W ho Are W e? Appl eI ns ur anc e & Fi nanc i alSer v i c esi sa f ul ls er v i c e i ns ur anc e agenc yt hat has hel ped i ndi v i dual s and c ompani esmak ei nf or med dec i s i onst hatc r eat ev al ue and manage r i s k .We ar e al eadi ng agenc yf orBl ue Cr os sandBl ueShi el di ns ur anc et hr oughoutt heSt at eof Fl or i da.Thr oughours t r at egi cpar t ner s hi pswi t hot hert op s t at ewi dei ns ur anc epr oduc er s ,wegi v ec l i ent sac c es st o t hef ul lr angeofpr oduc t sands er v i c est y pi c al l yav ai l abl e onl yt hr oughnat i onal br ok er agef i r ms . Hav i ng t he r i ght ans wer sr equi r es k nowi ng t he r i ght ques t i ons .By c us t omi z i ng eac hc l i ent ' st ot ali ns ur anc e needs ,i nv es t ment sand benef i t ss t r at egy ,we ens ur ea uni quel yt ai l or edandc ompr ehens i v eappr oac ht of i nanc i al s er v i c esand s ec ur i t y .Ourgoali st o gui de i ndi v i dual s , f ami l i es ,and bus i nes s est o obt ai nc ompet i t i v er at esf or t hei ri ns ur anc e needs ,al ong wi t hr el y i ng on dy nami c l eader s hi pt opr ov i deex empl ar ys er v i c ebyours al esagent s t odi s t i ngui s husf r om t her es toft hei ns ur anc ei ndus t r y . W HY US? Ac c ount abi l i t y:Res pons i bi l i t yofourac t i onst hati nf l uenc e t heheal t handf i nanc i al s ec ur i t yofourc l i ent s .
HEAL TH MEDI CARE GROUP DENT AL VI SI ON ACCI DENT CRI TI CALI LLNESS LI FE DI SABI LI TY
Col l abor at i on:Par t ner i ngwi t hi nandout s i det heagenc yt o mai nt ai nl eadi ngedgepr oduc tk nowl edgeandc ompet i t i v e pr i c e.
LONG TERM CARE
I nt egr i t y:T o ac twi t hhones t yand c ompas s i onwi t hout c ompr omi s i ngt hec l i ent sbes ti nt er es t sandneeds .
HOMEOWNERS
UnderCommi t& OverDel i ver :T oc ons t ant l ydel i v eral l pr oduc t sands er v i c esi nar eal i s t i candt i mel ymannert hat meet sand/ orex c eedsex pec t at i ons . Ser vi c e Exc el l enc e:Gi v i ng wor l dc l as ss er v i c et oev er y c l i entr egar dl es sofpr oduc tneedsandc i r c ums t anc es . Appl eI ns ur anc e& Fi nanc i alSer vi c es 3010N Mi l i t ar yRoad| Boc aRat on,FL33431 ( 561)6142400 www. appl ei ns ur anc e. c om
AUTO WATERCRAFT PET
Shar onZi l ber man 561. 614. 2400
MY KIND OF BLUE Florida Blue: My Kind of Company Health Plan A plan with Florida Blue comes with added value for your employees that benefits you too! It’s a threefold design for: • Increased employee engagement • Decreased absenteeism • Reinforced positive health practices It’s a win/win, helping employees be healthier and in turn, more productive, lowering your medical costs.
First, a member will receive their ID. Along with the ID, members get simple directions on how to register for their online member account.
We encourage members to download the Florida Blue mobile app. Our mobile app puts everything a member needs at their fingertips. Using the app, employees are able to: • Access their ID card • Check the status of claims • Find the nearest in-network doctor, urgent care facility or pharmacy That’s convenience!
We help members find a primary care doctor. If the member doesn’t have a primary care doctor, that’s no problem! We will help them in just a handful of easy steps.
Our programs encourage your employees to take an active role in improving their health. We use extensive data and analytics to match your employees to the programs and interventions that will best serve each individual. Some examples are: Better You Strides, powered by CaféWell® Better You Strides is an employee health program that has proven itself helpful and effective. It offers a highly customized wellness plan to help members meet their health and wellness goals. There are even rewards for completing healthy activities and challenges!
Care Consultation and Advocacy Program Some health issues can be complex and require a high-touch solution. Our Care Consultants provide just that type of support by assisting members in understanding their benefits, navigating self-help tools and looking at options that may reduce their outof-pocket costs. They can even help members get approvals and get the right follow-up care.
Personalized Care Programs Our Case Management and Condition Management programs are designed to help members better navigate the health care system and catch issues early. Early detection and treatment are key to lowering the overall cost of care. Cost Comparison Tool With this capability, our members can compare the cost of medical services and prescription drugs before a visit. Other great features include: • 24-Hour Nurseline • Healthy Addition® prenatal program
We’re so much more than a health plan. We care about our members — your employees — and want to provide them with all of the resources they may need to live healthier lives. A full-service health plan for you and your employees. So you can feel good saying:
That’s My Kind of Blue.
Health insurance is offered by Florida Blue. HMO coverage is offered by Florida Blue HMO, an affiliate of Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association. We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. As a courtesy, Florida Blue has entered into an arrangement with Health Dialog® to provide decision support services. Florida Blue has not certified or credentialed, and cannot guarantee or be held responsible for, the quality of services provided by this vendor. Please remember that all decisions pertaining to medical/clinical judgment should be made with your physician or other health care provider. Florida Blue and Health Dialog do not provide medical care or advice. Florida Blue has entered into an arrangement with Welltok, an independent company, whereby Welltok has agreed to provide Florida Blue members with care decision support services, information and other services. Florida Blue has entered into this arrangement to provide a value-added service to its members. Please remember that all decisions that require or pertain to independent professional medical/clinical judgment or training, or the need for medical services, are solely your responsibility and the responsibility of your Physicians and other health care Providers. The programs mentioned above are subject to change. CaféWell® and Personal Health Itinerary® are trademarks of Welltok, Inc. 94210 1218
APPLEI NSURANCE Fl or i da Agent s Fr om Coastt o Coast “We have you cover ed! ” _____________________ SHARON ZI LBERMAN 3010N Mi l i t ar yTr ai l BocaRat on,Fl or i da33431 ( 561)614-2400 www. appl ei ns ur ance. com