Ag 12 april, 2018

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Thursday, Apr 12, 2018

Since Sept 27, 1879

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Firing up the coals Liam Greer (left) and Bryce Chisnall are shovelling more coal than ever thanks to the new JA 1260 steam engine.

Driver injured P4

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PHOTO SUSAN SANDYS 040418-SS-001

Group fights crippling debt BY SUSAN SANDYS

SUSAN.S@THEGUARDIAN.CO.NZ

Snowden’s strong start P17

FULL STORY

Two new families per month seek help from Christians Against Poverty (CAP) in Ashburton, as they aim to climb out of crippling debt. Ashburton debt centre manager Nicola Dodd welcomes the recent rise in the minimum wage, as this will make life easier for families just getting by, but she is concerned by mobile truck shops which target low income areas of the town. The truck shops offer household goods and electronics at prices higher than retail outlets, but make payment seem easier because up-front cash is not required. CAP Ashburton is partnered with the

Ashburton Baptist Church and based at its main church office in the town centre. It helps clients regardless of their religious beliefs. The branch was established about two-and-a-half-years ago and in that time about 32 families have referred themselves for help, with four of these having become debt free. Dodd said most families she helped had not been spending on extravagant items, rather they had found it difficult to pay off essentials when they either became unwell or lost their jobs. The types of debt families fell into included that from Work and Income, car loans, credit cards and finance companies offering easy credit.

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“Often when people are stressed, sometimes you don’t make the best choices, you make quick choices,” Dodd said. There was a lack of education and public discussion around money, as well as a stigma around debt. “Families do become quite isolated, often because of the shame of being in debt money isn’t something we talk a lot about.” Once families refer to the service, Dodd visits them at home.

CONTINUED

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nissan.co.nz

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