This edition of Gateway, under the theme "The Evolution Continues", examines change in the Bahamian financial sector through a number of lenses. We begin by exploring our approach to regulating digital assets. This is complemented by an examination of developments in banking and finance. We then turn our attention to why The Bahamas has become such an attractive location for Family Offices. Several articles focus on HR issues such as developing specialised skills, leadership, corporate culture and why innovation applies to the workplace, not just product development. Climate change is discussed from the perspective of what ESG means to The Bahamas and how the country is approaching the carbon credits market. There are also two insightful articles on systematic trading and investments and how they can override emotional decision making and improve investment strategies.