Arkansas Agriculture - Summer 2014

SUMMER 2014

Hidden Treasures

Arkansas’ ag museums

HEAVY LIFTING. DURAMAX AND ALLISON.® A PROVEN

trailers back in line when needed.

COMBINATION. The new Heav y Duty is our strongest Silverado ever. That’s because the

WINNING THE UPHILL BATTLE. Another

combined power of the available Duramax

automatic feature you’ll appreciate (especially

and A llison deliver an impressive 397 hp

when you’ve got a 26-footer behind you) is

and 765 lb-ft of torque. They also deliver the

Hill Start Assist. To help prevent rollback,

proven reliability of over one million of these

it detects inclines of 5 percent or more and

combinations on the road today with over

AVAILABLE DURAMAX TURBO-DIESEL & ALLISON 6-SPEED TRANSMISSION FOR BEST-IN-CLASS CONVENTIONAL TOWING.1

100 billion miles of experience.

KEEPING TR AILERS ON THE STR AIGHT

AND NARROW. Another must-have combination is power

momentarily holds the brakes–giving you time to switch from brake pedal to accelerator.

For downhills, the available Diesel Exhaust Brake System uses Silverado’s own exhaust

to decelerate rather than add wear to conventional brakes.

and control. With Tow/Haul mode, press a button and the transmission stays in gear longer, optimizing power

Everything about the new Silverado HD is designed to work

when you need to accelerate. No buttons are required

harder for you. Visit chevy.com/silverado and learn more

for Trai ler Sway Control. It appl ies both the veh icle

about the most dependable, longest-lasting full-size

and trailer brakes (when properly equipped) to help get

pickups on the road.2 Strong. For all the roads ahead.

HEAVY DUTY. THE NEW 2015 SILVERADO HD. OUR STRONGEST EVER.

INTRODUCING THE NEW 2015 SILVERADO HD

1

Requires 3500HD Crew Cab DRW 4WD with available Duramax 6.6L Turbo-Diesel V8 engine. Maximum trailer weight ratings are calculated assuming a properly equipped base vehicle, plus driver. See dealer for details. 2Dependability based on longevity: 1987-April 2013 Full-Size Pickup registrations. ©2014 General Motors. All rights reserved. Chevrolet® Chevrolet emblem® ChevyTM Duramax® Silverado®

Exclusive $500 Member Private Offer is Available at any Arkansas Chevy, GMC or Buick Dealer.

Offer valid toward the lease or purchase of new 2013 and 2014 Chevrolet, GMC and Buick models. This offer is not available with some other offers, including private offers (for example, Owner Loyalty). Offer is available with GM Business Choice. Not valid on prior purchases. Valid FB Membership Verification Certificate must be presented to dealer prior to delivery of

new vehicle. One Certificate per vehicle.

Eligible FB members may obtain an unlimited number of valid Certificates.

Certificates do expire. To be eligible, customers must be an active member of a participating state Farm Bureau for at least 60 consecutive days prior to date of vehicle delivery. Program subject to change without notice. See dealer for complete details.

Everett

$500

Everett

PRIVATE OFFER

Chevy of Fayetteville

Stanley Wood George Kell

Rhodes

Holly

Bull

Hug

- GM Dealership locations - Select dealer

Central

Smith

Gwatney Buick/GMC Bale

Gwatney Chevy Russell Gerren

Allen Tillery

3 Smart Drive White Hall 71602 www.smartdrive.com

1310 W Showroom Dr, Fayetteville, AR

479-695-7500

chevroletoffayetteville.com

Classic

Lucky’s

2600 Rivercreek Malvern 72104 www.smartdrive.com

Holt

Rhodes Chevrolet 2800 Alma Hwy.Exit 2A/I-540 Van Buren 1-866-679-2438 www.rhodeschevy.com

1275 Exchange Ave Conway Ar, 72034 888-486-3126 CONWAYCHEVROLET.COM

Smith Chevrolet-Cadillac Co. 1215 Hwy 71 S, Fort Smith

GMC 421 E. 9th St., Rector, AR. 877 808-3787 www.glensain.com

Chevy, Buick, GMC 6345 Hwy 49 South, Paragould, AR. 870 565-4353 www.glensain.com George Kell Motors 501 Hwy 367 North Newport 870-523-2792 www.georgekellmotors.com MOTORS INC

NEWPORT, ARKANSAS

Bull Motor Company Bull Motor 729 Hwy 64 W, Wynne 870-238-2800 Company www.BullMotorCo.com

Russell Chevrolet 6100 Landers Road, Sherwood 800-511-5823 www.russellchevrolet.com

Gerren Motor Company Chevrolet Buick GMC 2190 US Hwy 165 W, England 501-842-2527 Central ChevroletCadillac 3207 Stadium Blvd, Jonesboro 870-935-5575

Lucky’s of Monticello 1215 hway 425 North, Monticello 870-367-6000 www.autobylucky.com

Farm Bureau members can get a $5001 private offer toward the purchase or lease of most new GM vehicles,including the Chevrolet Silverado 2500hD and 3500hD lineup. Visit fbverify.com for more details. They get tough jobs done with a maximum payload of up to 6,635 lbs.2 and a conventional towing capacity of up to 17,000 lbs.3And through the GM Business Choice Program,4 business owners receive even more when purchasing or leasing an eligible Chevrolet or GMC truck or van for business use. Visit gmbusinesschoice. com for details.

905 Unity Rd., Crossett 870-364-4424 www.holtautogroup.net

5700 Landers Road – Sherwood 866-366-0548 • www.GoGwatney.com

Gregory Street Exit • Jacksonville 800-697-9586 • www.GoGwatney.com

® Everett Buick-GMC I-30 Alcoa Exit, Bryant 501-315-7100 EverettBGMC.com

Everett Chevrolet I-540 at Elm Springs Road, Springdale 888-536-0352 EverettChevroletNWA.com Everett Buick-GMC Moberly Lane, Bentonville 866-812-3307 EverettNWA.com

Holly Chevrolet 6601 Interstate 55 N, Marion Arkansas870-739-7337 Agriculture

3

SUMMER 2014

Edition 34

F

E

A

T

U

R

E

S

Journey through History

by Keith Sutton | Page 4

C

O

L

U

M

N

S

Farm Bureau Perspective

by Randy Veach | Page 3 Faces of Agriculture — Fred Nickerson

by Gregg Patterson | Page 18 Policy Update — Ditch the Rule

by Michelle Kitchens | Page 22 Rural Reflections Photo | Page 28

On the cover — At the Plantation Agriculture Museum in Scott, visitors can tour a 10,000-square-foot historical seed warehouse. Turn to page 4 to learn about other museums where job one is preserving the history of Arkansas agriculture. Photo by Keith Sutton.

Executive Editor: Steve Eddington Editor: Gregg Patterson Contributing Writers: Ken Moore, Keith Sutton Research Assistant: Mollie Dykes

4

Arkansas Agriculture

Farm Bureau

Arkansas Agriculture

Perspective

is an official publication of Arkansas Farm Bureau Federation.

Arkansas Agriculture is distributed to almost 42,000 farming and ranching households in Arkansas.

by Randy Veach, President Arkansas Farm Bureau

SUBSCRIPTIONS: Included in membership dues.

ARKANSAS FARM BUREAU OFFICERS: President RANDY VEACH Manila Vice President RICH HILLMAN Carlisle Secretary/Treasurer JOE CHRISTIAN Jonesboro Executive Vice President RODNEY BAKER Little Rock DIRECTORS: Troy Buck, Alpine Jon Carroll, Moro Joe Christian, Jonesboro Terry Dabbs, Stuttgart Sherry Felts, Joiner Mike Freeze, England Bruce Jackson, Lockesburg Tom Jones, Pottsville Johnny Loftin, El Dorado Gene Pharr, Lincoln Rusty Smith, Des Arc Allen Stewart, Mena Leo Sutterfield, Mountain View Joe Thrash, Conway EX OFFICIO Josh Cureton, Jonesboro Brent Lassiter, Newport Janice Marsh, McCrory Peggy Miller, Lake Village Arkansas Agriculture is published quarterly by the Arkansas Farm Bureau Federation, 10720 Kanis Road, Little Rock, AR 72211.

POSTMASTER: Send address changes to Arkansas Agriculture, P.O. Box 31, Little Rock, AR 72203. Issue #32.

Publisher assumes no responsibility for any errors or omissions. All rights reserved. Reproduction without permission is prohibited.

The Arkansas Farm Bureau Federation reserves the right to accept or reject all advertising requests.

Send comments to: arkansasagriculture@arfb.com

pcipublishing.com Created by Publishing Concepts, Inc. David Brown, President • dbrown@pcipublishing.com For Advertising info contact Tom Kennedy • 1-800-561-4686 tkennedy@pcipublishing.com Edition 34

T

he president of Missouri Farm Bureau, Blake Hurst, and I have become close friends, in part because we share similar thoughts on the cultural and economic impacts of farming and ranching in our respective states.

I was especially pleased to see Missouri voters in early August approve a constitutional amendment that guarantees a “right to farm,” taking a giant step forward in protecting the largest industry in our state – agriculture.

The vote was close. It prevailed with 50.1 percent of the vote — a difference of 2,528 votes – with just fewer than 1 million votes cast on the measure during Missouri’s primary. The amendment passage will undergo an automatic recount, triggered by the margin of victory being less than 1 percent. The secretary of state will certify the results, though a recount may be requested by anyone who voted “no” on the measure.

The proposal, known as Amendment 1, guaranteed the rights of Missouri residents to “engage in farming and ranching practices,” making farming an official constitutional right, similar to existing protections for the freedoms of speech and religion. Presently, only North Dakota has a similar constitutional amendment.

Missouri’s new constitutional amendment will protect all farms – from those that raise food organically for local farmers markets to those whose farm products are sold around the world.

There has been talk with Arkansas legislators about ways to strengthen Arkansas’ right to farm laws, which were initially passed in 1947 and revised somewhat in 1981 and 2005. There have been some fairly overt attempts to limit farmers’ rights within our state, even when laws and regulations are being followed religiously.

According to the National Ag Law Center, which is based in Fayetteville, all 50 states have enacted right-to-farm laws that seek to protect qualifying farmers and ranchers from nuisance lawsuits filed by individuals who move into a rural area where normal farming operations exist, and who later use nuisance actions to attempt to stop those ongoing operations. While the overall statutory schemes might be similar, each state has noticeably different content in the specific details of the laws.

It’s those details that Missouri voters wanted to address. Passage of Amendment 1 should limit future legislation or ballot initiatives seeking to regulate agriculture unnecessarily.

There’s no need to remind farmers and ranchers of some of the attacks being waged on our way of life. We’ve seen other states pass measures regulating livestock conditions and genetically enhanced crops. Is it any surprise the largest group working against passage of Amendment 1 in Missouri was the Humane Society of the United States?

The vote, though close, was based on the trust people have for farmers and ranchers. I thought my friend Blake Hurst summed it up best when he said, “We as farmers will continue to work to be worthy of the trust placed in us by Missourians by caring for our land, our animals and our neighbors.”

I couldn’t agree more. As farmers and ranchers, we have a moral obligation to feed and clothe the world, and we must never lose sight of that responsibility. In Missouri, their efforts to feed and clothe the world now carry constitutional protection.

Arkansas Farm Bureau will continue discussion with state legislators on possible ways to strengthen Arkansas’ right to farm laws and help ensure agriculture in our state remains sustainable and profitable. Œ*

Arkansas Agriculture

3

Journeythrough History

4

Arkansas Agriculture

The Lakeport Plantation house in Chicot County, built in 1859, is Arkansas’s grandest remaining example of antebellum Greek revival architecture.

A look inside Arkansas’ agricultural museums and historical sites photos and article by Keith Sutton

I

n a state like Arkansas, which has a rich agricultural history, it’s no surprise we have museums and historical sites to educate people about farming and ranching in days gone by. What is surprising is the fact that many of our state’s citizens have no idea these places exist, and as a result, they are missing wonderful opportunities to learn more about the Natural State’s rich agricultural heritage.

The next time you’re planning a trip, may we suggest you include a visit to some of these sites on your itinerary? A few hours spent looking at the artifacts and exhibits can give you and your family and friends a much greater appreciation of the important role agriculture has played in our history. Each visit is like a trip in a time machine that takes you to a world of the past full of surprises and revelations, and that can be more fun than you ever imagined.

Arkansas Agriculture

5

Visitors to the Plantation Agriculture Museum in Scott often spend hours browsing historical exhibits chock-full of artifacts from bygone days.

Plantation Agriculture Museum State Park The community of Scott on the Pulaski-Lonoke county line was named for the Scott family whose ancestors settled there in the early 1800s. The family owned a 2,000-acre plantation, plus a general store that opened in 1912. When the store closed in the 1960s, Robert Dortch and his daughter Floride Dortch Rebsamen bought the building and turned it into a museum commemorating Arkansas plantation life.

The museum eventually grew to include thousands of artifacts, ranging from blacksmith tools and kitchen appliances to a pair of huge steam engines.

Unfortunately, it closed in 1978, six years after Robert Dortch’s death, and fell into a state of disrepair.

In 1985, the state Legislature approved funding to buy and renovate the property. Four years later, the museum reopened under the Arkansas Department of Parks and Tourism as the Plantation Agriculture Museum, with a new mission to “collect, preserve, record and interpret the history of cotton agriculture, with an emphasis on plantations.”

Today, the museum houses more than 10,000 artifacts. Exhibits take visitors “from the field to the gin,” explaining how cotton was grown and harvested in the pre-mechanized era. The life and culture of people from slaves to sharecroppers to plantation owners are explored in the museum’s exhibits.

Don’t miss!: The gin and seed warehouse. You can spend hours browsing exhibits inside the museum, but be sure you allow time for a walking tour of the Dortch Gin and Seed Warehouse No. 5. The 1920s cotton gin has been authentically preserved by ginning experts.

The 10,000-square-foot seed warehouse was used to store and distribute cotton, soybean and rice seeds.

You’ll also find outside a diverse collection of antique tractors and farm implements.

Plantation Agriculture Museum is in Scott at the junction of U.S. 165 and Ark. 161.

Hours are Tuesday-Saturday, 8 a.m.-5 p.m., and Sunday, 1 p.m.-5 p.m. There is no admission charge. For more information, phone 501-961-1409 or visit www. arkansasstateparks.com/plantationagriculturemuseum/ continued on page 8

6

Arkansas Agriculture

Keith Sutton

Arkansas Agriculture

7

Southern Tenant Farm Museum interpreter Jessica Ross (left) and director Linda Hinton pose for a picture in the Tyronza educational facility. The museum’s many exhibits tell the story of the Southern Tenant Farmers Union and the important role it played in Arkansas and U.S. history.

Southern Tenant Farmers Museum

In July 1934, 11 white and seven African-American people in the Poinsett County community of Tyronza formed the Southern Tenant Farmers Union (STFU).

The union was unusual for its time in that both black and white members, and women and men, served in leadership positions. Their goal was to reform the sharecropping and tenant farming systems of the time, which had left many farm families homeless, hungry and unemployed. Reform they did, with a peak membership of 35,000 by 1938. The STFU continued operating into the 1960s.

The union’s founding was a pivotal moment in the history of Arkansas and the nation. The Encyclopedia of Arkansas states, “Perhaps the most enduring legacy of the STFU was its pre-Civil Rights Era example of the effectiveness of racial integration to achieve common goals … This combination of evangelism, practicality and purpose would provide an operational example for later civil rights and women’s movements, setting the stage for the next half of 20th-century American life.”

In its early years, the STFU conducted much of its business in Tyronza’s Mitchell-East Building, which

8

Arkansas Agriculture

served as a dry-cleaning business for H. L. Mitchell and a service station for Clay East, two of the union’s principal founders. Today those buildings are part of the Southern Tenant Farmers Museum, which is operated as an educational facility of Arkansas State University. The museum opened in 2006 after the Tyronza community approached ASU for assistance in saving the rapidly deteriorating building and using it to tell the story of the tenant farming movement.

The building facade has been restored to its 1930s appearance, while the interior includes exhibition space, a gift shop and a classroom. Visitors can see photographs and artifacts that trace the history of the labor movement and tenant farming in the South. Stories are told through oral history excerpts, art and interactive exhibits featuring STFU songs, poems and interviews with former union leaders. The museum also includes the historic Tyronza Bank building.

Don’t miss!: Historic 1930s newsreel footage.

Bringing the union wide national attention was a segment in The March of Time, a popular newsreel series shown in movie theaters in the 1930s. An eight-minute version that tells a powerful story can be viewed in the museum.

Located at 117 S. Main St. in Tyronza, the Southern Tenant Farmers Museum is open 9 a.m.-3 p.m. MondayFriday, noon-3 p.m. Saturday. A donation of $5 is requested for admission ($3 for senior citizens). For more information, phone 870- 487-2909 or visit stfm.astate.edu. continued on page 10

Enter the Young Farmers & Ranchers Excellence in Ag Contest, ®

and you could end up behind the wheel of a Polaris

• The YF&R Excellence in Agriculture Contest is designed for the individual or couple who have agriculture interests and are active in Farm Bureau, but derive the majority of their income away from the farm. For additional details, call 501-228-1247. The deadline for entry is Nov. 7. The winner receives a Polaris Ranger UTV and a John Deere riding lawn mower. Applications are at www. arfb.com/get-involved/young_fr/excellence .

• John Deere has grown to become the world’s leading agriculture equipment manufacturer and is posed for a strong future by remaining true to their four core values of quality, commitment, innovation and integrity. Deere is committed to those linked to the land by not only provid-

Ranger.

ing quality agriculture equipment and services, but by also being a world leader in the forestry, construction, lawn and turf care, landscaping and irrigation industries.

• The Farm Credit mission is to provide reliable credit and related services to agricultural producers and rural home owners. For almost a century, Farm Credit has been rock solid and controlled by the members it serves. Statewide, AgHeritage Farm Credit Services, Farm Credit Midsouth and Farm Credit of Western Arkansas serve members with competitively priced financing, agricultural expertise in lending and a patronage program.

Enter ArFB’s Young Farmers & Ranchers Discussion Meet Contest, and you could end up behind the wheel of a

new Kubota.

About the contest: Arkansas Farm Bureau’s YF&R Discussion Meet is a discussion contest related to issues that affect U.S. agriculture. The contest will be Dec. 3 in Hot Springs. Deadline for entry is Nov. 24. The winner will win the use of any Kubota tractor for one year and their choice of a Kawasaki Mule or a Honda 4x4 ATV (ATV sponsored by Southern Farm Bureau Life Insurance Company). Contact your county Farm Bureau office or visit www.arfb.com/get-involved/young_fr/discussion for more info.

®

About the tractor: Kubota continues to introduce new models of rugged, dependable, user-friendly tractors in their 43–118 pto horse power M series tractors. The new Grand X Cab boasts one of the largest cabs in its class. Kubota has increased both interior height and width to provide a more spacious feel. Wide opening doors provide easier access while the unobstructed ceiling and fully flat floor guarantee more head and legroom for a higher level of comfort even during long hours behind the wheel.

Go to www.kubota.com to learn more.

SPONSORED BY KUBOTA.

Arkansas Agriculture

9

Lakeport Plantation

Down in southeast Arkansas’ Chicot County, the name Lakeport has been applied to many places.

It originally was the name of a Mississippi River oxbow, Lake Port, where there was a steamboat landing. From there, thousands of bales of cotton were shipped to New Orleans. The name later was given to a nearby plantation established before the Civil War

by Joel Johnson from Kentucky.

More recently, the Lakeport

name was bestowed upon a 17-room house built on the plantation in 1859 for Joel’s son, Lycurgus and his wife, Lydia.

Their descendants remained there until the property was sold in 1927.

Lakeport is the only remaining Arkansas plantation home on the Mississippi River. The house was placed on the National Historic Register in 1974, donated to Arkansas State University in

2001 and designated in 2002 as an official project of Save America’s Treasures. Members of ASU’s Delta Heritage Initiative program extensively renovated the property, and the restored Lakeport Plantation house now serves as a museum and educational center, having celebrated its grand opening in September 2007.

Lakeport Plantation has remained in continuous cotton production since the 1830s when slaves carved it from the heavily forested Arkansas frontier.

Thus, it provides complete documentation of agricultural development in the region, including the transition from frontier and plantation slavery, to sharecropper and tenant farmer systems, to agricultural mechanization, to large-scale farming. An interpretive tour of the beautiful, two-story GreekRevival-style home provides an intimate glimpse into the lives of the farming families who lived in the 8,000-square-foot mansion.

Don’t miss!: The country store operated in the back of the house.

This room includes samples of many foods and other products locals could buy here as late as the 1980s.

Lakeport Plantation is at 601 Highway 142 southeast of Lake Village. Admission is $5 ($3 for seniors, school-age children and groups of eight or more). Guided tours are offered at 10 a.m. and 2 p.m., Monday through Friday. For more information, phone 870-2656031 or visit lakeport.astate.edu/. continued on page 12

10

Arkansas Agriculture

Getaways

Seasonal

Come join us on a fun getaway for every season of the year.

Join us on one of our exclusive fun adventures, departing Little Rock on a luxury motorcoach.

Shopper's Holiday in Paradise: Dallas, Canton Trade Days, and the Arboretum!

Trade Days in Canton, Texas is the oldest, largest continually operating outdoor flea market in the United States. Tour includes a stop at this popu popular flea market, plus more shopping in Dallas, and a festive stop at the Dallas Arboretum and Botanical Gardens for Christmas. Two night trip with lodging provided.

November 28, 2014 Details at: www.littlerocktours.com Call Janet Brown at 501 TOUR BUS (868-7287) to book your weekend getaway. $370.00 (Single person occupancy) $325.00 (per person double occupancy) 7 Day Western Caribbean Cruise aboard the Carnival Dream.

One of the newest and largest Fun Ships!

April 12, 2015 Prices for this cruise are based on double occupancy (bring your spouse, significant other, or friend) and start at only $846 per person (includes tour bus transportation to and from New Orleans) A $250 non-refundable per perperson deposit is required to secure your reservations. Contact Teresa Grace at Poe Travel 800.727.1960 Day Sun Mon Tue Wed Thu Fri Sat Sun

Port New Orleans, LA Fun Day At Sea Cozumel, Mexico Belize Mahogany Bay, Isla Roatan Fun Day At Sea Fun Day At Sea New Orleans, LA

Arrive

Depart 4:00 PM

8:00 AM 8:00 AM 9:00 AM

6:00 PM 5:00 PM 5:00 PM

8:00 AM

Arkansas Agriculture

11

At the Heritage House Museum, guests can see the recreated interior of a 1880s log cabin — just one of many exhibits documenting the history of Montgomery County and its citizens.

Heritage House Museum of Montgomery County Dick Whittington had a dream. His ancestors settled Montgomery County in west-central Arkansas, and members of each generation documented and recorded bits of local history. Whittington perpetuated the family’s keen interest in the past and, in the early 1970s, began recording interviews with locals regarding people, events, customs and conditions of the past. He decided there should be a repository of artifacts, archives and photographs to honor the history and heritage of Montgomery County, and with a core group of interested county residents decided to build a museum.

Whittington’s nephews Bill and Richard Ray donated land. Whittington paid for construction and left an endowment to support the museum’s operation. Thanks to Whittington’s dream, the Heritage House Museum of Montgomery County was dedicated in 2000.

12

Arkansas Agriculture

The museum covers the historical period from 1800 to 1975, with so many exhibits, it can take hours to see them all. There are exhibits showing the importance of the timber industry in the county, a quartz crystal and mineral exhibit, a rural general store, an exhibit barn constructed by local craftsmen using local materials, an authentic 1880s log house moved from Alamo to museum property and a 1940s outhouse moved from Pine Ridge.

Don’t miss!: Heritage Day and Sorghum Squeezin’ Day. The first takes place in spring with “old-timey” demonstrations and activities. The second is in fall, with sorghum made on-site, complete with a mule-powered mill.

Heritage House Museum is at the intersection of Highway 27 and Luzerne Street in Mount Ida. Hours are 9 a.m.-4 p.m., Monday, Tuesday, Wednesday and Friday, and 1 p.m.4 p.m. Saturday and Sunday. There is no admission fee. For more information, phone 870-867-4422 or visit hhmmc.org. continued on page 14

What is SavingsPlus?

SavingsPlus is an exclusive benefit for Arkansas Farm Bureau members. Using the nation’s largest private discount network, you’ll find savings on everyday necessities like food, clothing, car care plus more. In fact, you’ll save enough to offset the entire cost of your membership ... and beyond!

Arkansas Fayetteville: 740

Thousands of locations in Arkansas, and over 100,000 locations nationwide.

Jonesboro: 707 Fort Smith: 360 Little Rock: 1,087 Hot Springs: 874 Pine Bluff: 389 Texarkana: 331

Saving money is as easy as 1-2-3!

ONLINE:

MOBILE:

Have your membership number ready.

1

Search for our “My Deals” mobile app here:

2

Log in using your mobile password:

1 2 3

Go to www.ARFB.com Click on the SavingsPlus link.

Register and click “Submit.” Once you’ve registered, you’ll receive a confirmation email, and you can start saving immediately!

101540 - Membership ID #

3

Search participating locations nearby or enter any ZIP Code of where you’ll be.

Any problems? Contact SavingsPlus support at 888-507-1397.

Arkansas Agriculture

13

A self-guided walking tour through Lawrence County’s Clover Bend Historical District will allow up-close looks at many of the old farm and school structures preserved on this 13-acre site, which is on the National Register of Historic Places.

Clover Bend Historical District Clover Bend, the oldest community in Lawrence County, has a long, interesting history. Named for unusually shaped bends in the Black River, it was settled by Frenchmen who farmed along the river in the early 19th century. A cotton plantation sprang up there in 1840, and the land passed through a series of owners — farmers all — for almost 100 years.

From 1883 through 1909, fiction writer Alice French, known chiefly by her pen name Octave Thanet, spent her winters living and writing there in a three-story, 15-room Clover Bend home called Thanford. Her stories about the lives of Clover Bend’s sharecropping families gained her national acclaim, and she entertained many notables at Thanford, including Theodore Roosevelt.

14

Arkansas Agriculture

In 1936, the United States government purchased a large portion of the Clover Bend Plantation, and during the first and second administrations of President Franklin Roosevelt, it was the site of a successful attempt to combat the socioeconomic problems of the Great Depression. The plantation was divided into 88 units averaging 45 acres each. Farmers received the land, a four- or five-room house, a barn, a poultry house and other outbuildings.

They paid $200 a year on a 40-year mortgage while raising cotton, clover, vegetables, cattle, hogs and poultry. This allowed tenant farmers to break the cycle of borrowing against earnings on one crop to put in a new one. It was deemed the Farm Security Administration’s most successful project in Arkansas.

At the core of this project was the local school, which the government built to provide educational

opportunities for children of participating farmers. Clover Bend High School opened in 1939, along with buildings for vocational agriculture and home economics. Later, a gymnasium, elementary building, cafetorium and two houses were added.

World War II marked an end to many New Deal programs as the government’s attention turned to the war effort. The Clover Bend school and the land on which it stood were given to the school district in 1945. Farmers continued to pay their mortgages and farm their land. As the years went by many of the small parcels of land were sold and larger farms began to emerge.

When consolidation closed the Clover Bend school district in 1983, the Clover Bend Historic Preservation Association was formed to capture the area’s history. The Clover Bend Historic District, comprised of

five buildings in the high-school complex, was listed in the National Register of Historic Places in 1990. A farm house, barn, chicken house, smokehouse and outdoor bathroom were later moved onto the 13-acre site to recreate the FSA appearance. All these things can be seen by visiting the site and taking a self-guided walking tour or a guided tour by appointment. Educational programs are also available.

Don’t miss!: The Alice French Bell Pavilion. In 1885, Alice French ordered a bell to be hung in the Clover Bend school building for calling the community for school, church and emergencies. The 500-pound brass bell now hangs in the pavilion in front of the school.

Clover Bend is on Highway 228, 4 miles west of Minturn on U.S. Highway 67. There is no admission fee, and visitors can drop in for an outdoor walking tour any time. For more information visit cloverbend.com. continued on page 16

Arkansas Agriculture

15

The Museum of the Grand Prairie in Stuttgart includes one of the most varied collections of historical artifacts in the state, including this exhibit of dairy farming memorabilia, which includes old glass milk bottles, a cream separator, a variety of churns and much more.

16

Arkansas Agriculture

Museum of the Arkansas Grand Prairie At the time of settlement, the Natural State’s largest tall-grass prairie covered almost 1 million acres in what is now Arkansas, Prairie, Monroe and Lonoke counties. Beginning in the early 20th century, this area in eastern Arkansas was converted into the nation’s most productive ricegrowing region, and its waterfowl hunting became nationally renowned.

The Museum of the Arkansas Grand Prairie in Stuttgart, founded in 1974

by Arkansas County residents Bennie Burkett and Jack Crum, preserves the history of agriculture, waterfowling and the pioneers who farmed the Grand Prairie from the 1800s to 1921.

The museum began in a 1,500-square-foot building on city property. Today, the 20,000-squarefoot structure holds more than 15,000 artifacts donated by area residents, many of whom still farm the same land as their forefathers. Anyone with an interest in agricultural history will find it a treasure trove of information about prairie farm families and the ways they lived, worked and played.

Among the items exhibited are antique tractors, farm tools, plows, buggies, wagons, trucks, automobiles, combines and even a scale-model crop-dusting plane. Visitors also can walk through a recreation of Stuttgart in its early days, complete with wooden sidewalks, mercantile, toy store, grocery, millinery shop, jail, post office and doctor’s office.

There are wildlife displays, too, an exhibit on the history of rice milling, a fish farm exhibit and thousands of photographs that capture intriguing moments of the area’s history. Plus, on the grounds outside the main museum, guests can tour an early newspaper shop, a firehouse with Stuttgart’s first fire truck, a replica of a prairie

schoolhouse established in the 1880s, a replica of a 19th-century prairie home and a beautiful recreation of the Lutheran Church built by Stuttgart founder Rev. Adam Buerkle.

Don’t miss!: The Waterfowl Wing.

In the “Duck Capital of the World,” it’s no surprise many people come here to see museum’s nationally acclaimed collection of waterfowling memorabilia, including hundreds of rare duck and goose calls, antique decoys, market-hunting guns, boats, art and memorabilia from Stuttgart’s annual

World Championship Duck Calling Contest. A favorite of all is “Early Morning Duck Hunt on the Grand Prairie,” a lights-and-sound experience that lets visitors experience what it’s like to sit in a blind and watch the birds pitch in.

The Museum of the Arkansas Grand Prairie is at 912 E. Fourth St. in Stuttgart. Hours are 8 a.m.-4 p.m.

Tuesday-Friday, and 10 a.m.-4 p.m.

Saturday. Admission is free. For more information, call 870-673-7001 or visit grandprairiemuseum.org. Œ*

Hay just met its match. *Financing as low as 0% APR, see Dealer for Details

Introducing a new line of Kubota Hay Tools designed to save you time and money.

With rugged construction and efficient working widths, Kubota Hay Tools are field proven for precise forage handling.

M SERIES BALER

DM SERIES DISC MOWERS M SERIES REAR MOWER

ALEXANDER

SHERWOOD

9700 Highway 5 North, Exit 126

7200 Landers Road Exit 3

501-847-9043 501-834-9999 www.fisertractor.com

RUSSELLVILLE 702 Weir Road

479-968-3795 www.russellvillekubota.com.com

7’9” DM1024 Disc Mower Cash Price Starting at $9,000

Arkansas Agriculture

17

Faces of Agriculture

Fred Nickerson A single-driven purpose

Keith Sutton

by Gregg Patterson

Guns to beef Cattle rancher Fred Nickerson converted some of his military pay while serving in the Vietnam war for buying beef cattle back in Arkansas.

F

red Nickerson runs a cow-calf operation on 120 acres in Sweet Home. It’s one of the last farms remaining in Pulaski County. The 67-year-old’s commitment to ranching covers more than 50 years even though he didn’t come from a farming or ranching family. His father was a railroad man, a profession Nickerson did, too, retiring as a locomotive engineer after 35 years.

Nickerson caught the love for cattle from his uncle who farmed soybeans and cotton and raised cattle. “My uncle used to come over to our house and get me out of bed and say ‘There’s work to be done.’ Then we’d go to his farm, and there was always some kind of work to do,” Nickerson said.

He laughs at the memory, saying he wished his parents had rescued him from time to time from all that hard work but admits his uncle prepared him for what he knew he’d need the rest of his life. “There was a strength that my uncle taught me,” Nickerson said.

At 16, he purchased one of his uncle’s heifers for $85, and he’s

18

Arkansas Agriculture

been raising cattle ever since. After graduating high school, Nickerson went into the service and was shipped off to Vietnam. Even halfway across the world in the middle of a war, he was still thinking about cattle.

“I would send a little bit of my money home to my uncle and when he would get enough together, he’d buy me a heifer,” Nickerson said. “When I got back to the states, I think I had four head.”

From that he built his herd, and he built it into something special.

Nickerson enjoys taking care of his animals. In 2010, the Nickerson family was named Pulaski County Farm Family of the Year. Throughout, he’s been actively involved in Pulaski County Farm Bureau. He believes the strength of the organization comes from its people and their service toward the common goal of bettering agriculture.

“We talk about it being a grassroots organization. I don’t know Webster’s definition of grassroots,” Nickerson said. “But my definition is a group of individuals coming together with a

single-driven purpose – that being to further agriculture – be good stewards of the land and just take care of what the good Lord has given us charge over.”

Nickerson says he’s never known a hungry day. But he knows there are those that not a day passes without hunger entering their thoughts. “I guess we’re blessed with the ability to produce an abundance, but it may not always be this way” he said. “Not wasting it and getting it to those who need it most is one of the big reasons why Farm Bureau needs to keep agriculture strong.”

Keeping farming and ranching vibrant is also important to Nickerson for future generations. Even in an urban area, he sees a future for his farm. His grown son and daughter often work on the farm. And his three grandchildren come after school and feed the calves and the barn cats.

“I think this farm will remain in agriculture for generations to come,” Nickerson said. “The future is bright for agriculture for those who want to remain in agriculture.” Œ*

TASTE ARKANSAS.COM FROM FARM TO TABLE

Food, like nothing else, brings us together. After all, everyone eats. On Taste Arkansas, a food blog by Arkansas Farm Bureau, this simple truth is connecting those interested in food production with the farmers and ranchers who provide us with an abundance of Arkansas agricultural products.

Arkansas Agriculture

19

®®

$500

EXCLUSIVE

FOR FARM

SAVINGS

BUREAU MEMBERS

on the purchase or lease of most new GM vehicles.

Certain restrictions apply.

Visit www.fbverify.com/gm.

Save up to 20% off at Participating Choice Hotels

$500

Members Save up to…

Off Select Tractors & Equipment See Complete details at www.arfb.com

Online Booking – www.choicehotels.com enter your ID#

Hearing Healthcare Benefits Plan Statewide network of Professional Audiologists and Specialists -FREE Hearing tests and discounted hearing instruments for members

20-25%

ACTUAL SAVINGS

Free Shipping for Online Orders 1-877-202-2594 • www.grainger.com

fbverify.com/Polaris

DEPOSIT ACCOUNTS; CREDIT CARDS; AUTO AND EQUIPMENT LOANS

Contact Your Local Farm Bureau Agent!

1-800-492-3276 www.farmbureaubank.com

FREE

Arkansas Agriculture

ID#1000000270

25%

Up to off Call 800-422-3809 Discount #A298800

SAVE UP TO

20%

Off Hard Surfaces

40%

OFF CARPET

866-758-0801 Ext. 203 North Little Rock, AR 72113 Contact: Bill Ross

To Learn More About These Valuable Member Offers Visit…

20

For reservations call 800-364-6176 online wyndhamhotelgroup.com

R

Auto Buying Program

$2,572 off

Up to 20% off

Osteoporosis screening &

Screen for Stroke, Aneurysm and Heart Disease.

rvaluehearing.com

Visit FBVerify.com/Drive to get started

select models

4 Ultrasound screenings only $135 for Members

1-888-497-7447 www.clearvaluehearing.com 497-7447 toll free

Save time & money on your next new or used car or truck purchase.

Program users have seen an average MSRP. savings of

10% off hardware & special pricing on plans through T-Mobile

$200-300 Off

REE membership TODAY!

®

Advanced Security Products

http://sites.google.com/site/cellsigninternational E-mail: info@cellsigntechnologies.com Telephone: (888) 639-9040

discount on Grainger Products 10% Account Number 805-059-599

Call 800-258-2847 Mention your State ID# 00223030

BERS ings

$2500

Members Save up to…

DISCOUNT PRESCRIPTION DRUG PROGRAM

For information on program availability

call 1-866-292-7822

www.arfb.com

OWNERS WILL ENTERTAIN NONCONTINGENT OF FE ON ENTIRE PORT RS FOLI ONLY AS A TOTA O L PACKAGE UNTI L AUGUST 20TH This portfolio provides a rare investment opportunity with 13,468± total acres offering a diverse mix of locations and crops. The portfolio includes a high percentage of tillable acres with excellent soils and a high percentage of irrigated acres with good water.

The farms also have quality tenants in place for the 2014 crop year. The diversity of this portfolio provides property in six different states with multiple crop markets and weather systems.

ILLINOIS: #444.000158 Auctioneer: Rex D. Schrader II #441.001031, Broker #471.006686. ARKANSAS: Rex Defoe Schrader II, Principal Broker #PB00074747; Auctioneer #2458. TEXAS: Auctioneer: Rex Defoe Schrader II #17409; Paul A. Lynn & Associates, LLC, Texas, Broker #9000489. COLORADO: John F. Lund Broker #El 40046640; Jim Hain Associate Broker #100004973. MISSISSIPPI: #1411F Auctioneer: Rex D. Schrader II #1410; Walker Auctions: #798F. 1930 Exeter Rd. Germantown, TN 38138; 901.322.2139; Real Estate Firm License: # 15128; Real Estate Broker License: # BR14289. LOUISIANA: Schrader Auction Co. #AB-273, 950 N. Liberty Dr. Columbia City, IN; Auctioneer: Brent Wellings #1889; Paul A. Lynn & Associates, LLC, 713.825.1771; Louisiana Real Estate Broker #BROK.0000076068-ACT. At auction with INFORMATION reserve with 2% Buyer’s Premium.

BOOKLET

FARM PORTFOLIO - MOSTLY IRRIGATED STATE

COUNTY

Illinois Illinois Arkansas Louisiana Mississippi Mississippi Mississippi Texas Texas Colorado

Warren Sangamon Chicot Catahoula Sunflower Sunflower Sunflower Hartley Sherman Phillips

ACRES AUCTION DATE

236 419 1,287 1,152 643 1,321 393 4,158 1,896 1,963

Mon. Oct. 20 Mon. Oct. 20 Wed. Oct. 22 Wed. Oct. 22 Wed. Oct. 22 Fri. Oct. 24 Sat. Oct. 25

LIVE ONLINE AUCTION BIDDING AVAILABLE.

Contact Auction Company for Detailed Information Booklets for each Property with Additional Due-Diligence Materials.

CALL SCHRADER AUCTION FOR MORE INFORMATION

800-451-2709 | SchraderAuction.com ARKANSAS AGRICULTURE 1/2 Page July Issue

800-941-1138

www.greatamericansteel.com

Made in America

No Trusses!

Ideal for Storage of: Equipment/ Livestock/Bulk Grain Storage/ Hay/Fertilizer

30 YEAR WARRANTY

No Posts! 100% Usable Space! Nowhere for birds to roost!

Complete Foundation Plans Included! Easily Expandable! Easy to Erect!

THIS IS THE FINAL YEAR THE IRS WILL ALLOW AN IMMEDIATE 50% DEDUCTION FOR BUILDINGS

Go to our Website and Click the “Hay Video” to see what customers have to say about our hay barns! www.badweatherbuildings.com

Hay Storage

Equipment Storage

Livestock

Corn Bulk Grain

Arkansas Agriculture

21

Policy Update

Ditch the Rule EPA rule making all wet

by Michelle Kitchens

P

uddles, ponds, ditches and isolated wetlands dot the nation’s farmland. The U.S. Environmental Protection Agency (EPA) and the U.S. Army Corps of Engineers last March issued a proposed rule designed to expand its regulatory authority under the Clean Water Act (CWA) to these types of land features and waters, giving the agencies the power to dictate land-use decisions and farming practices in or near them.

Congress passed the CWA in 1972, banning discharges of pollutants from a point source into navigable waters without a federal permit. EPA and the Corps continually have tested the jurisdictional limits of the CWA during the last 40-plus years seeking ever broader interpretations of “waters of the U.S.” The U.S. Supreme Court twice has drawn the line at “navigable waters.” Now, EPA is once again back for more. In releasing the new “waters of the U.S.” proposed rule, EPA said it is clarifying the scope of the CWA. However, EPA’s “clarification” is also an expansion of the types of waters and lands that would be subject to federal permit requirements and limits on farming practices.

Two sections of the law particularly impact agriculture.

22

Arkansas Agriculture

Section 404 requires anyone wanting to discharge “dredge and fill” material into navigable waters to obtain a federal permit. This section deals with any discharge resulting from moving soil. It impacts individual landowners and homebuilders, as well as farmers who want to plant trees, construct buildings, install drainage, deep-plow the soil — the list goes on. Section 402 establishes the National Pollutant Discharge Elimination System permitting program to enforce discharge mitigation requirements and limit point-source discharges into navigable waters.

EPA accompanied its proposal with a new “interpretive rule” claiming to clarify certain statutory exemptions for agricultural conservation practices, including activities commonplace and essential to farming. But these exemptions apply only to “dredge and fill” permit requirements. They don’t protect farmers from federal veto power over pest and weed control, fertilizer application and other essential farming activities that may result in the addition of “pollutants” to “navigable waters.”

The ability of farmers and ranchers to remain in production

often depends on using the types of farm practices that would be prohibited if EPA denies a permit for them. For example, building a fence across a ditch, applying fertilizer or pesticides, or pulling weeds could require a federal permit. The proposed rule, in effect, would give EPA veto authority over a farmer’s or rancher’s ability to operate.

Under this proposed rule, farmers, ranchers and all other landowners will face a tremendous new roadblock to ordinary land-use activities. This isn’t just about the paperwork to get a permit to farm or about having farming practices regulated. The fact is there’s no legal right to a Clean Water Act permit. If farming or ranching activities need a permit, then permits can be denied. That’s why Clean Water Act jurisdiction over farmlands amounts to nothing less than federal veto power over a farmer’s ability to farm.

It’s vital for agriculture this proposed rule doesn’t become final or, if that is not possible, is substantially changed. Farmers are encouraged to comment on the rule at www.regulations.gov, search for Docket ID No: EPA-HQOW-2011-0880. Œ*

Sea Minerals FA

The CLEAN ONE-Will NOT clog sprayers • OMRI listed • $8/acre/application • Comes in 50#, 5#, 1# bag sizes.

See us featured on American Farmer. Just go to our website .

DID YOU

KNOW

your beef checkoff has helped more than 5,000 cattlemen earn their MBAs? “Thanks to our checkoff-funded Masters of Beef Advocacy (MBA) program, we have the knowledge and confidence to reach out to consumers with our ranch story, and have information and facts to back it up. So, we can connect with consumers by sharing the latest news and research about beef as well as what we do day-to-day on our ranch.”

While you and the Hadricks are managing your operations, your checkoff is making it easier for you to share your own beef story with consumers, too.

TASTE ARKANSAS.COM FROM FARM TO TABLE

Food, like nothing else, brings us together. After all, everyone eats.

On Taste Arkansas, a food blog by Arkansas Farm Bureau, this simple truth is connecting those interested in food production with the farmers and ranchers who provide us with an abundance of Arkansas agricultural products.

MyBeefCheckoff.com Funded by the Beef Checkoff.

&

Stacy Hadrick

Cow-calf producers/backgrounders

Arkansas Agriculture

23

Share Your Thoughts • facebook.com/ArkansasFarmBureau • youtube.com/ArkansasFarmBureau • twitter.com/ARFB • www.arfb.com

15707 Hwy 79 N • Altheimer, AR 72004 (870)766-8416 • (870)766-4542 Fax www.deanhendersonequipment.com

®

World Leader of Broadcasting Live Interactive Auctions!

24

Arkansas Agriculture

Larry Porter Seed, LLC

Porter’s Seed Cleaning, Inc.

• Conventional & Round-up Soybeans • Certified & Registered Rice & Wheat

• On site service • Rice • Oats • Beans • Wheat

Larry Porter, Seed Dealer • Roe, Arkansas Office: 870-241-3516 • Toll: 800-242-3516 • Cell: 870-672-1318

Download your MOBILE Agent today!

• Visit app store on iPhoneTM or AndroidTM • Search for Farm Bureau Mobile Agent • Download Free App • Register for online account by selecting “Register” in the upper left corner of page (If you have already registered on afbic.com, you do not need to re-register) • Login using either your member number and password or your registered e-mail address and password

ARMLPR42312

Real Service. Real People. afbic.com

Farm Bureau® Mutual Insurance Co. of Arkansas, Inc. Southern Farm Bureau® Casualty Insurance Co. Southern Farm Bureau® Life Insurance Co., Jackson, MS

Arkansas Agriculture

25

“SEA MINERALS” “Let’s Do It Natures Way” “Do The Math”

Your Water Well and Irrigation Specialists

Forage applied materials work within hours.

Cost 1/4 of most ground applied materials.

Stimulates life in the soil. Organisms farm around the clock.

P.O. Box 450 700 East Park St. Carlisle, AR 72024 870-552-7010 Fax 870-552-7012

Apply To Any Growing Forage $4 Per Acre • $12 Per Year $50 Per 50 Lb. Bag • $1,600 A Ton

918-367-5146 free shipping ton lots 918-698-5308 www.osm100.com

FOR ADVERTISING

INFORMATION

Markets Served: Agricultural • Minicipal • Industrial Products/Services at Competitive Prices New Wells Drilling Pumps Lineshaft Turbine Submersible Vertical Turbine Relift In House Repairs to all Brands Underground Irrigation Pipe Fittings Installation Frank Elder

President 501-658-1828

Call or e-mail Tom Kennedy 1.800.561.4686

tkennedy@pcipublishing.com

Clay Elder 501-454-8855

Providing Well and Pump Service for over 30 Years

Safe Step Tubs have received the Ease-of-Use Commendation from the Arthritis Foundation

N THE U.S.A EI .

MA D

Safety never felt so good

W IT

H P RID

™

A Safe Step Walk-In Tub offers independence to those seeking a safe and easy way to bathe right in the convenience and comfort of their own home. ✓ Made in America, with more standard features than any other tub ✓ Dual hydro-massage therapy system- 10 water and 16 air bubble jets, offering life-changing benefits ✓ A NEW heated seat providing warmth from beginning to end ✓ The highest quality tub complete with the most comprehensive lifetime warranty on the entire tub ✓ Top-of-the-line installation and service included You won’t find a better walk-in tub, with all these features and more, included with a lifetime warranty at a low affordable price. Call now!

E

Financing available with approved credit

www.MySafeStepWalkinTub.com

For your FREE information kit and DVD, and our Senior Discounts,

Call Today Toll-Free

1-800-386-4114

www.MySafeStepWalkinTub.com

26

Arkansas Agriculture

$750 OFF when you mention this ad for a limited time only

Call Toll-Free 1-800-386-4114

1-800-814-3311

For equipment sheds, barns, outbuildings, garages, and everything else under the sun, you can count on SBI Metal Buildings for competitive pricing and timely delivery of complete, precision fabricated building systems. SBI is a single-source manufacturer of all the major components for our pre-engineered metal buildings. Our quality control leads to superior quality, and that quality can also be found in our components, metal roofing panels, cee's, zee's and trim.

Mollie Dykes

www.sbimetalbuildings.com Hot Springs, Arkansas

When you want the best, you want SBI.

GROWING ARKANSAS Arkansas Farm Bureau and the Bumpers College of Agricultural, Food and Life Sciences at the U of A improve the lives of families across our state and nation, and around the world.

We are preparing students to be the leaders of tomorrow in the businesses associated with foods, family, the environment, agriculture, sustainability, and human quality of life.

Our students receive value-added opportunities promoting their ability as leaders, innovators, policy makers, and entrepreneurs. Our graduates are the first-choice candidates of employers seeking talent to maintain maintain the competitive edge of their businesses.

Arkansas Agriculture

27

RuralReflections

Farm Bureau member Mary Lewis of Benton took this photo of her draft horse gelding, Cody, wearing an antique plow harness.

28

Arkansas Agriculture

MEM BE

EN

E OW D TH R

M

EM

No

w

D E N W O R BEALWAYS M E M BER

E -O WN

D

COMMITTED. STRONG. RELIABLE. TRUSTED. MEMBER-OWNED. More than 10,000 customer-owners across Arkansas trust Farm Credit with large and small financing needs.

We serve Arkansas agriculture, communities and the rural lifestyle. Farm Credit customer-owners enjoy unique benefits like patronage refunds totaling more than $137.6 million since 1997. Are you Farm Credit?

800-444-3276

ARFarmCredit.com

Arkansas Agriculture

29

PRESORTED STANDARD U.S. POSTAGE PAID LITTLE ROCK, AR PERMIT NO. 1884

Summer Savings with Equipment Loans

Purchase or refinance the agricultural equipment you need today to grow your business for the future. Plus take advantage of your membership with dedicated service, special rates, flexible terms and payment plans up to 7 full years. We make financing easy!

Contact your local Arkansas Farm Bureau agent or visit farmbureaubank.com Existing Farm Bureau Bank equipment loans are excluded from this offer.

*Rate disclosed as Annual Percentage Rate (APR) and based on exceptional credit. Some restrictions may apply based upon the make and model of the equipment offered as collateral. Up to 90% financing for new and 85% for used equipment loans subject to credit approval. Rates are accurate as of 6/13/2014. Rates and financing are limited to farm equipment model years 2004 or newer and are subject to change without notice. A down payment may be required for new or used equipment purchases. Financial information required for loan requests over $50,000. Commercial vehicles and trailers may be subject to an additional documentation fee. Farm Bureau Bank does not provide equity or cash out financing on commercial vehicles and equipment. Banking services provided by Farm Bureau Bank, FSB. Farm Bureau, FB, and the FB National Logo are registered service marks owned by, and used by Farm Bureau Bank FSB under license from, the American Farm Bureau Federation.