Guardian Property | October 5

Property

October 5, 2018

& LIFESTYLE

NO NEED FOR A

CAR HERE Proudly marketed by Bayleys

FURTHER DETAILS

P2

Mix & Match Outdoor Cushions Bring some colour outdoors and create your own unique look.

OUTDOOR

West Street, Ashburton PHONE 03 308 5119

FURNITURE

EXPO

50 x 30cm

$14.98

each

45 x 45cm

$19.98

each

Available until Sunday 7th October 2018. While stocks last.

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No need for a car here 7/11 Cox Street Mews, Ashburton Super handy location. Street frontage in popular Cox Street Mews.

Auto garage door opener in single garage. Lock up and walk away unit.

Freshly decorated, double glazing in living and master bedroom, plus floormounted heat pump.

To access documents we hold for this property please visit: www.propertyfiles. co.nz/558507

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OPEN HOME

Saturday, October 6 10.30am – 11am LOCATION IS TOPS Light and bright, freshly decorated

LOCK UP AND LEAVE Double glazed living and master bedroom

SO CLOSE To Countdown and shops

Jenny Gray

Phone 03 307 7377 or 027 452 2888

FOR SALE

jenny.gray@bayleys.co.nz

$298,000 bayleys.co.nz/558507

WE APPRECIATE YOUR FEEDBACK

ADVERTISING Emma Jaillet-Godin | emma.j@theguardian.co.nz | 03 307 7936

VERVE

SAVE UP TO

30

%

OFF SOLUTION DYED NYLON CARPET

FURNISHINGS | FLOORING | CURTAINS

DESIGNER Yendis Albert

FLORISSANT

WAS $239

WAS $235

NOW

NOW

165

$

VALOUR MIDI

140

$

CABRILLO

WAS $260

WAS $128

NOW

NOW

195

$

85

$

Burnett Street, Ashburton Phone (03) 308 5269 | www.redmonds.co.nz

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Buying a second home – SHOULD YOU SELL FIRST OR BUY FIRST?

Kevin Lampen-Smith

REA

When it comes to upsizing or downsizing a property, homeowners are faced with a big decision – is it better to sell the existing home first, or buy the new place first?

Real Estate Authority chief executive Kevin Lampen-Smith says there’s no right way to tackle it, but it’s important for homeowners to think carefully about their appetite for risk. Both options come with pros and cons, and their own unique set of challenges and pressures.

“Buying first provides the luxury of time, meaning it’s possible to hunt for homes without a settlement date looming on the horizon. A buyer is able to consider as many houses as they like, move at their own pace and keep searching until they find the property that’s right for them and their family,” Lampen-Smith explains.

“

There are pros and cons to both approaches but homeowners can lighten the load by ensuring all their ducks are in a row

”

While time might be on your side, your finances might not be. To secure the new home, buyers will need to come up with the funds for a deposit, which might be tricky if equity is tied up in the existing property.

Buying first means there are suddenly double the bills to pay, including home insurance, rates and utility bills, as well as absorbing the cost of bridge financing in order to pay two mortgages.

“The extra financial strain can sometimes mean sellers pressure themselves into setting a modest listing price for their existing house or accepting a lower offer, just to seal the deal quickly,” Lampen-Smith

says. On the flip side, selling first can give homeowners a much clearer picture of their financial situation. Once the existing home is sold, you’ll know exactly how much cash you have to play with and what you can afford to buy.

“However, once an offer has been accepted on the current home, the clock starts ticking towards settlement day.

Some buyers then feel added pressure to make an offer on a home that doesn’t exactly fit their needs or wishlist, because they’re so focused on finding a new place to move into.”

To avoid this, Lampen-Smith suggests negotiating a long settlement period on the existing home, to allow enough time to find

a new property. However, this isn’t always possible, so homeowners should consider what their plan B will be.

In a tight rental market, it can be very challenging to find short-term accommodation, which is why many turn to friends or family.

It’s also important to consider the added costs of moving household belongings twice and paying for a storage unit.

There are pros and cons to both approaches but homeowners can lighten the load by ensuring all their ducks are in a row.

“Speak to your bank or a mortgage advisor to get your finances in order

and then build your support crew. For example, you’re going to need legal advice, a licensed real estate agent to sell your property, an insurer and a building inspector,” Lampen-Smith suggests.

However, as your home is likely to be your biggest asset, it’s important to prepare for some hiccups along the way and have time or extra funds set aside to deal with these.

Building a strong support crew of qualified professionals will ensure you have the advice and guidance you need at each stage of the process.

– REA

Robinsons Bay Akaroa, Totara Drive

Allenton 15 Primrose Place

Harbour sections available

"Primrose"

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Spec home of four bedrooms and an office, master has an ensuite and walk in robe. The living is open plan to dining and kitchen. Situated in a quiet cul-desac for your peaceful lifestyle. The owner will put in patio's or decking of your choice.

Asking Price $590,000 View Sat 12-12.30pm or by appointment Mick Hydes 027 437 9696 mick.hydes@bayleys.co.nz

A peaceful, scenic harbour-side development with only 12 titled sections remaining priced from $140,000. Situated just over an hour's drive from Christchurch. The sections all enjoy sea and harbour views. Service connections available to all sections.

bayleys.co.nz/552098

For Sale $140,000 Richard Innes 027 522 9598 richard.innes@bayleys.co.nz Jeremy Gould 027 436 1581 jeremy.gould@bayleys.co.nz WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

Allenton Lot 1 138 Belt Road

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

bayleys.co.nz/556411

Allenton Lot 4 138 Belt Road

Great front townhouse

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Brand new townhouse build to modern standards with all the conveniences you would expect of a welldesigned home. Year round comfort is assured with double glazing, full insulation and permanent material construction.

Asking Price $439,000 View by appointment Brad Wallis 022 350 2269 brad.wallis@bayleys.co.nz

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

bayleys.co.nz/557949

Brand new 148m2 townhouse

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Brand new townhouse built to modern standards with all the conveniences you would expect of a welldesigned home. Year round comfort is assured with double glazing, full insulation and permanent material construction. Compact easy care section.

Asking Price $445,000 View by appointment Brad Wallis 022 350 2269 brad.wallis@bayleys.co.nz

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

bayleys.co.nz/557951

UNDER CONTRACT

Allenton Lot 5 138 Belt Road

Netherby 18 Mitchell Place

Very private and brand new

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Brand new townhouse build to modern standards with all the conveniences you would expect of a welldesigned home. Year round comfort is assured with double glazing, full insulation and permanent material construction.

Asking Price $419,000 View by appointment Brad Wallis 022 350 2269 brad.wallis@bayleys.co.nz

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

bayleys.co.nz/557952

Big is good

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A fantastic opportunity to purchase this spacious family home. With four bedrooms plus optional extra games room there is room for everyone.

Spacious family living with a compliant log burner to heat throughout.

For Sale offers invited over $419,000 View Sat 11.15-11.45am or by appointment Debbie Boon 027 448 4006 debbie.boon@bayleys.co.nz

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

bayleys.co.nz/556969

UNDER CONTRACT

Ashburton 102 Cameron Street

Ashburton 41B Peter Street

A home with it all

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This is your opportunity to own a central Ashburton home, large in size and even bigger on features!

Close to everything, this home is moments from schools, shopping and the Domain. Four bedrooms and four living zones spread across two storeys.

Asking Price $568,000 View Sat 11.30am-12pm or by appointment Brad Wallis 022 350 2269 brad.wallis@bayleys.co.nz

bayleys.co.nz/557998

bayleys.co.nz

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

Close to town

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Peter Street is perfectly suited to downsizers or first home buyers. The easy-care nature of this home will have you living life on your terms and will allow you to sit back and enjoy a cuppa on the patio or stroll down to the local amenities which are so close.

For Sale offers invited over $235,000 View Sat 10.30-11am or by appointment Debbie Boon 027 448 4006 debbie.boon@bayleys.co.nz

bayleys.co.nz/558275

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

Ashburton 141A Kermode Street

Allenton 21 Churchill Avenue

Neat, tidy and ready

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The two rear townhouses have sold - here is your chance to grab the coveted street-front spot! With views across Pioneer Park from your favourite lounge room chair, there is no doubt this tidy townhouse is in a premium position.

For Sale offers invited over $399,000 View Sat 10-10.30am or by appointment Brad Wallis 022 350 2269 brad.wallis@bayleys.co.nz WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

bayleys.co.nz/556962

All class here

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This home is located in a top Allenton location.

Situated on a very private 1,146m2 back section. The home has four bedrooms plus a huge conservatory built for all day sun. There is also an office or formal dining room. Bathrooms are upstairs and down.

For Sale offers invited over $621,000 View by appointment Brad Wallis 022 350 2269 brad.wallis@bayleys.co.nz

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

bayleys.co.nz/558307

PRICE REDUCED

Allenton 26 Charles Street

Allenton 53 Elizabeth Street

Upmarket and classy

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The Vendors invite offers in the vicinity of $550,000

Price by Negotiation View by appointment Jenny Gray 027 452 2888 jenny.gray@bayleys.co.nz

Handy Allenton spot on attractive 930m2 landscaped section. The interior is "up to the minute" with new kitchen, new floor coverings and quality window finishings.

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

You'll love me!

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Positioned to enjoy maximum sun. Front unit of two with attractive garden and private outdoor patio.

Two double bedrooms, excellent living area with Street views. Tops in decor.

Asking Price $248,000 View Sat 11.15-11.45am or by appointment Jenny Gray 027 452 2888 jenny.gray@bayleys.co.nz

bayleys.co.nz/558309

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

bayleys.co.nz/557912

NEW LISTING

Hampstead 92A Beach Road

Tinwald Johnstone Street

Easy living!

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This approximately 14 years young cottage is freehold, extremely low maintenance and cosy. The sun streams into the living and kitchen area. Two great sized bedrooms and bathroom with wet floor shower. The laundry is combined with kitchen.

Asking Price $290,000 View Sat 10.45-11.15am or by appointment Debbie Boon 027 448 4006 debbie.boon@bayleys.co.nz

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WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

Dreams start here • • • •

1.0126 hectare bareland Country lifestyle/town amenities Superb sheltered building sites Zoned residential D with potential to improve and add value

Asking Price $232,000 View by appointment Mike Preston 027 430 7041 Austen Russell 027 441 7055 WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED REAA 2008

bayleys.co.nz/558381

bayleys.co.nz/558420

NEW LISTING

Staveley Ashburton Staveley Road Asking Price $1,530,000 + GST (if any) View by appointment Mike Preston 027 430 7041 mike.preston@bayleys.co.nz Austen Russell 027 441 7055 austen.russell@bayleys.co.nz WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008

Staveley grazing opportunity A well-located, 49 hectare bareland grazing property in the sought after area of Staveley. Suitable for a number of farming operations, the underlying soil types support a range of mixed species pasture, lucerne and seasonal forage crops. A strategic add on to an existing farm operation or possible potential for further development into a smaller scale farm or larger lifestyle block. Any number of potential building sites on the property are easily serviced and do provide a range of exceptional mountain and surrounding country-side views.

bayleys.co.nz/557317

bayleys.co.nz

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PROTECT YOUR HOUSE FROM SPIDERS AND FLIES New Homes Alterations New Homes Today’s construction Light Commercial Alterations is tomorrow’s legacy New Homes New Homes New Homes New Homes If a home of excellent design Light Commercial Earthquake Alterations  Housing and exceptional quality of Alterations Alterations NewAlterations Homes workmanship is important to  Commercial New Homes strengthening and Light Commercial Alterations Earthquake you, then look no further than Light Commercial Alterations  Farm Lightand Commercial Repairs, Compliance.

Light Commercial Des Millar Construction. The Light Commercial strengthening and  Renovations quality home builders.

Earthquake Earthquake Earthquake Earthquake and Compliance.

Repairs, Earthquake strengthening and strengthening andand strengthening With more than 30 years of building quality homes strengthening Phone and strengthening and for the Mid Canterbury community, Des has a strong Repairs, and Compliance.

Repairs, and for “old school” workmanship, backed by (03) 303 9830 or Repairs, andCompliance.

Compliance.

Phone Phone Phone reputation results.

(03) 303 9830 or(03) 303 9830 or 0800 500 564 0800 500 Phone 564 0800 (03) 500 564303 9830 or For housing, Commercial, farm buildings Phone Phone and renovations, contact Des anytime 0800 500 564 E: josephbuilders@xtra.co.nz (03) 303 9830 or Email: josephbuilders@xtra.co.nz Email: 9830 josephbuilders@xtra.co.nz (03) 303 for a free no obligation quote on 303 9830or or W: (03) www.josephbuilders.co.nz 0800 500 564 03 308 9936 or 027 432 3258 Email: josephbuilders@xtra.co.nz 0800 0800500 500564 564 Repairs, and Compliance.

Repairs, and Compliance.

Locally owned and operated for 25 years

• • • • •

Mortgage rates

4.85

% P.A.

2 years

Spider proofing Fly control Wasp nests White tail treatment Residential and commercial

4.75

%

Don’t delay call AJ today Fully qualified & registered Pest Control Technician

Call AJ 308 8147 or 0274 325 447

P.A.

2 years

5.05

%

P.A.

2 years

Email: josephbuilders@xtra.co.nz

5.45

%

Email: josephbuilders@xtra.co.nz Email: Email:josephbuilders@xtra.co.nz josephbuilders@xtra.co.nz

P.A.

2 years

4.79

%

P.A.

2 years

*At the time of printing

TM

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Property

GUARDIAN

Ashburton

SHOW HOME

15 Primrose Place

12 noon – 3pm ................................................8 Whiteoak Grove

SUNDAY

SATURDAY BY APPOINTMENT ONLY

TINWALD 8am to 5pm ...................................................8 Whiteoak Grove

MONDAY - FRIDAY

J

12-12.30pm . . . . . . . . . . . . . . . . .

11.30-12pm . . . . . . . . . . . . . . . . . 102 Cameron Street

11.15-11.45am . . . . . . . . . . . . . . . . 18 Mitchell Place

11.15-11.45am . . . . . . . . . . . . . . . . 53 Elizabeth Street

10.45-11.15am . . . . . . . . . . . . . . . . 92A Beach Road

Let the Guardian take you away.

J

10.30-11am . . . . . . . . . . . . . . . . . 41B Peter Street

10.30-11am . . . . . . . . . . . . . . . . . 7/11 Cox Street

10-10.30am . . . . . . . . . . . . . . . . . 141A Kermode Street

ASHBURTON

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