Bay Biz Vol 8/ Issue 3 (Jul - Sep)

PICKING THE BEST BENEFITS LEARNING PRODUCTS FOR THE MODERN CLASSROOM

july - september 2018

departments 4

PRESIDENT'S MESSAGE

6

POLITICAL PERSPECTIVE Redeveloping Communities in Bay County

10 EDUCATION Mad City Money 14 HEALTH Picking the Best Benefits 18

DEFENSE INTEL The Reaper House Tour

26 TECHNOLOGY Learning Products for the Modern Classroom 30

ECONOMIC PROFILE

36

WORKFORCE CONNECTION

37

BAY YOUNG PROFESSIONALS MEMBER TO KNOW

38

BIZ LIST

40

NEW MEMBERS

41

MEMBER ANNIVERSARIES

18

10 26 22

features 22

COVER STORY The NextSite for Commercial Development

32

TOURISM APPRECIATION MONTH

The Bay Biz is published quarterly by the Bay County Chamber of Commerce. POSTMASTER send address changes to: Bay County Chamber, 235 W. 5th Street, Panama City, FL 32401 or email taylor@baychamberfl.com. The Bay Biz welcomes story ideas from its readers. To have your story added, please email taylor@baychamberfl.com. To request additional copies, call 850-785-5206.

PUBLISHER Carol Roberts

ART DIRECTION, LAYOUT, AND DESIGN GORGEOUS (getgorgeo.us | 850-888-8GRG)

EXECUTIVE EDITOR Taylor Smith

COVER Nextsite Staff markets client communities at ICSC Conferences.

CONTRIBUTING WRITERS FOLLOW US ON: Christy Arnold, Kim Bodine, Brandi DeRuiter, Catie Feeney, Jennifer McCabe, Will Morris, Carol Roberts, Elizabeth Smith, Taylor Smith, Jennifer Vigil, and Garrett Wright

BAY BIZ MAGAZINE c/o Bay County Chamber of Commerce 235 W. 5th Street Panama City, FL 32401 850-785-5206 panamacity.org | information@baychamberfl.com

CONTRIBUTING PHOTOGRAPHERS Applied Research Associates, Bay County Board of County Commissioners, Bay County Chamber, Bay Defense Alliance, City of Panama City, City of Lynn Haven, Gardner Photography, NextSite, Ron Jarmon, Visit Panama City Beach, and USAF

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As our summer season is in full motion, I ask you to be good ambassadors for our community and welcome the many visitors to our beautiful part of the state. Remember, those visitors create thousands of direct and indirect jobs for our citizens and have a huge impact on our economy. If you have the opportunity, tell them “thank you” for visiting and that we look forward to seeing them again next year.

We’ve had a busy first six months here at the Chamber with the Annual Dinner; Block Party; roll out of our new website PanamaCity.org; Tourism Appreciation Month festivities; kicking off of the NextSite project (read more in this issue); continuing efforts on the Federal Courthouse issue; six First Friday events with the June having active shooter training; both Leadership Bay and Junior Leadership Bay Graduations; coordination of a civic leader trip to Hollomon Air Force Base relating to the MQ9 Wing coming to Tyndall AFB; twenty-nine grand openings and groundbreakings; roundtable discussions with Adam Putnam, Commissioner of Agriculture, and Senator Bill Nelson; attendance at governmental meetings throughout the county; and various other committee meetings.

Hundreds attend First Friday for Active Shooter Training Plans are now underway for the next half of the year with implementation of the next class of Leadership Bay (note: applications for 18-19 are now available on panamacity.org); Junior Leadership Bay programs (applications will be available with school counselors at the start of the school year); Industry Appreciation Month in September; First Responders Appreciation Luncheon in October; legislative survey; development of the 2019 Legislative Agenda; roundtable discussions with Senator Gainer, Representative Trumbull, Congressman Dunn and many more projects.

One of those projects is Elevate Bay. This is a mentoring program within Bay District Schools that is crucial to the development of our

4

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Carol presents at Cherry Street Elementary for Career Day children who may not necessarily have a mother or father figure in their lives. These children are our future, and I encourage you to call either our office or Bay District Schools to find out more.

Speaking of students, I had the pleasure of being invited to Career Day at Cherry Street Elementary School to speak to their 5th grade class. I will tell you that I am not intimidated by much but when it comes to speaking to kids, it terrifies me. I can talk to the Governor like he’s my best friend, but 5th graders are a whole new ball game.

So, I walk in and of all people I have to follow is a fireman. I was doomed. He had cool stuff and I didn’t. So I made the best of it telling my personal story and that you have to work hard to succeed, but that you don’t necessarily have to go to college. I spoke of all the great certificate programs that can be obtained and the great jobs here that produce cool products such as Merrick Industries who produce weighing equipment. Did you know we have a wallpaper and fabric manufacturer here by the name of Parthenon Prints? Did you also know we have a manufacturer of controls for model railroads here called Digitrax? Of course the list went on. It ended up being a lot of fun and I thoroughly enjoyed the kids.

I’ll close for now, but this article wouldn’t be complete without thanking our investors/members for believing in us and our role in building a better Bay County through all of the above programs.

Carol Roberts President/CEO

Dr. Samir Patel interventional cardiologist

Cardiology Leading Heart Care.

baymedical.org

615 North Bonita Avenue, Panama City, FL 32401 (850) 769.1511

political perspective Redeveloping Communities in Bay County by: Brandi DeRuiter, Vice President of Governmental Affairs, Bay County Chamber of Commerce

F

lorida enacted the Community Redevelopment Act in 1969 as a counteractive measure to combat increasing occurrences of blight and slum in urbanized areas. A tu-

multuous period with political and cultural movements, urbanized growth and development trends also shifted during this time. As infrastructure aged, new construction of residential, commercial and governmental buildings built away from the community’s core left behind underutilized and vacant shells. High vacancy rates became a playground for crime and vandalism to areas already hard hit with

cessity,” a resolution outlining supported findings for a defined area demonstrating that redevelopment is necessary to promote public health, safety and welfare of residents.

CRA’s are separate agencies governed by the [city’s] local governing board, or by a board of commissioners they appoint. They must operate within the established community redevelopment plan, conform to the city or county comprehensive plan, and indicate

economic decline.

land acquisition, demolition, improvements, rehabilitation, zoning

Florida lawmakers created the Act as a tool to define and address

(or reason not addressed). Projects must be completed within the

targeted “blight and slum areas,” and authorized counties and mu-

lifetime of the CRA, typically 30-40 years.

nicipalities to create Community Redevelopment Agencies (CRA’s).

In addition to downtown areas, there are also provisions for waterfront communities with economically and physically distressed

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conditions. In order to do this, they must adopt a “finding of ne-

changes, land use, building requirements and affordable housing

Funding of CRA’s CRA’s may not levy taxes. Instead, they create a trust fund, fund-

coastal and tourist areas.

ed by tax increment financing (TIF). When redevelopment agencies

Setting the Stage for Redevelopment

resulting in increased property tax revenues. This increase is re-

Florida law states that any city or county government may create a

ferred to as tax increment. CRA’s invest property tax revenues that

CRA as a means of redeveloping areas that meet slum or blighted

they receive over the base year assessment [the year the CRA was

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improve deteriorated areas, property values within those areas rise,

Ink Trax in Downtown Panama City

How businesses and citizens can benefit from CRA funds Business and Residential grant opportunities are available in the following CRA districts to improve attractiveness of properties.

Panama City CRAs Downtown, Downtown North, St. Andrews and Millville

›

Commercial Business Redevelopment matching grant programapplies to exterior renovations or new construction, demolition, signage, electrical work related to exterior features, parking, screening, design assistance, permits and impact fees.

›

Residential and Commercial Paint Voucher Programs- awards of up to $900 in vouchers for paint and materials on pre-approved colors needed to perform exterior paint improvements.

›

Residential Improvement Assistance Program- matching grants for exterior renovations or new construction, demolition, land-

CRA Districts in Panama City established]. The total tax increment revenues are deposited into the CRA’s trust fund for use in redevelopment projects only within the CRA district.

Redevelopment also serves as a catalyst for private investment by providing the initial plan and seed money. This can be done through building or rehabilitating housing, helping small businesses create jobs, revitalizing older retail districts, creating streetscape and community identity programs, building roads, parks and other community facilities. Revitalizing rundown and blighted neighborhoods can help reduce crime and increase opportunity.

CRA’s fund various projects including commercial facade improvements, property purchases for redevelopment, affordable housing and business incentives. Public and private partnership investments generate economic return, create jobs and promote spending within the district.

So why the controversy?

“CRAs have benefited the local economy over the years, drawing development and investment to Bay County that may not have otherwise been realized,” said Bay County Manager, Bob Majka. “Nonetheless, it’s undeniable that the impact CRAs have had on Bay County governmental coffers is significant. In 2018, Bay County will send more than $11.3 million in property tax revenues back to the CRAs for use in those areas only. The reduced revenues are a burden to the county’s general fund and the additional development creates an unfunded increase in critical governmental services – a cost that the entirety of the county bears.” Majka added, “Despite these challenges, Bay County’s property tax rate remains among the very lowest in the state.”

As improvements increase, so does the cost to maintain and provide government services. Captured property tax revenues generated by rising property tax values are invested into a perpetual cycle of development. This poses the question of how services, including police, fire, and public works will be funded for those areas when the increase in property taxes is no longer going into the city or county’s general fund. CRA’s also capture a portion of property taxes that numerous taxing authorities rely on for funding.

scaping, electrical work related to exterior features, driveways, fencing, screening, design assistance, permits and impact fees.

›

Job Creation Assistance Program- provides incentives for businesses to expand and create jobs that pay Bay county average wage or greater.

Lynn Haven CRA

›

Residential Incentive Program - promotes development of unimproved lots within the CRA district by incentivizing new detached single-family home construction through pre-determined funding.

›

Storefront Assistance Program for commercial property ownersoffers matching funds for construction and architectural services to return buildings to their fullest potential.

Callaway CRA

›

Façade Improvement Program- offers a $5,000 matching grant for commercial property and business owners for architectural features, painting, lighting, signage, sidewalks and landscaping.

›

Demolition Grant Program- provides for a dollar-to-dollar match of up to $10,000 to improve attractiveness of properties and eliminate conditions having a negative impact on economic growth.

According to the City of Panama City Beach, the PCB Front Beach Road CRA has helped increase property values 346 percent over a 16-year period. The CRA benefits everyone through infrastructure improvements including the construction of new roads, sidewalks, bicycle paths, dedicated mass transit lanes, and storm water ponds with pocket parks. Beach access points are being refurbished and utilities are being buried. The CRA improvements correct numerous Front Beach Road problems and increases access, traffic flow and safety.

The City of Parker’s CRA objective is to build an economically sustainable and attractive mixed-use mainstreet to positively showcase the city and attract new business and residents.

For more information on CRA projects and grant applications, visit:

› https://www.pcgov.org/163/CRA › http://www.cityoflynnhaven.com/services/lynn-haven-community-redevelopment-agency

› http://www.cityofcallaway.com/163/Economic-Assistance-Programs › http://www.pcbgov.com/departments-services/

community-redevelopment-agency-cra

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education Mad City Money by: Elizabeth Smith, VP of Events and Foundation, Bay County Chamber of Commerce

T

he Bay County Chamber of Commerce Education Committee and Innovations Federal Credit Union have partnered to bring Mad City Money, a hands-on financial

The Chamber held the first Mad City Money at Mosley High School.

simulation, to Bay County Schools. The simulation, developed by

an occupation, family and monthly salary. After a quick introduc-

the Credit Union National Association, is a tool for teaching per-

tion, David Southall, President/CEO of Innovations and Chairman

sonal finance and life skills to high school students. Through the

of the Education Committee, gave these new adults instructions

school-based simulation, students discover the impact of their de-

about the exercise, along with their new identities and they quickly

cisions, learn about important financial concepts and practice mon-

got to work.

ey management skills in a creative role-playing activity.

while creating and following a realistic budget while achieving the

Carol Roberts, President/CEO for the Bay County Chamber said,

10

Students gathered for the two hour simulation and were transported to the future where they received a new identity; complete with

Their task: shopping for necessities and wants all

goal of a positive balanced budget.

“We are excited to partner with Innovations for this event. We are

Members of the Education Committee and Bay Young Professionals

learning more and more that as students are leaving school and

volunteered to serve as merchants to sell students the necessities

preparing for the future, they do not realize the impact of debt and

needed such as Really Realty and Utilities, Gotta Eat! Grocery, Fun

the importance of saving for their future; Nor do they have a con-

Stuff, Kid Care, Home Stuff, Big Wheels New & Used, My Closet and

cept of financial literacy. Mad City Money helps them recognize that

Mad City Mall. While students shopped, some were visited by the

small financial decisions today will impact their larger decisions to-

Fickle Finger of Fate, who passed out fortunes or unexpected ex-

morrow.�

penses such as repair a flat tire or medical bills.

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One student commented, “When I have a career and steady income, I will try to save as much money as I can for retirement while living comfortable.” While another student said, “I need to be smart and find a good way to balance things that I need and things I want.”

“Our goal is to show the students how important it is to be financially responsible. At the end of the Mad City Money simulation, we remind the students that when they become adults, their spending and savings choices not only effect their lives but also the lives of their family members,” says David Southall, President/CEO of Innovations.

After students visited all of the merchants they had the opportunity to review their budgets and choices with a member of the Innovations team. Together they review the student’s purchases, discuss the importance of savings and take a look at how they can better prepare for the future.

The Chamber’s Education Committee is planning to hold more Mad City Money events during the 2018-19 school year. For more information on how you can bring Mad City Money to your school, contact Elizabeth Smith at the Chamber at 850-785-5206.

“I have explained to students that Mad City Money is like playing The Game of Life in real-life!” said Jennifer Hall, Entrepreneurship Instructor at Mosley High School. “I’m excited about the opportunity for these students to interact with Innovations FCU and Chamber members and to get a taste of budgeting. Many of these students get money from the Bank of Mom & Dad; we are trying to have students think about how things are going to be once they are out on their own.”

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health Picking the Best Benefits by: Christine Arnold, LandrumHR

M

any employers today want to offer a robust package of employee benefits to their employees to remain competitive in the marketplace and entice and re-

tain high performing employees. What should you, as an employer,

You may be able to offer these additional coverages at little or no cost to you, as the employer. The employees will have the advantage of lower cost group rates and most plans are eligible for pretax payroll deductions through a cafeteria plan, if available.

consider when deciding what to offer, when to offer it, and who will be eligible? Let’s talk about the decisions that go into offering

Consult with a PEO (Professional Employer Organization) for cover-

health insurance. There are Affordable Care Act compliance issues

age and administration options or consult an insurance agent to get

that will come into play depending on the size of your organization.

quotes for group coverage from various insurance carriers in your

These compliance issues are beyond the scope of this article, so

region. Be prepared to provide the agent with a census of your em-

for purposes of this article, we will assume the employer has less

ployees. This is a list of employees along with their demographic

than 50 full time equivalent employees and is not subject to the

information.

employer mandate.

14

Consider the cost

Which benefits will you offer? To whom will you offer them?

The insurance premiums and benefits are relational. The “richer�

First, consider what benefits you want to offer. Are you only inter-

the benefits, the more expensive the plan. The ease of access

ested in health insurance? Your employees may also be interested

and size of the network also play a role in the cost of a plan. You

in, and willing to pay for, other types of insurance such as dental,

can help keep the cost of premiums affordable by choosing a nar-

vision, long-term disability, short-term disability and life insurance.

rower network (usually an HMO) and increasing deductible and/or

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co-pays. Pleasing your employees with your choices and offering affordable health care is a balancing act. You want your employees to have access to health care when they need it, but you also want them to be able to afford to use the services. Your agent can help with communicating the plan benefits and costs to the employees.

You may also be interested in offering a high deductible health plan that is compatible with a Health Savings Account. If an employee enrolls in a high deductible health plan, you have the option of making an employer contribution to the employee’s Health Savings Account. This is a great savings tool for employees.

Plan Maintenance and Administration Also, as new employees become eligible for the insurance, de-

Consider who the eligible employees will be, how many employees

termine who will maintain the enrollments with the carriers and

you expect to enroll in coverage and which employees have other

process changes or terminations of coverage. Are you subject to

coverage to ensure you can meet the participation requirements of

COBRA (the Consolidated Omnibus Budget Reconciliation Act of

the insurance carrier. Also, consider what the required employer

1985) due to your organization size and does your state have any

contribution to the health insurance is. For small group insurance,

laws regarding continuation of coverage?

the insurance carriers usually will require an employer contribution of 50% of the employee only premium for the least expensive plan offered.

Example: An employer offers two plans to employees who work 30 or more hours per week. The premium for employee only coverage under Plan 1 is $600 per month and for Plan 2 is $725 per month. If the insurance carrier requires an employer contribution of 50% of the employee only premium for the least expensive coverage, then the employer must contribute a minimum of $300 per month for each employee who elects coverage. This $300 will apply regardless of the coverage level or plan the employee chooses unless the employer opts to contribute an additional amount towards dependent coverage.

You also need to determine if you need an ERISA (Employee Retirement Income Security Act) wrap document. Will you be subject to annual filings with the IRS and DOL? Who will provide the employees with the required notices and disclosures to meet compliance requirements? You will also want to make sure you have a resource to keep you up to date on changes to laws and regulations.

I know this probably sounds like an enormous amount of work just to offer health benefits or other benefits to your employees. Many of these items will be addressed in the initial discussions with your insurance agent and will not require ongoing research and attention. It is also important to remember that you will have open enrollment annually and prior to the open enrollment, you can make changes to plan design, carriers, networks, etc. You are not locked in to your initial decisions and offerings forever. In addition, a PEO can handle open enrollment, benefits administration, claims handling, and other administrative elements that make offering employee benefits so overwhelming.

It is also important to stay in contact with an advisor, whether it is a CPA, attorney, or insurance agent, to keep you abreast of changes in rules, regulations and laws regarding employee benefit plans and structures. This will ensure you remain compliant and can offer your employees a competitive package that will keep them healthy, happy, and employed with you!

Once you have selected the carrier and the plans you want to offer, you need to consider the timeline and how to communicate the information. What will the waiting period be for newly hired employees? Will you have access to an online enrollment program? What is the most effective way to communicate this information to your employees? You should utilize your insurance agent to assist with the communication and employee meetings to discuss the benefits being offered. This is also helpful as the agent can answer specific employee questions relating to coverages or confidential medical conditions.

Willie Pollard Ins Agcy Inc Willie Pollard, Agent

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Fanning Bayou

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defense intel The Reaper House Tour by: Brandi DeRuiter, Vice President of Governmental Affairs, Bay County Chamber of Commerce

Civic Leader Trip to Holloman Air Force Base

Results from a United States Air Force Culture and Process Im-

Efforts to create safer environments for our men and women in uni-

provement Program survey confirmed a clear need for those mil-

form while achieving peak air combat success rates are creating a

itary bases in desirable locations to host MQ-9 Reaper crews. In

high demand for Remotely Piloted Aircraft (RPA).

2017, after many months of study, Tyndall AFB was selected as the

These unmanned aircraft are also gentler on the taxpayer’s pock-

scale included Bay County’s many resources and activities as well as

etbook and assist with creating higher success rates for traditional

the community’s long history of dedicated support to Tyndall AFB.

fighter jets. One type of RPA, the MQ-9 Reaper, carries a massive 3,750 pound payload complete with laser guided bombs and missiles, has state of the art camera systems that can clearly zoom in on a bush from miles away and has a 1,150 mile range cruise capability.

The incoming MQ-9 Reaper wing will be a brand new operational wing bringing in 24 RPA’s and 1,600 military personnel. Realistically this number may be closer to 4,000 men, women and children moving into the area when adding in the family multiplier (2.5) for military personnel. Additionally, the job multiplier effect (.29 for

Although this is a relatively new and rapidly growing mission requiring trained and proficient military personnel, quality of life issues in

18

preferred location for the new basing initiative. Factors tipping the

Tyndall AFB active military) suggests this will create an additional 460 indirect/induced jobs locally.

the RPA community prevail. Many RPA pilots, sensor operators and

How to prepare

maintainers are leaving the program and the Air Force because of

Flying in a windowless, 1959 Boeing KC-135 Stratotanker, used for

the 24/7 operations, long shifts and desert locations.

in-flight refueling, Bay and Gulf County business and community

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RPA pilots and sensor operators spend their days in small-contained spaces with no windows. These spaces are similar to two arcade car games side by side in a construction trailer with an electronics store’s worth of computer systems stacked throughout. During prolonged missions, often 8 to 12 hours, opportunities for breaks are limited and maintaining sustained focus while analyzing several continuous forms of information streams is paramount. The demands of the job quickly became evident to the group.

“Tyndall sounds exciting,” said Capt. Trevor, a pilot with the 6th Attack Squadron. “It is in a well-established community and we look forward to an improved quality of life with beaches and everything the panhandle has to offer.”

“The quality of life at Tyndall AFB,” Trevor said, “will be the best option we have had at this point as RPA Airmen. The amenities, leaders travelled to Holloman Air Force Base in Alamogordo, New

restaurants, stores, all in an already military established communi-

Mexico, to learn what the community can do to support 1,600 in-

ty will be great.”

coming personnel and their families. Although Airmen and their families will not start arriving to Tyndall until 2020, many on the

Currently, Air Force Bases that host MQ-9 Reaper operations and

flight understood that complex social and infrastructure decisions

training functions are mostly located in desert areas around the

need to made soon.

country, miles away from civic infrastructure and the amenities that young families find attractive for recreation and raising children.

Upon arriving at Holloman AFB, we quickly realized it lay in the heart of a desert. The air was dry and the landscape was dotted

The Tyndall civic leader group learned how MQ-9 missions sup-

with cactus with spectacular views of the Sacramento Mountains.

port national security objectives by preparing and deploying com-

Alamogordo is home to the base, but because of its remote loca-

bat-ready Airmen to support peacetime and wartime contingen-

tion, it is also known for its connection with the Trinity test, the first

cies. The group also toured the Reaper Schoolhouse where RPA

explosion of an atomic bomb.

pilots, sensor operators and maintainers are trained. Panel discus-

At an evening social with Alamogordo civic leaders and Holloman military leaders, we learned that the rare rain shower brought with us from Florida was a sign of good luck.

Over the course of the two-day tour, Bay and Gulf County community and business leaders learned how we, as a community, can prepare for the arrival of the new Reaper mission and the 1,600 Airmen and families. It also provided RPA Airmen the opportunity to discuss the quality of life challenges their mission provides.

Tours and separate panel discussions with officers and enlisted MQ-9 personnel laid the groundwork for discussions on precisely just what factors they considered important in creating a good quality of life. The discussions also helped Tyndall’s civic leaders understand the challenges of retaining Airmen in such a demanding and stressful mission. More importantly were identifying remedies Bay County could offer that could aid in the program’s recruitment and retention efforts.

Reaper pilots, mechanics and sensor operators work rotating schedules that cycle through day, swing, and night shifts, for one month each. Although this work schedule evenly distributes different shifts and days of week so that no one is stuck with less desirable days and hours, the transition between the different schedules can be problematic. Sleep and eating patterns change monthly and can pose health and safety concerns, especially on the drive home. These schedules complicate childcare arrangements, con-

sions with Airmen impressed Tyndall civic leaders with their commitment to their families and their mission. These discussions also provided insight on what RPA Airmen look for and find appealing in communities.

“We want you in our Community, our youth leagues, in our schools, and our churches, we welcome you,” said Bay County Chamber vice-chair Andrew Rowell of GAC Contractors. “That’s why we’re fighting so hard to have you at Tyndall and Bay County.”

The civic leaders learned the incoming Air Force families prefer to live near base, but also want to live where good housing, schools and activities are located. They expressed a desire to have a sense of place, where spouses can seek employment opportunities and children can grow.

The truly remarkable trip prompted a lot of discussion among the civic leaders about community improvement and economic development projects. It was not lost on the group that a new MQ-9 Reaper wing at Tyndall would also likely spur ancillary high-skilled, high-wage, military contracting companies that support RPA missions.

The infusion of new talent into the communities around Tyndall has the potential to transform those communities into more economically diverse, vibrant, and prosperous places to live. Decisions to make this transformation a reality need to be made now.

tinuing education requirements and wreaks havoc with mealtime and physical fitness requirements. Attending a college or university “after hours” is virtually impossible for these Airmen.

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19

stay prepared in an

Hathaway Bridge Photo ©2016 Joseph Mandeville | sandyscenes.com

When disaster strikes, how will you and your family be notified? Protect yourself and your loved ones in Bay County by signing up for AlertBay Emergency Notifications.

PROVIDING YOU WITH REAL-TIME UPDATES • SEVERE WEATHER & EVACUATIONS • UNEXPECTED ROAD CLOSURES • POLICE & FIRE SITUATIONS • MISSING PERSONS • PUBLIC HEALTH ISSUES

alertbay.org

NOW SERVICING PANAMA CITY!

423.677.8022 Jim Cash, Sales Jcash@dluxprinting.com 850.457.8494 Darrell Jensen, General Manager Darrell@dluxprinting.com

Photo Courtesy of City of Panama City Photographer Doug Dobos

As

Bay County Leaders look to the future for growth and redevelopment opportunities in the area, a major topic of concern is retail or lack thereof for local residents and visitors. Officials have heard and seen numerous concerns in terms of things to do and places to shop in Bay County. Business leaders are noticing consumers leaving Bay County to go to larger shopping destinations such as Destin, Pensacola and Tallahassee. However, a new partnership between Gulf Power, the Bay County Chamber of Commerce and various Bay County Municipalities could be a game changer, placing Bay County back on the map as a shopping destination and further promoting tourism growth in the region.

In 2017, an agreement was signed between Gulf Power and NextSite, a commercial consulting firm, to market the area and bring new commercial retail opportunities to Northwest Florida. In late 2017, the Bay County Chamber of Commerce recognized the effort and asked how the organization could assist in bringing those opportunities to Bay County. As a result, a portion of the Chamber’s Share the Future Funds—funds earmarked for developmental opportunities for the County—are being utilized to market Bay County to commercial developers, tenant reps and retailers. This partnership was formed to reduce the economic burden on each municipality with the Chamber paying 50% of the total cost

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for the municipality the first year, 30% the second year and 10% the third year.

NextSite’s mission is to provide focused research, market analysis and mapping support, assist in the identification of real estate opportunities for retail development and redevelopment before finally connecting the opportunities to the appropriate retail real estate decision makers. Their customized and unique-tomarket research focuses on identifying critical data that will most likely influence the site location decisions of retailers and restaurants. Through their extensive market analysis, demographic profiling, consumer profile matching and retailer site selection experience, they identify new retail and restaurant opportunities for the market. Once the analysis is completed, NextSite proactively markets and positions retail and restaurant opportunities within the community to their national network of developer and tenant rep relationships. What does that mean for Bay County? It could mean new retail, new restaurants, new jobs and increased tax revenue.

The NextSite Team NextSite’s team will become an extension of the Bay County Chamber’s community development efforts, elected officials and other stakeholders with a focus on the identification of target opportunities to recruit retail concepts that expand and improve the retail tenant mix and retail tax base in the community. The company

leverages the talents of its team and strategic partners to provide the most robust research, market analytics, commercial development analysis and retail recruitment services to affect positive change in the communities they serve.

Chuck Branch, Managing Partner of NextSite, has worked with over 1,000 cities, economic development, workforce development and chamber organizations across the United States since 2001, assisting their efforts to proactively recruit commercial development across a broad spectrum of projects. He has also assisted numerous retailers, restaurants, tenant reps, commercial developers and retail brokers over the past 18 years with industry leading market analysis, decision critical research, site selection services and incentives consulting.

Doug Neil is a Member of Nextsite and VP of Business Development with Redmont Consulting Group, a Nextsite strategic partner, focused on business development, marketing and community relations. His professional experience includes strategic consulting and incentive negotiation, economic and community development, international banking and corporate finance. Doug’s commercial development experience includes mixeduse, retail, multi-family, senior housing and incentives consulting.

NextSite’s Retail Development and Tenant Rep relationships have completed hundreds of single and multi-tenant develop-

by Taylor Smith, Vice President of Communications, Bay County Chamber of Commerce

ments across the United States. These relationships allow the company to leverage the real-world development experience of commercial real estate executives who have been directly involved in successful projects in communities of all sizes.

How does the process work?

The first step in the process is for NextSite to better understand the strengths, weaknesses, opportunities and threats to Bay County’s retail growth. Using the knowledge and marketing materials generated by the NextSite, their team will then market the opportunities in the community to their network of developers, tenant

reps and retailers through social media, email marketing, partner solutions and ICSC (International Council of Shopping Centers) Conferences across the United States.

NextSite’s research solutions are customized versus the industry standard pre-formatted radius or drive-time areas. Factors such as natural boundary areas, current retail tenant mix, competition, travel times, radius areas and existing sites/

buildings are researched to thoroughly understand Bay County and its retail environment. The research currently being conducted will focus on identifying the critical data that most likely influences the site location decisions by retailers.

This data demographics, business location data, consumer spending, retail potential, segmentation profiles, consumer behavior and attitudes, as well as mobile data analysis.

Once the data points are determined, thematic maps, aerial photos, asset maps and custom research reports by the retail sector are provided in a marketing package and used in marketing Bay County to potential prospects. These packages are distributed at conferences and private meetings. Nextsite will market partnering municipalities and unincorporated Bay County and promote properties at the regional and national ICSC Conferences throughout the year. The efforts will include one-on-one and portfolio review meetings with retailers, developers and tenant reps. Nextsite proactively recruits developers and tenant reps to leverage the identified target retailers and restaurants. This ensures Bay County will be marketed to as many prospects as possible.

The Next Step Currently, Callaway, the City of Panama City, Parker, and unincorporated Bay County have agreed to partner with Nextsite. Negotiations are underway with the balance of the municipalities. Once an agreement is reached, the research process begins and developer and tenant

representatives are notified of the client engagement. By day 15, the mobile mapping analysis is expected to be completed along with the peer analysis and retail leakage reports. Aerial and map work will begin at this time. By day 30, focus property information, radius, travel time and

regional trade area research should be completed with the analysis being provided to the Chamber and municipality.

By day 45, all maps and aerial outputs are expected to be completed in addition to retailer target lists and marketing material. By day 60, proactive marketing and conference representation will begin. Developer and tenant representatives will be provided market analysis, target lists and aerial overviews of existing retail. At that point, once prospects are identified and negotiations between the prospect and municipality are finalized, development and/or redevelopment will take place. The total contract term is three years with annual renewal options being offered starting in 2021.

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For More Information Contact Treana Pitts: Phone: (850) 914 - 3273 | E-mail: treana.pitts@royalamerican.com 24

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Start your story...

at Gulf Coast Regional Medical Center

My name is Suzanna Haynes, born and raised right here in Panama City. I was born at Gulf Coast Regional Medical Center 23 years ago on November 10, 1994. When I found out I was expecting my daughter, I knew I wanted to give birth in the same location.

Child birth was always one of my biggest fears, but while giving birth to my precious baby girl at Gulf Coast on February 21, 2018, those fears were greatly subsided by the staff and nurses there. I always felt important and that the nurses genuinely cared for me. I am most thankful for my team of physicians. On top of the staff at Gulf Coast, they also have new rooms for recovery and they make you feel so fresh and comfortable after having your baby. I feel so lucky to have a medical facility with this kind of care so close to home!�

Suzanna Haynes (1994) and her daughter, Eleanor (2018), both born at Gulf Coast Regional Medical Center.

#StartYourStory

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technology

Learning Products for the Modern Classroom by: Jennifer McCabe and Will Morris, Applied Research Associates

T

oday’s technology enables people to learn and advance in their careers in unprecedented ways. Games, simulated environments and systems, allow learners to experi-

The USDLA Awards were created to acknowledge major accomplish-

ence situations that are impossible to replicate in the real world for

demonstrated extraordinary results through the use of online video

reasons of safety, cost or time. It is for this reason games and sim-

conferencing, satellite and blended learning delivery technologies.

ulations are sometimes the only way to effectively achieve a successful learning experience. Companies are now able to integrate game-based technology and game design to create immersive, 3D interactive learning solutions into existing e-learning platforms.

At Applied Research Associates (ARA), a team of game designers, programmers, graphic designers, subject matter experts, and instructional systems designers develop curriculum to meet the needs of any student, anywhere. Their goal is to create compelling training environments that require trainees to assess situations and make critical decisions to improve safety, security, and way of life.

The company was just honored in April by the United States Distance Learning Association for its Post Attack Reconnaissance training course developed for the Air Force. ARA, in partnership with the Air Force Civil Engineer Center (AFCEC) at Tyndall Air Force Base, is one of only three winners of the USDLA “Innovation” Award and the only government/military winner.

ments in distance learning and to highlight those distance learning instructors, programs, and professionals who have achieved and

Immersive Gaming National data shows 97 percent of U.S. teens play video games.

That’s why AFCEC training experts wanted to create a scenario-based training experience which emulates gameplay of popular console games to improve training retention of new Airmen. They wanted a departure from the old PowerPoint-based training classes of the past, to give students an engaging, input-driven, immersive-learning environment.

Companies are now exploring new ways to best suit their organizations learning needs and educational retention. Behavior is taught though imitation, feedback and practice. Processes are taught through explanation and practice. Judgment is taught through hearing stories, asking questions, making choices, getting feedback and coaching. Skills are learned through imitation, feedback, continuous practice and increasing challenge.

An award-winning example of this in action is the AFCEC Post Attack Reconnaissance course to deploy this new training innovation.

26

“This year’s USDLA Award recipients represent the finest examples

The goal of the course is to train and certify U.S. Airmen in Post

of online courses, best practices, and leadership in our field,” said

Attack Reconnaissance, or what to do in the event of a chemical,

USDLA President Pat Cassella.

biological, nuclear, radiological or explosive attack on an air base.

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can deconstruct, highlight, slow down, speed up, and pause the visuals to make sure a concept is clear. From new product launches, to military equipment, ARA 3D animation elevates content in a more sophisticated way; and helps drive your presentation or content forward using multiple angles and views.

Knowledge and Experience of the ARA Team ARA is a science and engineering firm with an office in Panama City, Florida. The company employs more than 100 people at its downtown office and Tyndall Air Force Base, and more than 1,200 nationwide. ARA was founded to solve hard problems that make a difference in people’s lives.

The objectives of the PAR course are to identify the purpose of Post Attack Reconnaissance teams, understand the policies and directives governing them, know how PAR teams fit into the incident command structure, and be fully aware of their roles and responsibilities as PAR team members.

The PAR course uses images and video from real-world and training events involving Air Force personnel in actual reconnaissance environments to add an unparalleled course that is the first of its kind to target installation personnel. The still imagery and videos, combined with additional animation and narration, create an engaging instructional module. The subsequent immersive training environment features a responsive 3D setting that simulates conventional and chemical attacks in pre- and post-attack missions.

“We are witnessing an enormous increase in opportunities seeking the immersive-gaming and interactive capabilities our team offers,” said Bruce Grabbe, ARA’s strategic communication, marketing and training group leader.

ARA has applied its systematic approach for developing training solutions to over 100 military and government agency products. In addition to web-based courses, ARA has successfully delivered paper-based, and professional packaged stand-alone courses.

In Bay County, the ARA team, Strategic Communications, Marketing, & Training Solutions Group SCM-TSG includes experienced subject matter experts, certified instructional systems designers, training needs analysis and evaluation experts, technical writers/ editors, media/graphics specialists, and 508 compliance specialists with mission-specific experience. Our corporate training solutions philosophy hinges on the ADDIE model (analyze, design, develop, implement and evaluate) to ensure that training requirements are properly identified and relevant and that trainees attain the necessary knowledge, skills, and abilities.

“ARA is committed to keeping pace, and remaining innovative in helping customers meet their needs,” said Grabbe.

GIVE. ADVOCATE. VOLUNTEER. United Way fights for the health, education and financial stability of every person in every community.

Video Another effective way to engage people is through video and thanks to YouTube and other video platforms, it is now easier than ever to deliver your content to a wide audience. Videos can be used in student-centered learning activities, training sessions, presentations and proposals. The content can be made accessible from anywhere at any time. ARA’s videographers, producers, and animators create engaging and sophisticated video products, from concept development to script writing and video editing.

Animation Businesses who need to present a complicated topic or technology in a really visual way can use ARA animators to bring it to life with 3D animation. Through the use of 3D modeling and animation, you

UnitedWayNWFL.org 602 Harrison Ave Panama City, FL 850-785-7521 BAY B I Z

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BRIDAL EXPO SUNDAY, OCTOBER 28, 1–4 P.M. Event will be held at Edgewater Beach & Golf Resort’s newly renovated and state-of-the-art Conference Center.

MARRYMEATTHEBEACH.COM Email weddings@resortcollection.com or call (850) 233-4057 for vendor or attendance information.

28

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economic profile current labor statistics for bay county LABOR FORCE

EMPLOYED

UNEMPLOYED

UNEMPLOYED RATE

February 18'

96,480

92,871

3,609

3.7

March 18'

96,031

92,413

3,618

3.8

April 18'

96,409

93,274

3,135

3.3

February 17''

94,169

89,932

4,237

4.5

March 17'

94,134

90,023

4,111

4.4

April 17'

94,172

90,137

4,035

4.3

real estate sales

EXISTING SINGLE FAMILY HOMES BAY COUNTY

FLORIDA

REALTOR SALES

MEDIAN PRICE

REALTOR SALES

MEDIAN PRICE

February 18'

263

$205,900

18,620

$246,500

March 18'

342

$224,000

25,020

$250,800

April 18'

328

$215,000

24,804

$253,895

February 17'

252

$193,625

18,033

$225,000

March 17'

325

$204,250

25,921

$231,900

April 17'

282

$213,500

23,829

$234,900

CONDO-TOWNHOMES SALES BAY COUNTY

FLORIDA

REALTOR SALES

MEDIAN PRICE

REALTOR SALES

MEDIAN PRICE

February 18'

141

$220,000

8,457

$179,500

March 18'

203

$270,000

10,997

$183,000

April 18'

195

$245,000

11,236

$190,000

February 17'

123

$222,000

7,949

$167,500

March 17'

169

$237,900

11,193

$171,000

April 17'

162

$231,000

10,292

$172,000

bay county sales tax collections

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TAXABLE SALES

TAX COLLECTIONS

January 18'

$688M

$300M

$18.1M

February 18'

$484M

$251M

March 18'

$522M

$288M

January 17'

$662M

February 17' March 17' |

Bay County Population: 183,563 Median Age: 39 Labor Force: 91,120 Average Wage: $38,510 Households: 67,939 Household Income: $48,577 Per Capita Income: $25,695

bay county building permits

GROSS SALES

BAY B I Z

Bay County Demographic Snapshot

RESIDENTIAL

COMMERCIAL

February 18'

227

25

$15.6M

March 18'

229

16

$18.1M

April 18'

424

31

$300M

$18.6M

February 17'

151

10

$461M

$247M

$15.4M

March 17'

232

32

$478M

$270M

$16.9M

April 17'

183

5

J U LY - S E P T E M B E R 2 0 18

February - April 2018 from Garrett Wright, Vice President, EDA of Bay County On May 9th 2018, BayEDA announced one of the world’s leading automotive suppliers will be establishing its United States headquarters and first U.S. manufacturing operation in Panama City, Florida. Air Temp of America, Inc. (Air Temp), is a subsidiary of Air Temp de México, S.A. de C.V. Founded and headquartered in Mérida, Yucatán, Mexico, Air Temp is a leading supplier to automobile manufacturers worldwide, producing condensers, radiators, heat exchangers, evaporators and other components. Air Temp is a leading Tier 1 supplier to Volkswagen, Nissan, Ford, Peugeot and other OEMs. Air Temp has been named as the Volkswagen supplier of the year five times.

Air Temp has purchased an existing facility in Panama City and is beginning the process of modernizing the property for their operation. The company will make a capital investment of approximately $6 million and create 50 new jobs for skilled employees in Bay County.

According to Jorge Habib Sr., President and CEO of Air Temp of Mexico, Inc., “We are excited about opening our new operation in Bay County, Florida and investing in manufacturing in the United States.” Jorge Habib, a dual citizen of the United States and Mexico, sees this investment as a model for growing the economy in

the U.S. “To create a sustainable future for America we must invest in creating high skilled manufacturing jobs and growing our skilled workforce for the future.

We have found Bay County, Florida to be the ideal location to expand our company and establish our U.S. operations,” stated Habib.

This project was made possible through the combined efforts of BayEDA, Port Panama City, Enterprise Florida, CareerSource Gulf Coast, Bay County Board of County Commissioners and the City of Panama City. “Having worked with Port Panama City for nearly a decade, we knew Bay County would be the perfect place to build our U.S. operation. This investment into Bay County emphasizes our commitment to growing advanced manufacturing in the United States,” stated Habib Sr. Coined Project Gorrie, this project has been a work in progress for Bay County for more than a year. Air Temp of Mexico, Inc’s. worldwide headquarters is located in Panama City’s sister city, Mérida, Yucatán, Mexico. Local delegations from both areas have visited and formalized agreements between the cities. This partnership between the two cities dates back to 2003.

northwest florida beaches international

bay county bed tax collections

airport passenger traffic

PANAMA CITY

PANAMA CITY BEACH

MEXICO BEACH

TOTAL PASSENGERS

COMMERCIAL OPERATIONS

February 17'

$16,631

$137,858

$6,140

February 18'

$16,453

$157,453

$6,069

February 17'

49,917

4,220

February 18'

55,122

3,940

% Change

-1.07%

14.21%

-1.16%

% Change

10.43%

-6.64%

March 17'

$31,046

$269,655

$11,052

March 17'

83,585

6,323

March 18'

$29,517

$354,738

$12,212

March 18'

90,896

6,453

% Change

-4.92%

31.55%

10.50%

% Change

8.75%

2.06%

April 17'

$29,846

$318,628

$11,412

April 17'

87,915

6,023

April 18'

$29,751

$333,781

$10,368

April 18'

91,866

5,415

% Change

-0.32%

4.76%

-9.15%

% Change

4.49%

-10.09%

national, state & local unemployment rate (Apr 2010 to Apr 2018)

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31

A LOOK AT BAY COUNTY'S RECENT TOURIS

ways for high school students, which is preparing 300 students and future generations for careers in the hospitality industry. Over 18 million dollars in tourist tax revenue and more than 36.2 million in local sales taxes were collected and returned to the county, paying for services our community relies on.

Whether you are sinking your toes in the sugar-white sandy beaches, enjoying family fun activities and shopping or exploring the beauty of the great outdoors, Bay County can provide endless opportunities for any vacationer.

Bay County’s estimated population of 185,000 people supported over 17 million visitors this past year, which has proven our area to be a top destination for family travel in Northwest Florida. It comes as no surprise that tourism is a key industry for Bay County, providing income to thousands of Bay County residents.

However, tourism spans farther than the 30,000 plus hospitality positions. Tourism impacts each corner of our community, including education, infrastructure, public safety and the overall economic impact of our county. Tourism in Bay County means enhanced curriculum in our schools, including five hospitality and lodging path-

Panama City’s growing tourism market has continued to thrive by sticking to the roots of the community. In addition to the two full-service marinas, the historic neighborhoods, quaint shopping and year round events are what keeps visitors coming back year after year. After launching this past summer, the Panama City Oyster Trail invites visitors and their families throughout the community to participate in the true local experience. More than a dozen local restaurants have participated in this year-round trail, sharing a taste of the culture of Bay County and its residents. Bay County classics such as Gene’s Oyster Bar, Captain’s Table and Hunt’s Seafood & Oyster Bar provide that authentic local experience visitors are looking for.

Just over the bridge, Panama City Beach continues to expand tourism opportunities beyond the beach with a new 38 million dollar facility which will host the best in sports tourism events. It won’t be long until the 210 acres of woodlands are transformed into a

Thank you to all the participants and sponsors who helped us celebrate Bay’s number one industry!

Creative Printing, Perennial Grace Financial, TECO, Will Cramer Chevrolet Cadillac Buick GMC, and WOW! Business

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Tourism Appreciation Month was a huge success!

The Bay County Chamber of Commerce collaborated with Destination Panama City and Visit Panama City Beach to celebrate Bay County’s number one industry: tourism.

During the week of May 7-13, the State of Florida recognized the importance of tourism in the state. The Chamber took it a step further to recognize the number one industry in Bay County for the entire month.

Because of Bay County’s assets for tourist and the economic impact it plays on the local economy, the Bay County Chamber of Commerce partners with the business community to celebrate the industry through numerous events. It is the Chamber’s hope visitors and residents alike learn more about the history of tourism in Bay County and take pride in its value to the area.

SM DEVELOPMENTS

The month kicked off with First Friday with the Beach sponsored

by Seagrass Village and Perennial Grace Financial. Hundreds were in attendance as the Ukulee Orchestra entertained visitors and Dan Rowe, President/CEO of Visit Panama City Beach, educated them on the importance of tourism in Bay County.

The 22nd Annual Spring Classic Golf Tournament took place at Hombre Golf Club where 25 teams competed for the top spot. First place was taken home by Kenny Strange, Jimmy Ward, Ashley Weaver and Dan Ogden; second place by George Roberts, Robbie Willis, Hank Castleberry and Jamie Nelson; and third place: Dennis Gagnon, Drew Armacost, Clint Durst and Jason Vaugn. Congratulations to George Roberts, owner of Hombre Golf Club, for winning our chance to win drawing for $500, presented by the Bay County Chamber Foundation! He generously donated the money back to help support the education initiatives of the Chamber’s foundation.

THE 22ND ANNUAL SPRING CLASSIC GOLF TOURNAMENT 1st premier, multi-purpose sports facility and new Elementary school, serving both locals and visitors alike throughout the calendar year. This state of the art project will encompass thirteen fields for sporting events such as soccer, lacrosse, rugby, football, baseball and softball. This flexible design will bring playability and attraction to the area yearround, driving non-summer business to the beach. This first class facility will further diversify Panama City Beach and ensure a platform for sustainable growth for the destination.

2nd

3rd

Continuing to drive visitors to the destination is crucial to keeping thousands of our friends, family and neighbors at work. These visitors and the hardworking members of this community help attract larger businesses and corporations into the county. A strong workforce created by our visitors are what attract and retain employees, developing more opportunities for the community.

T H E G R E AT G O L F BALL DROP

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Visitors never want to leave.

We know the feeling.

2017 was record breaking.

Let’s do it again.

Tourism increased by

11.6% in 2017 TOTAL VISITOR DAYS

direct VISITOR SPENDING

$ 1 .9 BILLION , , 17 148 828 supporting over 30,000 jobs

Tourist Development

Tax Collections

$20,977,993

Learn more at

VisitPanamaCityBeach.com/Events

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workforce connection How to Get the Most from Your Interview by: Kim Bodine, Executive Director, CareerSource Gulf Coast

W

ithout a doubt employment interviews are the most nerve-wracking part of the job search for most people.

While the employer is armed with a list of tried and true questions for determining if the interviewee is a good fit for their position, it is up to the job seeker to thoughtfully answer their questions, sometimes to a panel of interviewers while looking calm, cool and professional. After making it through the interview, there may be a desire to “gracefully” exit the interview area as quickly as possible, but remember this is the time where you, the job seeker should ask questions. Many job seekers are stumped when they are asked if they have any questions of the interviewer, but this is a valuable time to find out if the job and the company are compatible with your goals and interests in terms of an employer and a career.

Listed below are some great questions to ask when the interviewer provides an opportunity to do so:

› › › › › ›

How would you describe a typical day in this position?

What are the biggest challenges of this job?

Why is the position available?

Is there anything about my qualifications or experience that I may clarify for you?

Is there an onboarding process for new employees?

What is the timeframe and process for the hiring of this position? How soon will the selected candidate be expected to start?

If you are interested in advancing in the organization, you may want to also ask about opportunities for advancement from the position you are seeking. Finally, remember that interviewing is a two way street. Not only is the employer trying to learn if you are the best candidate, you are seeking information to be sure that the position and the company provide the kind of career and opportunities that meet your needs.

36

CareerSource Gulf Coast offers many services for both job seekers and employers. To receive a copy of our Interview Packet, please email customerservice@careersourcegc.com or stop in, call us, or visit our website. The CareerSource Gulf Coast Job Center in Panama City is open 8 a.m. to 5 p.m. Monday through Friday, and you can reach by phone at 850-872-4340, ext. 100.

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,P.A.

Jay W. Manuel

Jay@manuelthompson.com

R. Waylon Thompson Waylon@manuelthompson.com

(850) 785-5555 Phone • (850) 785-0133 Fax 314 Magnolia Avenue • Panama City, FL 32401 www.manuelthompson.com

Aly Whitehead Destination Panama City Aly Whitehead is the Marketing and Sales Director for Destination Panama City. She was born in California and was raised on military bases in the United States, Japan and England, which initially sparked her passion for the tourism and hospitality industry. In 2014, she earned a Bachelor of Science degree in Retail, Merchandising, and Product Development from Florida State University. During her internship with Judith March/ Southern Fashion House she strengthened her product development skills via creative design projects.

After graduation from FSU, she became Visit South Walton’s sales coordinator. With Visit South Walton, she managed countless trade shows which involved gaining promotional items for brand awareness throughout cities in the Southeast United States. The signature Visit South Walton koozie and flip flop bottle opener were two of Aly’s promotional items that remain in use today. Also, she liaised between event coordinators and lodging partners for meetings, reunions and destination weddings.

In 2016, she was recruited to work for Destination Panama City as the Marketing and Sales Coordinator, where she contributes to building the foundation and brand awareness of Panama City. Some of Aly’s noted accomplishments include organizing and managing the first One Harrison Food and Wine Festival, eight published featured photos in USA Today and reinvigorating the social media presence via Instagram which resulted in gaining 912 new followers. In the evenings she continues her professional development in graphic design through Gulf Coast State College. Her dedication and accomplishments led to being promoted to a director earlier this year. The combination of education and experience continues to be beneficial as she carries out a variety of efforts to promote Destination Panama City’s brand and increase travel/trade opportunities to the destination that most of us call home. On a personal level, Aly loves sleeping (when she can), is a self proclaimed foodie, enjoys volunteering at Alaqua Animal Refuge, and spending time on Pinterest making DIY boards for inspiration.

Your Dream. Our Mission.

“A long-term relationship with Hancock Whitney helped turn our small business from a simple dream into part of our community.”

Kait S., Co-Owner of The Greenhouse on Porter

At Hancock Whitney, we help people achieve their dreams by providing financial solutions with expertise and warm 5-star service. Learn how our mission can help you build your dreams.

Watch the full story and others at hancockwhitney.com/insights Hancock Whitney Bank, Member FDIC.

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37

Bay County Chamber of Commerce / Leadership Bay

Jason Alves

Phillip Cunningham

Jason English

J Dia Green

Hollee Hansen

Tammy Huston

Nikki Jackson

Dana Kerigan

Erica Martin

Jennifer McCabe

Ashley McDaniel

Angela McLane

Brent Patrick

Tim Prather

Sabara Quinn

Christy Rogers

Josh Rogers

Brian Ross

Craig Segrest

Brianna Webb

Leadership Bay graduates 35th class The Bay County Chamber is pleased to announce the 35th class of Leadership Bay. This group creates a broadened network of well-informed leaders whose strengthened commitment to community involvement will affect positive change in Bay County. Leadership Bay was founded in 1983 and is a community leader-

DepositAccounts.com evaluates the fi-

Brooke Bullard, Anchorage Children’s

nancial health of over 11,000 banks and

Home; Olivia Crosby, Congressman Neal

credit unions in the United States once

Dunn, MD; Elizabeth Hooks, Gulf Coast

per quarter. To determine bank ranking

State College; Brian Humboldt, The Gail

and recognition, DepositAccounts.com

& Brian Foundation; Amanda Jowers,

grades each institution on a number of

True Path Financial of Raymond James;

factors, including capitalization, deposit

Rebecca Kelly, FSU Panama City; Jacob

growth, and loan-to-reserve ratios.

Mann, Community Bank; Holly Pituch, St. Andrew Bay Land Company; Shelley Scarborough, Gulf Power Company and Michelle Weiss, Harris Corporation.

Panhandle Educators Federal Credit Union: Top 200 Healthiest Credit Unions in America

ship development program of the Bay

DepositAccounts.com, a subsidiary of

County Chamber Foundation. Based on

LendingTree, has released its list of the

the premise that people are our most im-

2018 Top 200 Healthiest Credit Unions in

portant resource, this program offers po-

America.

tential leaders a curriculum in community

38

ninate, Hand Arendall Harrison Sale;

“We believe it is important to give consumers a way to evaluate the financial health of their institutions,” said Ken Tumin, founder of DepositAccounts.com.

“Our list empowers consumers to make informed decisions when selecting a financial institution.”

leadership training.

“It is such an honor to have Panhandle Ed-

Thank you to those who served on this

among the top 200 healthiest in Amer-

year’s Steering Committee:

ica,” said Greg Frith, CEO. “Being part of

Gulf Coast State College has been ranked

Chairman Brian Upton, Gulf Coast Re-

this list shows our commitment to excel-

the fourth best college in the country for

gional Medical Center; Sara Backus,

lence. We have made this list four years

animation degree programs, according to

Kerigan Marketing Associates; Nick Be-

in a row.”

the Schools.com “Best College Degrees

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J U LY - S E P T E M B E R 2 0 18

ucators Federal Credit Union recognized

GCSC Ranked as Top College for Animation Degrees

for Animation Degree Programs 2018-

that under Joe’s leadership, we will con-

2019” report. The rankings for the report

tinue to build our presence in the market,

were based on several factors including

not only through our product and service

tuition, graduation rate, student-to-facul-

offerings, but also through our financial

ty ratio and program size.

and volunteer support for the communi-

The Digital Media Bachelor’s degree pro-

ty.”

Michaelean Stewart Named One of 30 Future Leaders of Destination Marketing Destinations

International

announced

Visit Panama City Beach’s Interactive Marketing Manager Michaelean Stewart

gram at GCSC is one of four bachelor’s de-

Holt has 20 years of banking experience,

has been named to the 2018 30 Under 30

grees offered at the College. It provides

with 15 years at Trustmark. He earned a

class. As a part of the 2018 30 Under 30

a diverse foundation of skills and abilities

Bachelor of Business Administration from

class, Stewart will have the opportunity

to build a successful career through ad-

Valdosta State University and has com-

to engage in professional development

vancement in the workplace by focusing

pleted the Graduate School of Banking at

opportunities throughout 2018 and be-

Louisiana State University. He is a mem-

yond. This year’s honorees will convene

ber of the Rotary Club of Panama City.

for the first time at the association’s 2018

Hancock Whitney announces new branding

Annual Convention in Anaheim, California July 10-13.

Last May, Hancock Holding Company’s (Nasdaq:HBHC) shareholders overwhelmingly approved the company’s proon critical job functions, roles and responsibilities. The program prepares students for work in an information-based and media driven culture. In addition, there are several associate degree programs and certificates available in multimedia tech-

posal to change the name of the organization from “Hancock Holding Company” to “Hancock Whitney Corporation.” Related to the name change, the company also changed its common stock ticker from “HBHC” to “HWC.”

nology and radio/television broadcasting.

To view the full report, visit www.schools. com/programs/animation.

Trustmark Names Joe Holt as Community Market President

Stewart joined Visit Panama City Beach

Trustmark announced Joe Holt has been

at the start of 2015 after graduating with

named Community Market President for

a Bachelor’s degree in Professional Com-

its Panama City, Florida market in May.

munication from Florida State University.

She began her career as the Marketing Coordinator for the Tourist Development Hancock Whitney celebrated the 100th

Council in 2015 and since moved into the

anniversary of the first transaction be-

role of Interactive Marketing Manager in

tween Hancock and Whitney, by making

2017. Within her role, Stewart is respon-

the name change of the organization’s

sible for the management of the destina-

legal entities official and participating in

tion’s social media accounts and website,

NASDAQ’s Opening Bell Ceremony.

as well as coordinating and developing

“Both Hancock and Whitney were founded in the 1800s to help the Gulf South

creative for advertising and marketing initiatives.

grow,” said Hancock Whitney President

The 30 Under 30 program is supported

and CEO John M. Hairston. “We shared

by founding program partner, SearchWide

several early leaders and transacted the

and sponsored by IMEX and Northstar.

first business between the two banks on May 25, 1918, when Hancock sold the Bank of Orleans to Whitney. Now, 100 “Joe brings a strong background in credit,

years to the day since that deal, we’ll cel-

commercial lending and business banking

ebrate our longstanding legacy together

to his new role,” Trustmark Regional Pres-

with a brand that honors our history and

ident John Sumrall stated. “I am confident

looks optimistically toward our future.”

Have a submission for the Biz List?

Please contact Taylor Smith at 850-215-3755 or via email taylor@baycountyfl.com.

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new members Affordable Auto Glass 3523 E. Orlando Rd. Panama city, FL 32404 (850) 747-4527 All Pro Watercraft & ATV Service Inc. 3032 Transmitter Rd. Panama City, Fl 32404 (850) 747-9283 Alliance Resort Group 5 Miracle Strip Loop, St. 15 Panama City Beach, FL 32408 (800) 249-0521 Annett Bus Lines 9123 PCB Parkway Panama City Beach, FL 32407 (800) 282-3655 Bay Mini Storage 1816 Thomas Dr. Panama City Beach, FL 32408 (850) 235-2533 Beef O’ Brady’s Callaway 842 N. Tyndall Pkwy.

Panama City, FL 32404 (850) 215-3905 Blackwell Insurance Co. 205 W. 7th St. Panama City, FL 32401 (850) 769-2225 Bracewell’s Flooring and Fencing 20667 NE Railroad Ave. Blountstown, FL 32456 (850)481-8617 Calypso Tower III, LLC. 15900 Front Beach Rd., Unit 102 Panama City Beach, FL 32413 (850) 230-4514 Capital City Bank 120 Richard Jackson Blvd.

Panama City Beach, FL 32407 (850) 814-1634 Capt. Jack’s Family Buffet 8208 Thomas Dr. Panama City Beach, FL 32408 (850) 236-8555 Carter Pecan 428 Thomas Drive Panama City Beach, FL 32408 (334) 218-3803

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from March 1 - May 31, 2018

Chewie’s Kitchen 9952 Hutchison Blvd., Ste. 200 Panama City Beach, FL 32407 (850) 234-3248

Kona Ice 107 Willoughby Bay Blvd., Apt 102 Panama City Beach, FL 32407 (850) 625-8656

Clancy’s Millwork, Tile & Handyman 335 Hidden Island Dr. Panama City, FL 32408 (707) 277-0480

Macedonia Missionary Baptist Church 715 MLK Blvd.

Panama City, FL 32401 (850) 785-1072

Cracker Barrel Old Country Store 520 E. 23rd St. Panama City, FL 32405 (850) 873-6153

Masonry, Inc. 703 E. Tennessee St. Tallahassee, FL 32308 (850) 893-9873

Dokken Report 18 E. 4th St. Panama City, FL 32401 (850) 767-8888 Ellis Agency Insurance 1134 Harrison Ave. Panama City, FL 32401 (850) 763-1627 Emerald Coast Fellowship 4102 W. Hwy. 390 Lynn Haven, FL 32444 (850) 265-2166 Fuel Media Holdings 101 Marketside Ave., Ste. 404-177 Ponte Vedra, FL 32081 (850) 331-1777 Hawkins Point Partners, LLC. 106 E. 8th Ave. Rome, GA 30161 (706) 291-7283 John Douglas Financial Group, Inc. 2217 St. Andrews Blvd.

Panama City, FL 32405 (850) 872-1840 John Lee Nissan 120 E. 23rd St. Panama City, FL 32405 (850) 763-6575 Kings Roofing 1515 Frankford Ave. Panama City, FL 32405 (850) 215-0423

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Mike’s Auto Collision 2433 Jenks Ave. Panama City, FL 32405 (850) 265-6065 Muth & Sons Plumbing Inc. 708 MLK Jr. Blvd.

Panama City, FL 32401 (850) 763-7025 NantHealth 430 W. 5th St., Ste 800 Panama City, FL 32401 (850) 250-3968 Naval Support Activity 101 Vernon Ave., Bldg. 308 Panama City Beach, FL 32407 (850) 234-4803 Nichols’ Accounting Services, LLC. 144 Heather Dr. Panama City Beach, FL 32413 (850) 588-4877 Panda Express #2673 524 E. 23rd St. Panama City, FL 32405 (626) 799-9898 People 1st Real Estate 6244 E. Hwy 98 Panama City, FL 32404 (850) 640-4512 Pokee & Ice Rolls 11260 PCB Pkwy., Ste. 104 Panama City Beach, FL 32407 (850) 319-7884 Presents of Mine 547 Richard Jackson Blvd.

Panama City Beach, FL 32407 (850) 233-7706

Pyramid, Inc. 524 Harrison Ave. Panama City, FL 32401 (850) 872-8105 Reliable Equipment and Lift 2046 Sherman Ave. Panama City, FL 32401 (850) 381-4744 South Oak Title 30A 13800 PCB Pkwy., Ste. 117 Panama City Beach, FL 32407 (850) 250-5595 Summer’s Landing 615 Florida Ave. Lynn Haven, FL 32444 (850) 265-9829 TakeOut Star 1971 S. Brannon Stand Rd., Ste. 4 Dothan, AL 36304 (850) 629-06663 The Glass Center 12226 PCB Pkwy.

Panama City Beach, FL 32407 (850) 235-3340 TownePlace Suites 903 E. 23rd Place Panama City, FL 32405 (850) 747-0609 Tropical Smoothie 652 W. 23rd St. Panama City, FL 32405 (850) 913-9336 Tuffy Express 1417 Clay Ave. Panama City, FL 32405 (850) 898-1196 White Construction Company 5540 Enterprise Center Dr. Panama City, FL 32409 (850) 308-1857

member anniversaries

from March 1 - May 31, 2018

5 years

Aaron Rich Marketing Albert Sauline III, Attorney Badcock Furniture & More Bay Building Industries Assoc.

Bay County Branch of NAACP Brookdale Panama City Countertop Visions Inc. Dermatology Specialists of FL Desiree’ Gardner Photography EPS Corporation Emerald Coast Collections, LLC Enterprise Rent A Car Leitz Music Company Maritech Machine Mercedes Benz of Dothan Mildred James Mr. Trash II, LLC Orkin Pest Control ReliantSouth Construction Group Shepard Law

10 years

15 years

Embry-Riddle Aeronautical University Frank Gregory St. John Catholic School

20 years

Bill Hudson Video Productions Ecological Resource Consultants Florida Therapy Services Manuel & Thompson P.A. Science & Discovery Center of NW Florida

30 years Super 8 Motel

35 years Florida Pest Control

45 years

Credit Business Service, Inc.

55 years

Capt. Anderson’s Marina

St. Andrew Bay Land Co.

Better Business Bureau® 800-729-9226 bbb.org/nwfl #StartWithTrust

DON ALD GI LES

Free Business Reviews|Verified Customer Reviews|Scam Alerts

BAY COUNTY SHERIFF’S OFFICE

Company Name Sheriff Tommy Ford

MAI, SRA Cert. Gen. RZ356

Commercial and Residential Property Valuations

122 E 4th St Panama City, Fl, 32401 Phone: 850-769-6593 Fax: 850-872-9160 gilesappraisal@knology.net

Company Name

Street Address

2 Professionalism — Service — Address Integrity

3421 N. Highway 77, Panama (850) 747-4700 Position FollowTitle us on FaceBook @ Bay County Sheriff’s Office

Employee Nam e

City, ST ZIP Code Phone: 555.555.0125 City, FL 32405 Fax: 555.555.0145 E-mail address

U LY - S E P T E M B E R 2 0 18 C o|mJp any Name

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We offer nothing but

the best Holiday Inn Express, Panama city beach

About Our Company

BUILDING DIVISION

For over 59 years, GAC Contractors has turned a commitment to customer satisfaction into countless successful projects. Since 1958, GAC Contractors offered diverse construction services and have assisted clients from the conceptual design stage through project completion.

GAC’s team of professionals and surplus of construction equipment has completed nearly $2B in projects.

From the onset of each project, we work closely with the owner, engineer, and architect to provide you quality work that is completed in a timely and cost-efficient mannor.

Our gold standard level of quality is translated to projects of every size, from a $29,000,000 design/build road project for the Florida Department of Transportation to residential subdivisions to simple building remodeling projects.

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ROAD & SITEWORK DIVISION From land clearing to paving, we manage every facet of your Development progress to ensure seamless integration

Why Choose Us?

42

Providing the necessary skills and guidance to build quality, cost-effective structures within a set time frame and budget.

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4116 Hwy 231 N. City, S E P T Panama EMBER 20 1 8 FL 32404

SPECIAL PROJECTS Our team is not limited to just road and commericial projects. Big our small, our team can handle any project from start to finish.

850.785.4675

Join us. It’s easy.

Just stop by any Innovations branch and we’ll get you started.

innovationsfcu.org Federally insured by NCUA

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850.233.4400

If you live, work, worship, volunteer or attend school in Bay County, you qualify for membership at Innovations Federal Credit Union.

2 3 5 W. 5 T H S T R E E T P A N A M A C I T Y, F L 3 2 4 0 1

Energizing Bay County.

Building strong communities together.

MyGulfPower.com