Ashburton Guardian, Women in Business 1206

MID CANTY women

in business

PHOTO SUPPLIED

nd Picture Framing

FAMILY PHOTO TAKEN BY EMMILY

aught but has invested

“For me it’s important to take the time to build a relationship with people you’re working with. The hair and the make-up, they add to the experience.”

While she prefers to shoot in her studio, she’s happy to travel to locations that may be special to her clients. “ I have quite a few rural families who want photos on trucks or in crops and they’re always a lot of fun.”

She also works on projects for specific events. A series for the suffrage anniversary gave her first large

to weddings or newborns. They’re specialist fields and Ashburton already has good photographers working in those areas, she said.

“And I wouldn’t have the patience.”

With her framing business Emmily becomes a one- stop-photo-shop.

Currently she loves folio boxes that can contain up to 25 photos and sit on a coffee table or bookshelf.

And she prefers frames to prints on canvas saying there’s no comparison when it comes to quality.

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YOU AND YOUR LIFESTYLE | Saturday, June 12, 2021

Argyle Welsh Finnigan Argyle Welsh Finnigan is a leading law firm in Ashburton. Our firm provides quality legal services with a commitment to our clients and to understanding their individual needs and requirements. Introducing some of our women.

Emma Taylor

Jane Argyle-Reed

Shelley Oakley

Kate Beaumont-Smith

- LLB

- LLB / BA

- LLB (Hons), LLM

Partner

Partner

Associate | Registered Legal Executive

Emma has a particular interest in trusts, wills and estate administration and leads the Argyle Welsh Finnigan estate administration team. She also has extensive knowledge of asset protection and elder law issues. It is important to Emma to be able to help and guide her clients, at what is often a very difficult time in their lives.

Jane primarily practises in the areas of relationship property and employment law. She and her husband Simon have a farming business based in both the Rakaia and Malvern Districts, so she has first-hand knowledge of the commitments of rural communities.

Jane is also the chairperson of the Board of Directors of Ashburton Community Alcohol and Drug Services Incorporated and a trustee of the Community Trust of Mid and South Canterbury.

Shelley joined the firm in 2017 after living and working in Dunedin as an Associate | Registered Legal Executive. Living in Kirwee, Shelley works between our Ashburton and Rolleston offices. Shelley has extensive experience in many areas of the law and enjoys working in our commercial, rural and property teams.

Kate practises in the areas of conveyancing, trusts, relationship property and succession planning.

She works in both the Ashburton and Rolleston offices. Kate and her husband James are contract milking 650 cows in Rakaia. Kate also sits on the committee for the Turner Syndrome Association of New Zealand and Ashburton District Council Creative Communities Grant Committee.

Senior Solicitor

Our expertise is diverse. Some of our core areas of practice include: • Rural • Corporate and commercial • Wills, succession planning, trusts and estates

• • • •

Home purchases and sales Relationship property Subdivisions Employment

Contact Argyle Welsh Finnigan Trust them to help you, your business and your families.

Westburn Courts, 201 West Street, Ashburton | Phone 03 308 8228 Fax: 03 308 8656 | Email: email@awlegal.co.nz Web: www.argylewelsh.co.nz

Saturday, June 12, 2021 | YOU AND YOUR LIFESTYLE

It is all about the people Tracey Henderson has a welcoming smile and contagious bubbly personality. Having started her career in real estate in 2016 this was her opportunity to do what she has always wanted to do – help people find their forever home.

possible and keeping everyone informed along the way is paramount. Nothing beats the smiles on the faces of clients she has helped.

Being part of the award winning Harcourts Ashburton team Tracey is surrounded by amazingly supportive people and every day is a great day heading to the office.

Tracey knows there is no one size fits all solution to buying or selling and her approach is an intelligent appraisal, empathetic understanding of your situation and belief in a collaborative effort that sees everyone informed and involved throughout the process.

For Tracey it’s not about the bricks and mortar it’s about the people. Sometimes she is selling someone’s biggest asset and with that comes a huge responsibility.

In her spare time Tracey can be found every Tuesday at the Hampstead Rugby Club running the housie nights along with being part of various community groups around Ashburton.

For some people it’s a walk in the park for others it’s highly stressful and her focus is on making it as stress free as

For Tracey helping people and giving back where she can is her reason.

JoMetcalf Metcalffrom fromMemory MemoryFunerals Funerals Jo Offering a warm and intensive service during challenging times.

Jo Metcalf’s Memory Funerals has become one of the most sought after funeral services in the Ashburton district.

And this is no fluke.

After more than a decade-long tenure as a funeral director, Jo has forged a reputation of going above and beyond for any person or family. Jo and her team rely on a practice where sensitivity and compassion needs to be balanced with providing a thorough and highly professional service.

The Ashburton woman and her family have strong ancestral ties to the Mid Canterbury region which sparks an underlying fondness for the local people of the district.

Memory Funeral’s Moore Street premises offers a warm and welcoming family lounge and provides loved ones a choice of private services. During highly emotional circumstances, Jo allows families to take their time during the process.

Sensibly priced funeral options provided by Memory Funerals,

give you the opportunity to make informed decisions and arrange a personalised tribute and farewell for your loved one. In Mid Canterbury we are spoilt for choices on suitable venues to hold a funeral, many have a range of catering options.

A prepaid funeral held in trust allows you to set money aside now to pay for your funeral expenses.

Funds are available immediately for funeral expenses and any unused monies is reimbursed to your estate. Your pre-payment is your money.

A funeral director anywhere in New Zealand can apply for the funds held in trust, should you change your preferred funeral home or your location making proceedings simple and streamlined.

Jo welcomes you to make an appointment to simply have a chat or discuss your wishes and preplanning your funeral.

CALL ME TO FIND OUT WHY Y MY CLIENTS CHOOSE TO SELL BY

Tracey Henderson Licensed Sales Consultant M 0274 058 064 tracey.henderson@harcourts.co.nz Ashburton Real Estate Ltd Licensed REAA 2008

Ashburton’s ONLY locally owned Funeral Home

Jo Metcalf

18-22 Moore Street, Ashburton 0800 263 6679 027 637 1229 | www.memoryfunerals.nz

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YOU AND YOUR LIFESTYLE | Saturday, June 12, 2021

Hammers, nails, concrete, framing, floor plans, and exterior cladding When you think of a building company you probably are thinking of a male-dominated industry. Well, Jennian Homes Canterbury is bucking the trend.

Dwayne and Sue Prendergast along with Paul and Bubs Jenkins as owners of Jennian Homes Canterbury employ 16 staff members with 10 of those being women, including project manager Kate Moses. As a project manager for Mid-South Canterbury, Kate looks after all of the building sites with homes that are under construction.

She has a diverse role that includes checking sites on a daily basis, communicating with tradies along with making sure supplies are arriving to site on time, meeting clients on-site and keeping them up-to-date with weekly checkins and photos of progress on their new home. Kate has been an employee of Jennian Homes for 10 years now and wouldn’t have it any other way.

Jennian also has two wonderful female new home consultants who look after the Mid-South area of the business.

Amanda Gormack looks after their Timaru clients and Michele Strange is based in Ashburton. These two knowledgeable women take care of the sales process which includes being the face of Jennian Homes in the display homes, helping clients choose the right home for their section, presenting

Michele, Kate and Amanda

pricing, and all the other exciting parts of building and designing a new home.

Michele says the most enjoyable part of her job is the relationships built with clients and being part of their journey from just a sketch on a bit of paper to a brand new home.

Among the other female staff at Jennian Homes Canterbury are two owners, one of which is project manager Bubs Jenkins, and Sue Prendergast who looks after building consents and client liaison, the rest of the female team include Christchurch new home consultants and admin staff who all contribute to make this such an amazing business.

Amanda’s advice to women thinking about getting into the building industry – “Do it, what you can’t do or don’t know, you can learn”.

Come on over...

Carolyn Bond-Hood Grant Hood Contracting Business owner and office manager earthmoving business, but it’s a business Co-Director Carolyn Bond-Hood knows that, in a family crisis or for an important easy; she’s been a working mum with children and now a grandson.

When she, and husband Grant, started their business 20 years ago the couple had three school age children. And for Carolyn that meant adding the challenge mum. the kids had gone to bed. It was all pa per based then so the kids became very

and build with your local, award winning builder...

Timaru Display Home

PHOTO SUE NEWMAN 060519-SN-0013

When you’re juggling two jobs, every moment is precious and Carolyn recalls 64 Spring Road, Timaru Sun 12-4pm, or by apt

ish swimming lessons.

“And if Grant needed anything the kids would be thrown in the truck and we’d have to head out and deliver it,” she said. and all the jobs no one else wants to do. today it has a much larger payroll.

That growth now sees the business working on contracts across the South Island. And that means there are many

weeks when Grant is away and Carolyn adds day-to-day running of the business to her workload.

She moved aside a large slice of her takes care of payroll and a string of jobs that’s so long and varied it would She loves what she does, loves being part of the Grant Hood team and the challenges that come knowing that every years ago, Kate juggles work with raising a young family, but she says the com makes the juggling act much easier.

As a family and as business owners, she said, they are very aware- of “We know a lot of people rely on us to pay their mortgage and to put food on the table, but most importantly to send their loved ones home safely at the end of each day.

Tanya Hulme joined GHC team last year as the Health and Safety Manager.

This adds strength to our commitment to compliance and H&S in all areas of the business. Tanya is also a mum of two daughters and manages her work and home life balance.

Call Amanda today to see what Jennian Homes has to offer.

Amanda Gormack | M 021 195 0346 | E amanda.gormack@jennian.co.nz

Ashburton Display Home

Cnr of Whiteoak Grove and Waterford Place, Oaklea Wed, Thurs, Sun 12-3pm, or by apt

Call Michele today to see what Jennian Homes has to offer.

Michele Strange | M 027 491 5266 | E michele.strange@jennian.co.nz

Jennian Homes Canterbury 212 Main South Road, Hornby P 03 741 1436 E canterbury@jennian.co.nz jennian.co.nz

MEMBER

Saturday, June 12, 2021 | YOU AND YOUR LIFESTYLE

Connecting farmers with the right staff Rural People director Paula Hems is passionate about finding the best staff for New Zealand farms and her in-depth approach to recruitment ensures that the right candidate is placed in each role, while upholding the highest ethical standards.

a high standard of candidate care.

Ultimately the best outcome for everyone is a happy staff member who enjoys their role and is invested in the success of the farm.”

Ashburton dairy farm Fearann Farming say using Rural People as their recruitment agent has improved their business while saving them time, energy, and money.

“I never place a candidate without personally visiting a farm first. It is vital to sit down with the employer and take the time to understand their needs, the operation they run, and what type of person will be the best fit for them.”

Rural People director Paula Hems eases the burden for farmers by understanding their recruitment needs and providing them with the best candidates to fill staff roles.

Paula’s philosophy is based on building long term relationships with clients and investing time and energy into matching the best person for each position.

the candidate can get a real feel for the farm and the employer can learn much more about a potential worker than they would via a phone or video interview.

“Not needing to worry about the recruitment process frees farmers up to focus on running their business, while knowing that we will find the best person for them.”

Candidates who apply for roles through Rural People are interviewed and reference checks are carried out before two or three potential staff members are presented to the client for an interview. In person interviews are always preferred so

“Anyone can fill a role but for me and my team it is much more than that.

We build long lasting relationships with our clients and their success is our success in terms of being able to provide the right staff to grow their business.

Paula ensures that all her candidates are treated ethically and that legal requirements are followed, especially for those who require a work visa.

“We always take our candidates’ needs into consideration and provide

“Rural People have improved our business immeasurably. Trying to find the right person when you are busy on the farm is exponentially more difficult. Now we don’t have to aimlessly search for staff, and we have professionals to help us deal with immigration. We are really grateful to Rural People for easing the burden for us.”

Paula Hems Director Phone: 027 511 8814 Email: paula@ruralpeople.co.nz www.ruralpeople.co.nz

Struggling to find good dairy farm workers?

We offer a range of services including but not limited to: • End to end recruitment • Immigration service in conjunction with our licenced immigration advisor • Reference and police checks

• Individual employment agreements • Season and fixed term workers • Staff planning

• • • • •

Job descriptions Tailor made advertising Labour market testing Performance management Candidate care

Rural People are passionate about working with the Dairy Farmers of New Zealand

www.ruralpeople.co.nz

PAULA@RURALPEOPLE.CO.NZ

PAULA: 0275 11 88 14

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YOU AND YOUR LIFESTYLE | Saturday, June 12, 2021

Passion Found in Real Estate

‘If you’re a buyer or seller, call Della’ is the catch phrase Della Glassey from Harcourts Ashburton uses and stands by. This catchy phase is well know in most households in Ashburton.

Business owner Tammy has been an amazing mentor to Della guiding her to the success she has had so far.

“It is an amazing team, we all get along so well,” Della said.

It’ and have no regrets!. Real Estate was her chosen career and she is now a passionate sales consultant with a warm, honest and positive personality.

She is also known to do a bit of modelling for a couple of reputable Having moved from Hastings as a young child Ashburton is home and Della has even been lucky enough plus size companies. She entered to be acknowledged at the Hara competition and was the only one she has raised her family of three courts South Island Annual awards chosen out of around 300 ladies here. evenings receiving recognition for who entered in New Zealand.

She now lives in Tinwald with her her efforts.

The prize was being flown over to partner Kevin and with only her son Melbourne for a four day modelling Della says she isn’t in it for the left at home Della has the drive, shoot with six other Australian modrecognition, she is focused on her dedication and time to do her best els, all expenses paid!! ‘That was customers and giving them the best for her clients. one pretty cool experience’ says service she possibly can.

Della.

Being a sales consultant is a 24/7 job and your day is always filled with Della has come from a background In her spare time Della is on the a variety of different tasks. Although in retail and was known as the committee for the upcoming Relay dynamite floor manager at Harvey she does try to have Sunday’s as for Life in October, enjoys quiet eveher family day, her phone is always Norman in the Electrical departnings with her family but also enjoys ment. Whilst working there she had a good catch-up with her girlfriends on! a bowel cancer diagnosis and whilst and soul sisters.

Della has been part of the Harcourts she recovered from the treatment Ashburton team for nearly three she sat back and pondered on how Della’s mantra is simple – Enjoy life! years and loves the supportive and her life could have been so different Buy the shoes, Eat the cake, No positive office environment. and decided it was time to ‘Just Do regrets!

Saturday, June 12, 2021 | YOU AND YOUR LIFESTYLE

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Sonia, Emily, Sarah, Gemma and Martina from Molloy Agriculture Women perform several key roles at Molloy Agriculture, an agricultural spraying business near Methven.

clients ranging from dairy, sheep and beef, and arable farms, from Geraldine to Rolleston.

Molloy Agriculture was founded in 1985 by owner/operators David and Sonia Molloy and has expanded to an experienced team of 25, including seasonal staff, spraying about 120,000 hectares each year. Molloy Agriculture works in close partnership with its customers to guarantee great service, professionalism and reliability.

Gemma had started out as a vet tech but eventually stepped over to agronomy.

“I enjoy the process of putting a seed in the ground and seeing the process right through.“It’s satisfying as you get to see the end result.” Working in the agricultural sector was quite personal, she said, and she enjoys building a rapport with the farmers. “You really get to know them and there isn’t that chauvinistic attitude that some people think there is, it’s the opposite.”

Sonia Molloy said the business started with one truck, with David in the field and her taking care of administration.Six years ago, their eldest daughter Emily, joined the business, with Sonia stepping back from an administrative role. Sonia continues to sit on the board as a director and is still an active participant in the business.

Over its 36 years, the company had evolved into having several divisions, to complete its cycle of advise, supply, apply, comply and recycle, Sonia said. “It has evolved into an end-to-end service that we provide for our clients, from agronomy advice to chemical spray and liquid fertiliser applications and recycling of chemical plastic containers.”

As a consignment store for Ravensdown, Molloy Agriculture can supply and apply Flowfert N and other liquid fertiliser products or deliver in bulk to tanks onfarm. Molloy Agriculture is also the New Zealand agent for the sale of Bateman self-propelled sprayers, as well as servicing and parts.

Office manager Emily Molloy, who joined the company in 2015, ensures the

smooth running of the company’s office administration. She is also responsible for HR tasks such as health and safety and payroll and supporting new staff coming on board, including work visa applications.

Events co-ordinator and office administrator Sarah Robertson runs the company’s events, as well as being responsible for the company’s financials.

Having a presence at the local A&P Shows as well as the South Island Agricultural Field Days provides a good opportunity to highlight the many aspects of the business.

There is a lot of work that goes into organising these events and it is really satisfying when people come onto the

stand and you get feedback about how the company is known for doing a good job and providing high levels of service Sarah said. “Working for Molloy Ag is really rewarding as the company recognises staff members strengths and interests and gives them opportunities to further their experience and training in these areas.”

Chemical manager and agronomist Gemma Oliver is responsible for the efficient running of the company’s extensive chemical stocks and the supply to meet customer demand. “I have to keep my finger on the pulse. “We have 12 trucks on the road, so I’m making sure we have the inventory there for them when they need it,” she said. She is also available for agronomy advice, with

Agronomist Martina Padrutt comes from an extensive background of farming including working for a field trials company in the United Kingdom, harvests in Australia and America and most recently on a cropping farm in Mid Canterbury. “I was employed as a farm hand and got my first taste of arable farming and got hooked.” Martina has been with Molloys for two years and is available to advise farmers on fertiliser programmes, disease management, timing of spray programmes and agricultural chemical recommendations.

“A lot of my crops are potatoes because that’s where my passion lies.”

She said that there is no difference between being a woman or a man, only that “working on a farm you have to prove yourself by doing a good job”.

Molloy Agriculture recognises the value of women in agricultural businesses.

Although they do not have any female applicators presently, they are hopeful that will change in the not too distant future. Watch this space….

One Brand, delivering an end-to-end service and added value

The team at Molloy Agriculture can help your farm with Agronomy, Chemical Supply, Flowfert by Ravensdown, Application, a Compliance package and Recycling services.

Professionals In Our Fields Since 1985

Physical Address

Contact

Postal Address

402 Methven Chertsey Rd, RD 12 , Rakaia 7782, Mid Canterbury, New Zealand

Call: +64 (0)3 3028098 office@molloyag.co.nz

PO Box 85 Methven 7745 Mid Canterbury, New Zealand

molloyag.co.nz

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YOU AND YOUR LIFESTYLE | Saturday, June 12, 2021

New site, new studio for local photographer And that’s the only catch in what she describes as the perfect relocation – a smaller studio space. However that has also created an opportunity that will see Emmily develop a second studio at her home.

Photographer Emmily Harmer is always on the move, and that’s usually when she has a camera in hand.

For the past week, however, she’s been on the move for a different reason – she’s been packing up her studio and moving across town.

Emmily Harmer photography has opened its doors in a new location, in Ashburton’s trendy Victoria Street Triangle precinct.

She might still be settling in but Emmily couldn’t be happier in her new home.

For the past six or seven years her studio was based on West Street, but increasing traffic volumes started her thinking about finding a new home.

“It got to the stage where it just wasn’t a good fit for my business, but the Triangle is.

Justin Skilling (building owner) is being so progressive and I wanted to get in there. It has a great vibe and it’s quite relaxed.”

Emmily has a long held belief that the Triangle has huge

New Location: 106B Victoria St

potential as a precinct with a special arty character, and she believes its time has come.

“It just needed some vision and Justin has that and he’s hoping with my business moving in there it will attract more businesses and give people the confidence to come here,” she said.

Moving a photographic studio is no easy task.

While camera gear can be easily packed, the real challenges come in moving the hundreds of props, dozens of pieces of lighting equipment and furniture that is part of her large West Street studio.

The relocation has been a time of evaluation for Emmily and as part of the move, her framing business has been scaled down for both space and time reasons.

“I’ll keep the design process at the Triangle and I’ll frame from home, but it will be smaller.

That’s part of me pulling back a bit. My business is growing and I need to take control of it rather than it taking control of me,” she said.

The one thing that won’t change with the move to a new premises is the passion she brings to every photo shoot.

Regardless of the scale of the job, it’s always about creating great images and ensuring her customers love her work.

Passion is something she is never short of and happiness for

her is having a camera in hand, capturing images of families, individuals and groups of people simply being themselves.

She’s been fascinated by cameras and images since she was a child and that fascination has endured into adulthood, marriage and motherhood. It wasn’t until after her children were born, however, that she decided to take the step of establishing her own business.

She’s self taught and has invested heavily in time and money to hone her skills from the best, attending workshops in Australia and the United States and she continues to work with an American mentor.

Portraits are her first love and she never tires of watching through her camera lens, the transformation that occurs when people start to relax and have fun. That’s when the best images are captured. When the magic happens.

For her photos are works of art that become family heirlooms to be cherished for generations.

Limited time Only!

1st to 31st July

$129

One Outfit • Three Posing Options • Choose Background Color Professional Hair Styling & Makeup Extra To book your photo session in advance call,

027 310 6521

emmily@emmilyharmer.co.nz New Location: 106B Victoria st

We have loved working with Emmily for the last five years. Helping her clients look amazing before their photo shoot of a lifetime.

Congratulations on the new studio and we are looking forward to many more makeovers!

35 Archibald Street, Tinwald • P: 03 308 1348 • E: info@tanglez.co.nz

CONNECT WITH US

Saturday, June 12, 2021 | YOU AND YOUR LIFESTYLE

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YOU AND YOUR LIFESTYLE | Saturday, June 12, 2021

Sidekick Ashburton, Chartered Accountants and Business Advisors, opened its doors in May 2019 by local woman Kirsty Naish.

Michelle Parkin from Forsyth Barr

Born and raised in Mid Canterbury and a regular on the netball court for Hampstead and Mid Canterbury; Kirsty took a unique approach to her professional studies. After high school Kirsty started working full time, ‘Trevor Croy offered me an amazing opportunity to basically treat my studies like an apprenticeship program, working full time and studying by correspondence’. Not the traditional approach for accountants but Kirsty doesn’t follow many traditions, ‘I had to be very disciplined to complete my studies, while juggling full time work and netball commitments; when the time was right I decided to flee the nest which turned into a decade of living, working and having a lot of fun abroad’.

London;, Canada and most recently 2 years in Samoa working as a Financial Controller for a local supermarket group where she learnt some key lessons on leadership, running a business from operations to governance and managing a team. She decided it was time to return home and put these skills to the test on her own business. ‘Both my brothers run local businesses and although successful it’s very evident how much hard work they put in; I’m so proud of them both and grateful our parents instilled great values in us.’

Technology is changing the face of how we do business and Sidekick Ashburton has embraced this from the outset. A Xero platinum partner and fully cloud operation. ‘We have completely embraced technology in all aspects of our business, you’ll struggle to find any paper in our office.’ Kirsty believes the future of accountants is changing, ‘accountants no longer can just meet with clients annually to review historical data. We need to be looking forward; coaching, mentoring and supporting our clients to define and achieve success.’

Outside of work Kirsty is heavily involved in the community; secretary of Ashburton Housing Support Trust, coaching the Mid Canterbury U16 Netball team, Mid Canterbury Cricket board member and adviser on the Pasifika Community Group. Kirsty is passionate about Mid Canterbury and ensuring all members of the community thrive.

A breath of fresh air in accounting p 027 944 6869 e kirsty@sidekickca.co.nz

sidekickashburton.co.nz

Forsyth Barr recently moved offices in Ashburton to 62 Cass Street. The move has created a lot of interest with more people dropping in to talk about the shares they own and what Forsyth Barr can do to assist them with their investments. Michelle Parkin and Lucia Ghidoli, who are based in the Ashburton office of Forsyth Barr, are enjoying their new place of work and have noticed an increase in enquiries since interest rates have declined.

“As Term Deposits come to maturity people are realising that they are likely to get sub 2% interest at the bank going forward and this is making people look for alternative places to invest,” says Michelle who has 25 years’ experience as an Investment Adviser both here and in the United Kingdom.

Michelle makes it clear to newer investors that investing in the share market does not compare to keeping your money in the bank.

Historically investing in the share market over the longer term has provided superior returns to bank deposits, but you are being rewarded for the fact that you are a part owner of a business and the value of your investment is likely to go up and down.

It is possible to mitigate some of the risk by ensuring you have an adequate spread of investments over different companies, sectors and geographies.

With the support of Lucia, Michelle advocates educating people about the share market and would

encourage everyone to take an active interest in their investments, including their KiwiSaver.

The ladies recently ran a share market portfolio competition for students at Ashburton College and are hoping to run a series of ‘Lunch and Learn’ sessions where various investment topics will be demystified along with the opportunity to discuss the options available whether you are starting out or a seasoned investor.

Both Michelle and Lucia are a team outside of work too with Lucia’s experience in the process of grant applications being invaluable in supporting Michelle in her role as Treasurer and Trustee for Kai for Kids Charitable Trust, which provides a school lunch programme within Mid-Canterbury.

This publication does not contain financial advice - for financial advice, please speak to your Forsyth Barr Investment Adviser.

Michelle Parkin, whose views and opinions are expressed in this article, is an Investment Adviser with Forsyth Barr.

To find out more or to arrange a meeting to discuss your investment objectives in confidence, call (03) 307 9540 or visit the Forsyth Barr office at 62 Cass Street, Ashburton.

Get the expert help you need Do you have a plan on how to best meet your future financial needs?

Ensuring that you have enough income to see you through retirement and are able to manage unforeseen changes in income can be a significant challenge. At Forsyth Barr we can help you to plan, build and manage an investment portfolio to suit your needs and to help you achieve your future financial goals. Contact us for a confidential, no obligation review of your investments at the details on the right.

Fees and charges will apply if you elect to have a continuing relationship with Forsyth Barr.

Michelle Parkin

michelle.parkin@forsythbarr.co.nz 62 Cass Street, Ashburton 03 307 9540 forsythbarr.co.nz

ASH6248-05 - June 2021

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Terrace Downs Resort is a premier destination for golf, weddings, corporate events and luxury getaways.

Enjoy a relaxed taste of the High Country at The Clubhouse restaurant, with all-day dining options and views over the golf course to Mt Hutt.

A CPG Hotels property, Terrace Downs Resort offers a range of self-contained villa accommodation, an onsite restaurant and bar and complimentary wifi.

Visit us to experience our majestic scenery and warm hospitality.

Terrace Downs Resort 623 Coleridge Rd, Windwhistle 7572 P 03 318 6943 E reservations@terracedownsresort.com W terracedowns.co.nz