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Guardian Property | July 28

Page 1

Property July 28, 2017

& LIFESTYLE

industry Comment

P3

What’s On

P11

Open homes

P12

A place to call home

Proudly marketed by Bayleys FURTHER DETAILS

P2

House of Hearing


2

FEATURE PROPERTY

A place to call home 17 Geoff Geering Drive, Elgin In this unique subdivision, you will find this beautifully presented eco-friendly property. You are sure to be immediately impressed by the spacious open plan living, kitchen and dining area which is the heart of the home and opens out onto a large fully fenced, family-friendly section. Positioned perfectly to capture the sun, the home has a heat pump for all year-round comfort and is double glazed, creating a lovely cosy atmosphere. Four double bedrooms, the master enjoys a private ensuite plus there is another full bathroom to service the other three bedrooms.

george

FURNISHINGS | FLOORING | CURTAINS

Along with this is a study nook close to the entrance which lends itself to someone working from home. The interior decor is light and bright and will work well alongside any style of furnishing. Carefully maintained so you can move straight in and enjoy. The list of extras include geo thermal water heating, water tanks, sliding top-of-theline fly screens, a petanque pitch which could easily be changed to a great place for the kids outdoor play equipment or vege patches and to top it all off an Archgola to enjoy the summer months outdoors. The property is complemented by an internal access double garaging and a security alarm.

4

2

2

FOR SALE OFFERS IN THE VICINITY OF

$490,000

Debbie Boon Phone 027 448 4006 or 03 307-7377

bayleys.co.nz/555184

new arrivals

spring summer collection 2017/2018

Burnett Street, Ashburton | 03 308 5269 | www.redmonds.co.nz Opening Hours: Monday – Friday 9.00am – 5.30pm; Saturday 10.00am – 1.00pm


INDUSTRY COMMENT

3

Mortgage rates

5.35

%

P.A.

2 years

5.14

Real estate financing

What is your background? “I am from Christchurch and I have been in financial services for over 15 years, mainly specialising in lending across all sectors – residential, commercial, businesses, rural and asset finance. The fundamentals of lending are generally always the same and it is all about the security of the asset and the serviceability factor, which is about can you afford to pay back the loan. Before banking, I was an attack helicopter pilot in the British Army Air Corps … slightly different from lending I agree, but it has been a good grounding on how best to represent my clients out to the banks!”

Why should people go to a mortgage adviser? “Overseas, especially in the UK and Australia, the majority of people use mortgage brokers instead of going straight to a bank. In New Zealand, currently around 40 per cent of new bank loans are generated from mortgage advisers, and this is set to continue as the banks continue to invest heavily in their third party banking arms because they want to work more with mortgage advisers. Also, as the rules and regulations for borrowing

P.A.

2 years

5.29

%

While pondering what I might write about for the industry comment page on a wet day recently, Jonothan Corbett walked into the office and it was a “light bulb moment”. Jonothan is from the New Zealand Mortgage Company, he became part of the Bayleys Canterbury family a month ago and offers an in-house mortgage advisory service. I took the opportunity to have a quick interview with him.

%

P.A.

2 years

5.45

% P.A.

2 years

Mick Hydes

5.29

%

BAYLEYS

seem to continually change and become more and more complicated, customers need help on getting the right advice on how to structure a loan, hence a mortgage broker is another trusted adviser for them.”

Are banks lending like they used to? “Banks and specialist lenders, whom I deal with as I can go out to most lenders, are more conservative nowadays which is a very good thing. They go through a comprehensive application process in order to make sure that the client can firstly afford the loan and secondly that they will not be put in any undue stress throughout the life of the loan. This is a far cry from previous years and is a direct result of the Credit Crunch in 2007, which then led to the GFC in 2008, when we all heard about the sub-prime mortgage situation overseas.”

P.A.

2 years

Jonothan Corbett

*At the time of printing

service, as the bank pays my fee when the loan is successful and there are no hidden or built in fees and costs to the clients. When going through a specialist lender for more hybrid lending, there is a fee and this is discussed upfront so that there are no surprises, as no-one likes that. It is just great to be able to help people get into their first home using their Kiwisaver, or help them to buy a business or whatever they wish for in life.”

At Bayleys, we are always continuing to grow to make the selling and purchasing process easier for our clients. With the addition of Jonothan to Bayleys Canterbury, we have made the process even easier. Our top priority is client care, if you are happy, then we are happy. To ensure you are taken care of during your next property sale or purchase, contact a Bayleys agent today on 307-7377.

The New Zealand Mortgage Company

What should a customer do if they want to speak with you?

For all your funding needs

“By all means do give me a call any time, and I will be happy to help. I am a free

0800 575 626 | info@nzmortgages.nz | www.nzmortgages.nz

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6

ADVICE

Keeping safe during open homes There’s a lot to consider when putting your home on show during the selling process. While you want your property to look attractive to potential buyers, you don’t want them to advertise your precious belongings to anyone with ill intent. As in most circumstances, a bit of common sense goes a long way. To start with, you should feel completely confident about your real estate agent. Licensed real estate agents are bound by the Code of Conduct, which means they have a clear responsibility to safeguard your property. If you have any concerns about holding open homes, or having viewings of your property, it’s important to discuss these with the agent so you can both feel comfortable. They can advise

you on any precautions to take as part of preparing the property for sale. When you’re getting ready to put the property on the market, the New Zealand Police National Crime Prevention Centre recommends checking with your insurance provider so you know what your policy covers. Make sure you have enough insurance to cover any potential property damage, or any valuables. Let trusted neighbours know the dates of any upcoming open homes or viewings, and ask them to keep an eye out for anything unusual. The Police also suggest that you store any valuables well out of sight before you hold your first open home, or make the property available for viewing. The most commonly stolen items include money,

jewellery, office equipment, clothing, electronics, and firearms. Photograph and record serial numbers of items around your home (these can also be uploaded to the SNAP website: www.snap.org.nz). It can be helpful to make a checklist to streamline the process and ensure you don’t overlook anything. It’s a good idea to hide your calendars – open home viewers don’t need to know when you plan to be away, or where you’re planning to go. Put away family photos, and lock away any passports, spare keys, financial statements and credit cards. Store any alcohol and prescription drugs out of sight and preferably out of the reach of children. On the day of the open home, it is best to wait at the property until the agent

arrives so you can officially pass the security responsibility to them. Be sure to walk the agent through the property and orient them as needed. Ask them if you can help them close up at the end of the open home. Together you can check the property, including any storage areas and outside spaces. Double check all the locks on windows and doors to make sure they are secured as they were before the viewing started. Selling a home can be a stressful process, so it makes sense to minimise any hassles wherever possible. If you’ve taken all the sensible precautions, you shouldn’t need to worry about holding an open home. – REAA

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KEEPING WARM

7

Perfect peace and quiet The flicker of flames on a dark night or cold morning has died out in many new homes in Ashburton in recent years, with clean air rules, busy lives and the style of modern homes working against the roar of the classic wood fire. There was a shift to electric heating and cosiness lost out to convenience. Now with Rika pellet fire cutting-edge technology with modern designs that once again make the elegant lick of fire a reality for living spaces. Rika NZ importer Andrew Wilson says what makes Rika pellet fires unlike any other in New Zealand is their quiet operation. ”Rikas are the only ones currently available in New Zealand that don’t need a convection fan, due to their design,” he says.

the first mechanisms used to feed pellets automatically into the fire. There was also the steady “tink, tink, tink” of pellets as they hit the steel floor of the burn pot. The convection fan dispersing the heat topped it off. Rika fires get around these problems in several ways: a continuous, shielded auger eliminates the feeding noise, a round castiron burn pot softens the sound of falling pellets, and a quiet, radiant heating system works just like a genuine log fire. It is Austrian engineering at its best, disguised by various decorative casings including slate tiles, metallic sides and a range of natural stones. Flames lap at the glass, dialled up or down at the touch of a button.

“With these, you need to throw away everything you know about pellet fires.”

Users can control settings from their phone, or use the unit’s own touchscreen letting customers to perfectly control the amount of heat they need.

Wilson, whose company is the exclusive Rika importer for Australasia, says early pellet fires were almost unbearably noisy, and many still are. “It was like a tractor in your living room,” he says of

Mitre 10 MEGA Ashburton can help give you advice and provide free quotes for people weighing up their options. See the Heating team at Mitre 10 MEGA Ashburton – open 7 days.

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PELLET FIRE DEALS

Merging cutting-edge technology with sleek, innovative designs that once again make the flicker of flames a reality for every home. Rika, an Austrian firm pioneered pellet stoves in Europe almost 30 years ago. Today it’s latest products are a world apart from early models. Touchscreens, wi-fi capability, self cleaning ash grates, ultra clean burning and supersized hoppers that hold fuel for days put them at the fore front of environmentally friendly and practical heating.

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8

AT HOME

Cure your hallway The narrowness of our hallways often lead to them feeling like a claustrophobic dim space even though they can often be the first area presented in a house when people come through the front door.

Here are some top tips to avoid a dingy confined space: •

Create the focus at the end of the hallway.

Celebrate that length and the unique feature that a long, narrow space gives you. Maybe it’s not the best place for art and/or family photos, where one might normally want to stop and look at the images there. Walls of photos or art are best in a place where you can step back a bit and view them.

Accentuate your long hallway and deliberately call attention to it. Make it special and beautiful by directing the interest to the end of the hallway - not the sides.

Here are seven ways to do just that: 1.

Put a mirror down at the end to extend the hallway even more and

possibly reflect some light down there. 2. Paint that end wall a contrasting accent colour so that it provides a stopping point. 3. Add some artwork or graphic pattern at the end to make a statement. 4. Lay a long runner on the floor that draws your eye to the end.

5. Create wall finishes that run the entire length of the hallway.

ing interest there. Instead, direct the focus to the end.

6. Paint or do some kind of ceiling treatment that works like the long runner, drawing your eye down to the end.

Celebrate the unique vibe your hallway provides. Make it beckon and call you to investigate beyond. Make it pull you in and through where you won’t notice that narrow, claustrophobic feeling. You’ll be so focused on what is happening at the end, what might be around the corner, that you won’t notice the side walls.

7. Repeat some special light fixtures that progress down the hall. Don’t chop it up or add even more on to the side walls coming in on you by creat-

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DIY

9

Painting your roof Painting a corrugated iron roof – top tips If you are painting a new iron roof you will need to wash it with a degreaser before you start unless the roof is more then a year old and has weathered. This means that the oil from fabrication has worn away and the iron has been slightly etched through weathering. With unpainted iron you will need to prime it first with a suitable primer, this is also the case for any sheets of iron that may have been replaced on an existing roof. You will need to apply two coats of suitable paint, and the choice of colour is up to you but do remember lighter colours will reflect the heat and darker colours absorb the heat. Airless spraying is the quickest way to paint any roof and if you decide to paint your roof this way there is a technique to applying the paint. When you are spraying you should spray about a metre wide section and work your way down the sheet, spray in the direction of the flutes in the iron. If you like you can use the joins in the iron as a guide, it is an easy way to

LE LAB VAI AY A NE OD LY O US T N L O CAL

tell exactly where you are at. Once you have worked your way down the sheet and completed that section move back to the top of the roof and repeat for next sheet of iron. You must keep a wet edge at all times and that is why you go back to the top of the roof before it starts to dry, if you decide to work back from the bottom to the top, the top part could have tacked off when you get back up there. You can buy rollers that are shaped like corrugated iron and they do work well, but you will still need to cut in all the corners and ridge caps. With some roofs you may need to run the brush down the join in the sheets as sometimes they are slightly raised and the roller will not get this area.

referred to as pointing and bedding of ridge caps. Most will need re-pointing and some may need re-bedding. With re-bedding they take off the ridge cap and re-bed it in a new mix of mortar. Pointing is where the ridge cap is not moved but the outer mortar is repaired generally with another layer of mortar applied over existing. If you have had any repairs like this done after you have cleaned the roof make sure you use your garden hose and give the roof a final clean - sometimes just a broom will do the trick. If your roof looks really bad and just about all the colour has gone then you will need to seal the roof first. Most roof sealers/primers dry clear. Make sure you apply plenty, you will need to give the roof a good coating to give it a chance to soak into the tile.

Painting a tiled roof Generally when you are painting a tiled or shingle roof it is because all the existing glaze has worn off and the roof is looking a bit shabby. Some roofs will look better than you think once the cleaning has been done. With tiled roofs there is an issue with ridge capping, they may need to be fixed before you start painting and it is generally

Tips for rookies When painting a roof make sure you are able to get back down from the roof without having to walk over wet paint. This can be avoided with a little planning before you start. If you are going to use an airless spray gun to paint the roof try to avoid painting

on a windy day as there is always some over spray and it can be carried a long way in windy conditions. Check the weather forecast. You don’t want to paint your roof if it’s going to rain and if it is going to be hot you are best to start early.

Roof paint There are a few choices when it comes to roofing paint and you will need to decide what is best for you and also how much you are willing to spend. Water based roofing paints would be the preferred paint used for cement tiled roofs and shingle roofs but there are some paints on the market that are not suitable for drinking water. So if you do collect rain water from your roof do some research and ask before you purchase your paint if the paint is suitable for the collection of rain water. Oil based roofing paints are best suited for collecting rain water. If the roof is old and usty it will help keep the rust at bay. Water based paints can be used on iron roofs but make sure any rust is treated well or it may appear again soon after painting.

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10

PROPERTY SERVICES

We accept Supergold Cards, call us today and get a discount on your next purchase or installation.

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WHAT’S ON

If you would like to see your upcoming event listed here, please contact Emma - email emma.j@theguardian.co.nz

July 17 – September 10 Annabel Menzies-Joyce | Unless Ashburton Art Gallery and Heritage Centre Taking inspiration from the much loved children’s book The Lorax by Dr. Seuss, Christchurch artist Annabel Menzies-Joyce’s solo exhibition brings together a new body of work.

July 28 Rural Women NZ Region 2 Conference Senior Centre, 206 Cameron Street Our day will include Regional Business, Speakers, Competitions and other activities. RWNZ Board Chair Penny Mudford will be in attendance. Guest Speakers during the day - Kate Boyd & Charlotte Rietveld. Cost $15.00 includes morning tea and lunch. For more information contact Sandra on 027 324 5635 10.00am – 3.00pm

July 29 The Marvellous Monthly Mayfield Market Mayfield War Memorial Hall, Mayfield. Entry to our event is free, our venue is warm and toasty and you’ll be able to enjoy a piping hot Staveley Sausage Roll, yummy crepes and cakes. 10am – 3pm Tanabata Star-Party Earth and Sky, State Highway 8, Lake Tekapo Here at Earth & Sky, we just couldn’t resist the opportunity to introduce the festival that is so closely linked with stars. This year, we will be hosting our annual Tanabata Star-party on July 29 at Earth&Sky’s Cowan’s Observatory. Please note: Due to the very low temperatures of Tekapo’s winter season, we strongly discourage parents from bringing very young children to the star party. If you choose to bring infants, please make sure you are adequately prepared for the cold weather. Visit earthandsky.co.nz/events for more details. 5.00pm – 9.00pm

Otautahi Roller Derby vs Richter City Convicts Cowles Stadium, 210 Pages Rd, Christchurch This is the fist time Otautahi takes on Richter City Convicts and we are keen to show off our mighty walls, our tricky jammer moves and some other sneaky stuff we’ve been practising!!! Get ready for some serious Roller Derby, this is an event for the whole family. See www.otautahirollers.co.nz for more information. 6.30pm – 9.30pm Mt Somers Duck Pluckers Ball Mt Somers Hall You are invited to Mt Somers’ biggest Maimai to celebrate the best thing about duck hunting... the return of the Duck Pluckers Ball! A bar will be operating as plucking is thirsty work (no BYO). Dress: Formal plucking attire only, Jacket, furs, frocks and feathers. R18 General admission: $50.00

of original soul, roots & reggae songs honed & crafted on the road with over 500 live shows over the last 2 years with his band. R18, door sales only. 9.30pm – 12.30am

August 5 Lincoln Market’s Annual Second Hand Book Sales Lincoln Library, Lincoln Lose yourself in a book this winter and grab a bargain at Lincoln’s Annual Second Hand Book Sale. Check out full details on Facebook 10.00am – 1.00pm

July 30

8pm – 10.30pm

August 11

10.00am - 4.00pm

7.00pm – 9.30pm

August 5 – September 3

August 12

Ashburton Embroiderers’ Guild Exhibition Ashburton Art Gallery “The Joy Of Stitching” A display of embroideries achieved by members of the guild over the past two years, either free choice of work or from tutored workshops. This will also include a tapestry which was worked by members as part of the New Zealand Tapestry Trust programme.

10.30am - 2.00pm

South Island Half Marathon Lake Hood This beautiful lake will host the South Island Half Marathon and 1/6 Marathon. Half Marathon: $59.00

10.00am - 4.00pm

August 6

Jesse Morris (Byron Bay) & Julian Temple (Dunedin) The Blue Pub, 1 Barkers Road, Methven Byron Bays roots reggae troubadour Jesse Morris returns to New Zealand for a series of 20 shows across the country. Celebrating his latest release ‘Wake Up’ Jesse will be joined by Julian Temple for 5 shows across the South Island. Two prolific songsmiths combine for an epic mix of roots music. Byron Bays ‘Jesse Morris’ brings a refreshing blend

One Night of Queen Ashburton Trust Event Centre One Night of Queen, performed by Gary Mullen and The Works is a spectacular live concert, recreating the look, sound, pomp and showmanship of arguably the greatest rock band of all time. R13. Adult - Premium: $89.00

Methven Craft Fair Mt Hutt Memorial Hall, Methven. Come along and check out what our stall holders have to offer, something for everyone or any occasion. All proceeds to Methven Playcentre. Free Admission

African Drumming and Dance Workshop Community House Mid Canterbury Come and learn groovy, contagious African Rhythms & Dance in a fun easy Workshop with Koffie Fugah. All levels welcome. Everyone will be challenged at their own level. Djembe drums will be provided but limited, so contact Koffie on 021 02680964 for more information. Admission $30

August 3

August 7

Soul Food Ashburton Trust Event Centre An evening with Kelvin Cruickshank. This is a rare opportunity to see Kelvin working with spirit and maybe even hear from someone you have loved and lost. R18. Tickets (fees apply): $65.00.

August 5 and 6

7.00pm – Midnight

showcases a vast selection of work from members of the Ashburton Embroiderers’ Guild.

9.30am – 1pm

August 6 – September 3 The Ashburton Embroiderers’ Guild | The Joy of Stitching Ashburton Art Gallery and Heritage Centre This popular biennial exhibition

Back to Basics Expo 58 Melcombe Street, Ashburton New Life Church Natural Savvy Living. All welcome to learn tips from the locals on how to live a healthy, resourceful and economic lifestyle. DIY, preserving, remedies, recipies and much more. Free entry. 11.00am – 3.00pm One Earth - Many Voices Concert The Sinclair Centre The Mid Canterbury Choir in concert with Australian Choir Serendipity. Afternoon tea is included in the entry cost – so why not join us for an afternoon of easy listening music? Entry: $15.00 2.00pm – 4.00pm

August 23 Tutus on Tour Ashburton Trust Event Centre We are delighted to present Tutus on Tour, the RNZB’s legendary regional touring programme, in a new format for 2017.

August 26 New Zealand Male Choir In Concert St Patricks Basilica, Timaru Road, Waimate District A celebration of the male voice with the NZMC performing a range of beautiful songs from gospel, NZ waiata, folk and opera. They will be joined in concert with the Waimate Community and Filipino Choirs who will add to an entertaining and inspiring evening of music and song. Adults: $25.00 Students and Children: $0.00 7.30pm – 9.00pm

August 29 The Marvellous Monthly Mayfield Market Mayfield War Memorial Hall, Mayfield. Entry to our event is free, our venue is warm and toasty and you’ll be able to enjoy a piping hot Staveley Sausage Roll, yummy crepes and cakes. 10am – 3pm

September 1 Katchafire Caroline Bay Hall, Timaru It’s that time of year, Katchafire are on the road again! After blazing through the New Zealand festival circuit and conquering the United States twice in 2017, Katchafire are finishing off their Winter Tour with shows in the South Island! Make sure you check out the hardest working band in the country and warm up your winter like no one else can. R18 7.30pm

August 19 Hobnail - Open Hat Night Ashburton Trust Event Centre For the uninitiated, it will be a rare treat as one of the country’s best live acts tours the finest album of its illustrious career. 7.30pm

September 1 & 2 Night of The Southern Stars Ashburton Trust Event Centre Hospice Mid Canterbury invites you to become a part of the ‘Night of the Southern Stars’. Be a part of this spectacular night of entertainment

True Blue Kiwi Cowboy

John McCabe Saturday July 29 7.30pm

One Night of Queen

Gary Mullen and The Works will perform a spectacular live concert, recreating the look, sound, pomp and showmanship of arguably the greatest rock band of all time. Featuring hits such as I Want to Break Free, A Kind of Magic, We Will Rock You and – of course – Bohemian Rhapsody. Mon, 8pm / Tickets: Adult $89* Senior, Student $79*

AUGUST

7

Hobnail

This is a live show not to be missed! For the uninitiated, it will be a rare treat as one of the country’s best live acts tours the finest album of its illustrious career. “When Hobnail take the stage, they tear into their set with mucho gusto, injecting volume and energy into the evening with their illustrious blend of bluegrass, Celtic folk, pop, and rock’n’roll”.

AUGUST 231 Burnett Street, Ashburton Ph 308 7149 www.ashburtonclub.co.nz

celebrating some the greatest international and New Zealand voices, while raising muchneeded funds for a most worthy cause, Hospice Mid Canterbury. 7:30pm

September 13 Bill Massey’s Tourists Ashburton Trust Event Centre Written & performed by Jan Bolwell Bill Massey’s Tourists has left audiences weeping and laughing. Open Hat Night 7.30pm WWE Live 2017 Horncastle Arena, Christchurch Fresh from last year’s sell-out event, WWE returns to New Zealand. See tegdainty.com/tour/wwelive-new-zealand-2017/ for more information.

September 15 Waste Free Parenting Workshop - With Kate Meads The Resource Recovery Park This is a humerous, entertaining and inspirational event full of tips and ideas around ways you can minimise waste at home. You get a free $100 goodie bag with each ticket, bursting with waste minimisation products. There are limited spaces and goodie bags available at each event. Please arrive 15 minutes before the workshop starts. Individual Ticket: $25.00, Couple Ticket: $25.00 10.00am – 12.30pm Food Lovers Masterclass With Kate Meads The Resource Recovery Park At this educational masterclass, not only will you receive $100 worth of goodies from your local council, you will get lots of exciting and inspirational advice around ways you can reduce your food waste. Please arrive 15 minutes before the workshop starts. Individual Ticket: $25.00, Couple Ticket: $25.00 6.00pm – 8.00pm

September 23 Peak to Pub This race is achievable for anyone who is interested in challenging themselves physically and mentally.

www.ateventcentre.co.nz

Sat, 7.30pm / Open Hat Night

Members, guests and affiliates all welcome.

11

03 307 2010

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admin@ateventcentre.co.nz

Kelvin Cruickshank Soul Food

Sensing Murder’s acclaimed medium Kelvin Cruickshank passes on messages to as many people as possible from their loved ones in the afterlife at his live Soul Food shows – Spirit willing. This is a rare opportunity to see Kelvin working with spirit and maybe even hear from someone you have loved and lost. Fri, 7pm / Tickets: $65* R18

AUGUST

11

Tutus on Tour

We are delighted to present Tutus on Tour, the RNZB’s legendary regional touring programme, in a new format for 2017. Tutus on Tour 2017 performances are tailor-made for smaller venues, and suitable for all ages, featuring both classical & contemporary styles of ballet. Wed, 7pm / Tickets A-Reserve: Adult $35* Child $20* Senior, Student, Unwaged $31.50* - B-Reserve: Adult $25* Child $10* Senior, Student, Unwaged $22.50*

AUGUST

23

211A WILLS ST, ASHBURTON, 7700 * Fees apply


Property

GUARDIAN

Ashburton

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106 Creek Road 11A Cross Street 66 Cameron Street 4 Suffolk Street 1/4 Balmoral Place

03 308 6173

admin@realestatenewzealand.net.nz www. realestatenewzealand.net.nz

FAIRTON 10.00 – 10.30 . . . . . . . . . . . . . . . . . . 39A Waymouth Street

www.realestatenewzealand.net.nz/360-virtual-reality-photos

360

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TINWALD 11.45 – 12.15 . . . . . . . . . . . . . . . . . . . 12 Whiteoak Grove 12.15 – 12.45 . . . . . . . . . . . . . . . . . . . 1 Hight Place

ASHBURTON 10.00 – 10.30 10.45 – 11.15 . 11.00 – 11.30 . 11.00 – 11.30 . 11.00-11.30 .

SATURDAY - JULY 29

Virtual Reality Open Homes Are Here!

Tinwald

Fairton

Open Homes


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Guardian Property | July 28 by Ashburton Guardian - Issuu