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Property August 10, 2017

& LIFESTYLE

Private, modern living in Allenton

Proudly marketed by Bayleys FURTHER DETAILS

Don’t compromise on looks.

Regain your hearing without worrying. House of Hearing offers a range of audiological services and technology that is nearly invisible and can help you with hearing loss.

$1,001 off virtually invisible hearing aids* Hurry, offer limited to ten callers per clinic, use the code word $1,001 off to ensure you don’t miss out! T&C’s apply. *Offer limited to the first 10 customers per clinic, offer expires 30th September 2017, valid at any House of Hearing clinic.

Ashburton 03 307 8949

Halswell 03 322 4326

Blenheim 03 579 5353

Rangiora 03 310 7355

Fendalton 03 351 3535

West Coast 03 768 5528

House of Hearing

Private, modern living in Allenton 22B Charles Street, Allenton Superbly well taken care of, and set far off the road. We are proud to present this ideal brick home with an internal floor area of 185m². It is with a heavy heart and fond memories that our family take the next step in their lives, and present you with the next opportunity in yours. You will be impressed with a tidy layout, with the modern kitchen, living and dining enjoying privacy

from the rest of the home. The master bedroom is sizeable, with the benefit of an ensuite. Big ticks here include, morning sun pouring in, sky light in kitchen, two heat pumps and HRV. Enough off street parking to turn around, tucked away off Charles Street, close enough to the local shopping area, schools and parks. Get in quick with this one.

MADE IN NORWAY

DEADLINE SALE 2PM, TUE 22 AUG 2017 (UNLESS SOLD PRIOR)

Eliza Waszczak Phone 021 039 1770

Open Home 12 and 19 August 11.00am-11.30am

imagine a comfort revolution Introducing NEW LegComfort imagine a imagine a imagine a comfort revolution comfort revolution comfort revolution MADE IN NORWAY

bayleys.co.nz/555280

MADE IN NORWAY

Introducing NEW

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People come in all shapes and sizes. So do their legs. That’s why Stressless® has developed LegComfort™ — the first automatic integrated footrest that adjusts ™ to your own length, offering your legs ergonomic comfort and support. LegComfort ™ Exclusive to Stressless® recliners.

Introducing NEW LegComfort

Introducing NEW LegComfort™ People come in all shapes and sizes. So do their legs. That’s why Stressless

has developed LegComfort™ — People the first automatic integrated that adjusts come in all shapesfootrest and sizes. So do their legs. That’s why Stressless® to your own length,inoffering your legs ergonomic comfort and support. People come all shapes and sizes. So do their ™ legs. That’s why Stressless® has developed LegComfort — the first automatic integrated footrest that adjusts ® Exclusive to Stressless recliners. has developed LegComfort™ — the first automatic integrated footrest that adjusts

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FURNISHINGS | FLOORING | CURTAINS

Opening Hours: Monday – Friday 9.00am – 5.30pm Saturday 10.00am – 1.00pm

Sharing – your rights

Mortgage rates

5.35

Buying a property that shares common areas with others is becoming increasingly prevalent in New Zealand. These properties can be apartments, townhouses, units, retirement properties or any other dwellings that share common private access and utilities. When you buy into a property like these ones you have different rights and responsibilities to someone who is buying a stand-alone property on its own separate parcel of land. This kind of property ownership – in a building development where there are multiple owners – is known as a unit title. It allows individual ownership of parts of a single building, or of separate buildings within one complex. Each unit title is made up of three parts: ownership of your particular apartment or unit and any ‘accessory’ units, like garages, private courtyards and storage areas; an undivided share of the ownership of the common property (lifts, laundries, lobby areas, gardens) and an undivided share of the ownership of the units if the unit plan is cancelled. “When you’re considering buying into a complex where there are multiple owners, there are some important additions to the usual due diligence to-do list,” says Real Estate Agents Authority chief executive Kevin LampenSmith. “A title search will help you find out all the facts about the property’s ownership, boundary and access, as held by Land Information New Zealand (LINZ). Remember to look out for easements or covenants that may differ from your understanding of the property, such as rules about who can live in it, car parking and access.” A Land Information Memorandum (LIM) will also show you information held by the local council about the property and land. Lampen-Smith

% P.A.

2 years

5.24

P.A.

2 years

5.29

P.A.

2 years

suggests getting an independent assessment of the property, and the complex as a whole, from an inspector who has professional indemnity insurance and carries out their work in accordance with the New Zealand Property Inspection Standard. As a prospective buyer, you are entitled to three sets of information from the seller, Lampen-Smith says. These are: 1.

A pre-contract disclosure statement, which the seller provides before entering into an agreement for sale and purchase;

2. A pre-settlement disclosure statement, which the seller provides after entering the agreement for sale and purchase but before settlement of the sale; 3. An additional disclosure statement, in which the buyer may request some or all of the information the seller is required to provide. “These statements help prospective buyers learn more about the property and the rights and responsibilities they will be signing up for if they purchase it. However, they do not always provide the full picture,” LampenSmith says.

Becoming a unit title holder means you automatically become a member of the complex’s body corporate, which consists of all the unit owners acting as a group. A body corporate has a number of responsibilities relating to keeping the property in good order, organising and maintaining insurance, and making sure owners keep to the rules as set under the Unit Titles Act 2010, such as complying with all laws and particular requirements around noise and pet ownership, for example, and keeping their individual property in good order. Each unit title holder pays a set annual amount into a fund that looks after insurance, maintenance and other costs. You should be provided with a copy of the complex’s body corporate rules in the pre-contract disclosure pack. Read these carefully, as they can limit what you may or may not do with the unit you are interested in. Each body corporate has an elected chairperson (who must own a property in the complex). A body corporate also must have a Long Term Maintenance Fund (LTMF) and a plan for dealing with any issues that will affect all the members, such as large-scale remedial works e.g. upgrade lifts

5.45

or insurance rate rises. The Real Estate Agents Authority (REAA) recommends asking for a further set of information about the body corporate to understand the financial position of the complex as a whole. Ask the vendor (or the selling agent) for a copy of the minutes for all body corporate general and extraordinary meetings for the last three years, plus financial statements and audit reports for the same period. Find out if there are any unpaid body corporate fees attached to the property you are looking to buy. “It’s also worth chatting to other unit owners within the complex to see how the body corporate operates,” LampenSmith says. Request to see the current Long Term Maintenance Plan (LTMP) and examine it carefully. These plans must be prepared for a mandatory minimum of 10 years and be reviewed every two years – it pays to be cautious if the current LTMP is near the end of its term, especially if the complex is in a poor state of repair. You’ll want to ensure the LTMF has the funds required to finance the ongoing expected repairs and

P.A.

2 years

5.29

P.A.

2 years

*At the time of printing maintenance detailed in the LTMP. As with any property transaction, legal advice will be invaluable to help you weigh up the pros and cons of the decision. It’s a good idea to engage a lawyer at the start of the process. If you don’t have a lawyer, the New Zealand Law Society can help you find one at propertylawyers.org.nz. “There are no silly questions when you’re considering a decision that will have a big impact on your emotional, physical and financial wellbeing,” Lampen-Smith says. “It’s far better to do your homework in meticulous detail than spend a lot of time and money on an expensive mistake.”

– REAA

Balustrades and Fencing Frameless solutions for decks, stairways, balconies, handrails or pool surrounds. Sometimes the best kind of view is the one where you see nothing

winstoneglass.co.nz

03 308 3918 0800 8090 10 214 Wills Street, Ashburton

bayleys.co.nz

PROTECT YOUR HOUSE FROM RATS AND MICE THIS WINTER

• • • •

Locally owned and operated for 25 years

Rodent control Compliance checks Monthly checks available Residential and commercial

Don’t delay call AJ today Fully qualified & registered Pest Control Technician

EXECUTIVE HOME CLEANING & GARDENING LIMITED Sandra & John 03 307 8184 or 027 292 0180

Professional service and a friendly team for a job well done, qualified gardener.

COMPETITIVE RATES

Call AJ 308 8147 or 0274 325 447 Ù home Ù commercial Ù office Ù gardens Ù pruning Ù lawns

YOUR MOVE YOUR WAY If you are shifting or moving, just hire a trailer from us!

We accept Supergold Cards, call us today and get a discount on your next purchase or installation.

Come and see us today. 588 East Street, Ashburton Phone 03 308 8061 info@ashburtonuhire.co.nz www.ashburtonuhire.co.nz

OPEN 7 DAYS

Phone 308 7182 On Call 021 597 517 211/D Alford Forest Rd, Ashburton www.stewartandholland.co.nz

SOMETHING SEPTIC? Well, if it’s not your wife we can help.

New Homes Alterations New Homes Light Commercial Alterations New Homes New Homes New Homes New Homes Light Commercial Earthquake Alterations Alterations Alterations NewAlterations Homes New Homes strengthening and Light Commercial Alterations Earthquake Light Commercial Alterations Lightand Commercial Repairs, Compliance. Light Commercial Light Commercial strengthening and Earthquake Earthquake Earthquake Earthquake and Compliance. Earthquake strengthening andRepairs, strengthening andand strengthening strengthening Repairs, and Compliance. Phone Repairs, andand Compliance. strengthening and Repairs, and Compliance. Repairs, and Compliance. (03) 303 Repairs, and9830 Compliance. Phone Phoneor Phone (03) 303 9830 or(03) 303 9830 or 0800 500 564 0800 500 Phone 564 0800 (03) 500 564303 9830 or Phone Phone 0800 500 564 E:(03) josephbuilders@xtra.co.nz 303 9830 or Email: josephbuilders@xtra.co.nz Email: 9830 josephbuilders@xtra.co.nz (03) 303 303 9830or or W: (03) www.josephbuilders.co.nz 0800 500 564 Email: josephbuilders@xtra.co.nz 0800 0800500 500564 564

We provide a fast and efficient service to Mid Canterbury • • • •

Septic tank cleaning all systems Grease traps Swimming pools Drain cleaning and jetting

Locally owned and operated

Today’s construction is tomorrow’s legacy If a home of excellent design and exceptional quality of workmanship is important to you, then look no further than Des Millar Construction. The quality home builders.

 Housing  Commercial  Farm  Renovations

With more than 30 years of building quality homes for the Mid Canterbury community, Des has a strong reputation for “old school” workmanship, backed by results.

Phone Darryl Burrowes on 03 308 5293 or 0274 333 563

For housing, Commercial, farm buildings and renovations, contact Des anytime for a free no obligation quote on 03 308 9936 or 027 432 3258

Email: josephbuilders@xtra.co.nz Email: josephbuilders@xtra.co.nz Email: Email:josephbuilders@xtra.co.nz josephbuilders@xtra.co.nz

Check out Guardian publications for the latest news and reviews. www.facebook.com/ashguardian

www.guardianonline.co.nz

August is a good time to. . . Plant fruit trees. If you’re keen to freshen up your back yard with some nice smart lawn, now’s the time to prepare the soil. Give it a good rake (be sure to add any leaves or pruning to your compost), level it off and get ready to apply your grass seed and fertisliser. How do you know when to do this? Once the soil temperature has started rising – that’s the time to apply your grass seed. And, how do you know when the soil temperature is rising? That’s easy – when you find you’re mowing your lawns more often than not – the soil temperature has increased. You should be finishing off your rose pruning around now. Hoe out winter weeds now before they get growing in spring, you’ll save yourself a lot of work. Plant new brassicas (broccoli, cauliflower, kale, cabbage etc) for harvesting in summer and new season potatoes, yams and kumaras for enjoying at Christmas. Grow lettuce, peas, broad beans, silver beet, beetroot and

Henri Ham

AWAPUNI NURSERIES

new season rhubarb. But before you do, dig over the garden and add a good general fertiliser and a bit of mulch to give the soil a boost. When the weather starts to warm up – hopefully at the end of the month – you can start to plant carrots and radish. Brighten up your flowerbeds by growing pansy, viola, stock and lobelia seedlings. Or try planting perennials like new season lavender, peony roses or hostas. Check for aphids on everything, but particularly new shoots on your roses. If you spot aphids on your plants simply hose them off with a strong stream of water and spray the plant with Neem, an organic oil.

PELLET FIRES RE-INVENTED Rika Pellet Fires - FIRE is our passion

Merging cutting-edge technology with sleek, innovative designs that once again make the flicker of flames a reality for every home. Rika, an Austrian firm pioneered pellet stoves in Europe almost 30 years ago. Today it’s latest products are a world apart from early models. Touchscreens, wi-fi capability, self cleaning ash grates, ultra clean burning and supersized hoppers that hold fuel for days put them at the fore front of environmentally friendly and practical heating.

WiFi options Made in Austria

OPEN 7 DAYS

FREE WiFi Control*

Monday-Friday 7am - 6pm Saturday 8am - 6pm Sunday 8am - 5pm

FREE First Service

West Street, Ashburton Phone 03 308 5119

worth $250

worth $135

FREE 20 Bags of 15kg Pellets* Up to 500 hours of pellets

12 MONTHS

RIKA Benefits: Extremely quiet Touch screen

PELLET FIRE DEALS

While stocks last. Offer expires 30th September 2017.

INTEREST FREE** *Conditions apply. Free WiFi available with touch screen models. 500 hours based on lowest setting of 0.6kg/hr pellet consumption is model dependant.

**Minimum spend $250 using Gem Visa or Gem Creditline. Normal credit and lending criteria and fees apply. Minimum monthly repayments must be made during the interest free period. The minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a. Gem Visa 29.95% p.a. Gem CreditLine) applies to any outstanding balance on the expiry of the interest free period. Credit provided by Latitude Financial Services Limited.

Property

GUARDIAN

Ashburton

. . . . . .

20 Kerr Street 4 Suffolk Street 8 Manse Street 22B Charles Street 71 Cambridge Street 71A Cambridge Street

03 308 6173

admin@realestatenewzealand.net.nz www. realestatenewzealand.net.nz

Rakaia

RAKAIA 12.00 – 12.45 . . . . . . . . . . . . . . . . . . 42 Dunford Street

FAIRTON 11.00 – 11.30 . . . . . . . . . . . . . . . . . . . 39A Waymouth Street

www.realestatenewzealand.net.nz/360-virtual-reality-photos

360

. . . . . .

TINWALD 10.00 – 10.30 . . . . . . . . . . . . . . . . . . 12 Whiteoak Grove 11.30 – 12.00 . . . . . . . . . . . . . . . . . . 98A George Street

ASHBURTON 10.00 – 10.30 10.00 – 10.30 10.45 – 11.15 . 11.00 – 11.30 . 11.00 – 11.30 . 11.00 – 11.30 .

SATURDAY - AUGUST 12

Virtual Reality Open Homes Are Here!

Fairton

Tinwald

Open Homes