Consolidated balance sheet

(Amount expressed in CHF 1’000)

Year under Previous rewiew year Change

Assets

Cash Due from banks Due from customers

47’992 73’825 –25’833 289’471 230’455 59’016 69’106 54’407 14’699 Mortgages 74’122 62’092 12’030 Securities and precious metal trading portfolios 3’384 732 2’652 Financial investments 84’726 49’964 34’762 Non consolidated participations 23 20 3 Fixed assets 35’352 35’810 –458 Intangible assets 1’120 1’120 Accrued income and prepaid expenses 2’971 2’968 3 Other assets 4’296 11’219 –6’923

Total assets 612’563 521’492 91’071

Total due from unconsolidated Group entities and significant shareholders 1’485 200 1’285

Liabilities

Due to banks 13’577 10’945 2’632 Due to customers in savings and investment accounts 46’517 43’013 3’504 Due to customers, others 410’345 324’953 85’392 Accrued expenses and deferred income 4’240 4’453 –213 Other liabilities 8’368 17’012 –8’644 Valuation adjustments and provisions 14’832 14’302 530 Reserves for general banking risks 15’510 14’950 560 Share capital 20’000 20’000 Reserves and retained earnings 66’492 62’608 3’884 Minority interests in shareholders’equity 1’976 194 1’782 Net income 10’706 9’062 1’644 of which minority interests 95 –42 137

Total liabilities and shareholders’equity 612’563 521’492 91’071

Total due to unconsolidated Group entities and significant shareholders 7’842 6’396 1’446

Off-balance sheet transactions

Contingent liabilities

18’390 17’748 642 Irrevocable commitments 2’744 2’194 550 Liabilities for calls on share and other equities 50 50 Derivative financial instruments – Contract volumes 427’900 369’906 57’994 – Positive replacement values 3’311 10’691 –7’380 – Negative replacement values 3’186 10’424 –7’238 Fiduciary transactions 102’813 336’320 –233’507