Asset:

Continued from Page 23 look at the “what if?” vicissitudes of life. A comprehensive financial plan encompasses elements of living and testamentary estate planning, application of various insurance tools, tax planning, special needs planning and charitable giving. For the business owner, concepts of “value acceleration” are critical for dealing with what may be your largest single investment asset, your lifestyle business or enterprise.

The allocation model of 60/40 is not as simple as it looks. The proportion, or something similar, may be a good starting point and a useful rule of thumb periodically, but there are many other factors to consider.

Kofi Annan, former Secretary-General of the United Nations, noted, “To live is to choose. But to choose well, you must know who you are and what you stand for, where you want to go and why you want to get there.”

Your financial plan should reflect your journey and your goals and expectations. Choose well, indeed.

Lewis Walker, CFP®, is a life centered financial planning strategist with Capital Insight Group; 770-441-3553; lewis@capitalinsightgrp.com. Securities & advisory services offered through The Strategic Financial Alliance, Inc. (SFA). Lewis is a registered representative and investment adviser representative of SFA, otherwise unaffiliated with Capital Insight Group. He’s a Gallup Certified Clifton Strengths Coach and Certified Exit Planning Advisor (CEPA).

Phone:

Continued from Page 21 with a neighbor.

It is all part of the noise that surrounds us at all times, and it can be hard to notice unless you step back and ask yourself, “Wait, why am I in such a hurry? Why am I sending that email instead of picking up the phone. Why am I harassing a complete stranger on a roundabout just because I am not having a good day? Why am I posting hurtful stuff on social media?”

We can continue to digress toward some truly dark unknown condition, but I believe we still have time to reverse some of this contamination that technology has generated and return to a way or life – an attitude – that makes us healthier, wiser and happier. But that means disconnecting from a lot of the technology – purposely, and with deliberate intent. It means reconnecting with others, personally. It starts with how we treat others and how we want to be treated. We don’t want technology to interfere with that – ever.

So, answer your phone,