Guardian Property | August 10

Property August 10, 2018

& LIFESTYLE

MORE THAN A

dream

Proudly marketed by Bayleys

FURTHER DETAILS

P2

Hearing for life

House of Hearing is here to help you reconnect with family, friends, music and life. You’ll also get peace of $3,500 in mind with our Total Care Package*. Purchase a pair of hearing aids and receive free follow up care, wax follow up care for FREE! removal and servicing for up to six years .

Phone to book a free hearing test and trial today.

Ashburton 03 307 8949

Blenheim 03 579 5353

Fendalton 03 351 3535

Greymouth 03 768 5528

Halswell 03 322 4326

Rangiora 03 310 7355

houseofhearing.co.nz

* Terms and conditions apply.

2

CHIROPRACTIC

CHIROPRACTIC

More than a dream Lord

/ 556411

Baron

STOCK!

NZ'S LARGEST

RANGE OF BEDS BY Queen Size Mattress & Base

Queen Size Mattress & Base

CHIROPRACTIC 47CHIROPRACTIC Trevors Road, Hampstead NOW STOCK! Lord Baron $999

NOW

$1,899

NZ'S LARGEST

RANGE

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Medium Firm Medium with alloy joinery.

Queen Size Queen Size Enjoys all day sun and would be ideal for Great entry level Chiropractic bed with the expert Expert endorsed Torquezone spring system and Mattress & Base Mattress & Base young families or anyone else requiring a CHIROPRACTIC CHIROPRACTIC endorsed Torquezone spring system. body form Memory Foam providing pressure relief, NOW NOW large section.

Open plan support and aids natural spine alignment.

NZ'S LARGEST STOCK! Great for entertaining with a fenced On offer is a property so many buyers OPEN HOME are looking for - a home built of permanent deck attached August 11 SAVE $800 $1,100 materials, good off-street parking and garage.

OFSaturday, BEDSSAVE BYCHIROPRACTIC CHIROPRACTIC Heated by a diesel log fire and HRV system.

10.45-11.15am Medium Medium Mick Hydes Queen Size Queen Size Huge section Open plan living, fantastic outdoor living and Firm CHIROPRACTIC CHIROPRACTIC or by appointment CHIROPRACTIC Great entry level Chiropractic bed with the expert Expert endorsed Torquezone spring system and Mattress & Base Mattress & Base Phone 03 307 7377 a section with great spaces for children and Fantastic for families with plenty ofform Memory Foam providing pressure CHIROPRACTIC NZ'S LARGEST STOCK! endorsed Torquezone spring system. body relief, NOW or 027 437 9696 STOCK! pets etc that is fully fenced for yourNOW peace of For sale room and well-fenced support and aids natural spine alignment.

NZ'S LARGEST STOCK! mind.

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CHIROPRACTIC

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SAVE $1,100 CLEARANCE

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Medium

Great entry level Chiropractic bed with the expert endorsed Torquezone spring system.

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$1,399

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SAVE $1,500 *Offers valid 16/07/18 to 19/08/18 or while stocks last. Excludes Everyday Dream Prices.

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ADDRESS 28–32 MOORE STREET, ASHBURTON

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$999

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3

WHAT DO I NEED TO KNOW WHEN

selling for the first time?

People are often so focused on what it takes to buy a property that the thought of selling it never occurs to them.

Home ownership is embedded in New Zealanders’ DNA, but most people experience changes in their lifestyle, family circumstances or work situation that will make them want – or need – to move on.

Whatever your reasons, it’s important to take the time to think about what you want to achieve from the sale before you start the process.

“Many people find it hard to be objective about their first home and this can have an impact on decision making when it comes to sale time,” says Kevin Lampen-Smith, chief executive of the Real Estate Authority (REA).

“In this situation it can be helpful to look at it as an investment from which you want to get the best possible return.”

A good way to start the process is to get an idea of the property’s current market value – either by using online tools, paying for a registered valuation or getting a current market appraisal (CMA) from a licensed real estate agent.

While friends and family make good sounding-boards, you can’t beat the advice and guidance you’ll get from trained, experienced professionals.

Depending on your needs and the type of property you’re selling, your support team is likely to include a lawyer or conveyancer, along with possibly a valuer, an accountant (if you have used the property for business purposes) and an insurer or lender. The other key figure for most Kiwi home sellers is a licensed real estate agent.

“More than 90 per cent of residential properties in New Zealand are sold by licensed real estate agents, who work for the seller in return for a commission that’s usually based on a percentage of the sale price,” Lampen-Smith says.

“It’s important to choose your agent well – remember that you are trusting them with what’s likely to be your biggest financial asset. Ask around for recommendations in your area and feel free to ‘interview’ a few before you make your final decision.

Don’t forget that you can negotiate with them on the costs and the range of the service they will provide you – talk to experienced friends or family or your lawyer if you’re not sure how to do this.

Some will provide the full suite of services for you, others will require you to run your own open homes. You generally pay for what you get, you just need to decide what you want.”

Some people rush into selling a property without thinking what costs are involved because they’re dazzled by the thought of a nice big cheque at the end.

Talk to your bank or lender about what to expect – you may need to spend money on preparing the physical property for sale as well as paying legal fees, marketing and moving expenses.

Talk to the real estate agent before embarking on any renovations as they will be able to tell you what buyers in your area expect.

Have you thought about where you’ll live when the property is sold? Could you cope if a buyer wanted a short settlement date and you had to move out sooner than expected?

These are all things to consider before you start the process. There’s more information at www.settled.govt.nz.

Lampen-Smith says it’s also crucial to remember your obligations as a seller.

“Whether you sell with an agent or privately, you must be upfront about any issues or information that could be relevant to a buyer,” he says.

Is there a gang house next door? Are there any signs of watertightness issues? Is there a stream at the back of the property that threatens to inundate the house after a lot of rain?

Do you have the necessary consents and compliance documents for any work that was done? If you’re not sure what to

disclose, talk to your lawyer.

“The best rule of thumb is to imagine yourself in the shoes of a potential buyer and think how you would feel if you discovered the seller had not been entirely truthful,” Lampen-Smith says.

“If that’s not enough motivation, consider that a buyer may have the right to cancel the sale or renegotiate a reduced price if you have misrepresented anything to them.

They may even be able to take you to court and claim damages.”

Selling a property can be stressful, but it doesn’t have to be life-destroying.

Be thoughtful about your decisionmaking, seek advice from the experts and remember why you’re moving on.

For independent advice on buying or selling property, check out settled.govt.nz.

- REAA

TM

bayleys.co.nz

bayleys.co.nz

6

Mortgage rates

AUGUST IS A

good time to ...

4.99

% P.A.

2 years

4.89

%

P.A.

2 years

5.05

%

Henri Ham

AWAPUNI NURSERIES

www.awapuni.co.nz

P.A.

2 years

With spring just around the corner there is plenty to keep us busy in the garden right now.

5.45

%

It’s now time to plant your brassicas. (broccoli, cabbage, cauliflower etc). We also sell mixed vege that have a few of each of these products. When planting work in plenty of compost. Think about staggering your planting (adding some new seedlings every three to four weeks to ensure a long and plentiful crop.)

P.A.

2 years

5.05

%

Plant beetroot, broad beans, lettuce, silverbeet, peas and rhubarb. Add general fertiliser and some mulch to give the soil a lift.

P.A.

2 years

Prepare the rest of your soil for spring gardening. If you planted a cover crop like lupin turn this over into the soil.

*At the time of printing

If you haven’t already get your strawberry plants in. How about adding some strawberries to a hanging basket?

In our house we have five to six plants per person to ensure a generous serving.

Prune the last of your roses. Also check for aphids and spray new growth with Yates super shield to control insects, mites and disease.

New roses can also be planted now.

They like compost rich, well-drained soil.

Add fertiliser fortnightly to ensure their success.

Plant any new fruit trees now too.

Fertilise all your trees by spreading it underneath the drip line. But be careful – fertiliser touching the trunk can burn the stem so don’t go too close.

It’s time to turn your compost over.

Compost can take around three months over winter to complete. If it needs a hurry up turn it more often.

You’ll know it’s ready when it looks like potting mix.

Check how your grass is looking. Does it need revamping with some added fertiliser and grass seed? First rake up old leaves and other debris such as fallen camellia flowers. Fertiliser high in nitrogen will help prepare for new growth.

If moss is a problem after a damp winter add some sulphate of iron to kill the moss.

Grass seed will have more success

when the soil temperature has started to rise. Keep on top of your weeding.

Weeding now will be a lot less work than weeding when they’ve taken off with spring growth.

I take the little and often approach when it comes to weeding the garden and the lawn.

There is an old saying “one year’s seeds make seven years’ weeds”.

So, attacking the weeds before they go to seed really helps.

PROTECT YOUR HOUSE FROM RATS AND MICE THIS WINTER

• • • •

Locally owned and operated for 25 years

Rodent control Compliance checks Monthly checks available Residential and commercial

Don’t delay call AJ today Fully qualified & registered Pest Control Technician

Call AJ 308 8147 or 0274 325 447

New Homes Alterations New Homes WE TAKE THE HASSLE Light Commercial Alterations OUT OF MOVING New Homes New Homes New Homes New Homes Light Commercial From packing, clean-up, storage and Earthquake Alterations Alterations Alterations NewAlterations Homes moving your whole household to New Homes strengthening and Light Commercial Alterations Earthquake Light Commercial Alterations delivering a recent large purchase, Lightand Commercial Repairs, Compliance.

Light Commercial Light Commercial strengthening and we do it all. Call today for a quote.

Earthquake Earthquake Earthquake Earthquake and Compliance.

Repairs, Earthquake strengthening and strengthening andand strengthening Free quotes in Mid Canterbury strengthening Repairs, and Compliance.

Phone Repairs, andand Compliance. strengthening and Repairs, and Compliance.

Repairs, and THE ASHBURTON FURNITURE (03) 303 9830 Repairs, andCompliance.

Compliance.

Phone Phoneor Phone MOVERS DIFFERENCE (03) 303 9830 or(03) 303 9830 or 0800 500 564 0800 500 Phone 564 0800 (03) 500 564303 9830 or Phone Phone E: josephbuilders@xtra.co.nz (03) 303 98300800 or 500 564 Email: josephbuilders@xtra.co.nz Email: 9830 (03) 303 303josephbuilders@xtra.co.nz 9830or or W: (03) www.josephbuilders.co.nz 0800 500 564 Email: josephbuilders@xtra.co.nz 0800 500 564 0800 500 564 Email: josephbuilders@xtra.co.nz

YOUR DIY REPAIRS YOUR WAY If you need to do any repairs around your home, just hire tools from us!

Come and see us today.

588 East Street, Ashburton Phone 03 308 8061 info@ashburtonuhire.co.nz www.ashburtonuhire.co.nz

OPEN 7 DAYS

Property

GUARDIAN

Ashburton

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106 Creek Road 141A Kermode Street 15 Primrose Place 5 Coniston Drive 22 Cross Street 2/356 Havelock Street 47 Trevors Road 102 Cameron Street 1 Falcon Drive 283 Wills Street 34 Saunders Road

SHOW HOME

. . . . . . . . . . .

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Travel

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Tinwald

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