursday each month

Live Band Performance .................................................12:30-1:30pm 4th Thursday each month

Friday Off Key Singers (a fun and social group) ..........................10-11:30am Brain Connections ........................................................12:15-1:15pm

The Hart Fun Pass is a scholarship used to pay for participation in any fee-based recreation program sponsored by the City of Sacramento, Department of Parks and Recreation. Learn more information on their website.

• All Seasons Cafe • Art • Cards, Games, and Hobbies • Dance • Education and Technology • Exercise, Wellness and Fitness • Music Classes • Social Gatherings • Writing and Language Arts SUNRISE RECREATION AND PARK DISTRICT 7801 Auburn Blvd. (Facility - Rusch Park Community Center) Citrus Heights, CA 95610 (916) 207-9691 Sunriseparks.com 5510 Diablo Drive (Facility – Foothill Community Center) Sacramento, CA 95842 Bridge groups meet once a week year-round and welcome new players. The atmosphere is relaxed and casual and they play only for the love of the game. Check the website or call for schedule info: 521-6556.

Single Deck Pinochle plays from noon to 3 p.m. Tuesdays at Rusch Park Patio Room. New players are welcome. However, some knowledge of the game is necessary. Double Deck Pinochle plays from noon to 3 p.m.Wednesdays at Rusch Park Patio room.

Scrabble from 12:30-3:30 p.m. Mondays at Rusch Park Sunrise room. New players welcome. Although knowledge of game is helpful, it is not necessary. Info: 745-3579.

YOUR EVENT HERE!

To submit a calendar listing send email to: info@calsenior.com

4th Friday each month

Mah Jongg .............................................................................12-3pm CALIFORNIA SENIOR MAGAZINE

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ADVICE ARE YOU FEELING GUILTY?

By Therese Johnson | CEO Senior Care Consultants

A

re you eeling guilty because you can’t be there for your loved one or feeling guilty even if you are there for your loved one and it still never seems like anything you do is enough? Feel like you can’t win for losing?

DO YOU FEEL GUILTY BECAUSE; • You don’t have enough time to care for your mom/ loved one • Not enough money to get help for them • Wondering if they should be driving • Not remembering to take their medication or to eat regularly • They refuse to listen to you • they have difficulty hearing or seeing • They can’t remember your conversations • Reminders to go to the doctors are forgotten • They’re on a fixed income/budget • They’re difficult to communicate with • Lay awake at night worrying about them

Is your own health in question and it’s all you can do to take care of yourself and/or your husband and children let alone your parents, aunt, uncle etc.?

Are you sleep deprived, physically, emotionally, financially, or mentally drained/bankrupt?

Are you overwhelmed, beyond burnout, caring for your mom, This is one of the most common dad, spouse, loved one? Do you feelings plaguing daughters need a day off? and daughter-in-laws and other caregivers. YOU ARE NOT We can help eliminate your stress, exhaustion, time and money ALONE! restraints that cause you guilt.

Unfortunately, thousands of caregivers die before the person Therese Johnson is a they are caring for every year! Gerontologist and has 18 years’ Not only the stress of caregiving experience in Healthcare. She has whether it is on a day to day basis been seen and heard on KAHI or you are overseeing their care Radio, ACTV & Professionals and still working ,have health Magazine and is an educator for issues of your own or raising your the Board of Registered Nurses own children trying to juggle all (BRN) and the California State this and deal with the health care Legislature. system for yourself and them too is too much for anyone. Too often We are medical professionals and we don’t ask for help because of we understand the demands of our guilt. We feel like it is our caring for your loved ones needs. responsibility and ours alone or We can help! Our own mother has believe we are the only one that dementia and we know firsthand can take care of our loved one the demands of caregiving! correctly or we made a promise to them or to ourselves that we Let us get you the help you need would be the one to care for for your loved one so you can them. Are these promises or this stay healthy and happy. Do you guilt really serving you or them? remember what that was like?

Are you headed towards being one of the statistics of caregivers Stop Feeling Guilty! who die before the one they are caring for?

You can’t really love someone else unless you love yourself Do you have the freedom and first! So take care of yourself and health you need? let us take care of your loved one.

Call 530-305-8872 Today & mention this ad for your Complimentary ($195 Value) Consultation! www.SeniorCareOfSacramento.com or SeniorCareOfSacramento@gmail.com 20

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FEDERAL TRADE COMMISSION consumer.ftc.gov

NATIONAL COUNCIL ON AGING 1 (800) 510-0301

HOUSING AND URBAN DEVELOPMENT DEPARTMENT hud.gov

HOME EQUITY CONVERSION MORTGAGE COUNSELOR 1 (800) 569-4287

MORE FOR YOUR MONEY

By Art Garcia

Y

ou’ve likely seen celebrities in television, magazine and newspaper ads pitching reverse mortgages, plans that allow older homeowners to draw down their home’s equity without having to make a payment. Instead the bank pays them.

In many cases it’s a good deal for retirees and those planning their retirement, but there are red flags. Fees on a reverse mortgage, for example, are the same as a traditional Federal Housing Administration mortgage but are higher than a conventional mortgage due to insurance costs.

In addition, the loan balance grows larger over time while the value of the estate may decrease.

And although Social Security and Medicare aren’t affected,

Medicaid and other need-based government assistance can be if too much funds are withdrawn and not spent in one month.

While the reverse mortgage program isn’t well understood by most people, independent reverse mortgage counseling can help.

On the plus side, reverse mortgages allow homeowners to stay in their homes. Existing mortgages on homes can be paid off, and they’re simple to qualify for because there’s no minimum credit score and generally no income requirements. There are no monthly mortgage payments due for as long as the homeowner lives in the home and meets eligibility requirements for maintenance, paying property taxes, and insurance.

Homeowners can

receive payments on flexible terms: monthly payments, a lump sum distributive, a credit line for emergencies, or a combination thereof.

Reverse mortgages can’t get “upside down” so heirs will never be personally liable for more than the home is sold.

Heirs inherit the home and keep any remaining equity after the balance of the reverse mortgage is paid off. Loan proceeds aren’t taxable and the interest rate may be lower than traditional mortgages and home equity loans.

The Home Equity Conversion Mortgage (HECM) is the FHA’s reverse mortgage program. It’s “a safe plan that can give older Americans greater financial

security,” according to the Housing and Urban Development department.

To be eligible, the FHA requires that you be a homeowner 62 years of age or older, own your home outright or have a low mortgage balance that can be paid off at closing with proceeds from the reverse loan, have the financial resources to pay ongoing property charges, including taxes and insurance, and you must live in the home.

You are also required to receive consumer information free or at very low cost from an HECM counselor, which can be found on-line, before receiving the loan.

Most counseling agencies charge about $125 for their services. The fee can be paid from the loan proceeds, but you can’t be turned away if you can’t afford the fee.

JAMEE HORNING | Executive director, Seniors First

CARE FOR CAREGIVERS

W

hen a senior citizen succumbs to a debilitating condition, the responsibility of full-time care often falls on a spouse, adult child or other family member. While, of course, this care is provided with the best of intentions, most are never quite prepared for the round-the-clock responsibility and commitment required to care for someone completely dependent. The obligation can sometimes be overwhelming, leaving little or no time to

by volunteers and meet several times a week, giving caregivers a These dedicated caregivers should little breathing room. know that help is available.

Respite and recreation programs Through support from Sutter are designed to meet the needs Health, Seniors First operates a of older adults with memory local program that meets several or physical impairments while times a week in Roseville, Auburn providing recreational, social and and Lincoln. educational opportunities for the more information on participants and much-needed For time off for caregivers. Activities programs and other services for often include games, music, Placer County seniors, contact exercise, storytelling and crafts. Seniors First at (530) 889-9500 or These programs are often staffed visit www.seniorsfirst.org. accomplish personal errands.

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Medi-Cal and EstatePlanning 916-536-1773 www.sololaw.net

THE MEDI-CAL QUIZ LAWRENCE SOLORIO | Estate Planning Attorny

H

ow much do you really know about Medi-Cal and asset protection? Take the quiz below and find out. You’ll be surprised that what you don’t know about Medi-Cal long-term care benefits can hurt you and your family in the long run.

If I have my home in a trust it's your spouse’s Medi-Cal long- efits; therefore, when I pass this matter with an Elder Law automatically protected from term care benefits without hav- Medi-Cal will not recover Attorney who practices in this area of law on a regular baing to spend-down your assets. against my home.

Medi-Cal recovery. sis, to insure that you know Answer: No. A trust only avoids If my spouse and I make more Answer: No. This is the one all of your options to protect probate; however, Medi-Cal can than $2,981 per month (2015), I that gets most people. Medi-Cal your home and assets for your still recover against the home if was told that Medi-Cal would does consider your home ex- spouse and loved ones. it is in a trust owned by the se- automatically take the rest of empt when you apply…but… nior or their spouse at the time our income for my spouse’s when you have passed Me- For more information about “share of cost” for the nursing di-Cal will recover against your what estate planning docuof their passing. home for long-term care bene- ments you may need, why you home. fits you received during your need them and how to protect If my spouse is already in a your home and assets from Menursing home and no longer Answer: No. Depending on lifetime. di-Cal Recovery, visit my webhas capacity, I cannot do any- what the at-home spouse’s avthing to protect my home and erage monthly expenses are, Medi-Cal denied my spouse or site at www.sololaw.net. While assets from Medi-Cal recovery. you may be able to keep more parent long-term care benefits. you are there, I invite you to than the Medi-Cal minimum Therefore, I must private pay sign-up for my FREE MONTHor spend-down before then LY NEWSLETTER on the homeAnswer: No. You can still pe- monthly allowance of $2,981. can become eligible for bene- page of my website. tition the Court to allow the at-home spouse to protect the If I have a pre-nuptial agree- fits. home, the financial assets and ment or a separate trust from in many cases keep all of the my marriage to my 2nd spouse, Answer: No. Medi-Cal freMedi-Cal will not count my as- quently improperly denies peoincome too! sets if my spouse needs long- ple for benefits that they are actually eligible to receive. More If I have more than $119,220 term care. than likely, a proper review of (for 2015), I must “spenddown” my assets before my Answer: No. Medi-Cal counts your case could reveal how to spouse can become eligible for all assets of both spouse’s re- easily cure the reasons for denigardless of the nature of own- al and then you can immediateMedi-Cal benefits. ership when determining Me- ly reapply for your benefits!

Answer: No. In many cases, di-Cal eligibility for long-term Please note, Medi-Cal is in the depending on the income the care benefits. process of changing some of at-home spouse has in their name, you can have much more Medi-Cal told me that my their eligibility and asset rethan the Medi-Cal minimum house is “exempt” when ap- covery rules by the end of the of $117,240 and still qualify for plying for long-term care ben- year. I recommend you discuss

REMEMBER ... “IT’S YOUR LIFE. SO PLAN FOR IT” 22

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RECIPE

Dan Zahra

fooddudedan@gmail.com

GRILLED HALIBUT STEAKS with grilled cherry tomato, black olive & caper caponata

Ingredients: 2 - 6 oz halibut steaks

2 handfuls of arugula

½ cup of black olives (chopped)

2 tablespoons extra virgin olive oil

1 teaspoon of capers

1 teaspoon fresh lemon juice + zest of half the lemon

1 cup cherry tomatoes (about 12 to 15) Âź cup of basil (chopped)

salt & pepper

1 clove of garlic (diced)

Directions: Preheat grill for medium-high heat and lightly oil the grate.

Brush the halibut with olive oil and season with salt and fresh cracked black pepper.

Grill the halibut steaks on the preheated grill until the fish flakes easily with a fork, 3 to 5 minutes per side.

At the same time, grill the tomatoes until tender and the skin just starts to open.

Add the chopped olives, diced garlic, chopped basil, capers, grilled

cherry tomatoes, olive oil and lemon juice to a mixing bowl and gently stir until the ingredients are well blended. Salt and pepper to taste.

Place a handful of arugula on a plate and the grilled halibut on top of the arugula. Then spoon the caponata (olives, capers, tomatoes, garlic etc) mixture over the halibut. Sprinkle with some lemon zest and serve.

Pairs well with: Sauvignon Blanc

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New Homes for inSeniors Roseville

Starting in the low $300,000

Welcome to Easy Living at Eskaton Village in Roseville NEW Beautiful new detached homes with built in-conveniences and easy living design.

EASY Manageable sized homes. Less housework! No more yardwork! Beautifully maintained gardens and parks.

SAFETY Gated community, 24-hour courtesy patrol and 24/7 Emergency Response.

FRIENDS Neighbors are all 55+, just like you! Dog park available for your furry friends.

FUN Wide variety of activities for IF and WHEN you feel like it. Indoor/Outdoor Pool and Village Center.

HELP Don’t burden the kids. Leave it to the pros! On-site help with meals, transportation & housekeeping if needed.

Call Today! Toll Free 877-417-6347 1040 Cabris Lane • Roseville, CA • www.silveradovillages.com