PROGRAM DESCRIPTION & DETAILS
The Sports Facilities & Equipment Program offers coverage to leagues, clubs, associations, teams, camps, tournaments, clinics and special events. General Liability, including participants, Excess Accident and Medical Coverage, and Equipment and Property for most facilities in the U.S are available.
• ALL 50 STATES
• NO PREMIUM VOLUME COMMITMENTS
• COMPETITIVE RATING
• COMPLETE LIST OF SPORTS/ACTIVITIES
• $1,000,000 per occurrence/$3,000,000 aggregate including participant coverage
• Excess liability up to $5,000,000 per occurrence/$5,000,000 aggregate
OPTIONAL ADDITIONAL COVERAGES:
• Abuse and Molestation $25,000/$50,000 included and higher limits available up to $1,000,000 per occurrence/$2,000,000 aggregate (background checks required)
• Hired and non-owned auto $1,000,000 single limit
• Liquor Liability coverage $1,000,000 single limit
Participant Excess Accident and Medical Coverage and Limits
• Up to $100,000 Medical Expense Benefit (various limit levels)
• $10,000 Excess Accidental Death & Dismemberment Benefit
Equipment and Property Coverage and Limits
• Equipment Coverage up to $2,000,000 (total insured value)
• All 50 States
• Water-based equipment coverage available
• Property Coverage up to $3,000,000 (total insured value)
• Business Income coverage sublimit of $1,000,000
• Not available in Hawaii or Alaska
Owners of premises and financial sponsors may be named as additional insureds. There are no additional premium charges or fees required for certificates of coverage evidencing insurance.
General Liability policy requires that the insured must maintain a system to regularly secure signed Waiver and Release forms from participants.
• Cyber Liability
• Media Liability
• Directors & Officers
• Event Cancellation