
WelcometothefirsteditionofAyvens’CarCostIndex:ananalysisofthetotal costofowningandoperatingacar(TCO) in28Europeancountries,ranging fromthecompactsegmenttothelargerpremiumcarsegments.
TheCarCostIndexfactorsinthevariouscostsinvolvedincarownershipin eachcountry,includingdepreciation,interest,repairs,maintenance,tyres, energy/fuel,tax(excludingVAT) andcomprehensiveinsurance.
Inthe2025 edition,costsareaveragedoverthefirstfouryearsofownership, assuming anannual mileageof30,000 kmandbasedonAyvens’leasequotes fromQ42024.



Leasingbatteryelectriccarsistypicallycheaperthanpetrolanddieselmodelsin westernandnorthernEuropeancountriescomparedtocountriesinsouthern andeasternEurope.Onlyinthemid-sizedpremiumsegmentisBEVcost competitiveinallcountries.
CarsarethecheapesttoleaseinPolandwhileSwitzerlandisoneofthe mostexpensivecountriestoleaseacar.
TheBMWi4(batteryelectricvehicle)hasalowertotalcostof ownership(TCO)comparedtotheBMWseries3(petrol)in21 Europeancountriesoutof27.




















ABEV isdefined as 'costcompetitive'whenitsTCO iswithin a5%margin oftheTCOofanICE vehicle.
BEVscostcompetitivecomparedtoICE

ABEV isdefined as 'costcompetitive'whenitsTCO iswithin a5%margin oftheTCOofanICE vehicle.
BEVscostcompetitivecomparedtoICE

ABEV isdefined as 'costcompetitive'whenitsTCO iswithin a5%margin oftheTCOofanICE vehicle.
BEVscostcompetitivecomparedtoICE

ABEV isdefined as 'costcompetitive'whenitsTCO iswithin a5%margin oftheTCOofanICE vehicle.
*Bulgariaexcludedduetoinsufficientdata
BEVscostcompetitivecomparedtoICE


Theletterindicatesthedimensionsofthevehicle;CbeingsmallerthanE. Thenumberindicatesthequalitylevelofabrand;1beinga‘volumebrand’and2being‘premiumbrand’
Premiumcars(2)













Volkswagen Polo ToyotaYaris Peugeot208
Volkswagen Golf ToyotaCorolla Peugeot308
Volkswagen Passat SkodaOctavia BMWSeries3
Peugeote-208 Opele-Corsa
Peugeote-308
Volkswagen ID3 RenaultMegane e-Tech
BMWi4 TeslaModel3 BYDSeal
Peugeot2008 OpelMokka FordPuma
Volkswagen T-Cross Peugeot3008 OpelGrandland
Volkswagen Tiguan ToyotaRAV4 FordKuga
VolvoXC60 Mercedes-BenzGLC BMWX3
Peugeote-2008 Opele-Mokka BYDDolphin
Peugeote-3008 KiaNiro Hyundai Kona
Volkswagen ID4 KiaEV6 Hyundai Ioniq5 TeslaModelY FordMach-e
iX3



Costs includedinthemonthlyleaserate:depreciation,interest,repairs,tyres,fuel/energy,taxesandinsurance

Disclaimer:
Thismaterialhasbeenapprovedsolelyby,andistheresponsibilityof Ayvens SA(“Ayvens”) onthebasisofhistoricinformationprovidedbyAyvens countryorganisations.Ayvens makesnorepresentationorwarranty(expressorimplied)ofanynature, nordoesitacceptanyresponsibilityorliabilityofanykind,withrespecttotheaccuracyorcompletenessofanyoftheinformationoropinionsinthismaterial.
Theinformationcontainedinthisdocumentisderivedfromsourcesthathavenotbeenindependentlyverified.Ayvens givesnoundertakingandisundernoobligationtoprovidetherecipientwithaccesstoanyadditionalinformationortoupdatethis documentortocorrectanyinaccuraciesinitwhichmaybecomeapparent,andit reservestheright,withoutgivingreasons,atanytimeandinanyrespecttoamendorterminatetheinformationdescribedherein.
Exceptinthecaseoffraudulentmisrepresentation,neither Ayvens nor anyofitsaffiliates,advisersorrepresentativesshallhaveanyliabilityforanydirect,indirect,consequentialorotherlossesordamagesincludinglossofprofitsincurredbyyouor anythirdpartythatmayarisefromanyrelianceon(1)thisdocumentorforthereliability,accuracy,completenessortimelinessthereofor(2)foranyotherwrittenororalinformationmadeavailableby Ayvens inconnection herewithor(3) anydata whichanysuchinformationgenerates.