Vittorio PortWinery& Bar

Camino ~ El Dorado County

Wine& Port Tasting Wine& Port

diVittorio Winery is a boutique winery in the Sierra Foothills. We have used a traditional wine making process since the diVittorio Family emigrated to America about 1904. The commercial winery opened in 2001.

El Dorado County fruits are used to produce fine red wines, fruit wines and port wines. Enjoy table wines and spirits that reflect traditional taste and quality, enhanced by innovation and creative thought.

Winemakers: Albert & Sally diVittorio Tasting Room is Open Friday - Sunday, 11-5pm or by appointment

Camino Wine Plaza ~ 3500 Carson Rd, Camino, CA ~ divittoriowinery.com ~ 530.621.2166 continued from page 9 20% and up. A year or two ahead, develop a plan for getting out of card debt. Start working on the highest interest rate cards and work your way down.

Social Security

Can you postpone your Social Security to 65 or even 70? By doing so, you maximize your Social Security by up to 30% more. That can turn a $2000 monthly income to $2700. That is an investment in the rest of your life. Life expediency increases every year. Are there any assets you can live off during these years? Talk to your Financial Advisor. They have ideas.

Mortgage

How about housing? Is your home paid off? Most are not. This is probably the biggest expense on your budget. There are ways to cut down on this expense. With the current rates, refinancing probably isn’t an option. Is retirement worth relocating? Is a reverse mortgage an option? Sometimes it is worth drawing against your savings to pay off a mortgage to eliminate a mortgage payment. Watch out for tax implications if you do.

Healthcare

Health costs are going up every year. You will need to budget for this. Will you need part time nurses? Most people I talk to, do not need full time help; they only need a couple of hours a week aid from traveling nurses. You can sign up for Medicare at 65. Is it worth working until then? You can sign up at www.medicare. gov or call social security at 800-772-1213. There are several plans available to you. There are also professional services to help navigate Medicare. customers started feeling like “Sierra” was their ski resort too. Familiar faces would appear each season with old friends (customers and staff alike), reacquainting after a long summer break. It was not unlike moving away from home and returning to your family during the holidays. Having transformed the little roadside ski area into a full ski resort, the Sprocks stayed true to this model. In 1993 they sold Sierra Ski Ranch and it became Sierra-atTahoe, with John Rice at the helm.

I talk to seniors all the time who are in financial trouble. Most tell me, “I never expected to live this long.” With some advance thought and a good budget, you can prepare for retirement and avoid the stress that can occur with late planning. In the end, know that you are not alone on this financial journey. I as well as other financial professionals can help point you in the right direction.

When it is finally time to stop living at work, you can begin working on living.

Bryan Wild is a reverse mortgage lender with 23 years’ experience servicing our local area. He enjoys snowboarding, BBQ’ing, the 49ers and helping people out with their retirement.

At Sierra-at-Tahoe today you get the same feeling that early Sierra Ski Ranch customers had, one of being part of an extended family. This permeates all activities at the resort and is noticed by most customers, even those visiting for the first time. Often, I will be riding up a chairlift and talk to my seat partners about what brought them

Sierra-at-Tahoe uses a combination of paid and volunteer mountain safety staff to help keep their guests safe.

Got Jokes?

A man walks into a lawyer's office and asks, "How much do you charge?" The lawyer says, "$5,000 for three questions." The man asks, "Wow, that's pretty expensive, isn't it?" And the lawyer says, "Yes. Now, what's your third question?"

I told my friend not to get too excited about turning 62, since her birthday party would be so short. "Why would it be short?" she asked. I said, "Because it's your sixty-second birthday."

to Sierra. It’s fun to hear out-oftowners say they discovered Sierra by accident or perhaps from a basin local telling them it’s the most fun area. The smiles and stories they tell confirm how quickly they are assimilated into the Sierra extended family. Most state they have never been to a resort with the same atmosphere as Sierra and wished it was everywhere.

Christopher Couper is a long time "Sierra" skier and lives with his wife in Shingle Springs. You can read more about "Sierra's" extended family atmosphere and how local history influenced the resort, including a chapter on the impacts of the Caldor Fire, in the book: From Ranch to Resort, the History of Sierra at Tahoe.

I bought a universal remote today. I was disappointed to find out that it does not, in fact, control the universe. Not even remotely.

When my wife caught me standing on the bathroom scales, sucking in my stomach, she laughed, “Ha! That’s not going to help!” I said, “Sure, it does.” “It’s the only way I can see the numbers.”

American River Conservancy (ARC) recently announced the completed purchase of 972 acres protecting 3 miles of creek frontage and important oak woodland and forest habitat near the South Fork American River in El Dorado County, California. The property, Lewis Ranch, is a working cattle ranch and contains remnants of a historic homestead. Now owned and managed by American River Conservancy, the property is permanently protected from subdivisions and development.

“Lewis Ranch is part of an important wildlife corridor between Greenwood and the South Fork American River Trail system,” stated ARC Director Elena DeLacy. “This acquisition helps protect native plant and wildlife habitat, safeguards the quality of water flowing downstream to Sacramento, builds upon existing partnerships to reduce fuel loads and protect nearby communities from wildfire, and protects working agricultural lands.”

“When the owner of Lewis Ranch approached American River Conservancy with an interest in seeing their property conserved, of course we were pleased,” noted