Pensacola Magazine, September 2020

Also in this issue:

BUSINESS CLIMATE ON THE MARKET

A Real Estate Section

THE OFFICIAL PARADE OF HOMES GUIDE SEPTEMBER 2020 • PENSACOLAMAGAZINE.COM

CAC1820334

EC13002463 CFC1426447

INTRODUCING THE NEXT GENERATION OF AC CARE

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With SmartCare, a trained and certified Peaden Pro will clean and service your system, every year, to ensure your AC performs optimally.

This essential maintenance removes the build-up dirt and corrosion that greatly impacts enertgy efficiency, air quality and energy bills. It protects your most costly home equipment so you can spend less time worrying about your AC breaking down.

SIGN UP TODAY! Sign up for SmartCare and get 24/7 priority scheduling, discounts and more. Learn more at PeadenSmartCare.com or call 877-SMART70

Sept.12–20 Sept.

Weekday hours: 3 p.m. - 6 p.m.

E. LEE ST. hours: 12 p.m. - 6 p.m.

Weekend E. LEE ST.

E. LLOYD ST. E. LLOYD ST.

29

MEETING ST. VAN KIRK AVE.

E. BRAINERD ST.

W QUINTETTE RD.

29

VAN KIRK AVE.

E. BRAINERD ST.

E. GONZALEZ ST.

E. DESOTO ST.

SCENIC HWY.

HWY 95A N E. STRONG ST.

E. GONZALEZ ST. 29

90

MUSCOGEE RD.

INTERNATIONAL PAPER

E. DESOTO ST.

SCENIC HWY.

E. STRONG ST.

See the American Dream Home constructed by Westerheim Properties in East Pensacola Heights.

The Home Builders Association of West Florida and Pensacola Energy invite you to tour the 2020 American Dream Home. This Pensacola Energy Natural Gas Advantage Elite home features the latest natural gas appliances, providing energy efficient comfort. The home also features the latest innovations in home building, provided by local donors.

The Home Builders Association would like to recognize these valued sponsors that contributed to the 2020 American Dream Home.

90

SUPER PLATINUM

SILVER

BRONZE

FRIENDS

Westerheim Properties

Amore Plumbing Company Builders Specialties Supply Emerald Coast Granite & Tile Hattaway Home Design Interior/Exterior Building Supply Massey Glass Moen Quality Roofing REW Materials Rinnai America Corp.

The Mathes Group Williamson Electric W. R. Taylor

Architectural Concrete Designs Delena Denham Interiors EAA Site Contractors Flynn Built Four Star Drywall Greenwood Tree James Hardie Live Oak Landscape Rocky’s Termite & Pest Control Sherwin-Williams Southern Site and Utility Design Swift Supply WoernerTurf

Alley Apple Masonry Centricity Chris Ford, Inc. Fireplace Concepts George Michael Ziokas, LLC June Concrete Company KJM Land Planning Moorhead Real Estate Law Group The Painting LuLu Total Connect Solutions Xtreme Pumping and Septic

PLATINUM Pensacola Energy

GOLD Alpha Closets American Concrete Builders FirstSource Coastal Insulation Gateway Lighting and Fans Gene’s Floor Covering Northwest Florida A/C West Florida Cabinets

Stop by the American Dream Home and register to win a natural gas grill from Pensacola Energy.

No fee to tour homes! Visitors must wear a mask to tour the home.

PensacolaEnergy.com JULY '20

3

Value , Simplif ied.

For 30 years, Adams Homes has built a reputation based on exceptional quality at an unbeatable value. In the Northwest Florida area, you will find three locally managed offices with one shared goal; Helping our customers find their dream home. Contact us today to learn more about communities in your area and see what makes the Adams Homes Difference!

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Milton, Pace, & Crestview

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Turn those dreams into your reality this summer with a mortgage loan from ULG! We have options suitable for your needs. Contact our office to speak with a knowledgeable loan officer!

Purchase | Refinance | Build | Renovate

Branch Locations 3439 North 12th Ave, Unit C Pensacola, FL 32503 2600 West Nine Mile Rd, Suite 1 Pensacola, FL 32534

The Smart Choice for Mortgages!

(850) 912-8002 www.university-lending.com

University Lending Group, LLC NMLS# 213179 is a subsidiary of University Bank NMLS# 715685, Member FDIC. All loans and pre-approvals are subject to credit approval and/or acceptable appraisal (if applicable). Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Southern Brass, Tech Times

Lisa Denham, VP

LLC

Z-WAVE

Remote Locking and Unlocking

ZigBee Bluetooth WiFi

251.776.4338

UNLOCKED

A supporting SMARTHOME system allows your door lock from anywhere in the world using a smartphone

SmartThings Hub

New Generation Coming

Confusing choices Like vhs vs beta back in the day.

For now, we’re liking Z-WAVE. It has the most widely accepted support system. ZigBee has a narrow offing with a few cable companies.

Bluetooth is limited to on-site control.

Wifi works great, except for battery powered devices like door locks. Wifi has larger current draw causing more limitation on battery life.

Copper Creek offers most competitive priced Z-WAVE in two distinct styles deadbolts

Kwikset Smartcode is also Z-WAVE and has become standard nationally on some production home builders. The smartkey is an added bonus as well as Microban antimicrobial protection standard on satin nickel finishes. Soon to offer deadbolt with built-in WiFi. Battery life may be questionable

Schlage offers a deadbolt with a plug-in WiFi adapter that must be purchased separately.

Extra cost, but going around WiFi high-current demand. Soon to have built in WiFi and again the battery life may be questionable. We know in the past, Wifi has been unable to compete with Z-Wave technology

Builders ONLY pricing -Brittany Barber 251.370.8221

Flooring provider for the

Parade of Homes

2020

DreamHome!

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850.934.3438

WELCOME

to the 2020 Parade of Homes

On behalf of the Board of Directors of the Home Builders Association (HBA), it is my pleasure to welcome you to the Parade of Homes. As you can imagine, the COVID-19 pandemic has been challenging for everyone.

We moved the Parade of Homes date to September, and this had impacted the number of entries we have for this year’s Parade of Homes.

However, we are very pleased that this community event is taking place, especially since this is our 62nd year. While touring the Parade of Homes, we ask that you maintain a distance of at least six feet, wear face coverings and clean your hands frequently.

What are we seeing in the housing industry across the nation?

According to the National Association of Homes Builders, consumers continue to desire smaller homes, not only in overall square footage, but also the number of features, such as bedrooms and bathrooms.

This four-year downward trend has led to the smallest average home size since 2011 at 2,520 square feet — only 20 square feet above the average in 2007, the pre-recession peak. The percentage of homes incorporating four-plus bedrooms, three-plus full bathrooms and three-plus car garages have also dropped to levels not seen since 2012.

“This points to an industry trying to meet the demands of the entrylevel home buyer,” said Rose Quint, NAHB assistant vice president of survey research. “Builders are struggling to meet these demands, however, because of factors such as restrictive zoning regulations and with the price of a new lot in 2019 averaging $57,000.”

What is interesting is that this coincides with what we are seeing in Northwest Florida. Land prices have skyrocketed, the hidden costs of housing with regulations and fees have made it harder for first-time home buyers to obtain homeownership. This is why the Home Builders Association fights against regulations and fees that add to the cost of housing but does nothing to protect the health, safety and welfare of home buyers.

In terms of cutting-edge technology and features, make sure you see the HBA’s American Dream Home, which is a Natural Gas Advantage Elite Home, built by Westerheim Properties, in East Pensacola Heights, off Scenic Hwy. This is the first time in many years the

Dream Home has been built in the City of Pensacola on an infill lot. The Dream Home’s floor plan is designed with open living areas that are hospitable to indoor and outdoor entertaining. The Dream Home is built on a narrow lot but feels very spacious for its 2,342 square-feet, four bedrooms and 3 bathrooms including a roomy master bath. What’s unique about this home is its detached cabana area complete with an outdoor kitchen and half bath. I am very thankful to Thomas Westerheim for building this beautiful home for the HBA. This is the third time Thomas has built the Dream Home and we are certainly appreciative of his efforts. Also, we could not do this project without the help and support of our Dream Home Donors, and our major partner in Pensacola Energy. Pensacola Energy Marketing Manager Jill Grove and her team did a remarkable job. Make sure you view the Dream Home Donors list and if you see something you like in the Dream Home, contact one of the donors. I am sure they can be of service.

If you’re in the market for a new home, the Parade of Homes will afford you the opportunity to see homes of all shapes and sizes complete with valued amenities. I encourage you to visit the 36 homes scattered throughout Escambia and Santa Rosa counties. Special thanks the home builders who have entered homes into the Parade including Samuel Stevens & Associates, Henry Company Homes, Breland Homes Coastal, Truland Homes, Encore Homes by ParsCo, Celebrity Home Builders Inc., Adams Homes Northwest FL, D.R. Horton, Flynn Built, Timberland Contractors, Acorn Fine Homes The Parade of Homes is brought to you by the HBA, Westerheim Properties, Pensacola Energy, Ballinger Publishing, Pensacola Magazine, WEAR TV 3, COX, Cat Country 98.7 and News Radio 1620. This year’s Parade is set for September 12-20, with weekend hours from 12 p.m. – 6 p.m., and weekdays 3 p.m. – 6 p.m.

In closing, there’s never been a better time to buy a home with historically low interest rates. Whether you are a potential home buyer or looking to build a home, the Parade of Homes has something for everyone.

For more information go to www.paradeofhomespensacola.com.

Blaine Flynn, HBA President

2020 Parade of Homes Sponsors

ART • ENTERTAINMENT • LIFESTYLE

10 | Pensacola Magazine

MAGAZINE

TABLE OF CONTENTS Welcome Letter............................................................... 10 Board of Directors........................................................... 16 Builders Index.................................................................. 18 2020 Dream Home........................................................ 20 2020 Dream Home Donors..........................................22 North + Central Escambia Co. Homes........................27 South + West Escambia Co. Homes............................43 North Santa Rosa Co. Homes.......................................49 South Santa Rosa Co. Homes.......................................71

12 Pensacola Magazine

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MAIN STREET PROPERTIES

HOME BUILDERS ASSOCIATION OF WEST FLORIDA 2020 Board of Directors SENIOR OFFICERS

Blain Flynn

Chad Edgar

Josh Peden

Dax Campbell

Amir Fooladi

Alex Niedermayer

Marty Rich

Bruce Carpenter

Alton Lister

Stephen Moorhead

Flynn Built President

Underwood, Anderson & Associates 2nd Vice President

Joe-Brad Construction Inc., First Vice President

University Lending Group 3rd Vice President

ASSOCIATE MEMBERS Bill Batting, REW Materials Bill Daniel, Mobile Lumber Steve Geci, Geci & Associates Engineers Laura Gilmore, Fairway Ind. Mortgage Jill Grove, Pensacola Energy Jeff Hatch, Gulf Power Company John Hattaway, Hattaway Home Design Chris Thomas, Fisher Brown Insurance Shellie Isakson, Synovus Mortgage Corp.

Bill Morrell, Coastal Insulation Company Ric Nickelsen, SmartBank Sherrie Rutherford, Pensacola Ready Mix USA David Redmond, Supreme Lending Brian Richardson, Builders FirstSource Charlie Sherrill, SunTrust Bank, Wilma Shortall, Trustmark Mortgage

16 | Pensacola Magazine

Peden & Associates Financial Officer

Home Mortgage of America Immediate Past 2nd Vice President

Campbell Construction & Company Treasurer

Lister Builders, Immediate Past President

Encore Homes Secretary

Moorhead Real Estate Law Group

Gary Sluder, Gene’s Floor Covering

Newman Rodgers, Newman Rodgers Construction

Paul Stanley, The First Bank

Douglas Russell, R-Squared Construction

Marcus Tipner, Aegis Exteriors

Eric Shaffer, Shaffer Construction

Scott Wagner, Interior/Exterior Building Supply

David Teague, Timberland Contractors

Curtis Wiggins, Wiggins Plumbing

Chris Vail, Urban Infill Corporation

BUILDER MEMBERS Kim Edgar, Joe-Brad Construction Amir Fooladi, Encore Homes Fred Gunther, Gunther Properties Robert Harris, Adams Homes Lowell Larson, Venture Construction Taylor Longsworth, East Hill Building and Design Ronnie Johnson, J. Taylor Homes Mac McCormick, Florida 1st Home Construction Russ Parris, Parris Construction Company Karen Pettinato, Pettinato Construction Jennifer Reese, Reese Construction Services

Thomas Westerheim, Westerheim Properties COUNCIL CHAIRS Lindy Hurd, First International Title, Sales & Marketing Chair Mary Jordan, Gulf Coast Insurance, Tradesmen Education Council Chair Suzanne Pollard-Spann, Gulf Coast Insurance, Membership Chair Doug Whitfield, Doug Whitfield Residential Designer, Cost & Codes Chair

BUILDERS INDEX Acorn Fine Homes..........................................................72, 73 Adams Homes...................................... 28, 29, 30, 31, 50, 51 Breland Homes.................................................. 32, 33, 52, 74 Celebrity Home Builders ............................................. 53, 54 D.R. Horton...........................................34, 35, 44, 55, 56, 57 Encore Homes by ParsCo................................................... 45 Flynn Built............................................. 36, 37, 46, 58, 65, 75 Henry Company Homes.......................................................76 Holiday Home Builders ....................................................... 66 Samuel Stevens & Associates.............................................77 Timberland Contractors...................... 59, 60, 61 62, 63, 64 Truland Homes................................................................38, 67

18 | Pensacola Magazine

REVISION NO.

FRONT OVERVIEW

Westerheim Properties Builds a Superb American Dream Home for 2020 Parade of Homes™ SCALE 1/4" = 1' 1

The 62nd Annual Parade of Homes™, hosted by the Home Builders Association of West Florida, is an exciting event for thousands of attendees who look forward to touring new homes throughout Escambia and Santa Rosa Counties. The Parade of Homes was rescheduled to September 12–20, because of COVID-19, has 36 homes to showcase in Escambia and Santa Rosa Counties.

“The people of Northwest Florida look forward to the Parade of Homes every year, said HBA President Blaine Flynn of Flynn Built, LLC. 20 | Pensacola Magazine

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“It has certainly been a challenging time for everyone with the pandemic, but I am proud of our home building professionals who are meeting the demands of consumers who need new homes.”

The ever-popular American Dream Home, which is a Pensacola Energy Natural Gas Advantage Elite Home, is located in East Pensacola Heights off Scenic Hwy. Dream Home Builder Thomas Westerheim, of Westerheim Properties, is pleased with the overall design and functionality of the floor plan. “This home has certainly been an exciting project for me,” said Westerheim. “East Pensacola Heights has a unique history and I wanted to make sure this home would complement

the neighborhood. I believe the Dream Home captures the essence of being with family and friends and living comfortably whether you’re entertaining inside or outside in the cabana area. I’m thankful for all the people who played key roles in making this home a reality.”

The Dream Home is a spacious, two story, 2,342 square-foot, four bedrooms and 3 1/2 bathrooms, and a sizeable detached cabana entertaining area. With a design of an 6/12 roof pitch, the Dream Home incorporates CertainTeed Landmark shingles for reliability. The designed exterior features a flow of Hardie Board and Batten, Hardie-Lap Siding, and Brick to compliment the natural surroundings.

The home, designed for family needs and gracious entertaining, features 9-foot ceiling throughout. Designer and recessed lighting, from Gateway Lighting, accentuates multiple areas showcasing its beautiful flooring provided

by Gene’s Floor Covering.

Mohawk RevWood Sandcastle Oak is the main flooring in great room, master bedroom, kitchen foyer and dining

The gourmet kitchen features West Florida Cabinets custom cabinetry with a backsplash accentuated with Divine Chronos Mosaics. Emerald Coast Granite and Tile provided the elegant quartz countertops that exude class and functionality. The kitchen is accented under-the-counter lighting that blend nicely with the Moen faucets, and stainless-steel sinks for a warm an elegant experience.

The home is equipped with Bosch appliances, including Natural Gas Range-Micro Drawer, French Door Refrigerator, Dishwasher, and Microwave Drawer that add to the overall ambiance.

For outdoor entertaining, 350 Square-Foot detached Cabana that is complete with an outdoor kitchen with stainless steel gas grill, a convenient half-bath and storage room.

The master bath is an oasis of tranquility with an inviting free-standing soaking tub. The Moen showerheads add to the opulence of relaxation and enhance the feel of cascading hot water from the Rinnai Natural Gas tankless water heater. The master bath has spacious, walk-in closets with built-in Alpha Closet shelves.

PROJECT DESCRIPTION:

room. Other areas include Tile Shaw Revival Isabella Agate Deco Tile, Velocity Force Herringbone Deco Tile, Cabana Bath Chicago Southside Brick Tile and Shaw Revival Isabella Agate Deco Tile. The Master Shower is complete with Titan Aqua Glossy with Bianca Carrara Penny Rounds Tile.

DATE:

1/8/20 SCALE:

AREA CALC

MAIN LIVING FLO 2ND LIVING FLOO TOTAL FRONT PORCH CABANA _______________ TOTAL

SHEET

A-

SOUTHERN S DESIGN

5318 STEW MILTON F (850) 623

FLORIDA CERTIFICATE

ALAN M. M FLORIDA LICE

RIDGE ELEVATION 28' - 4"

12 6

12 6 2nd FL CEILING 12' - 1 1/8" DORMER

DATE

2nd FL CEILING 9' - 1 1/8"

RIDGE ELEVATION 12' - 4" FLOOR SYSTEM 1' - 4 3/4" ENGINEERED FLOOR TRUSSES 1ST FLOOR CEILING 9' - 1 1/8"

ELEVATION 0' - 0"

ELEVATION 0' - 0" MAIN HOUSE FLOOR ELEVATION (-) 1' - 0"

LEFT ELEVATION

FRONT ELEVATION

SCALE 1/4" = 1' 0

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SCALE 1/4" = 1'

5

1

0

12

CABANA FRONT ELEVATION SCALE 1/4" = 1' 1

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PROJECT DESCRIPTION:

1

CABANA REAR ELEVATION SCALE 1/4" = 1' 1

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These plans are the property of WESTERHEIM PROPERTIES and are protected under the Florida Copyright Law. No part shall be copied or used by others without written consent.

Van Kirk Avenue

NO.

REVISION

1ST FLOOR CEILING 9' - 1 1/8"

2020 DREAM HOME

“Pensacola Energy Natural Gas Advantage Elite Home features are designed to save money and reduce energy consumption, said Marketing Manager Jill Grove, of Pensacola Energy.

“This has been an exciting project for our team of professionals who were involved in the planning before construction began. We made significant recommendations to develop a customized energy-feature package that will benefit the homeowner for years to come.”

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DATE:

Included as part of the latest advancement in energy-efficient building are Rinnai Natural Gas Tankless water heater. Northwest Florida A/C installed a state-ofthe art Carrier Infinity, fourton, 18 SEER, zone control natural gas system. The home is also equipped with innovative Krestmark windows that deliver durable, low-maintenance vinyl with stylish features.

Moreover, Coastal Insulation’s durable insulation in the exterior walls and spray foam insulation in ceilings provide soundproofing and add to the energy efficiency of the home.

The Parade of Homes™ has been a popular attraction since its start in 1958 and is brought to you by the Home Builders Association of West Florida, Westerheim Properties, Pensacola Energy, Ballinger Publishing, Pensacola Magazine, WEAR TV 3, COX, Cat Country 98.7 and News Radio 1620.

Dates: September 12 – 20, 2020, with weekend hours from 12 p.m. – 6 p.m., and weekdays 3 p.m. – 6 p.m. Go to www.

ParadeofHomesPensacola.com for more information of maps, homes, floor plans and amenities.

1/8/2020 SCALE: AREA CALCULATIONS MAIN LIVING FLOOR 1,227 2ND LIVING FLOOR 1,115 TOTAL 2,342 FRONT PORCH 34 CABANA 350 _____________________________ 2,726 TOTAL

SHEET:

A-2

SOUTHERN SITE & UTILITY DESIGN, INC. 5318 STEWART ST. MILTON FL. 32570 (850) 623 - 9493

REAR ELEVATION SCALE 1/4" = 1' 1

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UNIQUE ELEVATION • 6/12 Roof Pitch • Hardie Board and Batten, Hardie-Lap Siding, and Brick to Compliment Plan Design • Designer Mahogany Double Front Door • CertainTeed Landmark Shingles ENERGY EFFICIENT • Pensacola Energy Natural Gas Advantage Elite Home • Rinnai Gas Tankless Hot Water Heater • Krestmark Energy Efficient Windows • Carrier Infinity, 4 Ton/18 Seer Natural Gas System, Zoned System • Indoor Natural Gas Fireplace and Outdoor Kitchen with Stainless Steel Natural Gas Grill

FLORIDA CERTIFICATE OF AUTHORITY #8983

RIGHT ELEVATION

ALAN M. MILLER, P.E. FLORIDA LICENSE # 53577

SCALE 1/4" = 1' 1

0

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• Spacious Pantry Convenient to Kitchen Prep Area • Bosch Kitchen Appliances including Natural Gas RangeMicro Drawer Two Single Wall ovens, French Door Refrigerator, Dishwasher, and Microwave Drawer • Moen Gold Kitchen Faucets; Stainless Sinks and Pro-Flo toilets; Moen Lavatory Faucets and Showerheads; Free Standing Soaking Tub; Tile Walk-In Shower; Large Vanity Cabinet • Mohawk RevWood Sandcastle Oak is the main flooring in great room, master bedroom, kitchen foyer and dining room. The Master Shower is complete with Titan Aqua Glossy with Bianca Carrara Penny Rounds Tile. Other areas include Tile Shaw revival Isabella Agate deco tile, Velocity Force Herringbone Deco Tile, Cabana Bath Chicago Southside Brick tile and Shaw Revival Isabella Agate deco tile.

• Large Master Closet with Custom Shelving • Coat and Shoe Station in Foyer

• Energy Efficient insulation in the 2 x 4 exterior walls and Open Cell Spray Foam insulation in ceilings.

Insulation used in various interior walls and ceilings for soundproofing.

• All Closets have Custom Shelving Built-In

AMENITIES *

• Indoor Natural Gas Fireplace

• Floor Plan Designed with Open Living Area Amenities that includes Spacious Indoor and Outdoor Entertaining • 2,342 Square-Feet. 4 Bedrooms; 3 1/2 baths including oversized Master Bath, 3 spacious Bedrooms upstairs with bath, and a Spacious Multi-Purpose Great Room • 350 Square-Foot detached Cabana with half-bath and storage room • 9 Foot Ceilings Throughout • Gourmet Kitchen with All Wood Custom Cabinets • Custom Quartz Countertops

• Designer Lighting Package with LED Flush Lighting in Multiple Areas and Under Counter Lighting in Kitchen • Structured Wiring, Surround Sound and Outdoor audio • Outdoor Kitchen with Stainless Steel Natural Gas Grill • Crown Molding and Cased Windows with Craftsman Baseboard and Casing • Laundry Room designed for upstairs stackable Washer and Dryer • Deluxe Landscaping Package w/ Sprinkler System • Fully Sodded Yard with Custom Landscape Design and Planting *Amenities are subject to change due to availability during construction.

Parade of Homes | 21

2020 American Dream Home Donors HBA Truly Appreciates Its Donors The Home Builders Association of West Florida and Westerheim Properties would like to thank the business who contributed to the overall success of the American Dream Home. If you see something you like, just find the item on the below list and contact the donating company. Tell them you saw their product or service at the Dream Home‌ and you want the same for your home.

SUPER PLATINUM Westerheim Properties Thomas and Jennifer Westerheim 3108 Brittany Court Pensacola, FL 32504 850-479-2980 www.westerheimproperties.com Donation: Dream Home Builder PLATINUM Pensacola Energy Don Suarez and Jill Grove 1625 Atwood Drive Pensacola, FL 32514 850-436-5050 www.pensacolaenergy.com Donation: Outdoor Rinnai Tankless Water Heater, Gas Piping, Marketing GOLD Alpha Closets Leslie Halsall 6084 Gulf Breeze Parkway, Unit C Gulf Breeze, FL 32563 850-934-9130 www.alphaclosets.com Donation: Closets, Pantry, Shelving American Concrete Billy Campbell / Donnie Shear 2866 Hwy 95A North Cantonment, FL 32533 850-477-0222 Donation: Concrete, Foundation, Footings, Driveway, Sidewalks Builders FirstSource Brian Richardson 1500 W. Main Street Pensacola, FL 32502 850-432-1421 Donation: Trusses, Frame Materials, Trim Products, Interior Doors 22 | Pensacola Magazine

Coastal Insulation Bill Morrell 8006 Pittman Ave Pensacola, FL 32534 850-476-7778 www.truteam.com/coastalpensacola Donation: Foam Insulation/Fiberglass, Hurricane Fabric Shield, Gutters Gateway Lighting and Fans Duane Nisewonger 3150 S. Hwy 95 A Cantonment, FL 32533 850-478-3737 www.gatewaylighting.com Donation: Interior/Exterior Light Fixtures Gene’s Floor Covering Gary Sluder 4021 W. Navy Blvd.

Pensacola, FL 32507 850-456-3360 www.genesflooring.com Donation: Carpet, Tile Flooring, Shower, Setting Material Northwest Florida A/C Hugh Patroni 4532 Saufley Field Road Pensacola, FL 32526 850-455-0590 Donation: Carrier Infinity, Zoned, 4 Ton/18 Seer Gas System West Florida Cabinets Herb Smith 3301 McLemore Road Pensacola, FL 32514 850-474-3986 www.westflcabinets.com Donation: Custom Cabinetry/Design/Installation SILVER Amore Plumbing Company Gary Johnson / Justin Tyner 3752 Gardenview Road Pace, FL 32571 850-994-8814 Donation: Plumbing Labor/Materials Builders Specialties Supply Oliver Gore / John Sproats PO Box 17085 Pensacola, FL 32522 850-433-3063 Donation: Windows / Exterior Doors

Emerald Coast Granite & Tile Robert and Tanya Underwood 3700 N. Palafox St. Pensacola, FL 32505 850-437-0747 www.emeraldcoastgranite.com Donation: Engineered Quartz/Granite Countertops Hattaway Home Design John Hattaway 3450 River Oaks Lane Pensacola, FL 32514 850-324-4401 Donation: Dream Home Design Interior/Exterior Building Supply John Millican 3331 McLemore Dr. Pensacola, FL 32514 850-262-8044 www.interiorexterior.net Donation: Drywall Massey Glass Terry Massey 2200 Highway 182 Jay, FL 32565 850-982-3983 Donation: Shower Enclosures Moen Russell Adams 25300 A1 Moen Drive N. Olmstead, OH 44070 850-572-5955 www.moenpro.com Donation: Bathroom/Kitchen Faucets and Fixtures, Tub, Showerheads Quality Roofing Brian Ward / David Rogers 3693 Avalon Blvd.

Milton, FL 32583 850-378-3757 www.qualityroofingsolutions.com Donation: Roofing Installation/Labor REW Materials Bill Batting 8040 N. Palafox Street Pensacola, FL 32534 850-471-6291 Donation: Drywall & Finishing Materials, CertainTeed Landmark Shingles Rinnai America Corp.

Mike Peacock 103 International Dr. Peachtree City, GA 30269 678-829-1700 Donation: Rinnai Tankless Water Heater

The Mathes Group John Cheney 6 41st Lane, Pensacola FL 32505 850-432-4161 www.MathesGroup.com Donation: Electrical Wiring/Lighting Hardware/ Materials Williamson Electric Jayer Williamson 4063 Avalon Blvd.

Milton, FL 32583 850-623-0282 Donation: Electrical Labor, Materials W. R. Taylor Dwayne Watson 17 Manresa Street Pensacola, FL 32502 850-432-6163 www.southalabamabrick.com Donation: Brick, Mortar BRONZE Architectural Concrete Designs Neil Brown 1700 South Hwy. 97 Cantonment, FL 32533 850-572-4687 www.architecturalconcretedesignsllc.com Donation: Custom Concrete Designs Delena Denham Interiors Delena Denham 38 S. Blue Angel Pkwy., Ste. 145 Pensacola, FL 32506 850-240-2097 www.delenadenhaminteriors.com Donation: Interior Design/Merchandising EAA Site Contractors Thomas Home Corp.

Thomas Henry / John Quina 3158 Gateway Lane Cantonment, FL 32533 850-479-9327 Donation: Lot Clearing Flynn Built Blaine Flynn 1300 E. Olive Rd. Pensacola, FL 32514 850-477-6118 www.flynnbuilt.com Donation: Materials Assistance Four Star Drywall Roy Lister 362 W Oakfield Rd. Pensacola, FL 32503 Donation: Labor/Materials

Greenwood Tree Steve Corbae Certified Arborist FL-9153A 850-607-0331 www.greenwoodtreefl.com Donation: Tree Care / Trimming

Centricity formerly Bonded Builders Home Warranty Doug Wenzel www.bondedbuilders.com 866-440-7271 Donation: Home Warranty

James Hardie Ashley Lyttle 809 S. Woodrow Wilson St. Plant City, FL 33563 850-398-7307 Donation: Hardie Siding and Trim

Chris Ford, Inc. Chris Ford 3011 Wallace Lake Road Milton, FL 32571 850-712-4522 Donation: Vinyl Soffits/Labor

Live Oak Landscape Richard Knowles 9570 Pine Cone Dr. Cantonment, FL 32533 850-478-2323 Donation: Landscape Package

Fireplace Concepts Jim Hamric 625 N. New Warrington Rd. Pensacola, FL 32506 850-456-1261 www.fireplaceconceptspensacola.net Donation: Gas Fireplace

Rocky’s Termite & Pest Control Kevin Howell 1360 W. Nine Mile Rd. Pensacola, FL 32534 850-380-5408 www.rockystermite.com Donation: Termite Treatment Sherwin-Williams Gus Uebelsteadt 313 E. Nine Mile Road Pensacola, FL 32514 850-232-0477 www.sherwin-williams.com Donation: Paint, Materials Southern Site and Utility Design Allen Miller 6555 Caroline Street Milton, FL 32570 850-623-9493 Donation: Dream Home Engineering Swift Supply Jim McMahon 7405 N. Palafox St. Pensacola, FL 32503 850-426-7588 www.swiftsupply.com Donation: Foundation Materials/Block WoernerTurf Jimmy Burnette P.O. Box 2016 Foley, AL 36536 850-251-747-0418 www.woernerturf.com Donation: Pavers FRIENDS Alley Apple Masonry Alley Apple 5340 Crystal Creek Dr. Pace, FL 32571 850-384-6844 Donation: Brick Labor

George Michael Ziokas, LLC George Ziokas 2805 North R. Street Pensacola, FL 32505 850-316-7271 Donation: Siding Labor June Concrete Company Geno June 235 N. Old Corry Field Road Pensacola, FL 32506 850-384-3697 Donation: Concrete Finishing KJM Land Planning Daniel Monie 1616 West Avery Street Pensacola, FL 32501 850-438-0202 Donation: Lot Survey Moorhead Real Estate Law Group Stephen Moorhead 127 Palafox Place, Suite 200 Pensacola, FL 32502 850-202-8522 Donation: Legal and Closing Services The Painting LuLu 5676 Jones Street Milton, FL 32570 850-380-4988 Donation: Painting Labor Total Connect Solutions Kevin Stephens 1300 E. Olive Road Pensacola, FL 32514 850-477-5054 Donation: Home Security Xtreme Pumping and Septic Kenneth Burnham 2611 S. Hwy. 29 Cantonment, FL 32533 850-999-7800 Donation: Portable Toilet, Fill Dirt Parade of Homes | 23

Home & Auto go together.

Like you & a good neighbor.

Michael Johnson, Agent 3127 E Langley Avenue Pensacola, FL 32504 Bus: 850-478-7748 www.michaeljohnsonagency.com

1601975

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Sydnee Johnson Sydnee Johnson Going above and beyond to find your next home.

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SYDNEE JOHNSON RealtorJOHNSON SYDNEE

22ARealtor Via DeLuna 4475 Bayou Blvd.

Pensacola Beach, FL 32561 Pensacola, FL 32503 22A Via DeLuna 4475 Bayou Blvd.

4475 Bayou Blvd. sydneejohnson.cbintouch.com Pensacola Beach, FL 32561 Pensacola, FL32503 32503 Pensacola, FL (850) 712-6772 Cell sydneejohnson.cbintouch.com sydnee.johnson@floridamoves.com

(850) 712-6772 Cell Follow me on sydnee.johnson@floridamoves.com Follow me on

©2017 DBA. All Rights Reserved. DBA fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Operated by a subsidiary of NRT LLC. Coldwell Banker and the Coldwell Banker Logo are registered service marks owned by Coldwell Banker Real Estate LLC.

©2017 DBA. All Rights Reserved. DBA fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Operated by a subsidiary of NRT LLC. Coldwell Banker and the Coldwell Banker Logo are registered service marks owned by Coldwell Banker Real Estate LLC.

RECYCLE SMART

North + Central Escambia Co. 95A

North & Central Escambia County

NORTH & CENTRAL ESCAMBIA COUNTY HOMES 1 Adams Homes of Northwest FL Inc.

7005 Brylington Blvd., Pensacola, FL 32526

2 Adams Homes of Northwest FL Inc.

3605 Conley Dr., Cantonment, FL 32533

3 Homes Adams of Homes of Northwest 1. Adams Northwest FL Inc. FL Inc. 70054Brylington Blvd., Pensacola, FL 32526 Adams Homes of Northwest FL Inc.

36297. Conley Dr., Cantonment, FL 32533 D.R. Horton of Pensacola

2. Adams Northwest FL Inc. 5 Homes BrelandofHomes Coastal LLC 3605 Conley Dr., Cantonment, FL 32533

8. Wheeler D.R. Horton of Pensacola 5141 Way, Pensacola, FL 32526

3. Adams of Northwest FL Inc. 7 Homes D.R. Horton of Pensacola 3629 Conley Dr., Cantonment, FL 32533

Flynn Built 75979. Burnside Loop, Pensacola, FL 32526

597 Burnside Loop, Pensacola, FL 32526

3294 Margaret Olivia Dr., Cantonment, FL 32533

7305 Lakeside Oak Court, Pensacola, 32526

6 Breland Homes Coastal LLC

6200 Sonoma Lane, Pensacola, FL 32526

8 D.R. Horton of Pensacola

7305 Lakeside Oak Court, Pensacola, 32526

4. Adams Homes of Northwest FL Inc. 9 Flynn Built 3294 Margaret Olivia Dr., Cantonment, FL 32533 10 Flynn Built

5. Breland Homes Coastal LLC 11 Truland Homes 5141 Wheeler Way, Pensacola, FL 32526

1626 Hollow Point Dr., Cantonment, FL 32533

10. Flynn Built 8422 Rose Ave, Pensacola, FL 32514

1626 Hollow Point Dr., Cantonment, FL 32533 8422 Rose Ave, Pensacola, FL 32514

11. Truland Homes 1506 Durant Lane, Cantonmen

1506 Durant Lane, Cantonment, FL 32533

6. Breland Homes Coastal LLC 6200 Sonoma Lane, Pensacola, FL 32526 Parade of Homes | 27

ADAMS HOMES OF NWFL. Feature Builder

NORTH + CENTRAL ESCAMBIA CO.

1

Brylington Manor 7005 Brylington Blvd.

Pensacola, FL 32526

2313 Square ft.

4 Bedrooms 3 Baths AMENITIES OF HOME

All brick home | 30 year architectural roof shingles | Granite kitchen counter tops | Custom built cabinets | Kitchen island with seating | Luxury vinyl plank in kitchen and baths | 5 ¼ baseboards | Spacious open floor plan | Tray ceiling in mater bedroom | Community sidewalks

DRIVING DIRECTIONS

West on Mobile Hwy. Left on Klondike Rd. Neighborhood is about a mile on the right

© 2020 Adams Homes of Northwest FL, LLC, no reproduction of this plan allowed, LIC# CRC10330146 5508 B North W Street, Pensacola, FL 32505 | phone: 850-469-0977 | www.adamshomes.com 28 | Pensacola Magazine

ADAMS HOMES OF NWFL.

Brookhaven

3605 Conley Dr. Cantonment, FL 32533

2 NORTH + CENTRAL ESCAMBIA CO.

Feature Builder

1425 Square ft.

3 Bedrooms 2 Baths AMENITIES OF HOME

All brick home | 30 year architectural roof shingles | Granite kitchen counter tops | Custom built cabinets | Breakfast nook and formal dining Luxury vinyl plank in kitchens and baths | 5 ¼ Baseboards throughout | Spacious open floor plan | Tray ceiling in master bedroom | Community sidewalks

DRIVING DIRECTIONS

North on Pine Forest Rd., from the intersection of Pine Forest Rd. and 9 Mile Rd., Drive north through the intersection and immediately turn left onto Hwy 297A about 3 miles turn left onto Hwy 97 about 3 miles, then turn left onto Devine Farm Rd., Neighborhood is at the end of Devine Farm Rd on the right

© 2020 Adams Homes of Northwest FL, LLC, no reproduction of this plan allowed, LIC# CRC10330146 5508 B North W Street, Pensacola, FL 32505 | phone: 850-469-0977 | www.adamshomes.com Parade of Homes | 29

ADAMS HOMES OF NWFL. NORTH + CENTRAL ESCAMBIA CO.

3

Feature Builder

Brookhaven

3629 Conley Dr. Cantonment, FL 32533

1602 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

All brick home | 30 year architectural roof shingles | Granite kitchen countertops | Custom built cabinets | Kitchen breakfast bar | Luxury vinyl plank in kitchen and baths | 5 ¼ Baseboards Spacious Open Floor plan | Tray ceiling in master bedroom | Community sidewalks

DRIVING DIRECTIONS

North on Pine Forest Rd., from the intersection of Pine Forest Rd. and 9 Mile Rd., Drive north through the intersection and immediately turn left onto Hwy 297A about 3 miles turn left onto Hwy 97 about 3 miles, then turn left onto Devine Farm Rd., Neighborhood is at the end of Devine Farm Rd on the right

© 2020 Adams Homes of Northwest FL, LLC, no reproduction of this plan allowed, LIC# CRC10330146 5508 B North W Street, Pensacola, FL 32505 | phone: 850-469-0977 | www.adamshomes.com 30 | Pensacola Magazine

ADAMS HOMES OF NWFL.

Brookhaven

3294 Margaret Olivia Dr. Cantonment, FL 32533

4 NORTH + CENTRAL ESCAMBIA CO.

Feature Builder

2100 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

All brick home | 30 year architectural roof shingles | Granite kitchen countertops | Shaker style cabinets throughout | Kitchen island with seating in kitchen | Luxury vinyl plank in kitchen and baths | 5 ¼ baseboards throughout | Crown molding | Spacious open floor plan | 10’ x 14’ Deck

DRIVING DIRECTIONS

North on Pine Forest Rd., from the intersection of Pine Forest Rd. and 9 Mile Rd., Drive north through the intersection and immediately turn left onto Hwy 297A about 3 miles turn left onto Hwy 97 about 3 miles, then turn left onto Devine Farm Rd., Neighborhood is at the end of Devine Farm Rd on the right

© 2020 Adams Homes of Northwest FL, LLC, no reproduction of this plan allowed, LIC# CRC10330146 5508 B North W Street, Pensacola, FL 32505 | phone: 850-469-0977 | www.adamshomes.com Parade of Homes | 31

BRELAND HOMES NORTH + CENTRAL ESCAMBIA CO.

5

Feature Builder

Woodlyn Meadows 5141 Wheeler Way Pensacola, Florida 32526

2828 Square ft.

4 Bedrooms 3 Baths AMENITIES OF HOME

Large Open Family Space | Separate Formal Dining | Eat in Kitchen & Breakfast Room | Nine Foot Ceilings thru-out home | Tray Ceilings with Crown Molding | Craftsman Style Trim Package Drop-in Tub with Tile Surround and Tile Shower | Split Bedroom design with en’suite

DRIVING DIRECTIONS

From Nine Mile Road turn south on Beulah Rd., cross over Mobile Hwy. continue on Beulah Rd to Woodlyn Meadows on the Right. Model Home is to the Right and on the Right.

© 2020 Breland Homes Coastal LLC, no reproduction of this plan allowed, LIC# CBC1262636 1 N. Jefferson St., Ste 108 Pensacola, FL 32502 | phone: 850-465-3590 | www.brelandhomes.com 32 | Pensacola Magazine

BRELAND HOMES

Sonoma Ridge 6200 Sonoma Lane Pensacola, FL 32526

6 NORTH + CENTRAL ESCAMBIA CO.

Feature Builder

1815 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

Low maintenance four-sided brick | Covered front and back porches | Nine-foot ceilings throughout | Tray ceilings throughout | Granite in Kitchen and Bathrooms | Craftsman style trim package | Open floor plan with split bedroom layout and much more

DRIVING DIRECTIONS

North on Beulah Rd., from the intersection at Nine Mile Rd. Sonoma Ridge is down on the left.

© 2020 Breland Homes Coastal LLC, no reproduction of this plan allowed, LIC# CBC1262636 41 N. Jefferson St., Suite 108, Pensacola, FL 32502 | phone: 850-465-3590 | www.brelandhomes.com Parade of Homes | 33

D.R. HORTON NORTH + CENTRAL ESCAMBIA CO.

7

Feature Builder

Antietam

7597 Burnside Loop Pensacola, FL 32526

2047 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

Smart Home Technology | Vinyl plank flooring Roll in tile shower | Stainless appliances | Granite countertops | Gated community | Community pool | HOA covered landscaping

DRIVING DIRECTIONS

Take exit 5 west, turn left onto 9 Mile, go roughly 4 miles and veer off onto Tower Ridge Rd. and community is ½ mile on the left

© 2020 D.R. Horton, Inc., no reproduction of this plan allowed, LIC# RB29003307 2450 Hwy 29 S., Cantonment, FL 32533 | phone:850-533-0128 | www.drhorton.com 34 | Pensacola Magazine

D.R. HORTON

Lakeshore Preserve

7305 Lakeside Oak Court Pensacola, FL 32526

8 NORTH + CENTRAL ESCAMBIA CO.

Feature Builder

1979 Square ft.

3 Bedrooms 2 Baths AMENITIES OF HOME

Smart Home Technology | Open floor plan Stainless steel appliances | Wood look flooring | four-sided brick | Large eat-in kitchen

DRIVING DIRECTIONS

Take exit 5 west, turn left onto 9 Mile Rd., go all the way to the Beulah Rd intersection and take a left. Go roughly 1.5 miles and the community is on your right.

© 2020 D.R. Horton, Inc., no reproduction of this plan allowed, LIC# RB29003307 2450 Hwy 29 S., Cantonment, FL 32533 | phone:850-533-0128 | www.drhorton.com Parade of Homes | 35

FLYNN BUILT NORTH + CENTRAL ESCAMBIA CO.

9

Feature Builder

Huntington

1626 Hollow Point Dr. Cantonment, FL 32533

2008 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

Full tile shower with rain head, tile shower band, and seamless glass | Coretec luxury vinyl plank in all common areas | Stunning tray ceiling with faux wood beams and ceiling fan in living room | Granite in Kitchen and Bathrooms | Large laundry room with cabinets | Nest Thermostat | Energy efficient hybrid water heater | Large master suite with LED lighting and crown molding in ceiling tray

DRIVING DIRECTIONS

From the intersection of Nine Mile Rd. and Hwy 29, head north on Hwy 29. Make a slight right onto 95A. Turn right onto Mackenzie Rd. In roughly one mile, turn onto Handy Rd. At the stop sign, make a left onto Williams Ditch Rd., Huntington is just ahead on the right.

Š 2020 Flynn Built, no reproduction of this plan allowed, LIC# CGC1525721 1300 E. Olive Rd., Pensacola, FL 32514 | phone: 850-477-6118, Renee Ownby | www.flynnbuilt.com 36 | Pensacola Magazine

FLYNN BUILT

8422 Rose Avenue Pensacola, FL 32514

10 NORTH + CENTRAL ESCAMBIA CO.

Feature Builder

1160 Square ft.

3 Bedrooms 2 Baths AMENITIES OF HOME

Stainless steel appliances | Beautiful, large porcelain tile in wet areas | Nest thermostat | Pre-wired alarm system | Spacious kitchen with walk-in pantry | Tray ceiling in master bedroom and great room | Double vanities in master bath

DRIVING DIRECTIONS

From the intersection of Hwy. 29 and Detroit, head west on Detroit. Turn north on Rose Avenue, the home will be on the left.

© 2020 Flynn Built, no reproduction of this plan allowed, LIC# CGC1525721 1300 E. Olive Rd., Pensacola, FL 32514 | phone: 850-477-6118, Lawrence Bonck | www.flynnbuilt.com Parade of Homes | 37

TRULAND HOMES NORTH + CENTRAL ESCAMBIA CO.

11

Rishwood

1506 Durant Land Cantonment, FL 32533

2126 Square ft.

3 Bedrooms 2 Baths AMENITIES OF HOME

11 Foot ceilings | Tile floors and tiled master shower | Stainless steel appliances | Crown molding and cased windows | Designer trim accents, niche, wainscoting, ship lap | Wood shelving in closets and pantry | Mahogany front door | Flex space | granite countertops

DRIVING DIRECTIONS

From Pine Forest and 9 Mile. Go north on Pine Forest. Turn left onto 297 A. Stay to your left at the Y, going north on 97 A cross Kingsfield.

Rishwood is ¼ mile north of Harmony Estates (another Truland Community). Home is first on the right.

© 2020 Truland Homes LLC, no reproduction of this plan allowed, LIC# RR282812083 1700 West Main Street, Suite 400, Pensacola, FL 32501 | phone: 850-380-8827 | www.trulandhomes.com 38 | Pensacola Magazine

Dream Big with Us! Diana Melton Loan Officer NMLS #370939

850.516.1579

Bruce H. Carpenter III Branch Manager & Loan Officer NMLS #215146

850.232.6416

Home Mortgage of America, Inc. | NMLS # 149932 | 4400 Bayou Blvd Suite 40, Pensacola FL 32503 | 850.316.4123

COMING SOON!

EAST KING TRACT TOWNHOMES - 889 & 899 E Hatton St -

Grand Builders has delivered a large number of projects in the past that have received rave reviews and appreciation from numerous prestigious builders and other organizations associated with the real estate business. The team comprises of real estate professionals having vast experience and knowledge about properties.

850.642.0398

grandbuildersllc@gmail.com GrandBuildersLLC.com

MAKE YOURSELF AT HOME WITH A SmartBank MORTGAGE

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Pensacola – 201 North Palafox Street Additional locations in Destin, Panama City & Fairhope, AL!

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Business Vacation Extended Stay HIGHPOINTE.COM

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850-439-3330

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2187 Airport Boulevard

1144 Airport Boulevard

5049 Corporate Woods Drive

6000 Cobble Creek Road

700 E. Chase Street

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850-478-1123

Clear Title is proud to be associated with the HBA and commends its members for their professionalism and contributions to our communities.

cleartitlenwfl.com Clear Title is owned by Steve Moorhead, a Florida Bar board-certified real estate attorney, who has served the Pensacola real estate community for over 30 years. Many of our closers and other professional staff members have been handling real estate closings for more than 20 years.

Led by COO, Pennye Putman, Clear Title has the expertise to ensure a satisfying closing experience.

Trust us to guide you home.

Steve Moorhead, Founder and CEO

Pennye Putman, COO

Northwest Florida’s name for client-focused real estate law.

Our team of highly experienced attorneys is united by a vision to build our Gulf Coast communities and enhance Northwest Florida’s quality of life.

850.972.9900

www.moorheadlaw.com

YOUR DREAM HOME AWAITS!

Harvesters offers the wide array of mortgage options you would expect from a large institution, but with the personal attention you appreciate when working with a local community lender.

Call one of our Mortgage Loan Originators for more information.

HarvestersFCU.com | 850.857.4328 NCUA Federally Insured by NCUA |

Equal Housing Lender | NMLS # 506711

Nancy Connelly Robin Arnold 850-937-4612 NMLS # 805531

850-937-4613 NMLS # 1186739

South + West Escambia Co. Frank Reeder Rd

South & West Escambia County

1. D.R. Horton of Pensacola 10505 Queens Gate Circle, Pensacola, FL 32506 2. Encore Homes by ParsCo 121 North CSOUTH Street, Pensacola, FL 32502 COUNTY HOMES & WEST ESCAMBIA 3. Flynn Built1 D.R. Horton of Pensacola 314 East Belmont Street, Pensacola, FL 32501 2 Encore Homes by ParsCo 3

Flynn Built

10505 Queens Gate Circle, Pensacola, FL 32506 121 North C Street, Pensacola, FL 32502 314 East Belmont Street, Pensacola, FL 32501

Parade of Homes | 43

D.R. HORTON SOUTH + WEST ESCAMBIA CO.

1

Feature Builder

Queens Gate

10505 Queens Gate Circle Pensacola, FL 32506

1791 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

Smart Home Technology | Stainless steel appliances | Luxury vinyl flooring | Open floor plan | easy access to Beulah

DRIVING DIRECTIONS

Take Pine Forest Rd. to N. Blue Angel Hwy., to right on Dog Track to left on Tanton to left on Ora Rd., to Queens Gate Community.

© 2020 D.R. Horton, Inc., no reproduction of this plan allowed, LIC# RB29003307 2450 Hwy 29 S., Cantonment, FL 32533 | phone:850-533-0128 | www.drhorton.com 44 | Pensacola Magazine

ENCORE HOMES BY PARSCO 2 SOTUH + WEST ESCAMBIA CO.

Garden District Cottages 121 North C Street Pensacola, FL 32502

1665 Square ft.

3 Bedrooms 2.5 Baths AMENITIES OF HOME

Full irrigation and landscaping package | 100% James Hardie siding | Tankless water heater LVT throught first floor | Master suite with walk in shower | Tile surrounds in showers and baths Gas Stove | Pot filler | Microwave drawer | Quartz throughout

DRIVING DIRECTIONS

Head west on W. Main St. toward S. Baylen St. Turn right onto S. “A” St. Turn left onto W. Garden St. Turn right at the second cross street onto N. “C” St.

© 2020 Encore Homes by ParsCo, no reproduction of this plan allowed, LIC# CGC1512307 P.O. Box 12862 | phone: 850-696-7656 | ParscoConstruction.com Parade of Homes | 45

FLYNN BUILT SOUTH + WEST ESCAMBIA CO.

3

Feature Builder

1248 Square ft.

2 Bedrooms 1.5 Baths AMENITIES OF HOME

Stylish matte black GE Café appliances | Wine bar complete with wine fridge | Ultra-modern floating staircase | One of a kind custom epoxy table in eat-in kitchen made by local artist | Luxury wood flooring throughout | Control 4 system | Tankless hot water heater | Large apron front sink in kitchen | Furnished by Todd at Modern interiors, Miramar Beach, Florida

DRIVING DIRECTIONS

Take I-110 South to Exit 1A on the left toward W. Gregory St. Turn right onto N. Alcaniz St., then turn left onto E. Wright Street. Take a right onto N.Hayne St., then turn right onto E. Belmont St. The home will be on the left.

314 E. Belmont St. Pensacola, FL 32501

© 2020 Flynn Built, no reproduction of this plan allowed, LIC# CGC1525721 1300 E. Olive Rd., Pensacola, FL 32514 | phone: 850-477-6118, J. Scott Terry | www.flynnbuilt.com 46 | Pensacola Magazine

Real Estate is Our Family Business er h t no es!

A n s o f Hom n o lati rade o u t ra l Pa g n Co essfu c Suc

We are Northwest Florida’s premier Real Estate Brokerage. We’ve been setting the standard for excellence since 1982! With over 50 Full-Time Realtors, we have specialists in all areas of Real Estate ranging from Residential Sales to Commercial Shopping Centers, Hotels, Offices and Land Developement. #BuySellConnell

Selling New Homes Since 1982!

850.478.4141 buysellconnell.com

Connell & Company Realty, Inc. | 2107 Airport Blvd | Pensacola, FL 32504

850.642.0398

sprayfoamflorida@gmail.com SprayFoamProfessionalsLLC.com

North Santa Rosa Co. North Santa Rosa County

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NORTH SANTA ROSA COUNTY HOMES

1. Adams Homes of1Northwest FL of Northwest FL Adams Homes 5644 Fawcett St.,2Milton, FLHomes 32570of Northwest FL Adams 3 Breland Homes Coastal LLC

10. Timberland LLC 5644 Fawcett St., Milton, Contractors FL 32570

4999 Creekside Milton, FL 32570 4921 Hamilton Crossing Blvd.,Lane, Milton, FL 32570

2. Adams Homes of Northwest FL 4 Celebrity Home Builders Inc 4921 Hamilton Crossing Blvd., Milton, FL 32570

4531 Jude Way, Pace, FL 32571

3. Breland Homes Coastal LLC Inc. 6 D.R. Horton 4531 Jude Way, Pace, FL Horton 32571 Inc. 7 D.R.

12. Timberland Contractors LLC 5816 Guinevere Lane, Milton, FL 32583

5 Celebrity Home Builders Inc

8 D.R. Horton Inc.

4. Celebrity Home Builders Inc 9 Flynn Built 5556 Dunridge Dr., Pace, FL 32571

10 Timberland Contractors LLC

5. Celebrity Home 11 Builders Inc Contractors LLC Timberland 5615 Dunridge Dr., FL 32571 12 Pace, Timberland Contractors LLC 13 Timberland Contractors LLC

6. D.R. Horton Inc. 14 Timberland Contractors LLC 5816 Guinevere Lane, Milton, FL 32583 7.

15 Timberland Contractors LLC

D.R. Horton Inc.16 Flynn Built

4176 Equestrian Blvd., Pace,Homes FL 32571 17 Holiday 18 Truland Homes

8. D.R. Horton Inc. 4933 Red Oak Dr., Milton, FL 32583 9. Flynn Built 7216 Bayshore Dr., Milton, FL 32583

11. Timberland Contractors LLC 5253 Gainswood Dr., Milton, FL 32570

5556 Dunridge Dr., Pace, FL 32571 5515 Dunridge Dr., Pace, FL 32571

6547Blvd., Old Florida Lane, Milton, FL 32570 4176 Equestrian Pace, FL 32571 4933 Red Oak Dr., Milton, FL 32583

13. Timberland Contractors LLC 9241 Irongate Blvd., Milton, FL 32570

7216 Bayshore Dr., Milton, FL 32583

4999 Creekside Lane, Milton, FL 32570

14. Timberland Contractors 5253 Gainswood Dr., Milton, FL 32570 LLC

Lot 4Lane, B Micanopy Milton, FL 32570 - COMING SOON 6547 Old Florida Milton, Dr., FL 32570 9241 Irongate Blvd., Milton, FL 32570

15. Timberland Contractors LLC Lot 51 A Micanopy Dr., Milton, FL 32570 - COMING SOON

Lot 4 B Micanopy Dr., Milton, FL 32570 - COMING SOON

Lot 51 A Micanopy Dr., Milton, FL 32570 - COMING SOON

Yellow 16.

RiverFlynn RanchBuilt - COMING SOON

RIVER RANCH - COMING SOON Yellow RiverYELLOW Ranch - COMING SOON

Yellow River Ranch - COMING SOON

17. Holiday Homes YELLOW RIVER RANCH - COMING SOON

18. Truland Homes YELLOW RIVER RANCH - COMING SOON Parade of Homes | 49

ADAMS HOMES OF NWFL. NORTH SANTA ROSA CO.

1

Feature Builder

Hamilton Crossing 5644 Fawcett St. Milton, FL 32570

1920 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

Covered rear porch | Craftsman Elevation | Granite Counter tops in kitchen | Upgraded flooring | Sprinkler system | All brick construction

DRIVING DIRECTIONS

On Hamilton Bridge Rd East of Pond Creek.

Across from the intersection of Parkway Dr and Hamilton Bridge Rd.

© 2020 Adams Homes of Northwest FL, LLC, no reproduction of this plan allowed, LIC# CRC10330146 5508 B North W Street, Pensacola, FL 32505 | phone: 850-469-0977 | www.adamshomes.com 50 | Pensacola Magazine

ADAMS HOMES OF NWFL.

Hamilton Crossing

4921 Hamilton Crossing Blvd.

Milton, FL 32570

2 NORTH SANTA ROSA CO.

Feature Builder

2005 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

Covered Lanai | Open floor plan | All Brick construction | Granite counter tops in kitchen | Upgrade flooring | Sprinkler system

DRIVING DIRECTIONS

On Hamilton Bridge Rd., East of Pond Creek.

Across from the intersection of Parkway Dr. and Hamilton Bridge Rd. May not show up on GPS

© 2020 Adams Homes of Northwest FL, LLC, no reproduction of this plan allowed, LIC# CRC10330146 5508 B North W Street, Pensacola, FL 32505 | phone: 850-469-0977 | www.adamshomes.com Parade of Homes | 51

BRELAND HOMES NORTH SANTA ROSA CO.

3

Feature Builder

Katie Ridge

1815 Square ft.

4 Bedrooms 2 Baths

4531 Jude Way Pace, FL 32571

Plan #1815 “A” Elevation

“B” Elevation

AMENITIES OF HOME

Welcoming Covered Porch | Open floor plan | Granite in Kitchen and Bathrooms | Low Maintenance vinyl plank flooring | Separate garden tub / shower in main bathroom | Craftsman trim package with cased windows openings and lots of crown molding | Four-sided brick and architectural shingles

DRIVING DIRECTIONS

From Hwy 90 and West Spencerfield Rd., head North, turn Right (west) on North Spencerfield Rd., turn left on Joggers Lane. Katie Ridge is at the end of the road, model home on left.

“C” Elevation Copyright 2018 © Beland Homes, L.L.C. Breland Homes reserves the right to change price, plan and or specification without notice.

This is conceptual art for illustrative purposes only. Colors and specifications may vary according to subdivision

© 2020 Breland Homes Coastal LLC, no reproduction of this plan allowed, LIC# CBC1262636 41 N. Jefferson St., Suite 108, Pensacola, FL 32502 | phone: 850-465-3590 | www.brelandhomes.com 52 | Pensacola Magazine

CELEBRITY HOME BUILDERS 4 NORTH SANTA ROSA CO.

Stonechase

5556 Dunridge Dr. Pace, FL 32571

2589 Square ft.

5 Bedrooms 3 Baths AMENITIES OF HOME

Extended covered porch | Outdoor fireplace | Upgrade tile shower | Upgraded lighting | Painted cabinets | Brick arch | Tile backsplash | Upgraded Dolomite in kitchen and master bath | LVP in common areas

DRIVING DIRECTIONS

From Highway 90 turn north and travel to 5 Points. Take a left onto Quintette Road in 1.6 miles Stonechase will be on your left.

© 2020 Celebrity Home Builders Inc., no reproduction of this plan allowed, LIC# CRC058100 4400 Bayou Blvd, Ste 46, Pensacola, FL 32503 | phone: 850-450-5255 | www.celebrityhomes.com Parade of Homes | 53

CELEBRITY HOME BUILDERS NORTH SANTA ROSA CO.

5

Stonechase 5615 Dunridge Dr. Pace, FL 32571

1797 Square ft.

3 Bedrooms 2 Baths AMENITIES OF HOME

LVP in common areas | Painted Cabinets | Open Floorplan | Spray Crete front and back porch | Granite – Kitchen and Baths | Large Covered Porch

DRIVING DIRECTIONS

From Highway 90 turn north on Woodbine and travel to 5 Points. Take a left onto Quintette Rd. In 1.6 miles Stonechase will be on your left.

© 2020 Celebrity Home Builders Inc., no reproduction of this plan allowed, LIC# CRC058100 4400 Bayou Blvd, Ste 46, Pensacola, FL 32503 | phone: 850-450-5255 | www.celebrityhomes.com 54 | Pensacola Magazine

D.R. HORTON

Cambria

5816 Guinevere Lane Milton, FL 32583

6 NORTH SANTA ROSA CO.

Feature Builder

1791 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

Smart Home Technology | Stainless Steel Appliances | Granite kitchen countertops | Luxury vinyl flooring | Brick front exterior

DRIVING DIRECTIONS

Take I-10 East to FL-281 / Avalon Blvd., take a left off the Avalon exit. In 2.5 miles turn left on Cyanamid Rd. then another left on Guinevere.

© 2020 D.R. Horton, Inc., no reproduction of this plan allowed, LIC# RB29003307 2450 Hwy 29 S., Cantonment, FL 32533 | phone:850-533-0128 | www.drhorton.com Parade of Homes | 55

D.R. HORTON NORTH SANTA ROSA CO.

7

Feature Builder

Robinson Estates 4176 Equestrian Blvd.

Pace, FL 32571

3113 Square ft.

5 Bedrooms 3 Baths AMENITIES OF HOME

Smart Home Technology | Stainless steel appliances | Gourmet Kitchen | Granite countertops | Open floor plan | Community pool | Wood look tile flooring | Crown molding | Tile shower | Four-sided brick

DRIVING DIRECTIONS

From Five Points in Pace, turn down Berryhill Rd., go roughly 2 miles and take a right on West Spencerfield Rd., and community is on your right.

© 2020 D.R. Horton, Inc., no reproduction of this plan allowed, LIC# RB29003307 2450 Hwy 29 S., Cantonment, FL 32533 | phone:850-533-0128 | www.drhorton.com 56 | Pensacola Magazine

D.R. HORTON

The Preserve 4933 Red Oak Dr. Milton, FL 32583

8 NORTH SANTA ROSA CO.

Feature Builder

1830 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

Smart Home Technology | Stainless steel appliances | Granite countertops | Wood look flooring Open floor plan | Four-sided brick

DRIVING DIRECTIONS

Take I-10 headed east, exit on Hwy 87, take a left then turn onto Hwy 90, then you will take a left onto Persimmon Hollow Rd. Take your first right onto Delta Dr. then community is on your left.

© 2020 D.R. Horton, Inc., no reproduction of this plan allowed, LIC# RB29003307 2450 Hwy 29 S., Cantonment, FL 32533 | phone:850-533-0128 | www.drhorton.com Parade of Homes | 57

FLYNN BUILT NORTH SANTA ROSA CO.

9

Feature Builder

7216 Bayshore Dr. Milton, FL 32583

2868 Square ft.

3 Bedrooms 2.5 Baths AMENITIES OF HOME

Stunning full water view, wrap around deck on back of home | Gorgeous white platinum granite in huge eight foot kitchen island | Jack-and-Jill bathroom connecting two spacious bedrooms | Large bonus room upstairs, perfect for a game room, home gym or both! | Luxury vinyl plank flooring throughout | GE Profile appliance package | Large front and back yards, with back overlooking the water | Master suite opens to large back deck, ideal for having morning coffee or reading a book

DRIVING DIRECTIONS

From Garcon Point Road, head east on Robinson Point Road. Turn onto Waterview Drive, then left onto Bayshore Drive. The home will be on the left.

Š 2020 Flynn Built, no reproduction of this plan allowed, LIC# CGC1525721 1300 E. Olive Rd., Pensacola, FL 32514 | phone: 850-477-6118, Lawrence Bonck | www.flynnbuilt.com 58 | Pensacola Magazine

TIMBERLAND CONTRACTORS, LLC

Creekside

4999 Creekside Lane Milton, FL 32570

10 NORTH SANTA ROSA CO.

Feature Builder

1661 Square ft.

3 Bedrooms 2 Baths AMENITIES OF HOME

2-Car Garage | Custom stained wood cabinets with pantry and large covered lanai | Ceramic tile flooring in Great room, Dining & wet areas Granite Countertops kitchen & baths with range hood | Fiberglass Master shower with separate 6’ Master tub and dual walk-in closets | Front and side yard sod | Convenient location to I-10, Hwy 87, Navarre Beach and Pensacola/Crestview areas

DRIVING DIRECTIONS

Willard Norris Left on Pine Blossom to intersection of Parsons Road on Left.

© 2020 Timberland Contractors, LLC, no reproduction of this plan allowed, LIC# RG0066662 6478 Hwy 90, Suite G, Milton, FL 32570 | phone: 850-982-7370 | www.timberlandcontractors.com Parade of Homes | 59

TIMBERLAND CONTRACTORS, LLC NORTH SANTA ROSA CO.

11

Feature Builder

Plantation Woods 5253 Gainswood Dr. Milton, FL 32570

2630 Square ft.

4 Bedrooms 3 Baths AMENITIES OF HOME

Model home with 2-Car Oversized Garage Upgraded Appliances with eye level oven, microwave and island | Custom stained wood cabinets with bump outs and HUGE Walk in pantry Ceramic tile flooring in Greatroom, Dining & wet areas | Granite Countertops kitchen & baths and kitchen backsplash to vented range hood Ceramic Tile Master 2 head shower-separate 6’ Master tub & double walk-in closets | Full sod to buffer and HUGE Covered lanai | Convenient location to I-10, Whiting Field, Navarre Beach & Pensacola/Crestview | No HOA! | Boat and RV storage allowed behind privacy fence on ANY lot!

DRIVING DIRECTIONS

Hwy 90 Right on Paddle Wheel (GPS Paddle-Wheel Drive) Right on Clearbrook – Left on Gainswood Dr. home on the corner on the right.

© 2020 Timberland Contractors, LLC, no reproduction of this plan allowed, LIC# RG0066662 6478 Hwy 90, Suite G, Milton, FL 32570 | phone: 850-982-7370 | www.timberlandcontractors.com 60 | Pensacola Magazine

TIMBERLAND CONTRACTORS, LLC

Magnolia Glen 6547 Old Florida Lane Milton, FL 32570

12 NORTH SANTA ROSA CO.

Feature Builder

2830 Square ft.

5 Bedrooms 4 Baths AMENITIES OF HOME

Model home with pPool Package & Alarm | 3-Car Oversized Side Entry Garage | Ranai tankless Gas Endless Hot Water Heater & Gas upgraded cooktop | Upgraded Appliances with eye level oven and microwave | Custom painted wood cabinets with bump outs and island kitchen | Ceramic tile flooring in Great room, Dining, Kitchen & wet areas | Granite Countertops kitchen & baths, and kitchen backsplash to vented range hood Ceramic tile Master Shower and double walk-in closets with “easy access” laundry | 1 acre fenced lot with Full sod & sprinklers and well with Large Covered lanai | Convenient location to Whiting Field, I-10, Navarre Beach, Pensacola and Crestview| Upgraded cement board front Elevation and columns | No HOA ! Boats and RV allowed behind wood privacy fence

DRIVING DIRECTIONS

Willard Norris left on Pine Blossom to Intersection of Parsons Rd., on the left

© 2020 Timberland Contractors, LLC, no reproduction of this plan allowed, LIC# RG0066662 6478 Hwy 90, Suite G, Milton, FL 32570 | phone: 850-982-7370 | www.timberlandcontractors.com Parade of Homes | 61

TIMBERLAND CONTRACTORS, LLC NORTH SANTA ROSA CO.

13

Feature Builder

Cottonwood 9241 Irongate Blvd.

Milton, FL 32570

2335 Square ft.

4 Bedrooms 3 Baths AMENITIES OF HOME

2-Car Oversized Side Entry Garage | Upgraded Appliances with eye level oven, microwave and island | Custom stained wood cabinets with bump outs | Ceramic tile flooring in Greatroom, Dining & wet areas | Granite Countertops kitchen & baths and kitchen backsplash to vented range hood | Ceramic Tile Master 2 head shower-separate 6’ Master tub & double walk-in closets | Full sod to rear buffer and Covered lanai | Convenient location to I-10, Whiting Field, Navarre Beach & Pensacola/Crestview | Boat and RV storage allowed behind privacy fence on this lot

DRIVING DIRECTIONS

Berryhill to Anderson Lane – Left on Gray Moss – Left on Irongate home on the left

© 2020 Timberland Contractors, LLC, no reproduction of this plan allowed, LIC# RG0066662 6478 Hwy 90, Suite G, Milton, FL 32570 | phone: 850-982-7370 | www.timberlandcontractors.com 62 | Pensacola Magazine

TIMBERLAND CONTRACTORS, LLC 14 NORTH SANTA ROSA CO.

Feature Builder

COMING SOON Magnolia Glen Lot 4 B Micanopy Dr. Milton, FL 32570

4109 Square ft.

5 Bedrooms 4 Baths AMENITIES OF HOME

Scheduled completion Jan. 2021 | Mancave & Bonus Room | 3-Car Oversized Side Entry Garage Ranai tankless Gas Endless Hot Water Heater & Gas upgraded cooktop | Upgraded Appliances with eye level oven and microwave | Custom painted wood cabinets with bump outs and island kitchen | Ceramic tile flooring in Greatroom, Dining, Kitchen & wet areas | Granite Countertops kitchen & baths, and kitchen backsplash to vented range hood Ceramic tile Master Shower and double walk-in closets with “easy access” laundry 1 acre lot with Full sod & sprinklers and well with Large Covered lanai | Convenient location to Whiting Field, I-10, Navarre Beach, Pensacola and Crestview | Gated Subdivision with ½ acre minimum lots | Limited HOA ! Boats and RV allowed behind privacy fence

DRIVING DIRECTIONS

Willard Norris left on Pine Blossom to Intersection of Parsons Rd., on the left

© 2020 Timberland Contractors, LLC, no reproduction of this plan allowed, LIC# RG0066662 6478 Hwy 90, Suite G, Milton, FL 32570 | phone: 850-982-7370 | www.timberlandcontractors.com Parade of Homes | 63

TIMBERLAND CONTRACTORS, LLC NORTH SANTA ROSA CO.

15

Feature Builder

COMING SOON Magnolia Glen Lot 51 A Micanopy Dr. Milton, FL 32570

2029 Square ft.

3 Bedrooms 2 Baths AMENITIES OF HOME

Schedule Completion Jan. 2021 | 9’ Plate Height/ GR 2 step recess ceiling | 2-Car Oversized Side Entry Garage | Upgraded Appliances with eye level oven and microwave | Custom painted wood cabinets with bump outs and island kitchen | Ceramic tile flooring in Great room, Dining, Kitchen & wet areas | Granite Countertops kitchen & baths, and kitchen backsplash to vented range hood | Ceramic tile Master Shower and double walk-in closets with “easy access” laundry | ½ acre lot with Full sod & sprinklers with Large Covered lanai | Convenient location to Whiting Field, I-10, Navarre Beach, Pensacola and Crestview | New Gated Subdivision with ½ acre minimum lots | Limited HOA ! Boats and RV allowed behind privacy fence

DRIVING DIRECTIONS

Willard Norris Left on Pine Blossom to Intersection of Parsons Road, on the left.

© 2020 Timberland Contractors, LLC, no reproduction of this plan allowed, LIC# RG0066662 6478 Hwy 90, Suite G, Milton, FL 32570 | phone: 850-982-7370 | www.timberlandcontractors.com 64 | Pensacola Magazine

FLYNN BUILT 16 NORTH SANTA ROSA CO.

Feature Builder

COMING SOON Yellow River Ranch 4180 Lazy Breeze Lane Milton, FL. 32583

2481 Square ft.

4 Bedrooms 3 Baths AMENITIES OF HOME

Large 22’x10’ rear covered porch | Double sized kitchen island with 12” overhang with plenty of space for a large group | Spacious 7’x5’ walk-in pantry | Roomy 15’x16’ master bedroom with trey ceiling and ceiling fan | Double vanities in the master bathroom with beautiful granite countertops 7’x12’ walk-in closet in master bedroom | Fully tiled shower with rain showerhead, seamless glass door and separate garden tub | Half bath right off the Great Room | Tray ceiling in the Great Room with ceiling fan | Built-in closet in the garage for even more storage | Tankless gas water heater | Stunning painted brick accents on the home

DRIVING DIRECTIONS

From Pensacola: Take I-10E to exit 28 toward Milton Turn right onto Ward Basin Rd. Turn left onto Hickory Hammock Rd. Turn right onto Shiloh Rd. (.2 miles) From US-90: Take US-90 W to FL-87S. Turn left onto FL-87S (3.4 miles), then turn right onto Hickory Hammock Rd. Turn left onto Shiloh Rd. (.2 miles) © 2020 Flynn Built, no reproduction of this plan allowed, LIC# CGC1525721 1300 E. Olive Rd., Pensacola, FL 32514 | phone: 850-477-6118 | www.flynnbuilt.com Parade of Homes | 65

HOLIDAY BUILDERS NORTH SANTA ROSA CO.

17

COMING SOON Yellow River Ranch 4172 Lazy Breeze Lane Milton, FL. 32583

2481 Square ft.

4 Bedrooms 3 Baths AMENITIES OF HOME

Den/Office with double one-lite French doors Garden tub with Shower in Owner’s Bath | Coffer Ceiling in Dining Room | Coffer Ceiling in Owners Suite | Gourmet Kitchen with Stainless appliances 42” upper cabinets in Kitchen | Quartz countertops in Kitchen and all Bathrooms | 3” x 6” antiqued ceramic backsplash in Kitchen | 7” elegant vinyl plank flooring in all public & wet areas | Upgraded Carpet in all Bedrooms | Crown molding in Dining, Foyer, Owner’s Suite, Great Room, Kitchen and Breakfast | Tiled Shower and tub surround

DRIVING DIRECTIONS

From Pensacola: Take I-10E to exit 28 toward Milton Turn right onto Ward Basin Rd. Turn left onto Hickory Hammock Rd. Turn right onto Shiloh Rd. (.2 miles) From US-90: Take US-90 W to FL-87S. Turn left onto FL-87 S (3.4 miles), then turn right onto Hickory Hammock Rd. Turn left onto Shiloh Rd. (.2 miles)

© 2020 Holiday Builders LLC, no reproduction of this plan allowed, LIC# CGC062771 4900 Bayou Blvd., Suite 210, Pensacola, FL 32503 | phone: 850-641-7520 | www.holidaybuilders.com 66 | Pensacola Magazine

TRULAND HOMES 18 NORTH SANTA ROSA CO.

COMING SOON Yellow River Ranch

2514 Square ft.

4 Bedrooms 3 Baths

TBD Milton, FL 32583

TH E PHOEN IX PLAN

linen

AMENITIES OF HOME

36"x60" Shower

36"x48" Shower

optional covered porch linen

closet

optional covered porch 192 s.f.

bath 1 covered porch

closet

closet

brkfst 11'-0'' X 12'-2''

bath 1

bedroom #4 13'-0'' X 12'-6''

master bath option #1

linen

linen

master bedroom 14'-6'' X 16'-8''

bath 3

family room 16'-2'' X 24'-5''

closet

seat

closet

bedroom #3 14'-4'' X 12'-5''

kitchen 11'-0'' X 17'-0''

bath 1

washer

laund

closet closet

dryer

master bath option #2

opt. drop area

entry

pantry

dinning 14'-4'' X 14'-8'' bath 2

bedroom #2 11'-6'' X 11'-10''

porch

flex space 14'-4'' X 14'-8''

Gas package | Irrigation System | Painted soft close cabinets | Beautiful high ceilings | Tiled master shower | Extended back porch | Cased Openings | Floor Outlet | Floor Outlet | Granite Counter tops | Luxury EVP flooring

2 car garage 22'-0'' X 22'-0''

DRIVING DIRECTIONS

Head east or west on I-10. Get off onto exit 31 and head south on Hwy 87. Go about 2 miles and turn right at light onto Hickory Hammock Rd., Go about 1 mile to the left turn lane opens up and make that turn to the left onto Shiloh Rd. Go straight and you will dead end into Yellow River Ranch.

flex space options: option #1: flex space - cased opening (as shown) option #2: flex space - french doors (not shown)

option flex space

4 2 allowed, 2,514 Š 2020 Truland Homes LLC, no reproduction of3this plan LIC# RR282812083 1700 West Main Street, Suite 400, Pensacola, FL 32501 | phone: 850-380-8827 | www.trulandhomes.com Prices, plans, features, options are subject to change without notice. Additional restrictions may apply. Prices shown do not include closing costs and fees, which may substantially affect the final cost of the home. Homes are subject to availability. Square footages are approximate. Images are artist renderings only and are subject to change. Truland Homes is an equal housing builder. ALGC Builder License No. 23716. FLGCW License No RC3031. FLGCE License No CRC1332469. Revision Date: 01/30/2020.

Parade of Homes | 67

Closets

Dream Home C lo s e

By Alphts a!

Cabinetry Murphy Beds Closet and Murphy Bed Showroom Call for a design consultation today! 850.934.9130 6084 Gulf Breeze Hwy • Gulf Breeze Florida • 850.934.9130 • www.AlphaClosets.com

It’s time for your Energy Checkup Get your free Energy Checkup and receive personalized recommendations and receive personalized recommendations, tips and rebates to help you save money and energy. For details visit GulfPower.com/energycheckup.

Safe and secure.

YOU WANT TO FEEL SAFE WHEN AT HOME and assured when you are away. Our customized alarm systems are designed to reduce your exposure to threats of theft, violence, vandalism and more, with the convenience of remote access and control. Monitor your wireless cameras and edit your security features from anywhere, anytime, with our state-ofthe-art mobile app. To learn more, call 850.433.9473 or visit us at redwire.com.

Your local security expert.

Cat Myhre

850.433.9473 ext 5086 cmyhre@redwire.com

Lic# EF20001219

Your Vision, Our Craftmanship

Bontrager Builders Group is an award-winning construction company that is setting new standards for distinctive home and commercial building. We are known throughout Northwest Florida for our exquisite attention to detail, distinguished design, and superior care of our clients.

Each project, whether a custom waterfront home or a proprietary office facility, is built with two things in mind.

Building the customers dream property and creating something that is distinguished and beautiful.

Roger A. Bontrager, President | 850.444.9797 | 223 West Gregory Street | Pensacola, FL 32502

www.BontragerBuildersGroup.com

South Santa Rosa Co.

South Santa Rosa County

1. Acorn Fine HomesSANTA ROSA COUNTY HOMES SOUTH 7363 Gulf Blvd, Navarre, FL 32566 1 Acorn Fine Homes

2. Acorn Fine 2 Homes Acorn Fine Homes 7693 North Shores Dr, Navarre, FL 32566

3 Breland Homes Coastal LLC

3. Breland Homes Coastal 4 Flynn Built LLC 1356 Areca Palm Dr., Gulf Breeze, FL 32563 5 Henry Company Homes

4. Flynn Built 6 Samuel Stevens & Associates 7330 East Bay Blvd., Navarre, FL 32566

7363 Gulf Blvd, Navarre, FL 32566 7693 North Shores Dr, Navarre, FL 32566

1356 Areca Palm Dr., Gulf Breeze, FL 32563 7330 East Bay Blvd., Navarre, FL 32566 6071 Redberry Dr., Gulf Breeze, FL 32563 1486 E. Shores Blvd., Gulf Breeze, FL 32563 - COMING SOON!

5. Henry Company Homes 6071 Redberry Dr., Gulf Breeze, FL 32563 6. Samuel Stevens & Associates 1846 East Shore Blvd. Gulf Breeze, FL 32563

Parade of Homes | 71

ACORN FINE HOMES SOUTH SANTA ROSA CO.

1

7363 Gulf Blvd.

Navarre Beach, FL 32566

3814 Square ft.

5 Bedrooms 3.5 Baths AMENITIES OF HOME

Coastal Modern Design | Geothermal Heating & Cooling | Solatube Day Lighting | Stainless Steel Railings | Impact Glass Windows | Game Room | Home theatre | Elevator | Trex Decking Coretec Flooring

DRIVING DIRECTIONS

West on Gulf Blvd., from bridge, Home on the Gulf Side

© 2020 Acorn Fine Homes, no reproduction of this plan allowed, LIC# RG0055853 4941 Soundside Drive, Gulf Breeze, FL 32563 | phone: 850-748-3066 | www.acornfinehomes.com 72 | Pensacola Magazine

ACORN FINE HOMES 2 SOUTH SANTA ROSA CO.

Martha’s Cove 7693 North Shores Dr. Navarre, FL 32566

2611 Square ft.

3 Bedrooms 3 Baths AMENITIES OF HOME

Modern Design | Geothermal Heating & Cooling | Solatube Day | Concrete Pilings | Generator Impact Glass Windows | Plank Tile Flooring Stainless Steel Railings | Elevator | Trex Decking

DRIVING DIRECTIONS

South off Hwy 98 on Mustang Left on North Shores. Home at end of street on water.

© 2020 Acorn Fine Homes, no reproduction of this plan allowed, LIC# RG0055853 4941 Soundside Drive, Gulf Breeze, FL 32563 | phone: 850-748-3066 | www.acornfinehomes.com Parade of Homes | 73

BRELAND HOMES SOUTH SANTA ROSA CO.

3

Feature Builder

Natures Cove

1356 Areca Palm Dr. Gulf Breeze, FL 32563

3296 Square ft.

4 Bedrooms 3 Baths AMENITIES OF HOME

Wood look tile throughout all living areas | Ventless gas fireplace with Brick Mantle and Shiplap | Tray ceilings with ship lap | Upgraded granite countertops in kitchen and baths | Drop in garden tub and tile shower in master bath with frameless door | Carriage style 3 car garage | Stainless steel appliances with gas range | Tankless gas water heater | Craftsman trim package with crown in all living areas | Oversized Bonus room

DRIVING DIRECTIONS

From Highway 98 turn on Soundside Dr., to Natures Cove, approximately 2.5 miles on left

© 2020 Breland Homes Coastal LLC, no reproduction of this plan allowed, LIC# CBC1262636 41 N. Jefferson St., Suite 108, Pensacola, FL 32502 | phone: 850–465-3590 | www.brelandhomes.com 74 | Pensacola Magazine

FLYNN BUILT

7330 East Bay Blvd.

Navarre, FL 32566

4 SOUTH SANTA ROSA CO.

Feature Builder

1845 Square ft.

4 Bedrooms 2 Baths AMENITIES OF HOME

Modern, yet classic, wood-stained elevation Convenient side-entry garage | Beautiful, extended front porch | Oil-rubbed bronze fixtures Coretec luxury vinyl plank flooring in common areas | Ceiling fans throughout, including back porch

DRIVING DIRECTIONS

Turn on East Bay Blvd., US-98 or US-87, and the home is located at the corner of East Bay Blvd. and Joe Pruitt Rd.

© 2020 Flynn Built, no reproduction of this plan allowed, LIC# CGC1525721 1300 E. Olive Rd., Pensacola, FL 32514 | phone: 850-477-6118, Loreli Gaff | www.flynnbuilt.com Parade of Homes | 75

HENRY COMPANY HOMES SOUTH SANTA ROSA CO.

5

Heather’s Place 6071 Redberry Drive Gulf Breeze, FL 32563

1801 Square ft.

3 Bedrooms 2 Baths AMENITIES OF HOME

Large Family Room with Soaring Vaulted Ceiling, Ceiling Fan and LED Lights | Luxury Wood Look Vinyl Plank Flooring in all Common Areas | Open Kitchen with LED Lights and Stainless Steel Appliances | Granite Countertops and Undermount sinks in Kitchen and Baths | Tray Ceiling and Ceiling Fan in Master Bedroom | Tile Shower with Separate Soaker Tub in Master Bathroom | Window Blinds Throughout | French Doors leading to Screened Back Porch | Double Car Garage with Garage Door Opener | Irrigation System

DRIVING DIRECTIONS

Driving East on US-98, Turn Left onto Bergren Road. Turn Right onto River Birch Rd. Right onto Redberry Drive. First House on the Right

© 2020 Henry Company Homes, no reproduction of this plan allowed, LIC# RG0045112 4229 Highway 9o East, Pace, FL 32571 | phone: 850-255-1517 | website 76 | Pensacola Magazine

SAMUEL STEVENS & ASSOCIATES 6 SOUTH SANTA ROSA CO.

COMING SOON Soundside Shores

2,647 Square ft.

4 Bedrooms 3 Baths

Phase 4 Coming Soon!

Gulf Breeze, FL 32563

2668

2868

AMENITIES OF HOME

4 SHLVS F/G SHWR

2868

Fireplace | Backyard Gathering Area W/fireplace | Ceramic Tile Designer Wall | Garden Shower in Master Bathroom | Wood Tongue & Groove Porch Ceiling’s | High Tech Electronics with Surround Sound | Large Custom Kitchen Island

2868

DINING

12'-0" X 14'-9"

PORCH

30'-10" X 14'-11"

BDRM 2

14'-10" X 12'-0"

GREAT ROOM

14'-0" X 16'-6"

BDRM 3

OTC30249 0

17'-2" X 18'-6"

4068

EGRESS

W421924 W2436R

W3624

D/W

MASTER BDRM

4068

W2436R

REF.

SINGLE SHE LF & ROD

6080

EGRESS HOSE BIB

SINGLE SHE LF & ROD

6080

EGRESS

9'-0" CEILING HEIGHT

14'-10" X 12'-0"

MICRO/ OVEN

10'-0" CEILING HEIGHT 11'-2" X 18'-6"

11'-0" CEILING HEIGHT

9'-0" CEILING HEIGHT

10'-0" CEILING HEIGHT

2668

SINGLE SHELF & ROD

4 SHELVES

BATH 3

2868

2668

SINGLE SHE LF & ROD

2868

3080

W4836

TILE TB/SHWR SURROUND

10'-0" CEILING HEIGHT

26 68

KITCHEN

10'-6" X 6'-0" SHELVES

ENTRY

10'-0" CEILING HEIGHT 7'-10" X 10'-2"

3080

SLIDE-IN TUB

MASTER BATH

LAUNDRY

3068

15'-0" X 6'-6"

BDRM 4

12'-4" X 10'-10"

7'-10" X 10'-10" WASHER

14" X 14" NICHE 12'-0" VAULTED CEILING WITH SKY LIGHT

Hwy 98 in Midway Turn South onto Nantahala Beach Rd., take a left onto Soundside Dr., go 1300 feet and take the 2nd Entrance into Soundside Shores

DRYER

PORCH

2668

DRIVING DIRECTIONS

EGRESS

STUDY

12'-0" CEILING HEIGHT 11'-0" X 11'-0"

W5816

DOUBLE SHELVES & ROD

TILE SURROUND

2668

HVAC

2668

2868

2050

4068

DOUBLE SHELVES & ROD

2868

FOLDING TA BLE

SINGLE SHE LF & ROD

2668

5080 FRENCH

WH

6'-10" X 10'-6" 14'-0" CEILING HEIGHT

19" x 19" FRAMED COLUMNS

TWO CAR GARAGE 23'-0" X 24'-0"

HOSE BIB

9080

9080

© 2020 Samuel Stevens & Associates, no reproduction of this plan allowed, LIC# CRC1331042 2313 Hwy 87, Navarre, FL 32566 | phone: 850-380-2989 | www.samuel-stevens.com Parade of Homes | 77

Home Mortgage Now Truist Local service. Local lenders. The benefits of having a local mortgage.

BEING LOCAL CAN MEAN MANY THINGS. At BB&T it means you’ll always have a friendly face to talk to about your home loan. You’ll always be able to make your loan payment at any BB&T financial center, and you can always discuss any servicing needs you may have. To meet your unique home loan servicing needs, BB&T provides numerous options, including: Your local BB&T financial center and mortgage loan officer – Local financial centers and local lenders keep us close to our clients and close to the neighborhoods where you live and work.

Online banking – As a mortgage customer, you can access your mortgage account any time, on any screen and any device. Online banking is convenient and secure. Visit BBT.com to enroll today.

BB&T Mortgage Servicing Center – 800-295-5744 Monday – Thursday 8:30 a.m.–5:15 p.m.; Friday 8:30 a.m.–6 p.m. ET. Plus 24/7 automated service.

To learn more about superior client service, visit us at BBT.com/mortgage.

BB&T, Member FDIC and an Equal Housing Lender.

Carmen Carmen J Kirchharr J Kirchharr Mortgage Loan Originator Mortgage Loan Originator 850-475-3244 Cell: 850-712-6631 Ofc:Ofc: 850-475-3244 Cell: 850-712-6631 5061 N. 12th Avenue 5061 N. 12th Avenue Pensacola, FL 32504 Pensacola, FL 32504 Ckirchharr@BBandT.com Ckirchharr@BBandT.com BBT.com/Ckirchharr BBT.com/Ckirchharr # 415318 NMLS NMLS # 415318

Loans are subject to credit approval.

Crystal Crystal D Leech D Leech Mortgage Loan Originator Mortgage Loan Originator Ofc:Ofc: 850-475-3245 Cell: 850-255-4648 850-475-3245 Cell: 850-255-4648 5061 N. 12th Avenue 5061 N. 12th Avenue Pensacola, FL 32504 Pensacola, FL 32504 Cleech@BBandT.com Cleech@BBandT.com BBT.com/Cleech BBT.com/Cleech # 763516 NMLS NMLS # 763516

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INTERNATIONAL REALTY

kINTERNATIONAL a i s e r s i r .REALTY com k a i s e r s i r. c o m

Editor’s Note September. For many, it is the harbinger of fall, but for the Florida panhandle, it’s just another month of summer with more responsibilities. As if this year hasn’t been strange enough, September finds us sending kids, teachers and administrators into uncertain territory.

No matter your stance on the subject, I think we can agree that we wish them all a healthy and productive school year.

So, let’s remember to show a little grace to everyone this month. It’s going to be tough enough and we need to support one another as much as we can.

Staying home. That’s been the theme this year—from quarantine and lockdowns to virtual school and remote work, home has become our sanctuary more than ever in 2020. Fitting that we have once again partnered with the Home Builders Association of Northwest Florida for their annual Parade of Homes. We are excited to bring you the official directory, which features dozens of expertly built homes that are open for the public to tour. From September 12 through 20, attendees can tour a variety of floorplans

and see the latest in amenities and design products. Whether you are looking for a new home or just looking for inspiration, you’re sure to find plenty to love.

While we are staying home a lot these days, it’s more important than ever to get outside as much as possible. Reconnecting with nature is a wonderful way to destress and get some perspective when times are difficult. For me, nature never fails to remind me that all the little things I spend my days worrying about are just that—little things. In the grand scheme of things, they really don’t matter much. With that in mind, we’ve put together some great articles on how to enjoy the great outdoors locally. From the best places to glamp to the coolest panhandle springs and from scallop diving to reef snorkeling, we’ve got something for everyone’s outdoor taste.

We hope you enjoy the issue and we sincerely hope you and your loved ones stay safe and healthy.

Kelly Oden Executive Editor

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JULY '20

87

Contents A LABOR OF LOVE

92

The Charles Fennell Gonzalez IV Casino Beach Snorkeling Reef

GLAMPING ACROSS THE PANHANDLE 95 Put the glamor in camping with these great spots across the Panhandle

LIVE FAST, DIE YOUNG

Bay scallops offer a short window for harvesting fun

92

95

99

THE PANHANDLE SPRINGS 103 Regional springs offer a refreshing and beautiful natural getaway

99

IN EVERY ISSUE Editor’s Letter

87

Page 10 with DeeDee Davis

90

Community News

109

SPECIAL SECTIONS Business Climate On the Market

117 131

cover image by James Kirkikis/shutterstock.com

103 88 Pensacola Magazine

MAGAZINE

SEPTEMBER 2020 Owner Malcolm Ballinger Publisher Malcolm Ballinger malcolm@ballingerpublishing.com Executive Editor Kelly Oden kelly@ballingerpublishing.com Art Director Guy Stevens guy@ballingerpublishing.com Graphic Designer/Ad Coordinator Garrett Hallbauer garrett@ballingerpublishing.com Editor Gina Castro ginac@ballingerpublishing.com Assistant Editor Dakota Parks dakota@ballingerpublishing.com Contributing Writers DeeDee Davis Sean Mullins Heidi Travis Editorial Intern Lilly Paradise Sales & Marketing Paula Rode, Account Executive ext. 28 paula@ballingerpublishing.com Geneva Strange, Account Executive ext. 21 geneva@ballingerpublishing.com Becky Hildebrand, Account Executive ext. 31 becky@ballingerpublishing.com

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OPINION

PAGE 10 with DeeDee Davis

I

t is a given how devastating Covid-19 has been. I watch the news at night and am horrified at the stories of families and their losses. For the longest time I didn’t even know anyone who knew anyone who tested positive. And now, it’s everywhere. My sister, niece, and nephew are all healthcare professionals, so we have been hearing tragic details about the cases. It took a whole different meaning when my mother came down with it. She would kill me if I printed her age but I did write about her awesome 80th birthday party a few years ago. If you believed everything you hear on the news, you would have been convinced that she was surely doomed. And while she was very ill, she beat it. There is something to be said for staying fit, eating healthy foods and exercising for your entire life. It has to help. So, thank God, she tested again last week and it came back negative.

The effect on business and personal income is just too staggering to process. And now they are speculating about college football season being canceled? Say it aint so!

There are plenty of activities that I enjoy but could sacrifice if I had to. College football does not fall into this category.

I have tried to find something light about the whole situation that will at least make us laugh for a bit. I think I found it, though it was anything but humorous in the beginning.

I have one daughter and she gives me joy beyond measure, usually. She came home to Pensacola a year ago after being away and working in New York and then Miami for more than 10 years. As a parent, isn’t this what we all hope for? You want your little birds to fly, but my goodness, it is so wonderful when they realize their hometown has grown up, or at least is on the way, and they actually WANT to come back here to live and work. Having her around is a blessing. Being able to drive five minutes to see her versus a long plane trip and cab ride makes me feel all is right with the world.

90 Pensacola Magazine

more romantic than walking down the aisle while “Love Me Tender” is sung by an Elvis impersonator? This was topped only by exiting the scene of the crime to “Viva Las Vegas.” I didn’t know whether to laugh or to cry. My beautiful daughter in her stunning gown that matched the lemay of Elvis’s white jumpsuit.

Well, not quite.

As she is the only daughter, I have always had visions of what her wedding would look like.

This is a mother’s prerogative. How many times have I pictured her walking down the aisle of our beautiful church where she was raised? The magnificent pipe organ in all its glory filling the sanctuary with chords of fanfare for the momentous occasion. The pastor would be upfront waiting, beaming with joy. The groom would enter, knowing he was the luckiest man in the world. All of our friends and family would be there to share the excitement and magic of the union.

Flowers everywhere. Beautiful reception with music and food and wine and a tiered cake.

Reality set in. Nothing says motherhood like choking on the plans you had for your child. My daughter is not an ungrateful woman. She is loving and appreciative and strong – and not always the most patient of people. She recently became engaged – so far so good in the story – but realized the challenges of planning a wedding during Covid. Mom’s dreams of the wedding were quickly flushed down ye royal toilet and a new plan took shape.

Caesar’s Palace in Las Vegas is lovely in August. The simulated garden courtyard looks almost like an authentic Roman villa and I must say that nothing is held back when you select the deluxe wedding package. She did make one concession and did agree to a lovely wedding gown. But I still wake up thinking about my plan for traditional bridal music and how it could have morphed into Elvis Presley. Yes, what could possibly be

Should you be envisioning something similar for yourself or your child who is suffering from temporary delusion, you need to be aware that the deluxe package does give you options for entertainment.

They could have selected Cher, Madonna or Wayne Newton, but my precious one exercised her usual tasteful judgement and said Madonna wailing “Like a Virgin”, Cher singing “I Got You Babe” or Wayne Newton’s “Danke Schoen” just didn’t have the same impact. On that we agree.

Weddings should be memorable, and this one exceeded all expectations in that department. Who knows? When a vaccine becomes available and we are comfortable in crowds again I may at least get a reception out of this. Without Elvis.

SEPTEMBER BIRTHDAYS 4

Tina Tortomase

5

Crystal Spencer

6

Logan DeVries

13

Sue Straugn

28

Robert Montgomery

30

Todd McWaters

The opinions expressed in this article are those of the author and do not necessarily reflect the opinions of Ballinger Publishing.

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A Labor of Love: The Charles Fennell

Gonzalez IV Casino Beach Snorkeling Reef

by Heidi Travis The Gulf of Mexico is home to an astonishing 15,420 species of sea creatures. From grouper to manta rays, to five different types of sea turtles, it is a thriving ecosystem rich in biodiversity and it’s right outside our doors.

Famous for its sugar sands and blue-green waters, the Emerald coast draws people far and wide to its shores. According to the Ocean Conservancy, “Florida’s ocean and coastal environment drives the economy and culture of the state, making it a world-renowned destination.”

92 Pensacola Magazine

Yet, this doesn’t come without its challenges. Coexisting with nature is not always simple, especially when trying to strike the balance between what’s good for the economy versus the ecology.

But it doesn’t have to be this way. The truth is that there are ways to get the best of both worlds.

Such is the case with the newly installed Charles Fennell Gonzalez, IV, Casino Beach Snorkeling Reef, the latest in a series of installations along the Pensacola Beach coast that’s open to the public for recreation. The project

We have a very deepseated trust in each other and each other’s abilities.

We’re the only ones we can depend on,” Ghio said. has been in the works since 2015 and was made possible through a $59,500 grant awarded by the Florida Fish and Wildlife Conservation Commission through funds administered by the Federal Aid in Sportfish Restoration.

It is located 150 feet east of the Casino Beach Swimming Area and made of concrete and limestone rock reef disks that are bolted to a piling that is jetted into the seafloor.

The project is the brainchild of Executive Director of the Santa Rosa County Authority, Paolo Ghio, and the Escambia County Marine Resources Division Manager, Robert Turpin. Both EPA certified dive masters, licensed boat captains, and ocean enthusiasts, the pair have been working together for decades to educate the public and to safeguard our waters.

“When it comes to the Gulf, we are pretty much married to the hip. We dive together.

“So, we said why don’t we look at broadening this incredible other world that is underneath the waves of the Gulf to people who are less trained than we are.

To people who want to experience what the Gulf is about but would rather just do it with a snorkel,” he said. “So, let’s introduce them to the Gulf by way of a snorkeling reef. And that was the start of putting a snorkeling reef in proximity of Casino Beach.”

Ghio and Turpin said that the location is ideal given its proximity to the area’s most popular beach, Casino Beach, and to the numerous hotels and condominiums surrounding it. The reef ’s accessibility will naturally facilitate a greater opportunity for community engagement.

“We’ve been blessed with a lot of richness in the upper Gulf.

would attract fish and create an ecosystem that was going to benefit the fish and the marine life but that was also going to give anglers an opportunity to fish right there in their back yard.”

None of us ever imagined that he’d never get to see it. That he’d never be able to dive on it. So how else do we get him to be part of it than to name it after him? He will forever be with us every time we go out there and we dive on it.

The sea life is so abundant!

Both reef fish and pelagics.

But as the name indicates, a reef fish needs a reef in order to house itself in, “ Ghio said.

“The one element that we don’t have compared to, say, Californian coasts, is we don’t have a natural reef.

For the last 20 years, Turpin and I have been deploying materials that weren’t going to decompose or corrode into oblivion in the Gulf within proximity to the shoreline

Artificial reefs can be a good compromise for maintaining the balance between the economic and ecological effects of tourism. While coral reefs often suffer adverse effects of increased traffic due to inexperienced or novice divers, artificial reefs provide shelter for sea life at little risk.

According to Turpin, snorkeling reefs in Escambia and other Florida counties have attracted numerous species of fish, invertebrates and marine turtles. Species such as damselfish, angelfish, butterflyfish, octopuses, crabs and shrimp are the most common invertebrates that snorkelers may encounter in their explorations.

“It’s taken decades to establish that and also the partnership with agencies like FWC and DEP and national marine fisheries to get permits and, in turn, give them the data that we glean from it so that other communities, like ours, that want to embark on an artificial reef program don’t have to reinvent the wheel,” Ghio said. “They can take our data and apply it to our environment. So, it’s a very symbiotic relationship that we’ve developed with inter-agencies but more especially with the Gulf.”

The Charles Fennell Gonzalez, IV, Casino Beach Snorkeling Reef is a labor of love – of love for our oceans, the lives within them, and for the dear friend for which it was named.

Gonzalez was in charge of the geographical services for Santa Rosa county and worked closely with Ghio on many projects over the years.

“When we started talking about the reef, aw man, he was so excited about it! He just loved anything that was water. To him, it was nothing to go do a 14-hour round trip just to go catch a few waves that were epic,” Ghio continued. “Charlie was smooth. He was intense and precise. He was laid back. You never saw him get

flustered or excited. Charlie had a finesse about the way he dealt with things. He was like the Gulf on a calm day. “ “None of us ever imagined that he’d never get to see it.

That he’d never be able to dive on it. So how else do we get him to be part of it than to name it after him?

He will forever be with us every time we go out there and we dive on it,” he said.

“For all the thousands of people who are either lovers, snorkelers or experienced snorkelers who go out there and enjoy this reef, Charlie’s going to get one hell of a kick out of this.”

•

JULY '20

93

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Glamping Across the Panhandle

by Dakota Parks

In our fast-paced world, sometimes it’s hard to find the time to breathe, disconnect from our phones and computers and smell the pine trees and crackling campfire logs.

Camping has always been a summertime staple, but for many the cost of purchasing gear, setting up camp and waking up to an aching back is a turn off. Glamping offers a luxurious solution to many of these woes allowing people to connect with nature and keep their household comforts.

Plus, if you prefer primitive tent camping, there’s room for you too! There is no need to settle or argue about the choice of classic camping or fancy glamping. You can pack up your favorite camping gear while your friends or family members camp out next door to you in a cabin, cottage, tiny house or decked out glamping tent, then come together to enjoy the rivers, lakes, woods and beaches around you. Both camping and glamping are also great weekend getaways that still abide by the recommended social distancing guidelines during the COVID-19 pandemic. 

JULY '20

95

Glamping Across the Panhandle

Fancy Camps

Topsail Hill Preserve State Park, Santa Rosa Beach, FL Fancy Camps is a luxury camping company based out of Santa Rosa Beach that strives to provide the oldfashioned camping experience with a modern twist. Since 2015, they have partnered with Florida State Parks to provide glamping services to guests.

With operations currently in Topsail Hill Preserve State Park, guests can experience the great outdoors with a middle ground between staying in a cabin and primitive tent camping.

The canvas bell tents are equipped with AC and heat, queen beds with linens, seating areas, exterior lighting and extra outlets for small electronics.

Fancy Camps also runs a camp store, recreational rentals and a sister business Kith + Kin, a coffee shop on site. In the next few months they will be creating a glamping village as they begin the development of 10 new sites for canvas bell tents.

Coldwater Gardens

7009 Creek Stone Rd, Milton, Florida Running alongside Big Coldwater Creek, Coldwater Gardens is home to beautiful glamping accommodations, gardens to tour featuring produce, European honeybees, aquaponics and hydroponics and, of course, the creek to swim in and enjoy.

Guests can choose from a variety of accommodations including hillside tent camping, platform tent camping, a tiny-house cabana, glamping tents, ecodesign cottages and a modern treehouse. Whether you want to try out tiny living, gaze at the stars from the treehouse or stargazer platforms, or kick back in the luxury glamping tents, Coldwater Gardens has you covered.

96 Pensacola Magazine

Blackwater Joe’s

12375 Shammah Rd, Holt, FL Located on 48 acres of campground along the Blackwater River, Blackwater Joe’s is known for its cabins, camping and river adventures. In addition to $40 RV hook-ups and $15 a night primitive tent camping, there are three rustic cabins for rent—the lodge, villa safari and country cottage all with indoor kitchens, bath, AC and linens. Whether you relax in the cabins that sleep 6-8 people or tent camp overnight, the river is where everyone spends the day. With kayak, canoe and tube rentals and various day trip packages, a shuttle transports you to drop points along the river, allowing you to float or paddle back to your car or tent. If that’s not enough, coming soon after the busy summer season is over, Blackwater Joe’s is expanding to offer several glamping tents for rent.

Twin Lakes Camping Resort 580 Holley King Rd, DeFuniak Springs, FL Nestled on King Lake and Holley Lake, Twin Lakes Camping Resort is the perfect spot to kick back and relax fishing, swimming or taking a boat or kayak rental out on the lake for the day. The campground features a swimming pool, bathhouse, 55 RV hook-up sites, five cabin rentals, two lake houses and several glamping/eco tents. The cabins, lake houses and glamping tents are fully furnished with all the household comforts. Twin Lakes’ glamping tents put the glamor in camping with running water, sinks, toilets, small fridge, microwave, fire pits with cooking grills, a large cooler for drinks, picnic tables and AC/heat. Don’t forget the furry companion— many of the rental suites and glamping tents are pet friendly!

Camp Gulf

10005 US-98, Miramar Beach, FL Of all the beautiful lakes, rivers and creeks in the Panhandle, we can’t forget about glamping on the beach! Camp Gulf is located on Miramar Beach and offers the most luxurious beach getaway trip. Dig your toes in the sand in comfort with just a short walk from the campground to the beach. Along with RV hook-ups, cabins and beach house rentals, Camp Gulf now offers small and large glamping tents. The small tents feature two single beds, a stand-alone AC, covered porch and a charging station for electronics. The upgrade to the large tent features a kitchen, bathroom, king beds, sofa and TV and several other amenities. Be sure to check out Camp Gulf ’s recreational rentals like golf carts, paddle boards and floating islands, as well as the pool featuring a big water slide.

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t , s a F e v i L

g n u o Y e i D

r a short e f f o s p o l l a c s y a B ng fun i t s e v r a h r o f w o d win

F

rom about July through the end of September, locals and visitors alike grab their snorkeling gear and head to Florida’s Gulf Coast to catch some dinner –no fishing rod required. Diving for bay scallops is a much loved mid-to late summer adventure fromGulf County all the way down to Tarpon Springs. While the commercial harvest of bay scallops is prohibited to protect the bivalves fromover harvesting, recreational harvests are allowed within a specific window and in specific locations. While Crystal River, Homosassa and Steinhatchee are well known scalloping locations, Emerald Coast recreational divers can easily scallop at Port St. Joe, Cape San Blas and other locations in Gulf and Bay counties, where the season doesn’t end until September 24.

Bay scallops (Argopecten irradians) are bivalve mollusks that

by Kelly Oden photos courtesy of the Gulf County Tourist Development Council

live in relatively shallow seagrass areas of the Gulf and its bays, particularly where freshwater rivers meet the Gulf and create the perfect climate for scallops to grow.

Their shallow habitats make scalloping a fun and relatively safe family adventure that can be done fromshore or by boat. All you need are your snorkels, masks, saltwater fishing licenses, a mesh bag or net and a diver down flag.

We spoke with Ryan Gandy, a researcher who oversees the shellfish research section for the Florida Fish and Wildlife Research Institute. Gandy oversees the research and monitoring for oysters, scallops, stone crabs, Blue Crabs and horseshoe crabs. » JULY '20

99

A scallop catch from St. Joseph Bay How did commercial scalloping come to be prohibited?

In the early 1990s, there was a commercial fishery operating for scallops, but the population declined severely, and the fishery was shut down. Since that point, as populations have recovered, we have opened and expanded recreational scallop fishing – primarily in the Big Bend area. In recent years, we’ve been able to increase either the amount of time or the area allowed for recreational scalloping.

Tell me about the life cycle of a scallop.

This is the thing about scallops – and one of the things you have to remember – they are not your traditional fishery.

Many fish classes have multiple generations of fish, but scallops are an annual crop. Scallops live about 18 months. They spawn in fall and early winter. Those larvae will set on the bottom and grow up.

They have only one year to where they’re ready to spawn again.

And that’s it. Once that spawning population is done, you don’t have other tiers of spawning populations. So that creates a highly variable population from year to year. A great example is St. Joe’s Bay. It was kind of puttering along. We had decent populations there, but suddenly, they went from say six scallops, in a transect area to 66. So, basically an order of magnitude higher in one season. Then this season they dropped back down to where they had been before. They can have high variability. They are on about

a five to seven-year cycle. After several years of good numbers, the population starts climbing for four or five years and then it hits the bottom again.

What will happen in that period are some good environmental conditions that may push all the larvae into a retaining area. They are pelagic larvae, so for a couple weeks they’re up in the water column getting dispersed by currents and tides and winds. What happens is you can have scallops that are spawned in one county that end up in another county, and that’s how you’ll see high differences from one area to the other. So that all leads to the high variability with scallops from year to year.

This is a natural product – a naturally occurring resource. Given its life history, it can make it so that you can’t always go out there and get a limit just because the population is not there. That doesn’t always mean that next year is not going to be a good year because scallops are highly fecund. They have lots of babies.

They are a hermaphrodite. It’s not good for them to self-fertilize. But being able to spawn both types of gametes gives them higher productivity. With other species, you might have too many males in the population or too many females in Harvesting bay scallops

100 Pensacola Magazine

the population. With scallops, you don’t have that issue. And with the volume that they can produce, as long as the larvae are retained in the area that they’re spawned and don’t get blown off shore, you can go from what appears to be no scallops in an area to a very good year the next year.

Most scallops die naturally in the winter following their spawning. They’re kind of a live fast, die young species. We have that with a lot of invertebrates. They rely on a high amount of reproduction. Scallops, crabs and shrimp are kind of the potato chips of the sea – everything likes to eat them.

Counting and sorting scallops

How do other sea creatures eat them?

Scallop shells are very weak. If a stone crab grabs one, they can just crack them. If a blue crab gets it, it may crack the shell, or it may try to pick at it until it opens it up and gets to it. With rays, they suck the scallop in and crush it inside the plates in their mouth and then they pull out the good stuff and spit the shells out.

Scallops have unique eyes—30-40 each. What can you tell me about them?

You’ll see the blue eyes along the outside edge of the shell. They are pretty much for light sensing. When a shadow goes over them, they’ll try to close up or shoot away. When they clasp their shells together, the water will shoot out like a jet and that’s how they can propel a little further away. It’s not really designed for getting away from things that are pretty quick like stingrays or people, but if a big horse conch or a stone crab came around, they can clap that valve together and have a chance to get far enough away.

What advice do you give recreational scuba divers going out to scallop for the first time?

Scallops are directly tied to their habitat – seagrass. Divers should be very careful of how much scarring they do to the seagrass because without the seagrass, the scallops don’t have anything to set to. We want to make sure that as the population increases and people are using the resource more that they are also protecting it. That’s a very simple way – turning your motor up, having good charts. That kind of thing.

A scuba diver monitoring a scallop population

Also, we do want to try to preserve the population throughout the season, so if you’re not going to eat the scallops or you’re just out there to collect them and pick them up, try to manage what you take so that you’re not taking more than what you’re going to eat. Other than that, just have fun and enjoy all the other critters you see out there, too. There’s a lot to see on the scallop floor once you get out there.

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The

Panhandle F

Springs WRITTEN + PHOTOGRAPHED

BY SEAN MULLINS

ROM A FLORIDA MAN’S PERSPECTIVE, there’s nothing more Floridian than being engulfed by the pure beauty that a Florida natural spring can offer—surrounded by blues and greens that can leave you truly speechless. While you’ll find every spring’s average water temperature around 72 degrees, it’s incredibly refreshing, especially during the summer heat. Some of the springs can be a short distance from a parking lot or more of an adventure—accessible via a paddle upstream.

All in all, the springs in the Panhandle are natural gems which must be protected and respected so we can continue to enjoy their clear, cool beauty.

MORRISON SPRING Walton County With a trunk of a tree laying smack on top of this gorgeous spring, it’s one of my favorites. Located right off Interstate 10, you can see the head of the spring just below that tree trunk which is the passage to its cave system. Morrison is also one of the most finicky springs and the water may not be clear if the river level is too high, but when the water is crystal clear, it’s definitely a sight to behold. Morrison is a very accessible spring with parking, restrooms, and a few benches for you to munch on your lunch.

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CYPRESS SPRINGS Washington County As soon as you’re tired of paddling down Holmes Creek, you’ll find yourself at Cypress Springs.

There are no restrooms or picnic tables here, but you can park your kayak, canoe or paddleboard right beside the spring. Cypress is a magnitude two spring which flows 89 million gallons of water per day. You can find submerged trees, mullet swimming all about, and some wild humans jumping from a tree swing.

104 Pensacola Magazine

SPRINGS ON THE ECOFINA Washington + Bay County Looking to escape and find yourself surrounded by a few springs? Say no more and you can find yourself walking distance from a few magical swimming holes— Pitts Springs, Sylvan Springs and Williford Springs. All three have their own unique landscape and are surrounded by gorgeous palm trees and lush vegetation. You can easily spend the entire day relaxing in one of these springs and letting your cares slip away while the world spins round.

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PONCE DE LEON SPRINGS STATE PARK Holmes County If you have a few little ones, this is the perfect spring for you. You can find a cute concrete diving board, easily accessible steps, and an abundance of wooden picnic tables. My favorite part of the spring is it’s spring run which starts from the little bridge and extends all the way to the beginning of the river. Once you reach Sandy Creek, you’ll begin to see the waters change from clear to brackish. All the park rangers there are extremely nice and won’t hesitate to answer any questions or concerns.

106 Pensacola Magazine

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PAY TRIBUTE TO FRIENDS AND LOVED ONES AT THE WALK OF HONOR! Order a customized brick to honor the military service and sacrifice of family and friends. Place a brick in recognition of a unit in which you served.

The bricks in the Walk of Honor pave the walkway to the Wall South, a permanent half-size replica of the Vietnam Veterans Memorial.

Give a brick as the perfect gift to pay honor and respect to the legacy of those who have served our nation in the Armed Forces.

Your support of the Walk of Honor will help with the care and preservation of Veterans Memorial Park.

Order your bricks today!

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Community News Mayor Robinson Encourages Public to ‘Wear A Mask, Be A Superhero’ in New PSA Mayor Grover Robinson is encouraging the public to “Wear a Mask, Be a Superhero Too” in a new public service announcement released by the City of Pensacola, which is available online and airing on local radio stations.

Panhandle Butterfly House relocates to Milton Want to help? Both volunteers and donations needed The Panhandle Butterfly House has relocated to a nine-acre property at 4966 Henry St. in Milton. The property is home to the historic Jones House which has been restored to commercial standards by the previous owner, the Blackwater River Foundation. The larger building and property will allow many more visitors, schoolchildren and tourists to connect with Florida’s native butterflies and the care they need to thrive.

“We are reaching out to individuals and businesses to help us move forward,” said Residential Horticulture Agent Mary Salinas. “The more help we have, the sooner we can be open and ready to serve our community.”

Phase one improvements include: Funding and constructing the 1800 square foot vivarium

(butterfly enclosure) Gardens and landscaping Enhancements to the Jones House Courtyard, entry, exit and parking area Volunteers are needed for tree/ shrub removal, landscaping, minor brick work, minor building repairs, refinishing of benches, and painting.

The PSA features original music by local songwriter Ross Orenstein, along with a message from Mayor Robinson reminding the public to wear a mask, wash your hands often and practice social distancing.

Donate through GoFundMe or send a check payable to the Panhandle Butterfly House to 6758 Park Street,

Milton FL 32570. For information on becoming a volunteer or contributor, contact Mary Salinas, 850-623-3868. For information on the relocation, contact Jenny Weber.

The PSA is part of the City of Pensacola’s continued efforts to encourage the public to wear cloth face coverings and take other preventative actions to help slow the spread of COVID-19, as recommended by the Centers for Disease Control and Prevention.

Face coverings are also required to be worn inside businesses within City of Pensacola limits, per city ordinance.

To learn more about preventative actions recommended by CDC to help reduce the spread of COVID-19, visit cdc.gov.

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Community News Senior Chill Out receives record number of ACs and monetary donations for fourth year in a row Despite the dawn till dusk rain in Northwest Florida on Friday, July 24—and the ongoing global pandemic—Council on Aging of West Florida received a record number of donations for its 2020 Senior Chill Out. Held in partnership with WEAR ABC 3, Cat Country 98.7 and Lowe’s Home Improvement stores, the single-day solicitation of ACs, fans and cash will enable the senior services agency to distribute tangible relief to hundreds of senior adults suffering in the stifling Florida heat. Five Lowe’s locations across Escambia and Santa Rosa counties accepted donations totaling 353 ACs and $23,146,beating last year’s record of 348 ACs and $20,674.

The agency also received 295 fans.

This summer has been especially trying for the senior adult population in Northwest Florida, with stifling heat and humidity and the threat of a global pandemic forcing many elders to remain in their homes with dangerously high temperatures. This recipe for disaster compelled Council on Aging of West Florida and its partners to move forward with this vital fundraiser.

“Between the rain, the pandemic, and the economic downturn, we honestly weren’t sure how many seniors we’d be able to help this year,” said John Clark, President/CEO of Council on Aging. “But we should’ve never doubted the generosity of Escambia and Santa Rosa counties. I am absolutely floored that we topped last year, and I’m

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thankful on behalf of the record number of elder adults we’ll be able to serve.”

Sponsors for the event this year include Ascend Cares Foundation, Boutwell’s Air Masters, Pete Moore Automotive, Central Credit Union of Florida, Family Heating & Air, Pen Air Federal Credit Union, Home Instead Senior Care

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Foundation, Gilmore Moving & Storage and Commissioner Lumon May. Senior citizens interested in receiving AC units and/or fans must call Council on Aging of West Florida at (850) 432-1475.AC units and fans will be distributed from the main Council on Aging offices at 875 Royce St. in Pensacola. Applicants must be over 60.

About Council on Aging: Council on Aging of West Florida is a 501(c) (3) not-for-profit organization that has served seniors and their families since 1972. Council on Aging of West Florida helps seniors in Escambia and Santa Rosa counties live healthy, safe and independent lives in their own familiar surroundings by providing community-based, in-home programs and services such as Meals on Wheels and Alzheimer’s respite care. A United Way of Escambia County partner agency.

City of Pensacola Receives Grant Award for Resilient Coastlines Program The City of Pensacola has been selected to receive a $75,000 grant award from the Florida Department

of Environmental Protection for the city’s Resilient Coastlines Program.

Through the program, the City of Pensacola and regional partners are pursuing an aggressive and overarching climate planning objective to address underlying climate change threats.

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Community News This grant scope of work advances four key tasks that include: •

Identifying coastal risk from sea level rise.

•

Linking coastal risk to FEMA’s Community Rating System program.

•

Developing a technical basis to plan for future sea level rise (with mitigation adaptation strategies).

•

Communicating future sea level rise risks to the public.

Downtown Pensacola and areas to the southwest of Bayou Grande have some of the greatest vulnerability to changes in flooding due to increasing sea levels.

The project will provide a critical step in the city’s vulnerability planning process to move from conceptual to actual data and recommendations

for integration into policy structures and decision-making processes.

The anticipated timeline for this project is August 2020 through June 2021, with several deliverable goal dates throughout the project.

The City of Pensacola will provide updates to the public as the Resilient Coastlines Program moves forward.

This grant was applied for through the efforts of City of Pensacola Assistant Planning Director Cynthia Cannon and City Administrator Keith Wilkins.

“I am incredibly proud of city staff for pursuing and receiving this state grant for such an important project,” Mayor Grover Robinson said. “The Resilient Coastlines Program will not only benefit the City of Pensacola, but the surrounding

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environment that extends beyond city limits. I’d like to thank the Florida Department of Environmental Protection for selecting Pensacola as a grant recipient, which will provide us additional opportunities to work toward protecting our coastlines for future generations.”

To learn more about FDEP’s Florida Resilient Coastlines Program or view a complete list of grant recipients, visit www.floridadep.gov.

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Dear Friends of Santa Rosa Kids’ House, As you know, 2020 has been a difficult year for all. The COVID-19 pandemic has been a cause for a weakened economy, unprecedented unemployment, heightened stressors, and much more that attacks our humanity. While we have all done our best to follow guidelines, help the needy, feed the hungry, and take care of our own families, these past several months have seen a rise in child abuse. The severity of the cases has increased; children are staying home more, having increased access to internet and are vulnerable to predators, especially when parents are not able to monitor use.

The Santa Rosa Kids’ House has remained open and on call for all new child abuse cases, and we need your help now more than ever. In 2020, we have served 425 children with advocacy, interviews, medical exams, and therapy. While our expenses have remained the same, our ability to raise funds has suffered. Due to social distancing and all efforts to slow the spread of the virus, we have had to cancel this year’s fundraisers, leaving us in a difficult position. Our opportunities for businesses to advertise in our events have decreased due to the virus, so we have created new opportunities for businesses to participate in advertising through different levels.

Board of Executive Officers Wendell Hall Chairman Patrick Dawson Vice Chairman Connie Cushing Treasurer Margaret Porter Secretary Roy Andrews Legal Counsel Randy Tifft Michele Tucker

Please keep the Santa Rosa Kids House in mind when making donations, either personally or through your business this year. Your tax-deductible contribution will enable us to continue to provide services to these affected children in our community, so they can see justice served and heal from the hurt.

Should you choose to support Santa Rosa Kids’ House with a donation by clicking Donate Now on our website, we would love to recognize you for your generosity with the below options: Greater than $5,000 $2,500–$4,999 $1,000–$2,499 $50–$999

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Liz Simmons Board of Directors Aaron Erskine Sandy Park-O’Hara Jimmie Melvin Mark Murray Jeff Helms Tina Cain Jan Crowder Steve Rhodes Kathy Batterton Mike Thorpe

Thank you in advance for your continued support.

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Sincerely,

Dave Dilauro Marcie Hunt

Keith Ann Campbell

Paul Lio

Executive Director

— SANTA ROSA KIDS’ HOUSE — 5643 Stewart Street Milton, FL 32570

SRKidsHouse.org

116 Pensacola Magazine

Phone: 850.623.1112 Fax: 850.623.1219 Email: coordinator@srkidshouse.org

Magazine

SPECIAL SECTION September 2020

UWF Researchers Use Psychology to Evaluate Navy’s Parachute Training P.119 OTHER STORIES

127 Around the Region 124 UWF’S New Partnership Connects Students and

Find out what is happening in business, government and cultural news in the greater Pensacola area and Northwest Florida.

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UWF Researchers Use Psychology to Evaluate Navy’s Parachute Training

by Gina Castro photos by Garrett Hallbauer

Psychology has a diverse range of careers.

Working in mental health is just one of the many careers in psychology. In fact, industrialorganizational (IO) psychology is predicted to be one of the fastest-growing psychology fields between 2018 and 2028. IO psychology studies workplace behavior. Many IO psychologists work in research or positions dealing with worker productivity, employee training, assessment and human resources. The U.S. Department of Labor reported that the median annual salary for IO psychologists was $97,260 in 2018.

University of West Florida researchers are using IO psychology to help the U.S. Navy evaluate parachute training devices for its pilots and other personnel. Dr. Steven Kass, professor in the Department of Psychology, and Dr. Valerie Morganson, associate professor in the Department of Psychology, are leading the project. Students from UWF’s top ranking Master’s in I-O Psychology Program are helping the professors.

“When people think of psychology, they think of somebody sitting on a couch and talking about their problems,” Dr. Morganson said. “But IO psychology and human factors psychology are much more applied and very practical fields with high employability.”

For this project, the researchers are identifying the knowledge, skills and abilities parachute training requires. Then the researchers will use that information to determine which of the parachute simulations is best for the Navy and the

JULY '20

119

researchers will send back recommendations to improve overall parachute training.

“Dr. Morganson’s expertise is industrial organizational psychology, and mine is in human factors psychology. They’re both related because they’re workplace psychology. With that kind of combination, we did things like a cognitive task analysis so that we can figure out what’s necessary to teach,” Dr. Kass explained. “We have to go through the process and see what people are thinking about when they’re doing those tasks, what are the actual behaviors that they have to engage in and the decisions that they make.”

The Navy uses these simulators after the trainees have learned about ejecting or bailing out a plane due to emergencies. The simulation is a way for the Navy to practice parachute descent procedure and gain experience with solving different types of parachute malfunctions.

IO psychology graduate students, Cayla Hartley, Kenzie Hurley and Kaylin Strong, setting up the SoarTech Skyfall parachute simulator.

120 NWFL’s Business Climate

The Navy has been using an older virtual reality parachute descent trainer. The Navy more recently invested in research and development of a technology from Soar Technology Inc., which UWF will evaluate.

UWF researchers are observing SoarTech’s two types of parachute simulators: Skyfall and Skyfall VR.

Dr. Steven Kass, professor in the Department of Psychology, and Dr. Valerie Morganson, associate professor in the Department of Psychology, are evaluating U.S. Navy parachute training devices.

SoarTech has two types of simulators: Skyfall and Skyfall VR. Skyfall uses three large screens. The two screens in front of the participant show the ground and surrounding scene. The screen above shows the parachute. Skyfall VR uses 3-D virtual reality goggles.

The UWF professors have access to SoarTech simulators on the University’s Pensacola Campus. Their lab features parachute riggings, harnesses and other equipment.

Because of COVID-19, the experiment had to be adjusted. Originally, the researchers planned to collect data from real trainers and trainees on base, but COVID-19 complicated that plan. Fortunately, Kass and Morganson were able to identify the knowledge, skills and abilities parachute training requires from real trainers and trainees on base. The project is now moving forward into a second phase, pending stakeholder approval.

Kass and Morganson are using observations to provide feedback to the Navy and Soar Tech, which will lead to training and equipment modifications. The findings will help personnel to complete the tasks required to land safely. Additionally, the experimenters

are now proposing to collect human subjects data to compare the simulators at the UWF Campus to compare the trainers from a student perspective.

This simulation will be a part of the Navy’s Aviation Survival Training Centers, so UWF’s research could potentially save servicemembers’ lives.

Kass and Morganson interviewed several pilots, including a Blue Angels pilot, who utilized their parachute training to survive a plane crash.

“It’s reassuring to know that the training the pilots went through with the Navy helped them safely land following ejection from their aircraft,” Kass said. “It’s nice to know we’re going to be a part of that project.”

Cayla Hartley, Kenzie Hurley and Kaylin Strong, IO psychology graduate students, have been assisting the professors with this project. They expressed how excited they are about using their knowledge in IO psychology in the real world.

“We’re in the human factors class with Dr. Kass, and we’re able to take what we learn in that class and apply it to what we’re observing with the simulator,” Hurley said. “All of these improvements that we’re suggesting can help improve the training in the Navy.”

For more information about the Department of Psychology, visit uwf.edu/psychology.

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* Yep, that’s a real number. Among the 48% of UnitedHealthcare’s All Savers Florida customers who received a refund in 2019, the average refund was $15,810 Please consult a tax and/or legal advisor to determine if, by receiving this surplus refund, there are any restrictions or obligations, or whether the surplus refund is taxable.

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UWF’S NEW PARTNERSHIP CONNECTS STUDENTS AND ALUMNI WITH EMPLOYERS FOR MICRO-INTERNSHIPS COVID-19 has derailed many college students.

Many students were laid off and are scrambling to find ways to pay for classes.

Students have had to alter their degree plans, which in some cases meant dropping their internship.

Fortunately, the University of West Florida has a back up plan: micro-internships.

these experiences and not just rely on the traditional forms of experiential education.”

Micro-internships are short-term, paid, professional assignments that are similar to those given to new hires or interns. UWF is partnering with Parker Dewey, which is an organization that connects college students and recent graduates to micro-internships.

“Micro-internships provide a safe alternative during the pandemic since all microinternships are offered remotely,” Sarah Fox, associate director for high-impact practices/ experiential learning, said. “Students can still improve their career readiness skills in a safe environment that will make them strong candidates when they apply for future jobs while supplementing their income.”

“We’re really excited about this new partnership with Parker Dewey and the additional access to real-world experience it will provide to UWF students,” Lauren Loeffler, executive director for Career Development and Community Engagement, said. “Now more than ever, we must think creatively about

124 Pensacola Magazine

Unlike traditional internships, microinternships can take place year-round, typically range from 5 to 40 hours of work, and last between one week to one month from start date. These brief internships allow college students to explore career paths, network, demonstrate new skills while also getting paid. The majority of these internships, if not all, can be completed virtually. Since these internships are so short, students have the option of completing more than one micro-internship a semester.

Parker Dewey connects students to micro-internships in a variety of departments including sales, marketing, technology, HR and finance.

The process for applying for a microinternship is easy. First, students and recent graduates have to make an account with Parker Dewey at info.parkerdewey.com/ uwf. Once that step is complete, they can apply to numerous micro-internships.

Employers who are interested in learning more about micro-internships and how to post assignments can contact the Office of Career Development and Community Engagement or visit the UWF Parker Dewey page at info.parkerdewey.com/uwf.

This partnership with Parker Dewey complements UWF’s existing career development platform: Handshake.

Handshake gives UWF students and alumni access to a plethora of nationwide and local employment opportunities, internships and part-time jobs. These opportunities help students sharpen their skills, build a network of professional contacts and gain new skills they can leverage as they seek future opportunities—especially in the current economic climate.

To learn more about UWF’s career opportunities, students can visit uwf.edu/career.

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AROUND THE REGION City of Pensacola Draft Budget Available Online A draft of the Fiscal Year 2021 budget for the City of Pensacola is now available online, along with a Budget in Brief informational guide for citizens. The proposed budget can be viewed at cityofpensacola.com/ArchiveCenter/ ViewFile/Item/1149. To view the proposed Budget in Brief, visit cityofpensacola.com/ArchiveCenter/ViewFile/ Item/1150.

Some highlights of the approximately $236 million Fiscal Year 2021 proposed budget include: • No millage rate increase • General Fund reserve balance above the 20 percent minimum set by Council, with reserves representing 23.14 percent of the General Fund • Balanced budget despite COVID-19 economic impacts • No rate increase for Pensacola Energy or Sanitation despite 1.5% CPI Increase as prescribed in ordinance • Bringing Zone 1 and CRA landscape maintenance in house (seven positions) • Bringing Pensacola Energy contract work in house (six positions) • Converting seven temporary positions to full-time permanent positions Estimated $104.2 million in Local Option Sales Tax revenue to cover a variety of items, including: • Pensacola Police and Pensacola Fire vehicles • $1.4 million in upgrades and refurbishments to some of the city’s parks, community centers and facilities • $1.3 million for Public Works & Facilities to address city-wide ADA improvements, energy conservation and efficiency improvements, intersection and sidewalk improvements, and the continuation of the Pavement Management Program • $681,000 in replacement of equipment and vehicles for Parks & Recreation and Public Works & Facilities Two public hearings to adopt the budget are tentatively set for Sept. 9 and Sept. 16 at 5:30 pm in the Council Chambers at City Hall.

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AROUND THE REGION New Pedestrian Crosswalk in Perdido Key at Florabama Completed A new pedestrian crosswalk and signal on Perdido Key Drive at the Flora-Bama was completed last month by the Florida Department of Transportation in an effort to eliminate fatalities and improve pedestrian access to commercial destinations on both sides of the road. Upon completion of the signal, the Escambia County Traffic Operations Division took ownership of signal and crosswalk operations.

“We are very thankful for the partnership we’ve had with the state of Florida, and the strong leadership that we’ve had from Commissioner Underhill to make sure we are creating a safe and equitable Perdido Key Drive,” Transportation Engineer Christine Fanchi said.

The crosswalk is raised 3-inches above the grade of Perdido Key Drive to create a raised crossing and improve safety through reduced speeds. The signal is timed to allow for a minimum of 30 seconds of green time for vehicles between pedestrian crossings. Pedestrians who push button are advised by an audible signal to “wait.” Once cars are stopped on red,

128 Pensacola Magazine

the audible signal says “crosswalk is on,” then the countdown signal says “10, 9, 8, 7..” and so on. No crashes or injuries have been reported since the new signal was installed.

“We are already seeing improved pedestrian and automobile flows, and as we iron out the details of the timing, these improvements will continue to improve. The Perdido Key Road Swap gave us control over our destiny on Perdido Key Drive, enabling the pedestrian improvements that we have long fought for,” District 2 Commissioner Doug Underhill said. “This project, in conjunction with the Multi-use Path and traffic circle at Johnson Beach Road, will build the infrastructure that Perdido Key has long asked for.”

The timing of the pedestrian crossing is timed per national standards for the distance of the crossing. Understanding this is a new signal, new raised crossing, and this location has multiple events, we expect that it will take a few months for residents and visitors to adjust to this improvement.

This project also supports the goal of the Perdido Key Master Plan to create a walkable and bikeable community.

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ON THEA MARKET Real Estate Section

In This Section

Olde City Development is Moving Full Speed Ahead with New Developments page 134

Practical Home Upgrades to Improve Function and Ambiance page 136

What to Know About Selecting Materials for Your Home Exterior page 146

8 Tips for Safely Operating Battery-Powered Tools page 138

6 Tips for Refinancing Your Mortgage page 148

Cocktail Railing and More: 5 Trends for your Deck page 140 JULY '20

131

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132 Pensacola Magazine

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KNOWLEDGE OPENS DOORS

Gulf Breeze

1248 Ceylon Dr $1,350,000 | MLS# 574332 Boaters dream with amazing unobstructed views East and West. Stunning 6 bedroom, 4 & 1/2 baths. This includes 2 master suites, circular paver driveway, 3 car garage.

Pier, boat lift and 2 Jet Ski lifts. A soaring foyer leads to a sophisticated living area with cathedral ceilings, gas log fireplace flanked by bookcases and wall to wall windows offering inviting water views of Santa Rosa Sound. Great room opens to the large formal dining area and kitchen which has a huge center island, 5 burner gas cooktop, 2 dishwashers, double convection ovens, microwave and large fridge/ freezer. Situated for privacy is a downstairs master or perfect guest suite with views of the water and a bath that has a large claw foot tub, separate shower & double vanity. Located in the golf course community of Tiger Point.

Nancy Grogan • 850.377.7578 • nancy.grogan@penfedrealty.com

Pensacola

3413 Chantarene Dr

$1,149,000 | MLS# 575771 Sprawling property located in quiet PCC neighborhood with standout design features! This home embodies intimacy, yet allows for privacy with its well-thought layout. The classic brick home is tasteful and understated, yet is full of high-end features that make just the right statement; note the travertine floors, arched cased openings, and art-deco-inspired custom crown molding. Beautiful wood front doors open up into a proper entryway with adjacent formal dining and formal living room. The living features 19-ft ceilings as well as a wet bar, custom stone fireplace and floor-to-ceiling windows with an unobstructed view of Pensacola Bay.

Linda Turner • 850.324.4235 • linda.turner@penfedrealty.com Rob Bell • 850.232.2587 • rob.bell@penfedrealty.com

Pensacola Beach

1404 Via De Luna Dr $649,000 | MLS# 575376

Downtown

212 N Devilliers St $344,000 | MLS# 576056

Relax from your dining room or front deck and enjoy the unobstructed views of the Sound or the Gulf from the rear decks with this beautiful 3 bedroom - 3 bath beach house. Plenty of windows and 3 decks let the light in and allow for great settings. Easy access to the Gulf and 1289 sf of outdoor living space with a private outdoor shower and fenced back yard. This is an excellent investment/rental property opportunity.

Downtown living at The Junction at West Hill! Luxury vinyl flooring downstairs and primary bedroom. Stainless appliances, Granite counter-tops, recessed LED lighting, single car garage. Impact windows, and 8 foot exterior doors. Stainless appliances. Small fenced backyard for the doggy. Indoor Laundry hookups. Smart home features. Only a 5 block walk to downtown Pensacola!!

Carrie Lee • 850.450.3931 • carrie.lee@penfedrealty.com

Randall Graves • 850.516.6763 • randallsellspensacola@gmail.com JULY '20

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DEVELOPER SPOTLIGHT

Olde City Development is Moving Full Speed Ahead with New Developments CURRENT PROJECTS INCLUDE: COVINGTON PLACE LUXURY DOWNTOWN TOWNHOMES (Cervantes at Baylen) RESIDENCES AT ROMANA single family detached high end homes (Romana at E Streets) COTTAGE COLLECTION (102 N G Street) MILLS LAKE ESTATES DEVELOPMENT gated 48 lot subdivision (Beulah Road at Nine Mile)

M

eet Charles Liberis. Charles is a Pensacola native who has been a Real Estate attorney and developer for the last 40 years.

Mr. Liberis’s developments can be found up and down the Gulf Coast from Biloxi, to the Florida Keys.

Mr. Liberis’s more notable projects include Sabine Yacht & Racquet Club Condominium, Lafitte Cove Subdivision, Biloxi Beach Resort and Hernando Oaks Golf & Country Club. Charles was the trailblazer for downtown Pensacola urban development.

In 2014 Charles started Olde City Development LLC for the purpose of redeveloping the downtown core area.

He started buying infill lots and was one of first to start developing the cottage

134 ON THE MARKET

style homes seen throughout downtown today. Asked what attributed to his vision he responded, “Palafox Street had become very vibrant and the cost of an infill was very inexpensive.” He built 3 homes on Intendencia Street between Spring and Reus Streets.

All three sold before completion.

At that point Charles knew that downtown Pensacola was on the verge of something big. Moving forward, he assembled individual lots into groups starting at C and Government Streets and continued Westward. As of today, Olde City has built and sold over 26 homes in the downtown area, bringing quality and affordability to the west side along the Government and Intendencia Street corridors.

MALLORY MANOR Traditional North Hill Homes with an updated flare (North Hill Mallory at Baylen) 101 BAYSHORE Luxury condominiums overlooking Pensacola Bay (101 Bayshore) YACHT HARBOR 17 Beach Residences all with boat slips (Old River Perdido Key)

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Practical Home Upgrades to Improve Function and Ambiance Homeowners tackling interior upgrades often focus their attention on two of the mostused rooms the in the house: the kitchen and bathroom.

Tailoring these rooms to your personal preferences may enhance your enjoyment of the space, but most experts recommend thinking long term for the biggest return on your investment.

Kitchen Considerations

As the hub of activity for many households, the kitchen is a space that commands efficient, functional design.

Aside from the practical issue of losing access to the space while it’s under construction, there’s another important challenge for homeowners to consider when tackling a kitchen remodel: for maximum return on your investment, avoid making choices that are too trendy or personal.

Design trends come and go, so while a contemporary update is almost always a good idea, many design experts recommend sticking with classic looks and styles that have broad appeal, especially for big ticket (and big price tag) elements like cabinetry. Save your flair for aspects like the backsplash tile or wall color, which can be relatively easily changed.

Another area to give special attention is the overall ambiance of the room, which is largely influenced by the 136 ON THE MARKET

light from natural and electric sources. For a room that needs brightening, skylights are a smart option because they free up wall space for more storage and cabinets while adding abundant natural light.

However, natural light from above isn’t the only advantage of adding skylights. Some models, such as a Velux solarpowered, fresh-air skylight, can be opened with a remote control to bring fresh air inside, which helps keep the kitchen fresh and rids indoor air of pollutants from daily activities like cooking and cleaning.

Skylights can be ordered with light-filtering or roomdarkening blinds, which give homeowners maximum control over the exact amount of light they want. Plus, solar-powered blinds come in over 75 colors and patterns for customizable design options that allow you to truly make the space your own.

Be sure to ask whether the line you’re considering qualifies for a federal tax credit. Solar-powered skylights and blinds are eligible for a 26% federal tax credit on product and installation if purchased and installed by the end of 2020. The credit decreases to 22% in 2021.

A Better Bathroom

In the bathroom, modern upgrades are also a smart investment. However, many experts recommend considering

needs far into the future.

Universal design is especially relevant in the bathroom, where simple adjustments can provide added accessibility as you age, and these updates can flow seamlessly into the design.

This means considering a vanity with a raised counter height and a taller toilet base, which can add stylish enjoyment no matter your age. Other features like a zero-entry shower deliver high-demand design and safety simultaneously.

Outside of accessibilityoriented updates, upgrading your fixtures, fresh paint and contemporary tile can go a long way toward transforming a bathroom. If you find your space is still in need of a boost, a skylight may be the answer. Natural light can be that last touch to bring

your space from just OK to perfect, and skylights in the bathroom allow homeowners to maximize their natural light without losing any privacy.

In a space like the bathroom, where ventilation is a top concern, a choice like Velux No Leak Solar-Powered “Fresh Air” Skylights provide natural light as well as fresh air ventilation to make the environment healthier. They help rid indoor air of bacteria, volatile organic compounds and carbon dioxide.

Explore more design ideas to enhance your kitchen and bathroom spaces at www.whyskylights.com.

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Battery-powered power tools make it convenient and efficient to tackle chores around the house and job site. While batteries eliminate the risks associated with electricity, they come with their own requirements for safe use and handling.

You can take additional steps to ensure your batteries are up to the task and operating safely with advice from the experts at the Power Tool Institute.

Only use batteries and chargers designed for use with the original tool manufacturer’s system. Each manufacturer uses unique control circuity that allows the system to communicate properly. This system monitors and controls critical functions, such as cell balance, energy levels, flow of energy and temperatures.

Inspect your battery regularly for signs of damage, such as crushing, cuts or punctures. Do not use a battery that has received a sharp blow, been dropped or is in poor condition.

Photo courtesy of Getty Images

8 Tips for Safely Operating BatteryPowered Tools liquid ingress, such as water, can cause damage resulting in fire or explosion.

Be mindful of abnormal battery behavior, such as a failure to fully charge or hold a charge, longer-than-usual charging times, a noticeable drop in performance, unusual LED activity when placed on a charger, liquid leakage from the battery or melted plastic anywhere on the pack. These are indications of an internal problem.

Use and store your battery within the temperature limits stated by the manufacturer. Do not store in a closed location where sunlight may cause elevated temperatures, such as near a window or inside a vehicle.

As a general practice, unplug battery chargers and remove battery packs when not in use. Do not store batteries on their chargers.

A battery pack will short circuit if a metal object makes a connection between the positive and negative contacts on the battery pack. Avoid storing or transporting batteries in a container with loose metal objects such as coins, keys or nails that may come in contact with the terminals.

If you suspect your battery may have a problem, do not use, ship or discard it as normal trash. Always dispose of your battery according to federal, state and local regulations. Contact the recycling agency in your area for recycling locations.

Do not immerse the battery or allow any fluids to flow inside. Conductive

In addition, a battery that is visibly overheating with signs of smoke, smoldering or melting requires immediate action.

138 ON THE MARKET

If the overheating battery is connected to a battery charger, always unplug the charger first. Pour water on the battery until it is cooled down and flames, if present, are extinguished. Then submerge it (along with the tool or charger if it is still attached to the battery) in a sturdy container filled with water. Keep the battery (and attached tool or charger) submerged, in an outdoor location at least 15 feet away from any combustible items, for at least 24 hours.

If water is not available, dirt, sand or a conventional ABC extinguisher may be used to smother and cool the battery until water is available.

When transferring the battery, avoid direct contact (use a long-handled shovel, for example). There is a risk that overheated batteries may vent, explode or emit a flame, so be sure to use appropriate personal protective equipment to protect your face, hands and body.

Find additional tips for safely operating your power tools at www.powertoolinstitute.com.

JULY '20

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white posts with slim, black balusters.

Or, mix classic and contemporary looks by using a traditional, wide railing to frame the deck while installing a slimmer railing style on staircases.

View-optimizing options

COCKTAIL RAILING AND MORE: 5 trends for your deck W

hen determining the look of your outdoor living space, decking is only half of the equation. In many cases, it’s the deck railings that are most visible and the design element that makes the first impression.

“Railings serve a necessary safety function, but they also play an important aesthetic role,” explains designer Alison Victoria, star of HGTV’s “Windy City Rehab” and “Rock the Block.” “They frame an outdoor space and define the setting’s style and personality.”

Following are five fresh ways to frame up your outdoor space for maximum enjoyment and curb appeal:

Industrial inspiration Industrial styling is all the rage, as homeowners seek to replicate the clean lines and modern looks found in 140 ON THE MARKET

today’s hottest hotels, restaurants and craft breweries. In backyards across the country, this commercial-to-residential trend can be seen in the increased use of aluminum railing styles that deliver sleek sophistication. One such example is Trex Signature Railing, which offers a range of designs, including horizontal rods, mesh panels or glass inserts, in addition to traditional spindles - all with the low maintenance and durability of aluminum.

Mixed materials While railing matched to the decking remains perennially popular, an increasing number of homeowners are taking advantage of customizable design possibilities afforded by new railing materials, styles and finishes. Visual interest can be achieved by juxtaposing materials such as composite, aluminum, glass and brick. For an eye-catching color contrast, consider pairing chunky,

If you want to enjoy your view, thin balusters finished in black are a great choice as they tend to optically blend into the environment, putting more visual emphasis on the natural surroundings.

Glass panels are also ideal, of course, as are cable and rod rail designs. Conversely, if you have nosy neighbors or a view you’d rather minimize, opt for railings with thicker posts and more tightly spaced balusters to enhance privacy.

Form and function In certain cases, deck railings can be as practical as they are pretty. One of the biggest trends is “cocktail railing” or a “drink rail.” This approach uses a deck board as a top rail to create a flat ledge at just the right height for holding drinks and plates. This level surface also offers an ideal resting spot for potted plants, candles and other decorative accessories. By using boards that match the decking, you can achieve a look that complements your deck, while making great use of space.

Inviting illumination Augment the beauty of your railing and lengthen the time you can spend enjoying your deck with discreet outdoor lighting that can be integrated into railing posts and caps. Not only will lighting set the mood, it also adds safety and security. Consider LED dimmable options to maximize energy efficiency, such as Trex Outdoor Lighting, which also are weatherproof and salt-air proof - ensuring they will last for years.

To learn more about different railing options and outdoor living trends, visit www.Trex.com.

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JULY '20

141

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Custom home building information available 142 ON THE MARKET

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WHAT TO KNOW ABOUT SELECTING MATERIALS FOR YOUR HOME EXTERIOR Whether you’re building a new home or making exterior updates, there are many decisions you’ll have to make.

Perhaps topping the list in importance is what materials you select for your roofing and siding. Not only do your selections impact your home’s curb appeal, but some choices have the potential to save you money and help increase your family’s safety.

Here are some things to consider, as well as some of the reasons why many building industry professionals and homeowners today are avoiding real wood products and steering toward composite shake alternatives instead: Long-Term Aesthetics: Real cedar shake roofing and siding is beautiful, particularly as it ages. Unfortunately, just as it begins to weather to a

146 ON THE MARKET

of- mind in this regard, acting as your family’s first line of defense against stray sparks.

rich-looking color, it often becomes unserviceable due to deterioration. To get the authentic weathered look of real cedar from day one, opt for composite materials. Those from DaVinci Roofscapes resist impact, fire, mold, algae, insects, salt air and high winds.

Available in various colors and color blends, they will look as attractive as weathered cedar, but won’t curl, cup or split in the way wood does, so you get years of worry-free beauty.

Insects: Untreated wood shingles make for a yummy snack for termites and other bugs. Over time, these pests will destroy the integrity of a home’s exterior. By opting for composite shake, you get the look of authentic wood without this hassle. Made of virgin resins, UV and thermal stabilizers, composite shakes from DaVinci Roofscapes, for example, are strong products that silverfish, termites, carpenter ants and beetles will leave be. In addition, products made from these materials resist fading, rotting and cracking.

Fire: A Class A fire rating is the highest level of fire resistance a roofing system can achieve. While this is an important consideration for any homeowner, it should be a top priority for anyone living in wildfire-prone territories.

Keep in mind that real cedar can burn easily, whereas fire-resistant composite shake siding and roofing offer peace-

Impact: It takes just one bad storm to cause extensive damage to real cedar shake roofing and siding. However, you can expect more from your home exterior by selecting stronger materials, like composite shake products with a Class 4 impact rating.

This is particularly important if you live in a region that experiences hail or high winds.

Cost: When weighing the cost of siding or a new roof system, it’s helpful to look beyond the upfront price tag. Durable materials that help you avoid maintenance and replacement costs will save you money down the line. Additionally, many insurance companies recognize that certain composite materials stand up to the elements, and often offer associated discounts on policies as an incentive for homeowners to invest in them. Finally, think about your long-term goals and select products that offer a strong return-on-investment when it comes time to sell your home.

To learn how composite shake roofing and siding can benefit your home, visit DaVinciRoofscapes.com.

Is it time for a new roof or new siding? Be sure to select materials designed for long-term beauty and easy maintenance.

EXCEEDING CLIENTS EXPECTATIONS FOR OVER 25 YEARS KRIS KESSLER | 850.529.2400 712 Maldonado Dr $1,250,000

32 Calle Hermosa $1,780,000 JENN COLE | 850.712.4084 KEVIN HAYES | 850.341.3019 2711 Del Mar Dr $768,000

1006 Ariola Dr $1,095,000 KEVIN HAYES | 850.341.3019 JOE BILLINGSLY | 850.291.6761 702 Panferio $499,000

1465 Woodlawn Beach Rd $344,900

NANCE GREENE | 850.549.7911 JOE BILLINGSLY | 850.291.6761 1770 Ensenada Siete

$1,895,000

1303 Ariola Dr $949,900 JOE BILLINGSLY | 850.291.6761 Paradise Coastal Realty — 29 Via Deluna Dr Pensacola Beach, FL 32561 | Phone: 866.749.3732 | Local: 850.932.0067

JULY '20

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Remember that a New Loan Usually Restarts the Clock

6 Tips for Refinancing Your Mortgage (StatePoint) The recent economic downturn has caused many Americans to worry about their money, but there is at least one potential bright spot: lower interest rates. For homeowners, this means that it may be time to consider refinancing your mortgage.

Refinancing can give you an opportunity to lower your monthly mortgage payments and save money by paying less interest over the term of the loan.

Here are six tips to consider if you are thinking about refinancing your mortgage.

Check Your Credit Score To determine if you qualify to refinance at a lower rate, lenders will look at any outstanding debt, such as credit cards, student loans or delinquent bank accounts.

They will also check to see if you make your mortgage payments on time, which is a sign that you will reliably make future payments.

148 ON THE MARKET

Shop Around

Your current lender can work with you to refinance your mortgage to keep you as a customer, but they might not be able to compete with the lower interest rates offered at other lending institutions.

Do some research to find a new loan with terms and an interest rate that works best for your financial situation.

Be Prepared

To make the refinancing

(c) Chris Ryan / iStock via Getty Images Plus

process as seamless as possible for you and your lender, gather all necessary paperwork – pay stubs, bank and credit card statements, tax returns, and other key financial documents – before you start.

Understand the Terms of Your Loan

Understanding both your current mortgage and the one you are pursuing is necessary to make smart, beneficial choices about refinancing and avoid “buyer’s remorse” down the road.

Lower Your Interest Rate Most experts agree that if you plan to stay in your home for many years, it is worth the initial upfront cost to reduce your interest rate. But do the math to make sure that the amount of money that you will save in interest over the expected repayment period will be more than the cost of refinancing.

You might reduce your monthly payments with a lower interest rate, but your savings may not add up if your new loan keeps you in debt longer (an extended loan term means more monthly payments). For this reason, consider shortening the term of your new loan by paying a little more each month. You could even continue making your old mortgage payments against the new loan, and thereby use your refinancing savings to pay down your principal.

You might also consider a loan with a shorter term to begin with, but this may affect available interest rates.

A Certified Financial Planner professional has the knowledge and experience to help you build a refinancing plan tailored to your financial needs and can help evaluate your different loan options. To find a CFP professional near you, visit letsmakeaplan.org.

Refinancing your mortgage can be a smart way to boost your savings and positively impact your overall financial plan. Be sure to lay the groundwork for the maximum benefits.

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10 QUESTIONS WITH CREATIVES: BRANDON VASSALS

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JULY '20 Also in this Issue:

Military Matters

an Armed Forces News Section

BRUNCHIN’ AROUND TOWN

iou Deldic Treats Col Beat the t to me Hea Sum

OM DOWNTOWNCROWD.C

DOWNTOWNCROWD.COM

– OFF RUNWAY – presented by the Women’s Board of Baptist Health Care Foundation

44 th Annual Fashion Show • October 29, 2020 6 p.m. Virtual Program, Silent Auction and Fashion Show Fashions provided by Bluetique, Jennie Barrow Independent cabi Stylist, The Market & Mainly Shoes and The South Outfitters For sponsorship information, visit BaptistHealthCareFoundation.org or call 850.469.7906.

SPONSORSHIPS AVAILABLE A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES

BY CALLING 1.800.435.8352 OR BY VISITING WWW.FRESHFROMFLORIDA.COM. REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL OR RECOMMENDATION BY THE STATE. REGISTRATION #CH606.

I turn hopes and dreams into reality!

Sold within 24 hrs on the market!

I can do the same for you!

Sunnie McClung

O: 850-332-0222 C: 850-982-4828

AlwaysSunnieInFlorida.com

Elizabeth “Ann” Tidmore Broker Associate Certified Residential Specialist

850.572.7458

Coastal Realty Experts 811 North Reus Street Pensacola FL 32502

305 W Gregory St. Pensacola, FL 32502

2 Paradise Realty

Property Management Company has five openings for long term rental homes. We are a small, family owned company that serves a central geographic area of SW Pensacola and Perdido Key. We concentrate our business energies on limiting the amount of properties we oversee so that our owners are confident in knowing the homes are well taken care of.

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(850) 492-6972 13260 Sorrento Road Pensacola, FL 32507

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Owned by a subsidiary of Realogy Brokerage Group LLC.

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Florida Blue is a PPO, RPPO and Rx (PDP) Plan with a Medicare contract. Florida Blue HMO and Florida Blue Preferred HMO are HMO plans with a Medicare contract. Enrollment in Florida Blue, Florida Blue HMO or Florida Blue Preferred HMO depends on contract renewal. We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-352-2583 (TTY: 1-877-955-8773). ATANSYON: Si w pale Kreyòl Ayisyen, gen sèvis èd pou lang ki disponib gratis pou ou. Rele 1-800-352-2583 (TTY: 1-800-955-8770). Florida Blue, Florida Blue HMO and Florida Blue Preferred HMO are Independent Licensees of the Blue Cross and Blue Shield Association. A sales person will be present with information and applications.

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CastleRealtyPensacola.com

JULY '20

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Now Building Huntington Creek Just West of the Equestrian Center

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Soundside Shores Gulf Breeze Neighborhood

Samuel-Stevens.com

Nestled conveniently between Navarre and Gulf Breeze, Soundside Shores is a new luxurious gated community with sound access and boat launches within walking distance. Once you enter the private gates, the magnificent oak trees lead the way to your forever home. We have beautiful lots available along with a variety of floor plans to make your dreams come true!

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The Savannah 2,701 sq ft

Annaliese 2,567 sq ft

Brooke Beach 3,077 sq ft

The Siesta 2,785 sq ft

The David 2,539 sq ft

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JULY '20 156